City comparison · 2,060 km apart · two countries, two currencies

Ottawa vs Port St. Lucie: which should you move to?

Ottawa or Port St. Lucie? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Parliament Hill from the Ottawa River
Ontario · Canada

Ottawa

Photograph: Parliament Hill from the Ottawa River · Matti Blume · CC BY-SA 4.0 · source
Lake Tradition at twilight
Florida · United States

Port St. Lucie

Photograph: Lake Tradition at twilight · Serge Yatunin · CC BY-SA 4.0 · source
The short answer

The two housing bills are in different currencies, and held against local pay Ottawa's is the lighter. Ottawa's composite benchmark is 6.2 times local median household income and the St. Lucie County single-family median about 4.7 times, yet mortgage, property tax and insurance come to about $3,350 CAD a month in Ottawa, roughly 39% of the city's 2020 median, and about $3,267 USD in Port St. Lucie, roughly 45% of the city's 2024 median. The cheaper Port St. Lucie house costs more to hold because of a 7.03% mortgage rate against 4.34%, a property tax of about 1.99% of value against 0.83% and a hurricane insurance bill estimated at $450 a month, which is how Florida collects what it does not take in income tax. Homicide is rare in both, 21 in the Ontario part of Ottawa-Gatineau in 2025 at 1.59 per 100,000 and 4 in Port St. Lucie at about 1.5. Port St. Lucie has the lower unemployment on its own measure, 5.3% against 6.8%, and almost no federal payroll to lose, where Ottawa's public service is being cut. Ottawa has the transit, an airport and coverage that comes with residency. Choose Ottawa for public health care, French schooling and a train to work. Choose Port St. Lucie for a 16.8 C January, a salary taxed only by Washington and a new, fast-growing city, if you will drive everywhere and plan for hurricane season.


Ottawa prices are in CAD and Port St. Lucie prices are in USD. The tables leave them in their own currency and compare ratios and rates instead; a conversion would be stale by the time you read it.

Population
MeasureOttawaPort St. LucieAdvantage
City population1,188,114 (2025)268,062 (2025)Not directly comparable
Metro population1,700,014 (2025)568,721 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
8.9% (2016-2021)30.9% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureOttawaPort St. LucieAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$634,000 (July 2026)$402,500 (August 2026)Not directly comparable
Detached house benchmark
Port St. Lucie publishes a single house index rather than a composite, so the two rows repeat.
$725,000$402,500Not directly comparable
Apartment or condominium benchmark$385,500$188,371Not directly comparable
Two-bedroom rent$1,916/mo (average, October 2025)$1,271/mo (median, September 2026)Not directly comparable
One-bedroom rent$1,593/mo$1,097/moNot directly comparable
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
22.5% of a year's income17.7% of a year's incomePort St. Lucie
Mortgage payment on the benchmark, 20% down
25 years in Ottawa against 30 in Port St. Lucie, each compounding the way its own country's lenders do. The rates are not a spread you can shop: they are what each market charges.
$2,762/mo at 4.34%$2,149/mo at 7.03%Not directly comparable
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
6.2×4.7×Port St. Lucie
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$5,262/yr (0.83%, 2026)$8,022/yr (1.993%, 2025)Ottawa
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$9,155 (buyer pays)$2,818 (seller pays)Port St. Lucie
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
2.1% guideline (2026)Forbidden by state lawNot directly comparable

Ottawa: About 0.83% of market value. Ottawa levies roughly 1.26%, but against a Current Value Assessment frozen at 1 January 2016 values, because Ontario has deferred every reassessment since. The average urban home is assessed at $415,000 and pays about $5,246 in 2026, which on the $634,000 composite benchmark is 0.83%. Ottawa's municipal taxes on a representative detached house were the lowest of Ontario's ten largest cities in 2025. Port St. Lucie: About 1.99% of the price for a homesteaded owner, worked out on the $402,500 St. Lucie County single-family median, which is lower than the 22.3097 mills a house in the City of Port St. Lucie is charged because of Florida's homestead exemption rather than any assessment lag. The stack is long. St. Lucie County levies 4.1985 for its general fund, 2.7294 for the jail and courts, 0.2500 for transit, 0.1352 for mosquito control and 0.1000 for the erosion district; the City 4.6607 for operations and 0.3143 for voted debt; St. Lucie Public Schools 6.2960 (3.0480 set by state law, 1.5000 for capital outlay, 0.7480 discretionary and 1.0000 approved by voters); the St. Lucie County Fire District 3.0000; the Children's Services Council 0.3685; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; and the Florida Inland Navigation District 0.0270, for 2025. The county's law enforcement, community development and stormwater taxing units are charged only outside the cities. The school lines are charged on the price less $25,000, $377,500, and the rest on the price less a second slice as well, $352,500 on the base amounts, so a homesteaded buyer's first bill is about $8,022. Without a homestead, as a landlord or a buyer who never files, the same house owes $8,980. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the St. Lucie County Property Appraiser now gives a homestead worth up to $51,411 in all, which brings the same bill to $7,999; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $23 for it. The rates proposed for 2026 add to 22.0043, with the City's operating rate at 4.6107, its debt rate at 0.2643 and the county's general fund at 4.0441. The exemption is not automatic: you file with the property appraiser by 1 March. The City's solid waste assessment, $467 for 2025-26 and $482 for 2026-27, and its stormwater assessment of $189 come on the same bill, about $656 a year together, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureOttawaPort St. LucieAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
50.6 (2025)Not publishedNot directly comparable
Violent crime per 100,000
Canada counts every violent Criminal Code incident; the FBI counts four offences. The Canadian figure is always the larger one for that reason alone.
814 (2025)130 (2025)Not directly comparable
Property crime per 100,0002,835 (2025)637 (2025)Not directly comparable
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
21 (2025)4 (2025)Not directly comparable
Ottawa

The Ontario-part CSI rose from 46.85 in 2021 to 54.20 in 2023, held at 54.12 in 2024 and fell 6% to 50.61 in 2025 (table 35-10-0026-01). The violent crime rate has kept climbing, from 744 per 100k in 2021 to 814 in 2025, while property crime peaked in 2024 at 2,957 per 100k and eased to 2,835 in 2025.

What the rates cover: Total violent Criminal Code violations, rate per 100,000, Ottawa-Gatineau CMA Ontario part, table 35-10-0177-01 (10,745 incidents).

Homicides: Ottawa-Gatineau CMA Ontario part, table 35-10-0177-01; rate 1.59 per 100,000. 2024 was 27 (2.10 per 100k), the highest of the last five years.

Port St. Lucie

Port St. Lucie's record is short and broken by a change of system, so no trend can be read from it with confidence. The FBI CDE carries no 2021 data for the department, annual totals for 2022 and 2023 under the old summary system (267 and 243 violent offenses, 1,745 and 1,840 property offenses, about 115 and 98 violent offenses per 100,000), only June to December of 2024, after the switch to incident-based reporting in late June (182 violent and 995 property offenses in those seven months), and a full twelve months for 2025 (349 and 1,708). The 2025 violent count is higher than 2023's mainly because of aggravated assaults, 298 against 182, and the department itself says the two systems count crime differently. What does hold across every year is the level: violent crime at about a third of Miami's and Tampa's rates or less, a quarter of Jacksonville's and a sixth of Orlando's, and three to six homicides a year in a city of more than a quarter of a million. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 349 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Port St. Lucie Police Department (ORI FL0560200) in calendar 2025, divided by the 268,062 Vintage 2025 city population. On the CDE's own agency population of 273,427 the rate is 128. That is the lowest of any city this site compares, less than half El Paso's 288 and about a third of Miami's 359 and Tampa's 375.5. 2025 is the first full year of incident-based (NIBRS) reporting for this agency: the department moved to Florida's incident-based system in late June 2024 and says the old and new counts are not comparable, so a full-year 2024 rate could not be determined (PSLPD annual report).

Homicides: 4 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.5 per 100,000 on the city population, the lowest count and rate of any US city this site compares (Orlando had 10, Tampa 17, Miami and El Paso 26). The CDE series is 6 in 2022, 5 in 2023, 3 in the seven months of 2024 it covers and 4 in 2025. A department of 335 sworn officers and 89 civilian staff in 2025 (PSLPD annual report) polices a city that counted 10 traffic deaths in 2024, more than twice its homicides.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureOttawaPort St. LucieAdvantage
January mean-10.0 °C16.8 °CNot directly comparable
July mean21.2 °C27.4 °CNot directly comparable
Precipitation a year930 mm1,300 mmNot directly comparable
Snowfall a year232 cm0 cmNot directly comparable
Sunshine a year2,084 hoursNot publishedNot directly comparable
Ottawa

Environment and Climate Change Canada 1991-2020 normals at Ottawa Macdonald-Cartier Int'l A (climate ID 6106000). Annual mean 6.5 C, rainfall 757.2 mm. Sunshine hours are from the 1981-2010 normals at Ottawa CDA (climate ID 6105976) because the 1991-2020 airport table does not publish sunshine totals.

Hazards: Cold winters with regular snowstorms and freezing rain, spring flooding along the Ottawa River (2017 and 2019), summer heat and humidity, occasional severe thunderstorms and tornadoes (September 2018, the May 2022 derecho), and wildfire smoke episodes such as June 2023.

Port St. Lucie

NOAA NCEI 1991-2020 normals for Fort Pierce St. Lucie County International Airport (station USW00012895), at Treasure Coast International Airport about 15 miles north of the city's center, which is the station behind the National Weather Service's Fort Pierce climate site, the one the NWS Melbourne office reports for this part of the Treasure Coast (its monthly Fort Pierce reports compare each month against this station's normals, such as August's 81.6F and 6.94 in, and carry a threaded record back to 1901): January mean 62.3F, July mean 81.4F, annual mean 73.1F, 51.17 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the Fort Pierce cooperative station (USC00083207), about 11 miles north of the city's center. August is the warmest month by two tenths of a degree at 81.6F, with a mean high of 90.2F; January's mean low is 51.2F. August (6.94 in) and June (6.69 in) are the wettest months, and June through September bring 25.75 in, half the year; February (2.17 in) is the driest. The normals count 66.8 days a year at 90F or above, none at 100F and 1.7 nights at or below freezing. Converted here to 16.8 C, 27.4 C, 1,300 mm and 0 cm. No station has 1991-2020 normals inside the city, and the two nearest bracket it: the Fort Pierce cooperative station averages 62.7F in January and 81.7F in July with 55.89 in a year, and Stuart, about 11 miles to the southeast and closer to the coast, 64.9F and 83.2F with 62.72 in. NCEI lists no 1991-2020 normals for the St. Lucie Lock station. Port St. Lucie's January is a little warmer than Orlando's (60.6F) and Tampa's (62.0F) and much colder than Miami's (68.6F), and its July is the coolest of the five Florida cities this site compares. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 NCDC basis of the other US profiles' sunshine hours, lists no Treasure Coast station; its Florida table gives West Palm Beach 66% of possible sunshine and 75 sunny days but no hours, and the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, and this stretch of coast has been hit directly. On 5 September 2004 Frances came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, as a Category 2 hurricane with winds of about 105 mph; it produced the highest gust recorded in Florida, 108 mph (174 km/h), in Fort Pierce, and a storm surge of 5.89 ft at the St. Lucie Lock, and damage topped $1 billion in each of St. Lucie, Martin and Indian River counties. Three weeks later, on 26 September, Jeanne made landfall 5 miles from the same spot at 120 mph, the strongest of the two, with gusts of 128 mph (206 km/h) at Fort Pierce Inlet; thousands of homes in St. Lucie County were damaged or destroyed, a man in the county was electrocuted by a downed power line, and the county's schools, closed since Frances, did not reopen until 4 October (Wikipedia). The Fort Pierce cooperative station recorded 7.00 in (178 mm) of rain on the day Jeanne arrived. Wikipedia counts Frances, Jeanne and Wilma (2005) as direct hits on the city. Rain is the other storm hazard: Irma dropped 13.08 in (332 mm) on the Fort Pierce airport on 10 September 2017, the wettest day in its record since 1999, and 21.66 in near the Fort Pierce water plant, the highest total in Florida; about 150,000 homes and businesses in St. Lucie County lost power. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, a high-end EF3 tornado tracked north from the Port St. Lucie area past Fort Pierce to Vero Beach, partially collapsed two warehouses and destroyed or flipped more than 20 mobile homes in the Spanish Lakes community, where six people died; Wikipedia counts seven deaths in St. Lucie County from the storm and $514 million of damage from that tornado. The water itself is the slower hazard. The North Fork of the St. Lucie River runs through the city to an estuary it shares with Stuart, and when Lake Okeechobee runs high the Army Corps of Engineers releases lake water east through the St. Lucie Canal into the river's South Fork: 137 billion gallons in 2013 and 237 billion from January to November 2016. That fresh, nutrient-laden water feeds toxic blue-green algae blooms; the federal government refused disaster aid for the 2016 bloom in the St. Lucie Estuary, and in July 2018 Governor Rick Scott declared a state of emergency over the discharges and algae in seven counties including St. Lucie and Martin (Executive Order 18-191). The Corps' new lake schedule, LOSOM, took effect with its record of decision on 12 August 2024; it allows releases south in every zone and ends regulatory releases east to the St. Lucie below the lake's upper zones (South Florida Water Management District), and the Corps said when it chose the plan that it would cut discharges to the St. Lucie Estuary by about two-thirds. In late July 2026 the lake stood at 10.83 ft, in its water shortage band, far below any level that would trigger releases. Heat is long rather than extreme: the normals count 66.8 days a year at 90F or above and none at 100F (37.8 C); the airport recorded 100 such days in 2024, the most in its record since 1999, and 84 in 2026 through 27 September. Frost is rare but real: 1.7 nights a year at freezing on the normals, and seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February 2026.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureOttawaPort St. LucieAdvantage
Median household income$102,000 CAD (2020)$86,241 USD (2024)Not directly comparable
Unemployment rate
Statistics Canada and the Bureau of Labor Statistics define unemployment slightly differently; the Canadian measure runs about a point higher on the same labour market.
6.8% (July 2026)5.3% (July 2026)Not directly comparable
Sales tax13%7%Port St. Lucie
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
53.53%37%Port St. Lucie
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$21,930 CAD$13,449 USDNot directly comparable
Ottawa

The federal government is the anchor employer: 130,628 of 279,707 federal public servants were based in the National Capital Region at March 31, 2025, and Budget 2025 announced about 28,000 more public service job cuts by 2029. Regional unemployment ran from 6.4% in mid 2025 to 7.3% in late 2025 before easing to 6.8% in July 2026.

Main sectors: Federal public administration, Technology (Kanata North, Shopify, telecom and defence), Health care and hospitals, Post-secondary education, Tourism and national institutions.

Property tax is set by the City of Ottawa; not verified here.

Port St. Lucie

BLS counted 177,800 nonfarm jobs in the Port St. Lucie MSA in August 2026 (not seasonally adjusted, preliminary), up 900 or 0.5% on the year, a slower pace than the population. Private education and health services added the most (+800, or 2.3%, to 34,900), then leisure and hospitality (+700, or 3.3%, to 21,800) and manufacturing (+300, to 8,500), while professional and business services lost 600 (-2.4%, to 23,900) and mining, logging and construction 400 (-2.5%, to 15,500); government held at 20,200, of which federal employment is only 1,100. The seasonally adjusted series (SMS12389400000000001) was 178,800 in August 2026, 0.1% above August 2025. Many residents work elsewhere: 40% of the city's workers (47,007 of 117,414) worked outside St. Lucie County in 2024, almost all of them elsewhere in Florida, and 13% of those who commute spend an hour or more getting there (ACS 2024 1-year, B08007 and B08303). The city has tried to change that with the jobs corridor in Tradition's Southern Grove: Cheney Brothers opened its distribution center there in late 2023 and expects 700 to 800 jobs, and WPTV described the city's pitch as a way out of being a bedroom community of commuters. Tradition itself, a former cattle ranch west of I-95 developed by Core Communities from 2006 with room for more than 18,000 homes, and St. Lucie West before it, are where most of the city's commercial land and new building are (Wikipedia). Clover Park, the Mets' 7,160-seat spring training stadium, opened for the 1988 season, when the team moved from St. Petersburg.

Main sectors: Health care, the metro's fastest-growing large sector (private education and health services, 34,900 jobs in August 2026): HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, and in Fort Pierce HCA Florida Lawnwood Hospital, Retail and the rest of trade, transportation and utilities, the metro's largest sector by payroll jobs (37,200 in August 2026, 23,600 of them in retail), Logistics and distribution in the Tradition and Southern Grove area off I-95: an Amazon delivery station, a FedEx Ground sortation center and Cheney Brothers' food distribution center at Legacy Park, and a 1.87-million-square-foot Costco depot that opened in 2026, Construction and real estate, building out a city platted in the 1960s and the master-planned communities of St. Lucie West and Tradition (mining, logging and construction, 15,500 jobs), Spring training and leisure: the New York Mets have trained at Clover Park since 1988, and the St. Lucie Mets play the minor league season there (leisure and hospitality, 21,800 jobs).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 28 September 2026 the City Council unanimously adopted a $971.6 million budget for fiscal 2027 and cut the city's operating rate for the eleventh year in a row, from 4.9750 to 4.8750 mills, about $4.88 per $1,000 of taxable value; the city says the rate is 25% lower than in 2016 and the third-lowest municipal rate among Florida's 20 largest cities (WFLX). The county, school board and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureOttawaPort St. LucieAdvantage
SystemOC Transpo (buses, O-Train Lines 1, 2 and 4, Para Transpo); STO serves GatineauArea Regional Transit (ART), run by St. Lucie County: fare-free fixed-route buses on eight routes, five of which serve Port St. Lucie (Wikipedia), on-demand microtransit zones and door-to-door paratransit for eligible riders, serving Port St. Lucie, Fort Pierce, St. Lucie Village and the unincorporated county; it began as a demand-response service and took its present name in 2020. Martin County runs its own bus service, and there is no rail service in the city: the Florida East Coast Railway's main line crosses its eastern edge without a station.Not directly comparable
Commute by public transit11.2% (2021)0.5% (2024)Ottawa
Walk or cycle to work8.5% (2021)1.4% (2024)Ottawa
AirportOttawa Macdonald-Cartier International Airport, YOW, 4.9 million passengers in 2025, up 6% on 2024 (Ottawa International Airport Authority, 2025 results)Port St. Lucie has no airline service of its own. Treasure Coast International Airport, owned by St. Lucie County about 3 miles northwest of downtown Fort Pierce, serves general aviation, flight schools and private flights to the Bahamas, with a customs station; its last scheduled airline service ran briefly in 1988 (Wikipedia). The nearest large airport is President Donald J. Trump International Airport in West Palm Beach, named Palm Beach International (PBI) until 9 July 2026 and coded DJT since 18 August 2026, about 45 miles south of the city's center in a straight line; it handled a record 8,657,372 passengers in 2025, 3.0% more than 2024's 8,403,519 (Wikipedia, citing the airport's traffic reports). Orlando International is about 125 miles to the northwest.Not directly comparable
Ottawa

70.6 million O-Train and bus trips in 2025, up 3.9% on 2024 (OC Transpo report to Transit Committee, February 12, 2026). Ridership fell in early 2026: 11.5 million trips in January-February versus 12.4 million a year earlier.

Port St. Lucie

ART carried 825,588 unlinked trips in 2025, 581,985 of them on its fixed-route buses and 243,603 on demand-response service, on the National Transit Database's monthly ridership file (Federal Transit Administration). That is about an eighth of Sun Metro's 6.2 million in El Paso, a city two and a half times as large. The service went fare-free in 2018 and ridership tripled (WPTV): bus trips under the Council on Aging of St. Lucie, which ran the system until 2020, went from 277,513 in 2017 to 584,518 in 2018 and 726,750 in 2019. They have not returned to that peak since the county took the service over: 421,503 in 2021, 562,968 in 2023 and 581,985 in 2025, while demand-response trips have grown from 64,965 in 2021 to 243,603. WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Palm Tran, Brightline and Tri-Rail, at a $3 fare; this file did not confirm its current schedule.

06: Daily life

Health care, schools and what each city is like

Ottawa

Health care

Care is publicly funded through OHIP after a residency waiting period for newcomers, with prescription drugs, dental and vision outside the public plan for most working-age adults. The main hospitals are The Ottawa Hospital (Civic and General campuses), CHEO for children, the Queensway Carleton and Montfort; a replacement Civic campus was promised for 2028 but construction on the hospital itself had not begun as of 2026, and finding a family doctor is the hardest part of access, with the Ontario College of Family Physicians projecting 4.4 million Ontarians without one by 2026.

Education

The University of Ottawa (bilingual) and Carleton University are the large universities, with Algonquin College and La Cite for applied programs. Publicly funded schools run through four boards: the Ottawa-Carleton District School Board, the Ottawa Catholic School Board, and French-language public and Catholic boards, so French immersion and full French schooling are both widely available.

Living there

Ottawa is a government town that behaves like a mid-sized city: quiet downtown evenings, a large share of households with two stable incomes, and a weekend life built around the Rideau Canal, the Gatineau Park hills across the river and the river pathways. Winters are long and cold, with roughly 232 cm of snow in a normal year, and summers are warm and humid. The O-Train light rail has had reliability problems since it opened in 2019, and the bus network has been cut back, so most households still drive.

Port St. Lucie

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Port St. Lucie's was 9.9% (25,579 of 257,314), St. Lucie County's 11.4% and the metro's 11.0%. Two hospitals are in the city. HCA Florida St. Lucie Hospital, formerly St. Lucie Medical Center, has 282 licensed beds and treats more than 90,000 patients a year, by HCA's own figures. Cleveland Clinic Tradition Hospital opened in Tradition in 2013 with 90 beds and has since grown to nine stories and 177 private rooms; it was Martin Health System's Tradition Medical Center until Martin Health joined Cleveland Clinic as a full member in January 2019, and it runs a 24-hour emergency department and maternity care. The region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital is a Level II trauma center serving St. Lucie, Martin, Indian River and Okeechobee counties, with a Level III neonatal intensive care unit. This file did not verify a wait time figure for primary or specialist care.

Education

St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year; its superintendent said the schools were 'busting at the seams' (WFLX). It opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school and the first K-8 in Tradition, for 2026, and in November 2024 voters extended its half-cent sales tax for school construction to the end of 2036 (Florida Department of Revenue). Indian River State College, a public college founded in Fort Pierce in 1959 that has offered bachelor's degrees since 2008 and won the Aspen Prize for Community College Excellence in 2019, has its Pruitt campus in Port St. Lucie and enrolled 15,429 students in 2024-25, 61% of them part time (IPEDS, as compiled by UnivStats). FAU Harbor Branch Oceanographic Institute, founded in 1971 and part of Florida Atlantic University since 2007, works from a 144-acre campus on the Indian River Lagoon north of Fort Pierce and accounts for about a third of FAU's research activity (Wikipedia); Keiser University also has a campus in the city (Wikipedia).

Living there

Port St. Lucie was a land sale before it was a city. In 1958 the General Development Corporation bought about 40,000 acres along the North Fork of the St. Lucie River, and the city was incorporated in 1961 under its ownership; GDC platted more than 80,000 quarter-acre lots and sold most of them by mail on installment plans to buyers across the country and abroad, with little thought, the city's own comprehensive plan says, for water, sewage, roads or drainage (City of Port St. Lucie; Wikipedia). The result is a city of single-family houses on small lots laced with canals, whose water and sewer system the city bought in 1994, after GDC's bankruptcy, and began extending to the platted lots in 1996. Newer, planned growth came west of I-95, in St. Lucie West in the 1990s and Tradition from 2006. It has grown faster than any other US city of 200,000 people since 2020, 30.9%, almost entirely on people moving in from elsewhere, and it is older than the other Florida cities here, with a median age of 44.3. It is car-dependent even by Florida standards: 0.5% of workers take transit, the lowest share of any city this site compares, and 40% of workers leave the county for work. It is also, on the FBI's counts, the safest city here, with 130 violent offenses per 100,000 and four homicides in 2025, and its household income, $86,241, is the highest of the Florida cities here. The risks are water and wind: Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and discharges from Lake Okeechobee have turned the St. Lucie River's estuary green with algae. The open questions are growth's: schools at capacity, the highest unemployment rate of any US metro here at 5.3%, and whether the jobs corridor in Tradition can make a commuter town into a place people also work.

07: The trade-offs

Where each city wins, and where it loses

Ottawa's figures are in Canadian dollars and Port St. Lucie's in US dollars, and against local pay the cheaper house is the dearer to hold. Ottawa's composite benchmark, a blend of houses, townhouses and apartments, was $634,000 CAD in July 2026. Port St. Lucie's price is the median sale price for single-family homes in St. Lucie County from MIAMI REALTORS and RWorld, $402,500 USD in August 2026 on 444 closed sales, 0.6% above a year earlier; no City of Port St. Lucie figure is published, the city holds two-thirds of the county's 402,449 people, and Zillow's index for the City of Port St. Lucie, across all homes, stood at $384,593. The headlines are 6.2 times Ottawa's 2020 median household income of $102,000 CAD and about 4.7 times Port St. Lucie's 2024 median of $86,241 USD. At 20% down, Ottawa's mortgage at 4.34% is $2,762 CAD a month over 25 years, and the $322,000 loan on the St. Lucie County median at Freddie Mac's 7.03% of 24 September 2026 about $2,149 USD over 30. Property tax is 0.83% of market value in Ottawa, $5,262 CAD a year, against about $8,022 USD for a homesteaded owner in Port St. Lucie, where 17 levies on a City address, from the county, the City, St. Lucie Public Schools, the fire district, the Children's Services Council, the South Florida Water Management District and the inland navigation district, come to 22.3097 mills for 2025, an effective 1.99% after Florida's homestead exemption, and $8,980 without one. With insurance at $145 CAD and $450 USD a month, the Port St. Lucie figure an estimate between published averages that run from $4,630 to $13,752 a year, with its own hurricane deductible and no flood cover, the owners carry about $3,350 CAD and $3,267 USD, roughly 39% and 45% of local median income. A two-bedroom averaged $1,916 CAD in October 2025, about 23% of Ottawa's median income. Port St. Lucie's rent figure is Apartment List's median for St. Lucie County, $1,271 USD for a two-bedroom in September 2026, about 18%, and it runs well below the city's other measures: the Census Bureau's 2024 survey put a two-bedroom's median gross rent at $1,872, about 26%, so which city is cheaper to rent in depends on which Port St. Lucie figure is right. Ontario caps increases at 2.1% for 2026 in units first occupied before 15 November 2018; Florida forbids rent control outright.

Homicide is the one count that crosses the border intact, and the two are level on it, though Ottawa's covers the Ontario part of its metro and Port St. Lucie's a city of 268,062. The Ontario part of Ottawa-Gatineau recorded 21 homicides in 2025, 1.59 per 100,000, against 27 in 2024; Port St. Lucie recorded 4 in the FBI's Crime Data Explorer, about 1.5 per 100,000, the lowest count and rate of any US city this site compares, in a series that runs 6 in 2022, 5 in 2023 and 4 in 2025, and it counted 10 traffic deaths in 2024, more than twice its homicides. The other rates are different instruments. Statistics Canada put the Crime Severity Index for the Ontario part at 50.61 in 2025, below the national 75.0; American cities have no equivalent. Ottawa's violent rate of 813.79 per 100,000 counts every violent Criminal Code violation, common assault and uttering threats included. Port St. Lucie's 130 is 349 FBI-definition offenses of murder, rape, robbery and aggravated assault reported by the Port St. Lucie Police Department, divided by the Census estimate, the lowest violent rate of any city on this site. Property crime, 2,834.59 per 100,000 against 637, is defined differently too, and the Port St. Lucie total probably undercounts: it records 2 motor vehicle thefts in 2025, against 86 and 122 under the old system in 2022 and 2023. Ottawa's violent rate has increased every year from 744 per 100,000 in 2021. No direction can be read for Port St. Lucie, whose police department moved to incident-based reporting in late June 2024 and says the old and new counts are not comparable. Its 2025 counts, read on 1 October 2026, can still be revised.

The two Januaries are almost 27 degrees apart. Ottawa's mean of -10.0 C at the airport is the coldest of the cities this site compares, and Port St. Lucie's 16.8 C, at the Fort Pierce airport station about 15 miles north of the city's center, comes with 1.7 nights a year at or below freezing; early 2026 had seven, with a low of -5.0 C (23F) on 2 February. July is 21.2 C in Ottawa and 27.4 C in Port St. Lucie, where August is warmer still and the normals count 66.8 days a year at or above 32.2 C (90F) and none at 37.8 C (100F); the airport recorded 100 such days in 2024, the most in its record since 1999. Port St. Lucie gets 1,300 mm of precipitation a year against 929.8 mm, half of it from June to September, and no snow against Ottawa's 231.9 cm. Ottawa records 2,083.7 hours of sunshine; this site stores no sunshine figure for Port St. Lucie, because the series it uses lists no Treasure Coast station. Ottawa's hazards are freezing rain, spring flooding along the Ottawa River in 2017 and 2019, the September 2018 tornadoes, the May 2022 derecho and wildfire smoke. Port St. Lucie's defining hazard is the hurricane, and it has been hit directly: Frances and Jeanne both came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, three weeks apart in September 2004, Jeanne at 120 mph. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, an EF3 tornado tracked north from the Port St. Lucie area and killed six people in the Spanish Lakes mobile home community. Releases from Lake Okeechobee into the St. Lucie River have fed toxic algae blooms. An owner's utility premium over a renter is budgeted at $155 CAD a month in Ottawa, mostly heat from October to April, and an estimated $150 USD in Port St. Lucie, for electricity, water and sewer and the City's assessments.

Ottawa's anchor is the federal government, and Port St. Lucie has almost none of one. Ottawa had 130,628 of 279,707 federal public servants based in the National Capital Region at 31 March 2025, and Budget 2025 announced about 28,000 more positions to go by 2029. In the Port St. Lucie metro government held at 20,200 jobs in August 2026, of which federal employment is only 1,100. Its work is health care, retail, construction and logistics: BLS counted 177,800 nonfarm jobs, 900 or 0.5% more than a year earlier, slower than its population; private education and health services, with HCA Florida St. Lucie Hospital and Cleveland Clinic Tradition Hospital, added 800 to 34,900, trade, transportation and utilities is the largest sector at 37,200, and the Tradition and Southern Grove corridor off I-95 has an Amazon delivery station, Cheney Brothers' distribution center and a Costco depot that opened in 2026, the City's bid to keep the 40% of its workers who worked outside St. Lucie County in 2024. The metro's unemployment rate was 5.3% in July 2026, not seasonally adjusted, the highest of any US metro this site compares and up from 4.7% a year earlier. Ottawa-Gatineau's was 6.8% the same month, seasonally adjusted and above Canada's 6.4%; the two are not directly comparable, though the gap is wide. Median household income was $102,000 CAD in Ottawa in 2020 and $86,241 USD in Port St. Lucie in 2024. Ontario levies a provincial income tax, so $100,000 pays about $21,930 CAD, including the $750 Ontario Health Premium and before CPP and EI, with a top combined rate of 53.53% and 13% HST. Florida levies none, so the same salary pays $13,449 USD in federal tax for 2025; the top rate is the federal 37% and sales tax is 7% in St. Lucie County. Property tax carries more of the load instead, 1.99% on the St. Lucie County median against 0.83% on Ottawa's benchmark.

Transit is Ottawa's by a wide margin. In the 2021 census 11.2% of Ottawa commuters took transit and 8.5% walked or cycled, counted in May 2021 with remote work at its height, so the share now is unknown rather than low. In Port St. Lucie in 2024, 0.5% took transit, the lowest share of any city this site compares and an estimate whose margin of error is almost as large as the figure, 1.4% walked or cycled, 71.5% drove alone and 16.7% worked from home. OC Transpo carried 70.6 million trips in 2025 on buses and O-Train Lines 1, 2 and 4, though the O-Train has had reliability problems since it opened in 2019. Area Regional Transit, run by St. Lucie County, is fare-free and carried 825,588 trips in 2025, 581,985 of them on eight fixed bus routes, five of which serve the city, and the rest on demand-response service. There is no rail: the Florida East Coast Railway's main line crosses the city's eastern edge without a station. The city was laid out for the car from the start, as a 1960s General Development Corporation grid of quarter-acre lots and canals, and 13% of its commuters spend an hour or more getting to work. Ottawa's airport handled 4.9 million passengers in 2025, with many trips connecting through Toronto or Montreal. Port St. Lucie has no airline service of its own; its nearest large airport, in West Palm Beach about 45 miles south, handled a record 8,657,372.

Health care is where the border shows most. In Ottawa, OHIP pays for physician and hospital care with nothing due at the point of use after a residency wait for newcomers, though prescriptions, dental and vision mostly fall outside it. The bottleneck is a family doctor: the Ontario College of Family Physicians projected 4.4 million Ontarians without one by 2026, and the replacement Civic campus, promised for 2028, had not begun construction. In Port St. Lucie care is bought through an employer or marketplace plan, Medicare or Medicaid, and Florida is one of ten states that have not expanded Medicaid. Its uninsured rate was 10.9% in 2024, against 8.2% nationally, and the City of Port St. Lucie's was 9.9%. Two hospitals are in the city, HCA Florida St. Lucie Hospital, with 282 licensed beds, and Cleveland Clinic Tradition Hospital, which has grown to 177 private rooms, and the region's trauma center is HCA Florida Lawnwood Hospital in Fort Pierce, at Level II. This site verified no wait time for either city. Ottawa has four publicly funded school boards, English and French, public and Catholic, so French immersion and full French schooling are ordinary choices. St. Lucie Public Schools had 45,661 students in March 2025 and was adding about 1,500 a year, which its superintendent called 'busting at the seams'; it opened Legacy High School in Port St. Lucie in August 2025 and is building a $70 million K-8 in Tradition. Indian River State College has its Pruitt campus in the city and enrolled 15,429 students in 2024-25.

What people underestimate is that both tax bills rest on figures with dates on them, and how much the Port St. Lucie one leaves out. Ottawa levies about 1.26% against assessments frozen at 1 January 2016, which is why the bill works out to 0.83% of what a buyer pays today, and none of this site's sources dates the next reassessment. The Port St. Lucie $8,022 is the 2025 millage; the rates proposed for 2026 add to 22.0043 mills, the City having cut its own for the eleventh year in a row. It assumes a homestead filed by 1 March of the year after the purchase; without one the same house owes $8,980, and Save Our Homes resets a house's assessment to market value the January after a sale, so the seller's bill is no guide. The City's solid waste and stormwater assessments, about $656 a year, ride on the same bill, community development districts in Tradition, St. Lucie West, Verano and the rest of the newer west add their own, from $439.51 to $967.80 a year for operations in Tradition before any bond assessment, and an older lot still on a well and septic tank costs $18,821 to connect to City water and sewer. Flood cover is left out too, because a homeowners policy does not pay for rising water, and from 1 January 2027 every Citizens Property Insurance homeowners policy with wind cover must carry it. Getting in differs as well: an Ottawa buyer owes $9,155 CAD in Ontario land transfer tax on the benchmark, and a Port St. Lucie buyer about $1,771 in documentary stamp and intangible tax on a $322,000 loan, with the seller paying 0.7% on the deed, $2,818. The rate is the last date. Ottawa's 4.34% is fixed for a five-year term and then renews at whatever the rate is then, while the Port St. Lucie 7.03% holds for thirty years; at 6.67%, the August rate Charlotte and most of the Florida cities on this site were written at, the Port St. Lucie carry would be about $3,190, about 44% of income.

Ottawa

Better here

  • Mortgage, property tax and insurance come to about $3,350 CAD a month, roughly 39% of the city's 2020 median household income, against about 45% in Port St. Lucie, and the property tax is 0.83% of market value against an effective 1.99%.
  • OHIP covers physician and hospital care whoever employs you, where Florida has not expanded Medicaid and 9.9% of City of Port St. Lucie residents had no health insurance in 2024.
  • Transit carried 11.2% of commuters in the 2021 census and 8.5% walked or cycled, against 0.5% and 1.4% in Port St. Lucie in 2024.
  • July averages 21.2 C on the 1991-2020 normals, against 27.4 C in Port St. Lucie, where the same normals count 66.8 days a year at or above 32.2 C (90F), and there is no hurricane season.
  • Four publicly funded school boards, English and French, public and Catholic, make French schooling an ordinary choice.
  • Ottawa's airport handled 4.9 million passengers in 2025, where Port St. Lucie has no airline service and its nearest large airport is about 45 miles south.

Worse here

  • Regional unemployment was 6.8% in July 2026 against 5.3% in the Port St. Lucie metro on an unadjusted basis, and Budget 2025 announced about 28,000 more federal public service cuts by 2029.
  • January averages -10.0 C on a 231.9 cm snow normal, the coldest January mean of the cities this site compares, against 16.8 C and no snow in Port St. Lucie.
  • Income tax on $100,000 is about $21,930 CAD for 2025 against $13,449 USD of federal tax in Port St. Lucie, sales tax is 13% HST against 7%, and the top combined rate is 53.53% against 37%.
  • A buyer owes $9,155 in Ontario land transfer tax on the July 2026 benchmark, against about $1,771 of Florida tax on a Port St. Lucie buyer's loan.
  • 4.4 million Ontarians were projected to be without a family doctor by 2026, and the replacement Civic campus promised for 2028 had not begun construction.
  • The composite benchmark is 6.2 times the city's 2020 median household income, against about 4.7 times for the St. Lucie County single-family median and about 4.5 times for Zillow's City of Port St. Lucie value.

Choose Ottawa if

  • you want health coverage that comes with residency and survives a layoff
  • you would take a -10.0 C January over a humid summer and a hurricane season
  • you are raising children and want French schooling to be an ordinary option
  • you want to get to work by train or bus rather than by car

The Ottawa guide · Neighbourhoods · Ottawa rent vs buy · Ottawa mortgage calculator

Port St. Lucie

Better here

  • Unemployment in the Port St. Lucie metro was 5.3% in July 2026, not seasonally adjusted, against 6.8% in Ottawa-Gatineau, and federal jobs are only 1,100 of its payroll.
  • Florida levies no income tax, so $100,000 pays $13,449 USD in federal tax for 2025 and $13,170 for 2026, against about $21,930 CAD in Ottawa.
  • January averages 16.8 C with no snow on the normals, against -10.0 C and 231.9 cm in Ottawa.
  • The St. Lucie County single-family median of $402,500 USD is about 4.7 times the city's 2024 median household income, against 6.2 times for Ottawa's composite benchmark.
  • Violent offenses ran 130 per 100,000 in 2025 on the FBI's definitions, the lowest of any city this site compares, with 4 homicides.
  • The city grew 30.9% from 2020 to 2025, the fastest of any US city of 200,000 or more, and its school district is opening new schools to keep up.

Worse here

  • Mortgage, property tax and insurance come to about $3,267 USD a month, roughly 45% of the city's median household income against 39% in Ottawa, before any flood policy.
  • Property tax on the median is about $8,022 a year with a homestead, an effective 1.99%, and $8,980 without one, before about $656 of City assessments and any community development district.
  • Florida is one of ten states that have not expanded Medicaid, its uninsured rate was 10.9% in 2024 against 8.2% nationally, and the city's was 9.9%.
  • Only 0.5% of workers commuted by transit in 2024, the lowest share on this site, 71.5% drove alone, and there is no rail and no airline service.
  • Frances and Jeanne came ashore a few miles away within three weeks in 2004, and insurance is estimated at $450 a month, with a separate hurricane deductible and no flood cover.
  • The normals count 66.8 days a year at or above 32.2 C (90F), and the airport recorded 100 in 2024.

Choose Port St. Lucie if

  • you want a 16.8 C January and no snow to clear, and can plan around a hurricane season
  • you work in health care, retail, logistics or construction rather than for a government
  • you have employer health insurance you trust and would rather pay property tax on a house than provincial income tax on a salary
  • you want a mortgage rate fixed for thirty years and will drive to most things

The Port St. Lucie guide · Neighborhoods · Port St. Lucie rent vs buy · Port St. Lucie mortgage calculator

08: Questions people ask

Ottawa or Port St. Lucie, in short

Is Ottawa or Port St. Lucie cheaper to live in?

Ottawa, to own, once each bill is held against its own city's pay, because the currencies do not convert here. The Port St. Lucie house is the lower multiple of income: the $402,500 USD single-family median for St. Lucie County from MIAMI REALTORS and RWorld is about 4.7 times the City of Port St. Lucie's 2024 median household income of $86,241 USD, and Ottawa's $634,000 CAD composite benchmark 6.2 times the city's 2020 median of $102,000 CAD. But an Ottawa owner pays about $3,350 CAD a month on mortgage, property tax and insurance, roughly 39% of that income, and a Port St. Lucie owner about $3,267 USD, roughly 45%, because the mortgage rate is 7.03% against 4.34%, the property tax 1.99% against 0.83% and the insurance an estimated $450 a month against $145. Zillow's index for the City of Port St. Lucie stood at $384,593. Renting is unsettled: a two-bedroom averaged $1,916 CAD in October 2025 in Ottawa, about 23% of median income, against Apartment List's St. Lucie County median of $1,271 USD in September 2026, about 18%, or the Census Bureau's $1,872 for the city, about 26%. Port St. Lucie takes less income tax, $13,449 USD on $100,000 for 2025 against about $21,930 CAD, and less sales tax, 7% against 13%, and an Ottawa buyer funds $9,155 CAD of land transfer tax at closing.

Is Ottawa or Port St. Lucie safer?

Both, and they are level on homicide, the one count that crosses the border, though it is a count for the Ontario part of the metro against one for a city of 268,062. Ottawa's recorded 21 homicides in 2025, 1.59 per 100,000, against 27 in 2024; Port St. Lucie recorded 4 in the FBI's file, about 1.5 per 100,000, the lowest of any US city this site compares. The other rates are different instruments. Ottawa's violent rate of 813.79 per 100,000 counts every violent Criminal Code violation, including common assault, while Port St. Lucie's 130 is murder, rape, robbery and aggravated assault from the FBI's counts, divided by the Census estimate and still open to revision. Property crime, 2,834.59 per 100,000 against 637, is defined differently as well, and Port St. Lucie's probably undercounts vehicle theft. Statistics Canada put Ottawa's Crime Severity Index at 50.61 in 2025 against a national 75.0; American cities have no equivalent. Ottawa's violent rate has increased every year since 2021; Port St. Lucie's 2025 counts are its police department's first full year on a new reporting system, so they show a level but no trend.

Which has the better climate, Ottawa or Port St. Lucie?

Port St. Lucie in winter and Ottawa in summer, and the winters are almost 27 degrees apart. January averages 16.8 C in Port St. Lucie with no snow on the normals, against -10.0 C and 231.9 cm in Ottawa, the coldest January mean of the cities this site compares, and an Ottawa owner heats from October to April. July averages 21.2 C in Ottawa against 27.4 C and humid in Port St. Lucie, where the normals count 66.8 days a year at or above 32.2 C (90F) and the airport recorded 100 in 2024. Port St. Lucie gets more precipitation, 1,300 mm against 929.8 mm, half of it in summer storms. Ottawa's hazards are freezing rain, Ottawa River flooding as in 2017 and 2019, tornadoes, the May 2022 derecho and wildfire smoke; Port St. Lucie's are hurricanes, two of which came ashore a few miles away in September 2004, the tornadoes they spin off, as in October 2024, and algae blooms in the St. Lucie River.

What happens to my health care if I move from Ottawa to Port St. Lucie?

Coverage stops coming with residency and starts coming with a job or a purchase. In Ottawa, OHIP pays for physician and hospital care with nothing due at the point of use after a residency wait for newcomers, and an employer plan matters for prescriptions, dental and vision; the problem is access, with 4.4 million Ontarians projected to be without a family doctor by 2026. In Port St. Lucie you need an employer or marketplace plan, Medicare or Medicaid, with the premium, deductible and copay that come with it. Florida is one of the ten states that have not expanded Medicaid, and its uninsured rate was 10.9% in 2024 against 8.2% nationally; the City of Port St. Lucie's was 9.9%. Two hospitals are in the city, HCA Florida St. Lucie Hospital and Cleveland Clinic Tradition Hospital, and the region's trauma center is HCA Florida Lawnwood in Fort Pierce, at Level II. This site verified no wait time figure for either city.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Census Profile, 2021 Census of Population: Ottawa, City (CSD) and Ottawa-Gatineau (Ontario part) · Statistics Canada · retrieved
    Supports: population.city (2021 count), Five-year growth, Median household income, Transit commute share, Walk and cycle commute share
  2. Census Profile, 2021 Census of Population: Ottawa-Gatineau (CMA) · Statistics Canada · retrieved
    Supports: population.metro (2021 count), population.growthPct5y (CMA)
  3. Population estimates, July 1, by census subdivision, 2021 boundaries (table 17-10-0155-01) · Statistics Canada · retrieved
    Supports: City population
  4. Population estimates, July 1, by census metropolitan area and census agglomeration, 2021 boundaries (table 17-10-0148-01) · Statistics Canada · retrieved
    Supports: Metro population
  5. Crime severity index and weighted clearance rates, Canada, provinces, territories and Census Metropolitan Areas (table 35-10-0026-01) · Statistics Canada · retrieved
    Supports: Crime Severity Index, Crime trend
  6. Police-reported Crime Severity Index and crime rate, by census metropolitan area, 2025 · Statistics Canada, The Daily · retrieved
    Supports: Crime Severity Index, crime.propertyRatePer100k (all-crime rate context)
  7. Incident-based crime statistics, by detailed violations, Canada, provinces, territories, CMAs (table 35-10-0177-01) · Statistics Canada · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  8. Ottawa crime rate increases in 2025, remains above Ontario average · Yahoo News Canada (Ottawa Police Service KPI report to the Police Services Board, January 26, 2026) · retrieved
    Supports: crime.index (OPS city CSI 55.8)
  9. Canadian Climate Normals 1991-2020, Ottawa Macdonald-Cartier Int'l A · Environment and Climate Change Canada · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall
  10. Canadian Climate Normals 1981-2010, Ottawa CDA · Environment and Climate Change Canada · retrieved
    Supports: Sunshine hours
  11. Labour force characteristics by census metropolitan area, three-month moving average, seasonally adjusted (table 14-10-0459-01) · Statistics Canada · retrieved
    Supports: Unemployment rate, Labour market
  12. Labour Force Survey, July 2026 · Statistics Canada, The Daily · retrieved
    Supports: economy.unemploymentPct (Canada and Ontario comparison)
  13. Federal government to cut another 28,000 public service jobs by 2029 · CTV News Ottawa · retrieved
    Supports: Labour market
  14. Federal Government Jobs in Ottawa: 2026 Hiring Guide (citing Public Service Commission counts at March 31, 2025) · Via Ottawa · retrieved
    Supports: economy.note (NCR public servant count)
  15. 2025 and 2026 Combined Federal and Ontario Tax Rates Including Surtaxes · TaxTips.ca · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  16. Ontario Health Premium · TaxTips.ca · retrieved
    Supports: Income tax on $100,000
  17. 2025 Non-Refundable Personal Tax Credits, Base Amounts · TaxTips.ca · retrieved
    Supports: Income tax on $100,000
  18. Recap: February 12, 2026 Transit Committee · OC Transpo · retrieved
    Supports: Transit ridership
  19. OC Transpo sees drop in ridership to start 2026 · CTV News Ottawa · retrieved
    Supports: transit.ridershipNote (early 2026)
  20. A transformational year: Ottawa Airport Authority reports 2025 results · Ottawa International Airport Authority · retrieved
    Supports: Airport passengers
  21. More Than Four Million Ontarians Will Be Without a Family Doctor by 2026 · Ontario College of Family Physicians · retrieved
    Supports: Health care
  22. New Ottawa Civic hospital opening likely delayed by years, says project consultant · CBC News · retrieved
    Supports: Health care
  23. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Port St. Lucie city 204,826 (April 2020 base), 258,931 (2024) and 268,062 (2025); St. Lucie County 402,449; Fort Pierce 51,737; 232,878 (2022) and 247,573 (2023) for the 2022 and 2023 crime rates
  24. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  25. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  26. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: point, Climate normals, Airport passengers, Port St. Lucie city: 119.216 sq mi of land, 1.609 sq mi of water, internal point 27.280554, -80.388261
  27. Port St. Lucie, Florida (history, General Development Corporation, St. Lucie West, Tradition, hurricanes, transportation, sports, schools) · Wikipedia · retrieved
    Supports: Metro population, Climate hazards, Labour market, Transit system, Education, Character
  28. General Development Corporation · Wikipedia · retrieved
    Supports: Character
  29. City of Port St. Lucie Comprehensive Plan 2020-2040, Future Land Use Element (adopted October 26, 2020) · City of Port St. Lucie · retrieved
    Supports: Character, incorporated in 1961 under the ownership of the General Development Corporation; quarter-acre lots for installment land sales; over 80,000 platted lots; the city bought General Development Utilities in 1994 after the county condemned it in 1990
  30. Crime Data Explorer summarized agency data, Port St. Lucie Police Department (FL0560200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  31. Police Annual Report, FY 24/25 · Port St. Lucie Police Department · retrieved
    Supports: Violent crime rate, Homicides, Crime trend, move to FIBRS/NIBRS in late June 2024 and full-year 2024 rate not determinable; 335 sworn officers and 89 civilian staff; 10 traffic fatalities in 2024
  32. US Climate Normals 1991-2020, station USW00012895 Fort Pierce St. Lucie County International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.3F, July 81.4F and August 81.6F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 73.1F, precipitation 51.17 in, 66.8 days at 90F, 0.0 at 100F and 1.7 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  33. US Climate Normals 1991-2020, station USC00083207 Fort Pierce (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.7F, July 81.7F, 55.89 in of precipitation
  34. US Climate Normals 1991-2020, station USC00088620 Stuart (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January 64.9F, July 83.2F, 62.72 in of precipitation
  35. NCEI data search, normals-monthly-1991-2020 stations within 27.75N to 26.95N and 80.7W to 80.1W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, the 14 stations with 1991-2020 normals near the city, none inside it and no St. Lucie Lock station
  36. Climate (climate sites and Fort Pierce climate reports) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals
  37. Climate Report, Fort Pierce climate summary for the month of August 2026 (CLMFPR, issued 1 September 2026) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals, climate normal period 1991 to 2020, climate record period 1901 to 2026, August normals 81.6F mean and 6.94 in, matching USW00012895
  38. Global Historical Climatology Network daily summaries, Fort Pierce St. Lucie County International Airport (USW00012895), 1999-2026, and Fort Pierce (USC00083207), 1901-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 13.08 in at the airport on 10 September 2017; 100 days at or above 90F in 2024 and 84 in 2026 through 27 September; 7 nights at or below 32F in 2026 against 16 in 2010; 23F on 2 February 2026; 7.00 in at the Fort Pierce cooperative station on 26 September 2004
  39. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  40. Average Annual Days of Sunshine and Percent of Possible Sunshine, Florida · Current Results (NCDC Comparative Climatic Data) · retrieved
    Supports: Sunshine hours, Climate normals, West Palm Beach 66% of possible, 75 sunny days, no hours
  41. Hurricane Frances · Wikipedia · retrieved
    Supports: Climate hazards
  42. Hurricane Jeanne · Wikipedia · retrieved
    Supports: Climate hazards
  43. Effects of Hurricane Irma in Florida (Martin and St. Lucie counties) · Wikipedia · retrieved
    Supports: Climate hazards
  44. Hurricane Milton · Wikipedia · retrieved
    Supports: Climate hazards
  45. Hurricane Milton tornado outbreak (Port St. Lucie-Fort Pierce-Vero Beach EF3 tornado) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  46. St. Lucie River (North Fork, discharges, algae blooms) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  47. Lake Okeechobee (discharges, 2016 algal bloom, federal aid denial) · Wikipedia · retrieved
    Supports: Climate hazards
  48. Gov. Scott Issues Emergency Order to Combat Algal Blooms in South Florida (Executive Order 18-191) · Florida Division of Emergency Management · retrieved
    Supports: Climate hazards
  49. Lake Okeechobee System Operating Manual (LOSOM) Update · The Conservancy of Southwest Florida · retrieved
    Supports: Climate hazards
  50. LOSOM Technical Summary, July 27, 2026 · South Florida Water Management District · retrieved
    Supports: Climate hazards, LOSOM in effect with its record of decision on 12 August 2024; regulatory releases east eliminated below Zone B/C; lake at 10.83 ft NGVD29 on 26 July 2026, in the Water Shortage Management band
  51. Army Corps of Engineers announces plan that will reduce freshwater releases into St. Lucie Estuary · WPTV · retrieved
    Supports: Climate hazards
  52. ACS 2024 1-year tables B08301 and B19013 for Port St. Lucie city, St. Lucie County and the Port St. Lucie MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  53. ACS 2024 1-year tables B08007 (place of work) and B08303 (travel time to work) for Port St. Lucie city and St. Lucie County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market, Character
  54. ACS 2024 1-year table B01002 (median age) for Port St. Lucie, Jacksonville, Miami, Tampa and Orlando cities, the Port St. Lucie MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  55. ACS 2024 1-year table B27001 (health insurance coverage) for Port St. Lucie city, St. Lucie County, the Port St. Lucie MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  56. Local Area Unemployment Statistics, Port St. Lucie, FL MSA (LAUMT123894000000003), Port St. Lucie city (LAUCT125871500000003), St. Lucie County (LAUCN121110000000003), Martin County (LAUCN120850000000003), Florida (LAUST120000000000003), the Jacksonville, Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Character
  57. Current Employment Statistics, Port St. Lucie, FL MSA: total nonfarm (SMU12389400000000001, SMS12389400000000001), supersectors (SMU1238940xx00000001), retail trade (SMU12389404200000001) and federal, state and local government (SMU1238940909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  58. Distribution/Logistics · Economic Development Council of St. Lucie County · retrieved
    Supports: Main sectors, Labour market
  59. Healthcare · Economic Development Council of St. Lucie County · retrieved
    Supports: Health care
  60. Cheney Brothers distribution center opens in Port St. Lucie, set to create 700-800 new jobs · WPTV · retrieved
    Supports: Main sectors, Labour market, Character
  61. Clover Park (Florida) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  62. St. Lucie Mets · Wikipedia · retrieved
    Supports: Main sectors
  63. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax
  64. TIP 24A01-29: St. Lucie County Extends School Capital Outlay Surtax Expiration Date · Florida Department of Revenue · retrieved
    Supports: Sales tax, Education
  65. St. Lucie County reconsiders half cent sales tax for the November ballot · WQCS · retrieved
    Supports: Sales tax
  66. Port St. Lucie, County split on sales tax ballot measure · WQCS · retrieved
    Supports: Sales tax
  67. St. Lucie County commission moves ahead with 2026 half-cent sales tax referendum · WQCS · retrieved
    Supports: Sales tax
  68. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  69. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  70. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  71. Port St. Lucie lowers property tax rate for 11th straight year · WFLX · retrieved
    Supports: Tax notes
  72. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Board of County Commissioners of St. Lucie County, NTD 41199; Council on Aging of St. Lucie, NTD 40097; Martin County, NTD 40192) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved
    Supports: Transit ridership, Transit system
  73. Booming growth has St. Lucie County looking at future transit plans · WPTV · retrieved
    Supports: Transit system, Transit ridership
  74. Treasure Coast International Airport · Wikipedia · retrieved
    Supports: Airport passengers
  75. President Donald J. Trump International Airport (renaming, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved
    Supports: Airport passengers
  76. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  77. About Us, HCA Florida St. Lucie Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  78. HCA Florida Lawnwood Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  79. Tradition Hospital · Cleveland Clinic · retrieved
    Supports: Health care, Main sectors
  80. Cleveland Clinic Tradition Hospital Phases 1 and 2 · TLC Engineering Solutions · retrieved
    Supports: Health care
  81. Cleveland Clinic, Indian River Medical Center and Martin Health System Celebrate Hospital Integration · Cleveland Clinic · retrieved
    Supports: Health care
  82. Growth in St. Lucie County has schools 'busting at the seams' · WFLX · retrieved
    Supports: Education, Character
  83. St. Lucie Public Schools (schools, staff) · Wikipedia · retrieved
    Supports: Education
  84. Indian River State College (founding, campuses, bachelor's degrees, Aspen Prize) · Wikipedia · retrieved
    Supports: Education
  85. Indian River State College Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  86. Harbor Branch Oceanographic Institute · Wikipedia · retrieved
    Supports: Education
  87. MLS® Home Price Index: Ottawa Real Estate Board, July 2026 · Canadian Real Estate Association / Ottawa Real Estate Board · retrieved
    Supports: Composite MLS® HPI benchmark of $634,000 in July 2026, down 0.5% year over year, Single-family benchmark of $725,000, up 0.7% year over year, Townhouse and row benchmark of $542,500, down 5.1% year over year, Apartment benchmark of $385,500, down 5.2% year over year, 1,325 sales and 4,678 active listings in July 2026
  88. Rental Market Survey: Ottawa, average rent by bedroom type, October 2025 · Canada Mortgage and Housing Corporation · retrieved
    Supports: Ottawa average purpose-built rents of $1,332 studio, $1,593 one-bedroom, $1,916 two-bedroom and $2,090 three-bedroom-plus, An overall average of $1,743 across 89,170 purpose-built units, Year-over-year increases of 3.4% on one- and two-bedroom units and 3.9% overall, Average rent of $2,320 in buildings completed in 2000 or later against $1,529 in buildings from before 1960
  89. Rental Market Statistics Summary: Ottawa (CV), October 2025 · Canada Mortgage and Housing Corporation · retrieved
    Supports: City of Ottawa purpose-built vacancy rate of 2.9% across 86,550 units, City of Ottawa average rent of $1,741 and median rent of $1,675
  90. 2026 Tax Policy and Other Revenue Matters · City of Ottawa, Revenue Services · retrieved
    Supports: Ontario's last province-wide reassessment was completed in 2016 and municipalities rely on 2016 assessment values for the 2026 tax year, The average urban Ottawa home is assessed at $415,000, A 2026 net municipal increase of $184 on that home: $166 from the 3.75% budget increase and $18 from the multi-residential ratio change, The 2026 budget was approved on 10 December 2025 with a 3.75% overall municipal tax increase, Ottawa's 2025 average municipal taxes on a representative two-storey detached house were $5,490, the lowest of Ontario's ten largest municipalities
  91. Education property tax rates · Government of Ontario · retrieved
    Supports: The residential education tax rate of 0.153% of assessed value, unchanged since 2020
  92. Premium information for homeowner and small rental loans · Canada Mortgage and Housing Corporation · retrieved
    Supports: Mortgage default insurance premium rates by loan-to-value
  93. Regulations amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations (SOR/2025-55) · Canada Gazette, Part II · retrieved
    Supports: The $1.5 million insured price cap, 30-year amortization for first-time buyers and new builds
  94. Minimum qualifying rate for uninsured mortgages · Office of the Superintendent of Financial Institutions · retrieved
    Supports: The qualifying rate of the contract rate plus two points, or 5.25%
  95. Interest rates charged for new and existing lending by chartered banks · Bank of Canada · retrieved
    Supports: The default mortgage rate of 4.34%, uninsured five-year-plus fixed, funds advanced May 2026
  96. Calculating Land Transfer Tax · Ontario Ministry of Finance · retrieved
    Supports: Provincial transfer tax brackets, The conditional 2.5% band
  97. Municipal Land Transfer Tax rates and fees · City of Toronto · retrieved
    Supports: Toronto municipal transfer tax brackets, First-time buyer rebate
  98. Residential rent increases · Government of Ontario · retrieved
    Supports: 2026 rent increase guideline of 2.1%, The 2018 occupancy exemption
  99. Retail Sales Tax · Government of Ontario · retrieved
    Supports: 8% retail sales tax on insurance premiums
  100. St. Lucie County median home prices rise (August 2026 market report) · MIAMI REALTORS + RWorld · retrieved
    Supports: A median price of single-family homes in St. Lucie County of $402,500 in August 2026, against $400,000 in August 2025, up 0.63%, Single-family sales of 444 in August 2026 against 475 a year earlier, and a condominium median of $320,000 against $298,450 on 80 sales, Single-family active listings of 2,270 against 2,351 a year earlier, and 4.9 months' supply of single-family homes, Statistics released by MIAMI REALTORS + RWorld, the MIAMI MLS and BeachesMLS, by county, with no City of Port St. Lucie figure
  101. 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved
    Supports: A land area of 119.216 square miles and a water area of 1.609 square miles for Port St. Lucie city
  102. Taxing authority rates and hearing information · St. Lucie County Property Appraiser · retrieved
    Supports: 2025 final millage of 4.6607 for the City of Port St. Lucie and 0.3143 for Port St. Lucie voted debt, against 2026 proposed rates of 4.6107 and 0.2643, 2025 final millage of 4.1985 for the county general fund (2026 proposed 4.0441), 2.7294 for fine and forfeiture (jail), 0.2500 for the county transit MSTU, 0.1352 for mosquito control and 0.1000 for Erosion District E, 2025 final school millage of 3.0480 by state law (2026 proposed 2.9970), 1.5000 capital outlay, 0.7480 discretionary and 1.0000 voter referendum, 2025 final millage of 3.0000 for the Fire District, 0.3685 for the Children's Services Council, 0.0948 for the SFWMD, 0.1026 for the SFWMD Okeechobee basin, 0.0327 for the Everglades Construction Project and 0.0270 for FIND, The law enforcement MSTU at 0.8403, community development MSTU at 0.5000, county stormwater management at 0.4731 and South Hutchinson Island erosion control at 0.5200, City of Fort Pierce at 6.9000 and the Village of St. Lucie at 2.0000
  103. Taxes · Economic Development Council of St. Lucie County · retrieved
    Supports: Total millage of 22.3097 for the City of Port St. Lucie, 24.2347 for the City of Fort Pierce and 19.1481 for the unincorporated county, from the St. Lucie County Property Appraiser's 2025 rates, For Port St. Lucie: county general fund 4.1985, law enforcement and jail 2.7294, erosion and stormwater 0.1000, parks and public transit 0.2500, school system and Children's Services Council 6.6645, fire district 3.0000, water management and mosquito control 0.3653, Florida Inland Navigation 0.0270 and municipality-specific 4.975, Totals excluding special district charges and other non-ad valorem assessments
  104. Port St. Lucie property taxes rising despite lower millage rate as taxable property values more than double · WFLX · retrieved
    Supports: The City lowering its millage rate for the tenth consecutive year, to a proposed 4.97 mills for fiscal 2026, Taxable value in Port St. Lucie of $11,795,767,510 in 2020 and $25,657,621,359 in 2025, according to the property appraiser
  105. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  106. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  107. Learn about exemptions · St. Lucie County Property Appraiser · retrieved
    Supports: A homestead exemption that reduces the taxable value of a property by up to $51,411, A filing deadline of 1 March of the tax year for which the owner is applying
  108. Homestead portability · St. Lucie County Property Appraiser · retrieved
    Supports: The transfer of some or all of the Save Our Homes benefit on a previous homestead to a new one, to a maximum of $500,000, A new homestead established on or before 1 January within three tax years of abandoning the previous one, with applications filed by 1 March
  109. SLC School Board sends property tax renewal referendum to commissioners for approval · WQCS · retrieved
    Supports: The St. Lucie County School Board placing on the 8 November 2022 ballot the continuation of its 1-mill operating levy for another four years, The mill generating about $25 million a year for the school system
  110. Stormwater · City of Port St. Lucie, Public Works · retrieved
    Supports: An annual stormwater assessment of $189, a $6 increase from the previous assessment of $183, billed on the property tax bill, A cap of $219, above which any further increase must be approved by the City Council at a public hearing, Five projects funded by the increase, among them the Oak Hammock watershed, the Elkcam basin and the E-8 canal, and accelerated swale and culvert replacement
  111. Port St. Lucie approves solid waste rate increase starting in October · WQCS · retrieved
    Supports: A solid waste assessment of $467.33 a year, $38.94 a month, from October 2025, an increase of $20.89, 168 curbside stops a year: 52 garbage, 52 recycling, 52 yard waste and 12 bulk
  112. Port St. Lucie approves increase in annual trash assessment · WQCS · retrieved
    Supports: An annual solid waste assessment of $482.16 a dwelling unit for the fiscal year beginning 1 October 2026, an increase of $14.83, on the tax bill, Property tax credits of up to $364 on the 2026 bill, from the City's $24 million Waste Pro settlement, for residential owners who owned in 2022 and still live in the house
  113. Special assessment districts: summary information · City of Port St. Lucie, Finance · retrieved
    Supports: Sixteen City special assessment districts for water, sewer, roads and stormwater, from SAD 1 Phase 1 (1994 to 2013) to Southwest Annex District PSS1-2 (2010 to 2044), Billing complete or debt paid on the early water and sewer districts; City Center running to 2034, and St. Lucie Land Holdings and Peacock to 2026
  114. Resolution 24-R67: Southwest Annexation Special Assessment District No. 1, revised and updated assessment roll · City of Port St. Lucie, City Council (Legistar file 2024-874) · retrieved
    Supports: Special assessments for stormwater, roadway, water and wastewater improvements in the district, also known as Southern Grove, established by Resolution 10-R64 over thirty years and extended five years by Ordinance 16-41, An annual assessment for fiscal 2024-25 of $7,181,980.75 on 2,415 benefitted properties, collected through the non-ad valorem portion of the November 2024 tax bill, A final debt service payment due in fiscal 2044-45
  115. Community development districts · City of Port St. Lucie, GIS (ArcGIS feature service) · retrieved
    Supports: Forty-two mapped district polygons with forty-one distinct names across the city, Among them Tradition #1 to #10, Southern Grove #1 to #6, Verano #1 to #5 and Verano Center, Veranda #1 and #2, St Lucie West, Reserve #1, Tesoro, River Place and Portofino Isles
  116. Tradition Community Development Districts 1 to 11: regular board meeting and public hearing book, 2 September 2026, fiscal 2027 final budget · Tradition Community Development Districts · retrieved
    Supports: Fiscal 2027 operations and maintenance assessments per single-family unit of $560.85 in CDDs 1 and 2, $439.51 in CDDs 3 to 6 and $967.80 in CDDs 7 to 11, against $562.50, $455.16 and $969.46 for fiscal 2026, Series 2014 bonds of $53,170,000 maturing May 2035, assessed at $715.89 per single-family unit grossed up per the methodology, Series 2021 bonds maturing May 2052 and Series 2025 bonds maturing May 2056
  117. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  118. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  119. Utility customer service guide: residential rates effective 1 October 2025 (Ordinance 25-51) · City of Port St. Lucie, Utility Systems Department · retrieved
    Supports: An average residential water and wastewater bill of $96.31 a month for two people using 5,000 gallons, and $126.47 for three using 7,000, Conversion from a well and septic tank to City water and low-pressure sewer outside the SAD and USA areas at $18,821 paid in full, or 120 interest-free monthly payments of $150.72, Grants for income-qualified households toward the cost of connecting to City sewer, and a recorded capital charge installment payment agreement for the financing
  120. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $384,593 for the city of Port St. Lucie (region 33501, St. Lucie County) in August 2026, against $389,480 in August 2025, down 1.25%
  121. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $390,325 in the city of Port St. Lucie in August 2026, against $395,301 a year earlier, down 1.26%, A typical condominium value of $188,371 in the same month, against $200,740, down 6.16%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  122. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $2,396 for the city of Port St. Lucie in August 2026, against $2,353 a year earlier, up 1.86%
  123. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,681 for the Port St. Lucie metro area (region 394995) in August 2026, against $2,608 a year earlier
  124. Rent estimates summary, September 2026 · Apartment List · retrieved
    Supports: For St. Lucie County, September 2026: $1,393 overall, $1,097 for one bedroom and $1,271 for two, with rents up 0.36% on the month and down 0.10% on the year, For the Port St. Lucie metro area: $1,396 overall, $1,102 and $1,322, down 0.22% on the year, No row for the City of Port St. Lucie among the file's cities
  125. Apartments for rent in Port St. Lucie, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,635 and up for a studio, $1,772 and up for one bedroom, $2,145 and up for two, and $2,505 and up for three or more
  126. Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $86,241 in Port St. Lucie city, against $73,811 in St. Lucie County and $77,735 for Florida, A median owner-occupied home value of $420,600 in Port St. Lucie city, against $396,900 for Florida, 77,663 of Port St. Lucie's 94,324 occupied homes owner-occupied, and a median gross rent of $2,133 against $1,812 for Florida
  127. Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median gross rent of $1,637 for one bedroom, $1,872 for two, $2,247 for three and $2,645 for four
  128. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 19,945 of 77,663 owner-occupied units, or 26%, paying a homeowners' association or condominium fee, A median monthly fee of $346 among them, and 3,570 paying $500 or more a month
  129. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  130. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
  131. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  132. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Port St. Lucie premium of $4,630 a year, $386 a month, against $3,765 in Orlando, $4,160 in West Palm Beach and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  133. Homeowners insurance in Port St. Lucie, FL · insurance.com · retrieved
    Supports: An average Port St. Lucie premium of $7,901 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, last updated 24 March 2026, The cheapest insurer in Port St. Lucie at an average of $3,194
  134. Best home insurance in Florida (2026) · Insurify · retrieved
    Supports: An estimated average annual premium of $13,752 in Port Saint Lucie for $300,000 of dwelling cover, against $4,032 in Jacksonville and $15,396 in Miami, updated 27 September 2026
  135. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Port St. Lucie renters premium of $147 a year, $12 a month
  136. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  137. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  138. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  139. Tropical cyclone report: Hurricane Frances, 25 August to 8 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall over the southern end of Hutchinson Island near 0430 UTC on 5 September 2004 as a Category 2 hurricane, The highest measured storm surge, 5.89 feet above mean sea level, on the Florida east coast at the St. Lucie Lock
  140. Tropical cyclone report: Hurricane Jeanne, 13 to 28 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall with the center of its eye crossing the coast at the southern end of Hutchinson Island just east of Stuart at 0400 UTC on 26 September 2004, The highest wind gust reported from Florida, 111 knots, at Fort Pierce Inlet
  141. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  142. Housing programs · City of Port St. Lucie, Neighborhood Services · retrieved
    Supports: A Homebuyer Assistance Program, funded with what remains of the federal Neighborhood Stabilization Program, and the State Housing Initiatives Partnership program listed as current programs, Contact by email to Housing@cityofpsl.com or by telephone at 772-344-4084
  143. Program offering up to $100K in assistance for first-time homebuyers in Port St. Lucie · WPTV · retrieved
    Supports: The City's revamped Homebuyer Assistance Program with the Community Land Trust of Palm Beach County and the Treasure Coast, May 2024, offering up to $100,000 in federal funds to four to six first-time buyers by lottery, Buyers living or working in the city, with household income of at least $70,000 and no more than 120% of the area median, a 620 credit score and a 1% contribution
  144. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program