City comparison · 175 km apart

Port St. Lucie vs Cape Coral: which should you move to?

Port St. Lucie or Cape Coral? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Lake Tradition at twilight
Florida · United States

Port St. Lucie

Photograph: Lake Tradition at twilight · Serge Yatunin · CC BY-SA 4.0 · source
Cape Coral from the air
Florida · United States

Cape Coral

Photograph: Cape Coral from the air · David Wilson · CC BY 2.0 · source
The short answer

These are the two platted canal-and-lot cities on this site, one on each coast, and on most measures they are close to twins. Both were sold as quarter-acre lots before they had residents, both are the two fastest-growing US cities of 200,000 or more since 2020, 30.9% and 21.8%, and their households earn the same, $86,241 and $85,584. Both are in Florida and price in US dollars, so neither takes income tax and the homestead rules are the same. Both headlines are a Realtor association's single-family median for an area a little wider than the city, on almost the same number of sales: $402,500 in St. Lucie County and $389,950 in the Royal Palm Coast Realtor Association's Cape Coral region. Mortgage, property tax and insurance come to about $3,267 a month in Port St. Lucie at September's 7.03% and $3,056 in Cape Coral at October's 7.28%, or $3,322 against $3,056 at the same rate, about 45% and 43% of median income. The difference is the tax bill: a homesteaded buyer pays about 1.99% of the price in Port St. Lucie and 1.38% in Cape Coral, where there is no fire district on the bill, and even with Cape Coral's larger City assessments the bill is about $2,236 a year lower. Crime is low in both and the order depends on the year: on 2023, the last year both have in full, Port St. Lucie's violent rate was about 98 per 100,000 against Cape Coral's 122. Choose Port St. Lucie for the Atlantic side, a cooler July, a school district still adding students and the lower violent crime rate of the last year both cities report in full. Choose Cape Coral for the lower tax rate, a 6.5% sales tax, a larger metro and airport in its own county, and a canal lot with Gulf access, if you will buy with Ian's surge in mind.

Population
MeasurePort St. LucieCape CoralAdvantage
City population268,062 (2025)236,264 (2025)Not directly comparable
Metro population568,721 (2025)875,607 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
30.9% (2020-2025)21.8% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasurePort St. LucieCape CoralAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$402,500 (August 2026)$389,950 (August 2026)Cape Coral
Detached house benchmark
Port St. Lucie and Cape Coral publish a single house index rather than a composite, so the two rows repeat.
$402,500$389,950Cape Coral
Apartment or condominium benchmark$188,371$191,729Port St. Lucie
Two-bedroom rent$1,271/mo (median, September 2026)$1,186/mo (median, September 2026)Cape Coral
One-bedroom rent$1,097/mo$1,032/moCape Coral
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
17.7% of a year's income16.6% of a year's incomeCape Coral
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$2,149/mo at 7.03%$2,134/mo at 7.28%Cape Coral
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
4.7×4.6×Cape Coral
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$8,022/yr (1.993%, 2025)$5,362/yr (1.375%, 2025)Cape Coral
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$2,818 (seller pays)$2,730 (seller pays)Even
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Port St. Lucie: About 1.99% of the price for a homesteaded owner, worked out on the $402,500 St. Lucie County single-family median, which is lower than the 22.3097 mills a house in the City of Port St. Lucie is charged because of Florida's homestead exemption rather than any assessment lag. The stack is long. St. Lucie County levies 4.1985 for its general fund, 2.7294 for the jail and courts, 0.2500 for transit, 0.1352 for mosquito control and 0.1000 for the erosion district; the City 4.6607 for operations and 0.3143 for voted debt; St. Lucie Public Schools 6.2960 (3.0480 set by state law, 1.5000 for capital outlay, 0.7480 discretionary and 1.0000 approved by voters); the St. Lucie County Fire District 3.0000; the Children's Services Council 0.3685; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; and the Florida Inland Navigation District 0.0270, for 2025. The county's law enforcement, community development and stormwater taxing units are charged only outside the cities. The school lines are charged on the price less $25,000, $377,500, and the rest on the price less a second slice as well, $352,500 on the base amounts, so a homesteaded buyer's first bill is about $8,022. Without a homestead, as a landlord or a buyer who never files, the same house owes $8,980. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the St. Lucie County Property Appraiser now gives a homestead worth up to $51,411 in all, which brings the same bill to $7,999; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $23 for it. The rates proposed for 2026 add to 22.0043, with the City's operating rate at 4.6107, its debt rate at 0.2643 and the county's general fund at 4.0441. The exemption is not automatic: you file with the property appraiser by 1 March. The City's solid waste assessment, $467 for 2025-26 and $482 for 2026-27, and its stormwater assessment of $189 come on the same bill, about $656 a year together, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is. Cape Coral: About 1.38% of the price for a homesteaded owner, worked out on the $389,950 single-family median for the Royal Palm Coast Realtor Association's Cape Coral region, which is lower than the 15.3806 mills a house in the City of Cape Coral is charged because of Florida's homestead exemption rather than any assessment lag. Thirteen levies make it: Lee County 3.7623 for general revenue; the Lee County School District 5.3190 (2.2480 set by its board and 3.0710 by state law); the City 5.1471 for operations and 0.1608 for its voted parks bond; the county's All Hazards Protection District 0.0693 and Library District 0.4218; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; the Hyacinth Control District 0.0192; the Mosquito Control District 0.2116; and the West Coast Inland Navigation District 0.0394, for 2025. There is no fire district line: the City pays for fire service with an assessment instead. The school lines are charged on the price less $25,000, $364,950, and the rest on the price less a second slice as well, $339,950 on the base amounts, so a homesteaded buyer's first bill is about $5,362. Without a homestead, as a landlord or a buyer who never files, the same house owes $5,998. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025, which brings the same bill to $5,354; this page uses the $25,000 base, like every Florida page on this site and like the Lee County Property Appraiser's own pamphlet. For 2026 the Council capped the City's operating rate at 5.1988, the rolled-back rate, and set the parks bond levy at 0.1554. The exemption is not automatic: you file with the property appraiser by 1 March. Three City assessments come on the same bill and no exemption reduces them: for 2025-26, fire service at $349.32 a parcel plus $3.47 for each $5,000 of structure value, $540.17 on a house whose structure is valued at $275,000; stormwater at $156; and solid waste at $384.25, about $1,080 a year together. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasurePort St. LucieCape CoralAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000130 (2025)122 (2023)Cape Coral
Property crime per 100,000637 (2025)918 (2023)Port St. Lucie
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
4 (2025)2 (2023)Not directly comparable
Port St. Lucie

Port St. Lucie's record is short and broken by a change of system, so no trend can be read from it with confidence. The FBI CDE carries no 2021 data for the department, annual totals for 2022 and 2023 under the old summary system (267 and 243 violent offenses, 1,745 and 1,840 property offenses, about 115 and 98 violent offenses per 100,000), only June to December of 2024, after the switch to incident-based reporting in late June (182 violent and 995 property offenses in those seven months), and a full twelve months for 2025 (349 and 1,708). The 2025 violent count is higher than 2023's mainly because of aggravated assaults, 298 against 182, and the department itself says the two systems count crime differently. What does hold across every year is the level: violent crime at about a third of Miami's and Tampa's rates or less, a quarter of Jacksonville's and a sixth of Orlando's, and three to six homicides a year in a city of more than a quarter of a million. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 349 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Port St. Lucie Police Department (ORI FL0560200) in calendar 2025, divided by the 268,062 Vintage 2025 city population. On the CDE's own agency population of 273,427 the rate is 128. That is the lowest of any city this site compares, less than half El Paso's 288 and about a third of Miami's 359 and Tampa's 375.5. 2025 is the first full year of incident-based (NIBRS) reporting for this agency: the department moved to Florida's incident-based system in late June 2024 and says the old and new counts are not comparable, so a full-year 2024 rate could not be determined (PSLPD annual report).

Homicides: 4 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.5 per 100,000 on the city population, the lowest count and rate of any US city this site compares (Orlando had 10, Tampa 17, Miami and El Paso 26). The CDE series is 6 in 2022, 5 in 2023, 3 in the seven months of 2024 it covers and 4 in 2025. A department of 335 sworn officers and 89 civilian staff in 2025 (PSLPD annual report) polices a city that counted 10 traffic deaths in 2024, more than twice its homicides.

Cape Coral

Down, on every count that exists, though no FBI or state count covers 2025. On the FBI CDE's figures violent offenses fell from 403 in 2022 to 277 in 2023, about 185 and 122 per 100,000 on each year's Vintage 2025 population, and January to October 2024 brought 236, which at that pace would be about 2023's level. FDLE's incident-based file, which counts somewhat differently (its forcible sex offenses include fondling, and its assault totals run higher), shows the same direction: 420 violent offenses in 2022, 357 in 2023 and 243 in 2024, about 104 per 100,000 in the last year, and property offenses from 2,555 in 2023 to 1,980 in 2024. For 2025 there is only the department's own word: it reported overall crime down 28% in the first half of the year, 1,487 cases against 2,076, with thefts down from 850 to 612 and no homicides (Cape Coral Police Department), and its 2025 annual report claims a 28% reduction for the year and calls the city the second-safest in Florida of those over 150,000, without publishing the counts behind either. The CDE counts were read on 2 October 2026 from a feed last refreshed on 15 September, and why the department's data stop at October 2024 was not found.

What the rates cover: Computed: 277 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Cape Coral Police Department (ORI FL0360200) in calendar 2023, divided by the 227,458 Vintage 2025 estimate for July 2023; on the CDE's own agency population of 228,672 the rate is 121. 2023 is used, not the 2025 the other Florida profiles use, because it is the last calendar year the FBI carries in full for this department: the CDE has every month of 2022 and 2023, January to October 2024, and nothing from November 2024 on, and the Florida Department of Law Enforcement's incident-based (FIBRS) offense file, the state system that feeds the FBI, has the department for every month of 2022 to 2024 and not at all for 2025 or 2026. No FBI rate exists for 2025, as for Orlando after 2022. On 2023's figure Cape Coral has the lowest violent crime rate of the Florida cities this site compares, a little below Port St. Lucie's 130 for 2025, a third of Miami's 359 and a quarter of St. Petersburg's 502.

Homicides: 2 murders and nonnegligent manslaughters in 2023 in the FBI CDE, about 0.9 per 100,000 on the city population. The CDE series is 4 in 2022, 2 in 2023 and 5 in January to October 2024; FDLE's file has 4, 4 and 5 for the three full years. The department reported no homicides in the first half of 2025, against three in the first half of 2024 (Cape Coral Police Department). Port St. Lucie had 4 in 2025, St. Petersburg 9 and Tampa 17.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasurePort St. LucieCape CoralAdvantage
January mean16.8 °C18.2 °CNot directly comparable
July mean27.4 °C28.4 °CNot directly comparable
Precipitation a year1,300 mm1,458 mmNot directly comparable
Snowfall a year0 cm0 cmNot directly comparable
Sunshine a yearNot publishedNot publishedNot directly comparable
Port St. Lucie

NOAA NCEI 1991-2020 normals for Fort Pierce St. Lucie County International Airport (station USW00012895), at Treasure Coast International Airport about 15 miles north of the city's center, which is the station behind the National Weather Service's Fort Pierce climate site, the one the NWS Melbourne office reports for this part of the Treasure Coast (its monthly Fort Pierce reports compare each month against this station's normals, such as August's 81.6F and 6.94 in, and carry a threaded record back to 1901): January mean 62.3F, July mean 81.4F, annual mean 73.1F, 51.17 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the Fort Pierce cooperative station (USC00083207), about 11 miles north of the city's center. August is the warmest month by two tenths of a degree at 81.6F, with a mean high of 90.2F; January's mean low is 51.2F. August (6.94 in) and June (6.69 in) are the wettest months, and June through September bring 25.75 in, half the year; February (2.17 in) is the driest. The normals count 66.8 days a year at 90F or above, none at 100F and 1.7 nights at or below freezing. Converted here to 16.8 C, 27.4 C, 1,300 mm and 0 cm. No station has 1991-2020 normals inside the city, and the two nearest bracket it: the Fort Pierce cooperative station averages 62.7F in January and 81.7F in July with 55.89 in a year, and Stuart, about 11 miles to the southeast and closer to the coast, 64.9F and 83.2F with 62.72 in. NCEI lists no 1991-2020 normals for the St. Lucie Lock station. Port St. Lucie's January is a little warmer than Orlando's (60.6F) and Tampa's (62.0F) and much colder than Miami's (68.6F), and its July is the coolest of the five Florida cities this site compares. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 NCDC basis of the other US profiles' sunshine hours, lists no Treasure Coast station; its Florida table gives West Palm Beach 66% of possible sunshine and 75 sunny days but no hours, and the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, and this stretch of coast has been hit directly. On 5 September 2004 Frances came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, as a Category 2 hurricane with winds of about 105 mph; it produced the highest gust recorded in Florida, 108 mph (174 km/h), in Fort Pierce, and a storm surge of 5.89 ft at the St. Lucie Lock, and damage topped $1 billion in each of St. Lucie, Martin and Indian River counties. Three weeks later, on 26 September, Jeanne made landfall 5 miles from the same spot at 120 mph, the strongest of the two, with gusts of 128 mph (206 km/h) at Fort Pierce Inlet; thousands of homes in St. Lucie County were damaged or destroyed, a man in the county was electrocuted by a downed power line, and the county's schools, closed since Frances, did not reopen until 4 October (Wikipedia). The Fort Pierce cooperative station recorded 7.00 in (178 mm) of rain on the day Jeanne arrived. Wikipedia counts Frances, Jeanne and Wilma (2005) as direct hits on the city. Rain is the other storm hazard: Irma dropped 13.08 in (332 mm) on the Fort Pierce airport on 10 September 2017, the wettest day in its record since 1999, and 21.66 in near the Fort Pierce water plant, the highest total in Florida; about 150,000 homes and businesses in St. Lucie County lost power. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, a high-end EF3 tornado tracked north from the Port St. Lucie area past Fort Pierce to Vero Beach, partially collapsed two warehouses and destroyed or flipped more than 20 mobile homes in the Spanish Lakes community, where six people died; Wikipedia counts seven deaths in St. Lucie County from the storm and $514 million of damage from that tornado. The water itself is the slower hazard. The North Fork of the St. Lucie River runs through the city to an estuary it shares with Stuart, and when Lake Okeechobee runs high the Army Corps of Engineers releases lake water east through the St. Lucie Canal into the river's South Fork: 137 billion gallons in 2013 and 237 billion from January to November 2016. That fresh, nutrient-laden water feeds toxic blue-green algae blooms; the federal government refused disaster aid for the 2016 bloom in the St. Lucie Estuary, and in July 2018 Governor Rick Scott declared a state of emergency over the discharges and algae in seven counties including St. Lucie and Martin (Executive Order 18-191). The Corps' new lake schedule, LOSOM, took effect with its record of decision on 12 August 2024; it allows releases south in every zone and ends regulatory releases east to the St. Lucie below the lake's upper zones (South Florida Water Management District), and the Corps said when it chose the plan that it would cut discharges to the St. Lucie Estuary by about two-thirds. In late July 2026 the lake stood at 10.83 ft, in its water shortage band, far below any level that would trigger releases. Heat is long rather than extreme: the normals count 66.8 days a year at 90F or above and none at 100F (37.8 C); the airport recorded 100 such days in 2024, the most in its record since 1999, and 84 in 2026 through 27 September. Frost is rare but real: 1.7 nights a year at freezing on the normals, and seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February 2026.

Cape Coral

NOAA NCEI 1991-2020 normals for Fort Myers Page Field (station USW00012835), the general aviation airport in Fort Myers about 9 miles east-southeast of the city's center across the Caloosahatchee River. No station inside Cape Coral has 1991-2020 normals, and of the two Fort Myers airports with full temperature and precipitation normals Page Field is the nearer; Southwest Florida International (USW00012894) is about 17 miles southeast and farther inland. January mean 64.7F, July mean 83.2F, annual mean 75.4F, 57.41 in of precipitation. Neither airport's normals carry snowfall, so the 0.0 in of snow stored here is the normal at the nearest cooperative station that has one, Punta Gorda 4 ESE (USC00087397), about 19 miles north. August is the warmest month at 83.4F, with a mean high of 91.7F; January's mean low is 54.3F. August (10.43 in), June (9.66 in) and July (9.38 in) are the wettest months, and June through September bring 38.47 in, 67% of the year; February and November (1.78 in each) are the driest. The normals count 120.3 days a year at 90F or above, none at 100F and 0.1 nights at or below freezing. Converted here to 18.2 C, 28.4 C, 1,458 mm and 0 cm. Southwest Florida International agrees closely: 64.6F in January, 82.7F in July, 53.39 in a year and 119.1 days at 90F. Cape Coral's January is the warmest of the Florida cities this site compares except Miami's (68.6F), two and a half degrees above St. Petersburg's 62.2F and Port St. Lucie's 62.3F, and its rain is second only to Miami's. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 basis of the other US profiles' sunshine hours, lists no Fort Myers or Cape Coral station, and the 1991-2020 normals do not include sunshine; the 355 days of sunshine Wikipedia repeats is a promotional figure, not a measured total.

Hazards: Storm surge and wind from hurricanes are the defining hazards, and Hurricane Ian in 2022 is the measure of them. Ian came ashore on Cayo Costa, the barrier island off Pine Island west of the city, on 28 September 2022 with sustained winds of 130 kt (150 mph), a high category 4, and again near Punta Gorda an hour and a half later (National Hurricane Center). Its surge put 6 to 9 ft of water above ground in Pine Island, Cape Coral and the other communities at the mouth of the Caloosahatchee, and the US Geological Survey's sensors in Matlacha and Cape Coral were lost or destroyed before they could record a peak; the NOS tide gauge in downtown Fort Myers, across the river, measured 7.26 ft above mean higher high water. Storm surge killed 41 people, 36 of them in Lee County, and in Lee County at least 52,514 structures were affected, 5,369 destroyed and 14,245 with major damage; Ian did $112.9 billion of damage in the US, $109.5 billion of it in Florida, the costliest hurricane in the state's history (NHC). Page Field recorded a gust of 67 mph on 28 September before it stopped reporting; its highest gust since 2010 is 84 mph, on 10 September 2017. Heat is long rather than extreme: 120.3 days a year at 90F or above on the normals, almost twice St. Petersburg's 70.9 and Port St. Lucie's 66.8, and none at 100F (37.8 C). Page Field recorded 168 such days in 2023, the most in its record since 2010, and 134 in 2026 through 28 September. Frost is all but unknown: one night at or below 32F (0 C) since 2010, 31F on 11 January 2010, and a lowest reading of 34F in 2026 on 1 February.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasurePort St. LucieCape CoralAdvantage
Median household income$86,241 USD (2024)$85,584 USD (2024)Port St. Lucie
Unemployment rate5.3% (July 2026)5.2% (July 2026)Cape Coral
Sales tax7%6.5%Cape Coral
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%37%Even
Income tax on $100,000, single filer
Port St. Lucie and Cape Coral sit under one province's or state's income tax, so the two cells describe the same tax and any difference between them is one of method rather than of tax. Florida levies no income tax, so both cells are the federal bill on $100,000 and they agree to the dollar. The Advantage column is Even for that reason, and the essay below says the same thing.
$13,449 USD$13,449 USDEven
Port St. Lucie

BLS counted 177,800 nonfarm jobs in the Port St. Lucie MSA in August 2026 (not seasonally adjusted, preliminary), up 900 or 0.5% on the year, a slower pace than the population. Private education and health services added the most (+800, or 2.3%, to 34,900), then leisure and hospitality (+700, or 3.3%, to 21,800) and manufacturing (+300, to 8,500), while professional and business services lost 600 (-2.4%, to 23,900) and mining, logging and construction 400 (-2.5%, to 15,500); government held at 20,200, of which federal employment is only 1,100. The seasonally adjusted series (SMS12389400000000001) was 178,800 in August 2026, 0.1% above August 2025. Many residents work elsewhere: 40% of the city's workers (47,007 of 117,414) worked outside St. Lucie County in 2024, almost all of them elsewhere in Florida, and 13% of those who commute spend an hour or more getting there (ACS 2024 1-year, B08007 and B08303). The city has tried to change that with the jobs corridor in Tradition's Southern Grove: Cheney Brothers opened its distribution center there in late 2023 and expects 700 to 800 jobs, and WPTV described the city's pitch as a way out of being a bedroom community of commuters. Tradition itself, a former cattle ranch west of I-95 developed by Core Communities from 2006 with room for more than 18,000 homes, and St. Lucie West before it, are where most of the city's commercial land and new building are (Wikipedia). Clover Park, the Mets' 7,160-seat spring training stadium, opened for the 1988 season, when the team moved from St. Petersburg.

Main sectors: Health care, the metro's fastest-growing large sector (private education and health services, 34,900 jobs in August 2026): HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, and in Fort Pierce HCA Florida Lawnwood Hospital, Retail and the rest of trade, transportation and utilities, the metro's largest sector by payroll jobs (37,200 in August 2026, 23,600 of them in retail), Logistics and distribution in the Tradition and Southern Grove area off I-95: an Amazon delivery station, a FedEx Ground sortation center and Cheney Brothers' food distribution center at Legacy Park, and a 1.87-million-square-foot Costco depot that opened in 2026, Construction and real estate, building out a city platted in the 1960s and the master-planned communities of St. Lucie West and Tradition (mining, logging and construction, 15,500 jobs), Spring training and leisure: the New York Mets have trained at Clover Park since 1988, and the St. Lucie Mets play the minor league season there (leisure and hospitality, 21,800 jobs).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 28 September 2026 the City Council unanimously adopted a $971.6 million budget for fiscal 2027 and cut the city's operating rate for the eleventh year in a row, from 4.9750 to 4.8750 mills, about $4.88 per $1,000 of taxable value; the city says the rate is 25% lower than in 2016 and the third-lowest municipal rate among Florida's 20 largest cities (WFLX). The county, school board and other levies on the same bill belong to the housing layer.

Cape Coral

BLS counted 311,300 nonfarm jobs in the Cape Coral-Fort Myers MSA in August 2026 (not seasonally adjusted, preliminary), up 1,500 or 0.5% on the year. Private education and health services (+1,500, or 2.8%, to 55,400) and leisure and hospitality (+1,500, or 3.8%, to 41,200) added the most, then professional and business services (+1,100, or 2.5%, to 45,900), while government lost 2,400 (-7.8%, to 28,500), all of it in local government (down 10.6% to 20,300), and mining, logging and construction 300 (to 40,900). The city's own employment picture is a commuter town's: the ten principal employers in its 2025 financial report, led by the school district (2,563), Lee Health (2,015), the City (1,969) and Publix (1,370), employ 10,442, about 9.5% of the people working in the city on the City's count, and the list is almost unchanged from 2016's except that a regional VA clinic and Lowe's have left it and the water park and the Westin have joined. Most residents work elsewhere: 54% of the city's workers (58,022 of 108,333) worked outside the city in 2024, though only 9.8% (10,604) outside Lee County, against 40% for Port St. Lucie. 16.3% worked from home, and the mean commute for the rest was 32 minutes, seven more than St. Petersburg's, with 11% spending an hour or more (ACS 2024 1-year, B08007, B08008, B08013, B08101 and B08303).

Main sectors: Construction and real estate: mining, logging and construction held 40,900 of the metro's 311,300 nonfarm jobs in August 2026, 13%, about twice the share in the Tampa-St. Petersburg metro, in a city still building out lots platted in the 1950s and 1960s and rebuilding after Ian; Home Depot (559) is among the city's ten largest employers, Health care: Lee Health, the county's hospital system and Cape Coral Hospital's operator, is the city's second-largest employer (2,015 staff in the city), in a metro sector (private education and health services, 55,400 jobs) that added 1,500 jobs over the year, Retail: Publix (1,370 staff in the city), Walmart and Sam's Club (700) and Home Depot, in a metro with 42,500 retail jobs, Public schools and government: the Lee County School District (2,563 staff in the city, the largest employer), the City of Cape Coral (1,969) and the City's own charter school system (371), while metro local government lost 2,400 jobs over the year, Leisure and tourism: Sun Splash Family Water Park (300) and the Westin resort (200) among the city's ten largest employers, boating on the canals, and the beaches of Sanibel and Fort Myers Beach nearby (leisure and hospitality, 41,200 metro jobs, up 3.8% on the year).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). A house in the City of Cape Coral (Lee County taxing district 057) paid 15.3806 mills for 2025 on the Lee County Property Appraiser's millage book, of which the City's own rates are 5.1471 for operations and 0.1608 for its voted parks bond. The total is low partly because there is no fire district line: the City pays for fire service with a per-parcel assessment that, with stormwater and solid waste, comes on the same bill and is not reduced by any exemption. On 22 July 2026 the City Council voted 7 to 1 to cap the fiscal 2027 operating rate at 5.1988 mills, the rolled-back rate, on a taxable value of $33.1 billion, with final adoption set for 24 September (Gulfshore Business). The Royal Palm Coast Realtor Association's single-family median for its Cape Coral region was $389,950 in August 2026, up 6.1% from $367,500 a year earlier, while Zillow's typical home value for the city was $335,825, down 3.9%, and its observed rent $1,949; the bills, assessments, insurance and flood exposure that follow from them belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasurePort St. LucieCape CoralAdvantage
SystemArea Regional Transit (ART), run by St. Lucie County: fare-free fixed-route buses on eight routes, five of which serve Port St. Lucie (Wikipedia), on-demand microtransit zones and door-to-door paratransit for eligible riders, serving Port St. Lucie, Fort Pierce, St. Lucie Village and the unincorporated county; it began as a demand-response service and took its present name in 2020. Martin County runs its own bus service, and there is no rail service in the city: the Florida East Coast Railway's main line crosses its eastern edge without a station.LeeTran, the Lee County Transit Department's bus system, serving Cape Coral, Fort Myers, Bonita Springs, Fort Myers Beach and much of unincorporated Lee County, Monday to Saturday from about 5 a.m. to 9:45 p.m. with reduced Sunday service and trolleys (Wikipedia). Wikipedia's Cape Coral article counts 18 fixed routes, six of them within Cape Coral. There is no passenger rail and no bus rapid transit, and the city is on a peninsula: it reaches Fort Myers and the rest of the county by two bridges across the Caloosahatchee, the Cape Coral Bridge, opened in 1964, and the Midpoint Memorial Bridge, and by road through North Fort Myers. Lee County and the City plan to replace the Cape Coral Bridge's 1964 westbound span with a $185 million six-lane project that also removes the toll booth on the Fort Myers side (Wikipedia).Not directly comparable
Commute by public transit0.5% (2024)0.2% (2024)Port St. Lucie
Walk or cycle to work1.4% (2024)1.0% (2024)Port St. Lucie
AirportPort St. Lucie has no airline service of its own. Treasure Coast International Airport, owned by St. Lucie County about 3 miles northwest of downtown Fort Pierce, serves general aviation, flight schools and private flights to the Bahamas, with a customs station; its last scheduled airline service ran briefly in 1988 (Wikipedia). The nearest large airport is President Donald J. Trump International Airport in West Palm Beach, named Palm Beach International (PBI) until 9 July 2026 and coded DJT since 18 August 2026, about 45 miles south of the city's center in a straight line; it handled a record 8,657,372 passengers in 2025, 3.0% more than 2024's 8,403,519 (Wikipedia, citing the airport's traffic reports). Orlando International is about 125 miles to the northwest.Southwest Florida International Airport (RSW), owned by the Lee County Port Authority and opened in 1983 southeast of Fort Myers, about 17 miles from the city's center, handled a record 11,154,458 passengers in 2025, a little more than 1% above 2024's record (WGCU; Wikipedia), with Delta, Southwest, American and United the largest carriers. Page Field, in Fort Myers about 9 miles away, serves general aviation.Not directly comparable
Port St. Lucie

ART carried 825,588 unlinked trips in 2025, 581,985 of them on its fixed-route buses and 243,603 on demand-response service, on the National Transit Database's monthly ridership file (Federal Transit Administration). That is about an eighth of Sun Metro's 6.2 million in El Paso, a city two and a half times as large. The service went fare-free in 2018 and ridership tripled (WPTV): bus trips under the Council on Aging of St. Lucie, which ran the system until 2020, went from 277,513 in 2017 to 584,518 in 2018 and 726,750 in 2019. They have not returned to that peak since the county took the service over: 421,503 in 2021, 562,968 in 2023 and 581,985 in 2025, while demand-response trips have grown from 64,965 in 2021 to 243,603. WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Palm Tran, Brightline and Tri-Rail, at a $3 fare; this file did not confirm its current schedule.

Cape Coral

LeeTran carried 1,969,906 unlinked trips in 2025 on the National Transit Database's monthly ridership file (Federal Transit Administration), 1,758,231 of them on its buses and the rest on demand-response service. That is less than half its peak of 4,222,649 in 2013 and below the 3,156,405 of 2019; ridership fell to about 1.9 to 2.0 million a year from 2020 and has stayed there, and January to August 2026 ran 2.3% above the same months of 2025. Wikipedia's figure for 2025, 1,831,800, counts a narrower set of services. For comparison, Port St. Lucie's Area Regional Transit carried 825,588 trips in 2025 and St. Petersburg's PSTA 10.4 million (their profiles, from the same file).

06: Daily life

Health care, schools and what each city is like

Port St. Lucie

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Port St. Lucie's was 9.9% (25,579 of 257,314), St. Lucie County's 11.4% and the metro's 11.0%. Two hospitals are in the city. HCA Florida St. Lucie Hospital, formerly St. Lucie Medical Center, has 282 licensed beds and treats more than 90,000 patients a year, by HCA's own figures. Cleveland Clinic Tradition Hospital opened in Tradition in 2013 with 90 beds and has since grown to nine stories and 177 private rooms; it was Martin Health System's Tradition Medical Center until Martin Health joined Cleveland Clinic as a full member in January 2019, and it runs a 24-hour emergency department and maternity care. The region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital is a Level II trauma center serving St. Lucie, Martin, Indian River and Okeechobee counties, with a Level III neonatal intensive care unit. This file did not verify a wait time figure for primary or specialist care.

Education

St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year; its superintendent said the schools were 'busting at the seams' (WFLX). It opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school and the first K-8 in Tradition, for 2026, and in November 2024 voters extended its half-cent sales tax for school construction to the end of 2036 (Florida Department of Revenue). Indian River State College, a public college founded in Fort Pierce in 1959 that has offered bachelor's degrees since 2008 and won the Aspen Prize for Community College Excellence in 2019, has its Pruitt campus in Port St. Lucie and enrolled 15,429 students in 2024-25, 61% of them part time (IPEDS, as compiled by UnivStats). FAU Harbor Branch Oceanographic Institute, founded in 1971 and part of Florida Atlantic University since 2007, works from a 144-acre campus on the Indian River Lagoon north of Fort Pierce and accounts for about a third of FAU's research activity (Wikipedia); Keiser University also has a campus in the city (Wikipedia).

Living there

Port St. Lucie was a land sale before it was a city. In 1958 the General Development Corporation bought about 40,000 acres along the North Fork of the St. Lucie River, and the city was incorporated in 1961 under its ownership; GDC platted more than 80,000 quarter-acre lots and sold most of them by mail on installment plans to buyers across the country and abroad, with little thought, the city's own comprehensive plan says, for water, sewage, roads or drainage (City of Port St. Lucie; Wikipedia). The result is a city of single-family houses on small lots laced with canals, whose water and sewer system the city bought in 1994, after GDC's bankruptcy, and began extending to the platted lots in 1996. Newer, planned growth came west of I-95, in St. Lucie West in the 1990s and Tradition from 2006. It has grown faster than any other US city of 200,000 people since 2020, 30.9%, almost entirely on people moving in from elsewhere, and it is older than the other Florida cities here, with a median age of 44.3. It is car-dependent even by Florida standards: 0.5% of workers take transit, the lowest share of any city this site compares, and 40% of workers leave the county for work. It is also, on the FBI's counts, the safest city here, with 130 violent offenses per 100,000 and four homicides in 2025, and its household income, $86,241, is the highest of the Florida cities here. The risks are water and wind: Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and discharges from Lake Okeechobee have turned the St. Lucie River's estuary green with algae. The open questions are growth's: schools at capacity, the highest unemployment rate of any US metro here at 5.3%, and whether the jobs corridor in Tradition can make a commuter town into a place people also work.

Cape Coral

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024, against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Cape Coral's was 9.4% (21,762 of 232,206), below Lee County's 13.2% and close to Port St. Lucie's 9.9%. Hospital care in the county is Lee Health's: the system, which runs four acute care hospitals and two specialty hospitals, was a public special district until Lee County approved a mission agreement on 28 October 2024 and it became a private nonprofit, Lee Health System, Inc., on 1 November 2024, bound by that agreement to go on providing safety-net care (South Florida Hospital News). Its hospital in the city is Cape Coral Hospital, whose emergency department grew to 56 treatment spaces in January 2026, and Lee Health opened a walk-in care center at Bimini Square in south Cape Coral in late 2025 (South Florida Hospital News). Lee Health is the city's second-largest employer, with 2,015 staff in the city (City of Cape Coral). This file did not verify a bed count for Cape Coral Hospital or a wait time figure for primary or specialist care.

Education

The Lee County School District, the countywide district, counted 87,107 students in its own schools and 13,329 in charter schools in 2025-26, and lost 1,946 students from the year before, mainly to home education, private schools, other Florida districts and moves out of state or country; the zone that takes in Cape Coral was at 94% of capacity (Cape Coral Breeze). Its four high schools in the city are Cape Coral (late 1970s), Mariner (1987), Ida S. Baker (2005) and Island Coast (2008). The City runs its own municipal charter school system, the Oasis schools (Cape Coral Charter Schools on the City's employer list, 371 staff), with two elementary schools, a middle school and a high school open only to children who live in the city and charge no tuition (Wikipedia; City of Cape Coral). Higher education is across the river: Florida Gulf Coast University, established in 1991 and opened in 1997, with almost 15,000 students in 2017, and Florida SouthWestern State College, whose main campus is in Fort Myers (Wikipedia). Cape Coral Technical College, run by the school district, is in the city.

Living there

Cape Coral is a land sale that became the largest city between Tampa and Miami. In 1957 two Baltimore developers, Leonard and Jack Rosen, bought a 103-square-mile tract across the Caloosahatchee from Fort Myers for $678,000, and their Gulf American Land Corporation sold its lots at free-dinner sales events in 24 states, dug canals without state permits (which later bankrupted it) and paved streets ahead of the people (Wikipedia). The result, incorporated in 1970, is a grid of single-family houses on more than 400 miles of canals, more than any other city on earth by Wikipedia's account, some of them with access to the Gulf, and the same platted-lot history Port St. Lucie has on the other coast. It is as suburban as any of the Florida cities here: 79.2% of homes are owner-occupied, 0.2% of workers take transit, the median age is 48.0, the oldest of the seven, and more than half of its workers leave the city for work, nearly all of them for elsewhere in Lee County. It grew 21.8% from 2020 to 2025, second only to Port St. Lucie among large US cities, entirely on people moving in. Its household income, $85,584, is second to Port St. Lucie's; its violent crime rate, 122 per 100,000 in 2023, the last year the FBI has, is the lowest of the Florida cities here; and its sales tax, 6.5%, is the lowest. Its risk is the Gulf. Hurricane Ian came ashore on Cayo Costa, off Pine Island west of the city, in September 2022 at 150 mph, put 6 to 9 feet of water over the ground in Cape Coral and Pine Island, and drowned 36 people in Lee County in its surge.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars, so the figures net directly, and the headlines are the same kind of figure, though priced a week apart. Port St. Lucie's is MIAMI REALTORS and RWorld's median sale price of single-family homes in St. Lucie County, $402,500 in August on 444 closed sales, 0.6% above the $400,000 of a year earlier; no City of Port St. Lucie median is published, and the city is two-thirds of the county's people. Cape Coral's is the Royal Palm Coast Realtor Association's single-family median for its Cape Coral region of the Southwest Florida MLS, $389,950 in August on 442 closed sales, 6.1% above the $367,500 of a year earlier; no City median is published either, and North Fort Myers and Pine Island are regions of their own. On Zillow's index, the like-for-like measure for the cities themselves, Zillow's index for the City of Port St. Lucie stood at $384,593 in August, 1.3% lower on the year, and Zillow's index for the City of Cape Coral at $335,825, 3.9% lower, so Port St. Lucie's is about 15% higher. Against local pay the headlines are 4.7 times Port St. Lucie's 2024 median household income of $86,241 and 4.6 times Cape Coral's $85,584. At 20% down, the $322,000 loan on St. Lucie County's median at 7.03%, Freddie Mac's rate for 24 September, costs $2,149 a month, and the $311,960 loan on the board's Cape Coral region median at 7.28%, the rate for 1 October, $2,134. A homesteaded buyer's first-year property tax is about $8,022 in Port St. Lucie, 1.99% of the price on 22.3097 mills, against $5,362 in Cape Coral, 1.38% on 15.3806, and insurance is budgeted at $450 and $475 a month, neither including flood. The three lines come to about $3,267 and $3,056, roughly 45% and 43% of local median income; at 7.28% Port St. Lucie's would be about $3,322, and on Zillow's values they would be about $3,138 and $2,691. Apartment List's county medians are close, a two-bedroom at $1,271 across St. Lucie County and $1,186 across Lee County in September, while Zillow's observed rent index was $2,396 in Port St. Lucie and $1,949 in Cape Coral in August, about 33% and 27% of median income.

Both cities' crime is low, both records are broken, and which is lower depends on the year read. Port St. Lucie's latest figures are the FBI's counts for 2025: 349 violent offenses, 130 per 100,000 on the Census estimate of 268,062, and 1,708 property offenses, 637, though that total records only 2 motor vehicle thefts and probably undercounts. Its department moved to incident-based reporting in late June 2024 and says the old and new counts are not comparable. Cape Coral's latest full year in the FBI's file is 2023: 277 violent offenses, about 122 per 100,000 on that July's Census estimate, and 2,088 property offenses, 918. Its federal data stop at October 2024, and the Florida Department of Law Enforcement's incident-based file has nothing for the department in 2025 or 2026, so no 2025 rate exists; why was not found. The years both cities have in full are 2022 and 2023, and on them Port St. Lucie was the lower on violent crime: about 115 per 100,000 in 2022 against Cape Coral's 185, and about 98 in 2023 against 122. Homicide favors Cape Coral by a small count: 4 in 2022, 2 in 2023 and 5 in the ten months of 2024 on file, against 6, 5 and 3 in the seven months of 2024 Port St. Lucie's file covers, and 4 there in 2025, about 1.5 per 100,000. On any year available both run at about a third of Miami's violent rate or less and a quarter of Jacksonville's. Cape Coral's police department reported overall crime down 28% in the first half of 2025 without publishing counts; Port St. Lucie's record is too broken to show a direction. Both sets of counts were read on 1 and 2 October 2026 and can still be revised.

Cape Coral is warmer through the year, and each coast has had its storm. January averages 16.8 C at the Fort Pierce airport, about 15 miles north of Port St. Lucie's center, against 18.2 C at Fort Myers Page Field, about 9 miles east-southeast of Cape Coral's center across the Caloosahatchee, 62.3F against 64.7F; July averages 27.4 C against 28.4 C, 81.4F against 83.2F, and Cape Coral's warmest month is August, at 83.4F. The normals count 66.8 days a year at 90F or above near Port St. Lucie and 120.3 near Cape Coral, and 1.7 nights at or below freezing against 0.1. Early 2026 brought Port St. Lucie seven freezing nights, with a low of 23F (-5.0 C) on 2 February, while Page Field's lowest that winter was 34F. Cape Coral gets 1,458 mm of rain a year and Port St. Lucie 1,300 mm, most of it from June through September in both, and neither has snow in the normals or a measured sunshine figure. Port St. Lucie's coast was hit head-on in 2004: Frances and Jeanne came ashore at the southern end of Hutchinson Island three weeks apart, Frances with a 5.89 ft surge at the St. Lucie Lock and Jeanne with gusts of 128 mph at Fort Pierce Inlet, and on 9 October 2024 an EF3 tornado ahead of Milton killed six people in the Spanish Lakes community just north of the city. Cape Coral's storm was Ian, which came ashore on Cayo Costa, across Pine Island Sound west of the city, on 28 September 2022 at 150 mph and put 6 to 9 ft of water above the ground in Pine Island, Cape Coral and the other communities at the mouth of the Caloosahatchee; storm surge killed 41 people, 36 of them in Lee County, where at least 52,514 structures were affected and 5,369 destroyed. Lake Okeechobee drains to both. Its releases east into the St. Lucie River have fed toxic algae blooms in Port St. Lucie's estuary, which the Corps' 2024 lake schedule is meant to cut by about two-thirds; its other outlet is the Caloosahatchee, which Cape Coral's profile did not examine.

These are the two weakest labor markets among the US metros this site compares, and Cape Coral's is the larger and the more self-contained. On the same unadjusted basis BLS put July 2026 unemployment at 5.3% for the Port St. Lucie metro and 5.2% for Cape Coral-Fort Myers, against 4.6% for Florida. The Port St. Lucie metro, St. Lucie and Martin counties, had 177,800 nonfarm jobs in August, 900 more than a year earlier; the Cape Coral-Fort Myers metro, which is Lee County alone, had 311,300, 1,500 more, about 1.75 times as many. Port St. Lucie's largest sectors are retail and the rest of trade and transportation, 37,200 jobs, and health care, 34,900, with a logistics corridor off I-95 in Tradition's Southern Grove. Cape Coral's metro leans on building, with mining, logging and construction at 40,900 jobs, 13%, in a city still building out its plat and rebuilding after Ian. Where people work is the sharpest difference. 40% of Port St. Lucie's workers worked outside St. Lucie County in 2024; 54% of Cape Coral's worked outside the city, but only 9.8% outside Lee County. Median household income was $86,241 in Port St. Lucie in 2024 and $85,584 in Cape Coral, $657 apart and well inside the margins of error, and $80,659 around Port St. Lucie against $83,602 across Lee County. Cape Coral is the older, with a median age of 48.0 against 44.3, and both are cities of owners, 82.3% and 79.2% of homes. Florida takes no income tax in either, so $100,000 pays the same $13,449 in federal tax for 2025. Sales tax is 7% in St. Lucie County, where a renewal of the infrastructure surtax is on the 3 November 2026 ballot, and 6.5% in Lee County, the lowest of the Florida cities here. Property tax and insurance come to about $13,422 a year on St. Lucie County's median and $11,062 on the board's Cape Coral region median.

These are the two lowest transit shares of any city this site compares, and the reason is the same in both: each was laid out by a land company to be driven. In 2024, 0.5% of Port St. Lucie's workers took transit and 1.4% walked or cycled; in Cape Coral 0.2% took transit, 186 of 108,333 workers on a survey whose margin of error reaches zero, and about 1% walked or cycled. 71.5% and 70.0% drove alone. St. Lucie County's fare-free Area Regional Transit carried 825,588 trips in 2025 and LeeTran carried 1,969,906 across Lee County, less than half its 2013 peak. Neither has rail or bus rapid transit. Both plats were sold far from where they lay. In 1957 the Rosen brothers' Gulf American Land Corporation bought a 103-square-mile tract across the Caloosahatchee from Fort Myers for $678,000, sold its lots at dinner events in 24 states and dug canals without state permits, which later bankrupted it; the city, incorporated in 1970, has more than 400 miles of them. The General Development Corporation platted Port St. Lucie in the 1960s as more than 80,000 quarter-acre lots along canals and sold them by mail. Cape Coral's water is the bigger part of its market: the City's parcels count 20,889 lots on saltwater canals and 16,881 on freshwater ones, and only the saltwater canals reach the Gulf, through five navigation systems under 160 bridges whose clearances decide what boat can reach a dock. Cape Coral has a large airport in its own county: Southwest Florida International, about 17 miles from the city's center, handled a record 11,154,458 passengers in 2025. Port St. Lucie has no airline service of its own; the nearest large airport is President Donald J. Trump International in West Palm Beach, named Palm Beach International until July 2026, about 45 miles south, which handled 8,657,372.

Florida has not expanded Medicaid, so coverage in both runs through an employer or marketplace plan, Medicare or Medicaid, and the two cities' uninsured rates are close: 9.9% in Port St. Lucie and 9.4% in Cape Coral in 2024, against 10.9% across Florida, and Lee County's is 13.2%. Port St. Lucie has two community hospitals, HCA Florida St. Lucie Hospital, with 282 licensed beds, and Cleveland Clinic Tradition Hospital, opened in 2013 and grown to 177 private rooms; the region's trauma center is HCA Florida Lawnwood Hospital in Fort Pierce, a Level II. Hospital care in Lee County is Lee Health's, a public district until it became a private nonprofit on 1 November 2024, bound by its agreement with the county to go on providing safety-net care; its hospital in the city is Cape Coral Hospital, whose emergency department grew to 56 treatment spaces in January 2026. Neither profile verified a wait time. The school districts are moving apart. St. Lucie Public Schools had 45,661 students in March 2025 and was adding about 1,500 a year, which its superintendent described as busting at the seams; it opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school in Tradition. The Lee County School District, about twice the size, counted 87,107 students in its own schools and 13,329 in charters in 2025-26, 1,946 fewer than a year before, though the zone that takes in Cape Coral was at 94% of capacity, and the City of Cape Coral runs its own tuition-free charter schools, the Oasis schools, for children who live in the city. Indian River State College has its Pruitt campus in Port St. Lucie; Florida Gulf Coast University is across the river from Cape Coral.

What people underestimate is how differently the two bills are built, and what both plats still owe. The Florida rules are the same: a homestead takes $25,000 off every levy and a second slice off all but the school district's, filed by 1 March of the year after you buy, and Save Our Homes resets on a sale. Without it the St. Lucie County median owes about $8,980, 2.23%, and the board's Cape Coral region median about $5,998, 1.54%. A City of Port St. Lucie address pays 17 levies, a fire district among them, and the City's own two, 4.9750 mills with its voted debt, are less than a quarter of the total. A City of Cape Coral address pays 13 and no fire district, because the City charges a fire service assessment instead. The City charges are about $656 a year for solid waste and stormwater in Port St. Lucie, and about $1,080 for fire service, stormwater and solid waste in Cape Coral on a house whose structure is valued at $275,000, neither reduced by any exemption. Even so, on these two prices the homesteaded bill with the City charges is about $8,678 in Port St. Lucie and $6,442 in Cape Coral. Both plats began on wells and septic tanks. In Port St. Lucie a lot still on a well and septic tank costs $18,821 to connect to City water and sewer. Cape Coral assesses lines in area by area: its two latest areas, North 1 West and North 1 East, cost $33,367 and $32,288 on a standard lot paid up front, or up to $3,734 and $3,385 a year on the tax bill over 30 years. Port St. Lucie's newer west adds community development districts, $439.51 to $967.80 a year for operations in Tradition's for fiscal 2027, and 26% of its owners pay an association fee against 12% of Cape Coral's. Both sellers pay the 70-cent documentary stamp, about $2,818 and $2,730, and both buyers 0.55% of the loan, about $1,771 and $1,716. Insurance is the least certain line, $450 and $475 a month between published averages of $4,630 to $13,752 a year and $3,695 to $8,688. Neither includes flood, which from 1 January 2027 most new and renewing Citizens policies with wind cover must carry. And both are slowing: Port St. Lucie grew 3.5% in 2024-25 and Cape Coral 1.4%, the smallest gain of its five years of growth.

Port St. Lucie

Better here

  • July averages 27.4 C against 28.4 C near Cape Coral, 1.8 F cooler, and the normals count 66.8 days a year at 90F or above against 120.3.
  • Violent crime was about 98 per 100,000 in 2023, the last year both cities have in full, against 122 in Cape Coral, and about 115 in 2022 against 185.
  • St. Lucie Public Schools is adding about 1,500 students a year and opened Legacy High School in 2025, while Lee County's district lost 1,946.
  • The city grew 30.9% from 2020 to 2025, the fastest of any US city of 200,000 or more, and 3.5% in 2024-25 against Cape Coral's 1.4%.
  • City median household income was $86,241 in 2024, the highest of the Florida cities this site compares, $657 above Cape Coral's.
  • Insurance is budgeted at $450 a month against $475, and the City has cut its operating rate eleven years running.

Worse here

  • A homesteaded buyer's property tax is about $8,022 a year, 1.99% on 22.3097 mills, against $5,362 and 1.38% in Cape Coral, and about $8,678 against $6,442 with each City's charges.
  • Mortgage, property tax and insurance come to about $3,267 a month on St. Lucie County's August 2026 median, against $3,056 in Cape Coral, or $3,322 at the same 7.28% rate.
  • Metro unemployment was 5.3% in July 2026, not seasonally adjusted, the highest of any US metro this site compares, and the metro has about 57% as many jobs as Cape Coral-Fort Myers.
  • 40% of workers worked outside St. Lucie County in 2024, against 9.8% of Cape Coral's outside Lee County.
  • There is no airline service in the city; the nearest large airport, in West Palm Beach, is about 45 miles south, where Cape Coral's is about 17 miles away.
  • Sales tax is 7% against 6.5% in Lee County, and Frances and Jeanne came ashore a few miles away within three weeks in 2004.

Choose Port St. Lucie if

  • you want the Atlantic side, a slightly cooler summer and a growing school district
  • you work from home, or in health care, logistics, retail or construction on the Treasure Coast, or will commute south
  • you would rather pay a community development district in Tradition or St. Lucie West than risk an older lot's utility assessment
  • you want the lower violent crime rate on the last year both cities report in full

The Port St. Lucie guide · Neighborhoods · Port St. Lucie rent vs buy · Port St. Lucie mortgage calculator

Cape Coral

Better here

  • A homesteaded buyer's property tax is about $5,362 a year, 1.38% of the price on 15.3806 mills, against $8,022 and 1.99% in Port St. Lucie.
  • Mortgage, property tax and insurance come to about $3,056 a month on the board's Cape Coral region median, against $3,322 in Port St. Lucie at the same 7.28% rate.
  • Sales tax is 6.5%, the lowest of the Florida cities this site compares, against 7% in St. Lucie County.
  • The metro had 311,300 nonfarm jobs in August 2026, about 1.75 times Port St. Lucie's 177,800, and only 9.8% of workers left Lee County for work.
  • Southwest Florida International handled a record 11,154,458 passengers in 2025 about 17 miles from the city; Port St. Lucie has no airline service.
  • January averages 18.2 C with 0.1 freezing nights a year, against 16.8 C and 1.7 near Port St. Lucie, and 20,889 lots sit on saltwater canals with a way to the Gulf.

Worse here

  • Violent crime was 122 per 100,000 in 2023, its latest FBI year, against about 98 in Port St. Lucie that year, and no FBI or state count covers 2025.
  • The City's fire, stormwater and solid waste assessments come to about $1,080 a year, against $656 in Port St. Lucie, and no exemption reduces them.
  • A lot in the latest utility extension areas owes $33,367 or $32,288 for water, sewer and irrigation, or up to $3,734 a year on the tax bill.
  • Page Field's normals count 120.3 days a year at 90F or above, almost twice Port St. Lucie's 66.8.
  • Ian's surge put 6 to 9 ft of water above the ground in Cape Coral in 2022, and 36 of its 41 surge deaths were in Lee County.
  • The Lee County School District enrolled 1,946 fewer students in 2025-26, and only 0.2% of workers commuted by transit, the lowest share of any city this site compares.

Choose Cape Coral if

  • you want the lower tax rate and sales tax, and a metro and airport that keep most workers in the county
  • you want a saltwater canal and a boat, and will check the bridge clearances between the dock and the Gulf
  • you work in construction, health care, the schools or tourism in Lee County, or from home
  • you will ask the City whether a lot owes for its utilities and read the flood zone before the price

The Cape Coral guide · Neighborhoods · Cape Coral rent vs buy · Cape Coral mortgage calculator

08: Questions people ask

Port St. Lucie or Cape Coral, in short

Is Port St. Lucie or Cape Coral cheaper to live in?

Cape Coral, to own, mostly because of the tax rate, and the two are close on apartment rents. Both cities are in Florida and price in US dollars, and both headlines are Realtor association single-family medians on almost the same number of sales: $402,500 in St. Lucie County and $389,950 in the Royal Palm Coast Realtor Association's Cape Coral region in August. On Zillow's index Zillow's index for the City of Port St. Lucie stood at $384,593 and Zillow's index for the City of Cape Coral at $335,825. The mortgage at 20% down is $2,149 at September's 7.03% against $2,134 at October's 7.28%. Property tax is about $8,022 a year against $5,362 and insurance $450 a month against $475, so the three lines come to about $3,267 and $3,056, or $3,322 for Port St. Lucie at the same rate, about 45% and 43% of median household incomes that are almost identical, $86,241 and $85,584. Cape Coral's City charges are larger, about $1,080 a year against $656. Zillow's observed rent index was $2,396 against $1,949. Neither city levies income tax, and sales tax is 7% against 6.5%.

Is Port St. Lucie or Cape Coral safer?

Both are low, and the answer depends on the year. Port St. Lucie's latest FBI figures are for 2025, 130 violent and 637 property offenses per 100,000, though the property count records only 2 car thefts. Cape Coral's latest are for 2023, 122 and 918, because its federal data stop at October 2024 and the state's file has nothing for it in 2025. On the years both have in full, Port St. Lucie was lower on violent crime, about 98 per 100,000 in 2023 against 122 and about 115 in 2022 against 185. Homicides are a handful a year in both: 2 in Cape Coral in 2023 and 5 in Port St. Lucie, and 4 in Port St. Lucie in 2025. Neither record shows a reliable direction past 2023.

Which has the better job market, Port St. Lucie or Cape Coral?

Cape Coral's, narrowly on unemployment and clearly on size and self-containment. On the same unadjusted basis BLS put July 2026 unemployment at 5.3% for the Port St. Lucie metro and 5.2% for Cape Coral-Fort Myers, the two highest of the US metros this site compares. The Port St. Lucie metro had 177,800 nonfarm jobs in August and the Cape Coral-Fort Myers metro 311,300. Port St. Lucie's work is retail, health care, construction and a logistics corridor in Tradition's Southern Grove, and 40% of its workers worked outside St. Lucie County in 2024. Cape Coral's leans on construction, at 13% of its metro's jobs, and only 9.8% of its workers leave Lee County. Median household income was $86,241 and $85,584, within the margin of error of each other.

What does a lot in an older part of either city still owe?

Its water and sewer, in both, and in Cape Coral possibly a great deal. Both cities were platted as quarter-acre lots on wells and septic tanks, Port St. Lucie by the General Development Corporation in the 1960s and Cape Coral by the Gulf American Land Corporation from 1957. In Port St. Lucie a lot still on a well and septic tank costs $18,821 to connect to City water and sewer. Cape Coral assesses its Utilities Extension Project area by area: the two latest areas, North 1 West and North 1 East, cost $33,367 and $32,288 on a standard lot paid up front, or up to $3,734 and $3,385 a year on the tax bill over 30 years, a lien that stays with the lot, and areas farther north are still to come. Read every non-ad valorem line on the seller's last tax bill. Cape Coral's canal lots add one more check: only its saltwater canals reach the Gulf, under 160 bridges whose clearances decide what boat can use them.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Port St. Lucie city 204,826 (April 2020 base), 258,931 (2024) and 268,062 (2025); St. Lucie County 402,449; Fort Pierce 51,737; 232,878 (2022) and 247,573 (2023) for the 2022 and 2023 crime rates
  2. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  3. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  4. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: point, Climate normals, Airport passengers, Port St. Lucie city: 119.216 sq mi of land, 1.609 sq mi of water, internal point 27.280554, -80.388261
  5. Port St. Lucie, Florida (history, General Development Corporation, St. Lucie West, Tradition, hurricanes, transportation, sports, schools) · Wikipedia · retrieved
    Supports: Metro population, Climate hazards, Labour market, Transit system, Education, Character
  6. General Development Corporation · Wikipedia · retrieved
    Supports: Character
  7. City of Port St. Lucie Comprehensive Plan 2020-2040, Future Land Use Element (adopted October 26, 2020) · City of Port St. Lucie · retrieved
    Supports: Character, incorporated in 1961 under the ownership of the General Development Corporation; quarter-acre lots for installment land sales; over 80,000 platted lots; the city bought General Development Utilities in 1994 after the county condemned it in 1990
  8. Crime Data Explorer summarized agency data, Port St. Lucie Police Department (FL0560200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  9. Police Annual Report, FY 24/25 · Port St. Lucie Police Department · retrieved
    Supports: Violent crime rate, Homicides, Crime trend, move to FIBRS/NIBRS in late June 2024 and full-year 2024 rate not determinable; 335 sworn officers and 89 civilian staff; 10 traffic fatalities in 2024
  10. US Climate Normals 1991-2020, station USW00012895 Fort Pierce St. Lucie County International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.3F, July 81.4F and August 81.6F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 73.1F, precipitation 51.17 in, 66.8 days at 90F, 0.0 at 100F and 1.7 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  11. US Climate Normals 1991-2020, station USC00083207 Fort Pierce (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.7F, July 81.7F, 55.89 in of precipitation
  12. US Climate Normals 1991-2020, station USC00088620 Stuart (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January 64.9F, July 83.2F, 62.72 in of precipitation
  13. NCEI data search, normals-monthly-1991-2020 stations within 27.75N to 26.95N and 80.7W to 80.1W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, the 14 stations with 1991-2020 normals near the city, none inside it and no St. Lucie Lock station
  14. Climate (climate sites and Fort Pierce climate reports) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals
  15. Climate Report, Fort Pierce climate summary for the month of August 2026 (CLMFPR, issued 1 September 2026) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals, climate normal period 1991 to 2020, climate record period 1901 to 2026, August normals 81.6F mean and 6.94 in, matching USW00012895
  16. Global Historical Climatology Network daily summaries, Fort Pierce St. Lucie County International Airport (USW00012895), 1999-2026, and Fort Pierce (USC00083207), 1901-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 13.08 in at the airport on 10 September 2017; 100 days at or above 90F in 2024 and 84 in 2026 through 27 September; 7 nights at or below 32F in 2026 against 16 in 2010; 23F on 2 February 2026; 7.00 in at the Fort Pierce cooperative station on 26 September 2004
  17. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  18. Average Annual Days of Sunshine and Percent of Possible Sunshine, Florida · Current Results (NCDC Comparative Climatic Data) · retrieved
    Supports: Sunshine hours, Climate normals, West Palm Beach 66% of possible, 75 sunny days, no hours
  19. Hurricane Frances · Wikipedia · retrieved
    Supports: Climate hazards
  20. Hurricane Jeanne · Wikipedia · retrieved
    Supports: Climate hazards
  21. Effects of Hurricane Irma in Florida (Martin and St. Lucie counties) · Wikipedia · retrieved
    Supports: Climate hazards
  22. Hurricane Milton · Wikipedia · retrieved
    Supports: Climate hazards
  23. Hurricane Milton tornado outbreak (Port St. Lucie-Fort Pierce-Vero Beach EF3 tornado) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  24. St. Lucie River (North Fork, discharges, algae blooms) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  25. Lake Okeechobee (discharges, 2016 algal bloom, federal aid denial) · Wikipedia · retrieved
    Supports: Climate hazards
  26. Gov. Scott Issues Emergency Order to Combat Algal Blooms in South Florida (Executive Order 18-191) · Florida Division of Emergency Management · retrieved
    Supports: Climate hazards
  27. Lake Okeechobee System Operating Manual (LOSOM) Update · The Conservancy of Southwest Florida · retrieved
    Supports: Climate hazards
  28. LOSOM Technical Summary, July 27, 2026 · South Florida Water Management District · retrieved
    Supports: Climate hazards, LOSOM in effect with its record of decision on 12 August 2024; regulatory releases east eliminated below Zone B/C; lake at 10.83 ft NGVD29 on 26 July 2026, in the Water Shortage Management band
  29. Army Corps of Engineers announces plan that will reduce freshwater releases into St. Lucie Estuary · WPTV · retrieved
    Supports: Climate hazards
  30. ACS 2024 1-year tables B08301 and B19013 for Port St. Lucie city, St. Lucie County and the Port St. Lucie MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  31. ACS 2024 1-year tables B08007 (place of work) and B08303 (travel time to work) for Port St. Lucie city and St. Lucie County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market, Character
  32. ACS 2024 1-year table B01002 (median age) for Port St. Lucie, Jacksonville, Miami, Tampa and Orlando cities, the Port St. Lucie MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  33. ACS 2024 1-year table B27001 (health insurance coverage) for Port St. Lucie city, St. Lucie County, the Port St. Lucie MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  34. Local Area Unemployment Statistics, Port St. Lucie, FL MSA (LAUMT123894000000003), Port St. Lucie city (LAUCT125871500000003), St. Lucie County (LAUCN121110000000003), Martin County (LAUCN120850000000003), Florida (LAUST120000000000003), the Jacksonville, Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Character
  35. Current Employment Statistics, Port St. Lucie, FL MSA: total nonfarm (SMU12389400000000001, SMS12389400000000001), supersectors (SMU1238940xx00000001), retail trade (SMU12389404200000001) and federal, state and local government (SMU1238940909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  36. Distribution/Logistics · Economic Development Council of St. Lucie County · retrieved
    Supports: Main sectors, Labour market
  37. Healthcare · Economic Development Council of St. Lucie County · retrieved
    Supports: Health care
  38. Cheney Brothers distribution center opens in Port St. Lucie, set to create 700-800 new jobs · WPTV · retrieved
    Supports: Main sectors, Labour market, Character
  39. Clover Park (Florida) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  40. St. Lucie Mets · Wikipedia · retrieved
    Supports: Main sectors
  41. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax
  42. TIP 24A01-29: St. Lucie County Extends School Capital Outlay Surtax Expiration Date · Florida Department of Revenue · retrieved
    Supports: Sales tax, Education
  43. St. Lucie County reconsiders half cent sales tax for the November ballot · WQCS · retrieved
    Supports: Sales tax
  44. Port St. Lucie, County split on sales tax ballot measure · WQCS · retrieved
    Supports: Sales tax
  45. St. Lucie County commission moves ahead with 2026 half-cent sales tax referendum · WQCS · retrieved
    Supports: Sales tax
  46. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  47. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  48. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  49. Port St. Lucie lowers property tax rate for 11th straight year · WFLX · retrieved
    Supports: Tax notes
  50. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Board of County Commissioners of St. Lucie County, NTD 41199; Council on Aging of St. Lucie, NTD 40097; Martin County, NTD 40192) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved
    Supports: Transit ridership, Transit system
  51. Booming growth has St. Lucie County looking at future transit plans · WPTV · retrieved
    Supports: Transit system, Transit ridership
  52. Treasure Coast International Airport · Wikipedia · retrieved
    Supports: Airport passengers
  53. President Donald J. Trump International Airport (renaming, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved
    Supports: Airport passengers
  54. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  55. About Us, HCA Florida St. Lucie Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  56. HCA Florida Lawnwood Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  57. Tradition Hospital · Cleveland Clinic · retrieved
    Supports: Health care, Main sectors
  58. Cleveland Clinic Tradition Hospital Phases 1 and 2 · TLC Engineering Solutions · retrieved
    Supports: Health care
  59. Cleveland Clinic, Indian River Medical Center and Martin Health System Celebrate Hospital Integration · Cleveland Clinic · retrieved
    Supports: Health care
  60. Growth in St. Lucie County has schools 'busting at the seams' · WFLX · retrieved
    Supports: Education, Character
  61. St. Lucie Public Schools (schools, staff) · Wikipedia · retrieved
    Supports: Education
  62. Indian River State College (founding, campuses, bachelor's degrees, Aspen Prize) · Wikipedia · retrieved
    Supports: Education
  63. Indian River State College Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  64. Harbor Branch Oceanographic Institute · Wikipedia · retrieved
    Supports: Education
  65. 2025 Gazetteer Files: Places, Florida · US Census Bureau · retrieved
    Supports: point, City population, Climate normals, Airport passengers, Cape Coral city: 106.265 sq mi of land, 13.366 sq mi of water, internal point 26.643192, -81.997364
  66. Cape Coral, Florida (history, geography, climate, education, infrastructure, transportation) · Wikipedia · retrieved
    Supports: City population, Climate normals, Transit system, Education, Character
  67. Crime Data Explorer summarized agency data, Cape Coral Police Department (FL0360200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character, 2022: 403 violent (4 + 39 + 25 + 335), 1,974 property; 2023: 277 violent (2 + 18 + 13 + 244), 2,088 property (344 + 1,618 + 124 + 2); January to October 2024: 236 violent, 1,809 property; no data from November 2024; agency population 228,672 for 2023
  68. FIBRS offense data by agency and month, 2021 to August 2026 · Florida Department of Law Enforcement · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Cape Coral Police Department: twelve months for each of 2022, 2023 and 2024 and no rows for 2025 or 2026; 420, 357 and 243 violent and 2,233, 2,555 and 1,980 property offenses; motor vehicle thefts 118, 175 and 135; homicides 4, 4 and 5
  69. Cape Coral Police Department Mid-Year Crime Report 2025: Continued Success in Reducing Crime · Cape Coral Police Department · retrieved
    Supports: Homicides, Crime trend, Crime down 28% in January to June 2025, 1,487 cases against 2,076; no homicides against three; thefts 612 against 850
  70. 2025 Annual Report · Cape Coral Police Department · retrieved
    Supports: Crime trend, A 28% reduction in crime in 2025 and the second-safest city in Florida with a population over 150,000, stated without counts
  71. US Climate Normals 1991-2020, station USW00012835 Fort Myers Page Field (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 64.7F, July 83.2F and August 83.4F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 75.4F, precipitation 57.41 in, 120.3 days at 90F, 0.0 at 100F and 0.1 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  72. US Climate Normals 1991-2020, station USW00012894 Fort Myers Southwest Florida International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January 64.6F, July 82.7F, 53.39 in of precipitation, 119.1 days at 90F; no snowfall normal
  73. US Climate Normals 1991-2020, station USC00087397 Punta Gorda 4 ESE (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual)
  74. NCEI data search, normals-monthly-1991-2020 stations within 26.85N to 26.4N and 82.25W to 81.6W, and stations with a snowfall normal within 27.2N to 25.9N and 82.5W to 81.2W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, USW00012835 at 26.585N, 81.8614W and USW00012894 at 26.5361N, 81.755W, the only stations with full normals near the city; USC00087397 at 26.9147N, 81.9969W the nearest with a snowfall normal
  75. Global Historical Climatology Network daily summaries, Fort Myers Page Field (USW00012835), 2010-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 168 days at or above 90F in 2023 and 134 in 2026 through 28 September; 31F on 11 January 2010, the only reading at or below freezing since 2010; 34F on 1 February 2026; a 67.1 mph gust on 28 September 2022 and no observations for the following days; 84.1 mph on 10 September 2017
  76. Tropical Cyclone Report: Hurricane Ian (AL092022) · NOAA National Hurricane Center · retrieved
    Supports: Climate hazards, Character, Landfall on Cayo Costa at 1905 UTC 28 September 2022 at 130 kt and near Punta Gorda at 125 kt; 6 to 9 ft above ground in Pine Island and Cape Coral; USGS sensors in Matlacha and Cape Coral lost or destroyed; Fort Myers NOS gauge 7.26 ft above MHHW; 41 surge deaths, 36 in Lee County; 52,514 Lee County structures affected, 5,369 destroyed, 14,245 with major damage; $112.9 billion in US damage
  77. FY2025 Annual Comprehensive Financial Report, Statistical Section (Schedules 6, 7, 14 and 15) · City of Cape Coral (filed with the Florida Auditor General) · retrieved
    Supports: Climate hazards, Main sectors, Labour market, Health care, Education, Principal employers 2025: Lee County School District 2,563, Lee Health 2,015, City of Cape Coral 1,969, Publix 1,370, Wal-Mart/Sam's Club 700, Home Depot 559, Gulf Coast Village 395, Cape Coral Charter Schools 371, Sun Splash Family Water Park 300, Westin Resort 200 (9.5% of city employment together); the 2016 list; tax-exempt property $8.56 billion in fiscal 2022 and $19.73 billion in fiscal 2024, with Ian's uninhabitable-home relief
  78. ACS 2024 1-year tables B19013 and B25003 for Cape Coral and Fort Myers cities, Lee County, the Cape Coral-Fort Myers MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  79. ACS 2024 1-year tables B19013 and B25003 for Port St. Lucie, St. Petersburg, Tampa, Orlando, Jacksonville and Miami cities · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  80. ACS 2024 1-year table B01002 (median age) for Cape Coral and the other Florida cities this site compares, Lee County, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  81. ACS 2024 1-year tables B08007 (place of work by county), B08008 (place of work by place), B08013 (aggregate travel time), B08101 (means of transportation by age) and B08303 (travel time to work) for Cape Coral city and Lee County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market, Transit commute share, Walk and cycle commute share, Character
  82. ACS 2024 1-year table B08301 (means of transportation) for Lee County, and ACS 2020-2024 5-year table B08301 for Cape Coral city and Lee County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Transit commute share, Walk and cycle commute share
  83. ACS 2024 1-year table B27001 (health insurance coverage) for Cape Coral city, Lee County, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  84. Local Area Unemployment Statistics, Cape Coral-Fort Myers, FL MSA (LAUMT121598000000003), Lee County (LAUCN120710000000003) and Cape Coral city (LAUCT121027500000003), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  85. Current Employment Statistics, Cape Coral-Fort Myers, FL MSA: total nonfarm (SMU12159800000000001), mining, logging and construction (SMU12159801500000001), supersectors (SMU1215980xx00000001), retail trade and local government (SMU12159809093000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  86. Tax Information Publication 18A01-25: Lee County Adds a 0.5% School Capital Outlay Surtax Beginning January 1, 2019 · Florida Department of Revenue · retrieved
    Supports: Sales tax, approved by voters on November 6, 2018; combined rate 6.5%; expires December 31, 2028
  87. 2025 millage rates for Lee County, Florida: taxing district millage book (district 057, City of Cape Coral) · Lee County Property Appraiser · retrieved
    Supports: Tax notes, District 057 total 15.3806 mills for 2025, of which the City 5.1471 operating and 0.1608 parks voted debt (as carried in lib/housing/cape-coral.ts)
  88. Cape Coral council sets fiscal 2027 property tax cap rate · Gulfshore Business · retrieved
    Supports: Tax notes, A 5.1988-mill maximum, the rolled-back rate against 5.1471, set 7 to 1 on 22 July 2026; taxable value $33.1 billion; hearings on 10 and 24 September
  89. Market insights report, August 2026: market summary and Cape Coral region · Royal Palm Coast Realtor Association · retrieved
    Supports: Tax notes, Cape Coral region single-family median $389,950 in August 2026 against $367,500 a year earlier (as carried in lib/housing/cape-coral.ts)
  90. Zillow Home Value Index and Observed Rent Index, city files, August 2026 · Zillow Research · retrieved
    Supports: Tax notes, Cape Coral (region 30742) all-homes value $335,825, down 3.9% on the year, and observed rent $1,949 (as carried in lib/housing/cape-coral.ts)
  91. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Lee County, NTD 40028) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved
    Supports: Transit ridership
  92. LeeTran (service area, hours, 2025 ridership) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  93. Southwest Florida International Airport (owner, opening, location, carriers, annual passenger traffic 2023 to 2025) · Wikipedia · retrieved
    Supports: Airport passengers
  94. Southwest Florida International Airport reports record-breaking year-end traffic · WGCU · retrieved
    Supports: Airport passengers
  95. Lee Health and Lee County Vote to Approve Mission Agreement, Allowing for Conversion of the Health System to a Community-Focused Nonprofit · South Florida Hospital News · retrieved
    Supports: Health care
  96. Lee Health Expands Cape Coral Hospital's Emergency Department · South Florida Hospital News · retrieved
    Supports: Health care
  97. School district addresses declining enrollment · Cape Coral Breeze · retrieved
    Supports: Education
  98. Florida Gulf Coast University · Wikipedia · retrieved
    Supports: Education
  99. St. Lucie County median home prices rise (August 2026 market report) · MIAMI REALTORS + RWorld · retrieved
    Supports: A median price of single-family homes in St. Lucie County of $402,500 in August 2026, against $400,000 in August 2025, up 0.63%, Single-family sales of 444 in August 2026 against 475 a year earlier, and a condominium median of $320,000 against $298,450 on 80 sales, Single-family active listings of 2,270 against 2,351 a year earlier, and 4.9 months' supply of single-family homes, Statistics released by MIAMI REALTORS + RWorld, the MIAMI MLS and BeachesMLS, by county, with no City of Port St. Lucie figure
  100. Taxing authority rates and hearing information · St. Lucie County Property Appraiser · retrieved
    Supports: 2025 final millage of 4.6607 for the City of Port St. Lucie and 0.3143 for Port St. Lucie voted debt, against 2026 proposed rates of 4.6107 and 0.2643, 2025 final millage of 4.1985 for the county general fund (2026 proposed 4.0441), 2.7294 for fine and forfeiture (jail), 0.2500 for the county transit MSTU, 0.1352 for mosquito control and 0.1000 for Erosion District E, 2025 final school millage of 3.0480 by state law (2026 proposed 2.9970), 1.5000 capital outlay, 0.7480 discretionary and 1.0000 voter referendum, 2025 final millage of 3.0000 for the Fire District, 0.3685 for the Children's Services Council, 0.0948 for the SFWMD, 0.1026 for the SFWMD Okeechobee basin, 0.0327 for the Everglades Construction Project and 0.0270 for FIND, The law enforcement MSTU at 0.8403, community development MSTU at 0.5000, county stormwater management at 0.4731 and South Hutchinson Island erosion control at 0.5200, City of Fort Pierce at 6.9000 and the Village of St. Lucie at 2.0000
  101. Taxes · Economic Development Council of St. Lucie County · retrieved
    Supports: Total millage of 22.3097 for the City of Port St. Lucie, 24.2347 for the City of Fort Pierce and 19.1481 for the unincorporated county, from the St. Lucie County Property Appraiser's 2025 rates, For Port St. Lucie: county general fund 4.1985, law enforcement and jail 2.7294, erosion and stormwater 0.1000, parks and public transit 0.2500, school system and Children's Services Council 6.6645, fire district 3.0000, water management and mosquito control 0.3653, Florida Inland Navigation 0.0270 and municipality-specific 4.975, Totals excluding special district charges and other non-ad valorem assessments
  102. Port St. Lucie property taxes rising despite lower millage rate as taxable property values more than double · WFLX · retrieved
    Supports: The City lowering its millage rate for the tenth consecutive year, to a proposed 4.97 mills for fiscal 2026, Taxable value in Port St. Lucie of $11,795,767,510 in 2020 and $25,657,621,359 in 2025, according to the property appraiser
  103. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  104. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  105. Learn about exemptions · St. Lucie County Property Appraiser · retrieved
    Supports: A homestead exemption that reduces the taxable value of a property by up to $51,411, A filing deadline of 1 March of the tax year for which the owner is applying
  106. Homestead portability · St. Lucie County Property Appraiser · retrieved
    Supports: The transfer of some or all of the Save Our Homes benefit on a previous homestead to a new one, to a maximum of $500,000, A new homestead established on or before 1 January within three tax years of abandoning the previous one, with applications filed by 1 March
  107. SLC School Board sends property tax renewal referendum to commissioners for approval · WQCS · retrieved
    Supports: The St. Lucie County School Board placing on the 8 November 2022 ballot the continuation of its 1-mill operating levy for another four years, The mill generating about $25 million a year for the school system
  108. Stormwater · City of Port St. Lucie, Public Works · retrieved
    Supports: An annual stormwater assessment of $189, a $6 increase from the previous assessment of $183, billed on the property tax bill, A cap of $219, above which any further increase must be approved by the City Council at a public hearing, Five projects funded by the increase, among them the Oak Hammock watershed, the Elkcam basin and the E-8 canal, and accelerated swale and culvert replacement
  109. Port St. Lucie approves solid waste rate increase starting in October · WQCS · retrieved
    Supports: A solid waste assessment of $467.33 a year, $38.94 a month, from October 2025, an increase of $20.89, 168 curbside stops a year: 52 garbage, 52 recycling, 52 yard waste and 12 bulk
  110. Port St. Lucie approves increase in annual trash assessment · WQCS · retrieved
    Supports: An annual solid waste assessment of $482.16 a dwelling unit for the fiscal year beginning 1 October 2026, an increase of $14.83, on the tax bill, Property tax credits of up to $364 on the 2026 bill, from the City's $24 million Waste Pro settlement, for residential owners who owned in 2022 and still live in the house
  111. Special assessment districts: summary information · City of Port St. Lucie, Finance · retrieved
    Supports: Sixteen City special assessment districts for water, sewer, roads and stormwater, from SAD 1 Phase 1 (1994 to 2013) to Southwest Annex District PSS1-2 (2010 to 2044), Billing complete or debt paid on the early water and sewer districts; City Center running to 2034, and St. Lucie Land Holdings and Peacock to 2026
  112. Resolution 24-R67: Southwest Annexation Special Assessment District No. 1, revised and updated assessment roll · City of Port St. Lucie, City Council (Legistar file 2024-874) · retrieved
    Supports: Special assessments for stormwater, roadway, water and wastewater improvements in the district, also known as Southern Grove, established by Resolution 10-R64 over thirty years and extended five years by Ordinance 16-41, An annual assessment for fiscal 2024-25 of $7,181,980.75 on 2,415 benefitted properties, collected through the non-ad valorem portion of the November 2024 tax bill, A final debt service payment due in fiscal 2044-45
  113. Community development districts · City of Port St. Lucie, GIS (ArcGIS feature service) · retrieved
    Supports: Forty-two mapped district polygons with forty-one distinct names across the city, Among them Tradition #1 to #10, Southern Grove #1 to #6, Verano #1 to #5 and Verano Center, Veranda #1 and #2, St Lucie West, Reserve #1, Tesoro, River Place and Portofino Isles
  114. Tradition Community Development Districts 1 to 11: regular board meeting and public hearing book, 2 September 2026, fiscal 2027 final budget · Tradition Community Development Districts · retrieved
    Supports: Fiscal 2027 operations and maintenance assessments per single-family unit of $560.85 in CDDs 1 and 2, $439.51 in CDDs 3 to 6 and $967.80 in CDDs 7 to 11, against $562.50, $455.16 and $969.46 for fiscal 2026, Series 2014 bonds of $53,170,000 maturing May 2035, assessed at $715.89 per single-family unit grossed up per the methodology, Series 2021 bonds maturing May 2052 and Series 2025 bonds maturing May 2056
  115. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  116. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  117. Utility customer service guide: residential rates effective 1 October 2025 (Ordinance 25-51) · City of Port St. Lucie, Utility Systems Department · retrieved
    Supports: An average residential water and wastewater bill of $96.31 a month for two people using 5,000 gallons, and $126.47 for three using 7,000, Conversion from a well and septic tank to City water and low-pressure sewer outside the SAD and USA areas at $18,821 paid in full, or 120 interest-free monthly payments of $150.72, Grants for income-qualified households toward the cost of connecting to City sewer, and a recorded capital charge installment payment agreement for the financing
  118. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $384,593 for the city of Port St. Lucie (region 33501, St. Lucie County) in August 2026, against $389,480 in August 2025, down 1.25%
  119. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $390,325 in the city of Port St. Lucie in August 2026, against $395,301 a year earlier, down 1.26%, A typical condominium value of $188,371 in the same month, against $200,740, down 6.16%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  120. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $2,396 for the city of Port St. Lucie in August 2026, against $2,353 a year earlier, up 1.86%
  121. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,681 for the Port St. Lucie metro area (region 394995) in August 2026, against $2,608 a year earlier
  122. Rent estimates summary, September 2026 · Apartment List · retrieved
    Supports: For St. Lucie County, September 2026: $1,393 overall, $1,097 for one bedroom and $1,271 for two, with rents up 0.36% on the month and down 0.10% on the year, For the Port St. Lucie metro area: $1,396 overall, $1,102 and $1,322, down 0.22% on the year, No row for the City of Port St. Lucie among the file's cities
  123. Apartments for rent in Port St. Lucie, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,635 and up for a studio, $1,772 and up for one bedroom, $2,145 and up for two, and $2,505 and up for three or more
  124. Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $86,241 in Port St. Lucie city, against $73,811 in St. Lucie County and $77,735 for Florida, A median owner-occupied home value of $420,600 in Port St. Lucie city, against $396,900 for Florida, 77,663 of Port St. Lucie's 94,324 occupied homes owner-occupied, and a median gross rent of $2,133 against $1,812 for Florida
  125. Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median gross rent of $1,637 for one bedroom, $1,872 for two, $2,247 for three and $2,645 for four
  126. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 19,945 of 77,663 owner-occupied units, or 26%, paying a homeowners' association or condominium fee, A median monthly fee of $346 among them, and 3,570 paying $500 or more a month
  127. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  128. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
  129. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  130. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Port St. Lucie premium of $4,630 a year, $386 a month, against $3,765 in Orlando, $4,160 in West Palm Beach and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  131. Homeowners insurance in Port St. Lucie, FL · insurance.com · retrieved
    Supports: An average Port St. Lucie premium of $7,901 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, last updated 24 March 2026, The cheapest insurer in Port St. Lucie at an average of $3,194
  132. Best home insurance in Florida (2026) · Insurify · retrieved
    Supports: An estimated average annual premium of $13,752 in Port Saint Lucie for $300,000 of dwelling cover, against $4,032 in Jacksonville and $15,396 in Miami, updated 27 September 2026
  133. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Port St. Lucie renters premium of $147 a year, $12 a month
  134. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  135. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  136. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  137. Tropical cyclone report: Hurricane Frances, 25 August to 8 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall over the southern end of Hutchinson Island near 0430 UTC on 5 September 2004 as a Category 2 hurricane, The highest measured storm surge, 5.89 feet above mean sea level, on the Florida east coast at the St. Lucie Lock
  138. Tropical cyclone report: Hurricane Jeanne, 13 to 28 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall with the center of its eye crossing the coast at the southern end of Hutchinson Island just east of Stuart at 0400 UTC on 26 September 2004, The highest wind gust reported from Florida, 111 knots, at Fort Pierce Inlet
  139. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  140. Housing programs · City of Port St. Lucie, Neighborhood Services · retrieved
    Supports: A Homebuyer Assistance Program, funded with what remains of the federal Neighborhood Stabilization Program, and the State Housing Initiatives Partnership program listed as current programs, Contact by email to Housing@cityofpsl.com or by telephone at 772-344-4084
  141. Program offering up to $100K in assistance for first-time homebuyers in Port St. Lucie · WPTV · retrieved
    Supports: The City's revamped Homebuyer Assistance Program with the Community Land Trust of Palm Beach County and the Treasure Coast, May 2024, offering up to $100,000 in federal funds to four to six first-time buyers by lottery, Buyers living or working in the city, with household income of at least $70,000 and no more than 120% of the area median, a 620 credit score and a 1% contribution
  142. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program
  143. Cape Clips: highlights from the August 26, 2026, City Council meeting · City of Cape Coral · retrieved
    Supports: Fire service assessment for 2026-27: the flat tier from $349.32 to $341.63 a parcel and the structure tier from $3.47 to $3.16 per equivalent benefit unit, the average single-family home from $540.17 to $515.43, Stormwater from $156 to $163; solid waste for individual residential households unchanged at $384.25
  144. Tax billed assessments (non-ad valorem taxes) · City of Cape Coral, Customer Billing Services · retrieved
    Supports: Stormwater at $156.00 per equivalent residential unit for fiscal 2026 and $149.00 for 2025, A fire service assessment of $349.32 per parcel (Tier 1) and $3.47 per $5,000 of structure value (Tier 2) for fiscal 2026, against $278.84 and $3.07 for 2025, Solid waste at $384.25 per dwelling unit for fiscal 2026 and $345.76 for 2025; lot mowing by district on vacant lots, Utilities Extension Project assessments on a standard 10,000-square-foot parcel: North 1 West $33,367 prepaid or $35,930 financed at 6.50%, first on the taxes in 2024; North 1 East $32,288 prepaid or $33,142 financed at 6.25%, first on the taxes in 2026; 30-year default terms, Maximum annual installments for North 1 West of $812, $1,490 and $660 for water, sewer and irrigation line extension and $131, $383 and $258 for capital facility expansion charges; for North 1 East $855, $997, $803, $126, $360 and $244, Utilities extended to nearly all of south Cape Coral and work under way north of Pine Island Road
  145. Water, wastewater and irrigation rate schedules, effective 1 October 2026 · City of Cape Coral, Financial Services · retrieved
    Supports: A water capacity charge of $25.36 a month on a 5/8-inch meter and a residential commodity charge of $5.44 per thousand gallons to 5,000, A wastewater capacity charge of $32.83 a month and $12.85 per thousand gallons, Single-family irrigation at a flat $13.40 a month
  146. City of Cape Coral GIS: Ownership, Canals and Bridges layers · City of Cape Coral, ArcGIS Server · retrieved
    Supports: 137,402 parcels, 93,343 with City water available and 91,771 with City sewer, the rest in the Utilities Extension Project's North areas, 20,889 lots marked on salt water, 16,881 on fresh water and 406 on the river, Saltwater canals in five navigation systems on the Canals layer (PublicWorks MapServer 11), and 160 bridges with vertical clearances on the Bridges layer (PublicWorks MapServer 0)
  147. Notice to industry: substantial improvement and substantial damage, and the FEMA 50% rule notice · City of Cape Coral, Development Services · retrieved
    Supports: Substantial improvement as any repair, reconstruction, rehabilitation, alteration, addition or other improvement whose cost equals or exceeds 50% of the market value of the building before the work, and any repair of a substantially damaged building, City staff comparing the cost of the work with the depreciated market value of the building, and a building at or over 50 percent brought into compliance with the floodplain rules for new buildings, its lowest floor elevated, From 10 July 2025, under HB 683 and SB 180 (2025), determinations made per permit rather than on aggregate improvements
  148. Cape Coral helps Hurricane Ian recovery, removing five-year look-back for FEMA's 50% rule · Woodward, Pires & Lombardo, P.A. · retrieved
    Supports: Ordinance 96-22, approved 30 November 2022, removing the five-year cumulative count of repairs and additions from the City's substantial damage determination
  149. Exemption information pamphlet · Lee County Property Appraiser · retrieved
    Supports: A homestead exemption of up to $50,000: the first $25,000 against all taxes and an additional $25,000 on assessed value over $50,000 for all levies other than school taxes, Applications on Form DR-501 by 1 March, and portability to a new homestead established within three years of 1 January of the year the old one was abandoned
  150. Apartments for rent in Cape Coral, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,336 and up for a studio, $1,607 and up for one bedroom, $1,832 and up for two, and $2,419 and up for three or more
  151. Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $85,584 in Cape Coral city, against $83,602 in Lee County and $77,735 for Florida, A median owner-occupied home value of $401,800 in Cape Coral city, 69,402 of Cape Coral's 87,681 occupied homes owner-occupied, and a median gross rent of $1,998 against $1,812 for Florida
  152. Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Cape Coral city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median gross rent of $1,719 for one bedroom, $1,702 for two, $2,272 for three and $2,637 for four
  153. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Cape Coral city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 8,351 of 69,402 owner-occupied units, or 12%, paying a homeowners' association or condominium fee, A median monthly fee of $386 among them, and 1,993 paying $500 or more a month