Raleigh vs Port St. Lucie: which should you move to?
Raleigh or Port St. Lucie? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.
Raleigh
Port St. Lucie
Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate of 24 September 2026, so the figures net directly with no rate gap, though the prices are different measures: Raleigh's is Zillow's typical home value for the city, Port St. Lucie's the St. Lucie County single-family median from MIAMI REALTORS and RWorld. Mortgage, property tax and insurance come to about $2,808 a month on Raleigh's $428,671 and $3,267 on the St. Lucie County median of $402,500, and about $3,138 on Zillow's index for the City of Port St. Lucie, which stood at $384,593. The cheaper house costs more to hold because of tax and insurance: Port St. Lucie's property tax is about $8,022 a year against $3,717 and its insurance is budgeted at $450 a month against $210. Households earn the same, $85,060 and $86,241, so that is about 40% of median income against 45%. North Carolina takes $3,708 in income tax on $100,000 for 2025 where Florida takes none, which outweighs Port St. Lucie's extra property tax only above about $114,000 of income. Raleigh's job market is more than four times the size and growing, with unemployment of 3.2% against 5.3%. On the same FBI counts Port St. Lucie has the lower crime on every line: 130 violent offenses per 100,000 against 396, 637 property offenses against 2,316, and about 1.5 homicides per 100,000 against 4.9. Choose Raleigh for the job market, the lower cost of owning, Medicaid expansion, the universities and RDU. Choose Port St. Lucie for the lowest crime of any city this site compares, no state income tax, a 16.8 C January, and a school district that is still adding students, if you can work from home or commute.
| Measure | Raleigh | Port St. Lucie | Advantage |
|---|---|---|---|
| City population | 506,306 (2025) | 268,062 (2025) | Not directly comparable |
| Metro population | 1,595,720 (2025) | 568,721 (2025) | Not directly comparable |
| Five-year growth Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner. | 8.2% (2020-2025) | 30.9% (2020-2025) | Not directly comparable |
What a home costs in each
The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.
| Measure | Raleigh | Port St. Lucie | Advantage |
|---|---|---|---|
| Benchmark home price MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's. | $428,671 (August 2026) | $402,500 (August 2026) | Port St. Lucie |
| Detached house benchmark Port St. Lucie publishes a single house index rather than a composite, so the two rows repeat. | $440,555 | $402,500 | Port St. Lucie |
| Apartment or condominium benchmark | $270,056 | $188,371 | Port St. Lucie |
| Two-bedroom rent | $1,655/mo (average, August 2026) | $1,271/mo (median, September 2026) | Port St. Lucie |
| One-bedroom rent | $1,409/mo | $1,097/mo | Port St. Lucie |
| Two-bedroom rent against median income A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies. | 23.3% of a year's income | 17.7% of a year's income | Port St. Lucie |
| Mortgage payment on the benchmark, 20% down 30-year amortization on American monthly compounding, the convention in both. | $2,288/mo at 7.03% | $2,149/mo at 7.03% | Port St. Lucie |
| Price to household income Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not. | 5.0× | 4.7× | Port St. Lucie |
| Property tax on the benchmark home The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars. | $3,717/yr (0.867%, 2026) | $8,022/yr (1.993%, 2025) | Raleigh |
| Transfer tax on the benchmark home Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving. | $857 (seller pays) | $2,818 (seller pays) | Raleigh |
| Rent control A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better. | Forbidden by state law | Forbidden by state law | Not directly comparable |
Raleigh: About 0.87% of market value. Raleigh levies 90.91 cents per $100 for fiscal 2027, Wake County's 53.71 cents plus the City's 37.20 cents, against values set at the 1 January 2024 revaluation. North Carolina measures the gap itself: the Department of Revenue puts Wake's assessment level at 95.39% of sale price, which is how it publishes an effective county rate of 0.4933% against a nominal 0.5171%. Wake revalues again on 1 January 2027 and every two years after that, so the next bill resets to what houses are worth then. Inside the downtown municipal service district the bill carries a further 6.8 cents per $100. Port St. Lucie: About 1.99% of the price for a homesteaded owner, worked out on the $402,500 St. Lucie County single-family median, which is lower than the 22.3097 mills a house in the City of Port St. Lucie is charged because of Florida's homestead exemption rather than any assessment lag. The stack is long. St. Lucie County levies 4.1985 for its general fund, 2.7294 for the jail and courts, 0.2500 for transit, 0.1352 for mosquito control and 0.1000 for the erosion district; the City 4.6607 for operations and 0.3143 for voted debt; St. Lucie Public Schools 6.2960 (3.0480 set by state law, 1.5000 for capital outlay, 0.7480 discretionary and 1.0000 approved by voters); the St. Lucie County Fire District 3.0000; the Children's Services Council 0.3685; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; and the Florida Inland Navigation District 0.0270, for 2025. The county's law enforcement, community development and stormwater taxing units are charged only outside the cities. The school lines are charged on the price less $25,000, $377,500, and the rest on the price less a second slice as well, $352,500 on the base amounts, so a homesteaded buyer's first bill is about $8,022. Without a homestead, as a landlord or a buyer who never files, the same house owes $8,980. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the St. Lucie County Property Appraiser now gives a homestead worth up to $51,411 in all, which brings the same bill to $7,999; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $23 for it. The rates proposed for 2026 add to 22.0043, with the City's operating rate at 4.6107, its debt rate at 0.2643 and the county's general fund at 4.0441. The exemption is not automatic: you file with the property appraiser by 1 March. The City's solid waste assessment, $467 for 2025-26 and $482 for 2026-27, and its stormwater assessment of $189 come on the same bill, about $656 a year together, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.
How safe each city is, by the numbers it publishes
Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.
| Measure | Raleigh | Port St. Lucie | Advantage |
|---|---|---|---|
| Crime Severity Index Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series. | Not published | Not published | Not directly comparable |
| Violent crime per 100,000 | 396 (2025) | 130 (2025) | Port St. Lucie |
| Property crime per 100,000 | 2,316 (2025) | 637 (2025) | Port St. Lucie |
| Homicides Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table. | 25 (2025) | 4 (2025) | Not directly comparable |
On the FBI's definitions, violent offenses in Raleigh went from 2,573 in 2023 to 2,399 in 2024 and 2,007 in 2025, a 16% drop in the last year, and property offenses from 12,665 to 13,854 and then 11,725. RPD's own 2025 report shows motor vehicle thefts down 32% (2,444 to 1,664), thefts from vehicles down 27%, non-fatal shooting incidents down from 91 to 79 and aggravated assaults without a firearm down 12%, while its all-assault total was flat at 7,418 and murders held at 25 after 24. The 2025 CDE counts were read on 26 September 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 2,007 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Raleigh Police Department (ORI NC0920100) in calendar 2025, divided by the 506,306 Vintage 2025 city population. On the CDE's own agency population of 508,719 the rate is 395. RPD's 2025 annual report does not publish a count on this definition: its total violent crime of 8,541 counts every assault, simple assaults included (7,418 in all), and lists no rapes, so it runs more than four times the FBI figure and measures something else.
Homicides: 25 murders and nonnegligent manslaughters in 2025 in both RPD's annual report and the FBI CDE, against 24 in 2024, about 4.9 per 100,000 on the city population. RPD's wider count of homicide incidents, which adds one negligent manslaughter and two justifiable homicides, was 28. The high point in the CDE series since 2021 is 45, in 2022.
Port St. Lucie's record is short and broken by a change of system, so no trend can be read from it with confidence. The FBI CDE carries no 2021 data for the department, annual totals for 2022 and 2023 under the old summary system (267 and 243 violent offenses, 1,745 and 1,840 property offenses, about 115 and 98 violent offenses per 100,000), only June to December of 2024, after the switch to incident-based reporting in late June (182 violent and 995 property offenses in those seven months), and a full twelve months for 2025 (349 and 1,708). The 2025 violent count is higher than 2023's mainly because of aggravated assaults, 298 against 182, and the department itself says the two systems count crime differently. What does hold across every year is the level: violent crime at about a third of Miami's and Tampa's rates or less, a quarter of Jacksonville's and a sixth of Orlando's, and three to six homicides a year in a city of more than a quarter of a million. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 349 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Port St. Lucie Police Department (ORI FL0560200) in calendar 2025, divided by the 268,062 Vintage 2025 city population. On the CDE's own agency population of 273,427 the rate is 128. That is the lowest of any city this site compares, less than half El Paso's 288 and about a third of Miami's 359 and Tampa's 375.5. 2025 is the first full year of incident-based (NIBRS) reporting for this agency: the department moved to Florida's incident-based system in late June 2024 and says the old and new counts are not comparable, so a full-year 2024 rate could not be determined (PSLPD annual report).
Homicides: 4 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.5 per 100,000 on the city population, the lowest count and rate of any US city this site compares (Orlando had 10, Tampa 17, Miami and El Paso 26). The CDE series is 6 in 2022, 5 in 2023, 3 in the seven months of 2024 it covers and 4 in 2025. A department of 335 sworn officers and 89 civilian staff in 2025 (PSLPD annual report) polices a city that counted 10 traffic deaths in 2024, more than twice its homicides.
Winters, summers and what the weather can do to a house
| Measure | Raleigh | Port St. Lucie | Advantage |
|---|---|---|---|
| January mean | 5.5 °C | 16.8 °C | Not directly comparable |
| July mean | 26.9 °C | 27.4 °C | Not directly comparable |
| Precipitation a year | 1,170 mm | 1,300 mm | Not directly comparable |
| Snowfall a year | 13 cm | 0 cm | Not directly comparable |
| Sunshine a year | 2,606 hours | Not published | Not directly comparable |
NOAA NCEI 1991-2020 normals for Raleigh-Durham International Airport (station USW00013722): January mean 41.9F, July mean 80.5F, annual mean 61.2F, 46.07 in of precipitation, 5.2 in of snow. July is the warmest month, ahead of August's 78.8F, with a mean high of 90.8F; January's mean low is 31.8F. Most of the snow falls in January (2.6 in) and February (1.4 in), and September (5.15 in) and July (5.02 in) are the wettest months. Converted here to 5.5 C, 26.9 C, 1,170 mm and 13.2 cm. Sunshine hours are the older 1961-1990 NCDC means (2,606 hours, 58% of possible), since the 1991-2020 normals do not include sunshine.
Hazards: Humid subtropical, with long hot summers and thunderstorms, and winters mild enough that snow is an event. The record storm, on 24 to 25 January 2000, left 20.3 in (52 cm) at the airport, 17.9 in of it in 24 hours, beating a 1927 record of 17.8 in. Hurricanes reach Raleigh weakened but not harmless: Fran in September 1996 dropped 8.80 in (224 mm) of rain at RDU, uprooted trees across the region and did about $900 million of damage in Raleigh and Wake County, and the State Climate Office writes that no storm since has had so wide or lasting an impact on the Triangle. Flooding along the creeks after heavy rain and summer heat are the routine risks.
NOAA NCEI 1991-2020 normals for Fort Pierce St. Lucie County International Airport (station USW00012895), at Treasure Coast International Airport about 15 miles north of the city's center, which is the station behind the National Weather Service's Fort Pierce climate site, the one the NWS Melbourne office reports for this part of the Treasure Coast (its monthly Fort Pierce reports compare each month against this station's normals, such as August's 81.6F and 6.94 in, and carry a threaded record back to 1901): January mean 62.3F, July mean 81.4F, annual mean 73.1F, 51.17 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the Fort Pierce cooperative station (USC00083207), about 11 miles north of the city's center. August is the warmest month by two tenths of a degree at 81.6F, with a mean high of 90.2F; January's mean low is 51.2F. August (6.94 in) and June (6.69 in) are the wettest months, and June through September bring 25.75 in, half the year; February (2.17 in) is the driest. The normals count 66.8 days a year at 90F or above, none at 100F and 1.7 nights at or below freezing. Converted here to 16.8 C, 27.4 C, 1,300 mm and 0 cm. No station has 1991-2020 normals inside the city, and the two nearest bracket it: the Fort Pierce cooperative station averages 62.7F in January and 81.7F in July with 55.89 in a year, and Stuart, about 11 miles to the southeast and closer to the coast, 64.9F and 83.2F with 62.72 in. NCEI lists no 1991-2020 normals for the St. Lucie Lock station. Port St. Lucie's January is a little warmer than Orlando's (60.6F) and Tampa's (62.0F) and much colder than Miami's (68.6F), and its July is the coolest of the five Florida cities this site compares. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 NCDC basis of the other US profiles' sunshine hours, lists no Treasure Coast station; its Florida table gives West Palm Beach 66% of possible sunshine and 75 sunny days but no hours, and the 1991-2020 normals do not include sunshine.
Hazards: Hurricanes are the defining hazard, and this stretch of coast has been hit directly. On 5 September 2004 Frances came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, as a Category 2 hurricane with winds of about 105 mph; it produced the highest gust recorded in Florida, 108 mph (174 km/h), in Fort Pierce, and a storm surge of 5.89 ft at the St. Lucie Lock, and damage topped $1 billion in each of St. Lucie, Martin and Indian River counties. Three weeks later, on 26 September, Jeanne made landfall 5 miles from the same spot at 120 mph, the strongest of the two, with gusts of 128 mph (206 km/h) at Fort Pierce Inlet; thousands of homes in St. Lucie County were damaged or destroyed, a man in the county was electrocuted by a downed power line, and the county's schools, closed since Frances, did not reopen until 4 October (Wikipedia). The Fort Pierce cooperative station recorded 7.00 in (178 mm) of rain on the day Jeanne arrived. Wikipedia counts Frances, Jeanne and Wilma (2005) as direct hits on the city. Rain is the other storm hazard: Irma dropped 13.08 in (332 mm) on the Fort Pierce airport on 10 September 2017, the wettest day in its record since 1999, and 21.66 in near the Fort Pierce water plant, the highest total in Florida; about 150,000 homes and businesses in St. Lucie County lost power. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, a high-end EF3 tornado tracked north from the Port St. Lucie area past Fort Pierce to Vero Beach, partially collapsed two warehouses and destroyed or flipped more than 20 mobile homes in the Spanish Lakes community, where six people died; Wikipedia counts seven deaths in St. Lucie County from the storm and $514 million of damage from that tornado. The water itself is the slower hazard. The North Fork of the St. Lucie River runs through the city to an estuary it shares with Stuart, and when Lake Okeechobee runs high the Army Corps of Engineers releases lake water east through the St. Lucie Canal into the river's South Fork: 137 billion gallons in 2013 and 237 billion from January to November 2016. That fresh, nutrient-laden water feeds toxic blue-green algae blooms; the federal government refused disaster aid for the 2016 bloom in the St. Lucie Estuary, and in July 2018 Governor Rick Scott declared a state of emergency over the discharges and algae in seven counties including St. Lucie and Martin (Executive Order 18-191). The Corps' new lake schedule, LOSOM, took effect with its record of decision on 12 August 2024; it allows releases south in every zone and ends regulatory releases east to the St. Lucie below the lake's upper zones (South Florida Water Management District), and the Corps said when it chose the plan that it would cut discharges to the St. Lucie Estuary by about two-thirds. In late July 2026 the lake stood at 10.83 ft, in its water shortage band, far below any level that would trigger releases. Heat is long rather than extreme: the normals count 66.8 days a year at 90F or above and none at 100F (37.8 C); the airport recorded 100 such days in 2024, the most in its record since 1999, and 84 in 2026 through 27 September. Frost is rare but real: 1.7 nights a year at freezing on the normals, and seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February 2026.
What people earn and what the government takes
| Measure | Raleigh | Port St. Lucie | Advantage |
|---|---|---|---|
| Median household income | $85,060 USD (2024) | $86,241 USD (2024) | Port St. Lucie |
| Unemployment rate | 3.1% (July 2026) | 5.3% (July 2026) | Raleigh |
| Sales tax | 7.25% | 7% | Port St. Lucie |
| Top marginal income tax Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here. | 41.25% | 37% | Port St. Lucie |
| Income tax on $100,000, single filer Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method. | $17,157 USD | $13,449 USD | Port St. Lucie |
BLS counted 784,100 nonfarm jobs in the Raleigh MSA in July 2026 (not seasonally adjusted), up 15,900 or 2.1% on the year. Construction grew fastest (+6.8%), then education and health (+4.7%), while information (-5.9%), manufacturing (-1.7%) and trade, transportation and utilities (-0.4%) shrank. Professional and business services is the largest sector at 156,200 jobs, and government, with the state capital and NC State inside it, employs 107,400. The seasonally adjusted series (FRED RALE537NA) reached 786,100 in August 2026, 2.5% above August 2025. Average weekly wages across Wake, Johnston and Franklin counties were $1,621 in the first quarter of 2026 against $1,654 nationally. The newest large employers are drug plants in Holly Springs: Fujifilm Diosynth plans 1,400 jobs there by 2031 after a $1.2 billion expansion announced in April 2024, and Amgen about 725 across two plants after a $1.02 billion second one announced in December 2024.
Main sectors: Professional and business services, the metro's largest sector, Government (the state capital, NC State University, the county school system), Education and health care (WakeMed, UNC Health Rex, Duke Raleigh), Trade, transportation and utilities, Biomanufacturing and life sciences (Fujifilm and Amgen in Holly Springs, Research Triangle Park between Raleigh and Durham).
North Carolina's flat rate has come down every year since 2022: 4.99% (2022), 4.75% (2023), 4.50% (2024), 4.25% (2025) and 3.99% for 2026 and later, with further cuts from 2027 only if revenue triggers are met. Property tax is separate, with Wake County and the City of Raleigh each levying a rate on assessed value.
BLS counted 177,800 nonfarm jobs in the Port St. Lucie MSA in August 2026 (not seasonally adjusted, preliminary), up 900 or 0.5% on the year, a slower pace than the population. Private education and health services added the most (+800, or 2.3%, to 34,900), then leisure and hospitality (+700, or 3.3%, to 21,800) and manufacturing (+300, to 8,500), while professional and business services lost 600 (-2.4%, to 23,900) and mining, logging and construction 400 (-2.5%, to 15,500); government held at 20,200, of which federal employment is only 1,100. The seasonally adjusted series (SMS12389400000000001) was 178,800 in August 2026, 0.1% above August 2025. Many residents work elsewhere: 40% of the city's workers (47,007 of 117,414) worked outside St. Lucie County in 2024, almost all of them elsewhere in Florida, and 13% of those who commute spend an hour or more getting there (ACS 2024 1-year, B08007 and B08303). The city has tried to change that with the jobs corridor in Tradition's Southern Grove: Cheney Brothers opened its distribution center there in late 2023 and expects 700 to 800 jobs, and WPTV described the city's pitch as a way out of being a bedroom community of commuters. Tradition itself, a former cattle ranch west of I-95 developed by Core Communities from 2006 with room for more than 18,000 homes, and St. Lucie West before it, are where most of the city's commercial land and new building are (Wikipedia). Clover Park, the Mets' 7,160-seat spring training stadium, opened for the 1988 season, when the team moved from St. Petersburg.
Main sectors: Health care, the metro's fastest-growing large sector (private education and health services, 34,900 jobs in August 2026): HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, and in Fort Pierce HCA Florida Lawnwood Hospital, Retail and the rest of trade, transportation and utilities, the metro's largest sector by payroll jobs (37,200 in August 2026, 23,600 of them in retail), Logistics and distribution in the Tradition and Southern Grove area off I-95: an Amazon delivery station, a FedEx Ground sortation center and Cheney Brothers' food distribution center at Legacy Park, and a 1.87-million-square-foot Costco depot that opened in 2026, Construction and real estate, building out a city platted in the 1960s and the master-planned communities of St. Lucie West and Tradition (mining, logging and construction, 15,500 jobs), Spring training and leisure: the New York Mets have trained at Clover Park since 1988, and the St. Lucie Mets play the minor league season there (leisure and hospitality, 21,800 jobs).
Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 28 September 2026 the City Council unanimously adopted a $971.6 million budget for fiscal 2027 and cut the city's operating rate for the eleventh year in a row, from 4.9750 to 4.8750 mills, about $4.88 per $1,000 of taxable value; the city says the rate is 25% lower than in 2016 and the third-lowest municipal rate among Florida's 20 largest cities (WFLX). The county, school board and other levies on the same bill belong to the housing layer.
Whether you need a car
| Measure | Raleigh | Port St. Lucie | Advantage |
|---|---|---|---|
| System | GoRaleigh city buses (38 fixed routes), GoTriangle regional buses to Durham, Chapel Hill, Research Triangle Park and RDU, and Amtrak's Piedmont, Carolinian and Floridian at Raleigh Union Station; no rail transit inside the city | Area Regional Transit (ART), run by St. Lucie County: fare-free fixed-route buses on eight routes, five of which serve Port St. Lucie (Wikipedia), on-demand microtransit zones and door-to-door paratransit for eligible riders, serving Port St. Lucie, Fort Pierce, St. Lucie Village and the unincorporated county; it began as a demand-response service and took its present name in 2020. Martin County runs its own bus service, and there is no rail service in the city: the Florida East Coast Railway's main line crosses its eastern edge without a station. | Not directly comparable |
| Commute by public transit | 1.7% (2024) | 0.5% (2024) | Raleigh |
| Walk or cycle to work | 1.5% (2024) | 1.4% (2024) | Raleigh |
| Airport | Raleigh-Durham International Airport (RDU), 15.6 million passengers in 2025, a record just above 2024's 15.5 million, per the Airport Authority. It sits between Raleigh and Durham, and a $1.1 billion replacement primary runway, 10,639 ft long, has been under construction since October 2023. | Port St. Lucie has no airline service of its own. Treasure Coast International Airport, owned by St. Lucie County about 3 miles northwest of downtown Fort Pierce, serves general aviation, flight schools and private flights to the Bahamas, with a customs station; its last scheduled airline service ran briefly in 1988 (Wikipedia). The nearest large airport is President Donald J. Trump International Airport in West Palm Beach, named Palm Beach International (PBI) until 9 July 2026 and coded DJT since 18 August 2026, about 45 miles south of the city's center in a straight line; it handled a record 8,657,372 passengers in 2025, 3.0% more than 2024's 8,403,519 (Wikipedia, citing the airport's traffic reports). Orlando International is about 125 miles to the northwest. | Not directly comparable |
GoRaleigh carried 7,991,200 unlinked trips in 2025 and about 25,300 a weekday in the second quarter of 2026 (APTA ridership reports, as cited by Wikipedia). Fares came back on August 1, 2024, at $1.25 a ride after the pandemic fare-free years, and riders 65 and over or 18 and under still ride free once enrolled. The half-cent Wake Transit sales tax pays for the expansion. Its first bus rapid transit line, on New Bern Avenue east of downtown, has two of three construction phases under way, and the city expects the corridor finished by the end of 2028, with lines south to Garner, west to Cary and north to North Hills planned after it. Commuter rail between Durham and Clayton, the rail half of the same plan, met what GoTriangle calls significant feasibility challenges, and the two regional planning bodies are now studying smaller, incremental passenger rail options instead. Intercity rail is moving faster: NCDOT holds a $1.09 billion federal grant (December 2023) for the Raleigh to Wake Forest segment of the S-Line to Richmond, with bridges replacing road crossings under construction in 2026, and Amtrak counted 289,230 passengers at Raleigh Union Station in fiscal 2025.
ART carried 825,588 unlinked trips in 2025, 581,985 of them on its fixed-route buses and 243,603 on demand-response service, on the National Transit Database's monthly ridership file (Federal Transit Administration). That is about an eighth of Sun Metro's 6.2 million in El Paso, a city two and a half times as large. The service went fare-free in 2018 and ridership tripled (WPTV): bus trips under the Council on Aging of St. Lucie, which ran the system until 2020, went from 277,513 in 2017 to 584,518 in 2018 and 726,750 in 2019. They have not returned to that peak since the county took the service over: 421,503 in 2021, 562,968 in 2023 and 581,985 in 2025, while demand-response trips have grown from 64,965 in 2021 to 243,603. WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Palm Tran, Brightline and Tri-Rail, at a $3 fare; this file did not confirm its current schedule.
Health care, schools and what each city is like
Health care
Care is paid for through employer or individual private insurance, Medicare and Medicaid, and North Carolina expanded Medicaid on December 1, 2023; about 740,000 people are covered by the expansion. Federal changes narrow it: non-citizen eligibility rules tighten from October 1, 2026, and from January 1, 2027 most expansion adults face a work requirement of 80 hours a month (or equivalent earnings) and renewals every six months. Three systems run Raleigh's hospitals. WakeMed's Raleigh Campus is a Level I trauma center, with a Level III center at WakeMed Cary, and WakeMed describes itself as Wake County's only provider of trauma services. UNC Health Rex, founded in 1894, is the UNC Health hospital in the city, and Duke Raleigh Hospital has 204 inpatient beds for cancer, heart, neuroscience and gastrointestinal care. The academic medical centers of Duke in Durham and UNC in Chapel Hill are inside the same region. This file did not verify a wait time figure for primary or specialist care.
Education
The Wake County Public School System is one county-wide district and enrolled 160,413 students in 2025-26, 702 fewer than the year before; it projects 161,461 across 204 schools for 2026-27. More than a quarter of the county's students now attend charter or private schools or are home-schooled, according to the News & Observer. Every address has a base school, and families can also apply to magnet and year-round calendar schools. NC State University enrolled 40,503 students in fall 2025 (30,504 undergraduate, 9,999 graduate) and is the city's research university; Meredith College, William Peace University, Shaw University and Wake Technical Community College are also in Raleigh, and Duke and UNC-Chapel Hill are in Durham and Chapel Hill. Saint Augustine's University, a historically Black university in the city, filed for Chapter 11 in April 2026 after a long fight over its accreditation and is offering no classes in fall 2026.
Living there
Raleigh is a state capital and a university town at the center of a metro of 1.6 million, and most of it lives like a ring of suburbs around a compact downtown. Two workers in three drive to work alone, fewer than one in fifty rides a bus, and more than one in five works from home. The city's greenways run for more than 100 miles along its creeks and the Neuse River, yet walking and cycling together carry 1.5% of commutes. Work is spread across the Triangle rather than gathered in the city: state government and NC State in the city, Research Triangle Park between Raleigh and Durham, drug plants in Holly Springs, and Durham and Chapel Hill close enough to share the airport. Summers are long, hot and humid, with a July mean of 80.5F, and winters are mild. The open question is whether the region can build the transit its growth now calls for. The half-cent tax Wake voters approved in 2016 is paying for more buses and a first bus rapid transit line on New Bern Avenue, due by the end of 2028, but the commuter rail at the center of that plan is back at the study stage, so for now living here without a car depends on choosing exactly where to live.
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Port St. Lucie's was 9.9% (25,579 of 257,314), St. Lucie County's 11.4% and the metro's 11.0%. Two hospitals are in the city. HCA Florida St. Lucie Hospital, formerly St. Lucie Medical Center, has 282 licensed beds and treats more than 90,000 patients a year, by HCA's own figures. Cleveland Clinic Tradition Hospital opened in Tradition in 2013 with 90 beds and has since grown to nine stories and 177 private rooms; it was Martin Health System's Tradition Medical Center until Martin Health joined Cleveland Clinic as a full member in January 2019, and it runs a 24-hour emergency department and maternity care. The region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital is a Level II trauma center serving St. Lucie, Martin, Indian River and Okeechobee counties, with a Level III neonatal intensive care unit. This file did not verify a wait time figure for primary or specialist care.
Education
St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year; its superintendent said the schools were 'busting at the seams' (WFLX). It opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school and the first K-8 in Tradition, for 2026, and in November 2024 voters extended its half-cent sales tax for school construction to the end of 2036 (Florida Department of Revenue). Indian River State College, a public college founded in Fort Pierce in 1959 that has offered bachelor's degrees since 2008 and won the Aspen Prize for Community College Excellence in 2019, has its Pruitt campus in Port St. Lucie and enrolled 15,429 students in 2024-25, 61% of them part time (IPEDS, as compiled by UnivStats). FAU Harbor Branch Oceanographic Institute, founded in 1971 and part of Florida Atlantic University since 2007, works from a 144-acre campus on the Indian River Lagoon north of Fort Pierce and accounts for about a third of FAU's research activity (Wikipedia); Keiser University also has a campus in the city (Wikipedia).
Living there
Port St. Lucie was a land sale before it was a city. In 1958 the General Development Corporation bought about 40,000 acres along the North Fork of the St. Lucie River, and the city was incorporated in 1961 under its ownership; GDC platted more than 80,000 quarter-acre lots and sold most of them by mail on installment plans to buyers across the country and abroad, with little thought, the city's own comprehensive plan says, for water, sewage, roads or drainage (City of Port St. Lucie; Wikipedia). The result is a city of single-family houses on small lots laced with canals, whose water and sewer system the city bought in 1994, after GDC's bankruptcy, and began extending to the platted lots in 1996. Newer, planned growth came west of I-95, in St. Lucie West in the 1990s and Tradition from 2006. It has grown faster than any other US city of 200,000 people since 2020, 30.9%, almost entirely on people moving in from elsewhere, and it is older than the other Florida cities here, with a median age of 44.3. It is car-dependent even by Florida standards: 0.5% of workers take transit, the lowest share of any city this site compares, and 40% of workers leave the county for work. It is also, on the FBI's counts, the safest city here, with 130 violent offenses per 100,000 and four homicides in 2025, and its household income, $86,241, is the highest of the Florida cities here. The risks are water and wind: Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and discharges from Lake Okeechobee have turned the St. Lucie River's estuary green with algae. The open questions are growth's: schools at capacity, the highest unemployment rate of any US metro here at 5.3%, and whether the jobs corridor in Tradition can make a commuter town into a place people also work.
Where each city wins, and where it loses
Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the figures net directly with no rate gap. The prices are different measures. Raleigh's is Zillow's typical home value for the city, $428,671 in August 2026 and 1.7% below a year earlier. Port St. Lucie's is MIAMI REALTORS and RWorld's median sale price of single-family homes in St. Lucie County, $402,500 in August on 444 closed sales, 0.6% above the $400,000 of a year earlier; no City of Port St. Lucie median is published, and the city is two-thirds of the county's people. On Zillow's index, the same measure in both, Zillow's index for the City of Port St. Lucie stood at $384,593, 1.3% lower on the year, and Raleigh's typical home is about 1.1 times it. At 20% down, Raleigh's $342,937 loan costs about $2,288 a month and the $322,000 loan on the St. Lucie County median $2,149. Property tax is about $3,717 a year in Raleigh, 0.867% of value, against $8,022 in Port St. Lucie with a homestead, an effective 1.99%, and insurance is budgeted at $210 a month against $450, the Port St. Lucie figure an estimate between published averages that run from $4,630 to $13,752 a year, carrying a separate hurricane deductible, with no flood policy in either. The three lines come to about $2,808 and $3,267, roughly 40% and 45% of each city's 2024 median household income. Of the $459 gap, Raleigh's mortgage is $140 higher, and Port St. Lucie's property tax $359 and insurance $240 higher. On Zillow's value for both, Port St. Lucie's carry would be about $3,138, still above Raleigh's. Rents are on different series, RentCafe's August averages for Raleigh and Apartment List's September medians for St. Lucie County: a one-bedroom at $1,409 against $1,097, a two-bedroom $1,655 against $1,271. Zillow's observed rent index, the same measure in both and one that sees Port St. Lucie's many rented houses, runs the other way, $1,577 in Raleigh and $2,396 in Port St. Lucie in August, about 22% and 33% of median income.
This is one of the pairs where the definitions match: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations, and on them Port St. Lucie is the lower on every line. Raleigh's 2,007 violent offenses come to 396 per 100,000; Port St. Lucie's 349 come to 130 on 268,062 residents, the lowest of any city this site compares and about a third of Raleigh's. Property offenses were 11,725 in Raleigh, 2,316 per 100,000, against 1,708 in Port St. Lucie, 637, though Port St. Lucie's total records only 2 motor vehicle thefts, against 86 and 122 under the old system in 2022 and 2023, and probably undercounts; with 122 added it would be about 682, still under a third of Raleigh's. Homicide: 25 in Raleigh, about 4.9 per 100,000, against 4 in Port St. Lucie, about 1.5, and three to six a year there since 2022. Raleigh's lines fell in 2025: violent offenses dropped 16%, from 2,399, and property offenses 15%, from 13,854, with motor vehicle theft driving the swing. Port St. Lucie's cannot be read as a trend. Its department moved to incident-based reporting in late June 2024 and says the old and new counts are not comparable, so 2025 is its first full year on the new system, and its rise from about 98 violent offenses per 100,000 in 2023 is mainly in aggravated assaults, 298 against 182, under a system that counts differently. Raleigh's department's own violent total counts simple assaults and runs more than four times the federal figure, so it is not used. Both sets of counts were read in late September and on 1 October 2026 and can still be revised.
Port St. Lucie has the mild winter, and the two summers are closer than the map suggests. January averages 16.8 C at the Fort Pierce airport, about 15 miles north of Port St. Lucie's center, against 5.5 C at Raleigh-Durham International, 62.3F against 41.9F, and July 27.4 C against 26.9 C, under a degree Fahrenheit apart. Raleigh's July has a mean high of 90.8F and Port St. Lucie's warmest month, August, 90.2F; Port St. Lucie's normals count 66.8 days a year at 90F or above, and its airport counted 100 in 2024. Port St. Lucie gets 1,300 mm of rain a year, half of it from June through September, against Raleigh's 1,170 mm, and Raleigh gets 13.2 cm of snow where Port St. Lucie's normals have none; frost there is 1.7 nights a year, with a low of 23F (-5.0 C) in February 2026. Raleigh's sunshine on the older series is 2,606 hours, and no Treasure Coast station has a published figure. The hurricane reaches them at different strengths. Raleigh's worst storm was Fran, which in September 1996 dropped 8.80 in (224 mm) at RDU and did about $900 million of damage in Raleigh and Wake County, and its record storm is snow, 20.3 in (52 cm) in January 2000. Port St. Lucie's coast has been hit head-on: Frances and Jeanne came ashore at the southern end of Hutchinson Island three weeks apart in September 2004, Frances with a 5.89 ft surge at the St. Lucie Lock and Jeanne with gusts of 128 mph at Fort Pierce Inlet; Irma dropped 13.08 in (332 mm) on the Fort Pierce airport in 2017; and on 9 October 2024 a tornado ahead of Hurricane Milton killed six people in the Spanish Lakes community just north of the city. Its slower hazard is Lake Okeechobee water released east into the St. Lucie River, which has fed toxic algae blooms in the estuary. Insurance prices the two at $210 a month against $450, with flood cover a separate policy in both.
Raleigh's job market is more than four times the size and growing faster; household incomes are level. Raleigh had 784,100 nonfarm jobs in July 2026, 2.1% more than a year earlier, and the Port St. Lucie metro 177,800 in August, 900 more, 0.5%. On the same unadjusted basis unemployment in July was 3.2% around Raleigh and 5.3% around Port St. Lucie, the highest of any US metro this site compares, against 4.4% nationally. Raleigh's largest sector is professional and business services at 156,200 jobs, then government, with the state capital and NC State inside it, at 107,400. Port St. Lucie's largest are retail and the rest of trade and transportation, 37,200, and health care, 34,900 and the fastest-growing, with construction building out the west and a logistics corridor off I-95 in Tradition's Southern Grove, where Cheney Brothers' distribution center expects 700 to 800 jobs; its government jobs are 20,200, only 1,100 of them federal. Many of its residents work elsewhere: 40% of the city's workers worked outside St. Lucie County in 2024. City median household income was $85,060 in Raleigh and $86,241 in Port St. Lucie in 2024, and the metros' $102,144 and $80,659. Tax is North Carolina's flat rate against none. A single filer on $100,000 pays about $17,157 in Raleigh for 2025, $3,708 of it to the state, and $13,449 in Port St. Lucie. Property tax runs the other way: $4,305 a year more on the St. Lucie County median than on Raleigh's typical home, which North Carolina's 2025 rate matches only at about $114,000 of income, well above either city's median household income. Sales tax is 7.25% in Wake against 7% in St. Lucie County.
Neither is a transit city, and Port St. Lucie has the lowest transit share of any city this site compares. In 2024, 1.7% of Raleigh workers took transit and 1.5% walked or cycled, against 0.5% and 1.4% in Port St. Lucie; 66.3% drove alone against 71.5%, and 21.8% of Raleigh's workers worked from home against 16.7%. GoRaleigh carried 7,991,200 trips in 2025, all of them by bus, and St. Lucie County's Area Regional Transit 825,588, fare-free, on eight bus routes, five of them serving Port St. Lucie, and on-demand service. Wake County's half-cent transit tax is building Raleigh's first bus rapid transit line on New Bern Avenue, due by the end of 2028, while the commuter rail in the same plan is back at the study stage. In Port St. Lucie the Florida East Coast Railway's main line crosses the eastern edge without a station, and WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach whose schedule this site could not confirm. The city was laid out for the car: the General Development Corporation platted it in the 1960s as more than 80,000 quarter-acre lots along canals, and newer growth has gone west of I-95. RDU handled a record 15.6 million passengers in 2025 and also serves Durham and Chapel Hill. Port St. Lucie has no airline service of its own; the nearest large airport is President Donald J. Trump International in West Palm Beach, named Palm Beach International until July 2026, about 45 miles south, which handled 8,657,372.
Medicaid is the state line that matters most here. North Carolina expanded it on 1 December 2023 and about 740,000 people are covered through the expansion, though from 1 January 2027 most expansion adults face a work requirement of 80 hours a month. Florida has not expanded it, and its uninsured rate was 10.9% in 2024, against 8.2% nationally, with the City of Port St. Lucie's at 9.9%. Raleigh's profile gives no uninsured rate. Raleigh's hospitals are WakeMed, whose Raleigh campus is a Level I trauma center, UNC Health Rex and Duke Raleigh, with Duke and UNC's academic centers in the region. Port St. Lucie has HCA Florida St. Lucie Hospital, with 282 licensed beds, and Cleveland Clinic Tradition Hospital, opened in 2013 and grown to 177 private rooms, with a 24-hour emergency department and maternity care; the region's trauma center is HCA Florida Lawnwood Hospital in Fort Pierce, a Level II. Neither profile verified a wait time. Both school systems are county-wide, and only one is growing. The Wake County Public School System enrolled 160,413 in 2025-26, 702 fewer than a year earlier, and gives every address a base school. St. Lucie Public Schools had 45,661 students in March 2025 and was adding about 1,500 a year, which its superintendent described as busting at the seams; it opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school in Tradition. NC State enrolled 40,503 in fall 2025. Indian River State College, an Aspen Prize winner with its Pruitt campus in Port St. Lucie, enrolled 15,429 in 2024-25, 61% of them part time, and FAU's Harbor Branch Oceanographic Institute works from a campus north of Fort Pierce.
What people underestimate is how differently the two property taxes behave after the purchase, and what else lands on a Port St. Lucie bill. Raleigh's is two rates, Wake County's 53.71 cents and the City's 37.20 cents per $100 for fiscal 2027, on values set at the 1 January 2024 revaluation, so the 90.91 cents is 0.867% of what a buyer pays; Wake revalues next on 1 January 2027 and every two years after, so the bill can move with the market. A City of Port St. Lucie address pays 17 levies, county, city, schools, the fire district, the Children's Services Council, the South Florida Water Management District and the Florida Inland Navigation District, 22.3097 mills on market value less a homestead exemption of $25,000 off every levy and a second slice off all but the school district's, filed with the property appraiser by 1 March; without it the St. Lucie County median owes about $8,980. Save Our Homes then limits the assessment's growth to 3% a year, but it resets to market value after a sale, so a long-time owner's bill is no guide. The City adds solid waste and stormwater charges of about $656 a year that no exemption reduces, and in the newer west community development districts add their own: Tradition's operations assessment on a house runs $439.51 to $967.80 for fiscal 2027, plus $715.89 a year to 2035 where a house carries the 2014 bonds. In the older grid, a lot still on a well and septic tank costs $18,821 to connect to City water and sewer, and 26% of the city's owners pay an association fee, at a median of $346 a month. At closing, North Carolina charges the seller an excise of $1 per $500, about $857 on Raleigh's typical home, and nothing on the loan; Florida charges the seller 70 cents per $100 on the deed, about $2,818 on the St. Lucie County median, and the buyer 0.55% of the loan, about $1,771. And Port St. Lucie is growing more than three times as fast: it added 30.9% from 2020 to 2025, the fastest of any US city of 200,000 or more, and its metro 16.6%, against 8.2% and 12.9% for Raleigh.
Better here
- Mortgage, property tax and insurance come to about $2,808 a month, against $3,267 on the St. Lucie County median at the same 7.03% rate.
- Property tax is about $3,717 a year on the typical home for fiscal 2027, 0.867% of value, against $8,022 and an effective 1.99% in Port St. Lucie, and insurance is budgeted at $210 a month against $450.
- Unemployment was 3.2% around Raleigh in July 2026, not seasonally adjusted, against 5.3% around Port St. Lucie, and nonfarm jobs grew 2.1% in a year against 0.5%.
- North Carolina expanded Medicaid on 1 December 2023, where Florida has not and had an uninsured rate of 10.9% in 2024.
- RDU handled a record 15.6 million passengers in 2025; Port St. Lucie has no airline service, and its nearest large airport is about 45 miles south.
- Zillow's observed rent index was $1,577 in August 2026 against $2,396 in Port St. Lucie, and 21.8% of workers worked from home.
Worse here
- A single filer on $100,000 pays about $17,157 in income tax for 2025, $3,708 of it to North Carolina, against $13,449 of federal tax alone in Port St. Lucie.
- Violent crime ran 396 per 100,000 in 2025 against 130 in Port St. Lucie, on the same FBI counts, and property crime 2,316 against 637.
- There were 25 homicides in 2025, about 4.9 per 100,000, against 4 and about 1.5 in Port St. Lucie.
- Zillow's typical Raleigh home is $428,671, about 1.1 times Zillow's index for the City of Port St. Lucie, $384,593.
- January averages 5.5 C with 13.2 cm of snow on the 1991-2020 normals, against 16.8 C and none near Port St. Lucie.
- Wake revalues on 1 January 2027 and every two years after, so the 0.867% describes values set in 2024.
Choose Raleigh if
- you work in state government, a university, life sciences or professional services, or at Research Triangle Park
- you may need Medicaid, or work in a job with thin health coverage
- you want to own for about $459 a month less at the same rate, with unemployment near 3%
- you would rather have four seasons with a little snow than a long Florida summer
The Raleigh guide · Neighborhoods · Raleigh rent vs buy · Raleigh mortgage calculator
Better here
- Violent crime was 130 per 100,000 in 2025, the lowest of any city this site compares, against 396 in Raleigh on the same FBI counts.
- There were 4 homicides in 2025, about 1.5 per 100,000, against 25 and about 4.9 in Raleigh.
- Florida levies no income tax, so $100,000 pays $13,449 in federal tax for 2025 against about $17,157 in Raleigh.
- City median household income was $86,241 in 2024, level with Raleigh's $85,060, and sales tax is 7% against 7.25%.
- January averages 16.8 C with no snow in the normals, against 5.5 C and 13.2 cm in Raleigh.
- St. Lucie Public Schools is adding about 1,500 students a year and opened Legacy High School in 2025, while Wake's enrollment fell by 702.
Worse here
- Mortgage, property tax and insurance come to about $3,267 a month on the St. Lucie County median, against $2,808 in Raleigh at the same 7.03% rate.
- Property tax is about $8,022 a year with a homestead, an effective 1.99%, against about $3,717 in Raleigh, and the City's charges add about $656 a year.
- Unemployment was 5.3% in July 2026, not seasonally adjusted, the highest of any US metro this site compares, against 3.2% around Raleigh.
- Florida has not expanded Medicaid and had an uninsured rate of 10.9% in 2024.
- Only 0.5% of workers commuted by transit in 2024, the lowest of any city here, and 40% of workers worked outside St. Lucie County.
- Frances and Jeanne came ashore a few miles away within three weeks in 2004, and insurance is budgeted at $450 a month against $210, before flood.
Choose Port St. Lucie if
- you want the lowest crime rates of any city this site compares
- you would keep more of a salary in a state with no income tax, and if you own, earn above about $114,000, where North Carolina's tax outweighs Port St. Lucie's extra property tax on these figures
- you have children and want a growing district that is building schools
- you can work from home or on the Treasure Coast and would rather have a 16.8 C January than 13.2 cm of snow
The Port St. Lucie guide · Neighborhoods · Port St. Lucie rent vs buy · Port St. Lucie mortgage calculator
Raleigh or Port St. Lucie, in short
Is Raleigh or Port St. Lucie cheaper to live in?
Raleigh, to own, and Port St. Lucie to rent an apartment; against local pay the two are close. Both cities price in US dollars and both were priced at the same 7.03% mortgage rate of 24 September 2026, so the figures net directly, though the prices are different measures. Raleigh's typical home on Zillow's index was $428,671 in August 2026 and St. Lucie County's median single-family sale price $402,500; Zillow's index for the City of Port St. Lucie stood at $384,593. At 20% down the mortgage is about $2,288 against $2,149. Property tax is about $3,717 a year against $8,022 and insurance $210 a month against $450, so the three lines come to about $2,808 in Raleigh and $3,267 in Port St. Lucie, roughly 40% and 45% of each city's median household income, $85,060 and $86,241. Apartment rents are lower in Port St. Lucie, a two-bedroom at $1,271 across St. Lucie County against $1,655 in Raleigh, on different series, but Zillow's observed rent index, which counts rented houses, is higher, $2,396 against $1,577. North Carolina takes income tax, $3,708 on $100,000 for 2025, and Florida does not; sales tax is 7.25% in Wake against 7% in St. Lucie County.
Is Raleigh or Port St. Lucie safer?
Port St. Lucie, on every line, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates. Violent offenses ran 130 per 100,000 in Port St. Lucie, the lowest of any city this site compares, against 396 in Raleigh, and property offenses 637 against 2,316. Homicide was 4 in Port St. Lucie, about 1.5 per 100,000, and 25 in Raleigh, about 4.9. Port St. Lucie's property count records only 2 car thefts and probably undercounts, and its department changed reporting systems in June 2024, so it has one comparable full year and no trend. Raleigh's violent offenses fell 16% in 2025 and its property offenses 15%. Raleigh's police total counts simple assaults, so neither department's own figure is used. The counts can still be revised.
Which has the better job market, Raleigh or Port St. Lucie?
Raleigh's, on size, direction and unemployment, though the two cities' households earn the same. On the same unadjusted basis unemployment was 3.2% around Raleigh and 5.3% around Port St. Lucie in July 2026, the highest of any US metro this site compares, against 4.4% nationally. Raleigh had 784,100 nonfarm jobs in July, 2.1% more than a year earlier, and the Port St. Lucie metro 177,800 in August, 0.5% more. Raleigh's work is professional services, state government and NC State, with Research Triangle Park, Duke and UNC in the region. Port St. Lucie's is retail, health care, construction and a logistics corridor in Tradition's Southern Grove, and 40% of its workers worked outside St. Lucie County in 2024. City median household incomes were $85,060 and $86,241 in 2024, and the metros' $102,144 and $80,659.
Does Florida having no income tax make Port St. Lucie cheaper than Raleigh?
For a renter it saves the state tax outright; for most owners on these two figures, no. A single filer on $100,000 pays about $17,157 in Raleigh for 2025, $3,708 of it to North Carolina, against $13,449 of federal tax alone in Port St. Lucie, and North Carolina's flat rate drops from 4.25% to 3.99% for 2026. Florida collects more through property. A homesteaded buyer pays about $8,022 a year on the St. Lucie County median, an effective 1.99%, against about $3,717 on Raleigh's typical home, 0.867%, a difference of $4,305 a year, which North Carolina's 2025 rate passes only at about $114,000 of income. At Port St. Lucie's median household income of $86,241 the North Carolina tax would be about $3,123, so an owner there pays more in the two taxes together in Port St. Lucie. Port St. Lucie's bill also carries about $656 a year in City charges that no exemption reduces. Sales tax is 7% in St. Lucie County against 7.25% in Wake. Both bills can move: Wake revalues on 1 January 2027, Port St. Lucie's City cut its rate again for fiscal 2027, and a Florida buyer is taxed on the price rather than the seller's capped value.
Where the figures come from
Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.
- Annual Estimates of the Resident Population for Incorporated Places in North Carolina: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides
- Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved Supports: Metro population, Five-year growth
- Annual Resident Population Estimates for Combined Statistical Areas: April 1, 2020 to July 1, 2025 (CSA-EST2025-ALLDATA) · US Census Bureau · retrieved Supports: Metro population
- Crime Data Explorer summarized agency data, Raleigh Police Department (NC0920100): violent crime, property crime and homicide, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
- 2025 Annual Crime Data · Raleigh Police Department · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
- Raleigh's Crime Data · City of Raleigh · retrieved Supports: Crime trend
- US Climate Normals 1991-2020, station USW00013722 Raleigh-Durham International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, January 41.9F, July 80.5F and August 78.8F from the monthly series, and annual mean 61.2F, precipitation 46.07 in and snowfall 5.2 in from dataset=normals-annualseasonal-1991-2020 for the same station
- Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved Supports: Sunshine hours
- Raleigh's Record Snow Surprised Everyone in January 2000 · North Carolina State Climate Office · retrieved Supports: Climate hazards
- Then and Now, Fran a Standard-Bearer for Hurricane Destruction · North Carolina State Climate Office · retrieved Supports: Climate hazards
- Hurricane Fran, September 1996 · National Weather Service, Raleigh · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for Raleigh city and the Raleigh-Cary MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- Unemployment Rate in Raleigh-Cary, NC (MSA), RALE537UR and RALE537URN · FRED, Federal Reserve Bank of St. Louis (BLS LAUS data) · retrieved Supports: Unemployment rate
- All Employees: Total Nonfarm in Raleigh-Cary, NC (MSA), RALE537NA · FRED, Federal Reserve Bank of St. Louis (BLS CES data) · retrieved Supports: Labour market
- Raleigh, NC, Area Economic Summary · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate, Main sectors, Labour market
- FUJIFILM Diosynth Biotechnologies Expanding Manufacturing Operations in Holly Springs · Wake County Government · retrieved Supports: Main sectors, Labour market
- Amgen to add 370 jobs as part of $1B investment in Holly Springs, NC, officials say · WRAL · retrieved Supports: Main sectors, Labour market
- Current Sales and Use Tax Rates (effective July 1, 2026) · North Carolina Department of Revenue · retrieved Supports: Sales tax
- Investment in Wake County Transit System Begins · Research Triangle Park · retrieved Supports: Sales tax, Transit ridership
- Prepared Food & Beverage Tax · Wake County Tax Administration · retrieved Supports: Sales tax
- Tax Rate Schedules · North Carolina Department of Revenue · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes
- North Carolina Standard Deduction or North Carolina Itemized Deductions · North Carolina Department of Revenue · retrieved Supports: Income tax on $100,000
- 2025 D-401 North Carolina Individual Income Tax Instructions · North Carolina Department of Revenue · retrieved Supports: Income tax on $100,000
- 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- GoRaleigh (citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- GoRaleigh Resumes Fare Collection · GoRaleigh · retrieved Supports: Transit ridership
- Raleigh City Council Awards Second Construction Contract for Wake BRT: New Bern Avenue · City of Raleigh · retrieved Supports: Transit ridership, Character
- Wake BRT: New Bern Avenue · City of Raleigh · retrieved Supports: Transit ridership
- Commuter Rail · GoTriangle · retrieved Supports: Transit ridership, Character
- Construction Advances on S-Line Rail Corridor in Wake County · North Carolina Department of Transportation · retrieved Supports: Transit ridership
- Raleigh Union Station (citing Amtrak fiscal 2025 station ridership) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- Just in: RDU Airport welcomed 15.6 million total passengers in 2025, up slightly from the previous year · Raleigh-Durham Airport Authority (RDU Airport on X) · retrieved Supports: Airport passengers
- Raleigh-Durham International Airport (2025 and 2024 passenger totals) · Wikipedia · retrieved Supports: Airport passengers
- Big Runway, Big Numbers, Big Progress · Raleigh-Durham International Airport · retrieved Supports: Airport passengers
- NCDHHS Launches the Know What's Next Toolkit on Medicaid Changes Starting Oct. 1, 2026 · North Carolina Department of Health and Human Services · retrieved Supports: Health care
- Trauma Centers · WakeMed Health & Hospitals · retrieved Supports: Health care
- About Duke Raleigh · Duke Health · retrieved Supports: Health care
- UNC Rex Healthcare · Wikipedia · retrieved Supports: Health care
- Wake's student enrollment has dropped overall, but pockets of growth remain · The News & Observer (via Yahoo News) · retrieved Supports: Education
- Stats and Facts · Wake County Public School System · retrieved Supports: Education
- Base Schools · Wake County Public School System · retrieved Supports: Education
- About Us (fall 2025 headcount enrollment) · North Carolina State University Catalog · retrieved Supports: Education
- Bankrupt Saint Augustine's Will Not Offer Fall Classes · Inside Higher Ed · retrieved Supports: Education
- Saint Augustine's University (North Carolina) · Wikipedia · retrieved Supports: Education
- Trails · City of Raleigh Parks, Recreation and Cultural Resources · retrieved Supports: Character
- Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Port St. Lucie city 204,826 (April 2020 base), 258,931 (2024) and 268,062 (2025); St. Lucie County 402,449; Fort Pierce 51,737; 232,878 (2022) and 247,573 (2023) for the 2022 and 2023 crime rates
- Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Character
- 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved Supports: point, Climate normals, Airport passengers, Port St. Lucie city: 119.216 sq mi of land, 1.609 sq mi of water, internal point 27.280554, -80.388261
- Port St. Lucie, Florida (history, General Development Corporation, St. Lucie West, Tradition, hurricanes, transportation, sports, schools) · Wikipedia · retrieved Supports: Metro population, Climate hazards, Labour market, Transit system, Education, Character
- General Development Corporation · Wikipedia · retrieved Supports: Character
- City of Port St. Lucie Comprehensive Plan 2020-2040, Future Land Use Element (adopted October 26, 2020) · City of Port St. Lucie · retrieved Supports: Character, incorporated in 1961 under the ownership of the General Development Corporation; quarter-acre lots for installment land sales; over 80,000 platted lots; the city bought General Development Utilities in 1994 after the county condemned it in 1990
- Crime Data Explorer summarized agency data, Port St. Lucie Police Department (FL0560200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
- Police Annual Report, FY 24/25 · Port St. Lucie Police Department · retrieved Supports: Violent crime rate, Homicides, Crime trend, move to FIBRS/NIBRS in late June 2024 and full-year 2024 rate not determinable; 335 sworn officers and 89 civilian staff; 10 traffic fatalities in 2024
- US Climate Normals 1991-2020, station USW00012895 Fort Pierce St. Lucie County International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.3F, July 81.4F and August 81.6F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 73.1F, precipitation 51.17 in, 66.8 days at 90F, 0.0 at 100F and 1.7 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- US Climate Normals 1991-2020, station USC00083207 Fort Pierce (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.7F, July 81.7F, 55.89 in of precipitation
- US Climate Normals 1991-2020, station USC00088620 Stuart (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, January 64.9F, July 83.2F, 62.72 in of precipitation
- NCEI data search, normals-monthly-1991-2020 stations within 27.75N to 26.95N and 80.7W to 80.1W · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, the 14 stations with 1991-2020 normals near the city, none inside it and no St. Lucie Lock station
- Climate (climate sites and Fort Pierce climate reports) · National Weather Service, Melbourne · retrieved Supports: Climate normals
- Climate Report, Fort Pierce climate summary for the month of August 2026 (CLMFPR, issued 1 September 2026) · National Weather Service, Melbourne · retrieved Supports: Climate normals, climate normal period 1991 to 2020, climate record period 1901 to 2026, August normals 81.6F mean and 6.94 in, matching USW00012895
- Global Historical Climatology Network daily summaries, Fort Pierce St. Lucie County International Airport (USW00012895), 1999-2026, and Fort Pierce (USC00083207), 1901-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, 13.08 in at the airport on 10 September 2017; 100 days at or above 90F in 2024 and 84 in 2026 through 27 September; 7 nights at or below 32F in 2026 against 16 in 2010; 23F on 2 February 2026; 7.00 in at the Fort Pierce cooperative station on 26 September 2004
- Average Annual Days of Sunshine and Percent of Possible Sunshine, Florida · Current Results (NCDC Comparative Climatic Data) · retrieved Supports: Sunshine hours, Climate normals, West Palm Beach 66% of possible, 75 sunny days, no hours
- Hurricane Frances · Wikipedia · retrieved Supports: Climate hazards
- Hurricane Jeanne · Wikipedia · retrieved Supports: Climate hazards
- Effects of Hurricane Irma in Florida (Martin and St. Lucie counties) · Wikipedia · retrieved Supports: Climate hazards
- Hurricane Milton · Wikipedia · retrieved Supports: Climate hazards
- Hurricane Milton tornado outbreak (Port St. Lucie-Fort Pierce-Vero Beach EF3 tornado) · Wikipedia · retrieved Supports: Climate hazards, Character
- St. Lucie River (North Fork, discharges, algae blooms) · Wikipedia · retrieved Supports: Climate hazards, Character
- Lake Okeechobee (discharges, 2016 algal bloom, federal aid denial) · Wikipedia · retrieved Supports: Climate hazards
- Gov. Scott Issues Emergency Order to Combat Algal Blooms in South Florida (Executive Order 18-191) · Florida Division of Emergency Management · retrieved Supports: Climate hazards
- Lake Okeechobee System Operating Manual (LOSOM) Update · The Conservancy of Southwest Florida · retrieved Supports: Climate hazards
- LOSOM Technical Summary, July 27, 2026 · South Florida Water Management District · retrieved Supports: Climate hazards, LOSOM in effect with its record of decision on 12 August 2024; regulatory releases east eliminated below Zone B/C; lake at 10.83 ft NGVD29 on 26 July 2026, in the Water Shortage Management band
- Army Corps of Engineers announces plan that will reduce freshwater releases into St. Lucie Estuary · WPTV · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for Port St. Lucie city, St. Lucie County and the Port St. Lucie MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year tables B08007 (place of work) and B08303 (travel time to work) for Port St. Lucie city and St. Lucie County · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Labour market, Character
- ACS 2024 1-year table B01002 (median age) for Port St. Lucie, Jacksonville, Miami, Tampa and Orlando cities, the Port St. Lucie MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for Port St. Lucie city, St. Lucie County, the Port St. Lucie MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care
- Local Area Unemployment Statistics, Port St. Lucie, FL MSA (LAUMT123894000000003), Port St. Lucie city (LAUCT125871500000003), St. Lucie County (LAUCN121110000000003), Martin County (LAUCN120850000000003), Florida (LAUST120000000000003), the Jacksonville, Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate, Character
- Current Employment Statistics, Port St. Lucie, FL MSA: total nonfarm (SMU12389400000000001, SMS12389400000000001), supersectors (SMU1238940xx00000001), retail trade (SMU12389404200000001) and federal, state and local government (SMU1238940909x000001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market
- Distribution/Logistics · Economic Development Council of St. Lucie County · retrieved Supports: Main sectors, Labour market
- Healthcare · Economic Development Council of St. Lucie County · retrieved Supports: Health care
- Cheney Brothers distribution center opens in Port St. Lucie, set to create 700-800 new jobs · WPTV · retrieved Supports: Main sectors, Labour market, Character
- Clover Park (Florida) · Wikipedia · retrieved Supports: Main sectors, Labour market
- St. Lucie Mets · Wikipedia · retrieved Supports: Main sectors
- Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved Supports: Sales tax
- TIP 24A01-29: St. Lucie County Extends School Capital Outlay Surtax Expiration Date · Florida Department of Revenue · retrieved Supports: Sales tax, Education
- St. Lucie County reconsiders half cent sales tax for the November ballot · WQCS · retrieved Supports: Sales tax
- Port St. Lucie, County split on sales tax ballot measure · WQCS · retrieved Supports: Sales tax
- St. Lucie County commission moves ahead with 2026 half-cent sales tax referendum · WQCS · retrieved Supports: Sales tax
- Florida Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes
- Port St. Lucie lowers property tax rate for 11th straight year · WFLX · retrieved Supports: Tax notes
- Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Board of County Commissioners of St. Lucie County, NTD 41199; Council on Aging of St. Lucie, NTD 40097; Martin County, NTD 40192) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved Supports: Transit ridership, Transit system
- Booming growth has St. Lucie County looking at future transit plans · WPTV · retrieved Supports: Transit system, Transit ridership
- Treasure Coast International Airport · Wikipedia · retrieved Supports: Airport passengers
- President Donald J. Trump International Airport (renaming, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved Supports: Airport passengers
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- About Us, HCA Florida St. Lucie Hospital · HCA Florida Healthcare · retrieved Supports: Health care, Main sectors
- HCA Florida Lawnwood Hospital · HCA Florida Healthcare · retrieved Supports: Health care, Main sectors
- Tradition Hospital · Cleveland Clinic · retrieved Supports: Health care, Main sectors
- Cleveland Clinic Tradition Hospital Phases 1 and 2 · TLC Engineering Solutions · retrieved Supports: Health care
- Cleveland Clinic, Indian River Medical Center and Martin Health System Celebrate Hospital Integration · Cleveland Clinic · retrieved Supports: Health care
- Growth in St. Lucie County has schools 'busting at the seams' · WFLX · retrieved Supports: Education, Character
- St. Lucie Public Schools (schools, staff) · Wikipedia · retrieved Supports: Education
- Indian River State College (founding, campuses, bachelor's degrees, Aspen Prize) · Wikipedia · retrieved Supports: Education
- Indian River State College Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved Supports: Education
- Harbor Branch Oceanographic Institute · Wikipedia · retrieved Supports: Education
- Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved Supports: A typical home value of $428,671 for the city of Raleigh in August 2026, $436,286 in August 2025, so a fall of 1.7% over the year
- Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved Supports: A typical single-family value of $440,555 in the city of Raleigh in August 2026, down 1.5% on the year, A typical condominium value of $270,056 in the same month, down 8.0% on the year, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
- Raleigh, NC average rent and rent trends · RentCafe / Yardi Matrix · retrieved Supports: An average Raleigh apartment rent of $1,588, down 1.61% from $1,613 a year earlier, updated 31 August 2026, Average rents of $1,322 studio, $1,409 one-bedroom, $1,655 two-bedroom and $2,028 three-bedroom
- Wake County tax rates, current to 2017 · Wake County Department of Tax Administration · retrieved Supports: A Wake County rate of 53.71 cents per $100 for 2026, against 51.71 cents in 2025, A City of Raleigh rate of 37.20 cents per $100 for 2026, against 35.50 cents in 2025, A Raleigh downtown municipal service district rate of 6.8 cents per $100, levied only inside the district, 2024 marked as a revaluation year
- Sales assessment ratio studies as of January 1, 2025 · North Carolina Department of Revenue, Local Government Division · retrieved Supports: Wake County last revalued in 2024, A median sales assessment ratio of 95.39% for Wake: assessed values are 95.39% of sale prices, An effective county tax rate of 0.4933% against a nominal 0.5171%, computed as rate times assessment level, A coefficient of dispersion of 8.64 for Wake, Wake's next reappraisal scheduled for 2027
- Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier, Rates for first-lien prime conventional conforming home purchase mortgages with a loan-to-value of 80%, which is the 20% down payment the hub's payment figure assumes
- Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved Supports: An observed rent index of $1,577 for the city of Raleigh in August 2026, up 0.45% from $1,570 a year earlier
- Wake County commissioners adopt $2.28 billion fiscal year 2027 budget · Wake County · retrieved Supports: The county property tax rate rises 2 cents to 53.71 cents per $100 for FY2027, adopted 1 June 2026
- Raleigh leaders approve budget with property tax increase · WRAL · retrieved Supports: The City of Raleigh's FY2027 budget raises the property tax rate by 1.7 cents per $100
- Wake County shortens revaluation cycle · Wake County · retrieved Supports: The last revaluation took effect on 1 January 2024, The next revaluations take effect on 1 January 2027 and 1 January 2029, and every two years after that
- Commissioner Causey negotiates settlement on Rate Bureau's homeowners' insurance request · North Carolina Department of Insurance · retrieved Supports: Base rate increases of 7.5% on 1 June 2025 and 7.5% on 1 June 2026 in territory 270, the cities of Durham and Raleigh, against a Rate Bureau request of 39.8%, No further rate filing before 1 June 2027
- How much is homeowners insurance in Raleigh, NC? · Insure.com · retrieved Supports: An average Raleigh premium of $2,850 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026
- North Carolina homeowners insurance · NerdWallet · retrieved Supports: An average Raleigh premium of $2,420 a year and a North Carolina average of $3,025, for $400,000 of dwelling cover
- Renters insurance in North Carolina · NerdWallet · retrieved Supports: An average Raleigh renters premium of $160 a year for $30,000 of personal property
- Monthly homeowners' or condominium association fee, table B25143, 2024 American Community Survey 1-year estimates, Raleigh city · United States Census Bureau · retrieved Supports: A median monthly association fee of $114 among Raleigh owner-occupied units that pay one, 58,527 of 108,529 owner-occupied units, or 53.9%, paying such a fee, from table B25142
- Homebuyer assistance · City of Raleigh Housing and Neighborhoods · retrieved Supports: 0% deferred loans for first-time buyers at or below 80% of area median income, Up to $45,000 citywide on a home priced up to $389,500, and up to $60,000 in designated areas on a home up to $450,000
- Conforming loan limit values for 2026 · Federal Housing Finance Agency · retrieved Supports: A baseline one-unit conforming loan limit of $832,750 for 2026, which is the limit in Wake County
- 2025 Gazetteer files: places, North Carolina · United States Census Bureau · retrieved Supports: A land area of 152.263 square miles for Raleigh city, against 147.116 in the 2020 file
- St. Lucie County median home prices rise (August 2026 market report) · MIAMI REALTORS + RWorld · retrieved Supports: A median price of single-family homes in St. Lucie County of $402,500 in August 2026, against $400,000 in August 2025, up 0.63%, Single-family sales of 444 in August 2026 against 475 a year earlier, and a condominium median of $320,000 against $298,450 on 80 sales, Single-family active listings of 2,270 against 2,351 a year earlier, and 4.9 months' supply of single-family homes, Statistics released by MIAMI REALTORS + RWorld, the MIAMI MLS and BeachesMLS, by county, with no City of Port St. Lucie figure
- 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved Supports: A land area of 119.216 square miles and a water area of 1.609 square miles for Port St. Lucie city
- Taxing authority rates and hearing information · St. Lucie County Property Appraiser · retrieved Supports: 2025 final millage of 4.6607 for the City of Port St. Lucie and 0.3143 for Port St. Lucie voted debt, against 2026 proposed rates of 4.6107 and 0.2643, 2025 final millage of 4.1985 for the county general fund (2026 proposed 4.0441), 2.7294 for fine and forfeiture (jail), 0.2500 for the county transit MSTU, 0.1352 for mosquito control and 0.1000 for Erosion District E, 2025 final school millage of 3.0480 by state law (2026 proposed 2.9970), 1.5000 capital outlay, 0.7480 discretionary and 1.0000 voter referendum, 2025 final millage of 3.0000 for the Fire District, 0.3685 for the Children's Services Council, 0.0948 for the SFWMD, 0.1026 for the SFWMD Okeechobee basin, 0.0327 for the Everglades Construction Project and 0.0270 for FIND, The law enforcement MSTU at 0.8403, community development MSTU at 0.5000, county stormwater management at 0.4731 and South Hutchinson Island erosion control at 0.5200, City of Fort Pierce at 6.9000 and the Village of St. Lucie at 2.0000
- Taxes · Economic Development Council of St. Lucie County · retrieved Supports: Total millage of 22.3097 for the City of Port St. Lucie, 24.2347 for the City of Fort Pierce and 19.1481 for the unincorporated county, from the St. Lucie County Property Appraiser's 2025 rates, For Port St. Lucie: county general fund 4.1985, law enforcement and jail 2.7294, erosion and stormwater 0.1000, parks and public transit 0.2500, school system and Children's Services Council 6.6645, fire district 3.0000, water management and mosquito control 0.3653, Florida Inland Navigation 0.0270 and municipality-specific 4.975, Totals excluding special district charges and other non-ad valorem assessments
- Port St. Lucie property taxes rising despite lower millage rate as taxable property values more than double · WFLX · retrieved Supports: The City lowering its millage rate for the tenth consecutive year, to a proposed 4.97 mills for fiscal 2026, Taxable value in Port St. Lucie of $11,795,767,510 in 2020 and $25,657,621,359 in 2025, according to the property appraiser
- Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
- Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
- Learn about exemptions · St. Lucie County Property Appraiser · retrieved Supports: A homestead exemption that reduces the taxable value of a property by up to $51,411, A filing deadline of 1 March of the tax year for which the owner is applying
- Homestead portability · St. Lucie County Property Appraiser · retrieved Supports: The transfer of some or all of the Save Our Homes benefit on a previous homestead to a new one, to a maximum of $500,000, A new homestead established on or before 1 January within three tax years of abandoning the previous one, with applications filed by 1 March
- SLC School Board sends property tax renewal referendum to commissioners for approval · WQCS · retrieved Supports: The St. Lucie County School Board placing on the 8 November 2022 ballot the continuation of its 1-mill operating levy for another four years, The mill generating about $25 million a year for the school system
- Stormwater · City of Port St. Lucie, Public Works · retrieved Supports: An annual stormwater assessment of $189, a $6 increase from the previous assessment of $183, billed on the property tax bill, A cap of $219, above which any further increase must be approved by the City Council at a public hearing, Five projects funded by the increase, among them the Oak Hammock watershed, the Elkcam basin and the E-8 canal, and accelerated swale and culvert replacement
- Port St. Lucie approves solid waste rate increase starting in October · WQCS · retrieved Supports: A solid waste assessment of $467.33 a year, $38.94 a month, from October 2025, an increase of $20.89, 168 curbside stops a year: 52 garbage, 52 recycling, 52 yard waste and 12 bulk
- Port St. Lucie approves increase in annual trash assessment · WQCS · retrieved Supports: An annual solid waste assessment of $482.16 a dwelling unit for the fiscal year beginning 1 October 2026, an increase of $14.83, on the tax bill, Property tax credits of up to $364 on the 2026 bill, from the City's $24 million Waste Pro settlement, for residential owners who owned in 2022 and still live in the house
- Special assessment districts: summary information · City of Port St. Lucie, Finance · retrieved Supports: Sixteen City special assessment districts for water, sewer, roads and stormwater, from SAD 1 Phase 1 (1994 to 2013) to Southwest Annex District PSS1-2 (2010 to 2044), Billing complete or debt paid on the early water and sewer districts; City Center running to 2034, and St. Lucie Land Holdings and Peacock to 2026
- Resolution 24-R67: Southwest Annexation Special Assessment District No. 1, revised and updated assessment roll · City of Port St. Lucie, City Council (Legistar file 2024-874) · retrieved Supports: Special assessments for stormwater, roadway, water and wastewater improvements in the district, also known as Southern Grove, established by Resolution 10-R64 over thirty years and extended five years by Ordinance 16-41, An annual assessment for fiscal 2024-25 of $7,181,980.75 on 2,415 benefitted properties, collected through the non-ad valorem portion of the November 2024 tax bill, A final debt service payment due in fiscal 2044-45
- Community development districts · City of Port St. Lucie, GIS (ArcGIS feature service) · retrieved Supports: Forty-two mapped district polygons with forty-one distinct names across the city, Among them Tradition #1 to #10, Southern Grove #1 to #6, Verano #1 to #5 and Verano Center, Veranda #1 and #2, St Lucie West, Reserve #1, Tesoro, River Place and Portofino Isles
- Tradition Community Development Districts 1 to 11: regular board meeting and public hearing book, 2 September 2026, fiscal 2027 final budget · Tradition Community Development Districts · retrieved Supports: Fiscal 2027 operations and maintenance assessments per single-family unit of $560.85 in CDDs 1 and 2, $439.51 in CDDs 3 to 6 and $967.80 in CDDs 7 to 11, against $562.50, $455.16 and $969.46 for fiscal 2026, Series 2014 bonds of $53,170,000 maturing May 2035, assessed at $715.89 per single-family unit grossed up per the methodology, Series 2021 bonds maturing May 2052 and Series 2025 bonds maturing May 2056
- Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
- Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
- Utility customer service guide: residential rates effective 1 October 2025 (Ordinance 25-51) · City of Port St. Lucie, Utility Systems Department · retrieved Supports: An average residential water and wastewater bill of $96.31 a month for two people using 5,000 gallons, and $126.47 for three using 7,000, Conversion from a well and septic tank to City water and low-pressure sewer outside the SAD and USA areas at $18,821 paid in full, or 120 interest-free monthly payments of $150.72, Grants for income-qualified households toward the cost of connecting to City sewer, and a recorded capital charge installment payment agreement for the financing
- Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved Supports: A single-family observed rent index of $2,681 for the Port St. Lucie metro area (region 394995) in August 2026, against $2,608 a year earlier
- Rent estimates summary, September 2026 · Apartment List · retrieved Supports: For St. Lucie County, September 2026: $1,393 overall, $1,097 for one bedroom and $1,271 for two, with rents up 0.36% on the month and down 0.10% on the year, For the Port St. Lucie metro area: $1,396 overall, $1,102 and $1,322, down 0.22% on the year, No row for the City of Port St. Lucie among the file's cities
- Apartments for rent in Port St. Lucie, FL: average rent · Apartment List · retrieved Supports: Average listed rents of $1,635 and up for a studio, $1,772 and up for one bedroom, $2,145 and up for two, and $2,505 and up for three or more
- Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median household income of $86,241 in Port St. Lucie city, against $73,811 in St. Lucie County and $77,735 for Florida, A median owner-occupied home value of $420,600 in Port St. Lucie city, against $396,900 for Florida, 77,663 of Port St. Lucie's 94,324 occupied homes owner-occupied, and a median gross rent of $2,133 against $1,812 for Florida
- Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median gross rent of $1,637 for one bedroom, $1,872 for two, $2,247 for three and $2,645 for four
- Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved Supports: 19,945 of 77,663 owner-occupied units, or 26%, paying a homeowners' association or condominium fee, A median monthly fee of $346 among them, and 3,570 paying $500 or more a month
- Documentary stamp tax · Florida Department of Revenue · retrieved Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
- Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
- Florida homeowners insurance · NerdWallet · retrieved Supports: An average Port St. Lucie premium of $4,630 a year, $386 a month, against $3,765 in Orlando, $4,160 in West Palm Beach and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
- Homeowners insurance in Port St. Lucie, FL · insurance.com · retrieved Supports: An average Port St. Lucie premium of $7,901 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, last updated 24 March 2026, The cheapest insurer in Port St. Lucie at an average of $3,194
- Best home insurance in Florida (2026) · Insurify · retrieved Supports: An estimated average annual premium of $13,752 in Port Saint Lucie for $300,000 of dwelling cover, against $4,032 in Jacksonville and $15,396 in Miami, updated 27 September 2026
- Renters insurance in Florida · NerdWallet · retrieved Supports: An average Port St. Lucie renters premium of $147 a year, $12 a month
- Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
- Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
- FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
- Tropical cyclone report: Hurricane Frances, 25 August to 8 September 2004 · National Hurricane Center · retrieved Supports: Landfall over the southern end of Hutchinson Island near 0430 UTC on 5 September 2004 as a Category 2 hurricane, The highest measured storm surge, 5.89 feet above mean sea level, on the Florida east coast at the St. Lucie Lock
- Tropical cyclone report: Hurricane Jeanne, 13 to 28 September 2004 · National Hurricane Center · retrieved Supports: Landfall with the center of its eye crossing the coast at the southern end of Hutchinson Island just east of Stuart at 0400 UTC on 26 September 2004, The highest wind gust reported from Florida, 111 knots, at Fort Pierce Inlet
- SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
- Housing programs · City of Port St. Lucie, Neighborhood Services · retrieved Supports: A Homebuyer Assistance Program, funded with what remains of the federal Neighborhood Stabilization Program, and the State Housing Initiatives Partnership program listed as current programs, Contact by email to Housing@cityofpsl.com or by telephone at 772-344-4084
- Program offering up to $100K in assistance for first-time homebuyers in Port St. Lucie · WPTV · retrieved Supports: The City's revamped Homebuyer Assistance Program with the Community Land Trust of Palm Beach County and the Treasure Coast, May 2024, offering up to $100,000 in federal funds to four to six first-time buyers by lottery, Buyers living or working in the city, with household income of at least $70,000 and no more than 120% of the area median, a 620 credit score and a 1% contribution
- Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program