Austin vs Port St. Lucie: which should you move to?
Austin or Port St. Lucie? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.
Austin
Port St. Lucie
A city of 1,002,632 people at the center of the fastest-growing metro of more than a million, and one of 268,062 that has grown faster since 2020 than any other US city of 200,000 or more, priced in US dollars at the same Freddie Mac rate of 7.03% for 24 September 2026, in states with no income tax, so the figures net directly. The prices are MLS medians over different areas and homes: Austin's is everything sold in the city, and the Port St. Lucie figure is MIAMI REALTORS + RWorld's single-family median for St. Lucie County, $402,500, because none is published for the City. Mortgage, property tax and insurance come to about $4,041 a month on Austin's $560,000 and $3,267 on the county's median, roughly 54% of Austin's median household income of $90,430 and 45% of Port St. Lucie's $86,241. Zillow's index keeps the order, $497,418 for Austin, and Zillow's index for the City of Port St. Lucie stood at $384,593. The tax rate runs the other way: a homesteaded owner pays about 1.99% of the median in Port St. Lucie against 1.61% in Austin, and insurance is budgeted at $450 a month against $300. On the same FBI counts Port St. Lucie is lower on every line, 130 violent offenses per 100,000 against 421 and four homicides against 51. Choose Austin for technology work, a labor market about eight times the size, higher pay, transit and an airport in the city. Choose Port St. Lucie to own for about $774 a month less, for the lowest crime rates of any city this site compares and a 16.8 C January, and check the address's hurricane and flood exposure first.
| Measure | Austin | Port St. Lucie | Advantage |
|---|---|---|---|
| City population | 1,002,632 (2025) | 268,062 (2025) | Not directly comparable |
| Metro population | 2,620,945 (2025) | 568,721 (2025) | Not directly comparable |
| Five-year growth Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner. | 4.6% (2020-2025) | 30.9% (2020-2025) | Not directly comparable |
What a home costs in each
The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.
| Measure | Austin | Port St. Lucie | Advantage |
|---|---|---|---|
| Benchmark home price MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's. | $560,000 (August 2026) | $402,500 (August 2026) | Port St. Lucie |
| Detached house benchmark Port St. Lucie publishes a single house index rather than a composite, so the two rows repeat. | $527,943 | $402,500 | Port St. Lucie |
| Apartment or condominium benchmark | $355,596 | $188,371 | Port St. Lucie |
| Two-bedroom rent | $1,812/mo (average, August 2026) | $1,271/mo (median, September 2026) | Port St. Lucie |
| One-bedroom rent | $1,421/mo | $1,097/mo | Port St. Lucie |
| Two-bedroom rent against median income A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies. | 24.0% of a year's income | 17.7% of a year's income | Port St. Lucie |
| Mortgage payment on the benchmark, 20% down 30-year amortization on American monthly compounding, the convention in both. | $2,990/mo at 7.03% | $2,149/mo at 7.03% | Port St. Lucie |
| Price to household income Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not. | 6.2× | 4.7× | Port St. Lucie |
| Property tax on the benchmark home The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars. | $9,022/yr (1.611%, 2025) | $8,022/yr (1.993%, 2025) | Austin |
| Transfer tax on the benchmark home Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving. | None | $2,818 (seller pays) | Austin |
| Rent control A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better. | Forbidden by state law | Forbidden by state law | Not directly comparable |
Austin: About 1.61% of value for a homesteaded owner, worked out on the $560,000 median sale price. A house in the City of Austin and Austin ISD is taxed by five units for 2025, which add to 2.046485 per $100 before any exemption. Each takes its own homestead exemption off the appraised value first: Austin ISD the state's $140,000, the City, Travis County and Central Health 20%, and Austin Community College 1% with a $5,000 floor. So Travis County levies 0.375845 per $100 on $448,000 after a $112,000 exemption, $1,684; City of Austin levies 0.524017 per $100 on $448,000 after a $112,000 exemption, $2,348; Austin ISD levies 0.9252 per $100 on $420,000 after a $140,000 exemption, $3,886; Austin Community College levies 0.1034 per $100 on $554,400 after a $5,600 exemption, $573; Central Health levies 0.118023 per $100 on $448,000 after a $112,000 exemption, $529. The five come to $9,019 a year, 1.61% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $11,460. These are the 2025 rates, the bills mailed in October 2025. For 2026 the City has adopted 0.579948, the county 0.38621, Central Health 0.132863 and ACC 0.103643, and Austin ISD has proposed 0.9184; on the same house those would come to about 1.67%. Port St. Lucie: About 1.99% of the price for a homesteaded owner, worked out on the $402,500 St. Lucie County single-family median, which is lower than the 22.3097 mills a house in the City of Port St. Lucie is charged because of Florida's homestead exemption rather than any assessment lag. The stack is long. St. Lucie County levies 4.1985 for its general fund, 2.7294 for the jail and courts, 0.2500 for transit, 0.1352 for mosquito control and 0.1000 for the erosion district; the City 4.6607 for operations and 0.3143 for voted debt; St. Lucie Public Schools 6.2960 (3.0480 set by state law, 1.5000 for capital outlay, 0.7480 discretionary and 1.0000 approved by voters); the St. Lucie County Fire District 3.0000; the Children's Services Council 0.3685; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; and the Florida Inland Navigation District 0.0270, for 2025. The county's law enforcement, community development and stormwater taxing units are charged only outside the cities. The school lines are charged on the price less $25,000, $377,500, and the rest on the price less a second slice as well, $352,500 on the base amounts, so a homesteaded buyer's first bill is about $8,022. Without a homestead, as a landlord or a buyer who never files, the same house owes $8,980. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the St. Lucie County Property Appraiser now gives a homestead worth up to $51,411 in all, which brings the same bill to $7,999; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $23 for it. The rates proposed for 2026 add to 22.0043, with the City's operating rate at 4.6107, its debt rate at 0.2643 and the county's general fund at 4.0441. The exemption is not automatic: you file with the property appraiser by 1 March. The City's solid waste assessment, $467 for 2025-26 and $482 for 2026-27, and its stormwater assessment of $189 come on the same bill, about $656 a year together, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.
How safe each city is, by the numbers it publishes
Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.
| Measure | Austin | Port St. Lucie | Advantage |
|---|---|---|---|
| Crime Severity Index Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series. | Not published | Not published | Not directly comparable |
| Violent crime per 100,000 | 421 (2025) | 130 (2025) | Port St. Lucie |
| Property crime per 100,000 | 3,093 (2025) | 637 (2025) | Port St. Lucie |
| Homicides Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table. | 51 (2025) | 4 (2025) | Not directly comparable |
On the FBI's definitions, violent offenses in Austin went from 5,335 in 2022 to 5,046 in 2023, 4,692 in 2024 and 4,221 in 2025, a 10% drop in the last year and 21% in three, and property offenses from 35,035 to 32,900, 32,407 and then 31,011. APD's own NIBRS records for 2025 show aggravated assaults down 13% (3,038 to 2,652), robberies down 5% (835 to 790) and motor vehicle thefts down 26% (5,908 to 4,345), while rapes rose from 501 to 541 and drug offenses, which rise and fall with enforcement, went from 4,097 to 5,256. The 2025 CDE counts were read on 27 September 2026 from a feed last refreshed on 15 September and can still be revised, and APD notes that its open data may differ from its official figures.
What the rates cover: Computed: 4,221 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Austin Police Department (ORI TX2270100) in calendar 2025, divided by the 1,002,632 Vintage 2025 city population. On the CDE's own agency population of 1,000,639 the rate is 422. APD does not publish a total on this definition: its open NIBRS data sort offenses into crimes against persons (19,469 in 2025, of which 9,464 simple assaults and 5,918 intimidation) and crimes against property (44,250, with robbery, fraud and vandalism inside it), so neither of its totals is the FBI's violent or property count. Summing APD's own 2025 records on the FBI's definition gives 4,219, within two of the CDE.
Homicides: 51 murders and nonnegligent manslaughters in 2025 in both the FBI CDE and APD's open NIBRS data, against 66 in 2024, about 5.1 per 100,000 on the city population. APD's assistant chief put the year's homicides at 55 in January 2026 (KUT), and APD's dataset separately lists 14 negligent manslaughters and 7 justifiable homicides, which the FBI does not count as murder. The high point in the CDE series since 2021 is 81, in 2021.
Port St. Lucie's record is short and broken by a change of system, so no trend can be read from it with confidence. The FBI CDE carries no 2021 data for the department, annual totals for 2022 and 2023 under the old summary system (267 and 243 violent offenses, 1,745 and 1,840 property offenses, about 115 and 98 violent offenses per 100,000), only June to December of 2024, after the switch to incident-based reporting in late June (182 violent and 995 property offenses in those seven months), and a full twelve months for 2025 (349 and 1,708). The 2025 violent count is higher than 2023's mainly because of aggravated assaults, 298 against 182, and the department itself says the two systems count crime differently. What does hold across every year is the level: violent crime at about a third of Miami's and Tampa's rates or less, a quarter of Jacksonville's and a sixth of Orlando's, and three to six homicides a year in a city of more than a quarter of a million. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 349 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Port St. Lucie Police Department (ORI FL0560200) in calendar 2025, divided by the 268,062 Vintage 2025 city population. On the CDE's own agency population of 273,427 the rate is 128. That is the lowest of any city this site compares, less than half El Paso's 288 and about a third of Miami's 359 and Tampa's 375.5. 2025 is the first full year of incident-based (NIBRS) reporting for this agency: the department moved to Florida's incident-based system in late June 2024 and says the old and new counts are not comparable, so a full-year 2024 rate could not be determined (PSLPD annual report).
Homicides: 4 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.5 per 100,000 on the city population, the lowest count and rate of any US city this site compares (Orlando had 10, Tampa 17, Miami and El Paso 26). The CDE series is 6 in 2022, 5 in 2023, 3 in the seven months of 2024 it covers and 4 in 2025. A department of 335 sworn officers and 89 civilian staff in 2025 (PSLPD annual report) polices a city that counted 10 traffic deaths in 2024, more than twice its homicides.
Winters, summers and what the weather can do to a house
| Measure | Austin | Port St. Lucie | Advantage |
|---|---|---|---|
| January mean | 11.2 °C | 16.8 °C | Not directly comparable |
| July mean | 29.9 °C | 27.4 °C | Not directly comparable |
| Precipitation a year | 921 mm | 1,300 mm | Not directly comparable |
| Snowfall a year | 1 cm | 0 cm | Not directly comparable |
| Sunshine a year | 2,644 hours | Not published | Not directly comparable |
NOAA NCEI 1991-2020 normals for Austin Camp Mabry (station USW00013958), the official Austin climate station: January mean 52.2F, July mean 85.8F, annual mean 70.0F, 36.25 in of precipitation, 0.2 in of snow. August is the warmest month at 86.5F, with a mean high of 97.8F; July's mean high is 96.6F and January's mean low is 41.8F. May (5.04 in) and October (3.91 in) are the wettest months, and February (1.89 in) and July (1.96 in) the driest. The normals count 122.8 days a year at 90F or above, 28.7 at 100F or above and 11.9 nights at or below freezing. Austin-Bergstrom International Airport (USW00013904), southeast of downtown, averages 50.1F in January and 84.5F in July with 35.57 in of rain, and its nights run colder, with 33.0 at or below freezing a year. Converted here to 11.2 C, 29.9 C, 921 mm and 0.5 cm. Sunshine hours are the older 1961-1990 NCDC means (2,644 hours, 60% of possible), since the 1991-2020 normals do not include sunshine.
Hazards: Flash flooding on the creeks that cross the city is the recurring danger. The Memorial Day flood of 1981 sent Shoal Creek through central Austin and killed 13 people. On 30 to 31 October 2013 a band of 12 to 14 in (305 to 356 mm) of rain between Wimberley and Driftwood, with 6 to 10 in (152 to 254 mm) over central Travis County, sent Onion Creek through southeast Austin, damaging more than 500 homes and killing five people; in 2014 the city authorized $60 million to buy out homes in the Onion Creek floodplain. Over Memorial Day weekend 2015 the Blanco River at Wimberley, upstream in Hays County, rose from about 5 ft to 41 ft (1.5 m to 12.5 m) in four hours overnight and destroyed 350 to 400 homes in the town, and on the holiday itself Camp Mabry recorded 5.20 in (132 mm) and Shoal Creek flooded again. On 4 to 5 July 2025, 15 to 20 in (381 to 508 mm) fell on the headwaters of Cow Creek and Big Sandy Creek northwest of the city; the Central Texas floods of that week killed 139 people, 18 of them in Travis, Williamson and Burnet counties. Heat is the season to plan around: the normals give Camp Mabry 28.7 days a year at or above 100F (37.8 C), and 2023 had 80, including 45 in a row from 8 July to 21 August that broke the 27-day run of 2011, which still holds the record for a year with 90. The station's highest reading is 112F (44.4 C), in September 2000 and again in August 2011. Cold is rare and badly handled when it comes. Winter Storm Uri left 6.4 in (16.3 cm) of snow at Camp Mabry on 14 to 15 February 2021 and a low of 7F (-13.9 C) on the 16th, the coldest there since December 1989 (the airport reached 6F, or -14.4 C), with 164 hours of freezing temperatures. ERCOT cut power across the state grid from 15 to 18 February, about 4.5 million customers lost it at the worst, more than 40% of Austin Energy's customers were without power and the city was under a boil-water notice for seven days. Texas counted 246 deaths from the storm, 28 of them in Travis County. Drought is the slow hazard. Austin's water depends on Lakes Buchanan and Travis, the Highland Lakes reservoirs LCRA manages; their combined storage fell to 42% in March 2024, when most of LCRA's downstream farm customers went without lake water, and the July 2025 rains took it from 51% to more than 95%. It stood at about 92% on 1 July 2026.
NOAA NCEI 1991-2020 normals for Fort Pierce St. Lucie County International Airport (station USW00012895), at Treasure Coast International Airport about 15 miles north of the city's center, which is the station behind the National Weather Service's Fort Pierce climate site, the one the NWS Melbourne office reports for this part of the Treasure Coast (its monthly Fort Pierce reports compare each month against this station's normals, such as August's 81.6F and 6.94 in, and carry a threaded record back to 1901): January mean 62.3F, July mean 81.4F, annual mean 73.1F, 51.17 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the Fort Pierce cooperative station (USC00083207), about 11 miles north of the city's center. August is the warmest month by two tenths of a degree at 81.6F, with a mean high of 90.2F; January's mean low is 51.2F. August (6.94 in) and June (6.69 in) are the wettest months, and June through September bring 25.75 in, half the year; February (2.17 in) is the driest. The normals count 66.8 days a year at 90F or above, none at 100F and 1.7 nights at or below freezing. Converted here to 16.8 C, 27.4 C, 1,300 mm and 0 cm. No station has 1991-2020 normals inside the city, and the two nearest bracket it: the Fort Pierce cooperative station averages 62.7F in January and 81.7F in July with 55.89 in a year, and Stuart, about 11 miles to the southeast and closer to the coast, 64.9F and 83.2F with 62.72 in. NCEI lists no 1991-2020 normals for the St. Lucie Lock station. Port St. Lucie's January is a little warmer than Orlando's (60.6F) and Tampa's (62.0F) and much colder than Miami's (68.6F), and its July is the coolest of the five Florida cities this site compares. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 NCDC basis of the other US profiles' sunshine hours, lists no Treasure Coast station; its Florida table gives West Palm Beach 66% of possible sunshine and 75 sunny days but no hours, and the 1991-2020 normals do not include sunshine.
Hazards: Hurricanes are the defining hazard, and this stretch of coast has been hit directly. On 5 September 2004 Frances came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, as a Category 2 hurricane with winds of about 105 mph; it produced the highest gust recorded in Florida, 108 mph (174 km/h), in Fort Pierce, and a storm surge of 5.89 ft at the St. Lucie Lock, and damage topped $1 billion in each of St. Lucie, Martin and Indian River counties. Three weeks later, on 26 September, Jeanne made landfall 5 miles from the same spot at 120 mph, the strongest of the two, with gusts of 128 mph (206 km/h) at Fort Pierce Inlet; thousands of homes in St. Lucie County were damaged or destroyed, a man in the county was electrocuted by a downed power line, and the county's schools, closed since Frances, did not reopen until 4 October (Wikipedia). The Fort Pierce cooperative station recorded 7.00 in (178 mm) of rain on the day Jeanne arrived. Wikipedia counts Frances, Jeanne and Wilma (2005) as direct hits on the city. Rain is the other storm hazard: Irma dropped 13.08 in (332 mm) on the Fort Pierce airport on 10 September 2017, the wettest day in its record since 1999, and 21.66 in near the Fort Pierce water plant, the highest total in Florida; about 150,000 homes and businesses in St. Lucie County lost power. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, a high-end EF3 tornado tracked north from the Port St. Lucie area past Fort Pierce to Vero Beach, partially collapsed two warehouses and destroyed or flipped more than 20 mobile homes in the Spanish Lakes community, where six people died; Wikipedia counts seven deaths in St. Lucie County from the storm and $514 million of damage from that tornado. The water itself is the slower hazard. The North Fork of the St. Lucie River runs through the city to an estuary it shares with Stuart, and when Lake Okeechobee runs high the Army Corps of Engineers releases lake water east through the St. Lucie Canal into the river's South Fork: 137 billion gallons in 2013 and 237 billion from January to November 2016. That fresh, nutrient-laden water feeds toxic blue-green algae blooms; the federal government refused disaster aid for the 2016 bloom in the St. Lucie Estuary, and in July 2018 Governor Rick Scott declared a state of emergency over the discharges and algae in seven counties including St. Lucie and Martin (Executive Order 18-191). The Corps' new lake schedule, LOSOM, took effect with its record of decision on 12 August 2024; it allows releases south in every zone and ends regulatory releases east to the St. Lucie below the lake's upper zones (South Florida Water Management District), and the Corps said when it chose the plan that it would cut discharges to the St. Lucie Estuary by about two-thirds. In late July 2026 the lake stood at 10.83 ft, in its water shortage band, far below any level that would trigger releases. Heat is long rather than extreme: the normals count 66.8 days a year at 90F or above and none at 100F (37.8 C); the airport recorded 100 such days in 2024, the most in its record since 1999, and 84 in 2026 through 27 September. Frost is rare but real: 1.7 nights a year at freezing on the normals, and seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February 2026.
What people earn and what the government takes
| Measure | Austin | Port St. Lucie | Advantage |
|---|---|---|---|
| Median household income | $90,430 USD (2024) | $86,241 USD (2024) | Austin |
| Unemployment rate | 3.7% (July 2026) | 5.3% (July 2026) | Austin |
| Sales tax | 8.25% | 7% | Port St. Lucie |
| Top marginal income tax Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here. | 37% | 37% | Even |
| Income tax on $100,000, single filer Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method. | $13,449 USD | $13,449 USD | Even |
BLS counted 1,421,700 nonfarm jobs in the Austin MSA in July 2026 (not seasonally adjusted), up 23,800 or 1.7% on the year. Mining, logging and construction grew fastest (+5.5%), then professional and business services (+3.2%), the largest sector at 294,600 jobs, and other services (+2.7%), while information shrank 4.9% and government, at 201,000 jobs with the state capital and the University of Texas inside it, was flat. The seasonally adjusted series (FRED AUST448NA) was 1,424,000 in August 2026, 1.2% above August 2025. Average weekly wages across the metro were $1,957 in the first quarter of 2026 against $1,654 nationally. Opportunity Austin, the chamber's economic development program, lists Dell Technologies, Apple, Samsung Austin Semiconductor, Tesla, H-E-B, Amazon's fulfillment centers, the State of Texas, the University of Texas, Ascension Seton, St. David's HealthCare and Baylor Scott & White among the employers with 6,000 or more local jobs. bls.gov answered 403 to curl and FRED refused it, so both were read through the web fetcher.
Main sectors: Professional and business services, the metro's largest sector, Technology and advanced manufacturing (Dell Technologies, Apple, Tesla, Samsung Austin Semiconductor, AMD, Applied Materials), Government and education (the state capital, the University of Texas at Austin, the City of Austin), Trade, transportation and utilities (H-E-B, Amazon fulfillment centers), Health care (Ascension Seton, St. David's HealthCare, Baylor Scott & White).
Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax, plus another $60,000 for owners 65 or older or disabled, after voters raised the general exemption from $100,000 in November 2025. Part of the City of Austin's own rate, 8.75 cents per $100 of taxable value approved with Project Connect in November 2020, pays for the transit program. In November 2025 Austin voters rejected Proposition Q, a city tax rate increase that would have raised nearly $110 million, by 63% to 37%. The county, school district and other levies on the same bill belong to the housing layer.
BLS counted 177,800 nonfarm jobs in the Port St. Lucie MSA in August 2026 (not seasonally adjusted, preliminary), up 900 or 0.5% on the year, a slower pace than the population. Private education and health services added the most (+800, or 2.3%, to 34,900), then leisure and hospitality (+700, or 3.3%, to 21,800) and manufacturing (+300, to 8,500), while professional and business services lost 600 (-2.4%, to 23,900) and mining, logging and construction 400 (-2.5%, to 15,500); government held at 20,200, of which federal employment is only 1,100. The seasonally adjusted series (SMS12389400000000001) was 178,800 in August 2026, 0.1% above August 2025. Many residents work elsewhere: 40% of the city's workers (47,007 of 117,414) worked outside St. Lucie County in 2024, almost all of them elsewhere in Florida, and 13% of those who commute spend an hour or more getting there (ACS 2024 1-year, B08007 and B08303). The city has tried to change that with the jobs corridor in Tradition's Southern Grove: Cheney Brothers opened its distribution center there in late 2023 and expects 700 to 800 jobs, and WPTV described the city's pitch as a way out of being a bedroom community of commuters. Tradition itself, a former cattle ranch west of I-95 developed by Core Communities from 2006 with room for more than 18,000 homes, and St. Lucie West before it, are where most of the city's commercial land and new building are (Wikipedia). Clover Park, the Mets' 7,160-seat spring training stadium, opened for the 1988 season, when the team moved from St. Petersburg.
Main sectors: Health care, the metro's fastest-growing large sector (private education and health services, 34,900 jobs in August 2026): HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, and in Fort Pierce HCA Florida Lawnwood Hospital, Retail and the rest of trade, transportation and utilities, the metro's largest sector by payroll jobs (37,200 in August 2026, 23,600 of them in retail), Logistics and distribution in the Tradition and Southern Grove area off I-95: an Amazon delivery station, a FedEx Ground sortation center and Cheney Brothers' food distribution center at Legacy Park, and a 1.87-million-square-foot Costco depot that opened in 2026, Construction and real estate, building out a city platted in the 1960s and the master-planned communities of St. Lucie West and Tradition (mining, logging and construction, 15,500 jobs), Spring training and leisure: the New York Mets have trained at Clover Park since 1988, and the St. Lucie Mets play the minor league season there (leisure and hospitality, 21,800 jobs).
Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 28 September 2026 the City Council unanimously adopted a $971.6 million budget for fiscal 2027 and cut the city's operating rate for the eleventh year in a row, from 4.9750 to 4.8750 mills, about $4.88 per $1,000 of taxable value; the city says the rate is 25% lower than in 2016 and the third-lowest municipal rate among Florida's 20 largest cities (WFLX). The county, school board and other levies on the same bill belong to the housing layer.
Whether you need a car
| Measure | Austin | Port St. Lucie | Advantage |
|---|---|---|---|
| System | CapMetro buses, including four CapMetro Rapid (formerly MetroRapid) lines, and the Red Line, a 32-mile, 10-station commuter rail line from Leander to downtown (CapMetro Rail, long branded MetroRail); no light rail yet, with Project Connect's first 9.8-mile phase due in 2033 | Area Regional Transit (ART), run by St. Lucie County: fare-free fixed-route buses on eight routes, five of which serve Port St. Lucie (Wikipedia), on-demand microtransit zones and door-to-door paratransit for eligible riders, serving Port St. Lucie, Fort Pierce, St. Lucie Village and the unincorporated county; it began as a demand-response service and took its present name in 2020. Martin County runs its own bus service, and there is no rail service in the city: the Florida East Coast Railway's main line crosses its eastern edge without a station. | Not directly comparable |
| Commute by public transit | 3.0% (2024) | 0.5% (2024) | Austin |
| Walk or cycle to work | 4.1% (2024) | 1.4% (2024) | Austin |
| Airport | Austin-Bergstrom International Airport (AUS), 21,666,852 passengers in 2025, 0.4% fewer than 2024's 21,762,904 and below the 2023 record of 22.1 million, per the airport's calendar-year activity report; 1.06 million of them were international. It sits about 5 miles southeast of downtown on the former Bergstrom Air Force Base and replaced Robert Mueller Municipal Airport in 1999. | Port St. Lucie has no airline service of its own. Treasure Coast International Airport, owned by St. Lucie County about 3 miles northwest of downtown Fort Pierce, serves general aviation, flight schools and private flights to the Bahamas, with a customs station; its last scheduled airline service ran briefly in 1988 (Wikipedia). The nearest large airport is President Donald J. Trump International Airport in West Palm Beach, named Palm Beach International (PBI) until 9 July 2026 and coded DJT since 18 August 2026, about 45 miles south of the city's center in a straight line; it handled a record 8,657,372 passengers in 2025, 3.0% more than 2024's 8,403,519 (Wikipedia, citing the airport's traffic reports). Orlando International is about 125 miles to the northwest. | Not directly comparable |
CapMetro carried 26,283,400 unlinked trips in 2025, 24,067,200 of them by bus and 620,600 on the Red Line, and about 77,400 a weekday in the second quarter of 2026, 1,900 of them by train (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). Two new CapMetro Rapid lines, 800 and 837, opened in February 2025 and reached 10-minute service in June 2026, and the Red Line gained McKalla Station in 2024, with North Burnet/Uptown Station due in 2027; the Green Line commuter rail project has no funding, environmental review or timeline. Light rail is the unfinished promise. Voters approved Project Connect in November 2020 with a city property tax increase of 8.75 cents per $100 of value, for about 20 miles of light rail reaching the airport at $7.1 billion (Texas Tribune). Its first phase is now 9.8 miles and 15 stations in three directions from downtown, no longer reaching the airport, at an estimated $8.2 billion or more; construction is set to start in 2027 and trains to run in 2033. The FTA gave it environmental clearance in January 2026, but the plan counts on about $4.1 billion in federal money that has not been awarded, and a lawsuit over the scaled-back project is still open.
ART carried 825,588 unlinked trips in 2025, 581,985 of them on its fixed-route buses and 243,603 on demand-response service, on the National Transit Database's monthly ridership file (Federal Transit Administration). That is about an eighth of Sun Metro's 6.2 million in El Paso, a city two and a half times as large. The service went fare-free in 2018 and ridership tripled (WPTV): bus trips under the Council on Aging of St. Lucie, which ran the system until 2020, went from 277,513 in 2017 to 584,518 in 2018 and 726,750 in 2019. They have not returned to that peak since the county took the service over: 421,503 in 2021, 562,968 in 2023 and 581,985 in 2025, while demand-response trips have grown from 64,965 in 2021 to 243,603. WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Palm Tran, Brightline and Tri-Rail, at a $3 fare; this file did not confirm its current schedule.
Health care, schools and what each city is like
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF, August 2026). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of Austin's rate was 13.0% and Travis County's 12.6%. Ascension Seton runs Dell Seton Medical Center at The University of Texas, the teaching hospital of UT's Dell Medical School, in partnership with Central Health; it is the region's only adult Level I trauma center and serves 11 Central Texas counties. St. David's HealthCare, a partnership between HCA Healthcare and two local nonprofits, has more than 160 sites and calls itself the Austin area's fourth-largest private employer, and Baylor Scott & White joins both systems on the chamber's list of employers with 6,000 or more local jobs. UT and the Michael & Susan Dell Foundation are building the UT Dell Medical Center, with a new UT MD Anderson Cancer Center, beside Dell Seton on the former Frank Erwin Center site, to open in 2030; the UT System put the plan at $2.5 billion when it was announced in August 2023. This file did not verify a wait time figure for primary or specialist care.
Education
Austin ISD, which covers 230 square miles in the middle of the metro, counted 65,951 students in fall 2026, down 3,765 from 69,716 in 2025-26 and from 72,702 in 2024-25. More than 6,400 students enrolled at the end of last year did not return, and the district fell more than 2,000 short of its own projection (Austin Current, 24 September 2026); district officials told KUT that more than half of the 2025-26 loss could be attributed to families' fear of immigration enforcement, with housing costs and falling birth rates also named. In November 2025 the board approved closing and consolidating 10 schools from the 2026-27 school year, affecting 3,796 students and removing 6,319 seats, together with 24 turnaround plans the Texas Education Agency requires for campuses with repeated unacceptable ratings, adopted to head off state-ordered closures or a takeover. The University of Texas at Austin enrolled a record 55,000 students in fall 2025, 44,314 of them undergraduates, the largest total in its history.
Living there
Austin is the Texas state capital and a university town that has become a technology metro, and its growth has outrun what the city has built for it. The metro passed 2.6 million in 2025 after adding 337,554 people since April 2020, but the city grew by less than 5%, and in 2024-25 Travis County lost 6,590 more people to the rest of the country than it gained, so domestic movers now settle in Williamson and Hays counties instead. Inside the city a quarter of workers work from home, 57.5% drive alone and 3.0% take transit, and the one rail line carries about 1,900 riders a weekday. Summer sets the terms of daily life, with a July mean of 85.8F at Camp Mabry and about 29 days at 100F or more in a normal year, and the creeks that cross the city flood fast. Texas takes no income tax and has the highest uninsured rate of any state. The open question is whether Austin can build the transit and keep the schools its growth calls for: voters approved light rail in 2020, and six years later the first 9.8 miles are not due until 2033 and have no federal money, while Austin ISD, down more than 14,000 students in a decade, closed ten schools in 2026.
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Port St. Lucie's was 9.9% (25,579 of 257,314), St. Lucie County's 11.4% and the metro's 11.0%. Two hospitals are in the city. HCA Florida St. Lucie Hospital, formerly St. Lucie Medical Center, has 282 licensed beds and treats more than 90,000 patients a year, by HCA's own figures. Cleveland Clinic Tradition Hospital opened in Tradition in 2013 with 90 beds and has since grown to nine stories and 177 private rooms; it was Martin Health System's Tradition Medical Center until Martin Health joined Cleveland Clinic as a full member in January 2019, and it runs a 24-hour emergency department and maternity care. The region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital is a Level II trauma center serving St. Lucie, Martin, Indian River and Okeechobee counties, with a Level III neonatal intensive care unit. This file did not verify a wait time figure for primary or specialist care.
Education
St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year; its superintendent said the schools were 'busting at the seams' (WFLX). It opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school and the first K-8 in Tradition, for 2026, and in November 2024 voters extended its half-cent sales tax for school construction to the end of 2036 (Florida Department of Revenue). Indian River State College, a public college founded in Fort Pierce in 1959 that has offered bachelor's degrees since 2008 and won the Aspen Prize for Community College Excellence in 2019, has its Pruitt campus in Port St. Lucie and enrolled 15,429 students in 2024-25, 61% of them part time (IPEDS, as compiled by UnivStats). FAU Harbor Branch Oceanographic Institute, founded in 1971 and part of Florida Atlantic University since 2007, works from a 144-acre campus on the Indian River Lagoon north of Fort Pierce and accounts for about a third of FAU's research activity (Wikipedia); Keiser University also has a campus in the city (Wikipedia).
Living there
Port St. Lucie was a land sale before it was a city. In 1958 the General Development Corporation bought about 40,000 acres along the North Fork of the St. Lucie River, and the city was incorporated in 1961 under its ownership; GDC platted more than 80,000 quarter-acre lots and sold most of them by mail on installment plans to buyers across the country and abroad, with little thought, the city's own comprehensive plan says, for water, sewage, roads or drainage (City of Port St. Lucie; Wikipedia). The result is a city of single-family houses on small lots laced with canals, whose water and sewer system the city bought in 1994, after GDC's bankruptcy, and began extending to the platted lots in 1996. Newer, planned growth came west of I-95, in St. Lucie West in the 1990s and Tradition from 2006. It has grown faster than any other US city of 200,000 people since 2020, 30.9%, almost entirely on people moving in from elsewhere, and it is older than the other Florida cities here, with a median age of 44.3. It is car-dependent even by Florida standards: 0.5% of workers take transit, the lowest share of any city this site compares, and 40% of workers leave the county for work. It is also, on the FBI's counts, the safest city here, with 130 violent offenses per 100,000 and four homicides in 2025, and its household income, $86,241, is the highest of the Florida cities here. The risks are water and wind: Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and discharges from Lake Okeechobee have turned the St. Lucie River's estuary green with algae. The open questions are growth's: schools at capacity, the highest unemployment rate of any US metro here at 5.3%, and whether the jobs corridor in Tradition can make a commuter town into a place people also work.
Where each city wins, and where it loses
Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the mortgage lines compare directly, though the states' tax rules differ. The prices are MLS medians over different areas and different homes. Austin's is the Unlock MLS median of what sold inside the city, $560,000 in August 2026, 4.3% below a year earlier. The Port St. Lucie figure is MIAMI REALTORS + RWorld's median of single-family houses sold in St. Lucie County, $402,500 on 444 sales, 0.6% above a year earlier; no median is published for the City, which holds two-thirds of the county's 402,449 residents, and the county also takes in Fort Pierce and Hutchinson Island. Zillow's index, which models every home in each city, stood at $497,418 for Austin in August, and Zillow's index for the City of Port St. Lucie stood at $384,593, 1.3% lower on the year, so the order holds on a measure that is the same in both and the gap is about $113,000 rather than $157,500. At 20% down, Austin's $448,000 loan costs about $2,990 a month and a $322,000 loan on the St. Lucie County median about $2,149. Property tax is $9,019 a year in Austin and about $8,022 in Port St. Lucie with a homestead, and insurance is budgeted at $300 and $450 a month, the Port St. Lucie figure an estimate between published averages that run from $4,630 to $13,752 a year, for a Florida policy that covers wind with a separate hurricane deductible, with no flood policy in either. The three lines come to about $4,041 and $3,267, roughly 54% and 45% of each city's 2024 median household income; of the $774 gap about $841 is the mortgage and $83 the property tax, less the $150 a month more Port St. Lucie pays in insurance. Rents are on different series and areas, RentCafe's August averages for Austin and Apartment List's September medians for St. Lucie County, since Apartment List publishes none for the City: a one-bedroom at $1,421 against $1,097, a two-bedroom $1,812 against $1,271. Zillow's observed rent index, the same measure in both cities, reverses that, $1,586 in Austin and $2,396 in Port St. Lucie in August, about 21% and 33% of median income, because much of Port St. Lucie's rental stock is single-family houses that an apartment index barely sees. So owning is the cheaper way into Port St. Lucie and renting, on Zillow's measure, the cheaper way into Austin.
The definitions match, though one record is much shorter than the other: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 27 September and 1 October 2026. Port St. Lucie is the lower on every line, by a wide margin. Its 349 violent offenses come to 130 per 100,000 against Austin's 421 on 4,221, the lowest rate of any city this site compares, and its 1,708 property offenses to 637 against 3,093 on 31,011. Homicide was 4 in Port St. Lucie, about 1.5 per 100,000, against 51 in Austin, about 5.1. Two cautions sit on the Port St. Lucie figures. 2025 is the police department's first full year of incident-based reporting, after a switch in late June 2024 that the department says makes the old and new counts incomparable, so no trend can be read from its record. And its property total carries only 2 motor vehicle thefts, implausibly few beside the 86 and 122 it reported for 2022 and 2023, though even with 122 added the rate would be about 682. What holds across every year the FBI carries is the level: three to six homicides a year in a city of more than a quarter of a million. Austin's record is long and falling: violent offenses dropped 10% in 2025 and 21% in three years, its murders fell from 66 to 51, and motor vehicle theft fell 26% in its own records. Both sets of counts come from a feed last refreshed on 15 September and can still be revised.
Port St. Lucie has the milder winter and the gentler summer, and its costly weather comes off the ocean. January averages 16.8 C at Treasure Coast International Airport, about 15 miles north of the city's center because no station with current normals sits inside it, against 11.2 C at Camp Mabry, with 1.7 nights a year at or below freezing against 11.9, and July 27.4 C against 29.9 C. Austin's normals count 122.8 days a year at 90F or above against 66.8, and 28.7 at or above 37.8 C (100F) against none. Port St. Lucie's heat is long rather than extreme: its airport recorded 100 days at 90F or above in 2024, the most in its record since 1999, where Austin had 80 days of 100F in 2023. Port St. Lucie gets 1,300 mm of rain a year, half of it from June through September, against Austin's 921 mm, and no snow on the normals against 0.5 cm; no sunshine figure for the Treasure Coast is on the 1961-1990 series behind Austin's 2,644 hours. The floods differ in kind. Austin's creeks rise within minutes: the Memorial Day flood of 1981 killed 13 people, and the Central Texas floods of July 2025 killed 139, 18 of them in Travis, Williamson and Burnet counties. Port St. Lucie's defining hazard is the hurricane, and it has been hit directly: Frances and Jeanne both came ashore at the southern end of Hutchinson Island, just offshore, three weeks apart in September 2004, Jeanne at 120 mph, and Frances alone did more than $1 billion of damage in each of St. Lucie, Martin and Indian River counties. Irma dropped 332 mm on the Fort Pierce airport on 10 September 2017, and on 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, an EF3 tornado tracked north from the Port St. Lucie area and killed six people in the Spanish Lakes mobile home community. The river is the slow hazard: Lake Okeechobee water released east into the St. Lucie fed toxic algae blooms in the estuary in 2016 and 2018, and the Corps' lake schedule since August 2024 is meant to cut those discharges by about two-thirds. Cold is Austin's rare hazard. Winter Storm Uri took Camp Mabry to 7F (-13.9 C) in February 2021 while ERCOT cut power across the state grid, and Texas counted 28 of the storm's 246 deaths in Travis County. Port St. Lucie's freezes are a few nights in a cold year: seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February.
Austin's labor market is about eight times Port St. Lucie's, and growing faster. BLS counted 1,421,700 nonfarm jobs around Austin in July 2026, 1.7% more than a year earlier, and 177,800 in the Port St. Lucie metro in August, 900 more, a gain of 0.5% that trails its population. On the same unadjusted basis unemployment in July was 4.0% around Austin and 5.3% around Port St. Lucie, the highest of any US metro this site compares, against 4.4% nationally. Austin runs on technology, state government and the University of Texas, with Dell Technologies, Apple, Samsung Austin Semiconductor and Tesla among its largest employers, and its average weekly wage was $1,957 in the first quarter of 2026 against $1,654 nationally; the Port St. Lucie profile carries no wage figure. Port St. Lucie runs on health care, retail, construction and the distribution centers rising in Tradition and Southern Grove off I-95: an Amazon delivery station, a FedEx Ground sortation center, Cheney Brothers' food distribution center, which expects 700 to 800 jobs, and a 1.87-million-square-foot Costco depot that opened in 2026. Private education and health services added the most jobs in its metro in the year, 800, while construction lost 400, and the New York Mets have held spring training at Clover Park since 1988. Many residents work elsewhere: 40% of the city's workers left St. Lucie County for work in 2024. City median household income was $90,430 in Austin and $86,241 in Port St. Lucie in 2024, the latter with a margin of error of $6,562 either way, and the metros' $99,897 and $80,659. Neither state taxes income, so $100,000 pays $13,449 in federal tax in both for 2025, and sales tax is 8.25% in Austin, a full cent of it CapMetro's, against 7% in St. Lucie County. The property tax stacks are where the cheaper house gives ground back. Austin's five units add to 2.046485 per $100: the school district grants the state's $140,000 and nothing more, the community college 1% with a $5,000 floor, and Travis County, the City and Central Health 20% each. A house in the City of Port St. Lucie pays 17 levies adding to 22.3097 mills, about 2.23 per $100: the county's general fund, jail and courts, transit, mosquito control and erosion district, the City's operating and debt levies, four school lines, the fire district, the Children's Services Council, three South Florida Water Management District lines and the Florida Inland Navigation District. Florida takes $25,000 off every levy and a second $25,000 off all but the schools, which is less than Austin's exemptions take off a house this size. So on the same $402,500 house Austin's five units would charge about $6,117 against $8,022, and on $560,000 the Port St. Lucie stack would charge about $11,535 against Austin's $9,019.
Neither is a transit city, and Port St. Lucie is the least of one here. In 2024, 3.0% of Austin workers took transit and 4.1% walked or cycled, against 0.5% and 1.4% in Port St. Lucie, the lowest transit share of any city this site compares, with a margin of error almost as large as the figure; 57.5% of Austin's workers drove alone against 71.5%, and 24.8% worked from home against 16.7%. CapMetro carried 26,283,400 trips in 2025, 620,600 of them on the Red Line commuter rail, and two CapMetro Rapid lines reached 10-minute service in June 2026; its first 9.8 miles of light rail are due in 2033 at an estimated $8.2 billion or more and count on about $4.1 billion in federal money not yet awarded. Port St. Lucie's buses are the county's: Area Regional Transit runs fare-free fixed routes, five of its eight serving the city, with on-demand microtransit beside them, and carried 825,588 trips in 2025, about a thirtieth of CapMetro's. The Florida East Coast Railway crosses the city's eastern edge without a station. The airports differ more than the cities. Austin-Bergstrom, about 5 miles southeast of downtown, handled 21,666,852 passengers in 2025, 1.06 million of them international. Port St. Lucie has no airline service of its own: Treasure Coast International in Fort Pierce serves general aviation and private flights, and the nearest large airport is President Donald J. Trump International in West Palm Beach, named Palm Beach International until July 2026, about 45 miles south in a straight line, which handled 8,657,372 passengers in 2025. Orlando International is about 125 miles away.
Coverage is a state problem in both, and Austin's is the larger. Neither Texas nor Florida has expanded Medicaid. Texas had the highest uninsured rate of any state in 2024, 16.7%, and the City of Austin's was 13.0%; Florida's was 10.9%, and the City of Port St. Lucie's 9.9%, against 8.2% nationally. The hospitals differ in rank. Austin's anchor is Dell Seton Medical Center, the teaching hospital of UT's Dell Medical School and the region's only adult Level I trauma center, with a new UT MD Anderson Cancer Center due beside it in 2030. Port St. Lucie has two hospitals, HCA Florida St. Lucie Hospital, with 282 licensed beds, and Cleveland Clinic Tradition Hospital, which opened in 2013 and has grown to 177 private rooms with a 24-hour emergency department, and the region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital, a Level II center serving four counties. Neither profile verified a wait time. The schools are moving in opposite directions. Austin ISD counted 65,951 students in fall 2026, 3,765 fewer than a year earlier, and closed or consolidated 10 schools. St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year, with schools its superintendent called busting at the seams; it opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school in Tradition. The University of Texas enrolled a record 55,000 in fall 2025. Port St. Lucie's college is the Pruitt campus of Indian River State College, a public college that enrolled 15,429 students in 2024-25, 61% of them part time, and FAU's Harbor Branch Oceanographic Institute works from a campus north of Fort Pierce.
What people underestimate is that the cheaper house carries the higher tax rate and the costlier insurance, and that Port St. Lucie's bill has more on it than its millage. A homesteaded owner pays an effective 1.99% on the St. Lucie County median against 1.61% on Austin's, and without a homestead the two medians would owe $8,980 and $11,460. The City of Port St. Lucie also bills its solid waste and stormwater assessments on the tax bill, about $656 a year that no exemption reduces, and in the newer west about forty community development districts add their own: in Tradition's, the operations assessment on a house for fiscal 2027 runs from $439.51 to $967.80, and a house carrying the 2014 bonds pays $715.89 a year more until 2035. An older lot still on a well and septic tank costs $18,821 to connect to City water and sewer. An address in Austin's extraterritorial jurisdiction may pay a utility district. After a purchase both states tax a buyer at full value: Save Our Homes caps a homesteaded Florida assessment at 3% a year and resets it to market value the January after a sale, and the Texas 10% cap lapses on a sale too, so neither seller's bill is a guide, and in both the exemption has to be filed. Closing differs. Texas has no transfer tax and no tax on the loan, and the Texas seller customarily buys the buyer's owner's title policy, $3,052 on Austin's median. Florida charges documentary stamp tax on the deed at 70 cents per $100, $2,818 on the St. Lucie County median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,771 at 20% down. Both bills are moving. The City of Port St. Lucie cut its rate for the eleventh year in a row in September, from 4.9750 to 4.8750 mills for fiscal 2027. Four of Austin's five units had adopted 2026 rates by 27 September and Austin ISD had only proposed its own, after voters rejected a City tax increase by 63% to 37% in November 2025. And the growth is of different kinds. Austin added 4,025 residents in 2024-25 and has grown 4.6% since 2020, while its metro grew 14.8%, the fastest of any metro of more than a million. Port St. Lucie added 9,131, 3.5% in a year, and has grown 30.9% since 2020, the fastest of the 129 US cities of 200,000 or more, on land the General Development Corporation platted in the 1960s into more than 80,000 quarter-acre lots laced with canals, now filling in westward through St. Lucie West and Tradition. Its metro has recorded more deaths than births since 2020, so all of that growth is people moving in, and the city's median age, 44.3, is five years above the nation's.
Better here
- Nonfarm jobs grew 1.7% around Austin in the year to July 2026, to 1,421,700, about eight times the Port St. Lucie metro's 177,800, and unemployment was 4.0% against 5.3% on the same unadjusted basis.
- Average weekly wages across the metro were $1,957 in the first quarter of 2026 against $1,654 nationally, and metro median household income was $99,897 in 2024 against $80,659 around Port St. Lucie.
- A homesteaded owner pays about 1.61% of the median in property tax against 1.99%, and on the same $402,500 house Austin's five units would take about $6,117 against $8,022.
- Insurance is budgeted at $300 a month against $450 for a Florida policy with a separate hurricane deductible.
- CapMetro carried 26,283,400 trips in 2025 against Area Regional Transit's 825,588, and 3.0% of workers took transit against 0.5%.
- Austin-Bergstrom handled 21,666,852 passengers in 2025, where Port St. Lucie has no airline service and the nearest large airport is about 45 miles south in West Palm Beach.
Worse here
- Mortgage, property tax and insurance come to about $4,041 a month on the August 2026 median, roughly 54% of the city's median household income, against $3,267 and 45% on St. Lucie County's at the same 7.03% rate.
- Violent crime ran 421 per 100,000 in 2025 against 130 in Port St. Lucie, property crime 3,093 against 637, and there were 51 homicides against 4, on the same FBI counts.
- The normals count 28.7 days a year at or above 37.8 C (100F) against none at Port St. Lucie's airport, and 2023 had 80.
- The City of Austin's uninsured rate was 13.0% in 2024 against 9.9% in the City of Port St. Lucie.
- Austin ISD counted 65,951 students in fall 2026, 3,765 fewer than a year earlier, and closed or consolidated 10 schools.
- ERCOT's grid failed during Winter Storm Uri in February 2021, and Texas counted 28 of the storm's 246 deaths in Travis County.
Choose Austin if
- you work in technology, semiconductors, state government or at the University of Texas
- you rent, where Zillow's observed rent index was $1,586 in August against $2,396 in Port St. Lucie
- you want a large job market, transit that runs, and an airport in the city
- you would pay about $774 a month more to own for the higher pay and will plan around 100F summers and flash floods on the creeks
The Austin guide · Neighborhoods · Austin rent vs buy · Austin mortgage calculator
Better here
- Mortgage, property tax and insurance come to about $3,267 a month on St. Lucie County's single-family median, roughly 45% of the city's median household income, against $4,041 and 54% in Austin at the same 7.03% rate.
- Violent crime ran 130 per 100,000 in 2025, the lowest of any city this site compares, against 421 in Austin, and there were 4 homicides, about 1.5 per 100,000, against 51.
- January averages 16.8 C with 1.7 freezing nights a year, against 11.2 C and 11.9 at Camp Mabry, and the normals count no days at 100F against 28.7.
- The City of Port St. Lucie's uninsured rate was 9.9% in 2024 against 13.0% in the City of Austin.
- Sales tax is 7% against 8.25%, and the City cut its own property tax rate for the eleventh year in a row for fiscal 2027.
- The city has grown 30.9% since 2020, the fastest of any US city of 200,000 or more, and its school district is adding about 1,500 students a year and opening schools.
Worse here
- A homesteaded owner pays about 1.99% of the median in property tax against 1.61% in Austin, and the City's solid waste and stormwater assessments add about $656 a year on the same bill.
- Unemployment was 5.3% in July 2026, the highest of any US metro this site compares, and the metro added only 900 jobs in the year to August.
- Insurance is budgeted at $450 a month, published averages run from $4,630 to $13,752 a year, and Frances and Jeanne made landfall just offshore three weeks apart in 2004.
- Only 0.5% of workers took transit in 2024, the lowest share of any city this site compares, and the city has no airline service of its own.
- Community development districts in Tradition and the newer west add assessments of their own, from $439.51 to $967.80 a year for operations in Tradition's before any bond payment.
- The seller pays documentary stamp tax of $2,818 on the median and the buyer about $1,771 in stamp and intangible tax on the loan, where Texas taxes neither the deed nor the loan.
Choose Port St. Lucie if
- you want to own at about $3,267 a month rather than $4,041
- you want the lowest crime rates of any city this site compares and a mild winter, and will plan around a hurricane season
- you work in health care, construction, logistics or retail on the Treasure Coast, or can keep a job elsewhere, as 40% of the city's workers do
- you want a newer house in a growing city and will read every non-ad valorem line on the seller's tax bill before you sign
The Port St. Lucie guide · Neighborhoods · Port St. Lucie rent vs buy · Port St. Lucie mortgage calculator
Austin or Port St. Lucie, in short
Is Austin or Port St. Lucie cheaper to live in?
Port St. Lucie, to own; Austin, to rent, on the one rent measure that is the same in both. Both cities were priced at the same 7.03% mortgage rate of 24 September 2026, though the prices are MLS medians over different areas: everything sold inside Austin, $560,000 in August 2026, and single-family houses sold in St. Lucie County, $402,500, a county figure because none is published for the City of Port St. Lucie, which is two-thirds of the county. At 20% down the mortgage is about $2,990 against $2,149. Property tax is $9,019 a year against about $8,022 with a homestead, and insurance $300 a month against $450, so the three lines come to about $4,041 in Austin and $3,267 in Port St. Lucie, roughly 54% and 45% of each city's median household income, $90,430 and $86,241. Zillow's index keeps the order, $497,418 for Austin, and Zillow's index for the City of Port St. Lucie stood at $384,593. Zillow's observed rent index was $1,586 in Austin and $2,396 in Port St. Lucie in August, though Apartment List's St. Lucie County medians run far lower, $1,271 for a two-bedroom. Neither state taxes income, and sales tax is 8.25% in Austin against 7% in St. Lucie County.
Is Austin or Port St. Lucie safer?
Port St. Lucie, on every line, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates, read on 27 September and 1 October 2026. Violent offenses ran 130 per 100,000 in Port St. Lucie against 421 in Austin, property offenses 637 against 3,093, and homicide was 4 in Port St. Lucie, about 1.5 per 100,000, against 51 in Austin, about 5.1. Port St. Lucie's police switched to incident-based reporting in mid-2024, so its trend cannot be read and its 2025 property figure probably undercounts car theft, but even with a full year of thefts added its rate would be about 682. Austin's violent offenses fell 10% in 2025. Every rate here is a count divided by a Census estimate rather than a published rate, and the counts can still be revised.
Which has the better job market, Austin or Port St. Lucie?
Austin's, by a long way. BLS counted 1,421,700 nonfarm jobs around Austin in July 2026, 1.7% more than a year earlier, and 177,800 in the Port St. Lucie metro in August, 0.5% more. On the same unadjusted basis unemployment was 4.0% around Austin and 5.3% around Port St. Lucie in July, the highest of any US metro this site compares. Austin's work leans on technology, semiconductors, state government and the University of Texas, and its average weekly wage was $1,957 in early 2026 against $1,654 nationally. Port St. Lucie's leans on health care, retail, construction and new distribution centers in Tradition and Southern Grove, and 40% of the city's workers commute out of St. Lucie County. Median household income was $99,897 across the Austin metro in 2024 against $80,659 around Port St. Lucie.
What does buying cost beyond the price in Austin and in Port St. Lucie?
Closing taxes and district assessments in Port St. Lucie, and a reset in both. Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $3,052 on Austin's median. Florida charges documentary stamp tax on the deed at 70 cents per $100, $2,818 on the St. Lucie County median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,771 at 20% down. In both states the seller's tax bill is no guide: Save Our Homes resets a Florida assessment to market value the January after a sale, the Texas 10% homestead cap lapses on a sale, and each exemption has to be filed; without one the medians would owe $11,460 in Austin and $8,980 in Port St. Lucie. The City of Port St. Lucie adds about $656 a year in solid waste and stormwater assessments, community development districts in Tradition, St. Lucie West and Verano add their own, and an older lot on a well and septic tank costs $18,821 to connect to City water and sewer. Neither carry here includes flood insurance, and from 1 January 2027 every Citizens Property Insurance homeowners policy with wind cover must carry it.
Where the figures come from
Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.
- Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
- Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved Supports: Metro population, Five-year growth, Character
- Crime Data Explorer summarized agency data, Austin Police Department (TX2270100): violent crime, property crime and homicide, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
- NIBRS Group A Offense Crimes (Austin Police Department open data, updated 14 September 2026) · City of Austin Open Data · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
- Austin's crime dropped below pre-pandemic highs in 2025 · KUT Radio, Austin's NPR Station · retrieved Supports: Homicides, Crime trend
- US Climate Normals 1991-2020, station USW00013958 Austin Camp Mabry (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 52.2F, July 85.8F and August 86.5F from the monthly series, and annual mean 70.0F, precipitation 36.25 in, snowfall 0.2 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- US Climate Normals 1991-2020, station USW00013904 Austin-Bergstrom International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals
- Global Historical Climatology Network daily summaries, Austin Camp Mabry (USW00013958), 1938-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, 80 days at or above 100F in 2023 and 45 in a row from 8 July to 21 August, 90 in 2011 with a 27-day run, 112F on 5 September 2000 and 28 August 2011, 6.4 in of snow on 14 and 15 February 2021, 7F on 16 February 2021 and 4F on 23 December 1989, 5.20 in on 25 May 2015
- Global Historical Climatology Network daily summaries, Austin-Bergstrom International Airport (USW00013904), February 2021 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards
- Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved Supports: Sunshine hours
- This Holiday Weekend Marks The 40th Anniversary Of Austin's 1981 Memorial Day Flood · KUT Radio, Austin's NPR Station · retrieved Supports: Climate hazards
- October 30-31, 2013 Halloween Flash Flood Event · National Weather Service, Austin/San Antonio · retrieved Supports: Climate hazards
- Lower Onion Creek Flood Mitigation Buyout Project Gets Kudos from Homeowners · FEMA · retrieved Supports: Climate hazards
- 2015 Memorial Day Weekend Flooding, 23 to 24 May 2015 (Weather Event Summary) · National Weather Service, Austin/San Antonio · retrieved Supports: Climate hazards
- Tornado outbreak and floods of May 23 to 26, 2015 (Wimberley homes destroyed, Shoal Creek on May 25) · Wikipedia · retrieved Supports: Climate hazards
- National Weather Service releases new report on deadly Central Texas floods · KXAN Austin (via Yahoo News) · retrieved Supports: Climate hazards
- 2021 Winter Storm Uri After-Action Review, Findings Report · City of Austin and Travis County · retrieved Supports: Climate hazards
- February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved Supports: Climate hazards
- The Timeline and Events of the February 2021 Texas Electric Grid Blackouts · The University of Texas at Austin Energy Institute · retrieved Supports: Climate hazards
- Highland Lakes and Colorado River · Lower Colorado River Authority · retrieved Supports: Climate hazards
- Most LCRA agricultural customers will go without Highland Lakes water in 2024 · Lower Colorado River Authority · retrieved Supports: Climate hazards
- Drought persists in Central Texas, Water Management Plan under review · Community Impact · retrieved Supports: Climate hazards
- Water Supply Operations · Lower Colorado River Authority · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for Austin city and the Austin-Round Rock-San Marcos MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, the US, Travis County and Austin city · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care, Character
- Unemployment Rate in Austin-Round Rock-San Marcos, TX (MSA), AUST448UR and AUST448URN · FRED, Federal Reserve Bank of St. Louis (BLS LAUS data) · retrieved Supports: Unemployment rate
- All Employees: Total Nonfarm in Austin-Round Rock-San Marcos, TX (MSA), AUST448NA · FRED, Federal Reserve Bank of St. Louis (BLS CES data) · retrieved Supports: Labour market
- Austin Area Economic Summary · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate, Main sectors, Labour market
- Major Employers · Opportunity Austin (Austin Chamber of Commerce) · retrieved Supports: Main sectors, Labour market, Health care
- City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax
- Transit Sales and Use Tax (Austin MTA, effective July 1, 1985) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax
- Sales and Use Tax · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax
- Texas Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
- 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved Supports: Tax notes
- Voters OK property tax breaks for Texas homeowners, businesses · The Texas Tribune · retrieved Supports: Tax notes
- Austin voters reject Proposition Q, a tax rate increase to fund city services · KUT Radio, Austin's NPR Station · retrieved Supports: Tax notes
- CapMetro (citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved Supports: Transit system, Transit ridership, Character
- CapMetro Rail (Red Line: Leander to Downtown, 32 miles, 10 stations) · Wikipedia · retrieved Supports: Transit system
- What's on track and behind schedule with Austin's transit expansion nearly 6 years later · KUT Radio, Austin's NPR Station · retrieved Supports: Transit system, Transit ridership, Tax notes, Character
- How Austin's Project Connect went off the rails · The Texas Tribune · retrieved Supports: Transit ridership, Character
- Aviation Activity Report, Calendar Year 2025 vs 2024, Combined Terminals · Austin-Bergstrom International Airport · retrieved Supports: Airport passengers
- Austin-Bergstrom International Airport (annual passenger traffic table and history) · Wikipedia · retrieved Supports: Airport passengers
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- Dell Seton Medical Center · Wikipedia · retrieved Supports: Health care
- Dell Seton Medical Center at The University of Texas · Ascension Seton · retrieved Supports: Health care
- About St. David's HealthCare · St. David's HealthCare · retrieved Supports: Health care
- Building World-Class Health Care in Austin · Michael & Susan Dell Foundation · retrieved Supports: Health care
- Austin ISD Board approves 24 state-mandated turnaround plans, school consolidation and programmatic reassignments · Austin Independent School District · retrieved Supports: Education
- District Demographics · Austin Independent School District · retrieved Supports: Education
- Austin ISD enrollment dips as transportation costs rise · Austin Current · retrieved Supports: Education, Character
- Austin ISD loses 3,000 students amid school closures and budget crisis · KUT Radio, Austin's NPR Station · retrieved Supports: Education, Character
- UT Sets All-Time Highs for Enrollment and Student Performance · UT News, The University of Texas at Austin · retrieved Supports: Education
- Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Port St. Lucie city 204,826 (April 2020 base), 258,931 (2024) and 268,062 (2025); St. Lucie County 402,449; Fort Pierce 51,737; 232,878 (2022) and 247,573 (2023) for the 2022 and 2023 crime rates
- Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Character
- 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved Supports: point, Climate normals, Airport passengers, Port St. Lucie city: 119.216 sq mi of land, 1.609 sq mi of water, internal point 27.280554, -80.388261
- Port St. Lucie, Florida (history, General Development Corporation, St. Lucie West, Tradition, hurricanes, transportation, sports, schools) · Wikipedia · retrieved Supports: Metro population, Climate hazards, Labour market, Transit system, Education, Character
- General Development Corporation · Wikipedia · retrieved Supports: Character
- City of Port St. Lucie Comprehensive Plan 2020-2040, Future Land Use Element (adopted October 26, 2020) · City of Port St. Lucie · retrieved Supports: Character, incorporated in 1961 under the ownership of the General Development Corporation; quarter-acre lots for installment land sales; over 80,000 platted lots; the city bought General Development Utilities in 1994 after the county condemned it in 1990
- Crime Data Explorer summarized agency data, Port St. Lucie Police Department (FL0560200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
- Police Annual Report, FY 24/25 · Port St. Lucie Police Department · retrieved Supports: Violent crime rate, Homicides, Crime trend, move to FIBRS/NIBRS in late June 2024 and full-year 2024 rate not determinable; 335 sworn officers and 89 civilian staff; 10 traffic fatalities in 2024
- US Climate Normals 1991-2020, station USW00012895 Fort Pierce St. Lucie County International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.3F, July 81.4F and August 81.6F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 73.1F, precipitation 51.17 in, 66.8 days at 90F, 0.0 at 100F and 1.7 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- US Climate Normals 1991-2020, station USC00083207 Fort Pierce (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.7F, July 81.7F, 55.89 in of precipitation
- US Climate Normals 1991-2020, station USC00088620 Stuart (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, January 64.9F, July 83.2F, 62.72 in of precipitation
- NCEI data search, normals-monthly-1991-2020 stations within 27.75N to 26.95N and 80.7W to 80.1W · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, the 14 stations with 1991-2020 normals near the city, none inside it and no St. Lucie Lock station
- Climate (climate sites and Fort Pierce climate reports) · National Weather Service, Melbourne · retrieved Supports: Climate normals
- Climate Report, Fort Pierce climate summary for the month of August 2026 (CLMFPR, issued 1 September 2026) · National Weather Service, Melbourne · retrieved Supports: Climate normals, climate normal period 1991 to 2020, climate record period 1901 to 2026, August normals 81.6F mean and 6.94 in, matching USW00012895
- Global Historical Climatology Network daily summaries, Fort Pierce St. Lucie County International Airport (USW00012895), 1999-2026, and Fort Pierce (USC00083207), 1901-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, 13.08 in at the airport on 10 September 2017; 100 days at or above 90F in 2024 and 84 in 2026 through 27 September; 7 nights at or below 32F in 2026 against 16 in 2010; 23F on 2 February 2026; 7.00 in at the Fort Pierce cooperative station on 26 September 2004
- Average Annual Days of Sunshine and Percent of Possible Sunshine, Florida · Current Results (NCDC Comparative Climatic Data) · retrieved Supports: Sunshine hours, Climate normals, West Palm Beach 66% of possible, 75 sunny days, no hours
- Hurricane Frances · Wikipedia · retrieved Supports: Climate hazards
- Hurricane Jeanne · Wikipedia · retrieved Supports: Climate hazards
- Effects of Hurricane Irma in Florida (Martin and St. Lucie counties) · Wikipedia · retrieved Supports: Climate hazards
- Hurricane Milton · Wikipedia · retrieved Supports: Climate hazards
- Hurricane Milton tornado outbreak (Port St. Lucie-Fort Pierce-Vero Beach EF3 tornado) · Wikipedia · retrieved Supports: Climate hazards, Character
- St. Lucie River (North Fork, discharges, algae blooms) · Wikipedia · retrieved Supports: Climate hazards, Character
- Lake Okeechobee (discharges, 2016 algal bloom, federal aid denial) · Wikipedia · retrieved Supports: Climate hazards
- Gov. Scott Issues Emergency Order to Combat Algal Blooms in South Florida (Executive Order 18-191) · Florida Division of Emergency Management · retrieved Supports: Climate hazards
- Lake Okeechobee System Operating Manual (LOSOM) Update · The Conservancy of Southwest Florida · retrieved Supports: Climate hazards
- LOSOM Technical Summary, July 27, 2026 · South Florida Water Management District · retrieved Supports: Climate hazards, LOSOM in effect with its record of decision on 12 August 2024; regulatory releases east eliminated below Zone B/C; lake at 10.83 ft NGVD29 on 26 July 2026, in the Water Shortage Management band
- Army Corps of Engineers announces plan that will reduce freshwater releases into St. Lucie Estuary · WPTV · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for Port St. Lucie city, St. Lucie County and the Port St. Lucie MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year tables B08007 (place of work) and B08303 (travel time to work) for Port St. Lucie city and St. Lucie County · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Labour market, Character
- ACS 2024 1-year table B01002 (median age) for Port St. Lucie, Jacksonville, Miami, Tampa and Orlando cities, the Port St. Lucie MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for Port St. Lucie city, St. Lucie County, the Port St. Lucie MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care
- Local Area Unemployment Statistics, Port St. Lucie, FL MSA (LAUMT123894000000003), Port St. Lucie city (LAUCT125871500000003), St. Lucie County (LAUCN121110000000003), Martin County (LAUCN120850000000003), Florida (LAUST120000000000003), the Jacksonville, Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate, Character
- Current Employment Statistics, Port St. Lucie, FL MSA: total nonfarm (SMU12389400000000001, SMS12389400000000001), supersectors (SMU1238940xx00000001), retail trade (SMU12389404200000001) and federal, state and local government (SMU1238940909x000001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market
- Distribution/Logistics · Economic Development Council of St. Lucie County · retrieved Supports: Main sectors, Labour market
- Healthcare · Economic Development Council of St. Lucie County · retrieved Supports: Health care
- Cheney Brothers distribution center opens in Port St. Lucie, set to create 700-800 new jobs · WPTV · retrieved Supports: Main sectors, Labour market, Character
- Clover Park (Florida) · Wikipedia · retrieved Supports: Main sectors, Labour market
- St. Lucie Mets · Wikipedia · retrieved Supports: Main sectors
- Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved Supports: Sales tax
- TIP 24A01-29: St. Lucie County Extends School Capital Outlay Surtax Expiration Date · Florida Department of Revenue · retrieved Supports: Sales tax, Education
- St. Lucie County reconsiders half cent sales tax for the November ballot · WQCS · retrieved Supports: Sales tax
- Port St. Lucie, County split on sales tax ballot measure · WQCS · retrieved Supports: Sales tax
- St. Lucie County commission moves ahead with 2026 half-cent sales tax referendum · WQCS · retrieved Supports: Sales tax
- Florida Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes
- Port St. Lucie lowers property tax rate for 11th straight year · WFLX · retrieved Supports: Tax notes
- Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Board of County Commissioners of St. Lucie County, NTD 41199; Council on Aging of St. Lucie, NTD 40097; Martin County, NTD 40192) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved Supports: Transit ridership, Transit system
- Booming growth has St. Lucie County looking at future transit plans · WPTV · retrieved Supports: Transit system, Transit ridership
- Treasure Coast International Airport · Wikipedia · retrieved Supports: Airport passengers
- President Donald J. Trump International Airport (renaming, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved Supports: Airport passengers
- About Us, HCA Florida St. Lucie Hospital · HCA Florida Healthcare · retrieved Supports: Health care, Main sectors
- HCA Florida Lawnwood Hospital · HCA Florida Healthcare · retrieved Supports: Health care, Main sectors
- Tradition Hospital · Cleveland Clinic · retrieved Supports: Health care, Main sectors
- Cleveland Clinic Tradition Hospital Phases 1 and 2 · TLC Engineering Solutions · retrieved Supports: Health care
- Cleveland Clinic, Indian River Medical Center and Martin Health System Celebrate Hospital Integration · Cleveland Clinic · retrieved Supports: Health care
- Growth in St. Lucie County has schools 'busting at the seams' · WFLX · retrieved Supports: Education, Character
- St. Lucie Public Schools (schools, staff) · Wikipedia · retrieved Supports: Education
- Indian River State College (founding, campuses, bachelor's degrees, Aspen Prize) · Wikipedia · retrieved Supports: Education
- Indian River State College Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved Supports: Education
- Harbor Branch Oceanographic Institute · Wikipedia · retrieved Supports: Education
- August 2026 Central Texas housing report · Unlock MLS · retrieved Supports: A median residential sale price of $560,000 in the City of Austin in August 2026, down 4.3% from August 2025, 844 homes sold, down 10.3%, 4,554 active listings and 4.6 months of inventory in the City of Austin, No split of the city figures by property type
- Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved Supports: A typical home value of $497,418 for the city of Austin (region 10221) in August 2026, $516,564 in August 2025, so a fall of 3.7% over the year
- Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved Supports: A typical single-family value of $527,943 in the city of Austin in August 2026, against $546,174 a year earlier, down 3.3%, A typical condominium value of $355,596 in the same month, against $375,347, down 5.3%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
- Austin, TX average rent and rent trends · RentCafe / Yardi Matrix · retrieved Supports: An average Austin apartment rent of $1,641, down 2.25% from $1,678 a year earlier, updated 31 August 2026, Average rents of $1,287 studio, $1,421 one-bedroom, $1,812 two-bedroom and $2,405 three-bedroom
- Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved Supports: An observed rent index of $1,586 for the city of Austin in August 2026, down 0.31% from $1,591 a year earlier
- Tax rates and truth-in-taxation rate table, all taxing units · Travis County Tax Assessor-Collector · retrieved Supports: 2025 adopted rates per $100: Travis County 0.375845, City of Austin 0.524017, Austin ISD 0.9252, Austin Community College 0.1034, Travis County Healthcare District (Central Health) 0.118023, 2026 adopted rates for Travis County (0.386210), the City of Austin (0.579948), ACC (0.103643) and Central Health (0.132863), and no adopted 2026 rate yet for Austin ISD
- 2026 exemption listing, Travis County taxing units · Travis Central Appraisal District · retrieved Supports: A residence homestead exemption of $140,000 for Austin ISD, with no local option, Local option homestead exemptions of 20% with a $5,000 minimum for Travis County, the City of Austin and the Travis County Healthcare District, and 1% with a $5,000 minimum for Austin Community College, The same exemptions in the 2025 listing, dated 25 July 2025
- Property tax rates · City of Austin Budget Office · retrieved Supports: A fiscal 2026 rate of 0.524017 per $100, maintenance and operations 0.410282 and debt service 0.113735, A fiscal 2027 rate of 0.579948 per $100, adopted on 12 August 2026
- Ordinance No. 20251120-006, reducing the fiscal 2025-2026 tax rate to the voter-approval rate · City of Austin · retrieved Supports: The Council adopted a rate above the voter-approval rate on 13 August 2025, which triggered an automatic election, Proposition Q did not win a majority at the 4 November 2025 election, The rate reduced to the voter-approval rate of $0.524017 per $100 under Tax Code section 26.07(e), effective 1 December 2025
- Notice about tax year 2026 property tax rates and impact statement · Austin Independent School District · retrieved Supports: A 2025 rate of 0.9252 per $100, maintenance and operations 0.8022 and debt service 0.1230, A proposed 2026 rate of 0.9184, maintenance and operations 0.7954 and debt service 0.1230
- Austin ISD claims victory in tax rate election · KUT News · retrieved Supports: Austin ISD's Proposition A passed on 5 November 2024 with about 58% of the vote, raising the district's rate 9.1 cents, from 0.8595 to 0.9505 per $100
- Travis County Prop A, affordable child care passes with majority of vote in 2024 election, unofficial results show · Community Impact · retrieved Supports: Travis County's Proposition A, a tax rate increase of 2.5 cents per $100 to fund child care, passed on 5 November 2024 with 59.43% of the vote, 321,043 to 219,141
- Truth-in-taxation rate table, all Travis County taxing units, 2022 to 2026 · Travis County Tax Assessor-Collector · retrieved Supports: Travis Central Health: a 2026 total rate of 0.132863 per $100, maintenance and operations 0.123603 and debt service 0.00926, against a no-new-revenue rate of 0.118633 and a voter-approval rate of 0.135195; a 2025 total rate of 0.118023, Travis County: a 2024 total rate of 0.344445 per $100 against a voter-approval rate of 0.319445, the 2.5 cents voters approved, Austin ISD: total rates of 0.8595 for 2023 and 0.9505 for 2024, and for 2026 a no-new-revenue and voter-approval rate but no total rate
- ACC approves new property tax rate for fiscal year 2025-26 · Austin Community College District · retrieved Supports: A 2025 rate of 0.1034 per $100
- Central Health board approves fiscal year 2027 tax rate and budget · Central Health (Travis County Healthcare District) · retrieved Supports: The Board of Managers adopted the fiscal 2027 tax rate on Wednesday, 9 September 2026, in a release dated 10 September; the rate itself is in the county's rate table above
- Fiscal year 2027 tax rate impact statement · Travis County · retrieved Supports: A county tax of $1,653.72 in 2025 on a $550,000 homestead after the 20% exemption, the same arithmetic as here, The 2025 rate set with the disaster calculation after the July 2025 floods, which the county said would come out for fiscal 2027
- Valuing property: the homestead cap and the circuit breaker limitation · Texas Comptroller of Public Accounts · retrieved Supports: A residence homestead's appraised value may not rise more than 10% a year, from the year after the owner first qualifies, A 20% annual limit on the appraised value of non-homestead property valued at $5 million or less, the circuit breaker, which expires on 31 December 2026
- Tax Code, Section 41.44: notice of protest · Texas Legislature · retrieved Supports: A protest must be filed by 15 May or the 30th day after the appraisal notice is delivered, whichever is later
- 2025 annual report · Travis Central Appraisal District · retrieved Supports: 210,038 property value appeals filed in 2025, A districtwide single-family median level of appraisal of 1.00
- School district property value study, 2024 final findings, Austin ISD · Texas Comptroller of Public Accounts · retrieved Supports: Austin ISD's local value found within the confidence interval of the state's estimate, so the appraisal district's values stand as market value
- 2026 market values on their way · Travis Central Appraisal District · retrieved Supports: A median residence homestead market value of $493,449 in Travis County for 2026, against $519,677 in 2025
- Annexation · City of Austin Planning Department · retrieved Supports: The City collects no property tax in limited-purpose areas, On full-purpose annexation an area's emergency services district tax may be eliminated
- Senate Bill 2, 86th Legislature: the Texas Property Tax Reform and Transparency Act of 2019 · Texas Legislature Online · retrieved Supports: The enrolled bill summary names Senate Bill 2 of 2019, by Bettencourt et al., the Texas Property Tax Reform and Transparency Act of 2019, with provisions taking effect from 1 January 2020 to 1 January 2022
- Property tax process post-Senate Bill 2 (2019): explanatory Q&A · Texas Municipal League · retrieved Supports: S.B. 2 lowers the multiplier in a city's voter-approval rate from 8 percent to 3.5 percent more maintenance and operations revenue, for nearly every Texas city, A city that adopts a rate above the 3.5 percent voter-approval rate must hold an automatic election on the November uniform election date, where before voters had to petition for one
- Truth in taxation · Texas Comptroller of Public Accounts · retrieved Supports: The voter-approval rate gives taxing units other than school districts and special taxing units about the previous year's operating revenue plus an extra 3.5 percent
- Geologic wonders of Texas: Central Texas · Bureau of Economic Geology, The University of Texas at Austin · retrieved Supports: In Austin the Balcones escarpment generally parallels MoPac (Loop 1): west of it the city is hilly and east of it relatively flat, Hard Lower Cretaceous limestones and dolostones form the hills to the west, and younger Upper Cretaceous rocks including clays the flatter ground to the east
- Houston Black: Texas state soil · Soil Science Society of America, with USDA Natural Resources Conservation Service figures · retrieved Supports: Houston Black, a smectite clay that shrinks when dry and swells when wet, is found in the Blackland Prairie along the route of Interstate 35 from north of Dallas to just south of San Antonio, Construction on it is often plagued by cracking from the shrinking and swelling, and building foundations need reinforcing
- Floodplain management · City of Austin Watershed Protection Department · retrieved Supports: NOAA's Atlas 14 rainfall study of 2018 found Central Texas getting heavier rain than previously thought, and the City is updating its floodplain maps from it, In November 2019 the City based its development regulations on the current FEMA 500-year floodplain instead of the 100-year floodplain, pending completion of the updated maps; the maps are on ATXFloodPro
- Flood zones · Federal Emergency Management Agency · retrieved Supports: The Special Flood Hazard Area is the land flooded by the 1-percent-annual-chance flood, the base or 100-year flood; the ground between it and the 500-year flood is a moderate-risk zone
- Understanding flood risk: real estate, lending and insurance professionals · Federal Emergency Management Agency · retrieved Supports: Federally regulated or insured lenders must require flood insurance for every building in a Special Flood Hazard Area with a federally backed loan
- Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
- Texas homeowners insurance market overview · Texas Department of Insurance · retrieved Supports: A statewide average homeowners premium of $3,489 a year, from the Texas Statistical Plan for Residential Risks, Hail as the largest cause of paid homeowners losses in every year from 2016 to 2025 except 2021
- Texas homeowners insurance · NerdWallet · retrieved Supports: An average Austin premium of $4,250 a year and a Texas average of $5,910, for $500,000 of dwelling cover
- How much is homeowners insurance in Austin, TX? · Insure.com · retrieved Supports: An average Austin premium of $2,698 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026
- Renters insurance in Texas · NerdWallet · retrieved Supports: An average Austin renters premium of $136 a year for $30,000 of personal property
- Monthly homeowners' or condominium association fee, table B25143, 2024 American Community Survey 1-year estimates, Austin city · United States Census Bureau · retrieved Supports: A median monthly association fee of $76 among Austin owner-occupied units that pay one, 88,975 of 199,801 owner-occupied units, or 44.5%, paying such a fee, from table B25142
- City of Austin utility rates and fees, effective 1 July 2026 · City of Austin · retrieved Supports: A residential solid waste charge of $23.80 a month plus $4.70 to $40.30 by cart size, Clean Community fees of $5.45 and $4.80 a month, charged to every residential customer, A transportation user fee of $21.80 a month for a single-family home
- Homebuyer resources: Down Payment Assistance · City of Austin Housing Department · retrieved Supports: Up to $40,000 in assistance for first-time buyers at or below 80% of median family income, A sales price of no more than $440,000, on a home inside Austin's full-purpose city limits
- Conforming loan limit values for 2026, by county · Federal Housing Finance Agency · retrieved Supports: A baseline one-unit conforming loan limit of $832,750 for 2026, which is the limit in Travis County
- 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved Supports: A land area of 325.013 square miles for Austin city, against 319.937 in the 2020 file
- St. Lucie County median home prices rise (August 2026 market report) · MIAMI REALTORS + RWorld · retrieved Supports: A median price of single-family homes in St. Lucie County of $402,500 in August 2026, against $400,000 in August 2025, up 0.63%, Single-family sales of 444 in August 2026 against 475 a year earlier, and a condominium median of $320,000 against $298,450 on 80 sales, Single-family active listings of 2,270 against 2,351 a year earlier, and 4.9 months' supply of single-family homes, Statistics released by MIAMI REALTORS + RWorld, the MIAMI MLS and BeachesMLS, by county, with no City of Port St. Lucie figure
- 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved Supports: A land area of 119.216 square miles and a water area of 1.609 square miles for Port St. Lucie city
- Taxing authority rates and hearing information · St. Lucie County Property Appraiser · retrieved Supports: 2025 final millage of 4.6607 for the City of Port St. Lucie and 0.3143 for Port St. Lucie voted debt, against 2026 proposed rates of 4.6107 and 0.2643, 2025 final millage of 4.1985 for the county general fund (2026 proposed 4.0441), 2.7294 for fine and forfeiture (jail), 0.2500 for the county transit MSTU, 0.1352 for mosquito control and 0.1000 for Erosion District E, 2025 final school millage of 3.0480 by state law (2026 proposed 2.9970), 1.5000 capital outlay, 0.7480 discretionary and 1.0000 voter referendum, 2025 final millage of 3.0000 for the Fire District, 0.3685 for the Children's Services Council, 0.0948 for the SFWMD, 0.1026 for the SFWMD Okeechobee basin, 0.0327 for the Everglades Construction Project and 0.0270 for FIND, The law enforcement MSTU at 0.8403, community development MSTU at 0.5000, county stormwater management at 0.4731 and South Hutchinson Island erosion control at 0.5200, City of Fort Pierce at 6.9000 and the Village of St. Lucie at 2.0000
- Taxes · Economic Development Council of St. Lucie County · retrieved Supports: Total millage of 22.3097 for the City of Port St. Lucie, 24.2347 for the City of Fort Pierce and 19.1481 for the unincorporated county, from the St. Lucie County Property Appraiser's 2025 rates, For Port St. Lucie: county general fund 4.1985, law enforcement and jail 2.7294, erosion and stormwater 0.1000, parks and public transit 0.2500, school system and Children's Services Council 6.6645, fire district 3.0000, water management and mosquito control 0.3653, Florida Inland Navigation 0.0270 and municipality-specific 4.975, Totals excluding special district charges and other non-ad valorem assessments
- Port St. Lucie property taxes rising despite lower millage rate as taxable property values more than double · WFLX · retrieved Supports: The City lowering its millage rate for the tenth consecutive year, to a proposed 4.97 mills for fiscal 2026, Taxable value in Port St. Lucie of $11,795,767,510 in 2020 and $25,657,621,359 in 2025, according to the property appraiser
- Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
- Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
- Learn about exemptions · St. Lucie County Property Appraiser · retrieved Supports: A homestead exemption that reduces the taxable value of a property by up to $51,411, A filing deadline of 1 March of the tax year for which the owner is applying
- Homestead portability · St. Lucie County Property Appraiser · retrieved Supports: The transfer of some or all of the Save Our Homes benefit on a previous homestead to a new one, to a maximum of $500,000, A new homestead established on or before 1 January within three tax years of abandoning the previous one, with applications filed by 1 March
- SLC School Board sends property tax renewal referendum to commissioners for approval · WQCS · retrieved Supports: The St. Lucie County School Board placing on the 8 November 2022 ballot the continuation of its 1-mill operating levy for another four years, The mill generating about $25 million a year for the school system
- Stormwater · City of Port St. Lucie, Public Works · retrieved Supports: An annual stormwater assessment of $189, a $6 increase from the previous assessment of $183, billed on the property tax bill, A cap of $219, above which any further increase must be approved by the City Council at a public hearing, Five projects funded by the increase, among them the Oak Hammock watershed, the Elkcam basin and the E-8 canal, and accelerated swale and culvert replacement
- Port St. Lucie approves solid waste rate increase starting in October · WQCS · retrieved Supports: A solid waste assessment of $467.33 a year, $38.94 a month, from October 2025, an increase of $20.89, 168 curbside stops a year: 52 garbage, 52 recycling, 52 yard waste and 12 bulk
- Port St. Lucie approves increase in annual trash assessment · WQCS · retrieved Supports: An annual solid waste assessment of $482.16 a dwelling unit for the fiscal year beginning 1 October 2026, an increase of $14.83, on the tax bill, Property tax credits of up to $364 on the 2026 bill, from the City's $24 million Waste Pro settlement, for residential owners who owned in 2022 and still live in the house
- Special assessment districts: summary information · City of Port St. Lucie, Finance · retrieved Supports: Sixteen City special assessment districts for water, sewer, roads and stormwater, from SAD 1 Phase 1 (1994 to 2013) to Southwest Annex District PSS1-2 (2010 to 2044), Billing complete or debt paid on the early water and sewer districts; City Center running to 2034, and St. Lucie Land Holdings and Peacock to 2026
- Resolution 24-R67: Southwest Annexation Special Assessment District No. 1, revised and updated assessment roll · City of Port St. Lucie, City Council (Legistar file 2024-874) · retrieved Supports: Special assessments for stormwater, roadway, water and wastewater improvements in the district, also known as Southern Grove, established by Resolution 10-R64 over thirty years and extended five years by Ordinance 16-41, An annual assessment for fiscal 2024-25 of $7,181,980.75 on 2,415 benefitted properties, collected through the non-ad valorem portion of the November 2024 tax bill, A final debt service payment due in fiscal 2044-45
- Community development districts · City of Port St. Lucie, GIS (ArcGIS feature service) · retrieved Supports: Forty-two mapped district polygons with forty-one distinct names across the city, Among them Tradition #1 to #10, Southern Grove #1 to #6, Verano #1 to #5 and Verano Center, Veranda #1 and #2, St Lucie West, Reserve #1, Tesoro, River Place and Portofino Isles
- Tradition Community Development Districts 1 to 11: regular board meeting and public hearing book, 2 September 2026, fiscal 2027 final budget · Tradition Community Development Districts · retrieved Supports: Fiscal 2027 operations and maintenance assessments per single-family unit of $560.85 in CDDs 1 and 2, $439.51 in CDDs 3 to 6 and $967.80 in CDDs 7 to 11, against $562.50, $455.16 and $969.46 for fiscal 2026, Series 2014 bonds of $53,170,000 maturing May 2035, assessed at $715.89 per single-family unit grossed up per the methodology, Series 2021 bonds maturing May 2052 and Series 2025 bonds maturing May 2056
- Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
- Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
- Utility customer service guide: residential rates effective 1 October 2025 (Ordinance 25-51) · City of Port St. Lucie, Utility Systems Department · retrieved Supports: An average residential water and wastewater bill of $96.31 a month for two people using 5,000 gallons, and $126.47 for three using 7,000, Conversion from a well and septic tank to City water and low-pressure sewer outside the SAD and USA areas at $18,821 paid in full, or 120 interest-free monthly payments of $150.72, Grants for income-qualified households toward the cost of connecting to City sewer, and a recorded capital charge installment payment agreement for the financing
- Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved Supports: A single-family observed rent index of $2,681 for the Port St. Lucie metro area (region 394995) in August 2026, against $2,608 a year earlier
- Rent estimates summary, September 2026 · Apartment List · retrieved Supports: For St. Lucie County, September 2026: $1,393 overall, $1,097 for one bedroom and $1,271 for two, with rents up 0.36% on the month and down 0.10% on the year, For the Port St. Lucie metro area: $1,396 overall, $1,102 and $1,322, down 0.22% on the year, No row for the City of Port St. Lucie among the file's cities
- Apartments for rent in Port St. Lucie, FL: average rent · Apartment List · retrieved Supports: Average listed rents of $1,635 and up for a studio, $1,772 and up for one bedroom, $2,145 and up for two, and $2,505 and up for three or more
- Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median household income of $86,241 in Port St. Lucie city, against $73,811 in St. Lucie County and $77,735 for Florida, A median owner-occupied home value of $420,600 in Port St. Lucie city, against $396,900 for Florida, 77,663 of Port St. Lucie's 94,324 occupied homes owner-occupied, and a median gross rent of $2,133 against $1,812 for Florida
- Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median gross rent of $1,637 for one bedroom, $1,872 for two, $2,247 for three and $2,645 for four
- Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved Supports: 19,945 of 77,663 owner-occupied units, or 26%, paying a homeowners' association or condominium fee, A median monthly fee of $346 among them, and 3,570 paying $500 or more a month
- Documentary stamp tax · Florida Department of Revenue · retrieved Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
- Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
- Florida homeowners insurance · NerdWallet · retrieved Supports: An average Port St. Lucie premium of $4,630 a year, $386 a month, against $3,765 in Orlando, $4,160 in West Palm Beach and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
- Homeowners insurance in Port St. Lucie, FL · insurance.com · retrieved Supports: An average Port St. Lucie premium of $7,901 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, last updated 24 March 2026, The cheapest insurer in Port St. Lucie at an average of $3,194
- Best home insurance in Florida (2026) · Insurify · retrieved Supports: An estimated average annual premium of $13,752 in Port Saint Lucie for $300,000 of dwelling cover, against $4,032 in Jacksonville and $15,396 in Miami, updated 27 September 2026
- Renters insurance in Florida · NerdWallet · retrieved Supports: An average Port St. Lucie renters premium of $147 a year, $12 a month
- Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
- Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
- FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
- Tropical cyclone report: Hurricane Frances, 25 August to 8 September 2004 · National Hurricane Center · retrieved Supports: Landfall over the southern end of Hutchinson Island near 0430 UTC on 5 September 2004 as a Category 2 hurricane, The highest measured storm surge, 5.89 feet above mean sea level, on the Florida east coast at the St. Lucie Lock
- Tropical cyclone report: Hurricane Jeanne, 13 to 28 September 2004 · National Hurricane Center · retrieved Supports: Landfall with the center of its eye crossing the coast at the southern end of Hutchinson Island just east of Stuart at 0400 UTC on 26 September 2004, The highest wind gust reported from Florida, 111 knots, at Fort Pierce Inlet
- SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
- Housing programs · City of Port St. Lucie, Neighborhood Services · retrieved Supports: A Homebuyer Assistance Program, funded with what remains of the federal Neighborhood Stabilization Program, and the State Housing Initiatives Partnership program listed as current programs, Contact by email to Housing@cityofpsl.com or by telephone at 772-344-4084
- Program offering up to $100K in assistance for first-time homebuyers in Port St. Lucie · WPTV · retrieved Supports: The City's revamped Homebuyer Assistance Program with the Community Land Trust of Palm Beach County and the Treasure Coast, May 2024, offering up to $100,000 in federal funds to four to six first-time buyers by lottery, Buyers living or working in the city, with household income of at least $70,000 and no more than 120% of the area median, a 620 credit score and a 1% contribution
- Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program