City comparison · 170 km apart

Miami vs Port St. Lucie: which should you move to?

Miami or Port St. Lucie? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

The city from the water
Florida · United States

Miami

Photograph: The city from the water · P. Hughes · CC BY 4.0 · source
Lake Tradition at twilight
Florida · United States

Port St. Lucie

Photograph: Lake Tradition at twilight · Serge Yatunin · CC BY-SA 4.0 · source
The short answer

Both cities are in Florida and price in US dollars, so neither takes income tax, a single filer on $100,000 pays the same $13,449 in federal tax in each, sales tax is 7% in both counties, and the homestead rules are the same. The difference is the house and what local pay does with it. Mortgage, property tax and insurance come to about $4,404 a month on Miami's typical home and about $3,267 on St. Lucie County's single-family median, and the $1,137 gap would be about $1,249 with Miami's payment priced at Port St. Lucie's September rate of 7.03% rather than August's 6.67%. That is roughly 80% of the City of Miami's median household income against 45% of Port St. Lucie's, which at $86,241 is the highest of the Florida cities here. On the same Zillow index Miami's typical home was $582,621 and Zillow's index for the City of Port St. Lucie stood at $384,593, about two-thirds of it, though Port St. Lucie's tax takes the larger share of the price, about 1.99% against 1.86%. Crime favors Port St. Lucie on the FBI's counts for both: 128 violent offenses per 100,000 on the FBI's population against Miami's 358.6, and 4 homicides, about 1.5 per 100,000, against 26 and 5.2. Miami's January is 6.3 F warmer, its metro unemployment 3.7% against 5.3%, and it has rail and a hub airport. Choose Miami for a 20.3 C January, Metrorail and the Metromover, the tighter job market and MIA. Choose Port St. Lucie for a house local pay can carry, the lowest crime rates of any city this site compares, and a growing school district, if you will drive everywhere and perhaps commute out of the county.

Population
MeasureMiamiPort St. LucieAdvantage
City population489,812 (2025)268,062 (2025)Not directly comparable
Metro population6,391,072 (2025)568,721 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
10.8% (2020-2025)30.9% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureMiamiPort St. LucieAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$582,621 (June 2026)$402,500 (August 2026)Port St. Lucie
Detached house benchmark
Miami and Port St. Lucie publish a single house index rather than a composite, so the two rows repeat.
$582,621$402,500Port St. Lucie
Apartment or condominium benchmarkNot published$188,371Not directly comparable
Two-bedroom rent$3,004/mo (median, June 2026)$1,271/mo (median, September 2026)Port St. Lucie
One-bedroom rent$2,583/mo$1,097/moPort St. Lucie
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
54.3% of a year's income17.7% of a year's incomePort St. Lucie
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$2,998/mo at 6.67%$2,149/mo at 7.03%Port St. Lucie
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
8.8×4.7×Port St. Lucie
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$10,808/yr (1.855%, 2025)$8,022/yr (1.993%, 2025)Miami
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$3,496 (seller pays)$2,818 (seller pays)Miami
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Miami: About 1.86% of what you pay for the house, which is lower than the 19.9878 mills charged here, and the difference is Florida's homestead exemption rather than any assessment lag. The state assesses at full market value and a purchase resets the assessment to the price. What there is instead is an exemption: $25,000 of taxable value comes off for every taxing authority and a second slice comes off for all of them except the school district, which levies 6.4990 of the 19.9878. That second slice was $25,000 through the 2024 tax roll and has been adjusted for inflation every 1 January since, under the 2024 amendment to Article VII section 6 of the state constitution, so it is now somewhat more than $25,000. The figures here use the base amount, because the Department of Revenue sends the adjusted figure to the county property appraisers rather than publishing it. The difference is worth a few dollars a year on a bill, and the county property appraiser can tell you the amount in force. A homesteaded buyer's first-year bill is therefore about $10,808 on the $582,621 typical home value here. Miami runs its own fire department, so it pays none of the county's 2.3965-mill Fire Rescue district levy. One of only five municipalities in Miami-Dade in that position, and worth more than most municipal rates on this table. The exemption is not automatic: you file for it with the Miami-Dade Property Appraiser by 1 March of the year after you buy. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is. Port St. Lucie: About 1.99% of the price for a homesteaded owner, worked out on the $402,500 St. Lucie County single-family median, which is lower than the 22.3097 mills a house in the City of Port St. Lucie is charged because of Florida's homestead exemption rather than any assessment lag. The stack is long. St. Lucie County levies 4.1985 for its general fund, 2.7294 for the jail and courts, 0.2500 for transit, 0.1352 for mosquito control and 0.1000 for the erosion district; the City 4.6607 for operations and 0.3143 for voted debt; St. Lucie Public Schools 6.2960 (3.0480 set by state law, 1.5000 for capital outlay, 0.7480 discretionary and 1.0000 approved by voters); the St. Lucie County Fire District 3.0000; the Children's Services Council 0.3685; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; and the Florida Inland Navigation District 0.0270, for 2025. The county's law enforcement, community development and stormwater taxing units are charged only outside the cities. The school lines are charged on the price less $25,000, $377,500, and the rest on the price less a second slice as well, $352,500 on the base amounts, so a homesteaded buyer's first bill is about $8,022. Without a homestead, as a landlord or a buyer who never files, the same house owes $8,980. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the St. Lucie County Property Appraiser now gives a homestead worth up to $51,411 in all, which brings the same bill to $7,999; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $23 for it. The rates proposed for 2026 add to 22.0043, with the City's operating rate at 4.6107, its debt rate at 0.2643 and the county's general fund at 4.0441. The exemption is not automatic: you file with the property appraiser by 1 March. The City's solid waste assessment, $467 for 2025-26 and $482 for 2026-27, and its stormwater assessment of $189 come on the same bill, about $656 a year together, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureMiamiPort St. LucieAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000359 (2025)130 (2025)Port St. Lucie
Property crime per 100,0002,241 (2025)637 (2025)Port St. Lucie
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
26 (2025)4 (2025)Not directly comparable
Miami

FBI CDE counts for Miami PD show violent offenses falling from 2,245 in 2023 to 2,225 in 2024 and 1,787 in 2025 (a 20 percent one-year drop), property offenses from 13,928 to 11,178, and homicides from 61 in 2020 to 26 in 2025. Mid-2025 the department reported robberies down 17 percent and auto thefts down 37 percent against the first half of 2024.

What the rates cover: Miami Police Department (ORI FL0130600), FBI Crime Data Explorer NIBRS summarized data, 1,787 violent offenses in calendar 2025 against a CDE agency population of 498,792. 2024: 2,225 offenses, 483.1 per 100k. Miami PD moved to NIBRS mid 2022, so 2021 is blank and 2022 is a partial year in the CDE.

Homicides: Miami PD, FBI CDE: 26 murders and nonnegligent manslaughters in 2025, 5.2 per 100k. 2024: 29 (6.4 per 100k), 2023: 32 (7.1), 2020: 61 (12.8). Miami PD said in July 2025 the city might beat its record low of 24 set in 1946.

Port St. Lucie

Port St. Lucie's record is short and broken by a change of system, so no trend can be read from it with confidence. The FBI CDE carries no 2021 data for the department, annual totals for 2022 and 2023 under the old summary system (267 and 243 violent offenses, 1,745 and 1,840 property offenses, about 115 and 98 violent offenses per 100,000), only June to December of 2024, after the switch to incident-based reporting in late June (182 violent and 995 property offenses in those seven months), and a full twelve months for 2025 (349 and 1,708). The 2025 violent count is higher than 2023's mainly because of aggravated assaults, 298 against 182, and the department itself says the two systems count crime differently. What does hold across every year is the level: violent crime at about a third of Miami's and Tampa's rates or less, a quarter of Jacksonville's and a sixth of Orlando's, and three to six homicides a year in a city of more than a quarter of a million. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 349 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Port St. Lucie Police Department (ORI FL0560200) in calendar 2025, divided by the 268,062 Vintage 2025 city population. On the CDE's own agency population of 273,427 the rate is 128. That is the lowest of any city this site compares, less than half El Paso's 288 and about a third of Miami's 359 and Tampa's 375.5. 2025 is the first full year of incident-based (NIBRS) reporting for this agency: the department moved to Florida's incident-based system in late June 2024 and says the old and new counts are not comparable, so a full-year 2024 rate could not be determined (PSLPD annual report).

Homicides: 4 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.5 per 100,000 on the city population, the lowest count and rate of any US city this site compares (Orlando had 10, Tampa 17, Miami and El Paso 26). The CDE series is 6 in 2022, 5 in 2023, 3 in the seven months of 2024 it covers and 4 in 2025. A department of 335 sworn officers and 89 civilian staff in 2025 (PSLPD annual report) polices a city that counted 10 traffic deaths in 2024, more than twice its homicides.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureMiamiPort St. LucieAdvantage
January mean20.3 °C16.8 °CNot directly comparable
July mean28.9 °C27.4 °CNot directly comparable
Precipitation a year1,712 mm1,300 mmNot directly comparable
Snowfall a year0 cm0 cmNot directly comparable
Sunshine a year3,154 hoursNot publishedNot directly comparable
Miami

NOAA NCEI 1991-2020 monthly normals at Miami International Airport (USW00012839): January mean 68.6 F, July 84.1 F (August is warmest at 84.2 F), annual mean 77.4 F, annual precipitation 67.41 in, snow 0. Sunshine about 3,154 hours a year comes from NOAA Comparative Climatic Data (older period), not the 1991-2020 normals. Hazards: hurricanes and storm surge, seasonal king tide and rainfall flooding, heat and humidity from May to October, frequent thunderstorms (roughly 80 thunder days a year).

Hazards: Hurricanes and storm surge every June to November, with chronic tidal and rain flooding; windstorm and separate NFIP or private flood cover are a real carrying cost and coastal home premiums commonly run $4,000 to $7,000 a year or more.

Port St. Lucie

NOAA NCEI 1991-2020 normals for Fort Pierce St. Lucie County International Airport (station USW00012895), at Treasure Coast International Airport about 15 miles north of the city's center, which is the station behind the National Weather Service's Fort Pierce climate site, the one the NWS Melbourne office reports for this part of the Treasure Coast (its monthly Fort Pierce reports compare each month against this station's normals, such as August's 81.6F and 6.94 in, and carry a threaded record back to 1901): January mean 62.3F, July mean 81.4F, annual mean 73.1F, 51.17 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the Fort Pierce cooperative station (USC00083207), about 11 miles north of the city's center. August is the warmest month by two tenths of a degree at 81.6F, with a mean high of 90.2F; January's mean low is 51.2F. August (6.94 in) and June (6.69 in) are the wettest months, and June through September bring 25.75 in, half the year; February (2.17 in) is the driest. The normals count 66.8 days a year at 90F or above, none at 100F and 1.7 nights at or below freezing. Converted here to 16.8 C, 27.4 C, 1,300 mm and 0 cm. No station has 1991-2020 normals inside the city, and the two nearest bracket it: the Fort Pierce cooperative station averages 62.7F in January and 81.7F in July with 55.89 in a year, and Stuart, about 11 miles to the southeast and closer to the coast, 64.9F and 83.2F with 62.72 in. NCEI lists no 1991-2020 normals for the St. Lucie Lock station. Port St. Lucie's January is a little warmer than Orlando's (60.6F) and Tampa's (62.0F) and much colder than Miami's (68.6F), and its July is the coolest of the five Florida cities this site compares. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 NCDC basis of the other US profiles' sunshine hours, lists no Treasure Coast station; its Florida table gives West Palm Beach 66% of possible sunshine and 75 sunny days but no hours, and the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, and this stretch of coast has been hit directly. On 5 September 2004 Frances came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, as a Category 2 hurricane with winds of about 105 mph; it produced the highest gust recorded in Florida, 108 mph (174 km/h), in Fort Pierce, and a storm surge of 5.89 ft at the St. Lucie Lock, and damage topped $1 billion in each of St. Lucie, Martin and Indian River counties. Three weeks later, on 26 September, Jeanne made landfall 5 miles from the same spot at 120 mph, the strongest of the two, with gusts of 128 mph (206 km/h) at Fort Pierce Inlet; thousands of homes in St. Lucie County were damaged or destroyed, a man in the county was electrocuted by a downed power line, and the county's schools, closed since Frances, did not reopen until 4 October (Wikipedia). The Fort Pierce cooperative station recorded 7.00 in (178 mm) of rain on the day Jeanne arrived. Wikipedia counts Frances, Jeanne and Wilma (2005) as direct hits on the city. Rain is the other storm hazard: Irma dropped 13.08 in (332 mm) on the Fort Pierce airport on 10 September 2017, the wettest day in its record since 1999, and 21.66 in near the Fort Pierce water plant, the highest total in Florida; about 150,000 homes and businesses in St. Lucie County lost power. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, a high-end EF3 tornado tracked north from the Port St. Lucie area past Fort Pierce to Vero Beach, partially collapsed two warehouses and destroyed or flipped more than 20 mobile homes in the Spanish Lakes community, where six people died; Wikipedia counts seven deaths in St. Lucie County from the storm and $514 million of damage from that tornado. The water itself is the slower hazard. The North Fork of the St. Lucie River runs through the city to an estuary it shares with Stuart, and when Lake Okeechobee runs high the Army Corps of Engineers releases lake water east through the St. Lucie Canal into the river's South Fork: 137 billion gallons in 2013 and 237 billion from January to November 2016. That fresh, nutrient-laden water feeds toxic blue-green algae blooms; the federal government refused disaster aid for the 2016 bloom in the St. Lucie Estuary, and in July 2018 Governor Rick Scott declared a state of emergency over the discharges and algae in seven counties including St. Lucie and Martin (Executive Order 18-191). The Corps' new lake schedule, LOSOM, took effect with its record of decision on 12 August 2024; it allows releases south in every zone and ends regulatory releases east to the St. Lucie below the lake's upper zones (South Florida Water Management District), and the Corps said when it chose the plan that it would cut discharges to the St. Lucie Estuary by about two-thirds. In late July 2026 the lake stood at 10.83 ft, in its water shortage band, far below any level that would trigger releases. Heat is long rather than extreme: the normals count 66.8 days a year at 90F or above and none at 100F (37.8 C); the airport recorded 100 such days in 2024, the most in its record since 1999, and 84 in 2026 through 27 September. Frost is rare but real: 1.7 nights a year at freezing on the normals, and seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February 2026.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureMiamiPort St. LucieAdvantage
Median household income$66,337 USD (2024)$86,241 USD (2024)Port St. Lucie
Unemployment rate3.0% (June 2026)5.3% (July 2026)Miami
Sales tax7%7%Even
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%37%Even
Income tax on $100,000, single filer
Miami and Port St. Lucie sit under one province's or state's income tax, so the two cells describe the same tax and any difference between them is one of method rather than of tax. Florida levies no income tax, so both cells are the federal bill on $100,000 and they agree to the dollar. The Advantage column is Even for that reason, and the essay below says the same thing.
$13,449 USD$13,449 USDEven
Miami

Nonfarm employment in the Miami-Miami Beach-Kendall metropolitan division was 1,351,000 in June 2026, up 8,800 (0.7 percent) over the year, led by education and health services (+6,100) and professional and business services (+4,800); Broward shed 5,000 jobs over the same period. MIA handled nearly 3.5 million tons of cargo in 2025, the most of any US airport.

Main sectors: Trade, transportation and logistics (port and airport), Tourism and hospitality, Finance and professional services, Health care and education, Real estate and construction.

No state or local income tax. Property tax and insurance are the taxes and costs that bite in Miami: homestead exemption and the Save Our Homes 3 percent assessment cap favour long-time owners over new buyers.

Port St. Lucie

BLS counted 177,800 nonfarm jobs in the Port St. Lucie MSA in August 2026 (not seasonally adjusted, preliminary), up 900 or 0.5% on the year, a slower pace than the population. Private education and health services added the most (+800, or 2.3%, to 34,900), then leisure and hospitality (+700, or 3.3%, to 21,800) and manufacturing (+300, to 8,500), while professional and business services lost 600 (-2.4%, to 23,900) and mining, logging and construction 400 (-2.5%, to 15,500); government held at 20,200, of which federal employment is only 1,100. The seasonally adjusted series (SMS12389400000000001) was 178,800 in August 2026, 0.1% above August 2025. Many residents work elsewhere: 40% of the city's workers (47,007 of 117,414) worked outside St. Lucie County in 2024, almost all of them elsewhere in Florida, and 13% of those who commute spend an hour or more getting there (ACS 2024 1-year, B08007 and B08303). The city has tried to change that with the jobs corridor in Tradition's Southern Grove: Cheney Brothers opened its distribution center there in late 2023 and expects 700 to 800 jobs, and WPTV described the city's pitch as a way out of being a bedroom community of commuters. Tradition itself, a former cattle ranch west of I-95 developed by Core Communities from 2006 with room for more than 18,000 homes, and St. Lucie West before it, are where most of the city's commercial land and new building are (Wikipedia). Clover Park, the Mets' 7,160-seat spring training stadium, opened for the 1988 season, when the team moved from St. Petersburg.

Main sectors: Health care, the metro's fastest-growing large sector (private education and health services, 34,900 jobs in August 2026): HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, and in Fort Pierce HCA Florida Lawnwood Hospital, Retail and the rest of trade, transportation and utilities, the metro's largest sector by payroll jobs (37,200 in August 2026, 23,600 of them in retail), Logistics and distribution in the Tradition and Southern Grove area off I-95: an Amazon delivery station, a FedEx Ground sortation center and Cheney Brothers' food distribution center at Legacy Park, and a 1.87-million-square-foot Costco depot that opened in 2026, Construction and real estate, building out a city platted in the 1960s and the master-planned communities of St. Lucie West and Tradition (mining, logging and construction, 15,500 jobs), Spring training and leisure: the New York Mets have trained at Clover Park since 1988, and the St. Lucie Mets play the minor league season there (leisure and hospitality, 21,800 jobs).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 28 September 2026 the City Council unanimously adopted a $971.6 million budget for fiscal 2027 and cut the city's operating rate for the eleventh year in a row, from 4.9750 to 4.8750 mills, about $4.88 per $1,000 of taxable value; the city says the rate is 25% lower than in 2016 and the third-lowest municipal rate among Florida's 20 largest cities (WFLX). The county, school board and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureMiamiPort St. LucieAdvantage
SystemMiami-Dade Transit (Metrorail, Metromover, Metrobus); Brightline and Tri-Rail regional railArea Regional Transit (ART), run by St. Lucie County: fare-free fixed-route buses on eight routes, five of which serve Port St. Lucie (Wikipedia), on-demand microtransit zones and door-to-door paratransit for eligible riders, serving Port St. Lucie, Fort Pierce, St. Lucie Village and the unincorporated county; it began as a demand-response service and took its present name in 2020. Martin County runs its own bus service, and there is no rail service in the city: the Florida East Coast Railway's main line crosses its eastern edge without a station.Not directly comparable
Commute by public transit7.7% (2024)0.5% (2024)Miami
Walk or cycle to work5.7% (2024)1.4% (2024)Miami
AirportMiami International Airport, MIA, 55.3 million passengers in 2025 (about 1 percent below 2024's record 55.9 million), per Miami-Dade Aviation Department release of May 4 2026Port St. Lucie has no airline service of its own. Treasure Coast International Airport, owned by St. Lucie County about 3 miles northwest of downtown Fort Pierce, serves general aviation, flight schools and private flights to the Bahamas, with a customs station; its last scheduled airline service ran briefly in 1988 (Wikipedia). The nearest large airport is President Donald J. Trump International Airport in West Palm Beach, named Palm Beach International (PBI) until 9 July 2026 and coded DJT since 18 August 2026, about 45 miles south of the city's center in a straight line; it handled a record 8,657,372 passengers in 2025, 3.0% more than 2024's 8,403,519 (Wikipedia, citing the airport's traffic reports). Orlando International is about 125 miles to the northwest.Not directly comparable
Miami

Miami-Dade Transit carried 80,797,500 unlinked trips in 2025 (APTA ridership report, as cited on Wikipedia): Metrorail 14,971,300, Metromover 7,683,800, the rest on Metrobus. Q4 2025 weekday averages: Metrorail 50,300, Metromover 25,600, system 259,400.

Port St. Lucie

ART carried 825,588 unlinked trips in 2025, 581,985 of them on its fixed-route buses and 243,603 on demand-response service, on the National Transit Database's monthly ridership file (Federal Transit Administration). That is about an eighth of Sun Metro's 6.2 million in El Paso, a city two and a half times as large. The service went fare-free in 2018 and ridership tripled (WPTV): bus trips under the Council on Aging of St. Lucie, which ran the system until 2020, went from 277,513 in 2017 to 584,518 in 2018 and 726,750 in 2019. They have not returned to that peak since the county took the service over: 421,503 in 2021, 562,968 in 2023 and 581,985 in 2025, while demand-response trips have grown from 64,965 in 2021 to 243,603. WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Palm Tran, Brightline and Tri-Rail, at a $3 fare; this file did not confirm its current schedule.

06: Daily life

Health care, schools and what each city is like

Miami

Health care

Care is paid for through employer or marketplace insurance, Medicare or Medicaid, and Florida has not expanded Medicaid, so the uninsured share runs above the national rate and emergency rooms carry the gap. Jackson Memorial, the public safety-net hospital with more than 1,500 licensed beds, is the teaching hospital of the University of Miami Miller School of Medicine; Baptist Health South Florida, Mount Sinai Medical Center and the Miami VA are the other large systems.

Education

Miami-Dade County Public Schools is the third largest district in the country but enrolled 313,220 students in 2025-26, down about 13,000 in a year as charters and vouchers grew, and the board approved school closures and consolidations in 2026. Florida International University enrolls roughly 50,000 students and the private University of Miami about 20,000; magnet programs such as Design and Architecture Senior High and the choice-heavy system mean school assignment is something families actively manage.

Living there

The city proper is dense, young and majority Hispanic, with Spanish as common as English in daily business, and it has grown almost 11 percent since 2020 on finance and tech arrivals who pushed rents and condo prices up fast. Summers are long, wet and hot, winters are the reason people stay, and every household budgets for hurricane season, windstorm insurance and flooded streets at king tide. Driving is the default outside the Metrorail and Metromover corridors, and traffic is the complaint residents raise most.

Port St. Lucie

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Port St. Lucie's was 9.9% (25,579 of 257,314), St. Lucie County's 11.4% and the metro's 11.0%. Two hospitals are in the city. HCA Florida St. Lucie Hospital, formerly St. Lucie Medical Center, has 282 licensed beds and treats more than 90,000 patients a year, by HCA's own figures. Cleveland Clinic Tradition Hospital opened in Tradition in 2013 with 90 beds and has since grown to nine stories and 177 private rooms; it was Martin Health System's Tradition Medical Center until Martin Health joined Cleveland Clinic as a full member in January 2019, and it runs a 24-hour emergency department and maternity care. The region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital is a Level II trauma center serving St. Lucie, Martin, Indian River and Okeechobee counties, with a Level III neonatal intensive care unit. This file did not verify a wait time figure for primary or specialist care.

Education

St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year; its superintendent said the schools were 'busting at the seams' (WFLX). It opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school and the first K-8 in Tradition, for 2026, and in November 2024 voters extended its half-cent sales tax for school construction to the end of 2036 (Florida Department of Revenue). Indian River State College, a public college founded in Fort Pierce in 1959 that has offered bachelor's degrees since 2008 and won the Aspen Prize for Community College Excellence in 2019, has its Pruitt campus in Port St. Lucie and enrolled 15,429 students in 2024-25, 61% of them part time (IPEDS, as compiled by UnivStats). FAU Harbor Branch Oceanographic Institute, founded in 1971 and part of Florida Atlantic University since 2007, works from a 144-acre campus on the Indian River Lagoon north of Fort Pierce and accounts for about a third of FAU's research activity (Wikipedia); Keiser University also has a campus in the city (Wikipedia).

Living there

Port St. Lucie was a land sale before it was a city. In 1958 the General Development Corporation bought about 40,000 acres along the North Fork of the St. Lucie River, and the city was incorporated in 1961 under its ownership; GDC platted more than 80,000 quarter-acre lots and sold most of them by mail on installment plans to buyers across the country and abroad, with little thought, the city's own comprehensive plan says, for water, sewage, roads or drainage (City of Port St. Lucie; Wikipedia). The result is a city of single-family houses on small lots laced with canals, whose water and sewer system the city bought in 1994, after GDC's bankruptcy, and began extending to the platted lots in 1996. Newer, planned growth came west of I-95, in St. Lucie West in the 1990s and Tradition from 2006. It has grown faster than any other US city of 200,000 people since 2020, 30.9%, almost entirely on people moving in from elsewhere, and it is older than the other Florida cities here, with a median age of 44.3. It is car-dependent even by Florida standards: 0.5% of workers take transit, the lowest share of any city this site compares, and 40% of workers leave the county for work. It is also, on the FBI's counts, the safest city here, with 130 violent offenses per 100,000 and four homicides in 2025, and its household income, $86,241, is the highest of the Florida cities here. The risks are water and wind: Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and discharges from Lake Okeechobee have turned the St. Lucie River's estuary green with algae. The open questions are growth's: schools at capacity, the highest unemployment rate of any US metro here at 5.3%, and whether the jobs corridor in Tradition can make a commuter town into a place people also work.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars, so the figures net directly, though the two headlines are different instruments. Miami's is Zillow's typical home value for the city across all homes, $582,621 in June 2026, 0.7% below a year earlier. Port St. Lucie's is MIAMI REALTORS and RWorld's median sale price of single-family homes in St. Lucie County, $402,500 in August on 444 closed sales, 0.6% above the $400,000 of a year earlier; no City of Port St. Lucie median is published, and the city is two-thirds of the county's people. Zillow's index for the City of Port St. Lucie, the like-for-like figure, stood at $384,593 in August, 1.3% lower on the year, so Miami's typical home is about 1.5 times it. Against local pay the headlines are 8.8 times the City of Miami's 2024 median household income of $66,337 and 4.7 times Port St. Lucie's $86,241. At 20% down, Miami's $466,097 loan at 6.67%, Freddie Mac's August rate, costs $2,998 a month, and the $322,000 loan on St. Lucie County's median at 7.03%, the rate for 24 September, $2,149. A homesteaded buyer's first-year property tax is about $10,808 in Miami, 1.86% of the price on 19.9878 mills, against $8,022 in Port St. Lucie, 1.99% on 22.3097, and insurance is budgeted at $505 and $450 a month, neither including flood. The three lines come to about $4,404, or $4,516 at September's rate, and $3,267, roughly 80% and 45% of local median income; on Zillow's value for Port St. Lucie the carry would be about $3,138. Zillow's observed rent index was $3,004 in Miami in June 2026 and $2,396 in Port St. Lucie in August, about 54% and 33% of median income. Apartment List's St. Lucie County medians, $1,097 for a one-bedroom and $1,271 for a two-bedroom in September, run far below that, because much of the city's rental stock is single-family houses, which an apartment index barely sees.

This is one of the pairs where the definitions match, since both cities' figures are the FBI's Crime Data Explorer counts for 2025, and on them Port St. Lucie is the safer on every line. Miami Police submitted 1,787 violent offenses, 358.6 per 100,000 on the FBI's agency population of 498,792, and 11,178 property offenses, 2,240.8. The Port St. Lucie Police Department submitted 349 violent offenses, 128 per 100,000 on the FBI's agency population of 273,427 and 130 on the Census estimate of 268,062, the lowest rate of any city this site compares, and 1,708 property offenses, 625 or 637. Homicide was 4 in Port St. Lucie, about 1.5 per 100,000, against 26 in Miami, 5.2. Two cautions apply to the smaller city's figures. Its property total counts only 2 motor vehicle thefts, against 86 and 122 under the old system in 2022 and 2023, so it probably undercounts, though with 122 added the rate would still be about 682. And its record is short: 2025 is the department's first full year of incident-based reporting after the switch in late June 2024, which the department says is not comparable with the old counts, so no trend can be read. What holds in every year on file is the level, violent crime at about a third of Miami's rate or less and three to six homicides a year. Miami's own direction is down: its violent offenses dropped 20% in 2025, from 2,225, and its homicides have come down from 61 in 2020, though its department moved to the incident-based system in mid-2022, so its series before 2023 is incomplete. The Port St. Lucie counts were read on 1 October 2026 and can still be revised.

Miami has the warmer winter and the hotter summer, and both coasts are in the hurricane belt. January averages 20.3 C at Miami International against 16.8 C at the Fort Pierce airport, about 15 miles north of Port St. Lucie's center, 6.3 F cooler; July averages 28.9 C against 27.4 C, the coolest July of the five Florida cities this site compares. Miami gets 1,712 mm of rain a year and Port St. Lucie 1,300 mm, half of it from June through September, and neither has snow in the normals. Port St. Lucie's normals count 66.8 days a year at 90F or above and 1.7 nights at or below freezing, though 2024 brought 100 of those hot days and early 2026 seven freezing nights, with a low of 23F (-5.0 C) on 2 February. Miami's sunshine on the older series is about 3,154 hours; no Treasure Coast station has a published figure. The storms reach the two differently. Miami's are hurricanes and storm surge, with chronic tidal and rain flooding between them and roughly 80 thunder days a year. Port St. Lucie's stretch of coast has been hit directly: in September 2004 Frances and then Jeanne, three weeks apart, came ashore at the southern end of Hutchinson Island a few miles away, Frances with a 5.89 ft surge at the St. Lucie Lock and Jeanne with gusts of 128 mph at Fort Pierce Inlet. Irma dropped 13.08 in (332 mm) on the Fort Pierce airport in 2017, and on 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, an EF3 tornado killed six people in the Spanish Lakes community just north of the city. The slower hazard is the river. Lake Okeechobee releases sent east through the St. Lucie Canal have fed toxic algae blooms in the estuary the city shares with Stuart, and the Corps' lake schedule adopted in August 2024 is meant to cut those discharges by about two-thirds.

Miami's labor market is far larger and tighter, and Port St. Lucie's households earn more. On the same unadjusted basis BLS put July 2026 unemployment at 3.7% for the Miami-Fort Lauderdale-West Palm Beach metro and 5.3% for Port St. Lucie's, up from 4.7% a year earlier and the highest of any US metro this site compares. The Miami-Miami Beach-Kendall division alone had 1,351,000 nonfarm jobs in June, 0.7% more than a year earlier; the Port St. Lucie metro, St. Lucie and Martin counties, had 177,800 in August, 900 more, a slower pace than its population. Miami's economy runs through the port, the airport, tourism, finance and health care, and MIA handled nearly 3.5 million tons of cargo in 2025, the most of any US airport. Port St. Lucie's largest sectors are retail and the rest of trade and transportation, 37,200 jobs, and health care, 34,900 and the fastest-growing, with logistics building out in Tradition's Southern Grove, where Cheney Brothers' distribution center expects 700 to 800 jobs and a Costco depot opened in 2026; the Mets have trained at Clover Park since 1988. Many residents work elsewhere: 40% of the city's workers worked outside St. Lucie County in 2024, and 13% of those who commute spend an hour or more getting there. Median household income was $86,241 in the City of Port St. Lucie in 2024, with a margin of error of $6,562, against $66,337 in the City of Miami, and $80,659 across the Port St. Lucie metro against $80,625 across greater Miami. Port St. Lucie is also older, with a median age of 44.3. Florida takes no income tax in either, so $100,000 pays the same $13,449 in federal tax for 2025, and sales tax is 7% in both Miami-Dade and St. Lucie County, where a renewal of the county's infrastructure surtax is on the 3 November 2026 ballot. Property tax and insurance come to about $16,868 a year on Miami's typical home and $13,422 on St. Lucie County's median.

Miami is the one of the two where a household can reasonably drop a car, and only along its corridors; Port St. Lucie is built for driving, and many of its workers drive a long way. In 2024, 7.7% of City of Miami workers commuted by transit and 5.7% walked or cycled, against 0.5% and 1.4% in Port St. Lucie, the lowest transit share of any city this site compares, where 71.5% drove alone and 16.7% worked from home. Miami-Dade Transit carried 80,797,500 trips in 2025, 14,971,300 of them on Metrorail and 7,683,800 on the fare-free Metromover, and Brightline and Tri-Rail run regional trains. St. Lucie County's Area Regional Transit carried 825,588, about a hundredth as many, on fare-free buses on eight routes, five of them serving Port St. Lucie, and on-demand service. The Florida East Coast Railway's main line crosses the city's eastern edge without a station, and WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Brightline and Tri-Rail, whose schedule this site could not confirm. The two metros sit in one combined statistical area, Miami-Fort Lauderdale-Port St. Lucie, but the airports are not shared in any practical sense. MIA handled 55.3 million passengers in 2025 and is the direct gateway to Latin America and the Caribbean. Port St. Lucie has no airline service of its own; the nearest large airport is President Donald J. Trump International in West Palm Beach, named Palm Beach International until July 2026, about 45 miles south, which handled 8,657,372.

Florida has not expanded Medicaid, so coverage in both runs through an employer or marketplace plan, Medicare or Medicaid. The state's uninsured rate was 10.9% in 2024, against 8.2% nationally; the City of Port St. Lucie's was 9.9%, and Miami's profile says only that the uninsured share there runs above the national rate. Miami's public safety-net hospital is Jackson Memorial, with more than 1,500 licensed beds, the teaching hospital of the University of Miami Miller School of Medicine. Port St. Lucie has two hospitals of its own: HCA Florida St. Lucie Hospital, with 282 licensed beds, and Cleveland Clinic Tradition Hospital, opened in 2013 and grown to 177 private rooms, with a 24-hour emergency department and maternity care. The region's trauma center is HCA Florida Lawnwood Hospital in Fort Pierce, a Level II. Neither profile verified a wait time. The schools are moving in opposite directions. Miami-Dade County Public Schools, the third largest district in the country, enrolled 313,220 in 2025-26, about 13,000 fewer as charters and vouchers grew, and approved closures in 2026. St. Lucie Public Schools had 45,661 students in March 2025 and was adding about 1,500 a year, which its superintendent described as busting at the seams; it opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school in Tradition. Florida International University enrolls roughly 50,000 students and the University of Miami about 20,000; Indian River State College, an Aspen Prize winner with its Pruitt campus in Port St. Lucie, enrolled 15,429 in 2024-25, 61% of them part time.

What people underestimate is what a Port St. Lucie bill carries beyond its millage, and what neither figure includes. Both cities run on the same Florida rules: $25,000 of taxable value comes off every levy for a homestead and a second slice off all but the school district's, Save Our Homes caps a homestead's assessment at 3% a year and resets it on a sale, and the exemption has to be filed with the property appraiser by 1 March of the year after you buy. Without it the St. Lucie County median owes about $8,980. A City address pays 17 levies, from the county's general fund and jail to the fire district, the Children's Services Council, the South Florida Water Management District and the Florida Inland Navigation District, and the City's own two, 4.9750 mills with its voted debt, are less than a quarter of the total; it has cut its operating rate eleven years running. The City then bills solid waste and stormwater on the same bill, about $656 a year, which no exemption reduces. The city began as a General Development Corporation land sale of quarter-acre lots laced with canals, so the older grid has its own costs: a lot still on a well and septic tank pays $18,821 to connect to City water and sewer. In the newer west, community development districts in Tradition, St. Lucie West and Verano add assessments no millage shows, $439.51 to $967.80 a year for operations in Tradition's districts for fiscal 2027, and $715.89 more to 2035 on a house that carries the 2014 bonds; 26% of the city's owners pay an association fee, at a median of $346 a month. Miami-Dade charges the seller a documentary stamp of 60 cents per $100 on a single-family house, about $3,496 on Miami's typical home, and St. Lucie County the state's 70 cents, about $2,818; the buyer pays 0.55% of the loan in both, about $2,564 and $1,771. Insurance is the least certain line: NerdWallet's averages put Port St. Lucie at $4,630 a year and Miami at $8,345, while other published Port St. Lucie averages run to $13,752. Neither carry includes flood, and from 1 January 2027 every Citizens Property Insurance homeowners policy with wind cover must carry flood as well.

Miami

Better here

  • January averages 20.3 C with no snow on the 1991-2020 normals, against 16.8 C at the Fort Pierce airport near Port St. Lucie, 6.3 F cooler.
  • Metro unemployment was 3.7% in July 2026, not seasonally adjusted, against 5.3% around Port St. Lucie on the same basis.
  • In 2024, 7.7% of city workers commuted by transit and 5.7% walked or cycled, against 0.5% and 1.4% in Port St. Lucie, where 71.5% drove alone.
  • Miami-Dade Transit carried 80,797,500 trips in 2025 on Metrorail, the fare-free Metromover and buses, about a hundred times Area Regional Transit's 825,588.
  • MIA handled 55.3 million passengers in 2025 and is the direct gateway to Latin America; Port St. Lucie has no airline service, and its nearest large airport is about 45 miles south.
  • Jackson Memorial, with more than 1,500 licensed beds, is the University of Miami's teaching hospital, where Port St. Lucie's nearest trauma center is a Level II in Fort Pierce.

Worse here

  • Mortgage, property tax and insurance come to about $4,404 a month on the June 2026 typical home, roughly 80% of the city's 2024 median household income, and about $4,516 at September's 7.03%, against $3,267 and 45% in Port St. Lucie.
  • On the same Zillow index the typical home is about 1.5 times Zillow's value for the City of Port St. Lucie, and it is 8.8 times the city's median household income.
  • City median household income was $66,337 in 2024, against $86,241 in Port St. Lucie.
  • Violent crime was 358.6 per 100,000 in 2025 on the FBI's counts, against 128 in Port St. Lucie on the same agency-population basis, and homicide 5.2 per 100,000 against about 1.5.
  • Zillow's observed rent index was $3,004 in June 2026, about 54% of the city's median household income, against $2,396 and 33% in Port St. Lucie in August.
  • Insurance is budgeted at $505 a month against $450, and NerdWallet's averages put Miami at $8,345 a year against $4,630, before flood.

Choose Miami if

  • you want a January at 20.3 C and will pay windstorm and flood premiums to get it
  • you can live along Metrorail or the Metromover and run the household on one car or none
  • your work is in finance, trade with Latin America, the airport or tourism
  • you want a hub airport in the city rather than a 45-mile drive to one

The Miami guide · Neighborhoods · Miami rent vs buy · Miami mortgage calculator

Port St. Lucie

Better here

  • Mortgage, property tax and insurance come to about $3,267 a month on St. Lucie County's August 2026 single-family median, roughly 45% of the city's median household income, against about $4,404 and 80% in Miami.
  • City median household income was $86,241 in 2024, the highest of the Florida cities this site compares, against $66,337 in Miami.
  • Violent crime was 128 per 100,000 in 2025 on the FBI's agency population, the lowest of any city this site compares, against 358.6 in Miami, and there were 4 homicides against 26.
  • Zillow's observed rent index was $2,396 in August 2026 against $3,004 in Miami in June, and Apartment List's St. Lucie County median two-bedroom was $1,271 in September.
  • Insurance is budgeted at $450 a month against $505, and NerdWallet's average is $4,630 a year against $8,345 in Miami.
  • St. Lucie Public Schools is adding about 1,500 students a year and opened Legacy High School in 2025, while Miami-Dade's district lost about 13,000 and approved closures.

Worse here

  • Metro unemployment was 5.3% in July 2026, not seasonally adjusted, the highest of any US metro this site compares, against 3.7% around Miami.
  • A homesteaded buyer's property tax is about 1.99% of the price on 22.3097 mills, against 1.86% in Miami, and the City's solid waste and stormwater charges add about $656 a year.
  • Only 0.5% of workers commuted by transit in 2024, the lowest share of any city this site compares, and the railway through the city has no station.
  • 40% of the city's workers worked outside St. Lucie County in 2024, and 13% of those who commute spend an hour or more getting there.
  • There is no airline service in the city; the nearest large airport, in West Palm Beach, handled 8,657,372 passengers in 2025 and is about 45 miles south.
  • Frances and Jeanne came ashore a few miles away within three weeks in 2004, and a tornado ahead of Hurricane Milton killed six people just north of the city in 2024.

Choose Port St. Lucie if

  • you want a house that costs under half of local median income to hold rather than four-fifths
  • you want the lowest crime rates of any city this site compares
  • you can work from home, or in health care, logistics or construction on the Treasure Coast, or will commute south
  • you will drive anyway and would trade a 20.3 C January for 16.8 C, a cooler July and a smaller city

The Port St. Lucie guide · Neighborhoods · Port St. Lucie rent vs buy · Port St. Lucie mortgage calculator

08: Questions people ask

Miami or Port St. Lucie, in short

Is Miami or Port St. Lucie cheaper to live in?

Port St. Lucie, on the house and the rent, though less on the tax rate. Both cities are in Florida and price in US dollars, so the figures net directly. Miami's typical home was $582,621 in June 2026 on Zillow's all-homes index, and St. Lucie County's median single-family sale price $402,500 in August, a county figure because no city median is published; Zillow's index for the City of Port St. Lucie stood at $384,593. Mortgage, property tax and insurance come to about $4,404 a month in Miami and $3,267 in Port St. Lucie, roughly 80% and 45% of local median income, and Miami's figure uses August's 6.67% rate against Port St. Lucie's 7.03%; at the same rate it would be about $4,516. Property tax is about $10,808 against $8,022 a year, though Port St. Lucie's is the larger share of the price, and insurance $505 against $450 a month, neither with flood cover. Zillow's observed rent index was $3,004 in Miami and $2,396 in Port St. Lucie. Port St. Lucie households also earn more, $86,241 against $66,337. Neither city levies income tax, and sales tax is 7% in both.

Is Miami or Port St. Lucie safer?

Port St. Lucie, on every line, on the FBI's own counts for both. On the FBI's agency populations Port St. Lucie recorded 128 violent offenses per 100,000 in 2025, the lowest of any city this site compares, and Miami 358.6. Homicides were 4 in Port St. Lucie, about 1.5 per 100,000, and 26 in Miami, 5.2. Property crime was 625 per 100,000 against 2,240.8, though Port St. Lucie's total counts only 2 car thefts and probably undercounts; with the 122 of 2023 added it would be about 682. Port St. Lucie's department switched to incident-based reporting in late June 2024, so 2025 is its first comparable full year and no trend can be read, but its violent rate has been about a third of Miami's or less in every year on file. Miami's violent offenses fell 20% in 2025. The Port St. Lucie counts, read on 1 October 2026, can still be revised.

Which has the better job market, Miami or Port St. Lucie?

Miami's, by a wide margin on size and on unemployment. On the same unadjusted basis BLS put July 2026 unemployment at 3.7% for the Miami-Fort Lauderdale-West Palm Beach metro and 5.3% for Port St. Lucie's, the highest of any US metro this site compares. The Miami-Miami Beach-Kendall division had 1,351,000 nonfarm jobs in June, and the whole Port St. Lucie metro 177,800 in August, 900 more than a year earlier. Port St. Lucie's work is retail, health care, construction and a logistics corridor in Tradition's Southern Grove that the city is building to keep its commuters at home; 40% of its workers worked outside St. Lucie County in 2024. Even so, its median household income, $86,241, is above Miami's $66,337, and the two metros are level at about $80,600.

With no income tax in either city, which has the lower tax bill?

Port St. Lucie in dollars on these two houses, Miami as a share of the price. A single filer on $100,000 pays the same $13,449 in federal tax for 2025 in both and nothing to the state, and sales tax is 7% in both counties. The City of Miami's total is 19.9878 mills and a City of Port St. Lucie address 22.3097 across 17 levies, so on each city's headline price a homesteaded buyer pays about $10,808, 1.86%, against $8,022, 1.99%. The exemption is the same in both, $25,000 off every levy and a second slice off all but the school district's, filed by 1 March, and Save Our Homes resets on a sale in both, so the seller's bill is no guide. Port St. Lucie adds about $656 a year in City solid waste and stormwater charges that no exemption reduces, and in Tradition and the other newer districts a community development district assessment on top. The City cut its own rate again for fiscal 2027, and a renewal of St. Lucie County's infrastructure surtax is on the 3 November 2026 ballot.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Miami, FL Population (2025) · Every City in the USA (republishing Census Bureau PEP Vintage 2025) · retrieved
    Supports: City population, Five-year growth
  2. U.S. Census Bureau QuickFacts: Miami city, Florida · US Census Bureau · retrieved
    Supports: population.city (page returned 403 on fetch; figure confirmed via search snippet and secondary republisher)
  3. Largest U.S. Metro Areas by Population 2026 (Vintage 2025 estimates) · statranker.org · retrieved
    Supports: Metro population
  4. Florida MSA population estimates, April 1 2025 · Florida Office of Economic and Demographic Research · retrieved
    Supports: population.metro (alternative state estimate)
  5. Miami, FL Metro Area and Miami city profiles, ACS 2024 1-year · Census Reporter · retrieved
    Supports: Median household income, population.metro (ACS)
  6. ACS 2024 1-year table B08301 Means of Transportation to Work · Census Reporter API (US Census Bureau data) · retrieved
    Supports: Transit commute share, Walk and cycle commute share
  7. Crime Data Explorer summarized agency data, Miami Police Department (FL0130600) · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  8. Miami Police Report 20% Decrease in Homicides for 1st Half of 2025 · Officer.com · retrieved
    Supports: Crime trend, Homicides
  9. U.S. Climate Normals 1991-2020, monthly and annual, station USW00012839 Miami International Airport · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall
  10. Comparative Climatic Data · NOAA NCEI · retrieved
    Supports: climate.sunshineHours (approximate; figure taken from search summaries of CCD, not the table itself)
  11. Climate of Miami · Wikipedia · retrieved
    Supports: climate.hazards (thunderstorm days, hurricane exposure)
  12. Broward County June 2026 Unemployment Data · CareerSource Broward (FloridaCommerce data) · retrieved
    Supports: Unemployment rate, Labour market
  13. Discretionary Sales Surtax Information (DR-15DSS) 2026 · Florida Department of Revenue · retrieved
    Supports: Sales tax
  14. IRS releases tax inflation adjustments for tax year 2025 · Internal Revenue Service · retrieved
    Supports: Top marginal income tax, taxes.incomeTaxAt100k (brackets)
  15. FAQ: The One Big Beautiful Bill Act Tax Changes · Tax Foundation · retrieved
    Supports: taxes.incomeTaxAt100k ($15,750 standard deduction)
  16. Miami-Dade Transit · Wikipedia (citing APTA Ridership Report) · retrieved
    Supports: Transit ridership
  17. Soaring cargo growth lifts MIA to #1 in the U.S., #3 in the world · Miami International Airport · retrieved
    Supports: Airport passengers, Labour market
  18. Miami (MIA) Airport & Passenger Statistics · RoadGenius · retrieved
    Supports: transit.airport (2024 comparison)
  19. A Guide to Florida Flood Insurance (2026) · Insurify · retrieved
    Supports: climate.hazards (insurance costs)
  20. Enrollment in Miami-Dade schools is lower at the start of this year. Why? · WLRN · retrieved
    Supports: Education
  21. FIU enrollment approaches 50,000 as fall semester nears · Miami Today · retrieved
    Supports: Education
  22. Jackson Memorial Hospital · Jackson Health System · retrieved
    Supports: Health care
  23. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Port St. Lucie city 204,826 (April 2020 base), 258,931 (2024) and 268,062 (2025); St. Lucie County 402,449; Fort Pierce 51,737; 232,878 (2022) and 247,573 (2023) for the 2022 and 2023 crime rates
  24. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  25. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  26. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: point, Climate normals, Airport passengers, Port St. Lucie city: 119.216 sq mi of land, 1.609 sq mi of water, internal point 27.280554, -80.388261
  27. Port St. Lucie, Florida (history, General Development Corporation, St. Lucie West, Tradition, hurricanes, transportation, sports, schools) · Wikipedia · retrieved
    Supports: Metro population, Climate hazards, Labour market, Transit system, Education, Character
  28. General Development Corporation · Wikipedia · retrieved
    Supports: Character
  29. City of Port St. Lucie Comprehensive Plan 2020-2040, Future Land Use Element (adopted October 26, 2020) · City of Port St. Lucie · retrieved
    Supports: Character, incorporated in 1961 under the ownership of the General Development Corporation; quarter-acre lots for installment land sales; over 80,000 platted lots; the city bought General Development Utilities in 1994 after the county condemned it in 1990
  30. Crime Data Explorer summarized agency data, Port St. Lucie Police Department (FL0560200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  31. Police Annual Report, FY 24/25 · Port St. Lucie Police Department · retrieved
    Supports: Violent crime rate, Homicides, Crime trend, move to FIBRS/NIBRS in late June 2024 and full-year 2024 rate not determinable; 335 sworn officers and 89 civilian staff; 10 traffic fatalities in 2024
  32. US Climate Normals 1991-2020, station USW00012895 Fort Pierce St. Lucie County International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.3F, July 81.4F and August 81.6F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 73.1F, precipitation 51.17 in, 66.8 days at 90F, 0.0 at 100F and 1.7 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  33. US Climate Normals 1991-2020, station USC00083207 Fort Pierce (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.7F, July 81.7F, 55.89 in of precipitation
  34. US Climate Normals 1991-2020, station USC00088620 Stuart (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January 64.9F, July 83.2F, 62.72 in of precipitation
  35. NCEI data search, normals-monthly-1991-2020 stations within 27.75N to 26.95N and 80.7W to 80.1W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, the 14 stations with 1991-2020 normals near the city, none inside it and no St. Lucie Lock station
  36. Climate (climate sites and Fort Pierce climate reports) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals
  37. Climate Report, Fort Pierce climate summary for the month of August 2026 (CLMFPR, issued 1 September 2026) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals, climate normal period 1991 to 2020, climate record period 1901 to 2026, August normals 81.6F mean and 6.94 in, matching USW00012895
  38. Global Historical Climatology Network daily summaries, Fort Pierce St. Lucie County International Airport (USW00012895), 1999-2026, and Fort Pierce (USC00083207), 1901-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 13.08 in at the airport on 10 September 2017; 100 days at or above 90F in 2024 and 84 in 2026 through 27 September; 7 nights at or below 32F in 2026 against 16 in 2010; 23F on 2 February 2026; 7.00 in at the Fort Pierce cooperative station on 26 September 2004
  39. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  40. Average Annual Days of Sunshine and Percent of Possible Sunshine, Florida · Current Results (NCDC Comparative Climatic Data) · retrieved
    Supports: Sunshine hours, Climate normals, West Palm Beach 66% of possible, 75 sunny days, no hours
  41. Hurricane Frances · Wikipedia · retrieved
    Supports: Climate hazards
  42. Hurricane Jeanne · Wikipedia · retrieved
    Supports: Climate hazards
  43. Effects of Hurricane Irma in Florida (Martin and St. Lucie counties) · Wikipedia · retrieved
    Supports: Climate hazards
  44. Hurricane Milton · Wikipedia · retrieved
    Supports: Climate hazards
  45. Hurricane Milton tornado outbreak (Port St. Lucie-Fort Pierce-Vero Beach EF3 tornado) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  46. St. Lucie River (North Fork, discharges, algae blooms) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  47. Lake Okeechobee (discharges, 2016 algal bloom, federal aid denial) · Wikipedia · retrieved
    Supports: Climate hazards
  48. Gov. Scott Issues Emergency Order to Combat Algal Blooms in South Florida (Executive Order 18-191) · Florida Division of Emergency Management · retrieved
    Supports: Climate hazards
  49. Lake Okeechobee System Operating Manual (LOSOM) Update · The Conservancy of Southwest Florida · retrieved
    Supports: Climate hazards
  50. LOSOM Technical Summary, July 27, 2026 · South Florida Water Management District · retrieved
    Supports: Climate hazards, LOSOM in effect with its record of decision on 12 August 2024; regulatory releases east eliminated below Zone B/C; lake at 10.83 ft NGVD29 on 26 July 2026, in the Water Shortage Management band
  51. Army Corps of Engineers announces plan that will reduce freshwater releases into St. Lucie Estuary · WPTV · retrieved
    Supports: Climate hazards
  52. ACS 2024 1-year tables B08301 and B19013 for Port St. Lucie city, St. Lucie County and the Port St. Lucie MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  53. ACS 2024 1-year tables B08007 (place of work) and B08303 (travel time to work) for Port St. Lucie city and St. Lucie County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market, Character
  54. ACS 2024 1-year table B01002 (median age) for Port St. Lucie, Jacksonville, Miami, Tampa and Orlando cities, the Port St. Lucie MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  55. ACS 2024 1-year table B27001 (health insurance coverage) for Port St. Lucie city, St. Lucie County, the Port St. Lucie MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  56. Local Area Unemployment Statistics, Port St. Lucie, FL MSA (LAUMT123894000000003), Port St. Lucie city (LAUCT125871500000003), St. Lucie County (LAUCN121110000000003), Martin County (LAUCN120850000000003), Florida (LAUST120000000000003), the Jacksonville, Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Character
  57. Current Employment Statistics, Port St. Lucie, FL MSA: total nonfarm (SMU12389400000000001, SMS12389400000000001), supersectors (SMU1238940xx00000001), retail trade (SMU12389404200000001) and federal, state and local government (SMU1238940909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  58. Distribution/Logistics · Economic Development Council of St. Lucie County · retrieved
    Supports: Main sectors, Labour market
  59. Healthcare · Economic Development Council of St. Lucie County · retrieved
    Supports: Health care
  60. Cheney Brothers distribution center opens in Port St. Lucie, set to create 700-800 new jobs · WPTV · retrieved
    Supports: Main sectors, Labour market, Character
  61. Clover Park (Florida) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  62. St. Lucie Mets · Wikipedia · retrieved
    Supports: Main sectors
  63. TIP 24A01-29: St. Lucie County Extends School Capital Outlay Surtax Expiration Date · Florida Department of Revenue · retrieved
    Supports: Sales tax, Education
  64. St. Lucie County reconsiders half cent sales tax for the November ballot · WQCS · retrieved
    Supports: Sales tax
  65. Port St. Lucie, County split on sales tax ballot measure · WQCS · retrieved
    Supports: Sales tax
  66. St. Lucie County commission moves ahead with 2026 half-cent sales tax referendum · WQCS · retrieved
    Supports: Sales tax
  67. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  68. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  69. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  70. Port St. Lucie lowers property tax rate for 11th straight year · WFLX · retrieved
    Supports: Tax notes
  71. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Board of County Commissioners of St. Lucie County, NTD 41199; Council on Aging of St. Lucie, NTD 40097; Martin County, NTD 40192) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved
    Supports: Transit ridership, Transit system
  72. Booming growth has St. Lucie County looking at future transit plans · WPTV · retrieved
    Supports: Transit system, Transit ridership
  73. Treasure Coast International Airport · Wikipedia · retrieved
    Supports: Airport passengers
  74. President Donald J. Trump International Airport (renaming, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved
    Supports: Airport passengers
  75. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  76. About Us, HCA Florida St. Lucie Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  77. HCA Florida Lawnwood Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  78. Tradition Hospital · Cleveland Clinic · retrieved
    Supports: Health care, Main sectors
  79. Cleveland Clinic Tradition Hospital Phases 1 and 2 · TLC Engineering Solutions · retrieved
    Supports: Health care
  80. Cleveland Clinic, Indian River Medical Center and Martin Health System Celebrate Hospital Integration · Cleveland Clinic · retrieved
    Supports: Health care
  81. Growth in St. Lucie County has schools 'busting at the seams' · WFLX · retrieved
    Supports: Education, Character
  82. St. Lucie Public Schools (schools, staff) · Wikipedia · retrieved
    Supports: Education
  83. Indian River State College (founding, campuses, bachelor's degrees, Aspen Prize) · Wikipedia · retrieved
    Supports: Education
  84. Indian River State College Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  85. Harbor Branch Oceanographic Institute · Wikipedia · retrieved
    Supports: Education
  86. Zillow Home Value Index (ZHVI), all homes, mid-tier, smoothed and seasonally adjusted: city file, June 2026 · Zillow Research · retrieved
    Supports: A typical home value for the 35th to 65th percentile of each municipality's market, computed on one method across all twenty-four, The same series and month the Charlotte, Orlando and Palm Beach pages use, so all four American layers can be read against each other, Year-over-year change to June 2026
  87. Table 1: Comparison of Taxes Levied, county and municipal governments, fiscal years 2024-25 and 2025-26: Miami-Dade · Florida Department of Revenue, Property Tax Oversight · retrieved
    Supports: The adopted 2025-26 millage rate for Miami-Dade County and every municipality in it, The county's own components: countywide 4.5740, Fire/Rescue 2.3965, Library 0.2812 and the Unincorporated Municipal Service Area at 1.9090, Municipal rates from Sunny Isles Beach's 1.7000 to Biscayne Park's 9.3000
  88. 2025 millage rates and taxing authorities, Miami-Dade County · Miami-Dade County Property Appraiser · retrieved
    Supports: A published combined rate for unincorporated Miami-Dade of 16.9317 mills, Its components: school district 6.4990, countywide 5.7361, regional water districts 0.3911, Fire Rescue 2.3965 and UMSA 1.9090, which this layer's stack reproduces exactly, Millage code 0100, the City of Miami, at 19.9878 mills for 2025: 7.1080 of city operating levy and 0.2536 of city debt service on the countywide 12.6262, Opa-locka's municipal operating levy of 8.9797, and a 2025 total of 24.0024 for millage code 0800, A city debt service column, which nine of the twenty-four municipalities here carry: Miami 0.2536, Miami Beach 0.2779, North Bay Village 1.1666, Golden Beach 0.6000, Miami Shores 0.1331, North Miami Beach 0.2000, Miami Gardens 0.4331, Doral 0.4810 and Homestead 0.2446, A blank library district column for Hialeah, North Miami, North Miami Beach, Homestead, Miami Shores, Bal Harbour and Surfside, which are outside the county library district, A blank Fire Rescue column for Miami, Miami Beach, Coral Gables, Hialeah and Key Biscayne, which is the five this layer flags
  89. About Fire Rescue · Miami-Dade Fire Rescue · retrieved
    Supports: The Fire Rescue district covering the unincorporated county and twenty-nine municipalities, Miami, Miami Beach, Coral Gables, Hialeah and Key Biscayne operating their own fire departments and lying outside the district
  90. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: A Miami-Dade deed rate of 60 cents per $100 rather than the 70 cents charged in every other county, A Miami-Dade surtax of 45 cents per $100, not due on a document transferring only a single-family dwelling, 35 cents per $100 on a promissory note, statewide
  91. Annual estimates of the resident population for incorporated places, 2020 to 2024 · United States Census Bureau, Population Estimates Program · retrieved
    Supports: 2020 census counts and 2024 estimates for each municipality, Miami at 487,014 and Hialeah at 235,388; Golden Beach at 1,034
  92. Average cost of home insurance in Florida, 2026 · MoneyGeek · retrieved
    Supports: A Miami-Dade County average of about $6,045 a year: below Palm Beach County's $6,614, A Florida average of about $3,815 and a national average of about $2,543
  93. Primary Mortgage Market Survey · Freddie Mac · retrieved
    Supports: 30-year fixed-rate mortgage averaging 6.67%
  94. Governmental leasehold intangible personal property tax and the non-recurring intangible tax on mortgages · Florida Department of Revenue · retrieved
    Supports: A non-recurring intangible tax of 2 mills: 0.2%, on the obligation secured by a mortgage on Florida real property
  95. Property tax exemptions and additional benefits · Florida Department of Revenue · retrieved
    Supports: A $25,000 homestead exemption applying to all taxing authorities and a second slice, $25,000 in the 2024 base year and adjusted for inflation each 1 January since, applying to all but the school district, The Save Our Homes assessment limitation of 3% or the change in CPI, whichever is lower, Portability of up to $500,000 of accrued Save Our Homes benefit to a new homestead, The 1 March filing deadline
  96. Chapter 2023-17, Laws of Florida: preemption of rent control · The Florida Senate · retrieved
    Supports: The repeal of the referendum exception that had allowed a local rent control ordinance in a declared housing emergency
  97. St. Lucie County median home prices rise (August 2026 market report) · MIAMI REALTORS + RWorld · retrieved
    Supports: A median price of single-family homes in St. Lucie County of $402,500 in August 2026, against $400,000 in August 2025, up 0.63%, Single-family sales of 444 in August 2026 against 475 a year earlier, and a condominium median of $320,000 against $298,450 on 80 sales, Single-family active listings of 2,270 against 2,351 a year earlier, and 4.9 months' supply of single-family homes, Statistics released by MIAMI REALTORS + RWorld, the MIAMI MLS and BeachesMLS, by county, with no City of Port St. Lucie figure
  98. 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved
    Supports: A land area of 119.216 square miles and a water area of 1.609 square miles for Port St. Lucie city
  99. Taxing authority rates and hearing information · St. Lucie County Property Appraiser · retrieved
    Supports: 2025 final millage of 4.6607 for the City of Port St. Lucie and 0.3143 for Port St. Lucie voted debt, against 2026 proposed rates of 4.6107 and 0.2643, 2025 final millage of 4.1985 for the county general fund (2026 proposed 4.0441), 2.7294 for fine and forfeiture (jail), 0.2500 for the county transit MSTU, 0.1352 for mosquito control and 0.1000 for Erosion District E, 2025 final school millage of 3.0480 by state law (2026 proposed 2.9970), 1.5000 capital outlay, 0.7480 discretionary and 1.0000 voter referendum, 2025 final millage of 3.0000 for the Fire District, 0.3685 for the Children's Services Council, 0.0948 for the SFWMD, 0.1026 for the SFWMD Okeechobee basin, 0.0327 for the Everglades Construction Project and 0.0270 for FIND, The law enforcement MSTU at 0.8403, community development MSTU at 0.5000, county stormwater management at 0.4731 and South Hutchinson Island erosion control at 0.5200, City of Fort Pierce at 6.9000 and the Village of St. Lucie at 2.0000
  100. Taxes · Economic Development Council of St. Lucie County · retrieved
    Supports: Total millage of 22.3097 for the City of Port St. Lucie, 24.2347 for the City of Fort Pierce and 19.1481 for the unincorporated county, from the St. Lucie County Property Appraiser's 2025 rates, For Port St. Lucie: county general fund 4.1985, law enforcement and jail 2.7294, erosion and stormwater 0.1000, parks and public transit 0.2500, school system and Children's Services Council 6.6645, fire district 3.0000, water management and mosquito control 0.3653, Florida Inland Navigation 0.0270 and municipality-specific 4.975, Totals excluding special district charges and other non-ad valorem assessments
  101. Port St. Lucie property taxes rising despite lower millage rate as taxable property values more than double · WFLX · retrieved
    Supports: The City lowering its millage rate for the tenth consecutive year, to a proposed 4.97 mills for fiscal 2026, Taxable value in Port St. Lucie of $11,795,767,510 in 2020 and $25,657,621,359 in 2025, according to the property appraiser
  102. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  103. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  104. Learn about exemptions · St. Lucie County Property Appraiser · retrieved
    Supports: A homestead exemption that reduces the taxable value of a property by up to $51,411, A filing deadline of 1 March of the tax year for which the owner is applying
  105. Homestead portability · St. Lucie County Property Appraiser · retrieved
    Supports: The transfer of some or all of the Save Our Homes benefit on a previous homestead to a new one, to a maximum of $500,000, A new homestead established on or before 1 January within three tax years of abandoning the previous one, with applications filed by 1 March
  106. SLC School Board sends property tax renewal referendum to commissioners for approval · WQCS · retrieved
    Supports: The St. Lucie County School Board placing on the 8 November 2022 ballot the continuation of its 1-mill operating levy for another four years, The mill generating about $25 million a year for the school system
  107. Stormwater · City of Port St. Lucie, Public Works · retrieved
    Supports: An annual stormwater assessment of $189, a $6 increase from the previous assessment of $183, billed on the property tax bill, A cap of $219, above which any further increase must be approved by the City Council at a public hearing, Five projects funded by the increase, among them the Oak Hammock watershed, the Elkcam basin and the E-8 canal, and accelerated swale and culvert replacement
  108. Port St. Lucie approves solid waste rate increase starting in October · WQCS · retrieved
    Supports: A solid waste assessment of $467.33 a year, $38.94 a month, from October 2025, an increase of $20.89, 168 curbside stops a year: 52 garbage, 52 recycling, 52 yard waste and 12 bulk
  109. Port St. Lucie approves increase in annual trash assessment · WQCS · retrieved
    Supports: An annual solid waste assessment of $482.16 a dwelling unit for the fiscal year beginning 1 October 2026, an increase of $14.83, on the tax bill, Property tax credits of up to $364 on the 2026 bill, from the City's $24 million Waste Pro settlement, for residential owners who owned in 2022 and still live in the house
  110. Special assessment districts: summary information · City of Port St. Lucie, Finance · retrieved
    Supports: Sixteen City special assessment districts for water, sewer, roads and stormwater, from SAD 1 Phase 1 (1994 to 2013) to Southwest Annex District PSS1-2 (2010 to 2044), Billing complete or debt paid on the early water and sewer districts; City Center running to 2034, and St. Lucie Land Holdings and Peacock to 2026
  111. Resolution 24-R67: Southwest Annexation Special Assessment District No. 1, revised and updated assessment roll · City of Port St. Lucie, City Council (Legistar file 2024-874) · retrieved
    Supports: Special assessments for stormwater, roadway, water and wastewater improvements in the district, also known as Southern Grove, established by Resolution 10-R64 over thirty years and extended five years by Ordinance 16-41, An annual assessment for fiscal 2024-25 of $7,181,980.75 on 2,415 benefitted properties, collected through the non-ad valorem portion of the November 2024 tax bill, A final debt service payment due in fiscal 2044-45
  112. Community development districts · City of Port St. Lucie, GIS (ArcGIS feature service) · retrieved
    Supports: Forty-two mapped district polygons with forty-one distinct names across the city, Among them Tradition #1 to #10, Southern Grove #1 to #6, Verano #1 to #5 and Verano Center, Veranda #1 and #2, St Lucie West, Reserve #1, Tesoro, River Place and Portofino Isles
  113. Tradition Community Development Districts 1 to 11: regular board meeting and public hearing book, 2 September 2026, fiscal 2027 final budget · Tradition Community Development Districts · retrieved
    Supports: Fiscal 2027 operations and maintenance assessments per single-family unit of $560.85 in CDDs 1 and 2, $439.51 in CDDs 3 to 6 and $967.80 in CDDs 7 to 11, against $562.50, $455.16 and $969.46 for fiscal 2026, Series 2014 bonds of $53,170,000 maturing May 2035, assessed at $715.89 per single-family unit grossed up per the methodology, Series 2021 bonds maturing May 2052 and Series 2025 bonds maturing May 2056
  114. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  115. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  116. Utility customer service guide: residential rates effective 1 October 2025 (Ordinance 25-51) · City of Port St. Lucie, Utility Systems Department · retrieved
    Supports: An average residential water and wastewater bill of $96.31 a month for two people using 5,000 gallons, and $126.47 for three using 7,000, Conversion from a well and septic tank to City water and low-pressure sewer outside the SAD and USA areas at $18,821 paid in full, or 120 interest-free monthly payments of $150.72, Grants for income-qualified households toward the cost of connecting to City sewer, and a recorded capital charge installment payment agreement for the financing
  117. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $384,593 for the city of Port St. Lucie (region 33501, St. Lucie County) in August 2026, against $389,480 in August 2025, down 1.25%
  118. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $390,325 in the city of Port St. Lucie in August 2026, against $395,301 a year earlier, down 1.26%, A typical condominium value of $188,371 in the same month, against $200,740, down 6.16%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  119. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $2,396 for the city of Port St. Lucie in August 2026, against $2,353 a year earlier, up 1.86%
  120. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,681 for the Port St. Lucie metro area (region 394995) in August 2026, against $2,608 a year earlier
  121. Rent estimates summary, September 2026 · Apartment List · retrieved
    Supports: For St. Lucie County, September 2026: $1,393 overall, $1,097 for one bedroom and $1,271 for two, with rents up 0.36% on the month and down 0.10% on the year, For the Port St. Lucie metro area: $1,396 overall, $1,102 and $1,322, down 0.22% on the year, No row for the City of Port St. Lucie among the file's cities
  122. Apartments for rent in Port St. Lucie, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,635 and up for a studio, $1,772 and up for one bedroom, $2,145 and up for two, and $2,505 and up for three or more
  123. Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $86,241 in Port St. Lucie city, against $73,811 in St. Lucie County and $77,735 for Florida, A median owner-occupied home value of $420,600 in Port St. Lucie city, against $396,900 for Florida, 77,663 of Port St. Lucie's 94,324 occupied homes owner-occupied, and a median gross rent of $2,133 against $1,812 for Florida
  124. Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median gross rent of $1,637 for one bedroom, $1,872 for two, $2,247 for three and $2,645 for four
  125. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 19,945 of 77,663 owner-occupied units, or 26%, paying a homeowners' association or condominium fee, A median monthly fee of $346 among them, and 3,570 paying $500 or more a month
  126. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  127. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Port St. Lucie premium of $4,630 a year, $386 a month, against $3,765 in Orlando, $4,160 in West Palm Beach and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  128. Homeowners insurance in Port St. Lucie, FL · insurance.com · retrieved
    Supports: An average Port St. Lucie premium of $7,901 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, last updated 24 March 2026, The cheapest insurer in Port St. Lucie at an average of $3,194
  129. Best home insurance in Florida (2026) · Insurify · retrieved
    Supports: An estimated average annual premium of $13,752 in Port Saint Lucie for $300,000 of dwelling cover, against $4,032 in Jacksonville and $15,396 in Miami, updated 27 September 2026
  130. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Port St. Lucie renters premium of $147 a year, $12 a month
  131. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  132. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  133. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  134. Tropical cyclone report: Hurricane Frances, 25 August to 8 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall over the southern end of Hutchinson Island near 0430 UTC on 5 September 2004 as a Category 2 hurricane, The highest measured storm surge, 5.89 feet above mean sea level, on the Florida east coast at the St. Lucie Lock
  135. Tropical cyclone report: Hurricane Jeanne, 13 to 28 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall with the center of its eye crossing the coast at the southern end of Hutchinson Island just east of Stuart at 0400 UTC on 26 September 2004, The highest wind gust reported from Florida, 111 knots, at Fort Pierce Inlet
  136. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  137. Housing programs · City of Port St. Lucie, Neighborhood Services · retrieved
    Supports: A Homebuyer Assistance Program, funded with what remains of the federal Neighborhood Stabilization Program, and the State Housing Initiatives Partnership program listed as current programs, Contact by email to Housing@cityofpsl.com or by telephone at 772-344-4084
  138. Program offering up to $100K in assistance for first-time homebuyers in Port St. Lucie · WPTV · retrieved
    Supports: The City's revamped Homebuyer Assistance Program with the Community Land Trust of Palm Beach County and the Treasure Coast, May 2024, offering up to $100,000 in federal funds to four to six first-time buyers by lottery, Buyers living or working in the city, with household income of at least $70,000 and no more than 120% of the area median, a 620 credit score and a 1% contribution
  139. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program