City comparison · 1,488 km apart

Houston vs Port St. Lucie: which should you move to?

Houston or Port St. Lucie? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Downtown from Buffalo Bayou Park
Texas · United States

Houston

Photograph: Downtown from Buffalo Bayou Park · Michael Barera · CC BY-SA 4.0 · source
Lake Tradition at twilight
Florida · United States

Port St. Lucie

Photograph: Lake Tradition at twilight · Serge Yatunin · CC BY-SA 4.0 · source
The short answer

Two hurricane cities with the same rainfall and the same insurance budget, one of 2,397,315 people and one of 268,062, priced in US dollars at the same Freddie Mac rate of 7.03% for 24 September 2026, in states with no income tax, so the figures net directly. The prices are the same kind of measure, regional medians of single-family houses sold: the Houston Association of Realtors' $330,000 for Greater Houston and MIAMI REALTORS + RWorld's $402,500 for St. Lucie County, because no city figure could be used for either. Mortgage, property tax and insurance come to about $2,578 a month in Houston and $3,267 in Port St. Lucie, roughly 48% of Houston's median household income of $64,361 and 45% of Port St. Lucie's $86,241. Zillow's index keeps the order, $261,740 for the City of Houston, and Zillow's index for the City of Port St. Lucie stood at $384,593. Insurance is budgeted at $450 a month in both; the difference is the price and the tax, about 1.33% of the median for a homesteaded owner in Houston against 1.99%. Port St. Lucie has the far lower crime on every line of the same FBI counts, 130 violent offenses per 100,000 against 890 and four homicides against 270, and the two have the highest unemployment rates of the US metros this site compares. Choose Houston for energy, the Texas Medical Center, light rail, two airports and a job market about twenty times the size, at about $689 a month less to own. Choose Port St. Lucie for the lowest crime rates of any city here, a far lower uninsured rate, a 16.8 C January and fewer 100F days.

Population
MeasureHoustonPort St. LucieAdvantage
City population2,397,315 (2025)268,062 (2025)Not directly comparable
Metro population7,904,627 (2025)568,721 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
4.2% (2020-2025)30.9% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureHoustonPort St. LucieAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$330,000 (August 2026)$402,500 (August 2026)Houston
Detached house benchmark
Houston and Port St. Lucie publish a single house index rather than a composite, so the two rows repeat.
$330,000$402,500Houston
Apartment or condominium benchmarkNot published$188,371Not directly comparable
Two-bedroom rent$1,327/mo (median, September 2026)$1,271/mo (median, September 2026)Port St. Lucie
One-bedroom rent$1,120/mo$1,097/moPort St. Lucie
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
24.7% of a year's income17.7% of a year's incomePort St. Lucie
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$1,762/mo at 7.03%$2,149/mo at 7.03%Houston
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
5.1×4.7×Port St. Lucie
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$4,392/yr (1.331%, 2025)$8,022/yr (1.993%, 2025)Houston
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
None$2,818 (seller pays)Houston
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Houston: About 1.33% of value for a homesteaded owner, worked out on the $330,000 Greater Houston median single-family sale price. A house in the City of Houston and Houston ISD, in Harris County, is taxed by eight units for 2025, which add to 2.12522 per $100 before any exemption. Each takes its own homestead exemption off the appraised value first: Houston ISD the state's $140,000 and a further 20% of its own, Houston City College 17%, and Harris County, the Flood Control District, the Port of Houston Authority, the Hospital District, the Department of Education and the City 20% each. So Harris County levies 0.38096 per $100 on $264,000 after a $66,000 exemption, $1,006; Harris County Flood Control District levies 0.04966 per $100 on $264,000 after a $66,000 exemption, $131; Port of Houston Authority levies 0.0059 per $100 on $264,000 after a $66,000 exemption, $16; Harris County Hospital District levies 0.18761 per $100 on $264,000 after a $66,000 exemption, $495; Harris County Department of Education levies 0.004798 per $100 on $264,000 after a $66,000 exemption, $13; City of Houston levies 0.51919 per $100 on $264,000 after a $66,000 exemption, $1,371; Houston ISD levies 0.8783 per $100 on $124,000 after a $206,000 exemption, $1,089; Houston City College levies 0.098802 per $100 on $273,900 after a $56,100 exemption, $271. The eight come to $4,391 a year, 1.33% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,013. The median is the region's, and a typical home inside the city is cheaper: on $261,740, Zillow's August 2026 value for a typical City of Houston home, the same eight units come to $3,228, 1.23%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. When these figures were retrieved the Harris County Tax Office's table already listed 2026 rates for the county, the Flood Control District, the Hospital District and the Port, but not yet for the City, Houston ISD or the college, so the calculators stay on 2025 until all eight are published. Port St. Lucie: About 1.99% of the price for a homesteaded owner, worked out on the $402,500 St. Lucie County single-family median, which is lower than the 22.3097 mills a house in the City of Port St. Lucie is charged because of Florida's homestead exemption rather than any assessment lag. The stack is long. St. Lucie County levies 4.1985 for its general fund, 2.7294 for the jail and courts, 0.2500 for transit, 0.1352 for mosquito control and 0.1000 for the erosion district; the City 4.6607 for operations and 0.3143 for voted debt; St. Lucie Public Schools 6.2960 (3.0480 set by state law, 1.5000 for capital outlay, 0.7480 discretionary and 1.0000 approved by voters); the St. Lucie County Fire District 3.0000; the Children's Services Council 0.3685; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; and the Florida Inland Navigation District 0.0270, for 2025. The county's law enforcement, community development and stormwater taxing units are charged only outside the cities. The school lines are charged on the price less $25,000, $377,500, and the rest on the price less a second slice as well, $352,500 on the base amounts, so a homesteaded buyer's first bill is about $8,022. Without a homestead, as a landlord or a buyer who never files, the same house owes $8,980. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the St. Lucie County Property Appraiser now gives a homestead worth up to $51,411 in all, which brings the same bill to $7,999; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $23 for it. The rates proposed for 2026 add to 22.0043, with the City's operating rate at 4.6107, its debt rate at 0.2643 and the county's general fund at 4.0441. The exemption is not automatic: you file with the property appraiser by 1 March. The City's solid waste assessment, $467 for 2025-26 and $482 for 2026-27, and its stormwater assessment of $189 come on the same bill, about $656 a year together, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureHoustonPort St. LucieAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000890 (2025)130 (2025)Port St. Lucie
Property crime per 100,0003,854 (2025)637 (2025)Port St. Lucie
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
270 (2025)4 (2025)Not directly comparable
Houston

On the FBI's definitions, violent offenses in Houston went from 28,850 in 2021 to 26,383 in 2022, 25,517 in 2023, 26,758 in 2024 and 21,345 in 2025, a 20% drop in the last year and 26% in four, and property offenses from 97,068 to a peak of 105,522 in 2022, then 104,829, 100,302 and 92,382, 12% below the peak. Motor vehicle theft rose from 15,694 in 2021 to 20,085 in 2023 and fell to 12,516 in 2025. In 2025 the CDE shows aggravated assaults down 19% (18,341 to 14,839), robberies down 24% (6,359 to 4,859), rapes down 20% (1,729 to 1,377) and murders down 18% (329 to 270). HPD's own year-end counts show the same direction: homicides down from 331 to 272, robberies from 6,438 to 4,987 and aggravated assaults from 18,590 to 15,378 (Major Cities Chiefs Association survey, as reported by the Houston Chronicle). The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 21,345 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Houston Police Department (ORI TXHPD0000) in calendar 2025, divided by the 2,397,315 Vintage 2025 city population. On the CDE's own agency population of 2,413,559 the rate is 884. HPD's year-end figures as reported to the Major Cities Chiefs Association and quoted by the Houston Chronicle run slightly higher than the CDE's: 272 homicides, 4,987 robberies and 15,378 aggravated assaults, against 270, 4,859 and 14,839. The Chronicle did not give HPD's rape count, so HPD's own total on the FBI definition could not be rebuilt.

Homicides: 270 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 329 in 2024, about 11.3 per 100,000 on the city population. HPD's own year-end count, obtained by the Houston Chronicle through an open records request, was 272 against 331 in 2024, a 17% drop; nothing fetched explains the gap of two cases in each year between the two series. The high point in the CDE series since 2021 is 474, in 2021.

Port St. Lucie

Port St. Lucie's record is short and broken by a change of system, so no trend can be read from it with confidence. The FBI CDE carries no 2021 data for the department, annual totals for 2022 and 2023 under the old summary system (267 and 243 violent offenses, 1,745 and 1,840 property offenses, about 115 and 98 violent offenses per 100,000), only June to December of 2024, after the switch to incident-based reporting in late June (182 violent and 995 property offenses in those seven months), and a full twelve months for 2025 (349 and 1,708). The 2025 violent count is higher than 2023's mainly because of aggravated assaults, 298 against 182, and the department itself says the two systems count crime differently. What does hold across every year is the level: violent crime at about a third of Miami's and Tampa's rates or less, a quarter of Jacksonville's and a sixth of Orlando's, and three to six homicides a year in a city of more than a quarter of a million. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 349 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Port St. Lucie Police Department (ORI FL0560200) in calendar 2025, divided by the 268,062 Vintage 2025 city population. On the CDE's own agency population of 273,427 the rate is 128. That is the lowest of any city this site compares, less than half El Paso's 288 and about a third of Miami's 359 and Tampa's 375.5. 2025 is the first full year of incident-based (NIBRS) reporting for this agency: the department moved to Florida's incident-based system in late June 2024 and says the old and new counts are not comparable, so a full-year 2024 rate could not be determined (PSLPD annual report).

Homicides: 4 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.5 per 100,000 on the city population, the lowest count and rate of any US city this site compares (Orlando had 10, Tampa 17, Miami and El Paso 26). The CDE series is 6 in 2022, 5 in 2023, 3 in the seven months of 2024 it covers and 4 in 2025. A department of 335 sworn officers and 89 civilian staff in 2025 (PSLPD annual report) polices a city that counted 10 traffic deaths in 2024, more than twice its homicides.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureHoustonPort St. LucieAdvantage
January mean12.1 °C16.8 °CNot directly comparable
July mean29.5 °C27.4 °CNot directly comparable
Precipitation a year1,317 mm1,300 mmNot directly comparable
Snowfall a year0 cm0 cmNot directly comparable
Sunshine a year2,578 hoursNot publishedNot directly comparable
Houston

NOAA NCEI 1991-2020 normals for Houston Bush Intercontinental Airport (station USW00012960), inside the city about 23 miles north of downtown and the station where the National Weather Service keeps Houston's official record: January mean 53.8F, July mean 85.1F, annual mean 70.5F, 51.84 in of precipitation, 0.1 in of snow. August is the warmest month by a tenth of a degree at 85.2F, with a mean high of 94.9F; July's mean high is 94.5F and January's mean low is 43.7F. June (6.00 in) and October (5.46 in) are the wettest months and February (2.97 in) the driest, and rain is spread through the year with no dry season. The normals count 111.3 days a year at 90F or above, 7.0 at 100F or above and 10.1 nights at or below freezing. William P. Hobby Airport (USW00012918), about 7 miles southeast of downtown and nearer the Gulf, averages 55.0F in January and 84.8F in July with 55.62 in of rain, 2.9 days at 100F or above and 4.2 nights at or below freezing; its normals give no snowfall. Converted here to 12.1 C, 29.5 C, 1,317 mm and 0.3 cm. That precipitation is the most of any Texas city this site compares, 344 mm more than Dallas's at Love Field. Sunshine hours are the older 1961-1990 NCDC means (2,578 hours, 59% of possible, and 90 clear days), since the 1991-2020 normals do not include sunshine.

Hazards: Flooding is the defining hazard, from hurricanes, tropical storms and stalled rain alike. Hurricane Harvey made landfall near Port Aransas as a category 4 storm on 25 August 2017 and then stalled inland, and over four days 26 to 47 in (660 to 1,204 mm) of rain fell across Harris County, a maximum of 47.4 in at Clear Creek and I-45 and an average of 33.7 in (856 mm) over the county's 1,777 square miles, about 1 trillion gallons. The Harris County Flood Control District counted 154,170 homes flooded in the county, 68% of them outside the 100-year floodplain and 64% without flood insurance, 60,049 people rescued by government crews and 36 flood deaths in the county; statewide Harvey killed 68 people directly, the most from a landfalling hurricane in Texas since 1919. Bush Intercontinental recorded 31.26 in (794 mm) from 25 to 29 August, including 16.07 in (408 mm) on the 27th, the wettest day in its record since 1969, and Hobby 37.01 in (940 mm). NOAA puts Harvey's cost at $125 billion ($160 billion in 2024 dollars, second only to Katrina on its list). Harvey came after others: Tropical Storm Allison in June 2001 ($8.5 billion, 43 deaths), Hurricane Ike in September 2008 ($30.0 billion, 112 deaths), the Tax Day flood of 17 and 18 April 2016 ($2.7 billion, 8 deaths, with 9.92 in at Bush Intercontinental on the 18th) and Tropical Storm Imelda in September 2019 ($5.0 billion, 5 deaths). Wind and the power grid are the second hazard. On 16 May 2024 a derecho cut power to more than 900,000 customers in the Houston area and killed 8 people, and on 8 July 2024 Hurricane Beryl came ashore near Matagorda as a category 1 storm with 80 kt (92 mph) winds and crossed the western side of the metro, gusting to 72 kt (83 mph) at Bush Intercontinental and dropping 14.88 in (378 mm) at a gauge in western Houston. More than 2.2 million customers in the region lost power that afternoon (the National Hurricane Center cites media reports of 2.7 million across southeastern Texas), many of them for days in July heat. The NHC counted 11 direct deaths in Texas and 34 indirect ones, 14 of them from heat as the power stayed off, and NOAA puts the damage at $7.2 billion. Heat is the constant. The normals give only 7.0 days a year at or above 100F (37.8 C), far fewer than Dallas's 22.4, but 111.3 at or above 90F. Bush Intercontinental's record is 46 days of 100F in 2011, including 24 in a row from 1 to 24 August, and 45 in 2023, and its highest reading is 109F (42.8 C), on 4 September 2000, 27 August 2011 and 24 and 27 August 2023; 2026 had 9 such days through 21 September. Cold is rare and badly handled. Winter Storm Uri brought 1.0 in (2.5 cm) of snow to Bush Intercontinental on 15 February 2021 and a low of 13F (-10.6 C) on the 16th, above the station's record of 7F (-13.9 C) on 23 December 1989. ERCOT cut power across the state grid from 15 to 18 February and about 4.5 million customers lost it at the worst; Texas counted 246 deaths from the storm, 43 of them in Harris County, more than in any other county. On 20 and 21 January 2025 a Gulf Coast snowstorm left 1.4 in (3.6 cm) at the airport and a low of 20F (-6.7 C) on the 22nd.

Port St. Lucie

NOAA NCEI 1991-2020 normals for Fort Pierce St. Lucie County International Airport (station USW00012895), at Treasure Coast International Airport about 15 miles north of the city's center, which is the station behind the National Weather Service's Fort Pierce climate site, the one the NWS Melbourne office reports for this part of the Treasure Coast (its monthly Fort Pierce reports compare each month against this station's normals, such as August's 81.6F and 6.94 in, and carry a threaded record back to 1901): January mean 62.3F, July mean 81.4F, annual mean 73.1F, 51.17 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the Fort Pierce cooperative station (USC00083207), about 11 miles north of the city's center. August is the warmest month by two tenths of a degree at 81.6F, with a mean high of 90.2F; January's mean low is 51.2F. August (6.94 in) and June (6.69 in) are the wettest months, and June through September bring 25.75 in, half the year; February (2.17 in) is the driest. The normals count 66.8 days a year at 90F or above, none at 100F and 1.7 nights at or below freezing. Converted here to 16.8 C, 27.4 C, 1,300 mm and 0 cm. No station has 1991-2020 normals inside the city, and the two nearest bracket it: the Fort Pierce cooperative station averages 62.7F in January and 81.7F in July with 55.89 in a year, and Stuart, about 11 miles to the southeast and closer to the coast, 64.9F and 83.2F with 62.72 in. NCEI lists no 1991-2020 normals for the St. Lucie Lock station. Port St. Lucie's January is a little warmer than Orlando's (60.6F) and Tampa's (62.0F) and much colder than Miami's (68.6F), and its July is the coolest of the five Florida cities this site compares. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 NCDC basis of the other US profiles' sunshine hours, lists no Treasure Coast station; its Florida table gives West Palm Beach 66% of possible sunshine and 75 sunny days but no hours, and the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, and this stretch of coast has been hit directly. On 5 September 2004 Frances came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, as a Category 2 hurricane with winds of about 105 mph; it produced the highest gust recorded in Florida, 108 mph (174 km/h), in Fort Pierce, and a storm surge of 5.89 ft at the St. Lucie Lock, and damage topped $1 billion in each of St. Lucie, Martin and Indian River counties. Three weeks later, on 26 September, Jeanne made landfall 5 miles from the same spot at 120 mph, the strongest of the two, with gusts of 128 mph (206 km/h) at Fort Pierce Inlet; thousands of homes in St. Lucie County were damaged or destroyed, a man in the county was electrocuted by a downed power line, and the county's schools, closed since Frances, did not reopen until 4 October (Wikipedia). The Fort Pierce cooperative station recorded 7.00 in (178 mm) of rain on the day Jeanne arrived. Wikipedia counts Frances, Jeanne and Wilma (2005) as direct hits on the city. Rain is the other storm hazard: Irma dropped 13.08 in (332 mm) on the Fort Pierce airport on 10 September 2017, the wettest day in its record since 1999, and 21.66 in near the Fort Pierce water plant, the highest total in Florida; about 150,000 homes and businesses in St. Lucie County lost power. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, a high-end EF3 tornado tracked north from the Port St. Lucie area past Fort Pierce to Vero Beach, partially collapsed two warehouses and destroyed or flipped more than 20 mobile homes in the Spanish Lakes community, where six people died; Wikipedia counts seven deaths in St. Lucie County from the storm and $514 million of damage from that tornado. The water itself is the slower hazard. The North Fork of the St. Lucie River runs through the city to an estuary it shares with Stuart, and when Lake Okeechobee runs high the Army Corps of Engineers releases lake water east through the St. Lucie Canal into the river's South Fork: 137 billion gallons in 2013 and 237 billion from January to November 2016. That fresh, nutrient-laden water feeds toxic blue-green algae blooms; the federal government refused disaster aid for the 2016 bloom in the St. Lucie Estuary, and in July 2018 Governor Rick Scott declared a state of emergency over the discharges and algae in seven counties including St. Lucie and Martin (Executive Order 18-191). The Corps' new lake schedule, LOSOM, took effect with its record of decision on 12 August 2024; it allows releases south in every zone and ends regulatory releases east to the St. Lucie below the lake's upper zones (South Florida Water Management District), and the Corps said when it chose the plan that it would cut discharges to the St. Lucie Estuary by about two-thirds. In late July 2026 the lake stood at 10.83 ft, in its water shortage band, far below any level that would trigger releases. Heat is long rather than extreme: the normals count 66.8 days a year at 90F or above and none at 100F (37.8 C); the airport recorded 100 such days in 2024, the most in its record since 1999, and 84 in 2026 through 27 September. Frost is rare but real: 1.7 nights a year at freezing on the normals, and seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February 2026.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureHoustonPort St. LucieAdvantage
Median household income$64,361 USD (2024)$86,241 USD (2024)Port St. Lucie
Unemployment rate5.1% (July 2026)5.3% (July 2026)Houston
Sales tax8.25%7%Port St. Lucie
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%37%Even
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$13,449 USD$13,449 USDEven
Houston

BLS counted 3,495,300 nonfarm jobs in the Houston-Pasadena-The Woodlands MSA in August 2026 (not seasonally adjusted, preliminary), up 44,700 or 1.3% on the year. Construction grew fastest (+5.5%, to 269,000), then professional and business services (+2.6%, to 581,300) and government (+1.9%), with education and health services and leisure and hospitality both up 1.3%, while information (-5.9%), financial activities (-1.2%), mining and logging (-0.5%, to 73,300) and manufacturing (-0.2%, to 240,400) shrank. Trade, transportation and utilities is the largest sector at 695,600 jobs, unchanged on the year. The seasonally adjusted series (SMS48264200000000001) was 3,510,100 in August 2026, 1.2% above August 2025. The Greater Houston Partnership counts 27 Fortune 500 headquarters in the region on the 2026 list, tied with Chicago for second among US metros behind New York and ahead of Dallas-Fort Worth's 24, with a 28th due when Expand Energy moves to Spring; ExxonMobil (No. 9) and Chevron (No. 21) lead them. Port Houston calls the Houston Ship Channel complex the nation's largest port for waterborne tonnage (309.5 million tons in 2023, USACE) and the fifth-ranked US container port by TEUs.

Main sectors: Energy: oil and gas producers, refiners, pipelines and oilfield services (ExxonMobil, Chevron, Phillips 66, ConocoPhillips, Enterprise Products Partners, Baker Hughes, Halliburton, Cheniere Energy), Trade, transportation and utilities, the metro's largest sector (the Port of Houston, the nation's largest port by waterborne tonnage; Sysco; United Airlines at Bush Intercontinental; CenterPoint Energy, NRG Energy), Professional and business services, including engineering and construction (KBR, Quanta Services, Comfort Systems USA, Waste Management), Health care and life sciences (the Texas Medical Center, Memorial Hermann, Houston Methodist, MD Anderson Cancer Center, Texas Children's Hospital), Petrochemicals and advanced manufacturing along the Houston Ship Channel (Westlake, NOV).

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. The City of Houston's own rate for tax year 2025 is 51.919 cents per $100 of taxable value, left unchanged by an 11-3 council vote on 15 October 2025 although the city controller warned it would open a $53 million gap in the $7 billion fiscal 2026 budget; the budget committee chair, who voted against, said there was still room under both the state's and the city's own revenue caps. On 10 June 2026 the council passed a $7.5 billion budget for fiscal 2027 by 15 to 1, closing a projected deficit of more than $200 million with no increase in the property tax rate and a new $5 monthly solid waste fee on residential water bills. The rate for tax year 2026 had not been published in anything fetched. The county, school district, METRO and other levies on the same bill belong to the housing layer.

Port St. Lucie

BLS counted 177,800 nonfarm jobs in the Port St. Lucie MSA in August 2026 (not seasonally adjusted, preliminary), up 900 or 0.5% on the year, a slower pace than the population. Private education and health services added the most (+800, or 2.3%, to 34,900), then leisure and hospitality (+700, or 3.3%, to 21,800) and manufacturing (+300, to 8,500), while professional and business services lost 600 (-2.4%, to 23,900) and mining, logging and construction 400 (-2.5%, to 15,500); government held at 20,200, of which federal employment is only 1,100. The seasonally adjusted series (SMS12389400000000001) was 178,800 in August 2026, 0.1% above August 2025. Many residents work elsewhere: 40% of the city's workers (47,007 of 117,414) worked outside St. Lucie County in 2024, almost all of them elsewhere in Florida, and 13% of those who commute spend an hour or more getting there (ACS 2024 1-year, B08007 and B08303). The city has tried to change that with the jobs corridor in Tradition's Southern Grove: Cheney Brothers opened its distribution center there in late 2023 and expects 700 to 800 jobs, and WPTV described the city's pitch as a way out of being a bedroom community of commuters. Tradition itself, a former cattle ranch west of I-95 developed by Core Communities from 2006 with room for more than 18,000 homes, and St. Lucie West before it, are where most of the city's commercial land and new building are (Wikipedia). Clover Park, the Mets' 7,160-seat spring training stadium, opened for the 1988 season, when the team moved from St. Petersburg.

Main sectors: Health care, the metro's fastest-growing large sector (private education and health services, 34,900 jobs in August 2026): HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, and in Fort Pierce HCA Florida Lawnwood Hospital, Retail and the rest of trade, transportation and utilities, the metro's largest sector by payroll jobs (37,200 in August 2026, 23,600 of them in retail), Logistics and distribution in the Tradition and Southern Grove area off I-95: an Amazon delivery station, a FedEx Ground sortation center and Cheney Brothers' food distribution center at Legacy Park, and a 1.87-million-square-foot Costco depot that opened in 2026, Construction and real estate, building out a city platted in the 1960s and the master-planned communities of St. Lucie West and Tradition (mining, logging and construction, 15,500 jobs), Spring training and leisure: the New York Mets have trained at Clover Park since 1988, and the St. Lucie Mets play the minor league season there (leisure and hospitality, 21,800 jobs).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 28 September 2026 the City Council unanimously adopted a $971.6 million budget for fiscal 2027 and cut the city's operating rate for the eleventh year in a row, from 4.9750 to 4.8750 mills, about $4.88 per $1,000 of taxable value; the city says the rate is 25% lower than in 2016 and the third-lowest municipal rate among Florida's 20 largest cities (WFLX). The county, school board and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureHoustonPort St. LucieAdvantage
SystemMETRO buses (more than 80 local routes plus Park & Ride commuter buses on the HOV and HOT lanes), three METRORail light rail lines on 22.7 miles of track (the Red Line, opened in 2004, and the Green and Purple lines, opened in 2015), the Silver Line bus rapid transit in Uptown, METRO curb2curb on-demand service and METROLift paratransit, across a service area of about 1,300 square milesArea Regional Transit (ART), run by St. Lucie County: fare-free fixed-route buses on eight routes, five of which serve Port St. Lucie (Wikipedia), on-demand microtransit zones and door-to-door paratransit for eligible riders, serving Port St. Lucie, Fort Pierce, St. Lucie Village and the unincorporated county; it began as a demand-response service and took its present name in 2020. Martin County runs its own bus service, and there is no rail service in the city: the Florida East Coast Railway's main line crosses its eastern edge without a station.Not directly comparable
Commute by public transit3.4% (2024)0.5% (2024)Houston
Walk or cycle to work2.9% (2024)1.4% (2024)Houston
AirportGeorge Bush Intercontinental Airport (IAH), about 23 miles north of downtown and a hub for United Airlines, handled 48,131,213 passengers in 2025, 0.6% fewer than the 48.4 million of 2024 (FAA figures as cited by Wikipedia; Houston Airports gave no per-airport total for 2025 in anything fetched), and a record 12.4 million international passengers, 2.5% more than in 2024. William P. Hobby Airport (HOU), about 7 miles southeast of downtown and an operating base for Southwest Airlines, handled 13,943,759, 4.5% fewer than 2024's 14.6 million; it kept Skytrax's 5-star rating for a fifth year, the only one in North America. Houston Airports puts the two together at 62 million passengers in 2025, below the record 63.1 million of 2024, and a record 562,809 metric tons of air cargo.Port St. Lucie has no airline service of its own. Treasure Coast International Airport, owned by St. Lucie County about 3 miles northwest of downtown Fort Pierce, serves general aviation, flight schools and private flights to the Bahamas, with a customs station; its last scheduled airline service ran briefly in 1988 (Wikipedia). The nearest large airport is President Donald J. Trump International Airport in West Palm Beach, named Palm Beach International (PBI) until 9 July 2026 and coded DJT since 18 August 2026, about 45 miles south of the city's center in a straight line; it handled a record 8,657,372 passengers in 2025, 3.0% more than 2024's 8,403,519 (Wikipedia, citing the airport's traffic reports). Orlando International is about 125 miles to the northwest.Not directly comparable
Houston

METRO carried 77,996,900 unlinked trips in 2025, 63,315,900 of them by bus and 12,651,100 on light rail, and about 251,800 a weekday in the second quarter of 2026, 37,700 of them on light rail (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). METRO's own count for fiscal 2025 is 76.3 million boardings on bus and METRORail, 23.3 million riders on its HOV and HOT lanes and 1.9 million METROLift trips. The authority serves the City of Houston, much of unincorporated Harris County and 14 smaller cities, and is paid for by a 1% sales tax that voters created in 1978. Expansion has stalled: voters approved the METRONext plan in November 2019, including 16 miles of light rail extensions and 75 miles of bus rapid transit, but in June 2024 METRO indefinitely postponed the University Line, once the plan's cornerstone, and in February 2025 it adopted METRONow, which puts safety, cleanliness and reliability of the existing service first.

Port St. Lucie

ART carried 825,588 unlinked trips in 2025, 581,985 of them on its fixed-route buses and 243,603 on demand-response service, on the National Transit Database's monthly ridership file (Federal Transit Administration). That is about an eighth of Sun Metro's 6.2 million in El Paso, a city two and a half times as large. The service went fare-free in 2018 and ridership tripled (WPTV): bus trips under the Council on Aging of St. Lucie, which ran the system until 2020, went from 277,513 in 2017 to 584,518 in 2018 and 726,750 in 2019. They have not returned to that peak since the county took the service over: 421,503 in 2021, 562,968 in 2023 and 581,985 in 2025, while demand-response trips have grown from 64,965 in 2021 to 243,603. WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Palm Tran, Brightline and Tri-Rail, at a $3 fare; this file did not confirm its current schedule.

06: Daily life

Health care, schools and what each city is like

Houston

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF, August 2026). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of Houston's rate was 23.3% (553,576 of 2,370,907), Harris County's 20.8% and the metro's 18.4%. The Texas Medical Center, south of downtown, calls itself the largest medical complex in the world: by its own count 10,000 patient beds, more than 120,000 employees, 10 million patient encounters and 750,000 emergency visits a year, and among its members the world's largest children's hospital and largest cancer hospital (Texas Children's and MD Anderson). Harris Health's Ben Taub Hospital in the medical center, licensed for 402 beds, is the county's public Level I trauma center and treats more than 80,000 emergency patients a year; in May 2024 Harris Health broke ground on a $1.6 billion, 12-story hospital on its Lyndon B. Johnson campus in northeast Houston, due to open in late 2028 as the first Level I trauma center in the county outside the medical center. This file did not verify a wait time figure for primary or specialist care.

Education

Houston ISD, the largest school district in Texas, has been run by a state-appointed board and superintendent, Mike Miles, since the Texas Education Agency took it over in 2023. It counted 168,810 students on its official snapshot of 31 October 2025, down 4.5% from 176,727 a year earlier, and just over 155,600 on 4 September 2026, nearly 10,000 fewer than in September 2025, and it is cutting staff and campus budgets as a result (Houston Chronicle). The Texas Tribune counts 21,000 students lost since the takeover began, a faster decline than any of its urban peers, and about $190 million in state funding with them. Under Miles the number of F-rated campuses fell from 56 to five, but voters rejected a $4.4 billion bond in 2024, the largest Texas school bond ever to fail, and in August 2026 Miles said the official end of the takeover may come at the end of the 2026-27 year. The University of Houston (48,950 students in fall 2025) and Rice University (8,880 in fall 2024) are both inside the city, and Houston Community College renamed itself Houston City College in 2025.

Living there

Houston is the fourth-largest city in the country and the energy capital of its fifth-largest metro, which added 126,720 people in 2024-25, more than any other. It spreads into four counties with 22.7 miles of light rail near the core, and 68.7% of its workers drive alone, though its 3.4% transit share is the highest of the Texas cities this site compares. Water is its hazard: Harvey flooded 154,170 homes in Harris County in 2017, most of them outside the mapped floodplain, and Beryl left more than two million customers without power in July heat in 2024. Summer is long and humid rather than extreme, with far fewer 100F days than Dallas but 111 days a year at 90F or above and 1,317 mm of rain. Texas takes no income tax, 23.3% of the city's residents have no health insurance, and the Texas Medical Center, the largest in the world by its own count, sits a few miles south of downtown. The open questions are fiscal and civic: the council held the property tax rate flat in October 2025 against its controller's warning and passed a fiscal 2027 budget that closes a deficit of more than $200 million without raising it, METRO has shelved the University Line that was once the cornerstone of its expansion plan, and Houston ISD, under state control since 2023, began 2026-27 with nearly 10,000 fewer students than the year before.

Port St. Lucie

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Port St. Lucie's was 9.9% (25,579 of 257,314), St. Lucie County's 11.4% and the metro's 11.0%. Two hospitals are in the city. HCA Florida St. Lucie Hospital, formerly St. Lucie Medical Center, has 282 licensed beds and treats more than 90,000 patients a year, by HCA's own figures. Cleveland Clinic Tradition Hospital opened in Tradition in 2013 with 90 beds and has since grown to nine stories and 177 private rooms; it was Martin Health System's Tradition Medical Center until Martin Health joined Cleveland Clinic as a full member in January 2019, and it runs a 24-hour emergency department and maternity care. The region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital is a Level II trauma center serving St. Lucie, Martin, Indian River and Okeechobee counties, with a Level III neonatal intensive care unit. This file did not verify a wait time figure for primary or specialist care.

Education

St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year; its superintendent said the schools were 'busting at the seams' (WFLX). It opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school and the first K-8 in Tradition, for 2026, and in November 2024 voters extended its half-cent sales tax for school construction to the end of 2036 (Florida Department of Revenue). Indian River State College, a public college founded in Fort Pierce in 1959 that has offered bachelor's degrees since 2008 and won the Aspen Prize for Community College Excellence in 2019, has its Pruitt campus in Port St. Lucie and enrolled 15,429 students in 2024-25, 61% of them part time (IPEDS, as compiled by UnivStats). FAU Harbor Branch Oceanographic Institute, founded in 1971 and part of Florida Atlantic University since 2007, works from a 144-acre campus on the Indian River Lagoon north of Fort Pierce and accounts for about a third of FAU's research activity (Wikipedia); Keiser University also has a campus in the city (Wikipedia).

Living there

Port St. Lucie was a land sale before it was a city. In 1958 the General Development Corporation bought about 40,000 acres along the North Fork of the St. Lucie River, and the city was incorporated in 1961 under its ownership; GDC platted more than 80,000 quarter-acre lots and sold most of them by mail on installment plans to buyers across the country and abroad, with little thought, the city's own comprehensive plan says, for water, sewage, roads or drainage (City of Port St. Lucie; Wikipedia). The result is a city of single-family houses on small lots laced with canals, whose water and sewer system the city bought in 1994, after GDC's bankruptcy, and began extending to the platted lots in 1996. Newer, planned growth came west of I-95, in St. Lucie West in the 1990s and Tradition from 2006. It has grown faster than any other US city of 200,000 people since 2020, 30.9%, almost entirely on people moving in from elsewhere, and it is older than the other Florida cities here, with a median age of 44.3. It is car-dependent even by Florida standards: 0.5% of workers take transit, the lowest share of any city this site compares, and 40% of workers leave the county for work. It is also, on the FBI's counts, the safest city here, with 130 violent offenses per 100,000 and four homicides in 2025, and its household income, $86,241, is the highest of the Florida cities here. The risks are water and wind: Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and discharges from Lake Okeechobee have turned the St. Lucie River's estuary green with algae. The open questions are growth's: schools at capacity, the highest unemployment rate of any US metro here at 5.3%, and whether the jobs corridor in Tradition can make a commuter town into a place people also work.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the mortgage lines compare directly, and the prices are the same kind of measure, regional medians of single-family houses sold in August 2026, because neither board's figure for the city alone could be used. Houston's is the Houston Association of Realtors' median for Greater Houston, $330,000, 1.5% below a year earlier, because HAR's city breakdown could not be retrieved. The Port St. Lucie figure is MIAMI REALTORS + RWorld's median for St. Lucie County, $402,500 on 444 sales, 0.6% above a year earlier; no median is published for the City, which holds two-thirds of the county's 402,449 residents, and the county also takes in Fort Pierce and Hutchinson Island. Zillow's index, which models every home in each city, keeps the order: it stood at $261,740 for the City of Houston in August, 2.3% lower on the year, and Zillow's index for the City of Port St. Lucie stood at $384,593, 1.3% lower, a gap of about $123,000 against $72,500 on the medians. At 20% down, Houston's $264,000 loan costs about $1,762 a month and a $322,000 loan on the St. Lucie County median about $2,149. Property tax is $4,391 a year in Houston and about $8,022 in Port St. Lucie with a homestead, and insurance is budgeted at $450 a month in both, each an estimate between published averages for a coast that hurricanes reach, the Port St. Lucie averages running from $4,630 to $13,752 a year and the policy covering wind with a separate hurricane deductible, with no flood policy in either. The three lines come to about $2,578 and $3,267, roughly 48% and 45% of each city's 2024 median household income; of the $689 gap about $387 is the mortgage and $302 the property tax. The rents are on the same series, Apartment List's September medians, though for the City of Houston and for St. Lucie County, since Apartment List publishes none for the City of Port St. Lucie: a one-bedroom at $1,120 in Houston and $1,097 in St. Lucie County, a two-bedroom $1,327 and $1,271. Zillow's observed rent index, measured for each city, puts them far apart, $1,542 in Houston and $2,396 in Port St. Lucie in August, about 29% and 33% of median income, because much of Port St. Lucie's rental stock is single-family houses that an apartment index barely sees.

The definitions match, though one record is much shorter than the other: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 30 September and 1 October 2026. Port St. Lucie is the lower on every line, by a very wide margin. Its 349 violent offenses come to 130 per 100,000 against Houston's 890 on 21,345, the lowest rate of any city this site compares, and its 1,708 property offenses to 637 against 3,854 on 92,382. Homicide was 4 in Port St. Lucie, about 1.5 per 100,000, against 270 in Houston, about 11.3. Two cautions sit on the Port St. Lucie figures. 2025 is the police department's first full year of incident-based reporting, after a switch in late June 2024 that the department says makes the old and new counts incomparable, so no trend can be read from its record. And its property total carries only 2 motor vehicle thefts, implausibly few beside the 86 and 122 it reported for 2022 and 2023, though even with 122 added the rate would be about 682. What holds across every year the FBI carries is the level: three to six homicides a year in a city of more than a quarter of a million. Houston's record is long and improving: violent offenses dropped 20% in 2025 and 26% in four years, murders 18%, from 329 to 270, and motor vehicle theft from 20,085 in 2023 to 12,516. Both sets of counts come from a feed last refreshed on 15 September and can still be revised.

The two get almost the same rain, and Houston has the hotter summer and the colder winter. Houston gets 1,317 mm a year, the most of the Texas cities this site compares, and Port St. Lucie 1,300 mm, half of it from June through September. January averages 12.1 C at Bush Intercontinental, inside the city well north of downtown, and 16.8 C at Treasure Coast International Airport, about 15 miles north of Port St. Lucie's center because no station with current normals sits inside it; July is 29.5 C against 27.4 C. Houston's normals count 111.3 days a year at 90F or above against 66.8, 7.0 at or above 37.8 C (100F) against none, and 10.1 nights at or below freezing against 1.7, with 0.3 cm of snow against none; no sunshine figure for the Treasure Coast is on the 1961-1990 series behind Houston's 2,578 hours. Both are hurricane cities, with different histories. Harvey stalled over the Houston region in August 2017, flooded 154,170 homes in Harris County, 68% of them outside the 100-year floodplain and 64% without flood insurance, and caused 36 flood deaths in the county; Beryl in July 2024 left more than 2.2 million customers in the region without power in summer heat. Port St. Lucie has taken the wind directly: Frances and Jeanne both came ashore at the southern end of Hutchinson Island, just offshore, three weeks apart in September 2004, Jeanne at 120 mph, and Frances alone did more than $1 billion of damage in each of St. Lucie, Martin and Indian River counties. Irma dropped 332 mm on the Fort Pierce airport on 10 September 2017 and about 150,000 homes and businesses in St. Lucie County lost power, and on 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, an EF3 tornado tracked north from the Port St. Lucie area and killed six people in the Spanish Lakes mobile home community. Its slow hazard is the river: Lake Okeechobee water released east into the St. Lucie fed toxic algae blooms in the estuary in 2016 and 2018, and the Corps' lake schedule since August 2024 is meant to cut those discharges by about two-thirds. Cold is rare in both. Winter Storm Uri took Bush Intercontinental to 13F (-10.6 C) in February 2021 while ERCOT cut power across the state grid, and Texas counted 43 of the storm's 246 deaths in Harris County, more than in any other; Port St. Lucie's airport fell to 23F (-5.0 C) on 2 February 2026, in a winter with seven freezing nights, the most since 2010.

Houston's metro has about twenty times Port St. Lucie's jobs, and the two have the highest unemployment rates of the US metros this site compares. BLS counted 3,495,300 nonfarm jobs around Houston in August 2026, 1.3% more than a year earlier, and 177,800 in the Port St. Lucie metro, 900 more, a gain of 0.5% that trails its population. On the same unadjusted basis unemployment in July was 5.1% around Houston and 5.3% around Port St. Lucie, against 4.4% nationally. Houston runs on energy, the port and the Texas Medical Center, and the Greater Houston Partnership counts 27 Fortune 500 headquarters in the region on the 2026 list, led by ExxonMobil and Chevron; Port Houston calls the Houston Ship Channel complex the nation's largest port by waterborne tonnage, 309.5 million tons in 2023. Port St. Lucie runs on health care, retail, construction and the distribution centers rising in Tradition and Southern Grove off I-95: an Amazon delivery station, a FedEx Ground sortation center, Cheney Brothers' food distribution center, which expects 700 to 800 jobs, and a 1.87-million-square-foot Costco depot that opened in 2026; the New York Mets have held spring training at Clover Park since 1988. Private education and health services added the most jobs in its metro in the year, 800, while construction lost 400, where in Houston construction grew 5.5%. Many Port St. Lucie residents work elsewhere: 40% of the city's workers left St. Lucie County for work in 2024. Neither profile carries a wage figure. City median household income was $64,361 in Houston and $86,241 in Port St. Lucie in 2024, the latter with a margin of error of $6,562 either way, while the metros were level, $81,417 and $80,659. Neither state taxes income, so $100,000 pays $13,449 in federal tax in both for 2025, and sales tax is 8.25% in Houston, a full cent of it METRO's, against 7% in St. Lucie County. The property tax stacks are far apart. Houston's eight units add to 2.12522 per $100, and Texas takes $140,000 off the school levy, Houston ISD adds 20% of its own and most of the other units take 20% too. A house in the City of Port St. Lucie pays 17 levies adding to 22.3097 mills, about 2.23 per $100: the county's general fund, jail and courts, transit, mosquito control and erosion district, the City's operating and debt levies, four school lines, the fire district, the Children's Services Council, three South Florida Water Management District lines and the Florida Inland Navigation District, and Florida takes $25,000 off every levy and a second $25,000 off all but the schools. So on the same $402,500 house Houston's eight units would charge about $5,626 against $8,022, and on $330,000 the Port St. Lucie stack would charge about $6,404 against Houston's $4,391.

Neither city has much transit, and Port St. Lucie has the least of any here. In 2024, 3.4% of Houston workers took transit and 2.9% walked or cycled, against 0.5% and 1.4% in Port St. Lucie, the lowest transit share of any city this site compares, with a margin of error almost as large as the figure; 68.7% of Houston's workers drove alone against 71.5%, and 10.9% and 16.7% worked from home. METRO carried 77,996,900 trips in 2025, 12,651,100 of them on 22.7 miles of light rail, and is paid for by a 1% sales tax voters created in 1978, though it postponed the University Line indefinitely in June 2024. Port St. Lucie's buses are the county's: Area Regional Transit runs fare-free fixed routes, five of its eight serving the city, with on-demand microtransit beside them, and carried 825,588 trips in 2025, about one for every 94 of METRO's. The Florida East Coast Railway crosses the city's eastern edge without a station. The airports are far apart. Bush Intercontinental, United's hub, handled 48,131,213 passengers in 2025, a record 12.4 million of them international, and Hobby 13,943,759. Port St. Lucie has no airline service of its own: Treasure Coast International in Fort Pierce serves general aviation and private flights, and the nearest large airport is President Donald J. Trump International in West Palm Beach, named Palm Beach International until July 2026, about 45 miles south in a straight line, which handled 8,657,372 passengers in 2025.

Coverage is where the two states part most. Neither Texas nor Florida has expanded Medicaid, but Texas had the highest uninsured rate of any state in 2024, 16.7%, and the City of Houston's was 23.3%, while Florida's was 10.9% and the City of Port St. Lucie's 9.9%, against 8.2% nationally. The hospitals are of different orders. Houston has the Texas Medical Center, by its own count the largest medical complex in the world, with 10,000 patient beds, MD Anderson and Texas Children's, and Harris Health's Ben Taub Hospital, licensed for 402 beds, is the county's public Level I trauma center. Port St. Lucie has two hospitals, HCA Florida St. Lucie Hospital, with 282 licensed beds, and Cleveland Clinic Tradition Hospital, which opened in 2013 and has grown to 177 private rooms with a 24-hour emergency department, and the region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital, a Level II center serving four counties. Neither profile verified a wait time. The schools are moving in opposite directions. Houston ISD, the largest district in Texas and under a state-appointed board since 2023, counted just over 155,600 students on 4 September 2026, nearly 10,000 fewer than a year earlier. St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year, with schools its superintendent called busting at the seams; it opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school in Tradition. The University of Houston enrolled 48,950 in fall 2025 and Rice 8,880 in fall 2024. Port St. Lucie's college is the Pruitt campus of Indian River State College, a public college that enrolled 15,429 students in 2024-25, 61% of them part time, and FAU's Harbor Branch Oceanographic Institute works from a campus north of Fort Pierce.

What people underestimate is that flood is the risk in both and neither figure here includes it, and that the two bills carry charges their rates do not show. Harvey flooded homes that were mostly outside the mapped floodplain and mostly uninsured for flood, and a homeowners policy covers wind and not rising water in either state; from 1 January 2027 every Citizens Property Insurance homeowners policy in Florida with wind cover must also carry flood, wherever the house is. Newer Houston subdivisions often pay a municipal utility district, at a median of about 0.54 per $100 in 2025, and Houston has added a $5 monthly solid waste fee on residential water bills. The City of Port St. Lucie bills its solid waste and stormwater assessments on the tax bill, about $656 a year that no exemption reduces, and in the newer west about forty community development districts add their own: in Tradition's, the operations assessment on a house for fiscal 2027 runs from $439.51 to $967.80, and a house carrying the 2014 bonds pays $715.89 a year more until 2035. An older lot still on a well and septic tank costs $18,821 to connect to City water and sewer. After a purchase both states tax the buyer at full value: Save Our Homes resets a Florida assessment to market value the January after a sale and the Texas 10% cap lapses on one, and without a homestead the two medians would owe $7,013 and $8,980. At closing Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $1,916 on Houston's median; Florida charges documentary stamp tax on the deed at 70 cents per $100, $2,818 on the St. Lucie County median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,771 at 20% down. Houston has held its own rate at 51.919 cents since 2023 under a charter cap on its revenue; the City of Port St. Lucie cut its rate for the eleventh year in a row, from 4.9750 to 4.8750 mills for fiscal 2027. And the growth is of different sizes. Houston added 11,515 residents in 2024-25 and has grown 4.2% since 2020. Port St. Lucie added 9,131, 3.5% in a year, and has grown 30.9% since 2020, the fastest of the 129 US cities of 200,000 or more, with the sixth-largest numeric gain of any US city behind San Antonio, Fort Worth, Houston, Charlotte and Jacksonville, on land the General Development Corporation platted in the 1960s into more than 80,000 quarter-acre lots laced with canals.

Houston

Better here

  • Mortgage, property tax and insurance come to about $2,578 a month on Greater Houston's median, against $3,267 on St. Lucie County's at the same 7.03% rate and the same $450 insurance budget.
  • A homesteaded owner pays about 1.33% of the median in property tax against 1.99%, and on the same $402,500 house the eight units would take about $5,626 against $8,022.
  • The metro's 3,495,300 nonfarm jobs grew 1.3% in the year to August 2026, about twenty times the Port St. Lucie metro's 177,800, and the region counts 27 Fortune 500 headquarters.
  • METRO carried 77,996,900 trips in 2025 and runs 22.7 miles of light rail, against 825,588 trips on Area Regional Transit's buses.
  • Bush Intercontinental, United's hub, handled 48,131,213 passengers in 2025 and Hobby 13,943,759, where Port St. Lucie has no airline service of its own.
  • The Texas Medical Center, with MD Anderson and Texas Children's, is by its own count the largest medical complex in the world, and Ben Taub is a Level I trauma center.

Worse here

  • Violent crime ran 890 per 100,000 in 2025 against 130 in Port St. Lucie, property crime 3,854 against 637, and there were 270 homicides against 4, on the same FBI counts.
  • The City of Houston's uninsured rate was 23.3% in 2024 against 9.9% in the City of Port St. Lucie.
  • City median household income was $64,361 in 2024, about $22,000 below Port St. Lucie's $86,241.
  • Harvey flooded 154,170 homes in Harris County in 2017, 68% of them outside the 100-year floodplain and 64% without flood insurance.
  • The normals count 7.0 days a year at or above 37.8 C (100F) against none at Port St. Lucie's airport, and 111.3 at 90F or above against 66.8.
  • Texas counted 43 of Winter Storm Uri's 246 deaths in Harris County in February 2021, more than in any other county, while ERCOT cut power.

Choose Houston if

  • you work in energy, petrochemicals, engineering or at the Texas Medical Center
  • you want light rail and a hub airport with international reach
  • you want to own for about $689 a month less on the same insurance budget
  • you rent, where Zillow's observed rent index was $1,542 in August against $2,396 in Port St. Lucie

The Houston guide · Neighborhoods · Houston rent vs buy · Houston mortgage calculator

Port St. Lucie

Better here

  • Violent crime ran 130 per 100,000 in 2025, the lowest of any city this site compares, against 890 in Houston, and there were 4 homicides, about 1.5 per 100,000, against 270.
  • The City of Port St. Lucie's uninsured rate was 9.9% in 2024 against 23.3% in the City of Houston.
  • City median household income was $86,241 in 2024 against $64,361, so the carry takes about 45% of it against 48% in Houston.
  • January averages 16.8 C with 1.7 freezing nights a year, against 12.1 C and 10.1 at Bush Intercontinental, and the normals count no days at 100F against 7.0.
  • Sales tax is 7% against 8.25%, and the City cut its own property tax rate for the eleventh year in a row for fiscal 2027.
  • The city has grown 30.9% since 2020, the fastest of any US city of 200,000 or more, and its school district is adding about 1,500 students a year and opening schools.

Worse here

  • A homesteaded owner pays about 1.99% of the median in property tax against 1.33% in Houston, and the City's solid waste and stormwater assessments add about $656 a year on the same bill.
  • Unemployment was 5.3% in July 2026, the highest of any US metro this site compares, and the metro added only 900 jobs in the year to August.
  • Frances and Jeanne made landfall just offshore three weeks apart in 2004, and published insurance averages run from $4,630 to $13,752 a year.
  • Only 0.5% of workers took transit in 2024, the lowest share of any city this site compares, and the nearest large airport is about 45 miles south.
  • The region's trauma center is a Level II, HCA Florida Lawnwood Hospital in Fort Pierce, against Houston's Level I centers and the Texas Medical Center.
  • The seller pays documentary stamp tax of $2,818 on the median and the buyer about $1,771 in stamp and intangible tax on the loan, where Texas taxes neither the deed nor the loan.

Choose Port St. Lucie if

  • you want the lowest crime rates of any city this site compares and a much lower uninsured rate
  • you want a mild winter and fewer 100F days, and will plan around a hurricane season and check an address's flood risk first
  • you work in health care, construction, logistics or retail on the Treasure Coast, or can keep a job elsewhere, as 40% of the city's workers do
  • you would pay about $689 a month more to own for a smaller, newer, faster-growing city

The Port St. Lucie guide · Neighborhoods · Port St. Lucie rent vs buy · Port St. Lucie mortgage calculator

08: Questions people ask

Houston or Port St. Lucie, in short

Is Houston or Port St. Lucie cheaper to live in?

Houston, to own and to rent in dollars, though not against local pay, where the two are close the other way. Both cities were priced at the same 7.03% mortgage rate of 24 September 2026, and both prices are regional medians of single-family houses sold in August 2026: the Houston Association of Realtors' $330,000 for Greater Houston and MIAMI REALTORS + RWorld's $402,500 for St. Lucie County, of which the City of Port St. Lucie is two-thirds. At 20% down the mortgage is about $1,762 against $2,149. Property tax is $4,391 a year against about $8,022 with a homestead, and insurance is $450 a month in both, so the three lines come to about $2,578 in Houston and $3,267 in Port St. Lucie, roughly 48% and 45% of each city's median household income, $64,361 and $86,241. Zillow's index keeps the order, $261,740 for the City of Houston, and Zillow's index for the City of Port St. Lucie stood at $384,593. Apartment List's two-bedroom medians are close, $1,327 in Houston and $1,271 in St. Lucie County, but Zillow's observed rent index was $1,542 against $2,396 in August. Neither state taxes income, and sales tax is 8.25% in Houston against 7% in St. Lucie County.

Is Houston or Port St. Lucie safer?

Port St. Lucie, on every line and by a very wide margin, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates, read on 30 September and 1 October 2026. Violent offenses ran 130 per 100,000 in Port St. Lucie against 890 in Houston, property offenses 637 against 3,854, and homicide was 4 in Port St. Lucie, about 1.5 per 100,000, against 270 in Houston, about 11.3. Houston is improving: its violent offenses dropped 20% in 2025 and its murders fell from 329. Port St. Lucie's police switched to incident-based reporting in mid-2024, so its trend cannot be read and its 2025 property figure probably undercounts car theft, but even with a full year of thefts added its rate would be about 682. Every rate here is a count divided by a Census estimate rather than a published rate, and the counts can still be revised.

How do hurricanes and flooding compare in Houston and Port St. Lucie?

Both are exposed, in different ways, and neither carry here includes flood insurance. Harvey stalled over the Houston region in August 2017 and flooded 154,170 homes in Harris County, 68% of them outside the 100-year floodplain and 64% without flood insurance, and Beryl left more than 2.2 million customers in the region without power in July 2024. Port St. Lucie has taken direct hits: Frances and Jeanne both came ashore at the southern end of Hutchinson Island three weeks apart in September 2004, Irma dropped 332 mm on the Fort Pierce airport in one day in 2017, and an EF3 tornado ahead of Milton killed six people just north of the city in October 2024. Homeowners insurance is budgeted at $450 a month in both, and from 1 January 2027 every Citizens Property Insurance homeowners policy in Florida with wind cover must also carry flood. Get a flood quote on the address in either city before comparing.

Which has the better job market, Houston or Port St. Lucie?

Houston's is about twenty times the size and growing faster, though unemployment is high in both. BLS counted 3,495,300 nonfarm jobs around Houston in August 2026, 1.3% more than a year earlier, and 177,800 in the Port St. Lucie metro, 0.5% more. On the same unadjusted basis unemployment was 5.1% around Houston and 5.3% around Port St. Lucie in July, the two highest rates of the US metros this site compares. Houston's work leans on energy, the Port of Houston, engineering and the Texas Medical Center, with 27 Fortune 500 headquarters in the region. Port St. Lucie's leans on health care, retail, construction and new distribution centers in Tradition and Southern Grove, and 40% of the city's workers commute out of St. Lucie County. Metro median household income was about level in 2024, $81,417 around Houston and $80,659 around Port St. Lucie.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
  2. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Character
  3. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  4. Crime Data Explorer summarized agency data, Houston Police Department (TXHPD0000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  5. Houston homicides drop 17% in 2025, as experts say multiple factors drive national trend · Houston Chronicle · retrieved
    Supports: Homicides, Crime trend
  6. Crime continues downward surge in 2025 in Houston and nationwide (Major Cities Chiefs Association year-end survey) · Houston Chronicle · retrieved
    Supports: Violent crime rate, Crime trend
  7. US Climate Normals 1991-2020, station USW00012960 Houston Bush Intercontinental Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 53.8F, July 85.1F and August 85.2F from the monthly series, and annual mean 70.5F, precipitation 51.84 in, snowfall 0.1 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  8. US Climate Normals 1991-2020, station USW00012918 Houston William P. Hobby Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals
  9. Global Historical Climatology Network daily summaries, Houston Bush Intercontinental Airport (USW00012960), 1969-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 31.26 in from 25 to 29 August 2017 and 16.07 in on 27 August 2017, 9.92 in on 18 April 2016, 46 days at or above 100F in 2011 and 24 in a row from 1 to 24 August 2011, 45 in 2023, 9 in 2026 through 21 September, 109F on 4 September 2000, 27 August 2011 and 24 and 27 August 2023, 1.0 in of snow on 15 February 2021 and 13F on 16 February 2021, 7F on 23 December 1989, 1.4 in of snow on 20 and 21 January 2025 and 20F on 22 January 2025
  10. Global Historical Climatology Network daily summaries, Houston William P. Hobby Airport (USW00012918), 1930-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 37.01 in from 25 to 29 August 2017
  11. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  12. Weather and Climate Billion-Dollar Disasters to affect the U.S. from 1980-2024 (events list) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards
  13. Hurricane Harvey & Its Impacts on Southeast Texas (August 25-29, 2017) · National Weather Service, Houston/Galveston · retrieved
    Supports: Climate hazards
  14. Immediate Flood Report, Final Report: Hurricane Harvey, 2017 · Harris County Flood Control District · retrieved
    Supports: Climate hazards, Character
  15. National Hurricane Center Tropical Cyclone Report: Hurricane Beryl (AL022024) · NOAA National Hurricane Center · retrieved
    Supports: Climate hazards
  16. Houston power outages: Hurricane Beryl plunges 2.2 million into the dark · Houston Public Media · retrieved
    Supports: Climate hazards, Character
  17. Public Utility Commission releases investigative report on CenterPoint's response to Hurricane Beryl · The Texas Tribune · retrieved
    Supports: Climate hazards
  18. February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved
    Supports: Climate hazards
  19. The Timeline and Events of the February 2021 Texas Electric Grid Blackouts · The University of Texas at Austin Energy Institute · retrieved
    Supports: Climate hazards
  20. ACS 2024 1-year tables B08301 and B19013 for Houston city and the Houston-Pasadena-The Woodlands MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  21. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, the US, Harris County, Houston city and the Houston-Pasadena-The Woodlands MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  22. Local Area Unemployment Statistics, Houston-Pasadena-The Woodlands, TX MSA (LAUMT482642000000003), Harris, Fort Bend and Montgomery counties, and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  23. Current Employment Statistics, Houston-Pasadena-The Woodlands, TX MSA: total nonfarm (SMU48264200000000001, SMS48264200000000001) and supersectors (SMU4826420xx00000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  24. Fortune 500 Companies (Houston ranks second among US metro areas in Fortune 500 headquarters) · Greater Houston Partnership · retrieved
    Supports: Main sectors, Labour market
  25. 27 Houston companies make Fortune 500 for 2026, led by energy giants · CultureMap Houston (InnovationMap) · retrieved
    Supports: Main sectors, Labour market
  26. Port Houston Statistics · Port Houston · retrieved
    Supports: Main sectors, Labour market
  27. City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  28. Transit Sales and Use Tax (Houston MTA, effective October 1, 1978) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax, Transit ridership
  29. Texas Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
  30. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  31. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  32. Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: Tax notes
  33. Houston won't raise property tax rate despite budget concerns · The Bond Buyer · retrieved
    Supports: Tax notes, Character
  34. City of Houston passes Whitmire's $7.5 billion budget for fiscal year 2027 · Houston Public Media · retrieved
    Supports: Tax notes, Character
  35. About METRO · Metropolitan Transit Authority of Harris County (METRO) · retrieved
    Supports: Transit system, Transit ridership
  36. Metropolitan Transit Authority of Harris County (citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026, through Template:American transit ridership) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership, Character
  37. Houston Airports closes 2025 with strong international growth, record cargo performance · Houston Airports · retrieved
    Supports: Airport passengers
  38. Houston Airports earns global honors as record travel powers momentum · Houston Airports · retrieved
    Supports: Airport passengers
  39. Houston Airports shatters passenger record with 63.1 million travelers in 2024 · Houston Airports · retrieved
    Supports: Airport passengers
  40. George Bush Intercontinental Airport (2025 passenger totals from the FAA, location, United Airlines hub) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  41. William P. Hobby Airport (2025 passenger totals from the FAA, location, Southwest Airlines) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  42. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  43. About Us (TMC at a Glance) · Texas Medical Center · retrieved
    Supports: Health care, Character
  44. Harris Health Ben Taub Hospital · Harris Health · retrieved
    Supports: Health care
  45. Harris Health System Breaks Ground on Northeast Houston Hospital · Harris Health · retrieved
    Supports: Health care
  46. HISD cuts staff, campus budgets after enrollment drops nearly 10,000 from last September · Houston Chronicle · retrieved
    Supports: Education, Character
  47. HISD reports about 168,800 students enrolled in 2025-26 school year, a loss of 4.5% · Houston Chronicle · retrieved
    Supports: Education
  48. Mike Miles expects HISD's state takeover to end after this school year · Houston Chronicle · retrieved
    Supports: Education
  49. High costs, dwindling enrollment: Is Houston ISD's playbook under takeover sustainable? · The Texas Tribune · retrieved
    Supports: Education, Character
  50. University of Houston (fall 2025 enrollment) · Wikipedia · retrieved
    Supports: Education
  51. Rice University (fall 2024 enrollment) · Wikipedia · retrieved
    Supports: Education
  52. Houston City College (formerly Houston Community College, 1971-2025) · Wikipedia · retrieved
    Supports: Education
  53. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Port St. Lucie city 204,826 (April 2020 base), 258,931 (2024) and 268,062 (2025); St. Lucie County 402,449; Fort Pierce 51,737; 232,878 (2022) and 247,573 (2023) for the 2022 and 2023 crime rates
  54. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: point, Climate normals, Airport passengers, Port St. Lucie city: 119.216 sq mi of land, 1.609 sq mi of water, internal point 27.280554, -80.388261
  55. Port St. Lucie, Florida (history, General Development Corporation, St. Lucie West, Tradition, hurricanes, transportation, sports, schools) · Wikipedia · retrieved
    Supports: Metro population, Climate hazards, Labour market, Transit system, Education, Character
  56. General Development Corporation · Wikipedia · retrieved
    Supports: Character
  57. City of Port St. Lucie Comprehensive Plan 2020-2040, Future Land Use Element (adopted October 26, 2020) · City of Port St. Lucie · retrieved
    Supports: Character, incorporated in 1961 under the ownership of the General Development Corporation; quarter-acre lots for installment land sales; over 80,000 platted lots; the city bought General Development Utilities in 1994 after the county condemned it in 1990
  58. Crime Data Explorer summarized agency data, Port St. Lucie Police Department (FL0560200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  59. Police Annual Report, FY 24/25 · Port St. Lucie Police Department · retrieved
    Supports: Violent crime rate, Homicides, Crime trend, move to FIBRS/NIBRS in late June 2024 and full-year 2024 rate not determinable; 335 sworn officers and 89 civilian staff; 10 traffic fatalities in 2024
  60. US Climate Normals 1991-2020, station USW00012895 Fort Pierce St. Lucie County International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.3F, July 81.4F and August 81.6F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 73.1F, precipitation 51.17 in, 66.8 days at 90F, 0.0 at 100F and 1.7 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  61. US Climate Normals 1991-2020, station USC00083207 Fort Pierce (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.7F, July 81.7F, 55.89 in of precipitation
  62. US Climate Normals 1991-2020, station USC00088620 Stuart (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January 64.9F, July 83.2F, 62.72 in of precipitation
  63. NCEI data search, normals-monthly-1991-2020 stations within 27.75N to 26.95N and 80.7W to 80.1W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, the 14 stations with 1991-2020 normals near the city, none inside it and no St. Lucie Lock station
  64. Climate (climate sites and Fort Pierce climate reports) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals
  65. Climate Report, Fort Pierce climate summary for the month of August 2026 (CLMFPR, issued 1 September 2026) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals, climate normal period 1991 to 2020, climate record period 1901 to 2026, August normals 81.6F mean and 6.94 in, matching USW00012895
  66. Global Historical Climatology Network daily summaries, Fort Pierce St. Lucie County International Airport (USW00012895), 1999-2026, and Fort Pierce (USC00083207), 1901-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 13.08 in at the airport on 10 September 2017; 100 days at or above 90F in 2024 and 84 in 2026 through 27 September; 7 nights at or below 32F in 2026 against 16 in 2010; 23F on 2 February 2026; 7.00 in at the Fort Pierce cooperative station on 26 September 2004
  67. Average Annual Days of Sunshine and Percent of Possible Sunshine, Florida · Current Results (NCDC Comparative Climatic Data) · retrieved
    Supports: Sunshine hours, Climate normals, West Palm Beach 66% of possible, 75 sunny days, no hours
  68. Hurricane Frances · Wikipedia · retrieved
    Supports: Climate hazards
  69. Hurricane Jeanne · Wikipedia · retrieved
    Supports: Climate hazards
  70. Effects of Hurricane Irma in Florida (Martin and St. Lucie counties) · Wikipedia · retrieved
    Supports: Climate hazards
  71. Hurricane Milton · Wikipedia · retrieved
    Supports: Climate hazards
  72. Hurricane Milton tornado outbreak (Port St. Lucie-Fort Pierce-Vero Beach EF3 tornado) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  73. St. Lucie River (North Fork, discharges, algae blooms) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  74. Lake Okeechobee (discharges, 2016 algal bloom, federal aid denial) · Wikipedia · retrieved
    Supports: Climate hazards
  75. Gov. Scott Issues Emergency Order to Combat Algal Blooms in South Florida (Executive Order 18-191) · Florida Division of Emergency Management · retrieved
    Supports: Climate hazards
  76. Lake Okeechobee System Operating Manual (LOSOM) Update · The Conservancy of Southwest Florida · retrieved
    Supports: Climate hazards
  77. LOSOM Technical Summary, July 27, 2026 · South Florida Water Management District · retrieved
    Supports: Climate hazards, LOSOM in effect with its record of decision on 12 August 2024; regulatory releases east eliminated below Zone B/C; lake at 10.83 ft NGVD29 on 26 July 2026, in the Water Shortage Management band
  78. Army Corps of Engineers announces plan that will reduce freshwater releases into St. Lucie Estuary · WPTV · retrieved
    Supports: Climate hazards
  79. ACS 2024 1-year tables B08301 and B19013 for Port St. Lucie city, St. Lucie County and the Port St. Lucie MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  80. ACS 2024 1-year tables B08007 (place of work) and B08303 (travel time to work) for Port St. Lucie city and St. Lucie County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market, Character
  81. ACS 2024 1-year table B01002 (median age) for Port St. Lucie, Jacksonville, Miami, Tampa and Orlando cities, the Port St. Lucie MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  82. ACS 2024 1-year table B27001 (health insurance coverage) for Port St. Lucie city, St. Lucie County, the Port St. Lucie MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  83. Local Area Unemployment Statistics, Port St. Lucie, FL MSA (LAUMT123894000000003), Port St. Lucie city (LAUCT125871500000003), St. Lucie County (LAUCN121110000000003), Martin County (LAUCN120850000000003), Florida (LAUST120000000000003), the Jacksonville, Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Character
  84. Current Employment Statistics, Port St. Lucie, FL MSA: total nonfarm (SMU12389400000000001, SMS12389400000000001), supersectors (SMU1238940xx00000001), retail trade (SMU12389404200000001) and federal, state and local government (SMU1238940909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  85. Distribution/Logistics · Economic Development Council of St. Lucie County · retrieved
    Supports: Main sectors, Labour market
  86. Healthcare · Economic Development Council of St. Lucie County · retrieved
    Supports: Health care
  87. Cheney Brothers distribution center opens in Port St. Lucie, set to create 700-800 new jobs · WPTV · retrieved
    Supports: Main sectors, Labour market, Character
  88. Clover Park (Florida) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  89. St. Lucie Mets · Wikipedia · retrieved
    Supports: Main sectors
  90. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax
  91. TIP 24A01-29: St. Lucie County Extends School Capital Outlay Surtax Expiration Date · Florida Department of Revenue · retrieved
    Supports: Sales tax, Education
  92. St. Lucie County reconsiders half cent sales tax for the November ballot · WQCS · retrieved
    Supports: Sales tax
  93. Port St. Lucie, County split on sales tax ballot measure · WQCS · retrieved
    Supports: Sales tax
  94. St. Lucie County commission moves ahead with 2026 half-cent sales tax referendum · WQCS · retrieved
    Supports: Sales tax
  95. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  96. Port St. Lucie lowers property tax rate for 11th straight year · WFLX · retrieved
    Supports: Tax notes
  97. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Board of County Commissioners of St. Lucie County, NTD 41199; Council on Aging of St. Lucie, NTD 40097; Martin County, NTD 40192) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved
    Supports: Transit ridership, Transit system
  98. Booming growth has St. Lucie County looking at future transit plans · WPTV · retrieved
    Supports: Transit system, Transit ridership
  99. Treasure Coast International Airport · Wikipedia · retrieved
    Supports: Airport passengers
  100. President Donald J. Trump International Airport (renaming, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved
    Supports: Airport passengers
  101. About Us, HCA Florida St. Lucie Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  102. HCA Florida Lawnwood Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  103. Tradition Hospital · Cleveland Clinic · retrieved
    Supports: Health care, Main sectors
  104. Cleveland Clinic Tradition Hospital Phases 1 and 2 · TLC Engineering Solutions · retrieved
    Supports: Health care
  105. Cleveland Clinic, Indian River Medical Center and Martin Health System Celebrate Hospital Integration · Cleveland Clinic · retrieved
    Supports: Health care
  106. Growth in St. Lucie County has schools 'busting at the seams' · WFLX · retrieved
    Supports: Education, Character
  107. St. Lucie Public Schools (schools, staff) · Wikipedia · retrieved
    Supports: Education
  108. Indian River State College (founding, campuses, bachelor's degrees, Aspen Prize) · Wikipedia · retrieved
    Supports: Education
  109. Indian River State College Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  110. Harbor Branch Oceanographic Institute · Wikipedia · retrieved
    Supports: Education
  111. HAR.com reports more choices and steady prices in Houston's August housing market · My Neighborhood News, republishing the Houston Association of REALTORS' August 2026 release · retrieved
    Supports: 7,100 single-family sales in Greater Houston in August 2026, down 11.5% from August 2025, A median single-family sale price of $330,000, down 1.5% or $5,000 from August 2025, and an average of $426,760, up 1.2%, A median of $330,000 for existing single-family homes, down 2.9%, 38,947 active single-family listings and a 5.3-month supply, 405 townhouse and condominium sales, unchanged, at a median of $195,000, down 7.1%, and an 8.8-month supply
  112. Greater Houston area home sales on the decline · Community Impact · retrieved
    Supports: From the August 2026 monthly housing update of the Houston Association of Realtors, published 16 September 2026, Single-family sales down 11.5% and the median single-family price down $5,000 to $330,000
  113. Monthly update: home sales, August 2026 · Greater Houston Partnership · retrieved
    Supports: 59,843 single-family sales in the region year to date through August 2026, according to the Houston Association of Realtors, A 12-month average of the median MLS sale price of roughly $331,000 in August 2026, down about one percent on a year earlier
  114. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $261,740 for the city of Houston (region 39051) in August 2026, $267,880 in August 2025, so a fall of 2.3% over the year
  115. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $267,956 in the city of Houston in August 2026, against $274,277 a year earlier, down 2.3%, A typical condominium value of $131,763 in the same month, against $140,224, down 6.0%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  116. Houston Rent Report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $1,120 for a one-bedroom and $1,327 for a two-bedroom in the city of Houston, and $1,269 across all bedroom sizes, Rents flat over September and down 2.3% over the past 12 months, A metro-wide median of $1,335, 5.0% above the city's
  117. Apartments for rent in Houston, TX: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,299 and up for a studio, $1,309 and up for one bedroom, $1,630 and up for two, and $2,102 and up for three or more
  118. FY 2026 fair market rents, Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: FY 2026 fair market rents of $1,323 for one bedroom, $1,573 for two and $2,116 for three, as gross rents including utilities
  119. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,542 for the city of Houston in August 2026, against $1,544 a year earlier, down 0.13%
  120. Jurisdictions: homestead exemptions and tax rates · Harris Central Appraisal District · retrieved
    Supports: 2025 rates per $100: Harris County 0.380960, Harris County Flood Control District 0.049660, Harris County Port of Houston Authority 0.005900, Harris County Hospital District 0.187610, Harris County Department of Education 0.004798, City of Houston 0.519190, Houston ISD 0.878300, Houston City College 0.098802, Homestead exemptions of 20% for every one of those units except Houston City College, which grants 17%, and a flat $140,000 plus 20% for Houston ISD, No 2026 rate yet for any of the eight, from the table's data at https://hcad.org/actions/hcad-module/default/jurisdictions, More than 400 active utility districts in the appraisal district's list, at a median 2025 rate of about 0.54 per $100
  121. Tax rates · Harris County Tax Office · retrieved
    Supports: The same 2025 adopted rates with their maintenance and operations and debt parts: Harris County 0.33696 and 0.044, the Flood Control District 0.03826 and 0.0114, the Hospital District 0.17876 and 0.00885, the City of Houston 0.40326 and 0.11593, Houston ISD 0.7116 and 0.1667, and the Port's whole rate as debt, The City of Houston's rate at 0.51919 for the 2023, 2024 and 2025 tax years, 2026 rates already listed for Harris County (0.4175), the Flood Control District (0.05266), the Hospital District (0.19528) and the Port (0.00603), and none yet for the City, Houston ISD or the college
  122. FY2027 adopted budget: General Fund revenues · City of Houston Finance Department · retrieved
    Supports: Taxable values within the City set by the Harris, Montgomery or Fort Bend central appraisal district, A City tax rate of 51.919 cents per $100 for tax year 2025, and an estimate of the same for 2026, Proposition 1 of November 2004 capping the annual increase in total property tax revenue at the lower of inflation plus population growth or 4.5%, and Proposition H of November 2006 raising the limit by $90 million, Tax bills sent by the Harris County Tax Office around mid-November and due by 31 January
  123. FY2027 adopted budget: letter from the Mayor · City of Houston · retrieved
    Supports: Houston has operated for more than a decade under two revenue caps, which forced a nearly 20% reduction in the tax rate
  124. FY2026 adopted budget: letter from the Mayor · City of Houston · retrieved
    Supports: No other large Texas city is burdened by both a locally imposed revenue cap and the state cap or must fund solid waste operations without dedicated revenues
  125. Development regulations · City of Houston Planning and Development Department · retrieved
    Supports: The City of Houston does not have zoning, and its codes do not address land use, Development governed by ordinance codes on how property can be subdivided, chiefly Chapter 42, within the city and its extraterritorial jurisdiction
  126. Deed restrictions · City of Houston Legal Department · retrieved
    Supports: The City's authority to enforce residential deed restrictions under Chapter 212 of the Local Government Code and sections 10-551 through 10-555 of the City Code
  127. Harris County's flooding history · Harris County Flood Control District · retrieved
    Supports: A major flood somewhere in Harris County about every two years, mostly in areas developed before current regulations, More flood insurance funds paid in Harris County than in any other community in the National Flood Insurance Program
  128. Hurricane Harvey frequently asked questions · Harris County Flood Control District · retrieved
    Supports: Flooding outside the FEMA mapped floodplain, from ponding and overland sheet flow when rainfall overwhelms street drainage, The mapped floodplain is only an estimate of where flooding is predicted to occur from a bayou or creek, The City of Houston as one of the local floodplain administrators for the National Flood Insurance Program
  129. Home, flood, wind: which policies do you need? · Texas Department of Insurance · retrieved
    Supports: Most home policies do not cover floods; a flood policy covers damage from rising water
  130. Drainage utility charge FAQs · City of Houston, Rebuild Houston · retrieved
    Supports: A residential rate of $0.032 per square foot of impervious surface a year behind a curb and gutter and $0.026 on an open ditch, $48.00 a year, $4.00 a month, on 1,500 square feet behind a curb and gutter
  131. Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
  132. Property tax protests and appeals · Texas Comptroller of Public Accounts · retrieved
    Supports: A protest deadline of 15 May or 30 days after the appraisal district mails the notice of appraised value, whichever is later
  133. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  134. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year for 2025, from the Texas Statistical Plan for Residential Risks, Paid homeowners losses in 2024 of $4.93 billion from hail and $2.21 billion from wind
  135. How much is homeowners insurance in Houston, TX? · Insure.com · retrieved
    Supports: An average Houston premium of $5,391 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026, Standard home insurance policies generally exclude flood damage
  136. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average Houston premium of $9,095 a year and a Texas average of $5,910, for $500,000 of dwelling cover, updated 20 February 2026
  137. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average Houston renters premium of $167 a year for $30,000 of personal property
  138. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Houston city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median monthly association fee of $144 among Houston owner-occupied units that pay one, 176,568 of 385,594 owner-occupied units, or 45.8%, paying such a fee, and 31,837 paying $500 or more a month
  139. Homebuyer Assistance Program · City of Houston Housing and Community Development Department · retrieved
    Supports: Up to $75,000 for income-qualified first-time homebuyers, or buyers who have not owned a home in the last three years, at or below 80% of area median income, The home must pay taxes to the City of Houston, A no-interest forgivable loan secured by a lien, fulfilled if the buyer lives in the home for eight years, with a portion repaid on a sale or move before then, No maximum home price, and less than $50,000 in liquid assets
  140. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 640.819 square miles and a water area of 31.222 square miles for Houston city
  141. About Houston: education · City of Houston · retrieved
    Supports: Houston ISD serves 312 square miles with 288 schools
  142. Local schools · City of Houston Mayor's Office of Education · retrieved
    Supports: Public school districts in the Houston area including Aldine, Alief, Cypress-Fairbanks, Fort Bend, Houston, Humble, Katy, Klein, Spring and Spring Branch, and North Forest annexed by Houston ISD in 2013
  143. 2025 was a year of transformation and change for HCC · Houston City College · retrieved
    Supports: The college publishing under the name Houston City College
  144. St. Lucie County median home prices rise (August 2026 market report) · MIAMI REALTORS + RWorld · retrieved
    Supports: A median price of single-family homes in St. Lucie County of $402,500 in August 2026, against $400,000 in August 2025, up 0.63%, Single-family sales of 444 in August 2026 against 475 a year earlier, and a condominium median of $320,000 against $298,450 on 80 sales, Single-family active listings of 2,270 against 2,351 a year earlier, and 4.9 months' supply of single-family homes, Statistics released by MIAMI REALTORS + RWorld, the MIAMI MLS and BeachesMLS, by county, with no City of Port St. Lucie figure
  145. 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved
    Supports: A land area of 119.216 square miles and a water area of 1.609 square miles for Port St. Lucie city
  146. Taxing authority rates and hearing information · St. Lucie County Property Appraiser · retrieved
    Supports: 2025 final millage of 4.6607 for the City of Port St. Lucie and 0.3143 for Port St. Lucie voted debt, against 2026 proposed rates of 4.6107 and 0.2643, 2025 final millage of 4.1985 for the county general fund (2026 proposed 4.0441), 2.7294 for fine and forfeiture (jail), 0.2500 for the county transit MSTU, 0.1352 for mosquito control and 0.1000 for Erosion District E, 2025 final school millage of 3.0480 by state law (2026 proposed 2.9970), 1.5000 capital outlay, 0.7480 discretionary and 1.0000 voter referendum, 2025 final millage of 3.0000 for the Fire District, 0.3685 for the Children's Services Council, 0.0948 for the SFWMD, 0.1026 for the SFWMD Okeechobee basin, 0.0327 for the Everglades Construction Project and 0.0270 for FIND, The law enforcement MSTU at 0.8403, community development MSTU at 0.5000, county stormwater management at 0.4731 and South Hutchinson Island erosion control at 0.5200, City of Fort Pierce at 6.9000 and the Village of St. Lucie at 2.0000
  147. Taxes · Economic Development Council of St. Lucie County · retrieved
    Supports: Total millage of 22.3097 for the City of Port St. Lucie, 24.2347 for the City of Fort Pierce and 19.1481 for the unincorporated county, from the St. Lucie County Property Appraiser's 2025 rates, For Port St. Lucie: county general fund 4.1985, law enforcement and jail 2.7294, erosion and stormwater 0.1000, parks and public transit 0.2500, school system and Children's Services Council 6.6645, fire district 3.0000, water management and mosquito control 0.3653, Florida Inland Navigation 0.0270 and municipality-specific 4.975, Totals excluding special district charges and other non-ad valorem assessments
  148. Port St. Lucie property taxes rising despite lower millage rate as taxable property values more than double · WFLX · retrieved
    Supports: The City lowering its millage rate for the tenth consecutive year, to a proposed 4.97 mills for fiscal 2026, Taxable value in Port St. Lucie of $11,795,767,510 in 2020 and $25,657,621,359 in 2025, according to the property appraiser
  149. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  150. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  151. Learn about exemptions · St. Lucie County Property Appraiser · retrieved
    Supports: A homestead exemption that reduces the taxable value of a property by up to $51,411, A filing deadline of 1 March of the tax year for which the owner is applying
  152. Homestead portability · St. Lucie County Property Appraiser · retrieved
    Supports: The transfer of some or all of the Save Our Homes benefit on a previous homestead to a new one, to a maximum of $500,000, A new homestead established on or before 1 January within three tax years of abandoning the previous one, with applications filed by 1 March
  153. SLC School Board sends property tax renewal referendum to commissioners for approval · WQCS · retrieved
    Supports: The St. Lucie County School Board placing on the 8 November 2022 ballot the continuation of its 1-mill operating levy for another four years, The mill generating about $25 million a year for the school system
  154. Stormwater · City of Port St. Lucie, Public Works · retrieved
    Supports: An annual stormwater assessment of $189, a $6 increase from the previous assessment of $183, billed on the property tax bill, A cap of $219, above which any further increase must be approved by the City Council at a public hearing, Five projects funded by the increase, among them the Oak Hammock watershed, the Elkcam basin and the E-8 canal, and accelerated swale and culvert replacement
  155. Port St. Lucie approves solid waste rate increase starting in October · WQCS · retrieved
    Supports: A solid waste assessment of $467.33 a year, $38.94 a month, from October 2025, an increase of $20.89, 168 curbside stops a year: 52 garbage, 52 recycling, 52 yard waste and 12 bulk
  156. Port St. Lucie approves increase in annual trash assessment · WQCS · retrieved
    Supports: An annual solid waste assessment of $482.16 a dwelling unit for the fiscal year beginning 1 October 2026, an increase of $14.83, on the tax bill, Property tax credits of up to $364 on the 2026 bill, from the City's $24 million Waste Pro settlement, for residential owners who owned in 2022 and still live in the house
  157. Special assessment districts: summary information · City of Port St. Lucie, Finance · retrieved
    Supports: Sixteen City special assessment districts for water, sewer, roads and stormwater, from SAD 1 Phase 1 (1994 to 2013) to Southwest Annex District PSS1-2 (2010 to 2044), Billing complete or debt paid on the early water and sewer districts; City Center running to 2034, and St. Lucie Land Holdings and Peacock to 2026
  158. Resolution 24-R67: Southwest Annexation Special Assessment District No. 1, revised and updated assessment roll · City of Port St. Lucie, City Council (Legistar file 2024-874) · retrieved
    Supports: Special assessments for stormwater, roadway, water and wastewater improvements in the district, also known as Southern Grove, established by Resolution 10-R64 over thirty years and extended five years by Ordinance 16-41, An annual assessment for fiscal 2024-25 of $7,181,980.75 on 2,415 benefitted properties, collected through the non-ad valorem portion of the November 2024 tax bill, A final debt service payment due in fiscal 2044-45
  159. Community development districts · City of Port St. Lucie, GIS (ArcGIS feature service) · retrieved
    Supports: Forty-two mapped district polygons with forty-one distinct names across the city, Among them Tradition #1 to #10, Southern Grove #1 to #6, Verano #1 to #5 and Verano Center, Veranda #1 and #2, St Lucie West, Reserve #1, Tesoro, River Place and Portofino Isles
  160. Tradition Community Development Districts 1 to 11: regular board meeting and public hearing book, 2 September 2026, fiscal 2027 final budget · Tradition Community Development Districts · retrieved
    Supports: Fiscal 2027 operations and maintenance assessments per single-family unit of $560.85 in CDDs 1 and 2, $439.51 in CDDs 3 to 6 and $967.80 in CDDs 7 to 11, against $562.50, $455.16 and $969.46 for fiscal 2026, Series 2014 bonds of $53,170,000 maturing May 2035, assessed at $715.89 per single-family unit grossed up per the methodology, Series 2021 bonds maturing May 2052 and Series 2025 bonds maturing May 2056
  161. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  162. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  163. Utility customer service guide: residential rates effective 1 October 2025 (Ordinance 25-51) · City of Port St. Lucie, Utility Systems Department · retrieved
    Supports: An average residential water and wastewater bill of $96.31 a month for two people using 5,000 gallons, and $126.47 for three using 7,000, Conversion from a well and septic tank to City water and low-pressure sewer outside the SAD and USA areas at $18,821 paid in full, or 120 interest-free monthly payments of $150.72, Grants for income-qualified households toward the cost of connecting to City sewer, and a recorded capital charge installment payment agreement for the financing
  164. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,681 for the Port St. Lucie metro area (region 394995) in August 2026, against $2,608 a year earlier
  165. Rent estimates summary, September 2026 · Apartment List · retrieved
    Supports: For St. Lucie County, September 2026: $1,393 overall, $1,097 for one bedroom and $1,271 for two, with rents up 0.36% on the month and down 0.10% on the year, For the Port St. Lucie metro area: $1,396 overall, $1,102 and $1,322, down 0.22% on the year, No row for the City of Port St. Lucie among the file's cities
  166. Apartments for rent in Port St. Lucie, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,635 and up for a studio, $1,772 and up for one bedroom, $2,145 and up for two, and $2,505 and up for three or more
  167. Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $86,241 in Port St. Lucie city, against $73,811 in St. Lucie County and $77,735 for Florida, A median owner-occupied home value of $420,600 in Port St. Lucie city, against $396,900 for Florida, 77,663 of Port St. Lucie's 94,324 occupied homes owner-occupied, and a median gross rent of $2,133 against $1,812 for Florida
  168. Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median gross rent of $1,637 for one bedroom, $1,872 for two, $2,247 for three and $2,645 for four
  169. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 19,945 of 77,663 owner-occupied units, or 26%, paying a homeowners' association or condominium fee, A median monthly fee of $346 among them, and 3,570 paying $500 or more a month
  170. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
  171. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  172. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Port St. Lucie premium of $4,630 a year, $386 a month, against $3,765 in Orlando, $4,160 in West Palm Beach and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  173. Homeowners insurance in Port St. Lucie, FL · insurance.com · retrieved
    Supports: An average Port St. Lucie premium of $7,901 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, last updated 24 March 2026, The cheapest insurer in Port St. Lucie at an average of $3,194
  174. Best home insurance in Florida (2026) · Insurify · retrieved
    Supports: An estimated average annual premium of $13,752 in Port Saint Lucie for $300,000 of dwelling cover, against $4,032 in Jacksonville and $15,396 in Miami, updated 27 September 2026
  175. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Port St. Lucie renters premium of $147 a year, $12 a month
  176. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  177. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  178. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  179. Tropical cyclone report: Hurricane Frances, 25 August to 8 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall over the southern end of Hutchinson Island near 0430 UTC on 5 September 2004 as a Category 2 hurricane, The highest measured storm surge, 5.89 feet above mean sea level, on the Florida east coast at the St. Lucie Lock
  180. Tropical cyclone report: Hurricane Jeanne, 13 to 28 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall with the center of its eye crossing the coast at the southern end of Hutchinson Island just east of Stuart at 0400 UTC on 26 September 2004, The highest wind gust reported from Florida, 111 knots, at Fort Pierce Inlet
  181. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  182. Housing programs · City of Port St. Lucie, Neighborhood Services · retrieved
    Supports: A Homebuyer Assistance Program, funded with what remains of the federal Neighborhood Stabilization Program, and the State Housing Initiatives Partnership program listed as current programs, Contact by email to Housing@cityofpsl.com or by telephone at 772-344-4084
  183. Program offering up to $100K in assistance for first-time homebuyers in Port St. Lucie · WPTV · retrieved
    Supports: The City's revamped Homebuyer Assistance Program with the Community Land Trust of Palm Beach County and the Treasure Coast, May 2024, offering up to $100,000 in federal funds to four to six first-time buyers by lottery, Buyers living or working in the city, with household income of at least $70,000 and no more than 120% of the area median, a 620 credit score and a 1% contribution
  184. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program