City comparison · 4,365 km apart · two countries, two currencies

Victoria vs Port St. Lucie: which should you move to?

Victoria or Port St. Lucie? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

The Inner Harbour at dusk
British Columbia · Canada

Victoria

Photograph: The Inner Harbour at dusk · DXR · CC BY-SA 4.0 · source
Lake Tradition at twilight
Florida · United States

Port St. Lucie

Photograph: Lake Tradition at twilight · Serge Yatunin · CC BY-SA 4.0 · source
The short answer

The housing bills are in different currencies and do not net, and held against local pay they are not close. Mortgage, property tax and insurance on Victoria's single-family benchmark come to about $6,515 CAD a month, roughly 92% of the metro's 2020 median household income, against about $3,267 USD on the St. Lucie County single-family median, roughly 45% of the City of Port St. Lucie's 2024 median; the Victoria house is 15.4 times income and the Port St. Lucie one about 4.7. Their job markets are level on the closest like-for-like basis, 5.3% unemployment in both in July 2026 on unadjusted counts, and both recorded 4 homicides in 2025, 0.90 per 100,000 across the Victoria metro and about 1.5 in the City of Port St. Lucie. Florida takes no state income tax and collects instead through a property tax of about 1.99% of value against Victoria's 0.566%, and through a hurricane insurance bill estimated at $450 a month. Victoria has a core where a third of commuters walk or cycle, an airport and coverage that comes with residency; Port St. Lucie puts 0.5% of its commuters on transit and has no airline service of its own. Choose Victoria to walk to work in a mild climate with public health care, if you rent or already hold equity. Choose Port St. Lucie to buy a house on a salary in a fast-growing city, with a car, a warm winter and a hurricane season to plan for.


Victoria prices are in CAD and Port St. Lucie prices are in USD. The tables leave them in their own currency and compare ratios and rates instead; a conversion would be stale by the time you read it.

Population
MeasureVictoriaPort St. LucieAdvantage
City population91,867 (2021)268,062 (2025)Not directly comparable
Metro population445,090 (2025)568,721 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
7.1% (2016-2021)30.9% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureVictoriaPort St. LucieAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$1,311,000 (July 2026)$402,500 (August 2026)Not directly comparable
Detached house benchmark
Victoria and Port St. Lucie publish a single house index rather than a composite, so the two rows repeat.
$1,311,000$402,500Not directly comparable
Apartment or condominium benchmark$548,600$188,371Not directly comparable
Two-bedroom rent$2,076/mo (average, October 2025)$1,271/mo (median, September 2026)Not directly comparable
One-bedroom rent$1,594/mo$1,097/moNot directly comparable
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
29.3% of a year's income17.7% of a year's incomePort St. Lucie
Mortgage payment on the benchmark, 20% down
25 years in Victoria against 30 in Port St. Lucie, each compounding the way its own country's lenders do. The rates are not a spread you can shop: they are what each market charges.
$5,712/mo at 4.34%$2,149/mo at 7.03%Not directly comparable
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
15.4×4.7×Port St. Lucie
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$7,415/yr (0.566%, 2026)$8,022/yr (1.993%, 2025)Victoria
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$24,220 (buyer pays)$2,818 (seller pays)Port St. Lucie
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
2.3% guideline (2026)Forbidden by state lawNot directly comparable

Victoria: The 2026 Class 1 residential total of $5.6559 per $1,000 of taxable value: municipal $3.7229 plus the CRD, local school, hospital district, BC Assessment, MFA and BC Transit levies, before the Home Owner Grant. Port St. Lucie: About 1.99% of the price for a homesteaded owner, worked out on the $402,500 St. Lucie County single-family median, which is lower than the 22.3097 mills a house in the City of Port St. Lucie is charged because of Florida's homestead exemption rather than any assessment lag. The stack is long. St. Lucie County levies 4.1985 for its general fund, 2.7294 for the jail and courts, 0.2500 for transit, 0.1352 for mosquito control and 0.1000 for the erosion district; the City 4.6607 for operations and 0.3143 for voted debt; St. Lucie Public Schools 6.2960 (3.0480 set by state law, 1.5000 for capital outlay, 0.7480 discretionary and 1.0000 approved by voters); the St. Lucie County Fire District 3.0000; the Children's Services Council 0.3685; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; and the Florida Inland Navigation District 0.0270, for 2025. The county's law enforcement, community development and stormwater taxing units are charged only outside the cities. The school lines are charged on the price less $25,000, $377,500, and the rest on the price less a second slice as well, $352,500 on the base amounts, so a homesteaded buyer's first bill is about $8,022. Without a homestead, as a landlord or a buyer who never files, the same house owes $8,980. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the St. Lucie County Property Appraiser now gives a homestead worth up to $51,411 in all, which brings the same bill to $7,999; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $23 for it. The rates proposed for 2026 add to 22.0043, with the City's operating rate at 4.6107, its debt rate at 0.2643 and the county's general fund at 4.0441. The exemption is not automatic: you file with the property appraiser by 1 March. The City's solid waste assessment, $467 for 2025-26 and $482 for 2026-27, and its stormwater assessment of $189 come on the same bill, about $656 a year together, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureVictoriaPort St. LucieAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
74.6 (2025)Not publishedNot directly comparable
Violent crime per 100,000
Canada counts every violent Criminal Code incident; the FBI counts four offences. The Canadian figure is always the larger one for that reason alone.
1,542 (2025)130 (2025)Not directly comparable
Property crime per 100,0003,096 (2025)637 (2025)Not directly comparable
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
4 (2025)4 (2025)Not directly comparable
Victoria

The Victoria CMA Crime Severity Index moved between 71 and 80 from 2021 to 2025 (72.7, 74.9, 80.2, 71.2, 74.6) with no sustained direction. The violent crime rate per 100,000 fell from 1,542 in 2021 to 1,439 in 2024 and then returned to 1,542 in 2025; the property crime rate fell from 3,319 in 2021 to 3,096 in 2025.

What the rates cover: Police-reported total violent Criminal Code violations, rate per 100,000, Victoria CMA, table 35-10-0177-01.

Homicides: Victoria CMA, 4 victims, 0.90 per 100,000 (table 35-10-0071-01). Counts were 5, 5, 2, 2 for 2021 through 2024.

Port St. Lucie

Port St. Lucie's record is short and broken by a change of system, so no trend can be read from it with confidence. The FBI CDE carries no 2021 data for the department, annual totals for 2022 and 2023 under the old summary system (267 and 243 violent offenses, 1,745 and 1,840 property offenses, about 115 and 98 violent offenses per 100,000), only June to December of 2024, after the switch to incident-based reporting in late June (182 violent and 995 property offenses in those seven months), and a full twelve months for 2025 (349 and 1,708). The 2025 violent count is higher than 2023's mainly because of aggravated assaults, 298 against 182, and the department itself says the two systems count crime differently. What does hold across every year is the level: violent crime at about a third of Miami's and Tampa's rates or less, a quarter of Jacksonville's and a sixth of Orlando's, and three to six homicides a year in a city of more than a quarter of a million. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 349 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Port St. Lucie Police Department (ORI FL0560200) in calendar 2025, divided by the 268,062 Vintage 2025 city population. On the CDE's own agency population of 273,427 the rate is 128. That is the lowest of any city this site compares, less than half El Paso's 288 and about a third of Miami's 359 and Tampa's 375.5. 2025 is the first full year of incident-based (NIBRS) reporting for this agency: the department moved to Florida's incident-based system in late June 2024 and says the old and new counts are not comparable, so a full-year 2024 rate could not be determined (PSLPD annual report).

Homicides: 4 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.5 per 100,000 on the city population, the lowest count and rate of any US city this site compares (Orlando had 10, Tampa 17, Miami and El Paso 26). The CDE series is 6 in 2022, 5 in 2023, 3 in the seven months of 2024 it covers and 4 in 2025. A department of 335 sworn officers and 89 civilian staff in 2025 (PSLPD annual report) polices a city that counted 10 traffic deaths in 2024, more than twice its homicides.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureVictoriaPort St. LucieAdvantage
January mean4.6 °C16.8 °CNot directly comparable
July mean17.2 °C27.4 °CNot directly comparable
Precipitation a year901 mm1,300 mmNot directly comparable
Snowfall a year39 cm0 cmNot directly comparable
Sunshine a year2,109 hoursNot publishedNot directly comparable
Victoria

Environment and Climate Change Canada 1991-2020 normals at Victoria Int'l A (climate ID 1018620, at Sidney, 25 km north of downtown) for temperature, precipitation and snowfall. Sunshine is from the 1981-2010 normals at the same station; the 1991-2020 set does not publish a sunshine normal. Downtown is drier: Victoria Gonzales 1991-2020 normals show 5.8 C in January, 16.3 C in July and 110.6 mm in the wettest month against 155.3 mm at the airport.

Hazards: The region sits on the Cascadia subduction zone and carries Canada's highest earthquake risk; summers bring wildfire smoke from the BC interior and drought-driven watering restrictions, and winters bring atmospheric-river rain and occasional short snow events that stop traffic.

Port St. Lucie

NOAA NCEI 1991-2020 normals for Fort Pierce St. Lucie County International Airport (station USW00012895), at Treasure Coast International Airport about 15 miles north of the city's center, which is the station behind the National Weather Service's Fort Pierce climate site, the one the NWS Melbourne office reports for this part of the Treasure Coast (its monthly Fort Pierce reports compare each month against this station's normals, such as August's 81.6F and 6.94 in, and carry a threaded record back to 1901): January mean 62.3F, July mean 81.4F, annual mean 73.1F, 51.17 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the Fort Pierce cooperative station (USC00083207), about 11 miles north of the city's center. August is the warmest month by two tenths of a degree at 81.6F, with a mean high of 90.2F; January's mean low is 51.2F. August (6.94 in) and June (6.69 in) are the wettest months, and June through September bring 25.75 in, half the year; February (2.17 in) is the driest. The normals count 66.8 days a year at 90F or above, none at 100F and 1.7 nights at or below freezing. Converted here to 16.8 C, 27.4 C, 1,300 mm and 0 cm. No station has 1991-2020 normals inside the city, and the two nearest bracket it: the Fort Pierce cooperative station averages 62.7F in January and 81.7F in July with 55.89 in a year, and Stuart, about 11 miles to the southeast and closer to the coast, 64.9F and 83.2F with 62.72 in. NCEI lists no 1991-2020 normals for the St. Lucie Lock station. Port St. Lucie's January is a little warmer than Orlando's (60.6F) and Tampa's (62.0F) and much colder than Miami's (68.6F), and its July is the coolest of the five Florida cities this site compares. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 NCDC basis of the other US profiles' sunshine hours, lists no Treasure Coast station; its Florida table gives West Palm Beach 66% of possible sunshine and 75 sunny days but no hours, and the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, and this stretch of coast has been hit directly. On 5 September 2004 Frances came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, as a Category 2 hurricane with winds of about 105 mph; it produced the highest gust recorded in Florida, 108 mph (174 km/h), in Fort Pierce, and a storm surge of 5.89 ft at the St. Lucie Lock, and damage topped $1 billion in each of St. Lucie, Martin and Indian River counties. Three weeks later, on 26 September, Jeanne made landfall 5 miles from the same spot at 120 mph, the strongest of the two, with gusts of 128 mph (206 km/h) at Fort Pierce Inlet; thousands of homes in St. Lucie County were damaged or destroyed, a man in the county was electrocuted by a downed power line, and the county's schools, closed since Frances, did not reopen until 4 October (Wikipedia). The Fort Pierce cooperative station recorded 7.00 in (178 mm) of rain on the day Jeanne arrived. Wikipedia counts Frances, Jeanne and Wilma (2005) as direct hits on the city. Rain is the other storm hazard: Irma dropped 13.08 in (332 mm) on the Fort Pierce airport on 10 September 2017, the wettest day in its record since 1999, and 21.66 in near the Fort Pierce water plant, the highest total in Florida; about 150,000 homes and businesses in St. Lucie County lost power. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, a high-end EF3 tornado tracked north from the Port St. Lucie area past Fort Pierce to Vero Beach, partially collapsed two warehouses and destroyed or flipped more than 20 mobile homes in the Spanish Lakes community, where six people died; Wikipedia counts seven deaths in St. Lucie County from the storm and $514 million of damage from that tornado. The water itself is the slower hazard. The North Fork of the St. Lucie River runs through the city to an estuary it shares with Stuart, and when Lake Okeechobee runs high the Army Corps of Engineers releases lake water east through the St. Lucie Canal into the river's South Fork: 137 billion gallons in 2013 and 237 billion from January to November 2016. That fresh, nutrient-laden water feeds toxic blue-green algae blooms; the federal government refused disaster aid for the 2016 bloom in the St. Lucie Estuary, and in July 2018 Governor Rick Scott declared a state of emergency over the discharges and algae in seven counties including St. Lucie and Martin (Executive Order 18-191). The Corps' new lake schedule, LOSOM, took effect with its record of decision on 12 August 2024; it allows releases south in every zone and ends regulatory releases east to the St. Lucie below the lake's upper zones (South Florida Water Management District), and the Corps said when it chose the plan that it would cut discharges to the St. Lucie Estuary by about two-thirds. In late July 2026 the lake stood at 10.83 ft, in its water shortage band, far below any level that would trigger releases. Heat is long rather than extreme: the normals count 66.8 days a year at 90F or above and none at 100F (37.8 C); the airport recorded 100 such days in 2024, the most in its record since 1999, and 84 in 2026 through 27 September. Frost is rare but real: 1.7 nights a year at freezing on the normals, and seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February 2026.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureVictoriaPort St. LucieAdvantage
Median household income$85,000 CAD (2020)$86,241 USD (2024)Not directly comparable
Unemployment rate
Statistics Canada and the Bureau of Labor Statistics define unemployment slightly differently; the Canadian measure runs about a point higher on the same labour market.
5.0% (July 2026)5.3% (July 2026)Not directly comparable
Sales tax12%7%Port St. Lucie
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
53.5%37%Port St. Lucie
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$20,503 CAD$13,449 USDNot directly comparable
Victoria

In the 2021 Census the region's largest employers by sector were health care (29,750 workers), public administration (27,780), retail (22,540) and professional, scientific and technical services (19,655), per the South Island Prosperity Partnership's 2025 socio-economic profile. Victoria's unemployment rate is usually among the lowest of Canadian CMAs; the same report notes shortages in health care and construction and an ageing population.

Main sectors: Health care and social assistance, Public administration (provincial capital, CFB Esquimalt), Retail trade, Professional, scientific and technical services including software, Tourism, accommodation and food services.

BC has no payroll tax on employees beyond CPP and EI, and MSP health premiums were eliminated in 2020. Property transfer tax applies on purchase (1% to 3%, plus 20% foreign-buyer tax in the Victoria CMA) and a speculation and vacancy tax applies to homes left empty.

Port St. Lucie

BLS counted 177,800 nonfarm jobs in the Port St. Lucie MSA in August 2026 (not seasonally adjusted, preliminary), up 900 or 0.5% on the year, a slower pace than the population. Private education and health services added the most (+800, or 2.3%, to 34,900), then leisure and hospitality (+700, or 3.3%, to 21,800) and manufacturing (+300, to 8,500), while professional and business services lost 600 (-2.4%, to 23,900) and mining, logging and construction 400 (-2.5%, to 15,500); government held at 20,200, of which federal employment is only 1,100. The seasonally adjusted series (SMS12389400000000001) was 178,800 in August 2026, 0.1% above August 2025. Many residents work elsewhere: 40% of the city's workers (47,007 of 117,414) worked outside St. Lucie County in 2024, almost all of them elsewhere in Florida, and 13% of those who commute spend an hour or more getting there (ACS 2024 1-year, B08007 and B08303). The city has tried to change that with the jobs corridor in Tradition's Southern Grove: Cheney Brothers opened its distribution center there in late 2023 and expects 700 to 800 jobs, and WPTV described the city's pitch as a way out of being a bedroom community of commuters. Tradition itself, a former cattle ranch west of I-95 developed by Core Communities from 2006 with room for more than 18,000 homes, and St. Lucie West before it, are where most of the city's commercial land and new building are (Wikipedia). Clover Park, the Mets' 7,160-seat spring training stadium, opened for the 1988 season, when the team moved from St. Petersburg.

Main sectors: Health care, the metro's fastest-growing large sector (private education and health services, 34,900 jobs in August 2026): HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, and in Fort Pierce HCA Florida Lawnwood Hospital, Retail and the rest of trade, transportation and utilities, the metro's largest sector by payroll jobs (37,200 in August 2026, 23,600 of them in retail), Logistics and distribution in the Tradition and Southern Grove area off I-95: an Amazon delivery station, a FedEx Ground sortation center and Cheney Brothers' food distribution center at Legacy Park, and a 1.87-million-square-foot Costco depot that opened in 2026, Construction and real estate, building out a city platted in the 1960s and the master-planned communities of St. Lucie West and Tradition (mining, logging and construction, 15,500 jobs), Spring training and leisure: the New York Mets have trained at Clover Park since 1988, and the St. Lucie Mets play the minor league season there (leisure and hospitality, 21,800 jobs).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 28 September 2026 the City Council unanimously adopted a $971.6 million budget for fiscal 2027 and cut the city's operating rate for the eleventh year in a row, from 4.9750 to 4.8750 mills, about $4.88 per $1,000 of taxable value; the city says the rate is 25% lower than in 2016 and the third-lowest municipal rate among Florida's 20 largest cities (WFLX). The county, school board and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureVictoriaPort St. LucieAdvantage
SystemVictoria Regional Transit System (BC Transit buses and handyDART); no rail. BC Ferries and Harbour Air, Helijet and the Coho and Clipper ferries connect to Vancouver and Seattle.Area Regional Transit (ART), run by St. Lucie County: fare-free fixed-route buses on eight routes, five of which serve Port St. Lucie (Wikipedia), on-demand microtransit zones and door-to-door paratransit for eligible riders, serving Port St. Lucie, Fort Pierce, St. Lucie Village and the unincorporated county; it began as a demand-response service and took its present name in 2020. Martin County runs its own bus service, and there is no rail service in the city: the Florida East Coast Railway's main line crosses its eastern edge without a station.Not directly comparable
Commute by public transit7.7% (2021)0.5% (2024)Victoria
Walk or cycle to work15.3% (2021)1.4% (2024)Victoria
AirportVictoria International Airport (YYJ), at Sidney, 1,986,057 passengers in 2025, up 6.1% on 2024 and the busiest year since 2018 (Victoria Airport Authority 2025 Annual Report). Domestic-heavy; most international trips connect through Vancouver or Seattle.Port St. Lucie has no airline service of its own. Treasure Coast International Airport, owned by St. Lucie County about 3 miles northwest of downtown Fort Pierce, serves general aviation, flight schools and private flights to the Bahamas, with a customs station; its last scheduled airline service ran briefly in 1988 (Wikipedia). The nearest large airport is President Donald J. Trump International Airport in West Palm Beach, named Palm Beach International (PBI) until 9 July 2026 and coded DJT since 18 August 2026, about 45 miles south of the city's center in a straight line; it handled a record 8,657,372 passengers in 2025, 3.0% more than 2024's 8,403,519 (Wikipedia, citing the airport's traffic reports). Orlando International is about 125 miles to the northwest.Not directly comparable
Victoria

No verified systemwide annual total. BC Transit's 2025 year-in-review (Dec 19, 2025) reports the busiest route, the 95 Blink RapidBus, at more than 11,000 daily boardings; the Victoria Regional Transit Commission's Nov 2025 service plan reports 58.53 boardings per service hour by end of 2024, up 17.6% year over year and 21.2% above pre-COVID. Wikipedia cites APTA's Q4 2025 report at 26.56 million boardings for 2025 but the APTA PDF could not be fetched.

Port St. Lucie

ART carried 825,588 unlinked trips in 2025, 581,985 of them on its fixed-route buses and 243,603 on demand-response service, on the National Transit Database's monthly ridership file (Federal Transit Administration). That is about an eighth of Sun Metro's 6.2 million in El Paso, a city two and a half times as large. The service went fare-free in 2018 and ridership tripled (WPTV): bus trips under the Council on Aging of St. Lucie, which ran the system until 2020, went from 277,513 in 2017 to 584,518 in 2018 and 726,750 in 2019. They have not returned to that peak since the county took the service over: 421,503 in 2021, 562,968 in 2023 and 581,985 in 2025, while demand-response trips have grown from 64,965 in 2021 to 243,603. WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Palm Tran, Brightline and Tri-Rail, at a $3 fare; this file did not confirm its current schedule.

06: Daily life

Health care, schools and what each city is like

Victoria

Health care

Care is paid for by BC's Medical Services Plan, with no premiums since 2020, and delivered by Island Health; prescription drugs outside hospital are covered through income-tested Fair PharmaCare, so many households carry employer extended-health plans for drugs, dental and physio. Greater Victoria has three hospitals, Royal Jubilee (the cardiac and cancer referral site for Vancouver Island), Victoria General (trauma and pediatrics) and Saanich Peninsula; the region has a well-known shortage of family doctors, and BC runs a central waitlist (Health Connect Registry) to attach new patients to primary care.

Education

The University of Victoria (about 22,000 students) is the main research university, with Camosun College for trades and transfer programs and Royal Roads University in Colwood for working adults; the University of Victoria is regularly placed in the top three Canadian comprehensive universities by Maclean's. Public K-12 is run by the Greater Victoria School District (SD61) in the core, with Sooke (SD62) in the fast-growing West Shore and Saanich (SD63) on the peninsula; there are no charter schools in BC, and French immersion seats in SD61 are allocated by lottery.

Living there

Victoria is a government and university town at the south tip of Vancouver Island with the mildest winters in Canada, a walkable and bikeable core, and a large retiree population; the trade-off is island logistics, with every mainland trip by 95-minute ferry or a short flight, and a housing market priced close to Vancouver's. Most growth since 2016 has gone to Langford and the West Shore, 15 to 25 km out along a congested Highway 1, while the City of Victoria itself is dense apartment and heritage-house neighbourhoods where a third of commuters walk or cycle. Downtown has visible street homelessness and open drug use concentrated around Pandora Avenue, which shows up in the higher-than-national violent crime rate for a metro this size.

Port St. Lucie

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Port St. Lucie's was 9.9% (25,579 of 257,314), St. Lucie County's 11.4% and the metro's 11.0%. Two hospitals are in the city. HCA Florida St. Lucie Hospital, formerly St. Lucie Medical Center, has 282 licensed beds and treats more than 90,000 patients a year, by HCA's own figures. Cleveland Clinic Tradition Hospital opened in Tradition in 2013 with 90 beds and has since grown to nine stories and 177 private rooms; it was Martin Health System's Tradition Medical Center until Martin Health joined Cleveland Clinic as a full member in January 2019, and it runs a 24-hour emergency department and maternity care. The region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital is a Level II trauma center serving St. Lucie, Martin, Indian River and Okeechobee counties, with a Level III neonatal intensive care unit. This file did not verify a wait time figure for primary or specialist care.

Education

St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year; its superintendent said the schools were 'busting at the seams' (WFLX). It opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school and the first K-8 in Tradition, for 2026, and in November 2024 voters extended its half-cent sales tax for school construction to the end of 2036 (Florida Department of Revenue). Indian River State College, a public college founded in Fort Pierce in 1959 that has offered bachelor's degrees since 2008 and won the Aspen Prize for Community College Excellence in 2019, has its Pruitt campus in Port St. Lucie and enrolled 15,429 students in 2024-25, 61% of them part time (IPEDS, as compiled by UnivStats). FAU Harbor Branch Oceanographic Institute, founded in 1971 and part of Florida Atlantic University since 2007, works from a 144-acre campus on the Indian River Lagoon north of Fort Pierce and accounts for about a third of FAU's research activity (Wikipedia); Keiser University also has a campus in the city (Wikipedia).

Living there

Port St. Lucie was a land sale before it was a city. In 1958 the General Development Corporation bought about 40,000 acres along the North Fork of the St. Lucie River, and the city was incorporated in 1961 under its ownership; GDC platted more than 80,000 quarter-acre lots and sold most of them by mail on installment plans to buyers across the country and abroad, with little thought, the city's own comprehensive plan says, for water, sewage, roads or drainage (City of Port St. Lucie; Wikipedia). The result is a city of single-family houses on small lots laced with canals, whose water and sewer system the city bought in 1994, after GDC's bankruptcy, and began extending to the platted lots in 1996. Newer, planned growth came west of I-95, in St. Lucie West in the 1990s and Tradition from 2006. It has grown faster than any other US city of 200,000 people since 2020, 30.9%, almost entirely on people moving in from elsewhere, and it is older than the other Florida cities here, with a median age of 44.3. It is car-dependent even by Florida standards: 0.5% of workers take transit, the lowest share of any city this site compares, and 40% of workers leave the county for work. It is also, on the FBI's counts, the safest city here, with 130 violent offenses per 100,000 and four homicides in 2025, and its household income, $86,241, is the highest of the Florida cities here. The risks are water and wind: Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and discharges from Lake Okeechobee have turned the St. Lucie River's estuary green with algae. The open questions are growth's: schools at capacity, the highest unemployment rate of any US metro here at 5.3%, and whether the jobs corridor in Tradition can make a commuter town into a place people also work.

07: The trade-offs

Where each city wins, and where it loses

Victoria's headline is the real estate board's single-family benchmark for the Victoria Core, $1,311,000 CAD in July 2026, 2.8% below a year earlier. Port St. Lucie's is the median sale price for single-family homes in St. Lucie County from MIAMI REALTORS and RWorld, $402,500 USD in August 2026 on 444 closed sales, 0.6% above a year earlier. It is a county median of what sold, where Victoria's is a benchmark modeled on a typical house, and the two are built differently; no City of Port St. Lucie figure is published, the city holds two-thirds of the county's 402,449 people, and Zillow's index for the City of Port St. Lucie, which models every home, stood at $384,593. The Victoria house is 15.4 times the metro's 2020 median household income of $85,000 CAD and the St. Lucie County median about 4.7 times the city's 2024 median of $86,241 USD. At 20% down, Victoria's mortgage at 4.34% is $5,712 CAD a month over 25 years, and the $322,000 loan on the St. Lucie County median at Freddie Mac's 7.03% of 24 September 2026 about $2,149 USD over 30. Property tax is $7,415 CAD a year in Victoria, 0.566% on the city's 2026 rate, against about $8,022 USD for a homesteaded owner in Port St. Lucie, where 17 levies on a City address, from the county, the City, St. Lucie Public Schools, the fire district, the Children's Services Council, the South Florida Water Management District and the inland navigation district, come to 22.3097 mills for 2025, an effective 1.99% after Florida's homestead exemption, and $8,980 without one. With insurance at $185 CAD and $450 USD a month, the Port St. Lucie figure an estimate between published averages that run from $4,630 to $13,752 a year, with its own hurricane deductible and no flood cover, the owners carry about $6,515 CAD and $3,267 USD, roughly 92% and 45% of local median income. A two-bedroom averaged $2,076 CAD in October 2025, about 29% of Victoria's median income. Port St. Lucie's rent figure is Apartment List's median for St. Lucie County, $1,271 USD for a two-bedroom in September 2026, about 18%, and it runs well below the city's other measures: the Census Bureau's 2024 survey put a two-bedroom's median gross rent at $1,872, about 26%. Only British Columbia caps rent on an existing tenancy, at 2.3% for 2026; Florida forbids rent control outright.

Homicide is the only count that crosses the border intact, and the two recorded the same number. The Victoria metro recorded 4 homicide victims in 2025, 0.90 per 100,000, after 5, 5, 2 and 2 in the four years before; Port St. Lucie recorded 4 in the FBI's Crime Data Explorer, about 1.5 per 100,000 and the lowest count and rate of any US city this site compares, in a series that runs 6 in 2022, 5 in 2023 and 4 in 2025. Geography decides the rates: Victoria's cover a metro of 445,090 and Port St. Lucie's a city of 268,062. Port St. Lucie counted 10 traffic deaths in 2024, more than twice its homicides. The rest are different instruments. The Victoria metro's Crime Severity Index was 74.57 in 2025, just under the national 75.0; American cities have no equivalent. Victoria's violent rate of 1,542 per 100,000 counts every violent Criminal Code violation, common assault and uttering threats included; Port St. Lucie's 130 is 349 offenses of murder, rape, robbery and aggravated assault reported by the Port St. Lucie Police Department, divided by the Census estimate, the lowest violent rate of any city on this site. Property crime, 3,096 per 100,000 against 637, is defined differently too, and the Port St. Lucie total probably undercounts: it records 2 motor vehicle thefts in 2025, against 86 and 122 under the old system in 2022 and 2023. Victoria's index has moved sideways since 2021. No direction can be read for Port St. Lucie, because the department moved to incident-based reporting in late June 2024 and says the old and new counts are not comparable. Its 2025 counts were read on 1 October 2026 and can still be revised.

Victoria has the mildest winters in Canada and is still twelve degrees colder in January. January averages 4.6 C at the Victoria airport and 5.8 C downtown at Gonzales, against 16.8 C at the Fort Pierce airport station about 15 miles north of Port St. Lucie's center, which still counts 1.7 nights a year at or below freezing; early 2026 had seven, with a low of -5.0 C (23F) on 2 February. July averages 17.2 C in Victoria against 27.4 C in Port St. Lucie, where August is warmer still and the normals count 66.8 days a year at or above 32.2 C (90F) and none at 37.8 C (100F); the airport recorded 100 such days in 2024, the most in its record since 1999. Port St. Lucie gets 1,300 mm of precipitation a year against Victoria's 901.2 mm, and in the opposite season: Victoria's arrives as winter rain, Port St. Lucie's half from June to September. Victoria gets a 38.6 cm snow normal and Port St. Lucie none. Victoria records 2,108.8 hours of sunshine on its 1981-2010 normals; this site stores no sunshine figure for Port St. Lucie, because the series it uses lists no Treasure Coast station. Port St. Lucie's defining hazard is the hurricane, and it has been hit directly: Frances and Jeanne both came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, three weeks apart in September 2004, Jeanne at 120 mph. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, an EF3 tornado tracked north from the Port St. Lucie area and killed six people in the Spanish Lakes mobile home community. Releases from Lake Okeechobee into the St. Lucie River have fed toxic algae blooms, and the lake schedule adopted in August 2024 is meant to cut them by about two-thirds. Victoria sits on the Cascadia subduction zone and carries Canada's highest earthquake risk, and its summers bring wildfire smoke and watering restrictions.

Both economies lean on health care. Victoria's largest sectors in the 2021 census were health care with 29,750 workers, public administration, which includes the provincial capital and CFB Esquimalt, with 27,780 and retail with 22,540. Port St. Lucie's are health care, retail and construction: private education and health services, with HCA Florida St. Lucie Hospital and Cleveland Clinic Tradition Hospital, added 800 jobs in the year to August 2026 to 34,900, trade, transportation and utilities is the largest sector at 37,200, 23,600 of it in retail, and construction lost 400, 2.5%. BLS counted 177,800 nonfarm jobs in the Port St. Lucie metro, 900 or 0.5% more than a year earlier, slower than its population, and government held at 20,200, of which federal employment is only 1,100. The City's bet is the Tradition and Southern Grove corridor off I-95, with an Amazon delivery station, Cheney Brothers' distribution center and a Costco depot that opened in 2026, because 40% of the city's workers worked outside St. Lucie County in 2024. The metro's unemployment rate was 5.3% in July, not seasonally adjusted, the highest of any US metro this site compares. The Victoria metro's was 5.0% seasonally adjusted and 5.3% unadjusted on the three-month average, so on the closest like-for-like basis the two are level. Median household income was $85,000 CAD for the Victoria metro in 2020, against $86,241 USD in the City of Port St. Lucie in 2024. The tax systems collect in opposite places. British Columbia takes income and sales tax: about $20,503 CAD on $100,000, 20.5% before CPP and EI, a top combined rate of 53.5% and 12% on purchases. Florida takes no income tax, so the same salary pays $13,449 USD in federal tax for 2025, the top rate is the federal 37% and sales tax is 7% in St. Lucie County. Property tax carries more of the load, an effective 1.99% on the St. Lucie County median against 0.566% in Victoria, and on these two homes the bills are close, $8,022 USD against $7,415 CAD.

Victoria's commuters leave the car, and Port St. Lucie's almost never do. In the 2021 census 32.1% of City of Victoria commuters walked or cycled, the highest share of any Canadian city, and 11.1% took the bus; across the metro those shares fall to 15.3% and 7.7%, because most growth since 2016 has gone to Langford and the West Shore, 15 to 25 km out. That census was taken in May 2021 and understates normal transit use. In Port St. Lucie 1.4% of workers walked or cycled in 2024, 0.5% took transit, the lowest share of any city this site compares and an estimate whose margin of error is almost as large as the figure, 71.5% drove alone and 13% of commuters spent an hour or more getting to work. BC Transit publishes no verified systemwide total for Victoria; its busiest route, the 95 Blink RapidBus, carries more than 11,000 boardings a day. Area Regional Transit, run by St. Lucie County, is fare-free and carried 825,588 trips in 2025, 581,985 of them on eight fixed bus routes, five of which serve the city. There is no rail, and the city was laid out for the car, as a 1960s General Development Corporation grid of quarter-acre lots and canals. Victoria has an airport and Port St. Lucie does not: Victoria International handled 1,986,057 passengers in 2025 and sends most international trips through Vancouver or Seattle, while Port St. Lucie has no airline service of its own, and its nearest large airport, in West Palm Beach about 45 miles south, handled a record 8,657,372, more than four times as many.

In Victoria the bill for care is settled by British Columbia's Medical Services Plan, with no premium since 2020, and Island Health runs Royal Jubilee, Victoria General for trauma and pediatrics and Saanich Peninsula. The problem there is attachment: family doctors are scarce enough that BC runs a central Health Connect Registry to place new patients. In Port St. Lucie the problem is coverage. Care is bought through an employer or marketplace plan, Medicare or Medicaid, and Florida is one of ten states that have not expanded Medicaid; its uninsured rate was 10.9% in 2024, against 8.2% nationally, and the City of Port St. Lucie's was 9.9%. Two hospitals are in the city, HCA Florida St. Lucie Hospital, with 282 licensed beds, and Cleveland Clinic Tradition Hospital, which has grown to 177 private rooms, and the region's trauma center is HCA Florida Lawnwood Hospital in Fort Pierce, at Level II. No wait time figure was verified for either city. Greater Victoria runs three public school districts, with no charter schools anywhere in BC and French immersion seats drawn by lottery. St. Lucie Public Schools had 45,661 students in March 2025 and was adding about 1,500 a year, which its superintendent called 'busting at the seams'; it opened Legacy High School in Port St. Lucie in August 2025 and is building a $70 million K-8 in Tradition. The University of Victoria teaches about 22,000 students; Indian River State College has its Pruitt campus in Port St. Lucie and enrolled 15,429 in 2024-25.

What people underestimate is what each figure leaves out. A BC buyer hands over $24,220 in property transfer tax on the Victoria benchmark house. Florida taxes the loan instead, about $1,771 in documentary stamp and intangible tax on a $322,000 mortgage, and the seller pays 0.7% on the deed, $2,818 at the St. Lucie County median. But the Port St. Lucie carry buys no flood insurance, because a homeowners policy does not pay for rising water, and from 1 January 2027 every Citizens Property Insurance homeowners policy with wind cover must carry flood too. Its $8,022 assumes a homestead filed by 1 March of the year after the purchase; without one the same house owes $8,980, and Save Our Homes resets a house's assessment to market value the January after a sale, so the seller's bill is no guide. The City's solid waste and stormwater assessments, about $656 a year, ride on the same bill, and in the newer west community development districts in Tradition, St. Lucie West, Verano and the rest of about forty the City maps add their own: Tradition's operations assessment on a house runs from $439.51 to $967.80 for fiscal 2027, before $715.89 on a house carrying the Series 2014 bonds. In the older grid, a lot still on a well and septic tank costs $18,821 to connect to City water and sewer. Port St. Lucie is also the fastest-growing US city of 200,000 or more, up 30.9% since 2020 to 268,062, almost all of it people moving in, and its schools and roads are being built behind that growth. Victoria, for its part, sits at the south tip of an island, where every mainland trip that is not a flight is a 95-minute ferry. Victoria's 4.34% renews after a five-year term, where the Port St. Lucie 7.03% holds for thirty years; at 6.67%, the August rate Charlotte and most of the Florida cities on this site were written at, the carry would be about $3,190.

Victoria

Better here

  • In the 2021 census 32.1% of City of Victoria commuters walked or cycled, the highest share of any Canadian city, against 1.4% in Port St. Lucie in 2024.
  • The Medical Services Plan covers physician and hospital care with nothing due at the point of use and has charged no premium since 2020, where Florida has not expanded Medicaid and 9.9% of City of Port St. Lucie residents had no health insurance in 2024.
  • July averages 17.2 C on the 1991-2020 normals, against 27.4 C in Port St. Lucie, where the same normals count 66.8 days a year at or above 32.2 C (90F), and there is no hurricane season.
  • Property tax is 0.566% of value on the city's 2026 rate, against an effective 1.99% on the homesteaded St. Lucie County median.
  • An existing tenancy is capped at 2.3% for 2026 under BC rules, while Florida forbids rent control outright.
  • There were 4 homicide victims in the metro in 2025, 0.90 per 100,000, the same count as Port St. Lucie's on a larger population.

Worse here

  • The benchmark house was 15.4 times the metro's 2020 median household income of $85,000 CAD in July 2026, against about 4.7 times for the St. Lucie County single-family median in August 2026.
  • Mortgage, property tax and insurance come to about $6,515 CAD a month on the July 2026 benchmark, roughly 92% of that median, and a buyer pays $24,220 in property transfer tax at closing.
  • Income tax on $100,000 is about $20,503 CAD for 2025 against $13,449 USD of federal tax in Port St. Lucie, and sales tax is 12% against 7%.
  • Family doctors are scarce enough that BC runs a central Health Connect Registry, and about 1.4 million British Columbians had no primary care provider in mid-2025.
  • January averages 4.6 C at the airport under winter rain, against 16.8 C in Port St. Lucie.
  • Every mainland trip that is not a flight is a 95-minute ferry, and the city sits on the Cascadia subduction zone, with Canada's highest earthquake risk.

Choose Victoria if

  • you want health coverage that stays with you between jobs
  • you would rather walk or cycle to work inside a small core than drive on a grid built for the car
  • you plan to rent, or already hold housing equity, because 15.4 times median household income is not a salary purchase
  • you want a July averaging 17.2 C and no hurricane season

The Victoria guide · Neighbourhoods · Victoria rent vs buy · Victoria mortgage calculator

Port St. Lucie

Better here

  • The St. Lucie County single-family median of $402,500 USD in August 2026 is about 4.7 times the city's 2024 median household income, against 15.4 times for Victoria's benchmark house.
  • Mortgage, property tax and insurance come to about $3,267 USD a month on that median, roughly 45% of local median income against about 92% in Victoria.
  • Violent offenses ran 130 per 100,000 in 2025 on the FBI's definitions, the lowest of any city this site compares, with 4 homicides.
  • Florida levies no income tax, so $100,000 pays $13,449 USD in federal tax for 2025 and $13,170 for 2026, against about $20,503 CAD in Victoria.
  • January averages 16.8 C with no snow on the normals, against 4.6 C and a 38.6 cm snow normal in Victoria.
  • Apartment List's median two-bedroom rent for St. Lucie County was $1,271 USD in September 2026, about 18% of the city's median household income, and the Census Bureau's $1,872 for the city is about 26%, both under Victoria's 29%.

Worse here

  • Property tax on the median is about $8,022 a year with a homestead, an effective 1.99%, and $8,980 without one, before about $656 of City assessments and any community development district.
  • Only 1.4% of workers walked or cycled to work in 2024 and 0.5% took transit, the lowest share on this site, against 32.1% and 11.1% in the City of Victoria in 2021.
  • Port St. Lucie has no airline service of its own, and the nearest large airport is about 45 miles south in West Palm Beach.
  • Florida is one of ten states that have not expanded Medicaid, its uninsured rate was 10.9% in 2024 against 8.2% nationally, and the city's was 9.9%.
  • Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and insurance is estimated at $450 a month before flood cover.
  • The normals count 66.8 days a year at or above 32.2 C (90F), and the airport recorded 100 in 2024.

Choose Port St. Lucie if

  • you want to own a house on one or two salaries rather than on equity you already hold
  • you want a 16.8 C January and can plan a summer around heat, humidity and hurricane season
  • you want the lowest crime rates of any city this site compares, in a city still being built
  • you have employer health insurance you trust and will drive to most things

The Port St. Lucie guide · Neighborhoods · Port St. Lucie rent vs buy · Port St. Lucie mortgage calculator

08: Questions people ask

Victoria or Port St. Lucie, in short

Is Victoria or Port St. Lucie cheaper to live in?

Port St. Lucie, and not narrowly, once each bill is read against its own city's pay, because the currencies do not convert here. A Victoria owner pays about $6,515 CAD a month on mortgage, property tax and insurance for the benchmark single-family house, roughly 92% of the metro's 2020 median household income of $85,000 CAD. A Port St. Lucie owner pays about $3,267 USD on the St. Lucie County single-family median of $402,500, roughly 45% of the city's 2024 median of $86,241 USD, even at 7.03% against 4.34%, with a property tax of about 1.99% of value and an estimated $450 a month of insurance; Zillow's index for the City of Port St. Lucie stood at $384,593. A BC buyer also pays $24,220 in property transfer tax on the benchmark, and a Florida buyer about $1,771 in tax on the loan, though the Port St. Lucie figure has no flood insurance, City assessments or community development district in it. Renting is closer: a two-bedroom averaged $2,076 CAD in October 2025 in Victoria, about 29% of median income, against Apartment List's St. Lucie County median of $1,271 USD in September 2026, about 18%, or the Census Bureau's $1,872 for the city, about 26%. Income and sales taxes favor Port St. Lucie, $13,449 USD against about $20,503 CAD on $100,000 and 7% against 12%, though Victoria's taxes pay for health care.

Is Victoria or Port St. Lucie safer?

Both are safe on homicide, the only count that crosses the border intact: 4 victims in the Victoria metro in 2025, 0.90 per 100,000, and 4 in the City of Port St. Lucie, about 1.5 per 100,000, the lowest count and rate of any US city this site compares. The other rates measure different things. Victoria's violent rate of 1,542 per 100,000 counts every violent Criminal Code violation, common assault and uttering threats included, while Port St. Lucie's 130 is murder, rape, robbery and aggravated assault on the FBI's definitions, divided by the Census estimate and still open to revision. Property crime, 3,096 per 100,000 against 637, is defined differently as well, and Port St. Lucie's probably undercounts vehicle theft. Victoria's metro Crime Severity Index was 74.57 in 2025, just under the national 75.0, and has moved sideways since 2021; Port St. Lucie's 2025 counts are its police department's first full year on a new reporting system, so they show a level but no trend.

Which has the better climate, Victoria or Port St. Lucie?

Victoria, unless warmth matters more to you than a mild summer. January averages 4.6 C at Victoria International and 16.8 C near Port St. Lucie, but July is 17.2 C in Victoria against 27.4 C in Port St. Lucie, where the normals count 66.8 days a year at or above 32.2 C (90F) and the airport recorded 100 in 2024. Port St. Lucie gets more precipitation, 1,300 mm against 901.2 mm, half of it in summer storms where Victoria's falls in winter. Victoria gets a 38.6 cm snow normal and Port St. Lucie none, though Port St. Lucie counts 1.7 freezing nights a year. Victoria's hazards are Cascadia earthquake risk and summer wildfire smoke; Port St. Lucie's are hurricanes, two of which came ashore a few miles away in September 2004, the tornadoes they spin off, as in October 2024, and algae blooms in the St. Lucie River when Lake Okeechobee is released into it.

What does the Port St. Lucie monthly figure leave out?

Several things a Port St. Lucie buyer should price before comparing it with Victoria's. First, flood insurance: the $450 a month budgeted for a homeowners policy covers wind, with its own hurricane deductible, and not rising water, and from 1 January 2027 every Citizens policy with wind cover must carry flood too; the $450 is itself an estimate between published averages of $4,630 and $13,752 a year. Second, the bill's other lines: the $8,022 assumes a homestead filed by 1 March of the year after the purchase, without which the house owes $8,980; the City's solid waste and stormwater assessments add about $656 a year; a community development district in the newer west adds its own, $439.51 to $967.80 a year for operations in Tradition before any bond assessment; and 26% of the city's owners pay a homeowners' or condominium association, at a median of $346 a month. Third, the price: it is St. Lucie County's single-family median, and Zillow's index for the City of Port St. Lucie stood at $384,593. Victoria's figure has its own addition, the $24,220 transfer tax at closing, and its 4.34% rate renews after five years where the Port St. Lucie 7.03% is fixed for thirty.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Population and dwelling counts: Canada, provinces and territories, census divisions and census subdivisions (table 98-10-0002-01) · Statistics Canada · retrieved
    Supports: City population, Five-year growth
  2. Population and dwelling counts: Census metropolitan areas, census agglomerations and census subdivisions (table 98-10-0003-01) · Statistics Canada · retrieved
    Supports: population.metro (2021 census count), population.growthPct5y (CMA comparison)
  3. Population estimates, July 1, by census metropolitan area and census agglomeration (table 17-10-0148-01) · Statistics Canada · retrieved
    Supports: Metro population
  4. Crime severity index and weighted clearance rates, police services in census metropolitan areas (table 35-10-0026-01) · Statistics Canada · retrieved
    Supports: Crime Severity Index, Crime trend
  5. Incident-based crime statistics, by detailed violations, police services in census metropolitan areas (table 35-10-0177-01) · Statistics Canada · retrieved
    Supports: Violent crime rate, Property crime rate, Crime trend
  6. Number and rate of homicide victims, by census metropolitan areas (table 35-10-0071-01) · Statistics Canada · retrieved
    Supports: Homicides
  7. Canadian Climate Normals 1991-2020, Victoria Int'l A (climate ID 1018620) · Environment and Climate Change Canada · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall
  8. Canadian Climate Normals 1991-2020, Victoria Gonzales (climate ID 1018610) · Environment and Climate Change Canada · retrieved
    Supports: climate.note (downtown comparison)
  9. Canadian Climate Normals 1981-2010, Victoria Int'l A · Environment and Climate Change Canada · retrieved
    Supports: Sunshine hours
  10. Household income statistics by dwelling and household characteristics: census metropolitan areas (table 98-10-0061-01) · Statistics Canada · retrieved
    Supports: Median household income
  11. Household income statistics by household type: census subdivisions (table 98-10-0057-01) · Statistics Canada · retrieved
    Supports: economy.medianHouseholdIncome (city figure in note)
  12. Labour force characteristics, three-month moving average, by census metropolitan area, seasonally adjusted (table 14-10-0459-01) · Statistics Canada · retrieved
    Supports: Unemployment rate
  13. Greater Victoria Metropolitan Region Socio-Economic Profile 2025 · South Island Prosperity Partnership · retrieved
    Supports: Main sectors, Labour market
  14. Personal income tax rates · Province of British Columbia · retrieved
    Supports: Top marginal income tax
  15. Provincial sales tax (PST) · Province of British Columbia · retrieved
    Supports: Sales tax
  16. 2025 personal tax rates, British Columbia (combined federal and provincial) · EY Canada · retrieved
    Supports: Income tax on $100,000, Top marginal income tax
  17. Main mode of commuting by commuting duration, time leaving for work, age and gender: census metropolitan areas (table 98-10-0457-01) · Statistics Canada · retrieved
    Supports: Transit commute share, Walk and cycle commute share
  18. Main mode of commuting by commuting duration, time leaving for work, age and gender: census subdivisions (table 98-10-0458-01) · Statistics Canada · retrieved
    Supports: transit.transitModeSharePct (city), transit.walkBikeModeSharePct (city)
  19. Year in review: a successful 2025 for BC Transit · BC Transit · retrieved
    Supports: Transit ridership
  20. 2026/27 Annual Service Plan, Victoria Regional Transit Commission report #14 · BC Transit · retrieved
    Supports: Transit ridership
  21. 2025 Annual Report · Victoria Airport Authority · retrieved
    Supports: Airport passengers
  22. The sky's the limit: Victoria airport has high hopes for year ahead · Victoria News · retrieved
    Supports: transit.airport (exact passenger count 1,986,057)
  23. Hospitals and health centre locations · Island Health · retrieved
    Supports: Health care
  24. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Port St. Lucie city 204,826 (April 2020 base), 258,931 (2024) and 268,062 (2025); St. Lucie County 402,449; Fort Pierce 51,737; 232,878 (2022) and 247,573 (2023) for the 2022 and 2023 crime rates
  25. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  26. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  27. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: point, Climate normals, Airport passengers, Port St. Lucie city: 119.216 sq mi of land, 1.609 sq mi of water, internal point 27.280554, -80.388261
  28. Port St. Lucie, Florida (history, General Development Corporation, St. Lucie West, Tradition, hurricanes, transportation, sports, schools) · Wikipedia · retrieved
    Supports: Metro population, Climate hazards, Labour market, Transit system, Education, Character
  29. General Development Corporation · Wikipedia · retrieved
    Supports: Character
  30. City of Port St. Lucie Comprehensive Plan 2020-2040, Future Land Use Element (adopted October 26, 2020) · City of Port St. Lucie · retrieved
    Supports: Character, incorporated in 1961 under the ownership of the General Development Corporation; quarter-acre lots for installment land sales; over 80,000 platted lots; the city bought General Development Utilities in 1994 after the county condemned it in 1990
  31. Crime Data Explorer summarized agency data, Port St. Lucie Police Department (FL0560200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  32. Police Annual Report, FY 24/25 · Port St. Lucie Police Department · retrieved
    Supports: Violent crime rate, Homicides, Crime trend, move to FIBRS/NIBRS in late June 2024 and full-year 2024 rate not determinable; 335 sworn officers and 89 civilian staff; 10 traffic fatalities in 2024
  33. US Climate Normals 1991-2020, station USW00012895 Fort Pierce St. Lucie County International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.3F, July 81.4F and August 81.6F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 73.1F, precipitation 51.17 in, 66.8 days at 90F, 0.0 at 100F and 1.7 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  34. US Climate Normals 1991-2020, station USC00083207 Fort Pierce (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.7F, July 81.7F, 55.89 in of precipitation
  35. US Climate Normals 1991-2020, station USC00088620 Stuart (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January 64.9F, July 83.2F, 62.72 in of precipitation
  36. NCEI data search, normals-monthly-1991-2020 stations within 27.75N to 26.95N and 80.7W to 80.1W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, the 14 stations with 1991-2020 normals near the city, none inside it and no St. Lucie Lock station
  37. Climate (climate sites and Fort Pierce climate reports) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals
  38. Climate Report, Fort Pierce climate summary for the month of August 2026 (CLMFPR, issued 1 September 2026) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals, climate normal period 1991 to 2020, climate record period 1901 to 2026, August normals 81.6F mean and 6.94 in, matching USW00012895
  39. Global Historical Climatology Network daily summaries, Fort Pierce St. Lucie County International Airport (USW00012895), 1999-2026, and Fort Pierce (USC00083207), 1901-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 13.08 in at the airport on 10 September 2017; 100 days at or above 90F in 2024 and 84 in 2026 through 27 September; 7 nights at or below 32F in 2026 against 16 in 2010; 23F on 2 February 2026; 7.00 in at the Fort Pierce cooperative station on 26 September 2004
  40. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  41. Average Annual Days of Sunshine and Percent of Possible Sunshine, Florida · Current Results (NCDC Comparative Climatic Data) · retrieved
    Supports: Sunshine hours, Climate normals, West Palm Beach 66% of possible, 75 sunny days, no hours
  42. Hurricane Frances · Wikipedia · retrieved
    Supports: Climate hazards
  43. Hurricane Jeanne · Wikipedia · retrieved
    Supports: Climate hazards
  44. Effects of Hurricane Irma in Florida (Martin and St. Lucie counties) · Wikipedia · retrieved
    Supports: Climate hazards
  45. Hurricane Milton · Wikipedia · retrieved
    Supports: Climate hazards
  46. Hurricane Milton tornado outbreak (Port St. Lucie-Fort Pierce-Vero Beach EF3 tornado) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  47. St. Lucie River (North Fork, discharges, algae blooms) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  48. Lake Okeechobee (discharges, 2016 algal bloom, federal aid denial) · Wikipedia · retrieved
    Supports: Climate hazards
  49. Gov. Scott Issues Emergency Order to Combat Algal Blooms in South Florida (Executive Order 18-191) · Florida Division of Emergency Management · retrieved
    Supports: Climate hazards
  50. Lake Okeechobee System Operating Manual (LOSOM) Update · The Conservancy of Southwest Florida · retrieved
    Supports: Climate hazards
  51. LOSOM Technical Summary, July 27, 2026 · South Florida Water Management District · retrieved
    Supports: Climate hazards, LOSOM in effect with its record of decision on 12 August 2024; regulatory releases east eliminated below Zone B/C; lake at 10.83 ft NGVD29 on 26 July 2026, in the Water Shortage Management band
  52. Army Corps of Engineers announces plan that will reduce freshwater releases into St. Lucie Estuary · WPTV · retrieved
    Supports: Climate hazards
  53. ACS 2024 1-year tables B08301 and B19013 for Port St. Lucie city, St. Lucie County and the Port St. Lucie MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  54. ACS 2024 1-year tables B08007 (place of work) and B08303 (travel time to work) for Port St. Lucie city and St. Lucie County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market, Character
  55. ACS 2024 1-year table B01002 (median age) for Port St. Lucie, Jacksonville, Miami, Tampa and Orlando cities, the Port St. Lucie MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  56. ACS 2024 1-year table B27001 (health insurance coverage) for Port St. Lucie city, St. Lucie County, the Port St. Lucie MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  57. Local Area Unemployment Statistics, Port St. Lucie, FL MSA (LAUMT123894000000003), Port St. Lucie city (LAUCT125871500000003), St. Lucie County (LAUCN121110000000003), Martin County (LAUCN120850000000003), Florida (LAUST120000000000003), the Jacksonville, Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Character
  58. Current Employment Statistics, Port St. Lucie, FL MSA: total nonfarm (SMU12389400000000001, SMS12389400000000001), supersectors (SMU1238940xx00000001), retail trade (SMU12389404200000001) and federal, state and local government (SMU1238940909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  59. Distribution/Logistics · Economic Development Council of St. Lucie County · retrieved
    Supports: Main sectors, Labour market
  60. Healthcare · Economic Development Council of St. Lucie County · retrieved
    Supports: Health care
  61. Cheney Brothers distribution center opens in Port St. Lucie, set to create 700-800 new jobs · WPTV · retrieved
    Supports: Main sectors, Labour market, Character
  62. Clover Park (Florida) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  63. St. Lucie Mets · Wikipedia · retrieved
    Supports: Main sectors
  64. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax
  65. TIP 24A01-29: St. Lucie County Extends School Capital Outlay Surtax Expiration Date · Florida Department of Revenue · retrieved
    Supports: Sales tax, Education
  66. St. Lucie County reconsiders half cent sales tax for the November ballot · WQCS · retrieved
    Supports: Sales tax
  67. Port St. Lucie, County split on sales tax ballot measure · WQCS · retrieved
    Supports: Sales tax
  68. St. Lucie County commission moves ahead with 2026 half-cent sales tax referendum · WQCS · retrieved
    Supports: Sales tax
  69. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  70. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  71. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  72. Port St. Lucie lowers property tax rate for 11th straight year · WFLX · retrieved
    Supports: Tax notes
  73. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Board of County Commissioners of St. Lucie County, NTD 41199; Council on Aging of St. Lucie, NTD 40097; Martin County, NTD 40192) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved
    Supports: Transit ridership, Transit system
  74. Booming growth has St. Lucie County looking at future transit plans · WPTV · retrieved
    Supports: Transit system, Transit ridership
  75. Treasure Coast International Airport · Wikipedia · retrieved
    Supports: Airport passengers
  76. President Donald J. Trump International Airport (renaming, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved
    Supports: Airport passengers
  77. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  78. About Us, HCA Florida St. Lucie Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  79. HCA Florida Lawnwood Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  80. Tradition Hospital · Cleveland Clinic · retrieved
    Supports: Health care, Main sectors
  81. Cleveland Clinic Tradition Hospital Phases 1 and 2 · TLC Engineering Solutions · retrieved
    Supports: Health care
  82. Cleveland Clinic, Indian River Medical Center and Martin Health System Celebrate Hospital Integration · Cleveland Clinic · retrieved
    Supports: Health care
  83. Growth in St. Lucie County has schools 'busting at the seams' · WFLX · retrieved
    Supports: Education, Character
  84. St. Lucie Public Schools (schools, staff) · Wikipedia · retrieved
    Supports: Education
  85. Indian River State College (founding, campuses, bachelor's degrees, Aspen Prize) · Wikipedia · retrieved
    Supports: Education
  86. Indian River State College Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  87. Harbor Branch Oceanographic Institute · Wikipedia · retrieved
    Supports: Education
  88. July 2026 statistics: Victoria Real Estate Board monthly news release · Victoria Real Estate Board · retrieved
    Supports: Victoria Core single-family benchmark of $1,311,000, down 2.8% year over year, Victoria Core condominium benchmark of $548,600, down 2.2% year over year, Victoria Core townhouse benchmark of $857,300, 673 sales and 3,847 active listings board-wide in July 2026
  89. Rental Market Survey: Victoria (CY), average rent by bedroom type, October 2025 · Canada Mortgage and Housing Corporation · retrieved
    Supports: One-bedroom average rent of $1,594, Two-bedroom average rent of $2,076, Three-bedroom-plus average rent of $3,035, Victoria CMA vacancy rate of 3.3%
  90. 2026 Property Tax Mill Rate · City of Victoria · retrieved
    Supports: 2026 Class 1 residential total rate of $5.6559 per $1,000 of taxable value, Municipal residential rate of $3.7229, of which $1.3782 is police, Additional school tax of 0.2000 above $3 million and 0.4000 above $4 million
  91. Home owner grant · Province of British Columbia · retrieved
    Supports: The grant of up to $770 on an eligible principal residence outside the northern and rural area
  92. Premium information for homeowner and small rental loans · Canada Mortgage and Housing Corporation · retrieved
    Supports: Mortgage default insurance premium rates by loan-to-value
  93. Regulations amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations (SOR/2025-55) · Canada Gazette, Part II · retrieved
    Supports: The $1.5 million insured price cap, 30-year amortization for first-time buyers and new builds
  94. Minimum qualifying rate for uninsured mortgages · Office of the Superintendent of Financial Institutions · retrieved
    Supports: The qualifying rate of the contract rate plus two points, or 5.25%
  95. Interest rates charged for new and existing lending by chartered banks · Bank of Canada · retrieved
    Supports: The default mortgage rate of 4.34%, uninsured five-year-plus fixed, funds advanced May 2026
  96. Property transfer tax · Province of British Columbia · retrieved
    Supports: Transfer tax brackets, First-time buyer and new build exemptions
  97. Rent increases · Province of British Columbia · retrieved
    Supports: 2026 rent increase guideline of 2.3%
  98. St. Lucie County median home prices rise (August 2026 market report) · MIAMI REALTORS + RWorld · retrieved
    Supports: A median price of single-family homes in St. Lucie County of $402,500 in August 2026, against $400,000 in August 2025, up 0.63%, Single-family sales of 444 in August 2026 against 475 a year earlier, and a condominium median of $320,000 against $298,450 on 80 sales, Single-family active listings of 2,270 against 2,351 a year earlier, and 4.9 months' supply of single-family homes, Statistics released by MIAMI REALTORS + RWorld, the MIAMI MLS and BeachesMLS, by county, with no City of Port St. Lucie figure
  99. 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved
    Supports: A land area of 119.216 square miles and a water area of 1.609 square miles for Port St. Lucie city
  100. Taxing authority rates and hearing information · St. Lucie County Property Appraiser · retrieved
    Supports: 2025 final millage of 4.6607 for the City of Port St. Lucie and 0.3143 for Port St. Lucie voted debt, against 2026 proposed rates of 4.6107 and 0.2643, 2025 final millage of 4.1985 for the county general fund (2026 proposed 4.0441), 2.7294 for fine and forfeiture (jail), 0.2500 for the county transit MSTU, 0.1352 for mosquito control and 0.1000 for Erosion District E, 2025 final school millage of 3.0480 by state law (2026 proposed 2.9970), 1.5000 capital outlay, 0.7480 discretionary and 1.0000 voter referendum, 2025 final millage of 3.0000 for the Fire District, 0.3685 for the Children's Services Council, 0.0948 for the SFWMD, 0.1026 for the SFWMD Okeechobee basin, 0.0327 for the Everglades Construction Project and 0.0270 for FIND, The law enforcement MSTU at 0.8403, community development MSTU at 0.5000, county stormwater management at 0.4731 and South Hutchinson Island erosion control at 0.5200, City of Fort Pierce at 6.9000 and the Village of St. Lucie at 2.0000
  101. Taxes · Economic Development Council of St. Lucie County · retrieved
    Supports: Total millage of 22.3097 for the City of Port St. Lucie, 24.2347 for the City of Fort Pierce and 19.1481 for the unincorporated county, from the St. Lucie County Property Appraiser's 2025 rates, For Port St. Lucie: county general fund 4.1985, law enforcement and jail 2.7294, erosion and stormwater 0.1000, parks and public transit 0.2500, school system and Children's Services Council 6.6645, fire district 3.0000, water management and mosquito control 0.3653, Florida Inland Navigation 0.0270 and municipality-specific 4.975, Totals excluding special district charges and other non-ad valorem assessments
  102. Port St. Lucie property taxes rising despite lower millage rate as taxable property values more than double · WFLX · retrieved
    Supports: The City lowering its millage rate for the tenth consecutive year, to a proposed 4.97 mills for fiscal 2026, Taxable value in Port St. Lucie of $11,795,767,510 in 2020 and $25,657,621,359 in 2025, according to the property appraiser
  103. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  104. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  105. Learn about exemptions · St. Lucie County Property Appraiser · retrieved
    Supports: A homestead exemption that reduces the taxable value of a property by up to $51,411, A filing deadline of 1 March of the tax year for which the owner is applying
  106. Homestead portability · St. Lucie County Property Appraiser · retrieved
    Supports: The transfer of some or all of the Save Our Homes benefit on a previous homestead to a new one, to a maximum of $500,000, A new homestead established on or before 1 January within three tax years of abandoning the previous one, with applications filed by 1 March
  107. SLC School Board sends property tax renewal referendum to commissioners for approval · WQCS · retrieved
    Supports: The St. Lucie County School Board placing on the 8 November 2022 ballot the continuation of its 1-mill operating levy for another four years, The mill generating about $25 million a year for the school system
  108. Stormwater · City of Port St. Lucie, Public Works · retrieved
    Supports: An annual stormwater assessment of $189, a $6 increase from the previous assessment of $183, billed on the property tax bill, A cap of $219, above which any further increase must be approved by the City Council at a public hearing, Five projects funded by the increase, among them the Oak Hammock watershed, the Elkcam basin and the E-8 canal, and accelerated swale and culvert replacement
  109. Port St. Lucie approves solid waste rate increase starting in October · WQCS · retrieved
    Supports: A solid waste assessment of $467.33 a year, $38.94 a month, from October 2025, an increase of $20.89, 168 curbside stops a year: 52 garbage, 52 recycling, 52 yard waste and 12 bulk
  110. Port St. Lucie approves increase in annual trash assessment · WQCS · retrieved
    Supports: An annual solid waste assessment of $482.16 a dwelling unit for the fiscal year beginning 1 October 2026, an increase of $14.83, on the tax bill, Property tax credits of up to $364 on the 2026 bill, from the City's $24 million Waste Pro settlement, for residential owners who owned in 2022 and still live in the house
  111. Special assessment districts: summary information · City of Port St. Lucie, Finance · retrieved
    Supports: Sixteen City special assessment districts for water, sewer, roads and stormwater, from SAD 1 Phase 1 (1994 to 2013) to Southwest Annex District PSS1-2 (2010 to 2044), Billing complete or debt paid on the early water and sewer districts; City Center running to 2034, and St. Lucie Land Holdings and Peacock to 2026
  112. Resolution 24-R67: Southwest Annexation Special Assessment District No. 1, revised and updated assessment roll · City of Port St. Lucie, City Council (Legistar file 2024-874) · retrieved
    Supports: Special assessments for stormwater, roadway, water and wastewater improvements in the district, also known as Southern Grove, established by Resolution 10-R64 over thirty years and extended five years by Ordinance 16-41, An annual assessment for fiscal 2024-25 of $7,181,980.75 on 2,415 benefitted properties, collected through the non-ad valorem portion of the November 2024 tax bill, A final debt service payment due in fiscal 2044-45
  113. Community development districts · City of Port St. Lucie, GIS (ArcGIS feature service) · retrieved
    Supports: Forty-two mapped district polygons with forty-one distinct names across the city, Among them Tradition #1 to #10, Southern Grove #1 to #6, Verano #1 to #5 and Verano Center, Veranda #1 and #2, St Lucie West, Reserve #1, Tesoro, River Place and Portofino Isles
  114. Tradition Community Development Districts 1 to 11: regular board meeting and public hearing book, 2 September 2026, fiscal 2027 final budget · Tradition Community Development Districts · retrieved
    Supports: Fiscal 2027 operations and maintenance assessments per single-family unit of $560.85 in CDDs 1 and 2, $439.51 in CDDs 3 to 6 and $967.80 in CDDs 7 to 11, against $562.50, $455.16 and $969.46 for fiscal 2026, Series 2014 bonds of $53,170,000 maturing May 2035, assessed at $715.89 per single-family unit grossed up per the methodology, Series 2021 bonds maturing May 2052 and Series 2025 bonds maturing May 2056
  115. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  116. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  117. Utility customer service guide: residential rates effective 1 October 2025 (Ordinance 25-51) · City of Port St. Lucie, Utility Systems Department · retrieved
    Supports: An average residential water and wastewater bill of $96.31 a month for two people using 5,000 gallons, and $126.47 for three using 7,000, Conversion from a well and septic tank to City water and low-pressure sewer outside the SAD and USA areas at $18,821 paid in full, or 120 interest-free monthly payments of $150.72, Grants for income-qualified households toward the cost of connecting to City sewer, and a recorded capital charge installment payment agreement for the financing
  118. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $384,593 for the city of Port St. Lucie (region 33501, St. Lucie County) in August 2026, against $389,480 in August 2025, down 1.25%
  119. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $390,325 in the city of Port St. Lucie in August 2026, against $395,301 a year earlier, down 1.26%, A typical condominium value of $188,371 in the same month, against $200,740, down 6.16%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  120. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $2,396 for the city of Port St. Lucie in August 2026, against $2,353 a year earlier, up 1.86%
  121. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,681 for the Port St. Lucie metro area (region 394995) in August 2026, against $2,608 a year earlier
  122. Rent estimates summary, September 2026 · Apartment List · retrieved
    Supports: For St. Lucie County, September 2026: $1,393 overall, $1,097 for one bedroom and $1,271 for two, with rents up 0.36% on the month and down 0.10% on the year, For the Port St. Lucie metro area: $1,396 overall, $1,102 and $1,322, down 0.22% on the year, No row for the City of Port St. Lucie among the file's cities
  123. Apartments for rent in Port St. Lucie, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,635 and up for a studio, $1,772 and up for one bedroom, $2,145 and up for two, and $2,505 and up for three or more
  124. Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $86,241 in Port St. Lucie city, against $73,811 in St. Lucie County and $77,735 for Florida, A median owner-occupied home value of $420,600 in Port St. Lucie city, against $396,900 for Florida, 77,663 of Port St. Lucie's 94,324 occupied homes owner-occupied, and a median gross rent of $2,133 against $1,812 for Florida
  125. Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median gross rent of $1,637 for one bedroom, $1,872 for two, $2,247 for three and $2,645 for four
  126. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 19,945 of 77,663 owner-occupied units, or 26%, paying a homeowners' association or condominium fee, A median monthly fee of $346 among them, and 3,570 paying $500 or more a month
  127. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  128. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
  129. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  130. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Port St. Lucie premium of $4,630 a year, $386 a month, against $3,765 in Orlando, $4,160 in West Palm Beach and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  131. Homeowners insurance in Port St. Lucie, FL · insurance.com · retrieved
    Supports: An average Port St. Lucie premium of $7,901 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, last updated 24 March 2026, The cheapest insurer in Port St. Lucie at an average of $3,194
  132. Best home insurance in Florida (2026) · Insurify · retrieved
    Supports: An estimated average annual premium of $13,752 in Port Saint Lucie for $300,000 of dwelling cover, against $4,032 in Jacksonville and $15,396 in Miami, updated 27 September 2026
  133. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Port St. Lucie renters premium of $147 a year, $12 a month
  134. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  135. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  136. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  137. Tropical cyclone report: Hurricane Frances, 25 August to 8 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall over the southern end of Hutchinson Island near 0430 UTC on 5 September 2004 as a Category 2 hurricane, The highest measured storm surge, 5.89 feet above mean sea level, on the Florida east coast at the St. Lucie Lock
  138. Tropical cyclone report: Hurricane Jeanne, 13 to 28 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall with the center of its eye crossing the coast at the southern end of Hutchinson Island just east of Stuart at 0400 UTC on 26 September 2004, The highest wind gust reported from Florida, 111 knots, at Fort Pierce Inlet
  139. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  140. Housing programs · City of Port St. Lucie, Neighborhood Services · retrieved
    Supports: A Homebuyer Assistance Program, funded with what remains of the federal Neighborhood Stabilization Program, and the State Housing Initiatives Partnership program listed as current programs, Contact by email to Housing@cityofpsl.com or by telephone at 772-344-4084
  141. Program offering up to $100K in assistance for first-time homebuyers in Port St. Lucie · WPTV · retrieved
    Supports: The City's revamped Homebuyer Assistance Program with the Community Land Trust of Palm Beach County and the Treasure Coast, May 2024, offering up to $100,000 in federal funds to four to six first-time buyers by lottery, Buyers living or working in the city, with household income of at least $70,000 and no more than 120% of the area median, a 620 credit score and a 1% contribution
  142. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program