City comparison · 1,691 km apart

Dallas vs Port St. Lucie: which should you move to?

Dallas or Port St. Lucie? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Downtown across the Trinity
Texas · United States

Dallas

Photograph: Downtown across the Trinity · Tony Webster · CC BY-SA 2.0 · source
Lake Tradition at twilight
Florida · United States

Port St. Lucie

Photograph: Lake Tradition at twilight · Serge Yatunin · CC BY-SA 4.0 · source
The short answer

A city of 1,329,491 people that lost residents last year and one of 268,062 that has grown faster since 2020 than any other US city of 200,000 or more, priced in US dollars at the same Freddie Mac rate of 7.03% for 24 September 2026, in states with no income tax, so the figures net directly. Both headlines are single-family medians over different areas: Dallas's is the NTREIS median inside the city, and the Port St. Lucie figure is MIAMI REALTORS + RWorld's median for St. Lucie County, $402,500, because none is published for the City. Mortgage, property tax and insurance come to about $3,529 a month on Dallas's $469,900 and $3,267 on the county's median, roughly 57% of Dallas's median household income of $74,323 and 45% of Port St. Lucie's $86,241. Zillow's index reverses the order, $305,765 for Dallas, and Zillow's index for the City of Port St. Lucie stood at $384,593. The nominal tax rates are almost identical, about 2.23 per $100, but Texas exempts more, so a homesteaded owner pays about 1.58% of the median in Dallas and 1.99% in Port St. Lucie. Port St. Lucie has the lower crime on every line of the same FBI counts, 130 violent offenses per 100,000 against 577 and four homicides against 140. Choose Dallas for headquarters and finance, a job market about twenty-four times the size, light rail and two airports. Choose Port St. Lucie for the lowest crime rates of any city this site compares, a 16.8 C January, the higher household income against the carry, and a city still being built, and check the address's hurricane and flood exposure first.

Population
MeasureDallasPort St. LucieAdvantage
City population1,329,491 (2025)268,062 (2025)Not directly comparable
Metro population8,477,157 (2025)568,721 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
1.9% (2020-2025)30.9% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureDallasPort St. LucieAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$469,900 (August 2026)$402,500 (August 2026)Port St. Lucie
Detached house benchmark
Dallas and Port St. Lucie publish a single house index rather than a composite, so the two rows repeat.
$469,900$402,500Port St. Lucie
Apartment or condominium benchmark$310,000$188,371Port St. Lucie
Two-bedroom rent$1,853/mo (average, August 2026)$1,271/mo (median, September 2026)Port St. Lucie
One-bedroom rent$1,416/mo$1,097/moPort St. Lucie
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
29.9% of a year's income17.7% of a year's incomePort St. Lucie
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$2,509/mo at 7.03%$2,149/mo at 7.03%Port St. Lucie
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
6.3×4.7×Port St. Lucie
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$7,448/yr (1.585%, 2025)$8,022/yr (1.993%, 2025)Dallas
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
None$2,818 (seller pays)Dallas
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Dallas: About 1.58% of value for a homesteaded owner, worked out on the $469,900 median single-family sale price. A house in the City of Dallas and Dallas ISD is taxed by five units for 2025, which add to 2.22671 per $100 before any exemption. Each takes its own homestead exemption off the appraised value first: Dallas ISD the state's $140,000 and a further 10% of its own, and Dallas County, the City, Dallas College and the Parkland Hospital District 20% each. So Dallas County levies 0.2155 per $100 on $375,920 after a $93,980 exemption, $810; City of Dallas levies 0.6988 per $100 on $375,920 after a $93,980 exemption, $2,627; Dallas ISD levies 0.993835 per $100 on $282,910 after a $186,990 exemption, $2,812; Dallas College levies 0.106575 per $100 on $375,920 after a $93,980 exemption, $401; Parkland Hospital District levies 0.212 per $100 on $375,920 after a $93,980 exemption, $797. The five come to $7,446 a year, 1.58% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $10,463. The appraisal district's own typical homestead is cheaper than the typical sale: its certified median market value for a City of Dallas homestead was $364,530 for the 2025 appraisal year, the value on 1 January 2025 these rates were levied on, and $364,000 for 2026. On $364,530 the same five units come to $5,465, 1.50%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. The appraisal district's 2026 table was still its estimate of 4 March 2026 when these figures were retrieved, so the calculators stay on 2025 until the five units' 2026 rates are published. Port St. Lucie: About 1.99% of the price for a homesteaded owner, worked out on the $402,500 St. Lucie County single-family median, which is lower than the 22.3097 mills a house in the City of Port St. Lucie is charged because of Florida's homestead exemption rather than any assessment lag. The stack is long. St. Lucie County levies 4.1985 for its general fund, 2.7294 for the jail and courts, 0.2500 for transit, 0.1352 for mosquito control and 0.1000 for the erosion district; the City 4.6607 for operations and 0.3143 for voted debt; St. Lucie Public Schools 6.2960 (3.0480 set by state law, 1.5000 for capital outlay, 0.7480 discretionary and 1.0000 approved by voters); the St. Lucie County Fire District 3.0000; the Children's Services Council 0.3685; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; and the Florida Inland Navigation District 0.0270, for 2025. The county's law enforcement, community development and stormwater taxing units are charged only outside the cities. The school lines are charged on the price less $25,000, $377,500, and the rest on the price less a second slice as well, $352,500 on the base amounts, so a homesteaded buyer's first bill is about $8,022. Without a homestead, as a landlord or a buyer who never files, the same house owes $8,980. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the St. Lucie County Property Appraiser now gives a homestead worth up to $51,411 in all, which brings the same bill to $7,999; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $23 for it. The rates proposed for 2026 add to 22.0043, with the City's operating rate at 4.6107, its debt rate at 0.2643 and the county's general fund at 4.0441. The exemption is not automatic: you file with the property appraiser by 1 March. The City's solid waste assessment, $467 for 2025-26 and $482 for 2026-27, and its stormwater assessment of $189 come on the same bill, about $656 a year together, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureDallasPort St. LucieAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000577 (2025)130 (2025)Port St. Lucie
Property crime per 100,0003,081 (2025)637 (2025)Port St. Lucie
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
140 (2025)4 (2025)Not directly comparable
Dallas

On the FBI's definitions, violent offenses in Dallas went from 11,181 in 2021 to 10,255 in 2022, 9,025 in 2023, 8,747 in 2024 and 7,674 in 2025, a 12% drop in the last year and 31% in four, and property offenses from 46,991 to 49,224, a peak of 52,641 in 2023, then 45,106 and 40,962, 22% below the peak. Motor vehicle theft drove most of that swing: 11,818 in 2021, 18,457 in 2023 and 11,162 in 2025. In 2025 the CDE shows aggravated assaults down 12% (5,826 to 5,144), robberies down 10% (2,235 to 2,020), rapes down 27% (505 to 370) and murders down 23% (181 to 140). On its own definitions DPD reported violent crime down 12%, robberies down 10%, aggravated assaults down 12% and sexual assaults down 13%. The 2025 CDE counts were read on 27 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 7,674 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Dallas Police Department (ORI TXDPD0000) in calendar 2025, divided by the 1,329,491 Vintage 2025 city population. On the CDE's own agency population of 1,331,217 the rate is 576. DPD does not publish a total on this definition. The violent crime its Violent Crime Reduction Plan tracks is murder, robbery and aggravated assault, with family-violence and other aggravated assaults counted separately and rape left out. Its public incident dataset on Dallas OpenData, which the city describes as a research copy rather than the authoritative count, lists only 57 murder incidents and 12 family-violence aggravated assault incidents for 2025, so it cannot rebuild either total.

Homicides: 140 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 181 in 2024, about 10.5 per 100,000 on the city population. DPD's own year-end count was 141 homicides against 184 in 2024, a 23% drop (CBS Texas, February 2026); nothing fetched explains the gaps of one and three cases between the two series. The high point in the CDE series since 2021 is 244, in 2023.

Port St. Lucie

Port St. Lucie's record is short and broken by a change of system, so no trend can be read from it with confidence. The FBI CDE carries no 2021 data for the department, annual totals for 2022 and 2023 under the old summary system (267 and 243 violent offenses, 1,745 and 1,840 property offenses, about 115 and 98 violent offenses per 100,000), only June to December of 2024, after the switch to incident-based reporting in late June (182 violent and 995 property offenses in those seven months), and a full twelve months for 2025 (349 and 1,708). The 2025 violent count is higher than 2023's mainly because of aggravated assaults, 298 against 182, and the department itself says the two systems count crime differently. What does hold across every year is the level: violent crime at about a third of Miami's and Tampa's rates or less, a quarter of Jacksonville's and a sixth of Orlando's, and three to six homicides a year in a city of more than a quarter of a million. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 349 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Port St. Lucie Police Department (ORI FL0560200) in calendar 2025, divided by the 268,062 Vintage 2025 city population. On the CDE's own agency population of 273,427 the rate is 128. That is the lowest of any city this site compares, less than half El Paso's 288 and about a third of Miami's 359 and Tampa's 375.5. 2025 is the first full year of incident-based (NIBRS) reporting for this agency: the department moved to Florida's incident-based system in late June 2024 and says the old and new counts are not comparable, so a full-year 2024 rate could not be determined (PSLPD annual report).

Homicides: 4 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.5 per 100,000 on the city population, the lowest count and rate of any US city this site compares (Orlando had 10, Tampa 17, Miami and El Paso 26). The CDE series is 6 in 2022, 5 in 2023, 3 in the seven months of 2024 it covers and 4 in 2025. A department of 335 sworn officers and 89 civilian staff in 2025 (PSLPD annual report) polices a city that counted 10 traffic deaths in 2024, more than twice its homicides.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureDallasPort St. LucieAdvantage
January mean8.8 °C16.8 °CNot directly comparable
July mean30.7 °C27.4 °CNot directly comparable
Precipitation a year973 mm1,300 mmNot directly comparable
Snowfall a year4 cm0 cmNot directly comparable
Sunshine a year2,850 hoursNot publishedNot directly comparable
Dallas

NOAA NCEI 1991-2020 normals for Dallas Love Field (station USW00013960), the city's own climate station about 6 miles northwest of downtown: January mean 47.8F, July mean 87.3F, annual mean 68.0F, 38.32 in of precipitation, 1.7 in of snow. July and August tie as the warmest months at 87.3F, with mean highs of 96.9F and 97.1F, and January's mean low is 37.9F. October (4.79 in) and May (4.57 in) are the wettest months and July (1.71 in) the driest, and most of the snow falls in February (0.9 in). The normals count 107.5 days a year at 90F or above, 22.4 at 100F or above and 23.1 nights at or below freezing. Dallas Fort Worth International Airport (USW00003927), where the National Weather Service keeps the metro's official record, averages 46.3F in January and 85.7F in July with 37.01 in of rain and 1.6 in of snow, 20.3 days at 100F or above and 29.2 nights at or below freezing. Converted here to 8.8 C, 30.7 C, 973 mm and 4.3 cm. That July mean is the warmest of any city this site compares, 1.5F (0.8 C) above Austin's at Camp Mabry. Sunshine hours are the older 1961-1990 NCDC means (2,850 hours, 61% of possible), since the 1991-2020 normals do not include sunshine.

Hazards: Heat is the constant. The normals give Love Field 22.4 days a year at or above 100F (37.8 C); its record since 1939 is 73 such days in 2011, including 40 in a row from 2 July to 10 August, and its highest reading is 112F (44.4 C), on 26 and 27 June 1980 and again on 22 July 2018. At DFW Airport the record is 71 days in 2011 and the longest run 42, from 23 June to 3 August 1980, when the airport reached 113F (45.0 C). The summer of 2026 is among the hottest on record: by 22 September Love Field had 54 days at 100F or above, fourth in its record, and DFW 52, tied for fifth, 27 of them in August. Hail is the costly routine hazard. NOAA's billion-dollar disaster list counts a North Texas hailstorm on 23 and 24 March 2016 at $2.06 billion in 2016 dollars, and on 11 April 2016 a supercell dropped hailstones up to 5.25 in (13.3 cm), the record for the NWS Fort Worth area, and hit 80% of the homes in Wylie, northeast of the city; Cotality counted more than 235,000 Texas homes hit by damaging hail in 2025, far more than in any other state. Tornadoes reach the city itself. On 20 October 2019 an EF3 with winds near 140 mph (225 km/h) tracked 15.76 miles (25.4 km) from near I-35E and Walnut Hill Lane through Preston Hollow to US 75 and on into Richardson, damaging a high school, a middle school and an elementary school, destroying about 118 structures and doing $1.55 billion of damage without a death; on 26 December 2015 an EF4 killed 10 people in Sunnyvale, Garland and Rowlett in eastern Dallas County. The Trinity River passes downtown between 23 miles (37 km) of levees 29 to 32 ft (8.8 to 9.8 m) high, completed in 1932 and upgraded by the Army Corps of Engineers in the 1950s. The river's record crest at Dallas, 52.6 ft (16.0 m), came in the flood of May 1908, before them; the highest since was 47.1 ft (14.4 m) in May 1990, and by November 2023 the Corps had raised the West levee to carry 277,000 cubic feet (7,844 cubic meters) a second, with the East levee still to do. Flash floods on the creeks are the more frequent danger: on 21 and 22 August 2022, 9.19 in (233 mm) fell at DFW Airport in 24 hours, second only to 9.57 in (243 mm) in September 1932, 9.14 in (232 mm) fell at Love Field and 15.16 in (385 mm) at a gauge on White Rock Creek at Scyene Road, and at least one person died. Cold is rare and badly handled when it comes. Winter Storm Uri left 5.3 in (13.5 cm) of snow at Love Field from 14 to 17 February 2021 and a low of 2F (-16.7 C) on the 16th, matched there only in January 1949 and beaten only in January 1940 (0F, -17.8 C) and December 1989 (1F, -17.2 C); DFW Airport fell to -2F (-18.9 C), the lowest in its record since 1953. ERCOT cut power across the state grid from 15 to 18 February and about 4.5 million customers lost it at the worst; Texas counted 246 deaths from the storm, 22 of them in Dallas County. In January 2026 Winter Storm Fern brought 2.4 in (6.1 cm) of snow and sleet to DFW Airport and lows of 13F (-10.6 C), and the grid held. Drought is the slow hazard. The seven water supply lakes the Texas Water Development Board counts for the Dallas area stood at 86.5% of conservation capacity on 27 September 2026, down from 98.7% at the end of June; in the 2011 to 2015 drought they fell to 62.7% before the rains of 2015 filled them. Dallas has capped lawn watering at twice a week since April 2012.

Port St. Lucie

NOAA NCEI 1991-2020 normals for Fort Pierce St. Lucie County International Airport (station USW00012895), at Treasure Coast International Airport about 15 miles north of the city's center, which is the station behind the National Weather Service's Fort Pierce climate site, the one the NWS Melbourne office reports for this part of the Treasure Coast (its monthly Fort Pierce reports compare each month against this station's normals, such as August's 81.6F and 6.94 in, and carry a threaded record back to 1901): January mean 62.3F, July mean 81.4F, annual mean 73.1F, 51.17 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the Fort Pierce cooperative station (USC00083207), about 11 miles north of the city's center. August is the warmest month by two tenths of a degree at 81.6F, with a mean high of 90.2F; January's mean low is 51.2F. August (6.94 in) and June (6.69 in) are the wettest months, and June through September bring 25.75 in, half the year; February (2.17 in) is the driest. The normals count 66.8 days a year at 90F or above, none at 100F and 1.7 nights at or below freezing. Converted here to 16.8 C, 27.4 C, 1,300 mm and 0 cm. No station has 1991-2020 normals inside the city, and the two nearest bracket it: the Fort Pierce cooperative station averages 62.7F in January and 81.7F in July with 55.89 in a year, and Stuart, about 11 miles to the southeast and closer to the coast, 64.9F and 83.2F with 62.72 in. NCEI lists no 1991-2020 normals for the St. Lucie Lock station. Port St. Lucie's January is a little warmer than Orlando's (60.6F) and Tampa's (62.0F) and much colder than Miami's (68.6F), and its July is the coolest of the five Florida cities this site compares. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 NCDC basis of the other US profiles' sunshine hours, lists no Treasure Coast station; its Florida table gives West Palm Beach 66% of possible sunshine and 75 sunny days but no hours, and the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, and this stretch of coast has been hit directly. On 5 September 2004 Frances came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, as a Category 2 hurricane with winds of about 105 mph; it produced the highest gust recorded in Florida, 108 mph (174 km/h), in Fort Pierce, and a storm surge of 5.89 ft at the St. Lucie Lock, and damage topped $1 billion in each of St. Lucie, Martin and Indian River counties. Three weeks later, on 26 September, Jeanne made landfall 5 miles from the same spot at 120 mph, the strongest of the two, with gusts of 128 mph (206 km/h) at Fort Pierce Inlet; thousands of homes in St. Lucie County were damaged or destroyed, a man in the county was electrocuted by a downed power line, and the county's schools, closed since Frances, did not reopen until 4 October (Wikipedia). The Fort Pierce cooperative station recorded 7.00 in (178 mm) of rain on the day Jeanne arrived. Wikipedia counts Frances, Jeanne and Wilma (2005) as direct hits on the city. Rain is the other storm hazard: Irma dropped 13.08 in (332 mm) on the Fort Pierce airport on 10 September 2017, the wettest day in its record since 1999, and 21.66 in near the Fort Pierce water plant, the highest total in Florida; about 150,000 homes and businesses in St. Lucie County lost power. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, a high-end EF3 tornado tracked north from the Port St. Lucie area past Fort Pierce to Vero Beach, partially collapsed two warehouses and destroyed or flipped more than 20 mobile homes in the Spanish Lakes community, where six people died; Wikipedia counts seven deaths in St. Lucie County from the storm and $514 million of damage from that tornado. The water itself is the slower hazard. The North Fork of the St. Lucie River runs through the city to an estuary it shares with Stuart, and when Lake Okeechobee runs high the Army Corps of Engineers releases lake water east through the St. Lucie Canal into the river's South Fork: 137 billion gallons in 2013 and 237 billion from January to November 2016. That fresh, nutrient-laden water feeds toxic blue-green algae blooms; the federal government refused disaster aid for the 2016 bloom in the St. Lucie Estuary, and in July 2018 Governor Rick Scott declared a state of emergency over the discharges and algae in seven counties including St. Lucie and Martin (Executive Order 18-191). The Corps' new lake schedule, LOSOM, took effect with its record of decision on 12 August 2024; it allows releases south in every zone and ends regulatory releases east to the St. Lucie below the lake's upper zones (South Florida Water Management District), and the Corps said when it chose the plan that it would cut discharges to the St. Lucie Estuary by about two-thirds. In late July 2026 the lake stood at 10.83 ft, in its water shortage band, far below any level that would trigger releases. Heat is long rather than extreme: the normals count 66.8 days a year at 90F or above and none at 100F (37.8 C); the airport recorded 100 such days in 2024, the most in its record since 1999, and 84 in 2026 through 27 September. Frost is rare but real: 1.7 nights a year at freezing on the normals, and seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February 2026.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureDallasPort St. LucieAdvantage
Median household income$74,323 USD (2024)$86,241 USD (2024)Port St. Lucie
Unemployment rate4.2% (July 2026)5.3% (July 2026)Dallas
Sales tax8.25%7%Port St. Lucie
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%37%Even
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$13,449 USD$13,449 USDEven
Dallas

BLS counted 4,353,400 nonfarm jobs in the Dallas-Fort Worth-Arlington MSA in July 2026 (not seasonally adjusted), up 54,000 or 1.3% on the year. Professional and business services (+3.0%, to 805,200) and leisure and hospitality (+3.0%) grew fastest, then mining, logging and construction and education and health services (both +2.0%), while information (-2.8%), financial activities (-1.0%) and manufacturing (-0.7%) shrank. Trade, transportation and utilities is the largest sector at 895,000 jobs, and government employs 465,400. The seasonally adjusted series (FRED DALL148NA) was 4,363,400 in August 2026, 1.1% above August 2025. Average weekly wages across the metro were $1,785 in the first quarter of 2026 against $1,654 nationally. The Dallas Regional Chamber counts 21 Fortune 500 headquarters in the region as of 2025 and 44 in the Fortune 1000, among them AT&T, Texas Instruments, American Airlines, Kimberly-Clark, Toyota Motor North America and McKesson.

Main sectors: Trade, transportation and utilities, the metro's largest sector (DFW Airport, American Airlines, Southwest Airlines, BNSF Railway), Corporate headquarters and professional and business services (AT&T, Texas Instruments, McKesson, Kimberly-Clark, Toyota Motor North America), Financial activities (the Federal Reserve Bank of Dallas, Charles Schwab, JPMorgan Chase, Goldman Sachs, Bank of America), Health care and education (Baylor Scott & White Health, Texas Health Resources, UT Southwestern Medical Center, Children's Health), Aerospace and advanced manufacturing (Lockheed Martin, Bell Textron, Raytheon, Texas Instruments).

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. The City of Dallas's own rate for the fiscal year that starts on 1 October 2026 is 69.78 cents per $100 of taxable value, down from 69.88 cents, the eleventh cut in a row, in a $5.66 billion budget. Proposition U, a charter amendment Dallas voters approved in November 2024, requires the council to put at least half of each year's revenue growth into the Dallas Police and Fire Pension System, with any remainder of that half going to police pay and to a force of at least 4,000 officers; the budget adopted in September 2026 funds 3,651 officers by the end of September 2027 and 3,800 a year later. The county, school district and other levies on the same bill belong to the housing layer.

Port St. Lucie

BLS counted 177,800 nonfarm jobs in the Port St. Lucie MSA in August 2026 (not seasonally adjusted, preliminary), up 900 or 0.5% on the year, a slower pace than the population. Private education and health services added the most (+800, or 2.3%, to 34,900), then leisure and hospitality (+700, or 3.3%, to 21,800) and manufacturing (+300, to 8,500), while professional and business services lost 600 (-2.4%, to 23,900) and mining, logging and construction 400 (-2.5%, to 15,500); government held at 20,200, of which federal employment is only 1,100. The seasonally adjusted series (SMS12389400000000001) was 178,800 in August 2026, 0.1% above August 2025. Many residents work elsewhere: 40% of the city's workers (47,007 of 117,414) worked outside St. Lucie County in 2024, almost all of them elsewhere in Florida, and 13% of those who commute spend an hour or more getting there (ACS 2024 1-year, B08007 and B08303). The city has tried to change that with the jobs corridor in Tradition's Southern Grove: Cheney Brothers opened its distribution center there in late 2023 and expects 700 to 800 jobs, and WPTV described the city's pitch as a way out of being a bedroom community of commuters. Tradition itself, a former cattle ranch west of I-95 developed by Core Communities from 2006 with room for more than 18,000 homes, and St. Lucie West before it, are where most of the city's commercial land and new building are (Wikipedia). Clover Park, the Mets' 7,160-seat spring training stadium, opened for the 1988 season, when the team moved from St. Petersburg.

Main sectors: Health care, the metro's fastest-growing large sector (private education and health services, 34,900 jobs in August 2026): HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, and in Fort Pierce HCA Florida Lawnwood Hospital, Retail and the rest of trade, transportation and utilities, the metro's largest sector by payroll jobs (37,200 in August 2026, 23,600 of them in retail), Logistics and distribution in the Tradition and Southern Grove area off I-95: an Amazon delivery station, a FedEx Ground sortation center and Cheney Brothers' food distribution center at Legacy Park, and a 1.87-million-square-foot Costco depot that opened in 2026, Construction and real estate, building out a city platted in the 1960s and the master-planned communities of St. Lucie West and Tradition (mining, logging and construction, 15,500 jobs), Spring training and leisure: the New York Mets have trained at Clover Park since 1988, and the St. Lucie Mets play the minor league season there (leisure and hospitality, 21,800 jobs).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 28 September 2026 the City Council unanimously adopted a $971.6 million budget for fiscal 2027 and cut the city's operating rate for the eleventh year in a row, from 4.9750 to 4.8750 mills, about $4.88 per $1,000 of taxable value; the city says the rate is 25% lower than in 2016 and the third-lowest municipal rate among Florida's 20 largest cities (WFLX). The county, school board and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureDallasPort St. LucieAdvantage
SystemDART buses (nearly 700 vehicles), four light rail lines on 93 miles of track, the 26-mile Silver Line commuter rail from Plano to DFW Airport (opened October 2025), the Trinity Railway Express to Fort Worth run with Trinity Metro, the Dallas Streetcar and GoLink on-demand zonesArea Regional Transit (ART), run by St. Lucie County: fare-free fixed-route buses on eight routes, five of which serve Port St. Lucie (Wikipedia), on-demand microtransit zones and door-to-door paratransit for eligible riders, serving Port St. Lucie, Fort Pierce, St. Lucie Village and the unincorporated county; it began as a demand-response service and took its present name in 2020. Martin County runs its own bus service, and there is no rail service in the city: the Florida East Coast Railway's main line crosses its eastern edge without a station.Not directly comparable
Commute by public transit2.0% (2024)0.5% (2024)Dallas
Walk or cycle to work2.5% (2024)1.4% (2024)Dallas
AirportDallas Fort Worth International Airport (DFW), 85,660,127 passengers in 2025, 2.5% fewer than 2024's 87,817,864, per the airport's December 2025 traffic report; 12.65 million of them were international and American Airlines carried 82.6%. ACI World ranked it the fourth-busiest airport in the world by passengers in 2025 and third by aircraft movements. Dallas Love Field (DAL), about 6 miles northwest of downtown and the birthplace and headquarters of Southwest Airlines, handled 16,899,203 passengers in 2025, 5.5% fewer than in 2024 (FAA figures as cited by Wikipedia; the airport's website refused the fetcher).Port St. Lucie has no airline service of its own. Treasure Coast International Airport, owned by St. Lucie County about 3 miles northwest of downtown Fort Pierce, serves general aviation, flight schools and private flights to the Bahamas, with a customs station; its last scheduled airline service ran briefly in 1988 (Wikipedia). The nearest large airport is President Donald J. Trump International Airport in West Palm Beach, named Palm Beach International (PBI) until 9 July 2026 and coded DJT since 18 August 2026, about 45 miles south of the city's center in a straight line; it handled a record 8,657,372 passengers in 2025, 3.0% more than 2024's 8,403,519 (Wikipedia, citing the airport's traffic reports). Orlando International is about 125 miles to the northwest.Not directly comparable
Dallas

DART carried 52,823,800 unlinked trips in 2025, 28,151,100 of them by bus and 21,611,600 on light rail, and about 157,300 a weekday in the second quarter of 2026, 65,300 of them on light rail (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). DART's own figure is more than 171,000 passengers a day across a 700-square-mile, 12-city service area. The Trinity Railway Express, which DART runs with Fort Worth's Trinity Metro, carried 1,337,600 trips in 2025 (APTA, same source). The Silver Line opened on 25 October 2025 through Plano, Richardson, Dallas, Addison, Carrollton, Coppell and Grapevine to DFW Airport, every 30 minutes at weekday peaks and hourly otherwise. DART is paid for by a 1% sales tax in its member cities, and the suburbs have pushed back on what they pay: Plano, Irving and Farmers Branch canceled withdrawal elections set for May 2026 after agreements that return part of their sales tax over six years for local transportation projects, Addison and University Park voted to stay, and Highland Park voted by 70% to leave, with service ending on 14 May 2026.

Port St. Lucie

ART carried 825,588 unlinked trips in 2025, 581,985 of them on its fixed-route buses and 243,603 on demand-response service, on the National Transit Database's monthly ridership file (Federal Transit Administration). That is about an eighth of Sun Metro's 6.2 million in El Paso, a city two and a half times as large. The service went fare-free in 2018 and ridership tripled (WPTV): bus trips under the Council on Aging of St. Lucie, which ran the system until 2020, went from 277,513 in 2017 to 584,518 in 2018 and 726,750 in 2019. They have not returned to that peak since the county took the service over: 421,503 in 2021, 562,968 in 2023 and 581,985 in 2025, while demand-response trips have grown from 64,965 in 2021 to 243,603. WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Palm Tran, Brightline and Tri-Rail, at a $3 fare; this file did not confirm its current schedule.

06: Daily life

Health care, schools and what each city is like

Dallas

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF, August 2026). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of Dallas's rate was 22.7% (297,684 of 1,313,770), Dallas County's 21.9% and the metro's 16.2%. Parkland Memorial Hospital, licensed for 983 beds, is Dallas County's only public hospital and UT Southwestern's primary teaching hospital; it became the first certified Level I trauma center in Texas in 1983 and runs a burn center. UT Southwestern Medical Center, whose faculty have received six Nobel Prizes, runs William P. Clements Jr. University Hospital in the Southwestern Medical District, and more than half the doctors practicing in Dallas trained there at least in part. Baylor University Medical Center, which opened in 1903 and is now the North Texas flagship of Baylor Scott & White Health, has 914 beds and a Level I trauma center that Baylor Scott & White describes as one of only three adult trauma centers in Dallas. Children's Health and UT Southwestern broke ground in October 2024 on a $5 billion pediatric campus with 552 beds to replace Children's Medical Center Dallas, projected to open in 2031. This file did not verify a wait time figure for primary or specialist care.

Education

Dallas ISD, the second-largest school district in Texas, opened the 2026-27 year on 11 August with about 132,000 students, down from about 134,300 a year earlier (KERA). Superintendent Stephanie Elizalde blamed federal immigration policy in part. KERA adds that charter schools and the state's new education savings accounts may account for some of the loss; more than 2,800 students in the district had qualified for the accounts, which help pay private school tuition, on the Comptroller's latest count. The district made pre-kindergarten free for all 3- and 4-year-olds this year and enrolled about 11,000 children in it, and the Texas Education Agency rated the district B for 2025. Southern Methodist University (12,544 students in fall 2025) is in University Park, a separate town north of downtown, the University of Texas at Dallas is in Richardson, and Dallas College runs seven campuses in Dallas County.

Living there

Dallas is the corporate and financial center of the fourth-largest metro in the country, and the metro is growing around the city rather than inside it. The Dallas-Fort Worth area added 123,557 people in 2024-25, more than any metro but Houston, while the city lost 1,808 and Dallas County lost 46,226 more residents to the rest of the country than it gained, so newcomers settle in Collin, Denton and Kaufman counties. The city has 93 miles of DART light rail and, since October 2025, a commuter line to DFW Airport, yet 68.6% of its workers drive alone and 2.0% take transit. Summer is the hard season: the July mean at Love Field is 87.3F, the warmest of any city this site compares, and the station had 54 days at 100F or more by late September 2026. Hail and tornadoes are the costly weather. Texas takes no income tax, and 22.7% of the city's residents have no health insurance. The open question is whether the city can hold up its end as the region spreads outward: three suburbs won back part of the sales tax they pay DART and a fourth voted to leave, voters wrote a minimum of 4,000 police officers into the charter in 2024 and the adopted budget plans for 3,800 by September 2028, and Dallas ISD began 2026-27 with about 2,300 fewer students than the year before.

Port St. Lucie

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Port St. Lucie's was 9.9% (25,579 of 257,314), St. Lucie County's 11.4% and the metro's 11.0%. Two hospitals are in the city. HCA Florida St. Lucie Hospital, formerly St. Lucie Medical Center, has 282 licensed beds and treats more than 90,000 patients a year, by HCA's own figures. Cleveland Clinic Tradition Hospital opened in Tradition in 2013 with 90 beds and has since grown to nine stories and 177 private rooms; it was Martin Health System's Tradition Medical Center until Martin Health joined Cleveland Clinic as a full member in January 2019, and it runs a 24-hour emergency department and maternity care. The region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital is a Level II trauma center serving St. Lucie, Martin, Indian River and Okeechobee counties, with a Level III neonatal intensive care unit. This file did not verify a wait time figure for primary or specialist care.

Education

St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year; its superintendent said the schools were 'busting at the seams' (WFLX). It opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school and the first K-8 in Tradition, for 2026, and in November 2024 voters extended its half-cent sales tax for school construction to the end of 2036 (Florida Department of Revenue). Indian River State College, a public college founded in Fort Pierce in 1959 that has offered bachelor's degrees since 2008 and won the Aspen Prize for Community College Excellence in 2019, has its Pruitt campus in Port St. Lucie and enrolled 15,429 students in 2024-25, 61% of them part time (IPEDS, as compiled by UnivStats). FAU Harbor Branch Oceanographic Institute, founded in 1971 and part of Florida Atlantic University since 2007, works from a 144-acre campus on the Indian River Lagoon north of Fort Pierce and accounts for about a third of FAU's research activity (Wikipedia); Keiser University also has a campus in the city (Wikipedia).

Living there

Port St. Lucie was a land sale before it was a city. In 1958 the General Development Corporation bought about 40,000 acres along the North Fork of the St. Lucie River, and the city was incorporated in 1961 under its ownership; GDC platted more than 80,000 quarter-acre lots and sold most of them by mail on installment plans to buyers across the country and abroad, with little thought, the city's own comprehensive plan says, for water, sewage, roads or drainage (City of Port St. Lucie; Wikipedia). The result is a city of single-family houses on small lots laced with canals, whose water and sewer system the city bought in 1994, after GDC's bankruptcy, and began extending to the platted lots in 1996. Newer, planned growth came west of I-95, in St. Lucie West in the 1990s and Tradition from 2006. It has grown faster than any other US city of 200,000 people since 2020, 30.9%, almost entirely on people moving in from elsewhere, and it is older than the other Florida cities here, with a median age of 44.3. It is car-dependent even by Florida standards: 0.5% of workers take transit, the lowest share of any city this site compares, and 40% of workers leave the county for work. It is also, on the FBI's counts, the safest city here, with 130 violent offenses per 100,000 and four homicides in 2025, and its household income, $86,241, is the highest of the Florida cities here. The risks are water and wind: Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and discharges from Lake Okeechobee have turned the St. Lucie River's estuary green with algae. The open questions are growth's: schools at capacity, the highest unemployment rate of any US metro here at 5.3%, and whether the jobs corridor in Tradition can make a commuter town into a place people also work.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the mortgage lines compare directly, though the states' tax rules differ. Both headlines are medians of single-family houses sold in August 2026, over different areas. Dallas's is the North Texas Real Estate Information System's median inside the city, $469,900, 6.0% below a year earlier. The Port St. Lucie figure is MIAMI REALTORS + RWorld's median for St. Lucie County, $402,500 on 444 sales, 0.6% above a year earlier; no median is published for the City, which holds two-thirds of the county's 402,449 residents, and the county also takes in Fort Pierce and Hutchinson Island. Zillow's index, which models every home in each city rather than the ones that sold, reverses the order: it stood at $305,765 for Dallas in August, and Zillow's index for the City of Port St. Lucie stood at $384,593, 1.3% lower on the year, so on a measure that is the same in both Port St. Lucie is the more expensive by about $79,000. At 20% down, Dallas's $375,920 loan costs about $2,509 a month and a $322,000 loan on the St. Lucie County median about $2,149. Property tax is $7,448 a year in Dallas and about $8,022 in Port St. Lucie with a homestead, and insurance is budgeted at $400 and $450 a month, the Dallas figure raised by North Texas hail and the Port St. Lucie one an estimate between published averages that run from $4,630 to $13,752 a year, for a Florida policy that covers wind with a separate hurricane deductible, with no flood policy in either. The three lines come to about $3,529 and $3,267, roughly 57% and 45% of each city's 2024 median household income; of the $262 gap the mortgage is about $360, less the $48 a month more Port St. Lucie pays in property tax and $50 more in insurance. Rents are on different series and areas, RentCafe's August averages for Dallas and Apartment List's September medians for St. Lucie County, since Apartment List publishes none for the City: a one-bedroom at $1,416 against $1,097, a two-bedroom $1,853 against $1,271. Zillow's observed rent index, the same measure in both cities, reverses that, $1,591 in Dallas and $2,396 in Port St. Lucie in August, about 26% and 33% of median income, because much of Port St. Lucie's rental stock is single-family houses that an apartment index barely sees.

The definitions match, though one record is much shorter than the other: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 27 September and 1 October 2026. Port St. Lucie is the lower on every line, by a wide margin. Its 349 violent offenses come to 130 per 100,000 against Dallas's 577 on 7,674, the lowest rate of any city this site compares, and its 1,708 property offenses to 637 against 3,081 on 40,962. Homicide was 4 in Port St. Lucie, about 1.5 per 100,000, against 140 in Dallas, about 10.5. Two cautions sit on the Port St. Lucie figures. 2025 is the police department's first full year of incident-based reporting, after a switch in late June 2024 that the department says makes the old and new counts incomparable, so no trend can be read from its record. And its property total carries only 2 motor vehicle thefts, implausibly few beside the 86 and 122 it reported for 2022 and 2023, though even with 122 added the rate would be about 682. What holds across every year the FBI carries is the level: three to six homicides a year in a city of more than a quarter of a million. Dallas's record is long and improving: violent offenses dropped 12% in 2025 and 31% in four years, murders fell from 181 to 140, and motor vehicle theft fell from a peak of 18,457 in 2023 to 11,162. Both sets of counts come from a feed last refreshed on 15 September and can still be revised.

Port St. Lucie has the far milder winter and the gentler summer. January averages 16.8 C at Treasure Coast International Airport, about 15 miles north of the city's center because no station with current normals sits inside it, against 8.8 C at Love Field, with 1.7 nights a year at or below freezing against 23.1, and July 27.4 C against 30.7 C, the warmest July mean of the cities this site compares. Love Field's normals count 107.5 days a year at 90F or above against 66.8, and 22.4 at or above 37.8 C (100F) against none: Port St. Lucie's heat is long and humid rather than extreme, with 100 days at 90F or above at its airport in 2024, the most in its record since 1999, while Love Field had 54 days at 100F or more by 22 September 2026. Port St. Lucie gets 1,300 mm of rain a year, half of it from June through September, against Dallas's 973 mm, and no snow on the normals against 4.3 cm; no sunshine figure for the Treasure Coast is on the 1961-1990 series behind Dallas's 2,850 hours. The costly weather differs in kind. Dallas's is hail and tornadoes: a supercell dropped stones up to 5.25 in (13.3 cm) in April 2016, and an EF3 went through Preston Hollow in October 2019. Port St. Lucie's is the hurricane, and it has been hit directly: Frances and Jeanne both came ashore at the southern end of Hutchinson Island, just offshore, three weeks apart in September 2004, Jeanne at 120 mph, and Frances alone did more than $1 billion of damage in each of St. Lucie, Martin and Indian River counties. Irma dropped 332 mm on the Fort Pierce airport on 10 September 2017, and on 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, an EF3 tornado tracked north from the Port St. Lucie area and killed six people in the Spanish Lakes mobile home community. The river is its slow hazard: Lake Okeechobee water released east into the St. Lucie fed toxic algae blooms in the estuary in 2016 and 2018, and the Corps' lake schedule since August 2024 is meant to cut those discharges by about two-thirds. Dallas's rare hard freeze came with Winter Storm Uri, which took Love Field to 2F (-16.7 C) in February 2021 while ERCOT cut power across the state grid, and Texas counted 22 of the storm's 246 deaths in Dallas County. Port St. Lucie's freezes are a few nights in a cold year: seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February.

Dallas sits in a labor market about twenty-four times the size of Port St. Lucie's, and the faster-growing one. BLS counted 4,353,400 nonfarm jobs across Dallas-Fort Worth in July 2026, 1.3% more than a year earlier, and 177,800 in the Port St. Lucie metro in August, 900 more, a gain of 0.5% that trails its population. On the same unadjusted basis unemployment in July was 4.6% across Dallas-Fort Worth and 5.3% around Port St. Lucie, the highest of any US metro this site compares, against 4.4% nationally. Dallas has the corporate headquarters and the finance: the Dallas Regional Chamber counts 21 Fortune 500 headquarters in the region for 2025, among them AT&T, Texas Instruments and McKesson, and the Federal Reserve Bank of Dallas, Charles Schwab and JPMorgan Chase are among the metro's financial employers. Port St. Lucie runs on health care, retail, construction and the distribution centers rising in Tradition and Southern Grove off I-95: an Amazon delivery station, a FedEx Ground sortation center, Cheney Brothers' food distribution center, which expects 700 to 800 jobs, and a 1.87-million-square-foot Costco depot that opened in 2026; the New York Mets have held spring training at Clover Park since 1988. Many of its residents work elsewhere: 40% of the city's workers left St. Lucie County for work in 2024, and 13% of commuters spent an hour or more getting there. Average weekly wages across Dallas-Fort Worth were $1,785 in the first quarter of 2026 against $1,654 nationally; the Port St. Lucie profile carries no wage figure. City median household income was $74,323 in Dallas and $86,241 in Port St. Lucie in 2024, the latter with a margin of error of $6,562 either way, and the metros' $92,733 and $80,659, so the city with the larger metro income has the smaller city income. Neither state taxes income, so $100,000 pays $13,449 in federal tax in both for 2025, and sales tax is 8.25% in Dallas against 7% in St. Lucie County. The property tax stacks charge almost the same nominal rate. Dallas's five units add to 2.22671 per $100. A house in the City of Port St. Lucie pays 17 levies adding to 22.3097 mills, about 2.23 per $100: the county's general fund, jail and courts, transit, mosquito control and erosion district, the City's operating and debt levies, four school lines, the fire district, the Children's Services Council, three South Florida Water Management District lines and the Florida Inland Navigation District. The exemptions are what differ: Texas takes $140,000 off the school levy, Dallas ISD adds 10% of its own and the other four units take 20% each, where Florida takes $25,000 off every levy and a second $25,000 off all but the schools. So on the same $402,500 house Dallas's five units would charge about $6,179 against $8,022, and on $469,900 the Port St. Lucie stack would charge about $9,525 against Dallas's $7,448.

Dallas has a transit system and Port St. Lucie does not have much of one. In 2024, 2.0% of Dallas workers took transit and 2.5% walked or cycled, against 0.5% and 1.4% in Port St. Lucie, the lowest transit share of any city this site compares, with a margin of error almost as large as the figure; 68.6% of Dallas's workers drove alone against 71.5%, and 13.5% worked from home against 16.7%. DART carried 52,823,800 trips in 2025, 21,611,600 of them on 93 miles of light rail, and is paid for by a 1% sales tax in its member cities, some of which have pushed back on what they pay, Highland Park voting to leave. Port St. Lucie's buses are the county's: Area Regional Transit runs fare-free fixed routes, five of its eight serving the city, with on-demand microtransit beside them, and carried 825,588 trips in 2025, about one for every 64 of DART's. The Florida East Coast Railway crosses the city's eastern edge without a station. The airports are far apart. DFW handled 85,660,127 passengers in 2025, 82.6% of them on American, and Love Field, about 6 miles from downtown Dallas and Southwest's headquarters, 16,899,203. Port St. Lucie has no airline service of its own: Treasure Coast International in Fort Pierce serves general aviation and private flights, and the nearest large airport is President Donald J. Trump International in West Palm Beach, named Palm Beach International until July 2026, about 45 miles south in a straight line, which handled 8,657,372 passengers in 2025.

Coverage is a state problem in both, and a far larger one in Dallas. Neither Texas nor Florida has expanded Medicaid. Texas had the highest uninsured rate of any state in 2024, 16.7%, and the City of Dallas's was 22.7%; Florida's was 10.9%, and the City of Port St. Lucie's 9.9%, against 8.2% nationally. The hospitals differ in rank. Dallas's safety net is Parkland Memorial, licensed for 983 beds, a Level I trauma center and UT Southwestern's primary teaching hospital. Port St. Lucie has two hospitals, HCA Florida St. Lucie Hospital, with 282 licensed beds, and Cleveland Clinic Tradition Hospital, which opened in 2013 and has grown to 177 private rooms with a 24-hour emergency department, and the region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital, a Level II center serving four counties. Neither profile verified a wait time. The schools are moving in opposite directions. Dallas ISD opened 2026-27 with about 132,000 students against about 134,300 a year earlier, made pre-kindergarten free for all 3- and 4-year-olds and was rated B for 2025. St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year, with schools its superintendent called busting at the seams; it opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school in Tradition. SMU and UT Dallas sit outside Dallas's city limits. Port St. Lucie's college is the Pruitt campus of Indian River State College, a public college that enrolled 15,429 students in 2024-25, 61% of them part time, and FAU's Harbor Branch Oceanographic Institute works from a campus north of Fort Pierce.

What people underestimate is that the two charge the same nominal rate and a homesteaded owner still pays more in Port St. Lucie, and that its bill carries more than the millage. With a homestead the effective rates are about 1.58% on Dallas's median and 1.99% on St. Lucie County's, because Texas's $140,000 school exemption and the 20% local ones take more off a house this size than Florida's $50,000; without a homestead the two medians would owe $10,463 and $8,980, so a landlord or a buyer who never files sees the order reverse. The City of Port St. Lucie also bills its solid waste and stormwater assessments on the tax bill, about $656 a year that no exemption reduces, and in the newer west about forty community development districts add their own: in Tradition's, the operations assessment on a house for fiscal 2027 runs from $439.51 to $967.80, and a house carrying the 2014 bonds pays $715.89 a year more until 2035. An older lot still on a well and septic tank costs $18,821 to connect to City water and sewer. Parts of Dallas sit in public improvement districts. After a purchase both states tax the buyer at full value: Save Our Homes caps a homesteaded Florida assessment at 3% a year and resets it to market value the January after a sale, and the Texas 10% cap lapses on a sale too, so neither seller's bill is a guide, and in both the exemption has to be filed. Closing differs. Texas has no transfer tax and no tax on the loan, and the Texas seller customarily buys the buyer's owner's title policy, $2,607 on Dallas's median. Florida charges documentary stamp tax on the deed at 70 cents per $100, $2,818 on the St. Lucie County median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,771 at 20% down. Both cities have been cutting their own rates: Dallas for the eleventh year in a row, to 69.78 cents per $100 from 1 October 2026, and the City of Port St. Lucie also for the eleventh year in a row, from 4.9750 to 4.8750 mills for fiscal 2027. And the growth runs in opposite directions. Dallas lost 1,808 residents in 2024-25 and has grown 1.9% since 2020, while its metro added 123,557. Port St. Lucie added 9,131, 3.5% in a year, and has grown 30.9% since 2020, the fastest of the 129 US cities of 200,000 or more, on land the General Development Corporation platted in the 1960s into more than 80,000 quarter-acre lots laced with canals, now filling in westward through St. Lucie West and Tradition.

Dallas

Better here

  • The Dallas Regional Chamber counts 21 Fortune 500 headquarters in the region for 2025, among them AT&T, Texas Instruments and McKesson, and the city is the metro's financial center.
  • Nonfarm jobs grew 1.3% across Dallas-Fort Worth in the year to July 2026, to 4,353,400, against 177,800 in the Port St. Lucie metro, and unemployment was 4.6% against 5.3% on the same unadjusted basis.
  • A homesteaded owner pays about 1.58% of the median in property tax against 1.99%, and on the same $402,500 house Dallas's five units would take about $6,179 against $8,022.
  • DART runs 93 miles of light rail and carried 52,823,800 trips in 2025, against 825,588 on Area Regional Transit's buses.
  • DFW handled 85,660,127 passengers in 2025 and Love Field 16,899,203, where Port St. Lucie has no airline service and the nearest large airport is about 45 miles south.
  • Average weekly wages across the metro were $1,785 in the first quarter of 2026 against $1,654 nationally, and metro median household income was $92,733 in 2024 against $80,659.

Worse here

  • Mortgage, property tax and insurance come to about $3,529 a month on the August 2026 median, roughly 57% of the city's median household income, against $3,267 and 45% on St. Lucie County's at the same 7.03% rate.
  • Violent crime ran 577 per 100,000 in 2025 against 130 in Port St. Lucie, property crime 3,081 against 637, and there were 140 homicides against 4, on the same FBI counts.
  • The City of Dallas's uninsured rate was 22.7% in 2024 against 9.9% in the City of Port St. Lucie.
  • July averages 30.7 C at Love Field, the warmest July mean of the cities this site compares, and the normals count 22.4 days a year at or above 37.8 C (100F) against none.
  • City median household income was $74,323 in 2024, about $12,000 below Port St. Lucie's $86,241.
  • The city lost 1,808 residents in 2024-25 and has grown 1.9% since 2020, against 30.9% in Port St. Lucie.

Choose Dallas if

  • you work in corporate headquarters, finance or professional services
  • you want light rail, and a transit system that carried 52,823,800 trips in 2025
  • you fly often and want a hub airport and Love Field rather than a drive of about 45 miles to West Palm Beach
  • you rent, where Zillow's observed rent index was $1,591 in August against $2,396 in Port St. Lucie

The Dallas guide · Neighborhoods · Dallas rent vs buy · Dallas mortgage calculator

Port St. Lucie

Better here

  • Violent crime ran 130 per 100,000 in 2025, the lowest of any city this site compares, against 577 in Dallas, and there were 4 homicides, about 1.5 per 100,000, against 140.
  • Mortgage, property tax and insurance come to about $3,267 a month on St. Lucie County's single-family median, roughly 45% of the city's median household income, against $3,529 and 57% in Dallas at the same 7.03% rate.
  • January averages 16.8 C with 1.7 freezing nights a year, against 8.8 C and 23.1 at Love Field, and the normals count no days at 100F against 22.4.
  • The City of Port St. Lucie's uninsured rate was 9.9% in 2024 against 22.7% in the City of Dallas.
  • City median household income was $86,241 in 2024 against $74,323, and sales tax is 7% against 8.25%.
  • The city has grown 30.9% since 2020, the fastest of any US city of 200,000 or more, and its school district is adding about 1,500 students a year and opening schools.

Worse here

  • A homesteaded owner pays about 1.99% of the median in property tax against 1.58% in Dallas, and the City's solid waste and stormwater assessments add about $656 a year on the same bill.
  • Unemployment was 5.3% in July 2026, the highest of any US metro this site compares, and the metro added only 900 jobs in the year to August.
  • Insurance is budgeted at $450 a month, published averages run from $4,630 to $13,752 a year, and Frances and Jeanne made landfall just offshore three weeks apart in 2004.
  • Only 0.5% of workers took transit in 2024, the lowest share of any city this site compares, and the city has no airline service of its own.
  • Zillow's observed rent index was $2,396 in August, about 33% of the city's median household income, against $1,591 and 26% in Dallas.
  • The seller pays documentary stamp tax of $2,818 on the median and the buyer about $1,771 in stamp and intangible tax on the loan, where Texas taxes neither the deed nor the loan.

Choose Port St. Lucie if

  • you want the lowest crime rates of any city this site compares
  • you want to own at about $3,267 a month rather than $3,529 on a higher household income
  • you want a 16.8 C January and no 100F days, and will plan around a hurricane season and check an address's flood risk first
  • you work in health care, construction, logistics or retail on the Treasure Coast, or can keep a job elsewhere, as 40% of the city's workers do

The Port St. Lucie guide · Neighborhoods · Port St. Lucie rent vs buy · Port St. Lucie mortgage calculator

08: Questions people ask

Dallas or Port St. Lucie, in short

Is Dallas or Port St. Lucie cheaper to live in?

Port St. Lucie, to own, by a little on sale prices; Dallas on what the homes are worth and on rent. Both cities were priced at the same 7.03% mortgage rate of 24 September 2026, and both prices are single-family medians: the NTREIS median inside Dallas, $469,900 in August 2026, and MIAMI REALTORS + RWorld's median for St. Lucie County, $402,500, a county figure because none is published for the City of Port St. Lucie, which is two-thirds of the county. At 20% down the mortgage is about $2,509 against $2,149. Property tax is $7,448 a year against about $8,022 with a homestead, and insurance $400 a month against $450, so the three lines come to about $3,529 in Dallas and $3,267 in Port St. Lucie, roughly 57% and 45% of each city's median household income, $74,323 and $86,241. Zillow's index, which models every home, reverses the order, $305,765 for Dallas, and Zillow's index for the City of Port St. Lucie stood at $384,593. Zillow's observed rent index was $1,591 in Dallas and $2,396 in Port St. Lucie in August. Neither state taxes income, and sales tax is 8.25% in Dallas against 7% in St. Lucie County.

Is Dallas or Port St. Lucie safer?

Port St. Lucie, on every line, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates, read on 27 September and 1 October 2026. Violent offenses ran 130 per 100,000 in Port St. Lucie against 577 in Dallas, property offenses 637 against 3,081, and homicide was 4 in Port St. Lucie, about 1.5 per 100,000, against 140 in Dallas, about 10.5. Dallas is improving: its violent offenses dropped 12% in 2025 and 31% in four years. Port St. Lucie's police switched to incident-based reporting in mid-2024, so its trend cannot be read and its 2025 property figure probably undercounts car theft, but even with a full year of thefts added its rate would be about 682. Every rate here is a count divided by a Census estimate rather than a published rate, and the counts can still be revised.

Which has the better job market, Dallas or Port St. Lucie?

Dallas's, which is about twenty-four times the size and growing faster. BLS counted 4,353,400 nonfarm jobs across Dallas-Fort Worth in July 2026, 1.3% more than a year earlier, and 177,800 in the Port St. Lucie metro in August, 0.5% more. On the same unadjusted basis unemployment was 4.6% and 5.3% in July, Port St. Lucie's the highest of any US metro this site compares. Dallas's work leans on corporate headquarters, finance, trade and aerospace, and its average weekly wage was $1,785 in early 2026 against $1,654 nationally. Port St. Lucie's leans on health care, retail, construction and new distribution centers in Tradition and Southern Grove, and 40% of the city's workers commute out of St. Lucie County. Median household income was $92,733 across the Dallas metro in 2024 against $80,659 around Port St. Lucie, though the City of Port St. Lucie's $86,241 was above the City of Dallas's $74,323.

What does buying cost beyond the price in Dallas and in Port St. Lucie?

Closing taxes and district assessments in Port St. Lucie, and a reset in both. Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $2,607 on Dallas's median. Florida charges documentary stamp tax on the deed at 70 cents per $100, $2,818 on the St. Lucie County median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,771 at 20% down. In both states the seller's tax bill is no guide: Save Our Homes resets a Florida assessment to market value the January after a sale, the Texas 10% homestead cap lapses on a sale, and each exemption has to be filed; without one the medians would owe $10,463 in Dallas and $8,980 in Port St. Lucie. Parts of Dallas sit in public improvement districts. The City of Port St. Lucie adds about $656 a year in solid waste and stormwater assessments, community development districts in Tradition, St. Lucie West and Verano add their own, and an older lot on a well and septic tank costs $18,821 to connect to City water and sewer. Neither carry here includes flood insurance, and from 1 January 2027 every Citizens Property Insurance homeowners policy with wind cover must carry it.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
  2. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  3. Crime Data Explorer summarized agency data, Dallas Police Department (TXDPD0000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  4. Violent Crime Reduction Plan Update, Public Safety Committee, June 3, 2025 · Dallas Police Department (City of Dallas) · retrieved
    Supports: Violent crime rate, Crime trend
  5. Police Incidents (Dallas Police Public Data, RMS incidents from June 1, 2014) · City of Dallas OpenData · retrieved
    Supports: Violent crime rate
  6. Dallas sees lowest violent crime numbers since 2015 as chief credits new crime strategies · CBS Texas · retrieved
    Supports: Homicides, Crime trend
  7. US Climate Normals 1991-2020, station USW00013960 Dallas Love Field (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 47.8F, July and August 87.3F from the monthly series, and annual mean 68.0F, precipitation 38.32 in, snowfall 1.7 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  8. US Climate Normals 1991-2020, station USW00003927 Dallas Fort Worth International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals
  9. Global Historical Climatology Network daily summaries, Dallas Love Field (USW00013960), 1939-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, Character, 73 days at or above 100F in 2011 and 40 in a row from 2 July to 10 August 2011, 54 in 2026 through 22 September, 112F on 26 and 27 June 1980 and 22 July 2018, 5.3 in of snow from 14 to 17 February 2021, 2F on 16 February 2021, 31 January 1949, 1F on 23 December 1989 and 0F on 23 January 1940, 13F on 25 January 2026
  10. Global Historical Climatology Network daily summaries, Dallas Fort Worth International Airport (USW00003927), 1953-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 113F on 26 and 27 June 1980, -2F on 16 February 2021, 2.4 in of snow and sleet on 24 and 25 January 2026
  11. Dallas/Fort Worth: Annual and Consecutive 100 Degree Days (last updated 22 September 2026) · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  12. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  13. Weather and Climate Billion-Dollar Disasters to affect the U.S. from 1980-2024 (events list) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards
  14. April 11th 2016 Hail Storm · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  15. Cotality 2026 Report: Hail risk now rivals major hurricanes (2026 Severe Convective Storm Risk Report) · Cotality · retrieved
    Supports: Climate hazards
  16. North Texas Tornadoes, October 20, 2019 · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  17. 2019 North Dallas tornado (path length, structures destroyed, damage, casualties) · Wikipedia · retrieved
    Supports: Climate hazards
  18. December 26, 2015 Tornado Outbreak · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  19. Dallas Levee System · City of Dallas, Trinity River Corridor Project · retrieved
    Supports: Climate hazards
  20. Trinity River at Dallas (DALT2), historic crests · NOAA National Water Prediction Service · retrieved
    Supports: Climate hazards
  21. Milestone Achievement for Dallas Floodway Project: Providing Flood Risk Management to Communities · US Army Corps of Engineers, Fort Worth District (DVIDS) · retrieved
    Supports: Climate hazards
  22. Wettest 24 hours in nearly a century for Dallas-Fort Worth · Yale Climate Connections · retrieved
    Supports: Climate hazards
  23. February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved
    Supports: Climate hazards
  24. The Timeline and Events of the February 2021 Texas Electric Grid Blackouts · The University of Texas at Austin Energy Institute · retrieved
    Supports: Climate hazards
  25. How the Texas power grid is holding up during the winter storm · CBS Texas · retrieved
    Supports: Climate hazards
  26. Energy Secretary Issues Emergency Order to Secure Texas Grid Amid Winter Storm Fern · US Department of Energy · retrieved
    Supports: Climate hazards
  27. Dallas Area Reservoirs (daily storage, percent full) · Texas Water Development Board, Water Data for Texas · retrieved
    Supports: Climate hazards
  28. Frequently Asked Questions (watering schedule) and City of Dallas Water Conservation Ordinance · Dallas Water Utilities, Save Dallas Water · retrieved
    Supports: Climate hazards
  29. ACS 2024 1-year tables B08301 and B19013 for Dallas city and the Dallas-Fort Worth-Arlington MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  30. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, the US, Dallas County, Dallas city and the Dallas-Fort Worth-Arlington MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  31. Unemployment Rate in Dallas-Fort Worth-Arlington, TX (MSA), DALL148UR and DALL148URN · FRED, Federal Reserve Bank of St. Louis (BLS LAUS data) · retrieved
    Supports: Unemployment rate
  32. All Employees: Total Nonfarm in Dallas-Fort Worth-Arlington, TX (MSA), DALL148NA · FRED, Federal Reserve Bank of St. Louis (BLS CES data) · retrieved
    Supports: Labour market
  33. Dallas-Fort Worth Area Economic Summary · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Main sectors, Labour market
  34. Dallas Regional Economic Development Guide 2026: Major Companies and Headquarters · Dallas Regional Chamber · retrieved
    Supports: Main sectors, Labour market
  35. City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  36. Transit Sales and Use Tax (Dallas MTA, effective January 1, 1984) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax, Transit ridership
  37. Sales and Use Tax · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  38. Texas Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
  39. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  40. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  41. Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: Tax notes
  42. Dallas approves $5.66 billion budget for 2026-27 fiscal year · Lake Highlands Advocate · retrieved
    Supports: Tax notes, Character
  43. City of Dallas Update on Proposition U, Police and Fire Funding Appropriation · City of Dallas · retrieved
    Supports: Tax notes, Character
  44. About DART (DART facts) · Dallas Area Rapid Transit · retrieved
    Supports: Transit system, Transit ridership, Character
  45. Silver Line Launches Oct. 25, Connecting Seven Cities and DFW Airport with Modern, Reliable Transit · Dallas Area Rapid Transit · retrieved
    Supports: Transit system, Transit ridership, Character
  46. Dallas Area Rapid Transit (citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026, through Template:American transit ridership) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  47. DART services in Richardson, Plano to remain unchanged as Highland Park withdraws · Community Impact · retrieved
    Supports: Transit ridership, Character
  48. DFW Total Passengers, December 2025 (calendar year 2025 vs 2024) · Dallas Fort Worth International Airport · retrieved
    Supports: Airport passengers
  49. World's Busiest Airports: Atlanta Holds, Asia Climbs (2025 passenger and movement rankings) · ACI World · retrieved
    Supports: Airport passengers
  50. Dallas Love Field (2025 passenger totals from the FAA, location, Southwest Airlines) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  51. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  52. Parkland Memorial Hospital · UT Southwestern Medical Center · retrieved
    Supports: Health care
  53. About the Trauma Center · Parkland Health · retrieved
    Supports: Health care
  54. Baylor University Medical Center, part of Baylor Scott & White Health · Baylor Scott & White Health · retrieved
    Supports: Health care
  55. Children's Health and UT Southwestern break ground on new Dallas pediatric campus, announce $100 million donation from The Rees-Jones Foundation · UT Southwestern Medical Center · retrieved
    Supports: Health care
  56. UT Southwestern and Children's Health receive $25 million from the Harry W. Bass, Jr. Foundation for new pediatric campus · UT Southwestern Medical Center · retrieved
    Supports: Health care
  57. New Dallas Pediatric Campus Puts Children First · Southwestern Medical District · retrieved
    Supports: Health care
  58. On Dallas ISD's first day of school, enrollment's down, but letter grade may be up · KERA News · retrieved
    Supports: Education, Character
  59. Southern Methodist University (fall 2025 enrollment, University Park) · Wikipedia · retrieved
    Supports: Education
  60. University of Texas at Dallas (Richardson) · Wikipedia · retrieved
    Supports: Education
  61. Dallas College (seven campuses in Dallas County) · Wikipedia · retrieved
    Supports: Education
  62. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Port St. Lucie city 204,826 (April 2020 base), 258,931 (2024) and 268,062 (2025); St. Lucie County 402,449; Fort Pierce 51,737; 232,878 (2022) and 247,573 (2023) for the 2022 and 2023 crime rates
  63. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  64. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: point, Climate normals, Airport passengers, Port St. Lucie city: 119.216 sq mi of land, 1.609 sq mi of water, internal point 27.280554, -80.388261
  65. Port St. Lucie, Florida (history, General Development Corporation, St. Lucie West, Tradition, hurricanes, transportation, sports, schools) · Wikipedia · retrieved
    Supports: Metro population, Climate hazards, Labour market, Transit system, Education, Character
  66. General Development Corporation · Wikipedia · retrieved
    Supports: Character
  67. City of Port St. Lucie Comprehensive Plan 2020-2040, Future Land Use Element (adopted October 26, 2020) · City of Port St. Lucie · retrieved
    Supports: Character, incorporated in 1961 under the ownership of the General Development Corporation; quarter-acre lots for installment land sales; over 80,000 platted lots; the city bought General Development Utilities in 1994 after the county condemned it in 1990
  68. Crime Data Explorer summarized agency data, Port St. Lucie Police Department (FL0560200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  69. Police Annual Report, FY 24/25 · Port St. Lucie Police Department · retrieved
    Supports: Violent crime rate, Homicides, Crime trend, move to FIBRS/NIBRS in late June 2024 and full-year 2024 rate not determinable; 335 sworn officers and 89 civilian staff; 10 traffic fatalities in 2024
  70. US Climate Normals 1991-2020, station USW00012895 Fort Pierce St. Lucie County International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.3F, July 81.4F and August 81.6F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 73.1F, precipitation 51.17 in, 66.8 days at 90F, 0.0 at 100F and 1.7 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  71. US Climate Normals 1991-2020, station USC00083207 Fort Pierce (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.7F, July 81.7F, 55.89 in of precipitation
  72. US Climate Normals 1991-2020, station USC00088620 Stuart (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January 64.9F, July 83.2F, 62.72 in of precipitation
  73. NCEI data search, normals-monthly-1991-2020 stations within 27.75N to 26.95N and 80.7W to 80.1W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, the 14 stations with 1991-2020 normals near the city, none inside it and no St. Lucie Lock station
  74. Climate (climate sites and Fort Pierce climate reports) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals
  75. Climate Report, Fort Pierce climate summary for the month of August 2026 (CLMFPR, issued 1 September 2026) · National Weather Service, Melbourne · retrieved
    Supports: Climate normals, climate normal period 1991 to 2020, climate record period 1901 to 2026, August normals 81.6F mean and 6.94 in, matching USW00012895
  76. Global Historical Climatology Network daily summaries, Fort Pierce St. Lucie County International Airport (USW00012895), 1999-2026, and Fort Pierce (USC00083207), 1901-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 13.08 in at the airport on 10 September 2017; 100 days at or above 90F in 2024 and 84 in 2026 through 27 September; 7 nights at or below 32F in 2026 against 16 in 2010; 23F on 2 February 2026; 7.00 in at the Fort Pierce cooperative station on 26 September 2004
  77. Average Annual Days of Sunshine and Percent of Possible Sunshine, Florida · Current Results (NCDC Comparative Climatic Data) · retrieved
    Supports: Sunshine hours, Climate normals, West Palm Beach 66% of possible, 75 sunny days, no hours
  78. Hurricane Frances · Wikipedia · retrieved
    Supports: Climate hazards
  79. Hurricane Jeanne · Wikipedia · retrieved
    Supports: Climate hazards
  80. Effects of Hurricane Irma in Florida (Martin and St. Lucie counties) · Wikipedia · retrieved
    Supports: Climate hazards
  81. Hurricane Milton · Wikipedia · retrieved
    Supports: Climate hazards
  82. Hurricane Milton tornado outbreak (Port St. Lucie-Fort Pierce-Vero Beach EF3 tornado) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  83. St. Lucie River (North Fork, discharges, algae blooms) · Wikipedia · retrieved
    Supports: Climate hazards, Character
  84. Lake Okeechobee (discharges, 2016 algal bloom, federal aid denial) · Wikipedia · retrieved
    Supports: Climate hazards
  85. Gov. Scott Issues Emergency Order to Combat Algal Blooms in South Florida (Executive Order 18-191) · Florida Division of Emergency Management · retrieved
    Supports: Climate hazards
  86. Lake Okeechobee System Operating Manual (LOSOM) Update · The Conservancy of Southwest Florida · retrieved
    Supports: Climate hazards
  87. LOSOM Technical Summary, July 27, 2026 · South Florida Water Management District · retrieved
    Supports: Climate hazards, LOSOM in effect with its record of decision on 12 August 2024; regulatory releases east eliminated below Zone B/C; lake at 10.83 ft NGVD29 on 26 July 2026, in the Water Shortage Management band
  88. Army Corps of Engineers announces plan that will reduce freshwater releases into St. Lucie Estuary · WPTV · retrieved
    Supports: Climate hazards
  89. ACS 2024 1-year tables B08301 and B19013 for Port St. Lucie city, St. Lucie County and the Port St. Lucie MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  90. ACS 2024 1-year tables B08007 (place of work) and B08303 (travel time to work) for Port St. Lucie city and St. Lucie County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market, Character
  91. ACS 2024 1-year table B01002 (median age) for Port St. Lucie, Jacksonville, Miami, Tampa and Orlando cities, the Port St. Lucie MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  92. ACS 2024 1-year table B27001 (health insurance coverage) for Port St. Lucie city, St. Lucie County, the Port St. Lucie MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  93. Local Area Unemployment Statistics, Port St. Lucie, FL MSA (LAUMT123894000000003), Port St. Lucie city (LAUCT125871500000003), St. Lucie County (LAUCN121110000000003), Martin County (LAUCN120850000000003), Florida (LAUST120000000000003), the Jacksonville, Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Character
  94. Current Employment Statistics, Port St. Lucie, FL MSA: total nonfarm (SMU12389400000000001, SMS12389400000000001), supersectors (SMU1238940xx00000001), retail trade (SMU12389404200000001) and federal, state and local government (SMU1238940909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  95. Distribution/Logistics · Economic Development Council of St. Lucie County · retrieved
    Supports: Main sectors, Labour market
  96. Healthcare · Economic Development Council of St. Lucie County · retrieved
    Supports: Health care
  97. Cheney Brothers distribution center opens in Port St. Lucie, set to create 700-800 new jobs · WPTV · retrieved
    Supports: Main sectors, Labour market, Character
  98. Clover Park (Florida) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  99. St. Lucie Mets · Wikipedia · retrieved
    Supports: Main sectors
  100. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax
  101. TIP 24A01-29: St. Lucie County Extends School Capital Outlay Surtax Expiration Date · Florida Department of Revenue · retrieved
    Supports: Sales tax, Education
  102. St. Lucie County reconsiders half cent sales tax for the November ballot · WQCS · retrieved
    Supports: Sales tax
  103. Port St. Lucie, County split on sales tax ballot measure · WQCS · retrieved
    Supports: Sales tax
  104. St. Lucie County commission moves ahead with 2026 half-cent sales tax referendum · WQCS · retrieved
    Supports: Sales tax
  105. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  106. Port St. Lucie lowers property tax rate for 11th straight year · WFLX · retrieved
    Supports: Tax notes
  107. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Board of County Commissioners of St. Lucie County, NTD 41199; Council on Aging of St. Lucie, NTD 40097; Martin County, NTD 40192) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved
    Supports: Transit ridership, Transit system
  108. Booming growth has St. Lucie County looking at future transit plans · WPTV · retrieved
    Supports: Transit system, Transit ridership
  109. Treasure Coast International Airport · Wikipedia · retrieved
    Supports: Airport passengers
  110. President Donald J. Trump International Airport (renaming, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved
    Supports: Airport passengers
  111. About Us, HCA Florida St. Lucie Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  112. HCA Florida Lawnwood Hospital · HCA Florida Healthcare · retrieved
    Supports: Health care, Main sectors
  113. Tradition Hospital · Cleveland Clinic · retrieved
    Supports: Health care, Main sectors
  114. Cleveland Clinic Tradition Hospital Phases 1 and 2 · TLC Engineering Solutions · retrieved
    Supports: Health care
  115. Cleveland Clinic, Indian River Medical Center and Martin Health System Celebrate Hospital Integration · Cleveland Clinic · retrieved
    Supports: Health care
  116. Growth in St. Lucie County has schools 'busting at the seams' · WFLX · retrieved
    Supports: Education, Character
  117. St. Lucie Public Schools (schools, staff) · Wikipedia · retrieved
    Supports: Education
  118. Indian River State College (founding, campuses, bachelor's degrees, Aspen Prize) · Wikipedia · retrieved
    Supports: Education
  119. Indian River State College Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  120. Harbor Branch Oceanographic Institute · Wikipedia · retrieved
    Supports: Education
  121. NTREIS monthly MLS summary report, August 2026 · North Texas Real Estate Information System and the Texas Real Estate Research Center at Texas A&M University, via the MetroTex Association of REALTORS · retrieved
    Supports: A median single-family sale price of $469,900 in the City of Dallas in August 2026 on 640 sales, against $499,900 on 667 sales in August 2025, A median townhouse sale price of $543,000 on 30 sales, against $475,000 on 42, and a median condominium sale price of $310,000 on 121 sales, against $237,000 on 136, 2,725 active single-family listings and 4.2 months of inventory in the City of Dallas, A median single-family lease of $2,850 a month on 276 leases, City figures by property type only, with no all-types median
  122. Housing market reports · MetroTex Association of REALTORS · retrieved
    Supports: Monthly reports featuring data from the Texas A&M Real Estate Research Center, based on listings of properties physically located within the specified geographic areas
  123. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $305,765 for the city of Dallas (region 38128) in August 2026, $310,919 in August 2025, so a fall of 1.7% over the year
  124. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $319,987 in the city of Dallas in August 2026, against $324,674 a year earlier, down 1.4%, A typical condominium value of $208,501 in the same month, against $222,477, down 6.3%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  125. Dallas, TX average rent and rent trends · RentCafe / Yardi Matrix · retrieved
    Supports: An average Dallas apartment rent of $1,592, down 0.92% from $1,607 a year earlier, updated 31 August 2026, Average rents of $1,245 studio, $1,416 one-bedroom, $1,853 two-bedroom and $2,221 three-bedroom
  126. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,591 for the city of Dallas in August 2026, up 0.63% from $1,581 a year earlier
  127. 2025 ad valorem tax rates for Dallas County, revised 5 November 2025 · Dallas Central Appraisal District · retrieved
    Supports: 2025 rates per $100: Dallas County 0.215500, Parkland Hospital 0.212000, Dallas College 0.106575, Dallas 0.698800, Dallas ISD 0.993835, Optional homestead exemptions of 20% for Dallas County, Parkland Hospital, Dallas College and the City of Dallas, and 10% for Dallas ISD, A general homestead exemption of $140,000 for every school district, contingent on the November 2025 constitutional amendment, A calculated local optional homestead value of not less than $5,000, Separate rates and exemptions for Highland Park, University Park, Cockrell Hill and Highland Park ISD
  128. 2026 estimated ad valorem tax rates for Dallas County, revised 4 March 2026 · Dallas Central Appraisal District · retrieved
    Supports: The 2026 table was an estimate, repeating the 2025 rates for the five units, when these figures were retrieved
  129. 2025 and 2026 residence homestead average and median values · Dallas Central Appraisal District · retrieved
    Supports: A certified median residence homestead market value of $364,530 in the City of Dallas for 2025, on 177,599 homesteads, A certified median of $364,000 for 2026, on 172,862 homesteads, in the table dated 22 July 2026
  130. Annual report, 2025 appraisal year · Dallas Central Appraisal District · retrieved
    Supports: 230,276 protests received for the 2025 appraisal year, 180,733 of them residential, and 788,553 appraisal notices mailed, A protest process that begins around 15 April and concludes by 20 July each year
  131. Valuing property: the homestead cap and the circuit breaker limitation · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year, from the year after the owner first qualifies, A 20% annual limit on the appraised value of non-homestead property valued at $5 million or less, the circuit breaker, which expires on 31 December 2026
  132. Tax Code, Section 41.44: notice of protest · Texas Legislature · retrieved
    Supports: A protest must be filed by 15 May or the 30th day after the appraisal notice is delivered, whichever is later
  133. Midtown Improvement District · City of Dallas Office of Economic Development · retrieved
    Supports: The Midtown Improvement District, formerly the Vickery Meadow Public Improvement District, established in 1993 and renewed to 31 December 2032, An annual budget and assessment rate subject to a public hearing and Dallas City Council approval
  134. Public Improvement Districts (PIDs) layer · City of Dallas · retrieved
    Supports: Public improvement districts mapped by the City including Dallas DID, Uptown, Deep Ellum, Klyde Warren/DAD, Knox Street, Oak Lawn-Hi Line, Prestonwood, Lake Highlands, North Lake Highlands, Midtown, University Crossing, South Side, Far East Dallas and RedBird
  135. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  136. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year for 2025, from the Texas Statistical Plan for Residential Risks, Hail as the largest cause of paid homeowners losses, $4.93 billion in 2024 against $2.21 billion for wind
  137. Insurance and your roof: what to know when buying a policy or filing a claim · Texas Department of Insurance · retrieved
    Supports: Replacement cost coverage pays for a new roof at current prices, and actual cash value coverage pays replacement cost minus depreciation, As roofs age, some companies will switch to actual cash value, A deductible for wind and hail damage can differ from the deductible for other damage
  138. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average Dallas premium of $6,915 a year and a Texas average of $5,910, for $500,000 of dwelling cover, updated 20 February 2026
  139. How much is homeowners insurance in Dallas, TX? · Insure.com · retrieved
    Supports: An average Dallas premium of $4,212 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026
  140. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average Dallas renters premium of $167 a year for $30,000 of personal property, updated 23 September 2026
  141. Monthly homeowners' or condominium association fee, table B25143, 2024 American Community Survey 1-year estimates, Dallas city · United States Census Bureau · retrieved
    Supports: A median monthly association fee of $280 among Dallas owner-occupied units that pay one, 50,335 of 226,859 owner-occupied units, or 22.2%, paying such a fee, from table B25142
  142. City of Dallas utility fees effective 1 October 2025 · City of Dallas · retrieved
    Supports: A residential sanitation fee of $40.09 a month, $43.40 with tax, A residential stormwater fee of $5.39 to $21.01 a month by impervious area, An environmental cleanup fee of $3.00 a month on every City of Dallas utility account
  143. Dallas Homebuyer Assistance Program (DHAP) · City of Dallas Housing and Homelessness Solutions · retrieved
    Supports: Assistance of up to $60,000 in High Opportunity Areas and $50,000 elsewhere in Dallas, for households at or below 80% of area median income, A maximum sales price of $342,000 for existing and newly built homes, for contracts from 1 September 2024, A second lien as an interest-free forgivable deferred loan with no monthly payments, prorated annually, with partial repayment due on a sale, lease or transfer, Administered by Business and Community Lenders of Texas from 1 May 2026
  144. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 339.685 square miles and a water area of 43.966 square miles for Dallas city
  145. St. Lucie County median home prices rise (August 2026 market report) · MIAMI REALTORS + RWorld · retrieved
    Supports: A median price of single-family homes in St. Lucie County of $402,500 in August 2026, against $400,000 in August 2025, up 0.63%, Single-family sales of 444 in August 2026 against 475 a year earlier, and a condominium median of $320,000 against $298,450 on 80 sales, Single-family active listings of 2,270 against 2,351 a year earlier, and 4.9 months' supply of single-family homes, Statistics released by MIAMI REALTORS + RWorld, the MIAMI MLS and BeachesMLS, by county, with no City of Port St. Lucie figure
  146. 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved
    Supports: A land area of 119.216 square miles and a water area of 1.609 square miles for Port St. Lucie city
  147. Taxing authority rates and hearing information · St. Lucie County Property Appraiser · retrieved
    Supports: 2025 final millage of 4.6607 for the City of Port St. Lucie and 0.3143 for Port St. Lucie voted debt, against 2026 proposed rates of 4.6107 and 0.2643, 2025 final millage of 4.1985 for the county general fund (2026 proposed 4.0441), 2.7294 for fine and forfeiture (jail), 0.2500 for the county transit MSTU, 0.1352 for mosquito control and 0.1000 for Erosion District E, 2025 final school millage of 3.0480 by state law (2026 proposed 2.9970), 1.5000 capital outlay, 0.7480 discretionary and 1.0000 voter referendum, 2025 final millage of 3.0000 for the Fire District, 0.3685 for the Children's Services Council, 0.0948 for the SFWMD, 0.1026 for the SFWMD Okeechobee basin, 0.0327 for the Everglades Construction Project and 0.0270 for FIND, The law enforcement MSTU at 0.8403, community development MSTU at 0.5000, county stormwater management at 0.4731 and South Hutchinson Island erosion control at 0.5200, City of Fort Pierce at 6.9000 and the Village of St. Lucie at 2.0000
  148. Taxes · Economic Development Council of St. Lucie County · retrieved
    Supports: Total millage of 22.3097 for the City of Port St. Lucie, 24.2347 for the City of Fort Pierce and 19.1481 for the unincorporated county, from the St. Lucie County Property Appraiser's 2025 rates, For Port St. Lucie: county general fund 4.1985, law enforcement and jail 2.7294, erosion and stormwater 0.1000, parks and public transit 0.2500, school system and Children's Services Council 6.6645, fire district 3.0000, water management and mosquito control 0.3653, Florida Inland Navigation 0.0270 and municipality-specific 4.975, Totals excluding special district charges and other non-ad valorem assessments
  149. Port St. Lucie property taxes rising despite lower millage rate as taxable property values more than double · WFLX · retrieved
    Supports: The City lowering its millage rate for the tenth consecutive year, to a proposed 4.97 mills for fiscal 2026, Taxable value in Port St. Lucie of $11,795,767,510 in 2020 and $25,657,621,359 in 2025, according to the property appraiser
  150. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  151. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  152. Learn about exemptions · St. Lucie County Property Appraiser · retrieved
    Supports: A homestead exemption that reduces the taxable value of a property by up to $51,411, A filing deadline of 1 March of the tax year for which the owner is applying
  153. Homestead portability · St. Lucie County Property Appraiser · retrieved
    Supports: The transfer of some or all of the Save Our Homes benefit on a previous homestead to a new one, to a maximum of $500,000, A new homestead established on or before 1 January within three tax years of abandoning the previous one, with applications filed by 1 March
  154. SLC School Board sends property tax renewal referendum to commissioners for approval · WQCS · retrieved
    Supports: The St. Lucie County School Board placing on the 8 November 2022 ballot the continuation of its 1-mill operating levy for another four years, The mill generating about $25 million a year for the school system
  155. Stormwater · City of Port St. Lucie, Public Works · retrieved
    Supports: An annual stormwater assessment of $189, a $6 increase from the previous assessment of $183, billed on the property tax bill, A cap of $219, above which any further increase must be approved by the City Council at a public hearing, Five projects funded by the increase, among them the Oak Hammock watershed, the Elkcam basin and the E-8 canal, and accelerated swale and culvert replacement
  156. Port St. Lucie approves solid waste rate increase starting in October · WQCS · retrieved
    Supports: A solid waste assessment of $467.33 a year, $38.94 a month, from October 2025, an increase of $20.89, 168 curbside stops a year: 52 garbage, 52 recycling, 52 yard waste and 12 bulk
  157. Port St. Lucie approves increase in annual trash assessment · WQCS · retrieved
    Supports: An annual solid waste assessment of $482.16 a dwelling unit for the fiscal year beginning 1 October 2026, an increase of $14.83, on the tax bill, Property tax credits of up to $364 on the 2026 bill, from the City's $24 million Waste Pro settlement, for residential owners who owned in 2022 and still live in the house
  158. Special assessment districts: summary information · City of Port St. Lucie, Finance · retrieved
    Supports: Sixteen City special assessment districts for water, sewer, roads and stormwater, from SAD 1 Phase 1 (1994 to 2013) to Southwest Annex District PSS1-2 (2010 to 2044), Billing complete or debt paid on the early water and sewer districts; City Center running to 2034, and St. Lucie Land Holdings and Peacock to 2026
  159. Resolution 24-R67: Southwest Annexation Special Assessment District No. 1, revised and updated assessment roll · City of Port St. Lucie, City Council (Legistar file 2024-874) · retrieved
    Supports: Special assessments for stormwater, roadway, water and wastewater improvements in the district, also known as Southern Grove, established by Resolution 10-R64 over thirty years and extended five years by Ordinance 16-41, An annual assessment for fiscal 2024-25 of $7,181,980.75 on 2,415 benefitted properties, collected through the non-ad valorem portion of the November 2024 tax bill, A final debt service payment due in fiscal 2044-45
  160. Community development districts · City of Port St. Lucie, GIS (ArcGIS feature service) · retrieved
    Supports: Forty-two mapped district polygons with forty-one distinct names across the city, Among them Tradition #1 to #10, Southern Grove #1 to #6, Verano #1 to #5 and Verano Center, Veranda #1 and #2, St Lucie West, Reserve #1, Tesoro, River Place and Portofino Isles
  161. Tradition Community Development Districts 1 to 11: regular board meeting and public hearing book, 2 September 2026, fiscal 2027 final budget · Tradition Community Development Districts · retrieved
    Supports: Fiscal 2027 operations and maintenance assessments per single-family unit of $560.85 in CDDs 1 and 2, $439.51 in CDDs 3 to 6 and $967.80 in CDDs 7 to 11, against $562.50, $455.16 and $969.46 for fiscal 2026, Series 2014 bonds of $53,170,000 maturing May 2035, assessed at $715.89 per single-family unit grossed up per the methodology, Series 2021 bonds maturing May 2052 and Series 2025 bonds maturing May 2056
  162. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  163. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  164. Utility customer service guide: residential rates effective 1 October 2025 (Ordinance 25-51) · City of Port St. Lucie, Utility Systems Department · retrieved
    Supports: An average residential water and wastewater bill of $96.31 a month for two people using 5,000 gallons, and $126.47 for three using 7,000, Conversion from a well and septic tank to City water and low-pressure sewer outside the SAD and USA areas at $18,821 paid in full, or 120 interest-free monthly payments of $150.72, Grants for income-qualified households toward the cost of connecting to City sewer, and a recorded capital charge installment payment agreement for the financing
  165. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,681 for the Port St. Lucie metro area (region 394995) in August 2026, against $2,608 a year earlier
  166. Rent estimates summary, September 2026 · Apartment List · retrieved
    Supports: For St. Lucie County, September 2026: $1,393 overall, $1,097 for one bedroom and $1,271 for two, with rents up 0.36% on the month and down 0.10% on the year, For the Port St. Lucie metro area: $1,396 overall, $1,102 and $1,322, down 0.22% on the year, No row for the City of Port St. Lucie among the file's cities
  167. Apartments for rent in Port St. Lucie, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,635 and up for a studio, $1,772 and up for one bedroom, $2,145 and up for two, and $2,505 and up for three or more
  168. Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $86,241 in Port St. Lucie city, against $73,811 in St. Lucie County and $77,735 for Florida, A median owner-occupied home value of $420,600 in Port St. Lucie city, against $396,900 for Florida, 77,663 of Port St. Lucie's 94,324 occupied homes owner-occupied, and a median gross rent of $2,133 against $1,812 for Florida
  169. Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median gross rent of $1,637 for one bedroom, $1,872 for two, $2,247 for three and $2,645 for four
  170. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 19,945 of 77,663 owner-occupied units, or 26%, paying a homeowners' association or condominium fee, A median monthly fee of $346 among them, and 3,570 paying $500 or more a month
  171. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
  172. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  173. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Port St. Lucie premium of $4,630 a year, $386 a month, against $3,765 in Orlando, $4,160 in West Palm Beach and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  174. Homeowners insurance in Port St. Lucie, FL · insurance.com · retrieved
    Supports: An average Port St. Lucie premium of $7,901 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, last updated 24 March 2026, The cheapest insurer in Port St. Lucie at an average of $3,194
  175. Best home insurance in Florida (2026) · Insurify · retrieved
    Supports: An estimated average annual premium of $13,752 in Port Saint Lucie for $300,000 of dwelling cover, against $4,032 in Jacksonville and $15,396 in Miami, updated 27 September 2026
  176. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Port St. Lucie renters premium of $147 a year, $12 a month
  177. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  178. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  179. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  180. Tropical cyclone report: Hurricane Frances, 25 August to 8 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall over the southern end of Hutchinson Island near 0430 UTC on 5 September 2004 as a Category 2 hurricane, The highest measured storm surge, 5.89 feet above mean sea level, on the Florida east coast at the St. Lucie Lock
  181. Tropical cyclone report: Hurricane Jeanne, 13 to 28 September 2004 · National Hurricane Center · retrieved
    Supports: Landfall with the center of its eye crossing the coast at the southern end of Hutchinson Island just east of Stuart at 0400 UTC on 26 September 2004, The highest wind gust reported from Florida, 111 knots, at Fort Pierce Inlet
  182. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  183. Housing programs · City of Port St. Lucie, Neighborhood Services · retrieved
    Supports: A Homebuyer Assistance Program, funded with what remains of the federal Neighborhood Stabilization Program, and the State Housing Initiatives Partnership program listed as current programs, Contact by email to Housing@cityofpsl.com or by telephone at 772-344-4084
  184. Program offering up to $100K in assistance for first-time homebuyers in Port St. Lucie · WPTV · retrieved
    Supports: The City's revamped Homebuyer Assistance Program with the Community Land Trust of Palm Beach County and the Treasure Coast, May 2024, offering up to $100,000 in federal funds to four to six first-time buyers by lottery, Buyers living or working in the city, with household income of at least $70,000 and no more than 120% of the area median, a 620 credit score and a 1% contribution
  185. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program