Boston vs Port St. Lucie: which should you move to?
Boston or Port St. Lucie? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.
Boston
Port St. Lucie
Both cities price in US dollars, so the figures net directly, and Port St. Lucie is the cheaper city on the house and the lower-paid one. On Zillow's index, the same measure in both, Boston's typical home was $791,816 in June 2026 and Zillow's index for the City of Port St. Lucie stood at $384,593 in August, about half of it; Port St. Lucie's headline, the St. Lucie County single-family median from MIAMI REALTORS and RWorld, was $402,500. Mortgage, property tax and insurance come to about $4,756 a month on Boston's figure at August's 6.66% and $3,267 on the St. Lucie County median at September's 7.03%, roughly 58% and 45% of each city's median household income; at the same 7.03% Boston's would be about $4,913. Port St. Lucie's property tax is the larger bill, about $8,022 a year against Boston's $5,465 on a house half the price, but Massachusetts takes $4,780 in income tax on $100,000 where Florida takes none. Boston pays more, $97,791 in the city against $86,241. Crime favors Port St. Lucie on every line: 130 violent offenses per 100,000 on the FBI's 2025 counts against Boston's 628 on the FBI's 2024 file and 507 on its own 2025 count, and 4 homicides, about 1.5 per 100,000, against 31, about 4.6. Choose Boston to live without a car, for the pay and the job market, near the teaching hospitals, in the state with the lowest uninsured rate. Choose Port St. Lucie for a house at about two-thirds of the monthly cost, no income tax, the lowest crime of any city this site compares, and a 16.8 C January without snow, if you will drive everywhere.
| Measure | Boston | Port St. Lucie | Advantage |
|---|---|---|---|
| City population | 672,973 (2025) | 268,062 (2025) | Not directly comparable |
| Metro population | 5,034,221 (2025) | 568,721 (2025) | Not directly comparable |
| Five-year growth Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner. | -0.8% (2020-2025) | 30.9% (2020-2025) | Not directly comparable |
What a home costs in each
The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.
| Measure | Boston | Port St. Lucie | Advantage |
|---|---|---|---|
| Benchmark home price MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's. | $791,816 (June 2026) | $402,500 (August 2026) | Port St. Lucie |
| Detached house benchmark Port St. Lucie publishes a single house index rather than a composite, so the two rows repeat. | $858,328 | $402,500 | Port St. Lucie |
| Apartment or condominium benchmark | $739,553 | $188,371 | Port St. Lucie |
| Two-bedroom rent | $3,425/mo (median, June 2026) | $1,271/mo (median, September 2026) | Port St. Lucie |
| One-bedroom rent | $2,877/mo | $1,097/mo | Port St. Lucie |
| Two-bedroom rent against median income A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies. | 42.0% of a year's income | 17.7% of a year's income | Port St. Lucie |
| Mortgage payment on the benchmark, 20% down 30-year amortization on American monthly compounding, the convention in both. | $4,071/mo at 6.66% | $2,149/mo at 7.03% | Port St. Lucie |
| Price to household income Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not. | 8.1× | 4.7× | Port St. Lucie |
| Property tax on the benchmark home The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars. | $5,465/yr (0.690%, 2026) | $8,022/yr (1.993%, 2025) | Boston |
| Transfer tax on the benchmark home Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving. | $3,611 (seller pays) | $2,818 (seller pays) | Boston |
| Rent control A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better. | Forbidden by state law | Forbidden by state law | Not directly comparable |
Boston: About 0.69% of what you pay for the house. Boston charges business $27 per $1,000 against the $12 it charges you, a shift of 2.17 to one. That is why the residential rate is what it is: under MGL c.40 s.56 a municipality may move part of the levy onto commercial property, so a low published rate is evidence of a commercial tax base rather than of a cheap town. Boston is one of nine municipalities in this layer that grants a residential exemption under MGL c.59 s.5C, and it takes $351,108 of assessed value off an owner-occupied parcel. That is a flat dollar slab rather than a percentage of your house, so it is worth the same on a cheap home as on an expensive one and worth far more as a share of the bill at the bottom of the market. On the $791,816 typical home value here it produces a bill of about $5,465 a year against the $9,819 somebody who does not live in the building pays on the same house. It is not automatic: you file with the assessors, the deadline is 1 April, and you must have owned and occupied the property on the previous 1 January. Massachusetts assesses at full and fair cash value and re-sets the whole class every year, with the Department of Revenue certifying the roll every five years and reviewing the interim adjustments in between. There is no assessment freeze as in Ontario and North Carolina and no purchase reset or growth cap as in Florida, which means the useful thing a Massachusetts buyer can do that a Florida buyer cannot: the seller's current tax bill is a fair guide to what you will pay. The only lag is the lien date. Fiscal 2026 bills are charged against values as of 1 January 2025. Port St. Lucie: About 1.99% of the price for a homesteaded owner, worked out on the $402,500 St. Lucie County single-family median, which is lower than the 22.3097 mills a house in the City of Port St. Lucie is charged because of Florida's homestead exemption rather than any assessment lag. The stack is long. St. Lucie County levies 4.1985 for its general fund, 2.7294 for the jail and courts, 0.2500 for transit, 0.1352 for mosquito control and 0.1000 for the erosion district; the City 4.6607 for operations and 0.3143 for voted debt; St. Lucie Public Schools 6.2960 (3.0480 set by state law, 1.5000 for capital outlay, 0.7480 discretionary and 1.0000 approved by voters); the St. Lucie County Fire District 3.0000; the Children's Services Council 0.3685; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; and the Florida Inland Navigation District 0.0270, for 2025. The county's law enforcement, community development and stormwater taxing units are charged only outside the cities. The school lines are charged on the price less $25,000, $377,500, and the rest on the price less a second slice as well, $352,500 on the base amounts, so a homesteaded buyer's first bill is about $8,022. Without a homestead, as a landlord or a buyer who never files, the same house owes $8,980. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the St. Lucie County Property Appraiser now gives a homestead worth up to $51,411 in all, which brings the same bill to $7,999; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $23 for it. The rates proposed for 2026 add to 22.0043, with the City's operating rate at 4.6107, its debt rate at 0.2643 and the county's general fund at 4.0441. The exemption is not automatic: you file with the property appraiser by 1 March. The City's solid waste assessment, $467 for 2025-26 and $482 for 2026-27, and its stormwater assessment of $189 come on the same bill, about $656 a year together, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.
How safe each city is, by the numbers it publishes
Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.
| Measure | Boston | Port St. Lucie | Advantage |
|---|---|---|---|
| Crime Severity Index Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series. | Not published | Not published | Not directly comparable |
| Violent crime per 100,000 | 507 (2025) | 130 (2025) | Port St. Lucie |
| Property crime per 100,000 | 1,950 (2025) | 637 (2025) | Port St. Lucie |
| Homicides Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table. | 31 (2025) | 4 (2025) | Not directly comparable |
Violent Part One offences fell from 3,636 in 2023 to 3,615 in 2024 and 3,409 in 2025 on BPD's own year-end counts, and property offences went 12,777, then 13,354, then 13,120, so the three-year direction is down on both. Homicides moved the other way and are the number people argue about: 36 in 2023, then 24 in 2024, a low the city had not seen in decades, then 31 in 2025. Even at 31 the count sits below the 38.2 five-year average, and BPD reports shootings still more than 30% under that average. All of these are preliminary until UCR coding is complete, and BPD's violent crime definition runs below the FBI's, which recorded 4,138 violent offences in Boston in 2024 against BPD's 3,615.
What the rates cover: Computed: Boston Police Department counted 3,409 Part One violent offences between 1 January and 28 December 2025 (31 homicides, 150 rapes, 760 robberies, 914 domestic aggravated assaults, 1,554 non-domestic aggravated assaults), divided by the 672,973 Vintage 2025 city population. The FBI's 2024 file for Boston gives a higher figure, 4,138 violent offences and 628 per 100k, almost all of the gap in aggravated assault; BPD's counts are its own and are preliminary until UCR coding is complete.
Homicides: City of Boston, 31 homicides in the 1 January to 28 December 2025 count, up from 24 in 2024 and down from 36 in 2023. Three of the 31 were deaths from earlier years ruled homicides in 2025. That is about 4.6 per 100,000. Commissioner Michael Cox put the 2025 total 16% below the five-year average of 38.2, and 19 of the 31 victims were shot.
Port St. Lucie's record is short and broken by a change of system, so no trend can be read from it with confidence. The FBI CDE carries no 2021 data for the department, annual totals for 2022 and 2023 under the old summary system (267 and 243 violent offenses, 1,745 and 1,840 property offenses, about 115 and 98 violent offenses per 100,000), only June to December of 2024, after the switch to incident-based reporting in late June (182 violent and 995 property offenses in those seven months), and a full twelve months for 2025 (349 and 1,708). The 2025 violent count is higher than 2023's mainly because of aggravated assaults, 298 against 182, and the department itself says the two systems count crime differently. What does hold across every year is the level: violent crime at about a third of Miami's and Tampa's rates or less, a quarter of Jacksonville's and a sixth of Orlando's, and three to six homicides a year in a city of more than a quarter of a million. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 349 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Port St. Lucie Police Department (ORI FL0560200) in calendar 2025, divided by the 268,062 Vintage 2025 city population. On the CDE's own agency population of 273,427 the rate is 128. That is the lowest of any city this site compares, less than half El Paso's 288 and about a third of Miami's 359 and Tampa's 375.5. 2025 is the first full year of incident-based (NIBRS) reporting for this agency: the department moved to Florida's incident-based system in late June 2024 and says the old and new counts are not comparable, so a full-year 2024 rate could not be determined (PSLPD annual report).
Homicides: 4 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.5 per 100,000 on the city population, the lowest count and rate of any US city this site compares (Orlando had 10, Tampa 17, Miami and El Paso 26). The CDE series is 6 in 2022, 5 in 2023, 3 in the seven months of 2024 it covers and 4 in 2025. A department of 335 sworn officers and 89 civilian staff in 2025 (PSLPD annual report) polices a city that counted 10 traffic deaths in 2024, more than twice its homicides.
Winters, summers and what the weather can do to a house
| Measure | Boston | Port St. Lucie | Advantage |
|---|---|---|---|
| January mean | -1.2 °C | 16.8 °C | Not directly comparable |
| July mean | 23.4 °C | 27.4 °C | Not directly comparable |
| Precipitation a year | 1,107 mm | 1,300 mm | Not directly comparable |
| Snowfall a year | 125 cm | 0 cm | Not directly comparable |
| Sunshine a year | 2,634 hours | Not published | Not directly comparable |
NOAA NCEI 1991-2020 normals, Boston Logan International Airport (USW00014739): January mean 29.9 F, July mean 74.1 F and the warmest month, annual precipitation 43.59 in spread almost evenly across the twelve months, annual snowfall normal 49.2 in. Converted here to -1.2 C, 23.4 C, 1,107 mm and 125 cm. Sunshine is not in the 1991-2020 normals product; the 2,634 hours shown is the older 1961-1990 NCDC mean, 58% of possible, the same series used for Charlotte on this site.
Hazards: Nor'easters are the hazard that defines the coast here. The bomb cyclone of 4 January 2018 pushed the Boston tide gauge to 15.16 ft, beating the 15.1 ft of the Blizzard of 1978 in records kept since 1921, floated ice down Atlantic Avenue, flooded 75 homes in Winthrop and put water into the Aquarium subway station; a second nor'easter did much the same two months later. Climate Ready Boston plans against roughly 9 inches of sea level rise by 2030, 21 inches by 2050 and 36 to 40 inches (91 to 102 cm) by 2070, and the city's coastal resilience plans for Charlestown, the downtown waterfront and North End, East Boston, South Boston and Dorchester are all designed for a 1% annual chance storm at 2070 sea levels across 47 miles of shoreline. In East Boston alone the near-term works are costed to protect 10,800 residents and 250 businesses and to avoid about $620 million in losses. Away from the water the hazards are ordinary and expensive: a 49 inch snow normal, ice, and summer heat waves that are short but severe.
NOAA NCEI 1991-2020 normals for Fort Pierce St. Lucie County International Airport (station USW00012895), at Treasure Coast International Airport about 15 miles north of the city's center, which is the station behind the National Weather Service's Fort Pierce climate site, the one the NWS Melbourne office reports for this part of the Treasure Coast (its monthly Fort Pierce reports compare each month against this station's normals, such as August's 81.6F and 6.94 in, and carry a threaded record back to 1901): January mean 62.3F, July mean 81.4F, annual mean 73.1F, 51.17 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the Fort Pierce cooperative station (USC00083207), about 11 miles north of the city's center. August is the warmest month by two tenths of a degree at 81.6F, with a mean high of 90.2F; January's mean low is 51.2F. August (6.94 in) and June (6.69 in) are the wettest months, and June through September bring 25.75 in, half the year; February (2.17 in) is the driest. The normals count 66.8 days a year at 90F or above, none at 100F and 1.7 nights at or below freezing. Converted here to 16.8 C, 27.4 C, 1,300 mm and 0 cm. No station has 1991-2020 normals inside the city, and the two nearest bracket it: the Fort Pierce cooperative station averages 62.7F in January and 81.7F in July with 55.89 in a year, and Stuart, about 11 miles to the southeast and closer to the coast, 64.9F and 83.2F with 62.72 in. NCEI lists no 1991-2020 normals for the St. Lucie Lock station. Port St. Lucie's January is a little warmer than Orlando's (60.6F) and Tampa's (62.0F) and much colder than Miami's (68.6F), and its July is the coolest of the five Florida cities this site compares. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 NCDC basis of the other US profiles' sunshine hours, lists no Treasure Coast station; its Florida table gives West Palm Beach 66% of possible sunshine and 75 sunny days but no hours, and the 1991-2020 normals do not include sunshine.
Hazards: Hurricanes are the defining hazard, and this stretch of coast has been hit directly. On 5 September 2004 Frances came ashore at the southern end of Hutchinson Island, the barrier island off Stuart and Port St. Lucie, as a Category 2 hurricane with winds of about 105 mph; it produced the highest gust recorded in Florida, 108 mph (174 km/h), in Fort Pierce, and a storm surge of 5.89 ft at the St. Lucie Lock, and damage topped $1 billion in each of St. Lucie, Martin and Indian River counties. Three weeks later, on 26 September, Jeanne made landfall 5 miles from the same spot at 120 mph, the strongest of the two, with gusts of 128 mph (206 km/h) at Fort Pierce Inlet; thousands of homes in St. Lucie County were damaged or destroyed, a man in the county was electrocuted by a downed power line, and the county's schools, closed since Frances, did not reopen until 4 October (Wikipedia). The Fort Pierce cooperative station recorded 7.00 in (178 mm) of rain on the day Jeanne arrived. Wikipedia counts Frances, Jeanne and Wilma (2005) as direct hits on the city. Rain is the other storm hazard: Irma dropped 13.08 in (332 mm) on the Fort Pierce airport on 10 September 2017, the wettest day in its record since 1999, and 21.66 in near the Fort Pierce water plant, the highest total in Florida; about 150,000 homes and businesses in St. Lucie County lost power. On 9 October 2024, ahead of Hurricane Milton's landfall on the other coast, a high-end EF3 tornado tracked north from the Port St. Lucie area past Fort Pierce to Vero Beach, partially collapsed two warehouses and destroyed or flipped more than 20 mobile homes in the Spanish Lakes community, where six people died; Wikipedia counts seven deaths in St. Lucie County from the storm and $514 million of damage from that tornado. The water itself is the slower hazard. The North Fork of the St. Lucie River runs through the city to an estuary it shares with Stuart, and when Lake Okeechobee runs high the Army Corps of Engineers releases lake water east through the St. Lucie Canal into the river's South Fork: 137 billion gallons in 2013 and 237 billion from January to November 2016. That fresh, nutrient-laden water feeds toxic blue-green algae blooms; the federal government refused disaster aid for the 2016 bloom in the St. Lucie Estuary, and in July 2018 Governor Rick Scott declared a state of emergency over the discharges and algae in seven counties including St. Lucie and Martin (Executive Order 18-191). The Corps' new lake schedule, LOSOM, took effect with its record of decision on 12 August 2024; it allows releases south in every zone and ends regulatory releases east to the St. Lucie below the lake's upper zones (South Florida Water Management District), and the Corps said when it chose the plan that it would cut discharges to the St. Lucie Estuary by about two-thirds. In late July 2026 the lake stood at 10.83 ft, in its water shortage band, far below any level that would trigger releases. Heat is long rather than extreme: the normals count 66.8 days a year at 90F or above and none at 100F (37.8 C); the airport recorded 100 such days in 2024, the most in its record since 1999, and 84 in 2026 through 27 September. Frost is rare but real: 1.7 nights a year at freezing on the normals, and seven in early 2026, the most since 2010, with a low of 23F (-5.0 C) on 2 February 2026.
What people earn and what the government takes
| Measure | Boston | Port St. Lucie | Advantage |
|---|---|---|---|
| Median household income | $97,791 USD (2024) | $86,241 USD (2024) | Boston |
| Unemployment rate | 4.3% (July 2026) | 5.3% (July 2026) | Boston |
| Sales tax | 6.25% | 7% | Boston |
| Top marginal income tax Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here. | 46% | 37% | Port St. Lucie |
| Income tax on $100,000, single filer Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method. | $18,229 USD | $13,449 USD | Port St. Lucie |
BLS counted 2,747,200 nonfarm jobs in the Boston-Cambridge-Newton MSA in July 2026, up 0.3% on the 2,739,800 of July 2025, so the metro job market is flat rather than growing. Inside the city the largest industries by employment in 2024 were health care and social assistance (68,674), professional, scientific and technical services (59,267) and educational services (50,798), and the best-paid were management of companies ($120,536 median), finance and insurance ($111,396) and professional and technical services ($104,866). Hospitals and universities are not a sideline here, they are the base of the economy, which makes the city unusually exposed to federal research funding and to international student flows. bls.gov answered 403 to the fetcher, so the employment counts come through FRED and the industry mix through Data USA, both of which restate Census and BLS series.
Main sectors: Health care and social assistance (Mass General Brigham, Beth Israel Lahey, Boston Children's), Higher education and research, Professional, scientific and technical services, Finance and insurance, especially asset management and custody banking, Life sciences and biotech, in the Longwood Medical Area and along the Charles.
Property tax is the local levy that matters. Boston's certified fiscal 2026 residential rate is $12.40 per $1,000 of full and fair cash value, and an owner who is domiciled in the home gets a residential exemption of $351,108 off the assessed value, worth $4,353.74 a year at that rate; it is not automatic on purchase and has to be filed for by 1 April. Proposition 2 1/2 caps the levy a municipality may raise rather than the rate, so a rate can fall in a year when every bill rises. Massachusetts reassesses the whole residential class at full value every year, with no cap, no freeze and no reset on sale, which means the seller's current bill is a fair guide to what a buyer will pay. Nothing is charged to take title or to borrow: no buyer transfer tax and no mortgage recording tax, only the deeds excise at $4.56 per $1,000, which MGL c.64D s.1 puts on the seller. Massachusetts does levy an estate tax, unusual among the states on this site: estates over $2 million file, and since the 2023 change a credit of up to $99,600 means only the value above $2 million is taxed, at 0.8% to 16%.
BLS counted 177,800 nonfarm jobs in the Port St. Lucie MSA in August 2026 (not seasonally adjusted, preliminary), up 900 or 0.5% on the year, a slower pace than the population. Private education and health services added the most (+800, or 2.3%, to 34,900), then leisure and hospitality (+700, or 3.3%, to 21,800) and manufacturing (+300, to 8,500), while professional and business services lost 600 (-2.4%, to 23,900) and mining, logging and construction 400 (-2.5%, to 15,500); government held at 20,200, of which federal employment is only 1,100. The seasonally adjusted series (SMS12389400000000001) was 178,800 in August 2026, 0.1% above August 2025. Many residents work elsewhere: 40% of the city's workers (47,007 of 117,414) worked outside St. Lucie County in 2024, almost all of them elsewhere in Florida, and 13% of those who commute spend an hour or more getting there (ACS 2024 1-year, B08007 and B08303). The city has tried to change that with the jobs corridor in Tradition's Southern Grove: Cheney Brothers opened its distribution center there in late 2023 and expects 700 to 800 jobs, and WPTV described the city's pitch as a way out of being a bedroom community of commuters. Tradition itself, a former cattle ranch west of I-95 developed by Core Communities from 2006 with room for more than 18,000 homes, and St. Lucie West before it, are where most of the city's commercial land and new building are (Wikipedia). Clover Park, the Mets' 7,160-seat spring training stadium, opened for the 1988 season, when the team moved from St. Petersburg.
Main sectors: Health care, the metro's fastest-growing large sector (private education and health services, 34,900 jobs in August 2026): HCA Florida St. Lucie Hospital, Cleveland Clinic Tradition Hospital, and in Fort Pierce HCA Florida Lawnwood Hospital, Retail and the rest of trade, transportation and utilities, the metro's largest sector by payroll jobs (37,200 in August 2026, 23,600 of them in retail), Logistics and distribution in the Tradition and Southern Grove area off I-95: an Amazon delivery station, a FedEx Ground sortation center and Cheney Brothers' food distribution center at Legacy Park, and a 1.87-million-square-foot Costco depot that opened in 2026, Construction and real estate, building out a city platted in the 1960s and the master-planned communities of St. Lucie West and Tradition (mining, logging and construction, 15,500 jobs), Spring training and leisure: the New York Mets have trained at Clover Park since 1988, and the St. Lucie Mets play the minor league season there (leisure and hospitality, 21,800 jobs).
Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 28 September 2026 the City Council unanimously adopted a $971.6 million budget for fiscal 2027 and cut the city's operating rate for the eleventh year in a row, from 4.9750 to 4.8750 mills, about $4.88 per $1,000 of taxable value; the city says the rate is 25% lower than in 2016 and the third-lowest municipal rate among Florida's 20 largest cities (WFLX). The county, school board and other levies on the same bill belong to the housing layer.
Whether you need a car
| Measure | Boston | Port St. Lucie | Advantage |
|---|---|---|---|
| System | The MBTA: three heavy rail subway lines (Red, Orange, Blue), the Green Line light rail and the Mattapan trolley, about 150 bus routes, 12 commuter rail lines over 394 miles of track, and 8 ferry routes | Area Regional Transit (ART), run by St. Lucie County: fare-free fixed-route buses on eight routes, five of which serve Port St. Lucie (Wikipedia), on-demand microtransit zones and door-to-door paratransit for eligible riders, serving Port St. Lucie, Fort Pierce, St. Lucie Village and the unincorporated county; it began as a demand-response service and took its present name in 2020. Martin County runs its own bus service, and there is no rail service in the city: the Florida East Coast Railway's main line crosses its eastern edge without a station. | Not directly comparable |
| Commute by public transit | 25.3% (2024) | 0.5% (2024) | Boston |
| Walk or cycle to work | 17.4% (2024) | 1.4% (2024) | Boston |
| Airport | Logan International Airport (BOS), 43.2 million passengers in calendar 2025 per Massport's 2025 Year in Review, including a record 10 million international passengers, up 3.8% on 2024. It sits in East Boston, about three miles from downtown across the harbor. | Port St. Lucie has no airline service of its own. Treasure Coast International Airport, owned by St. Lucie County about 3 miles northwest of downtown Fort Pierce, serves general aviation, flight schools and private flights to the Bahamas, with a customs station; its last scheduled airline service ran briefly in 1988 (Wikipedia). The nearest large airport is President Donald J. Trump International Airport in West Palm Beach, named Palm Beach International (PBI) until 9 July 2026 and coded DJT since 18 August 2026, about 45 miles south of the city's center in a straight line; it handled a record 8,657,372 passengers in 2025, 3.0% more than 2024's 8,403,519 (Wikipedia, citing the airport's traffic reports). Orlando International is about 125 miles to the northwest. | Not directly comparable |
The MBTA carried 270,715,800 unlinked trips in 2025 (APTA ridership report, as cited by Wikipedia; the APTA PDF itself refused the fetcher). Average weekday ridership in the first quarter of 2026 was 851,600, of which about 326,500 on the Red, Orange and Blue lines, 124,900 on the Green Line and Mattapan trolley and 104,000 on commuter rail. Commuter rail alone passed 29 million trips in 2025 by the MBTA and Keolis year-in-review report.
ART carried 825,588 unlinked trips in 2025, 581,985 of them on its fixed-route buses and 243,603 on demand-response service, on the National Transit Database's monthly ridership file (Federal Transit Administration). That is about an eighth of Sun Metro's 6.2 million in El Paso, a city two and a half times as large. The service went fare-free in 2018 and ridership tripled (WPTV): bus trips under the Council on Aging of St. Lucie, which ran the system until 2020, went from 277,513 in 2017 to 584,518 in 2018 and 726,750 in 2019. They have not returned to that peak since the county took the service over: 421,503 in 2021, 562,968 in 2023 and 581,985 in 2025, while demand-response trips have grown from 64,965 in 2021 to 243,603. WPTV reported plans for a Port St. Lucie Express commuter bus to West Palm Beach, with connections to Palm Tran, Brightline and Tri-Rail, at a $3 fare; this file did not confirm its current schedule.
Health care, schools and what each city is like
Health care
Massachusetts has the lowest uninsured rate in the country, 2.8% in 2024 against 8.2% nationally, which is the legacy of its own 2006 coverage law and of MassHealth, the Medicaid program, expanded under the ACA. Care is still paid for through employer plans, ConnectorCare and marketplace plans, Medicare and MassHealth, and what a household pays out of pocket depends entirely on the plan. The teaching hospitals are the draw. Massachusetts General and Brigham and Women's were both named to the U.S. News 2026-2027 Best Hospitals honor roll, the top 20 in the country, with Mass General first nationally in psychiatry and McLean second, Brigham and Dana-Farber third in cancer, Brigham second in obstetrics and gynecology and eighth in neuroscience, and Mass General sixth in heart and vascular care. Beth Israel Deaconess, Tufts Medical Center, Boston Children's and the rest of the Longwood Medical Area cluster fill in the rest. Density of hospitals is not the same as an appointment: this file did not verify a wait time figure for primary or specialist care.
Education
Boston Public Schools enrolled 44,416 students in 2025-26 on the state's count, down 1,678 or 3.6% from 46,094 the year before, which itself was up from 45,742 in 2023-24. Address does not settle where a child goes. Assignment runs through a choice application, and the three exam schools, Boston Latin School, Boston Latin Academy and the John D. O'Bryant School, admit on a composite score that is 70% grade point average and 30% the MAP Growth test, with applicants competing only inside one of four socioeconomic tiers drawn from where they live. The School Committee voted 4 to 2 in November 2025 to set aside 20% of seats for the highest scorers citywide regardless of tier, and to drop the bonus points for students at high-poverty schools; the district's own simulation put Black students' share of invitations falling from 20% to 15% and white students' rising from 27% to 33%. Higher education is the city's other anchor and a large part of its economy: Boston University counted 37,737 students in fall 2024, Northeastern is the other large private university inside the city, and Harvard and MIT are across the Charles in Cambridge.
Living there
Boston is small, old and dense in a way no other city on this site is. The median home was built in 1947, 64% of occupied homes are rented, and a quarter of workers get to work on the MBTA, against about one in a hundred in Tampa. That buys a life much of the city can live without a car, and it costs the most money of the American cities here: Zillow's typical value for June 2026 is $791,816. Winter is the part people underestimate, a 49 inch snow normal and a January mean below freezing, and the housing stock that gives the city its look is the housing stock that has to be heated. The open question is on the waterfront. The Seaport was built out over the last twenty-five years on filled land at the harbor's edge, the January 2018 tide showed what a nor'easter can do at high water, and the city now designs its coastal defenses to 2070 sea levels.
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Port St. Lucie's was 9.9% (25,579 of 257,314), St. Lucie County's 11.4% and the metro's 11.0%. Two hospitals are in the city. HCA Florida St. Lucie Hospital, formerly St. Lucie Medical Center, has 282 licensed beds and treats more than 90,000 patients a year, by HCA's own figures. Cleveland Clinic Tradition Hospital opened in Tradition in 2013 with 90 beds and has since grown to nine stories and 177 private rooms; it was Martin Health System's Tradition Medical Center until Martin Health joined Cleveland Clinic as a full member in January 2019, and it runs a 24-hour emergency department and maternity care. The region's trauma center is in Fort Pierce: HCA Florida Lawnwood Hospital is a Level II trauma center serving St. Lucie, Martin, Indian River and Okeechobee counties, with a Level III neonatal intensive care unit. This file did not verify a wait time figure for primary or specialist care.
Education
St. Lucie Public Schools, the county district, had 45,661 students in March 2025 and was adding about 1,500 a year; its superintendent said the schools were 'busting at the seams' (WFLX). It opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school and the first K-8 in Tradition, for 2026, and in November 2024 voters extended its half-cent sales tax for school construction to the end of 2036 (Florida Department of Revenue). Indian River State College, a public college founded in Fort Pierce in 1959 that has offered bachelor's degrees since 2008 and won the Aspen Prize for Community College Excellence in 2019, has its Pruitt campus in Port St. Lucie and enrolled 15,429 students in 2024-25, 61% of them part time (IPEDS, as compiled by UnivStats). FAU Harbor Branch Oceanographic Institute, founded in 1971 and part of Florida Atlantic University since 2007, works from a 144-acre campus on the Indian River Lagoon north of Fort Pierce and accounts for about a third of FAU's research activity (Wikipedia); Keiser University also has a campus in the city (Wikipedia).
Living there
Port St. Lucie was a land sale before it was a city. In 1958 the General Development Corporation bought about 40,000 acres along the North Fork of the St. Lucie River, and the city was incorporated in 1961 under its ownership; GDC platted more than 80,000 quarter-acre lots and sold most of them by mail on installment plans to buyers across the country and abroad, with little thought, the city's own comprehensive plan says, for water, sewage, roads or drainage (City of Port St. Lucie; Wikipedia). The result is a city of single-family houses on small lots laced with canals, whose water and sewer system the city bought in 1994, after GDC's bankruptcy, and began extending to the platted lots in 1996. Newer, planned growth came west of I-95, in St. Lucie West in the 1990s and Tradition from 2006. It has grown faster than any other US city of 200,000 people since 2020, 30.9%, almost entirely on people moving in from elsewhere, and it is older than the other Florida cities here, with a median age of 44.3. It is car-dependent even by Florida standards: 0.5% of workers take transit, the lowest share of any city this site compares, and 40% of workers leave the county for work. It is also, on the FBI's counts, the safest city here, with 130 violent offenses per 100,000 and four homicides in 2025, and its household income, $86,241, is the highest of the Florida cities here. The risks are water and wind: Frances and Jeanne came ashore a few miles away within three weeks in 2004, a Milton tornado killed six people just north of the city in 2024, and discharges from Lake Okeechobee have turned the St. Lucie River's estuary green with algae. The open questions are growth's: schools at capacity, the highest unemployment rate of any US metro here at 5.3%, and whether the jobs corridor in Tradition can make a commuter town into a place people also work.
Where each city wins, and where it loses
Both cities price in US dollars, so the figures net directly, though the headlines are different instruments. Boston's is Zillow's typical home value for the city, $791,816 in June 2026 and 1.3% below a year earlier. Port St. Lucie's is MIAMI REALTORS and RWorld's median sale price of single-family homes in St. Lucie County, $402,500 in August on 444 closed sales, 0.6% above the $400,000 of a year earlier; no City of Port St. Lucie median is published, and the city is two-thirds of the county's people. On the same Zillow index, the like-for-like measure, Zillow's index for the City of Port St. Lucie stood at $384,593 in August, 1.3% lower on the year, and Boston's typical home is about 2.1 times it. Boston's is 8.1 times its 2024 median household income of $97,791; the St. Lucie County median is 4.7 times Port St. Lucie's $86,241. At 20% down, Boston's $633,453 loan at Freddie Mac's August 2026 rate of 6.66% costs $4,071 a month, and the $322,000 loan on the St. Lucie County median at 7.03%, the rate for 24 September, $2,149. A Boston owner-occupier who files the residential exemption pays about $5,465 a year, 0.69% of the price, against $8,022 for a homesteaded buyer in Port St. Lucie, 1.99%. Insurance is $230 a month against $450, the Port St. Lucie figure an estimate between published averages that run from $4,630 to $13,752 a year, with a separate hurricane deductible and no flood policy in it. The three lines come to about $4,756 and $3,267, roughly 58% and 45% of local median income; at 7.03% Boston's would be about $4,913, and on Zillow's value for Port St. Lucie the carry would be about $3,138. Rent shows a narrower gap on the same measure: Zillow's observed rent index was $3,425 in Boston in June and $2,396 in Port St. Lucie in August, about 42% and 33% of median income, and Apartment List's St. Lucie County median two-bedroom was $1,271 in September.
The two cities' own figures are built differently, and every version of them puts Port St. Lucie far lower. Boston Police counted 3,409 Part One violent offenses between 1 January and 28 December 2025, about 507 per 100,000 on 672,973 residents, and 13,120 property offenses, about 1,950; the department counts below the FBI, whose 2024 file gave Boston 4,138 violent offenses, about 628 per 100,000, and property offenses of about 2,022. Port St. Lucie's are the FBI's counts for 2025: 349 violent offenses, 130 per 100,000 on the Census estimate of 268,062, the lowest of any city this site compares, and 1,708 property offenses, 637. It has no comparable 2024, because its department moved to incident-based reporting in late June that year and says the old and new counts are not comparable; under the old system it recorded about 98 violent offenses per 100,000 in 2023. Homicide is the count least changed by definitions: 4 in Port St. Lucie in 2025, about 1.5 per 100,000, and three to six a year since 2022, against 31 in Boston, about 4.6, up from 24. Port St. Lucie's property total counts only 2 motor vehicle thefts, against 86 and 122 in 2022 and 2023, so it probably undercounts; with 122 added it would be about 682, about a third of Boston's. Boston's violent and property counts fell over three years; Port St. Lucie's record is too short and too broken to show a direction, only a level. Every rate here is a count divided by a population; Boston's counts are preliminary until UCR coding, and Port St. Lucie's, read on 1 October 2026, can still be revised.
Port St. Lucie has the warm winter and the long summer, and Boston the snow and the cool July. January averages 16.8 C at the Fort Pierce airport, about 15 miles north of Port St. Lucie's center, against -1.2 C at Logan, 62.3F against 29.9F, and July 27.4 C against 23.4 C, 7.3 F warmer. Port St. Lucie gets 1,300 mm of rain a year, half of it from June through September, against Boston's 1,107 mm spread almost evenly across the months. Snow is a season in Boston at 125 cm and absent from Port St. Lucie's normals. Boston's older sunshine figure is 2,634 hours; no Treasure Coast station has a published one. Port St. Lucie's heat is long rather than extreme: 66.8 days a year at 90F or above on the normals and none at 100F, though the airport counted 100 such days in 2024, and frost is rare, 1.7 nights a year, with a low of 23F (-5.0 C) in February 2026. Boston's defining hazard is the nor'easter at high tide: the bomb cyclone of 4 January 2018 pushed the tide gauge to a record 15.16 ft, and the city designs 47 miles of shoreline for 36 to 40 inches (91 to 102 cm) of sea level rise by 2070. Port St. Lucie's is the hurricane, and its coast has been hit directly: Frances and Jeanne came ashore at the southern end of Hutchinson Island three weeks apart in September 2004, Frances with a 5.89 ft surge at the St. Lucie Lock and Jeanne with gusts of 128 mph at Fort Pierce Inlet, and on 9 October 2024 a tornado ahead of Hurricane Milton killed six people in the Spanish Lakes community just north of the city. Its slower hazard is Lake Okeechobee water released east into the St. Lucie River, which has fed toxic algae blooms in its estuary. An owner's utility premium over a renter is $210 a month in Boston, where the owner heats, against $150 in Port St. Lucie, which includes the City's trash and stormwater charges.
Boston's labor market is about fifteen times the size of Port St. Lucie's and pays more; neither grew much over the last year. On the same unadjusted basis unemployment in July 2026 was 4.3% in greater Boston and 5.3% around Port St. Lucie, the highest of any US metro this site compares. Boston's 2,747,200 nonfarm jobs in July were 0.3% more than a year earlier, and the Port St. Lucie metro's 177,800 in August 900 more, 0.5%. Boston's base is hospitals and universities: inside the city health care led employment at 68,674 jobs in 2024, then professional and technical services at 59,267 and education at 50,798, which ties it to federal research funding and international students. Port St. Lucie's largest sectors are retail and the rest of trade and transportation, 37,200 jobs, and health care, 34,900, with construction building out the west of the city and a logistics corridor off I-95 in Tradition's Southern Grove; 40% of its workers worked outside St. Lucie County in 2024. Incomes favor Boston: $97,791 in the city in 2024 against $86,241, and $117,825 across its metro against $80,659. Income tax favors Port St. Lucie. Massachusetts charges 5% above a $4,400 personal exemption, so a single filer on $100,000 pays about $18,229 in Boston against $13,449 of federal tax alone in Port St. Lucie, and a 4% surtax above $1,083,150 of taxable income takes the top combined rate to 46% against 37%. Property tax runs the other way, about $2,557 a year more on the St. Lucie County median than on Boston's typical home, which Massachusetts' 5% passes at about $55,500 of income. Sales tax is 6.25% in Boston against 7% in St. Lucie County.
Transit is the widest gap between them: Boston has the highest transit share of any US city this site compares, and Port St. Lucie the lowest of any city. In 2024, 25.3% of Boston's workers commuted on the MBTA, 17.4% walked or cycled and only 31.3% drove alone; in Port St. Lucie 0.5% took transit, 1.4% walked or cycled, 71.5% drove alone and 16.7% worked from home. The MBTA runs three heavy rail lines, the Green Line and the Mattapan trolley, about 150 bus routes, 12 commuter rail lines over 394 miles of track and 8 ferry routes, and carried 270,715,800 trips in 2025. St. Lucie County's Area Regional Transit carried 825,588, fare-free, on eight bus routes, five of them serving Port St. Lucie, and on-demand service. The Florida East Coast Railway's main line crosses Port St. Lucie's eastern edge without a station. The city was built for the car from the start: the General Development Corporation platted it in the 1960s as more than 80,000 quarter-acre lots laced with canals and sold them by mail, and newer growth has gone west of I-95 into St. Lucie West and Tradition. Logan, about three miles from downtown Boston across the harbor, handled 43.2 million passengers in 2025. Port St. Lucie has no airline service of its own; the nearest large airport is President Donald J. Trump International in West Palm Beach, named Palm Beach International until July 2026, about 45 miles south, which handled 8,657,372.
The two states sit far apart on coverage. Massachusetts had the lowest uninsured rate in the country in 2024, 2.8%, from its own 2006 coverage law and MassHealth. Florida's was 10.9%, against 8.2% nationally, and the City of Port St. Lucie's 9.9%, and Florida is one of the ten states that have not expanded Medicaid. Mass General and Brigham and Women's are both on the U.S. News 2026-2027 honor roll. Port St. Lucie has HCA Florida St. Lucie Hospital, with 282 licensed beds, and Cleveland Clinic Tradition Hospital, opened in 2013 and grown to 177 private rooms, with a 24-hour emergency department and maternity care; the region's trauma center is HCA Florida Lawnwood Hospital in Fort Pierce, a Level II. Neither profile verified a wait time for care. The two school districts are about the same size and moving in opposite directions. Boston Public Schools enrolled 44,416 in 2025-26, 3.6% fewer than a year earlier, and a choice application rather than an address settles assignment. St. Lucie Public Schools had 45,661 students in March 2025 and was adding about 1,500 a year, which its superintendent described as busting at the seams; it opened Legacy High School in Port St. Lucie in August 2025 and is building Western Grove K-8, a $70 million school in Tradition. Boston University counted 37,737 students in fall 2024, with Harvard and MIT across the Charles. Indian River State College, an Aspen Prize winner with its Pruitt campus in Port St. Lucie, enrolled 15,429 in 2024-25, 61% of them part time, and FAU's Harbor Branch Oceanographic Institute works from a campus north of Fort Pierce.
What people underestimate is how differently the two property taxes behave, and which city is growing. Boston's residential exemption takes $351,108 off the assessed value, worth about $4,354 a year at the fiscal 2026 rate of $12.40 per $1,000, and has to be filed by 1 April; without it the benchmark bill is about $9,819. Massachusetts reassesses at full value every year with no cap and no reset on a sale, so a Boston seller's bill is a fair guide to yours. Florida works the other way. A City of Port St. Lucie address pays 17 levies, county, city, schools, the fire district, the Children's Services Council, the South Florida Water Management District and the Florida Inland Navigation District, adding to 22.3097 mills. The homestead takes $25,000 off every levy and a second slice off all but the school district's, filed with the property appraiser by 1 March, and Save Our Homes then caps the assessment's growth at 3% a year, but the cap resets to market value after a sale, so a long-time owner's bill is no guide; without the exemption the St. Lucie County median owes about $8,980. The City adds solid waste and stormwater charges of about $656 a year on the same bill, and the newer west adds community development districts: in Tradition's, $439.51 to $967.80 a year for operations for fiscal 2027, and $715.89 more to 2035 on a house that carries their 2014 bonds; 26% of the city's owners pay an association fee, at a median of $346 a month. Closing costs differ too. Massachusetts charges nothing to borrow, and the seller pays the deeds excise, $4.56 per $1,000, about $3,611 on Boston's typical home. Florida charges the seller 70 cents per $100 on the deed, about $2,818 on the St. Lucie County median, and the buyer 0.55% of the loan, about $1,771. And the two are at opposite ends of growth. Boston is the only city on this site with fewer people than in 2020; Port St. Lucie added 63,236, 30.9%, the fastest of any US city of 200,000 or more, almost all of it people moving in.
Better here
- 25.3% of workers commuted on the MBTA in 2024 and only 31.3% drove alone, against 0.5% on transit and 71.5% driving alone in Port St. Lucie.
- Massachusetts had the country's lowest uninsured rate in 2024 at 2.8%, against 10.9% in Florida and 9.9% in the City of Port St. Lucie.
- City median household income was $97,791 in 2024 against $86,241, and the metro figure $117,825 against $80,659.
- Unemployment was 4.3% in July 2026, not seasonally adjusted, against 5.3% around Port St. Lucie, in a job market about fifteen times the size.
- Logan handled 43.2 million passengers in 2025 about three miles from downtown; Port St. Lucie has no airline service, and its nearest large airport is about 45 miles away.
- Property tax is about $5,465 a year with the residential exemption, 0.69% of the price, against $8,022 and 1.99% on the St. Lucie County median, and sales tax is 6.25% against 7%.
Worse here
- Mortgage, property tax and insurance come to about $4,756 a month at August 2026's 6.66%, and about $4,913 at Port St. Lucie's 7.03%, against $3,267, before condominium fees and heat.
- Zillow's typical Boston home was $791,816 in June 2026, about 2.1 times Zillow's index for the City of Port St. Lucie, which stood at $384,593 in August.
- Massachusetts income tax took about $4,780 from a single filer on $100,000 in 2025, which Florida does not charge, and the surtax takes the top combined rate to 46% against 37%.
- Violent crime ran about 628 per 100,000 on the FBI's 2024 counts and 507 on the department's 2025 count, against 130 in Port St. Lucie, and there were 31 homicides against 4.
- January averages -1.2 C on a 125 cm snow normal, and the owner's utility premium is $210 a month against $150 in Port St. Lucie.
- Zillow's observed rent index was $3,425 in June 2026 against $2,396 in Port St. Lucie in August.
Choose Boston if
- you would use the MBTA daily and want to live without a car
- you work in a teaching hospital, a university lab, life sciences or asset management
- you want coverage in the state with the country's lowest uninsured rate
- you want the pay and the job market to match the prices, at a metro median household income of $117,825
The Boston guide · Neighborhoods · Boston rent vs buy · Boston mortgage calculator
Better here
- Mortgage, property tax and insurance come to about $3,267 a month on St. Lucie County's August 2026 median, against about $4,913 in Boston at the same 7.03% rate.
- Florida levies no income tax, so $100,000 pays $13,449 in federal tax for 2025 against about $18,229 in Boston.
- Violent crime was 130 per 100,000 on the FBI's 2025 counts, the lowest of any city this site compares, and there were 4 homicides, about 1.5 per 100,000, against 31 and 4.6 in Boston.
- January averages 16.8 C with no snow in the normals, against -1.2 C and 125 cm in Boston.
- The city grew 30.9% from 2020 to 2025, the fastest of any US city of 200,000 or more, while Boston has fewer people than in 2020.
- St. Lucie Public Schools is adding about 1,500 students a year and opening schools, while Boston Public Schools enrolled 3.6% fewer in 2025-26.
Worse here
- City median household income was $86,241 in 2024 against $97,791, and the metro's $80,659 against $117,825.
- Property tax is about $8,022 a year with a homestead, $2,557 more than Boston's bill on a house about half the price, and the City's charges add about $656.
- Only 0.5% of workers commuted by transit in 2024, the lowest share of any city this site compares, and 40% of workers worked outside St. Lucie County.
- Florida's uninsured rate was 10.9% in 2024, against 2.8% in Massachusetts, and Florida has not expanded Medicaid.
- Metro unemployment was 5.3% in July 2026, the highest of any US metro this site compares, and the metro added only 900 jobs in a year.
- Frances and Jeanne came ashore a few miles away within three weeks in 2004, and published insurance averages run from $4,630 to $13,752 a year, before flood.
Choose Port St. Lucie if
- you want to own a house, at about $3,267 a month on the St. Lucie County median rather than $4,913 on Boston's typical home at the same rate
- you want the lowest crime rates of any city this site compares
- you would keep more of a salary in a state with no income tax and can work from home or on the Treasure Coast
- you will drive anyway and would rather have a 16.8 C January than 125 cm of snow
The Port St. Lucie guide · Neighborhoods · Port St. Lucie rent vs buy · Port St. Lucie mortgage calculator
Boston or Port St. Lucie, in short
Is Boston or Port St. Lucie cheaper to live in?
Port St. Lucie, on every line but property tax, insurance and sales tax. Both cities price in US dollars, so the figures net directly. On Zillow's index Boston's typical home was $791,816 in June 2026, and Zillow's index for the City of Port St. Lucie stood at $384,593 in August; Port St. Lucie's headline, the single-family median for St. Lucie County, was $402,500. The mortgage at 20% down is $4,071 against $2,149, though Boston's uses August's 6.66% rate and Port St. Lucie's September's 7.03%. Property tax is about $5,465 a year in Boston with the residential exemption against $8,022 with a homestead, and insurance $230 a month against $450, so the three lines come to about $4,756 in Boston and $3,267 in Port St. Lucie, or about $4,913 in Boston at the same 7.03%. Against pay the gap narrows: that is roughly 58% and 45% of each city's median household income, $97,791 and $86,241. Renting on Zillow's observed rent index is $3,425 in Boston against $2,396 in Port St. Lucie, about 42% and 33% of median income. Massachusetts also takes about $4,780 in income tax on $100,000 that Florida does not, while sales tax is 6.25% against 7%.
Is Boston or Port St. Lucie safer?
Port St. Lucie, on every figure available, though no year covers both on the same definitions. Port St. Lucie's FBI counts for 2025 give 130 violent and 637 property offenses per 100,000, the lowest of any city this site compares. Boston's department counts below the FBI: its own 2025 figures are about 507 violent and 1,950 property offenses per 100,000, and the FBI's 2024 counts gave it about 628 and 2,022. Port St. Lucie has no comparable 2024, because its department changed reporting systems that June. Homicide was 31 in Boston in 2025, about 4.6 per 100,000, against 4 in Port St. Lucie, about 1.5. Port St. Lucie's property count records only 2 car thefts and probably undercounts. Boston's counts are preliminary until UCR coding, and Port St. Lucie's, read on 1 October 2026, can still be revised.
Which has the better job market, Boston or Port St. Lucie?
Boston's, on size, pay and unemployment; neither grew much over the last year. In July 2026, on the same unadjusted basis, unemployment was 4.3% in greater Boston and 5.3% around Port St. Lucie, the highest of any US metro this site compares. Boston's 2,747,200 nonfarm jobs in July were 0.3% more than a year earlier, and the Port St. Lucie metro's 177,800 in August 900 more. Boston's base is health care, professional services and education, which ties it to federal research funding and international students. Port St. Lucie's is retail, health care, construction and a logistics corridor in Tradition's Southern Grove that the city is building so that fewer of its residents commute out; in 2024, 40% of its workers worked outside St. Lucie County. Boston's metro median household income was $117,825 in 2024 against $80,659 around Port St. Lucie, and its city's $97,791 against $86,241.
Does Florida having no income tax make Port St. Lucie cheaper than Boston?
Yes for most earners, though Port St. Lucie's property tax takes back part of it. A single filer on $100,000 pays about $18,229 in Boston for 2025, $4,780 of it to Massachusetts at 5% above a $4,400 personal exemption, against $13,449 of federal tax alone in Port St. Lucie. Florida collects through property instead, and here it collects more: a homesteaded buyer pays about $8,022 a year on the St. Lucie County median, an effective 1.99%, against about $5,465 on Boston's typical home with the residential exemption, 0.69%, a difference of $2,557 a year on a house about half the price. Massachusetts' 5% passes that at about $55,500 of income, so above it an owner pays less in the two taxes together in Port St. Lucie, and below it more. At Port St. Lucie's median household income of $86,241, Massachusetts would take about $4,092. Sales tax runs the other way, 7% in St. Lucie County against 6.25%, and Port St. Lucie's bill also carries about $656 a year in City solid waste and stormwater charges that no exemption reduces.
Where the figures come from
Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.
- Boston, MA Population (2025), citing US Census Bureau PEP Vintage 2025 · Every City in the USA (compiling US Census Bureau) · retrieved Supports: City population, Five-year growth
- Resident Population in Boston-Cambridge-Newton, MA-NH (MSA), BOSPOP · FRED, Federal Reserve Bank of St. Louis (US Census Bureau data) · retrieved Supports: Metro population, Five-year growth
- Boston (2020 census count and land area) · Wikipedia · retrieved Supports: City population, Five-year growth
- Part One Crime Reported, citywide by offence and district, 1/1/2024 to 12/28/2024 vs 1/1/2025 to 12/28/2025 · Boston Police Department · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
- Part One Crime Reported, citywide by offence and district, 1/1/2023 to 12/29/2023 vs 1/1/2024 to 12/29/2024 · Boston Police Department · retrieved Supports: Crime trend
- Crime Stats · Boston Police Department · retrieved Supports: Crime trend
- Boston's yearly homicide rate increases 30%, from 24 killings to 31 · Boston.com · retrieved Supports: Homicides, Crime trend
- Boston leaders tout the city's low crime rate in 2025 · The Boston Globe · retrieved Supports: Homicides, Crime trend
- Boston, MA Crime Rates: Stats & Map (FBI UCR 2024 data, released September 2025) · AreaVibes · retrieved Supports: Violent crime rate, Property crime rate, Crime trend
- US Climate Normals 1991-2020, station USW00014739 Boston Logan International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals
- Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved Supports: Sunshine hours
- USA: Storm and High Tide Cause Coastal Flooding in North East · FloodList · retrieved Supports: Climate hazards
- Climate Ready East Boston (case study) · American Society of Landscape Architects · retrieved Supports: Climate hazards
- Coastal Resilience Planning · City of Boston · retrieved Supports: Climate hazards
- Coastal Resilience Implementation · City of Boston · retrieved Supports: Climate hazards, Character
- ACS 2024 1-year tables B08301 and B19013 for Boston city and the Boston-Cambridge-Newton MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share
- Boston, MA profile, ACS 2024 1-year · Census Reporter (US Census Bureau ACS) · retrieved Supports: Walk and cycle commute share, Median household income
- ACS 2024 1-year tables B25035 and B25003 for Boston city · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Character
- Unemployment Rate in Boston-Cambridge-Newton, MA-NH (MSA), LAUMT251446000000003 · FRED, Federal Reserve Bank of St. Louis (BLS LAUS data) · retrieved Supports: Unemployment rate
- All Employees: Total Nonfarm in Boston-Cambridge-Newton, MA-NH (MSA), SMS25144600000000001 · FRED, Federal Reserve Bank of St. Louis (BLS CES data) · retrieved Supports: Labour market
- Boston, MA · Data USA (Census ACS) · retrieved Supports: Main sectors, Labour market
- Massachusetts Tax Rates & Rankings (2026) · Tax Foundation · retrieved Supports: Sales tax, Top marginal income tax
- 2025 Tax Brackets · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- What is Massachusetts Income Tax? Rates & Tax Brackets · TaxAct · retrieved Supports: Income tax on $100,000
- Massachusetts Millionaire Surtax 2026, citing Department of Revenue certified thresholds · Morkel Financial · retrieved Supports: Top marginal income tax
- Don't Call it the 'Millionaires' Tax: Inflation is Raising the Bar on Who Pays Massachusetts' High-earner Levy · Massachusetts High Technology Council · retrieved Supports: Top marginal income tax
- Massachusetts State Taxes: What You'll Pay in 2026 · AARP · retrieved Supports: Tax notes, Top marginal income tax
- Residential exemption · City of Boston Assessing Department · retrieved Supports: Tax notes
- Massachusetts Bay Transportation Authority (citing the APTA ridership report and MBTA figures) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- MBTA Sees Over 29 Million Trips in 2025, citing the MBTA and Keolis TRACKed year-in-review · American-Rails.com · retrieved Supports: Transit ridership
- 2025 Year in Review · Massport · retrieved Supports: Airport passengers
- Explore Uninsured in Massachusetts (US Census Bureau ACS 1-year 2024) · America's Health Rankings, United Health Foundation · retrieved Supports: Health care
- Mass General Brigham Hospitals Named Among Nation's Best by U.S. News & World Report (2026-2027 rankings) · Mass General Brigham · retrieved Supports: Health care
- Enrollment Data (2025-26), Boston (00350000) · Massachusetts Department of Elementary and Secondary Education · retrieved Supports: Education
- Enrollment Data (2024-25), Boston (00350000) · Massachusetts Department of Elementary and Secondary Education · retrieved Supports: Education
- Enrollment Data (2023-24), Boston (00350000) · Massachusetts Department of Elementary and Secondary Education · retrieved Supports: Education
- Exam Schools Admissions FAQs · Boston Public Schools · retrieved Supports: Education
- Boston School Committee approves changes to exam school admissions · WBUR · retrieved Supports: Education
- Common Data Set 2024-2025, section B: Enrollment and Persistence (Fall 2024) · Boston University, Analytical Services & Institutional Research · retrieved Supports: Education
- Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Port St. Lucie city 204,826 (April 2020 base), 258,931 (2024) and 268,062 (2025); St. Lucie County 402,449; Fort Pierce 51,737; 232,878 (2022) and 247,573 (2023) for the 2022 and 2023 crime rates
- Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Character
- Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved Supports: Metro population, Five-year growth, Character
- 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved Supports: point, Climate normals, Airport passengers, Port St. Lucie city: 119.216 sq mi of land, 1.609 sq mi of water, internal point 27.280554, -80.388261
- Port St. Lucie, Florida (history, General Development Corporation, St. Lucie West, Tradition, hurricanes, transportation, sports, schools) · Wikipedia · retrieved Supports: Metro population, Climate hazards, Labour market, Transit system, Education, Character
- General Development Corporation · Wikipedia · retrieved Supports: Character
- City of Port St. Lucie Comprehensive Plan 2020-2040, Future Land Use Element (adopted October 26, 2020) · City of Port St. Lucie · retrieved Supports: Character, incorporated in 1961 under the ownership of the General Development Corporation; quarter-acre lots for installment land sales; over 80,000 platted lots; the city bought General Development Utilities in 1994 after the county condemned it in 1990
- Crime Data Explorer summarized agency data, Port St. Lucie Police Department (FL0560200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
- Police Annual Report, FY 24/25 · Port St. Lucie Police Department · retrieved Supports: Violent crime rate, Homicides, Crime trend, move to FIBRS/NIBRS in late June 2024 and full-year 2024 rate not determinable; 335 sworn officers and 89 civilian staff; 10 traffic fatalities in 2024
- US Climate Normals 1991-2020, station USW00012895 Fort Pierce St. Lucie County International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.3F, July 81.4F and August 81.6F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 73.1F, precipitation 51.17 in, 66.8 days at 90F, 0.0 at 100F and 1.7 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- US Climate Normals 1991-2020, station USC00083207 Fort Pierce (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.7F, July 81.7F, 55.89 in of precipitation
- US Climate Normals 1991-2020, station USC00088620 Stuart (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, January 64.9F, July 83.2F, 62.72 in of precipitation
- NCEI data search, normals-monthly-1991-2020 stations within 27.75N to 26.95N and 80.7W to 80.1W · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, the 14 stations with 1991-2020 normals near the city, none inside it and no St. Lucie Lock station
- Climate (climate sites and Fort Pierce climate reports) · National Weather Service, Melbourne · retrieved Supports: Climate normals
- Climate Report, Fort Pierce climate summary for the month of August 2026 (CLMFPR, issued 1 September 2026) · National Weather Service, Melbourne · retrieved Supports: Climate normals, climate normal period 1991 to 2020, climate record period 1901 to 2026, August normals 81.6F mean and 6.94 in, matching USW00012895
- Global Historical Climatology Network daily summaries, Fort Pierce St. Lucie County International Airport (USW00012895), 1999-2026, and Fort Pierce (USC00083207), 1901-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, 13.08 in at the airport on 10 September 2017; 100 days at or above 90F in 2024 and 84 in 2026 through 27 September; 7 nights at or below 32F in 2026 against 16 in 2010; 23F on 2 February 2026; 7.00 in at the Fort Pierce cooperative station on 26 September 2004
- Average Annual Days of Sunshine and Percent of Possible Sunshine, Florida · Current Results (NCDC Comparative Climatic Data) · retrieved Supports: Sunshine hours, Climate normals, West Palm Beach 66% of possible, 75 sunny days, no hours
- Hurricane Frances · Wikipedia · retrieved Supports: Climate hazards
- Hurricane Jeanne · Wikipedia · retrieved Supports: Climate hazards
- Effects of Hurricane Irma in Florida (Martin and St. Lucie counties) · Wikipedia · retrieved Supports: Climate hazards
- Hurricane Milton · Wikipedia · retrieved Supports: Climate hazards
- Hurricane Milton tornado outbreak (Port St. Lucie-Fort Pierce-Vero Beach EF3 tornado) · Wikipedia · retrieved Supports: Climate hazards, Character
- St. Lucie River (North Fork, discharges, algae blooms) · Wikipedia · retrieved Supports: Climate hazards, Character
- Lake Okeechobee (discharges, 2016 algal bloom, federal aid denial) · Wikipedia · retrieved Supports: Climate hazards
- Gov. Scott Issues Emergency Order to Combat Algal Blooms in South Florida (Executive Order 18-191) · Florida Division of Emergency Management · retrieved Supports: Climate hazards
- Lake Okeechobee System Operating Manual (LOSOM) Update · The Conservancy of Southwest Florida · retrieved Supports: Climate hazards
- LOSOM Technical Summary, July 27, 2026 · South Florida Water Management District · retrieved Supports: Climate hazards, LOSOM in effect with its record of decision on 12 August 2024; regulatory releases east eliminated below Zone B/C; lake at 10.83 ft NGVD29 on 26 July 2026, in the Water Shortage Management band
- Army Corps of Engineers announces plan that will reduce freshwater releases into St. Lucie Estuary · WPTV · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for Port St. Lucie city, St. Lucie County and the Port St. Lucie MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year tables B08007 (place of work) and B08303 (travel time to work) for Port St. Lucie city and St. Lucie County · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Labour market, Character
- ACS 2024 1-year table B01002 (median age) for Port St. Lucie, Jacksonville, Miami, Tampa and Orlando cities, the Port St. Lucie MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for Port St. Lucie city, St. Lucie County, the Port St. Lucie MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care
- Local Area Unemployment Statistics, Port St. Lucie, FL MSA (LAUMT123894000000003), Port St. Lucie city (LAUCT125871500000003), St. Lucie County (LAUCN121110000000003), Martin County (LAUCN120850000000003), Florida (LAUST120000000000003), the Jacksonville, Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate, Character
- Current Employment Statistics, Port St. Lucie, FL MSA: total nonfarm (SMU12389400000000001, SMS12389400000000001), supersectors (SMU1238940xx00000001), retail trade (SMU12389404200000001) and federal, state and local government (SMU1238940909x000001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market
- Distribution/Logistics · Economic Development Council of St. Lucie County · retrieved Supports: Main sectors, Labour market
- Healthcare · Economic Development Council of St. Lucie County · retrieved Supports: Health care
- Cheney Brothers distribution center opens in Port St. Lucie, set to create 700-800 new jobs · WPTV · retrieved Supports: Main sectors, Labour market, Character
- Clover Park (Florida) · Wikipedia · retrieved Supports: Main sectors, Labour market
- St. Lucie Mets · Wikipedia · retrieved Supports: Main sectors
- Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved Supports: Sales tax
- TIP 24A01-29: St. Lucie County Extends School Capital Outlay Surtax Expiration Date · Florida Department of Revenue · retrieved Supports: Sales tax, Education
- St. Lucie County reconsiders half cent sales tax for the November ballot · WQCS · retrieved Supports: Sales tax
- Port St. Lucie, County split on sales tax ballot measure · WQCS · retrieved Supports: Sales tax
- St. Lucie County commission moves ahead with 2026 half-cent sales tax referendum · WQCS · retrieved Supports: Sales tax
- Florida Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes
- 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- Port St. Lucie lowers property tax rate for 11th straight year · WFLX · retrieved Supports: Tax notes
- Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Board of County Commissioners of St. Lucie County, NTD 41199; Council on Aging of St. Lucie, NTD 40097; Martin County, NTD 40192) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved Supports: Transit ridership, Transit system
- Booming growth has St. Lucie County looking at future transit plans · WPTV · retrieved Supports: Transit system, Transit ridership
- Treasure Coast International Airport · Wikipedia · retrieved Supports: Airport passengers
- President Donald J. Trump International Airport (renaming, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved Supports: Airport passengers
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- About Us, HCA Florida St. Lucie Hospital · HCA Florida Healthcare · retrieved Supports: Health care, Main sectors
- HCA Florida Lawnwood Hospital · HCA Florida Healthcare · retrieved Supports: Health care, Main sectors
- Tradition Hospital · Cleveland Clinic · retrieved Supports: Health care, Main sectors
- Cleveland Clinic Tradition Hospital Phases 1 and 2 · TLC Engineering Solutions · retrieved Supports: Health care
- Cleveland Clinic, Indian River Medical Center and Martin Health System Celebrate Hospital Integration · Cleveland Clinic · retrieved Supports: Health care
- Growth in St. Lucie County has schools 'busting at the seams' · WFLX · retrieved Supports: Education, Character
- St. Lucie Public Schools (schools, staff) · Wikipedia · retrieved Supports: Education
- Indian River State College (founding, campuses, bachelor's degrees, Aspen Prize) · Wikipedia · retrieved Supports: Education
- Indian River State College Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved Supports: Education
- Harbor Branch Oceanographic Institute · Wikipedia · retrieved Supports: Education
- Tax Rates by Class, fiscal year 2026 · Massachusetts Department of Revenue, Division of Local Services, Municipal Databank · retrieved Supports: The certified fiscal 2026 residential rate for each of the twenty-four municipalities, from Cambridge at $6.67 to Everett at $12.62, The commercial, industrial and personal property rate behind each of them, which gives the classification shift, That Arlington and Belmont charge a single rate to all classes, That fiscal 2026 is the most recent fully certified year: at the retrieval date only two of the state's 352 municipalities had a fiscal 2027 rate on the table
- City of Somerville FY2026 Classification Hearing, 25 November 2025, and the FY2026 Property Tax Update · Somerville Board of Assessors · retrieved Supports: A residential exemption of 35% of average assessed value adopted for fiscal 2026, yielding savings of up to $4,578, A minimum residential factor of 82.816, the legal minimum for the city, Form LA-4 parcel counts and assessed values by use code, from which the average Class One value of about $1,191,000 follows, That Somerville carries 7,251 condominium parcels against 2,315 single-family parcels, That life science property in this market depreciated about 20% between fiscal 2025 and fiscal 2026
- City Council meeting minutes, 28 October 2025: adoption of a residential exemption and minimum residential factor for fiscal 2026 · City of Malden · retrieved Supports: A unanimous vote to adopt a residential factor of 0.9054 and a residential exemption of 35%, raised from 30%, The council's own statement on the record that the increase is a tax shift benefiting owner-occupied households and not a tax cut, and that the shift is budget neutral, Average fiscal 2026 values of $449,000 for a condominium, $666,000 for a single family, $861,000 for a two-family and $991,000 for a three-family, That the increase from 30% to 35% is worth about $291 a year, from which the $178,684 exemption value here is derived, A Proposition 2 1/2 override under discussion for fiscal 2027 at $5.4 million and $8.2 million
- Residential exemption information for fiscal year 2026 · City of Chelsea Board of Assessors · retrieved Supports: An exemption of 35% of the average assessed value of all Class One residential parcels, $279,066 of assessed value excluded for fiscal 2026, worth $3,203.68 at the city's $11.48 rate, The 1 April 2026 filing deadline and the 1 January ownership and occupancy test
- Residential exemption information, fiscal year 2026 · City known as the Town of Watertown, Assessing Department · retrieved Supports: The maximum 35% exemption recommended by the assessors and adopted by the council for fiscal 2026, $324,715 of assessed value excluded, worth $3,961.52 at the town's $12.20 rate
- Residential exemptions · Town of Brookline Assessors · retrieved Supports: $354,974 deducted from a qualified owner-occupier's assessed value for fiscal 2026, That the exemption may be not more than 35% of the average assessed value of all Class One residential parcels and that the amount changes each year
- Assessor's Department: the residential exemption · City of Waltham · retrieved Supports: $317,643 of assessed value removed from an owner-occupied residence of up to three units for fiscal 2026, The maximum 35% exemption continued by the city council, The 1 January 2025 ownership and occupancy test for the fiscal 2026 year
- Assessor's office: owner-occupant residential exemption, fiscal year 2026 · City of Everett · retrieved Supports: $204,651 of taxable value removed from an owner-occupied parcel, worth $2,582.70 at the city's $12.62 rate
- Residential exemption and fiscal 2026 tax rates · City of Cambridge Assessing Department · retrieved Supports: A 30% residential exemption for fiscal 2026, $510,208 of assessed value, worth about $3,403, A residential rate of $6.67 per $1,000 set by the city council on 20 October 2025, the lowest in the Commonwealth
- Zillow Home Value Index (ZHVI), mid-tier, smoothed and seasonally adjusted: city files for all homes, single family and condominium, June 2026 · Zillow Research · retrieved Supports: A typical home value for each municipality, computed on one method across all twenty-four, The same series and month the Charlotte, Orlando, Palm Beach, Miami and Tampa Bay pages use, A separate single-family and condominium index for every one of these municipalities, Year-over-year change to June 2026, which is negative in three of the twenty-four
- Fiscal Year 2026 Fair Market Rents: Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved Supports: $2,476 for one bedroom, $2,941 for two and $3,526 for three, The ratios this layer uses to split the Zillow rent index by bedroom count, which differ from the Florida layers'
- Annual estimates of the resident population for minor civil divisions, 2020 to 2024 · United States Census Bureau, Population Estimates Program · retrieved Supports: 2020 census counts and 2024 estimates for each municipality, at summary level 061, That in New England the municipality is the minor civil division, so 061 rather than the place level is the right series and all 351 Massachusetts municipalities appear in it, Boston at 673,458 and Cambridge at 121,186; Belmont at 27,442 as the smallest here, Weymouth at 60,159, which would rank eleventh on this table and is outside the eleven-mile rule by three tenths of a mile
- Primary Mortgage Market Survey, 27 August 2026 · Freddie Mac · retrieved Supports: A 30-year fixed-rate mortgage averaging 6.66%
- Average home insurance cost in Massachusetts, 2026 · MoneyGeek and Insurance.com, on carrier rate filings · retrieved Supports: A Massachusetts average between roughly $1,500 and $1,900 a year against a national average near $2,800, Coastal communities running roughly a third to two thirds above the state mean, Wind and hurricane deductibles on coastal policies of 1% to 5% of dwelling value rather than a flat amount
- Chapter 59, Section 5C: residential exemption · Massachusetts General Laws · retrieved Supports: A local option exemption of not more than 35% of the average assessed value of all Class One residential parcels, The exemption applies only to a parcel that is the principal residence of the taxpayer as of 1 January, The percentage is voted annually by the municipality
- Chapter 59, Section 21C: Proposition 2 1/2 · Massachusetts General Laws · retrieved Supports: A levy ceiling of 2.5% of the total full and fair cash value of taxable property, A levy limit that may grow 2.5% a year plus certified new growth, Overrides and debt exclusions as the two ways a municipality exceeds the limit, That the cap is on the levy and not on the tax rate
- Chapter 59, Section 38: valuation at full and fair cash value · Massachusetts General Laws · retrieved Supports: Assessment at full and fair cash value, re-set annually rather than frozen at a base year, No purchase reset and no growth cap on an assessment, so a seller's bill is a fair guide to a buyer's
- Chapter 40, Section 56: classification and the minimum residential factor · Massachusetts General Laws · retrieved Supports: The power to shift part of the levy onto commercial, industrial and personal property, A ceiling of 175% of the commercial share, subject to a minimum residential factor, That the published residential rate is therefore an output of a local vote rather than a measure of what a town spends
- Chapter 64D, Section 1: excise upon deeds, instruments and writings · Massachusetts General Laws · retrieved Supports: $2.28 for each $500 of consideration, which is $4.56 per $1,000 or 0.456%, The excise falls on the person making the deed, so it is the seller's by statute, The Barnstable County rate of $2.85 per $500, which no municipality in this layer pays
- Chapter 40P: the Massachusetts Rent Control Prohibition Act · Massachusetts General Laws · retrieved Supports: No city or town may enact or enforce any control on the rent of residential property, Enacted by the 1994 ballot initiative and effective 1 January 1995, The voiding of the then-existing ordinances in Boston, Cambridge and Brookline
- Chapter 188: the declaration of homestead · Massachusetts General Laws · retrieved Supports: Protection of up to $500,000 of equity in a principal residence from most creditors on a declared homestead, and $125,000 automatically, That this is a creditor protection and not a property tax exemption, which is the confusion the caveat in lib/housing/massachusetts.ts exists to prevent
- Real Estate Bar Association for Massachusetts v. National Real Estate Information Services, 459 Mass. 512 · Supreme Judicial Court of Massachusetts · retrieved Supports: That conducting a residential real estate closing in Massachusetts is the practice of law and must be done by an attorney
- Homebuyer programs and down payment assistance · MassHousing · retrieved Supports: Down payment assistance to $30,000 generally and to $50,000 or 10% of price in Boston and the Gateway Cities
- ONE Mortgage · Massachusetts Housing Partnership · retrieved Supports: A 3% down first mortgage with no private mortgage insurance for income-eligible first-time buyers
- St. Lucie County median home prices rise (August 2026 market report) · MIAMI REALTORS + RWorld · retrieved Supports: A median price of single-family homes in St. Lucie County of $402,500 in August 2026, against $400,000 in August 2025, up 0.63%, Single-family sales of 444 in August 2026 against 475 a year earlier, and a condominium median of $320,000 against $298,450 on 80 sales, Single-family active listings of 2,270 against 2,351 a year earlier, and 4.9 months' supply of single-family homes, Statistics released by MIAMI REALTORS + RWorld, the MIAMI MLS and BeachesMLS, by county, with no City of Port St. Lucie figure
- 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved Supports: A land area of 119.216 square miles and a water area of 1.609 square miles for Port St. Lucie city
- Taxing authority rates and hearing information · St. Lucie County Property Appraiser · retrieved Supports: 2025 final millage of 4.6607 for the City of Port St. Lucie and 0.3143 for Port St. Lucie voted debt, against 2026 proposed rates of 4.6107 and 0.2643, 2025 final millage of 4.1985 for the county general fund (2026 proposed 4.0441), 2.7294 for fine and forfeiture (jail), 0.2500 for the county transit MSTU, 0.1352 for mosquito control and 0.1000 for Erosion District E, 2025 final school millage of 3.0480 by state law (2026 proposed 2.9970), 1.5000 capital outlay, 0.7480 discretionary and 1.0000 voter referendum, 2025 final millage of 3.0000 for the Fire District, 0.3685 for the Children's Services Council, 0.0948 for the SFWMD, 0.1026 for the SFWMD Okeechobee basin, 0.0327 for the Everglades Construction Project and 0.0270 for FIND, The law enforcement MSTU at 0.8403, community development MSTU at 0.5000, county stormwater management at 0.4731 and South Hutchinson Island erosion control at 0.5200, City of Fort Pierce at 6.9000 and the Village of St. Lucie at 2.0000
- Taxes · Economic Development Council of St. Lucie County · retrieved Supports: Total millage of 22.3097 for the City of Port St. Lucie, 24.2347 for the City of Fort Pierce and 19.1481 for the unincorporated county, from the St. Lucie County Property Appraiser's 2025 rates, For Port St. Lucie: county general fund 4.1985, law enforcement and jail 2.7294, erosion and stormwater 0.1000, parks and public transit 0.2500, school system and Children's Services Council 6.6645, fire district 3.0000, water management and mosquito control 0.3653, Florida Inland Navigation 0.0270 and municipality-specific 4.975, Totals excluding special district charges and other non-ad valorem assessments
- Port St. Lucie property taxes rising despite lower millage rate as taxable property values more than double · WFLX · retrieved Supports: The City lowering its millage rate for the tenth consecutive year, to a proposed 4.97 mills for fiscal 2026, Taxable value in Port St. Lucie of $11,795,767,510 in 2020 and $25,657,621,359 in 2025, according to the property appraiser
- Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
- Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
- Learn about exemptions · St. Lucie County Property Appraiser · retrieved Supports: A homestead exemption that reduces the taxable value of a property by up to $51,411, A filing deadline of 1 March of the tax year for which the owner is applying
- Homestead portability · St. Lucie County Property Appraiser · retrieved Supports: The transfer of some or all of the Save Our Homes benefit on a previous homestead to a new one, to a maximum of $500,000, A new homestead established on or before 1 January within three tax years of abandoning the previous one, with applications filed by 1 March
- SLC School Board sends property tax renewal referendum to commissioners for approval · WQCS · retrieved Supports: The St. Lucie County School Board placing on the 8 November 2022 ballot the continuation of its 1-mill operating levy for another four years, The mill generating about $25 million a year for the school system
- Stormwater · City of Port St. Lucie, Public Works · retrieved Supports: An annual stormwater assessment of $189, a $6 increase from the previous assessment of $183, billed on the property tax bill, A cap of $219, above which any further increase must be approved by the City Council at a public hearing, Five projects funded by the increase, among them the Oak Hammock watershed, the Elkcam basin and the E-8 canal, and accelerated swale and culvert replacement
- Port St. Lucie approves solid waste rate increase starting in October · WQCS · retrieved Supports: A solid waste assessment of $467.33 a year, $38.94 a month, from October 2025, an increase of $20.89, 168 curbside stops a year: 52 garbage, 52 recycling, 52 yard waste and 12 bulk
- Port St. Lucie approves increase in annual trash assessment · WQCS · retrieved Supports: An annual solid waste assessment of $482.16 a dwelling unit for the fiscal year beginning 1 October 2026, an increase of $14.83, on the tax bill, Property tax credits of up to $364 on the 2026 bill, from the City's $24 million Waste Pro settlement, for residential owners who owned in 2022 and still live in the house
- Special assessment districts: summary information · City of Port St. Lucie, Finance · retrieved Supports: Sixteen City special assessment districts for water, sewer, roads and stormwater, from SAD 1 Phase 1 (1994 to 2013) to Southwest Annex District PSS1-2 (2010 to 2044), Billing complete or debt paid on the early water and sewer districts; City Center running to 2034, and St. Lucie Land Holdings and Peacock to 2026
- Resolution 24-R67: Southwest Annexation Special Assessment District No. 1, revised and updated assessment roll · City of Port St. Lucie, City Council (Legistar file 2024-874) · retrieved Supports: Special assessments for stormwater, roadway, water and wastewater improvements in the district, also known as Southern Grove, established by Resolution 10-R64 over thirty years and extended five years by Ordinance 16-41, An annual assessment for fiscal 2024-25 of $7,181,980.75 on 2,415 benefitted properties, collected through the non-ad valorem portion of the November 2024 tax bill, A final debt service payment due in fiscal 2044-45
- Community development districts · City of Port St. Lucie, GIS (ArcGIS feature service) · retrieved Supports: Forty-two mapped district polygons with forty-one distinct names across the city, Among them Tradition #1 to #10, Southern Grove #1 to #6, Verano #1 to #5 and Verano Center, Veranda #1 and #2, St Lucie West, Reserve #1, Tesoro, River Place and Portofino Isles
- Tradition Community Development Districts 1 to 11: regular board meeting and public hearing book, 2 September 2026, fiscal 2027 final budget · Tradition Community Development Districts · retrieved Supports: Fiscal 2027 operations and maintenance assessments per single-family unit of $560.85 in CDDs 1 and 2, $439.51 in CDDs 3 to 6 and $967.80 in CDDs 7 to 11, against $562.50, $455.16 and $969.46 for fiscal 2026, Series 2014 bonds of $53,170,000 maturing May 2035, assessed at $715.89 per single-family unit grossed up per the methodology, Series 2021 bonds maturing May 2052 and Series 2025 bonds maturing May 2056
- Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
- Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
- Utility customer service guide: residential rates effective 1 October 2025 (Ordinance 25-51) · City of Port St. Lucie, Utility Systems Department · retrieved Supports: An average residential water and wastewater bill of $96.31 a month for two people using 5,000 gallons, and $126.47 for three using 7,000, Conversion from a well and septic tank to City water and low-pressure sewer outside the SAD and USA areas at $18,821 paid in full, or 120 interest-free monthly payments of $150.72, Grants for income-qualified households toward the cost of connecting to City sewer, and a recorded capital charge installment payment agreement for the financing
- Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved Supports: A typical home value of $384,593 for the city of Port St. Lucie (region 33501, St. Lucie County) in August 2026, against $389,480 in August 2025, down 1.25%
- Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved Supports: A typical single-family value of $390,325 in the city of Port St. Lucie in August 2026, against $395,301 a year earlier, down 1.26%, A typical condominium value of $188,371 in the same month, against $200,740, down 6.16%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
- Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved Supports: An observed rent index of $2,396 for the city of Port St. Lucie in August 2026, against $2,353 a year earlier, up 1.86%
- Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved Supports: A single-family observed rent index of $2,681 for the Port St. Lucie metro area (region 394995) in August 2026, against $2,608 a year earlier
- Rent estimates summary, September 2026 · Apartment List · retrieved Supports: For St. Lucie County, September 2026: $1,393 overall, $1,097 for one bedroom and $1,271 for two, with rents up 0.36% on the month and down 0.10% on the year, For the Port St. Lucie metro area: $1,396 overall, $1,102 and $1,322, down 0.22% on the year, No row for the City of Port St. Lucie among the file's cities
- Apartments for rent in Port St. Lucie, FL: average rent · Apartment List · retrieved Supports: Average listed rents of $1,635 and up for a studio, $1,772 and up for one bedroom, $2,145 and up for two, and $2,505 and up for three or more
- Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median household income of $86,241 in Port St. Lucie city, against $73,811 in St. Lucie County and $77,735 for Florida, A median owner-occupied home value of $420,600 in Port St. Lucie city, against $396,900 for Florida, 77,663 of Port St. Lucie's 94,324 occupied homes owner-occupied, and a median gross rent of $2,133 against $1,812 for Florida
- Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median gross rent of $1,637 for one bedroom, $1,872 for two, $2,247 for three and $2,645 for four
- Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Port St. Lucie city · United States Census Bureau, via the Census Reporter API · retrieved Supports: 19,945 of 77,663 owner-occupied units, or 26%, paying a homeowners' association or condominium fee, A median monthly fee of $346 among them, and 3,570 paying $500 or more a month
- Documentary stamp tax · Florida Department of Revenue · retrieved Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
- Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
- Florida homeowners insurance · NerdWallet · retrieved Supports: An average Port St. Lucie premium of $4,630 a year, $386 a month, against $3,765 in Orlando, $4,160 in West Palm Beach and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
- Homeowners insurance in Port St. Lucie, FL · insurance.com · retrieved Supports: An average Port St. Lucie premium of $7,901 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, last updated 24 March 2026, The cheapest insurer in Port St. Lucie at an average of $3,194
- Best home insurance in Florida (2026) · Insurify · retrieved Supports: An estimated average annual premium of $13,752 in Port Saint Lucie for $300,000 of dwelling cover, against $4,032 in Jacksonville and $15,396 in Miami, updated 27 September 2026
- Renters insurance in Florida · NerdWallet · retrieved Supports: An average Port St. Lucie renters premium of $147 a year, $12 a month
- Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
- Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
- FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
- Tropical cyclone report: Hurricane Frances, 25 August to 8 September 2004 · National Hurricane Center · retrieved Supports: Landfall over the southern end of Hutchinson Island near 0430 UTC on 5 September 2004 as a Category 2 hurricane, The highest measured storm surge, 5.89 feet above mean sea level, on the Florida east coast at the St. Lucie Lock
- Tropical cyclone report: Hurricane Jeanne, 13 to 28 September 2004 · National Hurricane Center · retrieved Supports: Landfall with the center of its eye crossing the coast at the southern end of Hutchinson Island just east of Stuart at 0400 UTC on 26 September 2004, The highest wind gust reported from Florida, 111 knots, at Fort Pierce Inlet
- SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
- Housing programs · City of Port St. Lucie, Neighborhood Services · retrieved Supports: A Homebuyer Assistance Program, funded with what remains of the federal Neighborhood Stabilization Program, and the State Housing Initiatives Partnership program listed as current programs, Contact by email to Housing@cityofpsl.com or by telephone at 772-344-4084
- Program offering up to $100K in assistance for first-time homebuyers in Port St. Lucie · WPTV · retrieved Supports: The City's revamped Homebuyer Assistance Program with the Community Land Trust of Palm Beach County and the Treasure Coast, May 2024, offering up to $100,000 in federal funds to four to six first-time buyers by lottery, Buyers living or working in the city, with household income of at least $70,000 and no more than 120% of the area median, a 620 credit score and a 1% contribution
- Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program