City comparison · 3,874 km apart · two countries, two currencies

Vancouver vs Raleigh: which should you move to?

Vancouver or Raleigh? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Skyline of Vancouver
British Columbia · Canada

Vancouver

Photograph: Skyline of Vancouver · Quintin Soloviev · CC BY 4.0 · source
Downtown from Dorothea Dix Park
North Carolina · United States

Raleigh

Photograph: Downtown from Dorothea Dix Park · Abhiram Juvvadi · CC BY-SA 4.0 · source
The short answer

The two housing bills are in different currencies and do not net against each other, but held against local pay they are far apart. Mortgage, property tax and insurance come to about $5,239 CAD a month in Vancouver, roughly 70% of the metro's 2020 median household income, and about $2,808 USD in Raleigh, roughly 40% of the city's 2024 median, on homes that cost 12.1 and 5.0 times those incomes. Raleigh also has the labor market, 3.1% metro unemployment in July 2026 against 6.0%. Homicide is closer than the other lines: 26 in Vancouver in 2025, about 3.5 per 100,000 with 11 of them from one attack, against 25 in Raleigh, about 4.9. Choose Vancouver to live without a car, with 22.9% of city commuters on transit against 1.7%, and for coverage that comes with residency. Choose Raleigh for a house bought on a salary, the job market and a carry near 40% of local income rather than 70%.


Vancouver prices are in CAD and Raleigh prices are in USD. The tables leave them in their own currency and compare ratios and rates instead; a conversion would be stale by the time you read it.

Population
MeasureVancouverRaleighAdvantage
City population662,248 (2021)506,306 (2025)Not directly comparable
Metro population3,088,036 (2025)1,595,720 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
4.9% (2016-2021)8.2% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureVancouverRaleighAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$1,088,800 (July 2026)$428,671 (August 2026)Not directly comparable
Detached house benchmark$1,822,900$440,555Not directly comparable
Apartment or condominium benchmark$688,000$270,056Not directly comparable
Two-bedroom rent$2,638/mo (average, October 2025)$1,655/mo (average, August 2026)Not directly comparable
One-bedroom rent$1,860/mo$1,409/moNot directly comparable
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
35.2% of a year's income23.3% of a year's incomeRaleigh
Mortgage payment on the benchmark, 20% down
25 years in Vancouver against 30 in Raleigh, each compounding the way its own country's lenders do. The rates are not a spread you can shop: they are what each market charges.
$4,744/mo at 4.34%$2,288/mo at 7.03%Not directly comparable
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
12.1×5.0×Raleigh
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$3,663/yr (0.336%, 2026)$3,717/yr (0.867%, 2026)Vancouver
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$19,776 (buyer pays)$857 (seller pays)Raleigh
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
2.3% guideline (2026)Forbidden by state lawNot directly comparable

Vancouver: The 2026 total residential levy of $3.36394 per $1,000 of taxable value, including the provincial school, TransLink, BC Assessment, Metro Vancouver and MFA portions, before the Home Owner Grant. Raleigh: About 0.87% of market value. Raleigh levies 90.91 cents per $100 for fiscal 2027, Wake County's 53.71 cents plus the City's 37.20 cents, against values set at the 1 January 2024 revaluation. North Carolina measures the gap itself: the Department of Revenue puts Wake's assessment level at 95.39% of sale price, which is how it publishes an effective county rate of 0.4933% against a nominal 0.5171%. Wake revalues again on 1 January 2027 and every two years after that, so the next bill resets to what houses are worth then. Inside the downtown municipal service district the bill carries a further 6.8 cents per $100.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureVancouverRaleighAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
83.5 (2025)Not publishedNot directly comparable
Violent crime per 100,000
Canada counts every violent Criminal Code incident; the FBI counts four offences. The Canadian figure is always the larger one for that reason alone.
709 (2025)396 (2025)Not directly comparable
Property crime per 100,0004,067 (2025)2,316 (2025)Not directly comparable
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
26 (2025)25 (2025)Not directly comparable
Vancouver

The Vancouver CMA Crime Severity Index fell from 92.33 in 2022 to 82.29 in 2024, then edged up 1.5% to 83.51 in 2025 while Canada's fell 5%. Within the city, VPD counts show violent crime down 15% from 6,288 incidents in 2023 to 5,343 in 2025 (the lowest rate in the five-year table) and property crime down 9% from its 2023 peak, while weapons offences and possession of stolen property rose sharply in 2025.

What the rates cover: City of Vancouver only (VPD), 5,343 violent Criminal Code incidents, 7.09 per 1,000 population, converted to per 100,000. Not a CMA figure.

Homicides: City of Vancouver (VPD culpable homicide). 11 of the 26 were victims of the April 2025 Lapu-Lapu Day festival vehicle attack; 2024 had 11 and 2023 had 15. About 3.5 per 100,000 on the city's 753,100 population estimate; the VPD table rounds the rate to 0.03 per 1,000.

Raleigh

On the FBI's definitions, violent offenses in Raleigh went from 2,573 in 2023 to 2,399 in 2024 and 2,007 in 2025, a 16% drop in the last year, and property offenses from 12,665 to 13,854 and then 11,725. RPD's own 2025 report shows motor vehicle thefts down 32% (2,444 to 1,664), thefts from vehicles down 27%, non-fatal shooting incidents down from 91 to 79 and aggravated assaults without a firearm down 12%, while its all-assault total was flat at 7,418 and murders held at 25 after 24. The 2025 CDE counts were read on 26 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 2,007 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Raleigh Police Department (ORI NC0920100) in calendar 2025, divided by the 506,306 Vintage 2025 city population. On the CDE's own agency population of 508,719 the rate is 395. RPD's 2025 annual report does not publish a count on this definition: its total violent crime of 8,541 counts every assault, simple assaults included (7,418 in all), and lists no rapes, so it runs more than four times the FBI figure and measures something else.

Homicides: 25 murders and nonnegligent manslaughters in 2025 in both RPD's annual report and the FBI CDE, against 24 in 2024, about 4.9 per 100,000 on the city population. RPD's wider count of homicide incidents, which adds one negligent manslaughter and two justifiable homicides, was 28. The high point in the CDE series since 2021 is 45, in 2022.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureVancouverRaleighAdvantage
January mean4.1 °C5.5 °CNot directly comparable
July mean18.2 °C26.9 °CNot directly comparable
Precipitation a year1,160 mm1,170 mmNot directly comparable
Snowfall a year37 cm13 cmNot directly comparable
Sunshine a yearNot published2,606 hoursNot directly comparable
Vancouver

Environment and Climate Change Canada 1991-2020 normals, Vancouver Int'l A (climate ID 1108395). January average 4.1 C, July 18.2 C, annual precipitation 1,159.5 mm with 174 mm in January and 34 mm in July, snowfall 36.6 cm a year. The 1991-2020 normals do not publish bright sunshine hours for this station, so the table shows no sunshine figure for Vancouver.

Hazards: Wildfire smoke from the BC Interior in late summer, heat events (the June 2021 heat dome), atmospheric river flooding in the Fraser Valley (November 2021), and Cascadia earthquake risk; no hurricanes or hail of note.

Raleigh

NOAA NCEI 1991-2020 normals for Raleigh-Durham International Airport (station USW00013722): January mean 41.9F, July mean 80.5F, annual mean 61.2F, 46.07 in of precipitation, 5.2 in of snow. July is the warmest month, ahead of August's 78.8F, with a mean high of 90.8F; January's mean low is 31.8F. Most of the snow falls in January (2.6 in) and February (1.4 in), and September (5.15 in) and July (5.02 in) are the wettest months. Converted here to 5.5 C, 26.9 C, 1,170 mm and 13.2 cm. Sunshine hours are the older 1961-1990 NCDC means (2,606 hours, 58% of possible), since the 1991-2020 normals do not include sunshine.

Hazards: Humid subtropical, with long hot summers and thunderstorms, and winters mild enough that snow is an event. The record storm, on 24 to 25 January 2000, left 20.3 in (52 cm) at the airport, 17.9 in of it in 24 hours, beating a 1927 record of 17.8 in. Hurricanes reach Raleigh weakened but not harmless: Fran in September 1996 dropped 8.80 in (224 mm) of rain at RDU, uprooted trees across the region and did about $900 million of damage in Raleigh and Wake County, and the State Climate Office writes that no storm since has had so wide or lasting an impact on the Triangle. Flooding along the creeks after heavy rain and summer heat are the routine risks.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureVancouverRaleighAdvantage
Median household income$90,000 CAD (2020)$85,060 USD (2024)Not directly comparable
Unemployment rate
Statistics Canada and the Bureau of Labor Statistics define unemployment slightly differently; the Canadian measure runs about a point higher on the same labour market.
6.0% (July 2026)3.1% (July 2026)Not directly comparable
Sales tax12%7.25%Raleigh
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
53.5%41.25%Raleigh
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$20,500 CAD$17,157 USDNot directly comparable
Vancouver

The Vancouver CMA unemployment rate was 6.0% in July 2026 after 6.6% in June, slightly under the national 6.4%. The regional labour market is service-heavy: the Port of Vancouver is Canada's largest, Metro Vancouver is North America's third-largest film and TV production centre, and YVR set a passenger record in 2025.

Main sectors: Port logistics and trade, Technology and digital media, Film and television production, Tourism and hospitality, Health care and education.

BC has no payroll tax on employees and MSP premiums were eliminated in 2020. Property transfer tax and the speculation and vacancy tax matter for buyers but are not income taxes.

Raleigh

BLS counted 784,100 nonfarm jobs in the Raleigh MSA in July 2026 (not seasonally adjusted), up 15,900 or 2.1% on the year. Construction grew fastest (+6.8%), then education and health (+4.7%), while information (-5.9%), manufacturing (-1.7%) and trade, transportation and utilities (-0.4%) shrank. Professional and business services is the largest sector at 156,200 jobs, and government, with the state capital and NC State inside it, employs 107,400. The seasonally adjusted series (FRED RALE537NA) reached 786,100 in August 2026, 2.5% above August 2025. Average weekly wages across Wake, Johnston and Franklin counties were $1,621 in the first quarter of 2026 against $1,654 nationally. The newest large employers are drug plants in Holly Springs: Fujifilm Diosynth plans 1,400 jobs there by 2031 after a $1.2 billion expansion announced in April 2024, and Amgen about 725 across two plants after a $1.02 billion second one announced in December 2024.

Main sectors: Professional and business services, the metro's largest sector, Government (the state capital, NC State University, the county school system), Education and health care (WakeMed, UNC Health Rex, Duke Raleigh), Trade, transportation and utilities, Biomanufacturing and life sciences (Fujifilm and Amgen in Holly Springs, Research Triangle Park between Raleigh and Durham).

North Carolina's flat rate has come down every year since 2022: 4.99% (2022), 4.75% (2023), 4.50% (2024), 4.25% (2025) and 3.99% for 2026 and later, with further cuts from 2027 only if revenue triggers are met. Property tax is separate, with Wake County and the City of Raleigh each levying a rate on assessed value.

05: Getting around

Whether you need a car

Transit
MeasureVancouverRaleighAdvantage
SystemTransLink (SkyTrain Expo, Millennium and Canada lines; bus; SeaBus; West Coast Express)GoRaleigh city buses (38 fixed routes), GoTriangle regional buses to Durham, Chapel Hill, Research Triangle Park and RDU, and Amtrak's Piedmont, Carolinian and Floridian at Raleigh Union Station; no rail transit inside the cityNot directly comparable
Commute by public transit22.9% (2021)1.7% (2024)Vancouver
Walk or cycle to work18.4% (2021)1.5% (2024)Vancouver
AirportVancouver International Airport, YVR, 26.9 million passengers in 2025, an all-time record and 2.7% above 2024 (Vancouver Airport Authority, January 2026)Raleigh-Durham International Airport (RDU), 15.6 million passengers in 2025, a record just above 2024's 15.5 million, per the Airport Authority. It sits between Raleigh and Durham, and a $1.1 billion replacement primary runway, 10,639 ft long, has been under construction since October 2023.Not directly comparable
Vancouver

396.3 million boardings and 237.6 million journeys in 2025, down about 1.5% from 2024, the first annual decline since the pandemic recovery (TransLink figures reported by Daily Hive, 2026-03-25).

Raleigh

GoRaleigh carried 7,991,200 unlinked trips in 2025 and about 25,300 a weekday in the second quarter of 2026 (APTA ridership reports, as cited by Wikipedia). Fares came back on August 1, 2024, at $1.25 a ride after the pandemic fare-free years, and riders 65 and over or 18 and under still ride free once enrolled. The half-cent Wake Transit sales tax pays for the expansion. Its first bus rapid transit line, on New Bern Avenue east of downtown, has two of three construction phases under way, and the city expects the corridor finished by the end of 2028, with lines south to Garner, west to Cary and north to North Hills planned after it. Commuter rail between Durham and Clayton, the rail half of the same plan, met what GoTriangle calls significant feasibility challenges, and the two regional planning bodies are now studying smaller, incremental passenger rail options instead. Intercity rail is moving faster: NCDOT holds a $1.09 billion federal grant (December 2023) for the Raleigh to Wake Forest segment of the S-Line to Richmond, with bridges replacing road crossings under construction in 2026, and Amtrak counted 289,230 passengers at Raleigh Union Station in fiscal 2025.

06: Daily life

Health care, schools and what each city is like

Vancouver

Health care

Care is paid for through BC's Medical Services Plan, which covers residents after a waiting period of up to three months with no premiums since January 2020; prescription drugs outside hospital fall under income-tested Fair PharmaCare or employer plans. Finding a family doctor is the practical problem: the province's Health Connect Registry reported about 1.4 million BC residents without a primary care provider in mid-2025, and the main acute hospitals are Vancouver General, St. Paul's (moving to a new False Creek site), and BC Children's.

Education

The University of British Columbia (Point Grey campus) and Simon Fraser University (Burnaby, with downtown campuses) are the two research universities, alongside Emily Carr, Langara, and BCIT. K to 12 is run by the Vancouver School Board (District 39), about 50,000 students in 87 elementary and 18 secondary schools, with French immersion and mini-school programs instead of charters; independent schools receive partial provincial funding.

Living there

A dense, mountainous coastal city where most of the region's jobs and housing sit within a few kilometres of water, and where the cost of housing shapes nearly every decision about where to live. Winters are mild, grey and wet from November to March; summers are dry and bright, increasingly interrupted by wildfire smoke. Day to day it is a transit-and-bike city by Canadian standards, with strong East Asian and South Asian communities and a visible drug and homelessness crisis concentrated in the Downtown Eastside.

Raleigh

Health care

Care is paid for through employer or individual private insurance, Medicare and Medicaid, and North Carolina expanded Medicaid on December 1, 2023; about 740,000 people are covered by the expansion. Federal changes narrow it: non-citizen eligibility rules tighten from October 1, 2026, and from January 1, 2027 most expansion adults face a work requirement of 80 hours a month (or equivalent earnings) and renewals every six months. Three systems run Raleigh's hospitals. WakeMed's Raleigh Campus is a Level I trauma center, with a Level III center at WakeMed Cary, and WakeMed describes itself as Wake County's only provider of trauma services. UNC Health Rex, founded in 1894, is the UNC Health hospital in the city, and Duke Raleigh Hospital has 204 inpatient beds for cancer, heart, neuroscience and gastrointestinal care. The academic medical centers of Duke in Durham and UNC in Chapel Hill are inside the same region. This file did not verify a wait time figure for primary or specialist care.

Education

The Wake County Public School System is one county-wide district and enrolled 160,413 students in 2025-26, 702 fewer than the year before; it projects 161,461 across 204 schools for 2026-27. More than a quarter of the county's students now attend charter or private schools or are home-schooled, according to the News & Observer. Every address has a base school, and families can also apply to magnet and year-round calendar schools. NC State University enrolled 40,503 students in fall 2025 (30,504 undergraduate, 9,999 graduate) and is the city's research university; Meredith College, William Peace University, Shaw University and Wake Technical Community College are also in Raleigh, and Duke and UNC-Chapel Hill are in Durham and Chapel Hill. Saint Augustine's University, a historically Black university in the city, filed for Chapter 11 in April 2026 after a long fight over its accreditation and is offering no classes in fall 2026.

Living there

Raleigh is a state capital and a university town at the center of a metro of 1.6 million, and most of it lives like a ring of suburbs around a compact downtown. Two workers in three drive to work alone, fewer than one in fifty rides a bus, and more than one in five works from home. The city's greenways run for more than 100 miles along its creeks and the Neuse River, yet walking and cycling together carry 1.5% of commutes. Work is spread across the Triangle rather than gathered in the city: state government and NC State in the city, Research Triangle Park between Raleigh and Durham, drug plants in Holly Springs, and Durham and Chapel Hill close enough to share the airport. Summers are long, hot and humid, with a July mean of 80.5F, and winters are mild. The open question is whether the region can build the transit its growth now calls for. The half-cent tax Wake voters approved in 2016 is paying for more buses and a first bus rapid transit line on New Bern Avenue, due by the end of 2028, but the commuter rail at the center of that plan is back at the study stage, so for now living here without a car depends on choosing exactly where to live.

07: The trade-offs

Where each city wins, and where it loses

Vancouver's figures are in Canadian dollars and Raleigh's in US dollars, so each is read against its own city's pay. Vancouver's composite benchmark was $1,088,800 CAD in July 2026, down 6.2% on the year, from a $688,000 apartment to a $1,822,900 detached house; Raleigh's typical home value was $428,671 USD in August 2026 on Zillow's index of all homes, down 1.7%, with a detached house at $440,555 and a condominium at $270,056. The first is 12.1 times the Vancouver metro's 2020 median household income of $90,000 CAD, the second 5.0 times Raleigh's 2024 median of $85,060 USD. At 20% down, Vancouver's mortgage at 4.34% is $4,744 CAD a month over the 25 years Canadian lenders amortize on, and Raleigh's $342,937 loan at 7.03%, Freddie Mac's rate for 24 September 2026, is about $2,288 USD over 30. Property tax runs the other way, 0.336% of value in Vancouver, $3,663 CAD a year, against 0.867% in Raleigh, about $3,717 USD. With insurance at $190 CAD and $210 USD a month, the Vancouver owner carries about $5,239 CAD and the Raleigh owner about $2,808 USD, roughly 70% and 40% of local median income. A two-bedroom averaged $2,638 CAD in October 2025 against $1,655 USD in August 2026, and the rent rules are opposites: British Columbia caps an existing tenancy at 2.3% for 2026, and North Carolina forbids rent control by statute.

Homicide is the one count that crosses the border intact, and on it the two are closer than on anything else in this pair. Vancouver recorded 26 in 2025, about 3.5 per 100,000 on the city's 753,100 estimate, and 11 of them were victims of one event, the April 2025 Lapu-Lapu Day festival vehicle attack, against 11 in 2024 and 15 in 2023. Raleigh recorded 25, about 4.9 per 100,000, after 24 in 2024 and 45 in 2022, the high in the federal series since 2021. The other rates are different instruments. The Vancouver Police Department counted 5,343 violent Criminal Code incidents in the city, 709 per 100,000, a count that includes common assault and uttering threats; Raleigh's 396 per 100,000 is 2,007 FBI-definition offenses of murder, rape, robbery and aggravated assault, divided by the Census estimate. Property crime, 4,067 incidents per 100,000 in Vancouver against 2,316 offenses in Raleigh, is defined differently too. Both are trending down on their own counts, Vancouver's violent incidents 15% below 2023 and Raleigh's violent offenses 16% below 2024, but the Vancouver metro's Crime Severity Index rose 1.5% to 83.51 in 2025 while Canada's fell 5%. The Raleigh rates are federal counts read on 26 September 2026 and can still be revised.

January is nearly the same in both, 4.1 C at Vancouver International and 5.5 C at Raleigh-Durham International, and so is the year's precipitation, 1,159.5 mm against 1,170 mm. July is where they part: 18.2 C and dry in Vancouver against 26.9 C and humid in Raleigh. The rain falls on different calendars. Vancouver's is concentrated in the grey months, 174 mm in January and 34 mm in July, while Raleigh's is spread through the year and its wettest months are September and July. Snow is light in both, a 36.6 cm normal against 13.2 cm. Sunshine cannot be compared, because Environment and Climate Change Canada publishes no bright sunshine hours for Vancouver in the 1991-2020 normals; Raleigh's 2,606 hours are the older 1961-1990 series. The hazards differ in kind. Vancouver's are wildfire smoke off the BC Interior in late summer, heat events like the June 2021 dome, atmospheric river flooding in the Fraser Valley in November 2021, and Cascadia earthquake risk. Raleigh's are weakened hurricanes, of which Fran in September 1996 did about $900 million of damage in Raleigh and Wake County, flooding along the creeks after heavy rain, and long summer heat. An owner's utility premium over a renter is $130 a month on each side, in each side's currency.

The labor markets are in different condition. Raleigh-Cary's unemployment rate was 3.1% in July 2026, seasonally adjusted, on 784,100 nonfarm jobs, up 2.1% on the year, with construction and education and health growing fastest. The Vancouver metro's was 6.0% the same month, down from 6.6% in June and under Canada's 6.4%. Vancouver runs on the Port of Vancouver, Canada's largest, on film and television production, technology and tourism; Raleigh on professional and business services, state government, NC State and the drug plants going up in Holly Springs, where Fujifilm plans 1,400 jobs by 2031. Median household income was $90,000 CAD across the Vancouver metro and $82,000 in the city in 2020, against $85,060 USD in Raleigh in 2024, give or take $7,119. Income tax on $100,000 is about $20,500 CAD in Vancouver, 20.5% before CPP and EI, against $17,157 USD in Raleigh for 2025, 17.2% before 7.65% payroll tax, and North Carolina's flat rate drops to 3.99% for 2026, which takes the Raleigh figure to $16,651. Sales tax is 12% in British Columbia, 5% GST plus 7% PST charged separately, against 7.25% in Wake County, where restaurant meals carry a further 1% that BC's PST does not charge. The top combined marginal rate is 53.5% against 41.25%.

Transit is the widest gap in the pair. In the 2021 census 22.9% of City of Vancouver commuters took transit and 18.4% walked or cycled, counted in May 2021 with much of the city working from home, and the metro's transit share was 14.9%. In Raleigh 1.7% of workers commuted by bus in 2024, 1.5% walked or cycled, 66.3% drove alone and 21.8% worked from home, and the metro's transit share was 0.6%. TransLink's Expo, Millennium and Canada SkyTrain lines, buses, SeaBus and West Coast Express logged 396.3 million boardings in 2025, down about 1.5% and the first annual decline since the pandemic recovery. GoRaleigh carried 7,991,200 trips in 2025, all by bus, and there is no rail transit in the city. Wake County's half-cent transit sales tax is paying for a first bus rapid transit line on New Bern Avenue, due by the end of 2028, while the commuter rail in the same plan is back at the study stage. Flying favors Vancouver: YVR handled a record 26.9 million passengers in 2025, against a record 15.6 million at Raleigh-Durham International, an airport the city shares with Durham and Chapel Hill.

Health care is where the border shows most. British Columbia's Medical Services Plan pays for physician and hospital care with nothing due at the point of use and has charged no premiums since January 2020, but a new arrival waits up to three months for coverage, prescriptions outside hospital fall to income-tested Fair PharmaCare or an employer plan, and about 1.4 million British Columbians were on the Health Connect Registry without a primary care provider in mid-2025. In Raleigh care is bought through an employer or individual plan, Medicare or Medicaid. North Carolina expanded Medicaid on 1 December 2023 and about 740,000 people are covered by the expansion, but from 1 January 2027 most expansion adults face a work requirement of 80 hours a month. WakeMed's Raleigh campus is a Level I trauma center and Duke's and UNC's academic medical centers are in the same region, against Vancouver General, BC Children's and a St. Paul's moving to a new False Creek site. This site verified no wait time figure for either city. The Vancouver School Board teaches about 50,000 students with French immersion and mini-school programs and no charters. The Wake County Public School System is one county-wide district, the state's largest, where every address has a base school and families can apply to magnet and year-round schools. UBC and SFU are Vancouver's research universities; NC State enrolled 40,503 students in fall 2025.

What people underestimate is that both markets are falling, for different reasons. Vancouver's benchmark fell 6.2% in the year to July 2026, with every property type down, in a metro that reached 3,088,036 people but grew 0.2% in the year to July 2025 after a net loss of non-permanent residents, hemmed in by mountains, water and a border. Raleigh's typical value fell 1.7% in the year to August 2026 and its condominiums 8.0%, in a city that grew 8.2% from 2020 to 2025 inside a metro that grew 12.9%, so there the soft prices come with more people rather than fewer. A falling price does not make either purchase cheap against income. At 12.1 times the metro median, Vancouver is still a purchase for someone who already holds equity, and its buyer hands over $19,776 in BC property transfer tax at closing, where a Raleigh buyer pays no transfer tax and the seller pays North Carolina's 0.2% excise. The terms differ after closing too. Vancouver's 4.34% is fixed for a five-year term and then renews, while Raleigh's 7.03%, about a third of a point above the August rate this site's other American cities were written at, holds for thirty years. And Wake County revalues on 1 January 2027 and every two years after, so Raleigh's $3,717 tax bill resets to what houses are worth then.

Vancouver

Better here

  • 22.9% of city commuters took transit in the 2021 census and 18.4% walked or cycled, against 1.7% and 1.5% in Raleigh in 2024.
  • TransLink logged 396.3 million boardings in 2025 on three SkyTrain lines, buses, the SeaBus and the West Coast Express, where Raleigh has no rail and 7,991,200 bus trips.
  • The Medical Services Plan covers physician and hospital care with nothing due at the point of use and has charged no premiums since January 2020, whoever employs you.
  • July averages 18.2 C and dry against 26.9 C and humid in Raleigh, while January is within a degree and a half, 4.1 C against 5.5 C.
  • An existing tenancy is capped at 2.3% for 2026 under BC rules, while North Carolina forbids rent control.
  • Property tax is 0.336% of value, $3,663 CAD a year on the July 2026 benchmark, against 0.867% of value in Raleigh.

Worse here

  • The benchmark home is 12.1 times the metro's 2020 median household income of $90,000 CAD, against 5.0 times in Raleigh.
  • Mortgage, property tax and insurance come to about $5,239 CAD a month, roughly 70% of that median, and the buyer pays $19,776 in property transfer tax at closing.
  • Metro unemployment was 6.0% in July 2026 against 3.1% in Raleigh-Cary the same month.
  • About 1.4 million British Columbians had no primary care provider in mid-2025, and a new arrival waits up to three months for MSP coverage.
  • Income tax on $100,000 is about $20,500 CAD against $17,157 USD in Raleigh for 2025, and sales tax is 12% against 7.25%.
  • City property crime ran 4,067 incidents per 100,000 in 2025, and the metro Crime Severity Index rose 1.5% to 83.51 in a year Canada's fell 5%.

Choose Vancouver if

  • you want to sell the car, or never buy one
  • you already hold housing equity, because 12.1 times median household income is not a salary purchase
  • you want coverage that survives losing a job, and can wait out the three-month MSP qualifying period
  • you would rather have an 18.2 C July and grey rain from November to March than a humid 26.9 C summer

The Vancouver guide · Neighbourhoods · Vancouver rent vs buy · Vancouver mortgage calculator

Raleigh

Better here

  • The typical home value of $428,671 USD in August 2026 is 5.0 times the city's 2024 median household income, against 12.1 times in Vancouver.
  • Mortgage, property tax and insurance come to about $2,808 USD a month, roughly 40% of the local median against about 70% in Vancouver, and the buyer pays no transfer tax.
  • Metro unemployment was 3.1% in July 2026 against 6.0% in the Vancouver metro, on 784,100 nonfarm jobs growing 2.1% on the year.
  • Income tax on $100,000 was $17,157 USD for 2025 and falls to $16,651 for 2026, against about $20,500 CAD in Vancouver, and sales tax is 7.25% against 12%.
  • Property offenses ran about 2,316 per 100,000 in 2025, and violent offenses on the FBI's definitions fell 16% that year to 2,007.
  • The 7.03% rate of 24 September 2026 is fixed for thirty years, where Vancouver's 4.34% renews after a five-year term.

Worse here

  • There were 25 homicides in 2025, about 4.9 per 100,000, against 26 in Vancouver at about 3.5, 11 of them from a single attack.
  • Only 1.7% of workers commuted by transit in 2024 and 66.3% drove alone, and the first bus rapid transit line is due by the end of 2028.
  • July averages 26.9 C and humid against 18.2 C in Vancouver, and Fran did about $900 million of damage in Raleigh and Wake County in September 1996.
  • Care runs on employer, individual or public insurance, and from 1 January 2027 most Medicaid expansion adults must show 80 hours of work a month.
  • North Carolina forbids rent control, where British Columbia caps an existing tenancy at 2.3% for 2026.
  • Wake County revalues homes on 1 January 2027 and every two years after, so the $3,717 tax bill on the typical home carries a date.

Choose Raleigh if

  • you want a detached house at about five times what households around you earn, bought on a salary rather than on equity
  • you want a labor market at 3.1% unemployment in state government, universities, life sciences or professional services
  • you have employer health insurance you trust and would rather lock a rate for thirty years than renew it every five
  • you will drive to most things and would trade a cool July for a humid one

The Raleigh guide · Neighborhoods · Raleigh rent vs buy · Raleigh mortgage calculator

08: Questions people ask

Vancouver or Raleigh, in short

Is Vancouver or Raleigh cheaper to live in?

Raleigh, by a wide margin once each bill is held against its own city's pay, because the currencies do not convert here. A Vancouver owner pays about $5,239 CAD a month on mortgage, property tax and insurance, roughly 70% of the metro's 2020 median household income of $90,000 CAD, on a benchmark 12.1 times that income. A Raleigh owner pays about $2,808 USD, roughly 40% of the city's 2024 median of $85,060 USD, on a home 5.0 times income, despite a 7.03% mortgage rate against 4.34%. A two-bedroom averaged $2,638 CAD in October 2025 against $1,655 USD in August 2026. Vancouver's buyer also pays $19,776 in property transfer tax at closing, and its taxes are heavier, about $20,500 CAD on $100,000 against $17,157 USD, and 12% sales tax against 7.25%.

Is Vancouver or Raleigh safer?

Vancouver on homicide, the one count that crosses the border, though by less than the other lines suggest. Vancouver recorded 26 homicides in 2025, about 3.5 per 100,000, and 11 of them were victims of the April 2025 Lapu-Lapu Day festival vehicle attack; Raleigh recorded 25, about 4.9 per 100,000, after 24 in 2024. The violent rates, 709 per 100,000 in Vancouver and 396 in Raleigh, are different instruments: the Canadian count includes common assault and uttering threats, and the American one is murder, rape, robbery and aggravated assault. Property crime, 4,067 incidents per 100,000 against 2,316 offenses, is defined differently as well. Statistics Canada put the Vancouver metro's Crime Severity Index at 83.51 in 2025, above the national 75.0, and American cities have no equivalent.

Which has the better climate, Vancouver or Raleigh?

Their winters are close and their summers are not. January averages 4.1 C in Vancouver and 5.5 C in Raleigh, and snow is light in both, a 36.6 cm normal against 13.2 cm. July averages 18.2 C and dry in Vancouver against 26.9 C and humid in Raleigh. The year's precipitation is almost identical, 1,159.5 mm against 1,170 mm, but Vancouver takes most of it as grey rain from November to March, while Raleigh's comes through the year with September and July the wettest months. Vancouver's hazards are late-summer wildfire smoke, heat events like the June 2021 dome, atmospheric river flooding and Cascadia earthquake risk; Raleigh's are weakened hurricanes, creek flooding and summer heat.

What happens to my health care if I move from Vancouver to Raleigh?

Coverage stops coming with residency and starts coming with a job or a purchase. In Vancouver the Medical Services Plan pays for physician and hospital care with nothing due at the point of use and no premium since January 2020, and the problem is access: about 1.4 million British Columbians had no primary care provider in mid-2025. In Raleigh you need an employer or individual plan, Medicare or Medicaid, and the premium, deductible and copay that come with it. North Carolina expanded Medicaid on 1 December 2023, but non-citizen eligibility tightens from 1 October 2026 and most expansion adults face an 80-hour monthly work requirement from 1 January 2027. WakeMed runs a Level I trauma center in Raleigh, and Duke's and UNC's academic medical centers are nearby. This site verified no wait time figure for either city.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Census Profile, 2021 Census of Population: Vancouver, City (CY) and Vancouver (CMA) · Statistics Canada · retrieved
    Supports: City population, population.metro (2021 count), Five-year growth, Median household income, Transit commute share, Walk and cycle commute share
  2. Population estimates, July 1, by census metropolitan area and census agglomeration (table 17-10-0148-01) · Statistics Canada · retrieved
    Supports: Metro population
  3. The Daily: Canada's population estimates, subprovincial areas, 2025 · Statistics Canada · retrieved
    Supports: population.growthPct5y note
  4. Crime severity index and weighted clearance rates, Canada, provinces, territories and Census Metropolitan Areas (table 35-10-0026-01) · Statistics Canada · retrieved
    Supports: Crime Severity Index, Crime trend
  5. Police-reported Crime Severity Index and crime rate, by census metropolitan area, 2025 · Statistics Canada, The Daily · retrieved
    Supports: crime.index note (crime rate, Canada CSI)
  6. Vancouver Police Department Crime Incident and Crime Rate Statistics, 2021-2025 · Vancouver Police Department · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, population.city note
  7. Violent crime in Vancouver reaches 20-year low, according to VPD report · CTV News Vancouver · retrieved
    Supports: Crime trend
  8. Canadian Climate Normals 1991-2020, Vancouver International (Airport) · Environment and Climate Change Canada · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall
  9. The Daily: Labour Force Survey, July 2026 · Statistics Canada · retrieved
    Supports: Unemployment rate, Labour market
  10. Personal income tax rates · Government of British Columbia · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  11. BC 2025 and 2026 Tax Rates and Tax Brackets · TaxTips.ca · retrieved
    Supports: Top marginal income tax, taxes.incomeTaxAt100k (federal brackets and basic personal amount)
  12. Provincial sales tax (PST) · Government of British Columbia · retrieved
    Supports: Sales tax
  13. MSP premiums · Government of British Columbia · retrieved
    Supports: Health care, Tax notes
  14. TransLink ridership sees decline in 2025, partly due to fewer young adults · Daily Hive Urbanized · retrieved
    Supports: Transit ridership
  15. YVR breaks all-time cargo and passenger records in 2025 · Vancouver Airport Authority · retrieved
    Supports: Airport passengers, Labour market
  16. Key sectors underpin Metro Vancouver's growth ambitions · Western Investor · retrieved
    Supports: Main sectors, Labour market
  17. 1.4M in B.C. Have No Family Doctor. Most Aren't Listed · The Canada Report · retrieved
    Supports: Health care
  18. Our District · Vancouver School Board · retrieved
    Supports: Education
  19. Vancouver · Wikipedia · retrieved
    Supports: point
  20. Annual Estimates of the Resident Population for Incorporated Places in North Carolina: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides
  21. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth
  22. Annual Resident Population Estimates for Combined Statistical Areas: April 1, 2020 to July 1, 2025 (CSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population
  23. Crime Data Explorer summarized agency data, Raleigh Police Department (NC0920100): violent crime, property crime and homicide, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  24. 2025 Annual Crime Data · Raleigh Police Department · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  25. Raleigh's Crime Data · City of Raleigh · retrieved
    Supports: Crime trend
  26. US Climate Normals 1991-2020, station USW00013722 Raleigh-Durham International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, January 41.9F, July 80.5F and August 78.8F from the monthly series, and annual mean 61.2F, precipitation 46.07 in and snowfall 5.2 in from dataset=normals-annualseasonal-1991-2020 for the same station
  27. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours
  28. Raleigh's Record Snow Surprised Everyone in January 2000 · North Carolina State Climate Office · retrieved
    Supports: Climate hazards
  29. Then and Now, Fran a Standard-Bearer for Hurricane Destruction · North Carolina State Climate Office · retrieved
    Supports: Climate hazards
  30. Hurricane Fran, September 1996 · National Weather Service, Raleigh · retrieved
    Supports: Climate hazards
  31. ACS 2024 1-year tables B08301 and B19013 for Raleigh city and the Raleigh-Cary MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  32. Unemployment Rate in Raleigh-Cary, NC (MSA), RALE537UR and RALE537URN · FRED, Federal Reserve Bank of St. Louis (BLS LAUS data) · retrieved
    Supports: Unemployment rate
  33. All Employees: Total Nonfarm in Raleigh-Cary, NC (MSA), RALE537NA · FRED, Federal Reserve Bank of St. Louis (BLS CES data) · retrieved
    Supports: Labour market
  34. Raleigh, NC, Area Economic Summary · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Main sectors, Labour market
  35. FUJIFILM Diosynth Biotechnologies Expanding Manufacturing Operations in Holly Springs · Wake County Government · retrieved
    Supports: Main sectors, Labour market
  36. Amgen to add 370 jobs as part of $1B investment in Holly Springs, NC, officials say · WRAL · retrieved
    Supports: Main sectors, Labour market
  37. Current Sales and Use Tax Rates (effective July 1, 2026) · North Carolina Department of Revenue · retrieved
    Supports: Sales tax
  38. Investment in Wake County Transit System Begins · Research Triangle Park · retrieved
    Supports: Sales tax, Transit ridership
  39. Prepared Food & Beverage Tax · Wake County Tax Administration · retrieved
    Supports: Sales tax
  40. Tax Rate Schedules · North Carolina Department of Revenue · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  41. North Carolina Standard Deduction or North Carolina Itemized Deductions · North Carolina Department of Revenue · retrieved
    Supports: Income tax on $100,000
  42. 2025 D-401 North Carolina Individual Income Tax Instructions · North Carolina Department of Revenue · retrieved
    Supports: Income tax on $100,000
  43. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  44. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  45. GoRaleigh (citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  46. GoRaleigh Resumes Fare Collection · GoRaleigh · retrieved
    Supports: Transit ridership
  47. Raleigh City Council Awards Second Construction Contract for Wake BRT: New Bern Avenue · City of Raleigh · retrieved
    Supports: Transit ridership, Character
  48. Wake BRT: New Bern Avenue · City of Raleigh · retrieved
    Supports: Transit ridership
  49. Commuter Rail · GoTriangle · retrieved
    Supports: Transit ridership, Character
  50. Construction Advances on S-Line Rail Corridor in Wake County · North Carolina Department of Transportation · retrieved
    Supports: Transit ridership
  51. Raleigh Union Station (citing Amtrak fiscal 2025 station ridership) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  52. Just in: RDU Airport welcomed 15.6 million total passengers in 2025, up slightly from the previous year · Raleigh-Durham Airport Authority (RDU Airport on X) · retrieved
    Supports: Airport passengers
  53. Raleigh-Durham International Airport (2025 and 2024 passenger totals) · Wikipedia · retrieved
    Supports: Airport passengers
  54. Big Runway, Big Numbers, Big Progress · Raleigh-Durham International Airport · retrieved
    Supports: Airport passengers
  55. NCDHHS Launches the Know What's Next Toolkit on Medicaid Changes Starting Oct. 1, 2026 · North Carolina Department of Health and Human Services · retrieved
    Supports: Health care
  56. Trauma Centers · WakeMed Health & Hospitals · retrieved
    Supports: Health care
  57. About Duke Raleigh · Duke Health · retrieved
    Supports: Health care
  58. UNC Rex Healthcare · Wikipedia · retrieved
    Supports: Health care
  59. Wake's student enrollment has dropped overall, but pockets of growth remain · The News & Observer (via Yahoo News) · retrieved
    Supports: Education
  60. Stats and Facts · Wake County Public School System · retrieved
    Supports: Education
  61. Base Schools · Wake County Public School System · retrieved
    Supports: Education
  62. About Us (fall 2025 headcount enrollment) · North Carolina State University Catalog · retrieved
    Supports: Education
  63. Bankrupt Saint Augustine's Will Not Offer Fall Classes · Inside Higher Ed · retrieved
    Supports: Education
  64. Saint Augustine's University (North Carolina) · Wikipedia · retrieved
    Supports: Education
  65. Trails · City of Raleigh Parks, Recreation and Cultural Resources · retrieved
    Supports: Character
  66. Metro Vancouver home sales lose brief momentum: July 2026 statistics · Greater Vancouver REALTORS® · retrieved
    Supports: Composite benchmark price of $1,088,800 in July 2026, down 6.2% year over year, Benchmark prices by property type, with every type down on the year
  67. Rental Market Survey: Vancouver (CY), average rent by bedroom type, October 2025 · Canada Mortgage and Housing Corporation · retrieved
    Supports: One-bedroom average rent of $1,860, Two-bedroom average rent of $2,638, Metro vacancy rate of 3.7%
  68. Property tax rates · City of Vancouver · retrieved
    Supports: 2026 total residential levy of $3.36394 per $1,000 of taxable value
  69. Home owner grant · Province of British Columbia · retrieved
    Supports: The grant of up to $570 on an eligible principal residence
  70. Premium information for homeowner and small rental loans · Canada Mortgage and Housing Corporation · retrieved
    Supports: Mortgage default insurance premium rates by loan-to-value
  71. Regulations amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations (SOR/2025-55) · Canada Gazette, Part II · retrieved
    Supports: The $1.5 million insured price cap, 30-year amortization for first-time buyers and new builds
  72. Minimum qualifying rate for uninsured mortgages · Office of the Superintendent of Financial Institutions · retrieved
    Supports: The qualifying rate of the contract rate plus two points, or 5.25%
  73. Interest rates charged for new and existing lending by chartered banks · Bank of Canada · retrieved
    Supports: The default mortgage rate of 4.34%, uninsured five-year-plus fixed, funds advanced May 2026
  74. Property transfer tax · Province of British Columbia · retrieved
    Supports: Transfer tax brackets, First-time buyer and new build exemptions
  75. Rent increases · Province of British Columbia · retrieved
    Supports: 2026 rent increase guideline of 2.3%
  76. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $428,671 for the city of Raleigh in August 2026, $436,286 in August 2025, so a fall of 1.7% over the year
  77. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $440,555 in the city of Raleigh in August 2026, down 1.5% on the year, A typical condominium value of $270,056 in the same month, down 8.0% on the year, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  78. Raleigh, NC average rent and rent trends · RentCafe / Yardi Matrix · retrieved
    Supports: An average Raleigh apartment rent of $1,588, down 1.61% from $1,613 a year earlier, updated 31 August 2026, Average rents of $1,322 studio, $1,409 one-bedroom, $1,655 two-bedroom and $2,028 three-bedroom
  79. Wake County tax rates, current to 2017 · Wake County Department of Tax Administration · retrieved
    Supports: A Wake County rate of 53.71 cents per $100 for 2026, against 51.71 cents in 2025, A City of Raleigh rate of 37.20 cents per $100 for 2026, against 35.50 cents in 2025, A Raleigh downtown municipal service district rate of 6.8 cents per $100, levied only inside the district, 2024 marked as a revaluation year
  80. Sales assessment ratio studies as of January 1, 2025 · North Carolina Department of Revenue, Local Government Division · retrieved
    Supports: Wake County last revalued in 2024, A median sales assessment ratio of 95.39% for Wake: assessed values are 95.39% of sale prices, An effective county tax rate of 0.4933% against a nominal 0.5171%, computed as rate times assessment level, A coefficient of dispersion of 8.64 for Wake, Wake's next reappraisal scheduled for 2027
  81. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier, Rates for first-lien prime conventional conforming home purchase mortgages with a loan-to-value of 80%, which is the 20% down payment the hub's payment figure assumes
  82. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,577 for the city of Raleigh in August 2026, up 0.45% from $1,570 a year earlier
  83. Wake County commissioners adopt $2.28 billion fiscal year 2027 budget · Wake County · retrieved
    Supports: The county property tax rate rises 2 cents to 53.71 cents per $100 for FY2027, adopted 1 June 2026
  84. Raleigh leaders approve budget with property tax increase · WRAL · retrieved
    Supports: The City of Raleigh's FY2027 budget raises the property tax rate by 1.7 cents per $100
  85. Wake County shortens revaluation cycle · Wake County · retrieved
    Supports: The last revaluation took effect on 1 January 2024, The next revaluations take effect on 1 January 2027 and 1 January 2029, and every two years after that
  86. Commissioner Causey negotiates settlement on Rate Bureau's homeowners' insurance request · North Carolina Department of Insurance · retrieved
    Supports: Base rate increases of 7.5% on 1 June 2025 and 7.5% on 1 June 2026 in territory 270, the cities of Durham and Raleigh, against a Rate Bureau request of 39.8%, No further rate filing before 1 June 2027
  87. How much is homeowners insurance in Raleigh, NC? · Insure.com · retrieved
    Supports: An average Raleigh premium of $2,850 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026
  88. North Carolina homeowners insurance · NerdWallet · retrieved
    Supports: An average Raleigh premium of $2,420 a year and a North Carolina average of $3,025, for $400,000 of dwelling cover
  89. Renters insurance in North Carolina · NerdWallet · retrieved
    Supports: An average Raleigh renters premium of $160 a year for $30,000 of personal property
  90. Monthly homeowners' or condominium association fee, table B25143, 2024 American Community Survey 1-year estimates, Raleigh city · United States Census Bureau · retrieved
    Supports: A median monthly association fee of $114 among Raleigh owner-occupied units that pay one, 58,527 of 108,529 owner-occupied units, or 53.9%, paying such a fee, from table B25142
  91. Homebuyer assistance · City of Raleigh Housing and Neighborhoods · retrieved
    Supports: 0% deferred loans for first-time buyers at or below 80% of area median income, Up to $45,000 citywide on a home priced up to $389,500, and up to $60,000 in designated areas on a home up to $450,000
  92. Conforming loan limit values for 2026 · Federal Housing Finance Agency · retrieved
    Supports: A baseline one-unit conforming loan limit of $832,750 for 2026, which is the limit in Wake County
  93. Annual estimates of the resident population for incorporated places, 2020 to 2025 · United States Census Bureau, Population Estimates Program · retrieved
    Supports: A population of 506,306 for Raleigh on 1 July 2025, against 467,665 at the 2020 census
  94. 2025 Gazetteer files: places, North Carolina · United States Census Bureau · retrieved
    Supports: A land area of 152.263 square miles for Raleigh city, against 147.116 in the 2020 file