City comparison · 3,282 km apart · two countries, two currencies

Calgary vs Raleigh: which should you move to?

Calgary or Raleigh? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Calgary from the air
Alberta · Canada

Calgary

Photograph: Calgary from the air · Michael Weinold · CC BY 4.0 · source
Downtown from Dorothea Dix Park
North Carolina · United States

Raleigh

Photograph: Downtown from Dorothea Dix Park · Abhiram Juvvadi · CC BY-SA 4.0 · source
The short answer

The two housing bills are in different currencies and do not net against each other, but each can be held against local pay. Mortgage, property tax and insurance come to about $3,005 CAD a month in Calgary and about $2,808 USD in Raleigh, roughly 37% and 40% of each city's median household income: Raleigh's house is cheaper against income, 5.0 times against 5.8, and its 7.03% mortgage rate against 4.34% hands that back. The labor market is Raleigh's, with metro unemployment at 3.1% in July 2026 against 6.8%. Safety is Calgary's, 15 homicides in 2025 at about 1.0 per 100,000 against 25 at about 4.9. Choose Raleigh for the job market, a 5.5 C January and a rate fixed for thirty years. Choose Calgary for health coverage that comes with residency, a dry 16.9 C July and a train, with 8.8% of commuters on transit in 2021 against Raleigh's 1.7% in 2024.


Calgary prices are in CAD and Raleigh prices are in USD. The tables leave them in their own currency and compare ratios and rates instead; a conversion would be stale by the time you read it.

Population
MeasureCalgaryRaleighAdvantage
City population1,306,784 (2021)506,306 (2025)Not directly comparable
Metro population1,836,012 (2025)1,595,720 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
5.5% (2016-2021)8.2% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureCalgaryRaleighAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$569,200 (July 2026)$428,671 (August 2026)Not directly comparable
Detached house benchmark$743,900$440,555Not directly comparable
Apartment or condominium benchmark$297,600$270,056Not directly comparable
Two-bedroom rent$1,908/mo (average, October 2025)$1,655/mo (average, August 2026)Not directly comparable
One-bedroom rent$1,581/mo$1,409/moNot directly comparable
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
23.4% of a year's income23.3% of a year's incomeRaleigh
Mortgage payment on the benchmark, 20% down
25 years in Calgary against 30 in Raleigh, each compounding the way its own country's lenders do. The rates are not a spread you can shop: they are what each market charges.
$2,480/mo at 4.34%$2,288/mo at 7.03%Not directly comparable
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
5.8×5.0×Raleigh
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$3,785/yr (0.665%, 2026)$3,717/yr (0.867%, 2026)Calgary
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
None$857 (seller pays)Calgary
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
No cap on the amountForbidden by state lawNot directly comparable

Calgary: The 2026 municipal rate of 0.38906% plus the provincial education rate of 0.27593%, applied to the assessed value. Raleigh: About 0.87% of market value. Raleigh levies 90.91 cents per $100 for fiscal 2027, Wake County's 53.71 cents plus the City's 37.20 cents, against values set at the 1 January 2024 revaluation. North Carolina measures the gap itself: the Department of Revenue puts Wake's assessment level at 95.39% of sale price, which is how it publishes an effective county rate of 0.4933% against a nominal 0.5171%. Wake revalues again on 1 January 2027 and every two years after that, so the next bill resets to what houses are worth then. Inside the downtown municipal service district the bill carries a further 6.8 cents per $100.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureCalgaryRaleighAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
61.7 (2025)Not publishedNot directly comparable
Violent crime per 100,000
Canada counts every violent Criminal Code incident; the FBI counts four offences. The Canadian figure is always the larger one for that reason alone.
1,086 (2025)396 (2025)Not directly comparable
Property crime per 100,0003,328 (2025)2,316 (2025)Not directly comparable
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
15 (2025)25 (2025)Not directly comparable
Calgary

The CMA Crime Severity Index fell again in 2025 (61.7, down 3%) and sits well below the national 75.0, and homicides hit a ten-year low of 15. Police-counted violent crime still rose 4% over 2024 and 16% over the five-year average, driven by assaults, and property crime rose in 2025 on theft and fraud while staying below 2019 levels.

What the rates cover: Calgary Police Service 2025 crime report, city of Calgary, violent crime victims per 100,000 (16,973 victims; 1,082 in 2024). CPS counts violence by victims, not incidents.

Homicides: Calgary Police Service, city of Calgary, 2025; rate 1.0 per 100,000. Prior years: 21 (2024), 24 (2023), 27 (2022), 21 (2021), 34 (2020). Lowest count in ten years; fatal shootings fell to 2 from 7.

Raleigh

On the FBI's definitions, violent offenses in Raleigh went from 2,573 in 2023 to 2,399 in 2024 and 2,007 in 2025, a 16% drop in the last year, and property offenses from 12,665 to 13,854 and then 11,725. RPD's own 2025 report shows motor vehicle thefts down 32% (2,444 to 1,664), thefts from vehicles down 27%, non-fatal shooting incidents down from 91 to 79 and aggravated assaults without a firearm down 12%, while its all-assault total was flat at 7,418 and murders held at 25 after 24. The 2025 CDE counts were read on 26 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 2,007 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Raleigh Police Department (ORI NC0920100) in calendar 2025, divided by the 506,306 Vintage 2025 city population. On the CDE's own agency population of 508,719 the rate is 395. RPD's 2025 annual report does not publish a count on this definition: its total violent crime of 8,541 counts every assault, simple assaults included (7,418 in all), and lists no rapes, so it runs more than four times the FBI figure and measures something else.

Homicides: 25 murders and nonnegligent manslaughters in 2025 in both RPD's annual report and the FBI CDE, against 24 in 2024, about 4.9 per 100,000 on the city population. RPD's wider count of homicide incidents, which adds one negligent manslaughter and two justifiable homicides, was 28. The high point in the CDE series since 2021 is 45, in 2022.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureCalgaryRaleighAdvantage
January mean-7.6 °C5.5 °CNot directly comparable
July mean16.9 °C26.9 °CNot directly comparable
Precipitation a year445 mm1,170 mmNot directly comparable
Snowfall a year139 cm13 cmNot directly comparable
Sunshine a year2,396 hours2,606 hoursRaleigh
Calgary

Environment and Climate Change Canada 1991-2020 normals, Calgary Int'l A (climate ID 3031093): January daily mean -7.6 C, July 16.9 C, 445.4 mm precipitation, 138.7 cm snowfall. Sunshine is not published in the 1991-2020 set; 2,396.3 hours is from the 1981-2010 normals for the same station. Chinook winds bring abrupt winter thaws.

Hazards: Summer hail is the costliest recurring hazard (major storms in 2020 and 2024), the Bow and Elbow rivers flooded the core in June 2013, wildfire smoke now degrades air quality most summers, and hard cold snaps reach below -30 C.

Raleigh

NOAA NCEI 1991-2020 normals for Raleigh-Durham International Airport (station USW00013722): January mean 41.9F, July mean 80.5F, annual mean 61.2F, 46.07 in of precipitation, 5.2 in of snow. July is the warmest month, ahead of August's 78.8F, with a mean high of 90.8F; January's mean low is 31.8F. Most of the snow falls in January (2.6 in) and February (1.4 in), and September (5.15 in) and July (5.02 in) are the wettest months. Converted here to 5.5 C, 26.9 C, 1,170 mm and 13.2 cm. Sunshine hours are the older 1961-1990 NCDC means (2,606 hours, 58% of possible), since the 1991-2020 normals do not include sunshine.

Hazards: Humid subtropical, with long hot summers and thunderstorms, and winters mild enough that snow is an event. The record storm, on 24 to 25 January 2000, left 20.3 in (52 cm) at the airport, 17.9 in of it in 24 hours, beating a 1927 record of 17.8 in. Hurricanes reach Raleigh weakened but not harmless: Fran in September 1996 dropped 8.80 in (224 mm) of rain at RDU, uprooted trees across the region and did about $900 million of damage in Raleigh and Wake County, and the State Climate Office writes that no storm since has had so wide or lasting an impact on the Triangle. Flooding along the creeks after heavy rain and summer heat are the routine risks.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureCalgaryRaleighAdvantage
Median household income$98,000 CAD (2020)$85,060 USD (2024)Not directly comparable
Unemployment rate
Statistics Canada and the Bureau of Labor Statistics define unemployment slightly differently; the Canadian measure runs about a point higher on the same labour market.
6.8% (July 2026)3.1% (July 2026)Not directly comparable
Sales tax5%7.25%Calgary
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
48%41.25%Raleigh
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$21,733 CAD$17,157 USDNot directly comparable
Calgary

Calgary's unemployment rate has run above the national rate through 2025 and 2026 even as Alberta posted the largest proportional year-over-year employment gain among provinces (+91,000, +3.5%) to July 2026; fast in-migration keeps the labour force growing faster than hiring.

Main sectors: Oil and gas head offices and energy services, Finance, engineering and professional services, Logistics and distribution (YYC cargo, rail, inland port), Technology and agri-food, Health care and education.

Alberta has no provincial sales tax, no payroll tax and no land transfer tax; Calgary levies municipal property tax on assessed value.

Raleigh

BLS counted 784,100 nonfarm jobs in the Raleigh MSA in July 2026 (not seasonally adjusted), up 15,900 or 2.1% on the year. Construction grew fastest (+6.8%), then education and health (+4.7%), while information (-5.9%), manufacturing (-1.7%) and trade, transportation and utilities (-0.4%) shrank. Professional and business services is the largest sector at 156,200 jobs, and government, with the state capital and NC State inside it, employs 107,400. The seasonally adjusted series (FRED RALE537NA) reached 786,100 in August 2026, 2.5% above August 2025. Average weekly wages across Wake, Johnston and Franklin counties were $1,621 in the first quarter of 2026 against $1,654 nationally. The newest large employers are drug plants in Holly Springs: Fujifilm Diosynth plans 1,400 jobs there by 2031 after a $1.2 billion expansion announced in April 2024, and Amgen about 725 across two plants after a $1.02 billion second one announced in December 2024.

Main sectors: Professional and business services, the metro's largest sector, Government (the state capital, NC State University, the county school system), Education and health care (WakeMed, UNC Health Rex, Duke Raleigh), Trade, transportation and utilities, Biomanufacturing and life sciences (Fujifilm and Amgen in Holly Springs, Research Triangle Park between Raleigh and Durham).

North Carolina's flat rate has come down every year since 2022: 4.99% (2022), 4.75% (2023), 4.50% (2024), 4.25% (2025) and 3.99% for 2026 and later, with further cuts from 2027 only if revenue triggers are met. Property tax is separate, with Wake County and the City of Raleigh each levying a rate on assessed value.

05: Getting around

Whether you need a car

Transit
MeasureCalgaryRaleighAdvantage
SystemCalgary Transit (CTrain light rail Red and Blue lines, MAX bus rapid transit, bus network); Green Line LRT under constructionGoRaleigh city buses (38 fixed routes), GoTriangle regional buses to Durham, Chapel Hill, Research Triangle Park and RDU, and Amtrak's Piedmont, Carolinian and Floridian at Raleigh Union Station; no rail transit inside the cityNot directly comparable
Commute by public transit8.8% (2021)1.7% (2024)Calgary
Walk or cycle to work5.1% (2021)1.5% (2024)Calgary
AirportCalgary International Airport, YYC, 19.4 million passengers in 2025 (record; 18.9 million in 2024), 108 destinationsRaleigh-Durham International Airport (RDU), 15.6 million passengers in 2025, a record just above 2024's 15.5 million, per the Airport Authority. It sits between Raleigh and Durham, and a $1.1 billion replacement primary runway, 10,639 ft long, has been under construction since October 2023.Not directly comparable
Calgary

93.1 million trips in 2025 under the new automated passenger counting method, versus 93.7 million restated for 2024 (RouteAhead Annual Status Report 2025, May 7, 2026). Earlier published totals used a different method and are not comparable.

Raleigh

GoRaleigh carried 7,991,200 unlinked trips in 2025 and about 25,300 a weekday in the second quarter of 2026 (APTA ridership reports, as cited by Wikipedia). Fares came back on August 1, 2024, at $1.25 a ride after the pandemic fare-free years, and riders 65 and over or 18 and under still ride free once enrolled. The half-cent Wake Transit sales tax pays for the expansion. Its first bus rapid transit line, on New Bern Avenue east of downtown, has two of three construction phases under way, and the city expects the corridor finished by the end of 2028, with lines south to Garner, west to Cary and north to North Hills planned after it. Commuter rail between Durham and Clayton, the rail half of the same plan, met what GoTriangle calls significant feasibility challenges, and the two regional planning bodies are now studying smaller, incremental passenger rail options instead. Intercity rail is moving faster: NCDOT holds a $1.09 billion federal grant (December 2023) for the Raleigh to Wake Forest segment of the S-Line to Richmond, with bridges replacing road crossings under construction in 2026, and Amtrak counted 289,230 passengers at Raleigh Union Station in fiscal 2025.

06: Daily life

Health care, schools and what each city is like

Calgary

Health care

Care is paid for through the Alberta Health Care Insurance Plan, which is free at the point of use for residents and covers physician and hospital services but not most prescriptions, dental or vision, so employer plans matter; the province split Alberta Health Services into separate acute care, primary care and continuing care agencies in 2024 and 2025, and finding a family doctor and waiting for specialists and elective surgery are the common complaints. Major hospitals are Foothills Medical Centre, Peter Lougheed Centre, Rockyview General, South Health Campus and Alberta Children's Hospital.

Education

The University of Calgary is the city's research university, with Mount Royal University, SAIT and Bow Valley College alongside it. K-12 is run by two publicly funded boards, the Calgary Board of Education and the Calgary Catholic School District, plus francophone boards and a sizeable provincially funded charter school sector; enrolment growth has outrun school construction in the newer suburbs.

Living there

Calgary is a spread-out, car-oriented city of single-family suburbs around a compact office core that still has high vacancy from the oil downturn, with the Rockies an hour west and a river-path network that people actually use. Winters are long but sunny and broken by chinooks, and the economy and housing market both swing with oil prices and with the in-migration surges that have made it one of Canada's fastest-growing metros since 2022.

Raleigh

Health care

Care is paid for through employer or individual private insurance, Medicare and Medicaid, and North Carolina expanded Medicaid on December 1, 2023; about 740,000 people are covered by the expansion. Federal changes narrow it: non-citizen eligibility rules tighten from October 1, 2026, and from January 1, 2027 most expansion adults face a work requirement of 80 hours a month (or equivalent earnings) and renewals every six months. Three systems run Raleigh's hospitals. WakeMed's Raleigh Campus is a Level I trauma center, with a Level III center at WakeMed Cary, and WakeMed describes itself as Wake County's only provider of trauma services. UNC Health Rex, founded in 1894, is the UNC Health hospital in the city, and Duke Raleigh Hospital has 204 inpatient beds for cancer, heart, neuroscience and gastrointestinal care. The academic medical centers of Duke in Durham and UNC in Chapel Hill are inside the same region. This file did not verify a wait time figure for primary or specialist care.

Education

The Wake County Public School System is one county-wide district and enrolled 160,413 students in 2025-26, 702 fewer than the year before; it projects 161,461 across 204 schools for 2026-27. More than a quarter of the county's students now attend charter or private schools or are home-schooled, according to the News & Observer. Every address has a base school, and families can also apply to magnet and year-round calendar schools. NC State University enrolled 40,503 students in fall 2025 (30,504 undergraduate, 9,999 graduate) and is the city's research university; Meredith College, William Peace University, Shaw University and Wake Technical Community College are also in Raleigh, and Duke and UNC-Chapel Hill are in Durham and Chapel Hill. Saint Augustine's University, a historically Black university in the city, filed for Chapter 11 in April 2026 after a long fight over its accreditation and is offering no classes in fall 2026.

Living there

Raleigh is a state capital and a university town at the center of a metro of 1.6 million, and most of it lives like a ring of suburbs around a compact downtown. Two workers in three drive to work alone, fewer than one in fifty rides a bus, and more than one in five works from home. The city's greenways run for more than 100 miles along its creeks and the Neuse River, yet walking and cycling together carry 1.5% of commutes. Work is spread across the Triangle rather than gathered in the city: state government and NC State in the city, Research Triangle Park between Raleigh and Durham, drug plants in Holly Springs, and Durham and Chapel Hill close enough to share the airport. Summers are long, hot and humid, with a July mean of 80.5F, and winters are mild. The open question is whether the region can build the transit its growth now calls for. The half-cent tax Wake voters approved in 2016 is paying for more buses and a first bus rapid transit line on New Bern Avenue, due by the end of 2028, but the commuter rail at the center of that plan is back at the study stage, so for now living here without a car depends on choosing exactly where to live.

07: The trade-offs

Where each city wins, and where it loses

Calgary's figures are in Canadian dollars and Raleigh's in US dollars, so read each against its own city. Calgary's benchmark was $569,200 CAD in July 2026 on the MLS Home Price Index; Raleigh's typical home value was $428,671 USD in August 2026 on Zillow's index of all homes, down 1.7% on the year. That is 5.8 times Calgary's 2020 median household income of $98,000 CAD and 5.0 times Raleigh's 2024 median of $85,060 USD, and detached houses widen it, $743,900 CAD or 7.6 times against $440,555 USD or about 5.2. The mortgage closes most of that. At 20% down, Calgary's loan at 4.34% costs $2,480 CAD a month over the 25 years Canadian lenders amortize on, and Raleigh's $342,937 loan at 7.03%, Freddie Mac's rate for 24 September 2026, costs about $2,288 USD over 30. Property tax is 0.665% of price in Calgary, $3,785 CAD a year, and 0.867% in Raleigh, about $3,717 USD. With insurance budgeted at $210 a month on each side in its own currency, flood excluded, the Calgary owner carries about $3,005 CAD and the Raleigh owner about $2,808 USD, 37% and 40% of the local median. A two-bedroom averaged $1,908 CAD in October 2025 and $1,655 USD in August 2026, and neither place caps rent: North Carolina forbids rent control by statute, and Alberta allows one increase every 365 days of any size.

Only homicide crosses the border intact. Statistics Canada put the Calgary metro's 2025 Crime Severity Index at 61.7, down 3% and below the national 75.0; American cities have no equivalent. The Calgary Police Service counted 1,086 violent victims per 100,000 in 2025, a count of victims that includes common assault and uttering threats. Raleigh's 396 per 100,000 is 2,007 offenses of murder, rape, robbery and aggravated assault in the FBI's Crime Data Explorer, divided by the 2025 Census estimate. Raleigh Police's own total of 8,541 adds every simple assault, which is nearer the Canadian definition, but lists no rapes, so it matches neither. Property crime, 3,328 incidents per 100,000 against 2,316 offenses, has the same problem. Homicide does not: Calgary recorded 15 in 2025, about 1.0 per 100,000 and its lowest count in ten years, and Raleigh 25, about 4.9 per 100,000, after 24 in 2024 and 45 in 2022, the high in the federal series since 2021. The direction on the rest favors Raleigh, where FBI-definition violent offenses fell 16% in 2025, while Calgary's police-counted violence rose 4% on assaults. Neither Raleigh rate is published; both are federal counts divided by population, read on 26 September 2026 and open to revision.

Raleigh has the mild winter and Calgary the mild summer. January averages 5.5 C at Raleigh-Durham International and -7.6 C at Calgary's airport, where snaps drop below -30 C and chinooks break them; July averages 26.9 C and humid against 16.9 C and dry. Snow is an event in Raleigh, 13.2 cm a year, and a season in Calgary at 138.7 cm. Rain runs the other way, 1,170 mm against 445.4. Sunshine is on different vintages, 2,606 hours for Raleigh on the 1961-1990 series and 2,396.3 for Calgary on the 1981-2010 normals. Calgary's costly hazard is summer hail, with major storms in 2020 and 2024, plus the June 2013 flood of the Bow and the Elbow and wildfire smoke most summers. Raleigh's hurricanes arrive weakened but still do damage: Fran in September 1996 dropped about 224 mm of rain at the airport and did about $900 million of damage in Raleigh and Wake County. Creek flooding after heavy rain and summer heat are the routine risks, and the rare big snow does come, 20.3 in, about 52 cm, on 24 and 25 January 2000. The owner's utility premium over a renter is $120 CAD a month in Calgary, mostly heat, and $130 USD in Raleigh, mostly cooling.

The labor markets are in different condition. Raleigh-Cary's unemployment rate was 3.1% in July 2026, seasonally adjusted, on 784,100 nonfarm jobs, up 2.1% on the year. The Calgary metro's was 6.8%, second highest among large Canadian metros and above the national 6.4%, even though Alberta added 91,000 jobs in the year to July 2026: in-migration has grown the labor force faster than employers hire. Raleigh runs on professional and business services, state government, NC State and the drug plants going up in Holly Springs, where Fujifilm plans 1,400 jobs by 2031; Calgary on oil and gas head offices, engineering and logistics. Median household income was $98,000 CAD in Calgary in 2020 and $85,060 USD in Raleigh in 2024, give or take $7,119. Income tax on $100,000 is about $21,733 CAD in Calgary, 21.7% before CPP and EI, against $17,157 USD in Raleigh for 2025, 17.2% before 7.65% payroll tax, and North Carolina's flat rate falls from 4.25% to 3.99% for 2026, which takes that to $16,651. Sales tax runs the other way, 5% GST in Alberta against 7.25% in Wake County, where restaurant meals carry a further 1%. The top combined marginal rate is 48% against 41.25%.

Transit is the widest gap in this pair, and it favors Calgary. In the 2021 census 8.8% of Calgary commuters took transit and 5.1% walked or cycled, counted in a pandemic month, and the Labour Force Survey put the metro at 12.3% in May 2024. In Raleigh 1.7% of workers commuted by bus in 2024, 1.5% walked or cycled, 66.3% drove alone and 21.8% worked from home. Calgary Transit carried 93.1 million trips in 2025 on two CTrain lines, MAX bus rapid transit and the bus network, counted by a new automated method, with the Green Line under construction. GoRaleigh carried 7,991,200 trips in 2025, all by bus. Wake County's half-cent transit sales tax is paying for the first bus rapid transit line, on New Bern Avenue, which the city expects finished by the end of 2028, while the commuter rail at the center of the same plan is back at the study stage. Flying is closer: YYC handled 19.4 million passengers in 2025 on 108 destinations, and Raleigh-Durham International a record 15.6 million, an airport the city shares with Durham and Chapel Hill.

Health care is the difference a household meets every week. In Calgary the Alberta Health Care Insurance Plan pays for physician and hospital care with nothing due at the point of use and leaves most prescriptions, dental and vision to employer plans; the standing complaints are finding a family doctor and waiting for specialists and elective surgery, through a split of Alberta Health Services in 2024 and 2025. In Raleigh care is bought through an employer or individual plan, Medicare or Medicaid. North Carolina expanded Medicaid on 1 December 2023 and about 740,000 people are covered by the expansion, but non-citizen eligibility tightens from 1 October 2026, and from 1 January 2027 most expansion adults face a work requirement of 80 hours a month. WakeMed's Raleigh campus is a Level I trauma center, and Duke's and UNC's academic medical centers are in the same region. This site did not verify a wait time figure for either city. Calgary has two publicly funded school boards, francophone boards and a provincially funded charter sector, with enrollment outrunning construction in the newer suburbs. The Wake County Public School System is one county-wide district, the state's largest, where every address has a base school and families can apply to magnet schools. NC State enrolled 40,503 students in fall 2025.

What people underestimate is that the two metros are close in size and the two cities are not. The Calgary metro had 1,836,012 people in July 2025 and the Raleigh-Cary metro 1,595,720, but Calgary's city limits held 1,306,784 at the 2021 census, most of its urban area, while Raleigh's 506,306 are under a third of its metro. Raleigh's city figures describe a core ringed by suburbs it does not count: median household income is $85,060 in the city and $102,144 across the metro. Work is spread wider still: Research Triangle Park sits between Raleigh and Durham, the new drug plants are in Holly Springs, and Durham and Chapel Hill form a separate metro that shares the airport, so the combined Raleigh-Durham-Cary area holds 2,484,238 people. A Calgary household picking a neighborhood chooses inside one municipality; a Raleigh household chooses a commute across the Triangle, and in most of it the car is not optional. The American figures also carry dates. Wake County revalues on 1 January 2027 and every two years after, and the 7.03% rate, read on 24 September 2026, sits about a third of a point above the August rate this site's other American cities were written at. It holds for thirty years, while Calgary's 4.34% renews after a five-year term, so part of Calgary's lighter carry is a bet on the renewal.

Calgary

Better here

  • There were 15 homicides in 2025, about 1.0 per 100,000 and a ten-year low, against 25 in Raleigh at about 4.9.
  • The Alberta Health Care Insurance Plan covers physician and hospital care with nothing due at the point of use, where North Carolina's Medicaid expansion adults face an 80-hour monthly work requirement from 1 January 2027.
  • Mortgage, property tax and insurance come to about $3,005 CAD a month, roughly 37% of the city's 2020 median household income, against about 40% in Raleigh.
  • Transit carried 8.8% of commuters in the 2021 census and 93.1 million trips in 2025 on two CTrain lines, against 1.7% in 2024 and 7,991,200 bus trips in Raleigh.
  • July averages 16.9 C with 445.4 mm of precipitation a year, against 26.9 C and 1,170 mm in Raleigh.
  • Sales tax is the 5% GST with no provincial portion, against 7.25% in Wake County on the July 2026 rate table, and YYC handled 19.4 million passengers in 2025 against RDU's 15.6 million.

Worse here

  • The benchmark is 5.8 times the city's 2020 median household income and a detached house 7.6 times, against 5.0 and about 5.2 in Raleigh.
  • Metro unemployment was 6.8% in July 2026, second highest among large Canadian metros, against 3.1% in Raleigh-Cary the same month.
  • January averages -7.6 C on a 138.7 cm snow normal, with cold snaps below -30 C, against 5.5 C and 13.2 cm in Raleigh.
  • Income tax takes about $21,733 CAD of $100,000, 21.7%, against $17,157 USD or 17.2% in Raleigh for 2025, and the top combined rate is 48% against 41.25%.
  • Summer hail did major damage in 2020 and 2024, the Bow and the Elbow flooded the core in June 2013, and wildfire smoke degrades the air most summers.
  • The 4.34% mortgage rate, Bank of Canada's May 2026 figure, is fixed for a five-year term and then renews, where Raleigh's 7.03% of 24 September 2026 holds for thirty years.

Choose Calgary if

  • you want health coverage that comes with residency rather than with an employer, a premium or a deductible
  • you would rather have a dry July averaging 16.9 C and a cold winter than a humid 26.9 C July
  • you are buying an apartment at $297,600 CAD or a row house at $418,500 CAD rather than a detached lot at $743,900 CAD
  • you want a homicide rate about a fifth of Raleigh's and a train you can commute on

The Calgary guide · Neighbourhoods · Calgary rent vs buy · Calgary mortgage calculator

Raleigh

Better here

  • Metro unemployment was 3.1% in July 2026 against 6.8% in the Calgary metro, on 784,100 nonfarm jobs growing 2.1% on the year.
  • The typical home value of $428,671 USD in August 2026 is 5.0 times the city's 2024 median household income, against 5.8 times in Calgary.
  • January averages 5.5 C with 13.2 cm of snow a year, against -7.6 C and 138.7 cm in Calgary.
  • Income tax on $100,000 was $17,157 USD for 2025 and falls to $16,651 for 2026 at North Carolina's 3.99% flat rate, against about $21,733 CAD in Calgary.
  • Violent offenses on the FBI's definitions fell 16% in 2025 to 2,007, about 396 per 100,000, and property offenses fell to 11,725 from 13,854.
  • The 7.03% rate of 24 September 2026 is fixed for thirty years, where Calgary's 4.34% renews after a five-year term.

Worse here

  • There were 25 homicides in 2025, about 4.9 per 100,000, against 15 and about 1.0 in Calgary.
  • The 7.03% mortgage rate against 4.34% puts the three-line carry at about $2,808 USD a month, roughly 40% of the city's 2024 median household income against 37% in Calgary.
  • Only 1.7% of workers commuted by transit in 2024 and 66.3% drove alone, there is no rail, and the first bus rapid transit line is due by the end of 2028.
  • July averages 26.9 C and humid, and Fran in September 1996 did about $900 million of damage in Raleigh and Wake County.
  • Care runs on employer, individual or public insurance, and from 1 January 2027 most Medicaid expansion adults must show 80 hours of work a month.
  • Sales tax is 7.25% in Wake County on the July 2026 rate table, restaurant meals carry a further 1%, and the county revalues homes on 1 January 2027.

Choose Raleigh if

  • you want a labor market at 3.1% unemployment in state government, universities, life sciences or professional services
  • you want a January averaging 5.5 C and will trade it for a humid 26.9 C July
  • you have employer health insurance you trust and would rather lock a rate for thirty years than renew it every five
  • you want a detached house at about five times what households around you earn and will drive to most things

The Raleigh guide · Neighborhoods · Raleigh rent vs buy · Raleigh mortgage calculator

08: Questions people ask

Calgary or Raleigh, in short

Is Calgary or Raleigh cheaper to live in?

Raleigh on the price of a house against local pay, Calgary on the monthly bill, because the currencies do not convert here and the mortgage rates are far apart. Raleigh's typical home value of $428,671 USD in August 2026 is 5.0 times the city's 2024 median household income, against 5.8 times for Calgary's $569,200 CAD benchmark in July 2026. At 20% down, with property tax and insurance, a Calgary owner pays about $3,005 CAD a month, roughly 37% of the 2020 median of $98,000 CAD, and a Raleigh owner about $2,808 USD, roughly 40% of $85,060 USD, because the loan costs 7.03% against 4.34%. Raleigh takes less income tax, about 17.2% of $100,000 against 21.7%, and more sales tax, 7.25% against 5%.

Is Calgary or Raleigh safer?

Calgary, on homicide, the one measure that crosses the border. Calgary recorded 15 homicides in 2025, about 1.0 per 100,000 and its lowest count in ten years; Raleigh recorded 25, about 4.9 per 100,000, after 24 in 2024. The other rates are different instruments. The Calgary Police Service's 1,086 violent victims per 100,000 counts victims and includes common assault and uttering threats, while Raleigh's 396 per 100,000 is offenses of murder, rape, robbery and aggravated assault from the FBI's counts, divided by the Census estimate and still open to revision. Property crime, 3,328 incidents per 100,000 against 2,316 offenses, is defined differently as well. Statistics Canada's Crime Severity Index put the Calgary metro at 61.7 in 2025 against a national 75.0, and American cities have no equivalent.

Which has the better climate, Calgary or Raleigh?

Raleigh has the easier winter and Calgary the easier summer. January averages 5.5 C in Raleigh with 13.2 cm of snow a year, against -7.6 C and 138.7 cm in Calgary, where snaps reach below -30 C though chinooks break them. July reverses it, 26.9 C and humid in Raleigh against 16.9 C and dry. Raleigh is far wetter, 1,170 mm a year against 445.4, and sunnier on the older records, 2,606 hours against 2,396.3. The hazards differ in kind: Calgary gets summer hail, which did major damage in 2020 and 2024, and wildfire smoke most summers, while Raleigh gets weakened hurricanes, of which Fran did about $900 million of damage in Raleigh and Wake County in 1996, plus creek flooding and summer heat.

What happens to my health care if I move from Calgary to Raleigh?

It stops being a public plan and becomes a purchase. In Calgary the Alberta Health Care Insurance Plan pays for physician and hospital care with nothing due at the point of use, and an employer plan matters for prescriptions, dental and vision. In Raleigh you need an employer or individual plan, Medicare or Medicaid, with the premium, deductible and copay that come with it. North Carolina expanded Medicaid on 1 December 2023, but non-citizen eligibility tightens from 1 October 2026, and from 1 January 2027 most expansion adults face a work requirement of 80 hours a month and renewals every six months. WakeMed runs a Level I trauma center in Raleigh, and Duke's and UNC's academic medical centers are nearby. This site did not verify a wait time for either city; Calgary's known problems are finding a family doctor and elective surgery queues.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Census Profile, 2021 Census of Population: Calgary, City (CY), Alberta · Statistics Canada · retrieved
    Supports: City population, Five-year growth, Median household income, Transit commute share, Walk and cycle commute share
  2. Population estimates, July 1, by census metropolitan area and census agglomeration, 2021 boundaries (table 17-10-0148-01) · Statistics Canada · retrieved
    Supports: Metro population
  3. Canada's population estimates: Subprovincial areas, 2025 · Statistics Canada, The Daily · retrieved
    Supports: Five-year growth, character
  4. Police-reported Crime Severity Index and crime rate, by census metropolitan area, 2025 · Statistics Canada, The Daily · retrieved
    Supports: Crime Severity Index, Crime trend
  5. 2025 Crime Report, Report to Calgary Police Commission · Calgary Police Service · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, City population
  6. Canadian Climate Normals 1991-2020, Calgary Int'l A · Environment and Climate Change Canada · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall
  7. Canadian Climate Normals 1981-2010, Calgary Int'l A · Environment and Climate Change Canada · retrieved
    Supports: Sunshine hours
  8. Labour Force Survey, July 2026 · Statistics Canada, The Daily · retrieved
    Supports: Unemployment rate, Labour market
  9. Calgary unemployment rate dropped in July, but remains among highest in Canada · CBC News · retrieved
    Supports: Unemployment rate
  10. Alberta tax overview · Government of Alberta · retrieved
    Supports: Sales tax, Income tax on $100,000, Tax notes
  11. Alberta 2025 & 2026 Tax Rates & Tax Brackets · TaxTips.ca · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  12. Canada 2025 & 2026 Tax Rates & Tax Brackets · TaxTips.ca · retrieved
    Supports: Income tax on $100,000
  13. RouteAhead Annual Status Report 2025 (IP2026-0142, Attachment 2) · City of Calgary, Calgary Transit · retrieved
    Supports: Transit ridership, Transit system
  14. From home to work: Commuting in Canada's cities, May 2024 · Statistics Canada · retrieved
    Supports: Transit commute share
  15. YYC Calgary International Airport welcomed 19.4 million passengers in 2025 · Calgary Airports · retrieved
    Supports: Airport passengers
  16. Calgary victim's family not celebrating Calgary's 10-year low homicide rate · CP24 / CTV News · retrieved
    Supports: Homicides
  17. Data about Calgary's population · City of Calgary · retrieved
    Supports: City population, Median household income
  18. Annual Estimates of the Resident Population for Incorporated Places in North Carolina: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides
  19. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth
  20. Annual Resident Population Estimates for Combined Statistical Areas: April 1, 2020 to July 1, 2025 (CSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population
  21. Crime Data Explorer summarized agency data, Raleigh Police Department (NC0920100): violent crime, property crime and homicide, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  22. 2025 Annual Crime Data · Raleigh Police Department · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  23. Raleigh's Crime Data · City of Raleigh · retrieved
    Supports: Crime trend
  24. US Climate Normals 1991-2020, station USW00013722 Raleigh-Durham International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, January 41.9F, July 80.5F and August 78.8F from the monthly series, and annual mean 61.2F, precipitation 46.07 in and snowfall 5.2 in from dataset=normals-annualseasonal-1991-2020 for the same station
  25. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours
  26. Raleigh's Record Snow Surprised Everyone in January 2000 · North Carolina State Climate Office · retrieved
    Supports: Climate hazards
  27. Then and Now, Fran a Standard-Bearer for Hurricane Destruction · North Carolina State Climate Office · retrieved
    Supports: Climate hazards
  28. Hurricane Fran, September 1996 · National Weather Service, Raleigh · retrieved
    Supports: Climate hazards
  29. ACS 2024 1-year tables B08301 and B19013 for Raleigh city and the Raleigh-Cary MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  30. Unemployment Rate in Raleigh-Cary, NC (MSA), RALE537UR and RALE537URN · FRED, Federal Reserve Bank of St. Louis (BLS LAUS data) · retrieved
    Supports: Unemployment rate
  31. All Employees: Total Nonfarm in Raleigh-Cary, NC (MSA), RALE537NA · FRED, Federal Reserve Bank of St. Louis (BLS CES data) · retrieved
    Supports: Labour market
  32. Raleigh, NC, Area Economic Summary · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Main sectors, Labour market
  33. FUJIFILM Diosynth Biotechnologies Expanding Manufacturing Operations in Holly Springs · Wake County Government · retrieved
    Supports: Main sectors, Labour market
  34. Amgen to add 370 jobs as part of $1B investment in Holly Springs, NC, officials say · WRAL · retrieved
    Supports: Main sectors, Labour market
  35. Current Sales and Use Tax Rates (effective July 1, 2026) · North Carolina Department of Revenue · retrieved
    Supports: Sales tax
  36. Investment in Wake County Transit System Begins · Research Triangle Park · retrieved
    Supports: Sales tax, Transit ridership
  37. Prepared Food & Beverage Tax · Wake County Tax Administration · retrieved
    Supports: Sales tax
  38. Tax Rate Schedules · North Carolina Department of Revenue · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  39. North Carolina Standard Deduction or North Carolina Itemized Deductions · North Carolina Department of Revenue · retrieved
    Supports: Income tax on $100,000
  40. 2025 D-401 North Carolina Individual Income Tax Instructions · North Carolina Department of Revenue · retrieved
    Supports: Income tax on $100,000
  41. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  42. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  43. GoRaleigh (citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  44. GoRaleigh Resumes Fare Collection · GoRaleigh · retrieved
    Supports: Transit ridership
  45. Raleigh City Council Awards Second Construction Contract for Wake BRT: New Bern Avenue · City of Raleigh · retrieved
    Supports: Transit ridership, Character
  46. Wake BRT: New Bern Avenue · City of Raleigh · retrieved
    Supports: Transit ridership
  47. Commuter Rail · GoTriangle · retrieved
    Supports: Transit ridership, Character
  48. Construction Advances on S-Line Rail Corridor in Wake County · North Carolina Department of Transportation · retrieved
    Supports: Transit ridership
  49. Raleigh Union Station (citing Amtrak fiscal 2025 station ridership) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  50. Just in: RDU Airport welcomed 15.6 million total passengers in 2025, up slightly from the previous year · Raleigh-Durham Airport Authority (RDU Airport on X) · retrieved
    Supports: Airport passengers
  51. Raleigh-Durham International Airport (2025 and 2024 passenger totals) · Wikipedia · retrieved
    Supports: Airport passengers
  52. Big Runway, Big Numbers, Big Progress · Raleigh-Durham International Airport · retrieved
    Supports: Airport passengers
  53. NCDHHS Launches the Know What's Next Toolkit on Medicaid Changes Starting Oct. 1, 2026 · North Carolina Department of Health and Human Services · retrieved
    Supports: Health care
  54. Trauma Centers · WakeMed Health & Hospitals · retrieved
    Supports: Health care
  55. About Duke Raleigh · Duke Health · retrieved
    Supports: Health care
  56. UNC Rex Healthcare · Wikipedia · retrieved
    Supports: Health care
  57. Wake's student enrollment has dropped overall, but pockets of growth remain · The News & Observer (via Yahoo News) · retrieved
    Supports: Education
  58. Stats and Facts · Wake County Public School System · retrieved
    Supports: Education
  59. Base Schools · Wake County Public School System · retrieved
    Supports: Education
  60. About Us (fall 2025 headcount enrollment) · North Carolina State University Catalog · retrieved
    Supports: Education
  61. Bankrupt Saint Augustine's Will Not Offer Fall Classes · Inside Higher Ed · retrieved
    Supports: Education
  62. Saint Augustine's University (North Carolina) · Wikipedia · retrieved
    Supports: Education
  63. Trails · City of Raleigh Parks, Recreation and Cultural Resources · retrieved
    Supports: Character
  64. City of Calgary Monthly Statistics Package, July 2026 · Calgary Real Estate Board (CREB®) · retrieved
    Supports: Benchmark price of $569,200, Benchmark prices by property type
  65. Rental Market Survey: Calgary, average rent by bedroom type, October 2025 · Canada Mortgage and Housing Corporation · retrieved
    Supports: One-bedroom average rent of $1,581, Two-bedroom average rent of $1,908
  66. Current property tax rates · City of Calgary · retrieved
    Supports: 2026 municipal residential rate, 2026 provincial education rate
  67. Premium information for homeowner and small rental loans · Canada Mortgage and Housing Corporation · retrieved
    Supports: Mortgage default insurance premium rates by loan-to-value
  68. CMHC revises homeowner mortgage loan insurance premiums · Canada Mortgage and Housing Corporation · retrieved
    Supports: The 20 basis point surcharge on a 30-year insured amortization
  69. Regulations amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations (SOR/2025-55) · Canada Gazette, Part II · retrieved
    Supports: The $1.5 million insured price cap, 30-year amortization for first-time buyers and new builds
  70. Minimum qualifying rate for uninsured mortgages · Office of the Superintendent of Financial Institutions · retrieved
    Supports: The qualifying rate of the contract rate plus two points, or 5.25%
  71. Interest rates charged for new and existing lending by chartered banks · Bank of Canada · retrieved
    Supports: The default mortgage rate of 4.34%, uninsured five-year-plus fixed, funds advanced May 2026
  72. How much will my home really cost? · Canada Mortgage and Housing Corporation · retrieved
    Supports: Closing costs of 1.5% to 4% of the purchase price, Home inspection and appraisal ranges
  73. Land Titles and Surveys common documents fee schedule · Service Alberta and Red Tape Reduction, Government of Alberta · retrieved
    Supports: Transfer registration fee, Mortgage registration fee
  74. During a tenancy: rent increases · Government of Alberta · retrieved
    Supports: No cap on rent increases, 365-day frequency limit, Notice periods
  75. Alberta's tax advantage · Government of Alberta · retrieved
    Supports: Alberta levies no land transfer tax
  76. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $428,671 for the city of Raleigh in August 2026, $436,286 in August 2025, so a fall of 1.7% over the year
  77. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $440,555 in the city of Raleigh in August 2026, down 1.5% on the year, A typical condominium value of $270,056 in the same month, down 8.0% on the year, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  78. Raleigh, NC average rent and rent trends · RentCafe / Yardi Matrix · retrieved
    Supports: An average Raleigh apartment rent of $1,588, down 1.61% from $1,613 a year earlier, updated 31 August 2026, Average rents of $1,322 studio, $1,409 one-bedroom, $1,655 two-bedroom and $2,028 three-bedroom
  79. Wake County tax rates, current to 2017 · Wake County Department of Tax Administration · retrieved
    Supports: A Wake County rate of 53.71 cents per $100 for 2026, against 51.71 cents in 2025, A City of Raleigh rate of 37.20 cents per $100 for 2026, against 35.50 cents in 2025, A Raleigh downtown municipal service district rate of 6.8 cents per $100, levied only inside the district, 2024 marked as a revaluation year
  80. Sales assessment ratio studies as of January 1, 2025 · North Carolina Department of Revenue, Local Government Division · retrieved
    Supports: Wake County last revalued in 2024, A median sales assessment ratio of 95.39% for Wake: assessed values are 95.39% of sale prices, An effective county tax rate of 0.4933% against a nominal 0.5171%, computed as rate times assessment level, A coefficient of dispersion of 8.64 for Wake, Wake's next reappraisal scheduled for 2027
  81. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier, Rates for first-lien prime conventional conforming home purchase mortgages with a loan-to-value of 80%, which is the 20% down payment the hub's payment figure assumes
  82. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,577 for the city of Raleigh in August 2026, up 0.45% from $1,570 a year earlier
  83. Wake County commissioners adopt $2.28 billion fiscal year 2027 budget · Wake County · retrieved
    Supports: The county property tax rate rises 2 cents to 53.71 cents per $100 for FY2027, adopted 1 June 2026
  84. Raleigh leaders approve budget with property tax increase · WRAL · retrieved
    Supports: The City of Raleigh's FY2027 budget raises the property tax rate by 1.7 cents per $100
  85. Wake County shortens revaluation cycle · Wake County · retrieved
    Supports: The last revaluation took effect on 1 January 2024, The next revaluations take effect on 1 January 2027 and 1 January 2029, and every two years after that
  86. Commissioner Causey negotiates settlement on Rate Bureau's homeowners' insurance request · North Carolina Department of Insurance · retrieved
    Supports: Base rate increases of 7.5% on 1 June 2025 and 7.5% on 1 June 2026 in territory 270, the cities of Durham and Raleigh, against a Rate Bureau request of 39.8%, No further rate filing before 1 June 2027
  87. How much is homeowners insurance in Raleigh, NC? · Insure.com · retrieved
    Supports: An average Raleigh premium of $2,850 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026
  88. North Carolina homeowners insurance · NerdWallet · retrieved
    Supports: An average Raleigh premium of $2,420 a year and a North Carolina average of $3,025, for $400,000 of dwelling cover
  89. Renters insurance in North Carolina · NerdWallet · retrieved
    Supports: An average Raleigh renters premium of $160 a year for $30,000 of personal property
  90. Monthly homeowners' or condominium association fee, table B25143, 2024 American Community Survey 1-year estimates, Raleigh city · United States Census Bureau · retrieved
    Supports: A median monthly association fee of $114 among Raleigh owner-occupied units that pay one, 58,527 of 108,529 owner-occupied units, or 53.9%, paying such a fee, from table B25142
  91. Homebuyer assistance · City of Raleigh Housing and Neighborhoods · retrieved
    Supports: 0% deferred loans for first-time buyers at or below 80% of area median income, Up to $45,000 citywide on a home priced up to $389,500, and up to $60,000 in designated areas on a home up to $450,000
  92. Conforming loan limit values for 2026 · Federal Housing Finance Agency · retrieved
    Supports: A baseline one-unit conforming loan limit of $832,750 for 2026, which is the limit in Wake County
  93. Annual estimates of the resident population for incorporated places, 2020 to 2025 · United States Census Bureau, Population Estimates Program · retrieved
    Supports: A population of 506,306 for Raleigh on 1 July 2025, against 467,665 at the 2020 census
  94. 2025 Gazetteer files: places, North Carolina · United States Census Bureau · retrieved
    Supports: A land area of 152.263 square miles for Raleigh city, against 147.116 in the 2020 file