City comparison · 2,604 km apart

Raleigh vs El Paso: which should you move to?

Raleigh or El Paso? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Downtown from Dorothea Dix Park
North Carolina · United States

Raleigh

Photograph: Downtown from Dorothea Dix Park · Abhiram Juvvadi · CC BY-SA 4.0 · source
El Paso from Scenic Drive
Texas · United States

El Paso

Photograph: El Paso from Scenic Drive · WmCheez · CC BY-SA 4.0 · source
The short answer

Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate of 24 September 2026, so the figures net directly with no rate gap, though the prices are different measures: Raleigh's is Zillow's typical home value for the city, El Paso's the Texas A&M Real Estate Research Center's median sale price for El Paso County. Mortgage, property tax and insurance come to about $2,808 a month on Raleigh's $428,671 and $2,165 on El Paso County's $280,615, and about $1,847 on Zillow's index for the City of El Paso, which stood at $238,475. Against local pay the order reverses: Raleigh's $2,808 is roughly 40% of its median household income of $85,060, and El Paso's $2,165 about 43% of $59,932, the lowest income of any city this site compares. El Paso's property tax takes back part of the price gap, $5,845 a year against $3,717, and North Carolina's income tax takes $3,708 on $100,000 for 2025. On the same FBI counts El Paso has the lower crime on every line: 288 violent and 1,340 property offenses per 100,000 against 396 and 2,316, and about 3.8 homicides per 100,000 against 4.9. Choose Raleigh for the higher pay, the tighter and faster-growing job market, Medicaid expansion and a city that is adding people. Choose El Paso for the cheaper house, the lower crime, no state income tax, and the Army and the border.

Population
MeasureRaleighEl PasoAdvantage
City population506,306 (2025)683,012 (2025)Not directly comparable
Metro population1,595,720 (2025)881,291 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
8.2% (2020-2025)0.6% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureRaleighEl PasoAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$428,671 (August 2026)$280,615 (August 2026)El Paso
Detached house benchmark$440,555$239,433El Paso
Apartment or condominium benchmark$270,056$176,689El Paso
Two-bedroom rent$1,655/mo (average, August 2026)$1,126/mo (median, September 2026)El Paso
One-bedroom rent$1,409/mo$941/moEl Paso
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
23.3% of a year's income22.5% of a year's incomeEl Paso
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$2,288/mo at 7.03%$1,498/mo at 7.03%El Paso
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
5.0×4.7×El Paso
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$3,717/yr (0.867%, 2026)$5,845/yr (2.083%, 2025)Raleigh
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$857 (seller pays)NoneEl Paso
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Raleigh: About 0.87% of market value. Raleigh levies 90.91 cents per $100 for fiscal 2027, Wake County's 53.71 cents plus the City's 37.20 cents, against values set at the 1 January 2024 revaluation. North Carolina measures the gap itself: the Department of Revenue puts Wake's assessment level at 95.39% of sale price, which is how it publishes an effective county rate of 0.4933% against a nominal 0.5171%. Wake revalues again on 1 January 2027 and every two years after that, so the next bill resets to what houses are worth then. Inside the downtown municipal service district the bill carries a further 6.8 cents per $100. El Paso: About 2.08% of value for a homesteaded owner, worked out on the $280,615 El Paso County median sale price. A house in the City of El Paso and El Paso ISD, the school district more of the city's residents live in than any other, is taxed by five units for 2025, which add to 2.643693 per $100 before any exemption. Three take a homestead exemption off the appraised value first and two take none: El Paso ISD takes the state's $140,000 and nothing more, El Paso County and the City a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso, the county's hospital district, nothing at all. So El Paso County levies 0.458889 per $100 on $275,615 after an exemption of $5,000, $1,265; City of El Paso levies 0.759649 per $100 on $275,615 after an exemption of $5,000, $2,094; El Paso ISD levies 1.0807 per $100 on $140,615 after an exemption of $140,000, $1,520; El Paso Community College levies 0.103563 per $100 on the full $280,615, with no homestead exemption, $291; University Medical Center of El Paso levies 0.240892 per $100 on the full $280,615, with no homestead exemption, $676. The five come to $5,845 a year, 2.08% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,419. In Ysleta ISD, the district the second most residents live in, the school line is 1.2005 per $100 after an exemption of $196,123, the state's plus the district's own 20%, and the same house comes to $5,339, 1.90%; in Socorro ISD, at 0.9389, it comes to $5,645, 2.01%. The median is the county's, and a typical home inside the city is cheaper: on $238,475, Zillow's August 2026 value for a typical City of El Paso home, the El Paso ISD stack comes to $4,731, 1.98%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. The City has since adopted 0.798 for 2026, but when these figures were retrieved the City Tax Office's table still ran to 2025, so the calculators stay on 2025 until all five units' 2026 rates are published.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureRaleighEl PasoAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000396 (2025)288 (2025)El Paso
Property crime per 100,0002,316 (2025)1,340 (2025)El Paso
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
25 (2025)26 (2025)Not directly comparable
Raleigh

On the FBI's definitions, violent offenses in Raleigh went from 2,573 in 2023 to 2,399 in 2024 and 2,007 in 2025, a 16% drop in the last year, and property offenses from 12,665 to 13,854 and then 11,725. RPD's own 2025 report shows motor vehicle thefts down 32% (2,444 to 1,664), thefts from vehicles down 27%, non-fatal shooting incidents down from 91 to 79 and aggravated assaults without a firearm down 12%, while its all-assault total was flat at 7,418 and murders held at 25 after 24. The 2025 CDE counts were read on 26 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 2,007 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Raleigh Police Department (ORI NC0920100) in calendar 2025, divided by the 506,306 Vintage 2025 city population. On the CDE's own agency population of 508,719 the rate is 395. RPD's 2025 annual report does not publish a count on this definition: its total violent crime of 8,541 counts every assault, simple assaults included (7,418 in all), and lists no rapes, so it runs more than four times the FBI figure and measures something else.

Homicides: 25 murders and nonnegligent manslaughters in 2025 in both RPD's annual report and the FBI CDE, against 24 in 2024, about 4.9 per 100,000 on the city population. RPD's wider count of homicide incidents, which adds one negligent manslaughter and two justifiable homicides, was 28. The high point in the CDE series since 2021 is 45, in 2022.

El Paso

On the FBI's definitions, violent offenses in El Paso went from 1,794 in 2021 to 2,109 in 2022, 2,134 in 2023 and a peak of 2,170 in 2024, then 1,969 in 2025, a 9% drop in the last year that still leaves the count 10% above 2021. Property offenses went from 8,882 to 9,440 and a peak of 11,061 in 2023, then 10,246 and 9,152, 17% below the peak. Motor vehicle theft drove much of the swing: 994 in 2021, 2,314 in 2023 and 1,805 in 2025. In 2025 the CDE shows aggravated assaults down 10% (1,628 to 1,467), robberies down 11% (255 to 226), rapes down 6% (267 to 250), burglaries down 19% (959 to 773) and larcenies down 11%, while murders (20 to 26) and arsons (69 to 78) rose. EPPD's own count of the eight offenses, as reported to the state, fell 11% in 2025, but El Paso Matters found it was the only one of Texas's 25 largest law enforcement agencies to report more serious crime in 2025 than in 2021, after rises in 2022 and 2023. The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 1,969 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the El Paso Police Department (ORI TX0710200) in calendar 2025, divided by the 683,012 Vintage 2025 city population. On the CDE's own agency population of 682,310 the rate is 289. That is the lowest of any US city this site compares, against 375 in Fort Worth, 532 in San Antonio, 577 in Dallas and 890 in Houston, and below Miami's 359. EPPD's own figures, as reported to the Texas Department of Public Safety and summarized by El Paso Matters, put violent crime 10% lower in 2025 than in 2024, in line with the CDE's 9% drop.

Homicides: 26 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 20 in 2024, about 3.8 per 100,000 on the city population, half Fort Worth's rate and a third of Houston's. El Paso Matters, reading the department's report to the state, also has murder rising in 2025, one of only two of the eight tracked offenses that did, with arson. The CDE series is small and uneven: 33 in 2021, 22 in 2022, 37 in 2023, 20 in 2024 and 26 in 2025.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureRaleighEl PasoAdvantage
January mean5.5 °C8.1 °CNot directly comparable
July mean26.9 °C29.1 °CNot directly comparable
Precipitation a year1,170 mm223 mmNot directly comparable
Snowfall a year13 cm7 cmNot directly comparable
Sunshine a year2,606 hours3,763 hoursEl Paso
Raleigh

NOAA NCEI 1991-2020 normals for Raleigh-Durham International Airport (station USW00013722): January mean 41.9F, July mean 80.5F, annual mean 61.2F, 46.07 in of precipitation, 5.2 in of snow. July is the warmest month, ahead of August's 78.8F, with a mean high of 90.8F; January's mean low is 31.8F. Most of the snow falls in January (2.6 in) and February (1.4 in), and September (5.15 in) and July (5.02 in) are the wettest months. Converted here to 5.5 C, 26.9 C, 1,170 mm and 13.2 cm. Sunshine hours are the older 1961-1990 NCDC means (2,606 hours, 58% of possible), since the 1991-2020 normals do not include sunshine.

Hazards: Humid subtropical, with long hot summers and thunderstorms, and winters mild enough that snow is an event. The record storm, on 24 to 25 January 2000, left 20.3 in (52 cm) at the airport, 17.9 in of it in 24 hours, beating a 1927 record of 17.8 in. Hurricanes reach Raleigh weakened but not harmless: Fran in September 1996 dropped 8.80 in (224 mm) of rain at RDU, uprooted trees across the region and did about $900 million of damage in Raleigh and Wake County, and the State Climate Office writes that no storm since has had so wide or lasting an impact on the Triangle. Flooding along the creeks after heavy rain and summer heat are the routine risks.

El Paso

NOAA NCEI 1991-2020 normals for El Paso International Airport (station USW00023044), inside the city about 7 miles east-northeast of downtown and the station where the National Weather Service keeps El Paso's official record: January mean 46.5F, July mean 84.4F, annual mean 66.2F, 8.78 in of precipitation, 2.8 in of snow. July is the warmest month by half a degree over June (83.9F), but June has the hottest afternoons, with a mean high of 97.1F before the monsoon arrives, against July's 95.8F; December (46.1F) is a shade colder than January, whose mean low is 34.5F. More than half the year's rain falls from July through September (1.58, 1.67 and 1.52 in), and April (0.17 in) is the driest month; the snow falls from November to February, most of it in December (1.3 in). The normals count 116.8 days a year at 90F or above, 26.5 at 100F or above and 42.0 nights at or below freezing. Converted here to 8.1 C, 29.1 C, 223 mm and 7.1 cm. That is the least precipitation of any city this site compares, a quarter of Dallas's and a sixth of Houston's, and the most freezing nights of the Texas cities; only Austin, at 28.7, has more 100F days. Sunshine is the 1961-1990 NOAA monthly series as Wikipedia's climate table gives it, 3,762.5 hours a year, rounded here to 3,763 and the most of any city this site compares; Current Results, from the same NCDC comparative data, puts El Paso at 84% of possible sunshine and 193 clear days a year but lists no hours for it, and the 1991-2020 normals do not include sunshine.

Hazards: Heat is the constant, and it is getting worse. The normals count 116.8 days a year at or above 90F and 26.5 at or above 100F (37.8 C). The airport's record is 70 days of 100F in 2023, including 44 in a row from 16 June to 29 July, well ahead of 62 in 1994 and 57 in 2020, and its highest reading is 114F (45.6 C), on 30 June 1994. The summer of 2026 set a different record: 108 days in a row at 90F or above, from 6 June to 21 September, the longest run on record and two days longer than 2015's, with 52 days at 100F or above by 27 September, and El Paso Matters reports the year on track to be the city's warmest. Flash flooding is the danger the dry climate hides. The monsoon brings most of the year's rain in a few storms, and water runs off the Franklin Mountains through the arroyos into the city. From 27 July to 4 August 2006 a series of storms dropped 6.84 in (174 mm) on the airport, 2.84 in (72 mm) of it on 1 August, its second-wettest day since 1938, while 3 to almost 10 in fell over the western side of the city that morning and early afternoon; the National Weather Service calls it the worst flooding in the area's recorded history. The Rio Grande rose to its highest level since 1912, 1,200 people were evacuated from Sunland Park, New Mexico, all of Vinton was evacuated, and the airport's 15.01 in (381 mm) from July through September made it the wettest monsoon on record. The NWS puts the region's damage at about $450 million; El Paso Water counts more than $200 million to homes and businesses and $115 million to the city's stormwater system, and the City Council created a stormwater utility, run by El Paso Water on monthly fees, in 2008. Wind and dust are the spring hazard, from March to early May, when strong winds lift sand and dust off the desert and cut visibility (Wikipedia). On 8 December 2009 gusts near 80 mph (129 km/h) tore roofs off buildings in eastern El Paso and closed Transmountain Road and US 54, and blowing dust cut visibility on I-10 toward Las Cruces to under half a mile (NWS). Drought is a water supply problem. El Paso Water gets nearly half its supply from the Rio Grande, stored upstream in New Mexico's Elephant Butte Reservoir, and says it has not received a full allocation in about a decade; the rest comes from the Hueco and Mesilla aquifers and the Kay Bailey Hutchison Desalination Plant, built with Fort Bliss, which can make 27.5 million gallons a day from brackish groundwater and which the utility calls the largest inland desalination plant in the world. Elephant Butte fell to 26,777 acre-feet on 30 July 2026, 1.4% of its capacity and the least water in it since October 1971 on Texas Water Development Board figures, and stood at 2.4% on 30 September. The utility's Pure Water Center, a $290 million plant that will turn up to 10 million gallons a day of treated wastewater into drinking water piped straight into the distribution system, one of the first of its kind in the country, is under construction and due to open in 2029. Cold is rare, and the grid matters. El Paso Electric is on the grid that covers the western US, not ERCOT's, as the utility itself points out, so El Paso sat outside the Texas grid that failed during Winter Storm Uri: the airport recorded 3.2 in (8.1 cm) of snow on 14 February 2021 and a low of 14F (-10.0 C) on the 14th and 15th, and the Texas Department of State Health Services, which counted 246 deaths from the storm across the state, recorded none in El Paso County. The city's own crisis came ten years earlier. From 1 to 4 February 2011 temperatures stayed below freezing for 78 hours, the high on the 2nd was 15F (-9.4 C) and the low on the 3rd was 1F (-17.2 C); all eight of El Paso Electric's primary generators failed in the cold, forcing rolling blackouts, and frozen pipes and failed pumps left parts of El Paso without water for days (NWS, Wikipedia). The station's record low is -8F (-22.2 C), on 11 January 1962.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureRaleighEl PasoAdvantage
Median household income$85,060 USD (2024)$59,932 USD (2024)Raleigh
Unemployment rate3.1% (July 2026)4.8% (July 2026)Raleigh
Sales tax7.25%8.25%Raleigh
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
41.25%37%El Paso
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$17,157 USD$13,449 USDEl Paso
Raleigh

BLS counted 784,100 nonfarm jobs in the Raleigh MSA in July 2026 (not seasonally adjusted), up 15,900 or 2.1% on the year. Construction grew fastest (+6.8%), then education and health (+4.7%), while information (-5.9%), manufacturing (-1.7%) and trade, transportation and utilities (-0.4%) shrank. Professional and business services is the largest sector at 156,200 jobs, and government, with the state capital and NC State inside it, employs 107,400. The seasonally adjusted series (FRED RALE537NA) reached 786,100 in August 2026, 2.5% above August 2025. Average weekly wages across Wake, Johnston and Franklin counties were $1,621 in the first quarter of 2026 against $1,654 nationally. The newest large employers are drug plants in Holly Springs: Fujifilm Diosynth plans 1,400 jobs there by 2031 after a $1.2 billion expansion announced in April 2024, and Amgen about 725 across two plants after a $1.02 billion second one announced in December 2024.

Main sectors: Professional and business services, the metro's largest sector, Government (the state capital, NC State University, the county school system), Education and health care (WakeMed, UNC Health Rex, Duke Raleigh), Trade, transportation and utilities, Biomanufacturing and life sciences (Fujifilm and Amgen in Holly Springs, Research Triangle Park between Raleigh and Durham).

North Carolina's flat rate has come down every year since 2022: 4.99% (2022), 4.75% (2023), 4.50% (2024), 4.25% (2025) and 3.99% for 2026 and later, with further cuts from 2027 only if revenue triggers are met. Property tax is separate, with Wake County and the City of Raleigh each levying a rate on assessed value.

El Paso

BLS counted 363,500 nonfarm jobs in the El Paso MSA in August 2026 (not seasonally adjusted, preliminary), up 3,200 or 0.9% on the year. Professional and business services grew fastest (+3.5%, to 44,500), then leisure and hospitality (+2.5%, to 44,600), construction and mining (+1.8%) and manufacturing (+1.1%, to 18,400), while information (-4.5%) and local government (-1.3%, to 47,000) shrank and private education and health services held at 56,000. Unlike in Fort Worth and San Antonio, federal employment rose, 3.0% to 13,800; BLS's payroll count does not include active-duty soldiers. Trade, transportation and utilities is the largest sector at 80,200 jobs and government the second at 70,900. The seasonally adjusted series (SMS48213400000000001) was 365,200 in August 2026, 1.2% above August 2025. The Texas Comptroller counts 41,527 direct employees at Fort Bliss in 2025 and estimates the base supported 121,220 Texas jobs and $17.3 billion of the state's GDP ($29.1 billion of output). The border is the other half of the economy: in 2025 the Bureau of Transportation Statistics counted 13.1 million personal vehicle passengers and 5.4 million pedestrians entering at the El Paso port, second on the Mexican border only to San Ysidro for both, and 641,729 trucks at Ysleta-Zaragoza, fourth after Laredo, Otay Mesa and Hidalgo. The largest new investment is Meta's AI data center in Northeast El Paso, a $10 billion project as El Paso Matters described it in May 2026, which the city expects to become its largest property taxpayer, at about $15 million a year once fully built in 2028, with 300 permanent jobs (El Paso Matters).

Main sectors: Military and federal government: Fort Bliss, home of the 1st Armored Division, the largest installation in the Army's Forces Command, with 41,527 direct employees in 2025 (30,288 of them active-duty), and the federal border agencies (US Border Patrol's El Paso Sector, Customs and Border Protection, the El Paso Intelligence Center), Health care (University Medical Center of El Paso and the El Paso County Hospital District, Texas Tech Health El Paso, William Beaumont Army Medical Center), Cross-border trade, transportation and logistics with Ciudad Juárez and its export factories, the metro's largest sector by payroll jobs (80,200 in August 2026), The ports of entry: the downtown Paso del Norte, Stanton Street and Bridge of the Americas crossings, Ysleta-Zaragoza and Tornillo, which together took 842,659 trucks and 28.8 million people into the US in 2025, Education and local government (UTEP, El Paso Community College and the El Paso, Ysleta and Socorro school districts); government is the metro's second-largest sector at 70,900 jobs.

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. On 18 August 2026 a divided City Council adopted a $658.6 million general fund budget for fiscal 2027 and a rate of 79.8 cents per $100 of taxable value, both 6 to 2, which El Paso Matters says will raise the city's bill on the average-value home by about $105; the council had adopted the no-new-revenue rate every year before 2025, and the city manager's proposal at the voter-approval rate would have added $132. The county adopted its no-new-revenue rate of 45.1 cents, about $41 more on a $229,637 home, and the hospital district proposed its no-new-revenue rate of 23.7 cents. El Paso's rates are among the highest of Texas's big counties, but its home values are among the lowest: an El Paso Matters analysis of Tax Foundation and Census data found the county's median property tax bill took 6.1% of median household income in 2024, about the same share as in most large Texas counties and less than in Travis County, where the median bill was 111% higher. The county, school district, hospital district, community college and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureRaleighEl PasoAdvantage
SystemGoRaleigh city buses (38 fixed routes), GoTriangle regional buses to Durham, Chapel Hill, Research Triangle Park and RDU, and Amtrak's Piedmont, Carolinian and Floridian at Raleigh Union Station; no rail transit inside the citySun Metro, a department of the City of El Paso that also serves the rest of El Paso County: 39 fixed bus routes with a fleet of 171 buses running on compressed natural gas, four Brio rapid bus lines (Mesa, opened 2014; Alameda and Dyer, 2018; Montana, 2022) covering about 51.5 miles with 98 stations, running in mixed traffic with signal priority, the fare-free El Paso Streetcar on a 4.8-mile downtown and UTEP loop with 27 stops, using restored 1937 PCC cars (opened November 2018), and LIFT paratransitNot directly comparable
Commute by public transit1.7% (2024)0.9% (2024)Raleigh
Walk or cycle to work1.5% (2024)1.6% (2024)El Paso
AirportRaleigh-Durham International Airport (RDU), 15.6 million passengers in 2025, a record just above 2024's 15.5 million, per the Airport Authority. It sits between Raleigh and Durham, and a $1.1 billion replacement primary runway, 10,639 ft long, has been under construction since October 2023.El Paso International Airport (ELP), owned by the city about 7 miles east-northeast of downtown and with no airline hub, handled 3,838,968 passengers in 2025, 4.9% fewer than the record 4,038,530 of 2024, and 83,183 tons of freight, 11.3% fewer, per the airport's December 2025 activity report; Southwest Airlines carried 54% of December's passengers and American 24%. On the night of 10 February 2026 the FAA closed most of El Paso's airspace to civil aviation, citing special security reasons, and lifted the order less than eight hours later; 14 passenger flights were canceled (Wikipedia).Not directly comparable
Raleigh

GoRaleigh carried 7,991,200 unlinked trips in 2025 and about 25,300 a weekday in the second quarter of 2026 (APTA ridership reports, as cited by Wikipedia). Fares came back on August 1, 2024, at $1.25 a ride after the pandemic fare-free years, and riders 65 and over or 18 and under still ride free once enrolled. The half-cent Wake Transit sales tax pays for the expansion. Its first bus rapid transit line, on New Bern Avenue east of downtown, has two of three construction phases under way, and the city expects the corridor finished by the end of 2028, with lines south to Garner, west to Cary and north to North Hills planned after it. Commuter rail between Durham and Clayton, the rail half of the same plan, met what GoTriangle calls significant feasibility challenges, and the two regional planning bodies are now studying smaller, incremental passenger rail options instead. Intercity rail is moving faster: NCDOT holds a $1.09 billion federal grant (December 2023) for the Raleigh to Wake Forest segment of the S-Line to Richmond, with bridges replacing road crossings under construction in 2026, and Amtrak counted 289,230 passengers at Raleigh Union Station in fiscal 2025.

El Paso

Sun Metro carried 6,186,400 unlinked trips in 2025, 5,575,200 of them by bus and 396,200 on the streetcar, and about 20,200 a weekday in the second quarter of 2026, 1,400 of them on the streetcar (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is slightly more than Trinity Metro's 6,180,600 in Fort Worth, a city half again as large, and a fifth of VIA's 30.7 million in San Antonio. The system is paid for in part by a half-cent city sales tax levied since 1988, and the standard fare is $1.50. The Brio lines, branded buses with curbside stations and pre-boarding ticket machines, run less often than that branding suggests: Sun Metro's current schedules give the Mesa line every 15 minutes at weekday peaks and 20 otherwise, the Alameda and Dyer lines 20 and 25, and the Montana line 30 to 35; the Montana line, 17 miles to the Upper East Side, is the longest. The streetcar runs every 15 minutes, until 11 pm on Fridays and Saturdays, and charges no fare. Its cars ran on El Paso's last line, the international loop through Ciudad Juárez, from 1950 until it closed in 1973 (Wikipedia).

06: Daily life

Health care, schools and what each city is like

Raleigh

Health care

Care is paid for through employer or individual private insurance, Medicare and Medicaid, and North Carolina expanded Medicaid on December 1, 2023; about 740,000 people are covered by the expansion. Federal changes narrow it: non-citizen eligibility rules tighten from October 1, 2026, and from January 1, 2027 most expansion adults face a work requirement of 80 hours a month (or equivalent earnings) and renewals every six months. Three systems run Raleigh's hospitals. WakeMed's Raleigh Campus is a Level I trauma center, with a Level III center at WakeMed Cary, and WakeMed describes itself as Wake County's only provider of trauma services. UNC Health Rex, founded in 1894, is the UNC Health hospital in the city, and Duke Raleigh Hospital has 204 inpatient beds for cancer, heart, neuroscience and gastrointestinal care. The academic medical centers of Duke in Durham and UNC in Chapel Hill are inside the same region. This file did not verify a wait time figure for primary or specialist care.

Education

The Wake County Public School System is one county-wide district and enrolled 160,413 students in 2025-26, 702 fewer than the year before; it projects 161,461 across 204 schools for 2026-27. More than a quarter of the county's students now attend charter or private schools or are home-schooled, according to the News & Observer. Every address has a base school, and families can also apply to magnet and year-round calendar schools. NC State University enrolled 40,503 students in fall 2025 (30,504 undergraduate, 9,999 graduate) and is the city's research university; Meredith College, William Peace University, Shaw University and Wake Technical Community College are also in Raleigh, and Duke and UNC-Chapel Hill are in Durham and Chapel Hill. Saint Augustine's University, a historically Black university in the city, filed for Chapter 11 in April 2026 after a long fight over its accreditation and is offering no classes in fall 2026.

Living there

Raleigh is a state capital and a university town at the center of a metro of 1.6 million, and most of it lives like a ring of suburbs around a compact downtown. Two workers in three drive to work alone, fewer than one in fifty rides a bus, and more than one in five works from home. The city's greenways run for more than 100 miles along its creeks and the Neuse River, yet walking and cycling together carry 1.5% of commutes. Work is spread across the Triangle rather than gathered in the city: state government and NC State in the city, Research Triangle Park between Raleigh and Durham, drug plants in Holly Springs, and Durham and Chapel Hill close enough to share the airport. Summers are long, hot and humid, with a July mean of 80.5F, and winters are mild. The open question is whether the region can build the transit its growth now calls for. The half-cent tax Wake voters approved in 2016 is paying for more buses and a first bus rapid transit line on New Bern Avenue, due by the end of 2028, but the commuter rail at the center of that plan is back at the study stage, so for now living here without a car depends on choosing exactly where to live.

El Paso

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of El Paso's rate was 20.8% (138,104 of 665,393), El Paso County's 21.5% and the metro's 21.5%. University Medical Center of El Paso, run by the El Paso County Hospital District, is the county's only public hospital and the region's only Level I trauma center; it has 394 licensed beds and in fiscal 2024 counted 97,326 emergency visits and more than a million outpatient visits. The district, which also runs El Paso Children's Hospital, has budgeted $136 million of uncompensated care for fiscal 2027 on a $2.1 billion budget, citing the end of the enhanced ACA subsidies, and voters approved a $397 million bond for it in 2024 (El Paso Matters). UMC is the teaching hospital of Texas Tech Health El Paso, formerly Texas Tech University Health Sciences Center El Paso, independent since 2013, whose Paul L. Foster School of Medicine was the first four-year medical school on the US-Mexico border; it also runs schools of nursing, biomedical sciences and dental medicine, the last of which took its first class in 2021, and is planning the Fox Cancer Center, which it calls the first comprehensive cancer center in far West Texas. William Beaumont Army Medical Center, the Army hospital at Fort Bliss, moved into a new 1.1-million-square-foot complex on East Fort Bliss in July 2021 and runs the emergency department for Northeast El Paso (Wikipedia). This file did not verify a wait time figure for primary or specialist care.

Education

Four school districts cover parts of the city, El Paso ISD, Ysleta ISD, Socorro ISD and Canutillo ISD, and nine serve the county (Wikipedia). All of them are shrinking: El Paso County lost almost 12,000 residents aged 5 to 18 between 2020 and 2025, 6.6%, and the three largest districts had about 124,000 students in 2025-26, 13% fewer than seven years earlier (El Paso Matters). El Paso ISD lost almost 1,900 students in 2025-26 against a budgeted 1,000, ran a $52.8 million deficit, and on 4 June 2026 its board declared financial exigency to cut about 410 jobs, after which two trustees resigned; it has postponed a bond election to May 2027. Ysleta ISD adopted a budget that nearly empties its savings. The University of Texas at El Paso, an R1 research university, has 26,297 students, 85% of them Hispanic and half the first in their families to attend college, and calls itself the leading Hispanic-serving university in the country. El Paso Community College, with five campuses, enrolled 25,563 credit students in fall 2024, 81.7% of them Hispanic (EPCC Fact Book). Texas Tech Health El Paso trains doctors, nurses and dentists beside UMC.

Living there

El Paso is the only city this site compares on the Mexican border, the only one in the desert, and the only Texas city here on Mountain time, an hour behind the rest of the state, half of a metropolis whose larger half, Ciudad Juárez, is across the Rio Grande: 28.8 million people crossed into the US at its three ports in 2025. It is also the one Texas city here that is not growing. It lost 2,219 residents in 2024-25, the most of any city in the state, and has grown 0.6% since 2020, as births fall, fewer people move up from Mexico and young adults leave for better pay; household income, at $59,932, is the lowest of any city this site compares, and 20.8% of residents have no health insurance. Fort Bliss and the border agencies anchor the economy, with health care, trade and the schools. Its violent crime rate, 288 per 100,000 on the FBI's counts for 2025, is the lowest of any US city here, with 26 homicides. It is built for the car, with 0.9% of workers on a bus network that runs four Brio rapid lines and a free downtown streetcar. The climate is the driest and sunniest here, with 8.78 in of rain a year, and the hottest summers are recent ones: 70 days at 100F in 2023 and 108 straight days at 90F or above in 2026. The open questions are water and money: the Rio Grande reservoir that supplies nearly half the city's water fell to 1.4% of capacity in July 2026, a divided council raised the city's property tax rate in August, El Paso ISD declared financial exigency in June as enrollment falls, and the city is counting on Meta's data center, due to become its largest property taxpayer, to take some of the load off homeowners.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the figures net directly with no rate gap. The prices are different measures. Raleigh's is Zillow's typical home value for the city, $428,671 in August 2026 and 1.7% below a year earlier. El Paso's is the Texas A&M Real Estate Research Center's median sale price for El Paso County, single-family homes, condominiums and townhouses together, $280,615 in August on 786 sales, 4.3% above a year earlier; no median for the City of El Paso alone could be found, and the city holds 78% of the county's people. On Zillow's index, the same measure in both, Zillow's index for the City of El Paso stood at $238,475, 2.2% above a year earlier, and Raleigh's typical home is about 1.8 times it. At 20% down, Raleigh's $342,937 loan costs about $2,288 a month and a $224,492 loan on El Paso County's median about $1,498. Property tax is about $3,717 a year in Raleigh, 0.867% of value, against $5,845 in El Paso with a homestead, an effective 2.08%, and insurance is budgeted at $210 a month against $180, the El Paso figure an estimate between published averages of $2,280 and $2,520 a year, with no flood policy in either. The three lines come to about $2,808 and $2,165, roughly 40% and 43% of each city's 2024 median household income. Of the $643 gap, Raleigh's mortgage is about $790 higher and its insurance $30, and El Paso's property tax $177 higher. On Zillow's value for both, El Paso's carry would be about $1,847, 37% of its median income. Rents are on different series, RentCafe's August averages for Raleigh and Apartment List's September medians for El Paso: a one-bedroom at $1,409 against $941, a two-bedroom $1,655 against $1,126. Zillow's observed rent index, the same measure in both, puts them much closer, $1,577 in Raleigh and $1,519 in El Paso in August, about 22% and 30% of median income.

This is one of the pairs where the definitions match: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 26 and 30 September 2026. El Paso is the lower on every line. Its 1,969 violent offenses come to 288 per 100,000 against Raleigh's 396 on 2,007, and its 9,152 property offenses to 1,340 against 2,316 on 11,725; both El Paso rates are the lowest of any US city this site compares. Homicide is closer: 26 in El Paso, about 3.8 per 100,000, against 25 in Raleigh, about 4.9, and El Paso's rose from 20 while Raleigh's held after 24. The directions differ. Violent offenses dropped 16% in Raleigh in 2025, from 2,399, and 9% in El Paso, from a peak of 2,170, but El Paso's count is still 10% above 2021's 1,794, and El Paso Matters found it was the only one of Texas's 25 largest law enforcement agencies to report more serious crime in 2025 than in 2021. Motor vehicle theft fell in both: Raleigh's police counted a 32% drop in 2025, and El Paso's federal count went from 2,314 in 2023 to 1,805. Neither department's own total replaces the FBI's: Raleigh's violent crime total counts simple assaults and runs more than four times the federal figure, and El Paso's report to the state is known here only as percentages. Both sets of counts can still be revised.

El Paso is the drier, sunnier and slightly warmer place, and the two cities' storms could hardly differ more. January averages 8.1 C at El Paso International against 5.5 C at Raleigh-Durham International, and July 29.1 C against 26.9 C. El Paso's normals count 116.8 days a year at 90F or above, 26.5 at or above 37.8 C (100F) and 42.0 nights at or below freezing, the most of the Texas cities this site compares; in 2026 the airport had 108 days in a row at 90F or above, from 6 June to 21 September, the longest run on record. Raleigh gets 1,170 mm of rain a year, about five times El Paso's 223 mm, the least of any city here, and 13.2 cm of snow against 7.1 cm. On the older 1961-1990 series El Paso had 3,763 hours of sun, the most of any city this site compares, against Raleigh's 2,606. Raleigh's worst storm was Hurricane Fran, which in September 1996 dropped 8.80 in (224 mm) at RDU and did about $900 million of damage in Raleigh and Wake County, and its record storm is snow, 20.3 in (52 cm) in January 2000. El Paso's is the monsoon flash flood: from 27 July to 4 August 2006 the airport took 6.84 in (174 mm), water ran off the Franklin Mountains through the arroyos, and the National Weather Service calls it the worst flooding in the area's recorded history, with about $450 million of damage across the region. Spring brings wind and dust, and drought is a water supply problem: Elephant Butte Reservoir, which holds the Rio Grande water that is nearly half El Paso's supply, fell to 1.4% of capacity on 30 July 2026. Insurance prices the two at $210 a month against $180, with flood cover a separate policy in both.

Raleigh's labor market is about twice the size of El Paso's, tighter and growing faster. On the same unadjusted basis, unemployment in July 2026 was 3.2% around Raleigh and 4.8% around El Paso, against 4.4% nationally. Raleigh's 784,100 nonfarm jobs in July were 2.1% more than a year earlier, and El Paso's 363,500 in August 0.9% more. Raleigh's largest sector is professional and business services at 156,200 jobs, then government, with the state capital and NC State inside it, at 107,400. El Paso's largest is trade, transportation and utilities at 80,200, much of it the traffic with Ciudad Juárez's export factories across the Rio Grande, then government at 70,900, and its anchor is the Army: Fort Bliss, home of the 1st Armored Division, had 41,527 direct employees in 2025, 30,288 of them on active duty, and the Texas Comptroller estimates it supports 121,220 Texas jobs. Federal employment around El Paso rose 3.0% on the year. Pay is the widest gap. Raleigh's average weekly wage was $1,621 in the first quarter of 2026, against $1,654 nationally; El Paso County's private sector average was $906 in the third quarter of 2025, 38% below the Texas and national figures, a different measure and quarter. City median household income was $85,060 in Raleigh and $59,932 in El Paso in 2024, and the metros' $102,144 and $59,834. Tax is North Carolina's flat rate against none. A single filer on $100,000 pays about $17,157 in Raleigh for 2025, $3,708 of it to the state, and $13,449 in El Paso. Property tax runs the other way: $2,128 a year more on El Paso County's median than on Raleigh's typical home, which North Carolina's 2025 rate matches at about $63,000 of income, a little above El Paso's median household income. Sales tax is 7.25% in Wake against 8.25%.

Neither is a transit city. In 2024, 1.7% of Raleigh workers took transit and 1.5% walked or cycled, against 0.9% and 1.6% in El Paso; 66.3% drove alone against 75.3%, and 21.8% of Raleigh's workers worked from home against 7.4%. GoRaleigh carried 7,991,200 trips in 2025, all of them by bus. Sun Metro, a department of the City, carried 6,186,400, 396,200 of them on the fare-free El Paso Streetcar, a 4.8-mile loop through downtown and UTEP on restored 1937 PCC cars, and runs four Brio rapid bus lines in mixed traffic with signal priority. The Brio lines run less often than the branding suggests, every 15 minutes on Mesa at weekday peaks and 20 otherwise, and 20 to 35 minutes on the other three, so none runs every 15 minutes all day. Wake County's half-cent transit tax is building Raleigh's first bus rapid transit line on New Bern Avenue, due by the end of 2028, while the commuter rail in the same plan is back at the study stage; El Paso has levied its own half-cent for Sun Metro since 1988. RDU handled a record 15.6 million passengers in 2025 and also serves Durham and Chapel Hill; El Paso International, about 7 miles from downtown and no airline's hub, handled 3,838,968, about a quarter as many. El Paso keeps Mountain time, two hours behind Raleigh.

Medicaid is the state line that matters most here. North Carolina expanded it on 1 December 2023 and about 740,000 people are covered through the expansion, though from 1 January 2027 most expansion adults face a work requirement of 80 hours a month. Texas has not expanded it and had the highest uninsured rate of any state in 2024, 16.7%; the City of El Paso's was 20.8% and El Paso County's 21.5%, and Raleigh's profile gives no rate. Raleigh's hospitals are WakeMed, whose Raleigh campus is a Level I trauma center, UNC Health Rex and Duke Raleigh, with Duke and UNC's academic centers in the region. El Paso's public hospital is University Medical Center of El Paso, the region's only Level I trauma center, with 394 licensed beds, and the teaching hospital of Texas Tech Health El Paso; its hospital district has budgeted $136 million of uncompensated care for fiscal 2027, and William Beaumont Army Medical Center at Fort Bliss runs the emergency department for Northeast El Paso. Neither profile verified a wait time. The schools are organized differently and shrinking in both. The Wake County Public School System is one county-wide district, enrolled 160,413 in 2025-26, 702 fewer than a year earlier, and gives every address a base school. El Paso is split among El Paso, Ysleta, Socorro and Canutillo ISDs; the three largest had about 124,000 students in 2025-26, 13% fewer than seven years earlier, and El Paso ISD, after losing almost 1,900 students, declared financial exigency on 4 June 2026 to cut about 410 jobs. NC State enrolled 40,503 in fall 2025; UTEP, an R1 research university, has 26,297, 85% of them Hispanic.

What people underestimate is how differently the two property taxes behave, and which city is growing. Raleigh's bill is two rates, Wake County's 53.71 cents and the City's 37.20 cents per $100 for fiscal 2027, on values set at the 1 January 2024 revaluation, so the 90.91 cents is 0.867% of what a buyer pays; Wake revalues next on 1 January 2027 and every two years after. El Paso's is five taxing units adding to 2.643693 per $100 before exemptions, the highest of the Texas cities here, on a value the El Paso Central Appraisal District sets, and its homestead exemptions are small: El Paso ISD takes the state's $140,000 off, El Paso County and the City a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso nothing at all. The homestead has to be filed, or the median house owes $7,419 rather than $5,845. Its appraised value may then rise no more than 10% a year, but a buyer starts at full value, so the seller's bill is no guide. The $5,845 is for an address inside the City and El Paso ISD, which holds under half the city's residents; in Ysleta ISD the same house pays $5,339 and in Socorro ISD $5,645, and east of Loop 375 the new subdivisions of Paseo del Este sit outside the limits in municipal utility districts levying 0.6237 to 0.8018 per $100 on top. The City's line is rising: on 18 August 2026 a divided council adopted 79.8 cents per $100 for 2026, up from the 75.9649 cents in these 2025 figures. And only one city is growing. Raleigh added 7,289 residents in 2024-25 and 8.2% since 2020; El Paso lost 2,219, the largest loss of any Texas city, and is 0.6% larger than in 2020.

Raleigh

Better here

  • City median household income was $85,060 in 2024 against $59,932 in El Paso, and the metro's $102,144 against $59,834.
  • Unemployment was 3.2% around Raleigh in July 2026, not seasonally adjusted, against 4.8% around El Paso, and nonfarm jobs grew 2.1% in the year to July against 0.9% in the year to August.
  • North Carolina expanded Medicaid on 1 December 2023, where Texas has not and had the highest uninsured rate of any state in 2024, 16.7%, with the City of El Paso at 20.8%.
  • Property tax is about $3,717 a year on the typical home for fiscal 2027, 0.867% of value, against $5,845 and an effective 2.08% on El Paso County's median.
  • Mortgage, property tax and insurance take about 40% of the city's median household income, against about 43% in El Paso.
  • The city added 7,289 residents in 2024-25 and 8.2% since 2020, while El Paso lost 2,219.

Worse here

  • A single filer on $100,000 pays about $17,157 in income tax for 2025, $3,708 of it to North Carolina, against $13,449 of federal tax alone in El Paso.
  • Zillow's typical Raleigh home is $428,671, against $238,475 on Zillow's index for the City of El Paso.
  • Mortgage, property tax and insurance come to about $2,808 a month, against $2,165 on El Paso County's median at the same 7.03% rate.
  • Violent crime ran 396 per 100,000 in 2025 against 288 in El Paso, and property crime 2,316 against 1,340, on the same FBI counts.
  • January averages 5.5 C with 13.2 cm of snow on the 1991-2020 normals, against 8.1 C and 7.1 cm in El Paso, and the older series gives 2,606 hours of sun against 3,763.
  • Hurricanes reach the city weakened but not harmless: Fran did about $900 million of damage in Raleigh and Wake County in 1996.

Choose Raleigh if

  • you work in state government, a university, life sciences or professional services, or at Duke, UNC or Research Triangle Park
  • you may need Medicaid, or work in a job with thin health coverage
  • you want pay near the national level and unemployment near 3%
  • you own on a modest income, below about $63,000, where Raleigh's lower property tax outweighs North Carolina's income tax on these two figures

The Raleigh guide · Neighborhoods · Raleigh rent vs buy · Raleigh mortgage calculator

El Paso

Better here

  • Mortgage, property tax and insurance come to about $2,165 a month on El Paso County's median, and about $1,847 on Zillow's value for the city, against $2,808 in Raleigh.
  • Violent crime ran 288 per 100,000 in 2025, the lowest of any US city this site compares, against 396 in Raleigh, on the same FBI counts.
  • Property crime ran 1,340 per 100,000 against 2,316, and homicide about 3.8 per 100,000 against 4.9.
  • Texas levies no income tax, so $100,000 pays $13,449 in federal tax for 2025 and $13,170 for 2026, against about $17,157 and $16,651 in Raleigh.
  • January averages 8.1 C, and the older 1961-1990 series gives 3,763 hours of sun a year, the most of any city this site compares.
  • Fort Bliss had 41,527 direct employees in 2025, and federal employment around El Paso rose 3.0% in the year to August 2026.

Worse here

  • City median household income was $59,932 in 2024, the lowest of any city this site compares, so the cheaper house takes a larger share of pay, about 43% against 40%.
  • The five taxing units take $5,845 a year on the median with a homestead, an effective 2.08%, and $7,419 without one, against about $3,717 in Raleigh.
  • Texas had the highest uninsured rate of any state in 2024, 16.7%, the City of El Paso's was 20.8%, and Texas is one of ten states that have not expanded Medicaid.
  • The normals count 26.5 days a year at or above 37.8 C (100F), and 2026 had 108 days in a row at 90F or above.
  • Elephant Butte Reservoir, which holds the Rio Grande water that is nearly half the city's supply, fell to 1.4% of capacity in July 2026.
  • The city lost 2,219 residents in 2024-25, the largest loss of any Texas city, and El Paso ISD declared financial exigency in June 2026.

Choose El Paso if

  • you work for the Army at Fort Bliss, a federal border agency, or in cross-border trade and logistics
  • you rent, or own and earn more than about $63,000, the point where North Carolina's 2025 rate outweighs El Paso's extra property tax on the two figures
  • you want the lower violent and property crime rates, on figures built the same way
  • you would rather have a dry, sunny 8.1 C January than 1,170 mm of rain and the odd hurricane

The El Paso guide · Neighborhoods · El Paso rent vs buy · El Paso mortgage calculator

08: Questions people ask

Raleigh or El Paso, in short

Is Raleigh or El Paso cheaper to live in?

El Paso, in dollars; against local pay, Raleigh by a little. Both cities price in US dollars and both were priced at the same 7.03% mortgage rate of 24 September 2026, so the figures net directly, though the prices are different measures. Raleigh's typical home on Zillow's index was $428,671 in August 2026 and El Paso County's median sale price $280,615; Zillow's index for the City of El Paso stood at $238,475. At 20% down the mortgage is about $2,288 against $1,498. Property tax is about $3,717 a year against $5,845 and insurance $210 a month against $180, so the three lines come to about $2,808 in Raleigh and $2,165 in El Paso, roughly 40% and 43% of each city's median household income, $85,060 and $59,932. On Zillow's value for both, El Paso's would be about $1,847, 37%. Renting is close in dollars and not against pay: Zillow's observed rent index was $1,577 in Raleigh and $1,519 in El Paso in August, about 22% and 30% of median income. North Carolina takes income tax, $3,708 on $100,000 for 2025, and Texas does not; sales tax is 7.25% in Wake against 8.25%.

Is Raleigh or El Paso safer?

El Paso, on every line, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates. Violent offenses ran 288 per 100,000 in El Paso against 396 in Raleigh, and property offenses 1,340 against 2,316; El Paso's are the lowest rates of any US city this site compares. Homicide is closer: 26 in El Paso, about 3.8 per 100,000, and 25 in Raleigh, about 4.9. Raleigh improved faster in 2025, its violent offenses dropping 16% against 9% in El Paso, and El Paso's murders rose from 20 while Raleigh's held after 24. Raleigh's police total counts simple assaults, so neither department's own figure is used. The counts were read on 26 and 30 September 2026 and can still be revised.

Which has the better job market, Raleigh or El Paso?

Raleigh's is about twice the size, tighter and growing faster, and it pays more. On the same unadjusted basis unemployment was 3.2% around Raleigh and 4.8% around El Paso in July 2026, against 4.4% nationally, and nonfarm jobs grew 2.1% to 784,100 in Raleigh in July and 0.9% to 363,500 around El Paso in August. Raleigh's work is professional services, state government and NC State, with Research Triangle Park, Duke and UNC in the region. El Paso's is Fort Bliss, with 41,527 direct employees in 2025, the federal border agencies, health care, and trade with Ciudad Juárez, the metro's largest sector at 80,200 jobs; federal employment there rose 3.0% on the year. City median household incomes were $85,060 and $59,932 in 2024, and the metros' $102,144 and $59,834.

Does Texas having no income tax make El Paso cheaper than Raleigh?

For a renter, yes. For an owner it depends on income, because El Paso's property tax takes back more than North Carolina's income tax at modest pay. A single filer on $100,000 pays about $17,157 in Raleigh for 2025, $3,708 of it to North Carolina, against $13,449 of federal tax alone in El Paso, and North Carolina's flat rate drops from 4.25% to 3.99% for 2026. Texas collects through property instead. El Paso's five taxing units take $5,845 a year on El Paso County's median with a homestead, an effective 2.08%, against about $3,717 on Raleigh's typical home, 0.867%, a difference of $2,128 a year, which North Carolina's 2025 rate passes at about $63,000 of income, a little above El Paso's median household income of $59,932. Below that, on these two figures, an owner in El Paso pays more in the two taxes together. Sales tax is 8.25% in El Paso against 7.25% in Wake. Both bills can move: Wake revalues on 1 January 2027, El Paso's City rate rises for 2026, and an El Paso buyer is taxed on full appraised value rather than the seller's capped one.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Annual Estimates of the Resident Population for Incorporated Places in North Carolina: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides
  2. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth
  3. Annual Resident Population Estimates for Combined Statistical Areas: April 1, 2020 to July 1, 2025 (CSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population
  4. Crime Data Explorer summarized agency data, Raleigh Police Department (NC0920100): violent crime, property crime and homicide, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  5. 2025 Annual Crime Data · Raleigh Police Department · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  6. Raleigh's Crime Data · City of Raleigh · retrieved
    Supports: Crime trend
  7. US Climate Normals 1991-2020, station USW00013722 Raleigh-Durham International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, January 41.9F, July 80.5F and August 78.8F from the monthly series, and annual mean 61.2F, precipitation 46.07 in and snowfall 5.2 in from dataset=normals-annualseasonal-1991-2020 for the same station
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    Supports: Sunshine hours
  9. Raleigh's Record Snow Surprised Everyone in January 2000 · North Carolina State Climate Office · retrieved
    Supports: Climate hazards
  10. Then and Now, Fran a Standard-Bearer for Hurricane Destruction · North Carolina State Climate Office · retrieved
    Supports: Climate hazards
  11. Hurricane Fran, September 1996 · National Weather Service, Raleigh · retrieved
    Supports: Climate hazards
  12. ACS 2024 1-year tables B08301 and B19013 for Raleigh city and the Raleigh-Cary MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  13. Unemployment Rate in Raleigh-Cary, NC (MSA), RALE537UR and RALE537URN · FRED, Federal Reserve Bank of St. Louis (BLS LAUS data) · retrieved
    Supports: Unemployment rate
  14. All Employees: Total Nonfarm in Raleigh-Cary, NC (MSA), RALE537NA · FRED, Federal Reserve Bank of St. Louis (BLS CES data) · retrieved
    Supports: Labour market
  15. Raleigh, NC, Area Economic Summary · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Main sectors, Labour market
  16. FUJIFILM Diosynth Biotechnologies Expanding Manufacturing Operations in Holly Springs · Wake County Government · retrieved
    Supports: Main sectors, Labour market
  17. Amgen to add 370 jobs as part of $1B investment in Holly Springs, NC, officials say · WRAL · retrieved
    Supports: Main sectors, Labour market
  18. Current Sales and Use Tax Rates (effective July 1, 2026) · North Carolina Department of Revenue · retrieved
    Supports: Sales tax
  19. Investment in Wake County Transit System Begins · Research Triangle Park · retrieved
    Supports: Sales tax, Transit ridership
  20. Prepared Food & Beverage Tax · Wake County Tax Administration · retrieved
    Supports: Sales tax
  21. Tax Rate Schedules · North Carolina Department of Revenue · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  22. North Carolina Standard Deduction or North Carolina Itemized Deductions · North Carolina Department of Revenue · retrieved
    Supports: Income tax on $100,000
  23. 2025 D-401 North Carolina Individual Income Tax Instructions · North Carolina Department of Revenue · retrieved
    Supports: Income tax on $100,000
  24. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  25. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  26. GoRaleigh (citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  27. GoRaleigh Resumes Fare Collection · GoRaleigh · retrieved
    Supports: Transit ridership
  28. Raleigh City Council Awards Second Construction Contract for Wake BRT: New Bern Avenue · City of Raleigh · retrieved
    Supports: Transit ridership, Character
  29. Wake BRT: New Bern Avenue · City of Raleigh · retrieved
    Supports: Transit ridership
  30. Commuter Rail · GoTriangle · retrieved
    Supports: Transit ridership, Character
  31. Construction Advances on S-Line Rail Corridor in Wake County · North Carolina Department of Transportation · retrieved
    Supports: Transit ridership
  32. Raleigh Union Station (citing Amtrak fiscal 2025 station ridership) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  33. Just in: RDU Airport welcomed 15.6 million total passengers in 2025, up slightly from the previous year · Raleigh-Durham Airport Authority (RDU Airport on X) · retrieved
    Supports: Airport passengers
  34. Raleigh-Durham International Airport (2025 and 2024 passenger totals) · Wikipedia · retrieved
    Supports: Airport passengers
  35. Big Runway, Big Numbers, Big Progress · Raleigh-Durham International Airport · retrieved
    Supports: Airport passengers
  36. NCDHHS Launches the Know What's Next Toolkit on Medicaid Changes Starting Oct. 1, 2026 · North Carolina Department of Health and Human Services · retrieved
    Supports: Health care
  37. Trauma Centers · WakeMed Health & Hospitals · retrieved
    Supports: Health care
  38. About Duke Raleigh · Duke Health · retrieved
    Supports: Health care
  39. UNC Rex Healthcare · Wikipedia · retrieved
    Supports: Health care
  40. Wake's student enrollment has dropped overall, but pockets of growth remain · The News & Observer (via Yahoo News) · retrieved
    Supports: Education
  41. Stats and Facts · Wake County Public School System · retrieved
    Supports: Education
  42. Base Schools · Wake County Public School System · retrieved
    Supports: Education
  43. About Us (fall 2025 headcount enrollment) · North Carolina State University Catalog · retrieved
    Supports: Education
  44. Bankrupt Saint Augustine's Will Not Offer Fall Classes · Inside Higher Ed · retrieved
    Supports: Education
  45. Saint Augustine's University (North Carolina) · Wikipedia · retrieved
    Supports: Education
  46. Trails · City of Raleigh Parks, Recreation and Cultural Resources · retrieved
    Supports: Character
  47. Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
  48. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  49. El Paso city population drops by 2,209 in 2025, largest decline in Texas, new census estimates show · El Paso Matters · retrieved
    Supports: Five-year growth, Median household income, Character
  50. Ciudad Juárez (2020 Mexican census population, ports of entry, maquiladoras) · Wikipedia · retrieved
    Supports: City population, Metro population, Main sectors, Character
  51. Crime Data Explorer summarized agency data, El Paso Police Department (TX0710200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  52. El Paso police, sheriff report decline in serious crime in 2025 · El Paso Matters · retrieved
    Supports: Violent crime rate, Homicides, Crime trend, Character
  53. US Climate Normals 1991-2020, station USW00023044 El Paso International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 46.5F, June 83.9F, July 84.4F and December 46.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 66.2F, precipitation 8.78 in, snowfall 2.8 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  54. Global Historical Climatology Network daily summaries, El Paso International Airport (USW00023044), 1938-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, Character, 116.8 and 26.5 are the normals; from the daily series: 70 days at or above 100F in 2023 and 44 in a row from 16 June to 29 July 2023, 62 in 1994, 57 in 2020, 52 in 2026 through 27 September, 108 days in a row at or above 90F from 6 June to 21 September 2026 against 106 in 2015, 114F on 30 June 1994, 6.84 in from 27 July to 4 August 2006 and 2.84 in on 1 August 2006, 15.01 in from July to September 2006, 3.2 in of snow on 14 February 2021 and 14F on 14 and 15 February 2021, 15F high on 2 February 2011 and 1F on 3 February 2011, -8F on 11 January 1962
  55. Average Annual Days of Sunshine and Percent of Possible Sunshine, Texas · Current Results (NCDC Comparative Climatic Data) · retrieved
    Supports: Sunshine hours, Climate normals
  56. El Paso, Texas (climate table: monthly sunshine hours 1961-1990 from NOAA; flooding, dust storms, February 2011 cold; school districts) · Wikipedia · retrieved
    Supports: Sunshine hours, Climate normals, Climate hazards, Education, Main sectors, character.note (El Paso is in the Mountain Time Zone, UTC-07:00)
  57. Meteorological Aspects of the 2006 El Paso Texas Metropolitan Area Floods (National Weather Digest, August 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved
    Supports: Climate hazards, Character
  58. Stormwater · El Paso Water · retrieved
    Supports: Climate hazards
  59. Major Wind Storm Strikes Western Texas and Southern New Mexico (8 December 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved
    Supports: Climate hazards
  60. Intense Cold Wave of February 2011 · NOAA National Weather Service, El Paso/Santa Teresa · retrieved
    Supports: Climate hazards
  61. Water Resources · El Paso Water · retrieved
    Supports: Climate hazards
  62. Rio Grande and Elephant Butte · El Paso Water · retrieved
    Supports: Climate hazards, Character
  63. Desalination (Kay Bailey Hutchison Desalination Plant) · El Paso Water · retrieved
    Supports: Climate hazards, Character
  64. Pure Water Center · El Paso Water · retrieved
    Supports: Climate hazards, Character
  65. Elephant Butte Lake, estimated daily storage (Water Data for Texas) · Texas Water Development Board · retrieved
    Supports: Climate hazards, Character, 2.4% of conservation capacity (46,717 acre-feet) on 30 September 2026, a 2026 low of 26,777 acre-feet (1.4%) on 30 July, the least since October 1971, 2.9% in July 2013
  66. El Paso ends historic hot summer with longest streak of 90-degree days · El Paso Matters · retrieved
    Supports: Climate hazards, Character
  67. February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved
    Supports: Climate hazards
  68. El Paso Electric (service area, generation, customers) · Wikipedia · retrieved
    Supports: Climate hazards
  69. Frigid temperatures sweep into El Paso: What to expect, how to prepare · El Paso Matters · retrieved
    Supports: Climate hazards
  70. ACS 2024 1-year tables B08301 and B19013 for El Paso city, El Paso County and the El Paso MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  71. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, El Paso County, El Paso city and the El Paso MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  72. Local Area Unemployment Statistics, El Paso, TX MSA (LAUMT482134000000003), El Paso city (LAUCT482400000000003), El Paso County (LAUCN481410000000003), the Houston, San Antonio and Dallas-Fort Worth MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  73. Current Employment Statistics, El Paso, TX MSA: total nonfarm (SMU48213400000000001, SMS48213400000000001), supersectors (SMU482134xx00000001) and federal, state and local government (SMU4821340909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  74. Fort Bliss (Texas military installations economic impact, 2025) · Texas Comptroller of Public Accounts · retrieved
    Supports: Main sectors, Labour market, Character
  75. Fort Bliss (size, FORSCOM, 1st Armored Division) · Wikipedia · retrieved
    Supports: Main sectors
  76. Border Crossing Entry Data (El Paso, Ysleta and Tornillo ports and all US-Mexico ports, 2024 and 2025) · US Bureau of Transportation Statistics · retrieved
    Supports: Main sectors, Labour market, Character
  77. Meta data center expected to become city of El Paso's largest property taxpayer · El Paso Matters · retrieved
    Supports: Labour market, Character
  78. Meta-Abbott agreement on data center guidelines appears to have no effect on El Paso plans · El Paso Matters · retrieved
    Supports: Labour market, Climate hazards
  79. City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  80. Transit Sales and Use Tax (El Paso CTD, effective April 1, 1988) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax, Transit ridership
  81. County Sales and Use Tax (El Paso County, effective January 1, 1988) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  82. Texas Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
  83. Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: Tax notes
  84. After hours of tense debate, divided El Paso City Council adopts budget, raises taxes · El Paso Matters · retrieved
    Supports: Tax notes, Character
  85. Highest tax rates, lowest tax bills: The complicated reality of El Paso property taxes · El Paso Matters · retrieved
    Supports: Tax notes, Character
  86. El Paso County Hospital District budgets pay raises, rise in uncompensated care · El Paso Matters · retrieved
    Supports: Tax notes, Health care
  87. Sun Metro (routes, fleet, service area, Brio, streetcar, citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  88. Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit ridership, Character
  89. Brio routes (Alameda, Dyer, Mesa and Montana corridors) · Sun Metro · retrieved
    Supports: Transit system, Transit ridership
  90. Sun Metro Brio (opening dates, frequency) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  91. About Streetcars (hours, frequency, fare, track, stops) · Sun Metro · retrieved
    Supports: Transit system, Transit ridership
  92. El Paso Streetcar (opening, PCC cars, international line) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  93. Fares & Passes · Sun Metro · retrieved
    Supports: Transit ridership
  94. December 2025 Aviation Activity Report (calendar year 2025 vs 2024) · El Paso International Airport, City of El Paso Department of Aviation · retrieved
    Supports: Airport passengers
  95. El Paso International Airport (location, 2026 airspace closure) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  96. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  97. About Us (FY 2024 vitals) · University Medical Center of El Paso · retrieved
    Supports: Health care, Character
  98. New UMC CEO to lead hospital through growth, voter-approved bond projects · El Paso Matters · retrieved
    Supports: Health care
  99. About Texas Tech Health El Paso · Texas Tech Health El Paso · retrieved
    Supports: Health care, Education
  100. Texas Tech University Health Sciences Center El Paso (independence, schools, first four-year medical school on the border) · Wikipedia · retrieved
    Supports: Health care
  101. William Beaumont Army Medical Center · Wikipedia · retrieved
    Supports: Health care
  102. El Paso County lost nearly 12,000 school-age children since 2020, census estimates show · El Paso Matters · retrieved
    Supports: Education, Character
  103. Hundreds of El Paso teachers leave classrooms as enrollment decline reshapes area schools, workforce · El Paso Matters · retrieved
    Supports: Education
  104. 6 things to know: How EPISD is handling a financial crisis · El Paso Matters · retrieved
    Supports: Education, Character
  105. EPISD board members Daniel Call and Valerie Beals announce resignations · El Paso Matters · retrieved
    Supports: Education
  106. El Paso ISD trustees postpone bond election until May 2027 · El Paso Matters · retrieved
    Supports: Education
  107. Ysleta ISD nearly depletes savings under adopted budget, avoids layoffs for now · El Paso Matters · retrieved
    Supports: Education
  108. About UTEP (by the numbers) · The University of Texas at El Paso · retrieved
    Supports: Education, Character
  109. University of Texas at El Paso (R1 classification) · Wikipedia · retrieved
    Supports: Education
  110. Fact Book, Fall 2024 · El Paso Community College · retrieved
    Supports: Education
  111. Route 205 Mesa Brio, 206 Alameda Brio, 207 Dyer Brio and 208 Montana Brio schedules (current) · Sun Metro · retrieved
    Supports: Transit system
  112. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $428,671 for the city of Raleigh in August 2026, $436,286 in August 2025, so a fall of 1.7% over the year
  113. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $440,555 in the city of Raleigh in August 2026, down 1.5% on the year, A typical condominium value of $270,056 in the same month, down 8.0% on the year, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  114. Raleigh, NC average rent and rent trends · RentCafe / Yardi Matrix · retrieved
    Supports: An average Raleigh apartment rent of $1,588, down 1.61% from $1,613 a year earlier, updated 31 August 2026, Average rents of $1,322 studio, $1,409 one-bedroom, $1,655 two-bedroom and $2,028 three-bedroom
  115. Wake County tax rates, current to 2017 · Wake County Department of Tax Administration · retrieved
    Supports: A Wake County rate of 53.71 cents per $100 for 2026, against 51.71 cents in 2025, A City of Raleigh rate of 37.20 cents per $100 for 2026, against 35.50 cents in 2025, A Raleigh downtown municipal service district rate of 6.8 cents per $100, levied only inside the district, 2024 marked as a revaluation year
  116. Sales assessment ratio studies as of January 1, 2025 · North Carolina Department of Revenue, Local Government Division · retrieved
    Supports: Wake County last revalued in 2024, A median sales assessment ratio of 95.39% for Wake: assessed values are 95.39% of sale prices, An effective county tax rate of 0.4933% against a nominal 0.5171%, computed as rate times assessment level, A coefficient of dispersion of 8.64 for Wake, Wake's next reappraisal scheduled for 2027
  117. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier, Rates for first-lien prime conventional conforming home purchase mortgages with a loan-to-value of 80%, which is the 20% down payment the hub's payment figure assumes
  118. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,577 for the city of Raleigh in August 2026, up 0.45% from $1,570 a year earlier
  119. Wake County commissioners adopt $2.28 billion fiscal year 2027 budget · Wake County · retrieved
    Supports: The county property tax rate rises 2 cents to 53.71 cents per $100 for FY2027, adopted 1 June 2026
  120. Raleigh leaders approve budget with property tax increase · WRAL · retrieved
    Supports: The City of Raleigh's FY2027 budget raises the property tax rate by 1.7 cents per $100
  121. Wake County shortens revaluation cycle · Wake County · retrieved
    Supports: The last revaluation took effect on 1 January 2024, The next revaluations take effect on 1 January 2027 and 1 January 2029, and every two years after that
  122. Commissioner Causey negotiates settlement on Rate Bureau's homeowners' insurance request · North Carolina Department of Insurance · retrieved
    Supports: Base rate increases of 7.5% on 1 June 2025 and 7.5% on 1 June 2026 in territory 270, the cities of Durham and Raleigh, against a Rate Bureau request of 39.8%, No further rate filing before 1 June 2027
  123. How much is homeowners insurance in Raleigh, NC? · Insure.com · retrieved
    Supports: An average Raleigh premium of $2,850 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026
  124. North Carolina homeowners insurance · NerdWallet · retrieved
    Supports: An average Raleigh premium of $2,420 a year and a North Carolina average of $3,025, for $400,000 of dwelling cover
  125. Renters insurance in North Carolina · NerdWallet · retrieved
    Supports: An average Raleigh renters premium of $160 a year for $30,000 of personal property
  126. Monthly homeowners' or condominium association fee, table B25143, 2024 American Community Survey 1-year estimates, Raleigh city · United States Census Bureau · retrieved
    Supports: A median monthly association fee of $114 among Raleigh owner-occupied units that pay one, 58,527 of 108,529 owner-occupied units, or 53.9%, paying such a fee, from table B25142
  127. Homebuyer assistance · City of Raleigh Housing and Neighborhoods · retrieved
    Supports: 0% deferred loans for first-time buyers at or below 80% of area median income, Up to $45,000 citywide on a home priced up to $389,500, and up to $60,000 in designated areas on a home up to $450,000
  128. Conforming loan limit values for 2026 · Federal Housing Finance Agency · retrieved
    Supports: A baseline one-unit conforming loan limit of $832,750 for 2026, which is the limit in Wake County
  129. 2025 Gazetteer files: places, North Carolina · United States Census Bureau · retrieved
    Supports: A land area of 152.263 square miles for Raleigh city, against 147.116 in the 2020 file
  130. Housing activity: El Paso County, monthly · Texas Real Estate Research Center at Texas A&M University · retrieved
    Supports: A median sale price of $280,615 in El Paso County in August 2026 on 786 sales, against $269,000 on 706 sales in August 2025, up 4.32%, and an average of $313,426, 2,462 active listings and 3.39 months of inventory in August 2026, against 3,048 and 4.39 a year earlier, Figures from MLS listings of single-family homes, condominiums and townhouses, new and existing, physically located within the county, with no split by type and no City of El Paso figure
  131. El Paso Rent Report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $941 for a one-bedroom and $1,126 for a two-bedroom in the city of El Paso, and $1,182 across all bedroom sizes, Rents up 0.9% over September and up 1.6% over the past 12 months, against -2.1% for the state
  132. Apartments for rent in El Paso, TX: average rent · Apartment List · retrieved
    Supports: Average listed rents of $811 and up for a studio, $1,125 and up for one bedroom, $1,192 and up for two, and $1,369 and up for three or more
  133. FY 2026 fair market rents, El Paso, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: FY 2026 fair market rents of $821 for an efficiency, $1,013 for one bedroom, $1,191 for two, $1,633 for three and $1,998 for four, as gross rents including utilities, The FMR area as El Paso County alone
  134. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $1,776 for the El Paso metro area (region 394561) in August 2026, against $1,701 a year earlier
  135. 2025 taxing entities and rates · City of El Paso Tax Office · retrieved
    Supports: The City of El Paso collecting property taxes for the governments listed, at 2025 rates per $100 of maintenance and operations, interest and sinking, and total, City of El Paso 0.549469, 0.210180 and 0.759649; County of El Paso 0.395292, 0.063597 and 0.458889; El Paso ISD 0.769900, 0.310800 and 1.080700; El Paso Community College 0.103563, none and 0.103563; University Medical Center 0.179542, 0.061350 and 0.240892, Ysleta ISD 0.770500, 0.430000 and 1.200500; Socorro ISD 0.668900, 0.270000 and 0.938900; Canutillo ISD 1.152500, Paseo del Este MUDs 1 to 11 at 0.623700 to 0.801800, Horizon Regional MUD 0.662800, Emergency Services District 1 0.100000 and District 2 0.087138, the Downtown Management District 0.120000 and City of El Paso MMD 1 0.270000
  136. El Paso Central Appraisal District: entities and exemptions, 21 June 2023 · El Paso Central Appraisal District · retrieved
    Supports: An optional residential homestead exemption of $5,000 for the City of El Paso and El Paso County, 20% for Ysleta ISD, and none for El Paso Community College or University Medical Center, The school homestead exemption for every school district, and no local option tax freeze granted by any entity in the county
  137. 2 in every 5 El Paso County homeowners won't have to pay school property taxes under expanded homestead exemption · El Paso Matters · retrieved
    Supports: The city and county governments with $5,000 homestead exemptions, and University Medical Center of El Paso and El Paso Community College with none, Ysleta ISD's additional 20% homestead exemption on top of the state's, More than 77,000 El Paso County homeowners owing no school tax in 2025 once the $140,000 exemption applied, about 43% of homesteads
  138. Some El Paso homeowners will save hundreds with relief on school property taxes. Others may see their tax bills go up. · El Paso Matters · retrieved
    Supports: El Paso ISD as the largest district in the county, An average taxable home value in the county of just over $223,000 in 2025, and the City's line as the largest part of the bill for most homeowners
  139. Comparing property taxes: El Paso and beyond, May 2025 · Hunt Institute for Global Competitiveness, University of Texas at El Paso · retrieved
    Supports: A combined 2024 property tax rate of 2.595740% for the City of El Paso, above San Antonio's 2.079601%, Houston's 2.092362%, Austin's 1.981814% and Dallas's 2.235030%
  140. Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $59,932 in El Paso city, against $79,721 for Texas, Median household incomes of $64,361 in Houston, $66,176 in San Antonio, $74,323 in Dallas, $82,503 in Fort Worth and $90,430 in Austin, A median owner-occupied home value of $209,600 in El Paso city, and 151,778 of its 246,570 occupied homes owner-occupied
  141. Tax and budget: 2026 tax rate notices · City of El Paso Office of Management and Budget · retrieved
    Supports: A proposed 2026 rate of $0.809487 per $100, the voter-approval rate, against a no-new-revenue rate of $0.747490, from https://www.elpasotexas.gov/assets/Documents/CoEP/OMB/Tax-Budget/2026/2026.08.04-NOTICE-OF-PUBLIC-HEARING-ON-TAX-INCREASE.pdf
  142. El Paso City Council approves 2026-27 budget; increase in property taxes · KFOX14 and CBS4 · retrieved
    Supports: A 2026 rate of $0.798000 per $100 adopted on 18 August 2026, about 1.1 cents below the introduced $0.809487, An estimated increase of about $105 a year for a single-family homeowner
  143. 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved
    Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, and the district names in https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2025_Gazetteer/2025_Gaz_unsd_national.zip, Of the City of El Paso's 678,815 residents in 2020: 304,886 in El Paso ISD, 187,847 in Ysleta ISD, 164,173 in Socorro ISD and 21,909 in Canutillo ISD, 304,886 of El Paso ISD's 319,124 residents inside the city, and all 187,847 of Ysleta ISD's
  144. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 258.823 square miles and a water area of 0.534 square miles for El Paso city
  145. Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
  146. Official statement, Paseo del Este Municipal Utility District No. 4 unlimited tax bonds, series 2025, 13 November 2025 · Paseo del Este Municipal Utility District No. 4, via SAMCO Capital Markets · retrieved
    Supports: The district wholly within the City of El Paso's extraterritorial jurisdiction, about 15 miles east of the central area of the City, north of Interstate 10 and east of Loop 375, Paseo del Este planned to include about 4,300 acres, with about 10,546 single-family lots developed as of 31 August 2025, Overlapping 2025 rates of 0.801800 for the district, 0.458889 for the county, 0.100000 for Emergency Services District 1, 0.103563 for the college, 0.938900 for Socorro ISD and 0.240892 for University Medical Center, 2.644044 in all
  147. PSB approves FY 2026-27 budget, rates and fees, 14 January 2026 · El Paso Water · retrieved
    Supports: An increase of $9.99 a month on the typical residential bill, 12% over the previous year's, with stormwater fees unchanged
  148. Rates and fees · El Paso Water · retrieved
    Supports: Residential stormwater charges of $3.00 a month up to 900 square feet of impervious area, $3.71 to 1,200, $7.42 for a typical 1,201 to 3,000, $14.81 to 4,000 and $18.55 above it, Water rates effective with meter readings after 1 March 2026
  149. Sample bill · El Paso Water · retrieved
    Supports: Solid waste charges for the City's Environmental Services Department of $34.65 a month on the water bill: $21.00 for one gray bin, a $5.00 environmental fee, a $6.00 franchise fee and $2.65 of sales tax
  150. Stormwater FAQ · El Paso Water · retrieved
    Supports: Flooding when runoff exceeds the capacity of an arroyo or channel, and natural arroyos, some protected from development, as part of the stormwater system
  151. International Bridges · City of El Paso · retrieved
    Supports: The City managing three of the region's international ports of entry, Paso del Norte, Stanton and Zaragoza, whose American sides the City owns
  152. Censo de Población y Vivienda 2020: resultados, Chihuahua · Instituto Nacional de Estadística y Geografía · retrieved
    Supports: Juárez as the most populous municipality in Chihuahua, with 1,512,450 inhabitants
  153. Texas title insurance basic premium rates · Texas Department of Insurance · retrieved
    Supports: A basic premium of $780 plus 0.00494 of the amount over $100,000 for policies from $100,001 to $1,000,000, effective 1 March 2026
  154. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year for 2025
  155. Best home insurance companies in El Paso, Texas · Insurify · retrieved
    Supports: An average El Paso premium of $2,280 a year for $300,000 of dwelling cover and a $1,000 deductible, against a Texas average of $4,656 for the same cover, updated 27 September 2026, El Paso's distance from the Gulf Coast and its hurricanes as a reason its premiums are lower
  156. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average El Paso premium of $2,520 a year, $210 a month, for $500,000 of dwelling cover, $300,000 of liability and a $1,000 deductible, updated 20 February 2026
  157. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average El Paso renters premium of $130 a year, $11 a month, updated 23 September 2026
  158. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, El Paso city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median monthly association fee of $50 among El Paso owner-occupied units that pay one, 7,263 of 151,778 owner-occupied units, or 4.8%, paying such a fee, and 400 paying $500 or more a month
  159. Housing Finance Corporation · City of El Paso Community and Human Development · retrieved
    Supports: The El Paso Housing Finance Corporation, a non-profit created by the City Council, in existence since 1979, The Mi Casa Homebuyer Grant: up to $20,000 of grant funds for the down payment and closing costs on a home within the city limits, after homebuyer education, for a first-time buyer outside the target area, under income limits of $90,600 for one or two people and $105,340 for three or more outside the target area, and $109,920 and $128,240 inside it, The Welcome Home El Paso grant of up to 5% of the loan through participating lenders
  160. El Paso weighs shifting $2.5M from first-time buyer aid to affordable housing · KFOX14 and CBS4 · retrieved
    Supports: The City's first-time homebuyer program, up to $45,000 plus $5,000 toward the down payment or closing costs, last used in 2021, A household income cap of 80% of the area median and a price cap of $226,000, and a proposal of 14 September 2026 to move $2.5 million of unused funds to multi-family construction