Vancouver vs Cape Coral: which should you move to?
Vancouver or Cape Coral? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.
The two housing bills are in different currencies, and held against local pay they are far apart. Mortgage, property tax and insurance come to about $5,239 CAD a month in Vancouver, roughly 70% of the metro's 2020 median household income, and about $3,056 USD on the Royal Palm Coast Realtor Association's Cape Coral region median, roughly 43% of the City of Cape Coral's 2024 median, on homes that cost 12.1 and about 4.6 times those incomes. The tax sits in opposite places: British Columbia takes about $20,500 CAD of $100,000 in income tax and 0.336% of a home's value, while Florida takes no income tax and an effective 1.38%, about $5,362 a year on the homesteaded region median, before about $1,080 of City assessments and a hurricane policy estimated at $475 a month. Cape Coral has the lower homicide rate, 2 in 2023, the last full year the FBI has for the city, at about 0.9 per 100,000 against Vancouver's 26 in 2025 at about 3.5, 11 of them in one attack, the lower unemployment on its own measure, 5.2% against 6.0%, and the warmer year. Vancouver has the transit, the airport and coverage that comes with residency, where Cape Coral puts 0.2% of commuters on transit. Choose Vancouver to live without a car and with public health care, if you hold equity or rent. Choose Cape Coral to buy a house on a salary on a grid of canals, if you will drive everywhere and budget for hurricane season.
Vancouver prices are in CAD and Cape Coral prices are in USD. The tables leave them in their own currency and compare ratios and rates instead; a conversion would be stale by the time you read it.
| Measure | Vancouver | Cape Coral | Advantage |
|---|---|---|---|
| City population | 662,248 (2021) | 236,264 (2025) | Not directly comparable |
| Metro population | 3,088,036 (2025) | 875,607 (2025) | Not directly comparable |
| Five-year growth Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner. | 4.9% (2016-2021) | 21.8% (2020-2025) | Not directly comparable |
What a home costs in each
The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.
| Measure | Vancouver | Cape Coral | Advantage |
|---|---|---|---|
| Benchmark home price MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's. | $1,088,800 (July 2026) | $389,950 (August 2026) | Not directly comparable |
| Detached house benchmark Cape Coral publishes a single house index rather than a composite, so the two rows repeat. | $1,822,900 | $389,950 | Not directly comparable |
| Apartment or condominium benchmark | $688,000 | $191,729 | Not directly comparable |
| Two-bedroom rent | $2,638/mo (average, October 2025) | $1,186/mo (median, September 2026) | Not directly comparable |
| One-bedroom rent | $1,860/mo | $1,032/mo | Not directly comparable |
| Two-bedroom rent against median income A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies. | 35.2% of a year's income | 16.6% of a year's income | Cape Coral |
| Mortgage payment on the benchmark, 20% down 25 years in Vancouver against 30 in Cape Coral, each compounding the way its own country's lenders do. The rates are not a spread you can shop: they are what each market charges. | $4,744/mo at 4.34% | $2,134/mo at 7.28% | Not directly comparable |
| Price to household income Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not. | 12.1× | 4.6× | Cape Coral |
| Property tax on the benchmark home The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars. | $3,663/yr (0.336%, 2026) | $5,362/yr (1.375%, 2025) | Vancouver |
| Transfer tax on the benchmark home Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving. | $19,776 (buyer pays) | $2,730 (seller pays) | Cape Coral |
| Rent control A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better. | 2.3% guideline (2026) | Forbidden by state law | Not directly comparable |
Vancouver: The 2026 total residential levy of $3.36394 per $1,000 of taxable value, including the provincial school, TransLink, BC Assessment, Metro Vancouver and MFA portions, before the Home Owner Grant. Cape Coral: About 1.38% of the price for a homesteaded owner, worked out on the $389,950 single-family median for the Royal Palm Coast Realtor Association's Cape Coral region, which is lower than the 15.3806 mills a house in the City of Cape Coral is charged because of Florida's homestead exemption rather than any assessment lag. Thirteen levies make it: Lee County 3.7623 for general revenue; the Lee County School District 5.3190 (2.2480 set by its board and 3.0710 by state law); the City 5.1471 for operations and 0.1608 for its voted parks bond; the county's All Hazards Protection District 0.0693 and Library District 0.4218; the South Florida Water Management District 0.0948, 0.1026 for the Okeechobee basin and 0.0327 for the Everglades Construction Project; the Hyacinth Control District 0.0192; the Mosquito Control District 0.2116; and the West Coast Inland Navigation District 0.0394, for 2025. There is no fire district line: the City pays for fire service with an assessment instead. The school lines are charged on the price less $25,000, $364,950, and the rest on the price less a second slice as well, $339,950 on the base amounts, so a homesteaded buyer's first bill is about $5,362. Without a homestead, as a landlord or a buyer who never files, the same house owes $5,998. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025, which brings the same bill to $5,354; this page uses the $25,000 base, like every Florida page on this site and like the Lee County Property Appraiser's own pamphlet. For 2026 the Council capped the City's operating rate at 5.1988, the rolled-back rate, and set the parks bond levy at 0.1554. The exemption is not automatic: you file with the property appraiser by 1 March. Three City assessments come on the same bill and no exemption reduces them: for 2025-26, fire service at $349.32 a parcel plus $3.47 for each $5,000 of structure value, $540.17 on a house whose structure is valued at $275,000; stormwater at $156; and solid waste at $384.25, about $1,080 a year together. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.
How safe each city is, by the numbers it publishes
Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.
| Measure | Vancouver | Cape Coral | Advantage |
|---|---|---|---|
| Crime Severity Index Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series. | 83.5 (2025) | Not published | Not directly comparable |
| Violent crime per 100,000 Canada counts every violent Criminal Code incident; the FBI counts four offences. The Canadian figure is always the larger one for that reason alone. | 709 (2025) | 122 (2023) | Not directly comparable |
| Property crime per 100,000 | 4,067 (2025) | 918 (2023) | Not directly comparable |
| Homicides Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table. | 26 (2025) | 2 (2023) | Not directly comparable |
The Vancouver CMA Crime Severity Index fell from 92.33 in 2022 to 82.29 in 2024, then edged up 1.5% to 83.51 in 2025 while Canada's fell 5%. Within the city, VPD counts show violent crime down 15% from 6,288 incidents in 2023 to 5,343 in 2025 (the lowest rate in the five-year table) and property crime down 9% from its 2023 peak, while weapons offences and possession of stolen property rose sharply in 2025.
What the rates cover: City of Vancouver only (VPD), 5,343 violent Criminal Code incidents, 7.09 per 1,000 population, converted to per 100,000. Not a CMA figure.
Homicides: City of Vancouver (VPD culpable homicide). 11 of the 26 were victims of the April 2025 Lapu-Lapu Day festival vehicle attack; 2024 had 11 and 2023 had 15. About 3.5 per 100,000 on the city's 753,100 population estimate; the VPD table rounds the rate to 0.03 per 1,000.
Down, on every count that exists, though no FBI or state count covers 2025. On the FBI CDE's figures violent offenses fell from 403 in 2022 to 277 in 2023, about 185 and 122 per 100,000 on each year's Vintage 2025 population, and January to October 2024 brought 236, which at that pace would be about 2023's level. FDLE's incident-based file, which counts somewhat differently (its forcible sex offenses include fondling, and its assault totals run higher), shows the same direction: 420 violent offenses in 2022, 357 in 2023 and 243 in 2024, about 104 per 100,000 in the last year, and property offenses from 2,555 in 2023 to 1,980 in 2024. For 2025 there is only the department's own word: it reported overall crime down 28% in the first half of the year, 1,487 cases against 2,076, with thefts down from 850 to 612 and no homicides (Cape Coral Police Department), and its 2025 annual report claims a 28% reduction for the year and calls the city the second-safest in Florida of those over 150,000, without publishing the counts behind either. The CDE counts were read on 2 October 2026 from a feed last refreshed on 15 September, and why the department's data stop at October 2024 was not found.
What the rates cover: Computed: 277 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Cape Coral Police Department (ORI FL0360200) in calendar 2023, divided by the 227,458 Vintage 2025 estimate for July 2023; on the CDE's own agency population of 228,672 the rate is 121. 2023 is used, not the 2025 the other Florida profiles use, because it is the last calendar year the FBI carries in full for this department: the CDE has every month of 2022 and 2023, January to October 2024, and nothing from November 2024 on, and the Florida Department of Law Enforcement's incident-based (FIBRS) offense file, the state system that feeds the FBI, has the department for every month of 2022 to 2024 and not at all for 2025 or 2026. No FBI rate exists for 2025, as for Orlando after 2022. On 2023's figure Cape Coral has the lowest violent crime rate of the Florida cities this site compares, a little below Port St. Lucie's 130 for 2025, a third of Miami's 359 and a quarter of St. Petersburg's 502.
Homicides: 2 murders and nonnegligent manslaughters in 2023 in the FBI CDE, about 0.9 per 100,000 on the city population. The CDE series is 4 in 2022, 2 in 2023 and 5 in January to October 2024; FDLE's file has 4, 4 and 5 for the three full years. The department reported no homicides in the first half of 2025, against three in the first half of 2024 (Cape Coral Police Department). Port St. Lucie had 4 in 2025, St. Petersburg 9 and Tampa 17.
Winters, summers and what the weather can do to a house
| Measure | Vancouver | Cape Coral | Advantage |
|---|---|---|---|
| January mean | 4.1 °C | 18.2 °C | Not directly comparable |
| July mean | 18.2 °C | 28.4 °C | Not directly comparable |
| Precipitation a year | 1,160 mm | 1,458 mm | Not directly comparable |
| Snowfall a year | 37 cm | 0 cm | Not directly comparable |
| Sunshine a year | Not published | Not published | Not directly comparable |
Environment and Climate Change Canada 1991-2020 normals, Vancouver Int'l A (climate ID 1108395). January average 4.1 C, July 18.2 C, annual precipitation 1,159.5 mm with 174 mm in January and 34 mm in July, snowfall 36.6 cm a year. The 1991-2020 normals do not publish bright sunshine hours for this station, so the table shows no sunshine figure for Vancouver.
Hazards: Wildfire smoke from the BC Interior in late summer, heat events (the June 2021 heat dome), atmospheric river flooding in the Fraser Valley (November 2021), and Cascadia earthquake risk; no hurricanes or hail of note.
NOAA NCEI 1991-2020 normals for Fort Myers Page Field (station USW00012835), the general aviation airport in Fort Myers about 9 miles east-southeast of the city's center across the Caloosahatchee River. No station inside Cape Coral has 1991-2020 normals, and of the two Fort Myers airports with full temperature and precipitation normals Page Field is the nearer; Southwest Florida International (USW00012894) is about 17 miles southeast and farther inland. January mean 64.7F, July mean 83.2F, annual mean 75.4F, 57.41 in of precipitation. Neither airport's normals carry snowfall, so the 0.0 in of snow stored here is the normal at the nearest cooperative station that has one, Punta Gorda 4 ESE (USC00087397), about 19 miles north. August is the warmest month at 83.4F, with a mean high of 91.7F; January's mean low is 54.3F. August (10.43 in), June (9.66 in) and July (9.38 in) are the wettest months, and June through September bring 38.47 in, 67% of the year; February and November (1.78 in each) are the driest. The normals count 120.3 days a year at 90F or above, none at 100F and 0.1 nights at or below freezing. Converted here to 18.2 C, 28.4 C, 1,458 mm and 0 cm. Southwest Florida International agrees closely: 64.6F in January, 82.7F in July, 53.39 in a year and 119.1 days at 90F. Cape Coral's January is the warmest of the Florida cities this site compares except Miami's (68.6F), two and a half degrees above St. Petersburg's 62.2F and Port St. Lucie's 62.3F, and its rain is second only to Miami's. Sunshine is not stored: Current Results' US city table, the source and 1961-1990 basis of the other US profiles' sunshine hours, lists no Fort Myers or Cape Coral station, and the 1991-2020 normals do not include sunshine; the 355 days of sunshine Wikipedia repeats is a promotional figure, not a measured total.
Hazards: Storm surge and wind from hurricanes are the defining hazards, and Hurricane Ian in 2022 is the measure of them. Ian came ashore on Cayo Costa, the barrier island off Pine Island west of the city, on 28 September 2022 with sustained winds of 130 kt (150 mph), a high category 4, and again near Punta Gorda an hour and a half later (National Hurricane Center). Its surge put 6 to 9 ft of water above ground in Pine Island, Cape Coral and the other communities at the mouth of the Caloosahatchee, and the US Geological Survey's sensors in Matlacha and Cape Coral were lost or destroyed before they could record a peak; the NOS tide gauge in downtown Fort Myers, across the river, measured 7.26 ft above mean higher high water. Storm surge killed 41 people, 36 of them in Lee County, and in Lee County at least 52,514 structures were affected, 5,369 destroyed and 14,245 with major damage; Ian did $112.9 billion of damage in the US, $109.5 billion of it in Florida, the costliest hurricane in the state's history (NHC). Page Field recorded a gust of 67 mph on 28 September before it stopped reporting; its highest gust since 2010 is 84 mph, on 10 September 2017. Heat is long rather than extreme: 120.3 days a year at 90F or above on the normals, almost twice St. Petersburg's 70.9 and Port St. Lucie's 66.8, and none at 100F (37.8 C). Page Field recorded 168 such days in 2023, the most in its record since 2010, and 134 in 2026 through 28 September. Frost is all but unknown: one night at or below 32F (0 C) since 2010, 31F on 11 January 2010, and a lowest reading of 34F in 2026 on 1 February.
What people earn and what the government takes
| Measure | Vancouver | Cape Coral | Advantage |
|---|---|---|---|
| Median household income | $90,000 CAD (2020) | $85,584 USD (2024) | Not directly comparable |
| Unemployment rate Statistics Canada and the Bureau of Labor Statistics define unemployment slightly differently; the Canadian measure runs about a point higher on the same labour market. | 6.0% (July 2026) | 5.2% (July 2026) | Not directly comparable |
| Sales tax | 12% | 6.5% | Cape Coral |
| Top marginal income tax Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here. | 53.5% | 37% | Cape Coral |
| Income tax on $100,000, single filer Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method. | $20,500 CAD | $13,449 USD | Not directly comparable |
The Vancouver CMA unemployment rate was 6.0% in July 2026 after 6.6% in June, slightly under the national 6.4%. The regional labour market is service-heavy: the Port of Vancouver is Canada's largest, Metro Vancouver is North America's third-largest film and TV production centre, and YVR set a passenger record in 2025.
Main sectors: Port logistics and trade, Technology and digital media, Film and television production, Tourism and hospitality, Health care and education.
BC has no payroll tax on employees and MSP premiums were eliminated in 2020. Property transfer tax and the speculation and vacancy tax matter for buyers but are not income taxes.
BLS counted 311,300 nonfarm jobs in the Cape Coral-Fort Myers MSA in August 2026 (not seasonally adjusted, preliminary), up 1,500 or 0.5% on the year. Private education and health services (+1,500, or 2.8%, to 55,400) and leisure and hospitality (+1,500, or 3.8%, to 41,200) added the most, then professional and business services (+1,100, or 2.5%, to 45,900), while government lost 2,400 (-7.8%, to 28,500), all of it in local government (down 10.6% to 20,300), and mining, logging and construction 300 (to 40,900). The city's own employment picture is a commuter town's: the ten principal employers in its 2025 financial report, led by the school district (2,563), Lee Health (2,015), the City (1,969) and Publix (1,370), employ 10,442, about 9.5% of the people working in the city on the City's count, and the list is almost unchanged from 2016's except that a regional VA clinic and Lowe's have left it and the water park and the Westin have joined. Most residents work elsewhere: 54% of the city's workers (58,022 of 108,333) worked outside the city in 2024, though only 9.8% (10,604) outside Lee County, against 40% for Port St. Lucie. 16.3% worked from home, and the mean commute for the rest was 32 minutes, seven more than St. Petersburg's, with 11% spending an hour or more (ACS 2024 1-year, B08007, B08008, B08013, B08101 and B08303).
Main sectors: Construction and real estate: mining, logging and construction held 40,900 of the metro's 311,300 nonfarm jobs in August 2026, 13%, about twice the share in the Tampa-St. Petersburg metro, in a city still building out lots platted in the 1950s and 1960s and rebuilding after Ian; Home Depot (559) is among the city's ten largest employers, Health care: Lee Health, the county's hospital system and Cape Coral Hospital's operator, is the city's second-largest employer (2,015 staff in the city), in a metro sector (private education and health services, 55,400 jobs) that added 1,500 jobs over the year, Retail: Publix (1,370 staff in the city), Walmart and Sam's Club (700) and Home Depot, in a metro with 42,500 retail jobs, Public schools and government: the Lee County School District (2,563 staff in the city, the largest employer), the City of Cape Coral (1,969) and the City's own charter school system (371), while metro local government lost 2,400 jobs over the year, Leisure and tourism: Sun Splash Family Water Park (300) and the Westin resort (200) among the city's ten largest employers, boating on the canals, and the beaches of Sanibel and Fort Myers Beach nearby (leisure and hospitality, 41,200 metro jobs, up 3.8% on the year).
Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). A house in the City of Cape Coral (Lee County taxing district 057) paid 15.3806 mills for 2025 on the Lee County Property Appraiser's millage book, of which the City's own rates are 5.1471 for operations and 0.1608 for its voted parks bond. The total is low partly because there is no fire district line: the City pays for fire service with a per-parcel assessment that, with stormwater and solid waste, comes on the same bill and is not reduced by any exemption. On 22 July 2026 the City Council voted 7 to 1 to cap the fiscal 2027 operating rate at 5.1988 mills, the rolled-back rate, on a taxable value of $33.1 billion, with final adoption set for 24 September (Gulfshore Business). The Royal Palm Coast Realtor Association's single-family median for its Cape Coral region was $389,950 in August 2026, up 6.1% from $367,500 a year earlier, while Zillow's typical home value for the city was $335,825, down 3.9%, and its observed rent $1,949; the bills, assessments, insurance and flood exposure that follow from them belong to the housing layer.
Whether you need a car
| Measure | Vancouver | Cape Coral | Advantage |
|---|---|---|---|
| System | TransLink (SkyTrain Expo, Millennium and Canada lines; bus; SeaBus; West Coast Express) | LeeTran, the Lee County Transit Department's bus system, serving Cape Coral, Fort Myers, Bonita Springs, Fort Myers Beach and much of unincorporated Lee County, Monday to Saturday from about 5 a.m. to 9:45 p.m. with reduced Sunday service and trolleys (Wikipedia). Wikipedia's Cape Coral article counts 18 fixed routes, six of them within Cape Coral. There is no passenger rail and no bus rapid transit, and the city is on a peninsula: it reaches Fort Myers and the rest of the county by two bridges across the Caloosahatchee, the Cape Coral Bridge, opened in 1964, and the Midpoint Memorial Bridge, and by road through North Fort Myers. Lee County and the City plan to replace the Cape Coral Bridge's 1964 westbound span with a $185 million six-lane project that also removes the toll booth on the Fort Myers side (Wikipedia). | Not directly comparable |
| Commute by public transit | 22.9% (2021) | 0.2% (2024) | Vancouver |
| Walk or cycle to work | 18.4% (2021) | 1.0% (2024) | Vancouver |
| Airport | Vancouver International Airport, YVR, 26.9 million passengers in 2025, an all-time record and 2.7% above 2024 (Vancouver Airport Authority, January 2026) | Southwest Florida International Airport (RSW), owned by the Lee County Port Authority and opened in 1983 southeast of Fort Myers, about 17 miles from the city's center, handled a record 11,154,458 passengers in 2025, a little more than 1% above 2024's record (WGCU; Wikipedia), with Delta, Southwest, American and United the largest carriers. Page Field, in Fort Myers about 9 miles away, serves general aviation. | Not directly comparable |
396.3 million boardings and 237.6 million journeys in 2025, down about 1.5% from 2024, the first annual decline since the pandemic recovery (TransLink figures reported by Daily Hive, 2026-03-25).
LeeTran carried 1,969,906 unlinked trips in 2025 on the National Transit Database's monthly ridership file (Federal Transit Administration), 1,758,231 of them on its buses and the rest on demand-response service. That is less than half its peak of 4,222,649 in 2013 and below the 3,156,405 of 2019; ridership fell to about 1.9 to 2.0 million a year from 2020 and has stayed there, and January to August 2026 ran 2.3% above the same months of 2025. Wikipedia's figure for 2025, 1,831,800, counts a narrower set of services. For comparison, Port St. Lucie's Area Regional Transit carried 825,588 trips in 2025 and St. Petersburg's PSTA 10.4 million (their profiles, from the same file).
Health care, schools and what each city is like
Health care
Care is paid for through BC's Medical Services Plan, which covers residents after a waiting period of up to three months with no premiums since January 2020; prescription drugs outside hospital fall under income-tested Fair PharmaCare or employer plans. Finding a family doctor is the practical problem: the province's Health Connect Registry reported about 1.4 million BC residents without a primary care provider in mid-2025, and the main acute hospitals are Vancouver General, St. Paul's (moving to a new False Creek site), and BC Children's.
Education
The University of British Columbia (Point Grey campus) and Simon Fraser University (Burnaby, with downtown campuses) are the two research universities, alongside Emily Carr, Langara, and BCIT. K to 12 is run by the Vancouver School Board (District 39), about 50,000 students in 87 elementary and 18 secondary schools, with French immersion and mini-school programs instead of charters; independent schools receive partial provincial funding.
Living there
A dense, mountainous coastal city where most of the region's jobs and housing sit within a few kilometres of water, and where the cost of housing shapes nearly every decision about where to live. Winters are mild, grey and wet from November to March; summers are dry and bright, increasingly interrupted by wildfire smoke. Day to day it is a transit-and-bike city by Canadian standards, with strong East Asian and South Asian communities and a visible drug and homelessness crisis concentrated in the Downtown Eastside.
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024, against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Cape Coral's was 9.4% (21,762 of 232,206), below Lee County's 13.2% and close to Port St. Lucie's 9.9%. Hospital care in the county is Lee Health's: the system, which runs four acute care hospitals and two specialty hospitals, was a public special district until Lee County approved a mission agreement on 28 October 2024 and it became a private nonprofit, Lee Health System, Inc., on 1 November 2024, bound by that agreement to go on providing safety-net care (South Florida Hospital News). Its hospital in the city is Cape Coral Hospital, whose emergency department grew to 56 treatment spaces in January 2026, and Lee Health opened a walk-in care center at Bimini Square in south Cape Coral in late 2025 (South Florida Hospital News). Lee Health is the city's second-largest employer, with 2,015 staff in the city (City of Cape Coral). This file did not verify a bed count for Cape Coral Hospital or a wait time figure for primary or specialist care.
Education
The Lee County School District, the countywide district, counted 87,107 students in its own schools and 13,329 in charter schools in 2025-26, and lost 1,946 students from the year before, mainly to home education, private schools, other Florida districts and moves out of state or country; the zone that takes in Cape Coral was at 94% of capacity (Cape Coral Breeze). Its four high schools in the city are Cape Coral (late 1970s), Mariner (1987), Ida S. Baker (2005) and Island Coast (2008). The City runs its own municipal charter school system, the Oasis schools (Cape Coral Charter Schools on the City's employer list, 371 staff), with two elementary schools, a middle school and a high school open only to children who live in the city and charge no tuition (Wikipedia; City of Cape Coral). Higher education is across the river: Florida Gulf Coast University, established in 1991 and opened in 1997, with almost 15,000 students in 2017, and Florida SouthWestern State College, whose main campus is in Fort Myers (Wikipedia). Cape Coral Technical College, run by the school district, is in the city.
Living there
Cape Coral is a land sale that became the largest city between Tampa and Miami. In 1957 two Baltimore developers, Leonard and Jack Rosen, bought a 103-square-mile tract across the Caloosahatchee from Fort Myers for $678,000, and their Gulf American Land Corporation sold its lots at free-dinner sales events in 24 states, dug canals without state permits (which later bankrupted it) and paved streets ahead of the people (Wikipedia). The result, incorporated in 1970, is a grid of single-family houses on more than 400 miles of canals, more than any other city on earth by Wikipedia's account, some of them with access to the Gulf, and the same platted-lot history Port St. Lucie has on the other coast. It is as suburban as any of the Florida cities here: 79.2% of homes are owner-occupied, 0.2% of workers take transit, the median age is 48.0, the oldest of the seven, and more than half of its workers leave the city for work, nearly all of them for elsewhere in Lee County. It grew 21.8% from 2020 to 2025, second only to Port St. Lucie among large US cities, entirely on people moving in. Its household income, $85,584, is second to Port St. Lucie's; its violent crime rate, 122 per 100,000 in 2023, the last year the FBI has, is the lowest of the Florida cities here; and its sales tax, 6.5%, is the lowest. Its risk is the Gulf. Hurricane Ian came ashore on Cayo Costa, off Pine Island west of the city, in September 2022 at 150 mph, put 6 to 9 feet of water over the ground in Cape Coral and Pine Island, and drowned 36 people in Lee County in its surge.
Where each city wins, and where it loses
Vancouver's figures are in Canadian dollars and Cape Coral's in US dollars, so each is read against local pay. Vancouver's composite benchmark was $1,088,800 CAD in July 2026, 6.2% below a year earlier and 12.1 times the metro's 2020 median household income of $90,000 CAD. Cape Coral's price is the Royal Palm Coast Realtor Association's single-family median for its Cape Coral region of the Southwest Florida MLS, $389,950 USD in August 2026 on 442 closed sales, 6.1% above a year earlier. It is the board's region rather than the City: no one publishes a median for the City of Cape Coral itself, and North Fort Myers and Pine Island are regions of their own. The board's median is about 4.6 times the city's 2024 median household income of $85,584 USD, and Zillow's index for the City of Cape Coral, which models every home rather than the houses that sold, stood at $335,825, 3.9% lower than a year earlier and about 3.9 times. At 20% down, Vancouver's mortgage at 4.34% is $4,744 CAD a month over 25 years, and the $311,960 loan on the board's median at 7.28%, Freddie Mac's rate for 1 October 2026, about $2,134 USD over 30. Property tax runs the other way: 0.336% of value in Vancouver, $3,663 CAD a year, against about $5,362 USD for a homesteaded owner in Cape Coral, where 13 levies on a City address, from Lee County, its school district, the City, the county's hazards and library districts, the South Florida Water Management District, the hyacinth and mosquito control districts and the West Coast Inland Navigation District, come to 15.3806 mills for 2025, an effective 1.38% after Florida's homestead exemption, and $5,998 without one. No fire district is among them, because the City charges a fire service assessment instead. Insurance is budgeted at $190 CAD and $475 USD a month, the Cape Coral figure an estimate between published averages of $3,695 and $8,688 a year, with a separate hurricane deductible and no flood cover. The owners carry about $5,239 CAD and $3,056 USD, roughly 70% and 43% of local median income. A two-bedroom averaged $2,638 CAD in October 2025, about 35% of Vancouver's median income. Cape Coral's rent depends on the measure: Zillow's observed rent index for the city was $1,949 USD in August 2026, about 27%; the Census Bureau's 2024 survey put a two-bedroom's median gross rent at $1,702, about 24%; and Apartment List's Lee County median for a two-bedroom, $1,186 in September, about 17%, measures apartments rather than the houses that make up most of the city. British Columbia caps an existing tenancy at 2.3% for 2026, and Florida forbids rent control outright.
Homicide is the one count that crosses the border intact, and Cape Coral's rate is the lower, though its latest full year is 2023. Vancouver's 26 in 2025 came to about 3.5 per 100,000, and 11 of them were victims of one event, the April 2025 Lapu-Lapu Day festival vehicle attack, against 11 in 2024 and 15 in 2023. Cape Coral recorded 2 in 2023 in the FBI's Crime Data Explorer, about 0.9 per 100,000, after 4 in 2022; the state's incident-based file has 4, 4 and 5 for 2022 to 2024, and the department reported none in the first half of 2025. 2023 is the last full year the FBI carries for the Cape Coral Police Department: its monthly data stop at October 2024, the Florida Department of Law Enforcement's file has nothing for the department in 2025 or 2026, and why was not found. The other rates are different instruments. The Vancouver Police Department counted 5,343 violent Criminal Code incidents in the city, 709 per 100,000, a count that includes common assault and uttering threats; Cape Coral's 122 per 100,000 is 277 FBI-definition offenses of murder, rape, robbery and aggravated assault in 2023, divided by the Census estimate for that year, the lowest violent rate of the Florida cities this site compares. Property crime, 4,067 incidents per 100,000 against 918 offenses, is defined differently too. Vancouver's violent incidents fell to 15% below 2023, though the metro's Crime Severity Index edged 1.5% higher to 83.51 in 2025. Cape Coral's counts fell on every file that has them, violent offenses from 403 in 2022 to 277 in 2023 in the FBI's and from 357 in 2023 to 243 in 2024 in the state's, and for 2025 there is only the department's word, overall crime down 28% in the first half, without the counts behind its figure for the year.
Both are wet, and the water falls in opposite seasons. Vancouver gets 1,159.5 mm of precipitation a year, 174 mm in January and 34 mm in July, as gray rain from November to March; Cape Coral gets 1,458 mm, two-thirds of it from June to September, with February and November the driest months. Cape Coral's January is Vancouver's July: 18.2 C at Page Field, the Fort Myers airport about 9 miles east-southeast of Cape Coral's center, against 4.1 C at Vancouver International, and Vancouver's July averages the same 18.2 C, dry. Cape Coral's July is 28.4 C, August is warmer still at 83.4F, and the normals count 120.3 days a year at or above 32.2 C (90F) and none at 37.8 C (100F); Page Field recorded 168 such days in 2023, the most since 2010. Vancouver's snow normal is 36.6 cm and Cape Coral's zero, with 0.1 nights a year at or below freezing. Neither has a measured sunshine figure on this site: Canada's 1991-2020 normals publish none for Vancouver, and no series this site uses lists a Fort Myers station. Cape Coral's hazard is the Gulf. Hurricane Ian came ashore on Cayo Costa, the barrier island beyond Pine Island to the city's west, on 28 September 2022 with sustained winds of 150 mph, and its surge put 6 to 9 feet of water above the ground in Cape Coral and Pine Island. Storm surge killed 36 people in Lee County, where at least 52,514 structures were affected and 5,369 destroyed, and Ian did $109.5 billion of damage in Florida, the costliest hurricane in the state's history. Vancouver's hazards are late-summer wildfire smoke, heat events like the June 2021 dome, atmospheric river flooding in the Fraser Valley and Cascadia earthquake risk.
Vancouver's economy turns on the largest port in Canada, and Cape Coral's on building, health care, retail and the commute across the Caloosahatchee. BLS counted 311,300 nonfarm jobs in the Cape Coral-Fort Myers metro, which is Lee County alone, in August 2026, 1,500 or 0.5% more than a year earlier, and the metro's unemployment rate was 5.2% in July 2026, not seasonally adjusted, up from 4.6% a year earlier and second only to Port St. Lucie's among the Florida cities here, against 4.4% for the US on the same basis. Mining, logging and construction hold 40,900 jobs, 13% of the total and about twice the share around Tampa, in a city still building out lots platted in the 1950s and 1960s and rebuilding after Ian; private education and health services added 1,500 jobs to 55,400 and leisure and hospitality 1,500 to 41,200, while local government lost 2,400. The city's largest employers are the Lee County School District, Lee Health, the City and Publix, and 54% of its workers work outside it, though only 9.8% outside Lee County. The Vancouver metro's rate was 6.0% on a three-month average, after 6.6% in June and under Canada's 6.4%; the two rates are not built the same way, so the gap is approximate. Vancouver also runs on film and television production, technology and tourism. Median household income was $90,000 CAD across the Vancouver metro and $82,000 in the city in 2020, against $85,584 USD in the City of Cape Coral in 2024. The tax systems are near opposites. British Columbia funds itself through income and sales tax: about $20,500 CAD on $100,000, 20.5% before CPP and EI, a top combined rate of 53.5%, and 12% on purchases, 5% GST plus 7% PST. Florida has no state income tax, so the same salary pays $13,449 USD in federal tax for 2025, the top rate is the federal 37% and sales tax is 6.5% in Lee County, the lowest of the Florida cities here, level with Orlando's. Property tax carries the load instead, at an effective 1.38% of value on the Cape Coral region median against 0.336% on Vancouver's benchmark, about four times the rate, before the City's assessments.
Transit is the widest gap in the pair. In the 2021 census 22.9% of City of Vancouver commuters took transit and 18.4% walked or cycled, counted in May 2021 with much of the city working from home. In Cape Coral 0.2% of workers commuted by transit in 2024, 186 of 108,333, the lowest share of any city this site compares and an estimate whose margin of error is larger than the figure; about 1% walked or cycled, 70.0% drove alone and 16.3% worked from home. TransLink's three SkyTrain lines, buses, SeaBus and West Coast Express logged 396.3 million boardings in 2025. LeeTran, the county's bus system, carried 1,969,906 trips in 2025 across all of Lee County, less than half its 2013 peak. There is no rail and no bus rapid transit, and the city sits on a peninsula that reaches Fort Myers by two bridges. It was laid out for the car from the start: in 1957 two Baltimore developers bought 103 square miles across the river from Fort Myers for $678,000, and their Gulf American Land Corporation sold quarter-acre lots on a grid of canals at sales dinners in 24 states and paved the streets ahead of the people. The mean commute is 32 minutes, and 11% of commuters spend an hour or more. Flying favors Vancouver: YVR handled a record 26.9 million passengers in 2025, and Southwest Florida International, about 17 miles from Cape Coral's center, a record 11,154,458.
Health care is where the border shows most. British Columbia's Medical Services Plan pays for physician and hospital care with nothing due at the point of use and has charged no premiums since January 2020, but a new arrival waits up to three months for coverage and about 1.4 million British Columbians had no primary care provider in mid-2025. In Cape Coral care is bought through an employer or marketplace plan, Medicare or Medicaid, and Florida is one of ten states that have not expanded Medicaid. Its uninsured rate was 10.9% in 2024, against 8.2% nationally; the City of Cape Coral's was 9.4% and Lee County's 13.2%. Hospital care in the county is Lee Health's, a public special district until it became a private nonprofit on 1 November 2024, bound by an agreement with the county to go on providing safety-net care; its Cape Coral Hospital enlarged its emergency department to 56 treatment spaces in January 2026. Vancouver's major hospitals are Vancouver General, St. Paul's and BC Children's. This site verified no wait time figure for either city. The Vancouver School Board teaches about 50,000 students with French immersion and mini-school programs and no charters. The Lee County School District counted 87,107 students in its own schools and 13,329 in charter schools in 2025-26, 1,946 fewer than a year before, and the zone that takes in Cape Coral was at 94% of capacity; the City also runs its own tuition-free charter system, the Oasis schools, open only to children who live in the city. Florida Gulf Coast University and Florida SouthWestern State College are across the river.
What people underestimate is the cost of getting in, and what the Cape Coral figure leaves out. A Vancouver buyer hands over $19,776 in BC property transfer tax at closing. Florida taxes the loan instead, about $1,716 in documentary stamp and intangible tax on a $311,960 mortgage, and the seller pays 0.7% on the deed, $2,730 at the board's median. The Cape Coral $5,362 assumes a homestead filed with the Lee County Property Appraiser by 1 March of the year after the purchase; without one the same house owes $5,998, and Save Our Homes resets a house's assessment to market value the January after a sale, so the seller's bill is no guide. The City's fire service, stormwater and solid waste assessments, about $1,080 a year, come on the same bill and no exemption reduces them. The city began on wells and septic tanks, and the City has been assessing water, sewer and irrigation lines in, area by area, since 2001: 93,343 of its 137,402 parcels have City water available, and in the two latest areas a standard lot pays $33,367 or $32,288 up front, or up to $3,734 or $3,385 a year on the tax bill over 30 years. The $475 a month buys no flood cover, and from 1 January 2027 every Citizens Property Insurance homeowners policy with wind cover must carry flood too. Growth has slowed in both: the Vancouver metro of 3,088,036 grew 0.2% in the year to July 2025, and the City of Cape Coral 1.4%, the slowest of five years of growth, after 21.8% since 2020, second only to Port St. Lucie among US cities of 200,000 or more and all of it people moving in. Vancouver's 4.34% renews after a five-year term, while the Cape Coral 7.28% holds for thirty years; at 7.03%, Freddie Mac's rate a week earlier, the carry would be about $3,004.
Better here
- 22.9% of city commuters took transit in the 2021 census and 18.4% walked or cycled, against 0.2% and about 1% in Cape Coral.
- The Medical Services Plan covers physician and hospital care with nothing due at the point of use and has charged no premiums since January 2020, where Florida has not expanded Medicaid and 9.4% of City of Cape Coral residents had no health insurance in 2024.
- Property tax is 0.336% of value, $3,663 CAD a year on the benchmark, against an effective 1.38% and about $5,362 USD on the homesteaded Cape Coral region median before about $1,080 of City assessments.
- An existing tenancy is capped at 2.3% for 2026 under BC rules, while Florida forbids rent control outright.
- YVR handled a record 26.9 million passengers in 2025, against 11,154,458 at Southwest Florida International, about 17 miles from Cape Coral's center.
- July averages 18.2 C and dry on the 1991-2020 normals, against 28.4 C in Cape Coral, where the same normals count 120.3 days a year at or above 32.2 C (90F), and there is no hurricane season.
Worse here
- The benchmark home was 12.1 times the metro's 2020 median household income of $90,000 CAD in July 2026, against about 4.6 times for the Cape Coral region single-family median in August 2026.
- Mortgage, property tax and insurance come to about $5,239 CAD a month on the July 2026 benchmark, roughly 70% of that median, and the buyer pays $19,776 in property transfer tax at closing.
- There were 26 homicides in 2025, about 3.5 per 100,000, 11 of them in one attack, against 2 in Cape Coral in 2023 at about 0.9.
- Metro unemployment was 6.0% in July 2026 against 5.2% in the Cape Coral-Fort Myers metro on an unadjusted count the same month.
- Income tax on $100,000 is about $20,500 CAD for 2025 against $13,449 USD of federal tax in Cape Coral, and sales tax is 12% against 6.5%.
- About 1.4 million British Columbians had no primary care provider in mid-2025, and a new arrival waits up to three months for MSP coverage.
Choose Vancouver if
- you want to live without a car, in a city where 22.9% of commuters took transit even in the pandemic census
- you already hold housing equity, because 12.1 times median household income is not a salary purchase
- you want coverage that does not depend on a job, and can wait out the three-month MSP qualifying period
- you would take a gray, wet winter over a hurricane season and 120 days a year at 90F or above
The Vancouver guide · Neighbourhoods · Vancouver rent vs buy · Vancouver mortgage calculator
Better here
- The Royal Palm Coast Realtor Association's Cape Coral region median of $389,950 USD in August 2026 is about 4.6 times the city's 2024 median household income, against 12.1 times in Vancouver.
- Mortgage, property tax and insurance come to about $3,056 USD a month on that median, roughly 43% of local median income against about 70% in Vancouver.
- There were 2 homicides in 2023, about 0.9 per 100,000, and 122 violent offenses per 100,000, the lowest of the Florida cities this site compares, though 2023 is the last full year the FBI has for the city.
- Florida levies no income tax, so $100,000 pays $13,449 USD in federal tax for 2025 and $13,170 for 2026, against about $20,500 CAD in Vancouver.
- January averages 18.2 C with no snow on the normals, the same as Vancouver's July, against 4.1 C under gray winter rain in Vancouver.
- 20,889 lots sit on saltwater canals that reach the Gulf through five navigation systems, in a city with more than 400 miles of canals.
Worse here
- Property tax on the median is about $5,362 a year with a homestead, an effective 1.38%, and $5,998 without one, before about $1,080 of City fire, stormwater and solid waste assessments.
- Only 0.2% of workers commuted by transit in 2024, the lowest share on this site, 70.0% drove alone, and there is no rail.
- Florida is one of ten states that have not expanded Medicaid, its uninsured rate was 10.9% in 2024 against 8.2% nationally, and the city's was 9.4%.
- Unemployment of 5.2% in July 2026 is second only to Port St. Lucie's among the Florida cities this site compares, and local government cut 2,400 jobs in a year.
- Hurricane Ian's surge put 6 to 9 feet of water over the ground in Cape Coral in September 2022 and killed 36 people in Lee County, and insurance is estimated at $475 a month before flood cover.
- The normals count 120.3 days a year at or above 32.2 C (90F), and Page Field recorded 168 in 2023.
Choose Cape Coral if
- you want a house at under five times what households around you earn, bought on a salary rather than on equity
- you want a boat at the end of the yard and will check the bridges between your canal and the Gulf
- you have employer health insurance you trust and would rather pay tax on a house than on a salary
- you will drive to most things and want a warm winter rather than a gray one
The Cape Coral guide · Neighborhoods · Cape Coral rent vs buy · Cape Coral mortgage calculator
Vancouver or Cape Coral, in short
Is Vancouver or Cape Coral cheaper to live in?
Cape Coral, once each bill is held against its own city's pay, because the currencies do not convert here. A Vancouver owner pays about $5,239 CAD a month on mortgage, property tax and insurance, roughly 70% of the metro's 2020 median household income of $90,000 CAD, on a benchmark 12.1 times that income. A Cape Coral owner pays about $3,056 USD on the Royal Palm Coast Realtor Association's Cape Coral region median of $389,950, roughly 43% of the city's 2024 median of $85,584 USD, despite a 7.28% mortgage rate against 4.34%, a homesteaded property tax of about $5,362 a year and an estimated $475 a month of insurance; Zillow's index for the City of Cape Coral stood at $335,825, and flood insurance and about $1,080 a year of City assessments are not in the figure. A two-bedroom averaged $2,638 CAD in Vancouver in October 2025, about 35% of median income, against about 27% for Zillow's observed rent index for Cape Coral, $1,949 USD, and less on the Census Bureau's and Apartment List's measures. Vancouver's buyer also pays $19,776 in property transfer tax at closing, against about $1,716 of Florida tax on a Cape Coral buyer's loan, and its income tax is heavier, about $20,500 CAD on $100,000 against $13,449 USD, with 12% sales tax against 6.5%.
Is Vancouver or Cape Coral safer?
Cape Coral, on homicide, the one count that crosses the border, though its latest full year is 2023. It recorded 2 that year in the FBI's file, about 0.9 per 100,000; Vancouver recorded 26 in 2025, about 3.5 per 100,000, and 11 were victims of the April 2025 Lapu-Lapu Day festival vehicle attack, so its other 15 were nearer 2 per 100,000. The violent rates, 709 per 100,000 in Vancouver and 122 in Cape Coral, are different instruments: the Canadian count includes common assault and uttering threats, and the American one is murder, rape, robbery and aggravated assault, divided by the Census estimate. Property crime, 4,067 incidents per 100,000 against 918 offenses, is defined differently as well. The Vancouver metro's Crime Severity Index edged 1.5% higher to 83.51 in 2025, above the national 75.0; American cities have no equivalent index. Cape Coral's counts fell from 2022 to 2024 on both the federal and the state files, but its police department's reports stop in October 2024, so its 28% drop claimed for 2025 cannot be checked.
Which has the better climate, Vancouver or Cape Coral?
Cape Coral in winter and Vancouver in summer, and both are wet. January averages 18.2 C in Cape Coral, the same as Vancouver's July, against 4.1 C in Vancouver, where most of the year's 1,159.5 mm falls as gray rain from November to March. Cape Coral gets more, 1,458 mm, but two-thirds of it from June to September in summer storms. July averages 18.2 C and dry in Vancouver against 28.4 C in Cape Coral, where the normals count 120.3 days a year at or above 32.2 C (90F) and Page Field recorded 168 in 2023. Vancouver's snow normal is 36.6 cm and Cape Coral's zero. Cape Coral's hazard is the hurricane, and above all its surge, which Ian in 2022 drove 6 to 9 feet over the ground in the city; Vancouver's are late-summer wildfire smoke, heat events like the June 2021 dome, atmospheric river flooding and Cascadia earthquake risk.
What happens to my health care if I move from Vancouver to Cape Coral?
Coverage stops coming with residency and starts coming with a job or a purchase. In Vancouver the Medical Services Plan pays for physician and hospital care with nothing due at the point of use and no premium since January 2020, and the problem is access: about 1.4 million British Columbians had no primary care provider in mid-2025. In Cape Coral you need an employer or marketplace plan, Medicare or Medicaid, and the premium, deductible and copay that come with them. Florida is one of the ten states that have not expanded Medicaid, and its uninsured rate was 10.9% in 2024 against 8.2% nationally; the City of Cape Coral's was 9.4% and Lee County's 13.2%. Hospital care in the county is Lee Health's, a private nonprofit since November 2024 that is bound to keep providing safety-net care, and its Cape Coral Hospital has an emergency department of 56 treatment spaces, where Vancouver has Vancouver General, St. Paul's and BC Children's. This site verified no wait time figure for either city.
Where the figures come from
Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.
- Census Profile, 2021 Census of Population: Vancouver, City (CY) and Vancouver (CMA) · Statistics Canada · retrieved Supports: City population, population.metro (2021 count), Five-year growth, Median household income, Transit commute share, Walk and cycle commute share
- Population estimates, July 1, by census metropolitan area and census agglomeration (table 17-10-0148-01) · Statistics Canada · retrieved Supports: Metro population
- The Daily: Canada's population estimates, subprovincial areas, 2025 · Statistics Canada · retrieved Supports: population.growthPct5y note
- Crime severity index and weighted clearance rates, Canada, provinces, territories and Census Metropolitan Areas (table 35-10-0026-01) · Statistics Canada · retrieved Supports: Crime Severity Index, Crime trend
- Police-reported Crime Severity Index and crime rate, by census metropolitan area, 2025 · Statistics Canada, The Daily · retrieved Supports: crime.index note (crime rate, Canada CSI)
- Vancouver Police Department Crime Incident and Crime Rate Statistics, 2021-2025 · Vancouver Police Department · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, population.city note
- Violent crime in Vancouver reaches 20-year low, according to VPD report · CTV News Vancouver · retrieved Supports: Crime trend
- Canadian Climate Normals 1991-2020, Vancouver International (Airport) · Environment and Climate Change Canada · retrieved Supports: January mean, July mean, Annual precipitation, Annual snowfall
- The Daily: Labour Force Survey, July 2026 · Statistics Canada · retrieved Supports: Unemployment rate, Labour market
- Personal income tax rates · Government of British Columbia · retrieved Supports: Top marginal income tax, Income tax on $100,000
- BC 2025 and 2026 Tax Rates and Tax Brackets · TaxTips.ca · retrieved Supports: Top marginal income tax, taxes.incomeTaxAt100k (federal brackets and basic personal amount)
- Provincial sales tax (PST) · Government of British Columbia · retrieved Supports: Sales tax
- MSP premiums · Government of British Columbia · retrieved Supports: Health care, Tax notes
- TransLink ridership sees decline in 2025, partly due to fewer young adults · Daily Hive Urbanized · retrieved Supports: Transit ridership
- YVR breaks all-time cargo and passenger records in 2025 · Vancouver Airport Authority · retrieved Supports: Airport passengers, Labour market
- Key sectors underpin Metro Vancouver's growth ambitions · Western Investor · retrieved Supports: Main sectors, Labour market
- 1.4M in B.C. Have No Family Doctor. Most Aren't Listed · The Canada Report · retrieved Supports: Health care
- Our District · Vancouver School Board · retrieved Supports: Education
- Vancouver · Wikipedia · retrieved Supports: point
- Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Metro population, Violent crime rate, Property crime rate, Homicides, Crime trend, Character, Cape Coral city 194,004 (April 2020 base), 195,442 (2020), 204,080 (2021), 218,364 (2022), 227,458 (2023), 233,108 (2024) and 236,264 (2025); Lee County 875,607; Fort Myers 101,581; balance of Lee County 430,173; national and Florida ranks and the 129 cities of 200,000 or more
- Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved Supports: Metro population, Five-year growth, Character, Cape Coral-Fort Myers MSA (CBSA 15980) 760,827 (April 2020 base) and 875,607 (2025), 72nd of 387 metros, and its births, deaths and migration by year
- 2025 Gazetteer Files: Places, Florida · US Census Bureau · retrieved Supports: point, City population, Climate normals, Airport passengers, Cape Coral city: 106.265 sq mi of land, 13.366 sq mi of water, internal point 26.643192, -81.997364
- Cape Coral, Florida (history, geography, climate, education, infrastructure, transportation) · Wikipedia · retrieved Supports: City population, Climate normals, Transit system, Education, Character
- Crime Data Explorer summarized agency data, Cape Coral Police Department (FL0360200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character, 2022: 403 violent (4 + 39 + 25 + 335), 1,974 property; 2023: 277 violent (2 + 18 + 13 + 244), 2,088 property (344 + 1,618 + 124 + 2); January to October 2024: 236 violent, 1,809 property; no data from November 2024; agency population 228,672 for 2023
- FIBRS offense data by agency and month, 2021 to August 2026 · Florida Department of Law Enforcement · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Cape Coral Police Department: twelve months for each of 2022, 2023 and 2024 and no rows for 2025 or 2026; 420, 357 and 243 violent and 2,233, 2,555 and 1,980 property offenses; motor vehicle thefts 118, 175 and 135; homicides 4, 4 and 5
- Cape Coral Police Department Mid-Year Crime Report 2025: Continued Success in Reducing Crime · Cape Coral Police Department · retrieved Supports: Homicides, Crime trend, Crime down 28% in January to June 2025, 1,487 cases against 2,076; no homicides against three; thefts 612 against 850
- 2025 Annual Report · Cape Coral Police Department · retrieved Supports: Crime trend, A 28% reduction in crime in 2025 and the second-safest city in Florida with a population over 150,000, stated without counts
- US Climate Normals 1991-2020, station USW00012835 Fort Myers Page Field (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 64.7F, July 83.2F and August 83.4F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 75.4F, precipitation 57.41 in, 120.3 days at 90F, 0.0 at 100F and 0.1 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- US Climate Normals 1991-2020, station USW00012894 Fort Myers Southwest Florida International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, January 64.6F, July 82.7F, 53.39 in of precipitation, 119.1 days at 90F; no snowfall normal
- US Climate Normals 1991-2020, station USC00087397 Punta Gorda 4 ESE (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual)
- NCEI data search, normals-monthly-1991-2020 stations within 26.85N to 26.4N and 82.25W to 81.6W, and stations with a snowfall normal within 27.2N to 25.9N and 82.5W to 81.2W · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, USW00012835 at 26.585N, 81.8614W and USW00012894 at 26.5361N, 81.755W, the only stations with full normals near the city; USC00087397 at 26.9147N, 81.9969W the nearest with a snowfall normal
- Global Historical Climatology Network daily summaries, Fort Myers Page Field (USW00012835), 2010-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, 168 days at or above 90F in 2023 and 134 in 2026 through 28 September; 31F on 11 January 2010, the only reading at or below freezing since 2010; 34F on 1 February 2026; a 67.1 mph gust on 28 September 2022 and no observations for the following days; 84.1 mph on 10 September 2017
- Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved Supports: Sunshine hours, Climate normals, Jacksonville, Miami and Tampa listed; no Fort Myers or Cape Coral station
- Tropical Cyclone Report: Hurricane Ian (AL092022) · NOAA National Hurricane Center · retrieved Supports: Climate hazards, Character, Landfall on Cayo Costa at 1905 UTC 28 September 2022 at 130 kt and near Punta Gorda at 125 kt; 6 to 9 ft above ground in Pine Island and Cape Coral; USGS sensors in Matlacha and Cape Coral lost or destroyed; Fort Myers NOS gauge 7.26 ft above MHHW; 41 surge deaths, 36 in Lee County; 52,514 Lee County structures affected, 5,369 destroyed, 14,245 with major damage; $112.9 billion in US damage
- FY2025 Annual Comprehensive Financial Report, Statistical Section (Schedules 6, 7, 14 and 15) · City of Cape Coral (filed with the Florida Auditor General) · retrieved Supports: Climate hazards, Main sectors, Labour market, Health care, Education, Principal employers 2025: Lee County School District 2,563, Lee Health 2,015, City of Cape Coral 1,969, Publix 1,370, Wal-Mart/Sam's Club 700, Home Depot 559, Gulf Coast Village 395, Cape Coral Charter Schools 371, Sun Splash Family Water Park 300, Westin Resort 200 (9.5% of city employment together); the 2016 list; tax-exempt property $8.56 billion in fiscal 2022 and $19.73 billion in fiscal 2024, with Ian's uninhabitable-home relief
- ACS 2024 1-year tables B19013 and B25003 for Cape Coral and Fort Myers cities, Lee County, the Cape Coral-Fort Myers MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Character
- ACS 2024 1-year tables B19013 and B25003 for Port St. Lucie, St. Petersburg, Tampa, Orlando, Jacksonville and Miami cities · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Character
- ACS 2024 1-year table B01002 (median age) for Cape Coral and the other Florida cities this site compares, Lee County, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Character
- ACS 2024 1-year tables B08007 (place of work by county), B08008 (place of work by place), B08013 (aggregate travel time), B08101 (means of transportation by age) and B08303 (travel time to work) for Cape Coral city and Lee County · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Labour market, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year table B08301 (means of transportation) for Lee County, and ACS 2020-2024 5-year table B08301 for Cape Coral city and Lee County · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Transit commute share, Walk and cycle commute share
- ACS 2024 1-year table B27001 (health insurance coverage) for Cape Coral city, Lee County, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care
- Local Area Unemployment Statistics, Cape Coral-Fort Myers, FL MSA (LAUMT121598000000003), Lee County (LAUCN120710000000003) and Cape Coral city (LAUCT121027500000003), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate
- Current Employment Statistics, Cape Coral-Fort Myers, FL MSA: total nonfarm (SMU12159800000000001), mining, logging and construction (SMU12159801500000001), supersectors (SMU1215980xx00000001), retail trade and local government (SMU12159809093000001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market
- Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved Supports: Sales tax, Lee 0.5%, January 1, 2019 to December 31, 2028
- Tax Information Publication 18A01-25: Lee County Adds a 0.5% School Capital Outlay Surtax Beginning January 1, 2019 · Florida Department of Revenue · retrieved Supports: Sales tax, approved by voters on November 6, 2018; combined rate 6.5%; expires December 31, 2028
- Florida Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes
- 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- 2025 millage rates for Lee County, Florida: taxing district millage book (district 057, City of Cape Coral) · Lee County Property Appraiser · retrieved Supports: Tax notes, District 057 total 15.3806 mills for 2025, of which the City 5.1471 operating and 0.1608 parks voted debt (as carried in lib/housing/cape-coral.ts)
- Cape Coral council sets fiscal 2027 property tax cap rate · Gulfshore Business · retrieved Supports: Tax notes, A 5.1988-mill maximum, the rolled-back rate against 5.1471, set 7 to 1 on 22 July 2026; taxable value $33.1 billion; hearings on 10 and 24 September
- Market insights report, August 2026: market summary and Cape Coral region · Royal Palm Coast Realtor Association · retrieved Supports: Tax notes, Cape Coral region single-family median $389,950 in August 2026 against $367,500 a year earlier (as carried in lib/housing/cape-coral.ts)
- Zillow Home Value Index and Observed Rent Index, city files, August 2026 · Zillow Research · retrieved Supports: Tax notes, Cape Coral (region 30742) all-homes value $335,825, down 3.9% on the year, and observed rent $1,949 (as carried in lib/housing/cape-coral.ts)
- Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Lee County, NTD 40028) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved Supports: Transit ridership
- LeeTran (service area, hours, 2025 ridership) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- Southwest Florida International Airport (owner, opening, location, carriers, annual passenger traffic 2023 to 2025) · Wikipedia · retrieved Supports: Airport passengers
- Southwest Florida International Airport reports record-breaking year-end traffic · WGCU · retrieved Supports: Airport passengers
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- Lee Health and Lee County Vote to Approve Mission Agreement, Allowing for Conversion of the Health System to a Community-Focused Nonprofit · South Florida Hospital News · retrieved Supports: Health care
- Lee Health Expands Cape Coral Hospital's Emergency Department · South Florida Hospital News · retrieved Supports: Health care
- School district addresses declining enrollment · Cape Coral Breeze · retrieved Supports: Education
- Florida Gulf Coast University · Wikipedia · retrieved Supports: Education
- Metro Vancouver home sales lose brief momentum: July 2026 statistics · Greater Vancouver REALTORS® · retrieved Supports: Composite benchmark price of $1,088,800 in July 2026, down 6.2% year over year, Benchmark prices by property type, with every type down on the year
- Rental Market Survey: Vancouver (CY), average rent by bedroom type, October 2025 · Canada Mortgage and Housing Corporation · retrieved Supports: One-bedroom average rent of $1,860, Two-bedroom average rent of $2,638, Metro vacancy rate of 3.7%
- Property tax rates · City of Vancouver · retrieved Supports: 2026 total residential levy of $3.36394 per $1,000 of taxable value
- Home owner grant · Province of British Columbia · retrieved Supports: The grant of up to $570 on an eligible principal residence
- Premium information for homeowner and small rental loans · Canada Mortgage and Housing Corporation · retrieved Supports: Mortgage default insurance premium rates by loan-to-value
- Regulations amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations (SOR/2025-55) · Canada Gazette, Part II · retrieved Supports: The $1.5 million insured price cap, 30-year amortization for first-time buyers and new builds
- Minimum qualifying rate for uninsured mortgages · Office of the Superintendent of Financial Institutions · retrieved Supports: The qualifying rate of the contract rate plus two points, or 5.25%
- Interest rates charged for new and existing lending by chartered banks · Bank of Canada · retrieved Supports: The default mortgage rate of 4.34%, uninsured five-year-plus fixed, funds advanced May 2026
- Property transfer tax · Province of British Columbia · retrieved Supports: Transfer tax brackets, First-time buyer and new build exemptions
- Rent increases · Province of British Columbia · retrieved Supports: 2026 rent increase guideline of 2.3%
- Cape Clips: highlights from the August 26, 2026, City Council meeting · City of Cape Coral · retrieved Supports: Fire service assessment for 2026-27: the flat tier from $349.32 to $341.63 a parcel and the structure tier from $3.47 to $3.16 per equivalent benefit unit, the average single-family home from $540.17 to $515.43, Stormwater from $156 to $163; solid waste for individual residential households unchanged at $384.25
- Tax billed assessments (non-ad valorem taxes) · City of Cape Coral, Customer Billing Services · retrieved Supports: Stormwater at $156.00 per equivalent residential unit for fiscal 2026 and $149.00 for 2025, A fire service assessment of $349.32 per parcel (Tier 1) and $3.47 per $5,000 of structure value (Tier 2) for fiscal 2026, against $278.84 and $3.07 for 2025, Solid waste at $384.25 per dwelling unit for fiscal 2026 and $345.76 for 2025; lot mowing by district on vacant lots, Utilities Extension Project assessments on a standard 10,000-square-foot parcel: North 1 West $33,367 prepaid or $35,930 financed at 6.50%, first on the taxes in 2024; North 1 East $32,288 prepaid or $33,142 financed at 6.25%, first on the taxes in 2026; 30-year default terms, Maximum annual installments for North 1 West of $812, $1,490 and $660 for water, sewer and irrigation line extension and $131, $383 and $258 for capital facility expansion charges; for North 1 East $855, $997, $803, $126, $360 and $244, Utilities extended to nearly all of south Cape Coral and work under way north of Pine Island Road
- Water, wastewater and irrigation rate schedules, effective 1 October 2026 · City of Cape Coral, Financial Services · retrieved Supports: A water capacity charge of $25.36 a month on a 5/8-inch meter and a residential commodity charge of $5.44 per thousand gallons to 5,000, A wastewater capacity charge of $32.83 a month and $12.85 per thousand gallons, Single-family irrigation at a flat $13.40 a month
- City of Cape Coral GIS: Ownership, Canals and Bridges layers · City of Cape Coral, ArcGIS Server · retrieved Supports: 137,402 parcels, 93,343 with City water available and 91,771 with City sewer, the rest in the Utilities Extension Project's North areas, 20,889 lots marked on salt water, 16,881 on fresh water and 406 on the river, Saltwater canals in five navigation systems on the Canals layer (PublicWorks MapServer 11), and 160 bridges with vertical clearances on the Bridges layer (PublicWorks MapServer 0)
- Notice to industry: substantial improvement and substantial damage, and the FEMA 50% rule notice · City of Cape Coral, Development Services · retrieved Supports: Substantial improvement as any repair, reconstruction, rehabilitation, alteration, addition or other improvement whose cost equals or exceeds 50% of the market value of the building before the work, and any repair of a substantially damaged building, City staff comparing the cost of the work with the depreciated market value of the building, and a building at or over 50 percent brought into compliance with the floodplain rules for new buildings, its lowest floor elevated, From 10 July 2025, under HB 683 and SB 180 (2025), determinations made per permit rather than on aggregate improvements
- Cape Coral helps Hurricane Ian recovery, removing five-year look-back for FEMA's 50% rule · Woodward, Pires & Lombardo, P.A. · retrieved Supports: Ordinance 96-22, approved 30 November 2022, removing the five-year cumulative count of repairs and additions from the City's substantial damage determination
- Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved Supports: A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
- Exemption information pamphlet · Lee County Property Appraiser · retrieved Supports: A homestead exemption of up to $50,000: the first $25,000 against all taxes and an additional $25,000 on assessed value over $50,000 for all levies other than school taxes, Applications on Form DR-501 by 1 March, and portability to a new homestead established within three years of 1 January of the year the old one was abandoned
- Zillow Home Value Index, all homes, single-family and condominium series, by city · Zillow Research · retrieved Supports: A typical home value of $335,825 for the city of Cape Coral (region 30742, Lee County) in August 2026, against $349,486 in August 2025, down 3.9%, A typical single-family value of $346,047 against $359,529, down 3.7%, and a typical condominium value of $191,729 against $211,186, down 9.2%, from the single-family and condominium files
- Zillow Observed Rent Index, by city and single-family by metro · Zillow Research · retrieved Supports: An observed rent index of $1,949 for the city of Cape Coral in August 2026, against $1,929 a year earlier, up 1.0%, A single-family observed rent index of $2,154 for the Cape Coral metro area (region 394440) in August 2026, from the metro single-family file
- Rent estimates summary, September 2026 · Apartment List · retrieved Supports: For Lee County, September 2026: $1,258 overall, $1,032 for one bedroom and $1,186 for two, with rents down 0.61% on the month and 4.8% on the year, No row for the City of Cape Coral among the file's cities
- Apartments for rent in Cape Coral, FL: average rent · Apartment List · retrieved Supports: Average listed rents of $1,336 and up for a studio, $1,607 and up for one bedroom, $1,832 and up for two, and $2,419 and up for three or more
- Median household income, median home value, median gross rent and tenure, tables B19013, B25077, B25064 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median household income of $85,584 in Cape Coral city, against $83,602 in Lee County and $77,735 for Florida, A median owner-occupied home value of $401,800 in Cape Coral city, 69,402 of Cape Coral's 87,681 occupied homes owner-occupied, and a median gross rent of $1,998 against $1,812 for Florida
- Median gross rent by bedrooms, table B25031, 2024 American Community Survey 1-year estimates, Cape Coral city · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median gross rent of $1,719 for one bedroom, $1,702 for two, $2,272 for three and $2,637 for four
- Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Cape Coral city · United States Census Bureau, via the Census Reporter API · retrieved Supports: 8,351 of 69,402 owner-occupied units, or 12%, paying a homeowners' association or condominium fee, A median monthly fee of $386 among them, and 1,993 paying $500 or more a month
- Primary Mortgage Market Survey, 1 October 2026 · Freddie Mac · retrieved Supports: A 30-year fixed-rate mortgage averaging 7.28%, up from 7.03% the week before and 6.34% a year earlier
- Documentary stamp tax · Florida Department of Revenue · retrieved Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450
- Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
- Florida homeowners insurance · NerdWallet · retrieved Supports: An average Cape Coral premium of $3,695 a year, $308 a month, against $3,725 in Fort Myers, on a sample policy with $500,000 of dwelling cover, updated 20 February 2026
- Best home insurance in Florida (2026) · Insurify · retrieved Supports: An estimated average annual premium of $8,688 in Cape Coral for $300,000 of dwelling cover, against $10,296 in Naples and $13,716 in Port Saint Lucie, current as of 30 September 2026
- Renters insurance in Florida · NerdWallet · retrieved Supports: An average Cape Coral renters premium of $140 a year, $12 a month
- Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits
- Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already
- FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved Supports: Most homeowners insurance not covering flood damage
- SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
- Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable
