City comparison · 2,537 km apart

Boston vs Fort Worth: which should you move to?

Boston or Fort Worth? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Skyline of downtown Boston
Massachusetts · United States

Boston

Photograph: Skyline of downtown Boston · Nkon21 · CC BY 4.0 · source
The Fort Worth skyline from the Trinity Trails
Texas · United States

Fort Worth

Photograph: The Fort Worth skyline from the Trinity Trails · DerekAyala27 · CC BY 4.0 · source
The short answer

Both cities price in US dollars, so the figures net directly, and Fort Worth is the cheaper city on nearly every line. On Zillow's index, the same measure in both, Boston's typical home was $791,816 in June 2026, and Zillow's index for the City of Fort Worth stood at $295,800 in August; Fort Worth's headline, the NTREIS median of single-family houses sold in the city, was $327,000. Mortgage, property tax and insurance come to about $4,756 a month on Boston's figure at August's 6.66% and $2,516 on Fort Worth's median at September's 7.03%, roughly 58% and 37% of each city's median household income; at the same 7.03% Boston's would be about $4,913. Fort Worth's property tax is the higher rate and the smaller bill, $5,044 against $5,465, and Texas takes no income tax where Massachusetts takes $4,780 on $100,000, so there is no trade-off at the medians. Boston pays more, $97,791 in the city against $82,503, and has the lower homicide rate, 31 in 2025 at about 4.6 per 100,000 against 78 at about 7.6, though Fort Worth's violent crime rate is the lower on every count available. Choose Boston to live without a car, near the teaching hospitals, in the state with the lowest uninsured rate. Choose Fort Worth for the house, a city growing faster than any other American city of a million and a 7.7 C January.

Population
MeasureBostonFort WorthAdvantage
City population672,973 (2025)1,028,117 (2025)Not directly comparable
Metro population5,034,221 (2025)8,477,157 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
-0.8% (2020-2025)11.9% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureBostonFort WorthAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$791,816 (June 2026)$327,000 (August 2026)Fort Worth
Detached house benchmark
Fort Worth publishes a single house index rather than a composite, so the two rows repeat.
$858,328$327,000Fort Worth
Apartment or condominium benchmark$739,553$330,000Fort Worth
Two-bedroom rent$3,425/mo (median, June 2026)$1,317/mo (median, September 2026)Fort Worth
One-bedroom rent$2,877/mo$1,141/moFort Worth
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
42.0% of a year's income19.2% of a year's incomeFort Worth
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$4,071/mo at 6.66%$1,746/mo at 7.03%Fort Worth
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
8.1×4.0×Fort Worth
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$5,465/yr (0.690%, 2026)$5,046/yr (1.543%, 2025)Boston
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$3,611 (seller pays)NoneFort Worth
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Boston: About 0.69% of what you pay for the house. Boston charges business $27 per $1,000 against the $12 it charges you, a shift of 2.17 to one. That is why the residential rate is what it is: under MGL c.40 s.56 a municipality may move part of the levy onto commercial property, so a low published rate is evidence of a commercial tax base rather than of a cheap town. Boston is one of nine municipalities in this layer that grants a residential exemption under MGL c.59 s.5C, and it takes $351,108 of assessed value off an owner-occupied parcel. That is a flat dollar slab rather than a percentage of your house, so it is worth the same on a cheap home as on an expensive one and worth far more as a share of the bill at the bottom of the market. On the $791,816 typical home value here it produces a bill of about $5,465 a year against the $9,819 somebody who does not live in the building pays on the same house. It is not automatic: you file with the assessors, the deadline is 1 April, and you must have owned and occupied the property on the previous 1 January. Massachusetts assesses at full and fair cash value and re-sets the whole class every year, with the Department of Revenue certifying the roll every five years and reviewing the interim adjustments in between. There is no assessment freeze as in Ontario and North Carolina and no purchase reset or growth cap as in Florida, which means the useful thing a Massachusetts buyer can do that a Florida buyer cannot: the seller's current tax bill is a fair guide to what you will pay. The only lag is the lien date. Fiscal 2026 bills are charged against values as of 1 January 2025. Fort Worth: About 1.54% of value for a homesteaded owner, worked out on the $327,000 median single-family sale price. A house in the City of Fort Worth and Fort Worth ISD, the school district more of the city's residents live in than any other, is taxed by six units for 2025, which add to 2.18908 per $100 before any exemption. Each takes its own homestead exemption off the appraised value first, except one: Fort Worth ISD takes the state's $140,000 and nothing more, Tarrant County College 1% with the state's $5,000 floor, Tarrant County, the City and JPS Health Network 20% each, and the Tarrant Regional Water District, which pays for the Fort Worth Floodway, none at all. So Tarrant County levies 0.1862 per $100 on $261,600 after an exemption of $65,400, $487; City of Fort Worth levies 0.67 per $100 on $261,600 after an exemption of $65,400, $1,753; Fort Worth ISD levies 1.0291 per $100 on $187,000 after an exemption of $140,000, $1,924; Tarrant County College levies 0.11228 per $100 on $322,000 after an exemption of $5,000, $362; JPS Health Network levies 0.165 per $100 on $261,600 after an exemption of $65,400, $432; Tarrant Regional Water District levies 0.0265 per $100 on the full $327,000, with no homestead exemption, $87. The six come to $5,044 a year, 1.54% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,158. In Keller ISD, the district the second most residents live in, the school line is 1.0852 per $100 after the same $140,000, and the same house comes to $5,149, 1.57%. On $295,800, Zillow's August 2026 value for a typical Fort Worth home, the Fort Worth ISD stack comes to $4,425, 1.50%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. The City has since adopted 0.70565 for 2026, but when these figures were retrieved the Tarrant County Tax Assessor-Collector's table and the appraisal district's still ran to 2025, so the calculators stay on 2025 until all six units' 2026 rates are published.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureBostonFort WorthAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000507 (2025)375 (2025)Fort Worth
Property crime per 100,0001,950 (2025)2,226 (2025)Boston
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
31 (2025)78 (2025)Not directly comparable
Boston

Violent Part One offences fell from 3,636 in 2023 to 3,615 in 2024 and 3,409 in 2025 on BPD's own year-end counts, and property offences went 12,777, then 13,354, then 13,120, so the three-year direction is down on both. Homicides moved the other way and are the number people argue about: 36 in 2023, then 24 in 2024, a low the city had not seen in decades, then 31 in 2025. Even at 31 the count sits below the 38.2 five-year average, and BPD reports shootings still more than 30% under that average. All of these are preliminary until UCR coding is complete, and BPD's violent crime definition runs below the FBI's, which recorded 4,138 violent offences in Boston in 2024 against BPD's 3,615.

What the rates cover: Computed: Boston Police Department counted 3,409 Part One violent offences between 1 January and 28 December 2025 (31 homicides, 150 rapes, 760 robberies, 914 domestic aggravated assaults, 1,554 non-domestic aggravated assaults), divided by the 672,973 Vintage 2025 city population. The FBI's 2024 file for Boston gives a higher figure, 4,138 violent offences and 628 per 100k, almost all of the gap in aggravated assault; BPD's counts are its own and are preliminary until UCR coding is complete.

Homicides: City of Boston, 31 homicides in the 1 January to 28 December 2025 count, up from 24 in 2024 and down from 36 in 2023. Three of the 31 were deaths from earlier years ruled homicides in 2025. That is about 4.6 per 100,000. Commissioner Michael Cox put the 2025 total 16% below the five-year average of 38.2, and 19 of the 31 victims were shot.

Fort Worth

On the FBI's definitions, violent offenses in Fort Worth went from 5,428 in 2021 to 4,876 in 2022, 4,849 in 2023, 4,641 in 2024 and 3,859 in 2025, a 17% drop in the last year and 29% in four, and property offenses from 25,186 to 26,275, 26,098 and a peak of 27,290 in 2024, then 22,886, 16% below it. Motor vehicle theft rose from 3,687 in 2021 to 5,157 in 2024 and fell to 3,616 in 2025, down 30%. In 2025 the CDE shows aggravated assaults down 18% (3,230 to 2,656), rapes down 18% (613 to 505), robberies down 15% (726 to 620), burglaries down 16% and larcenies down 12%, while murders rose 8% (72 to 78), the one violent measure that went up. Eddie Garcia, Dallas's former police chief, took over the department in September 2025 after months without a permanent chief, and FWPD's own figures for January through August 2026 against the same months of 2025 show robberies down from 436 to 269 and aggravated assaults from 1,842 to 1,557 as well as the drop in murders (WFAA). The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 3,859 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Fort Worth Police Department (ORI TX2201200) in calendar 2025, divided by the 1,028,117 Vintage 2025 city population. On the CDE's own agency population of 1,030,410 the rate is also 375. That is the lowest of the Texas cities this site compares, against 532 in San Antonio, 577 in Dallas and 890 in Houston. No FWPD total on this definition was found in anything fetched; the city's quarterly crime reports, as the Fort Worth Star-Telegram described them, count crimes against persons, a broader group that includes assaults and sex offenses, and put them 12% lower in the first half of 2025 than a year earlier.

Homicides: 78 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 72 in 2024, about 7.6 per 100,000 on the city population. Spectrum News, reading city data in February 2026, also put the year's homicides 8% above 2024. Most of the rise came early: the city's quarterly reports counted 20 homicides in January through March 2025 against 9 a year earlier and 43 in the first half against 31 (Fort Worth Star-Telegram). The CDE series has fallen from 118 in 2021, and 2026 has turned the other way: FWPD counted 36 murders through 31 August against 54 in the same months of 2025 (WFAA).

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureBostonFort WorthAdvantage
January mean-1.2 °C7.7 °CNot directly comparable
July mean23.4 °C29.5 °CNot directly comparable
Precipitation a year1,107 mm898 mmNot directly comparable
Snowfall a year125 cm4 cmNot directly comparable
Sunshine a year2,634 hours2,850 hoursFort Worth
Boston

NOAA NCEI 1991-2020 normals, Boston Logan International Airport (USW00014739): January mean 29.9 F, July mean 74.1 F and the warmest month, annual precipitation 43.59 in spread almost evenly across the twelve months, annual snowfall normal 49.2 in. Converted here to -1.2 C, 23.4 C, 1,107 mm and 125 cm. Sunshine is not in the 1991-2020 normals product; the 2,634 hours shown is the older 1961-1990 NCDC mean, 58% of possible, the same series used for Charlotte on this site.

Hazards: Nor'easters are the hazard that defines the coast here. The bomb cyclone of 4 January 2018 pushed the Boston tide gauge to 15.16 ft, beating the 15.1 ft of the Blizzard of 1978 in records kept since 1921, floated ice down Atlantic Avenue, flooded 75 homes in Winthrop and put water into the Aquarium subway station; a second nor'easter did much the same two months later. Climate Ready Boston plans against roughly 9 inches of sea level rise by 2030, 21 inches by 2050 and 36 to 40 inches (91 to 102 cm) by 2070, and the city's coastal resilience plans for Charlestown, the downtown waterfront and North End, East Boston, South Boston and Dorchester are all designed for a 1% annual chance storm at 2070 sea levels across 47 miles of shoreline. In East Boston alone the near-term works are costed to protect 10,800 residents and 250 businesses and to avoid about $620 million in losses. Away from the water the hazards are ordinary and expensive: a 49 inch snow normal, ice, and summer heat waves that are short but severe.

Fort Worth

NOAA NCEI 1991-2020 normals for Fort Worth Meacham International Airport (station USW00013961), the city-owned general aviation field inside the city about 5 miles north-northwest of downtown: January mean 45.8F, July mean 85.1F, annual mean 65.9F, 35.34 in of precipitation. Meacham's normals carry no snowfall, so the 1.6 in of snow stored here is the normal at Dallas Fort Worth International Airport (USW00003927), about 20 miles northeast of downtown, where the National Weather Service keeps the metro's official record. August is the warmest month by a tenth of a degree at 85.2F, with a mean high of 95.9F; July's mean high is 95.7F and January's mean low is 35.3F. October (4.46 in) is the wettest month, then May and June (4.02 in each), and January (2.05 in) the driest. The normals count 105.5 days a year at 90F or above, 24.1 at 100F or above and 32.8 nights at or below freezing. DFW Airport averages 46.3F in January and 85.7F in July with 37.01 in of rain, 20.3 days at 100F or above and 29.2 nights at or below freezing. Converted here to 7.7 C, 29.5 C, 898 mm and 4.1 cm. Those 24.1 days at 100F are more than Love Field's 22.4 for Dallas and fewer only than Austin's 28.7 among the Texas cities this site compares, although the July mean is 1.2 C below Dallas's. Sunshine hours are the older 1961-1990 NCDC means that Current Results lists for Dallas (2,850 hours, 61% of possible, and 135 clear days); it lists no separate Fort Worth figure, and the 1991-2020 normals do not include sunshine.

Hazards: Hail is the costly routine hazard. On the evening of 5 May 1995 a supercell dropped hail up to softball size on Mayfest, the outdoor festival on the bank of the Trinity River, where more than 10,000 people were caught in the open: more than 400 were hurt and 60 seriously enough to be hospitalized, though no one died at the festival. The storms went on to kill one driver in a swollen creek in western Tarrant County and 19 people in Dallas County, most of them in floodwater, and the National Weather Service puts the damage at about $2 billion, one of the costliest hailstorms in history. Cotality counted more than 235,000 Texas homes hit by damaging hail in 2025, far more than in any other state, with the risk concentrated in Dallas-Fort Worth and the other Texas Triangle metros. Tornadoes have hit the center of the city. At 6:18 pm on 28 March 2000 a tornado touched down near Castleberry High School, about 4 miles west of downtown, and tracked east along West 7th Street, nearly destroying the Cash America building and heavily damaging Mallick Tower before it weakened over downtown, where debris broke 80% of the windows in the Bank One building and 1,300 of the 5,000 in the Union Pacific Resources building. Two people died and about 80 were injured, 6 of them hospitalized; the Texas Tech damage survey rated it F2. A second tornado later that evening did F3 damage in Arlington and Grand Prairie without a death, and NOAA counts the storms of 28 and 29 March across the South at $690 million ($1.27 billion in 2024 dollars). Flooding shaped the city's form. In May 1949 a night of 6 to 12 in of rain overflowed the Trinity, killing 10 people and leaving more than 13,000 homeless, and the Army Corps of Engineers later built the 27 miles of levees of the Fort Worth Floodway, which the Tarrant Regional Water District maintains. The Corps' $1.16 billion Central City project, known locally as Panther Island, is to carry the river around downtown through new bypass channels and protect more than 2,400 acres; work on the northern half of the channel is due to begin late in 2026 and the project to be finished in 2032. Flash floods on the creeks are the more frequent danger: on 21 and 22 August 2022, 9.56 in (243 mm) fell at Meacham over the two days, 5.11 in (130 mm) of it on the 22nd, and the National Weather Service measured 8.41 in in Fort Worth, with flooding reported from Como and the John T. White neighborhood to West 7th Street; the city's 2016 floodplain plan counted more than $1 billion of stormwater improvements needed. Heat is the constant. The normals give Meacham 24.1 days a year at or above 100F (37.8 C). The summer of 2026 has been among its hottest: 55 days at 100F or above through 27 September, fourth in its record after 72 in 2011, 64 in 2023 and 62 in 1998, and 31 in a row from 3 August to 2 September, the longest run it has recorded; its highest reading is 112F (44.4 C), on 12 July 1998 and 4 September 2000. At DFW Airport the National Weather Service counts 52 days of 100F in 2026 through 22 September, tied for fifth, against the record of 71 in 2011. Cold is rare and badly handled. Winter Storm Uri took Meacham to -2F (-18.9 C) on 16 February 2021, tying 31 January 1949 for the lowest in its record, and DFW Airport also fell to -2F, the lowest there since 1953, with 5.0 in (12.7 cm) of snow over the storm. ERCOT cut power across the state grid from 15 to 18 February and about 4.5 million customers lost it at the worst; Texas counted 246 deaths from the storm, 11 of them in Tarrant County. In January 2026 Winter Storm Fern brought 2.4 in (6.1 cm) of snow and sleet to DFW Airport and a low of 11F (-11.7 C) at Meacham on the 25th.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureBostonFort WorthAdvantage
Median household income$97,791 USD (2024)$82,503 USD (2024)Boston
Unemployment rate4.3% (July 2026)4.6% (July 2026)Boston
Sales tax6.25%8.25%Boston
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
46%37%Fort Worth
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$18,229 USD$13,449 USDFort Worth
Boston

BLS counted 2,747,200 nonfarm jobs in the Boston-Cambridge-Newton MSA in July 2026, up 0.3% on the 2,739,800 of July 2025, so the metro job market is flat rather than growing. Inside the city the largest industries by employment in 2024 were health care and social assistance (68,674), professional, scientific and technical services (59,267) and educational services (50,798), and the best-paid were management of companies ($120,536 median), finance and insurance ($111,396) and professional and technical services ($104,866). Hospitals and universities are not a sideline here, they are the base of the economy, which makes the city unusually exposed to federal research funding and to international student flows. bls.gov answered 403 to the fetcher, so the employment counts come through FRED and the industry mix through Data USA, both of which restate Census and BLS series.

Main sectors: Health care and social assistance (Mass General Brigham, Beth Israel Lahey, Boston Children's), Higher education and research, Professional, scientific and technical services, Finance and insurance, especially asset management and custody banking, Life sciences and biotech, in the Longwood Medical Area and along the Charles.

Property tax is the local levy that matters. Boston's certified fiscal 2026 residential rate is $12.40 per $1,000 of full and fair cash value, and an owner who is domiciled in the home gets a residential exemption of $351,108 off the assessed value, worth $4,353.74 a year at that rate; it is not automatic on purchase and has to be filed for by 1 April. Proposition 2 1/2 caps the levy a municipality may raise rather than the rate, so a rate can fall in a year when every bill rises. Massachusetts reassesses the whole residential class at full value every year, with no cap, no freeze and no reset on sale, which means the seller's current bill is a fair guide to what a buyer will pay. Nothing is charged to take title or to borrow: no buyer transfer tax and no mortgage recording tax, only the deeds excise at $4.56 per $1,000, which MGL c.64D s.1 puts on the seller. Massachusetts does levy an estate tax, unusual among the states on this site: estates over $2 million file, and since the 2023 change a credit of up to $99,600 means only the value above $2 million is taxed, at 0.8% to 16%.

Fort Worth

BLS counted 1,222,100 nonfarm jobs in the Fort Worth-Arlington-Grapevine Metropolitan Division in August 2026 (not seasonally adjusted, preliminary), up 17,800 or 1.5% on the year. Professional and business services grew fastest (+5.0%, to 159,300), then mining, logging and construction (+4.8%, to 92,100), leisure and hospitality (+4.4%, to 145,500) and transportation and warehousing (+2.1%, to 102,600), while financial activities (-2.0%), information (-1.8%) and government (-0.6%, to 136,000) shrank; federal employment fell 9.0%, from 16,700 to 15,200. Manufacturing held at 110,000, of which aerospace product and parts manufacturing was 23,600, up 1.3%. The seasonally adjusted series (SMS48231040000000001) was 1,223,400 in August 2026, 1.5% above August 2025. The Texas Comptroller credits Lockheed Martin with about 49,000 direct and indirect workers in Fort Worth and a $9 billion regional impact, and 25,579 direct employees across Texas, and counts 4,553 direct and 21,266 total jobs and $2.75 billion of state GDP for Naval Air Station Joint Reserve Base Fort Worth in 2025. Hillwood's annual report puts AllianceTexas's economic impact at $12.9 billion in 2025 and $142.9 billion since it opened in 1989, and Hillwood says the Comptroller has recognized it as the primary inland port for the southwestern United States. American Airlines, with 103,440 staff in 2024, and BNSF Railway, with about 36,000, are both headquartered in the city (Wikipedia).

Main sectors: Aerospace and defense (Lockheed Martin Aeronautics, which builds the F-35 at Air Force Plant 4; Bell Textron, headquartered in the city; Naval Air Station Joint Reserve Base Fort Worth, the former Carswell Air Force Base), Airlines and freight rail (American Airlines, headquartered in the city, with its largest hub at DFW Airport; BNSF Railway, headquartered in the city), Logistics and advanced manufacturing at AllianceTexas in far north Fort Worth, which Hillwood says holds 602 companies and 73,134 jobs, Trade, transportation and utilities, the division's largest sector by payroll jobs (289,300 in August 2026), Health care and education (JPS Health Network, Cook Children's Medical Center, Texas Christian University and its medical school).

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. On 15 September 2026 the City Council adopted a $3.33 billion operating budget for fiscal 2027 unanimously and raised the city's rate by 3.565 cents to 70.565 cents per $100 of taxable value on a 7 to 4 vote, to help close a $94 million shortfall. The city says the average homeowner's bill will still fall, by $8.19 to $1,643.64 on a home valued at $232,925, because the Tarrant Appraisal District has not reappraised residential property since 2024 and the average value dropped; the city's total taxable value rose only 0.89%, to $130.2 billion (Fort Worth Report, Community Impact, CBS Texas). The budget also raises stormwater, water, sewer, solid waste and environmental fees by about $7 a month for the average resident. The county, school district, JPS hospital district, Tarrant County College and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureBostonFort WorthAdvantage
SystemThe MBTA: three heavy rail subway lines (Red, Orange, Blue), the Green Line light rail and the Mattapan trolley, about 150 bus routes, 12 commuter rail lines over 394 miles of track, and 8 ferry routesTrinity Metro buses (147 fixed-route and 76 demand-response vehicles), the 27.2-mile TEXRail commuter line with 9 stations from T&P Station downtown through North Richland Hills and Grapevine to DFW Airport Terminal B (opened January 2019), the Trinity Railway Express to Dallas run with DART, ZIPZONE on-demand zones and the downtown Blue Line circulator; Fort Worth is the only full member, with Forest Hill, Grapevine, North Richland Hills and River Oaks partial membersNot directly comparable
Commute by public transit25.3% (2024)0.7% (2024)Boston
Walk or cycle to work17.4% (2024)1.1% (2024)Boston
AirportLogan International Airport (BOS), 43.2 million passengers in calendar 2025 per Massport's 2025 Year in Review, including a record 10 million international passengers, up 3.8% on 2024. It sits in East Boston, about three miles from downtown across the harbor.Dallas Fort Worth International Airport (DFW), about 20 miles northeast of downtown Fort Worth and midway between the two cities, handled 85,660,127 passengers in 2025, 2.5% fewer than 2024's 87,817,864, per the airport's December 2025 traffic report; American Airlines, headquartered in Fort Worth, carried 82.6% of them, and TEXRail runs from downtown to Terminal B. Fort Worth Meacham International Airport, owned by the city about 5 miles north-northwest of downtown, has no scheduled airline service and serves general aviation; its 1933 American Airways hangar is on the National Register of Historic Places (Wikipedia).Not directly comparable
Boston

The MBTA carried 270,715,800 unlinked trips in 2025 (APTA ridership report, as cited by Wikipedia; the APTA PDF itself refused the fetcher). Average weekday ridership in the first quarter of 2026 was 851,600, of which about 326,500 on the Red, Orange and Blue lines, 124,900 on the Green Line and Mattapan trolley and 104,000 on commuter rail. Commuter rail alone passed 29 million trips in 2025 by the MBTA and Keolis year-in-review report.

Fort Worth

Trinity Metro carried 6,180,600 unlinked trips in 2025, 4,554,400 of them by bus and 906,800 on TEXRail, and about 22,100 a weekday in the second quarter of 2026, 2,800 of them on TEXRail (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher), against 30.7 million for VIA in San Antonio, 52.8 million for DART and 78.0 million for Houston's METRO. The Trinity Railway Express, which Trinity Metro runs with DART between downtown Fort Worth and downtown Dallas, carried 1,337,600 trips in 2025 (APTA, same source). The system is paid for by a half-cent sales tax Fort Worth has levied since 1984, half what DART's and METRO's cities pay. TEXRail runs every 30 minutes until 7 pm and hourly after, and a 2.1-mile extension to the Medical District on the Near Southside, estimated at about $167 million, is due to break ground by the end of 2026 and open in 2029 (Wikipedia).

06: Daily life

Health care, schools and what each city is like

Boston

Health care

Massachusetts has the lowest uninsured rate in the country, 2.8% in 2024 against 8.2% nationally, which is the legacy of its own 2006 coverage law and of MassHealth, the Medicaid program, expanded under the ACA. Care is still paid for through employer plans, ConnectorCare and marketplace plans, Medicare and MassHealth, and what a household pays out of pocket depends entirely on the plan. The teaching hospitals are the draw. Massachusetts General and Brigham and Women's were both named to the U.S. News 2026-2027 Best Hospitals honor roll, the top 20 in the country, with Mass General first nationally in psychiatry and McLean second, Brigham and Dana-Farber third in cancer, Brigham second in obstetrics and gynecology and eighth in neuroscience, and Mass General sixth in heart and vascular care. Beth Israel Deaconess, Tufts Medical Center, Boston Children's and the rest of the Longwood Medical Area cluster fill in the rest. Density of hospitals is not the same as an appointment: this file did not verify a wait time figure for primary or specialist care.

Education

Boston Public Schools enrolled 44,416 students in 2025-26 on the state's count, down 1,678 or 3.6% from 46,094 the year before, which itself was up from 45,742 in 2023-24. Address does not settle where a child goes. Assignment runs through a choice application, and the three exam schools, Boston Latin School, Boston Latin Academy and the John D. O'Bryant School, admit on a composite score that is 70% grade point average and 30% the MAP Growth test, with applicants competing only inside one of four socioeconomic tiers drawn from where they live. The School Committee voted 4 to 2 in November 2025 to set aside 20% of seats for the highest scorers citywide regardless of tier, and to drop the bonus points for students at high-poverty schools; the district's own simulation put Black students' share of invitations falling from 20% to 15% and white students' rising from 27% to 33%. Higher education is the city's other anchor and a large part of its economy: Boston University counted 37,737 students in fall 2024, Northeastern is the other large private university inside the city, and Harvard and MIT are across the Charles in Cambridge.

Living there

Boston is small, old and dense in a way no other city on this site is. The median home was built in 1947, 64% of occupied homes are rented, and a quarter of workers get to work on the MBTA, against about one in a hundred in Tampa. That buys a life much of the city can live without a car, and it costs the most money of the American cities here: Zillow's typical value for June 2026 is $791,816. Winter is the part people underestimate, a 49 inch snow normal and a January mean below freezing, and the housing stock that gives the city its look is the housing stock that has to be heated. The open question is on the waterfront. The Seaport was built out over the last twenty-five years on filled land at the harbor's edge, the January 2018 tide showed what a nor'easter can do at high water, and the city now designs its coastal defenses to 2070 sea levels.

Fort Worth

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of Fort Worth's rate was 18.9% (189,692 of 1,003,516), Tarrant County's 16.9% and the metro's 16.2%. JPS Health Network, the Tarrant County Hospital District, runs John Peter Smith Hospital, the county's public hospital, a Level I trauma center and the only psychiatric emergency site in the county; on 16 April 2026 it broke ground on a $1.5 billion replacement hospital at South Main and East Morphy streets, part of a $2.5 billion building plan backed by an $800 million bond from 2018, which will take it from 582 beds to more than 740 when it opens in 2030 (Fort Worth Report). Cook Children's Medical Center has 452 licensed beds and a Level II pediatric trauma center (Wikipedia). TCU's Anne Burnett Marion School of Medicine took its first class in 2019. This file did not verify a wait time figure for primary or specialist care.

Education

Fort Worth is served by Fort Worth ISD and, in parts, by fourteen other districts, among them Keller, Northwest, Eagle Mountain-Saginaw, Crowley and Arlington (the 2020 Census school district map, as cited by Wikipedia). Fort Worth ISD is now under state control: after a campus received a fifth straight failing rating, Education Commissioner Mike Morath decided in October 2025 to intervene, and on 24 March 2026 he replaced the elected trustees' authority with a nine-member board of managers led by Pete Geren and named Peter Licata, formerly of Broward County, superintendent. It is the second-largest takeover in Texas history, after Houston ISD's. The board opened by saying roughly 63% of students do not read at grade level and 29% are proficient in math (Fort Worth Report). The district, built for 90,000 students, had 67,315 in 2025-26 on Texas Education Agency data and projected about 66,500 for 2026-27; it has lost more than 12,000 in five years and in May 2025 approved closing 18 campuses by June 2029 (CBS Texas). Texas Christian University (12,980 students in fall 2025) is about 4 miles from downtown, and the city also holds Texas Wesleyan University, UNT Health Fort Worth and Texas A&M University's law school and downtown campus.

Living there

Fort Worth has grown faster than any other US city of a million people: 11.9% since 2020, and 19,512 residents in 2024-25, a gain second only to Charlotte's; it passed a million in 2024. It is the western half of the Dallas-Fort Worth metro and works differently from Dallas: its economy leans on aircraft, airlines and freight, from the F-35 line at Lockheed Martin's plant and Bell's helicopters to the headquarters of American Airlines and BNSF and the warehouses and factories of AllianceTexas, and household income, at $82,503, is higher than in Dallas, Houston or San Antonio. It is built for the car: 74.9% of workers drive alone and 0.7% take transit, the lowest share of any city this site compares, though TEXRail runs to DFW Airport. Violent crime, at 375 per 100,000 on the FBI's counts, is the lowest of the Texas cities here. Summer is long and hot, with 24 days a year at 100F or above and 31 in a row in 2026, and hail and tornadoes are the costly weather. Texas takes no income tax, and 18.9% of residents have no health insurance. The open questions are the costs of growth: the council raised its property tax rate in September 2026 to cover a $94 million gap as appraisals stalled, the state took over the shrinking Fort Worth ISD in March 2026, and the Panther Island flood channels around downtown are not due until 2032.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars, so the figures net directly, though the headlines are different instruments. Boston's is Zillow's typical home value for the city, $791,816 in June 2026 and 1.3% below a year earlier; Fort Worth's is the NTREIS median of single-family houses sold in the city, $327,000 in August on 805 sales, 0.9% below, a city figure like Dallas's. On the same Zillow index, the like-for-like measure, Zillow's index for the City of Fort Worth stood at $295,800 in August, 1.8% below, and Boston's typical home is about 2.7 times it. Boston's is 8.1 times its 2024 median household income of $97,791; Fort Worth's median is about 4.0 times the city's $82,503, and Zillow's value 3.6 times. At 20% down, Boston's $633,453 loan at Freddie Mac's August 2026 rate of 6.66% costs $4,071 a month, and Fort Worth's $261,600 loan at 7.03%, the rate for 24 September, about $1,746. A Boston owner-occupier who files the residential exemption pays about $5,465 a year, 0.69% of the price, against $5,044 from Fort Worth's six taxing units, an effective 1.54% with a homestead. Insurance is $230 a month against $350, the Fort Worth figure an estimate between published averages of $4,290 and $5,600 a year, set by hail and with no flood policy in it. The three lines come to about $4,756 and $2,516, roughly 58% and 37% of local median income; at 7.03% Boston's would be about $4,913. Rent shows the same gap on the same measure: Zillow's observed rent index was $3,425 in Boston in June and $1,615 in Fort Worth in August, about 42% and 23% of median income.

The two cities' own figures are built differently, and counted the same way Fort Worth has the lower violent crime rate and the higher homicide and property rates. Boston Police counted 3,409 Part One violent offenses between 1 January and 28 December 2025, about 507 per 100,000 on 672,973 residents, and 13,120 property offenses, about 1,950. Fort Worth's are the FBI's summarized counts for 2025: 3,859 violent offenses, about 375 per 100,000 on 1,028,117 residents, and 22,886 property offenses, about 2,226. Boston's department counts below the FBI, so the fairer comparison is the FBI's 2024 file for both. It gave Boston 4,138 violent offenses, about 628 per 100,000, and Fort Worth 4,641, about 460 on its 2024 population estimate; property offenses were about 2,022 and 2,706. So violent crime is roughly a quarter lower in Fort Worth and property crime about a third higher. Homicide favors Boston: 31 in 2025, about 4.6 per 100,000, against 78 in Fort Worth, about 7.6. The direction is mixed in both. Fort Worth's violent offenses dropped 17% in 2025 and are 29% below 2021, and its motor vehicle thefts fell 30%, but its homicides rose from 72 to 78, the one violent measure that went up; the police department's own count for January through August 2026 was 36 murders against 54 a year earlier. Boston's homicides rose from 24 to 31. Every rate here is a count divided by a Census estimate; Boston's counts are preliminary until UCR coding, and Fort Worth's, read on 30 September 2026, can still be revised.

Fort Worth has the mild winter and Boston the cool summer. January averages 7.7 C at Meacham International, the city's own airport, against -1.2 C at Logan, and July 29.5 C against 23.4 C, with August warmer still in Fort Worth at 85.2F. Boston is the wetter city, 1,107 mm a year against 898 mm, and snow is a season there at 125 cm and an occasional event in Fort Worth, where the normal at DFW Airport is 4.1 cm. On the older 1961-1990 series Boston had 2,634 hours of sun and Dallas 2,850; no separate Fort Worth figure is published. The hazards differ in kind. Boston's is the nor'easter at high tide: the bomb cyclone of 4 January 2018 pushed the tide gauge to a record 15.16 ft, and the city designs 47 miles of shoreline for 36 to 40 inches (91 to 102 cm) of sea level rise by 2070. Fort Worth's are heat, hail and the flash flood. Its normals count 105.5 days a year at 90F or above and 24.1 at or above 37.8 C (100F), and the summer of 2026 brought 55 days at 100F through 27 September, 31 of them in a row. Hail is the costly routine: the Mayfest storm of 5 May 1995 hurt more than 400 people on the bank of the Trinity, and Cotality counted more than 235,000 Texas homes hit by damaging hail in 2025. A tornado tracked along West 7th Street into downtown on 28 March 2000 and killed two. Winter Storm Uri brought -2F (-18.9 C) in February 2021 while ERCOT cut power across the state grid. An owner's utility premium over a renter is $210 a month in Boston, where the owner heats, against $150 in Fort Worth, where the owner cools.

Boston's labor market is more than twice the size of Fort Worth's own and pays more; Fort Worth's is the one growing. On the same unadjusted basis unemployment in July 2026 was 4.3% in greater Boston and 4.6% in the Fort Worth-Arlington-Grapevine division, Fort Worth's half of the Dallas-Fort Worth metro. Boston's 2,747,200 nonfarm jobs in July were 0.3% more than a year earlier, and the Fort Worth division's 1,222,100 in August 1.5% more, with professional and business services up 5.0% and federal government employment down 9.0%. Boston's base is hospitals and universities: inside the city health care led employment at 68,674 jobs in 2024, then professional and technical services at 59,267 and education at 50,798. Fort Worth's is aircraft, airlines and freight. Lockheed Martin builds the F-35 at Air Force Plant 4, and the Texas Comptroller credits it with about 49,000 direct and indirect workers in the city; Bell, American Airlines and BNSF are headquartered there, and Hillwood counts 73,134 jobs at AllianceTexas in the far north. Incomes favor Boston, $97,791 in the city in 2024 against $82,503, and $117,825 across its metro against $92,733 across the Dallas-Fort Worth metro, which Fort Worth shares with Dallas. Tax favors Fort Worth throughout. Massachusetts charges 5% above a $4,400 personal exemption, so a single filer on $100,000 pays about $18,229 in Boston against $13,449 of federal tax alone in Fort Worth, and a 4% surtax above $1,083,150 of taxable income takes the top combined rate to 46% against 37%. Fort Worth's property tax on its median is $421 a year less than Boston's on its typical home, so it adds to the gap rather than closing it. Sales tax is the one line the other way, 6.25% against 8.25%.

Transit is the widest gap between them, and Fort Worth sits at the far end of this site's range. In 2024, 25.3% of Boston's workers commuted on the MBTA, 17.4% walked or cycled and only 31.3% drove alone; in Fort Worth 0.7% took transit, the lowest share of any city this site compares, 1.1% walked or cycled and 74.9% drove alone. The MBTA runs three heavy rail lines, the Green Line and the Mattapan trolley, about 150 bus routes, 12 commuter rail lines over 394 miles of track and 8 ferry routes, and carried 270,715,800 trips in 2025, about 44 times Trinity Metro's 6,180,600. Trinity Metro runs buses, the Trinity Railway Express to Dallas with DART, and TEXRail, a 27.2-mile commuter line from downtown to DFW Airport's Terminal B that carried 906,800 trips in 2025 and runs every 30 minutes until 7 pm; a 2.1-mile extension to the Medical District is due in 2029. The system is paid for by a half-cent sales tax, half what DART's member cities pay. Flying runs the other way. DFW, about 20 miles northeast of downtown Fort Worth and midway to Dallas, handled 85,660,127 passengers in 2025 as American Airlines' largest hub, about twice Logan's 43.2 million, though Logan sits about three miles from downtown Boston across the harbor.

The two states sit at opposite ends of the coverage table. Massachusetts had the lowest uninsured rate in the country in 2024, 2.8%, from its own 2006 coverage law and MassHealth; Texas had the highest of any state, 16.7%, and is one of ten that have not expanded Medicaid, and the City of Fort Worth's rate was 18.9%. Mass General and Brigham and Women's are both on the U.S. News 2026-2027 honor roll. Fort Worth's public hospital is John Peter Smith, run by JPS Health Network, the Tarrant County Hospital District, a Level I trauma center that broke ground in April 2026 on a $1.5 billion replacement, which will take it from 582 beds to more than 740 in 2030; Cook Children's Medical Center has 452 licensed beds, and TCU's medical school took its first class in 2019. Neither profile verified a wait time for care. The schools are organized differently, and both districts are shrinking. Boston Public Schools, one district, enrolled 44,416 in 2025-26, 3.6% fewer than a year earlier, and a choice application rather than an address settles assignment. Fort Worth ISD covers only about half the city, with Keller, Eagle Mountain-Saginaw, Crowley, Northwest and ten other districts holding the rest; it had 67,315 students in 2025-26 in buildings meant for 90,000, is closing 18 campuses by 2029, and has been run by a state-appointed board of managers since March 2026. Boston University counted 37,737 students in fall 2024, with Harvard and MIT across the Charles; TCU had 12,980 in fall 2025.

What people underestimate is that each property tax bill assumes a form the buyer files, and that the two bills behave differently afterwards. Boston's residential exemption takes $351,108 off the assessed value, worth about $4,354 a year at the fiscal 2026 rate of $12.40 per $1,000; it has to be filed by 1 April by an owner who lived there on the previous 1 January, and without it the benchmark bill is about $9,819. Fort Worth's homestead takes the state's $140,000 off Fort Worth ISD's value, 20% off Tarrant County's, the City's and JPS's, and 1% off Tarrant County College's, and the Tarrant Regional Water District, which pays for the Fort Worth Floodway, takes nothing off at all; without a homestead the median house owes $7,158 rather than $5,044. Massachusetts reassesses at full value every year, with no cap and no reset on a sale, so a Boston seller's bill is a fair guide to yours. Texas caps a homestead's appraised value at 10% growth a year, but a buyer starts at full value, so a Fort Worth seller's is not. The address also matters more in Fort Worth. $5,044 is for a house inside the City and Fort Worth ISD; the same house in Keller ISD owes about $5,149, a newer house on the northern or western edge often sits in a public improvement district, where Walsh Ranch's lots owe $482 to $1,559 a year on top, and a municipal utility district outside the limits can levy up to 1.00 per $100. The City's line is rising too: on 15 September 2026 the council raised its rate from 67 to 70.565 cents per $100 for 2026, which these 2025 figures do not include. And one city is growing: Fort Worth added 11.9% from 2020 to 2025, the fastest of the country's twelve cities of more than a million, and 19,512 residents in the last year, while Boston is the only city on this site with fewer people than in 2020.

Boston

Better here

  • 25.3% of workers commuted on the MBTA in 2024 and only 31.3% drove alone, against 0.7% on transit and 74.9% driving alone in Fort Worth.
  • Massachusetts had the country's lowest uninsured rate in 2024 at 2.8%, against 16.7% in Texas, the highest of any state, and 18.9% in the City of Fort Worth.
  • There were 31 homicides in 2025, about 4.6 per 100,000, against 78 in Fort Worth at about 7.6, and on the FBI's 2024 file property crime was about 2,022 per 100,000 against about 2,706.
  • City median household income was $97,791 in 2024 against $82,503, and the metro figure $117,825 against $92,733 across Dallas-Fort Worth.
  • July averages 23.4 C on the 1991-2020 normals against 29.5 C in Fort Worth, where the same normals count 24.1 days a year at or above 37.8 C (100F).
  • Mass General and Brigham and Women's are both on the U.S. News 2026-2027 honor roll, and sales tax is 6.25% against 8.25%.

Worse here

  • Mortgage, property tax and insurance come to about $4,756 a month at August 2026's 6.66%, and about $4,913 at Fort Worth's 7.03%, against $2,516, before condominium fees and heat.
  • Zillow's typical Boston home was $791,816 in June 2026, and Zillow's index for the City of Fort Worth stood at $295,800 in August, on the same index.
  • Zillow's observed rent index was $3,425 in June 2026 against $1,615 in Fort Worth in August.
  • Massachusetts income tax took about $4,780 from a single filer on $100,000 in 2025, which Texas does not charge, and the surtax takes the top combined rate to 46% against 37%.
  • Metro nonfarm jobs grew 0.3% in the year to July 2026, against 1.5% in Fort Worth's metropolitan division in the year to August, and the city has fewer people than in 2020 while Fort Worth has 11.9% more.
  • January averages -1.2 C on a 125 cm snow normal, and the owner's utility premium is $210 a month against $150 in Fort Worth.

Choose Boston if

  • you would use the MBTA daily and want to live without a car
  • you work in a teaching hospital, a university lab, life sciences or asset management
  • you want coverage in the state with the country's lowest uninsured rate rather than the highest
  • you would rather have a 23.4 C July and a snow season than 105 days a year at 90F and hail on the roof

The Boston guide · Neighborhoods · Boston rent vs buy · Boston mortgage calculator

Fort Worth

Better here

  • Mortgage, property tax and insurance come to about $2,516 a month on the city's single-family median of August 2026, roughly 37% of median household income, against about $4,913 in Boston at the same 7.03% rate.
  • Property tax on the median is $5,044 a year with a homestead, $421 less than Boston's $5,465 with the residential exemption, and Texas levies no income tax.
  • Violent crime was about 375 per 100,000 in 2025 on the FBI's counts, below Boston's own count of about 507, and about 460 against 628 on the FBI's 2024 file for both.
  • The city added 19,512 residents in 2024-25, second only to Charlotte among US cities, and 11.9% since 2020, while Boston has fewer people than in 2020.
  • DFW handled 85,660,127 passengers in 2025, about twice Logan's 43.2 million, and TEXRail runs from downtown to its Terminal B.
  • January averages 7.7 C with 4.1 cm of snow a year on the 1991-2020 normals, against -1.2 C and 125 cm in Boston.

Worse here

  • Texas had the highest uninsured rate of any state in 2024, 16.7%, and the City of Fort Worth's was 18.9%, against 2.8% in Massachusetts.
  • Only 0.7% of workers commuted by transit in 2024, the lowest share of any city this site compares, and 74.9% drove alone.
  • There were 78 homicides in 2025, about 7.6 per 100,000, against 31 and about 4.6 in Boston, and property crime was about 2,226 per 100,000 against about 1,950.
  • City median household income was $82,503 in 2024 against $97,791 in Boston, and unemployment was 4.6% in July 2026 against 4.3%, both not seasonally adjusted.
  • The normals count 24.1 days a year at or above 37.8 C (100F) and the summer of 2026 brought 55, hail is the costly routine hazard, and the $350 a month insurance budget has no flood policy in it.
  • Fort Worth ISD, the district about half the city lives in, has been run by a state-appointed board since March 2026, and the City raised its property tax rate in September 2026.

Choose Fort Worth if

  • you want to own a house, at about $2,516 a month on the city's median rather than $4,913 on Boston's typical home at the same rate
  • you work in aerospace and defense, for an airline or a railroad, or in logistics at AllianceTexas
  • you will drive anyway and would rather have a 7.7 C January than 125 cm of snow
  • you want no state income tax and a property tax bill that is smaller in dollars as well

The Fort Worth guide · Neighborhoods · Fort Worth rent vs buy · Fort Worth mortgage calculator

08: Questions people ask

Boston or Fort Worth, in short

Is Boston or Fort Worth cheaper to live in?

Fort Worth, on every line but sales tax. Both cities price in US dollars, so the figures net directly. On Zillow's index Boston's typical home was $791,816 in June 2026, and Zillow's index for the City of Fort Worth stood at $295,800 in August; Fort Worth's headline, the NTREIS median of single-family houses sold in the city, was $327,000. The mortgage at 20% down is $4,071 against about $1,746, though Boston's uses August's 6.66% rate and Fort Worth's September's 7.03%. Property tax is about $5,465 a year in Boston with the residential exemption against $5,044 with a homestead, and insurance $230 a month against $350, so the three lines come to about $4,756 in Boston and $2,516 in Fort Worth, or about $4,913 in Boston at the same 7.03%. That is roughly 58% and 37% of each city's median household income. Renting on Zillow's observed rent index is $3,425 in Boston against $1,615 in Fort Worth, about 42% and 23% of median income. Massachusetts also takes about $4,780 in income tax on $100,000 that Texas does not, while sales tax is 6.25% against 8.25%.

Is Boston or Fort Worth safer?

It depends on the measure: Fort Worth has the lower violent crime rate, and Boston the lower homicide and property crime rates. Boston Police counted about 507 violent offenses per 100,000 in 2025 against about 375 on the FBI's count for Fort Worth, and the department's count runs below the FBI's: on the FBI's own 2024 file the two were about 628 in Boston and about 460 in Fort Worth. Property crime was about 2,226 per 100,000 in Fort Worth in 2025 against about 1,950 in Boston, and about 2,706 against 2,022 on the 2024 file. Homicide was 78 in Fort Worth, about 7.6 per 100,000, against 31 in Boston, about 4.6. Fort Worth's violent offenses dropped 17% in 2025 while its homicides rose from 72 to 78, and its police counted 36 murders from January through August 2026 against 54 a year earlier; Boston's homicides went from 24 to 31. None of these are published rates, Boston's counts are preliminary until UCR coding, and Fort Worth's, read on 30 September 2026, can still be revised.

Which has the better job market, Boston or Fort Worth?

Boston's is more than twice the size and pays more; Fort Worth's is growing faster. In July 2026, on the same unadjusted basis, unemployment was 4.3% in greater Boston and 4.6% in the Fort Worth-Arlington-Grapevine division, Fort Worth's half of the Dallas-Fort Worth metro. Boston's 2,747,200 nonfarm jobs in July were 0.3% more than a year earlier, and the Fort Worth division's 1,222,100 in August 1.5% more. Boston's metro median household income was $117,825 in 2024 against $92,733 across Dallas-Fort Worth, and its city's $97,791 against $82,503. The two lean on federal money in different ways. Boston's base is health care, professional services and education, which ties it to federal research funding and international students. Fort Worth's is defense and transport: the F-35 line at Lockheed Martin, Bell's helicopters, Naval Air Station Joint Reserve Base Fort Worth, the headquarters of American Airlines and BNSF, and the warehouses of AllianceTexas; federal government employment in the division fell 9.0% in the year to August 2026.

Does Texas having no income tax make Fort Worth cheaper than Boston?

Yes, and here the property tax does not take it back. A single filer on $100,000 pays about $18,229 in Boston for 2025, $4,780 of it to Massachusetts at 5% above a $4,400 personal exemption, against $13,449 of federal tax alone in Fort Worth. Texas collects through property instead, but here that does not close the gap: Fort Worth's six taxing units take $5,044 a year on the city's median with a homestead, an effective 1.54%, against about $5,465 on Boston's typical home with the residential exemption, 0.69%. Fort Worth's rate is more than twice Boston's and its bill is $421 smaller, because the house is so much cheaper. The City of Fort Worth raised its own rate in September 2026, to 70.565 cents per $100 from 67, which the 2025 figures here do not include. The 4% Massachusetts surtax above $1,083,150 of taxable income widens the gap for the highest earners, and Massachusetts taxes estates over $2 million. Sales tax runs the other way, 6.25% against 8.25%.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Boston, MA Population (2025), citing US Census Bureau PEP Vintage 2025 · Every City in the USA (compiling US Census Bureau) · retrieved
    Supports: City population, Five-year growth
  2. Resident Population in Boston-Cambridge-Newton, MA-NH (MSA), BOSPOP · FRED, Federal Reserve Bank of St. Louis (US Census Bureau data) · retrieved
    Supports: Metro population, Five-year growth
  3. Boston (2020 census count and land area) · Wikipedia · retrieved
    Supports: City population, Five-year growth
  4. Part One Crime Reported, citywide by offence and district, 1/1/2024 to 12/28/2024 vs 1/1/2025 to 12/28/2025 · Boston Police Department · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  5. Part One Crime Reported, citywide by offence and district, 1/1/2023 to 12/29/2023 vs 1/1/2024 to 12/29/2024 · Boston Police Department · retrieved
    Supports: Crime trend
  6. Crime Stats · Boston Police Department · retrieved
    Supports: Crime trend
  7. Boston's yearly homicide rate increases 30%, from 24 killings to 31 · Boston.com · retrieved
    Supports: Homicides, Crime trend
  8. Boston leaders tout the city's low crime rate in 2025 · The Boston Globe · retrieved
    Supports: Homicides, Crime trend
  9. Boston, MA Crime Rates: Stats & Map (FBI UCR 2024 data, released September 2025) · AreaVibes · retrieved
    Supports: Violent crime rate, Property crime rate, Crime trend
  10. US Climate Normals 1991-2020, station USW00014739 Boston Logan International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals
  11. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours
  12. USA: Storm and High Tide Cause Coastal Flooding in North East · FloodList · retrieved
    Supports: Climate hazards
  13. Climate Ready East Boston (case study) · American Society of Landscape Architects · retrieved
    Supports: Climate hazards
  14. Coastal Resilience Planning · City of Boston · retrieved
    Supports: Climate hazards
  15. Coastal Resilience Implementation · City of Boston · retrieved
    Supports: Climate hazards, Character
  16. ACS 2024 1-year tables B08301 and B19013 for Boston city and the Boston-Cambridge-Newton MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share
  17. Boston, MA profile, ACS 2024 1-year · Census Reporter (US Census Bureau ACS) · retrieved
    Supports: Walk and cycle commute share, Median household income
  18. ACS 2024 1-year tables B25035 and B25003 for Boston city · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Character
  19. Unemployment Rate in Boston-Cambridge-Newton, MA-NH (MSA), LAUMT251446000000003 · FRED, Federal Reserve Bank of St. Louis (BLS LAUS data) · retrieved
    Supports: Unemployment rate
  20. All Employees: Total Nonfarm in Boston-Cambridge-Newton, MA-NH (MSA), SMS25144600000000001 · FRED, Federal Reserve Bank of St. Louis (BLS CES data) · retrieved
    Supports: Labour market
  21. Boston, MA · Data USA (Census ACS) · retrieved
    Supports: Main sectors, Labour market
  22. Massachusetts Tax Rates & Rankings (2026) · Tax Foundation · retrieved
    Supports: Sales tax, Top marginal income tax
  23. 2025 Tax Brackets · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  24. What is Massachusetts Income Tax? Rates & Tax Brackets · TaxAct · retrieved
    Supports: Income tax on $100,000
  25. Massachusetts Millionaire Surtax 2026, citing Department of Revenue certified thresholds · Morkel Financial · retrieved
    Supports: Top marginal income tax
  26. Don't Call it the 'Millionaires' Tax: Inflation is Raising the Bar on Who Pays Massachusetts' High-earner Levy · Massachusetts High Technology Council · retrieved
    Supports: Top marginal income tax
  27. Massachusetts State Taxes: What You'll Pay in 2026 · AARP · retrieved
    Supports: Tax notes, Top marginal income tax
  28. Residential exemption · City of Boston Assessing Department · retrieved
    Supports: Tax notes
  29. Massachusetts Bay Transportation Authority (citing the APTA ridership report and MBTA figures) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  30. MBTA Sees Over 29 Million Trips in 2025, citing the MBTA and Keolis TRACKed year-in-review · American-Rails.com · retrieved
    Supports: Transit ridership
  31. 2025 Year in Review · Massport · retrieved
    Supports: Airport passengers
  32. Explore Uninsured in Massachusetts (US Census Bureau ACS 1-year 2024) · America's Health Rankings, United Health Foundation · retrieved
    Supports: Health care
  33. Mass General Brigham Hospitals Named Among Nation's Best by U.S. News & World Report (2026-2027 rankings) · Mass General Brigham · retrieved
    Supports: Health care
  34. Enrollment Data (2025-26), Boston (00350000) · Massachusetts Department of Elementary and Secondary Education · retrieved
    Supports: Education
  35. Enrollment Data (2024-25), Boston (00350000) · Massachusetts Department of Elementary and Secondary Education · retrieved
    Supports: Education
  36. Enrollment Data (2023-24), Boston (00350000) · Massachusetts Department of Elementary and Secondary Education · retrieved
    Supports: Education
  37. Exam Schools Admissions FAQs · Boston Public Schools · retrieved
    Supports: Education
  38. Boston School Committee approves changes to exam school admissions · WBUR · retrieved
    Supports: Education
  39. Common Data Set 2024-2025, section B: Enrollment and Persistence (Fall 2024) · Boston University, Analytical Services & Institutional Research · retrieved
    Supports: Education
  40. Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
  41. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  42. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth
  43. Crime Data Explorer summarized agency data, Fort Worth Police Department (TX2201200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  44. Dallas sees drop in violent crime while Fort Worth sees increase in homicides · Spectrum News · retrieved
    Supports: Homicides, Crime trend
  45. After 'puzzling' spike in homicides, Fort Worth leaders look to new police chief · Fort Worth Star-Telegram (via Yahoo News) · retrieved
    Supports: Violent crime rate, Homicides
  46. Eddie Garcia marks one year as Fort Worth police chief, shares reasons behind city's drop in violent crime · WFAA (via Yahoo News) · retrieved
    Supports: Homicides, Crime trend
  47. US Climate Normals 1991-2020, station USW00013961 Fort Worth Meacham International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, Character, January 45.8F, July 85.1F and August 85.2F from the monthly series, which carries no snowfall normal for this station, and annual mean 65.9F, precipitation 35.34 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  48. US Climate Normals 1991-2020, station USW00003927 Dallas Fort Worth International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Annual snowfall, Climate normals, 1.6 in of snow, January 46.3F, July 85.7F, 37.01 in of precipitation, 20.3 days at 100F and 29.2 nights at freezing, the last three from dataset=normals-annualseasonal-1991-2020
  49. Global Historical Climatology Network daily summaries, Fort Worth Meacham International Airport (USW00013961), 1946-1953 and 1992-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, Character, 55 days at or above 100F in 2026 through 27 September, 72 in 2011, 64 in 2023 and 62 in 1998, 31 in a row from 3 August to 2 September 2026, 112F on 12 July 1998 and 4 September 2000, -2F on 16 February 2021 and 31 January 1949, 4.45 in on 21 August 2022 and 5.11 in on 22 August 2022, 11F on 25 January 2026
  50. Global Historical Climatology Network daily summaries, Dallas Fort Worth International Airport (USW00003927), 1953-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, -2F on 16 February 2021, 5.0 in of snow on 14 and 17 February 2021, 2.4 in of snow and sleet on 24 and 25 January 2026
  51. Dallas/Fort Worth: Annual and Consecutive 100 Degree Days (last updated 22 September 2026) · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  52. Mayfest Hailstorm, May 5, 1995 · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  53. Cotality 2026 Report: Hail risk now rivals major hurricanes (2026 Severe Convective Storm Risk Report) · Cotality · retrieved
    Supports: Climate hazards
  54. March 28, 2000: 10th Anniversary, a review of the March 28, 2000 tornadoes affecting Fort Worth and Arlington (from NWS Storm Data) · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  55. Damage Survey and Assessment of Fort Worth Tornado, 28 March 2000 · Texas Tech University Wind Science and Engineering Research Center · retrieved
    Supports: Climate hazards
  56. 2000 Fort Worth tornado outbreak · Wikipedia · retrieved
    Supports: Climate hazards
  57. Weather and Climate Billion-Dollar Disasters to affect the U.S. from 1980-2024 (events list) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards
  58. Flood Protection · Tarrant Regional Water District · retrieved
    Supports: Climate hazards
  59. Panther Island bypass project moves forward after Trinity River dams, flood storage delays · Fort Worth Report · retrieved
    Supports: Climate hazards, Character
  60. 'Boom, here we're hit with it again.' How historic rains flooded homes and neighborhoods across Tarrant County · Fort Worth Report · retrieved
    Supports: Climate hazards
  61. February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved
    Supports: Climate hazards
  62. The Timeline and Events of the February 2021 Texas Electric Grid Blackouts · The University of Texas at Austin Energy Institute · retrieved
    Supports: Climate hazards
  63. ACS 2024 1-year tables B08301 and B19013 for Fort Worth city, Tarrant County and the Dallas-Fort Worth-Arlington MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  64. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, the US, Tarrant County, Fort Worth city and the Dallas-Fort Worth-Arlington MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  65. Local Area Unemployment Statistics, Fort Worth-Arlington-Grapevine, TX Metropolitan Division (LAUDV482310400000003), the Dallas-Fort Worth-Arlington MSA (LAUMT481910000000003), Fort Worth city (LAUCT482700000000003), Tarrant County (LAUCN484390000000003) and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  66. Current Employment Statistics, Fort Worth-Arlington-Grapevine, TX Metropolitan Division: total nonfarm (SMU48231040000000001, SMS48231040000000001), supersectors (SMU4823104xx00000001) and aerospace product and parts manufacturing (SMU48231043133640001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  67. Naval Air Station Joint Reserve Base Fort Worth (Texas military installations economic impact, 2025) · Texas Comptroller of Public Accounts · retrieved
    Supports: Main sectors, Labour market, Character
  68. AllianceTexas Drives $142.9 Billion in Economic Impact for North Texas · Hillwood · retrieved
    Supports: Main sectors, Labour market, Character
  69. United States Air Force Plant 4 (Lockheed Martin Aeronautics, F-35 production) · Wikipedia · retrieved
    Supports: Main sectors
  70. American Airlines (headquarters, DFW hub, employees) · Wikipedia · retrieved
    Supports: Main sectors, Labour market, Airport passengers
  71. BNSF Railway (headquarters, employees) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  72. Bell Textron (headquarters) · Wikipedia · retrieved
    Supports: Main sectors
  73. City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  74. Transit Sales and Use Tax (Fort Worth MTA, effective April 1, 1984) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax, Transit ridership
  75. Special Purpose District Sales and Use Tax (Fort Worth Crime Control District, effective October 1, 1995) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  76. Texas Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
  77. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  78. Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: Tax notes
  79. Fort Worth passes $4.35B budget and property tax rate increase · Community Impact · retrieved
    Supports: Tax notes, Character
  80. Slightly lower property tax bills part of Fort Worth's $3.33B budget for 2027, leaders say · CBS Texas · retrieved
    Supports: Tax notes
  81. Fort Worth proposes property tax rate bump, cost cuts to close $94M shortfall for 2027 · Fort Worth Report · retrieved
    Supports: Tax notes, Character
  82. Trinity Metro (service area, members, services, fleet, citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  83. TEXRail (length, stations, opening, frequency, ridership, Medical District extension) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership, Airport passengers
  84. Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit ridership
  85. DFW Total Passengers, December 2025 (calendar year 2025 vs 2024) · Dallas Fort Worth International Airport · retrieved
    Supports: Airport passengers
  86. Fort Worth Meacham International Airport (ownership, general aviation, history) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  87. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  88. A new era: JPS breaks ground on $1.5B hospital · Fort Worth Report · retrieved
    Supports: Health care
  89. JPS Health Network (Tarrant County Hospital District, John Peter Smith Hospital) · Wikipedia · retrieved
    Supports: Health care
  90. Cook Children's Medical Center · Wikipedia · retrieved
    Supports: Health care
  91. Texas Education Agency Appoints Board of Managers and Names New Superintendent to Lead Fort Worth ISD · Texas Education Agency · retrieved
    Supports: Education
  92. 'We failed our kids': New Fort Worth ISD board signals urgency as state takeover begins · Fort Worth Report · retrieved
    Supports: Education, Character
  93. As enrollment drops, FWISD to shift bilingual, special ed services closer to campuses · Fort Worth Report · retrieved
    Supports: Education, Character
  94. Fort Worth ISD board gives final approval to close 18 schools amid budget woes, enrollment decline · CBS Texas · retrieved
    Supports: Education
  95. Fort Worth, Texas (school districts serving the city, citing the 2020 Census school district reference map for Tarrant County; colleges and universities) · Wikipedia · retrieved
    Supports: Education
  96. Texas Christian University (fall 2025 enrollment, location, School of Medicine) · Wikipedia · retrieved
    Supports: Education, Health care
  97. Tax Rates by Class, fiscal year 2026 · Massachusetts Department of Revenue, Division of Local Services, Municipal Databank · retrieved
    Supports: The certified fiscal 2026 residential rate for each of the twenty-four municipalities, from Cambridge at $6.67 to Everett at $12.62, The commercial, industrial and personal property rate behind each of them, which gives the classification shift, That Arlington and Belmont charge a single rate to all classes, That fiscal 2026 is the most recent fully certified year: at the retrieval date only two of the state's 352 municipalities had a fiscal 2027 rate on the table
  98. City of Somerville FY2026 Classification Hearing, 25 November 2025, and the FY2026 Property Tax Update · Somerville Board of Assessors · retrieved
    Supports: A residential exemption of 35% of average assessed value adopted for fiscal 2026, yielding savings of up to $4,578, A minimum residential factor of 82.816, the legal minimum for the city, Form LA-4 parcel counts and assessed values by use code, from which the average Class One value of about $1,191,000 follows, That Somerville carries 7,251 condominium parcels against 2,315 single-family parcels, That life science property in this market depreciated about 20% between fiscal 2025 and fiscal 2026
  99. City Council meeting minutes, 28 October 2025: adoption of a residential exemption and minimum residential factor for fiscal 2026 · City of Malden · retrieved
    Supports: A unanimous vote to adopt a residential factor of 0.9054 and a residential exemption of 35%, raised from 30%, The council's own statement on the record that the increase is a tax shift benefiting owner-occupied households and not a tax cut, and that the shift is budget neutral, Average fiscal 2026 values of $449,000 for a condominium, $666,000 for a single family, $861,000 for a two-family and $991,000 for a three-family, That the increase from 30% to 35% is worth about $291 a year, from which the $178,684 exemption value here is derived, A Proposition 2 1/2 override under discussion for fiscal 2027 at $5.4 million and $8.2 million
  100. Residential exemption information for fiscal year 2026 · City of Chelsea Board of Assessors · retrieved
    Supports: An exemption of 35% of the average assessed value of all Class One residential parcels, $279,066 of assessed value excluded for fiscal 2026, worth $3,203.68 at the city's $11.48 rate, The 1 April 2026 filing deadline and the 1 January ownership and occupancy test
  101. Residential exemption information, fiscal year 2026 · City known as the Town of Watertown, Assessing Department · retrieved
    Supports: The maximum 35% exemption recommended by the assessors and adopted by the council for fiscal 2026, $324,715 of assessed value excluded, worth $3,961.52 at the town's $12.20 rate
  102. Residential exemptions · Town of Brookline Assessors · retrieved
    Supports: $354,974 deducted from a qualified owner-occupier's assessed value for fiscal 2026, That the exemption may be not more than 35% of the average assessed value of all Class One residential parcels and that the amount changes each year
  103. Assessor's Department: the residential exemption · City of Waltham · retrieved
    Supports: $317,643 of assessed value removed from an owner-occupied residence of up to three units for fiscal 2026, The maximum 35% exemption continued by the city council, The 1 January 2025 ownership and occupancy test for the fiscal 2026 year
  104. Assessor's office: owner-occupant residential exemption, fiscal year 2026 · City of Everett · retrieved
    Supports: $204,651 of taxable value removed from an owner-occupied parcel, worth $2,582.70 at the city's $12.62 rate
  105. Residential exemption and fiscal 2026 tax rates · City of Cambridge Assessing Department · retrieved
    Supports: A 30% residential exemption for fiscal 2026, $510,208 of assessed value, worth about $3,403, A residential rate of $6.67 per $1,000 set by the city council on 20 October 2025, the lowest in the Commonwealth
  106. Zillow Home Value Index (ZHVI), mid-tier, smoothed and seasonally adjusted: city files for all homes, single family and condominium, June 2026 · Zillow Research · retrieved
    Supports: A typical home value for each municipality, computed on one method across all twenty-four, The same series and month the Charlotte, Orlando, Palm Beach, Miami and Tampa Bay pages use, A separate single-family and condominium index for every one of these municipalities, Year-over-year change to June 2026, which is negative in three of the twenty-four
  107. Fiscal Year 2026 Fair Market Rents: Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: $2,476 for one bedroom, $2,941 for two and $3,526 for three, The ratios this layer uses to split the Zillow rent index by bedroom count, which differ from the Florida layers'
  108. Annual estimates of the resident population for minor civil divisions, 2020 to 2024 · United States Census Bureau, Population Estimates Program · retrieved
    Supports: 2020 census counts and 2024 estimates for each municipality, at summary level 061, That in New England the municipality is the minor civil division, so 061 rather than the place level is the right series and all 351 Massachusetts municipalities appear in it, Boston at 673,458 and Cambridge at 121,186; Belmont at 27,442 as the smallest here, Weymouth at 60,159, which would rank eleventh on this table and is outside the eleven-mile rule by three tenths of a mile
  109. Primary Mortgage Market Survey, 27 August 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 6.66%
  110. Average home insurance cost in Massachusetts, 2026 · MoneyGeek and Insurance.com, on carrier rate filings · retrieved
    Supports: A Massachusetts average between roughly $1,500 and $1,900 a year against a national average near $2,800, Coastal communities running roughly a third to two thirds above the state mean, Wind and hurricane deductibles on coastal policies of 1% to 5% of dwelling value rather than a flat amount
  111. Chapter 59, Section 5C: residential exemption · Massachusetts General Laws · retrieved
    Supports: A local option exemption of not more than 35% of the average assessed value of all Class One residential parcels, The exemption applies only to a parcel that is the principal residence of the taxpayer as of 1 January, The percentage is voted annually by the municipality
  112. Chapter 59, Section 21C: Proposition 2 1/2 · Massachusetts General Laws · retrieved
    Supports: A levy ceiling of 2.5% of the total full and fair cash value of taxable property, A levy limit that may grow 2.5% a year plus certified new growth, Overrides and debt exclusions as the two ways a municipality exceeds the limit, That the cap is on the levy and not on the tax rate
  113. Chapter 59, Section 38: valuation at full and fair cash value · Massachusetts General Laws · retrieved
    Supports: Assessment at full and fair cash value, re-set annually rather than frozen at a base year, No purchase reset and no growth cap on an assessment, so a seller's bill is a fair guide to a buyer's
  114. Chapter 40, Section 56: classification and the minimum residential factor · Massachusetts General Laws · retrieved
    Supports: The power to shift part of the levy onto commercial, industrial and personal property, A ceiling of 175% of the commercial share, subject to a minimum residential factor, That the published residential rate is therefore an output of a local vote rather than a measure of what a town spends
  115. Chapter 64D, Section 1: excise upon deeds, instruments and writings · Massachusetts General Laws · retrieved
    Supports: $2.28 for each $500 of consideration, which is $4.56 per $1,000 or 0.456%, The excise falls on the person making the deed, so it is the seller's by statute, The Barnstable County rate of $2.85 per $500, which no municipality in this layer pays
  116. Chapter 40P: the Massachusetts Rent Control Prohibition Act · Massachusetts General Laws · retrieved
    Supports: No city or town may enact or enforce any control on the rent of residential property, Enacted by the 1994 ballot initiative and effective 1 January 1995, The voiding of the then-existing ordinances in Boston, Cambridge and Brookline
  117. Chapter 188: the declaration of homestead · Massachusetts General Laws · retrieved
    Supports: Protection of up to $500,000 of equity in a principal residence from most creditors on a declared homestead, and $125,000 automatically, That this is a creditor protection and not a property tax exemption, which is the confusion the caveat in lib/housing/massachusetts.ts exists to prevent
  118. Real Estate Bar Association for Massachusetts v. National Real Estate Information Services, 459 Mass. 512 · Supreme Judicial Court of Massachusetts · retrieved
    Supports: That conducting a residential real estate closing in Massachusetts is the practice of law and must be done by an attorney
  119. Homebuyer programs and down payment assistance · MassHousing · retrieved
    Supports: Down payment assistance to $30,000 generally and to $50,000 or 10% of price in Boston and the Gateway Cities
  120. ONE Mortgage · Massachusetts Housing Partnership · retrieved
    Supports: A 3% down first mortgage with no private mortgage insurance for income-eligible first-time buyers
  121. NTREIS monthly MLS summary report, August 2026 · North Texas Real Estate Information System and the Texas Real Estate Research Center at Texas A&M University, via the MetroTex Association of REALTORS · retrieved
    Supports: A median single-family sale price of $327,000 in the City of Fort Worth in August 2026 on 805 sales, against $330,000 on 884 sales in August 2025, and an average of $377,572, A median townhouse sale price of $365,000 on 20 sales, against $319,990 on 21, and a median condominium sale price of $330,000 on 16 sales, against $260,000 on 11, 3,086 active single-family listings and 3.6 months of inventory in the City of Fort Worth, A median single-family lease of $2,195 a month on 470 leases, against $2,150 on 453 a year earlier, A median single-family sale price of $343,000 in Tarrant County on 1,736 sales, and $352,250 in the Fort Worth-Arlington-Grapevine metropolitan division, City figures by property type only, with no all-types median; report produced 7 September 2026
  122. Housing market reports · MetroTex Association of REALTORS · retrieved
    Supports: Monthly reports featuring data from the Texas A&M Real Estate Research Center, based on listings of properties physically located within the specified geographic areas
  123. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $295,800 for the city of Fort Worth (region 18172) in August 2026, $301,195 in August 2025, so a fall of 1.8% over the year
  124. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $296,280 in the city of Fort Worth in August 2026, against $301,707 a year earlier, down 1.8%, A typical condominium value of $243,575 in the same month, against $248,614, down 2.0%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  125. Fort Worth Rent Report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $1,141 for a one-bedroom and $1,317 for a two-bedroom in the city of Fort Worth, and $1,336 across all bedroom sizes, Rents down 0.2% over September and down 1.7% over the past 12 months, against -2.1% for the state
  126. Apartments for rent in Fort Worth, TX: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,279 and up for a studio, $1,352 and up for one bedroom, $1,661 and up for two, and $2,066 and up for three or more
  127. FY 2026 fair market rents, Fort Worth-Arlington, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: FY 2026 fair market rents of $1,473 for one bedroom, $1,723 for two and $2,273 for three, as gross rents including utilities, The FMR area as Johnson, Parker and Tarrant counties
  128. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,615 for the city of Fort Worth in August 2026, against $1,606 a year earlier, up 0.54%
  129. Rates and exemptions: 2025 tax rates per $100 valuation, and detail · Tarrant County Tax Assessor-Collector · retrieved
    Supports: 2025 rates per $100: Tarrant County 0.186200, City of Fort Worth 0.670000, Fort Worth ISD 1.029100, Keller ISD 1.085200, Tarrant County College 0.112280, JPS Health Network 0.165000, Tarrant Regional Water District 0.026500, Maintenance and debt splits: Tarrant County 0.173000 and 0.013200, City of Fort Worth 0.522500 and 0.147500, Fort Worth ISD 0.786900 and 0.242200, Keller ISD 0.755200 and 0.330000, Tarrant County College 0.096280 and 0.016000, JPS 0.155100 and 0.009900, water district 0.026500 and none, from https://entityportal.tarrantcountytx.gov/ratesExemptions.asp, Homestead exemptions of 20% (minimum $5,000) for Tarrant County, the City of Fort Worth and JPS Health Network, 1% (minimum $5,000) for Tarrant County College, none for the Tarrant Regional Water District, and $140,000 for Fort Worth ISD and Keller ISD, Eagle Mountain-Saginaw ISD at 1.245700, Crowley ISD at 1.255200 with a 10% local option, Emergency Service District 1 at 0.074348, Far North Fort Worth MUD at 1.000000 and Live Oak Creek MUD at 0.942000, Fort Worth public improvement district assessments per $100: PID 1 Downtown 0.125, PID 6 Park Glen 0.155 residential, PID 7 Heritage 0.145 residential, PID 11 Stockyards 0.12, PID 12 Chapel Hill 0.14, PID 14 Trinity Bluff 0.10, PID 15 Sun Valley 0.24, PID 19 Historic Camp Bowie 0.10, PID 20 East Lancaster Avenue 0.266, PID 21 Las Vegas Trail 0.10
  130. 2025 tax rates per $100 valuation for Tarrant County, last updated 8 October 2025 · Tarrant Appraisal District · retrieved
    Supports: The same 2025 rates and homestead exemptions for the county, the City, the hospital district, the college, the water district and every school district in the county, Northwest ISD at 1.0841 per $100 for 2025, No 2026 table yet: https://www.tad.org/content/rates/2026TaxRates.pdf returned not found, from https://www.tad.org/resources/rates
  131. Residential property data, 2026 appraisal roll · Tarrant Appraisal District · retrieved
    Supports: 255,731 single-family accounts inside the City of Fort Worth in Tarrant County, 121,356 of them in Fort Worth ISD, 33,569 in Eagle Mountain-Saginaw ISD and 32,861 in Keller ISD, 120,071 of the 121,356 City of Fort Worth and Fort Worth ISD single-family accounts carrying the Tarrant Regional Water District
  132. Tarrant water district lowers property tax rate, but cities will pay more for water use · Fort Worth Report · retrieved
    Supports: The water district's taxing district, established in 1949, is primarily in Fort Worth and funds operation and maintenance of the 27-mile Fort Worth Floodway
  133. Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
  134. 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved
    Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, and the district names in https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2025_Gazetteer/2025_Gaz_unsd_national.zip, Of the City of Fort Worth's 918,915 residents in 2020: 473,224 in Fort Worth ISD, 119,281 in Keller ISD, 83,129 in Eagle Mountain-Saginaw ISD, 81,929 in Crowley ISD, 67,070 in Northwest ISD, 27,617 in Hurst-Euless-Bedford ISD, 17,470 in White Settlement ISD and 16,049 in Everman ISD, 473,224 of Fort Worth ISD's 519,747 residents inside the city
  135. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 352.011 square miles and a water area of 8.183 square miles for Fort Worth city
  136. Extraterritorial Jurisdiction (ETJ) · City of Fort Worth Development Services · retrieved
    Supports: The ETJ as the unincorporated land within five miles of the city limits, where the City can regulate some activities, Water control and improvement districts, fresh water supply districts and municipal utility districts in the ETJ, under the City's MUD policy of 2005
  137. Extraterritorial Jurisdiction (ETJ) layer, City of Fort Worth open data boundaries · City of Fort Worth · retrieved
    Supports: The ETJ's polygons summing to 164,965 acres, about 258 square miles, with the latest edit dated 1 September 2026
  138. Public Improvement Districts (PIDs) · City of Fort Worth · retrieved
    Supports: Fifteen districts listed: 1 Downtown, 6 Park Glen, 7 Heritage, 11 Stockyards, 12 Chapel Hill, 14 Trinity Bluff, 15 Sun Valley, 16 Walsh Ranch/Quail Valley, 17 Rock Creek Ranch, 18 Tourism, 19 Historic Camp Bowie, 20 East Lancaster Avenue, 21 Las Vegas Trail, 22 Veale Ranch and 23 Panther Island, PIDs 16 and 17, formed in 2016, supporting streets, drainage, water, sewer and other infrastructure; PID 22 Veale Ranch established in 2023 for a 60-year term; PID 23 established in 2026
  139. Fort Worth Public Improvement District No. 16 (Walsh Ranch/Quail Valley): annual service plan update, fiscal year 2027, 25 August 2026 · City of Fort Worth and MuniCap · retrieved
    Supports: Fiscal 2027 annual installments per lot in Improvement Area 1 of $482.14 for a 35-foot lot, $597.93 for 50 feet, $737.46 for 60 feet, $940.24 for 70 feet and $1,558.83 for a custom lot, Assessments bearing interest at the rate on the district's bonds, 4.63%, repaid over twenty annual installments, eighteen of them outstanding
  140. Central City · Tarrant Regional Water District · retrieved
    Supports: The rerouting of a section of the Trinity River due north of downtown, with flood water storage at Gateway Park, The Army Corps of Engineers building the bypass channel, three isolation gates, a dam, a pump station and ten flood water storage areas; the water district, the City and the state building the rest
  141. Army Corps awards contract for first half of major $1.2B Fort Worth flood control, development project · Tarrant Regional Water District, republishing WFAA of 24 September 2026 · retrieved
    Supports: A $169,431,703 contract with Walsh Construction Company for the north bypass channel, An 800-acre island, and 2,400 acres of land protected from flooding
  142. $403M coming to Panther Island · Tarrant Regional Water District, republishing the Fort Worth Star-Telegram of 19 January 2022 · retrieved
    Supports: A 1.5-mile bypass channel connecting the Clear and West Forks of the Trinity River north of downtown Fort Worth
  143. Gas Wells and Gas Compressor/Well Pad Sites layers, planning and development map service · City of Fort Worth · retrieved
    Supports: 2,351 gas wells, 1,955 of them producing, 287 abandoned, 84 water disposal, 13 permitted and 12 applying, in a layer last edited in December 2025, 529 gas compressor and well pad sites, from layer 9
  144. Gas well drilling · City of Fort Worth Development Services · retrieved
    Supports: The Barnett Shale as a natural gas reserve under a 15-county area, about 1.5 miles below the surface, No well drilled closer than 600 feet to a residence, religious institution, public building, hospital, school or public park without a waiver from the protected use owners or City Council approval
  145. Garbage service · City of Fort Worth Environmental Services · retrieved
    Supports: Monthly rates of $13.75, $19.50 and $25.75 for the 32-, 64- and 96-gallon garbage cart, shown as effective 1 January 2024, Solid waste fees billed on the Fort Worth water bill as a sanitation fee, with recycling and yard waste collected at no additional charge
  146. Stormwater utility fee · City of Fort Worth · retrieved
    Supports: Residential rates from 1 January 2026 of $3.65 a month up to 1,300 square feet of hard surface, $7.29 to 2,475, $10.94 to 3,394 and $14.58 above it, on the monthly water bill
  147. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year for 2025, Hail as the largest cause of paid homeowners losses, $4.93 billion in 2024 against $2.21 billion for wind
  148. How much is homeowners insurance in Fort Worth, TX? · Insure.com · retrieved
    Supports: An average Fort Worth premium of $4,290 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026, An average of $3,342 a year for $200,000 of dwelling cover
  149. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average Fort Worth premium of $5,600 a year for $500,000 of dwelling cover, $300,000 of liability and a $1,000 deductible, updated 20 February 2026
  150. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average Fort Worth renters premium of $167 a year, $14 a month, for $30,000 of personal property, updated 23 September 2026
  151. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Fort Worth city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median monthly association fee of $55 among Fort Worth owner-occupied units that pay one, 85,299 of 210,450 owner-occupied units, or 40.5%, paying such a fee, and 7,153 paying $500 or more a month
  152. Homebuyer Assistance Program (HAP) · City of Fort Worth Neighborhood Services · retrieved
    Supports: Up to $25,000 of interest-free assistance toward the down payment and closing costs, as a forgivable loan: forgiven after ten years in the home, or after five on $14,999 or less, Income limits updated July 2026 of $61,800 for one person to $88,250 for four, First-time buyers, or anyone who has not owned a home in three years; an eight-hour homebuyer class; a contribution of $1,000 or 2% of the price, whichever is less; a home inside the city limits; a sales price no more than 95% of the area median, under the HOME rules