City comparison · 850 km apart

Austin vs El Paso: which should you move to?

Austin or El Paso? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Downtown across Lady Bird Lake
Texas · United States

Austin

Photograph: Downtown across Lady Bird Lake · Hensbread · CC BY 4.0 · source
El Paso from Scenic Drive
Texas · United States

El Paso

Photograph: El Paso from Scenic Drive · WmCheez · CC BY-SA 4.0 · source
The short answer

Both cities are in Texas and both were priced at Freddie Mac's 7.03% rate of 24 September 2026, so the rate and the state's rules are shared, though the prices are MLS medians over different areas: Austin's is the median sale inside the city, El Paso's the Texas A&M Real Estate Research Center's median for El Paso County, all home types. Mortgage, property tax and insurance come to about $4,041 a month on Austin's $560,000 and $2,165 on El Paso County's $280,615, roughly 54% of Austin's median household income of $90,430 and 43% of El Paso's $59,932. Zillow's index for each city keeps the order, $497,418 for Austin against $238,475 for the City of El Paso. Neither levies an income tax and both charge 8.25% sales tax, but on the same $280,615 house El Paso's five taxing units charge $5,845 against $3,871 from Austin's five, an effective 2.08% against 1.38%. El Paso has the lower crime on every line of the same FBI counts: 288 violent and 1,340 property offenses per 100,000 against 421 and 3,093, and about 3.8 homicides per 100,000 against 5.1. Austin is growing and El Paso lost residents in 2024-25. Choose Austin for technology work, the higher incomes, the growth and a milder January. Choose El Paso for a house at half the price, the lower crime, the Army and the border, and a power grid outside ERCOT's.

Population
MeasureAustinEl PasoAdvantage
City population1,002,632 (2025)683,012 (2025)Not directly comparable
Metro population2,620,945 (2025)881,291 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
4.6% (2020-2025)0.6% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureAustinEl PasoAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$560,000 (August 2026)$280,615 (August 2026)El Paso
Detached house benchmark$527,943$239,433El Paso
Apartment or condominium benchmark$355,596$176,689El Paso
Two-bedroom rent$1,812/mo (average, August 2026)$1,126/mo (median, September 2026)El Paso
One-bedroom rent$1,421/mo$941/moEl Paso
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
24.0% of a year's income22.5% of a year's incomeEl Paso
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$2,990/mo at 7.03%$1,498/mo at 7.03%El Paso
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
6.2×4.7×El Paso
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$9,022/yr (1.611%, 2025)$5,845/yr (2.083%, 2025)Austin
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
NoneNoneEven
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Austin: About 1.61% of value for a homesteaded owner, worked out on the $560,000 median sale price. A house in the City of Austin and Austin ISD is taxed by five units for 2025, which add to 2.046485 per $100 before any exemption. Each takes its own homestead exemption off the appraised value first: Austin ISD the state's $140,000, the City, Travis County and Central Health 20%, and Austin Community College 1% with a $5,000 floor. So Travis County levies 0.375845 per $100 on $448,000 after a $112,000 exemption, $1,684; City of Austin levies 0.524017 per $100 on $448,000 after a $112,000 exemption, $2,348; Austin ISD levies 0.9252 per $100 on $420,000 after a $140,000 exemption, $3,886; Austin Community College levies 0.1034 per $100 on $554,400 after a $5,600 exemption, $573; Central Health levies 0.118023 per $100 on $448,000 after a $112,000 exemption, $529. The five come to $9,019 a year, 1.61% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $11,460. These are the 2025 rates, the bills mailed in October 2025. For 2026 the City has adopted 0.579948, the county 0.38621, Central Health 0.132863 and ACC 0.103643, and Austin ISD has proposed 0.9184; on the same house those would come to about 1.67%. El Paso: About 2.08% of value for a homesteaded owner, worked out on the $280,615 El Paso County median sale price. A house in the City of El Paso and El Paso ISD, the school district more of the city's residents live in than any other, is taxed by five units for 2025, which add to 2.643693 per $100 before any exemption. Three take a homestead exemption off the appraised value first and two take none: El Paso ISD takes the state's $140,000 and nothing more, El Paso County and the City a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso, the county's hospital district, nothing at all. So El Paso County levies 0.458889 per $100 on $275,615 after an exemption of $5,000, $1,265; City of El Paso levies 0.759649 per $100 on $275,615 after an exemption of $5,000, $2,094; El Paso ISD levies 1.0807 per $100 on $140,615 after an exemption of $140,000, $1,520; El Paso Community College levies 0.103563 per $100 on the full $280,615, with no homestead exemption, $291; University Medical Center of El Paso levies 0.240892 per $100 on the full $280,615, with no homestead exemption, $676. The five come to $5,845 a year, 2.08% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,419. In Ysleta ISD, the district the second most residents live in, the school line is 1.2005 per $100 after an exemption of $196,123, the state's plus the district's own 20%, and the same house comes to $5,339, 1.90%; in Socorro ISD, at 0.9389, it comes to $5,645, 2.01%. The median is the county's, and a typical home inside the city is cheaper: on $238,475, Zillow's August 2026 value for a typical City of El Paso home, the El Paso ISD stack comes to $4,731, 1.98%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. The City has since adopted 0.798 for 2026, but when these figures were retrieved the City Tax Office's table still ran to 2025, so the calculators stay on 2025 until all five units' 2026 rates are published.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureAustinEl PasoAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000421 (2025)288 (2025)El Paso
Property crime per 100,0003,093 (2025)1,340 (2025)El Paso
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
51 (2025)26 (2025)Not directly comparable
Austin

On the FBI's definitions, violent offenses in Austin went from 5,335 in 2022 to 5,046 in 2023, 4,692 in 2024 and 4,221 in 2025, a 10% drop in the last year and 21% in three, and property offenses from 35,035 to 32,900, 32,407 and then 31,011. APD's own NIBRS records for 2025 show aggravated assaults down 13% (3,038 to 2,652), robberies down 5% (835 to 790) and motor vehicle thefts down 26% (5,908 to 4,345), while rapes rose from 501 to 541 and drug offenses, which rise and fall with enforcement, went from 4,097 to 5,256. The 2025 CDE counts were read on 27 September 2026 from a feed last refreshed on 15 September and can still be revised, and APD notes that its open data may differ from its official figures.

What the rates cover: Computed: 4,221 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Austin Police Department (ORI TX2270100) in calendar 2025, divided by the 1,002,632 Vintage 2025 city population. On the CDE's own agency population of 1,000,639 the rate is 422. APD does not publish a total on this definition: its open NIBRS data sort offenses into crimes against persons (19,469 in 2025, of which 9,464 simple assaults and 5,918 intimidation) and crimes against property (44,250, with robbery, fraud and vandalism inside it), so neither of its totals is the FBI's violent or property count. Summing APD's own 2025 records on the FBI's definition gives 4,219, within two of the CDE.

Homicides: 51 murders and nonnegligent manslaughters in 2025 in both the FBI CDE and APD's open NIBRS data, against 66 in 2024, about 5.1 per 100,000 on the city population. APD's assistant chief put the year's homicides at 55 in January 2026 (KUT), and APD's dataset separately lists 14 negligent manslaughters and 7 justifiable homicides, which the FBI does not count as murder. The high point in the CDE series since 2021 is 81, in 2021.

El Paso

On the FBI's definitions, violent offenses in El Paso went from 1,794 in 2021 to 2,109 in 2022, 2,134 in 2023 and a peak of 2,170 in 2024, then 1,969 in 2025, a 9% drop in the last year that still leaves the count 10% above 2021. Property offenses went from 8,882 to 9,440 and a peak of 11,061 in 2023, then 10,246 and 9,152, 17% below the peak. Motor vehicle theft drove much of the swing: 994 in 2021, 2,314 in 2023 and 1,805 in 2025. In 2025 the CDE shows aggravated assaults down 10% (1,628 to 1,467), robberies down 11% (255 to 226), rapes down 6% (267 to 250), burglaries down 19% (959 to 773) and larcenies down 11%, while murders (20 to 26) and arsons (69 to 78) rose. EPPD's own count of the eight offenses, as reported to the state, fell 11% in 2025, but El Paso Matters found it was the only one of Texas's 25 largest law enforcement agencies to report more serious crime in 2025 than in 2021, after rises in 2022 and 2023. The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 1,969 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the El Paso Police Department (ORI TX0710200) in calendar 2025, divided by the 683,012 Vintage 2025 city population. On the CDE's own agency population of 682,310 the rate is 289. That is the lowest of any US city this site compares, against 375 in Fort Worth, 532 in San Antonio, 577 in Dallas and 890 in Houston, and below Miami's 359. EPPD's own figures, as reported to the Texas Department of Public Safety and summarized by El Paso Matters, put violent crime 10% lower in 2025 than in 2024, in line with the CDE's 9% drop.

Homicides: 26 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 20 in 2024, about 3.8 per 100,000 on the city population, half Fort Worth's rate and a third of Houston's. El Paso Matters, reading the department's report to the state, also has murder rising in 2025, one of only two of the eight tracked offenses that did, with arson. The CDE series is small and uneven: 33 in 2021, 22 in 2022, 37 in 2023, 20 in 2024 and 26 in 2025.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureAustinEl PasoAdvantage
January mean11.2 °C8.1 °CNot directly comparable
July mean29.9 °C29.1 °CNot directly comparable
Precipitation a year921 mm223 mmNot directly comparable
Snowfall a year1 cm7 cmNot directly comparable
Sunshine a year2,644 hours3,763 hoursEl Paso
Austin

NOAA NCEI 1991-2020 normals for Austin Camp Mabry (station USW00013958), the official Austin climate station: January mean 52.2F, July mean 85.8F, annual mean 70.0F, 36.25 in of precipitation, 0.2 in of snow. August is the warmest month at 86.5F, with a mean high of 97.8F; July's mean high is 96.6F and January's mean low is 41.8F. May (5.04 in) and October (3.91 in) are the wettest months, and February (1.89 in) and July (1.96 in) the driest. The normals count 122.8 days a year at 90F or above, 28.7 at 100F or above and 11.9 nights at or below freezing. Austin-Bergstrom International Airport (USW00013904), southeast of downtown, averages 50.1F in January and 84.5F in July with 35.57 in of rain, and its nights run colder, with 33.0 at or below freezing a year. Converted here to 11.2 C, 29.9 C, 921 mm and 0.5 cm. Sunshine hours are the older 1961-1990 NCDC means (2,644 hours, 60% of possible), since the 1991-2020 normals do not include sunshine.

Hazards: Flash flooding on the creeks that cross the city is the recurring danger. The Memorial Day flood of 1981 sent Shoal Creek through central Austin and killed 13 people. On 30 to 31 October 2013 a band of 12 to 14 in (305 to 356 mm) of rain between Wimberley and Driftwood, with 6 to 10 in (152 to 254 mm) over central Travis County, sent Onion Creek through southeast Austin, damaging more than 500 homes and killing five people; in 2014 the city authorized $60 million to buy out homes in the Onion Creek floodplain. Over Memorial Day weekend 2015 the Blanco River at Wimberley, upstream in Hays County, rose from about 5 ft to 41 ft (1.5 m to 12.5 m) in four hours overnight and destroyed 350 to 400 homes in the town, and on the holiday itself Camp Mabry recorded 5.20 in (132 mm) and Shoal Creek flooded again. On 4 to 5 July 2025, 15 to 20 in (381 to 508 mm) fell on the headwaters of Cow Creek and Big Sandy Creek northwest of the city; the Central Texas floods of that week killed 139 people, 18 of them in Travis, Williamson and Burnet counties. Heat is the season to plan around: the normals give Camp Mabry 28.7 days a year at or above 100F (37.8 C), and 2023 had 80, including 45 in a row from 8 July to 21 August that broke the 27-day run of 2011, which still holds the record for a year with 90. The station's highest reading is 112F (44.4 C), in September 2000 and again in August 2011. Cold is rare and badly handled when it comes. Winter Storm Uri left 6.4 in (16.3 cm) of snow at Camp Mabry on 14 to 15 February 2021 and a low of 7F (-13.9 C) on the 16th, the coldest there since December 1989 (the airport reached 6F, or -14.4 C), with 164 hours of freezing temperatures. ERCOT cut power across the state grid from 15 to 18 February, about 4.5 million customers lost it at the worst, more than 40% of Austin Energy's customers were without power and the city was under a boil-water notice for seven days. Texas counted 246 deaths from the storm, 28 of them in Travis County. Drought is the slow hazard. Austin's water depends on Lakes Buchanan and Travis, the Highland Lakes reservoirs LCRA manages; their combined storage fell to 42% in March 2024, when most of LCRA's downstream farm customers went without lake water, and the July 2025 rains took it from 51% to more than 95%. It stood at about 92% on 1 July 2026.

El Paso

NOAA NCEI 1991-2020 normals for El Paso International Airport (station USW00023044), inside the city about 7 miles east-northeast of downtown and the station where the National Weather Service keeps El Paso's official record: January mean 46.5F, July mean 84.4F, annual mean 66.2F, 8.78 in of precipitation, 2.8 in of snow. July is the warmest month by half a degree over June (83.9F), but June has the hottest afternoons, with a mean high of 97.1F before the monsoon arrives, against July's 95.8F; December (46.1F) is a shade colder than January, whose mean low is 34.5F. More than half the year's rain falls from July through September (1.58, 1.67 and 1.52 in), and April (0.17 in) is the driest month; the snow falls from November to February, most of it in December (1.3 in). The normals count 116.8 days a year at 90F or above, 26.5 at 100F or above and 42.0 nights at or below freezing. Converted here to 8.1 C, 29.1 C, 223 mm and 7.1 cm. That is the least precipitation of any city this site compares, a quarter of Dallas's and a sixth of Houston's, and the most freezing nights of the Texas cities; only Austin, at 28.7, has more 100F days. Sunshine is the 1961-1990 NOAA monthly series as Wikipedia's climate table gives it, 3,762.5 hours a year, rounded here to 3,763 and the most of any city this site compares; Current Results, from the same NCDC comparative data, puts El Paso at 84% of possible sunshine and 193 clear days a year but lists no hours for it, and the 1991-2020 normals do not include sunshine.

Hazards: Heat is the constant, and it is getting worse. The normals count 116.8 days a year at or above 90F and 26.5 at or above 100F (37.8 C). The airport's record is 70 days of 100F in 2023, including 44 in a row from 16 June to 29 July, well ahead of 62 in 1994 and 57 in 2020, and its highest reading is 114F (45.6 C), on 30 June 1994. The summer of 2026 set a different record: 108 days in a row at 90F or above, from 6 June to 21 September, the longest run on record and two days longer than 2015's, with 52 days at 100F or above by 27 September, and El Paso Matters reports the year on track to be the city's warmest. Flash flooding is the danger the dry climate hides. The monsoon brings most of the year's rain in a few storms, and water runs off the Franklin Mountains through the arroyos into the city. From 27 July to 4 August 2006 a series of storms dropped 6.84 in (174 mm) on the airport, 2.84 in (72 mm) of it on 1 August, its second-wettest day since 1938, while 3 to almost 10 in fell over the western side of the city that morning and early afternoon; the National Weather Service calls it the worst flooding in the area's recorded history. The Rio Grande rose to its highest level since 1912, 1,200 people were evacuated from Sunland Park, New Mexico, all of Vinton was evacuated, and the airport's 15.01 in (381 mm) from July through September made it the wettest monsoon on record. The NWS puts the region's damage at about $450 million; El Paso Water counts more than $200 million to homes and businesses and $115 million to the city's stormwater system, and the City Council created a stormwater utility, run by El Paso Water on monthly fees, in 2008. Wind and dust are the spring hazard, from March to early May, when strong winds lift sand and dust off the desert and cut visibility (Wikipedia). On 8 December 2009 gusts near 80 mph (129 km/h) tore roofs off buildings in eastern El Paso and closed Transmountain Road and US 54, and blowing dust cut visibility on I-10 toward Las Cruces to under half a mile (NWS). Drought is a water supply problem. El Paso Water gets nearly half its supply from the Rio Grande, stored upstream in New Mexico's Elephant Butte Reservoir, and says it has not received a full allocation in about a decade; the rest comes from the Hueco and Mesilla aquifers and the Kay Bailey Hutchison Desalination Plant, built with Fort Bliss, which can make 27.5 million gallons a day from brackish groundwater and which the utility calls the largest inland desalination plant in the world. Elephant Butte fell to 26,777 acre-feet on 30 July 2026, 1.4% of its capacity and the least water in it since October 1971 on Texas Water Development Board figures, and stood at 2.4% on 30 September. The utility's Pure Water Center, a $290 million plant that will turn up to 10 million gallons a day of treated wastewater into drinking water piped straight into the distribution system, one of the first of its kind in the country, is under construction and due to open in 2029. Cold is rare, and the grid matters. El Paso Electric is on the grid that covers the western US, not ERCOT's, as the utility itself points out, so El Paso sat outside the Texas grid that failed during Winter Storm Uri: the airport recorded 3.2 in (8.1 cm) of snow on 14 February 2021 and a low of 14F (-10.0 C) on the 14th and 15th, and the Texas Department of State Health Services, which counted 246 deaths from the storm across the state, recorded none in El Paso County. The city's own crisis came ten years earlier. From 1 to 4 February 2011 temperatures stayed below freezing for 78 hours, the high on the 2nd was 15F (-9.4 C) and the low on the 3rd was 1F (-17.2 C); all eight of El Paso Electric's primary generators failed in the cold, forcing rolling blackouts, and frozen pipes and failed pumps left parts of El Paso without water for days (NWS, Wikipedia). The station's record low is -8F (-22.2 C), on 11 January 1962.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureAustinEl PasoAdvantage
Median household income$90,430 USD (2024)$59,932 USD (2024)Austin
Unemployment rate3.7% (July 2026)4.8% (July 2026)Austin
Sales tax8.25%8.25%Even
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%37%Even
Income tax on $100,000, single filer
Austin and El Paso sit under one province's or state's income tax, so the two cells describe the same tax and any difference between them is one of method rather than of tax. The two cells agree to the dollar here. The Advantage column is Even for that reason, and the essay below says the same thing.
$13,449 USD$13,449 USDEven
Austin

BLS counted 1,421,700 nonfarm jobs in the Austin MSA in July 2026 (not seasonally adjusted), up 23,800 or 1.7% on the year. Mining, logging and construction grew fastest (+5.5%), then professional and business services (+3.2%), the largest sector at 294,600 jobs, and other services (+2.7%), while information shrank 4.9% and government, at 201,000 jobs with the state capital and the University of Texas inside it, was flat. The seasonally adjusted series (FRED AUST448NA) was 1,424,000 in August 2026, 1.2% above August 2025. Average weekly wages across the metro were $1,957 in the first quarter of 2026 against $1,654 nationally. Opportunity Austin, the chamber's economic development program, lists Dell Technologies, Apple, Samsung Austin Semiconductor, Tesla, H-E-B, Amazon's fulfillment centers, the State of Texas, the University of Texas, Ascension Seton, St. David's HealthCare and Baylor Scott & White among the employers with 6,000 or more local jobs. bls.gov answered 403 to curl and FRED refused it, so both were read through the web fetcher.

Main sectors: Professional and business services, the metro's largest sector, Technology and advanced manufacturing (Dell Technologies, Apple, Tesla, Samsung Austin Semiconductor, AMD, Applied Materials), Government and education (the state capital, the University of Texas at Austin, the City of Austin), Trade, transportation and utilities (H-E-B, Amazon fulfillment centers), Health care (Ascension Seton, St. David's HealthCare, Baylor Scott & White).

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax, plus another $60,000 for owners 65 or older or disabled, after voters raised the general exemption from $100,000 in November 2025. Part of the City of Austin's own rate, 8.75 cents per $100 of taxable value approved with Project Connect in November 2020, pays for the transit program. In November 2025 Austin voters rejected Proposition Q, a city tax rate increase that would have raised nearly $110 million, by 63% to 37%. The county, school district and other levies on the same bill belong to the housing layer.

El Paso

BLS counted 363,500 nonfarm jobs in the El Paso MSA in August 2026 (not seasonally adjusted, preliminary), up 3,200 or 0.9% on the year. Professional and business services grew fastest (+3.5%, to 44,500), then leisure and hospitality (+2.5%, to 44,600), construction and mining (+1.8%) and manufacturing (+1.1%, to 18,400), while information (-4.5%) and local government (-1.3%, to 47,000) shrank and private education and health services held at 56,000. Unlike in Fort Worth and San Antonio, federal employment rose, 3.0% to 13,800; BLS's payroll count does not include active-duty soldiers. Trade, transportation and utilities is the largest sector at 80,200 jobs and government the second at 70,900. The seasonally adjusted series (SMS48213400000000001) was 365,200 in August 2026, 1.2% above August 2025. The Texas Comptroller counts 41,527 direct employees at Fort Bliss in 2025 and estimates the base supported 121,220 Texas jobs and $17.3 billion of the state's GDP ($29.1 billion of output). The border is the other half of the economy: in 2025 the Bureau of Transportation Statistics counted 13.1 million personal vehicle passengers and 5.4 million pedestrians entering at the El Paso port, second on the Mexican border only to San Ysidro for both, and 641,729 trucks at Ysleta-Zaragoza, fourth after Laredo, Otay Mesa and Hidalgo. The largest new investment is Meta's AI data center in Northeast El Paso, a $10 billion project as El Paso Matters described it in May 2026, which the city expects to become its largest property taxpayer, at about $15 million a year once fully built in 2028, with 300 permanent jobs (El Paso Matters).

Main sectors: Military and federal government: Fort Bliss, home of the 1st Armored Division, the largest installation in the Army's Forces Command, with 41,527 direct employees in 2025 (30,288 of them active-duty), and the federal border agencies (US Border Patrol's El Paso Sector, Customs and Border Protection, the El Paso Intelligence Center), Health care (University Medical Center of El Paso and the El Paso County Hospital District, Texas Tech Health El Paso, William Beaumont Army Medical Center), Cross-border trade, transportation and logistics with Ciudad Juárez and its export factories, the metro's largest sector by payroll jobs (80,200 in August 2026), The ports of entry: the downtown Paso del Norte, Stanton Street and Bridge of the Americas crossings, Ysleta-Zaragoza and Tornillo, which together took 842,659 trucks and 28.8 million people into the US in 2025, Education and local government (UTEP, El Paso Community College and the El Paso, Ysleta and Socorro school districts); government is the metro's second-largest sector at 70,900 jobs.

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. On 18 August 2026 a divided City Council adopted a $658.6 million general fund budget for fiscal 2027 and a rate of 79.8 cents per $100 of taxable value, both 6 to 2, which El Paso Matters says will raise the city's bill on the average-value home by about $105; the council had adopted the no-new-revenue rate every year before 2025, and the city manager's proposal at the voter-approval rate would have added $132. The county adopted its no-new-revenue rate of 45.1 cents, about $41 more on a $229,637 home, and the hospital district proposed its no-new-revenue rate of 23.7 cents. El Paso's rates are among the highest of Texas's big counties, but its home values are among the lowest: an El Paso Matters analysis of Tax Foundation and Census data found the county's median property tax bill took 6.1% of median household income in 2024, about the same share as in most large Texas counties and less than in Travis County, where the median bill was 111% higher. The county, school district, hospital district, community college and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureAustinEl PasoAdvantage
SystemCapMetro buses, including four CapMetro Rapid (formerly MetroRapid) lines, and the Red Line, a 32-mile, 10-station commuter rail line from Leander to downtown (CapMetro Rail, long branded MetroRail); no light rail yet, with Project Connect's first 9.8-mile phase due in 2033Sun Metro, a department of the City of El Paso that also serves the rest of El Paso County: 39 fixed bus routes with a fleet of 171 buses running on compressed natural gas, four Brio rapid bus lines (Mesa, opened 2014; Alameda and Dyer, 2018; Montana, 2022) covering about 51.5 miles with 98 stations, running in mixed traffic with signal priority, the fare-free El Paso Streetcar on a 4.8-mile downtown and UTEP loop with 27 stops, using restored 1937 PCC cars (opened November 2018), and LIFT paratransitNot directly comparable
Commute by public transit3.0% (2024)0.9% (2024)Austin
Walk or cycle to work4.1% (2024)1.6% (2024)Austin
AirportAustin-Bergstrom International Airport (AUS), 21,666,852 passengers in 2025, 0.4% fewer than 2024's 21,762,904 and below the 2023 record of 22.1 million, per the airport's calendar-year activity report; 1.06 million of them were international. It sits about 5 miles southeast of downtown on the former Bergstrom Air Force Base and replaced Robert Mueller Municipal Airport in 1999.El Paso International Airport (ELP), owned by the city about 7 miles east-northeast of downtown and with no airline hub, handled 3,838,968 passengers in 2025, 4.9% fewer than the record 4,038,530 of 2024, and 83,183 tons of freight, 11.3% fewer, per the airport's December 2025 activity report; Southwest Airlines carried 54% of December's passengers and American 24%. On the night of 10 February 2026 the FAA closed most of El Paso's airspace to civil aviation, citing special security reasons, and lifted the order less than eight hours later; 14 passenger flights were canceled (Wikipedia).Not directly comparable
Austin

CapMetro carried 26,283,400 unlinked trips in 2025, 24,067,200 of them by bus and 620,600 on the Red Line, and about 77,400 a weekday in the second quarter of 2026, 1,900 of them by train (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). Two new CapMetro Rapid lines, 800 and 837, opened in February 2025 and reached 10-minute service in June 2026, and the Red Line gained McKalla Station in 2024, with North Burnet/Uptown Station due in 2027; the Green Line commuter rail project has no funding, environmental review or timeline. Light rail is the unfinished promise. Voters approved Project Connect in November 2020 with a city property tax increase of 8.75 cents per $100 of value, for about 20 miles of light rail reaching the airport at $7.1 billion (Texas Tribune). Its first phase is now 9.8 miles and 15 stations in three directions from downtown, no longer reaching the airport, at an estimated $8.2 billion or more; construction is set to start in 2027 and trains to run in 2033. The FTA gave it environmental clearance in January 2026, but the plan counts on about $4.1 billion in federal money that has not been awarded, and a lawsuit over the scaled-back project is still open.

El Paso

Sun Metro carried 6,186,400 unlinked trips in 2025, 5,575,200 of them by bus and 396,200 on the streetcar, and about 20,200 a weekday in the second quarter of 2026, 1,400 of them on the streetcar (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is slightly more than Trinity Metro's 6,180,600 in Fort Worth, a city half again as large, and a fifth of VIA's 30.7 million in San Antonio. The system is paid for in part by a half-cent city sales tax levied since 1988, and the standard fare is $1.50. The Brio lines, branded buses with curbside stations and pre-boarding ticket machines, run less often than that branding suggests: Sun Metro's current schedules give the Mesa line every 15 minutes at weekday peaks and 20 otherwise, the Alameda and Dyer lines 20 and 25, and the Montana line 30 to 35; the Montana line, 17 miles to the Upper East Side, is the longest. The streetcar runs every 15 minutes, until 11 pm on Fridays and Saturdays, and charges no fare. Its cars ran on El Paso's last line, the international loop through Ciudad Juárez, from 1950 until it closed in 1973 (Wikipedia).

06: Daily life

Health care, schools and what each city is like

Austin

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF, August 2026). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of Austin's rate was 13.0% and Travis County's 12.6%. Ascension Seton runs Dell Seton Medical Center at The University of Texas, the teaching hospital of UT's Dell Medical School, in partnership with Central Health; it is the region's only adult Level I trauma center and serves 11 Central Texas counties. St. David's HealthCare, a partnership between HCA Healthcare and two local nonprofits, has more than 160 sites and calls itself the Austin area's fourth-largest private employer, and Baylor Scott & White joins both systems on the chamber's list of employers with 6,000 or more local jobs. UT and the Michael & Susan Dell Foundation are building the UT Dell Medical Center, with a new UT MD Anderson Cancer Center, beside Dell Seton on the former Frank Erwin Center site, to open in 2030; the UT System put the plan at $2.5 billion when it was announced in August 2023. This file did not verify a wait time figure for primary or specialist care.

Education

Austin ISD, which covers 230 square miles in the middle of the metro, counted 65,951 students in fall 2026, down 3,765 from 69,716 in 2025-26 and from 72,702 in 2024-25. More than 6,400 students enrolled at the end of last year did not return, and the district fell more than 2,000 short of its own projection (Austin Current, 24 September 2026); district officials told KUT that more than half of the 2025-26 loss could be attributed to families' fear of immigration enforcement, with housing costs and falling birth rates also named. In November 2025 the board approved closing and consolidating 10 schools from the 2026-27 school year, affecting 3,796 students and removing 6,319 seats, together with 24 turnaround plans the Texas Education Agency requires for campuses with repeated unacceptable ratings, adopted to head off state-ordered closures or a takeover. The University of Texas at Austin enrolled a record 55,000 students in fall 2025, 44,314 of them undergraduates, the largest total in its history.

Living there

Austin is the Texas state capital and a university town that has become a technology metro, and its growth has outrun what the city has built for it. The metro passed 2.6 million in 2025 after adding 337,554 people since April 2020, but the city grew by less than 5%, and in 2024-25 Travis County lost 6,590 more people to the rest of the country than it gained, so domestic movers now settle in Williamson and Hays counties instead. Inside the city a quarter of workers work from home, 57.5% drive alone and 3.0% take transit, and the one rail line carries about 1,900 riders a weekday. Summer sets the terms of daily life, with a July mean of 85.8F at Camp Mabry and about 29 days at 100F or more in a normal year, and the creeks that cross the city flood fast. Texas takes no income tax and has the highest uninsured rate of any state. The open question is whether Austin can build the transit and keep the schools its growth calls for: voters approved light rail in 2020, and six years later the first 9.8 miles are not due until 2033 and have no federal money, while Austin ISD, down more than 14,000 students in a decade, closed ten schools in 2026.

El Paso

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of El Paso's rate was 20.8% (138,104 of 665,393), El Paso County's 21.5% and the metro's 21.5%. University Medical Center of El Paso, run by the El Paso County Hospital District, is the county's only public hospital and the region's only Level I trauma center; it has 394 licensed beds and in fiscal 2024 counted 97,326 emergency visits and more than a million outpatient visits. The district, which also runs El Paso Children's Hospital, has budgeted $136 million of uncompensated care for fiscal 2027 on a $2.1 billion budget, citing the end of the enhanced ACA subsidies, and voters approved a $397 million bond for it in 2024 (El Paso Matters). UMC is the teaching hospital of Texas Tech Health El Paso, formerly Texas Tech University Health Sciences Center El Paso, independent since 2013, whose Paul L. Foster School of Medicine was the first four-year medical school on the US-Mexico border; it also runs schools of nursing, biomedical sciences and dental medicine, the last of which took its first class in 2021, and is planning the Fox Cancer Center, which it calls the first comprehensive cancer center in far West Texas. William Beaumont Army Medical Center, the Army hospital at Fort Bliss, moved into a new 1.1-million-square-foot complex on East Fort Bliss in July 2021 and runs the emergency department for Northeast El Paso (Wikipedia). This file did not verify a wait time figure for primary or specialist care.

Education

Four school districts cover parts of the city, El Paso ISD, Ysleta ISD, Socorro ISD and Canutillo ISD, and nine serve the county (Wikipedia). All of them are shrinking: El Paso County lost almost 12,000 residents aged 5 to 18 between 2020 and 2025, 6.6%, and the three largest districts had about 124,000 students in 2025-26, 13% fewer than seven years earlier (El Paso Matters). El Paso ISD lost almost 1,900 students in 2025-26 against a budgeted 1,000, ran a $52.8 million deficit, and on 4 June 2026 its board declared financial exigency to cut about 410 jobs, after which two trustees resigned; it has postponed a bond election to May 2027. Ysleta ISD adopted a budget that nearly empties its savings. The University of Texas at El Paso, an R1 research university, has 26,297 students, 85% of them Hispanic and half the first in their families to attend college, and calls itself the leading Hispanic-serving university in the country. El Paso Community College, with five campuses, enrolled 25,563 credit students in fall 2024, 81.7% of them Hispanic (EPCC Fact Book). Texas Tech Health El Paso trains doctors, nurses and dentists beside UMC.

Living there

El Paso is the only city this site compares on the Mexican border, the only one in the desert, and the only Texas city here on Mountain time, an hour behind the rest of the state, half of a metropolis whose larger half, Ciudad Juárez, is across the Rio Grande: 28.8 million people crossed into the US at its three ports in 2025. It is also the one Texas city here that is not growing. It lost 2,219 residents in 2024-25, the most of any city in the state, and has grown 0.6% since 2020, as births fall, fewer people move up from Mexico and young adults leave for better pay; household income, at $59,932, is the lowest of any city this site compares, and 20.8% of residents have no health insurance. Fort Bliss and the border agencies anchor the economy, with health care, trade and the schools. Its violent crime rate, 288 per 100,000 on the FBI's counts for 2025, is the lowest of any US city here, with 26 homicides. It is built for the car, with 0.9% of workers on a bus network that runs four Brio rapid lines and a free downtown streetcar. The climate is the driest and sunniest here, with 8.78 in of rain a year, and the hottest summers are recent ones: 70 days at 100F in 2023 and 108 straight days at 90F or above in 2026. The open questions are water and money: the Rio Grande reservoir that supplies nearly half the city's water fell to 1.4% of capacity in July 2026, a divided council raised the city's property tax rate in August, El Paso ISD declared financial exigency in June as enrollment falls, and the city is counting on Meta's data center, due to become its largest property taxpayer, to take some of the load off homeowners.

07: The trade-offs

Where each city wins, and where it loses

Both cities are in Texas and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the rate and the state's rules are the same on both sides: no transfer or mortgage tax, no rent control, and for a homestead a $140,000 school exemption and a 10% annual cap on appraised value. Both prices are MLS medians, over different areas. Austin's is the Unlock MLS median of what sold in the city, $560,000 in August 2026, 4.3% below a year earlier. El Paso's is the Texas A&M Real Estate Research Center's median sale price for El Paso County, single-family homes, condominiums and townhouses together, $280,615 in August on 786 sales, 4.3% above a year earlier; no median for the City of El Paso alone could be found, and the city holds 78% of the county's people. Zillow's index, which models every home in each city, stood at $497,418 for Austin and $238,475 for the City of El Paso in August, so the order holds on a measure that is the same in both. At 20% down, Austin's $448,000 loan costs about $2,990 a month and a $224,492 loan on El Paso County's median about $1,498. Property tax is $9,019 a year in Austin and $5,845 in El Paso with a homestead, and insurance is budgeted at $300 and $180 a month, the El Paso figure lower because the city is far from the Gulf and its hurricanes, with no flood policy in either. The three lines come to about $4,041 and $2,165, roughly 54% and 43% of each city's 2024 median household income; of the $1,876 gap about $1,492 is the mortgage, $265 the property tax and $120 the insurance. On Zillow's value for El Paso the carry would be about $1,847, 37% of its median income. Rents are on different series. RentCafe's August averages for Austin were $1,421 for a one-bedroom and $1,812 for a two-bedroom; Apartment List's September medians for El Paso were $941 and $1,126. Zillow's observed rent index, the same measure in both, was $1,586 in Austin and $1,519 in El Paso in August, about 21% and 30% of median income.

The definitions match: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 27 and 30 September 2026. El Paso is the lower on every line. Its 1,969 violent offenses come to 288 per 100,000 against Austin's 421 on 4,221, and its 9,152 property offenses to 1,340 against 3,093 on 31,011; El Paso's are the lowest rates of any US city this site compares. Homicide was 26 in El Paso, about 3.8 per 100,000, and 51 in Austin, about 5.1. The directions are not the same. Austin's violent offenses dropped 10% in 2025 and 21% in three years, and its murders fell from 66 to 51. El Paso's dropped 9% from a peak of 2,170 but remain 10% above 2021's 1,794, its murders rose from 20 to 26, and El Paso Matters found it was the only one of Texas's 25 largest law enforcement agencies to report more serious crime in 2025 than in 2021. Motor vehicle theft is where the counts differ most: 4,332 in Austin's federal count for 2025 and 1,805 in El Paso's, down from 2,314 in 2023. APD's assistant chief counted 55 homicides for 2025, more than the 51 in both data sets, and nothing in the profile explains the gap. Both sets of counts can still be revised.

Both have hard summers; Austin is humid and El Paso dry, and El Paso has the colder nights. January averages 11.2 C at Camp Mabry against 8.1 C at El Paso International, with 11.9 nights a year at or below freezing against 42.0, and July 29.9 C against 29.1 C. Austin's normals count 122.8 days a year at 90F or above against 116.8, and 28.7 at or above 37.8 C (100F) against 26.5, the most and second-most of the Texas cities this site compares. Recent summers have been harder in both: 2023 had 80 days of 100F in Austin and 70 in El Paso, El Paso's record, and in 2026 El Paso had 108 days in a row at 90F or above, from 6 June to 21 September. Rain is where they part, 921 mm a year in Austin against 223 mm, the least of any city here, and El Paso has the most sun, 3,763 hours on the older 1961-1990 series against 2,644. The flood hazard is shared. Austin's creeks rise within minutes: the Memorial Day flood of 1981 killed 13 people, and the Central Texas floods of July 2025 killed 139. El Paso's monsoon sends water off the Franklin Mountains through the arroyos: from 27 July to 4 August 2006 the airport took 6.84 in (174 mm), the worst flooding in the area's recorded history by the National Weather Service's account. The grid is not shared. Winter Storm Uri brought 7F (-13.9 C) to Austin in February 2021 while ERCOT cut power across the state grid, and Texas counted 28 of the storm's 246 deaths in Travis County. El Paso Electric is on the western grid, not ERCOT's, the airport's low was 14F (-10.0 C), and the state recorded no storm deaths in El Paso County; the city's own grid failure came in February 2011, when the cold took down all eight of El Paso Electric's primary generators. Water runs the other way: Austin's Highland Lakes stood at about 92% on 1 July 2026, while Elephant Butte, which holds the Rio Grande water that is nearly half El Paso's supply, fell to 1.4% of capacity on 30 July.

Austin's labor market is nearly four times the size of El Paso's and pays far more. BLS counted 1,421,700 nonfarm jobs around Austin in July 2026, 1.7% more than a year earlier, and 363,500 around El Paso in August, 0.9% more. On the same unadjusted basis unemployment in July was 4.0% around Austin and 4.8% around El Paso, against 4.4% nationally. Austin runs on technology, state government and the University of Texas, and its average weekly wage was $1,957 in the first quarter of 2026 against $1,654 nationally. El Paso runs on the Army and the border. Fort Bliss, home of the 1st Armored Division, had 41,527 direct employees in 2025, 30,288 of them on active duty, and the Texas Comptroller estimates it supports 121,220 Texas jobs; trade, transportation and utilities, much of it the traffic with Ciudad Juárez's export factories, is the metro's largest sector at 80,200 jobs, and 28.8 million people crossed into the US at El Paso's ports in 2025. El Paso County's private sector average weekly wage was $906 in the third quarter of 2025, 38% below the Texas and national figures, a different measure and quarter from Austin's. City median household income was $90,430 in Austin and $59,932 in El Paso in 2024, and the metros' $99,897 and $59,834. The state's taxes are shared: no income tax, so $100,000 pays $13,449 in both for 2025, and 8.25% sales tax, though El Paso's includes a half-cent county tax where Austin's gives a full cent to CapMetro. The property tax stacks differ in rate and in what they exempt. In Austin the school district grants the state's $140,000 and nothing more, the community college 1% with a $5,000 floor, and Travis County, the City and Central Health 20% each, and the five add to 2.046485 per $100. El Paso's five add to 2.643693, the highest of the Texas cities here; El Paso ISD also grants only the state's $140,000, but El Paso County and the City take a flat $5,000 rather than 20%, and El Paso Community College and University Medical Center of El Paso take nothing off. So the same house pays about half as much again in El Paso: $5,845 against $3,871 on $280,615, and $13,231 against $9,019 on $560,000.

Neither is a transit city. In 2024, 3.0% of Austin workers took transit and 4.1% walked or cycled, against 0.9% and 1.6% in El Paso, and 57.5% drove alone against 75.3%; 24.8% of Austin's workers worked from home against 7.4%. CapMetro carried 26,283,400 trips in 2025, about four times Sun Metro's 6,186,400, 620,600 of them on the Red Line commuter rail from Leander. Sun Metro, a department of the City rather than a separate authority, runs buses, four Brio rapid bus lines and the fare-free El Paso Streetcar, 396,200 trips in 2025 on a 4.8-mile loop through downtown and UTEP. The Brio lines run every 15 minutes on Mesa at weekday peaks and 20 otherwise, and 20 to 35 minutes on the other three, so none runs every 15 minutes all day. Austin's next step is its first 9.8 miles of light rail, due in 2033 at an estimated $8.2 billion or more and counting on about $4.1 billion in federal money not yet awarded. Transit takes 1% of the sales tax in Austin and half a cent in El Paso, levied since 1988. The airports are further apart. Austin-Bergstrom handled 21,666,852 passengers in 2025, 1.06 million of them international, and El Paso International, about 7 miles from downtown and no airline's hub, 3,838,968, about a sixth as many. El Paso is also an hour behind Austin, on Mountain time.

The state question is shared and the local answer is not. Texas is one of ten states that have not expanded Medicaid and had the highest uninsured rate of any state in 2024, 16.7%; the City of Austin's rate was 13.0% and the City of El Paso's 20.8%. Austin's anchor is Dell Seton Medical Center, the region's only adult Level I trauma center, with a new MD Anderson cancer center due beside it in 2030. El Paso's is University Medical Center of El Paso, run by the county hospital district, the region's only Level I trauma center with 394 licensed beds and the teaching hospital of Texas Tech Health El Paso, whose Paul L. Foster School of Medicine was the first four-year medical school on the US-Mexico border; the district has budgeted $136 million of uncompensated care for fiscal 2027, and Texas Tech is planning the Fox Cancer Center, which it calls the first comprehensive cancer center in far West Texas. Neither profile verified a wait time. The schools are shrinking in both. Austin ISD counted 65,951 students in fall 2026, 3,765 fewer than a year earlier, and closed or consolidated 10 schools. El Paso is split among El Paso, Ysleta, Socorro and Canutillo ISDs; the three largest had about 124,000 students in 2025-26, 13% fewer than seven years earlier, El Paso ISD declared financial exigency on 4 June 2026 to cut about 410 jobs, and Ysleta ISD adopted a budget that nearly empties its savings. The University of Texas enrolled a record 55,000 in fall 2025; UTEP, an R1 research university, has 26,297, 85% of them Hispanic and half the first in their families to attend college.

What people underestimate is that El Paso's property tax takes a larger share of a cheaper house, and that El Paso is not growing. A homesteaded El Paso owner pays an effective 2.08% on the county median, against 1.61% on Austin's median and 1.38% if Austin's stack taxed the same $280,615 house, and without a homestead El Paso's median would owe $7,419. The $5,845 is for an address inside the City and El Paso ISD, which holds under half the city's residents; in Ysleta ISD, which adds a 20% exemption of its own, the same house pays $5,339, and in Socorro ISD $5,645. East of Loop 375 the new subdivisions of Paseo del Este sit outside the limits in municipal utility districts levying 0.6237 to 0.8018 per $100 on top; an address in Austin's extraterritorial jurisdiction may pay a utility district too. After a purchase the state's rules are the same, a buyer taxed at full value and then a 10% annual cap. The rates are moving. Four of Austin's five units had adopted 2026 rates by 27 September and Austin ISD had only proposed its own. El Paso's council, divided 6 to 2, adopted 79.8 cents per $100 for the City's line on 18 August 2026, up from the 75.9649 cents in the $5,845, and the city is counting on Meta's data center, due to become its largest property taxpayer, to take some of the load off homeowners. The populations run the same way as the bills. Austin passed one million in 2025, added 4,025 residents in 2024-25 and grew 4.6% from 2020, with its metro up 14.8%; El Paso lost 2,219 in 2024-25, the largest loss of any Texas city, has grown 0.6% since 2020, the slowest of the Texas cities here, and its county has lost residents to the rest of the country in every year of the series.

Austin

Better here

  • City median household income was $90,430 in 2024 against $59,932 in El Paso, and the average weekly wage was $1,957 in the first quarter of 2026 against $1,654 nationally.
  • Unemployment was 4.0% around Austin in July 2026, not seasonally adjusted, against 4.8% around El Paso on the same basis, and nonfarm jobs grew 1.7% against 0.9%.
  • On the same $280,615 house the five taxing units would take $3,871 a year where El Paso's five take $5,845, an effective 1.38% against 2.08%.
  • The City of Austin's uninsured rate was 13.0% in 2024 against 20.8% in the City of El Paso, in the same state without Medicaid expansion.
  • January averages 11.2 C with 11.9 nights a year at or below freezing, against 8.1 C and 42.0 at El Paso International.
  • Austin-Bergstrom handled 21,666,852 passengers in 2025, more than five times El Paso International's 3,838,968.

Worse here

  • Mortgage, property tax and insurance come to about $4,041 a month on the August 2026 median, against $2,165 on El Paso County's at the same 7.03% rate.
  • Zillow's index for Austin stood at $497,418 in August 2026 against $238,475 for the City of El Paso, on the same measure.
  • Violent crime ran 421 per 100,000 in 2025 against 288 in El Paso, and property crime 3,093 against 1,340, on the same FBI counts.
  • The normals count 28.7 days a year at or above 37.8 C (100F) at Camp Mabry, the most of the Texas cities this site compares, against 26.5 in El Paso.
  • ERCOT's grid failed during Winter Storm Uri and Texas counted 28 of the storm's 246 deaths in Travis County; El Paso, on the western grid, recorded none.
  • Light rail's first 9.8 miles are not due until 2033 and count on about $4.1 billion in federal money not yet awarded.

Choose Austin if

  • you work in technology, chip making, state government or at the University of Texas
  • you want the pay, at a city median household income of $90,430 rather than $59,932
  • you want a city where a quarter of workers work from home and more of the rest walk, cycle or ride transit
  • you would pay about $1,876 a month more to own for the higher incomes, a growing city and an 11.2 C January

The Austin guide · Neighborhoods · Austin rent vs buy · Austin mortgage calculator

El Paso

Better here

  • Mortgage, property tax and insurance come to about $2,165 a month on El Paso County's median, against $4,041 on Austin's at the same 7.03% rate.
  • Violent crime ran 288 per 100,000 in 2025, the lowest of any US city this site compares, against 421 in Austin, and property crime 1,340 against 3,093, on the same FBI counts.
  • Homicide was 26 in 2025, about 3.8 per 100,000, against 51 in Austin at about 5.1.
  • El Paso Electric is on the western grid rather than ERCOT's, and Texas recorded no Winter Storm Uri deaths in El Paso County.
  • Zillow's index for the City of El Paso stood at $238,475 in August 2026, under half the $497,418 the same index gives Austin.
  • Fort Bliss had 41,527 direct employees in 2025, and federal employment around El Paso rose 3.0% in the year to August 2026.

Worse here

  • On the same $280,615 house the five taxing units take $5,845 a year where Austin's five would take $3,871, and the City raised its own rate to 79.8 cents for 2026.
  • City median household income was $59,932 in 2024, the lowest of any city this site compares, and the county's private sector weekly wage was 38% below the national figure.
  • The City of El Paso's uninsured rate was 20.8% in 2024 against 13.0% in the City of Austin.
  • The city lost 2,219 residents in 2024-25, the largest loss of any Texas city, while Austin added 4,025.
  • The normals count 42.0 nights a year at or below freezing against 11.9 at Camp Mabry, and 2026 had 108 days in a row at 90F or above.
  • Elephant Butte Reservoir, which holds nearly half the city's water, fell to 1.4% of capacity in July 2026, and El Paso ISD declared financial exigency in June.

Choose El Paso if

  • you work for the Army at Fort Bliss, a federal border agency, or in cross-border trade and logistics
  • you want to own at about $2,165 a month rather than $4,041
  • you want the lower violent crime, property crime and homicide rates, on figures built the same way
  • you want a dry climate, the most sun of any city here, and a power grid outside ERCOT's

The El Paso guide · Neighborhoods · El Paso rent vs buy · El Paso mortgage calculator

08: Questions people ask

Austin or El Paso, in short

Is Austin or El Paso cheaper to live in?

El Paso, by a wide margin, and by less against local pay. Both cities were priced at the same 7.03% mortgage rate of 24 September 2026, so the figures net directly, though Austin's price is a city median and El Paso's a county one. Austin's median sale price inside the city was $560,000 in August 2026 and El Paso County's $280,615; Zillow's index for each city, $497,418 against $238,475, keeps the order. At 20% down the mortgage is about $2,990 against $1,498. Property tax is $9,019 a year against $5,845 with a homestead, and insurance $300 a month against $180, so the three lines come to about $4,041 in Austin and $2,165 in El Paso, roughly 54% and 43% of each city's median household income, $90,430 and $59,932. Renting is close in dollars: Zillow's observed rent index was $1,586 in Austin and $1,519 in El Paso in August, which is 21% and 30% of median income. Income tax is nil in both and sales tax 8.25% in both.

Is Austin or El Paso safer?

El Paso, on every line, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates, read on 27 and 30 September 2026. Violent offenses ran 288 per 100,000 in El Paso against 421 in Austin, property offenses 1,340 against 3,093, and homicide was 26 in El Paso, about 3.8 per 100,000, against 51 in Austin, about 5.1. Austin's direction is the better one: its violent offenses dropped 10% in 2025 and its murders fell from 66, while El Paso's violent offenses dropped 9%, its murders rose from 20, and its violent count remains 10% above 2021. Every rate here is a count divided by a Census estimate rather than a published rate, and the counts can still be revised.

Is El Paso on the same power grid as Austin?

No. Austin is on ERCOT's grid, which covers most of Texas; El Paso Electric is on the grid that covers the western US. In February 2021, during Winter Storm Uri, ERCOT cut power across its grid from 15 to 18 February, more than 40% of Austin Energy's customers lost power, Austin was under a boil-water notice for seven days, and Texas counted 28 of the storm's 246 deaths in Travis County. El Paso's airport recorded 3.2 in (8.1 cm) of snow and a low of 14F (-10.0 C), and the state recorded no storm deaths in El Paso County. A separate grid is not a guarantee: in February 2011, 78 hours below freezing took down all eight of El Paso Electric's primary generators, forcing rolling blackouts, and frozen pipes and failed pumps left parts of the city without water for days. El Paso is also on Mountain time, an hour behind Austin.

Why does the same house pay more property tax in El Paso than in Austin?

Because El Paso's units levy more and exempt less. The state frame is the same: a $140,000 homestead exemption from the school levy and a 10% annual cap on a homestead's appraised value that starts after purchase. In Austin the school district grants the state's $140,000 and nothing more, the college district 1% with a $5,000 floor, and Travis County, the City and Central Health 20% each, and the five add to 2.046485 per $100. El Paso's five add to 2.643693, the highest of the Texas cities here; El Paso ISD also grants only the state's $140,000, but El Paso County and the City take a flat $5,000 rather than 20%, and El Paso Community College and University Medical Center of El Paso, the county's hospital district, take nothing off at all. So on the same $280,615 house El Paso's stack comes to $5,845, an effective 2.08%, and Austin's to $3,871, 1.38%; on Austin's $560,000 median it is $13,231 against $9,019. Without a homestead El Paso County's median would owe $7,419. None of this includes a utility district, and El Paso's City rate rises to 79.8 cents per $100 for 2026.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
  2. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  3. Crime Data Explorer summarized agency data, Austin Police Department (TX2270100): violent crime, property crime and homicide, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  4. NIBRS Group A Offense Crimes (Austin Police Department open data, updated 14 September 2026) · City of Austin Open Data · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  5. Austin's crime dropped below pre-pandemic highs in 2025 · KUT Radio, Austin's NPR Station · retrieved
    Supports: Homicides, Crime trend
  6. US Climate Normals 1991-2020, station USW00013958 Austin Camp Mabry (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 52.2F, July 85.8F and August 86.5F from the monthly series, and annual mean 70.0F, precipitation 36.25 in, snowfall 0.2 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  7. US Climate Normals 1991-2020, station USW00013904 Austin-Bergstrom International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals
  8. Global Historical Climatology Network daily summaries, Austin Camp Mabry (USW00013958), 1938-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 80 days at or above 100F in 2023 and 45 in a row from 8 July to 21 August, 90 in 2011 with a 27-day run, 112F on 5 September 2000 and 28 August 2011, 6.4 in of snow on 14 and 15 February 2021, 7F on 16 February 2021 and 4F on 23 December 1989, 5.20 in on 25 May 2015
  9. Global Historical Climatology Network daily summaries, Austin-Bergstrom International Airport (USW00013904), February 2021 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards
  10. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours
  11. This Holiday Weekend Marks The 40th Anniversary Of Austin's 1981 Memorial Day Flood · KUT Radio, Austin's NPR Station · retrieved
    Supports: Climate hazards
  12. October 30-31, 2013 Halloween Flash Flood Event · National Weather Service, Austin/San Antonio · retrieved
    Supports: Climate hazards
  13. Lower Onion Creek Flood Mitigation Buyout Project Gets Kudos from Homeowners · FEMA · retrieved
    Supports: Climate hazards
  14. 2015 Memorial Day Weekend Flooding, 23 to 24 May 2015 (Weather Event Summary) · National Weather Service, Austin/San Antonio · retrieved
    Supports: Climate hazards
  15. Tornado outbreak and floods of May 23 to 26, 2015 (Wimberley homes destroyed, Shoal Creek on May 25) · Wikipedia · retrieved
    Supports: Climate hazards
  16. National Weather Service releases new report on deadly Central Texas floods · KXAN Austin (via Yahoo News) · retrieved
    Supports: Climate hazards
  17. 2021 Winter Storm Uri After-Action Review, Findings Report · City of Austin and Travis County · retrieved
    Supports: Climate hazards
  18. February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved
    Supports: Climate hazards
  19. The Timeline and Events of the February 2021 Texas Electric Grid Blackouts · The University of Texas at Austin Energy Institute · retrieved
    Supports: Climate hazards
  20. Highland Lakes and Colorado River · Lower Colorado River Authority · retrieved
    Supports: Climate hazards
  21. Most LCRA agricultural customers will go without Highland Lakes water in 2024 · Lower Colorado River Authority · retrieved
    Supports: Climate hazards
  22. Drought persists in Central Texas, Water Management Plan under review · Community Impact · retrieved
    Supports: Climate hazards
  23. Water Supply Operations · Lower Colorado River Authority · retrieved
    Supports: Climate hazards
  24. ACS 2024 1-year tables B08301 and B19013 for Austin city and the Austin-Round Rock-San Marcos MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  25. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, the US, Travis County and Austin city · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  26. Unemployment Rate in Austin-Round Rock-San Marcos, TX (MSA), AUST448UR and AUST448URN · FRED, Federal Reserve Bank of St. Louis (BLS LAUS data) · retrieved
    Supports: Unemployment rate
  27. All Employees: Total Nonfarm in Austin-Round Rock-San Marcos, TX (MSA), AUST448NA · FRED, Federal Reserve Bank of St. Louis (BLS CES data) · retrieved
    Supports: Labour market
  28. Austin Area Economic Summary · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Main sectors, Labour market
  29. Major Employers · Opportunity Austin (Austin Chamber of Commerce) · retrieved
    Supports: Main sectors, Labour market, Health care
  30. City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  31. Transit Sales and Use Tax (Austin MTA, effective July 1, 1985) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  32. Sales and Use Tax · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  33. Texas Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
  34. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  35. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  36. Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: Tax notes
  37. Voters OK property tax breaks for Texas homeowners, businesses · The Texas Tribune · retrieved
    Supports: Tax notes
  38. Austin voters reject Proposition Q, a tax rate increase to fund city services · KUT Radio, Austin's NPR Station · retrieved
    Supports: Tax notes
  39. CapMetro (citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership, Character
  40. CapMetro Rail (Red Line: Leander to Downtown, 32 miles, 10 stations) · Wikipedia · retrieved
    Supports: Transit system
  41. What's on track and behind schedule with Austin's transit expansion nearly 6 years later · KUT Radio, Austin's NPR Station · retrieved
    Supports: Transit system, Transit ridership, Tax notes, Character
  42. How Austin's Project Connect went off the rails · The Texas Tribune · retrieved
    Supports: Transit ridership, Character
  43. Aviation Activity Report, Calendar Year 2025 vs 2024, Combined Terminals · Austin-Bergstrom International Airport · retrieved
    Supports: Airport passengers
  44. Austin-Bergstrom International Airport (annual passenger traffic table and history) · Wikipedia · retrieved
    Supports: Airport passengers
  45. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  46. Dell Seton Medical Center · Wikipedia · retrieved
    Supports: Health care
  47. Dell Seton Medical Center at The University of Texas · Ascension Seton · retrieved
    Supports: Health care
  48. About St. David's HealthCare · St. David's HealthCare · retrieved
    Supports: Health care
  49. Building World-Class Health Care in Austin · Michael & Susan Dell Foundation · retrieved
    Supports: Health care
  50. Austin ISD Board approves 24 state-mandated turnaround plans, school consolidation and programmatic reassignments · Austin Independent School District · retrieved
    Supports: Education
  51. District Demographics · Austin Independent School District · retrieved
    Supports: Education
  52. Austin ISD enrollment dips as transportation costs rise · Austin Current · retrieved
    Supports: Education, Character
  53. Austin ISD loses 3,000 students amid school closures and budget crisis · KUT Radio, Austin's NPR Station · retrieved
    Supports: Education, Character
  54. UT Sets All-Time Highs for Enrollment and Student Performance · UT News, The University of Texas at Austin · retrieved
    Supports: Education
  55. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  56. El Paso city population drops by 2,209 in 2025, largest decline in Texas, new census estimates show · El Paso Matters · retrieved
    Supports: Five-year growth, Median household income, Character
  57. Ciudad Juárez (2020 Mexican census population, ports of entry, maquiladoras) · Wikipedia · retrieved
    Supports: City population, Metro population, Main sectors, Character
  58. Crime Data Explorer summarized agency data, El Paso Police Department (TX0710200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  59. El Paso police, sheriff report decline in serious crime in 2025 · El Paso Matters · retrieved
    Supports: Violent crime rate, Homicides, Crime trend, Character
  60. US Climate Normals 1991-2020, station USW00023044 El Paso International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 46.5F, June 83.9F, July 84.4F and December 46.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 66.2F, precipitation 8.78 in, snowfall 2.8 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  61. Global Historical Climatology Network daily summaries, El Paso International Airport (USW00023044), 1938-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, Character, 116.8 and 26.5 are the normals; from the daily series: 70 days at or above 100F in 2023 and 44 in a row from 16 June to 29 July 2023, 62 in 1994, 57 in 2020, 52 in 2026 through 27 September, 108 days in a row at or above 90F from 6 June to 21 September 2026 against 106 in 2015, 114F on 30 June 1994, 6.84 in from 27 July to 4 August 2006 and 2.84 in on 1 August 2006, 15.01 in from July to September 2006, 3.2 in of snow on 14 February 2021 and 14F on 14 and 15 February 2021, 15F high on 2 February 2011 and 1F on 3 February 2011, -8F on 11 January 1962
  62. Average Annual Days of Sunshine and Percent of Possible Sunshine, Texas · Current Results (NCDC Comparative Climatic Data) · retrieved
    Supports: Sunshine hours, Climate normals
  63. El Paso, Texas (climate table: monthly sunshine hours 1961-1990 from NOAA; flooding, dust storms, February 2011 cold; school districts) · Wikipedia · retrieved
    Supports: Sunshine hours, Climate normals, Climate hazards, Education, Main sectors, character.note (El Paso is in the Mountain Time Zone, UTC-07:00)
  64. Meteorological Aspects of the 2006 El Paso Texas Metropolitan Area Floods (National Weather Digest, August 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved
    Supports: Climate hazards, Character
  65. Stormwater · El Paso Water · retrieved
    Supports: Climate hazards
  66. Major Wind Storm Strikes Western Texas and Southern New Mexico (8 December 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved
    Supports: Climate hazards
  67. Intense Cold Wave of February 2011 · NOAA National Weather Service, El Paso/Santa Teresa · retrieved
    Supports: Climate hazards
  68. Water Resources · El Paso Water · retrieved
    Supports: Climate hazards
  69. Rio Grande and Elephant Butte · El Paso Water · retrieved
    Supports: Climate hazards, Character
  70. Desalination (Kay Bailey Hutchison Desalination Plant) · El Paso Water · retrieved
    Supports: Climate hazards, Character
  71. Pure Water Center · El Paso Water · retrieved
    Supports: Climate hazards, Character
  72. Elephant Butte Lake, estimated daily storage (Water Data for Texas) · Texas Water Development Board · retrieved
    Supports: Climate hazards, Character, 2.4% of conservation capacity (46,717 acre-feet) on 30 September 2026, a 2026 low of 26,777 acre-feet (1.4%) on 30 July, the least since October 1971, 2.9% in July 2013
  73. El Paso ends historic hot summer with longest streak of 90-degree days · El Paso Matters · retrieved
    Supports: Climate hazards, Character
  74. El Paso Electric (service area, generation, customers) · Wikipedia · retrieved
    Supports: Climate hazards
  75. Frigid temperatures sweep into El Paso: What to expect, how to prepare · El Paso Matters · retrieved
    Supports: Climate hazards
  76. ACS 2024 1-year tables B08301 and B19013 for El Paso city, El Paso County and the El Paso MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  77. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, El Paso County, El Paso city and the El Paso MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  78. Local Area Unemployment Statistics, El Paso, TX MSA (LAUMT482134000000003), El Paso city (LAUCT482400000000003), El Paso County (LAUCN481410000000003), the Houston, San Antonio and Dallas-Fort Worth MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  79. Current Employment Statistics, El Paso, TX MSA: total nonfarm (SMU48213400000000001, SMS48213400000000001), supersectors (SMU482134xx00000001) and federal, state and local government (SMU4821340909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  80. Fort Bliss (Texas military installations economic impact, 2025) · Texas Comptroller of Public Accounts · retrieved
    Supports: Main sectors, Labour market, Character
  81. Fort Bliss (size, FORSCOM, 1st Armored Division) · Wikipedia · retrieved
    Supports: Main sectors
  82. Border Crossing Entry Data (El Paso, Ysleta and Tornillo ports and all US-Mexico ports, 2024 and 2025) · US Bureau of Transportation Statistics · retrieved
    Supports: Main sectors, Labour market, Character
  83. Meta data center expected to become city of El Paso's largest property taxpayer · El Paso Matters · retrieved
    Supports: Labour market, Character
  84. Meta-Abbott agreement on data center guidelines appears to have no effect on El Paso plans · El Paso Matters · retrieved
    Supports: Labour market, Climate hazards
  85. County Sales and Use Tax (El Paso County, effective January 1, 1988) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  86. After hours of tense debate, divided El Paso City Council adopts budget, raises taxes · El Paso Matters · retrieved
    Supports: Tax notes, Character
  87. Highest tax rates, lowest tax bills: The complicated reality of El Paso property taxes · El Paso Matters · retrieved
    Supports: Tax notes, Character
  88. El Paso County Hospital District budgets pay raises, rise in uncompensated care · El Paso Matters · retrieved
    Supports: Tax notes, Health care
  89. Sun Metro (routes, fleet, service area, Brio, streetcar, citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  90. Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit ridership, Character
  91. Brio routes (Alameda, Dyer, Mesa and Montana corridors) · Sun Metro · retrieved
    Supports: Transit system, Transit ridership
  92. Sun Metro Brio (opening dates, frequency) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  93. About Streetcars (hours, frequency, fare, track, stops) · Sun Metro · retrieved
    Supports: Transit system, Transit ridership
  94. El Paso Streetcar (opening, PCC cars, international line) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  95. Fares & Passes · Sun Metro · retrieved
    Supports: Transit ridership
  96. December 2025 Aviation Activity Report (calendar year 2025 vs 2024) · El Paso International Airport, City of El Paso Department of Aviation · retrieved
    Supports: Airport passengers
  97. El Paso International Airport (location, 2026 airspace closure) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  98. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  99. About Us (FY 2024 vitals) · University Medical Center of El Paso · retrieved
    Supports: Health care, Character
  100. New UMC CEO to lead hospital through growth, voter-approved bond projects · El Paso Matters · retrieved
    Supports: Health care
  101. About Texas Tech Health El Paso · Texas Tech Health El Paso · retrieved
    Supports: Health care, Education
  102. Texas Tech University Health Sciences Center El Paso (independence, schools, first four-year medical school on the border) · Wikipedia · retrieved
    Supports: Health care
  103. William Beaumont Army Medical Center · Wikipedia · retrieved
    Supports: Health care
  104. El Paso County lost nearly 12,000 school-age children since 2020, census estimates show · El Paso Matters · retrieved
    Supports: Education, Character
  105. Hundreds of El Paso teachers leave classrooms as enrollment decline reshapes area schools, workforce · El Paso Matters · retrieved
    Supports: Education
  106. 6 things to know: How EPISD is handling a financial crisis · El Paso Matters · retrieved
    Supports: Education, Character
  107. EPISD board members Daniel Call and Valerie Beals announce resignations · El Paso Matters · retrieved
    Supports: Education
  108. El Paso ISD trustees postpone bond election until May 2027 · El Paso Matters · retrieved
    Supports: Education
  109. Ysleta ISD nearly depletes savings under adopted budget, avoids layoffs for now · El Paso Matters · retrieved
    Supports: Education
  110. About UTEP (by the numbers) · The University of Texas at El Paso · retrieved
    Supports: Education, Character
  111. University of Texas at El Paso (R1 classification) · Wikipedia · retrieved
    Supports: Education
  112. Fact Book, Fall 2024 · El Paso Community College · retrieved
    Supports: Education
  113. Route 205 Mesa Brio, 206 Alameda Brio, 207 Dyer Brio and 208 Montana Brio schedules (current) · Sun Metro · retrieved
    Supports: Transit system
  114. August 2026 Central Texas housing report · Unlock MLS · retrieved
    Supports: A median residential sale price of $560,000 in the City of Austin in August 2026, down 4.3% from August 2025, 844 homes sold, down 10.3%, 4,554 active listings and 4.6 months of inventory in the City of Austin, No split of the city figures by property type
  115. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $497,418 for the city of Austin (region 10221) in August 2026, $516,564 in August 2025, so a fall of 3.7% over the year
  116. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $527,943 in the city of Austin in August 2026, against $546,174 a year earlier, down 3.3%, A typical condominium value of $355,596 in the same month, against $375,347, down 5.3%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  117. Austin, TX average rent and rent trends · RentCafe / Yardi Matrix · retrieved
    Supports: An average Austin apartment rent of $1,641, down 2.25% from $1,678 a year earlier, updated 31 August 2026, Average rents of $1,287 studio, $1,421 one-bedroom, $1,812 two-bedroom and $2,405 three-bedroom
  118. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,586 for the city of Austin in August 2026, down 0.31% from $1,591 a year earlier
  119. Tax rates and truth-in-taxation rate table, all taxing units · Travis County Tax Assessor-Collector · retrieved
    Supports: 2025 adopted rates per $100: Travis County 0.375845, City of Austin 0.524017, Austin ISD 0.9252, Austin Community College 0.1034, Travis County Healthcare District (Central Health) 0.118023, 2026 adopted rates for Travis County (0.386210), the City of Austin (0.579948), ACC (0.103643) and Central Health (0.132863), and no adopted 2026 rate yet for Austin ISD
  120. 2026 exemption listing, Travis County taxing units · Travis Central Appraisal District · retrieved
    Supports: A residence homestead exemption of $140,000 for Austin ISD, with no local option, Local option homestead exemptions of 20% with a $5,000 minimum for Travis County, the City of Austin and the Travis County Healthcare District, and 1% with a $5,000 minimum for Austin Community College, The same exemptions in the 2025 listing, dated 25 July 2025
  121. Property tax rates · City of Austin Budget Office · retrieved
    Supports: A fiscal 2026 rate of 0.524017 per $100, maintenance and operations 0.410282 and debt service 0.113735, A fiscal 2027 rate of 0.579948 per $100, adopted on 12 August 2026
  122. Ordinance No. 20251120-006, reducing the fiscal 2025-2026 tax rate to the voter-approval rate · City of Austin · retrieved
    Supports: The Council adopted a rate above the voter-approval rate on 13 August 2025, which triggered an automatic election, Proposition Q did not win a majority at the 4 November 2025 election, The rate reduced to the voter-approval rate of $0.524017 per $100 under Tax Code section 26.07(e), effective 1 December 2025
  123. Notice about tax year 2026 property tax rates and impact statement · Austin Independent School District · retrieved
    Supports: A 2025 rate of 0.9252 per $100, maintenance and operations 0.8022 and debt service 0.1230, A proposed 2026 rate of 0.9184, maintenance and operations 0.7954 and debt service 0.1230
  124. Austin ISD claims victory in tax rate election · KUT News · retrieved
    Supports: Austin ISD's Proposition A passed on 5 November 2024 with about 58% of the vote, raising the district's rate 9.1 cents, from 0.8595 to 0.9505 per $100
  125. Travis County Prop A, affordable child care passes with majority of vote in 2024 election, unofficial results show · Community Impact · retrieved
    Supports: Travis County's Proposition A, a tax rate increase of 2.5 cents per $100 to fund child care, passed on 5 November 2024 with 59.43% of the vote, 321,043 to 219,141
  126. Truth-in-taxation rate table, all Travis County taxing units, 2022 to 2026 · Travis County Tax Assessor-Collector · retrieved
    Supports: Travis Central Health: a 2026 total rate of 0.132863 per $100, maintenance and operations 0.123603 and debt service 0.00926, against a no-new-revenue rate of 0.118633 and a voter-approval rate of 0.135195; a 2025 total rate of 0.118023, Travis County: a 2024 total rate of 0.344445 per $100 against a voter-approval rate of 0.319445, the 2.5 cents voters approved, Austin ISD: total rates of 0.8595 for 2023 and 0.9505 for 2024, and for 2026 a no-new-revenue and voter-approval rate but no total rate
  127. ACC approves new property tax rate for fiscal year 2025-26 · Austin Community College District · retrieved
    Supports: A 2025 rate of 0.1034 per $100
  128. Central Health board approves fiscal year 2027 tax rate and budget · Central Health (Travis County Healthcare District) · retrieved
    Supports: The Board of Managers adopted the fiscal 2027 tax rate on Wednesday, 9 September 2026, in a release dated 10 September; the rate itself is in the county's rate table above
  129. Fiscal year 2027 tax rate impact statement · Travis County · retrieved
    Supports: A county tax of $1,653.72 in 2025 on a $550,000 homestead after the 20% exemption, the same arithmetic as here, The 2025 rate set with the disaster calculation after the July 2025 floods, which the county said would come out for fiscal 2027
  130. Valuing property: the homestead cap and the circuit breaker limitation · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year, from the year after the owner first qualifies, A 20% annual limit on the appraised value of non-homestead property valued at $5 million or less, the circuit breaker, which expires on 31 December 2026
  131. Tax Code, Section 41.44: notice of protest · Texas Legislature · retrieved
    Supports: A protest must be filed by 15 May or the 30th day after the appraisal notice is delivered, whichever is later
  132. 2025 annual report · Travis Central Appraisal District · retrieved
    Supports: 210,038 property value appeals filed in 2025, A districtwide single-family median level of appraisal of 1.00
  133. School district property value study, 2024 final findings, Austin ISD · Texas Comptroller of Public Accounts · retrieved
    Supports: Austin ISD's local value found within the confidence interval of the state's estimate, so the appraisal district's values stand as market value
  134. 2026 market values on their way · Travis Central Appraisal District · retrieved
    Supports: A median residence homestead market value of $493,449 in Travis County for 2026, against $519,677 in 2025
  135. Annexation · City of Austin Planning Department · retrieved
    Supports: The City collects no property tax in limited-purpose areas, On full-purpose annexation an area's emergency services district tax may be eliminated
  136. Senate Bill 2, 86th Legislature: the Texas Property Tax Reform and Transparency Act of 2019 · Texas Legislature Online · retrieved
    Supports: The enrolled bill summary names Senate Bill 2 of 2019, by Bettencourt et al., the Texas Property Tax Reform and Transparency Act of 2019, with provisions taking effect from 1 January 2020 to 1 January 2022
  137. Property tax process post-Senate Bill 2 (2019): explanatory Q&A · Texas Municipal League · retrieved
    Supports: S.B. 2 lowers the multiplier in a city's voter-approval rate from 8 percent to 3.5 percent more maintenance and operations revenue, for nearly every Texas city, A city that adopts a rate above the 3.5 percent voter-approval rate must hold an automatic election on the November uniform election date, where before voters had to petition for one
  138. Truth in taxation · Texas Comptroller of Public Accounts · retrieved
    Supports: The voter-approval rate gives taxing units other than school districts and special taxing units about the previous year's operating revenue plus an extra 3.5 percent
  139. Geologic wonders of Texas: Central Texas · Bureau of Economic Geology, The University of Texas at Austin · retrieved
    Supports: In Austin the Balcones escarpment generally parallels MoPac (Loop 1): west of it the city is hilly and east of it relatively flat, Hard Lower Cretaceous limestones and dolostones form the hills to the west, and younger Upper Cretaceous rocks including clays the flatter ground to the east
  140. Houston Black: Texas state soil · Soil Science Society of America, with USDA Natural Resources Conservation Service figures · retrieved
    Supports: Houston Black, a smectite clay that shrinks when dry and swells when wet, is found in the Blackland Prairie along the route of Interstate 35 from north of Dallas to just south of San Antonio, Construction on it is often plagued by cracking from the shrinking and swelling, and building foundations need reinforcing
  141. Floodplain management · City of Austin Watershed Protection Department · retrieved
    Supports: NOAA's Atlas 14 rainfall study of 2018 found Central Texas getting heavier rain than previously thought, and the City is updating its floodplain maps from it, In November 2019 the City based its development regulations on the current FEMA 500-year floodplain instead of the 100-year floodplain, pending completion of the updated maps; the maps are on ATXFloodPro
  142. Flood zones · Federal Emergency Management Agency · retrieved
    Supports: The Special Flood Hazard Area is the land flooded by the 1-percent-annual-chance flood, the base or 100-year flood; the ground between it and the 500-year flood is a moderate-risk zone
  143. Understanding flood risk: real estate, lending and insurance professionals · Federal Emergency Management Agency · retrieved
    Supports: Federally regulated or insured lenders must require flood insurance for every building in a Special Flood Hazard Area with a federally backed loan
  144. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  145. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year, from the Texas Statistical Plan for Residential Risks, Hail as the largest cause of paid homeowners losses in every year from 2016 to 2025 except 2021
  146. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average Austin premium of $4,250 a year and a Texas average of $5,910, for $500,000 of dwelling cover
  147. How much is homeowners insurance in Austin, TX? · Insure.com · retrieved
    Supports: An average Austin premium of $2,698 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026
  148. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average Austin renters premium of $136 a year for $30,000 of personal property
  149. Monthly homeowners' or condominium association fee, table B25143, 2024 American Community Survey 1-year estimates, Austin city · United States Census Bureau · retrieved
    Supports: A median monthly association fee of $76 among Austin owner-occupied units that pay one, 88,975 of 199,801 owner-occupied units, or 44.5%, paying such a fee, from table B25142
  150. City of Austin utility rates and fees, effective 1 July 2026 · City of Austin · retrieved
    Supports: A residential solid waste charge of $23.80 a month plus $4.70 to $40.30 by cart size, Clean Community fees of $5.45 and $4.80 a month, charged to every residential customer, A transportation user fee of $21.80 a month for a single-family home
  151. Homebuyer resources: Down Payment Assistance · City of Austin Housing Department · retrieved
    Supports: Up to $40,000 in assistance for first-time buyers at or below 80% of median family income, A sales price of no more than $440,000, on a home inside Austin's full-purpose city limits
  152. Conforming loan limit values for 2026, by county · Federal Housing Finance Agency · retrieved
    Supports: A baseline one-unit conforming loan limit of $832,750 for 2026, which is the limit in Travis County
  153. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 325.013 square miles for Austin city, against 319.937 in the 2020 file
  154. Housing activity: El Paso County, monthly · Texas Real Estate Research Center at Texas A&M University · retrieved
    Supports: A median sale price of $280,615 in El Paso County in August 2026 on 786 sales, against $269,000 on 706 sales in August 2025, up 4.32%, and an average of $313,426, 2,462 active listings and 3.39 months of inventory in August 2026, against 3,048 and 4.39 a year earlier, Figures from MLS listings of single-family homes, condominiums and townhouses, new and existing, physically located within the county, with no split by type and no City of El Paso figure
  155. El Paso Rent Report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $941 for a one-bedroom and $1,126 for a two-bedroom in the city of El Paso, and $1,182 across all bedroom sizes, Rents up 0.9% over September and up 1.6% over the past 12 months, against -2.1% for the state
  156. Apartments for rent in El Paso, TX: average rent · Apartment List · retrieved
    Supports: Average listed rents of $811 and up for a studio, $1,125 and up for one bedroom, $1,192 and up for two, and $1,369 and up for three or more
  157. FY 2026 fair market rents, El Paso, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: FY 2026 fair market rents of $821 for an efficiency, $1,013 for one bedroom, $1,191 for two, $1,633 for three and $1,998 for four, as gross rents including utilities, The FMR area as El Paso County alone
  158. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $1,776 for the El Paso metro area (region 394561) in August 2026, against $1,701 a year earlier
  159. 2025 taxing entities and rates · City of El Paso Tax Office · retrieved
    Supports: The City of El Paso collecting property taxes for the governments listed, at 2025 rates per $100 of maintenance and operations, interest and sinking, and total, City of El Paso 0.549469, 0.210180 and 0.759649; County of El Paso 0.395292, 0.063597 and 0.458889; El Paso ISD 0.769900, 0.310800 and 1.080700; El Paso Community College 0.103563, none and 0.103563; University Medical Center 0.179542, 0.061350 and 0.240892, Ysleta ISD 0.770500, 0.430000 and 1.200500; Socorro ISD 0.668900, 0.270000 and 0.938900; Canutillo ISD 1.152500, Paseo del Este MUDs 1 to 11 at 0.623700 to 0.801800, Horizon Regional MUD 0.662800, Emergency Services District 1 0.100000 and District 2 0.087138, the Downtown Management District 0.120000 and City of El Paso MMD 1 0.270000
  160. El Paso Central Appraisal District: entities and exemptions, 21 June 2023 · El Paso Central Appraisal District · retrieved
    Supports: An optional residential homestead exemption of $5,000 for the City of El Paso and El Paso County, 20% for Ysleta ISD, and none for El Paso Community College or University Medical Center, The school homestead exemption for every school district, and no local option tax freeze granted by any entity in the county
  161. 2 in every 5 El Paso County homeowners won't have to pay school property taxes under expanded homestead exemption · El Paso Matters · retrieved
    Supports: The city and county governments with $5,000 homestead exemptions, and University Medical Center of El Paso and El Paso Community College with none, Ysleta ISD's additional 20% homestead exemption on top of the state's, More than 77,000 El Paso County homeowners owing no school tax in 2025 once the $140,000 exemption applied, about 43% of homesteads
  162. Some El Paso homeowners will save hundreds with relief on school property taxes. Others may see their tax bills go up. · El Paso Matters · retrieved
    Supports: El Paso ISD as the largest district in the county, An average taxable home value in the county of just over $223,000 in 2025, and the City's line as the largest part of the bill for most homeowners
  163. Comparing property taxes: El Paso and beyond, May 2025 · Hunt Institute for Global Competitiveness, University of Texas at El Paso · retrieved
    Supports: A combined 2024 property tax rate of 2.595740% for the City of El Paso, above San Antonio's 2.079601%, Houston's 2.092362%, Austin's 1.981814% and Dallas's 2.235030%
  164. Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $59,932 in El Paso city, against $79,721 for Texas, Median household incomes of $64,361 in Houston, $66,176 in San Antonio, $74,323 in Dallas, $82,503 in Fort Worth and $90,430 in Austin, A median owner-occupied home value of $209,600 in El Paso city, and 151,778 of its 246,570 occupied homes owner-occupied
  165. Tax and budget: 2026 tax rate notices · City of El Paso Office of Management and Budget · retrieved
    Supports: A proposed 2026 rate of $0.809487 per $100, the voter-approval rate, against a no-new-revenue rate of $0.747490, from https://www.elpasotexas.gov/assets/Documents/CoEP/OMB/Tax-Budget/2026/2026.08.04-NOTICE-OF-PUBLIC-HEARING-ON-TAX-INCREASE.pdf
  166. El Paso City Council approves 2026-27 budget; increase in property taxes · KFOX14 and CBS4 · retrieved
    Supports: A 2026 rate of $0.798000 per $100 adopted on 18 August 2026, about 1.1 cents below the introduced $0.809487, An estimated increase of about $105 a year for a single-family homeowner
  167. 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved
    Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, and the district names in https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2025_Gazetteer/2025_Gaz_unsd_national.zip, Of the City of El Paso's 678,815 residents in 2020: 304,886 in El Paso ISD, 187,847 in Ysleta ISD, 164,173 in Socorro ISD and 21,909 in Canutillo ISD, 304,886 of El Paso ISD's 319,124 residents inside the city, and all 187,847 of Ysleta ISD's
  168. Official statement, Paseo del Este Municipal Utility District No. 4 unlimited tax bonds, series 2025, 13 November 2025 · Paseo del Este Municipal Utility District No. 4, via SAMCO Capital Markets · retrieved
    Supports: The district wholly within the City of El Paso's extraterritorial jurisdiction, about 15 miles east of the central area of the City, north of Interstate 10 and east of Loop 375, Paseo del Este planned to include about 4,300 acres, with about 10,546 single-family lots developed as of 31 August 2025, Overlapping 2025 rates of 0.801800 for the district, 0.458889 for the county, 0.100000 for Emergency Services District 1, 0.103563 for the college, 0.938900 for Socorro ISD and 0.240892 for University Medical Center, 2.644044 in all
  169. PSB approves FY 2026-27 budget, rates and fees, 14 January 2026 · El Paso Water · retrieved
    Supports: An increase of $9.99 a month on the typical residential bill, 12% over the previous year's, with stormwater fees unchanged
  170. Rates and fees · El Paso Water · retrieved
    Supports: Residential stormwater charges of $3.00 a month up to 900 square feet of impervious area, $3.71 to 1,200, $7.42 for a typical 1,201 to 3,000, $14.81 to 4,000 and $18.55 above it, Water rates effective with meter readings after 1 March 2026
  171. Sample bill · El Paso Water · retrieved
    Supports: Solid waste charges for the City's Environmental Services Department of $34.65 a month on the water bill: $21.00 for one gray bin, a $5.00 environmental fee, a $6.00 franchise fee and $2.65 of sales tax
  172. Stormwater FAQ · El Paso Water · retrieved
    Supports: Flooding when runoff exceeds the capacity of an arroyo or channel, and natural arroyos, some protected from development, as part of the stormwater system
  173. International Bridges · City of El Paso · retrieved
    Supports: The City managing three of the region's international ports of entry, Paso del Norte, Stanton and Zaragoza, whose American sides the City owns
  174. Censo de Población y Vivienda 2020: resultados, Chihuahua · Instituto Nacional de Estadística y Geografía · retrieved
    Supports: Juárez as the most populous municipality in Chihuahua, with 1,512,450 inhabitants
  175. Texas title insurance basic premium rates · Texas Department of Insurance · retrieved
    Supports: A basic premium of $780 plus 0.00494 of the amount over $100,000 for policies from $100,001 to $1,000,000, effective 1 March 2026
  176. Best home insurance companies in El Paso, Texas · Insurify · retrieved
    Supports: An average El Paso premium of $2,280 a year for $300,000 of dwelling cover and a $1,000 deductible, against a Texas average of $4,656 for the same cover, updated 27 September 2026, El Paso's distance from the Gulf Coast and its hurricanes as a reason its premiums are lower
  177. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, El Paso city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median monthly association fee of $50 among El Paso owner-occupied units that pay one, 7,263 of 151,778 owner-occupied units, or 4.8%, paying such a fee, and 400 paying $500 or more a month
  178. Housing Finance Corporation · City of El Paso Community and Human Development · retrieved
    Supports: The El Paso Housing Finance Corporation, a non-profit created by the City Council, in existence since 1979, The Mi Casa Homebuyer Grant: up to $20,000 of grant funds for the down payment and closing costs on a home within the city limits, after homebuyer education, for a first-time buyer outside the target area, under income limits of $90,600 for one or two people and $105,340 for three or more outside the target area, and $109,920 and $128,240 inside it, The Welcome Home El Paso grant of up to 5% of the loan through participating lenders
  179. El Paso weighs shifting $2.5M from first-time buyer aid to affordable housing · KFOX14 and CBS4 · retrieved
    Supports: The City's first-time homebuyer program, up to $45,000 plus $5,000 toward the down payment or closing costs, last used in 2021, A household income cap of 80% of the area median and a price cap of $226,000, and a proposal of 14 September 2026 to move $2.5 million of unused funds to multi-family construction