City comparison · 2,389 km apart · two countries, two currencies

Vancouver vs El Paso: which should you move to?

Vancouver or El Paso? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Skyline of Vancouver
British Columbia · Canada

Vancouver

Photograph: Skyline of Vancouver · Quintin Soloviev · CC BY 4.0 · source
El Paso from Scenic Drive
Texas · United States

El Paso

Photograph: El Paso from Scenic Drive · WmCheez · CC BY-SA 4.0 · source
The short answer

The two housing bills are in different currencies, but held against local pay they are far apart. Mortgage, property tax and insurance come to about $5,239 CAD a month in Vancouver, roughly 70% of the metro's 2020 median household income, and about $2,165 USD on El Paso County's median sale price, roughly 43% of the City of El Paso's 2024 median, on homes that cost 12.1 and about 4.7 times those incomes. The tax sits in opposite places: British Columbia takes about $20,500 CAD of $100,000 in income tax and 0.336% of a home's value, while Texas takes no income tax and an effective 2.08%, $5,845 a year on the El Paso County median, the highest property tax of the Texas cities here. The two recorded the same number of homicides in 2025, 26 each, about 3.5 per 100,000 in Vancouver, 11 of them from one attack, and about 3.8 in El Paso. El Paso has the lower unemployment, 4.8% in July 2026 on an unadjusted count against 6.0%, and a far drier, sunnier and hotter climate, 223 mm of precipitation a year against 1,159.5 mm. Vancouver has the transit, coverage that comes with residency and an 18.2 C July. Choose Vancouver to live without a car and with public health care. Choose El Paso to buy a house on a salary, if you can plan around 116.8 days a year at 90F.


Vancouver prices are in CAD and El Paso prices are in USD. The tables leave them in their own currency and compare ratios and rates instead; a conversion would be stale by the time you read it.

Population
MeasureVancouverEl PasoAdvantage
City population662,248 (2021)683,012 (2025)Not directly comparable
Metro population3,088,036 (2025)881,291 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
4.9% (2016-2021)0.6% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureVancouverEl PasoAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$1,088,800 (July 2026)$280,615 (August 2026)Not directly comparable
Detached house benchmark$1,822,900$239,433Not directly comparable
Apartment or condominium benchmark$688,000$176,689Not directly comparable
Two-bedroom rent$2,638/mo (average, October 2025)$1,126/mo (median, September 2026)Not directly comparable
One-bedroom rent$1,860/mo$941/moNot directly comparable
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
35.2% of a year's income22.5% of a year's incomeEl Paso
Mortgage payment on the benchmark, 20% down
25 years in Vancouver against 30 in El Paso, each compounding the way its own country's lenders do. The rates are not a spread you can shop: they are what each market charges.
$4,744/mo at 4.34%$1,498/mo at 7.03%Not directly comparable
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
12.1×4.7×El Paso
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$3,663/yr (0.336%, 2026)$5,845/yr (2.083%, 2025)Vancouver
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$19,776 (buyer pays)NoneEl Paso
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
2.3% guideline (2026)Forbidden by state lawNot directly comparable

Vancouver: The 2026 total residential levy of $3.36394 per $1,000 of taxable value, including the provincial school, TransLink, BC Assessment, Metro Vancouver and MFA portions, before the Home Owner Grant. El Paso: About 2.08% of value for a homesteaded owner, worked out on the $280,615 El Paso County median sale price. A house in the City of El Paso and El Paso ISD, the school district more of the city's residents live in than any other, is taxed by five units for 2025, which add to 2.643693 per $100 before any exemption. Three take a homestead exemption off the appraised value first and two take none: El Paso ISD takes the state's $140,000 and nothing more, El Paso County and the City a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso, the county's hospital district, nothing at all. So El Paso County levies 0.458889 per $100 on $275,615 after an exemption of $5,000, $1,265; City of El Paso levies 0.759649 per $100 on $275,615 after an exemption of $5,000, $2,094; El Paso ISD levies 1.0807 per $100 on $140,615 after an exemption of $140,000, $1,520; El Paso Community College levies 0.103563 per $100 on the full $280,615, with no homestead exemption, $291; University Medical Center of El Paso levies 0.240892 per $100 on the full $280,615, with no homestead exemption, $676. The five come to $5,845 a year, 2.08% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,419. In Ysleta ISD, the district the second most residents live in, the school line is 1.2005 per $100 after an exemption of $196,123, the state's plus the district's own 20%, and the same house comes to $5,339, 1.90%; in Socorro ISD, at 0.9389, it comes to $5,645, 2.01%. The median is the county's, and a typical home inside the city is cheaper: on $238,475, Zillow's August 2026 value for a typical City of El Paso home, the El Paso ISD stack comes to $4,731, 1.98%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. The City has since adopted 0.798 for 2026, but when these figures were retrieved the City Tax Office's table still ran to 2025, so the calculators stay on 2025 until all five units' 2026 rates are published.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureVancouverEl PasoAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
83.5 (2025)Not publishedNot directly comparable
Violent crime per 100,000
Canada counts every violent Criminal Code incident; the FBI counts four offences. The Canadian figure is always the larger one for that reason alone.
709 (2025)288 (2025)Not directly comparable
Property crime per 100,0004,067 (2025)1,340 (2025)Not directly comparable
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
26 (2025)26 (2025)Not directly comparable
Vancouver

The Vancouver CMA Crime Severity Index fell from 92.33 in 2022 to 82.29 in 2024, then edged up 1.5% to 83.51 in 2025 while Canada's fell 5%. Within the city, VPD counts show violent crime down 15% from 6,288 incidents in 2023 to 5,343 in 2025 (the lowest rate in the five-year table) and property crime down 9% from its 2023 peak, while weapons offences and possession of stolen property rose sharply in 2025.

What the rates cover: City of Vancouver only (VPD), 5,343 violent Criminal Code incidents, 7.09 per 1,000 population, converted to per 100,000. Not a CMA figure.

Homicides: City of Vancouver (VPD culpable homicide). 11 of the 26 were victims of the April 2025 Lapu-Lapu Day festival vehicle attack; 2024 had 11 and 2023 had 15. About 3.5 per 100,000 on the city's 753,100 population estimate; the VPD table rounds the rate to 0.03 per 1,000.

El Paso

On the FBI's definitions, violent offenses in El Paso went from 1,794 in 2021 to 2,109 in 2022, 2,134 in 2023 and a peak of 2,170 in 2024, then 1,969 in 2025, a 9% drop in the last year that still leaves the count 10% above 2021. Property offenses went from 8,882 to 9,440 and a peak of 11,061 in 2023, then 10,246 and 9,152, 17% below the peak. Motor vehicle theft drove much of the swing: 994 in 2021, 2,314 in 2023 and 1,805 in 2025. In 2025 the CDE shows aggravated assaults down 10% (1,628 to 1,467), robberies down 11% (255 to 226), rapes down 6% (267 to 250), burglaries down 19% (959 to 773) and larcenies down 11%, while murders (20 to 26) and arsons (69 to 78) rose. EPPD's own count of the eight offenses, as reported to the state, fell 11% in 2025, but El Paso Matters found it was the only one of Texas's 25 largest law enforcement agencies to report more serious crime in 2025 than in 2021, after rises in 2022 and 2023. The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 1,969 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the El Paso Police Department (ORI TX0710200) in calendar 2025, divided by the 683,012 Vintage 2025 city population. On the CDE's own agency population of 682,310 the rate is 289. That is the lowest of any US city this site compares, against 375 in Fort Worth, 532 in San Antonio, 577 in Dallas and 890 in Houston, and below Miami's 359. EPPD's own figures, as reported to the Texas Department of Public Safety and summarized by El Paso Matters, put violent crime 10% lower in 2025 than in 2024, in line with the CDE's 9% drop.

Homicides: 26 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 20 in 2024, about 3.8 per 100,000 on the city population, half Fort Worth's rate and a third of Houston's. El Paso Matters, reading the department's report to the state, also has murder rising in 2025, one of only two of the eight tracked offenses that did, with arson. The CDE series is small and uneven: 33 in 2021, 22 in 2022, 37 in 2023, 20 in 2024 and 26 in 2025.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureVancouverEl PasoAdvantage
January mean4.1 °C8.1 °CNot directly comparable
July mean18.2 °C29.1 °CNot directly comparable
Precipitation a year1,160 mm223 mmNot directly comparable
Snowfall a year37 cm7 cmNot directly comparable
Sunshine a yearNot published3,763 hoursNot directly comparable
Vancouver

Environment and Climate Change Canada 1991-2020 normals, Vancouver Int'l A (climate ID 1108395). January average 4.1 C, July 18.2 C, annual precipitation 1,159.5 mm with 174 mm in January and 34 mm in July, snowfall 36.6 cm a year. The 1991-2020 normals do not publish bright sunshine hours for this station, so the table shows no sunshine figure for Vancouver.

Hazards: Wildfire smoke from the BC Interior in late summer, heat events (the June 2021 heat dome), atmospheric river flooding in the Fraser Valley (November 2021), and Cascadia earthquake risk; no hurricanes or hail of note.

El Paso

NOAA NCEI 1991-2020 normals for El Paso International Airport (station USW00023044), inside the city about 7 miles east-northeast of downtown and the station where the National Weather Service keeps El Paso's official record: January mean 46.5F, July mean 84.4F, annual mean 66.2F, 8.78 in of precipitation, 2.8 in of snow. July is the warmest month by half a degree over June (83.9F), but June has the hottest afternoons, with a mean high of 97.1F before the monsoon arrives, against July's 95.8F; December (46.1F) is a shade colder than January, whose mean low is 34.5F. More than half the year's rain falls from July through September (1.58, 1.67 and 1.52 in), and April (0.17 in) is the driest month; the snow falls from November to February, most of it in December (1.3 in). The normals count 116.8 days a year at 90F or above, 26.5 at 100F or above and 42.0 nights at or below freezing. Converted here to 8.1 C, 29.1 C, 223 mm and 7.1 cm. That is the least precipitation of any city this site compares, a quarter of Dallas's and a sixth of Houston's, and the most freezing nights of the Texas cities; only Austin, at 28.7, has more 100F days. Sunshine is the 1961-1990 NOAA monthly series as Wikipedia's climate table gives it, 3,762.5 hours a year, rounded here to 3,763 and the most of any city this site compares; Current Results, from the same NCDC comparative data, puts El Paso at 84% of possible sunshine and 193 clear days a year but lists no hours for it, and the 1991-2020 normals do not include sunshine.

Hazards: Heat is the constant, and it is getting worse. The normals count 116.8 days a year at or above 90F and 26.5 at or above 100F (37.8 C). The airport's record is 70 days of 100F in 2023, including 44 in a row from 16 June to 29 July, well ahead of 62 in 1994 and 57 in 2020, and its highest reading is 114F (45.6 C), on 30 June 1994. The summer of 2026 set a different record: 108 days in a row at 90F or above, from 6 June to 21 September, the longest run on record and two days longer than 2015's, with 52 days at 100F or above by 27 September, and El Paso Matters reports the year on track to be the city's warmest. Flash flooding is the danger the dry climate hides. The monsoon brings most of the year's rain in a few storms, and water runs off the Franklin Mountains through the arroyos into the city. From 27 July to 4 August 2006 a series of storms dropped 6.84 in (174 mm) on the airport, 2.84 in (72 mm) of it on 1 August, its second-wettest day since 1938, while 3 to almost 10 in fell over the western side of the city that morning and early afternoon; the National Weather Service calls it the worst flooding in the area's recorded history. The Rio Grande rose to its highest level since 1912, 1,200 people were evacuated from Sunland Park, New Mexico, all of Vinton was evacuated, and the airport's 15.01 in (381 mm) from July through September made it the wettest monsoon on record. The NWS puts the region's damage at about $450 million; El Paso Water counts more than $200 million to homes and businesses and $115 million to the city's stormwater system, and the City Council created a stormwater utility, run by El Paso Water on monthly fees, in 2008. Wind and dust are the spring hazard, from March to early May, when strong winds lift sand and dust off the desert and cut visibility (Wikipedia). On 8 December 2009 gusts near 80 mph (129 km/h) tore roofs off buildings in eastern El Paso and closed Transmountain Road and US 54, and blowing dust cut visibility on I-10 toward Las Cruces to under half a mile (NWS). Drought is a water supply problem. El Paso Water gets nearly half its supply from the Rio Grande, stored upstream in New Mexico's Elephant Butte Reservoir, and says it has not received a full allocation in about a decade; the rest comes from the Hueco and Mesilla aquifers and the Kay Bailey Hutchison Desalination Plant, built with Fort Bliss, which can make 27.5 million gallons a day from brackish groundwater and which the utility calls the largest inland desalination plant in the world. Elephant Butte fell to 26,777 acre-feet on 30 July 2026, 1.4% of its capacity and the least water in it since October 1971 on Texas Water Development Board figures, and stood at 2.4% on 30 September. The utility's Pure Water Center, a $290 million plant that will turn up to 10 million gallons a day of treated wastewater into drinking water piped straight into the distribution system, one of the first of its kind in the country, is under construction and due to open in 2029. Cold is rare, and the grid matters. El Paso Electric is on the grid that covers the western US, not ERCOT's, as the utility itself points out, so El Paso sat outside the Texas grid that failed during Winter Storm Uri: the airport recorded 3.2 in (8.1 cm) of snow on 14 February 2021 and a low of 14F (-10.0 C) on the 14th and 15th, and the Texas Department of State Health Services, which counted 246 deaths from the storm across the state, recorded none in El Paso County. The city's own crisis came ten years earlier. From 1 to 4 February 2011 temperatures stayed below freezing for 78 hours, the high on the 2nd was 15F (-9.4 C) and the low on the 3rd was 1F (-17.2 C); all eight of El Paso Electric's primary generators failed in the cold, forcing rolling blackouts, and frozen pipes and failed pumps left parts of El Paso without water for days (NWS, Wikipedia). The station's record low is -8F (-22.2 C), on 11 January 1962.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureVancouverEl PasoAdvantage
Median household income$90,000 CAD (2020)$59,932 USD (2024)Not directly comparable
Unemployment rate
Statistics Canada and the Bureau of Labor Statistics define unemployment slightly differently; the Canadian measure runs about a point higher on the same labour market.
6.0% (July 2026)4.8% (July 2026)Not directly comparable
Sales tax12%8.25%El Paso
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
53.5%37%El Paso
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$20,500 CAD$13,449 USDNot directly comparable
Vancouver

The Vancouver CMA unemployment rate was 6.0% in July 2026 after 6.6% in June, slightly under the national 6.4%. The regional labour market is service-heavy: the Port of Vancouver is Canada's largest, Metro Vancouver is North America's third-largest film and TV production centre, and YVR set a passenger record in 2025.

Main sectors: Port logistics and trade, Technology and digital media, Film and television production, Tourism and hospitality, Health care and education.

BC has no payroll tax on employees and MSP premiums were eliminated in 2020. Property transfer tax and the speculation and vacancy tax matter for buyers but are not income taxes.

El Paso

BLS counted 363,500 nonfarm jobs in the El Paso MSA in August 2026 (not seasonally adjusted, preliminary), up 3,200 or 0.9% on the year. Professional and business services grew fastest (+3.5%, to 44,500), then leisure and hospitality (+2.5%, to 44,600), construction and mining (+1.8%) and manufacturing (+1.1%, to 18,400), while information (-4.5%) and local government (-1.3%, to 47,000) shrank and private education and health services held at 56,000. Unlike in Fort Worth and San Antonio, federal employment rose, 3.0% to 13,800; BLS's payroll count does not include active-duty soldiers. Trade, transportation and utilities is the largest sector at 80,200 jobs and government the second at 70,900. The seasonally adjusted series (SMS48213400000000001) was 365,200 in August 2026, 1.2% above August 2025. The Texas Comptroller counts 41,527 direct employees at Fort Bliss in 2025 and estimates the base supported 121,220 Texas jobs and $17.3 billion of the state's GDP ($29.1 billion of output). The border is the other half of the economy: in 2025 the Bureau of Transportation Statistics counted 13.1 million personal vehicle passengers and 5.4 million pedestrians entering at the El Paso port, second on the Mexican border only to San Ysidro for both, and 641,729 trucks at Ysleta-Zaragoza, fourth after Laredo, Otay Mesa and Hidalgo. The largest new investment is Meta's AI data center in Northeast El Paso, a $10 billion project as El Paso Matters described it in May 2026, which the city expects to become its largest property taxpayer, at about $15 million a year once fully built in 2028, with 300 permanent jobs (El Paso Matters).

Main sectors: Military and federal government: Fort Bliss, home of the 1st Armored Division, the largest installation in the Army's Forces Command, with 41,527 direct employees in 2025 (30,288 of them active-duty), and the federal border agencies (US Border Patrol's El Paso Sector, Customs and Border Protection, the El Paso Intelligence Center), Health care (University Medical Center of El Paso and the El Paso County Hospital District, Texas Tech Health El Paso, William Beaumont Army Medical Center), Cross-border trade, transportation and logistics with Ciudad Juárez and its export factories, the metro's largest sector by payroll jobs (80,200 in August 2026), The ports of entry: the downtown Paso del Norte, Stanton Street and Bridge of the Americas crossings, Ysleta-Zaragoza and Tornillo, which together took 842,659 trucks and 28.8 million people into the US in 2025, Education and local government (UTEP, El Paso Community College and the El Paso, Ysleta and Socorro school districts); government is the metro's second-largest sector at 70,900 jobs.

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. On 18 August 2026 a divided City Council adopted a $658.6 million general fund budget for fiscal 2027 and a rate of 79.8 cents per $100 of taxable value, both 6 to 2, which El Paso Matters says will raise the city's bill on the average-value home by about $105; the council had adopted the no-new-revenue rate every year before 2025, and the city manager's proposal at the voter-approval rate would have added $132. The county adopted its no-new-revenue rate of 45.1 cents, about $41 more on a $229,637 home, and the hospital district proposed its no-new-revenue rate of 23.7 cents. El Paso's rates are among the highest of Texas's big counties, but its home values are among the lowest: an El Paso Matters analysis of Tax Foundation and Census data found the county's median property tax bill took 6.1% of median household income in 2024, about the same share as in most large Texas counties and less than in Travis County, where the median bill was 111% higher. The county, school district, hospital district, community college and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureVancouverEl PasoAdvantage
SystemTransLink (SkyTrain Expo, Millennium and Canada lines; bus; SeaBus; West Coast Express)Sun Metro, a department of the City of El Paso that also serves the rest of El Paso County: 39 fixed bus routes with a fleet of 171 buses running on compressed natural gas, four Brio rapid bus lines (Mesa, opened 2014; Alameda and Dyer, 2018; Montana, 2022) covering about 51.5 miles with 98 stations, running in mixed traffic with signal priority, the fare-free El Paso Streetcar on a 4.8-mile downtown and UTEP loop with 27 stops, using restored 1937 PCC cars (opened November 2018), and LIFT paratransitNot directly comparable
Commute by public transit22.9% (2021)0.9% (2024)Vancouver
Walk or cycle to work18.4% (2021)1.6% (2024)Vancouver
AirportVancouver International Airport, YVR, 26.9 million passengers in 2025, an all-time record and 2.7% above 2024 (Vancouver Airport Authority, January 2026)El Paso International Airport (ELP), owned by the city about 7 miles east-northeast of downtown and with no airline hub, handled 3,838,968 passengers in 2025, 4.9% fewer than the record 4,038,530 of 2024, and 83,183 tons of freight, 11.3% fewer, per the airport's December 2025 activity report; Southwest Airlines carried 54% of December's passengers and American 24%. On the night of 10 February 2026 the FAA closed most of El Paso's airspace to civil aviation, citing special security reasons, and lifted the order less than eight hours later; 14 passenger flights were canceled (Wikipedia).Not directly comparable
Vancouver

396.3 million boardings and 237.6 million journeys in 2025, down about 1.5% from 2024, the first annual decline since the pandemic recovery (TransLink figures reported by Daily Hive, 2026-03-25).

El Paso

Sun Metro carried 6,186,400 unlinked trips in 2025, 5,575,200 of them by bus and 396,200 on the streetcar, and about 20,200 a weekday in the second quarter of 2026, 1,400 of them on the streetcar (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is slightly more than Trinity Metro's 6,180,600 in Fort Worth, a city half again as large, and a fifth of VIA's 30.7 million in San Antonio. The system is paid for in part by a half-cent city sales tax levied since 1988, and the standard fare is $1.50. The Brio lines, branded buses with curbside stations and pre-boarding ticket machines, run less often than that branding suggests: Sun Metro's current schedules give the Mesa line every 15 minutes at weekday peaks and 20 otherwise, the Alameda and Dyer lines 20 and 25, and the Montana line 30 to 35; the Montana line, 17 miles to the Upper East Side, is the longest. The streetcar runs every 15 minutes, until 11 pm on Fridays and Saturdays, and charges no fare. Its cars ran on El Paso's last line, the international loop through Ciudad Juárez, from 1950 until it closed in 1973 (Wikipedia).

06: Daily life

Health care, schools and what each city is like

Vancouver

Health care

Care is paid for through BC's Medical Services Plan, which covers residents after a waiting period of up to three months with no premiums since January 2020; prescription drugs outside hospital fall under income-tested Fair PharmaCare or employer plans. Finding a family doctor is the practical problem: the province's Health Connect Registry reported about 1.4 million BC residents without a primary care provider in mid-2025, and the main acute hospitals are Vancouver General, St. Paul's (moving to a new False Creek site), and BC Children's.

Education

The University of British Columbia (Point Grey campus) and Simon Fraser University (Burnaby, with downtown campuses) are the two research universities, alongside Emily Carr, Langara, and BCIT. K to 12 is run by the Vancouver School Board (District 39), about 50,000 students in 87 elementary and 18 secondary schools, with French immersion and mini-school programs instead of charters; independent schools receive partial provincial funding.

Living there

A dense, mountainous coastal city where most of the region's jobs and housing sit within a few kilometres of water, and where the cost of housing shapes nearly every decision about where to live. Winters are mild, grey and wet from November to March; summers are dry and bright, increasingly interrupted by wildfire smoke. Day to day it is a transit-and-bike city by Canadian standards, with strong East Asian and South Asian communities and a visible drug and homelessness crisis concentrated in the Downtown Eastside.

El Paso

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of El Paso's rate was 20.8% (138,104 of 665,393), El Paso County's 21.5% and the metro's 21.5%. University Medical Center of El Paso, run by the El Paso County Hospital District, is the county's only public hospital and the region's only Level I trauma center; it has 394 licensed beds and in fiscal 2024 counted 97,326 emergency visits and more than a million outpatient visits. The district, which also runs El Paso Children's Hospital, has budgeted $136 million of uncompensated care for fiscal 2027 on a $2.1 billion budget, citing the end of the enhanced ACA subsidies, and voters approved a $397 million bond for it in 2024 (El Paso Matters). UMC is the teaching hospital of Texas Tech Health El Paso, formerly Texas Tech University Health Sciences Center El Paso, independent since 2013, whose Paul L. Foster School of Medicine was the first four-year medical school on the US-Mexico border; it also runs schools of nursing, biomedical sciences and dental medicine, the last of which took its first class in 2021, and is planning the Fox Cancer Center, which it calls the first comprehensive cancer center in far West Texas. William Beaumont Army Medical Center, the Army hospital at Fort Bliss, moved into a new 1.1-million-square-foot complex on East Fort Bliss in July 2021 and runs the emergency department for Northeast El Paso (Wikipedia). This file did not verify a wait time figure for primary or specialist care.

Education

Four school districts cover parts of the city, El Paso ISD, Ysleta ISD, Socorro ISD and Canutillo ISD, and nine serve the county (Wikipedia). All of them are shrinking: El Paso County lost almost 12,000 residents aged 5 to 18 between 2020 and 2025, 6.6%, and the three largest districts had about 124,000 students in 2025-26, 13% fewer than seven years earlier (El Paso Matters). El Paso ISD lost almost 1,900 students in 2025-26 against a budgeted 1,000, ran a $52.8 million deficit, and on 4 June 2026 its board declared financial exigency to cut about 410 jobs, after which two trustees resigned; it has postponed a bond election to May 2027. Ysleta ISD adopted a budget that nearly empties its savings. The University of Texas at El Paso, an R1 research university, has 26,297 students, 85% of them Hispanic and half the first in their families to attend college, and calls itself the leading Hispanic-serving university in the country. El Paso Community College, with five campuses, enrolled 25,563 credit students in fall 2024, 81.7% of them Hispanic (EPCC Fact Book). Texas Tech Health El Paso trains doctors, nurses and dentists beside UMC.

Living there

El Paso is the only city this site compares on the Mexican border, the only one in the desert, and the only Texas city here on Mountain time, an hour behind the rest of the state, half of a metropolis whose larger half, Ciudad Juárez, is across the Rio Grande: 28.8 million people crossed into the US at its three ports in 2025. It is also the one Texas city here that is not growing. It lost 2,219 residents in 2024-25, the most of any city in the state, and has grown 0.6% since 2020, as births fall, fewer people move up from Mexico and young adults leave for better pay; household income, at $59,932, is the lowest of any city this site compares, and 20.8% of residents have no health insurance. Fort Bliss and the border agencies anchor the economy, with health care, trade and the schools. Its violent crime rate, 288 per 100,000 on the FBI's counts for 2025, is the lowest of any US city here, with 26 homicides. It is built for the car, with 0.9% of workers on a bus network that runs four Brio rapid lines and a free downtown streetcar. The climate is the driest and sunniest here, with 8.78 in of rain a year, and the hottest summers are recent ones: 70 days at 100F in 2023 and 108 straight days at 90F or above in 2026. The open questions are water and money: the Rio Grande reservoir that supplies nearly half the city's water fell to 1.4% of capacity in July 2026, a divided council raised the city's property tax rate in August, El Paso ISD declared financial exigency in June as enrollment falls, and the city is counting on Meta's data center, due to become its largest property taxpayer, to take some of the load off homeowners.

07: The trade-offs

Where each city wins, and where it loses

Vancouver's figures are in Canadian dollars and El Paso's in US dollars, so each is read against local pay. Vancouver's composite benchmark was $1,088,800 CAD in July 2026, 12.1 times the metro's 2020 median household income of $90,000 CAD. El Paso's price is the Texas A&M Real Estate Research Center's median sale price for El Paso County, all home types together, $280,615 USD in August 2026 on 786 sales, 4.3% above a year earlier; no City of El Paso figure is published, and the city holds 78% of the county's people. The county median is about 4.7 times the city's 2024 median household income of $59,932 USD, the lowest of any city this site compares, and Zillow's index for the City of El Paso stood lower, at $238,475, about 4.0 times. At 20% down, Vancouver's mortgage at 4.34% is $4,744 CAD a month over 25 years, and El Paso's $224,492 loan at 7.03%, Freddie Mac's rate for 24 September 2026, about $1,498 USD over 30. Property tax runs the other way: 0.336% of value in Vancouver, $3,663 CAD a year, against $5,845 USD from the five taxing units on a City of El Paso and El Paso ISD address, 2.643693 per $100 before exemptions and an effective 2.08% with a homestead, and $7,419 without. Insurance is budgeted at $190 CAD and $180 USD a month, and the El Paso figure has no flood policy in it. The owners carry about $5,239 CAD and $2,165 USD, roughly 70% and 43% of local median income. A two-bedroom averaged $2,638 CAD in October 2025, and El Paso's median two-bedroom rent was $1,126 USD in September 2026, about 35% and 23% of local median income. British Columbia caps an existing tenancy at 2.3% for 2026, and Texas forbids rent control by statute outside a declared disaster.

Homicide is the one count that crosses the border intact, and in 2025 the two cities recorded the same number. Vancouver's 26 came to about 3.5 per 100,000 on the city's 753,100 estimate, and 11 of them were victims of one event, the April 2025 Lapu-Lapu Day festival vehicle attack, against 11 in 2024 and 15 in 2023. El Paso's 26 in the FBI's file came to about 3.8 per 100,000 on the Census estimate of 683,012, against 20 in 2024, in a small series that has run between 20 and 37 a year since 2021. The other rates are different instruments. The Vancouver Police Department counted 5,343 violent Criminal Code incidents in the city, 709 per 100,000, a count that includes common assault and uttering threats; El Paso's 288 per 100,000 is 1,969 FBI-definition offenses of murder, rape, robbery and aggravated assault, the lowest violent rate of any American city this site compares. Property crime, 4,067 incidents per 100,000 against 1,340 offenses, is defined differently too, and El Paso's is the lowest American rate here as well. Both fell on their own counts, Vancouver's violent incidents to 15% below 2023 and El Paso's violent offenses 9% in 2025, though El Paso's remain 10% above 2021 and the Vancouver metro's Crime Severity Index edged 1.5% higher to 83.51 in 2025. The El Paso counts were read on 30 September 2026 and can still be revised.

The climates share almost nothing. Vancouver gets 1,159.5 mm of precipitation a year, 174 mm in January and 34 mm in July, as gray rain from November to March; El Paso gets 223 mm, the least of any city this site compares, more than half of it from July to September in monsoon storms. January averages 4.1 C at Vancouver International and 8.1 C at El Paso International, and July 18.2 C and dry against 29.1 C. Snow is a few days a year in both, a 36.6 cm normal in Vancouver and 7.1 cm in El Paso. El Paso's 3,763 hours of sunshine on the older NOAA series are the most of any city here; Canada's 1991-2020 normals publish no sunshine figure for Vancouver. El Paso's normals count 116.8 days a year at or above 32.2 C (90F) and 26.5 at or above 37.8 C (100F), and the recent summers are the hottest: 70 days of 100F in 2023, and 108 days in a row at 90F or above from 6 June to 21 September 2026. Its hazards are the heat, flash floods off the Franklin Mountains, as in 2006, when the airport measured 6.84 in (174 mm) in nine days, spring dust storms, and drought: Elephant Butte Reservoir, which holds the Rio Grande water that is nearly half the city's supply, fell to 1.4% of capacity on 30 July 2026. El Paso Electric is on the western grid rather than ERCOT's, so the city sat outside the Texas grid failure of February 2021, though its own generators failed in the February 2011 cold, when the low reached 1F (-17.2 C). Vancouver's hazards are late-summer wildfire smoke, heat events like the June 2021 dome, atmospheric river flooding in the Fraser Valley and Cascadia earthquake risk.

Both economies turn on moving goods, Vancouver's through Canada's largest seaport and El Paso's across the Rio Grande. BLS counted 363,500 nonfarm jobs in the El Paso metro in August 2026, 0.9% more than a year earlier, and trade, transportation and utilities is the largest sector, at 80,200 jobs: Ciudad Juárez and its export factories are across the river, and 28.8 million people and 842,659 trucks entered the US at the El Paso area's ports in 2025. Fort Bliss, home of the 1st Armored Division, had 41,527 direct employees in 2025, 30,288 of them on active duty, and the federal border agencies, the hospitals and UTEP fill out the rest. The metro's unemployment rate was 4.8% in July 2026, not seasonally adjusted; the US was 4.4% on the same basis. The Vancouver metro's was 6.0% on a three-month average, after 6.6% in June and under Canada's 6.4%; the two rates are not built the same way, so the gap is approximate. Vancouver also runs on film and television production, technology and tourism. Median household income was $90,000 CAD across the Vancouver metro and $82,000 in the city in 2020, against $59,932 USD in the City of El Paso in 2024. The tax systems are near opposites. British Columbia funds itself through income and sales tax: about $20,500 CAD on $100,000, 20.5% before CPP and EI, a top combined rate of 53.5%, and 12% on purchases, 5% GST plus 7% PST. Texas has no state income tax, so the same salary pays $13,449 USD in federal tax for 2025, the top rate is the federal 37% and sales tax is 8.25%. Property tax carries the load instead, and on these two homes the El Paso bill is the larger number.

Transit is the widest gap in the pair. In the 2021 census 22.9% of City of Vancouver commuters took transit and 18.4% walked or cycled, counted in May 2021 with much of the city working from home, and the metro's transit share was 14.9%. In El Paso 0.9% of workers commuted by transit in 2024, 1.6% walked or cycled, 75.3% drove alone and 7.4% worked from home. TransLink's three SkyTrain lines, buses, SeaBus and West Coast Express logged 396.3 million boardings in 2025; Sun Metro, a department of the City, carried 6,186,400 trips on 39 bus routes, four Brio rapid bus lines and a fare-free streetcar that runs restored 1937 PCC cars on a 4.8-mile loop through downtown to UTEP. The Brio lines run in mixed traffic, and only the Mesa line comes every 15 minutes, at weekday peaks; the others run every 20 to 35. Sun Metro is paid for partly by a half-cent city sales tax levied since 1988, and the standard fare is $1.50. Flying favors Vancouver by a wide margin: YVR handled a record 26.9 million passengers in 2025, against 3,838,968 at El Paso International, which is no airline's hub and had 4.9% fewer than in 2024.

Health care is where the border shows most. British Columbia's Medical Services Plan pays for physician and hospital care with nothing due at the point of use and has charged no premiums since January 2020, but a new arrival waits up to three months for coverage and about 1.4 million British Columbians had no primary care provider in mid-2025. In El Paso care is bought through an employer or marketplace plan, Medicare or Medicaid, and Texas is one of ten states that have not expanded Medicaid. It had the highest uninsured rate of any state in 2024, 16.7%, and the City of El Paso's was 20.8%. University Medical Center of El Paso, run by the county hospital district, is the region's only Level I trauma center, with 394 licensed beds, and the district has budgeted $136 million of uncompensated care for fiscal 2027; Texas Tech Health El Paso, whose medical school was the first four-year one on the US-Mexico border, teaches there. Vancouver's major hospitals are Vancouver General, St. Paul's and BC Children's. This site verified no wait time figure for either city. The Vancouver School Board teaches about 50,000 students with French immersion and mini-school programs and no charters. Four school districts cover parts of El Paso, and all are shrinking: El Paso ISD, the one more of the city's residents live in than any other, lost almost 1,900 students in 2025-26, ran a $52.8 million deficit and on 4 June 2026 declared financial exigency to cut about 410 jobs. The University of Texas at El Paso, an R1 research university, has 26,297 students.

What people underestimate is that neither city is growing much, and what the El Paso figure leaves out. Vancouver's benchmark was 6.2% lower in July 2026 than a year earlier, in a metro of 3,088,036 that grew 0.2% in the year to July 2025 after a net loss of non-permanent residents. El Paso lost 2,219 residents in 2024-25, the most of any Texas city, and has grown 0.6% since 2020, yet the county median rose 4.3% in the year to August 2026. The costs at the door differ: a Vancouver buyer hands over $19,776 in BC property transfer tax at closing, and Texas has none, while El Paso's Housing Finance Corporation grants a first-time buyer up to $20,000 toward the down payment. But the El Paso carry buys no flood insurance, and its $5,845 tax assumes a filed homestead in the City and El Paso ISD at 2025 rates. Two of the five units, the community college and the county hospital district, take no homestead exemption at all; the same house pays $5,339 in Ysleta ISD, and the new subdivisions of Paseo del Este, east of Loop 375 and outside the limits, sit in municipal utility districts that add 0.6237 to 0.8018 per $100. On 18 August 2026 a divided City Council raised the city's own rate from 0.759649 to 0.798 per $100 for 2026, and El Paso Water raised the typical residential bill $9.99 a month in January as it pays for new supply. Vancouver's 4.34% renews after a five-year term, while the El Paso 7.03% holds for thirty years; at 6.67%, the August rate Charlotte and the Florida cities on this site were written at, the carry would be about $2,111.

Vancouver

Better here

  • 22.9% of city commuters took transit in the 2021 census and 18.4% walked or cycled, against 0.9% and 1.6% in El Paso in 2024.
  • The Medical Services Plan covers physician and hospital care with nothing due at the point of use and has charged no premiums since January 2020, where 20.8% of City of El Paso residents had no health insurance in 2024.
  • July averages 18.2 C and dry on the 1991-2020 normals against 29.1 C in El Paso, where the same normals count 116.8 days a year at or above 32.2 C (90F).
  • An existing tenancy is capped at 2.3% for 2026 under BC rules, while Texas forbids rent control by statute outside a declared disaster.
  • Property tax is 0.336% of value, $3,663 CAD a year on the benchmark, against an effective 2.08% and $5,845 USD on the El Paso County median.
  • YVR handled a record 26.9 million passengers in 2025, against 3,838,968 at El Paso International, which is no airline's hub.

Worse here

  • The benchmark home was 12.1 times the metro's 2020 median household income of $90,000 CAD in July 2026, against about 4.7 times for the El Paso County median in August 2026.
  • Mortgage, property tax and insurance come to about $5,239 CAD a month on the July 2026 benchmark, roughly 70% of that median, and the buyer pays $19,776 in property transfer tax at closing.
  • Metro unemployment was 6.0% in July 2026 against 4.8% in the El Paso metro on an unadjusted count the same month.
  • About 1.4 million British Columbians had no primary care provider in mid-2025, and a new arrival waits up to three months for MSP coverage.
  • Income tax on $100,000 is about $20,500 CAD for 2025 against $13,449 USD of federal tax in El Paso, and sales tax is 12% against 8.25%.
  • Precipitation is 1,159.5 mm a year, most of it gray winter rain, against 223 mm in El Paso, and the 1991-2020 normals publish no sunshine figure for the city.

Choose Vancouver if

  • you want to live without a car, in a city where 22.9% of commuters took transit even in the pandemic census
  • you already hold housing equity, because 12.1 times median household income is not a salary purchase
  • you want coverage that does not depend on a job, and can wait out the three-month MSP qualifying period
  • you would rather have an 18.2 C July and gray winter rain than 116.8 days a year at 90F or more

The Vancouver guide · Neighbourhoods · Vancouver rent vs buy · Vancouver mortgage calculator

El Paso

Better here

  • The El Paso County median sale price of $280,615 USD in August 2026 is about 4.7 times the city's 2024 median household income, against 12.1 times in Vancouver, and Zillow's index for the City of El Paso stood lower, at $238,475.
  • Mortgage, property tax and insurance come to about $2,165 USD a month on that median, roughly 43% of local median income against about 70% in Vancouver, and Texas charges no transfer tax.
  • Unemployment in the El Paso metro was 4.8% in July 2026, not seasonally adjusted, against 6.0% in the Vancouver metro, on 363,500 nonfarm jobs in August.
  • Texas levies no income tax, so $100,000 pays $13,449 USD in federal tax for 2025 and $13,170 for 2026, against about $20,500 CAD in Vancouver.
  • Violent offenses on the FBI's definitions dropped 9% in 2025 to 1,969, about 288 per 100,000 and the lowest of any American city this site compares.
  • January averages 8.1 C on 223 mm of precipitation a year, and the older NOAA series records 3,763 hours of sunshine, the most of any city this site compares.

Worse here

  • There were 26 homicides in 2025, about 3.8 per 100,000 and six more than in 2024, the same count as Vancouver, where 11 of the 26 died in one attack.
  • Property tax on the median is $5,845 a year for the 2025 tax year with a homestead, an effective 2.08%, and $7,419 without one, against 0.336% of value in Vancouver, and the City Council raised the city's rate in August 2026.
  • Only 0.9% of workers commuted by transit in 2024 and 75.3% drove alone, and no Brio line runs every 15 minutes outside the Mesa line's weekday peaks.
  • Texas had the highest uninsured rate of any state in 2024, 16.7%, the City of El Paso's was 20.8%, and Texas is one of ten states that have not expanded Medicaid.
  • The normals count 26.5 days a year at or above 37.8 C (100F), and 2026 brought 108 days in a row at 90F or above.
  • The Rio Grande reservoir behind nearly half the water supply fell to 1.4% of capacity in July 2026, and the typical water bill rose $9.99 a month in January.

Choose El Paso if

  • you want a house at under five times what households around you earn, bought on a salary rather than on equity
  • you want a labor market at 4.8% unemployment, anchored by Fort Bliss, cross-border trade and the hospitals
  • you have employer health insurance you trust and would rather pay tax on a house than on a salary
  • you will drive to most things and want dry heat and sun rather than winter rain

The El Paso guide · Neighborhoods · El Paso rent vs buy · El Paso mortgage calculator

08: Questions people ask

Vancouver or El Paso, in short

Is Vancouver or El Paso cheaper to live in?

El Paso, once each bill is held against its own city's pay, because the currencies do not convert here. A Vancouver owner pays about $5,239 CAD a month on mortgage, property tax and insurance, roughly 70% of the metro's 2020 median household income of $90,000 CAD, on a benchmark 12.1 times that income. An El Paso owner pays about $2,165 USD on El Paso County's median sale price of $280,615, roughly 43% of the city's 2024 median of $59,932 USD, despite a 7.03% mortgage rate against 4.34% and a property tax bill of $5,845 a year; Zillow's index for the City of El Paso stood lower, at $238,475, and flood insurance is not in the figure. A two-bedroom averaged $2,638 CAD in Vancouver in October 2025 and had a median of $1,126 USD in El Paso in September 2026, about 35% and 23% of each city's median household income. Vancouver's buyer also pays $19,776 in property transfer tax at closing, and its income tax is heavier, about $20,500 CAD on $100,000 against $13,449 USD, with 12% sales tax against 8.25%.

Is Vancouver or El Paso safer?

Close on homicide, the one count that crosses the border: each recorded 26 in 2025. That was about 3.5 per 100,000 in Vancouver, where 11 were victims of the April 2025 Lapu-Lapu Day festival vehicle attack and 2024 had 11, and about 3.8 in El Paso, where 2024 had 20. The violent rates, 709 per 100,000 in Vancouver and 288 in El Paso, are different instruments: the Canadian count includes common assault and uttering threats, and the American one is murder, rape, robbery and aggravated assault, divided by the Census estimate and still open to revision. Property crime, 4,067 incidents per 100,000 against 1,340 offenses, is defined differently as well. El Paso's violent and property rates are the lowest of any American city this site compares, and its violent offenses dropped 9% in 2025, while the Vancouver metro's Crime Severity Index edged 1.5% higher to 83.51, above the national 75.0; American cities have no equivalent index.

Which has the better climate, Vancouver or El Paso?

El Paso in winter and Vancouver in summer, and they are opposites in water. January averages 8.1 C in El Paso against 4.1 C in Vancouver, where most of the year's 1,159.5 mm falls as gray rain from November to March; El Paso gets 223 mm, the least of any city here, and 3,763 hours of sunshine on the older NOAA series. July averages 18.2 C and dry in Vancouver against 29.1 C in El Paso, where the normals count 116.8 days a year at or above 32.2 C (90F) and 26.5 at or above 37.8 C (100F), and the summer of 2026 brought 108 days in a row at 90F or above. El Paso's rain comes in monsoon storms that flash-flood the arroyos, and its drought left the Rio Grande reservoir behind its water supply at 1.4% of capacity in July 2026. Vancouver's hazards are late-summer wildfire smoke, heat events like the June 2021 dome, atmospheric river flooding and Cascadia earthquake risk.

What happens to my health care if I move from Vancouver to El Paso?

Coverage stops coming with residency and starts coming with a job or a purchase. In Vancouver the Medical Services Plan pays for physician and hospital care with nothing due at the point of use and no premium since January 2020, and the problem is access: about 1.4 million British Columbians had no primary care provider in mid-2025. In El Paso you need an employer or marketplace plan, Medicare or Medicaid, and the premium, deductible and copay that come with them. Texas is one of the ten states that have not expanded Medicaid and had the highest uninsured rate of any state in 2024, 16.7%; the City of El Paso's was 20.8%. University Medical Center of El Paso, run by the county hospital district, is the region's only Level I trauma center and the teaching hospital of Texas Tech Health El Paso, and the district has budgeted $136 million of uncompensated care for fiscal 2027, citing the end of the enhanced ACA subsidies. This site verified no wait time figure for either city.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Census Profile, 2021 Census of Population: Vancouver, City (CY) and Vancouver (CMA) · Statistics Canada · retrieved
    Supports: City population, population.metro (2021 count), Five-year growth, Median household income, Transit commute share, Walk and cycle commute share
  2. Population estimates, July 1, by census metropolitan area and census agglomeration (table 17-10-0148-01) · Statistics Canada · retrieved
    Supports: Metro population
  3. The Daily: Canada's population estimates, subprovincial areas, 2025 · Statistics Canada · retrieved
    Supports: population.growthPct5y note
  4. Crime severity index and weighted clearance rates, Canada, provinces, territories and Census Metropolitan Areas (table 35-10-0026-01) · Statistics Canada · retrieved
    Supports: Crime Severity Index, Crime trend
  5. Police-reported Crime Severity Index and crime rate, by census metropolitan area, 2025 · Statistics Canada, The Daily · retrieved
    Supports: crime.index note (crime rate, Canada CSI)
  6. Vancouver Police Department Crime Incident and Crime Rate Statistics, 2021-2025 · Vancouver Police Department · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, population.city note
  7. Violent crime in Vancouver reaches 20-year low, according to VPD report · CTV News Vancouver · retrieved
    Supports: Crime trend
  8. Canadian Climate Normals 1991-2020, Vancouver International (Airport) · Environment and Climate Change Canada · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall
  9. The Daily: Labour Force Survey, July 2026 · Statistics Canada · retrieved
    Supports: Unemployment rate, Labour market
  10. Personal income tax rates · Government of British Columbia · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  11. BC 2025 and 2026 Tax Rates and Tax Brackets · TaxTips.ca · retrieved
    Supports: Top marginal income tax, taxes.incomeTaxAt100k (federal brackets and basic personal amount)
  12. Provincial sales tax (PST) · Government of British Columbia · retrieved
    Supports: Sales tax
  13. MSP premiums · Government of British Columbia · retrieved
    Supports: Health care, Tax notes
  14. TransLink ridership sees decline in 2025, partly due to fewer young adults · Daily Hive Urbanized · retrieved
    Supports: Transit ridership
  15. YVR breaks all-time cargo and passenger records in 2025 · Vancouver Airport Authority · retrieved
    Supports: Airport passengers, Labour market
  16. Key sectors underpin Metro Vancouver's growth ambitions · Western Investor · retrieved
    Supports: Main sectors, Labour market
  17. 1.4M in B.C. Have No Family Doctor. Most Aren't Listed · The Canada Report · retrieved
    Supports: Health care
  18. Our District · Vancouver School Board · retrieved
    Supports: Education
  19. Vancouver · Wikipedia · retrieved
    Supports: point
  20. Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
  21. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  22. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  23. El Paso city population drops by 2,209 in 2025, largest decline in Texas, new census estimates show · El Paso Matters · retrieved
    Supports: Five-year growth, Median household income, Character
  24. Ciudad Juárez (2020 Mexican census population, ports of entry, maquiladoras) · Wikipedia · retrieved
    Supports: City population, Metro population, Main sectors, Character
  25. Crime Data Explorer summarized agency data, El Paso Police Department (TX0710200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  26. El Paso police, sheriff report decline in serious crime in 2025 · El Paso Matters · retrieved
    Supports: Violent crime rate, Homicides, Crime trend, Character
  27. US Climate Normals 1991-2020, station USW00023044 El Paso International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 46.5F, June 83.9F, July 84.4F and December 46.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 66.2F, precipitation 8.78 in, snowfall 2.8 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  28. Global Historical Climatology Network daily summaries, El Paso International Airport (USW00023044), 1938-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, Character, 116.8 and 26.5 are the normals; from the daily series: 70 days at or above 100F in 2023 and 44 in a row from 16 June to 29 July 2023, 62 in 1994, 57 in 2020, 52 in 2026 through 27 September, 108 days in a row at or above 90F from 6 June to 21 September 2026 against 106 in 2015, 114F on 30 June 1994, 6.84 in from 27 July to 4 August 2006 and 2.84 in on 1 August 2006, 15.01 in from July to September 2006, 3.2 in of snow on 14 February 2021 and 14F on 14 and 15 February 2021, 15F high on 2 February 2011 and 1F on 3 February 2011, -8F on 11 January 1962
  29. Average Annual Days of Sunshine and Percent of Possible Sunshine, Texas · Current Results (NCDC Comparative Climatic Data) · retrieved
    Supports: Sunshine hours, Climate normals
  30. El Paso, Texas (climate table: monthly sunshine hours 1961-1990 from NOAA; flooding, dust storms, February 2011 cold; school districts) · Wikipedia · retrieved
    Supports: Sunshine hours, Climate normals, Climate hazards, Education, Main sectors, character.note (El Paso is in the Mountain Time Zone, UTC-07:00)
  31. Meteorological Aspects of the 2006 El Paso Texas Metropolitan Area Floods (National Weather Digest, August 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved
    Supports: Climate hazards, Character
  32. Stormwater · El Paso Water · retrieved
    Supports: Climate hazards
  33. Major Wind Storm Strikes Western Texas and Southern New Mexico (8 December 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved
    Supports: Climate hazards
  34. Intense Cold Wave of February 2011 · NOAA National Weather Service, El Paso/Santa Teresa · retrieved
    Supports: Climate hazards
  35. Water Resources · El Paso Water · retrieved
    Supports: Climate hazards
  36. Rio Grande and Elephant Butte · El Paso Water · retrieved
    Supports: Climate hazards, Character
  37. Desalination (Kay Bailey Hutchison Desalination Plant) · El Paso Water · retrieved
    Supports: Climate hazards, Character
  38. Pure Water Center · El Paso Water · retrieved
    Supports: Climate hazards, Character
  39. Elephant Butte Lake, estimated daily storage (Water Data for Texas) · Texas Water Development Board · retrieved
    Supports: Climate hazards, Character, 2.4% of conservation capacity (46,717 acre-feet) on 30 September 2026, a 2026 low of 26,777 acre-feet (1.4%) on 30 July, the least since October 1971, 2.9% in July 2013
  40. El Paso ends historic hot summer with longest streak of 90-degree days · El Paso Matters · retrieved
    Supports: Climate hazards, Character
  41. February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved
    Supports: Climate hazards
  42. El Paso Electric (service area, generation, customers) · Wikipedia · retrieved
    Supports: Climate hazards
  43. Frigid temperatures sweep into El Paso: What to expect, how to prepare · El Paso Matters · retrieved
    Supports: Climate hazards
  44. ACS 2024 1-year tables B08301 and B19013 for El Paso city, El Paso County and the El Paso MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  45. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, El Paso County, El Paso city and the El Paso MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  46. Local Area Unemployment Statistics, El Paso, TX MSA (LAUMT482134000000003), El Paso city (LAUCT482400000000003), El Paso County (LAUCN481410000000003), the Houston, San Antonio and Dallas-Fort Worth MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  47. Current Employment Statistics, El Paso, TX MSA: total nonfarm (SMU48213400000000001, SMS48213400000000001), supersectors (SMU482134xx00000001) and federal, state and local government (SMU4821340909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  48. Fort Bliss (Texas military installations economic impact, 2025) · Texas Comptroller of Public Accounts · retrieved
    Supports: Main sectors, Labour market, Character
  49. Fort Bliss (size, FORSCOM, 1st Armored Division) · Wikipedia · retrieved
    Supports: Main sectors
  50. Border Crossing Entry Data (El Paso, Ysleta and Tornillo ports and all US-Mexico ports, 2024 and 2025) · US Bureau of Transportation Statistics · retrieved
    Supports: Main sectors, Labour market, Character
  51. Meta data center expected to become city of El Paso's largest property taxpayer · El Paso Matters · retrieved
    Supports: Labour market, Character
  52. Meta-Abbott agreement on data center guidelines appears to have no effect on El Paso plans · El Paso Matters · retrieved
    Supports: Labour market, Climate hazards
  53. City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  54. Transit Sales and Use Tax (El Paso CTD, effective April 1, 1988) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax, Transit ridership
  55. County Sales and Use Tax (El Paso County, effective January 1, 1988) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  56. Texas Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
  57. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  58. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  59. Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: Tax notes
  60. After hours of tense debate, divided El Paso City Council adopts budget, raises taxes · El Paso Matters · retrieved
    Supports: Tax notes, Character
  61. Highest tax rates, lowest tax bills: The complicated reality of El Paso property taxes · El Paso Matters · retrieved
    Supports: Tax notes, Character
  62. El Paso County Hospital District budgets pay raises, rise in uncompensated care · El Paso Matters · retrieved
    Supports: Tax notes, Health care
  63. Sun Metro (routes, fleet, service area, Brio, streetcar, citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  64. Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit ridership, Character
  65. Brio routes (Alameda, Dyer, Mesa and Montana corridors) · Sun Metro · retrieved
    Supports: Transit system, Transit ridership
  66. Sun Metro Brio (opening dates, frequency) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  67. About Streetcars (hours, frequency, fare, track, stops) · Sun Metro · retrieved
    Supports: Transit system, Transit ridership
  68. El Paso Streetcar (opening, PCC cars, international line) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  69. Fares & Passes · Sun Metro · retrieved
    Supports: Transit ridership
  70. December 2025 Aviation Activity Report (calendar year 2025 vs 2024) · El Paso International Airport, City of El Paso Department of Aviation · retrieved
    Supports: Airport passengers
  71. El Paso International Airport (location, 2026 airspace closure) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  72. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  73. About Us (FY 2024 vitals) · University Medical Center of El Paso · retrieved
    Supports: Health care, Character
  74. New UMC CEO to lead hospital through growth, voter-approved bond projects · El Paso Matters · retrieved
    Supports: Health care
  75. About Texas Tech Health El Paso · Texas Tech Health El Paso · retrieved
    Supports: Health care, Education
  76. Texas Tech University Health Sciences Center El Paso (independence, schools, first four-year medical school on the border) · Wikipedia · retrieved
    Supports: Health care
  77. William Beaumont Army Medical Center · Wikipedia · retrieved
    Supports: Health care
  78. El Paso County lost nearly 12,000 school-age children since 2020, census estimates show · El Paso Matters · retrieved
    Supports: Education, Character
  79. Hundreds of El Paso teachers leave classrooms as enrollment decline reshapes area schools, workforce · El Paso Matters · retrieved
    Supports: Education
  80. 6 things to know: How EPISD is handling a financial crisis · El Paso Matters · retrieved
    Supports: Education, Character
  81. EPISD board members Daniel Call and Valerie Beals announce resignations · El Paso Matters · retrieved
    Supports: Education
  82. El Paso ISD trustees postpone bond election until May 2027 · El Paso Matters · retrieved
    Supports: Education
  83. Ysleta ISD nearly depletes savings under adopted budget, avoids layoffs for now · El Paso Matters · retrieved
    Supports: Education
  84. About UTEP (by the numbers) · The University of Texas at El Paso · retrieved
    Supports: Education, Character
  85. University of Texas at El Paso (R1 classification) · Wikipedia · retrieved
    Supports: Education
  86. Fact Book, Fall 2024 · El Paso Community College · retrieved
    Supports: Education
  87. Route 205 Mesa Brio, 206 Alameda Brio, 207 Dyer Brio and 208 Montana Brio schedules (current) · Sun Metro · retrieved
    Supports: Transit system
  88. Metro Vancouver home sales lose brief momentum: July 2026 statistics · Greater Vancouver REALTORS® · retrieved
    Supports: Composite benchmark price of $1,088,800 in July 2026, down 6.2% year over year, Benchmark prices by property type, with every type down on the year
  89. Rental Market Survey: Vancouver (CY), average rent by bedroom type, October 2025 · Canada Mortgage and Housing Corporation · retrieved
    Supports: One-bedroom average rent of $1,860, Two-bedroom average rent of $2,638, Metro vacancy rate of 3.7%
  90. Property tax rates · City of Vancouver · retrieved
    Supports: 2026 total residential levy of $3.36394 per $1,000 of taxable value
  91. Home owner grant · Province of British Columbia · retrieved
    Supports: The grant of up to $570 on an eligible principal residence
  92. Premium information for homeowner and small rental loans · Canada Mortgage and Housing Corporation · retrieved
    Supports: Mortgage default insurance premium rates by loan-to-value
  93. Regulations amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations (SOR/2025-55) · Canada Gazette, Part II · retrieved
    Supports: The $1.5 million insured price cap, 30-year amortization for first-time buyers and new builds
  94. Minimum qualifying rate for uninsured mortgages · Office of the Superintendent of Financial Institutions · retrieved
    Supports: The qualifying rate of the contract rate plus two points, or 5.25%
  95. Interest rates charged for new and existing lending by chartered banks · Bank of Canada · retrieved
    Supports: The default mortgage rate of 4.34%, uninsured five-year-plus fixed, funds advanced May 2026
  96. Property transfer tax · Province of British Columbia · retrieved
    Supports: Transfer tax brackets, First-time buyer and new build exemptions
  97. Rent increases · Province of British Columbia · retrieved
    Supports: 2026 rent increase guideline of 2.3%
  98. Housing activity: El Paso County, monthly · Texas Real Estate Research Center at Texas A&M University · retrieved
    Supports: A median sale price of $280,615 in El Paso County in August 2026 on 786 sales, against $269,000 on 706 sales in August 2025, up 4.32%, and an average of $313,426, 2,462 active listings and 3.39 months of inventory in August 2026, against 3,048 and 4.39 a year earlier, Figures from MLS listings of single-family homes, condominiums and townhouses, new and existing, physically located within the county, with no split by type and no City of El Paso figure
  99. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $238,475 for the city of El Paso (region 17933) in August 2026, $233,280 in August 2025, so a rise of 2.2% over the year
  100. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $239,433 in the city of El Paso in August 2026, against $234,144 a year earlier, up 2.3%, A typical condominium value of $176,689 in the same month, against $179,195, down 1.4%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  101. El Paso Rent Report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $941 for a one-bedroom and $1,126 for a two-bedroom in the city of El Paso, and $1,182 across all bedroom sizes, Rents up 0.9% over September and up 1.6% over the past 12 months, against -2.1% for the state
  102. Apartments for rent in El Paso, TX: average rent · Apartment List · retrieved
    Supports: Average listed rents of $811 and up for a studio, $1,125 and up for one bedroom, $1,192 and up for two, and $1,369 and up for three or more
  103. FY 2026 fair market rents, El Paso, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: FY 2026 fair market rents of $821 for an efficiency, $1,013 for one bedroom, $1,191 for two, $1,633 for three and $1,998 for four, as gross rents including utilities, The FMR area as El Paso County alone
  104. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,519 for the city of El Paso in August 2026, against $1,471 a year earlier, up 3.25%
  105. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $1,776 for the El Paso metro area (region 394561) in August 2026, against $1,701 a year earlier
  106. 2025 taxing entities and rates · City of El Paso Tax Office · retrieved
    Supports: The City of El Paso collecting property taxes for the governments listed, at 2025 rates per $100 of maintenance and operations, interest and sinking, and total, City of El Paso 0.549469, 0.210180 and 0.759649; County of El Paso 0.395292, 0.063597 and 0.458889; El Paso ISD 0.769900, 0.310800 and 1.080700; El Paso Community College 0.103563, none and 0.103563; University Medical Center 0.179542, 0.061350 and 0.240892, Ysleta ISD 0.770500, 0.430000 and 1.200500; Socorro ISD 0.668900, 0.270000 and 0.938900; Canutillo ISD 1.152500, Paseo del Este MUDs 1 to 11 at 0.623700 to 0.801800, Horizon Regional MUD 0.662800, Emergency Services District 1 0.100000 and District 2 0.087138, the Downtown Management District 0.120000 and City of El Paso MMD 1 0.270000
  107. El Paso Central Appraisal District: entities and exemptions, 21 June 2023 · El Paso Central Appraisal District · retrieved
    Supports: An optional residential homestead exemption of $5,000 for the City of El Paso and El Paso County, 20% for Ysleta ISD, and none for El Paso Community College or University Medical Center, The school homestead exemption for every school district, and no local option tax freeze granted by any entity in the county
  108. 2 in every 5 El Paso County homeowners won't have to pay school property taxes under expanded homestead exemption · El Paso Matters · retrieved
    Supports: The city and county governments with $5,000 homestead exemptions, and University Medical Center of El Paso and El Paso Community College with none, Ysleta ISD's additional 20% homestead exemption on top of the state's, More than 77,000 El Paso County homeowners owing no school tax in 2025 once the $140,000 exemption applied, about 43% of homesteads
  109. Some El Paso homeowners will save hundreds with relief on school property taxes. Others may see their tax bills go up. · El Paso Matters · retrieved
    Supports: El Paso ISD as the largest district in the county, An average taxable home value in the county of just over $223,000 in 2025, and the City's line as the largest part of the bill for most homeowners
  110. Comparing property taxes: El Paso and beyond, May 2025 · Hunt Institute for Global Competitiveness, University of Texas at El Paso · retrieved
    Supports: A combined 2024 property tax rate of 2.595740% for the City of El Paso, above San Antonio's 2.079601%, Houston's 2.092362%, Austin's 1.981814% and Dallas's 2.235030%
  111. Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $59,932 in El Paso city, against $79,721 for Texas, Median household incomes of $64,361 in Houston, $66,176 in San Antonio, $74,323 in Dallas, $82,503 in Fort Worth and $90,430 in Austin, A median owner-occupied home value of $209,600 in El Paso city, and 151,778 of its 246,570 occupied homes owner-occupied
  112. Tax and budget: 2026 tax rate notices · City of El Paso Office of Management and Budget · retrieved
    Supports: A proposed 2026 rate of $0.809487 per $100, the voter-approval rate, against a no-new-revenue rate of $0.747490, from https://www.elpasotexas.gov/assets/Documents/CoEP/OMB/Tax-Budget/2026/2026.08.04-NOTICE-OF-PUBLIC-HEARING-ON-TAX-INCREASE.pdf
  113. El Paso City Council approves 2026-27 budget; increase in property taxes · KFOX14 and CBS4 · retrieved
    Supports: A 2026 rate of $0.798000 per $100 adopted on 18 August 2026, about 1.1 cents below the introduced $0.809487, An estimated increase of about $105 a year for a single-family homeowner
  114. 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved
    Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, and the district names in https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2025_Gazetteer/2025_Gaz_unsd_national.zip, Of the City of El Paso's 678,815 residents in 2020: 304,886 in El Paso ISD, 187,847 in Ysleta ISD, 164,173 in Socorro ISD and 21,909 in Canutillo ISD, 304,886 of El Paso ISD's 319,124 residents inside the city, and all 187,847 of Ysleta ISD's
  115. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 258.823 square miles and a water area of 0.534 square miles for El Paso city
  116. Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
  117. Official statement, Paseo del Este Municipal Utility District No. 4 unlimited tax bonds, series 2025, 13 November 2025 · Paseo del Este Municipal Utility District No. 4, via SAMCO Capital Markets · retrieved
    Supports: The district wholly within the City of El Paso's extraterritorial jurisdiction, about 15 miles east of the central area of the City, north of Interstate 10 and east of Loop 375, Paseo del Este planned to include about 4,300 acres, with about 10,546 single-family lots developed as of 31 August 2025, Overlapping 2025 rates of 0.801800 for the district, 0.458889 for the county, 0.100000 for Emergency Services District 1, 0.103563 for the college, 0.938900 for Socorro ISD and 0.240892 for University Medical Center, 2.644044 in all
  118. PSB approves FY 2026-27 budget, rates and fees, 14 January 2026 · El Paso Water · retrieved
    Supports: An increase of $9.99 a month on the typical residential bill, 12% over the previous year's, with stormwater fees unchanged
  119. Rates and fees · El Paso Water · retrieved
    Supports: Residential stormwater charges of $3.00 a month up to 900 square feet of impervious area, $3.71 to 1,200, $7.42 for a typical 1,201 to 3,000, $14.81 to 4,000 and $18.55 above it, Water rates effective with meter readings after 1 March 2026
  120. Sample bill · El Paso Water · retrieved
    Supports: Solid waste charges for the City's Environmental Services Department of $34.65 a month on the water bill: $21.00 for one gray bin, a $5.00 environmental fee, a $6.00 franchise fee and $2.65 of sales tax
  121. Stormwater FAQ · El Paso Water · retrieved
    Supports: Flooding when runoff exceeds the capacity of an arroyo or channel, and natural arroyos, some protected from development, as part of the stormwater system
  122. International Bridges · City of El Paso · retrieved
    Supports: The City managing three of the region's international ports of entry, Paso del Norte, Stanton and Zaragoza, whose American sides the City owns
  123. Censo de Población y Vivienda 2020: resultados, Chihuahua · Instituto Nacional de Estadística y Geografía · retrieved
    Supports: Juárez as the most populous municipality in Chihuahua, with 1,512,450 inhabitants
  124. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  125. Texas title insurance basic premium rates · Texas Department of Insurance · retrieved
    Supports: A basic premium of $780 plus 0.00494 of the amount over $100,000 for policies from $100,001 to $1,000,000, effective 1 March 2026
  126. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year for 2025
  127. Best home insurance companies in El Paso, Texas · Insurify · retrieved
    Supports: An average El Paso premium of $2,280 a year for $300,000 of dwelling cover and a $1,000 deductible, against a Texas average of $4,656 for the same cover, updated 27 September 2026, El Paso's distance from the Gulf Coast and its hurricanes as a reason its premiums are lower
  128. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average El Paso premium of $2,520 a year, $210 a month, for $500,000 of dwelling cover, $300,000 of liability and a $1,000 deductible, updated 20 February 2026
  129. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average El Paso renters premium of $130 a year, $11 a month, updated 23 September 2026
  130. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, El Paso city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median monthly association fee of $50 among El Paso owner-occupied units that pay one, 7,263 of 151,778 owner-occupied units, or 4.8%, paying such a fee, and 400 paying $500 or more a month
  131. Housing Finance Corporation · City of El Paso Community and Human Development · retrieved
    Supports: The El Paso Housing Finance Corporation, a non-profit created by the City Council, in existence since 1979, The Mi Casa Homebuyer Grant: up to $20,000 of grant funds for the down payment and closing costs on a home within the city limits, after homebuyer education, for a first-time buyer outside the target area, under income limits of $90,600 for one or two people and $105,340 for three or more outside the target area, and $109,920 and $128,240 inside it, The Welcome Home El Paso grant of up to 5% of the loan through participating lenders
  132. El Paso weighs shifting $2.5M from first-time buyer aid to affordable housing · KFOX14 and CBS4 · retrieved
    Supports: The City's first-time homebuyer program, up to $45,000 plus $5,000 toward the down payment or closing costs, last used in 2021, A household income cap of 80% of the area median and a price cap of $226,000, and a proposal of 14 September 2026 to move $2.5 million of unused funds to multi-family construction