El Paso vs Jacksonville: which should you move to?
El Paso or Jacksonville? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.
Jacksonville
Two military cities priced in US dollars at the same Freddie Mac rate of 7.03% for 24 September 2026, in states with no income tax, so the figures net directly. Both prices are county medians, because no city median could be found for either, over different homes: the Texas Real Estate Research Center's $280,615 for El Paso County counts every home type, and the Northeast Florida Association of REALTORS' $335,000 for Duval County, of which Jacksonville is 96%, counts single-family houses only. Mortgage, property tax and insurance come to about $2,165 a month in El Paso and $2,498 in Jacksonville, roughly 43% of El Paso's median household income of $59,932, the lowest of any city this site compares, and 41% of Jacksonville's $72,389. Zillow's index keeps the order, $238,475 for the City of El Paso, and Zillow's index for the City of Jacksonville stood at $285,103. The tax lines run the other way: El Paso's five taxing units take an effective 2.08% of its median and Jacksonville's about 1.56%, and on the same $335,000 house El Paso's would charge about $7,282 against $5,215. El Paso has the lower crime on every line of the same FBI counts, 288 violent offenses per 100,000 against 514 and about 3.8 homicides per 100,000 against 7.9. Choose El Paso for the cheaper house and rent, the lowest crime of any US city here, a dry and sunny year, and Fort Bliss and the border. Choose Jacksonville for a lower property tax rate, a job market twice the size, higher pay, a far lower uninsured rate, a growing city, and the coast.
| Measure | El Paso | Jacksonville | Advantage |
|---|---|---|---|
| City population | 683,012 (2025) | 1,017,689 (2025) | Not directly comparable |
| Metro population | 881,291 (2025) | 1,785,500 (2025) | Not directly comparable |
| Five-year growth Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner. | 0.6% (2020-2025) | 7.2% (2020-2025) | Not directly comparable |
What a home costs in each
The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.
| Measure | El Paso | Jacksonville | Advantage |
|---|---|---|---|
| Benchmark home price MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's. | $280,615 (August 2026) | $335,000 (August 2026) | El Paso |
| Detached house benchmark Jacksonville publishes a single house index rather than a composite, so the two rows repeat. | $239,433 | $335,000 | El Paso |
| Apartment or condominium benchmark | $176,689 | $173,549 | Jacksonville |
| Two-bedroom rent | $1,126/mo (median, September 2026) | $1,306/mo (median, September 2026) | El Paso |
| One-bedroom rent | $941/mo | $1,110/mo | El Paso |
| Two-bedroom rent against median income A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies. | 22.5% of a year's income | 21.6% of a year's income | Jacksonville |
| Mortgage payment on the benchmark, 20% down 30-year amortization on American monthly compounding, the convention in both. | $1,498/mo at 7.03% | $1,788/mo at 7.03% | El Paso |
| Price to household income Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not. | 4.7× | 4.6× | Jacksonville |
| Property tax on the benchmark home The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars. | $5,845/yr (2.083%, 2025) | $5,216/yr (1.557%, 2025) | Jacksonville |
| Transfer tax on the benchmark home Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving. | None | $2,345 (seller pays) | El Paso |
| Rent control A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better. | Forbidden by state law | Forbidden by state law | Not directly comparable |
El Paso: About 2.08% of value for a homesteaded owner, worked out on the $280,615 El Paso County median sale price. A house in the City of El Paso and El Paso ISD, the school district more of the city's residents live in than any other, is taxed by five units for 2025, which add to 2.643693 per $100 before any exemption. Three take a homestead exemption off the appraised value first and two take none: El Paso ISD takes the state's $140,000 and nothing more, El Paso County and the City a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso, the county's hospital district, nothing at all. So El Paso County levies 0.458889 per $100 on $275,615 after an exemption of $5,000, $1,265; City of El Paso levies 0.759649 per $100 on $275,615 after an exemption of $5,000, $2,094; El Paso ISD levies 1.0807 per $100 on $140,615 after an exemption of $140,000, $1,520; El Paso Community College levies 0.103563 per $100 on the full $280,615, with no homestead exemption, $291; University Medical Center of El Paso levies 0.240892 per $100 on the full $280,615, with no homestead exemption, $676. The five come to $5,845 a year, 2.08% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,419. In Ysleta ISD, the district the second most residents live in, the school line is 1.2005 per $100 after an exemption of $196,123, the state's plus the district's own 20%, and the same house comes to $5,339, 1.90%; in Socorro ISD, at 0.9389, it comes to $5,645, 2.01%. The median is the county's, and a typical home inside the city is cheaper: on $238,475, Zillow's August 2026 value for a typical City of El Paso home, the El Paso ISD stack comes to $4,731, 1.98%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. The City has since adopted 0.798 for 2026, but when these figures were retrieved the City Tax Office's table still ran to 2025, so the calculators stay on 2025 until all five units' 2026 rates are published. Jacksonville: About 1.56% of the price for a homesteaded owner, worked out on the $335,000 Duval County single-family median, which is lower than the 17.7412 mills a house in the City of Jacksonville is charged because of Florida's homestead exemption rather than any assessment lag. Consolidation makes the stack short: the City of Jacksonville levies 11.1919 for county and city government together, Duval County Public Schools 6.3430 (3.0950 set by state law, 2.2480 by the school board and 1.0000 approved by voters in 2022), the St. Johns River Water Management District 0.1793 and the Florida Inland Navigation District 0.0270, which is every levy the property appraiser lists for the general services district for 2025. The school lines are charged on the price less $25,000, $310,000, and the rest on the price less a second slice as well, $285,000 on the base amounts, so a homesteaded buyer's first bill is about $5,215. Without a homestead, as a landlord or a buyer who never files, the same house owes $5,943. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the Duval property appraiser's estimator uses $26,411 for 2026, which brings the same bill to $5,199; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $16 for it. The total was 17.8650 for 2024 and fell because the City cut its own rate from 11.3169. The school board's voted mill runs to 30 June 2027 and its renewal is on the 3 November 2026 ballot. The exemption is not automatic: you file with the property appraiser by 1 March of the year after you buy. The City's solid waste and stormwater fees come on the same bill, about $414 a year for a house in 2026, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.
How safe each city is, by the numbers it publishes
Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.
| Measure | El Paso | Jacksonville | Advantage |
|---|---|---|---|
| Crime Severity Index Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series. | Not published | Not published | Not directly comparable |
| Violent crime per 100,000 | 288 (2025) | 514 (2025) | El Paso |
| Property crime per 100,000 | 1,340 (2025) | 2,154 (2025) | El Paso |
| Homicides Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table. | 26 (2025) | 80 (2025) | Not directly comparable |
On the FBI's definitions, violent offenses in El Paso went from 1,794 in 2021 to 2,109 in 2022, 2,134 in 2023 and a peak of 2,170 in 2024, then 1,969 in 2025, a 9% drop in the last year that still leaves the count 10% above 2021. Property offenses went from 8,882 to 9,440 and a peak of 11,061 in 2023, then 10,246 and 9,152, 17% below the peak. Motor vehicle theft drove much of the swing: 994 in 2021, 2,314 in 2023 and 1,805 in 2025. In 2025 the CDE shows aggravated assaults down 10% (1,628 to 1,467), robberies down 11% (255 to 226), rapes down 6% (267 to 250), burglaries down 19% (959 to 773) and larcenies down 11%, while murders (20 to 26) and arsons (69 to 78) rose. EPPD's own count of the eight offenses, as reported to the state, fell 11% in 2025, but El Paso Matters found it was the only one of Texas's 25 largest law enforcement agencies to report more serious crime in 2025 than in 2021, after rises in 2022 and 2023. The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 1,969 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the El Paso Police Department (ORI TX0710200) in calendar 2025, divided by the 683,012 Vintage 2025 city population. On the CDE's own agency population of 682,310 the rate is 289. That is the lowest of any US city this site compares, against 375 in Fort Worth, 532 in San Antonio, 577 in Dallas and 890 in Houston, and below Miami's 359. EPPD's own figures, as reported to the Texas Department of Public Safety and summarized by El Paso Matters, put violent crime 10% lower in 2025 than in 2024, in line with the CDE's 9% drop.
Homicides: 26 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 20 in 2024, about 3.8 per 100,000 on the city population, half Fort Worth's rate and a third of Houston's. El Paso Matters, reading the department's report to the state, also has murder rising in 2025, one of only two of the eight tracked offenses that did, with arson. The CDE series is small and uneven: 33 in 2021, 22 in 2022, 37 in 2023, 20 in 2024 and 26 in 2025.
On the FBI's definitions, violent offenses in Jacksonville went from 6,496 in 2021 to 6,141 in 2022 and 6,513 in 2023, then fell to 5,680 in 2024 and 5,231 in 2025, 8% lower than in 2024 and 19% lower than in 2021. Property offenses rose from 23,968 in 2021 to a peak of 26,443 in 2024 and fell 17% in 2025 to 21,920. Motor vehicle theft drove the swing: 2,035 in 2021, 3,461 in 2024 and 2,036 in 2025, down 41% in the last year. In 2025 the CDE shows aggravated assaults down 7% (4,533 to 4,236), robberies down 16% (639 to 539), rapes down 16% (445 to 376), burglaries down 22% and larcenies down 12%, while murders rose from 63 to 80, the one violent measure that went up. The sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from JSO records. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 5,231 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Jacksonville Sheriff's Office (ORI FL0160000) in calendar 2025, divided by the 1,017,689 Vintage 2025 city population. On the CDE's own agency population of 1,008,920 the rate is 518. The sheriff's office, formed when the city and county police merged in 1968, is responsible for law enforcement in the county; Jacksonville Beach has its own department. That is higher than Miami (359), Tampa (375.5) and Fort Worth (375), close to Boston (507) and below San Antonio (532), Dallas (577) and Houston (890).
Homicides: 80 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 63 in 2024, about 7.9 per 100,000 on the city population. The sheriff's office's own counts differ slightly by date and definition: Action News Jax, reading JSO records, reported 76 murders in 2025 against 63 in 2024, and News4JAX reported 79 murder cases in 2025 within more than 100 homicides of all kinds, including 11 fatal police shootings. The 2024 figure was the low point: News4JAX's count of 82 homicides of all kinds that year was the lowest in the 19 years it has kept one. The CDE series is 107 in 2021, 132 in 2022, 128 in 2023, 63 in 2024 and 80 in 2025.
Winters, summers and what the weather can do to a house
| Measure | El Paso | Jacksonville | Advantage |
|---|---|---|---|
| January mean | 8.1 °C | 12.3 °C | Not directly comparable |
| July mean | 29.1 °C | 28.1 °C | Not directly comparable |
| Precipitation a year | 223 mm | 1,356 mm | Not directly comparable |
| Snowfall a year | 7 cm | 0 cm | Not directly comparable |
| Sunshine a year | 3,763 hours | 2,880 hours | El Paso |
NOAA NCEI 1991-2020 normals for El Paso International Airport (station USW00023044), inside the city about 7 miles east-northeast of downtown and the station where the National Weather Service keeps El Paso's official record: January mean 46.5F, July mean 84.4F, annual mean 66.2F, 8.78 in of precipitation, 2.8 in of snow. July is the warmest month by half a degree over June (83.9F), but June has the hottest afternoons, with a mean high of 97.1F before the monsoon arrives, against July's 95.8F; December (46.1F) is a shade colder than January, whose mean low is 34.5F. More than half the year's rain falls from July through September (1.58, 1.67 and 1.52 in), and April (0.17 in) is the driest month; the snow falls from November to February, most of it in December (1.3 in). The normals count 116.8 days a year at 90F or above, 26.5 at 100F or above and 42.0 nights at or below freezing. Converted here to 8.1 C, 29.1 C, 223 mm and 7.1 cm. That is the least precipitation of any city this site compares, a quarter of Dallas's and a sixth of Houston's, and the most freezing nights of the Texas cities; only Austin, at 28.7, has more 100F days. Sunshine is the 1961-1990 NOAA monthly series as Wikipedia's climate table gives it, 3,762.5 hours a year, rounded here to 3,763 and the most of any city this site compares; Current Results, from the same NCDC comparative data, puts El Paso at 84% of possible sunshine and 193 clear days a year but lists no hours for it, and the 1991-2020 normals do not include sunshine.
Hazards: Heat is the constant, and it is getting worse. The normals count 116.8 days a year at or above 90F and 26.5 at or above 100F (37.8 C). The airport's record is 70 days of 100F in 2023, including 44 in a row from 16 June to 29 July, well ahead of 62 in 1994 and 57 in 2020, and its highest reading is 114F (45.6 C), on 30 June 1994. The summer of 2026 set a different record: 108 days in a row at 90F or above, from 6 June to 21 September, the longest run on record and two days longer than 2015's, with 52 days at 100F or above by 27 September, and El Paso Matters reports the year on track to be the city's warmest. Flash flooding is the danger the dry climate hides. The monsoon brings most of the year's rain in a few storms, and water runs off the Franklin Mountains through the arroyos into the city. From 27 July to 4 August 2006 a series of storms dropped 6.84 in (174 mm) on the airport, 2.84 in (72 mm) of it on 1 August, its second-wettest day since 1938, while 3 to almost 10 in fell over the western side of the city that morning and early afternoon; the National Weather Service calls it the worst flooding in the area's recorded history. The Rio Grande rose to its highest level since 1912, 1,200 people were evacuated from Sunland Park, New Mexico, all of Vinton was evacuated, and the airport's 15.01 in (381 mm) from July through September made it the wettest monsoon on record. The NWS puts the region's damage at about $450 million; El Paso Water counts more than $200 million to homes and businesses and $115 million to the city's stormwater system, and the City Council created a stormwater utility, run by El Paso Water on monthly fees, in 2008. Wind and dust are the spring hazard, from March to early May, when strong winds lift sand and dust off the desert and cut visibility (Wikipedia). On 8 December 2009 gusts near 80 mph (129 km/h) tore roofs off buildings in eastern El Paso and closed Transmountain Road and US 54, and blowing dust cut visibility on I-10 toward Las Cruces to under half a mile (NWS). Drought is a water supply problem. El Paso Water gets nearly half its supply from the Rio Grande, stored upstream in New Mexico's Elephant Butte Reservoir, and says it has not received a full allocation in about a decade; the rest comes from the Hueco and Mesilla aquifers and the Kay Bailey Hutchison Desalination Plant, built with Fort Bliss, which can make 27.5 million gallons a day from brackish groundwater and which the utility calls the largest inland desalination plant in the world. Elephant Butte fell to 26,777 acre-feet on 30 July 2026, 1.4% of its capacity and the least water in it since October 1971 on Texas Water Development Board figures, and stood at 2.4% on 30 September. The utility's Pure Water Center, a $290 million plant that will turn up to 10 million gallons a day of treated wastewater into drinking water piped straight into the distribution system, one of the first of its kind in the country, is under construction and due to open in 2029. Cold is rare, and the grid matters. El Paso Electric is on the grid that covers the western US, not ERCOT's, as the utility itself points out, so El Paso sat outside the Texas grid that failed during Winter Storm Uri: the airport recorded 3.2 in (8.1 cm) of snow on 14 February 2021 and a low of 14F (-10.0 C) on the 14th and 15th, and the Texas Department of State Health Services, which counted 246 deaths from the storm across the state, recorded none in El Paso County. The city's own crisis came ten years earlier. From 1 to 4 February 2011 temperatures stayed below freezing for 78 hours, the high on the 2nd was 15F (-9.4 C) and the low on the 3rd was 1F (-17.2 C); all eight of El Paso Electric's primary generators failed in the cold, forcing rolling blackouts, and frozen pipes and failed pumps left parts of El Paso without water for days (NWS, Wikipedia). The station's record low is -8F (-22.2 C), on 11 January 1962.
NOAA NCEI 1991-2020 normals for Jacksonville International Airport (station USW00013889), inside the city about 12 miles north of downtown beside the National Weather Service's Jacksonville office: January mean 54.2F, July mean 82.5F, annual mean 69.3F, 53.40 in of precipitation, 0.0 in of snow. July is the warmest month by less than half a degree over August (82.1F), with a mean high of 91.9F; January's mean low is 42.9F. June (7.60 in) and September (7.56 in) are the wettest months, and June through September bring 28.81 in, 54% of the year; November (2.00 in) is the driest. The normals count 80.1 days a year at 90F or above, 0.7 at 100F or above and 14.3 nights at or below freezing. Converted here to 12.3 C, 28.1 C, 1,356 mm and 0 cm. That makes Jacksonville the coolest in winter of the four Florida cities this site compares, 6.4 F below Orlando's January and 14.4 F below Miami's, and the second-wettest city here after Miami. Sunshine is the 1961-1990 NCDC figure Current Results lists for Jacksonville, 2,880 hours a year, 63% of possible, with 94 clear days, the same source and basis as the other US profiles; the 1991-2020 normals do not include sunshine.
Hazards: Hurricanes are the defining hazard, though direct hits are rare. Wikipedia counts one direct hurricane strike on Jacksonville since 1871: Dora, whose eye crossed St. Augustine on 10 September 1964 as a strong Category 2. Matthew passed about 37 miles offshore in October 2016, bringing storm surge, flooding along the ocean and the St. Johns River and outages for 250,000 people; the airport recorded 6.28 in (160 mm) of rain on 7 October. Irma, which passed about 75 miles to the west in September 2017, did the most damage of the recent storms, and it did it with water rather than wind. A local nor'easter had already raised water levels in the St. Johns basin before the storm arrived; storm surge, high astronomical tides and Irma's rain then pushed the river at the Main Street Bridge downtown to an all-time record crest of 5.57 ft (NAVD88) on 11 September, against Dora's 4.12 ft, and set records or major flood stage along the river and its creeks from Mayport to the Buckman Bridge (National Weather Service). Crews made about 350 water rescues, mostly in Downtown, Riverside and San Marco, where one evacuee reported water to his neck inside his home. The airport recorded 9.72 in (247 mm) of rain on 10 and 11 September and a gust of 86 mph (138 km/h); Wikipedia puts damage in Jacksonville at $85 million and counts five deaths in Duval County. Nor'easters are the routine coastal hazard: persistent northeast winds pile water into the river and the Intracoastal Waterway and bring tidal flooding and beach erosion without a tropical storm in sight, as in September and October 2025, when long-running local nor'easters brought coastal flood advisories and tidal flooding at high tide along the Atlantic coast, the Intracoastal Waterway and the St. Johns River basin (Florida Times-Union). Heat is long rather than extreme. The normals count 80.1 days a year at 90F or above but under one at 100F (37.8 C); 2025 had 113 days at 90F or above, the third-most since the airport's record began in 1938, and 2026 had 107 through 27 September, with three days at 100F or above in 2025. The station's highest reading is 105F (40.6 C), on 21 July 1942. Cold is brief but real: 14.3 freezing nights a year on the normals, 19 in the first months of 2026, and a record low of 7F (-13.9 C) on 21 January 1985. Measurable snow is rare enough to list: 1.5 in (3.8 cm) on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025.
What people earn and what the government takes
| Measure | El Paso | Jacksonville | Advantage |
|---|---|---|---|
| Median household income | $59,932 USD (2024) | $72,389 USD (2024) | Jacksonville |
| Unemployment rate | 4.8% (July 2026) | 4.9% (July 2026) | El Paso |
| Sales tax | 8.25% | 7.5% | Jacksonville |
| Top marginal income tax Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here. | 37% | 37% | Even |
| Income tax on $100,000, single filer Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method. | $13,449 USD | $13,449 USD | Even |
BLS counted 363,500 nonfarm jobs in the El Paso MSA in August 2026 (not seasonally adjusted, preliminary), up 3,200 or 0.9% on the year. Professional and business services grew fastest (+3.5%, to 44,500), then leisure and hospitality (+2.5%, to 44,600), construction and mining (+1.8%) and manufacturing (+1.1%, to 18,400), while information (-4.5%) and local government (-1.3%, to 47,000) shrank and private education and health services held at 56,000. Unlike in Fort Worth and San Antonio, federal employment rose, 3.0% to 13,800; BLS's payroll count does not include active-duty soldiers. Trade, transportation and utilities is the largest sector at 80,200 jobs and government the second at 70,900. The seasonally adjusted series (SMS48213400000000001) was 365,200 in August 2026, 1.2% above August 2025. The Texas Comptroller counts 41,527 direct employees at Fort Bliss in 2025 and estimates the base supported 121,220 Texas jobs and $17.3 billion of the state's GDP ($29.1 billion of output). The border is the other half of the economy: in 2025 the Bureau of Transportation Statistics counted 13.1 million personal vehicle passengers and 5.4 million pedestrians entering at the El Paso port, second on the Mexican border only to San Ysidro for both, and 641,729 trucks at Ysleta-Zaragoza, fourth after Laredo, Otay Mesa and Hidalgo. The largest new investment is Meta's AI data center in Northeast El Paso, a $10 billion project as El Paso Matters described it in May 2026, which the city expects to become its largest property taxpayer, at about $15 million a year once fully built in 2028, with 300 permanent jobs (El Paso Matters).
Main sectors: Military and federal government: Fort Bliss, home of the 1st Armored Division, the largest installation in the Army's Forces Command, with 41,527 direct employees in 2025 (30,288 of them active-duty), and the federal border agencies (US Border Patrol's El Paso Sector, Customs and Border Protection, the El Paso Intelligence Center), Health care (University Medical Center of El Paso and the El Paso County Hospital District, Texas Tech Health El Paso, William Beaumont Army Medical Center), Cross-border trade, transportation and logistics with Ciudad Juárez and its export factories, the metro's largest sector by payroll jobs (80,200 in August 2026), The ports of entry: the downtown Paso del Norte, Stanton Street and Bridge of the Americas crossings, Ysleta-Zaragoza and Tornillo, which together took 842,659 trucks and 28.8 million people into the US in 2025, Education and local government (UTEP, El Paso Community College and the El Paso, Ysleta and Socorro school districts); government is the metro's second-largest sector at 70,900 jobs.
Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. On 18 August 2026 a divided City Council adopted a $658.6 million general fund budget for fiscal 2027 and a rate of 79.8 cents per $100 of taxable value, both 6 to 2, which El Paso Matters says will raise the city's bill on the average-value home by about $105; the council had adopted the no-new-revenue rate every year before 2025, and the city manager's proposal at the voter-approval rate would have added $132. The county adopted its no-new-revenue rate of 45.1 cents, about $41 more on a $229,637 home, and the hospital district proposed its no-new-revenue rate of 23.7 cents. El Paso's rates are among the highest of Texas's big counties, but its home values are among the lowest: an El Paso Matters analysis of Tax Foundation and Census data found the county's median property tax bill took 6.1% of median household income in 2024, about the same share as in most large Texas counties and less than in Travis County, where the median bill was 111% higher. The county, school district, hospital district, community college and other levies on the same bill belong to the housing layer.
BLS counted 803,800 nonfarm jobs in the Jacksonville MSA in August 2026 (not seasonally adjusted, preliminary), up only 500 on the year, almost flat. Private education and health services grew fastest (+3.3%, to 139,800) and professional and business services next (+2.0%, to 120,100), while financial activities lost 4,400 jobs (-6.1%, to 67,800), finance and insurance alone 3,000, and information fell 8.2% to 13,400. Government shrank 2.5% to 77,900, almost all of it federal (-8.4%, from 20,300 to 18,600); BLS's payroll count does not include active-duty sailors. Trade, transportation and utilities is the largest sector at 170,000 jobs, and leisure and hospitality held at 93,900. The seasonally adjusted series (SMS12272600000000001) was 806,600 in August 2026, 0.4% above August 2025. JAXPORT moved 1,388,841 TEUs of containers in fiscal 2025 (October 2024 to September 2025), up 4% on the year, 506,237 vehicles and 10.2 million tons of cargo, and says its cargo supports more than 258,800 jobs and $44 billion of annual economic impact in the region and state; a $250 million modernization of Blount Island's container and auto terminals was completed in 2025. The state's 2024 defense summary, on 2022 figures, puts defense spending in Duval County at $6.5 billion and its total impact at $9.1 billion, 68,060 jobs and 10.4% of the county's economy.
Main sectors: Port, rail and logistics: JAXPORT, Florida's No. 1 container port by volume (nearly 1.39 million TEUs and 506,237 vehicles in fiscal 2025), CSX and the Florida East Coast Railway, both headquartered in the city, and the shipping lines to Puerto Rico (Crowley, TOTE Maritime, Trailer Bridge), The Navy: Naval Air Station Jacksonville, the largest installation in Navy Region Southeast, Naval Station Mayport, home of the Fourth Fleet and 21 ships, and Marine Corps Support Facility Blount Island; defense spending has a $9.1 billion total economic impact in Duval County, Finance, insurance and financial technology (FIS and Fidelity National Financial, both headquartered in the city, Florida Blue, and Deutsche Bank's second-largest US operation), a sector now shrinking, Health care (Mayo Clinic Florida, Baptist Health and Wolfson Children's Hospital, UF Health Jacksonville, St. Vincent's), the metro's fastest-growing large sector, Trade, transportation and utilities, the metro's largest sector by payroll jobs (170,000 in August 2026).
Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 22 September 2026 the City Council adopted a $2 billion budget for fiscal 2027, 18 to 1, and kept the consolidated government's rate at 11.1919 mills, about $11.19 per $1,000 of taxable value, on a 16 to 3 vote; The four towns that kept their own governments pay a different city rate (7.9012 mills at the Beaches, 9.4208 in Baldwin). Council and mayor held the rate rather than cut it because of Amendment 3, the homestead property tax cut on Florida's 3 November 2026 ballot, which the city expects would open a revenue shortfall of about $300 million by 2028 if it passes, and tied some spending to its outcome (Jacksonville Today). School board and other levies on the same bill belong to the housing layer.
Whether you need a car
| Measure | El Paso | Jacksonville | Advantage |
|---|---|---|---|
| System | Sun Metro, a department of the City of El Paso that also serves the rest of El Paso County: 39 fixed bus routes with a fleet of 171 buses running on compressed natural gas, four Brio rapid bus lines (Mesa, opened 2014; Alameda and Dyer, 2018; Montana, 2022) covering about 51.5 miles with 98 stations, running in mixed traffic with signal priority, the fare-free El Paso Streetcar on a 4.8-mile downtown and UTEP loop with 27 stops, using restored 1937 PCC cars (opened November 2018), and LIFT paratransit | Jacksonville Transportation Authority (JTA): fixed-route buses (174 vehicles on 30 routes in 2026), the four-line First Coast Flyer bus rapid transit network (Green, Blue, Red and Orange lines, opened from December 2015 to 2021 and running every 20 minutes on weekdays), the fare-free 2.5-mile Skyway people mover with eight stations Downtown and on the Southbank (opened 1989), the NAVI autonomous shuttle on the 3.5-mile Bay Street corridor (opened June 2025), the St. Johns River Ferry between Mayport and Fort George Island, and Connexion paratransit. The Skyway is due to stop running on 2 November 2026 and NAVI on 1 January 2027. | Not directly comparable |
| Commute by public transit | 0.9% (2024) | 0.8% (2024) | El Paso |
| Walk or cycle to work | 1.6% (2024) | 2.0% (2024) | Jacksonville |
| Airport | El Paso International Airport (ELP), owned by the city about 7 miles east-northeast of downtown and with no airline hub, handled 3,838,968 passengers in 2025, 4.9% fewer than the record 4,038,530 of 2024, and 83,183 tons of freight, 11.3% fewer, per the airport's December 2025 activity report; Southwest Airlines carried 54% of December's passengers and American 24%. On the night of 10 February 2026 the FAA closed most of El Paso's airspace to civil aviation, citing special security reasons, and lifted the order less than eight hours later; 14 passenger flights were canceled (Wikipedia). | Jacksonville International Airport (JAX), owned by the Jacksonville Aviation Authority about 12 miles north of downtown, handled 7,573,048 passengers in calendar 2025, 1.1% fewer than the 7,654,406 of 2024, by this file's sum of the authority's monthly traffic report; its fiscal year to September 2025 was 7,573,168, below the record 7,647,916 of the year before. American (27.6%) and Delta (27.1%) carried the most enplanements in the fiscal year to May 2026, ahead of United (15.1%) and Southwest (14.8%). That is about a third of Tampa International's 24.8 million. | Not directly comparable |
Sun Metro carried 6,186,400 unlinked trips in 2025, 5,575,200 of them by bus and 396,200 on the streetcar, and about 20,200 a weekday in the second quarter of 2026, 1,400 of them on the streetcar (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is slightly more than Trinity Metro's 6,180,600 in Fort Worth, a city half again as large, and a fifth of VIA's 30.7 million in San Antonio. The system is paid for in part by a half-cent city sales tax levied since 1988, and the standard fare is $1.50. The Brio lines, branded buses with curbside stations and pre-boarding ticket machines, run less often than that branding suggests: Sun Metro's current schedules give the Mesa line every 15 minutes at weekday peaks and 20 otherwise, the Alameda and Dyer lines 20 and 25, and the Montana line 30 to 35; the Montana line, 17 miles to the Upper East Side, is the longest. The streetcar runs every 15 minutes, until 11 pm on Fridays and Saturdays, and charges no fare. Its cars ran on El Paso's last line, the international loop through Ciudad Juárez, from 1950 until it closed in 1973 (Wikipedia).
JTA carried 7,342,300 unlinked trips in 2025, 6,307,000 of them by bus, 413,600 on the ferry and 253,200 on the Skyway, and about 28,000 a weekday in the second quarter of 2026, 1,000 of them on the Skyway (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is less than HART's 11.9 million in Tampa and a third of LYNX's 22.2 million in Orlando, for a city two and a half to three times as large. The agency is in a financial crisis. Its board adopted a $139.2 million budget for fiscal 2027, down from $178 million, to close a projected $17.5 million gap, and in September interim CEO Cleveland Ferguson III, appointed on 27 August after Nathaniel Ford's 13 years in charge, said a $39 million hole meant up to 194 layoffs and a Saturday schedule on weekdays from 2 November, with the First Coast Flyer kept at every 20 minutes. The Skyway, whose original ten-car fleet is down to two working vehicles, will halt that day while JTA decides whether to rebuild it, replace it or turn the guideway into an elevated trail, the option most favored in its spring survey. The Ultimate Urban Circulator, JTA's plan since 2016 to replace the monorail with autonomous vehicles on the Skyway's beams and city streets at an estimated $400 million, has stalled: NAVI, its first phase, drew just over 100 riders a day in its first three months and 11,892 in all by early April 2026, and will stop on 1 January because the developer of its driving software is ending support (Jacksonville Today).
Health care, schools and what each city is like
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of El Paso's rate was 20.8% (138,104 of 665,393), El Paso County's 21.5% and the metro's 21.5%. University Medical Center of El Paso, run by the El Paso County Hospital District, is the county's only public hospital and the region's only Level I trauma center; it has 394 licensed beds and in fiscal 2024 counted 97,326 emergency visits and more than a million outpatient visits. The district, which also runs El Paso Children's Hospital, has budgeted $136 million of uncompensated care for fiscal 2027 on a $2.1 billion budget, citing the end of the enhanced ACA subsidies, and voters approved a $397 million bond for it in 2024 (El Paso Matters). UMC is the teaching hospital of Texas Tech Health El Paso, formerly Texas Tech University Health Sciences Center El Paso, independent since 2013, whose Paul L. Foster School of Medicine was the first four-year medical school on the US-Mexico border; it also runs schools of nursing, biomedical sciences and dental medicine, the last of which took its first class in 2021, and is planning the Fox Cancer Center, which it calls the first comprehensive cancer center in far West Texas. William Beaumont Army Medical Center, the Army hospital at Fort Bliss, moved into a new 1.1-million-square-foot complex on East Fort Bliss in July 2021 and runs the emergency department for Northeast El Paso (Wikipedia). This file did not verify a wait time figure for primary or specialist care.
Education
Four school districts cover parts of the city, El Paso ISD, Ysleta ISD, Socorro ISD and Canutillo ISD, and nine serve the county (Wikipedia). All of them are shrinking: El Paso County lost almost 12,000 residents aged 5 to 18 between 2020 and 2025, 6.6%, and the three largest districts had about 124,000 students in 2025-26, 13% fewer than seven years earlier (El Paso Matters). El Paso ISD lost almost 1,900 students in 2025-26 against a budgeted 1,000, ran a $52.8 million deficit, and on 4 June 2026 its board declared financial exigency to cut about 410 jobs, after which two trustees resigned; it has postponed a bond election to May 2027. Ysleta ISD adopted a budget that nearly empties its savings. The University of Texas at El Paso, an R1 research university, has 26,297 students, 85% of them Hispanic and half the first in their families to attend college, and calls itself the leading Hispanic-serving university in the country. El Paso Community College, with five campuses, enrolled 25,563 credit students in fall 2024, 81.7% of them Hispanic (EPCC Fact Book). Texas Tech Health El Paso trains doctors, nurses and dentists beside UMC.
Living there
El Paso is the only city this site compares on the Mexican border, the only one in the desert, and the only Texas city here on Mountain time, an hour behind the rest of the state, half of a metropolis whose larger half, Ciudad Juárez, is across the Rio Grande: 28.8 million people crossed into the US at its three ports in 2025. It is also the one Texas city here that is not growing. It lost 2,219 residents in 2024-25, the most of any city in the state, and has grown 0.6% since 2020, as births fall, fewer people move up from Mexico and young adults leave for better pay; household income, at $59,932, is the lowest of any city this site compares, and 20.8% of residents have no health insurance. Fort Bliss and the border agencies anchor the economy, with health care, trade and the schools. Its violent crime rate, 288 per 100,000 on the FBI's counts for 2025, is the lowest of any US city here, with 26 homicides. It is built for the car, with 0.9% of workers on a bus network that runs four Brio rapid lines and a free downtown streetcar. The climate is the driest and sunniest here, with 8.78 in of rain a year, and the hottest summers are recent ones: 70 days at 100F in 2023 and 108 straight days at 90F or above in 2026. The open questions are water and money: the Rio Grande reservoir that supplies nearly half the city's water fell to 1.4% of capacity in July 2026, a divided council raised the city's property tax rate in August, El Paso ISD declared financial exigency in June as enrollment falls, and the city is counting on Meta's data center, due to become its largest property taxpayer, to take some of the load off homeowners.
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act; an organizing committee relaunched a ballot initiative to expand it in February 2026 (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), the sixth-highest of any state, against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Jacksonville's was 10.1% (99,720 of 990,245), Duval County's 9.9% and the metro's 8.2%. UF Health Jacksonville, the University of Florida's academic hospital downtown with 695 beds and another 216 at UF Health North, is home to North Florida's Level I trauma center and carries the city's safety-net care: the fiscal 2027 city budget carries $56 million for its indigent care (Jacksonville Today). Mayo Clinic's Florida campus on the Southside, Mayo's first outside Rochester, opened in 1986 and has a hospital Wikipedia gives 304 beds, with an expansion to 428 announced for 2026. Baptist Health runs Baptist Medical Center Jacksonville and, beside it on the downtown riverfront, the 281-bed Wolfson Children's Hospital, the region's only Level I pediatric trauma center verified by the American College of Surgeons. This file did not verify a wait time figure for primary or specialist care.
Education
Duval County Public Schools, whose boundaries match the county's, has fallen below 100,000 students this fall for the first time in modern history, a 16% decline since 2015, when it had more than 115,000, as charter schools, homeschooling and state scholarships for private tuition grew (Action News Jax, 30 September 2026). It cut 115 teaching positions in September 2025 after a 1.9% drop in enrollment, closed several elementary schools that summer under its 2024 master facilities plan, and is consolidating four more in 2026-27, with two others delayed to 2027-28 and 2028-29. The University of North Florida, a public R2 research university founded in 1965 on the Southside, enrolled 16,575 students in 2024 (Florida Board of Governors). Jacksonville University, private, in Arlington, enrolled 4,247 in fall 2024 and has what Wikipedia calls the second-largest Naval ROTC program in the country. Florida State College at Jacksonville, the state college with campuses across the city, enrolled 23,556 students in 2024-25 (IPEDS, as compiled by UnivStats), 70% of them part time. Edward Waters University, founded in 1866, is the state's oldest historically Black college, and the city has committed $130 million to a new University of Florida graduate campus (Jacksonville Today).
Living there
Jacksonville is the largest city by land area in the contiguous United States, 747 square miles, because in 1968 it consolidated with Duval County and took in almost all of it; it is Florida's largest city by a wide margin and the eleventh-largest in the country, yet its metro is the smallest of the four Florida metros this site compares, and half the metro's growth since 2020 has been in St. Johns and Nassau counties rather than the city. The St. Johns River runs north through the middle of it to the Atlantic, and the river is both the economy and the risk: JAXPORT, Florida's busiest container port, and the Navy's bases at NAS Jacksonville and Mayport line it, and Irma in 2017 pushed it to its highest recorded level downtown. It is the coolest of the Florida cities here after Tallahassee, with real if brief winters, and hurricanes rarely hit it directly. It is built for the car: 70.9% of workers drive alone and 0.8% take transit, and the transit agency is cutting service, halting the Skyway and ending its autonomous shuttle in a budget crisis. Violent crime, at 514 per 100,000 on the FBI's counts, is higher than in Miami or Tampa. Household income, at $72,389, sits in the middle of the Florida cities, and Florida takes no income tax. The open questions are the transit agency's finances, a shrinking school district, the November 2026 homestead tax vote the city has budgeted against, and whether finance jobs, down 6.1% in a year, keep leaving.
Where each city wins, and where it loses
Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the mortgage lines compare directly, though the states' tax rules differ. Both prices are county medians, because no city median could be found for either, and they measure different homes. El Paso's is the Texas Real Estate Research Center at Texas A&M's median sale price for El Paso County, $280,615 in August 2026 on 786 sales, 4.3% above a year earlier, with single-family houses, condominiums and townhouses counted together; the city holds 78% of the county's residents. Jacksonville's is the Northeast Florida Association of REALTORS' median of single-family houses sold in Duval County, $335,000 on 887 sales, 1.5% below a year earlier; since the City and the county became one government in 1968 the city has held 96% of the county's residents. Zillow's index, which models every home in each city, stood at $238,475 for the City of El Paso in August, 2.2% higher on the year, and Zillow's index for the City of Jacksonville stood at $285,103, 0.8% lower, so the order holds on a measure that is the same in both and the gap is about $47,000 rather than $54,000. At 20% down, El Paso's $224,492 loan costs about $1,498 a month and a $268,000 loan on the Duval median about $1,788. Property tax is $5,845 a year in El Paso and about $5,215 in Jacksonville with a homestead, and insurance is budgeted at $180 and $275 a month, the El Paso figure low because the city is far from the Gulf and its hurricanes and the Jacksonville one a Florida policy that covers wind with a separate hurricane deductible, with no flood policy in either. The three lines come to about $2,165 and $2,498, roughly 43% and 41% of each city's 2024 median household income; of the $333 gap about $290 is the mortgage and $95 the insurance, less the $53 a month more El Paso pays in property tax on the cheaper house. The rents are on the same series, Apartment List's September medians for each city: a one-bedroom at $941 in El Paso and $1,110 in Jacksonville, a two-bedroom $1,126 and $1,306. Zillow's observed rent index was closer, $1,519 and $1,601 in August.
The definitions match: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 30 September and 1 October 2026. El Paso is the lower on every line, by a wide margin. Its 1,969 violent offenses come to 288 per 100,000 against Jacksonville's 514 on 5,231, and its 9,152 property offenses to 1,340 against 2,154 on 21,920; El Paso's are the lowest rates of any US city this site compares. Homicide was 26 in El Paso, about 3.8 per 100,000, and 80 in Jacksonville, about 7.9. In both, murders rose in 2025, from 20 to 26 in El Paso and from 63 to 80 in Jacksonville, and in Jacksonville the sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from its records. The rest of the trend differs. El Paso's violent offenses dropped 9% from a peak of 2,170 in 2024 but remain 10% above 2021's 1,794, and El Paso Matters found its police the only one of Texas's 25 largest law enforcement agencies to report more serious crime in 2025 than in 2021. Jacksonville's dropped 8% in 2025 and are 19% below 2021. Motor vehicle theft fell in both, from a peak of 2,314 in 2023 to 1,805 in El Paso and from 3,461 in 2024 to 2,036 in Jacksonville. Both sets of counts come from a feed last refreshed on 15 September and can still be revised.
The two are opposites in water and alike in heat. Jacksonville gets 1,356 mm of rain a year, about six times El Paso's 223 mm, the least of any city this site compares, and El Paso has the most sun here, 3,763 hours a year on the older 1961-1990 series against 2,880. July averages 29.1 C at El Paso International and 28.1 C at Jacksonville International, each inside its city, but El Paso's normals count 116.8 days a year at 90F or above against 80.1 and 26.5 at or above 37.8 C (100F) against 0.7; in 2026 El Paso had 108 days in a row at 90F or above, from 6 June to 21 September, and Jacksonville 107 such days through 27 September, so the difference is how hot the hot days get. Winter is colder in El Paso, 8.1 C in January against 12.3 C, with 42.0 nights a year at or below freezing against 14.3, and 7.1 cm of snow against none on the normals. The hazards differ in kind. El Paso's is the monsoon flash flood, water running off the Franklin Mountains through the arroyos: from 27 July to 4 August 2006 the airport took 6.84 in (174 mm), the worst flooding in the area's recorded history by the National Weather Service's account, and spring brings wind and dust. Jacksonville's comes from the river and the coast. Direct hurricane hits are rare, one since 1871 by Wikipedia's count, Dora in 1964, but Irma, passing about 75 miles to the west in September 2017 after a nor'easter had already raised the water, pushed the St. Johns River downtown to a record crest of 5.57 ft at the Main Street Bridge, and crews made about 350 water rescues; nor'easters on their own bring tidal flooding along the river and the Intracoastal Waterway, and Matthew, passing about 37 miles offshore in October 2016, cut power to 250,000 people. Cold is where El Paso's grid matters. El Paso Electric is on the western grid, not ERCOT's, so during Winter Storm Uri in February 2021 the airport fell to 14F (-10.0 C) and Texas recorded no storm deaths in El Paso County; El Paso's own failure came in February 2011, when the cold took down all eight of El Paso Electric's primary generators. Jacksonville's record low is 7F (-13.9 C), in January 1985. Water supply is El Paso's slow hazard: Elephant Butte, which holds the Rio Grande water that is nearly half the city's supply, fell to 1.4% of capacity on 30 July 2026.
Jacksonville's labor market is more than twice El Paso's, though El Paso's is the one growing. BLS counted 803,800 nonfarm jobs around Jacksonville and 363,500 around El Paso in August 2026, only 500 more than a year earlier in Jacksonville and 0.9% more in El Paso. On the same unadjusted basis unemployment in July was 4.9% around Jacksonville and 4.8% around El Paso, against 4.4% nationally. Both are military cities, of different services, and BLS's payroll counts leave out the uniformed in both. El Paso is the Army's: Fort Bliss, home of the 1st Armored Division, had 41,527 direct employees in 2025, 30,288 of them on active duty, and the Texas Comptroller estimates it supports 121,220 Texas jobs. Jacksonville is the Navy's: NAS Jacksonville is the largest installation in Navy Region Southeast, Naval Station Mayport is home to the Fourth Fleet and 21 ships, and the state puts the total impact of defense spending in Duval County at $9.1 billion and 68,060 jobs, on 2022 figures. Civilian federal jobs moved apart, up 3.0% around El Paso in the year and down 8.4% around Jacksonville. Both are trade cities too. El Paso's trade is the border: across the Rio Grande is Ciudad Juárez, with 1,512,450 people at Mexico's 2020 census, and 28.8 million people and 842,659 trucks entered the US at El Paso's ports in 2025. Jacksonville's is the sea and the rail: JAXPORT, Florida's busiest container port, moved 1,388,841 TEUs in fiscal 2025, and CSX and the Florida East Coast Railway are headquartered in the city. Trade, transportation and utilities is the largest sector in both metros, 80,200 jobs around El Paso and 170,000 around Jacksonville. Jacksonville's finance sector, home to FIS and Fidelity National Financial, lost 4,400 jobs in the year to August 2026, 6.1%. BLS put the average private weekly wage in El Paso County at $906 in the third quarter of 2025, 38% below the Texas and national figures; the Jacksonville profile carries no wage figure. City median household income was $59,932 in El Paso and $72,389 in Jacksonville in 2024, and the metros' $59,834 and $82,053. Neither state taxes income, so $100,000 pays $13,449 in federal tax in both for 2025, and sales tax is 8.25% in El Paso, half a cent of it for transit and half for the county, against 7.5% in Duval County. The property tax stacks are far apart. El Paso's five units add to 2.643693 per $100, the highest of the Texas cities here, and exempt little beyond the state's $140,000 off the school levy: El Paso County and the City take a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso nothing at all. Jacksonville's add to 17.7412 mills, about 1.77 per $100, most of it one consolidated government levy of 11.1919 mills, and Florida takes $25,000 off every levy and a second $25,000 off all but the schools. So the same house pays far more in El Paso: about $7,282 against $5,215 on $335,000, and $5,845 against about $4,250 on $280,615.
Neither is a transit city, and they carry about the same number of riders. In 2024, 0.9% of El Paso workers took transit and 1.6% walked or cycled, against 0.8% and 2.0% in Jacksonville, the third- and second-lowest transit shares of any city this site compares; 75.3% of El Paso's workers drove alone against 70.9%, and 7.4% worked from home against 15.0%. Sun Metro, a department of the City of El Paso, carried 6,186,400 trips in 2025 and JTA 7,342,300. Each has something beyond buses. El Paso runs the fare-free El Paso Streetcar, 396,200 trips in 2025 on a 4.8-mile loop through downtown and UTEP, and four Brio rapid bus lines in mixed traffic, none of which runs every 15 minutes all day. Jacksonville runs the four-line First Coast Flyer bus rapid transit network every 20 minutes on weekdays, a ferry across the St. Johns at Mayport and the Skyway, a fare-free 2.5-mile people mover Downtown and on the Southbank. JTA is in a budget crisis: from 2 November 2026 it plans a Saturday schedule on weekdays, with up to 194 layoffs, keeping the Flyer at 20 minutes, and will halt the Skyway, whose original ten-car fleet is down to two working vehicles. Neither airport is large. Jacksonville International, about 12 miles north of downtown, handled 7,573,048 passengers in 2025, with American and Delta each carrying about 27% of its enplanements; El Paso International, owned by the city about 7 miles from downtown and no airline's hub, handled 3,838,968, with Southwest carrying 54% of December's passengers. El Paso also keeps Mountain time, two hours behind Jacksonville.
Coverage is where the two states part most. Neither Texas nor Florida has expanded Medicaid, but Texas had the highest uninsured rate of any state in 2024, 16.7%, and the City of El Paso's was 20.8%, while Florida's was 10.9%, the sixth-highest, and the City of Jacksonville's 10.1%, against 8.2% nationally. Each city's safety-net hospital is a Level I trauma center paid for in part from the public purse. El Paso's is University Medical Center of El Paso, run by the county hospital district, with 394 licensed beds and the region's only Level I trauma center; the district has budgeted $136 million of uncompensated care for fiscal 2027, and UMC is the teaching hospital of Texas Tech Health El Paso, whose Paul L. Foster School of Medicine was the first four-year medical school on the US-Mexico border. Jacksonville's is UF Health Jacksonville, the University of Florida's academic hospital downtown, with 695 beds, another 216 at UF Health North and North Florida's Level I trauma center, and the City's fiscal 2027 budget carries $56 million for its indigent care; Mayo Clinic's Florida campus, Mayo's first outside Rochester, is on the Southside, and Baptist Health's Wolfson Children's Hospital is the region's only Level I pediatric trauma center verified by the American College of Surgeons. Neither profile verified a wait time. The schools are shrinking in both. El Paso is split among El Paso, Ysleta, Socorro and Canutillo ISDs; the three largest had about 124,000 students in 2025-26, 13% fewer than seven years earlier, and El Paso ISD declared financial exigency on 4 June 2026 to cut about 410 jobs. Duval County Public Schools covers the whole county and fell below 100,000 students this fall for the first time in modern history, 16% fewer than in 2015, as charter schools, homeschooling and state scholarships for private tuition grew. UTEP, an R1 research university, has 26,297 students, 85% of them Hispanic; the University of North Florida, an R2, enrolled 16,575 in 2024, and Florida State College at Jacksonville 23,556 in 2024-25.
What people underestimate is that the cheaper house is in the city with the higher tax rate, and that only one of the two is growing. A homesteaded El Paso owner pays an effective 2.08% on the county median against about 1.56% on Duval County's, and without a homestead the two medians would owe $7,419 and $5,943. The $5,845 is for an address inside the City of El Paso and El Paso ISD, which holds under half the city's residents; in Ysleta ISD the same house pays $5,339 and in Socorro ISD $5,645, and east of Loop 375 the new subdivisions of Paseo del Este sit in municipal utility districts levying 0.6237 to 0.8018 per $100 on top. On Jacksonville's newer edges community development districts levy their own assessments, Normandy CDD $4,225.50 for a developed 50-foot lot in fiscal 2027, and the City collects its solid waste and stormwater fees on the tax bill, about $414 a year for a house in 2026. Both bills reset on a sale: Save Our Homes resets a Florida assessment to market value the January after a sale and the Texas 10% cap lapses on one. The rates are moving apart. El Paso's council, divided 6 to 2, adopted 79.8 cents for the City's line for 2026 on 18 August, up from the 75.9649 cents in the $5,845, and the city is counting on Meta's data center, due to become its largest property taxpayer, to take some of the load off homeowners. Jacksonville's held the City's 11.1919 mills for fiscal 2027 rather than cut it because Amendment 3, a homestead tax cut on Florida's 3 November 2026 ballot, would open a revenue shortfall the City puts at about $300 million by 2028 if it passes. At closing Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $1,672 at El Paso County's median; Florida charges documentary stamp tax on the deed, $2,345 on Duval County's median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,474 at 20% down. And the populations run apart. El Paso lost 2,219 residents in 2024-25, the largest loss of any Texas city, and has grown 0.6% since 2020, with its county losing residents to the rest of the country in every year since 2020. Jacksonville added 8,319 and has grown 7.2%, third among the twelve US cities of more than a million, though in 2024-25 most of its metro's newcomers from the rest of the country settled in St. Johns County rather than Duval.
Better here
- Mortgage, property tax and insurance come to about $2,165 a month on El Paso County's median, against $2,498 on Duval County's at the same 7.03% rate.
- Violent crime ran 288 per 100,000 in 2025 against 514 in Jacksonville, and property crime 1,340 against 2,154, the lowest rates of any US city this site compares.
- There were 26 homicides in 2025, about 3.8 per 100,000, against 80 in Jacksonville at about 7.9.
- A median two-bedroom rented for $1,126 in September 2026 against $1,306 in Jacksonville, and a one-bedroom $941 against $1,110.
- Insurance is budgeted at $180 a month against $275, the city being far from the Gulf and its hurricanes.
- Fort Bliss had 41,527 direct employees in 2025, and federal employment around El Paso rose 3.0% in the year to August 2026 while Jacksonville's fell 8.4%.
Worse here
- The five taxing units take an effective 2.08% of the county median with a homestead, against about 1.56% in Jacksonville, and on the same $335,000 house would charge about $7,282 against $5,215.
- City median household income was $59,932 in 2024, the lowest of any city this site compares, and the county's private sector weekly wage was $906 in the third quarter of 2025.
- The City of El Paso's uninsured rate was 20.8% in 2024 against 10.1% in the City of Jacksonville.
- The city lost 2,219 residents in 2024-25, the largest loss of any Texas city, and has grown 0.6% since 2020 against Jacksonville's 7.2%.
- The normals count 26.5 days a year at or above 37.8 C (100F) against 0.7, and 42.0 freezing nights against 14.3.
- Elephant Butte Reservoir, which holds nearly half the city's water, fell to 1.4% of capacity on 30 July 2026.
Choose El Paso if
- you work for the Army at Fort Bliss, a federal border agency, or in cross-border trade and logistics
- you want to own at about $2,165 a month and rent a two-bedroom for $1,126
- you want the lowest crime rates of any US city this site compares, on figures built the same way
- you want a dry, sunny climate far from any coast, and a power grid outside ERCOT's
The El Paso guide · Neighborhoods · El Paso rent vs buy · El Paso mortgage calculator
Better here
- A homesteaded owner pays about 1.56% of the median in property tax against 2.08% in El Paso, and on the same $335,000 house about $5,215 against $7,282.
- The metro's 803,800 nonfarm jobs are more than twice El Paso's 363,500, and city median household income was $72,389 in 2024 against $59,932.
- The City of Jacksonville's uninsured rate was 10.1% in 2024 against 20.8% in the City of El Paso.
- The city added 8,319 residents in 2024-25 and has grown 7.2% since 2020, where El Paso lost 2,219 and has grown 0.6%.
- January averages 12.3 C with 14.3 freezing nights a year, against 8.1 C and 42.0 in El Paso, and the normals count 0.7 days at or above 37.8 C (100F) against 26.5.
- Sales tax is 7.5% against 8.25%, and Jacksonville International handled 7,573,048 passengers in 2025 against 3,838,968 at El Paso International.
Worse here
- Violent crime ran 514 per 100,000 in 2025 against 288 in El Paso, and there were 80 homicides, about 7.9 per 100,000, against 26 at about 3.8, on the same FBI counts.
- Mortgage, property tax and insurance come to about $2,498 a month on Duval County's single-family median, against $2,165 on El Paso County's at the same 7.03% rate.
- Insurance is budgeted at $275 a month and excludes flood; Irma pushed the St. Johns River downtown to a record 5.57 ft in 2017, with about 350 water rescues.
- Nonfarm jobs were 803,800 in August 2026, only 500 more than a year earlier, and financial activities lost 4,400 jobs, 6.1%.
- From 2 November 2026 JTA plans a Saturday schedule on weekdays and will halt the Skyway.
- The seller pays documentary stamp tax of $2,345 on the median and the buyer about $1,474 in stamp and intangible tax on the loan, where Texas taxes neither the deed nor the loan.
Choose Jacksonville if
- you are posted to NAS Jacksonville or Naval Station Mayport, or work at the port, in freight rail or in health care
- you want a lower property tax rate, a larger job market and higher pay, and would pay about $333 a month more to own for them
- you want a mild winter, the Atlantic coast and a growing city, and will check an address's flood risk first
- you want a much lower uninsured rate and will accept higher crime than El Paso's for it
The Jacksonville guide · Neighborhoods · Jacksonville rent vs buy · Jacksonville mortgage calculator
El Paso or Jacksonville, in short
Is El Paso or Jacksonville cheaper to live in?
El Paso, to own and to rent, by a modest margin in dollars and by almost none against local pay. Both cities were priced at the same 7.03% mortgage rate of 24 September 2026, and both prices are county medians, though they measure different homes: the Texas Real Estate Research Center's $280,615 for El Paso County, every home type together, and the Northeast Florida Association of REALTORS' $335,000 for Duval County, single-family houses only. At 20% down the mortgage is about $1,498 against $1,788. Property tax is $5,845 a year against about $5,215 with a homestead, and insurance $180 a month against $275, so the three lines come to about $2,165 in El Paso and $2,498 in Jacksonville, roughly 43% and 41% of each city's median household income, $59,932 and $72,389. Zillow's index keeps the order, $238,475 for the City of El Paso, and Zillow's index for the City of Jacksonville stood at $285,103. A median two-bedroom rented for $1,126 in El Paso and $1,306 in Jacksonville in September 2026. Neither state taxes income, and sales tax is 8.25% in El Paso against 7.5% in Duval County.
Is El Paso or Jacksonville safer?
El Paso, on every line, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates, read on 30 September and 1 October 2026. Violent offenses ran 288 per 100,000 in El Paso against 514 in Jacksonville, property offenses 1,340 against 2,154, and homicide was 26 in El Paso, about 3.8 per 100,000, against 80 in Jacksonville, about 7.9. Murders rose in both in 2025, from 20 in El Paso and from 63 in Jacksonville. El Paso's violent offenses dropped 9% in 2025 but remain 10% above 2021, while Jacksonville's dropped 8% and are 19% below 2021. Every rate here is a count divided by a Census estimate rather than a published rate, and the counts can still be revised.
Why is property tax higher in El Paso than in Jacksonville?
Because El Paso's units levy more and exempt less. El Paso's five add to 2.643693 per $100, the highest of the Texas cities here: El Paso ISD grants the state's $140,000 homestead exemption and nothing more, El Paso County and the City a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso nothing. Jacksonville's consolidated stack adds to 17.7412 mills, about 1.77 per $100, and Florida takes $25,000 off every levy and a second $25,000 off all but the schools. So the same $335,000 house would pay about $7,282 in El Paso and $5,215 in Jacksonville, and El Paso County's $280,615 median pays $5,845 there and would pay about $4,250 in Jacksonville. Both bills reset on a sale, under Save Our Homes in Florida and the lapse of the 10% cap in Texas, and both are moving: El Paso raised the City's rate to 79.8 cents for 2026, and Jacksonville held its rate ahead of Amendment 3, a homestead tax cut on Florida's 3 November 2026 ballot.
Which is the better city for a military family, El Paso or Jacksonville?
It depends on the service. El Paso is built around Fort Bliss, home of the 1st Armored Division, with 41,527 direct employees in 2025, 30,288 of them on active duty, and William Beaumont Army Medical Center. Jacksonville is a Navy city, with NAS Jacksonville, the largest installation in Navy Region Southeast, and Naval Station Mayport, home of the Fourth Fleet and 21 ships, both inside the city. Owning costs about $2,165 a month in El Paso and $2,498 in Jacksonville at the same rate, and El Paso's crime rates are the lower on every line. Jacksonville's job market for a working spouse is more than twice El Paso's, its city median household income is $72,389 against $59,932, and its uninsured rate is 10.1% against 20.8%. El Paso keeps Mountain time, two hours behind Jacksonville.
Where the figures come from
Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.
- Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
- Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Character
- Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved Supports: Metro population, Five-year growth, Character
- El Paso city population drops by 2,209 in 2025, largest decline in Texas, new census estimates show · El Paso Matters · retrieved Supports: Five-year growth, Median household income, Character
- Ciudad Juárez (2020 Mexican census population, ports of entry, maquiladoras) · Wikipedia · retrieved Supports: City population, Metro population, Main sectors, Character
- Crime Data Explorer summarized agency data, El Paso Police Department (TX0710200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
- El Paso police, sheriff report decline in serious crime in 2025 · El Paso Matters · retrieved Supports: Violent crime rate, Homicides, Crime trend, Character
- US Climate Normals 1991-2020, station USW00023044 El Paso International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 46.5F, June 83.9F, July 84.4F and December 46.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 66.2F, precipitation 8.78 in, snowfall 2.8 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- Global Historical Climatology Network daily summaries, El Paso International Airport (USW00023044), 1938-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, Character, 116.8 and 26.5 are the normals; from the daily series: 70 days at or above 100F in 2023 and 44 in a row from 16 June to 29 July 2023, 62 in 1994, 57 in 2020, 52 in 2026 through 27 September, 108 days in a row at or above 90F from 6 June to 21 September 2026 against 106 in 2015, 114F on 30 June 1994, 6.84 in from 27 July to 4 August 2006 and 2.84 in on 1 August 2006, 15.01 in from July to September 2006, 3.2 in of snow on 14 February 2021 and 14F on 14 and 15 February 2021, 15F high on 2 February 2011 and 1F on 3 February 2011, -8F on 11 January 1962
- Average Annual Days of Sunshine and Percent of Possible Sunshine, Texas · Current Results (NCDC Comparative Climatic Data) · retrieved Supports: Sunshine hours, Climate normals
- El Paso, Texas (climate table: monthly sunshine hours 1961-1990 from NOAA; flooding, dust storms, February 2011 cold; school districts) · Wikipedia · retrieved Supports: Sunshine hours, Climate normals, Climate hazards, Education, Main sectors, character.note (El Paso is in the Mountain Time Zone, UTC-07:00)
- Meteorological Aspects of the 2006 El Paso Texas Metropolitan Area Floods (National Weather Digest, August 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved Supports: Climate hazards, Character
- Stormwater · El Paso Water · retrieved Supports: Climate hazards
- Major Wind Storm Strikes Western Texas and Southern New Mexico (8 December 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved Supports: Climate hazards
- Intense Cold Wave of February 2011 · NOAA National Weather Service, El Paso/Santa Teresa · retrieved Supports: Climate hazards
- Water Resources · El Paso Water · retrieved Supports: Climate hazards
- Rio Grande and Elephant Butte · El Paso Water · retrieved Supports: Climate hazards, Character
- Desalination (Kay Bailey Hutchison Desalination Plant) · El Paso Water · retrieved Supports: Climate hazards, Character
- Pure Water Center · El Paso Water · retrieved Supports: Climate hazards, Character
- Elephant Butte Lake, estimated daily storage (Water Data for Texas) · Texas Water Development Board · retrieved Supports: Climate hazards, Character, 2.4% of conservation capacity (46,717 acre-feet) on 30 September 2026, a 2026 low of 26,777 acre-feet (1.4%) on 30 July, the least since October 1971, 2.9% in July 2013
- El Paso ends historic hot summer with longest streak of 90-degree days · El Paso Matters · retrieved Supports: Climate hazards, Character
- February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved Supports: Climate hazards
- El Paso Electric (service area, generation, customers) · Wikipedia · retrieved Supports: Climate hazards
- Frigid temperatures sweep into El Paso: What to expect, how to prepare · El Paso Matters · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for El Paso city, El Paso County and the El Paso MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, El Paso County, El Paso city and the El Paso MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care, Character
- Local Area Unemployment Statistics, El Paso, TX MSA (LAUMT482134000000003), El Paso city (LAUCT482400000000003), El Paso County (LAUCN481410000000003), the Houston, San Antonio and Dallas-Fort Worth MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate
- Current Employment Statistics, El Paso, TX MSA: total nonfarm (SMU48213400000000001, SMS48213400000000001), supersectors (SMU482134xx00000001) and federal, state and local government (SMU4821340909x000001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market
- Fort Bliss (Texas military installations economic impact, 2025) · Texas Comptroller of Public Accounts · retrieved Supports: Main sectors, Labour market, Character
- Fort Bliss (size, FORSCOM, 1st Armored Division) · Wikipedia · retrieved Supports: Main sectors
- Border Crossing Entry Data (El Paso, Ysleta and Tornillo ports and all US-Mexico ports, 2024 and 2025) · US Bureau of Transportation Statistics · retrieved Supports: Main sectors, Labour market, Character
- Meta data center expected to become city of El Paso's largest property taxpayer · El Paso Matters · retrieved Supports: Labour market, Character
- Meta-Abbott agreement on data center guidelines appears to have no effect on El Paso plans · El Paso Matters · retrieved Supports: Labour market, Climate hazards
- City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax
- Transit Sales and Use Tax (El Paso CTD, effective April 1, 1988) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax, Transit ridership
- County Sales and Use Tax (El Paso County, effective January 1, 1988) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax
- Texas Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
- 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved Supports: Tax notes
- After hours of tense debate, divided El Paso City Council adopts budget, raises taxes · El Paso Matters · retrieved Supports: Tax notes, Character
- Highest tax rates, lowest tax bills: The complicated reality of El Paso property taxes · El Paso Matters · retrieved Supports: Tax notes, Character
- El Paso County Hospital District budgets pay raises, rise in uncompensated care · El Paso Matters · retrieved Supports: Tax notes, Health care
- Sun Metro (routes, fleet, service area, Brio, streetcar, citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved Supports: Transit ridership, Character
- Brio routes (Alameda, Dyer, Mesa and Montana corridors) · Sun Metro · retrieved Supports: Transit system, Transit ridership
- Sun Metro Brio (opening dates, frequency) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- About Streetcars (hours, frequency, fare, track, stops) · Sun Metro · retrieved Supports: Transit system, Transit ridership
- El Paso Streetcar (opening, PCC cars, international line) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- Fares & Passes · Sun Metro · retrieved Supports: Transit ridership
- December 2025 Aviation Activity Report (calendar year 2025 vs 2024) · El Paso International Airport, City of El Paso Department of Aviation · retrieved Supports: Airport passengers
- El Paso International Airport (location, 2026 airspace closure) · Wikipedia · retrieved Supports: Airport passengers, Climate normals
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- About Us (FY 2024 vitals) · University Medical Center of El Paso · retrieved Supports: Health care, Character
- New UMC CEO to lead hospital through growth, voter-approved bond projects · El Paso Matters · retrieved Supports: Health care
- About Texas Tech Health El Paso · Texas Tech Health El Paso · retrieved Supports: Health care, Education
- Texas Tech University Health Sciences Center El Paso (independence, schools, first four-year medical school on the border) · Wikipedia · retrieved Supports: Health care
- William Beaumont Army Medical Center · Wikipedia · retrieved Supports: Health care
- El Paso County lost nearly 12,000 school-age children since 2020, census estimates show · El Paso Matters · retrieved Supports: Education, Character
- Hundreds of El Paso teachers leave classrooms as enrollment decline reshapes area schools, workforce · El Paso Matters · retrieved Supports: Education
- 6 things to know: How EPISD is handling a financial crisis · El Paso Matters · retrieved Supports: Education, Character
- EPISD board members Daniel Call and Valerie Beals announce resignations · El Paso Matters · retrieved Supports: Education
- El Paso ISD trustees postpone bond election until May 2027 · El Paso Matters · retrieved Supports: Education
- Ysleta ISD nearly depletes savings under adopted budget, avoids layoffs for now · El Paso Matters · retrieved Supports: Education
- About UTEP (by the numbers) · The University of Texas at El Paso · retrieved Supports: Education, Character
- University of Texas at El Paso (R1 classification) · Wikipedia · retrieved Supports: Education
- Fact Book, Fall 2024 · El Paso Community College · retrieved Supports: Education
- Route 205 Mesa Brio, 206 Alameda Brio, 207 Dyer Brio and 208 Montana Brio schedules (current) · Sun Metro · retrieved Supports: Transit system
- Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Jacksonville city 949,607 (April 2020 base), 1,009,370 (2024) and 1,017,689 (2025); Duval County 1,062,963; Atlantic Beach, Baldwin, Jacksonville Beach and Neptune Beach rows
- 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved Supports: Character, point, Jacksonville city: 747.266 sq mi of land, 127.193 sq mi of water, internal point 30.336864, -81.661603
- Jacksonville, Florida (consolidation, land area, Jacksonville Sheriff's Office, hurricanes, economy, colleges) · Wikipedia · retrieved Supports: Character, Climate hazards, Violent crime rate, Main sectors, Education
- Crime Data Explorer summarized agency data, Jacksonville Sheriff's Office (FL0160000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
- JSO reporting more murders over the last year, with fewer murder cases cleared · Action News Jax · retrieved Supports: Homicides, Crime trend
- Jacksonville's 2025 homicide data reveals spikes in certain areas but only 1 gang-related death · News4JAX · retrieved Supports: Homicides
- Jacksonville violence takes historic tumble in 2024: City reports lowest homicide numbers in 2 decades · News4JAX · retrieved Supports: Homicides
- US Climate Normals 1991-2020, station USW00013889 Jacksonville International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 54.2F, July 82.5F, August 82.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 69.3F, precipitation 53.40 in, snowfall 0.0 in, 80.1 days at 90F, 0.7 at 100F and 14.3 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- Global Historical Climatology Network daily summaries, Jacksonville International Airport (USW00013889), 1938-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, 113 days at or above 90F in 2025 (after 116 in 1955 and 114 in 2011), 107 in 2026 through 27 September, three days at 100F or above in 2025, 105F on 21 July 1942, 7F on 21 January 1985, 19 freezing nights in 2026, 5.18 and 4.54 in on 10 and 11 September 2017, 6.28 in on 7 October 2016, snow of 1.5 in on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025
- Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved Supports: Sunshine hours, Climate normals
- Post Tropical Cyclone Report, Hurricane Irma (PSHJAX, issued 22 September 2017) · National Weather Service, Jacksonville · retrieved Supports: Climate hazards, Character, St. Johns River at Main Street crest of 5.57 ft NAVD88 against Dora's 4.12 ft, the preceding nor'easter, about 350 water rescues in Duval County, 86 mph gust at the airport
- Effects of Hurricane Irma in Florida (Duval County) · Wikipedia · retrieved Supports: Climate hazards
- Irma Brings Record Flooding to Jacksonville, Cuts Power to More Than 7 Million · Weather Underground · retrieved Supports: Climate hazards
- Long Nor'easter, tidal flooding and Tropical Storm Jerry. What to expect in Jacksonville · Florida Times-Union (via Yahoo News) · retrieved Supports: Climate hazards
- Nor'easter impacts in Jacksonville and coastal flood advisory extends through weekend · Florida Times-Union (via Yahoo News) · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for Jacksonville city, Duval County and the Jacksonville MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, Duval County, Jacksonville city and the Jacksonville MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care
- Local Area Unemployment Statistics, Jacksonville, FL MSA (LAUMT122726000000003), Jacksonville city (LAUCT123500000000003), Duval County (LAUCN120310000000003), Florida (LAUST120000000000003), the Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate
- Current Employment Statistics, Jacksonville, FL MSA: total nonfarm (SMU12272600000000001, SMS12272600000000001), supersectors (SMU1227260xx00000001), finance and insurance (SMU12272605552000001) and federal, state and local government (SMU1227260909x000001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market, Character
- JAXPORT Highlights Infrastructure Progress and Long-Term Strategy at 2026 State of the Port · JAXPORT · retrieved Supports: Main sectors, Labour market, Character
- Annual Report 2024/2025 (Annual Comprehensive Financial Report for the year ended September 30, 2025) · Jacksonville Port Authority · retrieved Supports: Main sectors, Labour market, 1,388,841 TEUs against 1,340,412, 506,237 auto units against 509,091, 10,230,114 tons
- Florida Military and Defense Economic Impact Summary, January 2024 (Duval County, on 2022 figures) · Florida Defense Support Task Force / Select Florida · retrieved Supports: Main sectors, Labour market
- Naval Air Station Jacksonville · Wikipedia · retrieved Supports: Main sectors
- Naval Station Mayport · Wikipedia · retrieved Supports: Main sectors
- Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved Supports: Sales tax
- Jacksonville Transportation Authority (toll removal and 1988 sales tax, Better Jacksonville Plan, routes, fleet, gas tax, budget) · Wikipedia · retrieved Supports: Sales tax, Transit system, Transit ridership
- Duval County, Florida, School Sales Tax Referendum (November 2020) · Ballotpedia · retrieved Supports: Sales tax
- Duval County voters approve half-cent sales tax for schools · News4JAX · retrieved Supports: Sales tax
- Florida Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes
- Property Tax Exemptions for Taxpayers (homestead exemption and Save Our Homes) · Florida Department of Revenue · retrieved Supports: Tax notes
- Jacksonville City Council approves $2B budget, restores affordable housing trust fund · Jacksonville Today · retrieved Supports: Tax notes, Health care, Education, Character
- Skyway (Jacksonville) (length, stations, fleet, fare, Ultimate Urban Circulator) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- First Coast Flyer (lines and opening dates) · Wikipedia · retrieved Supports: Transit system
- JTA begins first AV-powered service in U.S. · Mass Transit · retrieved Supports: Transit system, Transit ridership
- Friday is deadline to give your views on Skyway options · Jacksonville Today · retrieved Supports: Transit ridership
- JTA studies Skyway options and postpones community meetings · Jacksonville Today · retrieved Supports: Transit ridership
- JTA raises fares and cuts services to make up for budget deficit · Jacksonville Today · retrieved Supports: Transit ridership
- Facing shortfall, JTA will cut jobs, reduce bus service and halt Skyway and NAVI · Jacksonville Today · retrieved Supports: Transit system, Transit ridership, Character
- Traffic statistics, enplaned and deplaned passengers by month, fiscal years 2021/2022 to 2025/2026, and enplanements by airline (prepared 14 June 2026) · Jacksonville Aviation Authority · retrieved Supports: Airport passengers
- Jacksonville International Airport (location, ownership) · Wikipedia · retrieved Supports: Airport passengers, Climate normals
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- UF Health Jacksonville · Wikipedia · retrieved Supports: Health care
- Mayo Clinic Florida · Wikipedia · retrieved Supports: Health care
- Wolfson Children's Hospital · Wikipedia · retrieved Supports: Health care
- Duval Schools enrollment down 16% since 2015, drops below 100K students · Action News Jax (via Yahoo News) · retrieved Supports: Education, Character
- Duval Schools cutting 115 teacher positions due to falling enrollment · Action News Jax · retrieved Supports: Education
- Board approves delays in proposed school consolidations · Duval County Public Schools · retrieved Supports: Education
- State University System of Florida 2025-2026 Matrix · Florida Board of Governors · retrieved Supports: Education
- University of North Florida (founding, R2 classification) · Wikipedia · retrieved Supports: Education
- Fast Facts, Fall 2024 · Jacksonville University · retrieved Supports: Education
- Jacksonville University (Naval ROTC) · Wikipedia · retrieved Supports: Education
- Florida State College at Jacksonville Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved Supports: Education
- Duval County Public Schools (boundaries) · Wikipedia · retrieved Supports: Education
- Florida State College at Jacksonville (campuses) · Wikipedia · retrieved Supports: Education
- Housing activity: El Paso County, monthly · Texas Real Estate Research Center at Texas A&M University · retrieved Supports: A median sale price of $280,615 in El Paso County in August 2026 on 786 sales, against $269,000 on 706 sales in August 2025, up 4.32%, and an average of $313,426, 2,462 active listings and 3.39 months of inventory in August 2026, against 3,048 and 4.39 a year earlier, Figures from MLS listings of single-family homes, condominiums and townhouses, new and existing, physically located within the county, with no split by type and no City of El Paso figure
- Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved Supports: A typical home value of $238,475 for the city of El Paso (region 17933) in August 2026, $233,280 in August 2025, so a rise of 2.2% over the year
- Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved Supports: A typical single-family value of $239,433 in the city of El Paso in August 2026, against $234,144 a year earlier, up 2.3%, A typical condominium value of $176,689 in the same month, against $179,195, down 1.4%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
- El Paso Rent Report, October 2026 · Apartment List · retrieved Supports: A median rent of $941 for a one-bedroom and $1,126 for a two-bedroom in the city of El Paso, and $1,182 across all bedroom sizes, Rents up 0.9% over September and up 1.6% over the past 12 months, against -2.1% for the state
- Apartments for rent in El Paso, TX: average rent · Apartment List · retrieved Supports: Average listed rents of $811 and up for a studio, $1,125 and up for one bedroom, $1,192 and up for two, and $1,369 and up for three or more
- FY 2026 fair market rents, El Paso, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved Supports: FY 2026 fair market rents of $821 for an efficiency, $1,013 for one bedroom, $1,191 for two, $1,633 for three and $1,998 for four, as gross rents including utilities, The FMR area as El Paso County alone
- Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved Supports: An observed rent index of $1,519 for the city of El Paso in August 2026, against $1,471 a year earlier, up 3.25%
- Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved Supports: A single-family observed rent index of $1,776 for the El Paso metro area (region 394561) in August 2026, against $1,701 a year earlier
- 2025 taxing entities and rates · City of El Paso Tax Office · retrieved Supports: The City of El Paso collecting property taxes for the governments listed, at 2025 rates per $100 of maintenance and operations, interest and sinking, and total, City of El Paso 0.549469, 0.210180 and 0.759649; County of El Paso 0.395292, 0.063597 and 0.458889; El Paso ISD 0.769900, 0.310800 and 1.080700; El Paso Community College 0.103563, none and 0.103563; University Medical Center 0.179542, 0.061350 and 0.240892, Ysleta ISD 0.770500, 0.430000 and 1.200500; Socorro ISD 0.668900, 0.270000 and 0.938900; Canutillo ISD 1.152500, Paseo del Este MUDs 1 to 11 at 0.623700 to 0.801800, Horizon Regional MUD 0.662800, Emergency Services District 1 0.100000 and District 2 0.087138, the Downtown Management District 0.120000 and City of El Paso MMD 1 0.270000
- El Paso Central Appraisal District: entities and exemptions, 21 June 2023 · El Paso Central Appraisal District · retrieved Supports: An optional residential homestead exemption of $5,000 for the City of El Paso and El Paso County, 20% for Ysleta ISD, and none for El Paso Community College or University Medical Center, The school homestead exemption for every school district, and no local option tax freeze granted by any entity in the county
- 2 in every 5 El Paso County homeowners won't have to pay school property taxes under expanded homestead exemption · El Paso Matters · retrieved Supports: The city and county governments with $5,000 homestead exemptions, and University Medical Center of El Paso and El Paso Community College with none, Ysleta ISD's additional 20% homestead exemption on top of the state's, More than 77,000 El Paso County homeowners owing no school tax in 2025 once the $140,000 exemption applied, about 43% of homesteads
- Some El Paso homeowners will save hundreds with relief on school property taxes. Others may see their tax bills go up. · El Paso Matters · retrieved Supports: El Paso ISD as the largest district in the county, An average taxable home value in the county of just over $223,000 in 2025, and the City's line as the largest part of the bill for most homeowners
- Comparing property taxes: El Paso and beyond, May 2025 · Hunt Institute for Global Competitiveness, University of Texas at El Paso · retrieved Supports: A combined 2024 property tax rate of 2.595740% for the City of El Paso, above San Antonio's 2.079601%, Houston's 2.092362%, Austin's 1.981814% and Dallas's 2.235030%
- Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median household income of $59,932 in El Paso city, against $79,721 for Texas, Median household incomes of $64,361 in Houston, $66,176 in San Antonio, $74,323 in Dallas, $82,503 in Fort Worth and $90,430 in Austin, A median owner-occupied home value of $209,600 in El Paso city, and 151,778 of its 246,570 occupied homes owner-occupied
- Tax and budget: 2026 tax rate notices · City of El Paso Office of Management and Budget · retrieved Supports: A proposed 2026 rate of $0.809487 per $100, the voter-approval rate, against a no-new-revenue rate of $0.747490, from https://www.elpasotexas.gov/assets/Documents/CoEP/OMB/Tax-Budget/2026/2026.08.04-NOTICE-OF-PUBLIC-HEARING-ON-TAX-INCREASE.pdf
- El Paso City Council approves 2026-27 budget; increase in property taxes · KFOX14 and CBS4 · retrieved Supports: A 2026 rate of $0.798000 per $100 adopted on 18 August 2026, about 1.1 cents below the introduced $0.809487, An estimated increase of about $105 a year for a single-family homeowner
- 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, and the district names in https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2025_Gazetteer/2025_Gaz_unsd_national.zip, Of the City of El Paso's 678,815 residents in 2020: 304,886 in El Paso ISD, 187,847 in Ysleta ISD, 164,173 in Socorro ISD and 21,909 in Canutillo ISD, 304,886 of El Paso ISD's 319,124 residents inside the city, and all 187,847 of Ysleta ISD's
- 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved Supports: A land area of 258.823 square miles and a water area of 0.534 square miles for El Paso city
- Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
- Official statement, Paseo del Este Municipal Utility District No. 4 unlimited tax bonds, series 2025, 13 November 2025 · Paseo del Este Municipal Utility District No. 4, via SAMCO Capital Markets · retrieved Supports: The district wholly within the City of El Paso's extraterritorial jurisdiction, about 15 miles east of the central area of the City, north of Interstate 10 and east of Loop 375, Paseo del Este planned to include about 4,300 acres, with about 10,546 single-family lots developed as of 31 August 2025, Overlapping 2025 rates of 0.801800 for the district, 0.458889 for the county, 0.100000 for Emergency Services District 1, 0.103563 for the college, 0.938900 for Socorro ISD and 0.240892 for University Medical Center, 2.644044 in all
- PSB approves FY 2026-27 budget, rates and fees, 14 January 2026 · El Paso Water · retrieved Supports: An increase of $9.99 a month on the typical residential bill, 12% over the previous year's, with stormwater fees unchanged
- Rates and fees · El Paso Water · retrieved Supports: Residential stormwater charges of $3.00 a month up to 900 square feet of impervious area, $3.71 to 1,200, $7.42 for a typical 1,201 to 3,000, $14.81 to 4,000 and $18.55 above it, Water rates effective with meter readings after 1 March 2026
- Sample bill · El Paso Water · retrieved Supports: Solid waste charges for the City's Environmental Services Department of $34.65 a month on the water bill: $21.00 for one gray bin, a $5.00 environmental fee, a $6.00 franchise fee and $2.65 of sales tax
- Stormwater FAQ · El Paso Water · retrieved Supports: Flooding when runoff exceeds the capacity of an arroyo or channel, and natural arroyos, some protected from development, as part of the stormwater system
- International Bridges · City of El Paso · retrieved Supports: The City managing three of the region's international ports of entry, Paso del Norte, Stanton and Zaragoza, whose American sides the City owns
- Censo de Población y Vivienda 2020: resultados, Chihuahua · Instituto Nacional de Estadística y Geografía · retrieved Supports: Juárez as the most populous municipality in Chihuahua, with 1,512,450 inhabitants
- Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
- Texas title insurance basic premium rates · Texas Department of Insurance · retrieved Supports: A basic premium of $780 plus 0.00494 of the amount over $100,000 for policies from $100,001 to $1,000,000, effective 1 March 2026
- Texas homeowners insurance market overview · Texas Department of Insurance · retrieved Supports: A statewide average homeowners premium of $3,489 a year for 2025
- Best home insurance companies in El Paso, Texas · Insurify · retrieved Supports: An average El Paso premium of $2,280 a year for $300,000 of dwelling cover and a $1,000 deductible, against a Texas average of $4,656 for the same cover, updated 27 September 2026, El Paso's distance from the Gulf Coast and its hurricanes as a reason its premiums are lower
- Texas homeowners insurance · NerdWallet · retrieved Supports: An average El Paso premium of $2,520 a year, $210 a month, for $500,000 of dwelling cover, $300,000 of liability and a $1,000 deductible, updated 20 February 2026
- Renters insurance in Texas · NerdWallet · retrieved Supports: An average El Paso renters premium of $130 a year, $11 a month, updated 23 September 2026
- Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, El Paso city · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median monthly association fee of $50 among El Paso owner-occupied units that pay one, 7,263 of 151,778 owner-occupied units, or 4.8%, paying such a fee, and 400 paying $500 or more a month
- Housing Finance Corporation · City of El Paso Community and Human Development · retrieved Supports: The El Paso Housing Finance Corporation, a non-profit created by the City Council, in existence since 1979, The Mi Casa Homebuyer Grant: up to $20,000 of grant funds for the down payment and closing costs on a home within the city limits, after homebuyer education, for a first-time buyer outside the target area, under income limits of $90,600 for one or two people and $105,340 for three or more outside the target area, and $109,920 and $128,240 inside it, The Welcome Home El Paso grant of up to 5% of the loan through participating lenders
- El Paso weighs shifting $2.5M from first-time buyer aid to affordable housing · KFOX14 and CBS4 · retrieved Supports: The City's first-time homebuyer program, up to $45,000 plus $5,000 toward the down payment or closing costs, last used in 2021, A household income cap of 80% of the area median and a price cap of $226,000, and a proposal of 14 September 2026 to move $2.5 million of unused funds to multi-family construction
- Northeast Florida market shows signs of a more balanced housing environment (August 2026 market report) · Northeast Florida Association of REALTORS · retrieved Supports: A median price of single-family homes in Duval County of $335,000 in August 2026, the same as July, 887 closed sales, 965 pending sales, 1,265 new listings, an active inventory of 3,057 homes and a 3.4-month supply in Duval County, and a median of 25 days on market, A six-county single-family median of $397,420, down 1.6%, and a St. Johns County median of $573,250, Monthly figures by county only, with no City of Jacksonville figure
- Inventory climbs while sales cool in the August housing market (August 2025 market report) · Northeast Florida Association of REALTORS · retrieved Supports: A median price of single-family homes in Duval County of $340,000 in August 2025, 889 closed sales, an active inventory of 4,197 homes, a 4.7-month supply and a median of 38 days on market in Duval County
- Jacksonville's Consolidation Mayor: Hans G. Tanzler Jr. · Florida Historical Quarterly, vol. 80 no. 2 (2001), via University of Central Florida STARS · retrieved Supports: Jacksonville's consolidation with Duval County on 1 October 1968
- 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved Supports: A land area of 747.33 square miles and a water area of 127.129 square miles for Jacksonville city
- 2025 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved Supports: For the general services district (excluding the beaches and Baldwin) and for USD1, the old City of Jacksonville: schools 6.3430, general government 11.1919, urban service district 0.0000, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0270, a final total of 17.7412, Jacksonville Beach (USD2) at 18.4452, Atlantic Beach (USD3) at 17.2004, Neptune Beach (USD4) at 17.8161 and Baldwin (USD5) at 18.9701, each with a general government rate of 7.9012 or 9.4208 and its own municipal levy, No bond millage for any authority
- 2024 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved Supports: For the general services district: schools 6.3400, general government 11.3169, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0288, a final total of 17.8650
- Millage rates · Duval County Property Appraiser, via the City of Jacksonville · retrieved Supports: Taxing districts for Duval County: GS and USD1, City of Jacksonville; USD2, Jacksonville Beach; USD3, Atlantic Beach; USD4, Neptune Beach; USD5, Baldwin, Taxing authorities for Duval County: the county public schools, the Florida Inland Navigation District and the St. Johns River Water Management District, with the four other municipalities as additional taxing authorities
- Property tax estimator · Duval County Property Appraiser · retrieved Supports: For a $350,000 purchase in Jacksonville (GS or USD1) with homestead and no portability, tax roll 2026: a school taxable value of $325,000 and a non-school taxable value of $298,589, Lines of general government 11.1919, $3,341.78; public schools by state law 3.0950, $1,005.88; by local board 2.2480, $730.60; school board voted 1.0000, $325.00; Florida Inland Navigation District 0.0270, $8.06; and St. Johns River Water Management District 0.1793, $53.54; an estimated total of $5,464.86, A $25,000 exemption against the school lines and $51,411 against the others, The estimator using the most recently certified millage, and a final bill that may also carry non-ad valorem assessments for solid waste, stormwater and other services
- Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
- Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
- Homestead and other exemptions · Duval County Property Appraiser, via the City of Jacksonville · retrieved Supports: The Save Our Homes benefit limiting future annual increases in assessed value to 3% or less, removed on a sale, with the assessed value rising to market value for the next tax roll, Portability of the Save Our Homes benefit from a Florida homestead held in any of the three preceding tax roll years, on a separate application due by 1 March, Automatic annual renewal of the exemption
- Vote: 1-mill continuation, 3 November 2026 · Duval County Public Schools · retrieved Supports: Voters' approval of a 1-mill levy in 2022, and state law requiring voters to approve its continuation every four years, The ballot question on 3 November 2026 to continue the current one mill, A $300,000 home with $275,000 of taxable value paying $275 a year for the mill
- 2026 Voter's guide: Duval County referendum, extending 1-mill property tax funding for schools · News4JAX · retrieved Supports: The current authorization ending 30 June 2027, and the measure extending it from 1 July 2027 through 30 June 2031
- City fees · City of Jacksonville · retrieved Supports: Residential solid waste and stormwater fees billed as non-ad valorem assessments on property tax bills, Homestead and other ad valorem exemptions not applying to either fee
- Residential solid waste fee · City of Jacksonville, Solid Waste Division · retrieved Supports: A rate of $29.50 a month, $354 a year, per premise for 2026, and $32.00 a month, $384 a year, for 2027, subject to annual approval by the City Council, The fee collected as a non-ad valorem assessment on the property tax bill, and charged regardless of occupancy
- Frequently asked questions: stormwater fee · City of Jacksonville · retrieved Supports: A fee based on impervious area, $5 a month for the owner of an average single-family house
- Jacksonville rent report, October 2026 · Apartment List · retrieved Supports: A median rent of $1,110 for a one-bedroom and $1,306 for a two-bedroom in the city of Jacksonville, and $1,321 across all bedroom sizes, Rents down 0.1% over September and up 0.7% over the past 12 months, against -1.2% for the state and -0.4% for the nation
- Apartments for rent in Jacksonville, FL: average rent · Apartment List · retrieved Supports: Average listed rents of $1,185 and up for a studio, $1,392 and up for one bedroom, $1,636 and up for two, and $1,904 and up for three or more
- Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median household income of $72,389 in Jacksonville city, against $77,735 for Florida, $84,114 in Tampa, $77,597 in Orlando and $66,337 in Miami, A median owner-occupied home value of $325,300 in Jacksonville city, against $396,900 for Florida, 240,209 of Jacksonville's 413,620 occupied homes owner-occupied
- Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Jacksonville city · United States Census Bureau, via the Census Reporter API · retrieved Supports: 99,738 of 240,209 owner-occupied units, or 42%, paying a homeowners' association or condominium fee, A median monthly fee of $93 among them, and 7,399 paying $500 or more a month
- Documentary stamp tax · Florida Department of Revenue · retrieved Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
- Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
- Best home insurance in Jacksonville, Florida (2026) · Insurify · retrieved Supports: An average Jacksonville premium of $3,471 a year for $300,000 of dwelling cover and a $1,000 deductible, against a national average of $2,417 for the same cover, updated 27 September 2026
- Florida homeowners insurance · NerdWallet · retrieved Supports: An average Jacksonville premium of $3,145 a year, $262 a month, against $3,765 in Orlando, $3,470 in Clearwater and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
- Renters insurance in Florida · NerdWallet · retrieved Supports: An average Jacksonville renters premium of $179 a year, $15 a month
- Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
- Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
- FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
- Hurricane Irma brought record flooding to Jacksonville 5 years ago · News4JAX · retrieved Supports: Irma passing 100 miles west of Jacksonville early on 11 September 2017, and the river rising to a historical 5.57 feet when a rainband and 86 mph easterly gusts pushed water into the basin at high tide, Downtown streets flooded and homes in San Marco and across the city flooded, with businesses on both sides of the St. Johns River shut for months
- Hurricane Irma review: from violent Cat. 5 to record flooding · Action News Jax, First Alert Weather (Mike Buresh) · retrieved Supports: Riverside and San Marco with the worst flooding since at least 1846, A crest of 5.57 feet at the Main Street Bridge against a flood stage of 2 feet, major flooding at 3.5 feet and a previous record of 4.1 feet from Hurricane Dora in 1964
- Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
- Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
- Normandy Community Development District: about the CDD, and the fiscal 2027 final adopted budget · Normandy Community Development District · retrieved Supports: The district established by Ordinance 2022-117-E of the Jacksonville City Council, effective 24 March 2022, and about 641 acres entirely within Duval County, from https://www.normandycdd.org/about-the-cdd, For a developed 50-foot lot in fiscal 2027, operations and maintenance of $2,343.78 and Series 2024 debt service of $1,881.72, $4,225.50 in all, against $3,007.18 in fiscal 2026; a 40-foot lot at $3,380.40 and a 20-foot townhome at $1,690.20, Series 2024 bonds with annual debt service through 1 May 2054
- Bartram Park Community Development District · Bartram Park Community Development District · retrieved Supports: A community development district established in 2005 and located in Duval County
- SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
- #AskJAXTDY: How will JEA's new electric and water rates affect me? · Jacksonville Today · retrieved Supports: JEA's electric rates up 6.2% and water and sewer rates up 8% from 1 October 2026, A residential electric bill for 1,000 kWh of $170.37 in April 2026, forecast to be $8.70 less in October, and a residential water and sewer bill for 6,000 gallons forecast at $83.50 in October
- Housing Services: Headstart to Homeownership program · City of Jacksonville, Housing and Community Development · retrieved Supports: Financial assistance of up to $25,000 for down payment and closing costs, subject to funding, Applicants who do not currently own a home, will live in it, and have household income no higher than 80% of the area median income for Duval County, Homes required to meet Section 8 Housing Quality Standards before closing, and applicants told not to sign a sales contract before approval
- Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program