El Paso vs St. Petersburg: which should you move to?
El Paso or St. Petersburg? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.
St. Petersburg
Two cities that lost residents in 2024-25, El Paso 2,219 of 683,012 in the desert and St. Petersburg 1,822 of 264,033 on Tampa Bay in the year of Hurricanes Helene and Milton, both pricing in US dollars in states with no income tax, so the figures net directly, and both in metros where unemployment was 4.8% in July 2026. The prices are different instruments: El Paso's is the Texas Real Estate Research Center's median for El Paso County, $280,615 in August 2026, every home type together, because no city median is published, and St. Petersburg's is Zillow's typical home value for the city, $355,759 in June, its row in this site's Tampa Bay layer, as Tampa's is. On Zillow's index, the same measure in both, the City of El Paso stood at $238,475, so the order holds and widens. Mortgage, property tax and insurance come to about $2,165 a month in El Paso at Freddie Mac's 7.03% and $2,742 in St. Petersburg at August's 6.67%, or $2,810 at the same rate, roughly 43% of El Paso's median household income of $59,932, the lowest of any city this site compares, and 45% of St. Petersburg's $73,048. The tax rate runs the other way, an effective 2.08% of El Paso's median against 1.76% of St. Petersburg's typical value, and insurance is budgeted at $180 a month against $390, St. Petersburg's before any flood policy, which after Helene's record surge is the line to price first there. El Paso has the lower violent and property crime on the same FBI counts, 288 and 1,340 per 100,000 against 502 and 2,059, and the two are close on homicide, about 3.8 per 100,000 against 3.4. Choose El Paso for the far cheaper house and rent, a dry and sunny year, Fort Bliss and the border, and a power grid outside ERCOT's. Choose St. Petersburg for higher incomes, a far lower uninsured rate, a mild winter and a downtown on the bay, and check the address's surge zone and a flood quote first.
| Measure | El Paso | St. Petersburg | Advantage |
|---|---|---|---|
| City population | 683,012 (2025) | 264,033 (2025) | Not directly comparable |
| Metro population | 881,291 (2025) | 3,418,895 (2025) | Not directly comparable |
| Five-year growth Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner. | 0.6% (2020-2025) | 2.2% (2020-2025) | Not directly comparable |
What a home costs in each
The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.
| Measure | El Paso | St. Petersburg | Advantage |
|---|---|---|---|
| Benchmark home price MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's. | $280,615 (August 2026) | $355,759 (June 2026) | El Paso |
| Detached house benchmark St. Petersburg publishes a single house index rather than a composite, so the two rows repeat. | $239,433 | $355,759 | El Paso |
| Apartment or condominium benchmark | $176,689 | Not published | Not directly comparable |
| Two-bedroom rent | $1,126/mo (median, September 2026) | $2,058/mo (median, June 2026) | El Paso |
| One-bedroom rent | $941/mo | $1,770/mo | El Paso |
| Two-bedroom rent against median income A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies. | 22.5% of a year's income | 33.8% of a year's income | El Paso |
| Mortgage payment on the benchmark, 20% down 30-year amortization on American monthly compounding, the convention in both. | $1,498/mo at 7.03% | $1,831/mo at 6.67% | El Paso |
| Price to household income Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not. | 4.7× | 4.9× | El Paso |
| Property tax on the benchmark home The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars. | $5,845/yr (2.083%, 2025) | $6,248/yr (1.756%, 2025) | St. Petersburg |
| Transfer tax on the benchmark home Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving. | None | $2,490 (seller pays) | El Paso |
| Rent control A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better. | Forbidden by state law | Forbidden by state law | Not directly comparable |
El Paso: About 2.08% of value for a homesteaded owner, worked out on the $280,615 El Paso County median sale price. A house in the City of El Paso and El Paso ISD, the school district more of the city's residents live in than any other, is taxed by five units for 2025, which add to 2.643693 per $100 before any exemption. Three take a homestead exemption off the appraised value first and two take none: El Paso ISD takes the state's $140,000 and nothing more, El Paso County and the City a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso, the county's hospital district, nothing at all. So El Paso County levies 0.458889 per $100 on $275,615 after an exemption of $5,000, $1,265; City of El Paso levies 0.759649 per $100 on $275,615 after an exemption of $5,000, $2,094; El Paso ISD levies 1.0807 per $100 on $140,615 after an exemption of $140,000, $1,520; El Paso Community College levies 0.103563 per $100 on the full $280,615, with no homestead exemption, $291; University Medical Center of El Paso levies 0.240892 per $100 on the full $280,615, with no homestead exemption, $676. The five come to $5,845 a year, 2.08% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,419. In Ysleta ISD, the district the second most residents live in, the school line is 1.2005 per $100 after an exemption of $196,123, the state's plus the district's own 20%, and the same house comes to $5,339, 1.90%; in Socorro ISD, at 0.9389, it comes to $5,645, 2.01%. The median is the county's, and a typical home inside the city is cheaper: on $238,475, Zillow's August 2026 value for a typical City of El Paso home, the El Paso ISD stack comes to $4,731, 1.98%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. The City has since adopted 0.798 for 2026, but when these figures were retrieved the City Tax Office's table still ran to 2025, so the calculators stay on 2025 until all five units' 2026 rates are published. St. Petersburg: About 1.76% of what you pay for the house, which is lower than the 19.9197 mills St. Petersburg is charged, and the difference is Florida's homestead exemption rather than any assessment lag. The state assesses at full market value and a purchase resets the assessment to the price. What there is instead is an exemption: $25,000 of taxable value comes off for every taxing authority and a second slice comes off for all of them except the Pinellas County school board, which levies 6.2930 of the 19.9197. That second slice was $25,000 through the 2024 tax roll and has been adjusted for inflation every 1 January since, under the 2024 amendment to Article VII section 6 of the state constitution, so it is now somewhat more than $25,000. The figures here use the base amount, because the Department of Revenue sends the adjusted figure to the county property appraisers rather than publishing it. The difference is worth a few dollars a year on a bill, and the county property appraiser can tell you the amount in force. A homesteaded buyer's first-year bill is therefore about $6,248 on the $355,759 typical home value here. That 19.9197 is the figure Pinellas County publishes for this taxing district rather than a total assembled here, and St. Petersburg's own council sets 6.4525 of it. The exemption is not automatic: you file for it with the county property appraiser by 1 March of the year after you buy. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.
How safe each city is, by the numbers it publishes
Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.
| Measure | El Paso | St. Petersburg | Advantage |
|---|---|---|---|
| Crime Severity Index Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series. | Not published | Not published | Not directly comparable |
| Violent crime per 100,000 | 288 (2025) | 502 (2025) | El Paso |
| Property crime per 100,000 | 1,340 (2025) | 2,059 (2025) | El Paso |
| Homicides Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table. | 26 (2025) | 9 (2025) | Not directly comparable |
On the FBI's definitions, violent offenses in El Paso went from 1,794 in 2021 to 2,109 in 2022, 2,134 in 2023 and a peak of 2,170 in 2024, then 1,969 in 2025, a 9% drop in the last year that still leaves the count 10% above 2021. Property offenses went from 8,882 to 9,440 and a peak of 11,061 in 2023, then 10,246 and 9,152, 17% below the peak. Motor vehicle theft drove much of the swing: 994 in 2021, 2,314 in 2023 and 1,805 in 2025. In 2025 the CDE shows aggravated assaults down 10% (1,628 to 1,467), robberies down 11% (255 to 226), rapes down 6% (267 to 250), burglaries down 19% (959 to 773) and larcenies down 11%, while murders (20 to 26) and arsons (69 to 78) rose. EPPD's own count of the eight offenses, as reported to the state, fell 11% in 2025, but El Paso Matters found it was the only one of Texas's 25 largest law enforcement agencies to report more serious crime in 2025 than in 2021, after rises in 2022 and 2023. The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 1,969 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the El Paso Police Department (ORI TX0710200) in calendar 2025, divided by the 683,012 Vintage 2025 city population. On the CDE's own agency population of 682,310 the rate is 289. That is the lowest of any US city this site compares, against 375 in Fort Worth, 532 in San Antonio, 577 in Dallas and 890 in Houston, and below Miami's 359. EPPD's own figures, as reported to the Texas Department of Public Safety and summarized by El Paso Matters, put violent crime 10% lower in 2025 than in 2024, in line with the CDE's 9% drop.
Homicides: 26 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 20 in 2024, about 3.8 per 100,000 on the city population, half Fort Worth's rate and a third of Houston's. El Paso Matters, reading the department's report to the state, also has murder rising in 2025, one of only two of the eight tracked offenses that did, with arson. The CDE series is small and uneven: 33 in 2021, 22 in 2022, 37 in 2023, 20 in 2024 and 26 in 2025.
Down, and clearly so in 2025. On the FBI CDE's annual totals violent offenses were 1,622 in 2022, 1,519 in 2023, 1,642 in 2024 and 1,325 in 2025, about 618, 573, 618 and 502 per 100,000 on each year's Vintage 2025 population, so 2025 was 19% below 2024 after three flat years. Property offenses fell from 7,052 in 2023 to 6,528 in 2024 and 5,437 in 2025, down 17% in the last year, with motor vehicle theft more than halved from 917 in 2023 to 407. The department's own figures agree in direction and nearly in count: it reported overall crime down 16% in 2025, 175 robberies against a five-year average of 224, and 406 auto thefts against an average of 735 (Patch). The CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 1,325 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the St. Petersburg Police Department (ORI FL0521400) in calendar 2025, divided by the 264,033 Vintage 2025 city population. On the CDE's own agency population of 269,098 the rate is 492. That is close to Boston's 507 and Jacksonville's 514, above Tampa's 375.5 (on the Tampa Police Department's own counts) and Miami's 359, and almost four times Port St. Lucie's 130. The department reports to the CDE as annual totals rather than month by month, and the CDE carries a full year for each of 2022 to 2025 and nothing for 2021.
Homicides: 9 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 3.4 per 100,000 on the city population, against Tampa's 17 (4.1), Orlando's 10 (3.0) and Port St. Lucie's 4 (1.5). The department's own count, announced in January 2026, is 10 homicides, which it called the fewest since 1967, when the city had six, and 44% fewer than the 18 of 2024 (Patch, reporting the St. Petersburg Police Department). The CDE series is 16 in 2022, 13 in 2023, 18 in 2024 and 9 in 2025.
Winters, summers and what the weather can do to a house
| Measure | El Paso | St. Petersburg | Advantage |
|---|---|---|---|
| January mean | 8.1 °C | 16.8 °C | Not directly comparable |
| July mean | 29.1 °C | 28.8 °C | Not directly comparable |
| Precipitation a year | 223 mm | 1,185 mm | Not directly comparable |
| Snowfall a year | 7 cm | 0 cm | Not directly comparable |
| Sunshine a year | 3,763 hours | Not published | Not directly comparable |
NOAA NCEI 1991-2020 normals for El Paso International Airport (station USW00023044), inside the city about 7 miles east-northeast of downtown and the station where the National Weather Service keeps El Paso's official record: January mean 46.5F, July mean 84.4F, annual mean 66.2F, 8.78 in of precipitation, 2.8 in of snow. July is the warmest month by half a degree over June (83.9F), but June has the hottest afternoons, with a mean high of 97.1F before the monsoon arrives, against July's 95.8F; December (46.1F) is a shade colder than January, whose mean low is 34.5F. More than half the year's rain falls from July through September (1.58, 1.67 and 1.52 in), and April (0.17 in) is the driest month; the snow falls from November to February, most of it in December (1.3 in). The normals count 116.8 days a year at 90F or above, 26.5 at 100F or above and 42.0 nights at or below freezing. Converted here to 8.1 C, 29.1 C, 223 mm and 7.1 cm. That is the least precipitation of any city this site compares, a quarter of Dallas's and a sixth of Houston's, and the most freezing nights of the Texas cities; only Austin, at 28.7, has more 100F days. Sunshine is the 1961-1990 NOAA monthly series as Wikipedia's climate table gives it, 3,762.5 hours a year, rounded here to 3,763 and the most of any city this site compares; Current Results, from the same NCDC comparative data, puts El Paso at 84% of possible sunshine and 193 clear days a year but lists no hours for it, and the 1991-2020 normals do not include sunshine.
Hazards: Heat is the constant, and it is getting worse. The normals count 116.8 days a year at or above 90F and 26.5 at or above 100F (37.8 C). The airport's record is 70 days of 100F in 2023, including 44 in a row from 16 June to 29 July, well ahead of 62 in 1994 and 57 in 2020, and its highest reading is 114F (45.6 C), on 30 June 1994. The summer of 2026 set a different record: 108 days in a row at 90F or above, from 6 June to 21 September, the longest run on record and two days longer than 2015's, with 52 days at 100F or above by 27 September, and El Paso Matters reports the year on track to be the city's warmest. Flash flooding is the danger the dry climate hides. The monsoon brings most of the year's rain in a few storms, and water runs off the Franklin Mountains through the arroyos into the city. From 27 July to 4 August 2006 a series of storms dropped 6.84 in (174 mm) on the airport, 2.84 in (72 mm) of it on 1 August, its second-wettest day since 1938, while 3 to almost 10 in fell over the western side of the city that morning and early afternoon; the National Weather Service calls it the worst flooding in the area's recorded history. The Rio Grande rose to its highest level since 1912, 1,200 people were evacuated from Sunland Park, New Mexico, all of Vinton was evacuated, and the airport's 15.01 in (381 mm) from July through September made it the wettest monsoon on record. The NWS puts the region's damage at about $450 million; El Paso Water counts more than $200 million to homes and businesses and $115 million to the city's stormwater system, and the City Council created a stormwater utility, run by El Paso Water on monthly fees, in 2008. Wind and dust are the spring hazard, from March to early May, when strong winds lift sand and dust off the desert and cut visibility (Wikipedia). On 8 December 2009 gusts near 80 mph (129 km/h) tore roofs off buildings in eastern El Paso and closed Transmountain Road and US 54, and blowing dust cut visibility on I-10 toward Las Cruces to under half a mile (NWS). Drought is a water supply problem. El Paso Water gets nearly half its supply from the Rio Grande, stored upstream in New Mexico's Elephant Butte Reservoir, and says it has not received a full allocation in about a decade; the rest comes from the Hueco and Mesilla aquifers and the Kay Bailey Hutchison Desalination Plant, built with Fort Bliss, which can make 27.5 million gallons a day from brackish groundwater and which the utility calls the largest inland desalination plant in the world. Elephant Butte fell to 26,777 acre-feet on 30 July 2026, 1.4% of its capacity and the least water in it since October 1971 on Texas Water Development Board figures, and stood at 2.4% on 30 September. The utility's Pure Water Center, a $290 million plant that will turn up to 10 million gallons a day of treated wastewater into drinking water piped straight into the distribution system, one of the first of its kind in the country, is under construction and due to open in 2029. Cold is rare, and the grid matters. El Paso Electric is on the grid that covers the western US, not ERCOT's, as the utility itself points out, so El Paso sat outside the Texas grid that failed during Winter Storm Uri: the airport recorded 3.2 in (8.1 cm) of snow on 14 February 2021 and a low of 14F (-10.0 C) on the 14th and 15th, and the Texas Department of State Health Services, which counted 246 deaths from the storm across the state, recorded none in El Paso County. The city's own crisis came ten years earlier. From 1 to 4 February 2011 temperatures stayed below freezing for 78 hours, the high on the 2nd was 15F (-9.4 C) and the low on the 3rd was 1F (-17.2 C); all eight of El Paso Electric's primary generators failed in the cold, forcing rolling blackouts, and frozen pipes and failed pumps left parts of El Paso without water for days (NWS, Wikipedia). The station's record low is -8F (-22.2 C), on 11 January 1962.
NOAA NCEI 1991-2020 normals for St. Petersburg Albert Whitted Airport (station USW00092806), the downtown waterfront airport about a mile east of the city's center, which is the station the brief names and has full temperature and precipitation normals: January mean 62.2F, July mean 83.8F, annual mean 74.7F, 46.65 in of precipitation. The airport's normals carry no snowfall, so the 0.0 in of snow stored here is the normal at the St. Petersburg cooperative station (USC00087886), at the same coordinates in NCEI's listing. August is the warmest month by two tenths of a degree at 84.0F, with a mean high of 89.8F; January's mean low is 55.3F. August (8.39 in) and July (7.49 in) are the wettest months, and June through September bring 29.33 in, 63% of the year; November (1.46 in) is the driest. The normals count 70.9 days a year at 90F or above, none at 100F and 0.1 nights at or below freezing. Converted here to 16.8 C, 28.8 C, 1,185 mm and 0 cm. The other stations bracket it: the cooperative station averages 62.1F in January and 83.9F in July with 52.48 in a year, and St. Pete-Clearwater International Airport (USW00012873), about 10 miles north and away from the bay, 61.6F and 83.1F with 53.62 in and 94.1 days at 90F. St. Petersburg's year is almost Tampa's (Tampa International's 62.0F and 83.8F); its January is level with Port St. Lucie's (62.3F), warmer than Orlando's (60.6F) and six degrees colder than Miami's (68.6F). Sunshine is not stored: Current Results' US city table, the source and 1961-1990 basis of the other US profiles' sunshine hours, lists Tampa (2,927 hours, at Tampa International) and no St. Petersburg station, and the 1991-2020 normals do not include sunshine; the city's nickname, the Sunshine City, rests on a Guinness record of 768 consecutive sunny days from 1967 to 1969 (Wikipedia), not on a measured annual total.
Hazards: Storm surge is the defining hazard, and 2024 showed how much of the city sits low. Hurricane Helene passed offshore on 26 September 2024 on its way to a Big Bend landfall, and the National Ocean Service tide gauge at St. Petersburg, the longest record in Tampa Bay, dating to 1947, measured 6.31 ft above mean higher high water, far above its previous record of 3.97 ft in Hurricane Elena in 1985 (National Hurricane Center). Twelve people drowned in the surge in Pinellas County, two of them in St. Petersburg and nine on the barrier islands from St. Pete Beach to Indian Rocks Beach, and Helene destroyed at least 419 homes in Pinellas and Hillsborough counties and did major damage to at least 18,512 structures (NHC). Albert Whitted recorded a gust of 82 mph that day. Two weeks later, on 9 October, Hurricane Milton came ashore at Siesta Key, about 35 miles south, as a Category 3; its track spared the bay a surge but not the rain or the wind. Albert Whitted measured 18.54 in (471 mm) on 9 October, the wettest day in its record since 2010, and the NHC gives the airport 18.88 in for the storm and a gust of 88 kt (101 mph); a volunteer gauge near the city recorded 20.40 in, the highest storm total anywhere in Milton's path. Milton tore most of the fabric roof off Tropicana Field (NHC) and toppled a construction crane onto a downtown office building that housed the Tampa Bay Times (Bay News 9). The Rays played the 2025 season at Steinbrenner Field in Tampa and returned on 6 April 2026 after repairs (Wikipedia). Wikipedia notes that neither storm made landfall in the city and that the last hurricane to strike it directly was in 1921. Heat is long rather than extreme: 70.9 days a year at 90F or above on the normals and none at 100F (37.8 C); Albert Whitted recorded 128 such days in 2024, the most in its record since 2010, and 94 in 2026 through 28 September. Frost is almost unknown on the waterfront: one night at 32F (0 C), on 18 January 2018, since 2010, and a lowest reading of 36F in 2026 on 1 February.
What people earn and what the government takes
| Measure | El Paso | St. Petersburg | Advantage |
|---|---|---|---|
| Median household income | $59,932 USD (2024) | $73,048 USD (2024) | St. Petersburg |
| Unemployment rate | 4.8% (July 2026) | 4.8% (July 2026) | Even |
| Sales tax | 8.25% | 7% | St. Petersburg |
| Top marginal income tax Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here. | 37% | 37% | Even |
| Income tax on $100,000, single filer Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method. | $13,449 USD | $13,449 USD | Even |
BLS counted 363,500 nonfarm jobs in the El Paso MSA in August 2026 (not seasonally adjusted, preliminary), up 3,200 or 0.9% on the year. Professional and business services grew fastest (+3.5%, to 44,500), then leisure and hospitality (+2.5%, to 44,600), construction and mining (+1.8%) and manufacturing (+1.1%, to 18,400), while information (-4.5%) and local government (-1.3%, to 47,000) shrank and private education and health services held at 56,000. Unlike in Fort Worth and San Antonio, federal employment rose, 3.0% to 13,800; BLS's payroll count does not include active-duty soldiers. Trade, transportation and utilities is the largest sector at 80,200 jobs and government the second at 70,900. The seasonally adjusted series (SMS48213400000000001) was 365,200 in August 2026, 1.2% above August 2025. The Texas Comptroller counts 41,527 direct employees at Fort Bliss in 2025 and estimates the base supported 121,220 Texas jobs and $17.3 billion of the state's GDP ($29.1 billion of output). The border is the other half of the economy: in 2025 the Bureau of Transportation Statistics counted 13.1 million personal vehicle passengers and 5.4 million pedestrians entering at the El Paso port, second on the Mexican border only to San Ysidro for both, and 641,729 trucks at Ysleta-Zaragoza, fourth after Laredo, Otay Mesa and Hidalgo. The largest new investment is Meta's AI data center in Northeast El Paso, a $10 billion project as El Paso Matters described it in May 2026, which the city expects to become its largest property taxpayer, at about $15 million a year once fully built in 2028, with 300 permanent jobs (El Paso Matters).
Main sectors: Military and federal government: Fort Bliss, home of the 1st Armored Division, the largest installation in the Army's Forces Command, with 41,527 direct employees in 2025 (30,288 of them active-duty), and the federal border agencies (US Border Patrol's El Paso Sector, Customs and Border Protection, the El Paso Intelligence Center), Health care (University Medical Center of El Paso and the El Paso County Hospital District, Texas Tech Health El Paso, William Beaumont Army Medical Center), Cross-border trade, transportation and logistics with Ciudad Juárez and its export factories, the metro's largest sector by payroll jobs (80,200 in August 2026), The ports of entry: the downtown Paso del Norte, Stanton Street and Bridge of the Americas crossings, Ysleta-Zaragoza and Tornillo, which together took 842,659 trucks and 28.8 million people into the US in 2025, Education and local government (UTEP, El Paso Community College and the El Paso, Ysleta and Socorro school districts); government is the metro's second-largest sector at 70,900 jobs.
Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. On 18 August 2026 a divided City Council adopted a $658.6 million general fund budget for fiscal 2027 and a rate of 79.8 cents per $100 of taxable value, both 6 to 2, which El Paso Matters says will raise the city's bill on the average-value home by about $105; the council had adopted the no-new-revenue rate every year before 2025, and the city manager's proposal at the voter-approval rate would have added $132. The county adopted its no-new-revenue rate of 45.1 cents, about $41 more on a $229,637 home, and the hospital district proposed its no-new-revenue rate of 23.7 cents. El Paso's rates are among the highest of Texas's big counties, but its home values are among the lowest: an El Paso Matters analysis of Tax Foundation and Census data found the county's median property tax bill took 6.1% of median household income in 2024, about the same share as in most large Texas counties and less than in Travis County, where the median bill was 111% higher. The county, school district, hospital district, community college and other levies on the same bill belong to the housing layer.
BLS counted 1,559,600 nonfarm jobs in the Tampa-St. Petersburg-Clearwater MSA in August 2026 (not seasonally adjusted, preliminary), up 14,200 or 0.9% on the year. Private education and health services added the most (+9,700, or 3.8%, to 264,400), then professional and business services (+6,000, or 2.1%, to 288,800) and construction (+1,600, to 99,600), while information lost 1,700 (-5.6%, to 28,600) and federal employment 1,000 (to 30,900). The city's own employment picture is a headquarters town's: the ten principal private employers in its 2025 financial report, led by Raymond James (4,800), Johns Hopkins All Children's (2,800), Power Design and Jabil (1,700 each), employ 17,837, or 12.5% of the 147,705 people working in the city, against 20,300 for the 2016 list, which then included HSN, FIS and Bayfront Medical. Much of the commercial activity is in the Gateway area in the city's north, which it shares with Pinellas Park (Wikipedia). Unlike Port St. Lucie, most residents work in their own county: 14% of the city's workers (20,739 of 144,736) worked outside Pinellas County in 2024, 21.3% worked from home, and the mean commute for the rest was 25 minutes, with 5% spending an hour or more (ACS 2024 1-year, B08007, B08013, B08301 and B08303).
Main sectors: Finance and insurance: Raymond James, headquartered in the city and its largest private employer with 4,800 staff, Franklin Templeton (1,200) and the credit union service organization PSCU (800), in a metro with 142,400 financial activities jobs in August 2026, Health care: Johns Hopkins All Children's Hospital (2,800 staff), BayCare's St. Anthony's Hospital (1,437), HCA (1,350) and Orlando Health Bayfront Hospital, in a metro sector (private education and health services, 264,400 jobs) that added 9,700 jobs over the year, Manufacturing and engineering: Jabil, the electronics manufacturer headquartered in the city (1,700), Catalent Pharma Solutions (800) and Power Design, an electrical contractor (1,700), Utilities: Duke Energy Florida, headquartered in the city (1,250 staff), Tourism, arts and sports: the Dali Museum, the Pier, seven miles of public waterfront parks, the Rays at Tropicana Field and the IndyCar Grand Prix on downtown streets (leisure and hospitality, 167,300 metro jobs).
Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). A St. Petersburg home paid 19.9197 mills for 2025 on the Pinellas County Tax Collector's published total, of which the city's own rate is 6.4525; a little above Tampa's 19.8428 in the same layer. On 17 September 2026 the City Council voted 6 to 2 to keep the city rate at 6.4525 mills for fiscal 2027, the rate it has levied since fiscal 2025, which is above the 6.3854-mill rolled-back rate and so needed a two-thirds vote; rising taxable values, about $39.3 billion, bring the city about $14.8 million more (St Pete Catalyst). Zillow's typical home value for the city was $355,759 in June 2026, down 3.9% on the year, and its typical rent $2,058; the bills, insurance and flood exposure that follow from them belong to the housing layer.
Whether you need a car
| Measure | El Paso | St. Petersburg | Advantage |
|---|---|---|---|
| System | Sun Metro, a department of the City of El Paso that also serves the rest of El Paso County: 39 fixed bus routes with a fleet of 171 buses running on compressed natural gas, four Brio rapid bus lines (Mesa, opened 2014; Alameda and Dyer, 2018; Montana, 2022) covering about 51.5 miles with 98 stations, running in mixed traffic with signal priority, the fare-free El Paso Streetcar on a 4.8-mile downtown and UTEP loop with 27 stops, using restored 1937 PCC cars (opened November 2018), and LIFT paratransit | Pinellas Suncoast Transit Authority (PSTA), the countywide agency formed in 1984 from the St. Petersburg Municipal Transit System and the Central Pinellas Transit Authority: more than 34 bus routes including two express routes to Tampa, the Central Avenue and Suncoast Beach trolleys, and the SunRunner, Tampa Bay's first bus rapid transit line, which opened on 21 October 2022 from downtown St. Petersburg along First Avenues North and South to St. Pete Beach every 15 minutes (Wikipedia). The Cross-Bay Ferry between downtown St. Petersburg and downtown Tampa ran seasonally for eight seasons until its operator's contract ended after 2025, and PSTA bought two vessels in June 2026 to restart it (Wikipedia). There is no passenger rail: CSX's freight branch ends at a small yard northwest of downtown, the line into downtown having been abandoned in 2008. | Not directly comparable |
| Commute by public transit | 0.9% (2024) | 2.1% (2024) | St. Petersburg |
| Walk or cycle to work | 1.6% (2024) | 2.9% (2024) | St. Petersburg |
| Airport | El Paso International Airport (ELP), owned by the city about 7 miles east-northeast of downtown and with no airline hub, handled 3,838,968 passengers in 2025, 4.9% fewer than the record 4,038,530 of 2024, and 83,183 tons of freight, 11.3% fewer, per the airport's December 2025 activity report; Southwest Airlines carried 54% of December's passengers and American 24%. On the night of 10 February 2026 the FAA closed most of El Paso's airspace to civil aviation, citing special security reasons, and lifted the order less than eight hours later; 14 passenger flights were canceled (Wikipedia). | St. Pete-Clearwater International Airport (PIE), owned by Pinellas County about 9 miles north of downtown, handled a record 2,794,067 passengers in 2025, 13.6% more than 2024's 2,458,674, almost all of them on Allegiant Air, which uses it as an operating base (Wikipedia). Most of the city's air travel goes through Tampa International Airport (TPA), about 16 miles to the northeast across the Howard Frankland Bridge, which handled 24,811,007 passengers in 2025 (TPA, as in Tampa's profile). Albert Whitted Airport on the downtown waterfront serves general aviation. | Not directly comparable |
Sun Metro carried 6,186,400 unlinked trips in 2025, 5,575,200 of them by bus and 396,200 on the streetcar, and about 20,200 a weekday in the second quarter of 2026, 1,400 of them on the streetcar (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is slightly more than Trinity Metro's 6,180,600 in Fort Worth, a city half again as large, and a fifth of VIA's 30.7 million in San Antonio. The system is paid for in part by a half-cent city sales tax levied since 1988, and the standard fare is $1.50. The Brio lines, branded buses with curbside stations and pre-boarding ticket machines, run less often than that branding suggests: Sun Metro's current schedules give the Mesa line every 15 minutes at weekday peaks and 20 otherwise, the Alameda and Dyer lines 20 and 25, and the Montana line 30 to 35; the Montana line, 17 miles to the Upper East Side, is the longest. The streetcar runs every 15 minutes, until 11 pm on Fridays and Saturdays, and charges no fare. Its cars ran on El Paso's last line, the international loop through Ciudad Juárez, from 1950 until it closed in 1973 (Wikipedia).
PSTA carried 10,441,618 unlinked trips in 2025 on the National Transit Database's monthly ridership file (Federal Transit Administration), 8,888,290 of them on its buses and 769,551 on the SunRunner, with the rest on vanpools, demand-response service and a ferry. That is a little below the 11.94 million HART carried in Hillsborough (Tampa's profile, from APTA) for a county with less than two-thirds of Hillsborough's population, and well below PSTA's own peak of 14.6 million in 2014; ridership fell to 9.1 million in 2022 and has recovered to about 10.4 to 10.5 million in each of 2024 and 2025. The SunRunner carried 1,036,048 trips in 2023, its first full year, and 769,551 in 2025.
Health care, schools and what each city is like
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of El Paso's rate was 20.8% (138,104 of 665,393), El Paso County's 21.5% and the metro's 21.5%. University Medical Center of El Paso, run by the El Paso County Hospital District, is the county's only public hospital and the region's only Level I trauma center; it has 394 licensed beds and in fiscal 2024 counted 97,326 emergency visits and more than a million outpatient visits. The district, which also runs El Paso Children's Hospital, has budgeted $136 million of uncompensated care for fiscal 2027 on a $2.1 billion budget, citing the end of the enhanced ACA subsidies, and voters approved a $397 million bond for it in 2024 (El Paso Matters). UMC is the teaching hospital of Texas Tech Health El Paso, formerly Texas Tech University Health Sciences Center El Paso, independent since 2013, whose Paul L. Foster School of Medicine was the first four-year medical school on the US-Mexico border; it also runs schools of nursing, biomedical sciences and dental medicine, the last of which took its first class in 2021, and is planning the Fox Cancer Center, which it calls the first comprehensive cancer center in far West Texas. William Beaumont Army Medical Center, the Army hospital at Fort Bliss, moved into a new 1.1-million-square-foot complex on East Fort Bliss in July 2021 and runs the emergency department for Northeast El Paso (Wikipedia). This file did not verify a wait time figure for primary or specialist care.
Education
Four school districts cover parts of the city, El Paso ISD, Ysleta ISD, Socorro ISD and Canutillo ISD, and nine serve the county (Wikipedia). All of them are shrinking: El Paso County lost almost 12,000 residents aged 5 to 18 between 2020 and 2025, 6.6%, and the three largest districts had about 124,000 students in 2025-26, 13% fewer than seven years earlier (El Paso Matters). El Paso ISD lost almost 1,900 students in 2025-26 against a budgeted 1,000, ran a $52.8 million deficit, and on 4 June 2026 its board declared financial exigency to cut about 410 jobs, after which two trustees resigned; it has postponed a bond election to May 2027. Ysleta ISD adopted a budget that nearly empties its savings. The University of Texas at El Paso, an R1 research university, has 26,297 students, 85% of them Hispanic and half the first in their families to attend college, and calls itself the leading Hispanic-serving university in the country. El Paso Community College, with five campuses, enrolled 25,563 credit students in fall 2024, 81.7% of them Hispanic (EPCC Fact Book). Texas Tech Health El Paso trains doctors, nurses and dentists beside UMC.
Living there
El Paso is the only city this site compares on the Mexican border, the only one in the desert, and the only Texas city here on Mountain time, an hour behind the rest of the state, half of a metropolis whose larger half, Ciudad Juárez, is across the Rio Grande: 28.8 million people crossed into the US at its three ports in 2025. It is also the one Texas city here that is not growing. It lost 2,219 residents in 2024-25, the most of any city in the state, and has grown 0.6% since 2020, as births fall, fewer people move up from Mexico and young adults leave for better pay; household income, at $59,932, is the lowest of any city this site compares, and 20.8% of residents have no health insurance. Fort Bliss and the border agencies anchor the economy, with health care, trade and the schools. Its violent crime rate, 288 per 100,000 on the FBI's counts for 2025, is the lowest of any US city here, with 26 homicides. It is built for the car, with 0.9% of workers on a bus network that runs four Brio rapid lines and a free downtown streetcar. The climate is the driest and sunniest here, with 8.78 in of rain a year, and the hottest summers are recent ones: 70 days at 100F in 2023 and 108 straight days at 90F or above in 2026. The open questions are water and money: the Rio Grande reservoir that supplies nearly half the city's water fell to 1.4% of capacity in July 2026, a divided council raised the city's property tax rate in August, El Paso ISD declared financial exigency in June as enrollment falls, and the city is counting on Meta's data center, due to become its largest property taxpayer, to take some of the load off homeowners.
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), against 8.2% nationally, on the ACS 2024 1-year estimates; the City of St. Petersburg's was 7.3% (19,374 of 263,881), below Port St. Lucie's 9.9%, Pinellas County's 9.0% and the metro's 10.0%. The city is the county's hospital center. Orlando Health Bayfront Hospital, the city's oldest, on the site of a five-room hospital of 1910, is Pinellas County's only Level II trauma center and has a Level III regional perinatal intensive care center and the Bayflite helicopter program (Wikipedia). Johns Hopkins All Children's Hospital, founded in 1926 and part of Johns Hopkins Medicine since 2011, has 259 beds and a Level I pediatric trauma center (Wikipedia). BayCare's St. Anthony's Hospital and HCA's hospitals are also among the city's ten largest private employers (City of St. Petersburg). This file did not verify a wait time figure for primary or specialist care.
Education
Pinellas County Schools, the countywide district, is shrinking: it reported more than 3,000 fewer students in 2025-26 than a year earlier (Bay News 9), its schools were 68% full against 87% ten years before, and in February 2026 the board voted to close two schools, Cross Bayou Elementary in Pinellas Park and Disston Academy in Gulfport, at the end of the 2025-26 year and to merge others (FOX 13). In higher education the city has the University of South Florida St. Petersburg, a downtown campus of about 6,500 students; Eckerd College, a private liberal arts college founded in 1958; St. Petersburg College, founded in 1927, a state college with four of its eleven campuses and centers in the city; and the Poynter Institute, the journalism school that owns the Tampa Bay Times (Wikipedia). Stetson University's law school is next door in Gulfport.
Living there
St. Petersburg is the smaller and older half of Tampa Bay's urban core: a city of 264,033 on the southern tip of the Pinellas peninsula, with more water than land inside its limits, connected to Tampa by the Gandy and Howard Frankland bridges and to Bradenton by the Sunshine Skyway. It was a railroad town before it was a resort (the Orange Belt Railway arrived in 1888 and the town was incorporated in 1892) and a retirement town for most of the twentieth century; its median age is still 43.0, the second-oldest of the Florida cities here after Port St. Lucie, though Wikipedia notes a younger turn since the Great Recession. Downtown is the draw, with the Dali Museum, the rebuilt Pier, seven miles of public waterfront parks, more than 600 murals and the Rays at Tropicana Field, who returned in April 2026 after Hurricane Milton tore off the roof but will leave: Hillsborough County voted 5 to 2 on 28 August 2026 to put $796 million toward a $2.3 billion stadium in Tampa for 2029 (WUSF). Its economy is a set of headquarters (Raymond James, Jabil, Duke Energy Florida) and hospitals (Johns Hopkins All Children's, Bayfront). The numbers set it apart from its Florida neighbors. It grew only 2.2% from 2020 to 2025 and lost residents in the year of the 2024 storms, in a county that is now losing people. Its median household income, $73,048, is $11,066 below Tampa's; its violent crime rate, 502 per 100,000 in 2025, is higher than Tampa's but falling, and its nine homicides were the fewest the police department has counted since 1967. It has the highest transit share of the Florida cities here outside Miami, at 2.1%. And it learned in 2024 what living in Tampa Bay costs: a record surge from Helene, which drowned twelve people in the county, and 18 inches of rain from Milton two weeks later.
Where each city wins, and where it loses
Both cities price in US dollars, so the figures net directly, though the headlines are different instruments priced at different rates. El Paso's is the Texas Real Estate Research Center at Texas A&M's median sale price for El Paso County, $280,615 in August 2026 on 786 sales, 4.3% above a year earlier, with single-family houses, condominiums and townhouses counted together, because no city median is published; the city holds 78% of the county's residents. St. Petersburg's is Zillow's typical home value for the city across all homes, $355,759 in June 2026, 3.9% below a year earlier; it is the City's row in this site's Tampa Bay layer, which measures Tampa, St. Petersburg and twenty-two other municipalities around the bay on the same series, and no sale median is used beside it. On Zillow's index, the like-for-like measure, the City of El Paso stood at $238,475 in August, 2.2% higher on the year, so the order holds and the gap widens, to about $117,000 from $75,144, and the two values moved in opposite directions. At 20% down, El Paso's $224,492 loan at 7.03%, Freddie Mac's rate for 24 September, costs about $1,498 a month, and St. Petersburg's $284,607 loan at 6.67%, the layer's August rate, about $1,831, or $1,899 at 7.03%. Property tax is $5,845 a year in El Paso and about $6,248 in St. Petersburg with a homestead, 2.08% and 1.76% of the price, and insurance is budgeted at $180 and $390 a month, the El Paso figure low because the city is far from the Gulf and its hurricanes and the St. Petersburg one the layer's band for a coastal Tampa Bay address, inside the $3,900 to $5,500 a year its source gives for a single-family house in the city with wind cover, and neither with a flood policy in it. The three lines come to about $2,165 and $2,742, roughly 43% and 45% of each city's 2024 median household income; at 7.03% St. Petersburg's would be about $2,810. Of the $577 gap about $333 is the mortgage, which would be $401 at the same rate, $210 the insurance and $34 the property tax. Renting runs the same way and further. Zillow's observed rent index, the same measure in both, was $2,058 in St. Petersburg in June 2026 and $1,519 in El Paso in August, about 34% and 30% of median income, and Apartment List's September medians for the City of El Paso, a one-bedroom at $941 and a two-bedroom at $1,126, sit far below this site's modeled split of St. Petersburg's index, $1,770 and $2,058.
The definitions match: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 30 September and 1 October 2026. El Paso is the lower on violent and property crime, and the two are close on homicide. St. Petersburg's 1,325 violent offenses come to 502 per 100,000 against El Paso's 288 on 1,969, and its 5,437 property offenses to 2,059 against 1,340 on 9,152. Homicide was 9 in St. Petersburg, about 3.4 per 100,000, against 26 in El Paso, about 3.8; the St. Petersburg Police Department's own count is 10, which it called the fewest since 1967. One caution sits on St. Petersburg's figures: the department reports to the FBI as annual totals rather than month by month, and the FBI carries nothing for it for 2021, so its record runs from 2022. The directions differ. St. Petersburg's violent offenses were 19% below 2024 after three flat years, its property offenses fell 17%, and its motor vehicle thefts more than halved, from 917 in 2023 to 407. El Paso's murders rose from 20 to 26 in 2025, and its violent offenses dropped 9% from a peak of 2,170 in 2024 but remain 10% above 2021's 1,794; El Paso Matters found its police the only one of Texas's 25 largest law enforcement agencies to report more serious crime in 2025 than in 2021. Motor vehicle theft fell from a peak of 2,314 in 2023 to 1,805. Both sets of counts come from a feed last refreshed on 15 September and can still be revised.
The two are opposites in water, winter and wind. St. Petersburg gets 1,185 mm of rain a year, 63% of it from June through September, more than five times El Paso's 223 mm, the least of any city this site compares, and El Paso has the most sun here, 3,763 hours a year on the older 1961-1990 series, which has no St. Petersburg station. January averages 16.8 C at Albert Whitted Airport, on St. Petersburg's downtown waterfront about a mile east of the city's center, against 8.1 C at El Paso International, with 0.1 nights a year at or below freezing against 42.0, and 7.1 cm of snow in El Paso against none on the normals. July averages 29.1 C in El Paso and 28.8 C in St. Petersburg, but the difference is how hot the hot days get: El Paso's normals count 116.8 days a year at 90F or above against 70.9 and 26.5 at or above 37.8 C (100F) against none, and in 2026 El Paso had 108 days in a row at 90F or above, from 6 June to 21 September, while Albert Whitted had 94 such days through 28 September and none at 100F. The hazards differ in kind. El Paso's is the monsoon flash flood, water running off the Franklin Mountains through the arroyos: from 27 July to 4 August 2006 the airport took 6.84 in (174 mm), the worst flooding in the area's recorded history by the National Weather Service's account, and spring brings wind and dust. St. Petersburg's is the water in the bay. Hurricane Helene passed offshore on 26 September 2024, and the tide gauge at St. Petersburg, with a record back to 1947, measured 6.31 ft above mean higher high water, against a previous record of 3.97 ft in Hurricane Elena in 1985; twelve people drowned in the surge in Pinellas County, two of them in St. Petersburg, and the City assessed 13,494 parcels afterward, recording 5,189 with major damage and 146 destroyed. Two weeks later Milton came ashore at Siesta Key, about 35 miles south, as a Category 3; Albert Whitted measured 18.54 in (471 mm) of rain on 9 October, more than twice El Paso's normal year in a day, and a gust of 101 mph, and the storm tore most of the fabric roof off Tropicana Field. Neither storm made landfall in the city, and the last hurricane to strike it directly was in 1921. El Paso's slow water hazard is too little: Elephant Butte, which holds the Rio Grande water that is nearly half the city's supply, fell to 1.4% of capacity on 30 July 2026. Cold is where El Paso's grid matters. El Paso Electric is on the western grid, not ERCOT's, so during Winter Storm Uri in February 2021 the airport fell to 14F (-10.0 C) and Texas recorded no storm deaths in El Paso County; El Paso's own failure came in February 2011, when the cold took down all eight of El Paso Electric's primary generators. On St. Petersburg's waterfront frost is almost unknown: one night at 32F (0 C), on 18 January 2018, since 2010.
Tampa Bay's labor market is about four times El Paso's, and the two are level in growth and unemployment. BLS counted 363,500 nonfarm jobs around El Paso and 1,559,600 in the Tampa-St. Petersburg-Clearwater metro in August 2026, 0.9% more than a year earlier in both; St. Petersburg holds 7.7% of that metro's people and shares it with Tampa across the bay. On the same unadjusted basis unemployment in July was 4.8% in both, against 4.4% nationally. El Paso is the Army's: Fort Bliss, home of the 1st Armored Division, had 41,527 direct employees in 2025, 30,288 of them on active duty, and the Texas Comptroller estimates it supports 121,220 Texas jobs. Its trade is the border: across the Rio Grande is Ciudad Juárez, with 1,512,450 people at Mexico's 2020 census, and 28.8 million people and 842,659 trucks entered the US at El Paso's ports in 2025. St. Petersburg is a headquarters town: Raymond James, its largest private employer with 4,800 staff, Jabil and Duke Energy Florida have their headquarters in the city, Franklin Templeton employs 1,200, and Johns Hopkins All Children's Hospital 2,800. Private education and health services added the most jobs in its metro in the year, 9,700, while information lost 1,700. Most St. Petersburg residents work close to home: 14% of the city's workers worked outside Pinellas County in 2024. BLS put the average private weekly wage in El Paso County at $906 in the third quarter of 2025, 38% below the Texas and national figures; the St. Petersburg profile carries no wage figure. City median household income was $59,932 in El Paso and $73,048 in St. Petersburg in 2024, the latter with a margin of error of $4,441 either way, and the metros' $59,834 and $78,275. Neither state taxes income, so $100,000 pays $13,449 in federal tax in both for 2025, and sales tax is 8.25% in El Paso, half a cent of it for transit and half for the county, against 7% in Pinellas County, whose last cent is the Penny for Pinellas, renewed to 2029. The property tax stacks are where El Paso gives back some of its price. El Paso's five units add to 2.643693 per $100, the highest of the Texas cities here, and exempt little beyond the state's $140,000 off the school levy: El Paso County and the City take a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso nothing at all. A City of St. Petersburg address pays 19.9197 mills, about 1.99 per $100: the City's 6.4525, the school board's 6.293, the county's general fund 4.5423, emergency medical services 0.805 and the transit district 0.73, with the health department, the planning council, the Juvenile Welfare Board and the Southwest Florida Water Management District making up the rest, and Florida takes $25,000 off every levy and a second slice, $25,000 before the inflation adjustment it has carried since 2025, off all but the schools. So the same house pays more in El Paso: about $7,831 against $6,248 on $355,759, and $5,845 against about $4,751 on $280,615.
Neither is a transit city, and St. Petersburg is more of one. In 2024, 0.9% of El Paso workers took transit and 1.6% walked or cycled, against 2.1% and 2.9% in St. Petersburg, the highest transit share of the Florida cities this site compares outside Miami; 75.3% of El Paso's workers drove alone against 65.6%, and 7.4% worked from home against 21.3%. Sun Metro, a department of the City of El Paso, carried 6,186,400 trips in 2025 and runs the fare-free El Paso Streetcar, 396,200 trips on a 4.8-mile loop through downtown and UTEP, and four Brio rapid bus lines in mixed traffic. The Pinellas Suncoast Transit Authority carried 10,441,618 trips across the county in 2025, about 1.7 times Sun Metro's, 769,551 of them on the SunRunner, Tampa Bay's first bus rapid transit line, which has run every 15 minutes from downtown St. Petersburg to St. Pete Beach since October 2022. PSTA bought two vessels in June 2026 to restart the Cross-Bay Ferry to downtown Tampa, and there is no passenger rail. El Paso International, owned by the city about 7 miles from downtown and no airline's hub, handled 3,838,968 passengers in 2025, with Southwest carrying 54% of December's passengers. St. Pete-Clearwater International, about 9 miles north of downtown St. Petersburg, handled a record 2,794,067, almost all of them on Allegiant, and most of the city flies from Tampa International, about 16 miles northeast across the Howard Frankland Bridge, which handled 24,811,007. El Paso also keeps Mountain time, two hours behind St. Petersburg.
Coverage is where the two states part most. Neither Texas nor Florida has expanded Medicaid, but Texas had the highest uninsured rate of any state in 2024, 16.7%, and the City of El Paso's was 20.8%, while Florida's was 10.9% and the City of St. Petersburg's 7.3%, against 8.2% nationally. The hospitals differ in kind. El Paso's safety net is University Medical Center of El Paso, run by the county hospital district, with 394 licensed beds and the region's only Level I trauma center; the district has budgeted $136 million of uncompensated care for fiscal 2027, and UMC is the teaching hospital of Texas Tech Health El Paso, whose Paul L. Foster School of Medicine was the first four-year medical school on the US-Mexico border. St. Petersburg is Pinellas County's hospital center: Orlando Health Bayfront Hospital is the county's only Level II trauma center and runs the Bayflite helicopter program, and Johns Hopkins All Children's Hospital has 259 beds and a Level I pediatric trauma center. Neither profile verified a wait time. The schools are shrinking in both. El Paso is split among El Paso, Ysleta, Socorro and Canutillo ISDs; the three largest had about 124,000 students in 2025-26, 13% fewer than seven years earlier, and El Paso ISD declared financial exigency on 4 June 2026 to cut about 410 jobs. Pinellas County Schools, the countywide district, reported more than 3,000 fewer students in 2025-26 than a year earlier, its schools were 68% full against 87% ten years before, and its board voted in February 2026 to close two schools at the end of that year. UTEP, an R1 research university, has 26,297 students, 85% of them Hispanic. St. Petersburg has the University of South Florida's downtown campus, with about 6,500 students, Eckerd College, St. Petersburg College and the Poynter Institute.
What people underestimate is that the cheaper house is in the city with the higher tax rate, and that the costlier one carries a risk neither carry includes. A homesteaded El Paso owner pays an effective 2.08% on the county median against 1.76% on St. Petersburg's typical value, and without a homestead the two would owe $7,419 and $7,087. The $5,845 is for an address inside the City of El Paso and El Paso ISD, which holds under half the city's residents; in Ysleta ISD the same house pays $5,339 and in Socorro ISD $5,645, and east of Loop 375 the new subdivisions of Paseo del Este sit in municipal utility districts levying 0.6237 to 0.8018 per $100 on top. St. Petersburg's hidden cost is water. Homeowners insurance does not cover flood, and the City's own Helene assessments found water in thousands of homes along the bay and almost none in the neighborhoods inland, so the exposure varies far more than the price, and the elevation certificate is the document that prices the policy. FEMA's substantial improvement rule covers any repair or improvement whose cost equals or exceeds 50% of the structure's market value before the work, and any house that has been substantially damaged, and the Tampa Bay layer notes it can force a full elevation on what looks like an ordinary repair. The rates are moving differently. El Paso's council, divided 6 to 2, adopted 79.8 cents for the City's line for 2026 on 18 August, up from the 75.9649 cents in the $5,845, and the city is counting on Meta's data center to take some of the load off homeowners; St. Petersburg's council, also 6 to 2, kept the City's rate at 6.4525 mills for fiscal 2027, above the rolled-back rate. Both bills reset on a sale: Save Our Homes caps a homesteaded Florida assessment at 3% a year and resets it to market value the January after a sale, the Texas 10% cap lapses on one, and in both the exemption has to be filed, in Florida with the county property appraiser by 1 March of the year after you buy. At closing Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $1,672 at El Paso County's median; Florida charges documentary stamp tax on the deed at 70 cents per $100, about $2,490 on St. Petersburg's typical value and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,565 at 20% down. A condominium is a different budget again: this site estimates St. Petersburg's association fee at $700 a month against $250 in El Paso, because no authority publishes a St. Petersburg average and its waterfront buildings span every vintage since the 1960s. And both are shrinking. El Paso lost 2,219 residents in 2024-25, the largest loss of any Texas city, and has grown 0.6% since 2020, with its county losing residents to the rest of the country in every year since 2020. St. Petersburg lost 1,822 in the year of the two storms, the third-steepest percentage loss of the 92 US cities of 250,000 or more, and has grown 2.2% since 2020, in a county that lost 11,834 people in 2024-25 and where deaths have outnumbered births every year since 2020; its median age, 43.0, is almost four years above the nation's.
Better here
- Mortgage, property tax and insurance come to about $2,165 a month on El Paso County's median, against $2,742 in St. Petersburg, or $2,810 there at the same 7.03% rate.
- Violent crime ran 288 per 100,000 in 2025 against 502 in St. Petersburg, and property crime 1,340 against 2,059, on the same FBI counts.
- A median two-bedroom rented for $1,126 in September 2026, and Zillow's observed rent index was $1,519 in August against $2,058 in St. Petersburg.
- Insurance is budgeted at $180 a month against $390, the city being far from the Gulf and its hurricanes.
- Fort Bliss had 41,527 direct employees in 2025, and El Paso's ports took in 28.8 million people and 842,659 trucks.
- El Paso has the most sun of any city this site compares, 3,763 hours a year, and El Paso Electric is on the western grid rather than ERCOT's.
Worse here
- The five taxing units take an effective 2.08% of the county median with a homestead, against 1.76% in St. Petersburg, and on the same $355,759 house would charge about $7,831 against $6,248.
- City median household income was $59,932 in 2024, the lowest of any city this site compares, against $73,048, and the county's private sector weekly wage was $906 in the third quarter of 2025.
- The City of El Paso's uninsured rate was 20.8% in 2024 against 7.3% in the City of St. Petersburg.
- There were 26 homicides in 2025, about 3.8 per 100,000, against 9 and about 3.4 in St. Petersburg, and murders rose from 20 the year before.
- The normals count 26.5 days a year at or above 37.8 C (100F) against none, and 42.0 freezing nights against 0.1.
- Elephant Butte Reservoir, which holds nearly half the city's water, fell to 1.4% of capacity on 30 July 2026.
Choose El Paso if
- you work for the Army at Fort Bliss, a federal border agency, or in cross-border trade and logistics
- you want to own at about $2,165 a month and rent a two-bedroom for $1,126
- you want a dry, sunny climate far from any coast, and a power grid outside ERCOT's
- you want lower violent and property crime and will accept a higher tax rate on a house that costs far less
The El Paso guide · Neighborhoods · El Paso rent vs buy · El Paso mortgage calculator
Better here
- City median household income was $73,048 in 2024 against $59,932, so the carry takes about 45% of it against 43% in El Paso on a house that costs more.
- The City of St. Petersburg's uninsured rate was 7.3% in 2024 against 20.8% in the City of El Paso.
- January averages 16.8 C with 0.1 freezing nights a year, against 8.1 C and 42.0 in El Paso, and the normals count no days at 100F against 26.5.
- A homesteaded owner pays about 1.76% of the price in property tax against 2.08%, and sales tax is 7% against 8.25%.
- Violent offenses fell 19% in 2025, and the police department's own count of 10 homicides was its fewest since 1967.
- PSTA carried 10,441,618 trips in 2025, about 1.7 times Sun Metro's, and 2.1% of workers took transit against 0.9%.
Worse here
- Violent crime ran 502 per 100,000 in 2025 against 288 in El Paso, and property crime 2,059 against 1,340, on the same FBI counts.
- Mortgage, property tax and insurance come to about $2,742 a month on the June 2026 typical home, against $2,165 on El Paso County's median.
- Insurance is budgeted at $390 a month against $180 and excludes flood, and Helene put 6.31 ft of surge above mean higher high water at the city's tide gauge in 2024.
- The City assessed 13,494 parcels after Helene, 5,189 of them with major damage and 146 destroyed.
- Zillow's observed rent index was $2,058 in June 2026, about 34% of median income, against $1,519 and 30% in El Paso.
- The seller pays documentary stamp tax of about $2,490 on the typical value and the buyer about $1,565 in stamp and intangible tax on the loan, where Texas taxes neither the deed nor the loan.
Choose St. Petersburg if
- you want higher local incomes and a much lower uninsured rate
- you want a mild, wet winter and no 100F days, and will buy on elevation and flood zone first
- you work in finance, insurance, health care or engineering at one of the city's headquarters or hospitals, or work from home, as 21.3% of its workers do
- you want a downtown on the bay with a bus rapid transit line, and would pay about $577 a month more to own for it
The St. Petersburg guide · Neighborhoods · St. Petersburg rent vs buy · St. Petersburg mortgage calculator
El Paso or St. Petersburg, in short
Is El Paso or St. Petersburg cheaper to live in?
El Paso, to own and to rent, by a wide margin in dollars and a small one against local pay. Both cities price in US dollars, though the headlines are different instruments: the Texas Real Estate Research Center's median for El Paso County, $280,615 in August 2026, every home type together, and Zillow's typical home value for St. Petersburg, $355,759 in June, the City's row in this site's Tampa Bay layer. On Zillow's index, the same measure in both, the City of El Paso stood at $238,475. The mortgage at 20% down is about $1,498 against $1,831, though El Paso's uses September's 7.03% rate and St. Petersburg's August's 6.67%. Property tax is $5,845 a year against about $6,248 with a homestead and insurance $180 a month against $390, so the three lines come to about $2,165 in El Paso and $2,742 in St. Petersburg, or $2,810 at the same 7.03%, roughly 43% and 45% of each city's median household income, $59,932 and $73,048. Neither includes flood cover. Zillow's observed rent index was $1,519 in El Paso in August and $2,058 in St. Petersburg in June. Neither state taxes income, and sales tax is 8.25% in El Paso against 7% in Pinellas County.
Is El Paso or St. Petersburg safer?
El Paso, on violent and property crime, with the two close on homicide, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates, read on 30 September and 1 October 2026. Violent offenses ran 288 per 100,000 in El Paso against 502 in St. Petersburg, property offenses 1,340 against 2,059, and homicide was 26 in El Paso, about 3.8 per 100,000, against 9 in St. Petersburg, about 3.4. The directions differ: El Paso's murders rose from 20 to 26 in 2025 and its violent offenses remain 10% above 2021, while St. Petersburg's violent offenses fell 19% and its police counted 10 homicides, the fewest since 1967. St. Petersburg reports to the FBI as annual totals, so its record starts in 2022. Every rate here is a count divided by a Census estimate rather than a published rate, and the counts can still be revised.
Why is property tax higher in El Paso than in St. Petersburg on the same house?
Because El Paso's units levy more and exempt less. El Paso's five add to 2.643693 per $100, the highest of the Texas cities here: El Paso ISD grants the state's $140,000 homestead exemption and nothing more, El Paso County and the City a flat $5,000 each, and El Paso Community College and University Medical Center of El Paso nothing. A City of St. Petersburg address pays 19.9197 mills, about 1.99 per $100, and Florida takes $25,000 off every levy and a second slice, $25,000 before its inflation adjustment, off all but the schools. So the same $355,759 house would pay about $7,831 in El Paso and $6,248 in St. Petersburg, and El Paso County's $280,615 median pays $5,845 there and would pay about $4,751 in St. Petersburg. Both bills reset on a sale, and the City lines are moving differently: El Paso raised the City's rate to 79.8 cents for 2026, and St. Petersburg kept its own at 6.4525 mills for fiscal 2027.
Which has the better job market, El Paso or St. Petersburg?
Tampa Bay's is about four times the size, and the two are level on the rest. BLS counted 363,500 nonfarm jobs around El Paso and 1,559,600 in the Tampa-St. Petersburg-Clearwater metro in August 2026, 0.9% more than a year earlier in both, and on the same unadjusted basis unemployment was 4.8% in both in July. El Paso's work leans on Fort Bliss, federal border agencies and cross-border trade with Ciudad Juárez. St. Petersburg's leans on finance and insurance, with Raymond James and Franklin Templeton, on its hospitals and on Jabil's engineering, and 86% of its workers stay in Pinellas County. Median household income was $73,048 in the City of St. Petersburg in 2024 against $59,932 in the City of El Paso, and the metros' $78,275 and $59,834.
Where the figures come from
Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.
- Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
- Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Character
- Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved Supports: Metro population, Five-year growth, Character
- El Paso city population drops by 2,209 in 2025, largest decline in Texas, new census estimates show · El Paso Matters · retrieved Supports: Five-year growth, Median household income, Character
- Ciudad Juárez (2020 Mexican census population, ports of entry, maquiladoras) · Wikipedia · retrieved Supports: City population, Metro population, Main sectors, Character
- Crime Data Explorer summarized agency data, El Paso Police Department (TX0710200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
- El Paso police, sheriff report decline in serious crime in 2025 · El Paso Matters · retrieved Supports: Violent crime rate, Homicides, Crime trend, Character
- US Climate Normals 1991-2020, station USW00023044 El Paso International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 46.5F, June 83.9F, July 84.4F and December 46.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 66.2F, precipitation 8.78 in, snowfall 2.8 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- Global Historical Climatology Network daily summaries, El Paso International Airport (USW00023044), 1938-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, Character, 116.8 and 26.5 are the normals; from the daily series: 70 days at or above 100F in 2023 and 44 in a row from 16 June to 29 July 2023, 62 in 1994, 57 in 2020, 52 in 2026 through 27 September, 108 days in a row at or above 90F from 6 June to 21 September 2026 against 106 in 2015, 114F on 30 June 1994, 6.84 in from 27 July to 4 August 2006 and 2.84 in on 1 August 2006, 15.01 in from July to September 2006, 3.2 in of snow on 14 February 2021 and 14F on 14 and 15 February 2021, 15F high on 2 February 2011 and 1F on 3 February 2011, -8F on 11 January 1962
- Average Annual Days of Sunshine and Percent of Possible Sunshine, Texas · Current Results (NCDC Comparative Climatic Data) · retrieved Supports: Sunshine hours, Climate normals
- El Paso, Texas (climate table: monthly sunshine hours 1961-1990 from NOAA; flooding, dust storms, February 2011 cold; school districts) · Wikipedia · retrieved Supports: Sunshine hours, Climate normals, Climate hazards, Education, Main sectors, character.note (El Paso is in the Mountain Time Zone, UTC-07:00)
- Meteorological Aspects of the 2006 El Paso Texas Metropolitan Area Floods (National Weather Digest, August 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved Supports: Climate hazards, Character
- Stormwater · El Paso Water · retrieved Supports: Climate hazards
- Major Wind Storm Strikes Western Texas and Southern New Mexico (8 December 2009) · NOAA National Weather Service, El Paso/Santa Teresa · retrieved Supports: Climate hazards
- Intense Cold Wave of February 2011 · NOAA National Weather Service, El Paso/Santa Teresa · retrieved Supports: Climate hazards
- Water Resources · El Paso Water · retrieved Supports: Climate hazards
- Rio Grande and Elephant Butte · El Paso Water · retrieved Supports: Climate hazards, Character
- Desalination (Kay Bailey Hutchison Desalination Plant) · El Paso Water · retrieved Supports: Climate hazards, Character
- Pure Water Center · El Paso Water · retrieved Supports: Climate hazards, Character
- Elephant Butte Lake, estimated daily storage (Water Data for Texas) · Texas Water Development Board · retrieved Supports: Climate hazards, Character, 2.4% of conservation capacity (46,717 acre-feet) on 30 September 2026, a 2026 low of 26,777 acre-feet (1.4%) on 30 July, the least since October 1971, 2.9% in July 2013
- El Paso ends historic hot summer with longest streak of 90-degree days · El Paso Matters · retrieved Supports: Climate hazards, Character
- February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved Supports: Climate hazards
- El Paso Electric (service area, generation, customers) · Wikipedia · retrieved Supports: Climate hazards
- Frigid temperatures sweep into El Paso: What to expect, how to prepare · El Paso Matters · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for El Paso city, El Paso County and the El Paso MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, El Paso County, El Paso city and the El Paso MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care, Character
- Local Area Unemployment Statistics, El Paso, TX MSA (LAUMT482134000000003), El Paso city (LAUCT482400000000003), El Paso County (LAUCN481410000000003), the Houston, San Antonio and Dallas-Fort Worth MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate
- Current Employment Statistics, El Paso, TX MSA: total nonfarm (SMU48213400000000001, SMS48213400000000001), supersectors (SMU482134xx00000001) and federal, state and local government (SMU4821340909x000001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market
- Fort Bliss (Texas military installations economic impact, 2025) · Texas Comptroller of Public Accounts · retrieved Supports: Main sectors, Labour market, Character
- Fort Bliss (size, FORSCOM, 1st Armored Division) · Wikipedia · retrieved Supports: Main sectors
- Border Crossing Entry Data (El Paso, Ysleta and Tornillo ports and all US-Mexico ports, 2024 and 2025) · US Bureau of Transportation Statistics · retrieved Supports: Main sectors, Labour market, Character
- Meta data center expected to become city of El Paso's largest property taxpayer · El Paso Matters · retrieved Supports: Labour market, Character
- Meta-Abbott agreement on data center guidelines appears to have no effect on El Paso plans · El Paso Matters · retrieved Supports: Labour market, Climate hazards
- City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax
- Transit Sales and Use Tax (El Paso CTD, effective April 1, 1988) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax, Transit ridership
- County Sales and Use Tax (El Paso County, effective January 1, 1988) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax
- Texas Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
- 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved Supports: Tax notes
- After hours of tense debate, divided El Paso City Council adopts budget, raises taxes · El Paso Matters · retrieved Supports: Tax notes, Character
- Highest tax rates, lowest tax bills: The complicated reality of El Paso property taxes · El Paso Matters · retrieved Supports: Tax notes, Character
- El Paso County Hospital District budgets pay raises, rise in uncompensated care · El Paso Matters · retrieved Supports: Tax notes, Health care
- Sun Metro (routes, fleet, service area, Brio, streetcar, citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved Supports: Transit ridership, Character
- Brio routes (Alameda, Dyer, Mesa and Montana corridors) · Sun Metro · retrieved Supports: Transit system, Transit ridership
- Sun Metro Brio (opening dates, frequency) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- About Streetcars (hours, frequency, fare, track, stops) · Sun Metro · retrieved Supports: Transit system, Transit ridership
- El Paso Streetcar (opening, PCC cars, international line) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- Fares & Passes · Sun Metro · retrieved Supports: Transit ridership
- December 2025 Aviation Activity Report (calendar year 2025 vs 2024) · El Paso International Airport, City of El Paso Department of Aviation · retrieved Supports: Airport passengers
- El Paso International Airport (location, 2026 airspace closure) · Wikipedia · retrieved Supports: Airport passengers, Climate normals
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- About Us (FY 2024 vitals) · University Medical Center of El Paso · retrieved Supports: Health care, Character
- New UMC CEO to lead hospital through growth, voter-approved bond projects · El Paso Matters · retrieved Supports: Health care
- About Texas Tech Health El Paso · Texas Tech Health El Paso · retrieved Supports: Health care, Education
- Texas Tech University Health Sciences Center El Paso (independence, schools, first four-year medical school on the border) · Wikipedia · retrieved Supports: Health care
- William Beaumont Army Medical Center · Wikipedia · retrieved Supports: Health care
- El Paso County lost nearly 12,000 school-age children since 2020, census estimates show · El Paso Matters · retrieved Supports: Education, Character
- Hundreds of El Paso teachers leave classrooms as enrollment decline reshapes area schools, workforce · El Paso Matters · retrieved Supports: Education
- 6 things to know: How EPISD is handling a financial crisis · El Paso Matters · retrieved Supports: Education, Character
- EPISD board members Daniel Call and Valerie Beals announce resignations · El Paso Matters · retrieved Supports: Education
- El Paso ISD trustees postpone bond election until May 2027 · El Paso Matters · retrieved Supports: Education
- Ysleta ISD nearly depletes savings under adopted budget, avoids layoffs for now · El Paso Matters · retrieved Supports: Education
- About UTEP (by the numbers) · The University of Texas at El Paso · retrieved Supports: Education, Character
- University of Texas at El Paso (R1 classification) · Wikipedia · retrieved Supports: Education
- Fact Book, Fall 2024 · El Paso Community College · retrieved Supports: Education
- Route 205 Mesa Brio, 206 Alameda Brio, 207 Dyer Brio and 208 Montana Brio schedules (current) · Sun Metro · retrieved Supports: Transit system
- 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved Supports: point, City population, Climate normals, Airport passengers, Character, St. Petersburg city: 61.804 sq mi of land, 73.661 sq mi of water, internal point 27.762727, -82.644131
- St. Petersburg, Florida (history, geography, economy, arts, education, transportation) · Wikipedia · retrieved Supports: Climate normals, Climate hazards, Main sectors, Labour market, Transit system, Education, Character
- Crime Data Explorer summarized agency data, St. Petersburg Police Department (FL0521400): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
- St. Pete Crime Rates Declined In 2025: Police · Patch · retrieved Supports: Homicides, Crime trend, Character, 10 homicides in 2025 against 18 in 2024, the fewest since 1967; overall crime down 16%; 175 robberies and 406 auto thefts against five-year averages of 224 and 735
- US Climate Normals 1991-2020, station USW00092806 St. Petersburg Albert Whitted Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, January 62.2F, July 83.8F and August 84.0F and the monthly highs, lows and rain from the monthly series, which carries no snowfall normal for this station, and annual mean 74.7F, precipitation 46.65 in, 70.9 days at 90F, 0.0 at 100F and 0.1 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- US Climate Normals 1991-2020, station USC00087886 St. Petersburg (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Annual snowfall, Climate normals, 0.0 in of snow (monthly and annual), January 62.1F, July 83.9F, 52.48 in of precipitation
- US Climate Normals 1991-2020, station USW00012873 St. Petersburg-Clearwater International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, January 61.6F, July 83.1F, 53.62 in of precipitation, 94.1 days at 90F
- NCEI data search, normals-monthly-1991-2020 stations within 28.0N to 27.6N and 82.85W to 82.45W · NOAA National Centers for Environmental Information · retrieved Supports: Climate normals, the stations with 1991-2020 normals in and around the city, including USW00092806 and USC00087886 at 27.7628N, 82.6261W
- Global Historical Climatology Network daily summaries, St. Petersburg Albert Whitted Airport (USW00092806), 2010-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, 18.54 in on 9 October 2024 and a 101.1 mph gust; an 82.1 mph gust on 26 September 2024; 128 days at or above 90F in 2024 and 94 in 2026 through 28 September; 32F on 18 January 2018, the only reading at or below freezing since 2010; 36F on 1 February 2026
- Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved Supports: Sunshine hours, Climate normals, Tampa 2,927 hours; no St. Petersburg station
- Tropical Cyclone Report: Hurricane Helene (AL092024) · NOAA National Hurricane Center · retrieved Supports: Climate hazards, Character, 6.31 ft above MHHW at the St. Petersburg tide gauge (record since 1947; previous record 3.97 ft in Elena, 1985); 12 drowned in Pinellas County, 2 in St. Petersburg; at least 419 homes destroyed and 18,512 structures with major damage in Pinellas and Hillsborough
- Tropical Cyclone Report: Hurricane Milton (AL142024) · NOAA National Hurricane Center · retrieved Supports: Climate hazards, Character, Landfall at Siesta Key as a Category 3; Albert Whitted storm total 18.88 in and gust 88 kt; maximum storm total 20.40 in at a CoCoRaHS site near St. Petersburg; Tropicana Field's fabric roof ripped off
- Tropicana Field roof damaged by Hurricane Milton, downtown St. Pete crane snapped · Bay News 9 · retrieved Supports: Climate hazards
- Tropicana Field (Milton damage, 2025 season at Steinbrenner Field, return on 6 April 2026) · Wikipedia · retrieved Supports: Climate hazards, Character
- A new Rays stadium in Tampa gets clinching Hillsborough County approval · WUSF · retrieved Supports: Character
- ACS 2024 1-year tables B19013, B25003 and B08301 for St. Petersburg, Tampa and Port St. Lucie cities, Pinellas County, the Tampa-St. Petersburg-Clearwater MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year tables B08007 (place of work), B08013 (aggregate travel time) and B08303 (travel time to work) for St. Petersburg city and Pinellas County · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Labour market
- ACS 2024 1-year table B01002 (median age) for St. Petersburg, Tampa, Port St. Lucie, Jacksonville, Miami and Orlando cities, the Tampa-St. Petersburg-Clearwater MSA and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for St. Petersburg city, Pinellas County, the Tampa-St. Petersburg-Clearwater MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care
- Local Area Unemployment Statistics, Tampa-St. Petersburg-Clearwater, FL MSA (LAUMT124530000000003), St. Petersburg city (LAUCT126300000000003) and Pinellas County (LAUCN121030000000003), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate
- Current Employment Statistics, Tampa-St. Petersburg-Clearwater, FL MSA: total nonfarm (SMU12453000000000001), construction (SMU12453002000000001), supersectors (SMU1245300xx00000001), retail trade and federal government (SMU12453009091000001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market
- FY2025 Annual Comprehensive Financial Report, Statistical Section: Principal Employers · City of St. Petersburg (filed with the Florida Auditor General) · retrieved Supports: Main sectors, Labour market, Health care, Character, Raymond James & Associates 4,800, All Children's Health 2,800, Power Design 1,700, Jabil Circuit 1,700, St. Anthony's Hospital 1,437, HCA Hospital 1,350, Duke Energy 1,250, Franklin Templeton 1,200, Catalent 800, PSCU 800; 17,837 or 12.45% of 147,705; the 2016 list of 20,300
- Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved Supports: Sales tax, Pinellas 1%, February 1, 1990 to December 31, 2029
- Penny for Pinellas: frequently asked questions · Penny for Pinellas (Pinellas County) · retrieved Supports: Sales tax, first approved in 1989 and in effect from 1990; renewed on November 7, 2017 for 2020-2029 with 83% support; tourists and seasonal visitors estimated to pay a third
- Florida Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes
- Millage rates levied for 2025 taxes · Pinellas County Tax Collector · retrieved Supports: Tax notes, St Petersburg real estate total 19.9197 mills, of which the city 6.4525 (as carried in lib/metro-tampa/market.ts)
- St. Pete keeps property tax rate unchanged · St Pete Catalyst · retrieved Supports: Tax notes, 6.4525 mills for fiscal 2027 adopted 6-2 on 17 September 2026, above the 6.3854 rolled-back rate
- St. Pete holds property tax rate steady · St Pete Catalyst · retrieved Supports: Tax notes, taxable values of about $39.3 billion; ad valorem revenue up about $14.8 million; 6.4525 mills since fiscal 2025
- Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI), city files, June 2026 · Zillow Research · retrieved Supports: Tax notes, St. Petersburg $355,759, down 3.9% year over year, and rent $2,058, as carried in lib/metro-tampa/market.ts
- Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (Pinellas Suncoast Transit Authority, NTD 40027) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved Supports: Transit ridership, Transit system
- Pinellas Suncoast Transit Authority (history, routes, SunRunner, Cross-Bay Ferry) · Wikipedia · retrieved Supports: Transit system
- St. Pete-Clearwater International Airport (location, owner, airlines, annual passenger traffic 2024 and 2025) · Wikipedia · retrieved Supports: Airport passengers
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- Orlando Health Bayfront Hospital · Wikipedia · retrieved Supports: Health care, Main sectors
- Johns Hopkins All Children's Hospital · Wikipedia · retrieved Supports: Health care, Main sectors
- Pinellas County School Board considers closing schools due to low enrollment · Bay News 9 · retrieved Supports: Education
- Pinellas County Schools move forward with closures, consolidations as enrollment declines district wide · FOX 13 · retrieved Supports: Education
- Housing activity: El Paso County, monthly · Texas Real Estate Research Center at Texas A&M University · retrieved Supports: A median sale price of $280,615 in El Paso County in August 2026 on 786 sales, against $269,000 on 706 sales in August 2025, up 4.32%, and an average of $313,426, 2,462 active listings and 3.39 months of inventory in August 2026, against 3,048 and 4.39 a year earlier, Figures from MLS listings of single-family homes, condominiums and townhouses, new and existing, physically located within the county, with no split by type and no City of El Paso figure
- Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved Supports: A typical home value of $238,475 for the city of El Paso (region 17933) in August 2026, $233,280 in August 2025, so a rise of 2.2% over the year
- Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved Supports: A typical single-family value of $239,433 in the city of El Paso in August 2026, against $234,144 a year earlier, up 2.3%, A typical condominium value of $176,689 in the same month, against $179,195, down 1.4%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
- El Paso Rent Report, October 2026 · Apartment List · retrieved Supports: A median rent of $941 for a one-bedroom and $1,126 for a two-bedroom in the city of El Paso, and $1,182 across all bedroom sizes, Rents up 0.9% over September and up 1.6% over the past 12 months, against -2.1% for the state
- Apartments for rent in El Paso, TX: average rent · Apartment List · retrieved Supports: Average listed rents of $811 and up for a studio, $1,125 and up for one bedroom, $1,192 and up for two, and $1,369 and up for three or more
- FY 2026 fair market rents, El Paso, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved Supports: FY 2026 fair market rents of $821 for an efficiency, $1,013 for one bedroom, $1,191 for two, $1,633 for three and $1,998 for four, as gross rents including utilities, The FMR area as El Paso County alone
- Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved Supports: An observed rent index of $1,519 for the city of El Paso in August 2026, against $1,471 a year earlier, up 3.25%
- Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved Supports: A single-family observed rent index of $1,776 for the El Paso metro area (region 394561) in August 2026, against $1,701 a year earlier
- 2025 taxing entities and rates · City of El Paso Tax Office · retrieved Supports: The City of El Paso collecting property taxes for the governments listed, at 2025 rates per $100 of maintenance and operations, interest and sinking, and total, City of El Paso 0.549469, 0.210180 and 0.759649; County of El Paso 0.395292, 0.063597 and 0.458889; El Paso ISD 0.769900, 0.310800 and 1.080700; El Paso Community College 0.103563, none and 0.103563; University Medical Center 0.179542, 0.061350 and 0.240892, Ysleta ISD 0.770500, 0.430000 and 1.200500; Socorro ISD 0.668900, 0.270000 and 0.938900; Canutillo ISD 1.152500, Paseo del Este MUDs 1 to 11 at 0.623700 to 0.801800, Horizon Regional MUD 0.662800, Emergency Services District 1 0.100000 and District 2 0.087138, the Downtown Management District 0.120000 and City of El Paso MMD 1 0.270000
- El Paso Central Appraisal District: entities and exemptions, 21 June 2023 · El Paso Central Appraisal District · retrieved Supports: An optional residential homestead exemption of $5,000 for the City of El Paso and El Paso County, 20% for Ysleta ISD, and none for El Paso Community College or University Medical Center, The school homestead exemption for every school district, and no local option tax freeze granted by any entity in the county
- 2 in every 5 El Paso County homeowners won't have to pay school property taxes under expanded homestead exemption · El Paso Matters · retrieved Supports: The city and county governments with $5,000 homestead exemptions, and University Medical Center of El Paso and El Paso Community College with none, Ysleta ISD's additional 20% homestead exemption on top of the state's, More than 77,000 El Paso County homeowners owing no school tax in 2025 once the $140,000 exemption applied, about 43% of homesteads
- Some El Paso homeowners will save hundreds with relief on school property taxes. Others may see their tax bills go up. · El Paso Matters · retrieved Supports: El Paso ISD as the largest district in the county, An average taxable home value in the county of just over $223,000 in 2025, and the City's line as the largest part of the bill for most homeowners
- Comparing property taxes: El Paso and beyond, May 2025 · Hunt Institute for Global Competitiveness, University of Texas at El Paso · retrieved Supports: A combined 2024 property tax rate of 2.595740% for the City of El Paso, above San Antonio's 2.079601%, Houston's 2.092362%, Austin's 1.981814% and Dallas's 2.235030%
- Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median household income of $59,932 in El Paso city, against $79,721 for Texas, Median household incomes of $64,361 in Houston, $66,176 in San Antonio, $74,323 in Dallas, $82,503 in Fort Worth and $90,430 in Austin, A median owner-occupied home value of $209,600 in El Paso city, and 151,778 of its 246,570 occupied homes owner-occupied
- Tax and budget: 2026 tax rate notices · City of El Paso Office of Management and Budget · retrieved Supports: A proposed 2026 rate of $0.809487 per $100, the voter-approval rate, against a no-new-revenue rate of $0.747490, from https://www.elpasotexas.gov/assets/Documents/CoEP/OMB/Tax-Budget/2026/2026.08.04-NOTICE-OF-PUBLIC-HEARING-ON-TAX-INCREASE.pdf
- El Paso City Council approves 2026-27 budget; increase in property taxes · KFOX14 and CBS4 · retrieved Supports: A 2026 rate of $0.798000 per $100 adopted on 18 August 2026, about 1.1 cents below the introduced $0.809487, An estimated increase of about $105 a year for a single-family homeowner
- 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, and the district names in https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2025_Gazetteer/2025_Gaz_unsd_national.zip, Of the City of El Paso's 678,815 residents in 2020: 304,886 in El Paso ISD, 187,847 in Ysleta ISD, 164,173 in Socorro ISD and 21,909 in Canutillo ISD, 304,886 of El Paso ISD's 319,124 residents inside the city, and all 187,847 of Ysleta ISD's
- 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved Supports: A land area of 258.823 square miles and a water area of 0.534 square miles for El Paso city
- Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
- Official statement, Paseo del Este Municipal Utility District No. 4 unlimited tax bonds, series 2025, 13 November 2025 · Paseo del Este Municipal Utility District No. 4, via SAMCO Capital Markets · retrieved Supports: The district wholly within the City of El Paso's extraterritorial jurisdiction, about 15 miles east of the central area of the City, north of Interstate 10 and east of Loop 375, Paseo del Este planned to include about 4,300 acres, with about 10,546 single-family lots developed as of 31 August 2025, Overlapping 2025 rates of 0.801800 for the district, 0.458889 for the county, 0.100000 for Emergency Services District 1, 0.103563 for the college, 0.938900 for Socorro ISD and 0.240892 for University Medical Center, 2.644044 in all
- PSB approves FY 2026-27 budget, rates and fees, 14 January 2026 · El Paso Water · retrieved Supports: An increase of $9.99 a month on the typical residential bill, 12% over the previous year's, with stormwater fees unchanged
- Rates and fees · El Paso Water · retrieved Supports: Residential stormwater charges of $3.00 a month up to 900 square feet of impervious area, $3.71 to 1,200, $7.42 for a typical 1,201 to 3,000, $14.81 to 4,000 and $18.55 above it, Water rates effective with meter readings after 1 March 2026
- Sample bill · El Paso Water · retrieved Supports: Solid waste charges for the City's Environmental Services Department of $34.65 a month on the water bill: $21.00 for one gray bin, a $5.00 environmental fee, a $6.00 franchise fee and $2.65 of sales tax
- Stormwater FAQ · El Paso Water · retrieved Supports: Flooding when runoff exceeds the capacity of an arroyo or channel, and natural arroyos, some protected from development, as part of the stormwater system
- International Bridges · City of El Paso · retrieved Supports: The City managing three of the region's international ports of entry, Paso del Norte, Stanton and Zaragoza, whose American sides the City owns
- Censo de Población y Vivienda 2020: resultados, Chihuahua · Instituto Nacional de Estadística y Geografía · retrieved Supports: Juárez as the most populous municipality in Chihuahua, with 1,512,450 inhabitants
- Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
- Texas title insurance basic premium rates · Texas Department of Insurance · retrieved Supports: A basic premium of $780 plus 0.00494 of the amount over $100,000 for policies from $100,001 to $1,000,000, effective 1 March 2026
- Texas homeowners insurance market overview · Texas Department of Insurance · retrieved Supports: A statewide average homeowners premium of $3,489 a year for 2025
- Best home insurance companies in El Paso, Texas · Insurify · retrieved Supports: An average El Paso premium of $2,280 a year for $300,000 of dwelling cover and a $1,000 deductible, against a Texas average of $4,656 for the same cover, updated 27 September 2026, El Paso's distance from the Gulf Coast and its hurricanes as a reason its premiums are lower
- Texas homeowners insurance · NerdWallet · retrieved Supports: An average El Paso premium of $2,520 a year, $210 a month, for $500,000 of dwelling cover, $300,000 of liability and a $1,000 deductible, updated 20 February 2026
- Renters insurance in Texas · NerdWallet · retrieved Supports: An average El Paso renters premium of $130 a year, $11 a month, updated 23 September 2026
- Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, El Paso city · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median monthly association fee of $50 among El Paso owner-occupied units that pay one, 7,263 of 151,778 owner-occupied units, or 4.8%, paying such a fee, and 400 paying $500 or more a month
- Housing Finance Corporation · City of El Paso Community and Human Development · retrieved Supports: The El Paso Housing Finance Corporation, a non-profit created by the City Council, in existence since 1979, The Mi Casa Homebuyer Grant: up to $20,000 of grant funds for the down payment and closing costs on a home within the city limits, after homebuyer education, for a first-time buyer outside the target area, under income limits of $90,600 for one or two people and $105,340 for three or more outside the target area, and $109,920 and $128,240 inside it, The Welcome Home El Paso grant of up to 5% of the loan through participating lenders
- El Paso weighs shifting $2.5M from first-time buyer aid to affordable housing · KFOX14 and CBS4 · retrieved Supports: The City's first-time homebuyer program, up to $45,000 plus $5,000 toward the down payment or closing costs, last used in 2021, A household income cap of 80% of the area median and a price cap of $226,000, and a proposal of 14 September 2026 to move $2.5 million of unused funds to multi-family construction
- Final 2025 millage rates by taxing district · Hillsborough County Property Appraiser · retrieved Supports: Published totals of 19.8428 for Tampa, 19.5319 for Temple Terrace, 18.2926 for Plant City and 18.2515 for the unincorporated county, Every component behind them, including the 0.5583 library services levy Temple Terrace and Plant City are outside and the 0.5000 transit authority levy Plant City is outside, A county General Purpose MSTU of 4.6163 paid in the unincorporated area in place of a municipal rate
- Table 1: Comparison of Taxes Levied, county and municipal governments, fiscal years 2024-25 and 2025-26 · Florida Department of Revenue, Property Tax Oversight · retrieved Supports: Independent confirmation of each municipality's own adopted 2025-26 levy in both counties
- Annual estimates of the resident population for incorporated places, 2020 to 2024 · United States Census Bureau, Population Estimates Program · retrieved Supports: 2020 census counts and 2024 estimates for each municipality, Tampa at 414,547 and St. Petersburg at 267,102; Indian Shores at 1,190
- Hurricane Helene storm surge and Pinellas County flooding, September 2024 · Latent Insurance, on National Weather Service and Pinellas County data · retrieved Supports: The largest storm surge on record for St. Petersburg, over six feet in the city and more than seven on the barrier islands, Thousands of Pinellas homes flooded, many of which had never flooded before, St. Petersburg single-family homeowners insurance of roughly $3,900 to $5,500 a year with wind coverage, and higher on the barrier islands
- Home insurance in Tampa, Florida: 2026 rates · InsuranceQuotes · retrieved Supports: Tampa homeowners insurance averaging about $2,400 a year in 2026, A Tampa Bay range of roughly $3,285 to $5,100 across Hillsborough, Pinellas and Pasco
- Documentary stamp tax · Florida Department of Revenue · retrieved Supports: 70 cents per $100 on a deed, in every county except Miami-Dade, which charges 60 cents plus a 45-cent surtax, 35 cents per $100 on a promissory note or other written obligation to pay money
- Governmental leasehold intangible personal property tax and the non-recurring intangible tax on mortgages · Florida Department of Revenue · retrieved Supports: A non-recurring intangible tax of 2 mills: 0.2%, on the obligation secured by a mortgage on Florida real property
- Property tax exemptions and additional benefits · Florida Department of Revenue · retrieved Supports: A $25,000 homestead exemption applying to all taxing authorities and a second slice, $25,000 in the 2024 base year and adjusted for inflation each 1 January since, applying to all but the school district, The Save Our Homes assessment limitation of 3% or the change in CPI, whichever is lower, Portability of up to $500,000 of accrued Save Our Homes benefit to a new homestead, The 1 March filing deadline
- Chapter 2023-17, Laws of Florida: preemption of rent control · The Florida Senate · retrieved Supports: The repeal of the referendum exception that had allowed a local rent control ordinance in a declared housing emergency
- 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved Supports: A land area of 61.806 square miles and a water area of 73.659 square miles for St. Petersburg city
- Helene_Damage_Assessment_Data, one point per parcel assessed after Hurricane Helene · City of St. Petersburg, ArcGIS Online · retrieved Supports: 13,494 parcels assessed after Hurricane Helene, 5,189 of them recorded as major damage and 146 as destroyed, A record per parcel rather than per home, with no description published for the layer
- Substantial improvement · Federal Emergency Management Agency · retrieved Supports: Substantial improvement is any reconstruction, rehabilitation, addition or other improvement whose cost equals or exceeds 50 percent of the market value of the structure before the start of construction, The category also covers structures that have sustained substantial damage, whatever repair work is actually carried out