City comparison · 678 km apart

Jacksonville vs Durham: which should you move to?

Jacksonville or Durham? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

The Jacksonville skyline across the St. Johns
Florida · United States

Jacksonville

Photograph: The Jacksonville skyline across the St. Johns · DXR · CC BY-SA 4.0 · source
The Lucky Strike tower and smokestack
North Carolina · United States

Durham

Photograph: The Lucky Strike tower and smokestack · Discover Durham · CC BY 4.0 · source
The short answer

Both price in US dollars, though the headlines are different measures for different areas, priced at different rates: the single-family median for Duval County, $335,000 in August at Freddie Mac's 7.03% of 24 September, and the Doorify MLS median for the City of Durham, $424,990 in August, houses and condominiums together, at the 7.28% of 1 October. Mortgage, property tax and insurance come to about $2,498 a month in Jacksonville and $2,885 in Durham, or $2,543 against $2,885 at the same rate, roughly 41% and 42% of each city's median household income, $72,389 and $82,916. On Zillow's index, the same measure in both, Zillow's index for the City of Durham stood at $389,634, about 1.37 times Jacksonville's. Durham's property tax is lower, about 1.02% of the price against 1.56% with a homestead, and its insurance is $198 a month against $275, but North Carolina takes $3,708 in income tax on $100,000 for 2025 and Florida none, which favors an owner in Jacksonville above about $33,600 of income on these figures. On the same FBI counts for 2025 violent crime is almost identical, 514 per 100,000 in Jacksonville and 510 in Durham, while Durham has the higher homicide rate, about 10.8 against 7.9, and the higher property crime. Choose Jacksonville for a job market more than twice the size, the Navy, the port, Mayo Clinic, no state income tax and a 12.3 C January. Choose Durham for Duke and Research Triangle Park, higher pay, lower unemployment, a bus system that is fare-free and growing, Amtrak, an airport twice as busy and Medicaid expansion, if you can take a 5.5 C January, some snow and a dearer house.

Population
MeasureJacksonvilleDurhamAdvantage
City population1,017,689 (2025)305,561 (2025)Not directly comparable
Metro population1,785,500 (2025)625,485 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
7.2% (2020-2025)7.6% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureJacksonvilleDurhamAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$335,000 (August 2026)$424,990 (August 2026)Jacksonville
Detached house benchmark
Jacksonville publishes a single house index rather than a composite, so the two rows repeat.
$335,000$392,384Jacksonville
Apartment or condominium benchmark$173,549$254,099Jacksonville
Two-bedroom rent$1,306/mo (median, September 2026)$1,632/mo (average, September 2026)Jacksonville
One-bedroom rent$1,110/mo$1,422/moJacksonville
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
21.6% of a year's income23.6% of a year's incomeJacksonville
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$1,788/mo at 7.03%$2,326/mo at 7.28%Jacksonville
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
4.6×5.1×Jacksonville
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$5,216/yr (1.557%, 2025)$4,331/yr (1.019%, 2026)Durham
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$2,345 (seller pays)$850 (seller pays)Durham
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Jacksonville: About 1.56% of the price for a homesteaded owner, worked out on the $335,000 Duval County single-family median, which is lower than the 17.7412 mills a house in the City of Jacksonville is charged because of Florida's homestead exemption rather than any assessment lag. Consolidation makes the stack short: the City of Jacksonville levies 11.1919 for county and city government together, Duval County Public Schools 6.3430 (3.0950 set by state law, 2.2480 by the school board and 1.0000 approved by voters in 2022), the St. Johns River Water Management District 0.1793 and the Florida Inland Navigation District 0.0270, which is every levy the property appraiser lists for the general services district for 2025. The school lines are charged on the price less $25,000, $310,000, and the rest on the price less a second slice as well, $285,000 on the base amounts, so a homesteaded buyer's first bill is about $5,215. Without a homestead, as a landlord or a buyer who never files, the same house owes $5,943. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the Duval property appraiser's estimator uses $26,411 for 2026, which brings the same bill to $5,199; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $16 for it. The total was 17.8650 for 2024 and fell because the City cut its own rate from 11.3169. The school board's voted mill runs to 30 June 2027 and its renewal is on the 3 November 2026 ballot. The exemption is not automatic: you file with the property appraiser by 1 March of the year after you buy. The City's solid waste and stormwater fees come on the same bill, about $414 a year for a house in 2026, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is. Durham: About 1.02% of market value. A house in the City of Durham pays two levies for fiscal 2027: Durham County's 57.92 cents per $100 and the City's 43.71, 101.63 in all on the County's rate table, against 99.13 a year earlier, and no fire district. Both are charged on the values of the 1 January 2025 revaluation, which reset every parcel to 100% of market value for the first time since 2019; the next takes effect on 1 January 2029. North Carolina measures how close the values are: the Department of Revenue put Durham's assessments at 100.23% of sale prices on 1 January 2025 and publishes an effective county rate of 0.5555% against the nominal 0.5542% on that arithmetic. The same ratio on the combined rate gives 1.019%, about $4,331 a year on the $424,990 median sale, if the house is assessed like the average one. A buyer does not reset the assessment by buying, so the seller's bill is the guide to the first one, and prices have moved since the values were set. Inside the Downtown Business Improvement District the bill carries 7 cents more. Stormwater is not on the tax bill: the City charges it on the utility bill, $5.70, $11.80 or $23.64 a month for a house by impervious area.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureJacksonvilleDurhamAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000514 (2025)510 (2025)Durham
Property crime per 100,0002,154 (2025)3,617 (2025)Jacksonville
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
80 (2025)33 (2025)Not directly comparable
Jacksonville

On the FBI's definitions, violent offenses in Jacksonville went from 6,496 in 2021 to 6,141 in 2022 and 6,513 in 2023, then fell to 5,680 in 2024 and 5,231 in 2025, 8% lower than in 2024 and 19% lower than in 2021. Property offenses rose from 23,968 in 2021 to a peak of 26,443 in 2024 and fell 17% in 2025 to 21,920. Motor vehicle theft drove the swing: 2,035 in 2021, 3,461 in 2024 and 2,036 in 2025, down 41% in the last year. In 2025 the CDE shows aggravated assaults down 7% (4,533 to 4,236), robberies down 16% (639 to 539), rapes down 16% (445 to 376), burglaries down 22% and larcenies down 12%, while murders rose from 63 to 80, the one violent measure that went up. The sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from JSO records. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 5,231 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Jacksonville Sheriff's Office (ORI FL0160000) in calendar 2025, divided by the 1,017,689 Vintage 2025 city population. On the CDE's own agency population of 1,008,920 the rate is 518. The sheriff's office, formed when the city and county police merged in 1968, is responsible for law enforcement in the county; Jacksonville Beach has its own department. That is higher than Miami (359), Tampa (375.5) and Fort Worth (375), close to Boston (507) and below San Antonio (532), Dallas (577) and Houston (890).

Homicides: 80 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 63 in 2024, about 7.9 per 100,000 on the city population. The sheriff's office's own counts differ slightly by date and definition: Action News Jax, reading JSO records, reported 76 murders in 2025 against 63 in 2024, and News4JAX reported 79 murder cases in 2025 within more than 100 homicides of all kinds, including 11 fatal police shootings. The 2024 figure was the low point: News4JAX's count of 82 homicides of all kinds that year was the lowest in the 19 years it has kept one. The CDE series is 107 in 2021, 132 in 2022, 128 in 2023, 63 in 2024 and 80 in 2025.

Durham

Down in 2025 to the lowest violent count since the department began reporting incident-based data. On the FBI CDE's figures violent offenses were 2,054 in 2019, 2,454 in 2020, 2,181 in 2021, 1,978 in 2022, 1,890 in 2023, 1,865 in 2024 and 1,557 in 2025, about 640, 620 and 510 per 100,000 in the last three years on each July's Vintage 2025 population, so 2025 was 16.5% below 2024; the department reported a 16.9% fall on its own counts, led by aggravated assaults (down 21.5%) and robberies (down 9.2%). Property offenses fell to a low of 9,570 in 2022, rose to a peak of 11,447 in 2024 with the surge in vehicle thefts, and fell 3.4% in 2025. The SBI's summaries show the 2023 and 2024 figures within a few offenses (1,888 and 1,862 violent). The FBI series needs care in two places. The CDE lists the department as reporting incident-based (NIBRS) data from 1 January 2019, and its 2018 counts (1,963 violent, 9,790 property) come before that, so 2018 is not used. And its August 2026 row is plainly incomplete, 80 violent and 597 property offenses against 147 and 1,066 in August 2025, so 2026 is compared through July: January to July brought 939 violent offenses against 906 in the same months of 2025, up 3.6%, and 5,862 property offenses against 6,251, down 6.2%. The rise matches what the City said early in the year: by mid-February 2026, 22 people had been shot in Durham and seven had died, and the mayor called youth crime out of control (WRAL). The CDE counts were read on 5 October 2026 from a feed last refreshed on 15 September and can still be revised; the SBI's 2025 summary had not been published.

What the rates cover: Computed: 1,557 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Durham Police Department (ORI NC0320100) in calendar 2025, divided by the 305,561 Vintage 2025 city population; on the CDE's own agency population of 307,140 the rate is 507. That is about one and a half times the CDE's 2025 rate for reporting North Carolina agencies (331 per 100,000) and for the nation (329). Of the four North Carolina cities this site compares it is second, below Greensboro's 705 and Charlotte's 607 (on CMPD's own count) and above Raleigh's 396, and among the US cities here it sits in the middle, close to Jacksonville's 514 and Boston's 507. Among the state's largest city police departments on the CDE's 2025 counts and populations it is sixth of seven, below Winston-Salem's 744, Greensboro's 702, Fayetteville's 614, Charlotte-Mecklenburg's 559 and High Point's 521 and above Raleigh's 395. The North Carolina State Bureau of Investigation's most recent annual summary, for 2024 (published October 2025), counts 1,862 violent offenses for the department that year, three fewer than the FBI's 1,865, about 619 per 100,000, sixth of the thirteen city departments in its table of the state's largest agencies. The department's own year-end report counts 1,529 violent crimes in 2025, 28 fewer than the FBI: 39 homicides, 150 rapes, 433 robberies and 907 aggravated assaults, against the FBI's 33, 161, 443 and 920.

Homicides: 33 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 10.8 per 100,000 on the city population, against the CDE's 6.5 for North Carolina and 4.3 for the nation, and against Greensboro's 37 (12.0 per 100,000), Raleigh's 25 (4.9) and Charlotte's 96 (about 10). The CDE series is 37 in 2019, 37 in 2020, 46 in 2021, 42 in 2022, 47 in 2023, 36 in 2024 and 33 in 2025. The department's own count is higher and flat: 39 homicides in 2025 and 39 in 2024, 48 in 2023, with 28 of the 2025 killings by gun against 34 in 2024, and it cleared 89.7% of them, against 69.2% in 2024 (Durham Police Department; WRAL). Nothing read explains the six-homicide gap between the department's 2025 count and the FBI's.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureJacksonvilleDurhamAdvantage
January mean12.3 °C5.5 °CNot directly comparable
July mean28.1 °C26.9 °CNot directly comparable
Precipitation a year1,356 mm1,170 mmNot directly comparable
Snowfall a year0 cm13 cmNot directly comparable
Sunshine a year2,880 hours2,606 hoursJacksonville
Jacksonville

NOAA NCEI 1991-2020 normals for Jacksonville International Airport (station USW00013889), inside the city about 12 miles north of downtown beside the National Weather Service's Jacksonville office: January mean 54.2F, July mean 82.5F, annual mean 69.3F, 53.40 in of precipitation, 0.0 in of snow. July is the warmest month by less than half a degree over August (82.1F), with a mean high of 91.9F; January's mean low is 42.9F. June (7.60 in) and September (7.56 in) are the wettest months, and June through September bring 28.81 in, 54% of the year; November (2.00 in) is the driest. The normals count 80.1 days a year at 90F or above, 0.7 at 100F or above and 14.3 nights at or below freezing. Converted here to 12.3 C, 28.1 C, 1,356 mm and 0 cm. That makes Jacksonville the coolest in winter of the four Florida cities this site compares, 6.4 F below Orlando's January and 14.4 F below Miami's, and the second-wettest city here after Miami. Sunshine is the 1961-1990 NCDC figure Current Results lists for Jacksonville, 2,880 hours a year, 63% of possible, with 94 clear days, the same source and basis as the other US profiles; the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, though direct hits are rare. Wikipedia counts one direct hurricane strike on Jacksonville since 1871: Dora, whose eye crossed St. Augustine on 10 September 1964 as a strong Category 2. Matthew passed about 37 miles offshore in October 2016, bringing storm surge, flooding along the ocean and the St. Johns River and outages for 250,000 people; the airport recorded 6.28 in (160 mm) of rain on 7 October. Irma, which passed about 75 miles to the west in September 2017, did the most damage of the recent storms, and it did it with water rather than wind. A local nor'easter had already raised water levels in the St. Johns basin before the storm arrived; storm surge, high astronomical tides and Irma's rain then pushed the river at the Main Street Bridge downtown to an all-time record crest of 5.57 ft (NAVD88) on 11 September, against Dora's 4.12 ft, and set records or major flood stage along the river and its creeks from Mayport to the Buckman Bridge (National Weather Service). Crews made about 350 water rescues, mostly in Downtown, Riverside and San Marco, where one evacuee reported water to his neck inside his home. The airport recorded 9.72 in (247 mm) of rain on 10 and 11 September and a gust of 86 mph (138 km/h); Wikipedia puts damage in Jacksonville at $85 million and counts five deaths in Duval County. Nor'easters are the routine coastal hazard: persistent northeast winds pile water into the river and the Intracoastal Waterway and bring tidal flooding and beach erosion without a tropical storm in sight, as in September and October 2025, when long-running local nor'easters brought coastal flood advisories and tidal flooding at high tide along the Atlantic coast, the Intracoastal Waterway and the St. Johns River basin (Florida Times-Union). Heat is long rather than extreme. The normals count 80.1 days a year at 90F or above but under one at 100F (37.8 C); 2025 had 113 days at 90F or above, the third-most since the airport's record began in 1938, and 2026 had 107 through 27 September, with three days at 100F or above in 2025. The station's highest reading is 105F (40.6 C), on 21 July 1942. Cold is brief but real: 14.3 freezing nights a year on the normals, 19 in the first months of 2026, and a record low of 7F (-13.9 C) on 21 January 1985. Measurable snow is rare enough to list: 1.5 in (3.8 cm) on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025.

Durham

NOAA NCEI 1991-2020 normals for Raleigh-Durham International Airport (station USW00013722), the Weather Service station for Durham, about 9 miles southeast of the city's center point: January mean 41.9F, July mean 80.5F, annual mean 61.2F, 46.07 in of precipitation, 5.2 in of snow. July is the warmest month, ahead of August's 78.8F, with a mean high of 90.8F; January's mean low is 31.8F. September (5.15 in), July (5.02 in) and August (4.71 in) are the wettest months and February (2.78 in) the driest. Most of the snow falls in January (2.6 in) and February (1.4 in). The normals count 52.4 days a year at 90F or above, 2.0 at 100F or above, 64.7 nights at or below freezing, 7.6 at or below 20F and 2.4 days that stay below freezing. Converted here to 5.5 C, 26.9 C, 1,170 mm and 13.2 cm. These are the airport's figures and the same ones Raleigh's profile stores, because the airport between the two cities is the station with complete standard normals for both. Durham has a cooperative station of its own (USC00312515, about 6 miles north-northwest of the center point), but its normals carry no snowfall at all and NCEI flags them 'representative' rather than standard, built on 13 to 18 years of record; for what they are worth they run cooler than the airport, 38.4F in January and 77.9F in July, and wetter, 48.57 in a year. Durham is milder in winter than Greensboro (4.3 C, 18.0 cm of snow) and about as mild as Charlotte (5.6 C), with more rain than either, and its July is warmer than Charlotte's 80.1F and Greensboro's 78.9F. Sunshine hours are the older 1961-1990 means (2,606 hours, 58% of possible), which Current Results lists under Raleigh and which Raleigh's profile stores for the same airport; the 1991-2020 normals do not include sunshine.

Hazards: Floods from rain on its creeks and rivers, summer heat and the occasional ice or snow storm, more than hurricanes. Durham is in the Piedmont, well inland, so storm surge is not its hazard, but tropical systems bring heavy rain. Tropical Storm Chantal in July 2025 set a record on the Eno River at Durham, 25.63 feet against a previous record of 23.6, above its level in Hurricane Fran in 1996; the Durham Fire Department made more than 80 rescues in the Old Farm area of north Durham, nearly 9 inches fell in southwest Durham, and Ellerbe Creek spilled into Durham Central Park downtown (WITN; Spectrum News; ABC11). The airport, 9 miles away, measured under an inch over the two days (0.94 and 0.05 in), a reminder that its gauge does not see every Durham storm. Helene left Central Park partly underwater in September 2024 (WRAL), and the City counts 2016 and 2018 as the two costliest years in the 40-year history of flood insurance claims in Durham. Ellerbe Creek, through the older north-side neighborhoods, is the recurring one: a state watershed plan records tremendous flooding there in Hurricane Floyd in 1999 and again in 2002, and homes in Northgate Park flooded at least once a year. Fran, in September 1996, dropped 8.80 in of rain at the airport, and the State Climate Office writes that no storm since has had so wide or lasting an impact from Wilmington through the Triangle. Snow is an event: the airport's record storm, 24 to 25 January 2000, left 20.3 inches, 17.9 of them in 24 hours (State Climate Office), and its largest one-day fall since 2010 is 7.0 inches on 9 December 2018. Summer heat is the routine risk: the airport's highest reading since 2010 is 106F on 5 July 2024, and 2026 has been unusually hot, with 78 days at 90F or above through 29 September, half again the normal, eight days at 100F or above and 103F on 4 July. Its lowest reading since 2010 is 4F on 7 January 2018, and its wettest day since 2010 brought 6.45 inches on 8 October 2016.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureJacksonvilleDurhamAdvantage
Median household income$72,389 USD (2024)$82,916 USD (2024)Durham
Unemployment rate4.9% (July 2026)3.4% (July 2026)Durham
Sales tax7.5%7.5%Even
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%41.25%Jacksonville
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$13,449 USD$17,157 USDJacksonville
Jacksonville

BLS counted 803,800 nonfarm jobs in the Jacksonville MSA in August 2026 (not seasonally adjusted, preliminary), up only 500 on the year, almost flat. Private education and health services grew fastest (+3.3%, to 139,800) and professional and business services next (+2.0%, to 120,100), while financial activities lost 4,400 jobs (-6.1%, to 67,800), finance and insurance alone 3,000, and information fell 8.2% to 13,400. Government shrank 2.5% to 77,900, almost all of it federal (-8.4%, from 20,300 to 18,600); BLS's payroll count does not include active-duty sailors. Trade, transportation and utilities is the largest sector at 170,000 jobs, and leisure and hospitality held at 93,900. The seasonally adjusted series (SMS12272600000000001) was 806,600 in August 2026, 0.4% above August 2025. JAXPORT moved 1,388,841 TEUs of containers in fiscal 2025 (October 2024 to September 2025), up 4% on the year, 506,237 vehicles and 10.2 million tons of cargo, and says its cargo supports more than 258,800 jobs and $44 billion of annual economic impact in the region and state; a $250 million modernization of Blount Island's container and auto terminals was completed in 2025. The state's 2024 defense summary, on 2022 figures, puts defense spending in Duval County at $6.5 billion and its total impact at $9.1 billion, 68,060 jobs and 10.4% of the county's economy.

Main sectors: Port, rail and logistics: JAXPORT, Florida's No. 1 container port by volume (nearly 1.39 million TEUs and 506,237 vehicles in fiscal 2025), CSX and the Florida East Coast Railway, both headquartered in the city, and the shipping lines to Puerto Rico (Crowley, TOTE Maritime, Trailer Bridge), The Navy: Naval Air Station Jacksonville, the largest installation in Navy Region Southeast, Naval Station Mayport, home of the Fourth Fleet and 21 ships, and Marine Corps Support Facility Blount Island; defense spending has a $9.1 billion total economic impact in Duval County, Finance, insurance and financial technology (FIS and Fidelity National Financial, both headquartered in the city, Florida Blue, and Deutsche Bank's second-largest US operation), a sector now shrinking, Health care (Mayo Clinic Florida, Baptist Health and Wolfson Children's Hospital, UF Health Jacksonville, St. Vincent's), the metro's fastest-growing large sector, Trade, transportation and utilities, the metro's largest sector by payroll jobs (170,000 in August 2026).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 22 September 2026 the City Council adopted a $2 billion budget for fiscal 2027, 18 to 1, and kept the consolidated government's rate at 11.1919 mills, about $11.19 per $1,000 of taxable value, on a 16 to 3 vote; The four towns that kept their own governments pay a different city rate (7.9012 mills at the Beaches, 9.4208 in Baldwin). Council and mayor held the rate rather than cut it because of Amendment 3, the homestead property tax cut on Florida's 3 November 2026 ballot, which the city expects would open a revenue shortfall of about $300 million by 2028 if it passes, and tied some spending to its outcome (Jacksonville Today). School board and other levies on the same bill belong to the housing layer.

Durham

BLS counted 359,600 nonfarm jobs in the Durham-Chapel Hill MSA in August 2026 (not seasonally adjusted, preliminary), up 1,700 or 0.5% on the year. Professional and business services (+2,000, or 3.3%, to 63,300), leisure and hospitality (+1,500, or 5.1%, to 30,800), private education and health services (+800, or 1.0%, to 82,100, of which health care and social assistance is 55,500) and construction (mining, logging and construction +500, or 4.5%, to 11,700) added the most, while government lost 1,900 (-2.7%, to 68,600), state government 1,500 of it and federal government 500, manufacturing 1,000 (-3.8%, to 25,600) and transportation, warehousing and utilities 400 (to 7,800). Private education and health is 22.8% of the metro's jobs, government 19.1% and professional and business services 17.6%. The principal employer table is the City's own, from its annual comprehensive financial report for the fiscal year ended June 30, 2024, the most recent the City has posted; it counts 159,974 people employed in the city, and its ten largest employers hold 89,147 jobs, 55.7% of them. Several, IBM, Cisco, Pfizer, IQVIA and GSK, have their large sites in Research Triangle Park, outside the city limits. Its 2015 column had Duke at 35,998, IBM at 7,000 and Durham Public Schools at 4,600, with Cree and the City government on the list. Two thirds of the city's 165,719 workers worked inside it in 2024 (66.7%) and 28.3% outside Durham County, many of them in Wake County and Research Triangle Park. 20.5% worked from home, and the mean commute for the rest was 21 minutes, with 2.7% spending an hour or more (ACS 2024 1-year, B08007, B08008, B08013, B08301 and B08303).

Main sectors: Duke University and Duke Health, far the largest employer: 44,500 people in the City's latest principal employer table, 27.8% of employment in the city, and 48,313 in Duke's own July 2025 count, which includes Duke University Hospital (11,776), the schools of medicine and nursing (11,804) and Duke Regional Hospital (2,270) as well as Duke Raleigh Hospital; the State ranks Duke the fourth-largest employer in North Carolina, and private education and health services hold 82,100 of the metro's 359,600 nonfarm jobs in August 2026, more than any other supersector, Research Triangle Park, founded in 1959 between Durham and Raleigh: 7,000 acres, more than 385 companies and more than 55,000 people working there daily (Research Triangle Foundation), outside the city limits but in its labor market; IBM (9,350), Cisco (4,250), Pfizer (4,000), IQVIA (3,900) and GSK (3,100) are on the City's list of the ten largest employers, and professional and business services added 2,000 metro jobs in a year, to 63,300, the most of any sector, Insurance and finance: Blue Cross and Blue Shield of North Carolina, headquartered in Durham, is the third-largest employer on the City's list (8,245), and Fidelity Investments employs 3,600; financial activities hold 15,900 metro jobs, Government and public education: state government, which in BLS's count includes the University of North Carolina at Chapel Hill and North Carolina Central University, holds 41,800 metro jobs, down 1,500 on the year, and federal government 6,400, down 500; Durham Public Schools (4,697) and the Veterans Administration Medical Center (3,505) are on the City's list, Hospitality and the downtown built in old tobacco warehouses: the American Tobacco Campus, Brightleaf Square, the Durham Performing Arts Center and the Durham Bulls' ballpark (Wikipedia), with leisure and hospitality up 1,500 metro jobs in a year, or 5.1%, to 30,800, the fastest growth of any sector.

North Carolina's flat income tax rate has come down every year since 2022, to 4.25% for 2025 and 3.99% for 2026. Property tax is levied by Durham County and the City on assessed value. For 2026-27 (the bills mailed in the summer of 2026) a house in the City pays 101.63 cents per $100 of assessed value: the County's 57.92 cents, up 2.5 cents and adopted on 8 June 2026, and the City's 43.71 cents, held and adopted on 15 June, with no fire district inside the city (Durham County; City of Durham). The values are new: Durham County revalued every parcel to 100% of market value as of 1 January 2025, the first reappraisal since 2019, it drew more than 10,000 appeals, and the next is 1 January 2029. The combined rate fell from 139.49 cents in 2024-25 to 99.13 in 2025-26 as the values rose. The Department of Revenue measures how close the values sit to sale prices: on 2024 sales assessments averaged 100.23% of prices, so the bill on a house assessed like the average one is about 1.019% of its market value, about $4,331 a year on the $424,990 median sale. On the Department's 2025-26 table Durham's combined rate (99.13 cents) was below Greensboro's 140.30 and above Raleigh's 87.21 and Charlotte's 76.68, but because only Durham's values were current its effective rate, 0.9936% of market value, was the highest of the four North Carolina cities this site compares (Greensboro 0.9583%, Raleigh 0.8319%, Charlotte 0.6808%). Downtown Business Improvement District parcels pay 7 cents more. Stormwater is not on the tax bill: the City charges it on the utility bill, $5.70, $11.80 or $23.64 a month for a house by impervious area. The City says its median home, valued at $424,000, pays about $1,853 a year in City tax. The Durham Regional Association of REALTORS' Doorify MLS median sale price for the City was $424,990 in August 2026, up 3.7% on 283 sales of houses and condominiums together; Zillow's typical home value for the City, a model of every home rather than a count of sales, was $389,634, down 3.4%, and its single-family value $392,384. That fall is the steepest of the four North Carolina cities here (Raleigh's $428,671, Charlotte's $392,573, Greensboro's $263,264), and of the US cities here only Cape Coral's and Austin's fell faster. Zillow's observed rent index for the City was $1,659 a month in August, up 1.8%, second of the four North Carolina cities after Charlotte's $1,744. The bills, insurance and fees that follow from these figures belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureJacksonvilleDurhamAdvantage
SystemJacksonville Transportation Authority (JTA): fixed-route buses (174 vehicles on 30 routes in 2026), the four-line First Coast Flyer bus rapid transit network (Green, Blue, Red and Orange lines, opened from December 2015 to 2021 and running every 20 minutes on weekdays), the fare-free 2.5-mile Skyway people mover with eight stations Downtown and on the Southbank (opened 1989), the NAVI autonomous shuttle on the 3.5-mile Bay Street corridor (opened June 2025), the St. Johns River Ferry between Mayport and Fort George Island, and Connexion paratransit. The Skyway is due to stop running on 2 November 2026 and NAVI on 1 January 2027.GoDurham, the City's bus system, formerly the Durham Area Transit Authority, which took over the private Duke Power buses in January 1991 and took its present name in 2015 (Wikipedia): 17 regular routes on its own GTFS feed, most of them meeting downtown at Durham Station, with routes 4 and 5 every 15 minutes at midday, most others every 30 and Sunday service on most routes, and GoDurham ACCESS paratransit. It is fare-free, and its page says it stays fare-free through June 2027. GoTriangle's regional buses run from Durham to Raleigh, Chapel Hill, Research Triangle Park and the airport, and Duke Transit runs more than 30 buses on seven routes around the campus and health system (Wikipedia). There is no rail transit: a light rail line from UNC Hospitals in Chapel Hill through Duke to NCCU was discontinued in April 2019, and GoTriangle's commuter rail study found significant feasibility challenges within the Durham and Wake transit plans' budgets (Wikipedia; GoTriangle). Amtrak's Piedmont (four round trips a day) and Carolinian stop at Durham station on West Main Street, five round trips in all, connecting Durham with Raleigh, Greensboro, Charlotte, Washington and New York (Amtrak). Interstate 85 connects Durham with Virginia and the cities of western North Carolina, Interstate 40 runs across southern Durham County between Research Triangle Park and Chapel Hill, and the Durham Freeway (NC 147) runs through downtown (Wikipedia).Not directly comparable
Commute by public transit0.8% (2024)2.9% (2024)Durham
Walk or cycle to work2.0% (2024)3.0% (2024)Durham
AirportJacksonville International Airport (JAX), owned by the Jacksonville Aviation Authority about 12 miles north of downtown, handled 7,573,048 passengers in calendar 2025, 1.1% fewer than the 7,654,406 of 2024, by this file's sum of the authority's monthly traffic report; its fiscal year to September 2025 was 7,573,168, below the record 7,647,916 of the year before. American (27.6%) and Delta (27.1%) carried the most enplanements in the fiscal year to May 2026, ahead of United (15.1%) and Southwest (14.8%). That is about a third of Tampa International's 24.8 million.Raleigh-Durham International Airport (RDU), in unincorporated Wake County about 9 miles southeast of the city's center point, run by an authority whose board comes from Wake and Durham counties and the cities of Raleigh and Durham (Wikipedia). It handled a record 15,644,658 passengers in 2025 (Wikipedia, from the airport's statistics), and with Volaris's Guadalajara service from 16 October 2026 its route map holds a record 91 nonstop destinations on 19 airlines (RDU). A new 10,639-foot primary runway is under construction (RDU). It is the same airport Raleigh's profile names.Not directly comparable
Jacksonville

JTA carried 7,342,300 unlinked trips in 2025, 6,307,000 of them by bus, 413,600 on the ferry and 253,200 on the Skyway, and about 28,000 a weekday in the second quarter of 2026, 1,000 of them on the Skyway (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is less than HART's 11.9 million in Tampa and a third of LYNX's 22.2 million in Orlando, for a city two and a half to three times as large. The agency is in a financial crisis. Its board adopted a $139.2 million budget for fiscal 2027, down from $178 million, to close a projected $17.5 million gap, and in September interim CEO Cleveland Ferguson III, appointed on 27 August after Nathaniel Ford's 13 years in charge, said a $39 million hole meant up to 194 layoffs and a Saturday schedule on weekdays from 2 November, with the First Coast Flyer kept at every 20 minutes. The Skyway, whose original ten-car fleet is down to two working vehicles, will halt that day while JTA decides whether to rebuild it, replace it or turn the guideway into an elevated trail, the option most favored in its spring survey. The Ultimate Urban Circulator, JTA's plan since 2016 to replace the monorail with autonomous vehicles on the Skyway's beams and city streets at an estimated $400 million, has stalled: NAVI, its first phase, drew just over 100 riders a day in its first three months and 11,892 in all by early April 2026, and will stop on 1 January because the developer of its driving software is ending support (Jacksonville Today).

Durham

GoDurham carried 6,838,342 unlinked trips in 2025 on the National Transit Database's monthly ridership file (Federal Transit Administration, reporter 'City of Durham'), 6,647,013 of them on its buses and the rest on demand-response service; Wikipedia, citing APTA, gives 6,741,500 and about 19,200 a weekday in the second quarter of 2026. That is about 22 trips a year for every resident, the most of the four North Carolina cities here (GoRaleigh's 7,987,727 on the same file is about 16 per Raleigh resident, Charlotte's CATS about 15.7 million in 2024 and Greensboro's GTA 2.3 million). Ridership is back to where it was before the pandemic: 6,813,073 in 2019, 4,611,544 in 2020, 6,893,946 in 2024 and 0.8% less in 2025, below the 7,108,779 peak of 2017, and January to August 2026 ran 4.3% above the same months of 2025. GoTriangle, the regional authority, carried 1,506,004 trips across its whole network in 2025. Amtrak counted 154,793 passengers boarding or leaving trains at Durham in fiscal 2025, fourth in North Carolina after Charlotte (365,614), Raleigh (289,230) and Greensboro (210,652) (Amtrak).

06: Daily life

Health care, schools and what each city is like

Jacksonville

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act; an organizing committee relaunched a ballot initiative to expand it in February 2026 (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), the sixth-highest of any state, against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Jacksonville's was 10.1% (99,720 of 990,245), Duval County's 9.9% and the metro's 8.2%. UF Health Jacksonville, the University of Florida's academic hospital downtown with 695 beds and another 216 at UF Health North, is home to North Florida's Level I trauma center and carries the city's safety-net care: the fiscal 2027 city budget carries $56 million for its indigent care (Jacksonville Today). Mayo Clinic's Florida campus on the Southside, Mayo's first outside Rochester, opened in 1986 and has a hospital Wikipedia gives 304 beds, with an expansion to 428 announced for 2026. Baptist Health runs Baptist Medical Center Jacksonville and, beside it on the downtown riverfront, the 281-bed Wolfson Children's Hospital, the region's only Level I pediatric trauma center verified by the American College of Surgeons. This file did not verify a wait time figure for primary or specialist care.

Education

Duval County Public Schools, whose boundaries match the county's, has fallen below 100,000 students this fall for the first time in modern history, a 16% decline since 2015, when it had more than 115,000, as charter schools, homeschooling and state scholarships for private tuition grew (Action News Jax, 30 September 2026). It cut 115 teaching positions in September 2025 after a 1.9% drop in enrollment, closed several elementary schools that summer under its 2024 master facilities plan, and is consolidating four more in 2026-27, with two others delayed to 2027-28 and 2028-29. The University of North Florida, a public R2 research university founded in 1965 on the Southside, enrolled 16,575 students in 2024 (Florida Board of Governors). Jacksonville University, private, in Arlington, enrolled 4,247 in fall 2024 and has what Wikipedia calls the second-largest Naval ROTC program in the country. Florida State College at Jacksonville, the state college with campuses across the city, enrolled 23,556 students in 2024-25 (IPEDS, as compiled by UnivStats), 70% of them part time. Edward Waters University, founded in 1866, is the state's oldest historically Black college, and the city has committed $130 million to a new University of Florida graduate campus (Jacksonville Today).

Living there

Jacksonville is the largest city by land area in the contiguous United States, 747 square miles, because in 1968 it consolidated with Duval County and took in almost all of it; it is Florida's largest city by a wide margin and the eleventh-largest in the country, yet its metro is the smallest of the four Florida metros this site compares, and half the metro's growth since 2020 has been in St. Johns and Nassau counties rather than the city. The St. Johns River runs north through the middle of it to the Atlantic, and the river is both the economy and the risk: JAXPORT, Florida's busiest container port, and the Navy's bases at NAS Jacksonville and Mayport line it, and Irma in 2017 pushed it to its highest recorded level downtown. It is the coolest of the Florida cities here after Tallahassee, with real if brief winters, and hurricanes rarely hit it directly. It is built for the car: 70.9% of workers drive alone and 0.8% take transit, and the transit agency is cutting service, halting the Skyway and ending its autonomous shuttle in a budget crisis. Violent crime, at 514 per 100,000 on the FBI's counts, is higher than in Miami or Tampa. Household income, at $72,389, sits in the middle of the Florida cities, and Florida takes no income tax. The open questions are the transit agency's finances, a shrinking school district, the November 2026 homestead tax vote the city has budgeted against, and whether finance jobs, down 6.1% in a year, keep leaving.

Durham

Health care

Care is paid for through employer or individual private insurance, Medicare and Medicaid, and North Carolina is one of the 41 states, counting the District of Columbia, that have adopted the Medicaid expansion (KFF); the expansion covers about 740,000 people statewide. Federal and state changes narrow it: from January 1, 2027 most expansion adults aged 19 to 64 must show 80 hours a month of work, school or volunteering, or $580 a month in earnings, and renew every six months (NCDHHS). The City of Durham's uninsured rate was 8.3% in 2024 (24,892 of 300,100), against 8.6% for North Carolina and 8.2% nationally, above Raleigh's 7.1% and Greensboro's 7.5% and well below Charlotte's 12.1% (ACS 2024 1-year, B27001). Durham is a medical city built around one system. Duke University Hospital has 1,106 licensed inpatient beds (Duke Health's corporate page; its patient page says 1,062), is a Level I trauma center, opened in 1930 with 400 beds as part of James B. Duke's gift, and was ranked the 14th-best hospital in the country by Newsweek in 2025 (Wikipedia). Duke Regional Hospital in north Durham has 388 beds; it opened in 1976 as Durham County General Hospital, replacing the segregated Lincoln Hospital, for Black patients, and Watts Hospital, for white ones, which closed the same day (Wikipedia). The Durham VA Medical Center serves veterans (3,505 staff on the City's employer list), and North Carolina Specialty Hospital is a small surgical hospital with 18 licensed beds. Duke counted 11,776 employees at Duke University Hospital in July 2025. This file did not verify wait times for primary or specialist care.

Education

Durham is a university city with an unusually graduate-heavy student body. On the ACS 2024 1-year estimates 32,290 of its 290,103 residents aged 3 and over were enrolled in college (16,351 undergraduates) or graduate school (15,939), 11.1%, against 6.6% nationally and 6.7% in North Carolina; graduate students are 49% of them, against 22% nationally. Duke University, chartered in 1924 when James B. Duke's endowment expanded Trinity College, which had moved to Durham in 1892, enrolled 17,325 students in fall 2025, 6,525 undergraduates and 10,800 graduate and professional students (Duke). North Carolina Central University, which opened in 1910 and became the nation's first publicly supported liberal arts college for African Americans (Wikipedia), enrolled 9,160 in fall 2025, up 6.8% and its first time above 9,000, with 2,018 students online (NCCU), and a reported 10,124 in fall 2026, up 9.1% (HBCU Gameday). Durham Technical Community College, founded in 1961, serves nearly 20,000 students in credit and continuing education courses (Wikipedia), and the University of North Carolina at Chapel Hill is in the same metro. Public schools are run by Durham Public Schools, the countywide district, with 31,865 students in 2024-25 (NCES). Enrollment is falling: the district's day-20 count in fall 2025 was 30,172, down from 31,188 a year earlier and its largest drop since the pandemic, against a peak of 33,651 in 2014, while Durham residents in charter schools rose from 7,641 to 8,288 in 2024-25 and about 2,400 Durham students received Opportunity Scholarships, the state's private school vouchers (INDY Week; 9th Street Journal).

Living there

Durham is the Bull City, a tobacco town named for its most famous brand, Bull Durham, and built by the Duke family's American Tobacco Company, whose fortune founded Duke University and Duke Power (Wikipedia). It is also where Black business built Parrish Street into 'Black Wall Street', home of North Carolina Mutual Life Insurance and Mechanics and Farmers Bank, and where the Durham Freeway was cut through Hayti, the Black neighborhood south of downtown, in the late 1960s; the last American Tobacco factory closed in 1987, and its warehouses are now offices, apartments and restaurants (Wikipedia). Today it is North Carolina's fourth city, with 305,561 people, only 3,106 behind Greensboro and growing more than twice as fast, a city whose largest employer by far is Duke University and Duke Health, whose labor market reaches into Research Triangle Park, and where almost half of the college students are graduate students. Next to Raleigh, about 18 miles southeast, it shares the airport and the climate, the same household income within the margins (about $83,000) and a higher share of owners, more bus riders per resident and a higher violent crime rate, 510 per 100,000 on the FBI's 2025 counts, about one and a half times the state's, though that was its lowest count since 2019 and 16.5% below 2024. Its homes cost a little less than Raleigh's on Zillow's index ($389,634 against $428,671) and the realtors' MLS median is $424,990, and its property tax is new: the County reset every value to market in 2025, so a City address pays 101.63 cents per $100 for 2026-27 on values that are close to what houses sell for.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars, so the figures net directly, though the headlines are different measures for different areas, a month apart in pricing and from different publishers. Jacksonville's is the Northeast Florida Association of REALTORS' median sale price of single-family homes in Duval County, $335,000 in August on 887 closed sales, 1.5% below the $340,000 of a year earlier; the city is 96% of the county's people. Durham's is the Durham Regional Association of REALTORS' Doorify MLS median sale price for the City of Durham, $424,990 in August on 283 closed sales, 3.7% above August 2025; the dashboard counts houses and condominiums together, and no single-family median for the City is published there. On Zillow's index, the same measure in both cities for the same month, Zillow's index for the City of Jacksonville stood at $285,103 and Zillow's index for the City of Durham at $389,634, 3.4% lower on the year, about 1.37 times it. Against local pay the headlines are 4.6 times Jacksonville's 2024 median household income of $72,389 and 5.1 times Durham's $82,916. At 20% down, the $268,000 loan on Duval County's median at 7.03%, Freddie Mac's rate for 24 September, costs $1,788 a month, and the $339,992 loan on the Durham median at 7.28%, the rate for 1 October, $2,326. A homesteaded buyer's first-year property tax is about $5,215 in Jacksonville, 1.56% of the price, against about $4,331 in Durham, 1.019% of market value on the fiscal 2027 rate, and insurance is budgeted at $275 and $198 a month, neither including flood. The three lines come to about $2,498 and $2,885, roughly 41% and 42% of local median income. At the same 7.28% Jacksonville's would be about $2,543, $342 less than Durham's: Durham's mortgage would be $493 higher, and Jacksonville's property tax $74 and insurance $77 higher. On Zillow's value for the City of Durham the carry would be about $2,662. Renters see the two close: Zillow's observed rent index, which sees the rented houses, was $1,601 in Jacksonville and $1,659 in Durham in August, about 27% and 24% of median income; Apartment List's September medians for Jacksonville were $1,306 for a two-bedroom and $1,110 for a one-bedroom, and RentCafe's September averages for Durham $1,632 and $1,422, on different series. Condominium fees are estimated at $400 a month against $300, neither of them a published average. North Carolina forbids rent control, and Florida preempts it too.

This is one of the pairs where the definitions match, since both cities' figures are the FBI's Crime Data Explorer counts for 2025 divided by Census Vintage 2025 populations, and on them the two have almost the same violent crime rate. The Jacksonville Sheriff's Office, formed when the city and county police merged in 1968, submitted 5,231 violent offenses, 514 per 100,000 on 1,017,689 residents, and 21,920 property offenses, 2,154. The Durham Police Department submitted 1,557 violent offenses, 510 per 100,000 on 305,561, about one and a half times the CDE's 2025 rate for North Carolina's reporting agencies, 331, and 11,053 property offenses, 3,617, twice the state's rate, of which 1,614 were motor vehicle thefts. Homicide runs the other way from the city sizes: 80 in Jacksonville, about 7.9 per 100,000, up from 63, and 33 in Durham on the FBI's count, about 10.8, against North Carolina's 6.5; the Durham department's own count is 39. Both fell in 2025, Durham faster. Jacksonville's violent offenses fell 8%, to 19% below 2021, and its property offenses 17%, with motor vehicle theft down 41% in a year, though its sheriff's office cleared 55% of the year's murders against 73% the year before. Durham's violent offenses fell 16.5%, from 1,865, to the lowest count since its department began reporting incident-based data in 2019, and its department cleared 89.7% of its homicides against 69.2% in 2024; but January to July 2026 brought 939 violent offenses against 906 in the same months of 2025, up 3.6%, while property offenses fell 6.2%, and the CDE's August 2026 row is plainly incomplete, so 2026 is compared through July. The counts were read on 1 and 5 October 2026 and can still be revised.

The two cities sit in different climates. January averages 12.3 C at Jacksonville International and 5.5 C at Raleigh-Durham International, about 9 miles southeast of Durham's center, 54.2F against 41.9F; July averages 28.1 C against 26.9 C, 82.5F against 80.5F, with mean highs of 91.9F and 90.8F. Jacksonville's normals count 80.1 days a year at or above 32.2 C (90F) and Durham's 52.4, and 14.3 nights at or below freezing against 64.7. Rain is 1,356 mm a year in Jacksonville and 1,170 mm in Durham, spread through the year there with September the wettest month, and Durham's normals carry 13.2 cm of snow, 5.2 in, where Jacksonville's carry none; the Durham airport's record storm left 20.3 inches in January 2000. Sunshine on the older series is 2,880 hours in Jacksonville and 2,606 at the Durham airport. Jacksonville's hazard is water. It has had one direct hurricane strike since 1871, Dora in 1964, and floods from its river: in September 2017 Irma passed about 75 miles to the west, a nor'easter had already raised the water, and surge, high tides and 9.72 in (247 mm) of rain pushed the St. Johns downtown to a record 5.57 ft, with about 350 water rescues. Durham is in the Piedmont, well inland, so surge is not its hazard, but its rivers flood too: Tropical Storm Chantal in July 2025 sent the Eno River at Durham to a record 25.63 feet, above its level in Fran in 1996, and the Fire Department made more than 80 rescues in the Old Farm area, while the airport measured under an inch; Helene left Durham Central Park partly underwater in September 2024, and Ellerbe Creek floods the older north-side neighborhoods again and again. Summer heat is the routine risk, and 2026 brought 78 days at 90F or above through 29 September, half again the normal.

Jacksonville's job market is more than twice the size, and Durham's is tighter and better paid. On the same unadjusted basis BLS put July 2026 unemployment at 4.9% for the Jacksonville metro and 3.4% for Durham-Chapel Hill, against 4.4% nationally, though Durham's rate fell on the year because fewer people were counted in its labor force. The Jacksonville metro had 803,800 nonfarm jobs in August, only 500 more than a year earlier, as private education and health services grew 3.3% and financial activities lost 6.1%; the Durham metro had 359,600, 1,700 or 0.5% more, with professional and business services adding 2,000 and government losing 1,900. Jacksonville runs on the river and the Navy: JAXPORT, Florida's No. 1 container port by volume, CSX and the Florida East Coast Railway, headquartered in the city, and Naval Air Station Jacksonville and Naval Station Mayport, with defense spending's total economic impact in Duval County put at $9.1 billion. Durham runs on Duke: Duke University and Duke Health employ 44,500 on the City's latest table, 27.8% of employment in the city, and Research Triangle Park, between Durham and Raleigh and outside the city limits, has more than 55,000 people working there, with IBM, Cisco, Pfizer, IQVIA and GSK on the City's list of its ten largest employers and Blue Cross and Blue Shield of North Carolina headquartered in the city. Median household income was $72,389 in Jacksonville in 2024 and $82,916 in Durham, $10,527 more, with a margin of error of $4,710. Tax is where the states part. Florida takes no income tax, so $100,000 pays $13,449 in federal tax for 2025 in Jacksonville; in Durham it pays about $17,157, $3,708 of it to North Carolina at a flat 4.25%, which falls to 3.99% for 2026. Sales tax is 7.5% in both Duval and Durham counties. Property tax is $884 a year higher on Duval County's median than on Durham's, which North Carolina's 2025 rate matches at about $33,600 of income; at Durham's median household income the North Carolina tax would be about $2,982, so a median household that owns pays about $2,098 a year more in Durham across the two taxes on these figures, on a house that costs more to begin with.

Neither is a transit city, and Durham's buses carry almost as many trips as Jacksonville's for less than a third of the people. In 2024, 0.8% of Jacksonville's workers took transit and 2.0% walked or cycled, against 2.9% and 3.0% in Durham, though Durham's survey margins are wide and the five-year table puts its transit share at 1.9%; 70.9% and 63.0% drove alone, and 15.0% and 20.5% worked from home. The Jacksonville Transportation Authority carried 7,342,300 trips in 2025 on buses, the four-line First Coast Flyer bus rapid transit network, the St. Johns River Ferry and the Skyway, and it is cutting back: facing a $39 million hole, it plans up to 194 layoffs and a Saturday schedule on weekdays from 2 November 2026, when the 2.5-mile Skyway stops running. GoDurham, the City's bus system, is fare-free through June 2027 and carried 6,838,342 trips in 2025 on 17 routes that mostly meet downtown at Durham Station, and January to August 2026 ran 4.3% above the same months of 2025; GoTriangle's regional buses run to Raleigh, Chapel Hill, Research Triangle Park and the airport. Durham has no rail transit, but Amtrak's Piedmont and Carolinian stop downtown, five round trips a day to Raleigh, Greensboro, Charlotte, Washington and New York, with 154,793 passengers in fiscal 2025. The footprints differ by about six times: Jacksonville covers 747 square miles of land after its 1968 consolidation with Duval County, Durham 119.9, and two thirds of Durham's workers worked inside the city, with a mean commute of 21 minutes. Jacksonville International, about 12 miles north of downtown, handled 7,573,048 passengers in 2025. Raleigh-Durham International, in Wake County about 9 miles southeast of Durham's center and shared with Raleigh, handled a record 15,644,658, about twice as many, with 91 nonstop destinations once Volaris starts flying to Guadalajara on 16 October 2026.

Medicaid is the state line that matters most here. North Carolina has expanded it, and about 740,000 people statewide are covered through the expansion, though from 1 January 2027 most expansion adults must show 80 hours a month of work, school or volunteering. Florida has not expanded it, and an organizing committee relaunched a ballot initiative to do so in February 2026. The City of Jacksonville's uninsured rate was 10.1% in 2024 and Durham's 8.3%, against 10.9% across Florida and 8.6% across North Carolina. Both cities have academic medicine. UF Health Jacksonville is the University of Florida's academic hospital downtown, with 695 beds and North Florida's Level I trauma center; Mayo Clinic's Florida campus is on the Southside, and Wolfson Children's is the region's only Level I pediatric trauma center verified by the American College of Surgeons. Duke University Hospital has 1,106 licensed beds and a Level I trauma center and was ranked the 14th-best hospital in the country by Newsweek in 2025, with Duke Regional Hospital's 388 beds in north Durham and the Durham VA Medical Center. Neither profile verified a wait time. Both districts are county-wide and both have lost students. Duval County Public Schools has fallen below 100,000 for the first time in modern history, 16% fewer than in 2015, and is consolidating four more schools in 2026-27; Durham Public Schools had 31,865 students in 2024-25, and its day-20 count fell to 30,172 in fall 2025, its largest drop since the pandemic, against a peak of 33,651 in 2014. The universities are where the two part. The University of North Florida enrolled 16,575 in 2024 and Florida State College at Jacksonville 23,556 in 2024-25. Duke enrolled 17,325 in fall 2025, 10,800 of them graduate and professional students, and North Carolina Central, the nation's first publicly supported liberal arts college for African Americans, 9,160, and 11.1% of Durham's residents aged three and over were in college or graduate school, almost half of them graduate students.

What people underestimate is how differently the two property taxes behave after the purchase. Jacksonville's bill is short because consolidation left one general levy, 17.7412 mills in all, charged on market value less a homestead exemption of $25,000 off every levy and a second slice off all but the school district's, filed with the property appraiser by 1 March of the year after you buy; without it the Duval median owes about $5,943. Save Our Homes then caps the assessment's growth at 3% a year, but it resets to market value on a sale, so the seller's bill is no guide. North Carolina has no homestead exemption like Florida's for an ordinary buyer, and Durham's bill sits on values that are new. A City address pays Durham County's 57.92 cents and the City's 43.71 cents per $100 for fiscal 2027, the bills mailed in 2026, 101.63 cents in all, against 99.13 for 2025-26 and 139.49 for 2024-25. The rate fell because the values rose: Durham County revalued every parcel to 100% of market value as of 1 January 2025, the first reappraisal since 2019, drawing more than 10,000 appeals, and the Department of Revenue found the new values averaged 100.23% of sale prices, so 101.63 cents comes to about 1.019% of what a buyer pays. A buyer does not reset the assessment by buying, so the seller's bill is the guide to the first one, and the next revaluation is not until 1 January 2029. Inside the Downtown Business Improvement District the bill carries 7 cents more. Jacksonville adds about $414 a year in City solid waste and stormwater charges on the tax bill, and its newer edges add community development districts: Normandy CDD charges a developed 50-foot lot $4,225.50 for fiscal 2027. Durham charges stormwater on the utility bill, $5.70, $11.80 or $23.64 a month for a house by impervious area, and the City says water and sewer rates rise 12% this year for the average customer. At closing, Florida charges the seller 70 cents per $100 on the deed, about $2,345 on Duval County's median, and the buyer 0.55% of the loan, about $1,474; North Carolina charges the seller an excise of $1 per $500, about $850 on Durham's median, and nothing on the loan. Insurance is budgeted at $275 and $198 a month, NerdWallet's averages $3,145 and $2,380 a year, Durham's in a Rate Bureau territory shared with Raleigh that rose 7.5% on 1 June 2025 and again on 1 June 2026, and neither includes flood, which from 1 January 2027 most new and renewing Citizens policies in Florida with wind cover must carry. And the momentum is alike: Jacksonville added 68,082 people from 2020 to 2025, 7.2%, and Durham 21,680, 7.6%.

Jacksonville

Better here

  • Florida levies no income tax, so $100,000 pays $13,449 in federal tax for 2025 against about $17,157 in Durham.
  • Mortgage, property tax and insurance come to about $2,543 a month at 7.28% on Duval County's August 2026 median, against $2,885 in Durham at the same rate.
  • The metro had 803,800 nonfarm jobs in August 2026, more than twice Durham's 359,600.
  • Mayo Clinic's Florida campus, UF Health Jacksonville's Level I trauma center and Wolfson Children's are in the city.
  • Homicide was about 7.9 per 100,000 in 2025, against about 10.8 in Durham, and property crime 2,154 against 3,617.
  • January averages 12.3 C with 14.3 freezing nights a year and no snow in the normals, against 5.5 C, 64.7 nights and 13.2 cm in Durham.

Worse here

  • A homesteaded buyer's property tax is about 1.56% of the price, against about 1.019% in Durham, and Save Our Homes resets on a sale.
  • Insurance is budgeted at $275 a month against $198, and NerdWallet's average is $3,145 a year against $2,380, with flood outside both.
  • Florida has not expanded Medicaid, and the city's uninsured rate was 10.1% in 2024 against 8.3% in Durham.
  • City median household income was $72,389 in 2024, $10,527 below Durham's, and July 2026 unemployment was 4.9% against 3.4%.
  • JTA plans up to 194 layoffs and a Saturday schedule on weekdays from 2 November 2026, when the Skyway stops running, and only 0.8% of workers took transit in 2024.
  • The St. Johns rose to a record 5.57 ft downtown in Irma in 2017, with about 350 water rescues.

Choose Jacksonville if

  • you would keep more of a salary in a state with no income tax, and own on almost any income above about $33,600
  • you work for the Navy, at the port, for the railroads or in health care at Mayo Clinic, Baptist or UF Health
  • you want a cheaper house in a big city, and can live without the bus
  • you want a mild January and no snow, and will price wind and flood cover before you buy

The Jacksonville guide · Neighborhoods · Jacksonville rent vs buy · Jacksonville mortgage calculator

Durham

Better here

  • City median household income was $82,916 in 2024, $10,527 more than Jacksonville's, and July 2026 unemployment was 3.4% against 4.9%.
  • Property tax is about 1.019% of market value against 1.56% with a Florida homestead, and insurance is budgeted at $198 a month against $275.
  • North Carolina has expanded Medicaid, and the city's uninsured rate was 8.3% in 2024 against 10.1% in Jacksonville.
  • GoDurham's buses are fare-free through June 2027 and carried 6,838,342 trips in 2025, and Amtrak runs five round trips a day from downtown.
  • Raleigh-Durham International handled 15,644,658 passengers in 2025, about twice Jacksonville International's 7,573,048.
  • Duke enrolled 17,325 and North Carolina Central 9,160 in fall 2025, and Duke University Hospital is a Level I trauma center.

Worse here

  • Violent crime was 510 per 100,000 on the FBI's 2025 counts, about one and a half times North Carolina's rate, and homicide about 10.8 per 100,000 against 7.9.
  • A single filer on $100,000 pays about $17,157 in income tax for 2025, $3,708 of it to North Carolina, against $13,449 of federal tax alone in Jacksonville.
  • On Zillow's index the City of Durham's typical value is about 1.37 times Jacksonville's, and the carry on the MLS median is $342 a month more at the same rate.
  • January averages 5.5 C with 64.7 freezing nights and 13.2 cm of snow on the 1991-2020 normals.
  • The metro had 359,600 nonfarm jobs in August 2026, and Duke alone is 27.8% of employment in the city.
  • Tropical Storm Chantal sent the Eno River to a record 25.63 feet in July 2025, with more than 80 rescues in north Durham.

Choose Durham if

  • you work at Duke, in Research Triangle Park, at Blue Cross or in the life sciences
  • you want the lower property tax rate and insurance bill, and will pay more for the house
  • you may need Medicaid, or work in a job with thin health coverage
  • you want a fare-free bus, a train station downtown and a bigger airport within reach

The Durham guide · Neighborhoods · Durham rent vs buy · Durham mortgage calculator

08: Questions people ask

Jacksonville or Durham, in short

Is Jacksonville or Durham cheaper to live in?

Jacksonville in dollars, on a cheaper house, and the two are level against local pay. Both cities price in US dollars, though the headlines are different measures: $335,000 for single-family homes in Duval County from the Northeast Florida Association of REALTORS and $424,990 for houses and condominiums in the City of Durham on Doorify MLS, both for August. On Zillow's index Zillow's index for the City of Jacksonville stood at $285,103 and Zillow's index for the City of Durham at $389,634. At 20% down the mortgage is $1,788 at September's 7.03% against $2,326 at October's 7.28%. Property tax is about $5,215 a year against $4,331 and insurance $275 a month against $198, so the three lines come to about $2,498 in Jacksonville and $2,885 in Durham, or $2,543 for Jacksonville at the same rate, roughly 41% and 42% of each city's median household income, $72,389 and $82,916. Zillow's observed rent index was $1,601 and $1,659. North Carolina takes income tax, $3,708 on $100,000 for 2025, and Florida does not; sales tax is 7.5% in both counties.

Is Jacksonville or Durham safer?

About level on violent crime, and Jacksonville on homicide and property crime, on figures built the same way: the FBI's 2025 counts divided by Census estimates. Violent offenses ran 514 per 100,000 in Jacksonville and 510 in Durham, about one and a half times North Carolina's rate, and property offenses 2,154 against 3,617. Homicides were 80 in Jacksonville, about 7.9 per 100,000, and 33 in Durham, about 10.8. Both fell in 2025, Jacksonville's violent offenses by 8% and Durham's by 16.5%, though Durham's January to July 2026 count was up 3.6% on the same months of 2025. The counts can still be revised.

Which has the better job market, Jacksonville or Durham?

Jacksonville's on size, Durham's on pay and unemployment. On the same unadjusted basis BLS put July 2026 unemployment at 4.9% for the Jacksonville metro and 3.4% for Durham-Chapel Hill, though Durham's labor force shrank on the year. Jacksonville had 803,800 nonfarm jobs in August, 500 more than a year earlier, and Durham's metro 359,600, 1,700 more. Jacksonville's anchors are JAXPORT, CSX, the Florida East Coast Railway, the Navy's two bases and its hospitals. Durham's are Duke University and Duke Health, 44,500 employees on the City's table, Research Triangle Park beside the city, with IBM, Cisco, Pfizer, IQVIA and GSK, and Blue Cross and Blue Shield of North Carolina. Median household income was $72,389 in Jacksonville and $82,916 in Durham.

Does Florida having no income tax make Jacksonville cheaper than Durham?

Yes, for a renter and for an owner above about $33,600 of income on these two figures. A single filer on $100,000 pays about $17,157 in Durham for 2025, $3,708 of it to North Carolina, against $13,449 of federal tax alone in Jacksonville, and North Carolina's flat rate drops from 4.25% to 3.99% for 2026. Florida collects more through property, but less here than elsewhere: a homesteaded buyer pays about $5,215 a year on Duval County's median, 1.56%, against about $4,331 on Durham's, 1.019%, a difference of $884 on a house that costs less. At Durham's median household income of $82,916 the North Carolina tax would be about $2,982. Sales tax is 7.5% in both. A Florida buyer is taxed on the price rather than the seller's capped value, and Durham's values were reset to market in 2025, so both first bills sit close to the price.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Jacksonville city 949,607 (April 2020 base), 1,009,370 (2024) and 1,017,689 (2025); Duval County 1,062,963; Atlantic Beach, Baldwin, Jacksonville Beach and Neptune Beach rows
  2. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  3. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  4. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: Character, point, Jacksonville city: 747.266 sq mi of land, 127.193 sq mi of water, internal point 30.336864, -81.661603
  5. Jacksonville, Florida (consolidation, land area, Jacksonville Sheriff's Office, hurricanes, economy, colleges) · Wikipedia · retrieved
    Supports: Character, Climate hazards, Violent crime rate, Main sectors, Education
  6. Crime Data Explorer summarized agency data, Jacksonville Sheriff's Office (FL0160000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  7. JSO reporting more murders over the last year, with fewer murder cases cleared · Action News Jax · retrieved
    Supports: Homicides, Crime trend
  8. Jacksonville's 2025 homicide data reveals spikes in certain areas but only 1 gang-related death · News4JAX · retrieved
    Supports: Homicides
  9. Jacksonville violence takes historic tumble in 2024: City reports lowest homicide numbers in 2 decades · News4JAX · retrieved
    Supports: Homicides
  10. US Climate Normals 1991-2020, station USW00013889 Jacksonville International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 54.2F, July 82.5F, August 82.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 69.3F, precipitation 53.40 in, snowfall 0.0 in, 80.1 days at 90F, 0.7 at 100F and 14.3 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  11. Global Historical Climatology Network daily summaries, Jacksonville International Airport (USW00013889), 1938-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 113 days at or above 90F in 2025 (after 116 in 1955 and 114 in 2011), 107 in 2026 through 27 September, three days at 100F or above in 2025, 105F on 21 July 1942, 7F on 21 January 1985, 19 freezing nights in 2026, 5.18 and 4.54 in on 10 and 11 September 2017, 6.28 in on 7 October 2016, snow of 1.5 in on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025
  12. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  13. Post Tropical Cyclone Report, Hurricane Irma (PSHJAX, issued 22 September 2017) · National Weather Service, Jacksonville · retrieved
    Supports: Climate hazards, Character, St. Johns River at Main Street crest of 5.57 ft NAVD88 against Dora's 4.12 ft, the preceding nor'easter, about 350 water rescues in Duval County, 86 mph gust at the airport
  14. Effects of Hurricane Irma in Florida (Duval County) · Wikipedia · retrieved
    Supports: Climate hazards
  15. Irma Brings Record Flooding to Jacksonville, Cuts Power to More Than 7 Million · Weather Underground · retrieved
    Supports: Climate hazards
  16. Long Nor'easter, tidal flooding and Tropical Storm Jerry. What to expect in Jacksonville · Florida Times-Union (via Yahoo News) · retrieved
    Supports: Climate hazards
  17. Nor'easter impacts in Jacksonville and coastal flood advisory extends through weekend · Florida Times-Union (via Yahoo News) · retrieved
    Supports: Climate hazards
  18. ACS 2024 1-year tables B08301 and B19013 for Jacksonville city, Duval County and the Jacksonville MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  19. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, Duval County, Jacksonville city and the Jacksonville MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  20. Local Area Unemployment Statistics, Jacksonville, FL MSA (LAUMT122726000000003), Jacksonville city (LAUCT123500000000003), Duval County (LAUCN120310000000003), Florida (LAUST120000000000003), the Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  21. Current Employment Statistics, Jacksonville, FL MSA: total nonfarm (SMU12272600000000001, SMS12272600000000001), supersectors (SMU1227260xx00000001), finance and insurance (SMU12272605552000001) and federal, state and local government (SMU1227260909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market, Character
  22. JAXPORT Highlights Infrastructure Progress and Long-Term Strategy at 2026 State of the Port · JAXPORT · retrieved
    Supports: Main sectors, Labour market, Character
  23. Annual Report 2024/2025 (Annual Comprehensive Financial Report for the year ended September 30, 2025) · Jacksonville Port Authority · retrieved
    Supports: Main sectors, Labour market, 1,388,841 TEUs against 1,340,412, 506,237 auto units against 509,091, 10,230,114 tons
  24. Florida Military and Defense Economic Impact Summary, January 2024 (Duval County, on 2022 figures) · Florida Defense Support Task Force / Select Florida · retrieved
    Supports: Main sectors, Labour market
  25. Naval Air Station Jacksonville · Wikipedia · retrieved
    Supports: Main sectors
  26. Naval Station Mayport · Wikipedia · retrieved
    Supports: Main sectors
  27. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax
  28. Jacksonville Transportation Authority (toll removal and 1988 sales tax, Better Jacksonville Plan, routes, fleet, gas tax, budget) · Wikipedia · retrieved
    Supports: Sales tax, Transit system, Transit ridership
  29. Duval County, Florida, School Sales Tax Referendum (November 2020) · Ballotpedia · retrieved
    Supports: Sales tax
  30. Duval County voters approve half-cent sales tax for schools · News4JAX · retrieved
    Supports: Sales tax
  31. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  32. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  33. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  34. Property Tax Exemptions for Taxpayers (homestead exemption and Save Our Homes) · Florida Department of Revenue · retrieved
    Supports: Tax notes
  35. Jacksonville City Council approves $2B budget, restores affordable housing trust fund · Jacksonville Today · retrieved
    Supports: Tax notes, Health care, Education, Character
  36. Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit ridership
  37. Skyway (Jacksonville) (length, stations, fleet, fare, Ultimate Urban Circulator) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  38. First Coast Flyer (lines and opening dates) · Wikipedia · retrieved
    Supports: Transit system
  39. JTA begins first AV-powered service in U.S. · Mass Transit · retrieved
    Supports: Transit system, Transit ridership
  40. Friday is deadline to give your views on Skyway options · Jacksonville Today · retrieved
    Supports: Transit ridership
  41. JTA studies Skyway options and postpones community meetings · Jacksonville Today · retrieved
    Supports: Transit ridership
  42. JTA raises fares and cuts services to make up for budget deficit · Jacksonville Today · retrieved
    Supports: Transit ridership
  43. Facing shortfall, JTA will cut jobs, reduce bus service and halt Skyway and NAVI · Jacksonville Today · retrieved
    Supports: Transit system, Transit ridership, Character
  44. Traffic statistics, enplaned and deplaned passengers by month, fiscal years 2021/2022 to 2025/2026, and enplanements by airline (prepared 14 June 2026) · Jacksonville Aviation Authority · retrieved
    Supports: Airport passengers
  45. Jacksonville International Airport (location, ownership) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  46. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  47. UF Health Jacksonville · Wikipedia · retrieved
    Supports: Health care
  48. Mayo Clinic Florida · Wikipedia · retrieved
    Supports: Health care
  49. Wolfson Children's Hospital · Wikipedia · retrieved
    Supports: Health care
  50. Duval Schools enrollment down 16% since 2015, drops below 100K students · Action News Jax (via Yahoo News) · retrieved
    Supports: Education, Character
  51. Duval Schools cutting 115 teacher positions due to falling enrollment · Action News Jax · retrieved
    Supports: Education
  52. Board approves delays in proposed school consolidations · Duval County Public Schools · retrieved
    Supports: Education
  53. State University System of Florida 2025-2026 Matrix · Florida Board of Governors · retrieved
    Supports: Education
  54. University of North Florida (founding, R2 classification) · Wikipedia · retrieved
    Supports: Education
  55. Fast Facts, Fall 2024 · Jacksonville University · retrieved
    Supports: Education
  56. Jacksonville University (Naval ROTC) · Wikipedia · retrieved
    Supports: Education
  57. Florida State College at Jacksonville Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  58. Duval County Public Schools (boundaries) · Wikipedia · retrieved
    Supports: Education
  59. Florida State College at Jacksonville (campuses) · Wikipedia · retrieved
    Supports: Education
  60. Annual Resident Population Estimates for Combined Statistical Areas: April 1, 2020 to July 1, 2025 (CSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Raleigh-Durham-Cary, NC CSA (450) 2,484,238 in 2025
  61. 2025 Gazetteer Files: Places, North Carolina · US Census Bureau · retrieved
    Supports: point, City population, Climate normals, Airport passengers, Durham city (3719000): land 119.945 sq mi, water 0.831 sq mi, internal point 35.977928, -78.898109
  62. Durham, North Carolina (history, geography, climate, economy, education, transportation) · Wikipedia · retrieved
    Supports: City population, Metro population, Main sectors, Transit system, Education, Character, Durham is the 4th-most populous city in North Carolina and 70th-most populous city in the United States with a population of 283,506 at the 2020 census, Durham was nicknamed the Bull City in the late 1800s when the Blackwell Tobacco Company named its product Bull Durham Tobacco, These businesses, the best known of which are North Carolina Mutual Life Insurance Company and Mechanics & Farmers Bank, were centered on Parrish St., which would come to be known as Black Wall Street, the demolition of portions of the Hayti district for the construction of the Durham Freeway during the late 1960s, In 1987, the American Tobacco Factory in Durham closed, Duke University maintains its own transit system, Duke Transit, which operates more than 30 buses on seven routes throughout the campus and health system, I-85, connecting Durham to Virginia and western North Carolina cities, and I-40 running across southern Durham County between the Research Triangle Park and Chapel Hill
  63. Crime Data Explorer summarized agency data, Durham Police Department (NC0320100): violent crime, 2018 to 2025 · FBI Crime Data Explorer · retrieved
    Supports: Violent crime rate, Crime trend, Character, Durham Police Department violent offenses 1,963 (2018), 2,054 (2019), 2,454 (2020), 2,181 (2021), 1,978 (2022), 1,890 (2023), 1,865 (2024) and 1,557 (2025); agency population 307,140 in 2025; 2025 rates per 100,000 summed from the monthly series: Durham 506.9, North Carolina 330.6, United States 329.3; data refreshed 09/15/2026
  64. Crime Data Explorer summarized agency data, Durham Police Department (NC0320100): property crime, 2018 to 2025 · FBI Crime Data Explorer · retrieved
    Supports: Property crime rate, Crime trend, Durham Police Department property offenses 9,790 (2018), 10,718 (2019), 10,722 (2020), 9,734 (2021), 9,570 (2022), 11,208 (2023), 11,447 (2024) and 11,053 (2025); 2025 rates: Durham 3,598.7, North Carolina 1,810.8, United States 1,552.1
  65. Crime Data Explorer summarized agency data, Durham Police Department (NC0320100): homicide, with the rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson series (HOM, RPE, ROB, ASS, BUR, LAR, MVT, ARS), 2018 to 2025 · FBI Crime Data Explorer · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, 2025: homicide 33, rape 161, robbery 443, aggravated assault 920, burglary 1,251, larceny-theft 8,146, motor vehicle theft 1,614, arson 42; homicide 37, 37, 46, 42, 47 and 36 in 2019 to 2024; motor vehicle theft 873 (2022), 2,043 (2023), 1,870 (2024); burglary 1,972 (2019); 2025 homicide rates 10.74 (Durham), 6.49 (North Carolina), 4.33 (United States)
  66. Crime Data Explorer summarized agency data, Durham Police Department (NC0320100): violent and property crime, 2026 to date · FBI Crime Data Explorer · retrieved
    Supports: Crime trend, 2026 violent offenses by month, January to August: 108, 84, 174, 107, 171, 154, 141, 80; property (the P series, same dates): 783, 768, 832, 845, 931, 826, 877, 597; September onward empty
  67. Crime Data Explorer agency list, North Carolina · FBI Crime Data Explorer · retrieved
    Supports: Violent crime rate, Crime trend, Durham Police Department, ORI NC0320100, counties DURHAM, ORANGE, WAKE, is_nibrs true, nibrs_start_date 2019-01-01
  68. Crime Data Explorer summarized agency data, 2025 violent crime: Winston-Salem (NC0340200), Fayetteville (NC0260100), Charlotte-Mecklenburg (NC0600100), High Point (NC0410300), Greensboro (NC0410200) and Raleigh (NC0920100) · FBI Crime Data Explorer · retrieved
    Supports: Violent crime rate, 2025 violent offenses and CDE populations as worked in Greensboro's profile, read on 4 October 2026: Winston-Salem 1,915 / 257,431, Fayetteville 1,284 / 209,151, Charlotte-Mecklenburg 5,787 / 1,035,037, High Point 623 / 119,581, Raleigh 2,007 / 508,719, Greensboro 2,177 / 310,328
  69. Crime in North Carolina 2024: Annual Summary Report of 2024 Uniform Crime Reporting Data · North Carolina State Bureau of Investigation · retrieved
    Supports: Violent crime rate, Property crime rate, Crime trend, Table 5, crime index offenses for selected cities and sheriff's offices: Durham 2023 13,033 index, 1,888 violent, 11,145 property, 47 murders; 2024 13,282 index, 1,862 violent, 11,420 property, 37 murders, 172 rapes, 483 robberies, 1,170 aggravated assaults
  70. Durham Police Department 2025 Fourth Quarter Report, January 1 to December 31, 2025 (City Council work session attachment, 2 March 2026 agenda) · Durham Police Department · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Part 1 violent crime (homicide, rape, robbery, and aggravated assault) decreased by 16.9% during the 4th quarter of 2025 compared to the same period in 2024, Homicide 2023 48, 2024 39, 2025 39; Rape 157, 167, 150; Robbery 484, 477, 433; Aggravated Assault 1,162, 1,156, 907; Violent Crime Total 1,851, 1,839, 1,529, Burglary 1,359, 1,293, 1,178; Larceny 7,597, 8,207, 8,142; Motor Vehicle Theft 1,885, 1,738, 1,491; Property Crime Total 10,841, 11,238, 10,811, Clearance rates, homicide: FBI 2024 62.0%, DPD 2024 69.2%, DPD 2025 89.7%
  71. Violent crime was down in Durham in 2025, report shows · WRAL · retrieved
    Supports: Homicides, Crime trend, The number of homicides remained flat from 2024 to 2025 (39 total each year), there were 34 homicides with guns in 2024 compared to 28 homicides with guns in 2025, Durham has had 22 people shot in 2026. Seven of them died., Williams said while Durham's overall crime is down in 2025 compared to 2024, he called the youth crime, out of control.
  72. Durham sees major drop in violent crime as 2025 report shows big safety gains · ABC11 (WTVD) · retrieved
    Supports: Crime trend, Violent crime fell 16.9% compared to 2024, driven by notable declines in aggravated assaults (down 21.5%) and robberies (down 9.2%). Homicides remained flat at 39, while rapes decreased 10.2%., Property crime dropped 3.8%, with motor vehicle thefts down 14.2% and burglaries down 8.9%.
  73. US Climate Normals 1991-2020, station USW00013722 Raleigh-Durham International Airport (Access Data Service, monthly) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January mean 41.9F (high 51.9F, low 31.8F), July mean 80.5F (high 90.8F), August 78.8F; monthly precipitation summing to 46.07 in (September 5.15, July 5.02, August 4.71, February 2.78) and snow summing to 5.2 in (January 2.6, February 1.4)
  74. US Climate Normals 1991-2020, station USW00013722 Raleigh-Durham International Airport (Access Data Service, annual and seasonal) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, Climate hazards, ANN-TAVG-NORMAL 61.2; ANN-PRCP-NORMAL 46.07; ANN-SNOW-NORMAL 5.2; days with highs at or above 90F 52.4 and 100F 2.0; nights at or below 32F 64.7 and 20F 7.6; days with highs below 32F 2.4
  75. US Climate Normals 1991-2020, station USC00312515 Durham (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January mean 38.4F, July mean 77.9F, monthly precipitation summing to 48.57 in; no MLY-SNOW-NORMAL value returned
  76. 1991-2020 Annual/Seasonal Normals, USC00312515 (DURHAM, NC US) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, Read by the Durham research pack: the station's normals are flagged R (representative), built on 13 to 18 years, with no snowfall normal
  77. NCEI data search, normals-monthly-1991-2020 stations within 36.15N to 35.85N and 79.1W to 78.7W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, Stations with monthly normals: Chapel Hill 2 W (USC00311677) and Raleigh Durham Intl AP (USW00013722) with 104 data types each; Durham (USC00312515), Durham 11 W (USW00003758) and Chapel Hill Williams AP with 79; Butner, and CoCoRaHS precipitation stations
  78. Global Historical Climatology Network daily summaries, Raleigh-Durham International Airport (USW00013722), 2010 to 2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, Read in six requests of three years each, 1 January 2010 to 29 September 2026: TMAX 106F on 2024-07-05 and 103F on 2026-07-04; TMIN 4F on 2018-01-07; SNOW 7.0 in on 2018-12-09; PRCP 6.45 in on 2016-10-08, and 0.94 in on 2025-07-06 and 0.05 in on 2025-07-07; 78 days at or above 90F and 8 at or above 100F in 2026 through 29 September
  79. Raleigh's Record Snow Surprised Everyone in January 2000 · North Carolina State Climate Office · retrieved
    Supports: Climate hazards, At the Triangle's official observing location, the Raleigh-Durham International Airport recorded 17.9 inches of snow in 24 hours on January 25 and a storm total of 20.3 inches
  80. Then and Now, Fran a Standard-Bearer for Hurricane Destruction · North Carolina State Climate Office · retrieved
    Supports: Climate hazards, 8.80 inches at the Raleigh-Durham Airport, From Wilmington northward through the Triangle, no storms since Fran, and, given the population boom and development across that region since the 1950s, arguably few storms before it, have had such a widespread, memorable, and long-lasting impact
  81. Hurricane Fran, September 1996 · National Weather Service, Raleigh · retrieved
    Supports: Climate hazards, Hurricane Fran slammed into North Carolina's southern coast on September 5th, 1996 with sustained winds of approximately 115 MPH
  82. CHANTAL: 80 people rescued from record river flooding in Durham County · WITN (Associated Press) · retrieved
    Supports: Climate hazards, The Eno River crested early Monday at Durham at 25.63 feet (7.81 meters), surpassing the previous record of 23.6 feet (7.19 meters), according to the National Water Prediction Service's website., the Durham Fire Department said in a social media post that its crews performed more than 80 more rescues in the Old Farm area of Durham.
  83. Chantal dumps rain and record flooding from Eno River on Durham · Spectrum News 1 · retrieved
    Supports: Climate hazards, the river at the Eno River State park rose to about 25 feet, higher than what Durham saw during Hurricane Fran in 1996.
  84. Week after Tropical Storm Chantal flooded parts of Durham, business still closed · ABC11 (WTVD) · retrieved
    Supports: Climate hazards, Tropical Storm Chantal dropped more than 10 inches of rain in parts of the Triangle and nearly 9 in SW Durham., The Ellerbe Creek rose out of its banks and spilled over into Durham's Central Park
  85. Helene's local impact: Durham's Central Park flooded, trees fall across Triangle · WRAL · retrieved
    Supports: Climate hazards, the Triangle and surrounding counties saw severe flooding, including at Central Park in Durham, which was partially underwater.
  86. Discounts Increase for Durham Flood Insurance Policy Holders · City of Durham · retrieved
    Supports: Climate hazards, 2016 and 2018 being the two costliest years in the 40-year history of flood insurance claims in Durham
  87. Ellerbe Creek Local Watershed Plan · North Carolina Ecosystem Enhancement Program (NC DEQ) · retrieved
    Supports: Climate hazards, During Hurricane Floyd in 1999, Durham experienced tremendous flooding along Ellerbe Creek., Again in the fall of 2002, after one of the worst droughts in Durham County history, Ellerbe Creek flooded parts of Durham., Floodwaters usually damage homes in Northgate Park at least once a year.
  88. ACS 2024 1-year tables B19013, B25003 and B01002 for Durham city, Durham County, the Durham-Chapel Hill MSA, North Carolina, the US, Charlotte, Raleigh and Greensboro · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character, Durham city median household income $82,916 (+/- $4,710); 70,734 of 133,270 occupied homes owner-occupied; median age 35.6 (+/- 0.5)
  89. ACS 2024 1-year tables B08007 (place of work by county), B08008 (place of work by place), B08013 (aggregate travel time) and B08303 (travel time) for Durham city and Durham County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market
  90. ACS 2024 1-year table B08301 (means of transportation to work) for Durham city, Durham County, the Durham-Chapel Hill MSA, North Carolina, the US, Charlotte, Raleigh and Greensboro · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Transit commute share, Walk and cycle commute share, Labour market
  91. ACS 2020-2024 5-year table B08301 (means of transportation to work) for Durham city and Durham County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Transit commute share, Walk and cycle commute share
  92. ACS 2024 1-year tables B14001 and B14007 (school enrollment by level) for Durham city, Durham County, the Durham-Chapel Hill MSA, North Carolina and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: City population, Education, Character
  93. ACS 2024 1-year table B27001 (health insurance coverage) for Durham city, Durham County, the Durham-Chapel Hill MSA, North Carolina, the US, Charlotte, Raleigh and Greensboro · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  94. Local Area Unemployment Statistics, Durham-Chapel Hill, NC MSA (LAUMT372050000000003), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, July 2026: labor force 322,353, employed 311,393, unemployment rate 3.4%; June 2026 3.2%; July 2025 332,441, 320,209, 3.7%; August 2026 3.3% (preliminary); October 2025 not available
  95. Local Area Unemployment Statistics, Durham city (LAUCT371900000000003) and Durham County (LAUCN370630000000003), and the Raleigh-Cary (LAUMT373958000000003), Charlotte-Concord-Gastonia (LAUMT371674000000003) and Greensboro-High Point (LAUMT372466000000003) MSAs, North Carolina (LAUST370000000000003) and the US (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, July 2026: Durham city 3.4%, Durham County 3.4%, Raleigh-Cary 3.2%, Charlotte-Concord-Gastonia 3.7%, Greensboro-High Point 4.1%, North Carolina 3.7%, US 4.4%
  96. Current Employment Statistics, Durham-Chapel Hill, NC MSA: total nonfarm (SMU37205000000000001) and the supersector series · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market, Total nonfarm 357.9 thousand (August 2025) and 359.6 (August 2026, preliminary); private education and health services 81.3 and 82.1; health care and social assistance 55.1 and 55.5; professional and business services 61.3 and 63.3; leisure and hospitality 29.3 and 30.8; mining, logging and construction 11.2 and 11.7; manufacturing 26.6 and 25.6; government 70.5 and 68.6; state government 43.3 and 41.8; federal government 6.9 and 6.4; financial activities 16.1 and 15.9; transportation, warehousing and utilities 8.2 and 7.8
  97. City of Durham Annual Comprehensive Financial Report, fiscal year ended June 30, 2024, Statistical Section Table 16 (Principal Employers) · City of Durham · retrieved
    Supports: Main sectors, Labour market, Health care, Education, 2024: Duke University and Medical Center 44,500 (27.82%), International Business Machines 9,350, Blue Cross Blue Shield of North Carolina 8,245, Durham Public Schools 4,697, Cisco 4,250, Pfizer 4,000, IQVIA 3,900, Fidelity Investments 3,600, Veterans Administration Medical Center 3,505, GlaxoSmithkline 3,100; total 89,147, 55.73% of total employment of 159,974, 2015: Duke University and Medical Center 35,998, International Business Machines 7,000, Durham Public Schools 4,600, Cree 2,600, Durham City Government 2,437
  98. Previous City of Durham Financial Reports · City of Durham · retrieved
    Supports: Labour market, Annual Comprehensive Financial Report-2024 is the most recent annual comprehensive financial report listed
  99. State of North Carolina Annual Comprehensive Financial Report, June 30, 2025, Table 16: Principal Employers · North Carolina Office of the State Controller · retrieved
    Supports: Main sectors, Duke University 45,000-49,999 employees, rank 4, 0.93% of total state employment (2025)
  100. Duke Facts · Duke University · retrieved
    Supports: Main sectors, Education, Health care, 6,525 Undergraduate Students (fall 2025), 10,800 Graduate & Professional Students (fall 2025), 17,325 Total Students (fall 2025), Employees, full- and part-time including faculty (July 2025): Schools of Medicine, Nursing 11,804; Duke Hospital 11,776; Duke Raleigh Hospital 2,400; Duke Regional Hospital 2,270; Duke Health Lake Norman 520; Total 48,313, Duke University was created in 1924 by James Buchanan Duke as a memorial to his father, Washington Duke, The school, then named Trinity College, moved to Durham in 1892
  101. Research Triangle Park (home) · Research Triangle Foundation · retrieved
    Supports: Main sectors, More than 55,000 innovators come together here every day., Founded in 1959 and located at the center of three Tier-1 research universities, RTP is North Carolina's premier global innovation center. Its 7,000 acres house hundreds of companies, Explore the more than 385 companies located here:
  102. Research Triangle Park (Administrative layer 11) · Durham City-County GIS · retrieved
    Supports: Metro population, Labour market, The Boundary of the Research Triangle Park (RTP) over which adjoining Municipalities may not annex territory
  103. Current Sales and Use Tax Rates · North Carolina Department of Revenue · retrieved
    Supports: Sales tax, Listed below by county are the total (4.75% state rate plus applicable local and transit rates) sales and use tax rates. An * indicates a rate that includes the 0.50% transit tax rate., Durham 7.5%*; Orange 7.5%*; Wake 7.25%*; Mecklenburg 8.25%*; Guilford 6.75%; 50 counties at 6.75% and 46 at 7%, Effective July 1, 2026, Mecklenburg County levied an additional 1% local rate of tax.
  104. GoTriangle (history, Durham County transit tax, light rail) · Wikipedia · retrieved
    Supports: Sales tax, Transit system, Durham County passed a one-half cent sales tax for transit in November 2011., The line was projected to begin construction in 2020 and be complete by 2028 but ultimately was discontinued in April 2019.
  105. Tax Rate Schedules · North Carolina Department of Revenue · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, For Taxable Years beginning in 2025, the North Carolina individual income tax rate is 4.25%, For Taxable Years after 2025, the North Carolina individual income tax rate is 3.99%
  106. North Carolina Standard Deduction or North Carolina Itemized Deductions · North Carolina Department of Revenue · retrieved
    Supports: Income tax on $100,000, Single $12,750
  107. 2026 Tax Rates (FY 2026-2027) · Durham County Tax Administration · retrieved
    Supports: Sales tax, Tax notes, Character, Operating Taxes + Capital Finance: $0.5035 + $0.0757 = $0.5792, City of Durham (1) $0.4371 $0.5792 $1.0163, City of Durham BID* (3) $0.5071 $0.5792 $1.0863, City of Durham + Municipal Service (BID): $0.4371 + $0.0700, Sales Tax Rate, 7.5%
  108. Tax Rates · Durham County Tax Administration · retrieved
    Supports: Tax notes, 2025 Tax Rates (FY 2025-2026): City of Durham(1) $0.4371 $0.5542 $0.9913, 2024 Tax Rates (FY 2024-2025): City of Durham (1) $0.5962 $0.7987 $1.3949
  109. Durham Commissioners Approve $1.05 Billion Budget · Durham County · retrieved
    Supports: Tax notes, On Monday, June 8, 2026, the Durham Board of County Commissioners (BOCC) adopted the Fiscal Year 2026-2027 budget ordinance totaling $1,049,757,411. This year's budget includes a County property tax rate increase of 2.5 cents, for the County's General Fund, to a total of 57.92 cents per $100 valuation.
  110. Durham Approves $767 Million Budget With No Property Tax Rate Increase · City of Durham · retrieved
    Supports: Tax notes, Transit system, The Durham City Council has adopted the City's Fiscal Year 2026-27 budget, holding the property tax rate steady for residents despite a rare decrease in property tax revenue, The tax rate remains 43.71 cents per $100 of assessed value, which means the median home valued at $424,000 will continue to pay about $1,853 a year in City taxes., The adopted budget continues investments in core services, public safety, fare-free transit, and infrastructure
  111. Real Property/Reappraisal FAQs · Durham County Tax Administration · retrieved
    Supports: Tax notes, Character, Durham County's most recent revaluation was effective January 1, 2025. Next reappraisal will be January 1, 2029., The tax office values property based on 100% fair market value as of the effective date of the last reappraisal., Durham County's last reappraisal was performed in 2019.
  112. From the Desk of the County Manager for August 22, 2025, Tax Bills Information · Durham County · retrieved
    Supports: Tax notes, the 2025 Reappraisal resulted in more than 10,000 appeals
  113. Sales Assessment Ratio Studies as of January 1, 2025 · North Carolina Department of Revenue, Local Government Division · retrieved
    Supports: Tax notes, Character, 32 DURHAM 2025 100.23 .5542 .5555 6.17, The ratios have sale transactions, which occurred during the period from 1/01/2024 to 12/31/2024.
  114. County and Municipal Tax Rates, Effective Tax Rates and Special District Rates, Fiscal Year 2025-2026 · North Carolina Department of Revenue · retrieved
    Supports: Tax notes, Durham / Durham / Durham: sales assessment ratio 1.0023, latest appraisal 2025, county 0.5542, municipal 0.4371, combined 0.9913, effective combined 0.9936, Guilford / Greensboro: 1.403 combined, 0.9583 effective; Wake / Raleigh: 0.8721, 0.8319; Mecklenburg / Charlotte: 0.7668, 0.6808, Durham BID (Business Improvement Dist) 0.07
  115. Stormwater Utility Fee · City of Durham · retrieved
    Supports: Tax notes, Below are the current stormwater utility fees, as of July 1, 2026., Tier 1 (less than 2,000 sq. ft.) $5.70, Tier 2 (2,000 sq. ft., 3,999 sq. ft.) $11.80, Tier 3 (more than 3,999 sq. ft.) $23.64
  116. Market Statistics (Market Tools): August 2026 dashboards for Durham City and Durham County · Durham Regional Association of REALTORS (Doorify MLS data, Domus Analytics) · retrieved
    Supports: Tax notes, Character, The Durham Regional Association of REALTORS and the Doorify Multiple Listing Service (Previously TMLS) report the following information pertaining to the Durham housing market in August 2026, City of Durham, single-family residence and condominium: a median sale price of $424,990 in August 2026, up 3.7% on August 2025, on 283 closed sales, from the dashboard image at https://durhamrealtors.org/wp-content/uploads/2026/09/Durham-City.jpg, Data provided by Doorify MLS and updated 09/08/26
  117. Zillow Home Value Index and Observed Rent Index, city files, August 2026 · Zillow Research · retrieved
    Supports: Tax notes, Character, City_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv, Durham, NC (RegionID 24457, Durham County): 2026-08-31 389,633.91; 2025-08-31 403,338.72; Raleigh 428,671.08; Charlotte 392,573.05; Greensboro 263,263.79; Cape Coral -3.91% and Austin -3.71% on the year, City_zori_uc_sfrcondomfr_sm_month.csv, Durham: 2026-08-31 1,659.23; 2025-08-31 1,629.76; Charlotte 1,743.66; Raleigh 1,577.19; Greensboro 1,391.69
  118. Zillow Home Value Index by city, single-family and condominium series · Zillow Research · retrieved
    Supports: Tax notes, single-family 2026-08-31 392,384.43; 2025-08-31 406,280.97
  119. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (North Carolina reporters) · Federal Transit Administration, National Transit Database · retrieved
    Supports: Transit ridership, City of Durham (NTD ID 40087): unlinked passenger trips 6,838,342 in 2025 (MB purchased transportation 6,647,013), 6,893,946 in 2024, 6,813,073 in 2019, 4,611,544 in 2020, 7,108,779 in 2017; January to August 2026 4,648,298, Research Triangle Regional Public Transportation Authority (40108) 1,506,004 in 2025; City of Raleigh (40007) 7,987,727 in 2025
  120. GoDurham · Wikipedia · retrieved
    Supports: Transit system, Transit ridership, The City of Durham assumed the operation of the local Duke Power bus system in January 1991, naming it Durham Area Transit Authority (DATA)., In 2015, as part of the GoTransit naming scheme, DATA was renamed GoDurham., In 2025, the system had a ridership of 6,741,500, or about 19,200 per weekday as of the second quarter of 2026.
  121. GoDurham GTFS (GTFS-Zip.ashx, feed_version 20260930) · City of Durham (GoDurham), via its Avail InfoPoint feed · retrieved
    Supports: Transit system, feed_start_date 20260930, feed_end_date 20261231, fare_attributes.txt has a header and no rows, routes 1 to 13, 4B, 10B, 11B, 16 and 45 (N.C. State Fair), midday weekday departures every 15 minutes on routes 4 and 5, every 30 on most others
  122. GoDurham is fare-free through June 2027! · GoDurham · retrieved
    Supports: Transit system, GoDurham is fare-free through June 2027!, Keeps GoDurham buses fare-free through June 2027
  123. Commuter Rail · GoTriangle · retrieved
    Supports: Transit system, GoTriangle completed the Greater Triangle Commuter Rail study, which identified significant benefits to the region from implementing regional rail, and significant feasibility challenges to implementing regional rail within the budget and timeline established in the current Wake and Durham Transit Plans.
  124. Durham station (North Carolina) · Wikipedia · retrieved
    Supports: Transit system, Durham station is an Amtrak station located in Durham, North Carolina. The street address is 601 West Main Street
  125. Amtrak Fact Sheet, Fiscal Year 2025: State of North Carolina · Amtrak · retrieved
    Supports: Transit system, Transit ridership, Carolinian: Charlotte, High Point, Greensboro, Durham, Raleigh ... New York (1 round trip daily); Piedmont: Raleigh, Durham, Greensboro, High Point, Charlotte (4 round trips daily), 2025 ridership (ons + offs): Durham (DNC) 154,793; Charlotte (CLT) 365,614; Raleigh (RGH) 289,230; Greensboro (GRO) 210,652
  126. Raleigh-Durham International Airport · Wikipedia · retrieved
    Supports: Airport passengers, It is located in unincorporated Wake County, In 2025, RDU served a record 15.6 million passengers, Total passengers 15,644,658, controlled by a board of representatives from the counties of Wake & Durham plus the cities of Raleigh & Durham
  127. Volaris to Fly Nonstop to Guadalajara, Mexico · Raleigh-Durham International Airport · retrieved
    Supports: Airport passengers, The Volaris route will launch on Oct. 16, With the addition of Volaris, RDU's route map will include a record 91 nonstop destinations on 19 airlines.
  128. Big Runway, Big Numbers, Big Progress · Raleigh-Durham International Airport · retrieved
    Supports: Airport passengers, The new runway will stretch 10,639 feet
  129. NCDHHS Launches the Know What's Next Toolkit on Medicaid Changes Starting Oct. 1, 2026 · North Carolina Department of Health and Human Services · retrieved
    Supports: Health care, Medicaid expansion provides lifesaving coverage for approximately 740,000 of our neighbors in North Carolina, They will need to earn $580 each month per household to keep Medicaid or prove they are working, go to school or volunteer for 80 hours each month., most adults ages 19 through 64 will renew their Medicaid every six months instead of once per year
  130. Our Hospitals · Duke University Health System · retrieved
    Supports: Health care, At its main Durham campus, Duke University Hospital has 1,106 licensed inpatient beds, Duke Regional Hospital has 388 inpatient beds
  131. About Duke University Hospital · Duke Health · retrieved
    Supports: Health care, It has 1,062 inpatient beds
  132. Duke University Hospital · Wikipedia · retrieved
    Supports: Health care, Emergency department: Level I trauma center (infobox), construction began on the original hospital (now known as Duke South), which opened on July 21, 1930, with 400 beds, In 2025, Newsweek ranked Duke University Hospital as the 14th best hospital in the United States.
  133. Duke Regional Hospital · Wikipedia · retrieved
    Supports: Health care, The hospital opened to patients on October 3, 1976, as Durham County General Hospital, replacing the smaller Lincoln and Watts Hospitals, which closed on the same date., Durham County General Hospital was the result of a merging of Lincoln Hospital (an all African American hospital) and Watts Hospital (an all white hospital).
  134. About Us · North Carolina Specialty Hospital · retrieved
    Supports: Health care, North Carolina Specialty Hospital has 18 licensed beds, 9 observation beds, 4 operating rooms, and 5 procedure rooms
  135. NCCU Shatters Enrollment Record, Fueled by Surges in Online Students and Retention · North Carolina Central University · retrieved
    Supports: Education, For Fall 2025, NCCU welcomed 9,160 students, a 6.8% increase from the 8,579 students enrolled in Fall 2024., For the first time in its 115-year history, North Carolina Central University (NCCU) has passed the 9,000-student mark, Online programs are the fastest-growing area, with 2,018 students enrolled this fall
  136. Another North Carolina HBCU shatters enrollment record as Black colleges surge · HBCU Gameday · retrieved
    Supports: Education, NCCU announced enrollment of 10,124 students for the 2026-27 academic year, up 9.1 percent from 9,281 in fall 2025.
  137. North Carolina Central University · Wikipedia · retrieved
    Supports: Education, The school was chartered in 1909 as a private institution and opened on July 5, 1910.
  138. Durham Technical Community College · Wikipedia · retrieved
    Supports: Education, On September 5, 1961, the institution was founded as Durham Industrial Education Center., Durham Tech serves nearly 20,000 students with curriculum and continuing education offerings.
  139. Search for Public School Districts: Durham Public Schools (3701260) · National Center for Education Statistics, Common Core of Data · retrieved
    Supports: Education, Total Students: 31,865 (District Details, 2024-2025 school year); Total Schools: 57
  140. Durham Public Schools Is Seeing an Enrollment Drop. Where Did the Students Go? · INDY Week · retrieved
    Supports: Education, The district, as of an unofficial tally at day 20 of the school year, is down to 30,172 students from 31,188 at about the same time last year, Last year, the number of Durham residents enrolled in charter schools jumped from 7,641 to 8,288., the number of county residents taking advantage of opportunity scholarships has increased by about 360 students since last year, reaching a new high of 2,400
  141. Enrollment declines in Durham Public Schools · The 9th Street Journal · retrieved
    Supports: Education, This year marks an unprecedented low in DPS enrollment, which peaked in 2014 with 33,651 students., This year, over 2,400 students in Durham received Opportunity Scholarships, according to the N.C. Education Assistance Authority.
  142. Northeast Florida market shows signs of a more balanced housing environment (August 2026 market report) · Northeast Florida Association of REALTORS · retrieved
    Supports: A median price of single-family homes in Duval County of $335,000 in August 2026, the same as July, 887 closed sales, 965 pending sales, 1,265 new listings, an active inventory of 3,057 homes and a 3.4-month supply in Duval County, and a median of 25 days on market, A six-county single-family median of $397,420, down 1.6%, and a St. Johns County median of $573,250, Monthly figures by county only, with no City of Jacksonville figure
  143. Inventory climbs while sales cool in the August housing market (August 2025 market report) · Northeast Florida Association of REALTORS · retrieved
    Supports: A median price of single-family homes in Duval County of $340,000 in August 2025, 889 closed sales, an active inventory of 4,197 homes, a 4.7-month supply and a median of 38 days on market in Duval County
  144. Jacksonville's Consolidation Mayor: Hans G. Tanzler Jr. · Florida Historical Quarterly, vol. 80 no. 2 (2001), via University of Central Florida STARS · retrieved
    Supports: Jacksonville's consolidation with Duval County on 1 October 1968
  145. 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved
    Supports: A land area of 747.33 square miles and a water area of 127.129 square miles for Jacksonville city
  146. 2025 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved
    Supports: For the general services district (excluding the beaches and Baldwin) and for USD1, the old City of Jacksonville: schools 6.3430, general government 11.1919, urban service district 0.0000, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0270, a final total of 17.7412, Jacksonville Beach (USD2) at 18.4452, Atlantic Beach (USD3) at 17.2004, Neptune Beach (USD4) at 17.8161 and Baldwin (USD5) at 18.9701, each with a general government rate of 7.9012 or 9.4208 and its own municipal levy, No bond millage for any authority
  147. 2024 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved
    Supports: For the general services district: schools 6.3400, general government 11.3169, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0288, a final total of 17.8650
  148. Millage rates · Duval County Property Appraiser, via the City of Jacksonville · retrieved
    Supports: Taxing districts for Duval County: GS and USD1, City of Jacksonville; USD2, Jacksonville Beach; USD3, Atlantic Beach; USD4, Neptune Beach; USD5, Baldwin, Taxing authorities for Duval County: the county public schools, the Florida Inland Navigation District and the St. Johns River Water Management District, with the four other municipalities as additional taxing authorities
  149. Property tax estimator · Duval County Property Appraiser · retrieved
    Supports: For a $350,000 purchase in Jacksonville (GS or USD1) with homestead and no portability, tax roll 2026: a school taxable value of $325,000 and a non-school taxable value of $298,589, Lines of general government 11.1919, $3,341.78; public schools by state law 3.0950, $1,005.88; by local board 2.2480, $730.60; school board voted 1.0000, $325.00; Florida Inland Navigation District 0.0270, $8.06; and St. Johns River Water Management District 0.1793, $53.54; an estimated total of $5,464.86, A $25,000 exemption against the school lines and $51,411 against the others, The estimator using the most recently certified millage, and a final bill that may also carry non-ad valorem assessments for solid waste, stormwater and other services
  150. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  151. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  152. Homestead and other exemptions · Duval County Property Appraiser, via the City of Jacksonville · retrieved
    Supports: The Save Our Homes benefit limiting future annual increases in assessed value to 3% or less, removed on a sale, with the assessed value rising to market value for the next tax roll, Portability of the Save Our Homes benefit from a Florida homestead held in any of the three preceding tax roll years, on a separate application due by 1 March, Automatic annual renewal of the exemption
  153. Vote: 1-mill continuation, 3 November 2026 · Duval County Public Schools · retrieved
    Supports: Voters' approval of a 1-mill levy in 2022, and state law requiring voters to approve its continuation every four years, The ballot question on 3 November 2026 to continue the current one mill, A $300,000 home with $275,000 of taxable value paying $275 a year for the mill
  154. 2026 Voter's guide: Duval County referendum, extending 1-mill property tax funding for schools · News4JAX · retrieved
    Supports: The current authorization ending 30 June 2027, and the measure extending it from 1 July 2027 through 30 June 2031
  155. City fees · City of Jacksonville · retrieved
    Supports: Residential solid waste and stormwater fees billed as non-ad valorem assessments on property tax bills, Homestead and other ad valorem exemptions not applying to either fee
  156. Residential solid waste fee · City of Jacksonville, Solid Waste Division · retrieved
    Supports: A rate of $29.50 a month, $354 a year, per premise for 2026, and $32.00 a month, $384 a year, for 2027, subject to annual approval by the City Council, The fee collected as a non-ad valorem assessment on the property tax bill, and charged regardless of occupancy
  157. Frequently asked questions: stormwater fee · City of Jacksonville · retrieved
    Supports: A fee based on impervious area, $5 a month for the owner of an average single-family house
  158. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $285,103 for the city of Jacksonville (region 25290, Duval County) in August 2026, against $287,470 in August 2025, down 0.8%
  159. Jacksonville rent report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $1,110 for a one-bedroom and $1,306 for a two-bedroom in the city of Jacksonville, and $1,321 across all bedroom sizes, Rents down 0.1% over September and up 0.7% over the past 12 months, against -1.2% for the state and -0.4% for the nation
  160. Apartments for rent in Jacksonville, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,185 and up for a studio, $1,392 and up for one bedroom, $1,636 and up for two, and $1,904 and up for three or more
  161. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,601 for the city of Jacksonville in August 2026, against $1,569 a year earlier, up 2.04%
  162. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,075 for the Jacksonville metro area (region 394714) in August 2026, against $2,024 a year earlier
  163. Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $72,389 in Jacksonville city, against $77,735 for Florida, $84,114 in Tampa, $77,597 in Orlando and $66,337 in Miami, A median owner-occupied home value of $325,300 in Jacksonville city, against $396,900 for Florida, 240,209 of Jacksonville's 413,620 occupied homes owner-occupied
  164. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Jacksonville city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 99,738 of 240,209 owner-occupied units, or 42%, paying a homeowners' association or condominium fee, A median monthly fee of $93 among them, and 7,399 paying $500 or more a month
  165. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  166. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
  167. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  168. Best home insurance in Jacksonville, Florida (2026) · Insurify · retrieved
    Supports: An average Jacksonville premium of $3,471 a year for $300,000 of dwelling cover and a $1,000 deductible, against a national average of $2,417 for the same cover, updated 27 September 2026
  169. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Jacksonville premium of $3,145 a year, $262 a month, against $3,765 in Orlando, $3,470 in Clearwater and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  170. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Jacksonville renters premium of $179 a year, $15 a month
  171. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  172. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  173. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  174. Hurricane Irma brought record flooding to Jacksonville 5 years ago · News4JAX · retrieved
    Supports: Irma passing 100 miles west of Jacksonville early on 11 September 2017, and the river rising to a historical 5.57 feet when a rainband and 86 mph easterly gusts pushed water into the basin at high tide, Downtown streets flooded and homes in San Marco and across the city flooded, with businesses on both sides of the St. Johns River shut for months
  175. Hurricane Irma review: from violent Cat. 5 to record flooding · Action News Jax, First Alert Weather (Mike Buresh) · retrieved
    Supports: Riverside and San Marco with the worst flooding since at least 1846, A crest of 5.57 feet at the Main Street Bridge against a flood stage of 2 feet, major flooding at 3.5 feet and a previous record of 4.1 feet from Hurricane Dora in 1964
  176. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  177. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  178. Normandy Community Development District: about the CDD, and the fiscal 2027 final adopted budget · Normandy Community Development District · retrieved
    Supports: The district established by Ordinance 2022-117-E of the Jacksonville City Council, effective 24 March 2022, and about 641 acres entirely within Duval County, from https://www.normandycdd.org/about-the-cdd, For a developed 50-foot lot in fiscal 2027, operations and maintenance of $2,343.78 and Series 2024 debt service of $1,881.72, $4,225.50 in all, against $3,007.18 in fiscal 2026; a 40-foot lot at $3,380.40 and a 20-foot townhome at $1,690.20, Series 2024 bonds with annual debt service through 1 May 2054
  179. Bartram Park Community Development District · Bartram Park Community Development District · retrieved
    Supports: A community development district established in 2005 and located in Duval County
  180. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  181. #AskJAXTDY: How will JEA's new electric and water rates affect me? · Jacksonville Today · retrieved
    Supports: JEA's electric rates up 6.2% and water and sewer rates up 8% from 1 October 2026, A residential electric bill for 1,000 kWh of $170.37 in April 2026, forecast to be $8.70 less in October, and a residential water and sewer bill for 6,000 gallons forecast at $83.50 in October
  182. Housing Services: Headstart to Homeownership program · City of Jacksonville, Housing and Community Development · retrieved
    Supports: Financial assistance of up to $25,000 for down payment and closing costs, subject to funding, Applicants who do not currently own a home, will live in it, and have household income no higher than 80% of the area median income for Duval County, Homes required to meet Section 8 Housing Quality Standards before closing, and applicants told not to sign a sales contract before approval
  183. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program
  184. Durham, NC rental market data · RentCafe / Yardi Matrix · retrieved
    Supports: The average rent for an apartment in Durham is $1,562, a 0.34% increase compared to the previous year, when the average rent was $1,557, last updated 30 September 2026, Average rents of $1,343 studio, $1,422 one-bedroom, $1,632 two-bedroom and $1,951 three-bedroom
  185. Median household income, median home value, median gross rent by bedrooms, tenure and association fees, tables B19013, B25077, B25031, B25064, B25003, B25142 and B25143, 2024 American Community Survey 1-year estimates, Durham city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $82,916 and a median owner-occupied home value of $439,400, 70,734 of 133,270 occupied homes owner-occupied, A median gross rent of $1,670: $1,455 for one bedroom, $1,712 for two and $1,989 for three, 35,466 owner-occupied units paying a required association or condominium fee, at a median of $69 a month, 2,859 of them $300 or more
  186. School enrollment by level, tables B14001 and B14007, 2024 American Community Survey 1-year estimates, Durham city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 290,103 residents aged 3 and over, 16,351 of them enrolled in college undergraduate years and 15,939 in graduate or professional school
  187. TIGERweb, 2020 Census incorporated places · United States Census Bureau · retrieved
    Supports: Durham city (GEOID 3719000): 283,506 residents and 128,005 housing units at the 2020 census
  188. Yard Waste · City of Durham · retrieved
    Supports: Households that participate in the yard waste program pay a $7.50 monthly fee, which is added to their water bill: an annual fee of $90 broken into monthly payments
  189. Cart Information · City of Durham · retrieved
    Supports: A $1.50 monthly fee for each additional garbage or yard waste cart
  190. Solid Waste/Storm Water FAQs · Durham County Tax Administration · retrieved
    Supports: Solid waste decals mailed with the annual tax bill to County residents not living in the City limits of Durham, The County stormwater utility fee charged to developed properties in the unincorporated areas of Durham County
  191. 2024 proposed homeowners insurance increase settlement table · North Carolina Department of Insurance · retrieved
    Supports: Territory 270, the cities of Durham and Raleigh and Durham and Wake counties: a Rate Bureau request of 39.8%, settled at 7.5% from 1 June 2025 and 7.5% from 1 June 2026
  192. North Carolina homeowners insurance · NerdWallet · retrieved
    Supports: An average Durham premium of $2,380 a year, $198 a month, against $2,420 in Raleigh and $2,150 in Greensboro, A North Carolina average of $3,025 a year, on a sample policy with $400,000 in dwelling coverage, $300,000 in liability and a $1,000 deductible
  193. How much is homeowners insurance in Durham, North Carolina? · Insure.com · retrieved
    Supports: Homeowners in Durham pay an average of $2,719 per year for a policy with $300,000 in dwelling coverage, $100,000 in liability, and a $1,000 deductible
  194. Renters insurance in North Carolina · NerdWallet · retrieved
    Supports: An average Durham renters premium of $158 a year, $13 a month
  195. CRS eligible communities, April 2025 · Federal Emergency Management Agency · retrieved
    Supports: The City of Durham (NC 370086) in the Community Rating System at Class 7 since 1 October 2019, a 15% discount on flood insurance premiums in the special flood hazard area