City comparison · 1,625 km apart

San Antonio vs Jacksonville: which should you move to?

San Antonio or Jacksonville? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

The San Antonio skyline from the south
Texas · United States

San Antonio

Photograph: The San Antonio skyline from the south · Medialecent · CC BY 4.0 · source
The Jacksonville skyline across the St. Johns
Florida · United States

Jacksonville

Photograph: The Jacksonville skyline across the St. Johns · DXR · CC BY-SA 4.0 · source
The short answer

Two military cities priced in US dollars at the same Freddie Mac rate of 7.03% for 24 September 2026, in states with no income tax, so the figures net directly. Both prices are county medians, because neither board publishes a city figure, but they measure different homes: the San Antonio Board of REALTORS' $280,999 for Bexar County counts every home type, and the Northeast Florida Association of REALTORS' $335,000 for Duval County, of which Jacksonville is 96%, counts single-family houses only. Mortgage, property tax and insurance come to about $2,116 a month in San Antonio and $2,498 in Jacksonville, roughly 38% of San Antonio's median household income of $66,176 and 41% of Jacksonville's $72,389. Zillow's index, the same measure in both, keeps the order, $247,453 for the City of San Antonio, and Zillow's index for the City of Jacksonville stood at $285,103. A homesteaded owner pays about 1.56% of the median in both, though on the same house San Antonio's stack takes more, and sales tax is 8.25% against 7.5%. Crime splits on the same FBI counts: violent offenses are close, 532 per 100,000 against 514, property offenses far lower in Jacksonville, 2,154 against 3,920, and homicide lower in San Antonio, about 6.8 per 100,000 against 7.9. Choose San Antonio for the cheaper house and rent, a faster-growing city and job market, and buses that carry four times the riders. Choose Jacksonville for the Navy and the port, a much lower uninsured rate, fewer 100F days, and the coast.

Population
MeasureSan AntonioJacksonvilleAdvantage
City population1,548,422 (2025)1,017,689 (2025)Not directly comparable
Metro population2,813,140 (2025)1,785,500 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
8.0% (2020-2025)7.2% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureSan AntonioJacksonvilleAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$280,999 (August 2026)$335,000 (August 2026)San Antonio
Detached house benchmark
Jacksonville publishes a single house index rather than a composite, so the two rows repeat.
$249,206$335,000San Antonio
Apartment or condominium benchmark$167,371$173,549San Antonio
Two-bedroom rent$1,179/mo (median, September 2026)$1,306/mo (median, September 2026)San Antonio
One-bedroom rent$957/mo$1,110/moSan Antonio
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
21.4% of a year's income21.6% of a year's incomeSan Antonio
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$1,500/mo at 7.03%$1,788/mo at 7.03%San Antonio
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
4.2×4.6×San Antonio
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$4,389/yr (1.562%, 2025)$5,216/yr (1.557%, 2025)Jacksonville
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
None$2,345 (seller pays)San Antonio
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

San Antonio: About 1.56% of value for a homesteaded owner, worked out on the $280,999 Bexar County median sale price. A house in the City of San Antonio and Northside ISD, the school district more of the city's residents live in than any other, is taxed by seven units for 2025, which add to 2.290174 per $100 before any exemption. Each takes its own homestead exemption off the appraised value first: Northside ISD the state's $140,000 and nothing more, the county's Road and Flood Control Fund the state's $3,000 for a flood control tax and a further 20%, the Alamo Community College District 1% with the state's $5,000 floor, the San Antonio River Authority 4%, and Bexar County, University Health and the City 20% each. So Bexar County levies 0.276331 per $100 on $224,799 after an exemption of $56,200, $621; Bexar County Road and Flood Control Fund levies 0.023668 per $100 on $221,799 after an exemption of $59,200, $52; University Health levies 0.276235 per $100 on $224,799 after an exemption of $56,200, $621; City of San Antonio levies 0.54159 per $100 on $224,799 after an exemption of $56,200, $1,217; Northside ISD levies 1.0049 per $100 on $140,999 after an exemption of $140,000, $1,417; Alamo Community College District levies 0.14915 per $100 on $275,999 after an exemption of $5,000, $412; San Antonio River Authority levies 0.0183 per $100 on $269,759 after an exemption of $11,240, $49. The seven come to $4,390 a year, 1.56% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $6,435. In San Antonio ISD, the inner-city district, the school line is 1.1552 per $100 after an exemption of $145,000, and the same house comes to $4,544, 1.62%. The median is the county's, and a typical home inside the city is cheaper: on $247,453, Zillow's August 2026 value for a typical City of San Antonio home, the Northside ISD stack comes to $3,697, 1.49%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. When these figures were retrieved the Bexar County Tax Assessor-Collector's official table ran to 2025, with the units' 2026 rate calculation worksheets posted but no 2026 official rates, so the calculators stay on 2025 until all seven are published. Jacksonville: About 1.56% of the price for a homesteaded owner, worked out on the $335,000 Duval County single-family median, which is lower than the 17.7412 mills a house in the City of Jacksonville is charged because of Florida's homestead exemption rather than any assessment lag. Consolidation makes the stack short: the City of Jacksonville levies 11.1919 for county and city government together, Duval County Public Schools 6.3430 (3.0950 set by state law, 2.2480 by the school board and 1.0000 approved by voters in 2022), the St. Johns River Water Management District 0.1793 and the Florida Inland Navigation District 0.0270, which is every levy the property appraiser lists for the general services district for 2025. The school lines are charged on the price less $25,000, $310,000, and the rest on the price less a second slice as well, $285,000 on the base amounts, so a homesteaded buyer's first bill is about $5,215. Without a homestead, as a landlord or a buyer who never files, the same house owes $5,943. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the Duval property appraiser's estimator uses $26,411 for 2026, which brings the same bill to $5,199; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $16 for it. The total was 17.8650 for 2024 and fell because the City cut its own rate from 11.3169. The school board's voted mill runs to 30 June 2027 and its renewal is on the 3 November 2026 ballot. The exemption is not automatic: you file with the property appraiser by 1 March of the year after you buy. The City's solid waste and stormwater fees come on the same bill, about $414 a year for a house in 2026, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureSan AntonioJacksonvilleAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000532 (2025)514 (2025)Jacksonville
Property crime per 100,0003,920 (2025)2,154 (2025)Jacksonville
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
106 (2025)80 (2025)Not directly comparable
San Antonio

On the FBI's definitions, violent offenses in San Antonio went from 11,219 in 2021 to a peak of 13,105 in 2022, then 10,440 in 2023, 9,173 in 2024 and 8,241 in 2025, a 10% drop in the last year and 37% below the peak, and property offenses from 61,559 to 74,787 and a peak of 80,789 in 2023, then 70,657 and 60,693, 25% below the peak. Motor vehicle theft drove most of that swing: 8,912 in 2021, 19,090 in 2023 and 9,527 in 2025, half the peak. In 2025 the CDE shows aggravated assaults down 9% (6,037 to 5,506), robberies down 17% (1,656 to 1,380), rapes down 8% (1,354 to 1,249) and murders down 16% (126 to 106). SAPD's own January-to-November comparison points the same way: all reported crime down 13% (143,529 to 124,314), crimes against property down 18.1%, motor vehicle theft down 26.5% and robberies down 16.4%, while crimes against society rose 15.4%, which the chief put down to more drug arrests. A University of Texas at San Antonio evaluation of the city's Violent Crime Reduction Plan found violent street crime fell 22% in treated hot spots in 2024 against 9.6% citywide (San Antonio Report). The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 8,241 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the San Antonio Police Department (ORI TXSPD0000) in calendar 2025, divided by the 1,548,422 Vintage 2025 city population. On the CDE's own agency population of 1,549,306 the rate is also 532. No SAPD total on this definition was found in anything fetched. Its year-end report to the City Council's Public Safety Committee in December 2025 counted NIBRS crimes against persons, which include simple assaults, and put them at 28,361 for January through November 2025, down 9% from 31,179 in the same months of 2024 (KSAT).

Homicides: 106 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 126 in 2024, about 6.8 per 100,000 on the city population. SAPD's own count for January through November 2025 was 99 against 119 in the same months of 2024, a drop of nearly 17% (KSAT); a full-year SAPD figure was not found in anything fetched. The high point in the CDE series since 2021 is 233, in 2022, a year whose count includes the 53 migrants found dead in a tractor-trailer on the Southwest Side (San Antonio Report).

Jacksonville

On the FBI's definitions, violent offenses in Jacksonville went from 6,496 in 2021 to 6,141 in 2022 and 6,513 in 2023, then fell to 5,680 in 2024 and 5,231 in 2025, 8% lower than in 2024 and 19% lower than in 2021. Property offenses rose from 23,968 in 2021 to a peak of 26,443 in 2024 and fell 17% in 2025 to 21,920. Motor vehicle theft drove the swing: 2,035 in 2021, 3,461 in 2024 and 2,036 in 2025, down 41% in the last year. In 2025 the CDE shows aggravated assaults down 7% (4,533 to 4,236), robberies down 16% (639 to 539), rapes down 16% (445 to 376), burglaries down 22% and larcenies down 12%, while murders rose from 63 to 80, the one violent measure that went up. The sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from JSO records. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 5,231 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Jacksonville Sheriff's Office (ORI FL0160000) in calendar 2025, divided by the 1,017,689 Vintage 2025 city population. On the CDE's own agency population of 1,008,920 the rate is 518. The sheriff's office, formed when the city and county police merged in 1968, is responsible for law enforcement in the county; Jacksonville Beach has its own department. That is higher than Miami (359), Tampa (375.5) and Fort Worth (375), close to Boston (507) and below San Antonio (532), Dallas (577) and Houston (890).

Homicides: 80 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 63 in 2024, about 7.9 per 100,000 on the city population. The sheriff's office's own counts differ slightly by date and definition: Action News Jax, reading JSO records, reported 76 murders in 2025 against 63 in 2024, and News4JAX reported 79 murder cases in 2025 within more than 100 homicides of all kinds, including 11 fatal police shootings. The 2024 figure was the low point: News4JAX's count of 82 homicides of all kinds that year was the lowest in the 19 years it has kept one. The CDE series is 107 in 2021, 132 in 2022, 128 in 2023, 63 in 2024 and 80 in 2025.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureSan AntonioJacksonvilleAdvantage
January mean11.2 °C12.3 °CNot directly comparable
July mean29.3 °C28.1 °CNot directly comparable
Precipitation a year822 mm1,356 mmNot directly comparable
Snowfall a year1 cm0 cmNot directly comparable
Sunshine a year2,629 hours2,880 hoursJacksonville
San Antonio

NOAA NCEI 1991-2020 normals for San Antonio International Airport (station USW00012921), inside the city about 8 miles north of downtown and the station where the National Weather Service keeps San Antonio's official record: January mean 52.2F, July mean 84.8F, annual mean 69.6F, 32.38 in of precipitation, 0.2 in of snow. August is the warmest month at 85.5F, with a mean high of 96.0F; July's mean high is 94.9F and January's mean low is 41.0F. May (4.40 in) and September (3.88 in) are the wettest months and February (1.74 in) the driest; the little snow the normals record falls in February and December. The normals count 122.4 days a year at 90F or above, 17.7 at 100F or above and 14.0 nights at or below freezing. Converted here to 11.2 C, 29.3 C, 822 mm and 0.5 cm. That January mean is the same as Austin's at Camp Mabry and the precipitation is the least of the Texas cities this site compares, 99 mm less than Austin's and 495 mm less than Houston's. Sunshine hours are the older 1961-1990 NCDC means (2,629 hours, 60% of possible, and 105 clear days), since the 1991-2020 normals do not include sunshine.

Hazards: Flash flooding is the defining hazard. San Antonio sits on the Balcones Escarpment in what a National Weather Service meteorologist calls Flash Flood Alley, where shallow soil over limestone sends heavy rain straight into the creeks. On 17 and 18 October 1998 a nearly stationary storm complex, fed by moisture from two Eastern Pacific hurricanes, dropped 11.26 in (286 mm) on San Antonio International on the 17th, still the station's wettest calendar day, and 13.35 in (339 mm) in 24 hours, and October 1998's 18.07 in (459 mm) remains the wettest month on record there. Across South Texas that flood killed 31 people, and NOAA puts the damage at $942 million ($1.81 billion in 2024 dollars); the San Antonio Report counts 11 of the dead in San Antonio. On 25 May 2013, over Memorial Day weekend, 9.87 in (251 mm) fell at the airport, the station's second-wettest day, and a gauge on Olmos Creek caught 15.31 in in five hours and about 17 in by the end of the day; US 281 stayed under water for days, crews made more than 235 rescues and at least two people died. The deadliest single day came on 12 June 2025, when more than 7 in fell in three hours over the Beitel Creek watershed on the Northeast Side and the airport recorded a record 3.9 in (99 mm) in one hour and 6.11 in (155 mm) for the day: the creek rose by as much as a foot every ten minutes, and 13 people died, 11 of them along Beitel Creek, where at least 15 vehicles were swept off the Loop 410 frontage road. Two more were found dead after a storm flooded Salado Creek over Labor Day weekend, and over the July Fourth weekend between the two 117 people died in nearby Kerr County and 135 across the state. Heat is the constant. The normals count 122.4 days a year at or above 90F, about the same as Austin's 122.8 and more than Houston's 111.3 or Dallas's 107.5, and 17.7 at or above 100F (37.8 C), between Houston's 7.0 and Dallas's 22.4. The airport's record is 75 days of 100F in 2023, including 23 in a row from 30 July to 21 August, well ahead of 59 in 2009 and 58 in 2022, and its highest reading is 111F (43.9 C), on 5 September 2000; 2026 had 24 such days through 22 September. Cold is rare and badly handled. Winter Storm Uri left 6.2 in (15.7 cm) of snow at the airport from 14 to 18 February 2021 and a low of 9F (-12.8 C) on the 15th, the coldest there since 6F (-14.4 C) on 23 December 1989; the station's record low is 0F (-17.8 C), on 31 January 1949, and its biggest snowfall 13.2 in (33.5 cm), on 12 January 1985. ERCOT cut power across the state grid from 15 to 18 February and about 4.5 million customers lost it at the worst; Texas counted 246 deaths from the storm, 16 of them in Bexar County, and CPS Energy, the city's municipal electric and gas utility, reported $675 million to $850 million of losses on natural gas purchases and $175 million to $250 million on purchased power.

Jacksonville

NOAA NCEI 1991-2020 normals for Jacksonville International Airport (station USW00013889), inside the city about 12 miles north of downtown beside the National Weather Service's Jacksonville office: January mean 54.2F, July mean 82.5F, annual mean 69.3F, 53.40 in of precipitation, 0.0 in of snow. July is the warmest month by less than half a degree over August (82.1F), with a mean high of 91.9F; January's mean low is 42.9F. June (7.60 in) and September (7.56 in) are the wettest months, and June through September bring 28.81 in, 54% of the year; November (2.00 in) is the driest. The normals count 80.1 days a year at 90F or above, 0.7 at 100F or above and 14.3 nights at or below freezing. Converted here to 12.3 C, 28.1 C, 1,356 mm and 0 cm. That makes Jacksonville the coolest in winter of the four Florida cities this site compares, 6.4 F below Orlando's January and 14.4 F below Miami's, and the second-wettest city here after Miami. Sunshine is the 1961-1990 NCDC figure Current Results lists for Jacksonville, 2,880 hours a year, 63% of possible, with 94 clear days, the same source and basis as the other US profiles; the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, though direct hits are rare. Wikipedia counts one direct hurricane strike on Jacksonville since 1871: Dora, whose eye crossed St. Augustine on 10 September 1964 as a strong Category 2. Matthew passed about 37 miles offshore in October 2016, bringing storm surge, flooding along the ocean and the St. Johns River and outages for 250,000 people; the airport recorded 6.28 in (160 mm) of rain on 7 October. Irma, which passed about 75 miles to the west in September 2017, did the most damage of the recent storms, and it did it with water rather than wind. A local nor'easter had already raised water levels in the St. Johns basin before the storm arrived; storm surge, high astronomical tides and Irma's rain then pushed the river at the Main Street Bridge downtown to an all-time record crest of 5.57 ft (NAVD88) on 11 September, against Dora's 4.12 ft, and set records or major flood stage along the river and its creeks from Mayport to the Buckman Bridge (National Weather Service). Crews made about 350 water rescues, mostly in Downtown, Riverside and San Marco, where one evacuee reported water to his neck inside his home. The airport recorded 9.72 in (247 mm) of rain on 10 and 11 September and a gust of 86 mph (138 km/h); Wikipedia puts damage in Jacksonville at $85 million and counts five deaths in Duval County. Nor'easters are the routine coastal hazard: persistent northeast winds pile water into the river and the Intracoastal Waterway and bring tidal flooding and beach erosion without a tropical storm in sight, as in September and October 2025, when long-running local nor'easters brought coastal flood advisories and tidal flooding at high tide along the Atlantic coast, the Intracoastal Waterway and the St. Johns River basin (Florida Times-Union). Heat is long rather than extreme. The normals count 80.1 days a year at 90F or above but under one at 100F (37.8 C); 2025 had 113 days at 90F or above, the third-most since the airport's record began in 1938, and 2026 had 107 through 27 September, with three days at 100F or above in 2025. The station's highest reading is 105F (40.6 C), on 21 July 1942. Cold is brief but real: 14.3 freezing nights a year on the normals, 19 in the first months of 2026, and a record low of 7F (-13.9 C) on 21 January 1985. Measurable snow is rare enough to list: 1.5 in (3.8 cm) on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureSan AntonioJacksonvilleAdvantage
Median household income$66,176 USD (2024)$72,389 USD (2024)Jacksonville
Unemployment rate4.7% (July 2026)4.9% (July 2026)San Antonio
Sales tax8.25%7.5%Jacksonville
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%37%Even
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$13,449 USD$13,449 USDEven
San Antonio

BLS counted 1,191,700 nonfarm jobs in the San Antonio-New Braunfels MSA in August 2026 (not seasonally adjusted, preliminary), up 6,100 or 0.5% on the year. Professional and business services grew fastest (+4.8%, to 162,400), then construction (+2.9%) and trade, transportation and utilities (+2.8%), while information (-7.7%), government (-3.1%, to 181,800) and private education and health services (-2.0%, to 180,300) shrank; federal government employment fell 6.7%, from 38,700 to 36,100. Trade, transportation and utilities is the largest sector at 216,300 jobs. The seasonally adjusted series (SMS48417000000000001) was 1,195,900 in August 2026, 0.8% above August 2025. BLS's federal line is far smaller than the base itself: the Texas Comptroller counts 74,713 direct employees at Joint Base San Antonio in 2025, 33,256 of them active-duty military, and estimates the base supported 223,349 Texas jobs and $33.9 billion of the state's GDP ($53.5 billion of output). Greater SATX, the regional economic development group, calls it the largest joint base in the US military. UT San Antonio, formed when UTSA and UT Health San Antonio merged in September 2025, calls health care and biosciences, a $44.1 billion sector, the city's largest industry. H-E-B, USAA, Valero Energy and iHeartMedia are all headquartered in the city.

Main sectors: Military and federal installations: Joint Base San Antonio (Fort Sam Houston with Brooke Army Medical Center, Lackland Air Force Base with the Air Force's basic military training and the 16th Air Force, and Randolph Air Force Base with the Air Education and Training Command), Health care and biosciences (the South Texas Medical Center, University Health, UT Health San Antonio and UT San Antonio, Methodist Hospital, the Audie L. Murphy Memorial Veterans Hospital), Tourism and hospitality (Visit San Antonio counts $23.4 billion of economic impact and more than 150,000 jobs in 2024), Trade, transportation and utilities, the metro's largest sector by payroll jobs (H-E-B, headquartered in the city; CPS Energy; San Antonio International Airport's cargo), Financial services, energy and media headquarters (USAA, Valero Energy, iHeartMedia).

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. On 17 September 2026 the City Council voted 7 to 4, with Mayor Gina Ortiz Jones in the minority, to raise the city's own rate for the first time since 1992, as part of a plan to close a $158 million deficit over two years that also includes cuts, fee increases and a second rate increase planned for fiscal 2028. The fiscal 2027 rate is 56.288 cents per $100 of taxable value: 35.138 cents for maintenance and operations, two cents more than before, and 21.150 cents for debt service. The two outlets that gave a figure for the average homestead disagree: KSAT put it at about $49 more a year on a taxable value of $231,356, and the San Antonio Report at $35.43 on a $234,000 home. Senior and disabled homeowners with a tax freeze, about 47% of the city's homesteads, are unaffected (KSAT). The county, school district, University Health, San Antonio River Authority, Alamo Colleges and other levies on the same bill belong to the housing layer.

Jacksonville

BLS counted 803,800 nonfarm jobs in the Jacksonville MSA in August 2026 (not seasonally adjusted, preliminary), up only 500 on the year, almost flat. Private education and health services grew fastest (+3.3%, to 139,800) and professional and business services next (+2.0%, to 120,100), while financial activities lost 4,400 jobs (-6.1%, to 67,800), finance and insurance alone 3,000, and information fell 8.2% to 13,400. Government shrank 2.5% to 77,900, almost all of it federal (-8.4%, from 20,300 to 18,600); BLS's payroll count does not include active-duty sailors. Trade, transportation and utilities is the largest sector at 170,000 jobs, and leisure and hospitality held at 93,900. The seasonally adjusted series (SMS12272600000000001) was 806,600 in August 2026, 0.4% above August 2025. JAXPORT moved 1,388,841 TEUs of containers in fiscal 2025 (October 2024 to September 2025), up 4% on the year, 506,237 vehicles and 10.2 million tons of cargo, and says its cargo supports more than 258,800 jobs and $44 billion of annual economic impact in the region and state; a $250 million modernization of Blount Island's container and auto terminals was completed in 2025. The state's 2024 defense summary, on 2022 figures, puts defense spending in Duval County at $6.5 billion and its total impact at $9.1 billion, 68,060 jobs and 10.4% of the county's economy.

Main sectors: Port, rail and logistics: JAXPORT, Florida's No. 1 container port by volume (nearly 1.39 million TEUs and 506,237 vehicles in fiscal 2025), CSX and the Florida East Coast Railway, both headquartered in the city, and the shipping lines to Puerto Rico (Crowley, TOTE Maritime, Trailer Bridge), The Navy: Naval Air Station Jacksonville, the largest installation in Navy Region Southeast, Naval Station Mayport, home of the Fourth Fleet and 21 ships, and Marine Corps Support Facility Blount Island; defense spending has a $9.1 billion total economic impact in Duval County, Finance, insurance and financial technology (FIS and Fidelity National Financial, both headquartered in the city, Florida Blue, and Deutsche Bank's second-largest US operation), a sector now shrinking, Health care (Mayo Clinic Florida, Baptist Health and Wolfson Children's Hospital, UF Health Jacksonville, St. Vincent's), the metro's fastest-growing large sector, Trade, transportation and utilities, the metro's largest sector by payroll jobs (170,000 in August 2026).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 22 September 2026 the City Council adopted a $2 billion budget for fiscal 2027, 18 to 1, and kept the consolidated government's rate at 11.1919 mills, about $11.19 per $1,000 of taxable value, on a 16 to 3 vote; The four towns that kept their own governments pay a different city rate (7.9012 mills at the Beaches, 9.4208 in Baldwin). Council and mayor held the rate rather than cut it because of Amendment 3, the homestead property tax cut on Florida's 3 November 2026 ballot, which the city expects would open a revenue shortfall of about $300 million by 2028 if it passes, and tied some spending to its outcome (Jacksonville Today). School board and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureSan AntonioJacksonvilleAdvantage
SystemVIA buses on 95 routes (three Primo rapid lines, 21 frequent and 70 standard) with 511 buses and 5,984 stops, VIA Link on-demand rideshare zones and paratransit (138 vehicles), across San Antonio, 13 smaller cities and unincorporated Bexar County; there is no rail, and the Green Line, the first of two Advanced Rapid Transit bus lines, is under constructionJacksonville Transportation Authority (JTA): fixed-route buses (174 vehicles on 30 routes in 2026), the four-line First Coast Flyer bus rapid transit network (Green, Blue, Red and Orange lines, opened from December 2015 to 2021 and running every 20 minutes on weekdays), the fare-free 2.5-mile Skyway people mover with eight stations Downtown and on the Southbank (opened 1989), the NAVI autonomous shuttle on the 3.5-mile Bay Street corridor (opened June 2025), the St. Johns River Ferry between Mayport and Fort George Island, and Connexion paratransit. The Skyway is due to stop running on 2 November 2026 and NAVI on 1 January 2027.Not directly comparable
Commute by public transit2.4% (2024)0.8% (2024)San Antonio
Walk or cycle to work2.5% (2024)2.0% (2024)San Antonio
AirportSan Antonio International Airport (SAT), about 8 miles north of downtown and with no airline hub, handled 10,740,694 passengers in 2025, 3.2% fewer than the record 11,094,278 of 2024, and a record 274,847,470 pounds of air cargo, up 15.7%, per the airport's year-end statistics report, which puts the passenger decline down to economic uncertainty and the federal government shutdown. The airport is building Terminal C, which it says will add more than 850,000 square feet and up to 18 domestic and international gates by mid-2028.Jacksonville International Airport (JAX), owned by the Jacksonville Aviation Authority about 12 miles north of downtown, handled 7,573,048 passengers in calendar 2025, 1.1% fewer than the 7,654,406 of 2024, by this file's sum of the authority's monthly traffic report; its fiscal year to September 2025 was 7,573,168, below the record 7,647,916 of the year before. American (27.6%) and Delta (27.1%) carried the most enplanements in the fiscal year to May 2026, ahead of United (15.1%) and Southwest (14.8%). That is about a third of Tampa International's 24.8 million.Not directly comparable
San Antonio

VIA carried 30,665,700 unlinked trips in 2025 and about 105,800 a weekday in the second quarter of 2026 (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher), against 78.0 million for Houston's METRO and 52.8 million for DART. Bexar County voters created VIA in 1977 with a half-cent sales tax, and a city-only Advanced Transportation District approved in 2004 adds more. The VIA Rapid Green Line will run along San Pedro Avenue from San Antonio International Airport through downtown to Brooks Transit Center, with dedicated bus lanes and new signal-protected crossings. It is a $481 million project, $268 million of it a federal grant the Federal Transit Administration committed in December 2024; construction began in the summer of 2025, work is active along San Pedro, and the FTA's revenue service date is April 2028. The east-west Silver Line, from the Frost Bank Center area to General McMullen Drive, is in design and projected for late 2030.

Jacksonville

JTA carried 7,342,300 unlinked trips in 2025, 6,307,000 of them by bus, 413,600 on the ferry and 253,200 on the Skyway, and about 28,000 a weekday in the second quarter of 2026, 1,000 of them on the Skyway (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is less than HART's 11.9 million in Tampa and a third of LYNX's 22.2 million in Orlando, for a city two and a half to three times as large. The agency is in a financial crisis. Its board adopted a $139.2 million budget for fiscal 2027, down from $178 million, to close a projected $17.5 million gap, and in September interim CEO Cleveland Ferguson III, appointed on 27 August after Nathaniel Ford's 13 years in charge, said a $39 million hole meant up to 194 layoffs and a Saturday schedule on weekdays from 2 November, with the First Coast Flyer kept at every 20 minutes. The Skyway, whose original ten-car fleet is down to two working vehicles, will halt that day while JTA decides whether to rebuild it, replace it or turn the guideway into an elevated trail, the option most favored in its spring survey. The Ultimate Urban Circulator, JTA's plan since 2016 to replace the monorail with autonomous vehicles on the Skyway's beams and city streets at an estimated $400 million, has stalled: NAVI, its first phase, drew just over 100 riders a day in its first three months and 11,892 in all by early April 2026, and will stop on 1 January because the developer of its driving software is ending support (Jacksonville Today).

06: Daily life

Health care, schools and what each city is like

San Antonio

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF, August 2026). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of San Antonio's rate was 18.0% (268,665 of 1,496,335), Bexar County's 15.8% and the metro's 14.5%. The South Texas Medical Center on the Northwest Side covers more than 900 acres around the medical school that opened there in 1968 and holds the Audie L. Murphy Memorial Veterans Medical Center and a dozen other hospitals; a UTSA study cited by the San Antonio Report in 2022 put its annual economic effect on the region at $24.5 billion. University Health, the Bexar County Hospital District, runs University Hospital there, a 716-bed teaching hospital and a Level I trauma center for adults and children, and the 300-bed Women's & Children's Hospital that opened on the same campus in 2023; it plans to open two community hospitals elsewhere in the county in 2027. Brooke Army Medical Center at Fort Sam Houston has about 8,500 staff. UT Health San Antonio, the clinical arm of UT San Antonio, counts more than 2.5 million patient visits a year. This file did not verify a wait time figure for primary or specialist care.

Education

No single school district covers the city. Northside ISD, the largest in the San Antonio area with about 98,000 students, faced a $35 million deficit in March 2026, down from nearly $108 million, and its superintendent said closures were possible but not expected for 2026-27 (KSAT). North East ISD lost about 2,000 students in 2025-26, now serves about 55,000, closed three campuses the year before and will accept students from anywhere in the region from 2026-27 (San Antonio Report). San Antonio ISD has closed 25 schools in the last decade and in March 2026 voted to close Rhodes Middle School and hand three other campuses to a charter operator, Third Future Schools, citing falling enrollment and state accountability ratings. Districts say they cannot yet tell how many students the state's new education savings accounts, which help pay private school tuition from 2026-27, will draw away. UT San Antonio, formed on 2 September 2025 when UTSA merged with UT Health San Antonio, has about 40,000 students and 17,000 employees and calls itself the third-largest public research university in Texas by research spending, and the Alamo Colleges District runs five community colleges.

Living there

San Antonio is the second city of Texas and the seventh-largest in the country, and unlike Dallas it is still growing inside its own limits: it added 14,359 residents in 2024-25, the third-largest gain of any US city, and 8.0% since 2020. The military has shaped it for three centuries, and Joint Base San Antonio, with 74,713 direct employees, sits beside the South Texas Medical Center and a tourism trade Visit San Antonio values at $23.4 billion as the pillars of the economy. Household income is lower than in Dallas or Austin, and 18.0% of residents have no health insurance. VIA runs buses only, 2.4% of workers take them and 68.2% drive alone, and the Green Line along San Pedro Avenue, the city's first rapid transit line, is due in April 2028. Summers are long and dry rather than humid, with 122 days a year at 90F or above and 75 at 100F in 2023, and water is the killer: the creeks rise within minutes, and a single night of rain on 12 June 2025 drowned 13 people. The open questions are fiscal and civic: the council raised the city's property tax rate for the first time since 1992 on a 7 to 4 vote the mayor opposed, with a second increase planned, and the big school districts are shrinking, closing campuses and competing for each other's students as the state's education savings accounts begin.

Jacksonville

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act; an organizing committee relaunched a ballot initiative to expand it in February 2026 (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), the sixth-highest of any state, against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Jacksonville's was 10.1% (99,720 of 990,245), Duval County's 9.9% and the metro's 8.2%. UF Health Jacksonville, the University of Florida's academic hospital downtown with 695 beds and another 216 at UF Health North, is home to North Florida's Level I trauma center and carries the city's safety-net care: the fiscal 2027 city budget carries $56 million for its indigent care (Jacksonville Today). Mayo Clinic's Florida campus on the Southside, Mayo's first outside Rochester, opened in 1986 and has a hospital Wikipedia gives 304 beds, with an expansion to 428 announced for 2026. Baptist Health runs Baptist Medical Center Jacksonville and, beside it on the downtown riverfront, the 281-bed Wolfson Children's Hospital, the region's only Level I pediatric trauma center verified by the American College of Surgeons. This file did not verify a wait time figure for primary or specialist care.

Education

Duval County Public Schools, whose boundaries match the county's, has fallen below 100,000 students this fall for the first time in modern history, a 16% decline since 2015, when it had more than 115,000, as charter schools, homeschooling and state scholarships for private tuition grew (Action News Jax, 30 September 2026). It cut 115 teaching positions in September 2025 after a 1.9% drop in enrollment, closed several elementary schools that summer under its 2024 master facilities plan, and is consolidating four more in 2026-27, with two others delayed to 2027-28 and 2028-29. The University of North Florida, a public R2 research university founded in 1965 on the Southside, enrolled 16,575 students in 2024 (Florida Board of Governors). Jacksonville University, private, in Arlington, enrolled 4,247 in fall 2024 and has what Wikipedia calls the second-largest Naval ROTC program in the country. Florida State College at Jacksonville, the state college with campuses across the city, enrolled 23,556 students in 2024-25 (IPEDS, as compiled by UnivStats), 70% of them part time. Edward Waters University, founded in 1866, is the state's oldest historically Black college, and the city has committed $130 million to a new University of Florida graduate campus (Jacksonville Today).

Living there

Jacksonville is the largest city by land area in the contiguous United States, 747 square miles, because in 1968 it consolidated with Duval County and took in almost all of it; it is Florida's largest city by a wide margin and the eleventh-largest in the country, yet its metro is the smallest of the four Florida metros this site compares, and half the metro's growth since 2020 has been in St. Johns and Nassau counties rather than the city. The St. Johns River runs north through the middle of it to the Atlantic, and the river is both the economy and the risk: JAXPORT, Florida's busiest container port, and the Navy's bases at NAS Jacksonville and Mayport line it, and Irma in 2017 pushed it to its highest recorded level downtown. It is the coolest of the Florida cities here after Tallahassee, with real if brief winters, and hurricanes rarely hit it directly. It is built for the car: 70.9% of workers drive alone and 0.8% take transit, and the transit agency is cutting service, halting the Skyway and ending its autonomous shuttle in a budget crisis. Violent crime, at 514 per 100,000 on the FBI's counts, is higher than in Miami or Tampa. Household income, at $72,389, sits in the middle of the Florida cities, and Florida takes no income tax. The open questions are the transit agency's finances, a shrinking school district, the November 2026 homestead tax vote the city has budgeted against, and whether finance jobs, down 6.1% in a year, keep leaving.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the mortgage lines compare directly, though the states' tax rules differ. Both prices are county medians, because no city median could be found for either, and they measure different homes. San Antonio's is the San Antonio Board of REALTORS' median sale price for Bexar County, $280,999 in August 2026 on 2,068 sales, 3.1% below a year earlier, with no split by property type; the city holds 72% of the county's residents. Jacksonville's is the Northeast Florida Association of REALTORS' median of single-family houses sold in Duval County, $335,000 on 887 sales, 1.5% below a year earlier; since the City and the county became one government in 1968 the city has held 96% of the county's residents. Zillow's index, which models every home in each city, stood at $247,453 for the City of San Antonio in August, 2.2% lower on the year, and Zillow's index for the City of Jacksonville stood at $285,103, 0.8% lower, so the order holds on a measure that is the same in both and the gap narrows a little, to about $38,000 from $54,000. At 20% down, San Antonio's $224,799 loan costs about $1,500 a month and a $268,000 loan on the Duval median about $1,788. Property tax is $4,390 a year in San Antonio and about $5,215 in Jacksonville with a homestead, about 1.56% of the price in both, and insurance is budgeted at $250 and $275 a month, both estimates between published averages, the Jacksonville one a Florida policy that covers wind with a separate hurricane deductible, and neither with a flood policy in it. The three lines come to about $2,116 and $2,498, roughly 38% and 41% of each city's 2024 median household income; of the $382 gap about $288 is the mortgage, $69 the property tax and $25 the insurance. The rents are on the same series, Apartment List's September medians for each city: a one-bedroom at $957 in San Antonio and $1,110 in Jacksonville, a two-bedroom $1,179 and $1,306. Zillow's observed rent index puts them further apart, $1,386 and $1,601 in August.

The definitions match: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 30 September and 1 October 2026. They split by line. Violent crime is close: San Antonio's 8,241 violent offenses come to 532 per 100,000 against Jacksonville's 514 on 5,231. Property crime is not: San Antonio's 60,693 offenses come to 3,920 per 100,000 against 2,154 on 21,920. Homicide runs the other way, 106 in San Antonio, about 6.8 per 100,000, against 80 in Jacksonville, about 7.9. The directions differ on murder. San Antonio's violent offenses dropped 10% in 2025 and are 37% below the 2022 peak of 13,105, and its murders fell from 126 to 106. Jacksonville's violent offenses dropped 8% in 2025 and are 19% below 2021, but its murders rose from 63 to 80, the one violent measure that went up, and the sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from its records. Motor vehicle theft drove the property swing in both, from 19,090 in 2023 to 9,527 in San Antonio and from 3,461 in 2024 to 2,036 in Jacksonville. Both sets of counts come from a feed last refreshed on 15 September and can still be revised.

The two have about the same number of frosts and very different summers. January averages 11.2 C at San Antonio International and 12.3 C at Jacksonville International, inside the city about 12 miles north of downtown, with 14.0 nights a year at or below freezing against 14.3, and July 29.3 C against 28.1 C. San Antonio's normals count 122.4 days a year at 90F or above against 80.1, and 17.7 at or above 37.8 C (100F) against 0.7; San Antonio International had 75 days of 100F in 2023, while Jacksonville had 113 days at 90F or above in 2025 and three at 100F. Jacksonville gets 1,356 mm of rain a year, 54% of it from June through September, against 822 mm, and no measurable snow on the normals against 0.5 cm; sunshine is 2,880 hours against 2,629 on the older 1961-1990 series. The floods come from different places. San Antonio's come off the Balcones Escarpment, where shallow soil over limestone sends rain straight into the creeks: 11.26 in (286 mm) fell at the airport on 17 October 1998, and on 12 June 2025 a storm over the Northeast Side killed 13 people, 11 of them along Beitel Creek. Jacksonville's come from the river and the coast. Direct hurricane hits are rare, one since 1871 by Wikipedia's count, Dora in 1964, but Irma, passing about 75 miles to the west in September 2017 after a nor'easter had already raised the water, pushed the St. Johns River downtown to a record crest of 5.57 ft at the Main Street Bridge, and crews made about 350 water rescues; nor'easters on their own bring tidal flooding along the river and the Intracoastal Waterway. Winter Storm Uri took San Antonio International to 9F (-12.8 C) in February 2021 while ERCOT cut power across the state grid, and Texas counted 16 of the storm's 246 deaths in Bexar County. Jacksonville's record low is 7F (-13.9 C), in January 1985, and its long outages come with hurricanes: Matthew, passing about 37 miles offshore in October 2016, cut power to 250,000 people.

Both are military cities, and San Antonio's labor market is about half as large again. BLS counted 1,191,700 nonfarm jobs around San Antonio and 803,800 around Jacksonville in August 2026, 0.5% more than a year earlier in San Antonio and only 500 more in Jacksonville. Unemployment is on the same unadjusted basis in both, 4.7% around San Antonio and 4.9% around Jacksonville in July, against 4.4% nationally. The services differ, and so does the size of the federal footprint on the payrolls. San Antonio's is Army medicine and Air Force training: the Texas Comptroller counts 74,713 direct employees at Joint Base San Antonio in 2025, 33,256 of them on active duty, and Fort Sam Houston has Brooke Army Medical Center and Lackland the Air Force's basic military training. Jacksonville's is the Navy: NAS Jacksonville is the largest installation in Navy Region Southeast, Naval Station Mayport is home to the Fourth Fleet and 21 ships, and the state puts the total impact of defense spending in Duval County at $9.1 billion and 68,060 jobs, on 2022 figures. Federal payroll jobs, which leave out the uniformed, fell in both in the last year, 6.7% around San Antonio and 8.4% around Jacksonville. Beyond the bases, San Antonio has health care and biosciences, which UT San Antonio calls a $44.1 billion sector, tourism, and the headquarters of H-E-B, USAA, Valero Energy and iHeartMedia. Jacksonville has JAXPORT, Florida's busiest container port, which moved 1,388,841 TEUs in fiscal 2025, CSX and the Florida East Coast Railway, both headquartered in the city, and a finance sector, home to FIS and Fidelity National Financial, that lost 4,400 jobs in the year to August 2026, 6.1%. Trade, transportation and utilities is the largest sector in both metros, 216,300 jobs around San Antonio and 170,000 around Jacksonville. Neither profile carries a wage figure. City median household income was $66,176 in San Antonio and $72,389 in Jacksonville in 2024, and the metros' $78,112 and $82,053. Neither state taxes income, so $100,000 pays $13,449 in federal tax in both for 2025, and sales tax is 8.25% in San Antonio, 0.875% of it for transit, against 7.5% in Duval County. The property tax stacks land at the same effective rate on different prices. San Antonio's seven units add to 2.290174 per $100 and Jacksonville's to 17.7412 mills, about 1.77 per $100, most of it one consolidated government levy of 11.1919 mills. Texas takes $140,000 off the school levy, and in San Antonio Bexar County, University Health and the City take 20% off a homestead, where Florida takes $25,000 off every levy and a second $25,000 off all but the schools. The larger flat exemption counts for more on a cheaper house, so on the same $335,000 house San Antonio's seven units would charge about $5,506 against Jacksonville's $5,215, and on $280,999 Jacksonville's stack would charge about $4,257 against San Antonio's $4,390.

Neither city has much transit, and San Antonio's buses carry about four times Jacksonville's whole system. In 2024, 2.4% of San Antonio workers took transit and 2.5% walked or cycled, against 0.8% and 2.0% in Jacksonville, the second-lowest transit share of any city this site compares; 68.2% of San Antonio's workers drove alone against 70.9%, and 11.1% and 15.0% worked from home. VIA carried 30,665,700 trips in 2025, all by bus, and JTA 7,342,300. They are moving in opposite directions. San Antonio's first rapid line, the VIA Rapid Green Line, a $481 million project with a $268 million federal grant, will run on dedicated bus lanes along San Pedro Avenue from the airport through downtown and is due in April 2028. Jacksonville already has bus rapid transit, the four-line First Coast Flyer, every 20 minutes on weekdays, but JTA is in a budget crisis: from 2 November 2026 it plans a Saturday schedule on weekdays, with up to 194 layoffs, keeping the Flyer at 20 minutes, and will halt the Skyway, a fare-free 2.5-mile people mover Downtown whose original ten-car fleet is down to two working vehicles. VIA has levied its sales tax since 1978. Neither airport is a hub. San Antonio International handled 10,740,694 passengers in 2025 and is building Terminal C, with up to 18 gates, for mid-2028; Jacksonville International, about 12 miles north of downtown, handled 7,573,048, 1.1% fewer than in 2024, with American and Delta each carrying about 27% of its enplanements.

Coverage is where the two states part most. Neither Texas nor Florida has expanded Medicaid, but Texas had the highest uninsured rate of any state in 2024, 16.7%, and the City of San Antonio's was 18.0%, while Florida's was 10.9%, the sixth-highest, and the City of Jacksonville's 10.1%, against 8.2% nationally. Each city's safety-net hospital is a Level I trauma center. University Health runs University Hospital in the South Texas Medical Center, 716 beds and a Level I trauma center for adults and children. Jacksonville's is UF Health Jacksonville, the University of Florida's academic hospital downtown, with 695 beds and another 216 at UF Health North, and the City's fiscal 2027 budget carries $56 million for its indigent care; Baptist Health's Wolfson Children's Hospital is the region's only Level I pediatric trauma center verified by the American College of Surgeons, and Mayo Clinic's Florida campus, Mayo's first outside Rochester, is on the Southside. Neither profile verified a wait time. The schools are shrinking in both. No single district covers San Antonio: Northside ISD, the largest in the area with about 98,000 students, faced a $35 million deficit in March 2026, and San Antonio ISD has closed 25 schools in a decade. Duval County Public Schools covers the whole county and fell below 100,000 students this fall for the first time in modern history, 16% fewer than in 2015, as charter schools, homeschooling and state scholarships for private tuition grew. UT San Antonio, formed by a merger with UT Health San Antonio in September 2025, has about 40,000 students; the University of North Florida, a public R2 research university, enrolled 16,575 in 2024, and Florida State College at Jacksonville 23,556 in 2024-25.

What people underestimate is how close these two are in growth, and how differently their councils are handling the bill. San Antonio added 14,359 residents in 2024-25, the third-largest gain of any US city, and has grown 8.0% since 2020; Jacksonville added 8,319 and has grown 7.2%, third among the twelve US cities of more than a million after Fort Worth and San Antonio. But Bexar County still gained 2,505 more residents from the rest of the country than it lost, while Duval gained 101 and its metro's domestic newcomers went to St. Johns County, which gained 12,549. San Antonio's council, on 17 September 2026 by 7 to 4, raised the City's rate from 54.159 cents to 56.288 for fiscal 2027, its first increase since 1992, to help close a $158 million deficit over two years, with a second increase planned. Jacksonville's held the City's 11.1919 mills for fiscal 2027 rather than cut it because Amendment 3, a homestead tax cut on Florida's 3 November 2026 ballot, would open a revenue shortfall the City puts at about $300 million by 2028 if it passes; the renewal of the school board's voted mill is on the same ballot. Both bills reset on a sale: Save Our Homes resets a Florida assessment to market value the January after a sale and the Texas 10% cap lapses on one, and without a homestead the two medians would owe $6,435 and $5,943. Both have district levies on newer houses. In San Antonio's extraterritorial jurisdiction Bexar County has created 24 special improvement districts for new subdivisions, 22 of them levying 0.54159 per $100, and community development districts on Jacksonville's edges levy their own assessments, Normandy CDD $4,225.50 for a developed 50-foot lot in fiscal 2027. At closing Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $1,674 on the Bexar median; Florida charges documentary stamp tax on the deed, $2,345 on Duval County's median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,474 at 20% down.

San Antonio

Better here

  • Mortgage, property tax and insurance come to about $2,116 a month on the Bexar County median, roughly 38% of the city's median household income, against $2,498 and 41% in Jacksonville at the same 7.03% rate.
  • A median two-bedroom rented for $1,179 in September 2026 against $1,306 in Jacksonville, and a one-bedroom $957 against $1,110.
  • The city added 14,359 residents in 2024-25, the third-largest gain of any US city, and has grown 8.0% since 2020 against Jacksonville's 7.2%.
  • The metro's 1,191,700 nonfarm jobs grew 0.5% in the year to August 2026, against 803,800 around Jacksonville, only 500 more, and H-E-B, USAA, Valero Energy and iHeartMedia have their headquarters in the city.
  • VIA carried 30,665,700 trips in 2025, about four times JTA's 7,342,300, and a rapid line on dedicated lanes is due in 2028.
  • There were 106 homicides in 2025, about 6.8 per 100,000, against 80 in Jacksonville at about 7.9, and San Antonio's murders fell while Jacksonville's rose.

Worse here

  • Property crime ran 3,920 per 100,000 in 2025 against 2,154 in Jacksonville, and violent crime 532 against 514, on the same FBI counts.
  • The City of San Antonio's uninsured rate was 18.0% in 2024 against 10.1% in the City of Jacksonville.
  • The normals count 17.7 days a year at or above 37.8 C (100F) against 0.7 in Jacksonville, and 2023 had 75.
  • Flash floods come within minutes: 13 people died on 12 June 2025, 11 of them along Beitel Creek.
  • The City's own property tax rate rose for the first time since 1992 on a 7 to 4 vote in September 2026, with a second increase planned, and on the same $335,000 house the seven units would take about $5,506 against Jacksonville's $5,215.
  • Texas counted 16 deaths in Bexar County from Winter Storm Uri in February 2021 while ERCOT cut power.

Choose San Antonio if

  • you are posted to Joint Base San Antonio, or work in military medicine, health care, insurance at USAA, or tourism
  • you want to own or rent for less, at about $2,116 a month to own against $2,498
  • you want a growing city and a larger job market
  • you want to get around by bus, with a rapid transit line on dedicated lanes due in 2028

The San Antonio guide · Neighborhoods · San Antonio rent vs buy · San Antonio mortgage calculator

Jacksonville

Better here

  • Property crime ran 2,154 per 100,000 in 2025 against 3,920 in San Antonio, and violent crime 514 against 532, on the same FBI counts.
  • The City of Jacksonville's uninsured rate was 10.1% in 2024 against 18.0% in the City of San Antonio.
  • The normals count 0.7 days a year at or above 37.8 C (100F) against 17.7 at San Antonio International, and January averages 12.3 C against 11.2 C.
  • NAS Jacksonville, Naval Station Mayport and JAXPORT, Florida's busiest container port, give the economy anchors in the Navy and freight.
  • City median household income was $72,389 in 2024 against $66,176, and the metro's $82,053 against $78,112.
  • Sales tax is 7.5% against 8.25%, and on the same $335,000 house the homesteaded bill is about $5,215 against $5,506 from San Antonio's seven units.

Worse here

  • Mortgage, property tax and insurance come to about $2,498 a month on Duval County's single-family median, against $2,116 on the Bexar County median at the same 7.03% rate.
  • Nonfarm jobs were 803,800 in August 2026, only 500 more than a year earlier, and financial activities lost 4,400 jobs, 6.1%.
  • Murders rose from 63 in 2024 to 80 in 2025, and the sheriff's office cleared 55% of 2025's against 73% of 2024's.
  • Only 0.8% of workers took transit in 2024, and from 2 November 2026 JTA plans a Saturday schedule on weekdays and will halt the Skyway.
  • Insurance is budgeted at $275 a month and excludes flood; Irma pushed the St. Johns River downtown to a record 5.57 ft in 2017, with about 350 water rescues.
  • The seller pays documentary stamp tax of $2,345 on the median and the buyer about $1,474 in stamp and intangible tax on the loan, where Texas taxes neither the deed nor the loan.

Choose Jacksonville if

  • you are posted to NAS Jacksonville or Naval Station Mayport, or work at the port, in freight rail or in health care
  • you want a much lower uninsured rate and a lower property crime rate
  • you want long humid summers with almost no 100F days, and the Atlantic coast, and will check an address's flood risk first
  • you would rather plan around a hurricane season and the river than flash floods on the creeks and the ERCOT grid

The Jacksonville guide · Neighborhoods · Jacksonville rent vs buy · Jacksonville mortgage calculator

08: Questions people ask

San Antonio or Jacksonville, in short

Is San Antonio or Jacksonville cheaper to live in?

San Antonio, to own and to rent, by a modest margin. Both cities were priced at the same 7.03% mortgage rate of 24 September 2026, and both prices are county medians, though they measure different homes: the San Antonio Board of REALTORS' $280,999 for Bexar County, every home type together, and the Northeast Florida Association of REALTORS' $335,000 for Duval County, single-family houses only. At 20% down the mortgage is about $1,500 against $1,788. Property tax is $4,390 a year against about $5,215 with a homestead, and insurance $250 a month against $275, so the three lines come to about $2,116 in San Antonio and $2,498 in Jacksonville, roughly 38% and 41% of each city's median household income, $66,176 and $72,389. Zillow's index keeps the order, $247,453 for the City of San Antonio, and Zillow's index for the City of Jacksonville stood at $285,103. A median two-bedroom rented for $1,179 in San Antonio and $1,306 in Jacksonville in September 2026. Neither state taxes income, and sales tax is 8.25% in San Antonio against 7.5% in Duval County.

Is San Antonio or Jacksonville safer?

It depends on the line, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates, read on 30 September and 1 October 2026. Violent offenses were close, 532 per 100,000 in San Antonio and 514 in Jacksonville. Property offenses were far lower in Jacksonville, 2,154 against 3,920. Homicide was lower in San Antonio, 106, about 6.8 per 100,000, against 80 in Jacksonville, about 7.9, and the trends ran apart: San Antonio's murders fell from 126 and Jacksonville's rose from 63. Every rate here is a count divided by a Census estimate rather than a published rate, and the counts can still be revised.

Which is the better city for a military family, San Antonio or Jacksonville?

It depends on the service. San Antonio is built around Joint Base San Antonio, which the Texas Comptroller credits with 74,713 direct employees in 2025, 33,256 of them on active duty, and Brooke Army Medical Center at Fort Sam Houston. Jacksonville is a Navy city, with NAS Jacksonville, the largest installation in Navy Region Southeast, and Naval Station Mayport, home of the Fourth Fleet and 21 ships, both inside the city, and the state puts defense spending's total impact in Duval County at $9.1 billion and 68,060 jobs. Civilian federal jobs fell in both in the last year, 6.7% around San Antonio and 8.4% around Jacksonville. Owning costs about $2,116 a month in San Antonio and $2,498 in Jacksonville at the same rate, and the City of Jacksonville's uninsured rate, 10.1%, is well below San Antonio's 18.0%.

What does buying cost beyond the price in San Antonio and in Jacksonville?

Closing taxes in Florida, a reset in both, and district levies at the edges. Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $1,674 on the Bexar County median. Florida charges documentary stamp tax on the deed at 70 cents per $100, $2,345 on Duval County's median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,474 at 20% down. In both states the seller's tax bill is no guide: Save Our Homes resets a Florida assessment to market value the January after a sale, the Texas 10% homestead cap lapses on a sale, and each exemption has to be filed; without one the medians would owe $6,435 in San Antonio and $5,943 in Jacksonville. Bexar County's special improvement districts levy 0.54159 per $100 on new subdivisions outside the city, and Jacksonville's community development districts charge their own assessments, $4,225.50 a year for a developed 50-foot lot in Normandy CDD. Neither carry here includes flood insurance.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
  2. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Character
  3. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth
  4. Crime Data Explorer summarized agency data, San Antonio Police Department (TXSPD0000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  5. Crime in San Antonio dropped 13% in 2025, SAPD report says · KSAT · retrieved
    Supports: Violent crime rate, Homicides, Crime trend
  6. San Antonio sees 20% drop in homicides in 2025, new report shows · San Antonio Report · retrieved
    Supports: Homicides, Crime trend
  7. US Climate Normals 1991-2020, station USW00012921 San Antonio International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 52.2F, July 84.8F and August 85.5F from the monthly series, and annual mean 69.6F, precipitation 32.38 in, snowfall 0.2 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  8. Global Historical Climatology Network daily summaries, San Antonio International Airport (USW00012921), 1946-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, Character, 11.26 in on 17 October 1998, 9.87 in on 25 May 2013, 6.11 in on 12 June 2025, 75 days at or above 100F in 2023 and 23 in a row from 30 July to 21 August 2023, 59 in 2009, 58 in 2022, 24 in 2026 through 22 September, 111F on 5 September 2000, 6.2 in of snow from 14 to 18 February 2021 and 9F on 15 February 2021, 6F on 23 December 1989, 0F on 31 January 1949, 13.2 in of snow on 12 January 1985
  9. October 1998 Flood Event (South Central Texas) · National Weather Service, Austin/San Antonio · retrieved
    Supports: Climate hazards
  10. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  11. Weather and Climate Billion-Dollar Disasters to affect the U.S. from 1980-2024 (events list) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards
  12. October 1998 Central Texas floods · Wikipedia · retrieved
    Supports: Climate hazards
  13. 12 years ago, San Antonio's Highway 281 was submerged by record flooding during Memorial Day weekend · KSAT · retrieved
    Supports: Climate hazards
  14. Texas flash floods kill 2 in San Antonio · CBS News · retrieved
    Supports: Climate hazards
  15. It's San Antonio's deadliest flood year in 27 years. What's going on? · San Antonio Report · retrieved
    Supports: Climate hazards, Character
  16. February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved
    Supports: Climate hazards
  17. The Timeline and Events of the February 2021 Texas Electric Grid Blackouts · The University of Texas at Austin Energy Institute · retrieved
    Supports: Climate hazards, Main sectors
  18. ACS 2024 1-year tables B08301 and B19013 for San Antonio city and the San Antonio-New Braunfels MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  19. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, the US, Bexar County, San Antonio city and the San Antonio-New Braunfels MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  20. Local Area Unemployment Statistics, San Antonio-New Braunfels, TX MSA (LAUMT484170000000003), Bexar County, the Houston, Dallas-Fort Worth and Austin MSAs, and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  21. Current Employment Statistics, San Antonio-New Braunfels, TX MSA: total nonfarm (SMU48417000000000001, SMS48417000000000001) and supersectors (SMU484170xx00000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  22. Joint Base San Antonio (Texas military installations economic impact, 2025) · Texas Comptroller of Public Accounts · retrieved
    Supports: Main sectors, Labour market, Health care, Character
  23. Why SATX (Joint Base San Antonio, Military City USA) · Greater SATX Regional Economic Partnership · retrieved
    Supports: Main sectors, Labour market
  24. Visit San Antonio celebrates National Travel and Tourism Week 2026 · Visit San Antonio · retrieved
    Supports: Main sectors, Character
  25. UTSA and UT Health San Antonio complete merger to become The University of Texas at San Antonio · UT San Antonio · retrieved
    Supports: Main sectors, Labour market, Health care, Education
  26. USAA (headquarters) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  27. H-E-B (headquarters) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  28. Valero Energy (headquarters) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  29. iHeartMedia (headquarters) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  30. City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  31. Transit Sales and Use Tax (San Antonio MTA, effective January 1, 1978; San Antonio ATD, effective April 1, 2005, raised January 1, 2026) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax, Transit system, Transit ridership
  32. City's proposed plan: Collect sales tax for 4 years before revenue goes to VIA · San Antonio Report · retrieved
    Supports: Sales tax
  33. Texas Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  34. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  35. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  36. Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: Tax notes
  37. San Antonio approves first property tax hike in 34 years · KSAT · retrieved
    Supports: Tax notes, Character
  38. San Antonio council passes FY 2027 budget with higher property tax revenue and fees · News 4 San Antonio · retrieved
    Supports: Tax notes
  39. San Antonio approves first tax increase in more than 30 years · San Antonio Report · retrieved
    Supports: Tax notes, Character
  40. VIA Metropolitan Transit (routes, fleet, stops, history, Green and Silver lines) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  41. Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit ridership
  42. Construction Updates, VIA Rapid Green Line · VIA Metropolitan Transit (Keep SA Moving) · retrieved
    Supports: Transit system, Transit ridership, Character
  43. When will San Pedro construction be complete? Here's what VIA says about progress on the Green Line. · KSAT · retrieved
    Supports: Transit ridership, Character
  44. San Antonio locks down federal funding for $480M Green Line · San Antonio Report · retrieved
    Supports: Transit ridership, Sales tax
  45. December & Year End 2025 Statistics · San Antonio International Airport · retrieved
    Supports: Airport passengers
  46. December 2024 Statistics (2024 passenger record) · San Antonio International Airport · retrieved
    Supports: Airport passengers
  47. Terminal Development Program (ELEVATE/SAT) · San Antonio International Airport · retrieved
    Supports: Airport passengers
  48. San Antonio International Airport (location, airlines, 2025 statistics) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  49. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  50. San Antonio Medical Foundation marks 75th anniversary · San Antonio Report · retrieved
    Supports: Health care, Main sectors
  51. About Us · University Health · retrieved
    Supports: Health care
  52. University Hospital · University Health · retrieved
    Supports: Health care
  53. University Health (University Hospital beds, Women's & Children's Hospital) · Wikipedia · retrieved
    Supports: Health care
  54. Northside ISD faces $35 million deficit, but does not anticipate layoffs · KSAT · retrieved
    Supports: Education
  55. Like other San Antonio districts, NEISD drops its boundaries · San Antonio Report · retrieved
    Supports: Education, Character
  56. San Antonio ISD cites declining enrollment, poor academics for school closure · KSAT · retrieved
    Supports: Education, Character
  57. Alamo Colleges District (five colleges) · Wikipedia · retrieved
    Supports: Education
  58. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Jacksonville city 949,607 (April 2020 base), 1,009,370 (2024) and 1,017,689 (2025); Duval County 1,062,963; Atlantic Beach, Baldwin, Jacksonville Beach and Neptune Beach rows
  59. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: Character, point, Jacksonville city: 747.266 sq mi of land, 127.193 sq mi of water, internal point 30.336864, -81.661603
  60. Jacksonville, Florida (consolidation, land area, Jacksonville Sheriff's Office, hurricanes, economy, colleges) · Wikipedia · retrieved
    Supports: Character, Climate hazards, Violent crime rate, Main sectors, Education
  61. Crime Data Explorer summarized agency data, Jacksonville Sheriff's Office (FL0160000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  62. JSO reporting more murders over the last year, with fewer murder cases cleared · Action News Jax · retrieved
    Supports: Homicides, Crime trend
  63. Jacksonville's 2025 homicide data reveals spikes in certain areas but only 1 gang-related death · News4JAX · retrieved
    Supports: Homicides
  64. Jacksonville violence takes historic tumble in 2024: City reports lowest homicide numbers in 2 decades · News4JAX · retrieved
    Supports: Homicides
  65. US Climate Normals 1991-2020, station USW00013889 Jacksonville International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 54.2F, July 82.5F, August 82.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 69.3F, precipitation 53.40 in, snowfall 0.0 in, 80.1 days at 90F, 0.7 at 100F and 14.3 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  66. Global Historical Climatology Network daily summaries, Jacksonville International Airport (USW00013889), 1938-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 113 days at or above 90F in 2025 (after 116 in 1955 and 114 in 2011), 107 in 2026 through 27 September, three days at 100F or above in 2025, 105F on 21 July 1942, 7F on 21 January 1985, 19 freezing nights in 2026, 5.18 and 4.54 in on 10 and 11 September 2017, 6.28 in on 7 October 2016, snow of 1.5 in on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025
  67. Post Tropical Cyclone Report, Hurricane Irma (PSHJAX, issued 22 September 2017) · National Weather Service, Jacksonville · retrieved
    Supports: Climate hazards, Character, St. Johns River at Main Street crest of 5.57 ft NAVD88 against Dora's 4.12 ft, the preceding nor'easter, about 350 water rescues in Duval County, 86 mph gust at the airport
  68. Effects of Hurricane Irma in Florida (Duval County) · Wikipedia · retrieved
    Supports: Climate hazards
  69. Irma Brings Record Flooding to Jacksonville, Cuts Power to More Than 7 Million · Weather Underground · retrieved
    Supports: Climate hazards
  70. Long Nor'easter, tidal flooding and Tropical Storm Jerry. What to expect in Jacksonville · Florida Times-Union (via Yahoo News) · retrieved
    Supports: Climate hazards
  71. Nor'easter impacts in Jacksonville and coastal flood advisory extends through weekend · Florida Times-Union (via Yahoo News) · retrieved
    Supports: Climate hazards
  72. ACS 2024 1-year tables B08301 and B19013 for Jacksonville city, Duval County and the Jacksonville MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  73. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, Duval County, Jacksonville city and the Jacksonville MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  74. Local Area Unemployment Statistics, Jacksonville, FL MSA (LAUMT122726000000003), Jacksonville city (LAUCT123500000000003), Duval County (LAUCN120310000000003), Florida (LAUST120000000000003), the Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  75. Current Employment Statistics, Jacksonville, FL MSA: total nonfarm (SMU12272600000000001, SMS12272600000000001), supersectors (SMU1227260xx00000001), finance and insurance (SMU12272605552000001) and federal, state and local government (SMU1227260909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market, Character
  76. JAXPORT Highlights Infrastructure Progress and Long-Term Strategy at 2026 State of the Port · JAXPORT · retrieved
    Supports: Main sectors, Labour market, Character
  77. Annual Report 2024/2025 (Annual Comprehensive Financial Report for the year ended September 30, 2025) · Jacksonville Port Authority · retrieved
    Supports: Main sectors, Labour market, 1,388,841 TEUs against 1,340,412, 506,237 auto units against 509,091, 10,230,114 tons
  78. Florida Military and Defense Economic Impact Summary, January 2024 (Duval County, on 2022 figures) · Florida Defense Support Task Force / Select Florida · retrieved
    Supports: Main sectors, Labour market
  79. Naval Air Station Jacksonville · Wikipedia · retrieved
    Supports: Main sectors
  80. Naval Station Mayport · Wikipedia · retrieved
    Supports: Main sectors
  81. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax
  82. Jacksonville Transportation Authority (toll removal and 1988 sales tax, Better Jacksonville Plan, routes, fleet, gas tax, budget) · Wikipedia · retrieved
    Supports: Sales tax, Transit system, Transit ridership
  83. Duval County, Florida, School Sales Tax Referendum (November 2020) · Ballotpedia · retrieved
    Supports: Sales tax
  84. Duval County voters approve half-cent sales tax for schools · News4JAX · retrieved
    Supports: Sales tax
  85. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  86. Property Tax Exemptions for Taxpayers (homestead exemption and Save Our Homes) · Florida Department of Revenue · retrieved
    Supports: Tax notes
  87. Jacksonville City Council approves $2B budget, restores affordable housing trust fund · Jacksonville Today · retrieved
    Supports: Tax notes, Health care, Education, Character
  88. Skyway (Jacksonville) (length, stations, fleet, fare, Ultimate Urban Circulator) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  89. First Coast Flyer (lines and opening dates) · Wikipedia · retrieved
    Supports: Transit system
  90. JTA begins first AV-powered service in U.S. · Mass Transit · retrieved
    Supports: Transit system, Transit ridership
  91. Friday is deadline to give your views on Skyway options · Jacksonville Today · retrieved
    Supports: Transit ridership
  92. JTA studies Skyway options and postpones community meetings · Jacksonville Today · retrieved
    Supports: Transit ridership
  93. JTA raises fares and cuts services to make up for budget deficit · Jacksonville Today · retrieved
    Supports: Transit ridership
  94. Facing shortfall, JTA will cut jobs, reduce bus service and halt Skyway and NAVI · Jacksonville Today · retrieved
    Supports: Transit system, Transit ridership, Character
  95. Traffic statistics, enplaned and deplaned passengers by month, fiscal years 2021/2022 to 2025/2026, and enplanements by airline (prepared 14 June 2026) · Jacksonville Aviation Authority · retrieved
    Supports: Airport passengers
  96. Jacksonville International Airport (location, ownership) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  97. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  98. UF Health Jacksonville · Wikipedia · retrieved
    Supports: Health care
  99. Mayo Clinic Florida · Wikipedia · retrieved
    Supports: Health care
  100. Wolfson Children's Hospital · Wikipedia · retrieved
    Supports: Health care
  101. Duval Schools enrollment down 16% since 2015, drops below 100K students · Action News Jax (via Yahoo News) · retrieved
    Supports: Education, Character
  102. Duval Schools cutting 115 teacher positions due to falling enrollment · Action News Jax · retrieved
    Supports: Education
  103. Board approves delays in proposed school consolidations · Duval County Public Schools · retrieved
    Supports: Education
  104. State University System of Florida 2025-2026 Matrix · Florida Board of Governors · retrieved
    Supports: Education
  105. University of North Florida (founding, R2 classification) · Wikipedia · retrieved
    Supports: Education
  106. Fast Facts, Fall 2024 · Jacksonville University · retrieved
    Supports: Education
  107. Jacksonville University (Naval ROTC) · Wikipedia · retrieved
    Supports: Education
  108. Florida State College at Jacksonville Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  109. Duval County Public Schools (boundaries) · Wikipedia · retrieved
    Supports: Education
  110. Florida State College at Jacksonville (campuses) · Wikipedia · retrieved
    Supports: Education
  111. San Antonio home sales rise 4% in August as prices hold steady · San Antonio Board of REALTORS · retrieved
    Supports: Bexar County: 2,068 home sales in August 2026, up 8.8% on the year, at a median price of $280,999, down 3.1%, and an average of $336,979, down 2.6%, The San Antonio area MLS: 3,104 sales, up 4%, at a median of $299,275 and an average of $372,989, released 10 September 2026, The release's table: an area median of $310,000 in August 2025 and $313,995 in August 2024, although its prose calls the median unchanged on the year, 5.87 months of inventory, 16,940 active listings and an average of 82 days on the market, 5,024 active residential rental listings at an average monthly rent of $1,832, down 2%, SABOR's membership serving Atascosa, Bee, Bexar, Frio, Karnes, Kendall, La Salle, Maverick, McMullen, Medina, Uvalde, Val Verde and Wilson counties
  112. South Texas market report: monthly releases · San Antonio Board of REALTORS · retrieved
    Supports: The monthly MLS releases for January through August 2026, reporting the San Antonio area and Bexar County and no City of San Antonio figure
  113. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $247,453 for the city of San Antonio (region 6915) in August 2026, $253,000 in August 2025, so a fall of 2.2% over the year
  114. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $249,206 in the city of San Antonio in August 2026, against $254,823 a year earlier, down 2.2%, A typical condominium value of $167,371 in the same month, against $174,092, down 3.9%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  115. San Antonio Rent Report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $957 for a one-bedroom and $1,179 for a two-bedroom in the city of San Antonio, and $1,121 across all bedroom sizes, Rents down 0.2% over September and down 4.3% over the past 12 months, against -2.1% for the state
  116. Apartments for rent in San Antonio, TX: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,069 and up for a studio, $1,141 and up for one bedroom, $1,477 and up for two, and $1,887 and up for three or more
  117. FY 2026 fair market rents, San Antonio-New Braunfels, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: FY 2026 fair market rents of $1,177 for one bedroom, $1,426 for two and $1,830 for three, as gross rents including utilities, Housing Choice Voucher programs in the metro using Small Area Fair Market Rents set by ZIP code
  118. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,386 for the city of San Antonio in August 2026, against $1,406 a year earlier, down 1.39%
  119. 2025 official tax rates and exemptions · Bexar County Tax Assessor-Collector · retrieved
    Supports: 2025 rates per $100: Bexar County 0.276331, Road and Flood Control Fund 0.023668, Hospital District 0.276235, City of San Antonio 0.541590, Northside ISD 1.004900, San Antonio ISD 1.155200, Alamo Community College District 0.149150, San Antonio River Authority 0.018300, Homestead exemptions of $5,000 or 20% for Bexar County, the Hospital District and the City; $3,000 and 20% for the Road and Flood Control Fund; $5,000 or 1% for the college district; $5,000 or 4% for the River Authority; $140,000 for Northside ISD; $140,000 and 0.01% for San Antonio ISD, San Antonio Municipal Utility District No. 1 at 0.20, twelve emergency service districts at up to 0.10, and 24 special improvement districts, 22 of them at 0.541590, The Downtown Public Improvement District at 0.15, and 0.09 on condominiums, Official tables from 2005 to 2025 and none yet for 2026, from https://www.bexar.org/1591/Tax-Rates
  120. 2024 actual tax rates and 2025 actual tax rates, as of 5 December 2025 · Bexar Appraisal District · retrieved
    Supports: The same 2025 rates to the sixth decimal, and each unit's 2024 rate beside it: the City, the county, the Road and Flood fund, the Hospital District, the college district and Northside ISD unchanged, and the River Authority up from 0.017870, Local option homestead exemptions not less than $5,000, and the Road and Flood fund's $3,000 homestead exemption, Redbird Ranch water districts at 1.00 per $100
  121. 2025 tax rate calculation worksheets: City of San Antonio · Bexar County Tax Assessor-Collector · retrieved
    Supports: A debt rate of 0.21150 per $100 within the City's 0.54159, leaving 0.33009 for maintenance and operations, The same 0.54159 adopted for the 2024 tax year
  122. Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
  123. Property tax protests and appeals · Texas Comptroller of Public Accounts · retrieved
    Supports: A protest deadline of 15 May or 30 days after the appraisal district mails the notice of appraised value, whichever is later
  124. 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved
    Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, Of the City of San Antonio's 1,434,625 residents in 2020: 468,901 in Northside ISD, 368,830 in North East ISD, 298,175 in San Antonio ISD, 59,802 in Harlandale ISD, 56,792 in Edgewood ISD and 45,376 in South San Antonio ISD, 298,175 of San Antonio ISD's 300,690 residents inside the city, and 468,901 of Northside ISD's 665,676
  125. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 498.979 square miles and a water area of 5.735 square miles for San Antonio city
  126. Extraterritorial Jurisdiction (ETJ) · City of San Antonio Planning Department · retrieved
    Supports: The ETJ as the unincorporated land within five miles of the City's boundaries and not within another city's limits or ETJ, The area in which the City may annex land, with the consent of the landowner or voter approval, Senate Bill 2038, effective 1 September 2023, establishing a petition and election process for releasing property from a city's ETJ
  127. ETJ planning · City of San Antonio Planning Department · retrieved
    Supports: Two Military Protection Areas, within five miles of Camp Bullis and the Lackland Training Annex, developed as a direct result of a 2017 state law curtailing unilateral annexation by Texas cities
  128. Annexation and growth management policy, adopted 31 August 2023 · City of San Antonio Planning Department · retrieved
    Supports: Senate Bill 6 (2017) curtailing the annexation powers of cities in counties of more than 500,000 people, such as San Antonio, and requiring landowner or voter approval, Elections called in 2018 for areas within five miles of Camp Bullis-Camp Stanley and Lackland Air Force Base-Medina Training Annex, where owners chose land use controls rather than annexation, Chapter 382 public improvement districts created by the county with the City's written consent as the most common special district request
  129. Public improvement districts and special districts · City of San Antonio Planning Department · retrieved
    Supports: Special districts in the City's ETJ, including Chapter 382 public improvement districts, also called special improvement districts, water control and improvement districts and fresh water supply districts, Districts created by the county at a landowner's request with the City's consent, conditioned through development agreements
  130. Our history · CPS Energy · retrieved
    Supports: The nation's largest public power, natural gas and electric company, serving more than 996,000 electric and 399,000 natural gas customers, $10.6 billion in revenue generated for the City of San Antonio since 1942, Acquired by the City of San Antonio on 24 October 1942
  131. Edwards Aquifer · San Antonio Water System · retrieved
    Supports: About 47%, some 154,000 acre-feet, of the water SAWS customers used in 2025 came from the Edwards Aquifer, Permitted withdrawals subject to cutbacks of zero to 44% in critical periods
  132. Water supplies · San Antonio Water System · retrieved
    Supports: In 1995 all of San Antonio's water came from the Edwards Aquifer; SAWS now manages 13 supply projects from seven sources
  133. Stage 3 watering rules · San Antonio Water System · retrieved
    Supports: Stage 3 rules in effect on 30 September 2026: landscape watering once a week, on the customer's day, from 5 to 10 a.m. and 9 p.m. to midnight
  134. Stormwater fee · San Antonio Water System · retrieved
    Supports: SAWS bills the City of San Antonio's stormwater fee on the City's behalf, Residential rates of $3.75 a month up to 2,750 square feet of impervious area, $4.94 to 4,220 square feet and $10.45 above it
  135. Solid waste rates and fees · City of San Antonio Solid Waste Management Department · retrieved
    Supports: Monthly totals of $19.76, $25.26 and $35.75 for the small, medium and large garbage cart, including the $3.00 solid waste and $2.00 parks environmental fees, The fee shown and collected on the CPS Energy bill, with no additional fee for the recycling and organics carts
  136. June 11 to 12, 2025 San Antonio area flood event · National Weather Service, Austin/San Antonio · retrieved
    Supports: 13 fatalities from flooding across the San Antonio area, 12 in the Beitel Creek basin and one in the Leon Creek basin, 15 vehicles swept into Beitel Creek from the Loop 410 frontage road near Perrin Beitel Road, 3.98 inches of rain in one hour at San Antonio International Airport, the highest hourly rate on record since 1934
  137. San Antonio, TX · Texas State Historical Association, Handbook of Texas · retrieved
    Supports: The flood of 9 and 10 September 1921, which put up to twelve feet of water downtown and killed at least fifty-one people, and the Olmos Dam and river bypass built after it
  138. Home, flood, wind: which policies do you need? · Texas Department of Insurance · retrieved
    Supports: Most home policies do not cover floods; a flood policy covers damage from rising water
  139. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  140. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year
  141. How much is homeowners insurance in San Antonio, TX? · Insure.com · retrieved
    Supports: An average San Antonio premium of $2,866 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026, An average of $2,222 a year for $200,000 of dwelling cover
  142. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average San Antonio premium of $4,565 a year for $500,000 of dwelling cover, $300,000 of liability and a $1,000 deductible, updated 20 February 2026
  143. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average San Antonio renters premium of $167 a year, $14 a month, for $30,000 of personal property, updated 23 September 2026
  144. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, San Antonio city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median monthly association fee of $60 among San Antonio owner-occupied units that pay one, 110,122 of 295,530 owner-occupied units, or 37.3%, paying such a fee, and 4,864 paying $500 or more a month
  145. Homeownership Incentive Programs (HIP) · City of San Antonio Neighborhood and Housing Services Department · retrieved
    Supports: HIP 80: $1,000 to $30,000 as a 0% interest, no-payment second loan, the first $15,000 forgiven over five years and the rest over ten, on an existing home up to $260,000 or a new one up to $284,000, with 2026 income limits of $56,350 for one person to $80,500 for four, HIP 120: $1,000 to $15,000, 75% forgiven over ten years and 25% perpetual, on an existing home up to $301,700 or a new one up to $332,800, with income limits of $84,500 for one person to $120,700 for four, A HUD-approved eight-hour homebuyer class, a home inside the city limits and a $500 minimum earnest money deposit
  146. HIP 80 and HIP 120 general information · City of San Antonio Neighborhood and Housing Services Department · retrieved
    Supports: Both programs for income-eligible first-time homebuyers buying a primary residence, which must pass a HIP property review and inspection, The remaining balance repaid in part on a change of ownership, a sale or a cash-out refinance, from this sheet and the HIP 120 sheet at https://www.sa.gov/files/assets/main/v/5/nhsd/documents/hip120-generalinformation.pdf
  147. Northeast Florida market shows signs of a more balanced housing environment (August 2026 market report) · Northeast Florida Association of REALTORS · retrieved
    Supports: A median price of single-family homes in Duval County of $335,000 in August 2026, the same as July, 887 closed sales, 965 pending sales, 1,265 new listings, an active inventory of 3,057 homes and a 3.4-month supply in Duval County, and a median of 25 days on market, A six-county single-family median of $397,420, down 1.6%, and a St. Johns County median of $573,250, Monthly figures by county only, with no City of Jacksonville figure
  148. Inventory climbs while sales cool in the August housing market (August 2025 market report) · Northeast Florida Association of REALTORS · retrieved
    Supports: A median price of single-family homes in Duval County of $340,000 in August 2025, 889 closed sales, an active inventory of 4,197 homes, a 4.7-month supply and a median of 38 days on market in Duval County
  149. Jacksonville's Consolidation Mayor: Hans G. Tanzler Jr. · Florida Historical Quarterly, vol. 80 no. 2 (2001), via University of Central Florida STARS · retrieved
    Supports: Jacksonville's consolidation with Duval County on 1 October 1968
  150. 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved
    Supports: A land area of 747.33 square miles and a water area of 127.129 square miles for Jacksonville city
  151. 2025 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved
    Supports: For the general services district (excluding the beaches and Baldwin) and for USD1, the old City of Jacksonville: schools 6.3430, general government 11.1919, urban service district 0.0000, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0270, a final total of 17.7412, Jacksonville Beach (USD2) at 18.4452, Atlantic Beach (USD3) at 17.2004, Neptune Beach (USD4) at 17.8161 and Baldwin (USD5) at 18.9701, each with a general government rate of 7.9012 or 9.4208 and its own municipal levy, No bond millage for any authority
  152. 2024 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved
    Supports: For the general services district: schools 6.3400, general government 11.3169, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0288, a final total of 17.8650
  153. Millage rates · Duval County Property Appraiser, via the City of Jacksonville · retrieved
    Supports: Taxing districts for Duval County: GS and USD1, City of Jacksonville; USD2, Jacksonville Beach; USD3, Atlantic Beach; USD4, Neptune Beach; USD5, Baldwin, Taxing authorities for Duval County: the county public schools, the Florida Inland Navigation District and the St. Johns River Water Management District, with the four other municipalities as additional taxing authorities
  154. Property tax estimator · Duval County Property Appraiser · retrieved
    Supports: For a $350,000 purchase in Jacksonville (GS or USD1) with homestead and no portability, tax roll 2026: a school taxable value of $325,000 and a non-school taxable value of $298,589, Lines of general government 11.1919, $3,341.78; public schools by state law 3.0950, $1,005.88; by local board 2.2480, $730.60; school board voted 1.0000, $325.00; Florida Inland Navigation District 0.0270, $8.06; and St. Johns River Water Management District 0.1793, $53.54; an estimated total of $5,464.86, A $25,000 exemption against the school lines and $51,411 against the others, The estimator using the most recently certified millage, and a final bill that may also carry non-ad valorem assessments for solid waste, stormwater and other services
  155. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  156. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  157. Homestead and other exemptions · Duval County Property Appraiser, via the City of Jacksonville · retrieved
    Supports: The Save Our Homes benefit limiting future annual increases in assessed value to 3% or less, removed on a sale, with the assessed value rising to market value for the next tax roll, Portability of the Save Our Homes benefit from a Florida homestead held in any of the three preceding tax roll years, on a separate application due by 1 March, Automatic annual renewal of the exemption
  158. Vote: 1-mill continuation, 3 November 2026 · Duval County Public Schools · retrieved
    Supports: Voters' approval of a 1-mill levy in 2022, and state law requiring voters to approve its continuation every four years, The ballot question on 3 November 2026 to continue the current one mill, A $300,000 home with $275,000 of taxable value paying $275 a year for the mill
  159. 2026 Voter's guide: Duval County referendum, extending 1-mill property tax funding for schools · News4JAX · retrieved
    Supports: The current authorization ending 30 June 2027, and the measure extending it from 1 July 2027 through 30 June 2031
  160. City fees · City of Jacksonville · retrieved
    Supports: Residential solid waste and stormwater fees billed as non-ad valorem assessments on property tax bills, Homestead and other ad valorem exemptions not applying to either fee
  161. Residential solid waste fee · City of Jacksonville, Solid Waste Division · retrieved
    Supports: A rate of $29.50 a month, $354 a year, per premise for 2026, and $32.00 a month, $384 a year, for 2027, subject to annual approval by the City Council, The fee collected as a non-ad valorem assessment on the property tax bill, and charged regardless of occupancy
  162. Frequently asked questions: stormwater fee · City of Jacksonville · retrieved
    Supports: A fee based on impervious area, $5 a month for the owner of an average single-family house
  163. Jacksonville rent report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $1,110 for a one-bedroom and $1,306 for a two-bedroom in the city of Jacksonville, and $1,321 across all bedroom sizes, Rents down 0.1% over September and up 0.7% over the past 12 months, against -1.2% for the state and -0.4% for the nation
  164. Apartments for rent in Jacksonville, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,185 and up for a studio, $1,392 and up for one bedroom, $1,636 and up for two, and $1,904 and up for three or more
  165. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,075 for the Jacksonville metro area (region 394714) in August 2026, against $2,024 a year earlier
  166. Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $72,389 in Jacksonville city, against $77,735 for Florida, $84,114 in Tampa, $77,597 in Orlando and $66,337 in Miami, A median owner-occupied home value of $325,300 in Jacksonville city, against $396,900 for Florida, 240,209 of Jacksonville's 413,620 occupied homes owner-occupied
  167. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Jacksonville city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 99,738 of 240,209 owner-occupied units, or 42%, paying a homeowners' association or condominium fee, A median monthly fee of $93 among them, and 7,399 paying $500 or more a month
  168. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
  169. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  170. Best home insurance in Jacksonville, Florida (2026) · Insurify · retrieved
    Supports: An average Jacksonville premium of $3,471 a year for $300,000 of dwelling cover and a $1,000 deductible, against a national average of $2,417 for the same cover, updated 27 September 2026
  171. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Jacksonville premium of $3,145 a year, $262 a month, against $3,765 in Orlando, $3,470 in Clearwater and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  172. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Jacksonville renters premium of $179 a year, $15 a month
  173. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  174. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  175. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  176. Hurricane Irma brought record flooding to Jacksonville 5 years ago · News4JAX · retrieved
    Supports: Irma passing 100 miles west of Jacksonville early on 11 September 2017, and the river rising to a historical 5.57 feet when a rainband and 86 mph easterly gusts pushed water into the basin at high tide, Downtown streets flooded and homes in San Marco and across the city flooded, with businesses on both sides of the St. Johns River shut for months
  177. Hurricane Irma review: from violent Cat. 5 to record flooding · Action News Jax, First Alert Weather (Mike Buresh) · retrieved
    Supports: Riverside and San Marco with the worst flooding since at least 1846, A crest of 5.57 feet at the Main Street Bridge against a flood stage of 2 feet, major flooding at 3.5 feet and a previous record of 4.1 feet from Hurricane Dora in 1964
  178. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  179. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  180. Normandy Community Development District: about the CDD, and the fiscal 2027 final adopted budget · Normandy Community Development District · retrieved
    Supports: The district established by Ordinance 2022-117-E of the Jacksonville City Council, effective 24 March 2022, and about 641 acres entirely within Duval County, from https://www.normandycdd.org/about-the-cdd, For a developed 50-foot lot in fiscal 2027, operations and maintenance of $2,343.78 and Series 2024 debt service of $1,881.72, $4,225.50 in all, against $3,007.18 in fiscal 2026; a 40-foot lot at $3,380.40 and a 20-foot townhome at $1,690.20, Series 2024 bonds with annual debt service through 1 May 2054
  181. Bartram Park Community Development District · Bartram Park Community Development District · retrieved
    Supports: A community development district established in 2005 and located in Duval County
  182. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  183. #AskJAXTDY: How will JEA's new electric and water rates affect me? · Jacksonville Today · retrieved
    Supports: JEA's electric rates up 6.2% and water and sewer rates up 8% from 1 October 2026, A residential electric bill for 1,000 kWh of $170.37 in April 2026, forecast to be $8.70 less in October, and a residential water and sewer bill for 6,000 gallons forecast at $83.50 in October
  184. Housing Services: Headstart to Homeownership program · City of Jacksonville, Housing and Community Development · retrieved
    Supports: Financial assistance of up to $25,000 for down payment and closing costs, subject to funding, Applicants who do not currently own a home, will live in it, and have household income no higher than 80% of the area median income for Duval County, Homes required to meet Section 8 Housing Quality Standards before closing, and applicants told not to sign a sales contract before approval
  185. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program