City comparison · 1,320 km apart

Houston vs Jacksonville: which should you move to?

Houston or Jacksonville? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Downtown from Buffalo Bayou Park
Texas · United States

Houston

Photograph: Downtown from Buffalo Bayou Park · Michael Barera · CC BY-SA 4.0 · source
The Jacksonville skyline across the St. Johns
Florida · United States

Jacksonville

Photograph: The Jacksonville skyline across the St. Johns · DXR · CC BY-SA 4.0 · source
The short answer

Two port cities of great land area, Jacksonville's 747 square miles the most of any city in the contiguous US against Houston's 641, priced in US dollars at the same Freddie Mac rate of 7.03% for 24 September 2026, in states with no income tax, so the figures net directly. For once the prices are the same kind of measure: each is a regional median of single-family houses sold, the Houston Association of Realtors' $330,000 for Greater Houston and the Northeast Florida Association of REALTORS' $335,000 for Duval County, of which Jacksonville is 96%. Mortgage, property tax and insurance come to about $2,578 a month in Houston and $2,498 in Jacksonville, roughly 48% of Houston's median household income of $64,361 and 41% of Jacksonville's $72,389: Jacksonville pays more property tax and Houston much more for insurance. Zillow's index runs the other way, $261,740 for the City of Houston, and Zillow's index for the City of Jacksonville stood at $285,103. Rents are almost identical. Jacksonville has the lower crime on every line of the same FBI counts, 514 violent offenses per 100,000 against 890 and about 7.9 homicides per 100,000 against 11.3, and sales tax is 7.5% against 8.25%. Choose Houston for energy, the Texas Medical Center, light rail, a hub airport and a job market four times the size. Choose Jacksonville for the lower crime, a far lower uninsured rate, a smaller insurance bill, and fewer 100F days.

Population
MeasureHoustonJacksonvilleAdvantage
City population2,397,315 (2025)1,017,689 (2025)Not directly comparable
Metro population7,904,627 (2025)1,785,500 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
4.2% (2020-2025)7.2% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureHoustonJacksonvilleAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$330,000 (August 2026)$335,000 (August 2026)Houston
Detached house benchmark
Houston and Jacksonville publish a single house index rather than a composite, so the two rows repeat.
$330,000$335,000Houston
Apartment or condominium benchmarkNot published$173,549Not directly comparable
Two-bedroom rent$1,327/mo (median, September 2026)$1,306/mo (median, September 2026)Jacksonville
One-bedroom rent$1,120/mo$1,110/moJacksonville
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
24.7% of a year's income21.6% of a year's incomeJacksonville
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$1,762/mo at 7.03%$1,788/mo at 7.03%Houston
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
5.1×4.6×Jacksonville
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$4,392/yr (1.331%, 2025)$5,216/yr (1.557%, 2025)Houston
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
None$2,345 (seller pays)Houston
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Houston: About 1.33% of value for a homesteaded owner, worked out on the $330,000 Greater Houston median single-family sale price. A house in the City of Houston and Houston ISD, in Harris County, is taxed by eight units for 2025, which add to 2.12522 per $100 before any exemption. Each takes its own homestead exemption off the appraised value first: Houston ISD the state's $140,000 and a further 20% of its own, Houston City College 17%, and Harris County, the Flood Control District, the Port of Houston Authority, the Hospital District, the Department of Education and the City 20% each. So Harris County levies 0.38096 per $100 on $264,000 after a $66,000 exemption, $1,006; Harris County Flood Control District levies 0.04966 per $100 on $264,000 after a $66,000 exemption, $131; Port of Houston Authority levies 0.0059 per $100 on $264,000 after a $66,000 exemption, $16; Harris County Hospital District levies 0.18761 per $100 on $264,000 after a $66,000 exemption, $495; Harris County Department of Education levies 0.004798 per $100 on $264,000 after a $66,000 exemption, $13; City of Houston levies 0.51919 per $100 on $264,000 after a $66,000 exemption, $1,371; Houston ISD levies 0.8783 per $100 on $124,000 after a $206,000 exemption, $1,089; Houston City College levies 0.098802 per $100 on $273,900 after a $56,100 exemption, $271. The eight come to $4,391 a year, 1.33% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,013. The median is the region's, and a typical home inside the city is cheaper: on $261,740, Zillow's August 2026 value for a typical City of Houston home, the same eight units come to $3,228, 1.23%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. When these figures were retrieved the Harris County Tax Office's table already listed 2026 rates for the county, the Flood Control District, the Hospital District and the Port, but not yet for the City, Houston ISD or the college, so the calculators stay on 2025 until all eight are published. Jacksonville: About 1.56% of the price for a homesteaded owner, worked out on the $335,000 Duval County single-family median, which is lower than the 17.7412 mills a house in the City of Jacksonville is charged because of Florida's homestead exemption rather than any assessment lag. Consolidation makes the stack short: the City of Jacksonville levies 11.1919 for county and city government together, Duval County Public Schools 6.3430 (3.0950 set by state law, 2.2480 by the school board and 1.0000 approved by voters in 2022), the St. Johns River Water Management District 0.1793 and the Florida Inland Navigation District 0.0270, which is every levy the property appraiser lists for the general services district for 2025. The school lines are charged on the price less $25,000, $310,000, and the rest on the price less a second slice as well, $285,000 on the base amounts, so a homesteaded buyer's first bill is about $5,215. Without a homestead, as a landlord or a buyer who never files, the same house owes $5,943. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the Duval property appraiser's estimator uses $26,411 for 2026, which brings the same bill to $5,199; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $16 for it. The total was 17.8650 for 2024 and fell because the City cut its own rate from 11.3169. The school board's voted mill runs to 30 June 2027 and its renewal is on the 3 November 2026 ballot. The exemption is not automatic: you file with the property appraiser by 1 March of the year after you buy. The City's solid waste and stormwater fees come on the same bill, about $414 a year for a house in 2026, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureHoustonJacksonvilleAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000890 (2025)514 (2025)Jacksonville
Property crime per 100,0003,854 (2025)2,154 (2025)Jacksonville
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
270 (2025)80 (2025)Not directly comparable
Houston

On the FBI's definitions, violent offenses in Houston went from 28,850 in 2021 to 26,383 in 2022, 25,517 in 2023, 26,758 in 2024 and 21,345 in 2025, a 20% drop in the last year and 26% in four, and property offenses from 97,068 to a peak of 105,522 in 2022, then 104,829, 100,302 and 92,382, 12% below the peak. Motor vehicle theft rose from 15,694 in 2021 to 20,085 in 2023 and fell to 12,516 in 2025. In 2025 the CDE shows aggravated assaults down 19% (18,341 to 14,839), robberies down 24% (6,359 to 4,859), rapes down 20% (1,729 to 1,377) and murders down 18% (329 to 270). HPD's own year-end counts show the same direction: homicides down from 331 to 272, robberies from 6,438 to 4,987 and aggravated assaults from 18,590 to 15,378 (Major Cities Chiefs Association survey, as reported by the Houston Chronicle). The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 21,345 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Houston Police Department (ORI TXHPD0000) in calendar 2025, divided by the 2,397,315 Vintage 2025 city population. On the CDE's own agency population of 2,413,559 the rate is 884. HPD's year-end figures as reported to the Major Cities Chiefs Association and quoted by the Houston Chronicle run slightly higher than the CDE's: 272 homicides, 4,987 robberies and 15,378 aggravated assaults, against 270, 4,859 and 14,839. The Chronicle did not give HPD's rape count, so HPD's own total on the FBI definition could not be rebuilt.

Homicides: 270 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 329 in 2024, about 11.3 per 100,000 on the city population. HPD's own year-end count, obtained by the Houston Chronicle through an open records request, was 272 against 331 in 2024, a 17% drop; nothing fetched explains the gap of two cases in each year between the two series. The high point in the CDE series since 2021 is 474, in 2021.

Jacksonville

On the FBI's definitions, violent offenses in Jacksonville went from 6,496 in 2021 to 6,141 in 2022 and 6,513 in 2023, then fell to 5,680 in 2024 and 5,231 in 2025, 8% lower than in 2024 and 19% lower than in 2021. Property offenses rose from 23,968 in 2021 to a peak of 26,443 in 2024 and fell 17% in 2025 to 21,920. Motor vehicle theft drove the swing: 2,035 in 2021, 3,461 in 2024 and 2,036 in 2025, down 41% in the last year. In 2025 the CDE shows aggravated assaults down 7% (4,533 to 4,236), robberies down 16% (639 to 539), rapes down 16% (445 to 376), burglaries down 22% and larcenies down 12%, while murders rose from 63 to 80, the one violent measure that went up. The sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from JSO records. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 5,231 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Jacksonville Sheriff's Office (ORI FL0160000) in calendar 2025, divided by the 1,017,689 Vintage 2025 city population. On the CDE's own agency population of 1,008,920 the rate is 518. The sheriff's office, formed when the city and county police merged in 1968, is responsible for law enforcement in the county; Jacksonville Beach has its own department. That is higher than Miami (359), Tampa (375.5) and Fort Worth (375), close to Boston (507) and below San Antonio (532), Dallas (577) and Houston (890).

Homicides: 80 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 63 in 2024, about 7.9 per 100,000 on the city population. The sheriff's office's own counts differ slightly by date and definition: Action News Jax, reading JSO records, reported 76 murders in 2025 against 63 in 2024, and News4JAX reported 79 murder cases in 2025 within more than 100 homicides of all kinds, including 11 fatal police shootings. The 2024 figure was the low point: News4JAX's count of 82 homicides of all kinds that year was the lowest in the 19 years it has kept one. The CDE series is 107 in 2021, 132 in 2022, 128 in 2023, 63 in 2024 and 80 in 2025.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureHoustonJacksonvilleAdvantage
January mean12.1 °C12.3 °CNot directly comparable
July mean29.5 °C28.1 °CNot directly comparable
Precipitation a year1,317 mm1,356 mmNot directly comparable
Snowfall a year0 cm0 cmNot directly comparable
Sunshine a year2,578 hours2,880 hoursJacksonville
Houston

NOAA NCEI 1991-2020 normals for Houston Bush Intercontinental Airport (station USW00012960), inside the city about 23 miles north of downtown and the station where the National Weather Service keeps Houston's official record: January mean 53.8F, July mean 85.1F, annual mean 70.5F, 51.84 in of precipitation, 0.1 in of snow. August is the warmest month by a tenth of a degree at 85.2F, with a mean high of 94.9F; July's mean high is 94.5F and January's mean low is 43.7F. June (6.00 in) and October (5.46 in) are the wettest months and February (2.97 in) the driest, and rain is spread through the year with no dry season. The normals count 111.3 days a year at 90F or above, 7.0 at 100F or above and 10.1 nights at or below freezing. William P. Hobby Airport (USW00012918), about 7 miles southeast of downtown and nearer the Gulf, averages 55.0F in January and 84.8F in July with 55.62 in of rain, 2.9 days at 100F or above and 4.2 nights at or below freezing; its normals give no snowfall. Converted here to 12.1 C, 29.5 C, 1,317 mm and 0.3 cm. That precipitation is the most of any Texas city this site compares, 344 mm more than Dallas's at Love Field. Sunshine hours are the older 1961-1990 NCDC means (2,578 hours, 59% of possible, and 90 clear days), since the 1991-2020 normals do not include sunshine.

Hazards: Flooding is the defining hazard, from hurricanes, tropical storms and stalled rain alike. Hurricane Harvey made landfall near Port Aransas as a category 4 storm on 25 August 2017 and then stalled inland, and over four days 26 to 47 in (660 to 1,204 mm) of rain fell across Harris County, a maximum of 47.4 in at Clear Creek and I-45 and an average of 33.7 in (856 mm) over the county's 1,777 square miles, about 1 trillion gallons. The Harris County Flood Control District counted 154,170 homes flooded in the county, 68% of them outside the 100-year floodplain and 64% without flood insurance, 60,049 people rescued by government crews and 36 flood deaths in the county; statewide Harvey killed 68 people directly, the most from a landfalling hurricane in Texas since 1919. Bush Intercontinental recorded 31.26 in (794 mm) from 25 to 29 August, including 16.07 in (408 mm) on the 27th, the wettest day in its record since 1969, and Hobby 37.01 in (940 mm). NOAA puts Harvey's cost at $125 billion ($160 billion in 2024 dollars, second only to Katrina on its list). Harvey came after others: Tropical Storm Allison in June 2001 ($8.5 billion, 43 deaths), Hurricane Ike in September 2008 ($30.0 billion, 112 deaths), the Tax Day flood of 17 and 18 April 2016 ($2.7 billion, 8 deaths, with 9.92 in at Bush Intercontinental on the 18th) and Tropical Storm Imelda in September 2019 ($5.0 billion, 5 deaths). Wind and the power grid are the second hazard. On 16 May 2024 a derecho cut power to more than 900,000 customers in the Houston area and killed 8 people, and on 8 July 2024 Hurricane Beryl came ashore near Matagorda as a category 1 storm with 80 kt (92 mph) winds and crossed the western side of the metro, gusting to 72 kt (83 mph) at Bush Intercontinental and dropping 14.88 in (378 mm) at a gauge in western Houston. More than 2.2 million customers in the region lost power that afternoon (the National Hurricane Center cites media reports of 2.7 million across southeastern Texas), many of them for days in July heat. The NHC counted 11 direct deaths in Texas and 34 indirect ones, 14 of them from heat as the power stayed off, and NOAA puts the damage at $7.2 billion. Heat is the constant. The normals give only 7.0 days a year at or above 100F (37.8 C), far fewer than Dallas's 22.4, but 111.3 at or above 90F. Bush Intercontinental's record is 46 days of 100F in 2011, including 24 in a row from 1 to 24 August, and 45 in 2023, and its highest reading is 109F (42.8 C), on 4 September 2000, 27 August 2011 and 24 and 27 August 2023; 2026 had 9 such days through 21 September. Cold is rare and badly handled. Winter Storm Uri brought 1.0 in (2.5 cm) of snow to Bush Intercontinental on 15 February 2021 and a low of 13F (-10.6 C) on the 16th, above the station's record of 7F (-13.9 C) on 23 December 1989. ERCOT cut power across the state grid from 15 to 18 February and about 4.5 million customers lost it at the worst; Texas counted 246 deaths from the storm, 43 of them in Harris County, more than in any other county. On 20 and 21 January 2025 a Gulf Coast snowstorm left 1.4 in (3.6 cm) at the airport and a low of 20F (-6.7 C) on the 22nd.

Jacksonville

NOAA NCEI 1991-2020 normals for Jacksonville International Airport (station USW00013889), inside the city about 12 miles north of downtown beside the National Weather Service's Jacksonville office: January mean 54.2F, July mean 82.5F, annual mean 69.3F, 53.40 in of precipitation, 0.0 in of snow. July is the warmest month by less than half a degree over August (82.1F), with a mean high of 91.9F; January's mean low is 42.9F. June (7.60 in) and September (7.56 in) are the wettest months, and June through September bring 28.81 in, 54% of the year; November (2.00 in) is the driest. The normals count 80.1 days a year at 90F or above, 0.7 at 100F or above and 14.3 nights at or below freezing. Converted here to 12.3 C, 28.1 C, 1,356 mm and 0 cm. That makes Jacksonville the coolest in winter of the four Florida cities this site compares, 6.4 F below Orlando's January and 14.4 F below Miami's, and the second-wettest city here after Miami. Sunshine is the 1961-1990 NCDC figure Current Results lists for Jacksonville, 2,880 hours a year, 63% of possible, with 94 clear days, the same source and basis as the other US profiles; the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, though direct hits are rare. Wikipedia counts one direct hurricane strike on Jacksonville since 1871: Dora, whose eye crossed St. Augustine on 10 September 1964 as a strong Category 2. Matthew passed about 37 miles offshore in October 2016, bringing storm surge, flooding along the ocean and the St. Johns River and outages for 250,000 people; the airport recorded 6.28 in (160 mm) of rain on 7 October. Irma, which passed about 75 miles to the west in September 2017, did the most damage of the recent storms, and it did it with water rather than wind. A local nor'easter had already raised water levels in the St. Johns basin before the storm arrived; storm surge, high astronomical tides and Irma's rain then pushed the river at the Main Street Bridge downtown to an all-time record crest of 5.57 ft (NAVD88) on 11 September, against Dora's 4.12 ft, and set records or major flood stage along the river and its creeks from Mayport to the Buckman Bridge (National Weather Service). Crews made about 350 water rescues, mostly in Downtown, Riverside and San Marco, where one evacuee reported water to his neck inside his home. The airport recorded 9.72 in (247 mm) of rain on 10 and 11 September and a gust of 86 mph (138 km/h); Wikipedia puts damage in Jacksonville at $85 million and counts five deaths in Duval County. Nor'easters are the routine coastal hazard: persistent northeast winds pile water into the river and the Intracoastal Waterway and bring tidal flooding and beach erosion without a tropical storm in sight, as in September and October 2025, when long-running local nor'easters brought coastal flood advisories and tidal flooding at high tide along the Atlantic coast, the Intracoastal Waterway and the St. Johns River basin (Florida Times-Union). Heat is long rather than extreme. The normals count 80.1 days a year at 90F or above but under one at 100F (37.8 C); 2025 had 113 days at 90F or above, the third-most since the airport's record began in 1938, and 2026 had 107 through 27 September, with three days at 100F or above in 2025. The station's highest reading is 105F (40.6 C), on 21 July 1942. Cold is brief but real: 14.3 freezing nights a year on the normals, 19 in the first months of 2026, and a record low of 7F (-13.9 C) on 21 January 1985. Measurable snow is rare enough to list: 1.5 in (3.8 cm) on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureHoustonJacksonvilleAdvantage
Median household income$64,361 USD (2024)$72,389 USD (2024)Jacksonville
Unemployment rate5.1% (July 2026)4.9% (July 2026)Jacksonville
Sales tax8.25%7.5%Jacksonville
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%37%Even
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$13,449 USD$13,449 USDEven
Houston

BLS counted 3,495,300 nonfarm jobs in the Houston-Pasadena-The Woodlands MSA in August 2026 (not seasonally adjusted, preliminary), up 44,700 or 1.3% on the year. Construction grew fastest (+5.5%, to 269,000), then professional and business services (+2.6%, to 581,300) and government (+1.9%), with education and health services and leisure and hospitality both up 1.3%, while information (-5.9%), financial activities (-1.2%), mining and logging (-0.5%, to 73,300) and manufacturing (-0.2%, to 240,400) shrank. Trade, transportation and utilities is the largest sector at 695,600 jobs, unchanged on the year. The seasonally adjusted series (SMS48264200000000001) was 3,510,100 in August 2026, 1.2% above August 2025. The Greater Houston Partnership counts 27 Fortune 500 headquarters in the region on the 2026 list, tied with Chicago for second among US metros behind New York and ahead of Dallas-Fort Worth's 24, with a 28th due when Expand Energy moves to Spring; ExxonMobil (No. 9) and Chevron (No. 21) lead them. Port Houston calls the Houston Ship Channel complex the nation's largest port for waterborne tonnage (309.5 million tons in 2023, USACE) and the fifth-ranked US container port by TEUs.

Main sectors: Energy: oil and gas producers, refiners, pipelines and oilfield services (ExxonMobil, Chevron, Phillips 66, ConocoPhillips, Enterprise Products Partners, Baker Hughes, Halliburton, Cheniere Energy), Trade, transportation and utilities, the metro's largest sector (the Port of Houston, the nation's largest port by waterborne tonnage; Sysco; United Airlines at Bush Intercontinental; CenterPoint Energy, NRG Energy), Professional and business services, including engineering and construction (KBR, Quanta Services, Comfort Systems USA, Waste Management), Health care and life sciences (the Texas Medical Center, Memorial Hermann, Houston Methodist, MD Anderson Cancer Center, Texas Children's Hospital), Petrochemicals and advanced manufacturing along the Houston Ship Channel (Westlake, NOV).

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. The City of Houston's own rate for tax year 2025 is 51.919 cents per $100 of taxable value, left unchanged by an 11-3 council vote on 15 October 2025 although the city controller warned it would open a $53 million gap in the $7 billion fiscal 2026 budget; the budget committee chair, who voted against, said there was still room under both the state's and the city's own revenue caps. On 10 June 2026 the council passed a $7.5 billion budget for fiscal 2027 by 15 to 1, closing a projected deficit of more than $200 million with no increase in the property tax rate and a new $5 monthly solid waste fee on residential water bills. The rate for tax year 2026 had not been published in anything fetched. The county, school district, METRO and other levies on the same bill belong to the housing layer.

Jacksonville

BLS counted 803,800 nonfarm jobs in the Jacksonville MSA in August 2026 (not seasonally adjusted, preliminary), up only 500 on the year, almost flat. Private education and health services grew fastest (+3.3%, to 139,800) and professional and business services next (+2.0%, to 120,100), while financial activities lost 4,400 jobs (-6.1%, to 67,800), finance and insurance alone 3,000, and information fell 8.2% to 13,400. Government shrank 2.5% to 77,900, almost all of it federal (-8.4%, from 20,300 to 18,600); BLS's payroll count does not include active-duty sailors. Trade, transportation and utilities is the largest sector at 170,000 jobs, and leisure and hospitality held at 93,900. The seasonally adjusted series (SMS12272600000000001) was 806,600 in August 2026, 0.4% above August 2025. JAXPORT moved 1,388,841 TEUs of containers in fiscal 2025 (October 2024 to September 2025), up 4% on the year, 506,237 vehicles and 10.2 million tons of cargo, and says its cargo supports more than 258,800 jobs and $44 billion of annual economic impact in the region and state; a $250 million modernization of Blount Island's container and auto terminals was completed in 2025. The state's 2024 defense summary, on 2022 figures, puts defense spending in Duval County at $6.5 billion and its total impact at $9.1 billion, 68,060 jobs and 10.4% of the county's economy.

Main sectors: Port, rail and logistics: JAXPORT, Florida's No. 1 container port by volume (nearly 1.39 million TEUs and 506,237 vehicles in fiscal 2025), CSX and the Florida East Coast Railway, both headquartered in the city, and the shipping lines to Puerto Rico (Crowley, TOTE Maritime, Trailer Bridge), The Navy: Naval Air Station Jacksonville, the largest installation in Navy Region Southeast, Naval Station Mayport, home of the Fourth Fleet and 21 ships, and Marine Corps Support Facility Blount Island; defense spending has a $9.1 billion total economic impact in Duval County, Finance, insurance and financial technology (FIS and Fidelity National Financial, both headquartered in the city, Florida Blue, and Deutsche Bank's second-largest US operation), a sector now shrinking, Health care (Mayo Clinic Florida, Baptist Health and Wolfson Children's Hospital, UF Health Jacksonville, St. Vincent's), the metro's fastest-growing large sector, Trade, transportation and utilities, the metro's largest sector by payroll jobs (170,000 in August 2026).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 22 September 2026 the City Council adopted a $2 billion budget for fiscal 2027, 18 to 1, and kept the consolidated government's rate at 11.1919 mills, about $11.19 per $1,000 of taxable value, on a 16 to 3 vote; The four towns that kept their own governments pay a different city rate (7.9012 mills at the Beaches, 9.4208 in Baldwin). Council and mayor held the rate rather than cut it because of Amendment 3, the homestead property tax cut on Florida's 3 November 2026 ballot, which the city expects would open a revenue shortfall of about $300 million by 2028 if it passes, and tied some spending to its outcome (Jacksonville Today). School board and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureHoustonJacksonvilleAdvantage
SystemMETRO buses (more than 80 local routes plus Park & Ride commuter buses on the HOV and HOT lanes), three METRORail light rail lines on 22.7 miles of track (the Red Line, opened in 2004, and the Green and Purple lines, opened in 2015), the Silver Line bus rapid transit in Uptown, METRO curb2curb on-demand service and METROLift paratransit, across a service area of about 1,300 square milesJacksonville Transportation Authority (JTA): fixed-route buses (174 vehicles on 30 routes in 2026), the four-line First Coast Flyer bus rapid transit network (Green, Blue, Red and Orange lines, opened from December 2015 to 2021 and running every 20 minutes on weekdays), the fare-free 2.5-mile Skyway people mover with eight stations Downtown and on the Southbank (opened 1989), the NAVI autonomous shuttle on the 3.5-mile Bay Street corridor (opened June 2025), the St. Johns River Ferry between Mayport and Fort George Island, and Connexion paratransit. The Skyway is due to stop running on 2 November 2026 and NAVI on 1 January 2027.Not directly comparable
Commute by public transit3.4% (2024)0.8% (2024)Houston
Walk or cycle to work2.9% (2024)2.0% (2024)Houston
AirportGeorge Bush Intercontinental Airport (IAH), about 23 miles north of downtown and a hub for United Airlines, handled 48,131,213 passengers in 2025, 0.6% fewer than the 48.4 million of 2024 (FAA figures as cited by Wikipedia; Houston Airports gave no per-airport total for 2025 in anything fetched), and a record 12.4 million international passengers, 2.5% more than in 2024. William P. Hobby Airport (HOU), about 7 miles southeast of downtown and an operating base for Southwest Airlines, handled 13,943,759, 4.5% fewer than 2024's 14.6 million; it kept Skytrax's 5-star rating for a fifth year, the only one in North America. Houston Airports puts the two together at 62 million passengers in 2025, below the record 63.1 million of 2024, and a record 562,809 metric tons of air cargo.Jacksonville International Airport (JAX), owned by the Jacksonville Aviation Authority about 12 miles north of downtown, handled 7,573,048 passengers in calendar 2025, 1.1% fewer than the 7,654,406 of 2024, by this file's sum of the authority's monthly traffic report; its fiscal year to September 2025 was 7,573,168, below the record 7,647,916 of the year before. American (27.6%) and Delta (27.1%) carried the most enplanements in the fiscal year to May 2026, ahead of United (15.1%) and Southwest (14.8%). That is about a third of Tampa International's 24.8 million.Not directly comparable
Houston

METRO carried 77,996,900 unlinked trips in 2025, 63,315,900 of them by bus and 12,651,100 on light rail, and about 251,800 a weekday in the second quarter of 2026, 37,700 of them on light rail (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). METRO's own count for fiscal 2025 is 76.3 million boardings on bus and METRORail, 23.3 million riders on its HOV and HOT lanes and 1.9 million METROLift trips. The authority serves the City of Houston, much of unincorporated Harris County and 14 smaller cities, and is paid for by a 1% sales tax that voters created in 1978. Expansion has stalled: voters approved the METRONext plan in November 2019, including 16 miles of light rail extensions and 75 miles of bus rapid transit, but in June 2024 METRO indefinitely postponed the University Line, once the plan's cornerstone, and in February 2025 it adopted METRONow, which puts safety, cleanliness and reliability of the existing service first.

Jacksonville

JTA carried 7,342,300 unlinked trips in 2025, 6,307,000 of them by bus, 413,600 on the ferry and 253,200 on the Skyway, and about 28,000 a weekday in the second quarter of 2026, 1,000 of them on the Skyway (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is less than HART's 11.9 million in Tampa and a third of LYNX's 22.2 million in Orlando, for a city two and a half to three times as large. The agency is in a financial crisis. Its board adopted a $139.2 million budget for fiscal 2027, down from $178 million, to close a projected $17.5 million gap, and in September interim CEO Cleveland Ferguson III, appointed on 27 August after Nathaniel Ford's 13 years in charge, said a $39 million hole meant up to 194 layoffs and a Saturday schedule on weekdays from 2 November, with the First Coast Flyer kept at every 20 minutes. The Skyway, whose original ten-car fleet is down to two working vehicles, will halt that day while JTA decides whether to rebuild it, replace it or turn the guideway into an elevated trail, the option most favored in its spring survey. The Ultimate Urban Circulator, JTA's plan since 2016 to replace the monorail with autonomous vehicles on the Skyway's beams and city streets at an estimated $400 million, has stalled: NAVI, its first phase, drew just over 100 riders a day in its first three months and 11,892 in all by early April 2026, and will stop on 1 January because the developer of its driving software is ending support (Jacksonville Today).

06: Daily life

Health care, schools and what each city is like

Houston

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF, August 2026). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of Houston's rate was 23.3% (553,576 of 2,370,907), Harris County's 20.8% and the metro's 18.4%. The Texas Medical Center, south of downtown, calls itself the largest medical complex in the world: by its own count 10,000 patient beds, more than 120,000 employees, 10 million patient encounters and 750,000 emergency visits a year, and among its members the world's largest children's hospital and largest cancer hospital (Texas Children's and MD Anderson). Harris Health's Ben Taub Hospital in the medical center, licensed for 402 beds, is the county's public Level I trauma center and treats more than 80,000 emergency patients a year; in May 2024 Harris Health broke ground on a $1.6 billion, 12-story hospital on its Lyndon B. Johnson campus in northeast Houston, due to open in late 2028 as the first Level I trauma center in the county outside the medical center. This file did not verify a wait time figure for primary or specialist care.

Education

Houston ISD, the largest school district in Texas, has been run by a state-appointed board and superintendent, Mike Miles, since the Texas Education Agency took it over in 2023. It counted 168,810 students on its official snapshot of 31 October 2025, down 4.5% from 176,727 a year earlier, and just over 155,600 on 4 September 2026, nearly 10,000 fewer than in September 2025, and it is cutting staff and campus budgets as a result (Houston Chronicle). The Texas Tribune counts 21,000 students lost since the takeover began, a faster decline than any of its urban peers, and about $190 million in state funding with them. Under Miles the number of F-rated campuses fell from 56 to five, but voters rejected a $4.4 billion bond in 2024, the largest Texas school bond ever to fail, and in August 2026 Miles said the official end of the takeover may come at the end of the 2026-27 year. The University of Houston (48,950 students in fall 2025) and Rice University (8,880 in fall 2024) are both inside the city, and Houston Community College renamed itself Houston City College in 2025.

Living there

Houston is the fourth-largest city in the country and the energy capital of its fifth-largest metro, which added 126,720 people in 2024-25, more than any other. It spreads into four counties with 22.7 miles of light rail near the core, and 68.7% of its workers drive alone, though its 3.4% transit share is the highest of the Texas cities this site compares. Water is its hazard: Harvey flooded 154,170 homes in Harris County in 2017, most of them outside the mapped floodplain, and Beryl left more than two million customers without power in July heat in 2024. Summer is long and humid rather than extreme, with far fewer 100F days than Dallas but 111 days a year at 90F or above and 1,317 mm of rain. Texas takes no income tax, 23.3% of the city's residents have no health insurance, and the Texas Medical Center, the largest in the world by its own count, sits a few miles south of downtown. The open questions are fiscal and civic: the council held the property tax rate flat in October 2025 against its controller's warning and passed a fiscal 2027 budget that closes a deficit of more than $200 million without raising it, METRO has shelved the University Line that was once the cornerstone of its expansion plan, and Houston ISD, under state control since 2023, began 2026-27 with nearly 10,000 fewer students than the year before.

Jacksonville

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act; an organizing committee relaunched a ballot initiative to expand it in February 2026 (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), the sixth-highest of any state, against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Jacksonville's was 10.1% (99,720 of 990,245), Duval County's 9.9% and the metro's 8.2%. UF Health Jacksonville, the University of Florida's academic hospital downtown with 695 beds and another 216 at UF Health North, is home to North Florida's Level I trauma center and carries the city's safety-net care: the fiscal 2027 city budget carries $56 million for its indigent care (Jacksonville Today). Mayo Clinic's Florida campus on the Southside, Mayo's first outside Rochester, opened in 1986 and has a hospital Wikipedia gives 304 beds, with an expansion to 428 announced for 2026. Baptist Health runs Baptist Medical Center Jacksonville and, beside it on the downtown riverfront, the 281-bed Wolfson Children's Hospital, the region's only Level I pediatric trauma center verified by the American College of Surgeons. This file did not verify a wait time figure for primary or specialist care.

Education

Duval County Public Schools, whose boundaries match the county's, has fallen below 100,000 students this fall for the first time in modern history, a 16% decline since 2015, when it had more than 115,000, as charter schools, homeschooling and state scholarships for private tuition grew (Action News Jax, 30 September 2026). It cut 115 teaching positions in September 2025 after a 1.9% drop in enrollment, closed several elementary schools that summer under its 2024 master facilities plan, and is consolidating four more in 2026-27, with two others delayed to 2027-28 and 2028-29. The University of North Florida, a public R2 research university founded in 1965 on the Southside, enrolled 16,575 students in 2024 (Florida Board of Governors). Jacksonville University, private, in Arlington, enrolled 4,247 in fall 2024 and has what Wikipedia calls the second-largest Naval ROTC program in the country. Florida State College at Jacksonville, the state college with campuses across the city, enrolled 23,556 students in 2024-25 (IPEDS, as compiled by UnivStats), 70% of them part time. Edward Waters University, founded in 1866, is the state's oldest historically Black college, and the city has committed $130 million to a new University of Florida graduate campus (Jacksonville Today).

Living there

Jacksonville is the largest city by land area in the contiguous United States, 747 square miles, because in 1968 it consolidated with Duval County and took in almost all of it; it is Florida's largest city by a wide margin and the eleventh-largest in the country, yet its metro is the smallest of the four Florida metros this site compares, and half the metro's growth since 2020 has been in St. Johns and Nassau counties rather than the city. The St. Johns River runs north through the middle of it to the Atlantic, and the river is both the economy and the risk: JAXPORT, Florida's busiest container port, and the Navy's bases at NAS Jacksonville and Mayport line it, and Irma in 2017 pushed it to its highest recorded level downtown. It is the coolest of the Florida cities here after Tallahassee, with real if brief winters, and hurricanes rarely hit it directly. It is built for the car: 70.9% of workers drive alone and 0.8% take transit, and the transit agency is cutting service, halting the Skyway and ending its autonomous shuttle in a budget crisis. Violent crime, at 514 per 100,000 on the FBI's counts, is higher than in Miami or Tampa. Household income, at $72,389, sits in the middle of the Florida cities, and Florida takes no income tax. The open questions are the transit agency's finances, a shrinking school district, the November 2026 homestead tax vote the city has budgeted against, and whether finance jobs, down 6.1% in a year, keep leaving.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the mortgage lines compare directly, and the prices are the same kind of measure, regional medians of single-family houses sold in August 2026, because neither board's figure for the city alone could be used. Houston's is the Houston Association of Realtors' median for Greater Houston, $330,000, 1.5% below a year earlier, because HAR's city breakdown could not be retrieved. Jacksonville's is the Northeast Florida Association of REALTORS' median for Duval County, $335,000 on 887 sales, 1.5% below a year earlier; NEFAR publishes no city figure, and since the City and the county became one government in 1968 the city has held 96% of the county's residents. Zillow's index, which models every home in each city, puts the order the other way: it stood at $261,740 for the City of Houston in August, 2.3% lower on the year, and Zillow's index for the City of Jacksonville stood at $285,103, 0.8% lower. At 20% down, Houston's $264,000 loan costs about $1,762 a month and a $268,000 loan on the Duval median about $1,788. Property tax is $4,391 a year in Houston and about $5,215 in Jacksonville with a homestead, and insurance is budgeted at $450 and $275 a month, both estimates between published averages, the Houston figure raised by Gulf hurricanes and the Jacksonville one a Florida policy that covers wind with a separate hurricane deductible, with no flood policy in either. The three lines come to about $2,578 and $2,498, roughly 48% and 41% of each city's 2024 median household income; of the $80 gap, Houston pays about $175 a month more in insurance and Jacksonville about $69 more in property tax and $27 more in mortgage. The rents are on the same series, Apartment List's September medians for each city, and are within $21: a one-bedroom at $1,120 in Houston and $1,110 in Jacksonville, a two-bedroom $1,327 and $1,306. Zillow's observed rent index was $1,542 and $1,601 in August.

The definitions match: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 30 September and 1 October 2026. Jacksonville is the lower on every line. Houston's 21,345 violent offenses come to 890 per 100,000 against Jacksonville's 514 on 5,231, and its 92,382 property offenses to 3,854 against 2,154 on 21,920. Homicide is about 40% more common in Houston: 270, about 11.3 per 100,000, against 80, about 7.9. The directions differ on murder. Houston's violent offenses dropped 20% in 2025 and 26% in four years, and its murders 18%, from 329 to 270. Jacksonville's violent offenses dropped 8% in 2025 and are 19% below 2021, but its murders rose from 63 to 80, the one violent measure that went up, and the sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from its records. Motor vehicle theft fell in both, from 20,085 in 2023 to 12,516 in Houston and from 3,461 in 2024 to 2,036 in Jacksonville. Jacksonville's counts are the sheriff's office's, which has policed the consolidated city and county since the city and county police merged in 1968. Both sets of counts come from a feed last refreshed on 15 September and can still be revised.

The two have almost the same January and the same rain, and Houston has the hotter summer. January averages 12.1 C at Bush Intercontinental and 12.3 C at Jacksonville International, both stations inside their cities well north of downtown, and July 29.5 C against 28.1 C. Houston's normals count 111.3 days a year at 90F or above against 80.1, and 7.0 at or above 37.8 C (100F) against 0.7, with 10.1 nights at or below freezing against 14.3. Rain is 1,317 mm in Houston, the most of the Texas cities this site compares, and 1,356 mm in Jacksonville, and snow 0.3 cm against none on the normals; Jacksonville has more sun, 2,880 hours against 2,578 on the older 1961-1990 series. Both are hurricane cities, and Houston has had the worse of it. Harvey stalled over the region in August 2017, flooded 154,170 homes in Harris County, 68% of them outside the 100-year floodplain and 64% without flood insurance, and caused 36 flood deaths in the county; Beryl in July 2024 left more than 2.2 million customers in the region without power in summer heat. Direct hits on Jacksonville are rare, one since 1871 by Wikipedia's count, Dora in 1964, and its worst recent storm did its damage through the river: Irma, passing about 75 miles to the west in September 2017 after a nor'easter had already raised the water, pushed the St. Johns downtown to a record crest of 5.57 ft at the Main Street Bridge, crews made about 350 water rescues, and Wikipedia counts five deaths in Duval County. Matthew, passing about 37 miles offshore in October 2016, cut power to 250,000 people, and nor'easters bring tidal flooding without any tropical storm. Cold is rare in both. Winter Storm Uri took Bush Intercontinental to 13F (-10.6 C) in February 2021 while ERCOT cut power across the state grid, and Texas counted 43 of the storm's 246 deaths in Harris County, more than in any other; Jacksonville's record low is 7F (-13.9 C), in January 1985.

Houston's metro has about four times Jacksonville's jobs, and both are port economies. BLS counted 3,495,300 nonfarm jobs around Houston in August 2026, 1.3% more than a year earlier, and 803,800 around Jacksonville, only 500 more, a count that leaves out the active-duty sailors. On the same unadjusted basis unemployment in July was 5.1% around Houston and 4.9% around Jacksonville, against 4.4% nationally. Houston runs on energy, the port and the Texas Medical Center, and the Greater Houston Partnership counts 27 Fortune 500 headquarters in the region on the 2026 list, led by ExxonMobil and Chevron; Port Houston calls the Houston Ship Channel complex the nation's largest port by waterborne tonnage, 309.5 million tons in 2023. Jacksonville's port is smaller and different in kind: JAXPORT, Florida's busiest container port, moved 1,388,841 TEUs, 506,237 vehicles and 10.2 million tons in fiscal 2025, with shipping lines to Puerto Rico, and CSX and the Florida East Coast Railway are headquartered in the city. Jacksonville also has the Navy, NAS Jacksonville and Naval Station Mayport, home of the Fourth Fleet, inside the city, with a total defense impact in Duval County the state puts at $9.1 billion and 68,060 jobs, on 2022 figures. Its finance sector, home to FIS and Fidelity National Financial, lost 4,400 jobs in the year to August 2026, 6.1%, while private education and health services grew 3.3%; in Houston construction grew 5.5% and mining and logging fell 0.5%. Neither profile carries a wage figure. City median household income was $64,361 in Houston and $72,389 in Jacksonville in 2024, and the metros' $81,417 and $82,053, within $700 of each other. Neither state taxes income, so $100,000 pays $13,449 in federal tax in both for 2025, and sales tax is 8.25% in Houston, a full cent of it METRO's, against 7.5% in Duval County. The property tax stacks run the other way from the insurance. Houston's eight units add to 2.12522 per $100 and Jacksonville's to 17.7412 mills, about 1.77 per $100, but Texas takes $140,000 off the school levy, Houston ISD adds 20% of its own and most of the other units take 20% too, where Florida takes $25,000 off every levy and a second $25,000 off all but the schools. So on the same $335,000 house Houston's eight units would charge about $4,476 against Jacksonville's $5,215, and on $330,000 Jacksonville's stack would charge about $5,126 against Houston's $4,391.

Neither city has much transit, and Jacksonville has less. In 2024, 3.4% of Houston workers took transit and 2.9% walked or cycled, against 0.8% and 2.0% in Jacksonville, the second-lowest transit share of any city this site compares; 68.7% of Houston's workers drove alone against 70.9%, and 10.9% and 15.0% worked from home. METRO carried 77,996,900 trips in 2025, about ten times JTA's 7,342,300, 12,651,100 of them on 22.7 miles of light rail, and it is paid for by a 1% sales tax voters created in 1978. JTA runs buses, the four-line First Coast Flyer bus rapid transit network every 20 minutes on weekdays, a ferry across the St. Johns at Mayport and the Skyway, a fare-free 2.5-mile people mover Downtown and on the Southbank. Both are pulling back. METRO postponed the University Line, once the centerpiece of the METRONext plan voters approved in 2019, indefinitely in June 2024. JTA is in a budget crisis: from 2 November 2026 it plans a Saturday schedule on weekdays, with up to 194 layoffs, and will halt the Skyway, whose original ten-car fleet is down to two working vehicles, while it decides whether to rebuild it, replace it or turn the guideway into an elevated trail. The airports are far apart. Bush Intercontinental, United's hub, handled 48,131,213 passengers in 2025, a record 12.4 million of them international, and Hobby 13,943,759. Jacksonville International, about 12 miles north of downtown, handled 7,573,048, 1.1% fewer than in 2024, with American and Delta each carrying about 27% of its enplanements.

Coverage is where the two states part most. Neither Texas nor Florida has expanded Medicaid, but Texas had the highest uninsured rate of any state in 2024, 16.7%, and the City of Houston's was 23.3%, while Florida's was 10.9%, the sixth-highest, and the City of Jacksonville's 10.1%, against 8.2% nationally. Houston has the Texas Medical Center, by its own count the largest medical complex in the world, with 10,000 patient beds, MD Anderson and Texas Children's, and Harris Health's Ben Taub Hospital, licensed for 402 beds, is the county's public Level I trauma center. Jacksonville's safety net is UF Health Jacksonville, the University of Florida's academic hospital downtown, with 695 beds, another 216 at UF Health North and North Florida's Level I trauma center, and the City's fiscal 2027 budget carries $56 million for its indigent care; Mayo Clinic's Florida campus, Mayo's first outside Rochester, is on the Southside, and Baptist Health's Wolfson Children's Hospital is the region's only Level I pediatric trauma center verified by the American College of Surgeons. Neither profile verified a wait time. The schools are shrinking in both. Houston ISD, the largest district in Texas and under a state-appointed board since 2023, counted just over 155,600 students on 4 September 2026, nearly 10,000 fewer than a year earlier. Duval County Public Schools, whose boundaries match the county's, fell below 100,000 students this fall for the first time in modern history, 16% fewer than in 2015, as charter schools, homeschooling and state scholarships for private tuition grew. The University of Houston enrolled 48,950 in fall 2025 and Rice 8,880 in fall 2024; the University of North Florida, a public R2 research university, enrolled 16,575 in 2024, and Florida State College at Jacksonville 23,556 in 2024-25.

What people underestimate is that flood is the risk in both and neither figure here includes it. Harvey flooded homes that were mostly outside the mapped floodplain and mostly uninsured for flood, and Irma's flooding in Jacksonville came up the St. Johns into Downtown, Riverside and San Marco rather than off the ocean. A Florida homeowners policy does not cover rising water, and from 1 January 2027 every Citizens Property Insurance homeowners policy with wind cover must also carry flood, wherever the house is, so a Jacksonville buyer insured by Citizens will be buying flood cover whether or not the address is in a flood zone. The bills also carry charges the rates do not show. Newer Houston subdivisions often pay a municipal utility district, at a median of about 0.54 per $100 in 2025, and community development districts on Jacksonville's edges levy their own assessments, Normandy CDD $4,225.50 for a developed 50-foot lot in fiscal 2027. Jacksonville also collects its solid waste and stormwater fees on the tax bill, about $414 a year for a house in 2026, and Houston has added a $5 monthly solid waste fee on residential water bills. After a purchase both states tax the buyer at full value: Save Our Homes resets a Florida assessment to market value the January after a sale and the Texas 10% cap lapses on one, and without a homestead the two medians would owe $7,013 and $5,943. At closing Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $1,916 on Houston's median; Florida charges documentary stamp tax on the deed, $2,345 on Duval County's median and the seller's by convention, and the buyer pays 0.55% of the loan, about $1,474. Both cities held their own rates: Houston's 51.919 cents, unchanged since 2023 under a charter cap on its revenue, and Jacksonville's 11.1919 mills for fiscal 2027, held rather than cut because Amendment 3, a homestead tax cut on Florida's 3 November 2026 ballot, would open a revenue shortfall the City puts at about $300 million by 2028. And Jacksonville is the larger in land, 747 square miles against Houston's 641, with less than half Houston's 2,397,315 people: it added 8,319 residents in 2024-25 and Houston 11,515, and Jacksonville has grown 7.2% since 2020 against 4.2%.

Houston

Better here

  • The metro's 3,495,300 nonfarm jobs grew 1.3% in the year to August 2026, against 803,800 around Jacksonville, only 500 more, and the region counts 27 Fortune 500 headquarters.
  • Property tax on the median is $4,391 a year with a homestead, about 1.33%, against $5,215 and 1.56% on Duval County's, and on the same $335,000 house the eight units would take about $4,476.
  • METRO carried 77,996,900 trips in 2025, about ten times JTA's 7,342,300, and runs 22.7 miles of light rail.
  • Bush Intercontinental, United's hub, handled 48,131,213 passengers in 2025 and Hobby 13,943,759, against 7,573,048 at Jacksonville International.
  • The Texas Medical Center, with MD Anderson and Texas Children's, is by its own count the largest medical complex in the world.
  • Violent offenses dropped 20% in 2025 and murders 18%, where Jacksonville's murders rose from 63 to 80.

Worse here

  • Violent crime ran 890 per 100,000 in 2025 against 514 in Jacksonville, and property crime 3,854 against 2,154, on the same FBI counts.
  • There were 270 homicides in 2025, about 11.3 per 100,000, against 80 in Jacksonville at about 7.9.
  • The City of Houston's uninsured rate was 23.3% in 2024 against 10.1% in the City of Jacksonville.
  • Insurance is budgeted at $450 a month against $275, and Harvey flooded 154,170 homes in Harris County in 2017, 68% of them outside the 100-year floodplain.
  • City median household income was $64,361 in 2024 against $72,389, so the carry takes about 48% of it against 41%.
  • Texas counted 43 of Winter Storm Uri's 246 deaths in Harris County in February 2021, more than in any other county, while ERCOT cut power.

Choose Houston if

  • you work in energy, petrochemicals, engineering or at the Texas Medical Center
  • you want light rail and a hub airport with international reach
  • you want the lower property tax rate on the same house and will budget about $175 a month more for insurance
  • you want the larger city and a job market four times the size

The Houston guide · Neighborhoods · Houston rent vs buy · Houston mortgage calculator

Jacksonville

Better here

  • Violent crime ran 514 per 100,000 in 2025 against 890 in Houston, property crime 2,154 against 3,854, and homicide about 7.9 per 100,000 against 11.3, on the same FBI counts.
  • The City of Jacksonville's uninsured rate was 10.1% in 2024 against 23.3% in the City of Houston.
  • Insurance is budgeted at $275 a month against $450, so the carry is about $80 a month lower on a median $5,000 higher.
  • City median household income was $72,389 in 2024 against $64,361, so the carry takes about 41% of it against 48%.
  • The normals count 0.7 days a year at or above 37.8 C (100F) against 7.0 at Bush Intercontinental, and 80.1 at 90F or above against 111.3.
  • Sales tax is 7.5% against 8.25%, and the city has grown 7.2% since 2020 against Houston's 4.2%.

Worse here

  • Property tax on the median is about $5,215 a year with a homestead, 1.56%, against $4,391 and 1.33% in Houston.
  • Nonfarm jobs were 803,800 in August 2026, only 500 more than a year earlier, and financial activities lost 4,400 jobs, 6.1%.
  • Murders rose from 63 in 2024 to 80 in 2025, and the sheriff's office cleared 55% of 2025's against 73% of 2024's.
  • Only 0.8% of workers took transit in 2024, and from 2 November 2026 JTA plans a Saturday schedule on weekdays and will halt the Skyway.
  • Jacksonville International handled 7,573,048 passengers in 2025, against 48,131,213 at Bush Intercontinental.
  • The seller pays documentary stamp tax of $2,345 on the median and the buyer about $1,474 in stamp and intangible tax on the loan, where Texas taxes neither the deed nor the loan.

Choose Jacksonville if

  • you want lower crime and a lower uninsured rate on the same rents and almost the same carry
  • you work at the port, in freight rail or logistics, in health care, or for the Navy at NAS Jacksonville or Mayport
  • you want fewer 100F days and a hurricane hazard that has more often been a near miss than a direct hit
  • you would rather pay more in property tax than in insurance, and will check an address's flood risk first

The Jacksonville guide · Neighborhoods · Jacksonville rent vs buy · Jacksonville mortgage calculator

08: Questions people ask

Houston or Jacksonville, in short

Is Houston or Jacksonville cheaper to live in?

About level, with the costs in different lines. Both cities were priced at the same 7.03% mortgage rate of 24 September 2026, and both prices are regional medians of single-family houses sold in August 2026: the Houston Association of Realtors' $330,000 for Greater Houston and the Northeast Florida Association of REALTORS' $335,000 for Duval County, of which Jacksonville is 96%. At 20% down the mortgage is about $1,762 against $1,788. Property tax is $4,391 a year against about $5,215 with a homestead, and insurance $450 a month against $275, so the three lines come to about $2,578 in Houston and $2,498 in Jacksonville, roughly 48% and 41% of each city's median household income, $64,361 and $72,389. Zillow's index runs the other way, $261,740 for the City of Houston, and Zillow's index for the City of Jacksonville stood at $285,103. Rents are within $21 on Apartment List's September medians, a two-bedroom at $1,327 in Houston and $1,306 in Jacksonville. Neither state taxes income, and sales tax is 8.25% in Houston against 7.5% in Duval County.

Is Houston or Jacksonville safer?

Jacksonville, on every line, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates, read on 30 September and 1 October 2026. Violent offenses ran 514 per 100,000 in Jacksonville against 890 in Houston, property offenses 2,154 against 3,854, and homicide was 80 in Jacksonville, about 7.9 per 100,000, against 270 in Houston, about 11.3. Houston is improving faster: its violent offenses dropped 20% in 2025 and its murders fell from 329, while Jacksonville's violent offenses dropped 8% and its murders rose from 63 to 80. Every rate here is a count divided by a Census estimate rather than a published rate, and the counts can still be revised.

How do hurricanes and flooding compare in Houston and Jacksonville?

Both are exposed, Houston has had the worse of it, and neither carry here includes flood insurance. Harvey stalled over the Houston region in August 2017 and flooded 154,170 homes in Harris County, 68% of them outside the 100-year floodplain and 64% without flood insurance, and Beryl left more than 2.2 million customers in the region without power in July 2024. Jacksonville has had one direct hurricane hit since 1871 by Wikipedia's count, Dora in 1964, but Irma in September 2017 pushed the St. Johns River downtown to a record crest of 5.57 ft at the Main Street Bridge, with about 350 water rescues, and nor'easters bring tidal flooding on their own. Homeowners insurance is budgeted at $450 a month in Houston and $275 in Jacksonville, and from 1 January 2027 every Citizens Property Insurance homeowners policy in Florida with wind cover must also carry flood. Get a flood quote on the address in either city before comparing.

Which has the better job market, Houston or Jacksonville?

Houston's is about four times the size and still growing; Jacksonville's is flat. BLS counted 3,495,300 nonfarm jobs around Houston in August 2026, 1.3% more than a year earlier, and 803,800 around Jacksonville, only 500 more. On the same unadjusted basis unemployment was 5.1% around Houston and 4.9% around Jacksonville in July. Houston's work leans on energy, the Port of Houston, engineering and the Texas Medical Center, with 27 Fortune 500 headquarters in the region. Jacksonville's leans on JAXPORT, CSX and the Florida East Coast Railway, the Navy at NAS Jacksonville and Naval Station Mayport, and health care, which grew 3.3% while financial activities lost 4,400 jobs in the year to August 2026. Metro median household income was about level in 2024, $81,417 around Houston and $82,053 around Jacksonville, while the City of Jacksonville's $72,389 was above the City of Houston's $64,361.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
  2. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Character
  3. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Character
  4. Crime Data Explorer summarized agency data, Houston Police Department (TXHPD0000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
  5. Houston homicides drop 17% in 2025, as experts say multiple factors drive national trend · Houston Chronicle · retrieved
    Supports: Homicides, Crime trend
  6. Crime continues downward surge in 2025 in Houston and nationwide (Major Cities Chiefs Association year-end survey) · Houston Chronicle · retrieved
    Supports: Violent crime rate, Crime trend
  7. US Climate Normals 1991-2020, station USW00012960 Houston Bush Intercontinental Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 53.8F, July 85.1F and August 85.2F from the monthly series, and annual mean 70.5F, precipitation 51.84 in, snowfall 0.1 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  8. US Climate Normals 1991-2020, station USW00012918 Houston William P. Hobby Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals
  9. Global Historical Climatology Network daily summaries, Houston Bush Intercontinental Airport (USW00012960), 1969-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 31.26 in from 25 to 29 August 2017 and 16.07 in on 27 August 2017, 9.92 in on 18 April 2016, 46 days at or above 100F in 2011 and 24 in a row from 1 to 24 August 2011, 45 in 2023, 9 in 2026 through 21 September, 109F on 4 September 2000, 27 August 2011 and 24 and 27 August 2023, 1.0 in of snow on 15 February 2021 and 13F on 16 February 2021, 7F on 23 December 1989, 1.4 in of snow on 20 and 21 January 2025 and 20F on 22 January 2025
  10. Global Historical Climatology Network daily summaries, Houston William P. Hobby Airport (USW00012918), 1930-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 37.01 in from 25 to 29 August 2017
  11. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  12. Weather and Climate Billion-Dollar Disasters to affect the U.S. from 1980-2024 (events list) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards
  13. Hurricane Harvey & Its Impacts on Southeast Texas (August 25-29, 2017) · National Weather Service, Houston/Galveston · retrieved
    Supports: Climate hazards
  14. Immediate Flood Report, Final Report: Hurricane Harvey, 2017 · Harris County Flood Control District · retrieved
    Supports: Climate hazards, Character
  15. National Hurricane Center Tropical Cyclone Report: Hurricane Beryl (AL022024) · NOAA National Hurricane Center · retrieved
    Supports: Climate hazards
  16. Houston power outages: Hurricane Beryl plunges 2.2 million into the dark · Houston Public Media · retrieved
    Supports: Climate hazards, Character
  17. Public Utility Commission releases investigative report on CenterPoint's response to Hurricane Beryl · The Texas Tribune · retrieved
    Supports: Climate hazards
  18. February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved
    Supports: Climate hazards
  19. The Timeline and Events of the February 2021 Texas Electric Grid Blackouts · The University of Texas at Austin Energy Institute · retrieved
    Supports: Climate hazards
  20. ACS 2024 1-year tables B08301 and B19013 for Houston city and the Houston-Pasadena-The Woodlands MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  21. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, the US, Harris County, Houston city and the Houston-Pasadena-The Woodlands MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  22. Local Area Unemployment Statistics, Houston-Pasadena-The Woodlands, TX MSA (LAUMT482642000000003), Harris, Fort Bend and Montgomery counties, and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  23. Current Employment Statistics, Houston-Pasadena-The Woodlands, TX MSA: total nonfarm (SMU48264200000000001, SMS48264200000000001) and supersectors (SMU4826420xx00000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  24. Fortune 500 Companies (Houston ranks second among US metro areas in Fortune 500 headquarters) · Greater Houston Partnership · retrieved
    Supports: Main sectors, Labour market
  25. 27 Houston companies make Fortune 500 for 2026, led by energy giants · CultureMap Houston (InnovationMap) · retrieved
    Supports: Main sectors, Labour market
  26. Port Houston Statistics · Port Houston · retrieved
    Supports: Main sectors, Labour market
  27. City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  28. Transit Sales and Use Tax (Houston MTA, effective October 1, 1978) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax, Transit ridership
  29. Texas Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
  30. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  31. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  32. Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: Tax notes
  33. Houston won't raise property tax rate despite budget concerns · The Bond Buyer · retrieved
    Supports: Tax notes, Character
  34. City of Houston passes Whitmire's $7.5 billion budget for fiscal year 2027 · Houston Public Media · retrieved
    Supports: Tax notes, Character
  35. About METRO · Metropolitan Transit Authority of Harris County (METRO) · retrieved
    Supports: Transit system, Transit ridership
  36. Metropolitan Transit Authority of Harris County (citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026, through Template:American transit ridership) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership, Character
  37. Houston Airports closes 2025 with strong international growth, record cargo performance · Houston Airports · retrieved
    Supports: Airport passengers
  38. Houston Airports earns global honors as record travel powers momentum · Houston Airports · retrieved
    Supports: Airport passengers
  39. Houston Airports shatters passenger record with 63.1 million travelers in 2024 · Houston Airports · retrieved
    Supports: Airport passengers
  40. George Bush Intercontinental Airport (2025 passenger totals from the FAA, location, United Airlines hub) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  41. William P. Hobby Airport (2025 passenger totals from the FAA, location, Southwest Airlines) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  42. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  43. About Us (TMC at a Glance) · Texas Medical Center · retrieved
    Supports: Health care, Character
  44. Harris Health Ben Taub Hospital · Harris Health · retrieved
    Supports: Health care
  45. Harris Health System Breaks Ground on Northeast Houston Hospital · Harris Health · retrieved
    Supports: Health care
  46. HISD cuts staff, campus budgets after enrollment drops nearly 10,000 from last September · Houston Chronicle · retrieved
    Supports: Education, Character
  47. HISD reports about 168,800 students enrolled in 2025-26 school year, a loss of 4.5% · Houston Chronicle · retrieved
    Supports: Education
  48. Mike Miles expects HISD's state takeover to end after this school year · Houston Chronicle · retrieved
    Supports: Education
  49. High costs, dwindling enrollment: Is Houston ISD's playbook under takeover sustainable? · The Texas Tribune · retrieved
    Supports: Education, Character
  50. University of Houston (fall 2025 enrollment) · Wikipedia · retrieved
    Supports: Education
  51. Rice University (fall 2024 enrollment) · Wikipedia · retrieved
    Supports: Education
  52. Houston City College (formerly Houston Community College, 1971-2025) · Wikipedia · retrieved
    Supports: Education
  53. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Jacksonville city 949,607 (April 2020 base), 1,009,370 (2024) and 1,017,689 (2025); Duval County 1,062,963; Atlantic Beach, Baldwin, Jacksonville Beach and Neptune Beach rows
  54. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: Character, point, Jacksonville city: 747.266 sq mi of land, 127.193 sq mi of water, internal point 30.336864, -81.661603
  55. Jacksonville, Florida (consolidation, land area, Jacksonville Sheriff's Office, hurricanes, economy, colleges) · Wikipedia · retrieved
    Supports: Character, Climate hazards, Violent crime rate, Main sectors, Education
  56. Crime Data Explorer summarized agency data, Jacksonville Sheriff's Office (FL0160000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  57. JSO reporting more murders over the last year, with fewer murder cases cleared · Action News Jax · retrieved
    Supports: Homicides, Crime trend
  58. Jacksonville's 2025 homicide data reveals spikes in certain areas but only 1 gang-related death · News4JAX · retrieved
    Supports: Homicides
  59. Jacksonville violence takes historic tumble in 2024: City reports lowest homicide numbers in 2 decades · News4JAX · retrieved
    Supports: Homicides
  60. US Climate Normals 1991-2020, station USW00013889 Jacksonville International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 54.2F, July 82.5F, August 82.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 69.3F, precipitation 53.40 in, snowfall 0.0 in, 80.1 days at 90F, 0.7 at 100F and 14.3 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  61. Global Historical Climatology Network daily summaries, Jacksonville International Airport (USW00013889), 1938-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 113 days at or above 90F in 2025 (after 116 in 1955 and 114 in 2011), 107 in 2026 through 27 September, three days at 100F or above in 2025, 105F on 21 July 1942, 7F on 21 January 1985, 19 freezing nights in 2026, 5.18 and 4.54 in on 10 and 11 September 2017, 6.28 in on 7 October 2016, snow of 1.5 in on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025
  62. Post Tropical Cyclone Report, Hurricane Irma (PSHJAX, issued 22 September 2017) · National Weather Service, Jacksonville · retrieved
    Supports: Climate hazards, Character, St. Johns River at Main Street crest of 5.57 ft NAVD88 against Dora's 4.12 ft, the preceding nor'easter, about 350 water rescues in Duval County, 86 mph gust at the airport
  63. Effects of Hurricane Irma in Florida (Duval County) · Wikipedia · retrieved
    Supports: Climate hazards
  64. Irma Brings Record Flooding to Jacksonville, Cuts Power to More Than 7 Million · Weather Underground · retrieved
    Supports: Climate hazards
  65. Long Nor'easter, tidal flooding and Tropical Storm Jerry. What to expect in Jacksonville · Florida Times-Union (via Yahoo News) · retrieved
    Supports: Climate hazards
  66. Nor'easter impacts in Jacksonville and coastal flood advisory extends through weekend · Florida Times-Union (via Yahoo News) · retrieved
    Supports: Climate hazards
  67. ACS 2024 1-year tables B08301 and B19013 for Jacksonville city, Duval County and the Jacksonville MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  68. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, Duval County, Jacksonville city and the Jacksonville MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  69. Local Area Unemployment Statistics, Jacksonville, FL MSA (LAUMT122726000000003), Jacksonville city (LAUCT123500000000003), Duval County (LAUCN120310000000003), Florida (LAUST120000000000003), the Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  70. Current Employment Statistics, Jacksonville, FL MSA: total nonfarm (SMU12272600000000001, SMS12272600000000001), supersectors (SMU1227260xx00000001), finance and insurance (SMU12272605552000001) and federal, state and local government (SMU1227260909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market, Character
  71. JAXPORT Highlights Infrastructure Progress and Long-Term Strategy at 2026 State of the Port · JAXPORT · retrieved
    Supports: Main sectors, Labour market, Character
  72. Annual Report 2024/2025 (Annual Comprehensive Financial Report for the year ended September 30, 2025) · Jacksonville Port Authority · retrieved
    Supports: Main sectors, Labour market, 1,388,841 TEUs against 1,340,412, 506,237 auto units against 509,091, 10,230,114 tons
  73. Florida Military and Defense Economic Impact Summary, January 2024 (Duval County, on 2022 figures) · Florida Defense Support Task Force / Select Florida · retrieved
    Supports: Main sectors, Labour market
  74. Naval Air Station Jacksonville · Wikipedia · retrieved
    Supports: Main sectors
  75. Naval Station Mayport · Wikipedia · retrieved
    Supports: Main sectors
  76. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax
  77. Jacksonville Transportation Authority (toll removal and 1988 sales tax, Better Jacksonville Plan, routes, fleet, gas tax, budget) · Wikipedia · retrieved
    Supports: Sales tax, Transit system, Transit ridership
  78. Duval County, Florida, School Sales Tax Referendum (November 2020) · Ballotpedia · retrieved
    Supports: Sales tax
  79. Duval County voters approve half-cent sales tax for schools · News4JAX · retrieved
    Supports: Sales tax
  80. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  81. Property Tax Exemptions for Taxpayers (homestead exemption and Save Our Homes) · Florida Department of Revenue · retrieved
    Supports: Tax notes
  82. Jacksonville City Council approves $2B budget, restores affordable housing trust fund · Jacksonville Today · retrieved
    Supports: Tax notes, Health care, Education, Character
  83. Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit ridership
  84. Skyway (Jacksonville) (length, stations, fleet, fare, Ultimate Urban Circulator) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  85. First Coast Flyer (lines and opening dates) · Wikipedia · retrieved
    Supports: Transit system
  86. JTA begins first AV-powered service in U.S. · Mass Transit · retrieved
    Supports: Transit system, Transit ridership
  87. Friday is deadline to give your views on Skyway options · Jacksonville Today · retrieved
    Supports: Transit ridership
  88. JTA studies Skyway options and postpones community meetings · Jacksonville Today · retrieved
    Supports: Transit ridership
  89. JTA raises fares and cuts services to make up for budget deficit · Jacksonville Today · retrieved
    Supports: Transit ridership
  90. Facing shortfall, JTA will cut jobs, reduce bus service and halt Skyway and NAVI · Jacksonville Today · retrieved
    Supports: Transit system, Transit ridership, Character
  91. Traffic statistics, enplaned and deplaned passengers by month, fiscal years 2021/2022 to 2025/2026, and enplanements by airline (prepared 14 June 2026) · Jacksonville Aviation Authority · retrieved
    Supports: Airport passengers
  92. Jacksonville International Airport (location, ownership) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  93. UF Health Jacksonville · Wikipedia · retrieved
    Supports: Health care
  94. Mayo Clinic Florida · Wikipedia · retrieved
    Supports: Health care
  95. Wolfson Children's Hospital · Wikipedia · retrieved
    Supports: Health care
  96. Duval Schools enrollment down 16% since 2015, drops below 100K students · Action News Jax (via Yahoo News) · retrieved
    Supports: Education, Character
  97. Duval Schools cutting 115 teacher positions due to falling enrollment · Action News Jax · retrieved
    Supports: Education
  98. Board approves delays in proposed school consolidations · Duval County Public Schools · retrieved
    Supports: Education
  99. State University System of Florida 2025-2026 Matrix · Florida Board of Governors · retrieved
    Supports: Education
  100. University of North Florida (founding, R2 classification) · Wikipedia · retrieved
    Supports: Education
  101. Fast Facts, Fall 2024 · Jacksonville University · retrieved
    Supports: Education
  102. Jacksonville University (Naval ROTC) · Wikipedia · retrieved
    Supports: Education
  103. Florida State College at Jacksonville Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  104. Duval County Public Schools (boundaries) · Wikipedia · retrieved
    Supports: Education
  105. Florida State College at Jacksonville (campuses) · Wikipedia · retrieved
    Supports: Education
  106. HAR.com reports more choices and steady prices in Houston's August housing market · My Neighborhood News, republishing the Houston Association of REALTORS' August 2026 release · retrieved
    Supports: 7,100 single-family sales in Greater Houston in August 2026, down 11.5% from August 2025, A median single-family sale price of $330,000, down 1.5% or $5,000 from August 2025, and an average of $426,760, up 1.2%, A median of $330,000 for existing single-family homes, down 2.9%, 38,947 active single-family listings and a 5.3-month supply, 405 townhouse and condominium sales, unchanged, at a median of $195,000, down 7.1%, and an 8.8-month supply
  107. Greater Houston area home sales on the decline · Community Impact · retrieved
    Supports: From the August 2026 monthly housing update of the Houston Association of Realtors, published 16 September 2026, Single-family sales down 11.5% and the median single-family price down $5,000 to $330,000
  108. Monthly update: home sales, August 2026 · Greater Houston Partnership · retrieved
    Supports: 59,843 single-family sales in the region year to date through August 2026, according to the Houston Association of Realtors, A 12-month average of the median MLS sale price of roughly $331,000 in August 2026, down about one percent on a year earlier
  109. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $261,740 for the city of Houston (region 39051) in August 2026, $267,880 in August 2025, so a fall of 2.3% over the year
  110. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $267,956 in the city of Houston in August 2026, against $274,277 a year earlier, down 2.3%, A typical condominium value of $131,763 in the same month, against $140,224, down 6.0%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  111. Houston Rent Report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $1,120 for a one-bedroom and $1,327 for a two-bedroom in the city of Houston, and $1,269 across all bedroom sizes, Rents flat over September and down 2.3% over the past 12 months, A metro-wide median of $1,335, 5.0% above the city's
  112. Apartments for rent in Houston, TX: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,299 and up for a studio, $1,309 and up for one bedroom, $1,630 and up for two, and $2,102 and up for three or more
  113. FY 2026 fair market rents, Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: FY 2026 fair market rents of $1,323 for one bedroom, $1,573 for two and $2,116 for three, as gross rents including utilities
  114. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,542 for the city of Houston in August 2026, against $1,544 a year earlier, down 0.13%
  115. Jurisdictions: homestead exemptions and tax rates · Harris Central Appraisal District · retrieved
    Supports: 2025 rates per $100: Harris County 0.380960, Harris County Flood Control District 0.049660, Harris County Port of Houston Authority 0.005900, Harris County Hospital District 0.187610, Harris County Department of Education 0.004798, City of Houston 0.519190, Houston ISD 0.878300, Houston City College 0.098802, Homestead exemptions of 20% for every one of those units except Houston City College, which grants 17%, and a flat $140,000 plus 20% for Houston ISD, No 2026 rate yet for any of the eight, from the table's data at https://hcad.org/actions/hcad-module/default/jurisdictions, More than 400 active utility districts in the appraisal district's list, at a median 2025 rate of about 0.54 per $100
  116. Tax rates · Harris County Tax Office · retrieved
    Supports: The same 2025 adopted rates with their maintenance and operations and debt parts: Harris County 0.33696 and 0.044, the Flood Control District 0.03826 and 0.0114, the Hospital District 0.17876 and 0.00885, the City of Houston 0.40326 and 0.11593, Houston ISD 0.7116 and 0.1667, and the Port's whole rate as debt, The City of Houston's rate at 0.51919 for the 2023, 2024 and 2025 tax years, 2026 rates already listed for Harris County (0.4175), the Flood Control District (0.05266), the Hospital District (0.19528) and the Port (0.00603), and none yet for the City, Houston ISD or the college
  117. FY2027 adopted budget: General Fund revenues · City of Houston Finance Department · retrieved
    Supports: Taxable values within the City set by the Harris, Montgomery or Fort Bend central appraisal district, A City tax rate of 51.919 cents per $100 for tax year 2025, and an estimate of the same for 2026, Proposition 1 of November 2004 capping the annual increase in total property tax revenue at the lower of inflation plus population growth or 4.5%, and Proposition H of November 2006 raising the limit by $90 million, Tax bills sent by the Harris County Tax Office around mid-November and due by 31 January
  118. FY2027 adopted budget: letter from the Mayor · City of Houston · retrieved
    Supports: Houston has operated for more than a decade under two revenue caps, which forced a nearly 20% reduction in the tax rate
  119. FY2026 adopted budget: letter from the Mayor · City of Houston · retrieved
    Supports: No other large Texas city is burdened by both a locally imposed revenue cap and the state cap or must fund solid waste operations without dedicated revenues
  120. Development regulations · City of Houston Planning and Development Department · retrieved
    Supports: The City of Houston does not have zoning, and its codes do not address land use, Development governed by ordinance codes on how property can be subdivided, chiefly Chapter 42, within the city and its extraterritorial jurisdiction
  121. Deed restrictions · City of Houston Legal Department · retrieved
    Supports: The City's authority to enforce residential deed restrictions under Chapter 212 of the Local Government Code and sections 10-551 through 10-555 of the City Code
  122. Harris County's flooding history · Harris County Flood Control District · retrieved
    Supports: A major flood somewhere in Harris County about every two years, mostly in areas developed before current regulations, More flood insurance funds paid in Harris County than in any other community in the National Flood Insurance Program
  123. Hurricane Harvey frequently asked questions · Harris County Flood Control District · retrieved
    Supports: Flooding outside the FEMA mapped floodplain, from ponding and overland sheet flow when rainfall overwhelms street drainage, The mapped floodplain is only an estimate of where flooding is predicted to occur from a bayou or creek, The City of Houston as one of the local floodplain administrators for the National Flood Insurance Program
  124. Home, flood, wind: which policies do you need? · Texas Department of Insurance · retrieved
    Supports: Most home policies do not cover floods; a flood policy covers damage from rising water
  125. Drainage utility charge FAQs · City of Houston, Rebuild Houston · retrieved
    Supports: A residential rate of $0.032 per square foot of impervious surface a year behind a curb and gutter and $0.026 on an open ditch, $48.00 a year, $4.00 a month, on 1,500 square feet behind a curb and gutter
  126. Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
  127. Property tax protests and appeals · Texas Comptroller of Public Accounts · retrieved
    Supports: A protest deadline of 15 May or 30 days after the appraisal district mails the notice of appraised value, whichever is later
  128. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  129. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year for 2025, from the Texas Statistical Plan for Residential Risks, Paid homeowners losses in 2024 of $4.93 billion from hail and $2.21 billion from wind
  130. How much is homeowners insurance in Houston, TX? · Insure.com · retrieved
    Supports: An average Houston premium of $5,391 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026, Standard home insurance policies generally exclude flood damage
  131. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average Houston premium of $9,095 a year and a Texas average of $5,910, for $500,000 of dwelling cover, updated 20 February 2026
  132. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average Houston renters premium of $167 a year for $30,000 of personal property
  133. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Houston city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median monthly association fee of $144 among Houston owner-occupied units that pay one, 176,568 of 385,594 owner-occupied units, or 45.8%, paying such a fee, and 31,837 paying $500 or more a month
  134. Homebuyer Assistance Program · City of Houston Housing and Community Development Department · retrieved
    Supports: Up to $75,000 for income-qualified first-time homebuyers, or buyers who have not owned a home in the last three years, at or below 80% of area median income, The home must pay taxes to the City of Houston, A no-interest forgivable loan secured by a lien, fulfilled if the buyer lives in the home for eight years, with a portion repaid on a sale or move before then, No maximum home price, and less than $50,000 in liquid assets
  135. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 640.819 square miles and a water area of 31.222 square miles for Houston city
  136. About Houston: education · City of Houston · retrieved
    Supports: Houston ISD serves 312 square miles with 288 schools
  137. Local schools · City of Houston Mayor's Office of Education · retrieved
    Supports: Public school districts in the Houston area including Aldine, Alief, Cypress-Fairbanks, Fort Bend, Houston, Humble, Katy, Klein, Spring and Spring Branch, and North Forest annexed by Houston ISD in 2013
  138. 2025 was a year of transformation and change for HCC · Houston City College · retrieved
    Supports: The college publishing under the name Houston City College
  139. Northeast Florida market shows signs of a more balanced housing environment (August 2026 market report) · Northeast Florida Association of REALTORS · retrieved
    Supports: A median price of single-family homes in Duval County of $335,000 in August 2026, the same as July, 887 closed sales, 965 pending sales, 1,265 new listings, an active inventory of 3,057 homes and a 3.4-month supply in Duval County, and a median of 25 days on market, A six-county single-family median of $397,420, down 1.6%, and a St. Johns County median of $573,250, Monthly figures by county only, with no City of Jacksonville figure
  140. Inventory climbs while sales cool in the August housing market (August 2025 market report) · Northeast Florida Association of REALTORS · retrieved
    Supports: A median price of single-family homes in Duval County of $340,000 in August 2025, 889 closed sales, an active inventory of 4,197 homes, a 4.7-month supply and a median of 38 days on market in Duval County
  141. Jacksonville's Consolidation Mayor: Hans G. Tanzler Jr. · Florida Historical Quarterly, vol. 80 no. 2 (2001), via University of Central Florida STARS · retrieved
    Supports: Jacksonville's consolidation with Duval County on 1 October 1968
  142. 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved
    Supports: A land area of 747.33 square miles and a water area of 127.129 square miles for Jacksonville city
  143. 2025 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved
    Supports: For the general services district (excluding the beaches and Baldwin) and for USD1, the old City of Jacksonville: schools 6.3430, general government 11.1919, urban service district 0.0000, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0270, a final total of 17.7412, Jacksonville Beach (USD2) at 18.4452, Atlantic Beach (USD3) at 17.2004, Neptune Beach (USD4) at 17.8161 and Baldwin (USD5) at 18.9701, each with a general government rate of 7.9012 or 9.4208 and its own municipal levy, No bond millage for any authority
  144. 2024 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved
    Supports: For the general services district: schools 6.3400, general government 11.3169, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0288, a final total of 17.8650
  145. Millage rates · Duval County Property Appraiser, via the City of Jacksonville · retrieved
    Supports: Taxing districts for Duval County: GS and USD1, City of Jacksonville; USD2, Jacksonville Beach; USD3, Atlantic Beach; USD4, Neptune Beach; USD5, Baldwin, Taxing authorities for Duval County: the county public schools, the Florida Inland Navigation District and the St. Johns River Water Management District, with the four other municipalities as additional taxing authorities
  146. Property tax estimator · Duval County Property Appraiser · retrieved
    Supports: For a $350,000 purchase in Jacksonville (GS or USD1) with homestead and no portability, tax roll 2026: a school taxable value of $325,000 and a non-school taxable value of $298,589, Lines of general government 11.1919, $3,341.78; public schools by state law 3.0950, $1,005.88; by local board 2.2480, $730.60; school board voted 1.0000, $325.00; Florida Inland Navigation District 0.0270, $8.06; and St. Johns River Water Management District 0.1793, $53.54; an estimated total of $5,464.86, A $25,000 exemption against the school lines and $51,411 against the others, The estimator using the most recently certified millage, and a final bill that may also carry non-ad valorem assessments for solid waste, stormwater and other services
  147. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  148. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  149. Homestead and other exemptions · Duval County Property Appraiser, via the City of Jacksonville · retrieved
    Supports: The Save Our Homes benefit limiting future annual increases in assessed value to 3% or less, removed on a sale, with the assessed value rising to market value for the next tax roll, Portability of the Save Our Homes benefit from a Florida homestead held in any of the three preceding tax roll years, on a separate application due by 1 March, Automatic annual renewal of the exemption
  150. Vote: 1-mill continuation, 3 November 2026 · Duval County Public Schools · retrieved
    Supports: Voters' approval of a 1-mill levy in 2022, and state law requiring voters to approve its continuation every four years, The ballot question on 3 November 2026 to continue the current one mill, A $300,000 home with $275,000 of taxable value paying $275 a year for the mill
  151. 2026 Voter's guide: Duval County referendum, extending 1-mill property tax funding for schools · News4JAX · retrieved
    Supports: The current authorization ending 30 June 2027, and the measure extending it from 1 July 2027 through 30 June 2031
  152. City fees · City of Jacksonville · retrieved
    Supports: Residential solid waste and stormwater fees billed as non-ad valorem assessments on property tax bills, Homestead and other ad valorem exemptions not applying to either fee
  153. Residential solid waste fee · City of Jacksonville, Solid Waste Division · retrieved
    Supports: A rate of $29.50 a month, $354 a year, per premise for 2026, and $32.00 a month, $384 a year, for 2027, subject to annual approval by the City Council, The fee collected as a non-ad valorem assessment on the property tax bill, and charged regardless of occupancy
  154. Frequently asked questions: stormwater fee · City of Jacksonville · retrieved
    Supports: A fee based on impervious area, $5 a month for the owner of an average single-family house
  155. Jacksonville rent report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $1,110 for a one-bedroom and $1,306 for a two-bedroom in the city of Jacksonville, and $1,321 across all bedroom sizes, Rents down 0.1% over September and up 0.7% over the past 12 months, against -1.2% for the state and -0.4% for the nation
  156. Apartments for rent in Jacksonville, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,185 and up for a studio, $1,392 and up for one bedroom, $1,636 and up for two, and $1,904 and up for three or more
  157. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,075 for the Jacksonville metro area (region 394714) in August 2026, against $2,024 a year earlier
  158. Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $72,389 in Jacksonville city, against $77,735 for Florida, $84,114 in Tampa, $77,597 in Orlando and $66,337 in Miami, A median owner-occupied home value of $325,300 in Jacksonville city, against $396,900 for Florida, 240,209 of Jacksonville's 413,620 occupied homes owner-occupied
  159. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Jacksonville city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 99,738 of 240,209 owner-occupied units, or 42%, paying a homeowners' association or condominium fee, A median monthly fee of $93 among them, and 7,399 paying $500 or more a month
  160. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
  161. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  162. Best home insurance in Jacksonville, Florida (2026) · Insurify · retrieved
    Supports: An average Jacksonville premium of $3,471 a year for $300,000 of dwelling cover and a $1,000 deductible, against a national average of $2,417 for the same cover, updated 27 September 2026
  163. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Jacksonville premium of $3,145 a year, $262 a month, against $3,765 in Orlando, $3,470 in Clearwater and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  164. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Jacksonville renters premium of $179 a year, $15 a month
  165. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  166. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  167. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  168. Hurricane Irma brought record flooding to Jacksonville 5 years ago · News4JAX · retrieved
    Supports: Irma passing 100 miles west of Jacksonville early on 11 September 2017, and the river rising to a historical 5.57 feet when a rainband and 86 mph easterly gusts pushed water into the basin at high tide, Downtown streets flooded and homes in San Marco and across the city flooded, with businesses on both sides of the St. Johns River shut for months
  169. Hurricane Irma review: from violent Cat. 5 to record flooding · Action News Jax, First Alert Weather (Mike Buresh) · retrieved
    Supports: Riverside and San Marco with the worst flooding since at least 1846, A crest of 5.57 feet at the Main Street Bridge against a flood stage of 2 feet, major flooding at 3.5 feet and a previous record of 4.1 feet from Hurricane Dora in 1964
  170. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  171. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  172. Normandy Community Development District: about the CDD, and the fiscal 2027 final adopted budget · Normandy Community Development District · retrieved
    Supports: The district established by Ordinance 2022-117-E of the Jacksonville City Council, effective 24 March 2022, and about 641 acres entirely within Duval County, from https://www.normandycdd.org/about-the-cdd, For a developed 50-foot lot in fiscal 2027, operations and maintenance of $2,343.78 and Series 2024 debt service of $1,881.72, $4,225.50 in all, against $3,007.18 in fiscal 2026; a 40-foot lot at $3,380.40 and a 20-foot townhome at $1,690.20, Series 2024 bonds with annual debt service through 1 May 2054
  173. Bartram Park Community Development District · Bartram Park Community Development District · retrieved
    Supports: A community development district established in 2005 and located in Duval County
  174. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  175. #AskJAXTDY: How will JEA's new electric and water rates affect me? · Jacksonville Today · retrieved
    Supports: JEA's electric rates up 6.2% and water and sewer rates up 8% from 1 October 2026, A residential electric bill for 1,000 kWh of $170.37 in April 2026, forecast to be $8.70 less in October, and a residential water and sewer bill for 6,000 gallons forecast at $83.50 in October
  176. Housing Services: Headstart to Homeownership program · City of Jacksonville, Housing and Community Development · retrieved
    Supports: Financial assistance of up to $25,000 for down payment and closing costs, subject to funding, Applicants who do not currently own a home, will live in it, and have household income no higher than 80% of the area median income for Duval County, Homes required to meet Section 8 Housing Quality Standards before closing, and applicants told not to sign a sales contract before approval
  177. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program