City comparison · 1,508 km apart

Fort Worth vs Jacksonville: which should you move to?

Fort Worth or Jacksonville? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

The Fort Worth skyline from the Trinity Trails
Texas · United States

Fort Worth

Photograph: The Fort Worth skyline from the Trinity Trails · DerekAyala27 · CC BY 4.0 · source
The Jacksonville skyline across the St. Johns
Florida · United States

Jacksonville

Photograph: The Jacksonville skyline across the St. Johns · DXR · CC BY-SA 4.0 · source
The short answer

Two cities of almost exactly the same size, 1,028,117 people in Fort Worth and 1,017,689 in Jacksonville in 2025, priced in US dollars at the same Freddie Mac rate of 7.03% for 24 September 2026, in states with no income tax. Both prices are medians of single-family houses sold, $8,000 apart: the NTREIS median inside Fort Worth, $327,000, and the Northeast Florida Association of REALTORS' median for Duval County, $335,000, of which Jacksonville is 96%. Mortgage, property tax and insurance come to about $2,516 a month in Fort Worth and $2,498 in Jacksonville, $18 apart, roughly 37% of Fort Worth's median household income of $82,503 and 41% of Jacksonville's $72,389. Zillow's index reverses the order, $295,800 for the City of Fort Worth, and Zillow's index for the City of Jacksonville stood at $285,103. On the same $335,000 house the two stacks charge within $12 of each other, and rents are within $31. Fort Worth has the lower violent crime on the same FBI counts, 375 per 100,000 against 514, while property crime and homicide are close, and in both murder was the one violent measure that rose in 2025. Choose Fort Worth for the higher incomes, a job market growing where Jacksonville's is flat, aerospace, airlines and freight rail, and DFW. Choose Jacksonville for a 12.3 C January, almost no 100F days, the Navy and the port, a far lower uninsured rate, and the coast.

Population
MeasureFort WorthJacksonvilleAdvantage
City population1,028,117 (2025)1,017,689 (2025)Not directly comparable
Metro population8,477,157 (2025)1,785,500 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
11.9% (2020-2025)7.2% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureFort WorthJacksonvilleAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$327,000 (August 2026)$335,000 (August 2026)Fort Worth
Detached house benchmark
Fort Worth and Jacksonville publish a single house index rather than a composite, so the two rows repeat.
$327,000$335,000Fort Worth
Apartment or condominium benchmark$330,000$173,549Jacksonville
Two-bedroom rent$1,317/mo (median, September 2026)$1,306/mo (median, September 2026)Jacksonville
One-bedroom rent$1,141/mo$1,110/moJacksonville
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
19.2% of a year's income21.6% of a year's incomeFort Worth
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$1,746/mo at 7.03%$1,788/mo at 7.03%Fort Worth
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
4.0×4.6×Fort Worth
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$5,046/yr (1.543%, 2025)$5,216/yr (1.557%, 2025)Fort Worth
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
None$2,345 (seller pays)Fort Worth
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Fort Worth: About 1.54% of value for a homesteaded owner, worked out on the $327,000 median single-family sale price. A house in the City of Fort Worth and Fort Worth ISD, the school district more of the city's residents live in than any other, is taxed by six units for 2025, which add to 2.18908 per $100 before any exemption. Each takes its own homestead exemption off the appraised value first, except one: Fort Worth ISD takes the state's $140,000 and nothing more, Tarrant County College 1% with the state's $5,000 floor, Tarrant County, the City and JPS Health Network 20% each, and the Tarrant Regional Water District, which pays for the Fort Worth Floodway, none at all. So Tarrant County levies 0.1862 per $100 on $261,600 after an exemption of $65,400, $487; City of Fort Worth levies 0.67 per $100 on $261,600 after an exemption of $65,400, $1,753; Fort Worth ISD levies 1.0291 per $100 on $187,000 after an exemption of $140,000, $1,924; Tarrant County College levies 0.11228 per $100 on $322,000 after an exemption of $5,000, $362; JPS Health Network levies 0.165 per $100 on $261,600 after an exemption of $65,400, $432; Tarrant Regional Water District levies 0.0265 per $100 on the full $327,000, with no homestead exemption, $87. The six come to $5,044 a year, 1.54% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,158. In Keller ISD, the district the second most residents live in, the school line is 1.0852 per $100 after the same $140,000, and the same house comes to $5,149, 1.57%. On $295,800, Zillow's August 2026 value for a typical Fort Worth home, the Fort Worth ISD stack comes to $4,425, 1.50%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. The City has since adopted 0.70565 for 2026, but when these figures were retrieved the Tarrant County Tax Assessor-Collector's table and the appraisal district's still ran to 2025, so the calculators stay on 2025 until all six units' 2026 rates are published. Jacksonville: About 1.56% of the price for a homesteaded owner, worked out on the $335,000 Duval County single-family median, which is lower than the 17.7412 mills a house in the City of Jacksonville is charged because of Florida's homestead exemption rather than any assessment lag. Consolidation makes the stack short: the City of Jacksonville levies 11.1919 for county and city government together, Duval County Public Schools 6.3430 (3.0950 set by state law, 2.2480 by the school board and 1.0000 approved by voters in 2022), the St. Johns River Water Management District 0.1793 and the Florida Inland Navigation District 0.0270, which is every levy the property appraiser lists for the general services district for 2025. The school lines are charged on the price less $25,000, $310,000, and the rest on the price less a second slice as well, $285,000 on the base amounts, so a homesteaded buyer's first bill is about $5,215. Without a homestead, as a landlord or a buyer who never files, the same house owes $5,943. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the Duval property appraiser's estimator uses $26,411 for 2026, which brings the same bill to $5,199; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $16 for it. The total was 17.8650 for 2024 and fell because the City cut its own rate from 11.3169. The school board's voted mill runs to 30 June 2027 and its renewal is on the 3 November 2026 ballot. The exemption is not automatic: you file with the property appraiser by 1 March of the year after you buy. The City's solid waste and stormwater fees come on the same bill, about $414 a year for a house in 2026, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureFort WorthJacksonvilleAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000375 (2025)514 (2025)Fort Worth
Property crime per 100,0002,226 (2025)2,154 (2025)Jacksonville
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
78 (2025)80 (2025)Not directly comparable
Fort Worth

On the FBI's definitions, violent offenses in Fort Worth went from 5,428 in 2021 to 4,876 in 2022, 4,849 in 2023, 4,641 in 2024 and 3,859 in 2025, a 17% drop in the last year and 29% in four, and property offenses from 25,186 to 26,275, 26,098 and a peak of 27,290 in 2024, then 22,886, 16% below it. Motor vehicle theft rose from 3,687 in 2021 to 5,157 in 2024 and fell to 3,616 in 2025, down 30%. In 2025 the CDE shows aggravated assaults down 18% (3,230 to 2,656), rapes down 18% (613 to 505), robberies down 15% (726 to 620), burglaries down 16% and larcenies down 12%, while murders rose 8% (72 to 78), the one violent measure that went up. Eddie Garcia, Dallas's former police chief, took over the department in September 2025 after months without a permanent chief, and FWPD's own figures for January through August 2026 against the same months of 2025 show robberies down from 436 to 269 and aggravated assaults from 1,842 to 1,557 as well as the drop in murders (WFAA). The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 3,859 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Fort Worth Police Department (ORI TX2201200) in calendar 2025, divided by the 1,028,117 Vintage 2025 city population. On the CDE's own agency population of 1,030,410 the rate is also 375. That is the lowest of the Texas cities this site compares, against 532 in San Antonio, 577 in Dallas and 890 in Houston. No FWPD total on this definition was found in anything fetched; the city's quarterly crime reports, as the Fort Worth Star-Telegram described them, count crimes against persons, a broader group that includes assaults and sex offenses, and put them 12% lower in the first half of 2025 than a year earlier.

Homicides: 78 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 72 in 2024, about 7.6 per 100,000 on the city population. Spectrum News, reading city data in February 2026, also put the year's homicides 8% above 2024. Most of the rise came early: the city's quarterly reports counted 20 homicides in January through March 2025 against 9 a year earlier and 43 in the first half against 31 (Fort Worth Star-Telegram). The CDE series has fallen from 118 in 2021, and 2026 has turned the other way: FWPD counted 36 murders through 31 August against 54 in the same months of 2025 (WFAA).

Jacksonville

On the FBI's definitions, violent offenses in Jacksonville went from 6,496 in 2021 to 6,141 in 2022 and 6,513 in 2023, then fell to 5,680 in 2024 and 5,231 in 2025, 8% lower than in 2024 and 19% lower than in 2021. Property offenses rose from 23,968 in 2021 to a peak of 26,443 in 2024 and fell 17% in 2025 to 21,920. Motor vehicle theft drove the swing: 2,035 in 2021, 3,461 in 2024 and 2,036 in 2025, down 41% in the last year. In 2025 the CDE shows aggravated assaults down 7% (4,533 to 4,236), robberies down 16% (639 to 539), rapes down 16% (445 to 376), burglaries down 22% and larcenies down 12%, while murders rose from 63 to 80, the one violent measure that went up. The sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from JSO records. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.

What the rates cover: Computed: 5,231 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Jacksonville Sheriff's Office (ORI FL0160000) in calendar 2025, divided by the 1,017,689 Vintage 2025 city population. On the CDE's own agency population of 1,008,920 the rate is 518. The sheriff's office, formed when the city and county police merged in 1968, is responsible for law enforcement in the county; Jacksonville Beach has its own department. That is higher than Miami (359), Tampa (375.5) and Fort Worth (375), close to Boston (507) and below San Antonio (532), Dallas (577) and Houston (890).

Homicides: 80 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 63 in 2024, about 7.9 per 100,000 on the city population. The sheriff's office's own counts differ slightly by date and definition: Action News Jax, reading JSO records, reported 76 murders in 2025 against 63 in 2024, and News4JAX reported 79 murder cases in 2025 within more than 100 homicides of all kinds, including 11 fatal police shootings. The 2024 figure was the low point: News4JAX's count of 82 homicides of all kinds that year was the lowest in the 19 years it has kept one. The CDE series is 107 in 2021, 132 in 2022, 128 in 2023, 63 in 2024 and 80 in 2025.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureFort WorthJacksonvilleAdvantage
January mean7.7 °C12.3 °CNot directly comparable
July mean29.5 °C28.1 °CNot directly comparable
Precipitation a year898 mm1,356 mmNot directly comparable
Snowfall a year4 cm0 cmNot directly comparable
Sunshine a year2,850 hours2,880 hoursJacksonville
Fort Worth

NOAA NCEI 1991-2020 normals for Fort Worth Meacham International Airport (station USW00013961), the city-owned general aviation field inside the city about 5 miles north-northwest of downtown: January mean 45.8F, July mean 85.1F, annual mean 65.9F, 35.34 in of precipitation. Meacham's normals carry no snowfall, so the 1.6 in of snow stored here is the normal at Dallas Fort Worth International Airport (USW00003927), about 20 miles northeast of downtown, where the National Weather Service keeps the metro's official record. August is the warmest month by a tenth of a degree at 85.2F, with a mean high of 95.9F; July's mean high is 95.7F and January's mean low is 35.3F. October (4.46 in) is the wettest month, then May and June (4.02 in each), and January (2.05 in) the driest. The normals count 105.5 days a year at 90F or above, 24.1 at 100F or above and 32.8 nights at or below freezing. DFW Airport averages 46.3F in January and 85.7F in July with 37.01 in of rain, 20.3 days at 100F or above and 29.2 nights at or below freezing. Converted here to 7.7 C, 29.5 C, 898 mm and 4.1 cm. Those 24.1 days at 100F are more than Love Field's 22.4 for Dallas and fewer only than Austin's 28.7 among the Texas cities this site compares, although the July mean is 1.2 C below Dallas's. Sunshine hours are the older 1961-1990 NCDC means that Current Results lists for Dallas (2,850 hours, 61% of possible, and 135 clear days); it lists no separate Fort Worth figure, and the 1991-2020 normals do not include sunshine.

Hazards: Hail is the costly routine hazard. On the evening of 5 May 1995 a supercell dropped hail up to softball size on Mayfest, the outdoor festival on the bank of the Trinity River, where more than 10,000 people were caught in the open: more than 400 were hurt and 60 seriously enough to be hospitalized, though no one died at the festival. The storms went on to kill one driver in a swollen creek in western Tarrant County and 19 people in Dallas County, most of them in floodwater, and the National Weather Service puts the damage at about $2 billion, one of the costliest hailstorms in history. Cotality counted more than 235,000 Texas homes hit by damaging hail in 2025, far more than in any other state, with the risk concentrated in Dallas-Fort Worth and the other Texas Triangle metros. Tornadoes have hit the center of the city. At 6:18 pm on 28 March 2000 a tornado touched down near Castleberry High School, about 4 miles west of downtown, and tracked east along West 7th Street, nearly destroying the Cash America building and heavily damaging Mallick Tower before it weakened over downtown, where debris broke 80% of the windows in the Bank One building and 1,300 of the 5,000 in the Union Pacific Resources building. Two people died and about 80 were injured, 6 of them hospitalized; the Texas Tech damage survey rated it F2. A second tornado later that evening did F3 damage in Arlington and Grand Prairie without a death, and NOAA counts the storms of 28 and 29 March across the South at $690 million ($1.27 billion in 2024 dollars). Flooding shaped the city's form. In May 1949 a night of 6 to 12 in of rain overflowed the Trinity, killing 10 people and leaving more than 13,000 homeless, and the Army Corps of Engineers later built the 27 miles of levees of the Fort Worth Floodway, which the Tarrant Regional Water District maintains. The Corps' $1.16 billion Central City project, known locally as Panther Island, is to carry the river around downtown through new bypass channels and protect more than 2,400 acres; work on the northern half of the channel is due to begin late in 2026 and the project to be finished in 2032. Flash floods on the creeks are the more frequent danger: on 21 and 22 August 2022, 9.56 in (243 mm) fell at Meacham over the two days, 5.11 in (130 mm) of it on the 22nd, and the National Weather Service measured 8.41 in in Fort Worth, with flooding reported from Como and the John T. White neighborhood to West 7th Street; the city's 2016 floodplain plan counted more than $1 billion of stormwater improvements needed. Heat is the constant. The normals give Meacham 24.1 days a year at or above 100F (37.8 C). The summer of 2026 has been among its hottest: 55 days at 100F or above through 27 September, fourth in its record after 72 in 2011, 64 in 2023 and 62 in 1998, and 31 in a row from 3 August to 2 September, the longest run it has recorded; its highest reading is 112F (44.4 C), on 12 July 1998 and 4 September 2000. At DFW Airport the National Weather Service counts 52 days of 100F in 2026 through 22 September, tied for fifth, against the record of 71 in 2011. Cold is rare and badly handled. Winter Storm Uri took Meacham to -2F (-18.9 C) on 16 February 2021, tying 31 January 1949 for the lowest in its record, and DFW Airport also fell to -2F, the lowest there since 1953, with 5.0 in (12.7 cm) of snow over the storm. ERCOT cut power across the state grid from 15 to 18 February and about 4.5 million customers lost it at the worst; Texas counted 246 deaths from the storm, 11 of them in Tarrant County. In January 2026 Winter Storm Fern brought 2.4 in (6.1 cm) of snow and sleet to DFW Airport and a low of 11F (-11.7 C) at Meacham on the 25th.

Jacksonville

NOAA NCEI 1991-2020 normals for Jacksonville International Airport (station USW00013889), inside the city about 12 miles north of downtown beside the National Weather Service's Jacksonville office: January mean 54.2F, July mean 82.5F, annual mean 69.3F, 53.40 in of precipitation, 0.0 in of snow. July is the warmest month by less than half a degree over August (82.1F), with a mean high of 91.9F; January's mean low is 42.9F. June (7.60 in) and September (7.56 in) are the wettest months, and June through September bring 28.81 in, 54% of the year; November (2.00 in) is the driest. The normals count 80.1 days a year at 90F or above, 0.7 at 100F or above and 14.3 nights at or below freezing. Converted here to 12.3 C, 28.1 C, 1,356 mm and 0 cm. That makes Jacksonville the coolest in winter of the four Florida cities this site compares, 6.4 F below Orlando's January and 14.4 F below Miami's, and the second-wettest city here after Miami. Sunshine is the 1961-1990 NCDC figure Current Results lists for Jacksonville, 2,880 hours a year, 63% of possible, with 94 clear days, the same source and basis as the other US profiles; the 1991-2020 normals do not include sunshine.

Hazards: Hurricanes are the defining hazard, though direct hits are rare. Wikipedia counts one direct hurricane strike on Jacksonville since 1871: Dora, whose eye crossed St. Augustine on 10 September 1964 as a strong Category 2. Matthew passed about 37 miles offshore in October 2016, bringing storm surge, flooding along the ocean and the St. Johns River and outages for 250,000 people; the airport recorded 6.28 in (160 mm) of rain on 7 October. Irma, which passed about 75 miles to the west in September 2017, did the most damage of the recent storms, and it did it with water rather than wind. A local nor'easter had already raised water levels in the St. Johns basin before the storm arrived; storm surge, high astronomical tides and Irma's rain then pushed the river at the Main Street Bridge downtown to an all-time record crest of 5.57 ft (NAVD88) on 11 September, against Dora's 4.12 ft, and set records or major flood stage along the river and its creeks from Mayport to the Buckman Bridge (National Weather Service). Crews made about 350 water rescues, mostly in Downtown, Riverside and San Marco, where one evacuee reported water to his neck inside his home. The airport recorded 9.72 in (247 mm) of rain on 10 and 11 September and a gust of 86 mph (138 km/h); Wikipedia puts damage in Jacksonville at $85 million and counts five deaths in Duval County. Nor'easters are the routine coastal hazard: persistent northeast winds pile water into the river and the Intracoastal Waterway and bring tidal flooding and beach erosion without a tropical storm in sight, as in September and October 2025, when long-running local nor'easters brought coastal flood advisories and tidal flooding at high tide along the Atlantic coast, the Intracoastal Waterway and the St. Johns River basin (Florida Times-Union). Heat is long rather than extreme. The normals count 80.1 days a year at 90F or above but under one at 100F (37.8 C); 2025 had 113 days at 90F or above, the third-most since the airport's record began in 1938, and 2026 had 107 through 27 September, with three days at 100F or above in 2025. The station's highest reading is 105F (40.6 C), on 21 July 1942. Cold is brief but real: 14.3 freezing nights a year on the normals, 19 in the first months of 2026, and a record low of 7F (-13.9 C) on 21 January 1985. Measurable snow is rare enough to list: 1.5 in (3.8 cm) on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureFort WorthJacksonvilleAdvantage
Median household income$82,503 USD (2024)$72,389 USD (2024)Fort Worth
Unemployment rate4.6% (July 2026)4.9% (July 2026)Fort Worth
Sales tax8.25%7.5%Jacksonville
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%37%Even
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$13,449 USD$13,449 USDEven
Fort Worth

BLS counted 1,222,100 nonfarm jobs in the Fort Worth-Arlington-Grapevine Metropolitan Division in August 2026 (not seasonally adjusted, preliminary), up 17,800 or 1.5% on the year. Professional and business services grew fastest (+5.0%, to 159,300), then mining, logging and construction (+4.8%, to 92,100), leisure and hospitality (+4.4%, to 145,500) and transportation and warehousing (+2.1%, to 102,600), while financial activities (-2.0%), information (-1.8%) and government (-0.6%, to 136,000) shrank; federal employment fell 9.0%, from 16,700 to 15,200. Manufacturing held at 110,000, of which aerospace product and parts manufacturing was 23,600, up 1.3%. The seasonally adjusted series (SMS48231040000000001) was 1,223,400 in August 2026, 1.5% above August 2025. The Texas Comptroller credits Lockheed Martin with about 49,000 direct and indirect workers in Fort Worth and a $9 billion regional impact, and 25,579 direct employees across Texas, and counts 4,553 direct and 21,266 total jobs and $2.75 billion of state GDP for Naval Air Station Joint Reserve Base Fort Worth in 2025. Hillwood's annual report puts AllianceTexas's economic impact at $12.9 billion in 2025 and $142.9 billion since it opened in 1989, and Hillwood says the Comptroller has recognized it as the primary inland port for the southwestern United States. American Airlines, with 103,440 staff in 2024, and BNSF Railway, with about 36,000, are both headquartered in the city (Wikipedia).

Main sectors: Aerospace and defense (Lockheed Martin Aeronautics, which builds the F-35 at Air Force Plant 4; Bell Textron, headquartered in the city; Naval Air Station Joint Reserve Base Fort Worth, the former Carswell Air Force Base), Airlines and freight rail (American Airlines, headquartered in the city, with its largest hub at DFW Airport; BNSF Railway, headquartered in the city), Logistics and advanced manufacturing at AllianceTexas in far north Fort Worth, which Hillwood says holds 602 companies and 73,134 jobs, Trade, transportation and utilities, the division's largest sector by payroll jobs (289,300 in August 2026), Health care and education (JPS Health Network, Cook Children's Medical Center, Texas Christian University and its medical school).

Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. On 15 September 2026 the City Council adopted a $3.33 billion operating budget for fiscal 2027 unanimously and raised the city's rate by 3.565 cents to 70.565 cents per $100 of taxable value on a 7 to 4 vote, to help close a $94 million shortfall. The city says the average homeowner's bill will still fall, by $8.19 to $1,643.64 on a home valued at $232,925, because the Tarrant Appraisal District has not reappraised residential property since 2024 and the average value dropped; the city's total taxable value rose only 0.89%, to $130.2 billion (Fort Worth Report, Community Impact, CBS Texas). The budget also raises stormwater, water, sewer, solid waste and environmental fees by about $7 a month for the average resident. The county, school district, JPS hospital district, Tarrant County College and other levies on the same bill belong to the housing layer.

Jacksonville

BLS counted 803,800 nonfarm jobs in the Jacksonville MSA in August 2026 (not seasonally adjusted, preliminary), up only 500 on the year, almost flat. Private education and health services grew fastest (+3.3%, to 139,800) and professional and business services next (+2.0%, to 120,100), while financial activities lost 4,400 jobs (-6.1%, to 67,800), finance and insurance alone 3,000, and information fell 8.2% to 13,400. Government shrank 2.5% to 77,900, almost all of it federal (-8.4%, from 20,300 to 18,600); BLS's payroll count does not include active-duty sailors. Trade, transportation and utilities is the largest sector at 170,000 jobs, and leisure and hospitality held at 93,900. The seasonally adjusted series (SMS12272600000000001) was 806,600 in August 2026, 0.4% above August 2025. JAXPORT moved 1,388,841 TEUs of containers in fiscal 2025 (October 2024 to September 2025), up 4% on the year, 506,237 vehicles and 10.2 million tons of cargo, and says its cargo supports more than 258,800 jobs and $44 billion of annual economic impact in the region and state; a $250 million modernization of Blount Island's container and auto terminals was completed in 2025. The state's 2024 defense summary, on 2022 figures, puts defense spending in Duval County at $6.5 billion and its total impact at $9.1 billion, 68,060 jobs and 10.4% of the county's economy.

Main sectors: Port, rail and logistics: JAXPORT, Florida's No. 1 container port by volume (nearly 1.39 million TEUs and 506,237 vehicles in fiscal 2025), CSX and the Florida East Coast Railway, both headquartered in the city, and the shipping lines to Puerto Rico (Crowley, TOTE Maritime, Trailer Bridge), The Navy: Naval Air Station Jacksonville, the largest installation in Navy Region Southeast, Naval Station Mayport, home of the Fourth Fleet and 21 ships, and Marine Corps Support Facility Blount Island; defense spending has a $9.1 billion total economic impact in Duval County, Finance, insurance and financial technology (FIS and Fidelity National Financial, both headquartered in the city, Florida Blue, and Deutsche Bank's second-largest US operation), a sector now shrinking, Health care (Mayo Clinic Florida, Baptist Health and Wolfson Children's Hospital, UF Health Jacksonville, St. Vincent's), the metro's fastest-growing large sector, Trade, transportation and utilities, the metro's largest sector by payroll jobs (170,000 in August 2026).

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 22 September 2026 the City Council adopted a $2 billion budget for fiscal 2027, 18 to 1, and kept the consolidated government's rate at 11.1919 mills, about $11.19 per $1,000 of taxable value, on a 16 to 3 vote; The four towns that kept their own governments pay a different city rate (7.9012 mills at the Beaches, 9.4208 in Baldwin). Council and mayor held the rate rather than cut it because of Amendment 3, the homestead property tax cut on Florida's 3 November 2026 ballot, which the city expects would open a revenue shortfall of about $300 million by 2028 if it passes, and tied some spending to its outcome (Jacksonville Today). School board and other levies on the same bill belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureFort WorthJacksonvilleAdvantage
SystemTrinity Metro buses (147 fixed-route and 76 demand-response vehicles), the 27.2-mile TEXRail commuter line with 9 stations from T&P Station downtown through North Richland Hills and Grapevine to DFW Airport Terminal B (opened January 2019), the Trinity Railway Express to Dallas run with DART, ZIPZONE on-demand zones and the downtown Blue Line circulator; Fort Worth is the only full member, with Forest Hill, Grapevine, North Richland Hills and River Oaks partial membersJacksonville Transportation Authority (JTA): fixed-route buses (174 vehicles on 30 routes in 2026), the four-line First Coast Flyer bus rapid transit network (Green, Blue, Red and Orange lines, opened from December 2015 to 2021 and running every 20 minutes on weekdays), the fare-free 2.5-mile Skyway people mover with eight stations Downtown and on the Southbank (opened 1989), the NAVI autonomous shuttle on the 3.5-mile Bay Street corridor (opened June 2025), the St. Johns River Ferry between Mayport and Fort George Island, and Connexion paratransit. The Skyway is due to stop running on 2 November 2026 and NAVI on 1 January 2027.Not directly comparable
Commute by public transit0.7% (2024)0.8% (2024)Jacksonville
Walk or cycle to work1.1% (2024)2.0% (2024)Jacksonville
AirportDallas Fort Worth International Airport (DFW), about 20 miles northeast of downtown Fort Worth and midway between the two cities, handled 85,660,127 passengers in 2025, 2.5% fewer than 2024's 87,817,864, per the airport's December 2025 traffic report; American Airlines, headquartered in Fort Worth, carried 82.6% of them, and TEXRail runs from downtown to Terminal B. Fort Worth Meacham International Airport, owned by the city about 5 miles north-northwest of downtown, has no scheduled airline service and serves general aviation; its 1933 American Airways hangar is on the National Register of Historic Places (Wikipedia).Jacksonville International Airport (JAX), owned by the Jacksonville Aviation Authority about 12 miles north of downtown, handled 7,573,048 passengers in calendar 2025, 1.1% fewer than the 7,654,406 of 2024, by this file's sum of the authority's monthly traffic report; its fiscal year to September 2025 was 7,573,168, below the record 7,647,916 of the year before. American (27.6%) and Delta (27.1%) carried the most enplanements in the fiscal year to May 2026, ahead of United (15.1%) and Southwest (14.8%). That is about a third of Tampa International's 24.8 million.Not directly comparable
Fort Worth

Trinity Metro carried 6,180,600 unlinked trips in 2025, 4,554,400 of them by bus and 906,800 on TEXRail, and about 22,100 a weekday in the second quarter of 2026, 2,800 of them on TEXRail (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher), against 30.7 million for VIA in San Antonio, 52.8 million for DART and 78.0 million for Houston's METRO. The Trinity Railway Express, which Trinity Metro runs with DART between downtown Fort Worth and downtown Dallas, carried 1,337,600 trips in 2025 (APTA, same source). The system is paid for by a half-cent sales tax Fort Worth has levied since 1984, half what DART's and METRO's cities pay. TEXRail runs every 30 minutes until 7 pm and hourly after, and a 2.1-mile extension to the Medical District on the Near Southside, estimated at about $167 million, is due to break ground by the end of 2026 and open in 2029 (Wikipedia).

Jacksonville

JTA carried 7,342,300 unlinked trips in 2025, 6,307,000 of them by bus, 413,600 on the ferry and 253,200 on the Skyway, and about 28,000 a weekday in the second quarter of 2026, 1,000 of them on the Skyway (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is less than HART's 11.9 million in Tampa and a third of LYNX's 22.2 million in Orlando, for a city two and a half to three times as large. The agency is in a financial crisis. Its board adopted a $139.2 million budget for fiscal 2027, down from $178 million, to close a projected $17.5 million gap, and in September interim CEO Cleveland Ferguson III, appointed on 27 August after Nathaniel Ford's 13 years in charge, said a $39 million hole meant up to 194 layoffs and a Saturday schedule on weekdays from 2 November, with the First Coast Flyer kept at every 20 minutes. The Skyway, whose original ten-car fleet is down to two working vehicles, will halt that day while JTA decides whether to rebuild it, replace it or turn the guideway into an elevated trail, the option most favored in its spring survey. The Ultimate Urban Circulator, JTA's plan since 2016 to replace the monorail with autonomous vehicles on the Skyway's beams and city streets at an estimated $400 million, has stalled: NAVI, its first phase, drew just over 100 riders a day in its first three months and 11,892 in all by early April 2026, and will stop on 1 January because the developer of its driving software is ending support (Jacksonville Today).

06: Daily life

Health care, schools and what each city is like

Fort Worth

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of Fort Worth's rate was 18.9% (189,692 of 1,003,516), Tarrant County's 16.9% and the metro's 16.2%. JPS Health Network, the Tarrant County Hospital District, runs John Peter Smith Hospital, the county's public hospital, a Level I trauma center and the only psychiatric emergency site in the county; on 16 April 2026 it broke ground on a $1.5 billion replacement hospital at South Main and East Morphy streets, part of a $2.5 billion building plan backed by an $800 million bond from 2018, which will take it from 582 beds to more than 740 when it opens in 2030 (Fort Worth Report). Cook Children's Medical Center has 452 licensed beds and a Level II pediatric trauma center (Wikipedia). TCU's Anne Burnett Marion School of Medicine took its first class in 2019. This file did not verify a wait time figure for primary or specialist care.

Education

Fort Worth is served by Fort Worth ISD and, in parts, by fourteen other districts, among them Keller, Northwest, Eagle Mountain-Saginaw, Crowley and Arlington (the 2020 Census school district map, as cited by Wikipedia). Fort Worth ISD is now under state control: after a campus received a fifth straight failing rating, Education Commissioner Mike Morath decided in October 2025 to intervene, and on 24 March 2026 he replaced the elected trustees' authority with a nine-member board of managers led by Pete Geren and named Peter Licata, formerly of Broward County, superintendent. It is the second-largest takeover in Texas history, after Houston ISD's. The board opened by saying roughly 63% of students do not read at grade level and 29% are proficient in math (Fort Worth Report). The district, built for 90,000 students, had 67,315 in 2025-26 on Texas Education Agency data and projected about 66,500 for 2026-27; it has lost more than 12,000 in five years and in May 2025 approved closing 18 campuses by June 2029 (CBS Texas). Texas Christian University (12,980 students in fall 2025) is about 4 miles from downtown, and the city also holds Texas Wesleyan University, UNT Health Fort Worth and Texas A&M University's law school and downtown campus.

Living there

Fort Worth has grown faster than any other US city of a million people: 11.9% since 2020, and 19,512 residents in 2024-25, a gain second only to Charlotte's; it passed a million in 2024. It is the western half of the Dallas-Fort Worth metro and works differently from Dallas: its economy leans on aircraft, airlines and freight, from the F-35 line at Lockheed Martin's plant and Bell's helicopters to the headquarters of American Airlines and BNSF and the warehouses and factories of AllianceTexas, and household income, at $82,503, is higher than in Dallas, Houston or San Antonio. It is built for the car: 74.9% of workers drive alone and 0.7% take transit, the lowest share of any city this site compares, though TEXRail runs to DFW Airport. Violent crime, at 375 per 100,000 on the FBI's counts, is the lowest of the Texas cities here. Summer is long and hot, with 24 days a year at 100F or above and 31 in a row in 2026, and hail and tornadoes are the costly weather. Texas takes no income tax, and 18.9% of residents have no health insurance. The open questions are the costs of growth: the council raised its property tax rate in September 2026 to cover a $94 million gap as appraisals stalled, the state took over the shrinking Fort Worth ISD in March 2026, and the Panther Island flood channels around downtown are not due until 2032.

Jacksonville

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act; an organizing committee relaunched a ballot initiative to expand it in February 2026 (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), the sixth-highest of any state, against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Jacksonville's was 10.1% (99,720 of 990,245), Duval County's 9.9% and the metro's 8.2%. UF Health Jacksonville, the University of Florida's academic hospital downtown with 695 beds and another 216 at UF Health North, is home to North Florida's Level I trauma center and carries the city's safety-net care: the fiscal 2027 city budget carries $56 million for its indigent care (Jacksonville Today). Mayo Clinic's Florida campus on the Southside, Mayo's first outside Rochester, opened in 1986 and has a hospital Wikipedia gives 304 beds, with an expansion to 428 announced for 2026. Baptist Health runs Baptist Medical Center Jacksonville and, beside it on the downtown riverfront, the 281-bed Wolfson Children's Hospital, the region's only Level I pediatric trauma center verified by the American College of Surgeons. This file did not verify a wait time figure for primary or specialist care.

Education

Duval County Public Schools, whose boundaries match the county's, has fallen below 100,000 students this fall for the first time in modern history, a 16% decline since 2015, when it had more than 115,000, as charter schools, homeschooling and state scholarships for private tuition grew (Action News Jax, 30 September 2026). It cut 115 teaching positions in September 2025 after a 1.9% drop in enrollment, closed several elementary schools that summer under its 2024 master facilities plan, and is consolidating four more in 2026-27, with two others delayed to 2027-28 and 2028-29. The University of North Florida, a public R2 research university founded in 1965 on the Southside, enrolled 16,575 students in 2024 (Florida Board of Governors). Jacksonville University, private, in Arlington, enrolled 4,247 in fall 2024 and has what Wikipedia calls the second-largest Naval ROTC program in the country. Florida State College at Jacksonville, the state college with campuses across the city, enrolled 23,556 students in 2024-25 (IPEDS, as compiled by UnivStats), 70% of them part time. Edward Waters University, founded in 1866, is the state's oldest historically Black college, and the city has committed $130 million to a new University of Florida graduate campus (Jacksonville Today).

Living there

Jacksonville is the largest city by land area in the contiguous United States, 747 square miles, because in 1968 it consolidated with Duval County and took in almost all of it; it is Florida's largest city by a wide margin and the eleventh-largest in the country, yet its metro is the smallest of the four Florida metros this site compares, and half the metro's growth since 2020 has been in St. Johns and Nassau counties rather than the city. The St. Johns River runs north through the middle of it to the Atlantic, and the river is both the economy and the risk: JAXPORT, Florida's busiest container port, and the Navy's bases at NAS Jacksonville and Mayport line it, and Irma in 2017 pushed it to its highest recorded level downtown. It is the coolest of the Florida cities here after Tallahassee, with real if brief winters, and hurricanes rarely hit it directly. It is built for the car: 70.9% of workers drive alone and 0.8% take transit, and the transit agency is cutting service, halting the Skyway and ending its autonomous shuttle in a budget crisis. Violent crime, at 514 per 100,000 on the FBI's counts, is higher than in Miami or Tampa. Household income, at $72,389, sits in the middle of the Florida cities, and Florida takes no income tax. The open questions are the transit agency's finances, a shrinking school district, the November 2026 homestead tax vote the city has budgeted against, and whether finance jobs, down 6.1% in a year, keep leaving.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars and both were priced at Freddie Mac's 7.03% rate for 24 September 2026, so the mortgage lines compare directly, and both prices are medians of single-family houses sold in August 2026, though over different areas. Fort Worth's is the North Texas Real Estate Information System's median inside the city, $327,000, 0.9% below a year earlier, on 805 sales. Jacksonville's is the Northeast Florida Association of REALTORS' median for Duval County, $335,000 on 887 sales, 1.5% below a year earlier; NEFAR publishes no figure for the city alone, and since the City and the county became one government in 1968 the city has held 96% of the county's residents. Zillow's index, which models every home in each city, reverses the order: it stood at $295,800 for the City of Fort Worth in August, 1.8% lower on the year, and Zillow's index for the City of Jacksonville stood at $285,103, 0.8% lower. At 20% down, Fort Worth's $261,600 loan costs about $1,746 a month and a $268,000 loan on the Duval median about $1,788. Property tax is $5,044 a year in Fort Worth and about $5,215 in Jacksonville with a homestead, about 1.54% and 1.56% of the price, and insurance is budgeted at $350 and $275 a month, both estimates between published averages, the Fort Worth one raised by North Texas hail and the Jacksonville one a Florida policy that covers wind with a separate hurricane deductible, and neither with a flood policy in it. The three lines come to about $2,516 and $2,498, roughly 37% and 41% of each city's 2024 median household income; of the $18 gap, Fort Worth pays about $75 a month more in insurance and Jacksonville about $43 more in mortgage and $14 more in property tax. The rents are on the same series, Apartment List's September medians for each city, and are close: a one-bedroom at $1,141 in Fort Worth and $1,110 in Jacksonville, a two-bedroom $1,317 and $1,306. Zillow's observed rent index was $1,615 and $1,601 in August.

The definitions match: both cities' figures are the FBI's summarized counts for 2025, divided by Census Vintage 2025 populations and read on 30 September and 1 October 2026. Fort Worth is lower on violent crime and the two are close on the rest. Fort Worth's 3,859 violent offenses come to 375 per 100,000 against Jacksonville's 514 on 5,231. Its 22,886 property offenses come to 2,226 against 2,154 on 21,920. Homicide was 78 in Fort Worth, about 7.6 per 100,000, and 80 in Jacksonville, about 7.9. In both, murder was the one violent measure that rose in 2025, from 72 to 78 in Fort Worth and from 63 to 80 in Jacksonville. Otherwise the falls differ in size. Violent offenses dropped 17% in Fort Worth in 2025 and 29% in four years; in Jacksonville they dropped 8%, and are 19% below 2021. Motor vehicle theft fell in both, from 5,157 in 2024 to 3,616 in Fort Worth and from 3,461 to 2,036 in Jacksonville. The departments' own figures add to the picture. FWPD counted 36 murders from January through August 2026 against 54 in the same months of 2025, and Jacksonville's sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from its records. Both sets of counts come from a feed last refreshed on 15 September and can still be revised.

Jacksonville has the milder winter and the gentler summer. January averages 7.7 C at Meacham, inside Fort Worth, against 12.3 C at Jacksonville International, inside the city about 12 miles north of downtown, with 32.8 nights a year at or below freezing against 14.3, and July 29.5 C against 28.1 C. Fort Worth's normals count 105.5 days a year at 90F or above against 80.1, and 24.1 at or above 37.8 C (100F) against 0.7. The summer of 2026 showed the difference: Meacham had 55 days of 100F through 27 September, 31 of them in a row, and Jacksonville International 107 days at 90F or above over the same months, but only three days at 100F or above in all of 2025. Jacksonville gets 1,356 mm of rain a year, 54% of it from June through September, against 898 mm, and no measurable snow on the normals against 4.1 cm, the DFW Airport figure; sunshine is about level, 2,880 hours against 2,850 on the older 1961-1990 series. The costly weather differs in kind. Fort Worth's is hail: the Mayfest storm of 5 May 1995 dropped hail up to softball size on more than 10,000 people at a festival by the Trinity, hurting more than 400, and did about $2 billion of damage across Tarrant and Dallas counties, and on 28 March 2000 a tornado tracked along West 7th Street into downtown and killed two. Jacksonville's is water. Direct hurricane hits are rare, one since 1871 by Wikipedia's count, Dora in 1964, but Irma, passing about 75 miles to the west in September 2017 after a nor'easter had already raised the water, pushed the St. Johns River downtown to a record crest of 5.57 ft at the Main Street Bridge, and crews made about 350 water rescues; nor'easters on their own bring tidal flooding along the river and the Intracoastal Waterway. Cold is the larger difference. Winter Storm Uri took Meacham to -2F (-18.9 C) in February 2021 while ERCOT cut power across the state grid, and Texas counted 11 of the storm's 246 deaths in Tarrant County. Jacksonville's record low is 7F (-13.9 C), in January 1985, and its long outages come with hurricanes: Matthew, passing about 37 miles offshore in October 2016, cut power to 250,000 people.

Fort Worth's half of the Dallas-Fort Worth metro has about half as many jobs again as Jacksonville's whole metro, and is adding them. BLS counted 1,222,100 nonfarm jobs in the Fort Worth-Arlington-Grapevine division and 803,800 around Jacksonville in August 2026, 1.5% more than a year earlier in Fort Worth and only 500 more in Jacksonville, a count that leaves out the active-duty sailors. Unemployment is on the same unadjusted basis in both, 4.6% in the Fort Worth division and 4.9% around Jacksonville in July, against 4.4% nationally. The two have more in common than the climate suggests. Each is a freight railroad headquarters city, BNSF in Fort Worth and CSX and the Florida East Coast Railway in Jacksonville. Each leans on defense. Fort Worth's is mostly industrial: Lockheed Martin builds the F-35 at Air Force Plant 4, with about 49,000 direct and indirect workers in the city on the Texas Comptroller's count, and Naval Air Station Joint Reserve Base Fort Worth has 4,553 direct employees. Jacksonville's is the Navy: NAS Jacksonville is the largest installation in Navy Region Southeast, Naval Station Mayport is home to the Fourth Fleet and 21 ships, and the state puts the total impact of defense spending in Duval County at $9.1 billion and 68,060 jobs, on 2022 figures. Federal payroll jobs, which leave out the uniformed, fell 9.0% in the Fort Worth division and 8.4% around Jacksonville in the year. Fort Worth also has American Airlines' headquarters and AllianceTexas in the far north, with 73,134 jobs by its developer's count; Jacksonville has JAXPORT, Florida's busiest container port, which moved 1,388,841 TEUs in fiscal 2025, and a finance sector, home to FIS and Fidelity National Financial, that lost 4,400 jobs in the year to August 2026, 6.1%. Neither profile carries a wage figure. City median household income was $82,503 in Fort Worth and $72,389 in Jacksonville in 2024, and the metros' $92,733 and $82,053. Neither state taxes income, so $100,000 pays $13,449 in federal tax in both for 2025, and sales tax is 8.25% in Fort Worth, with half a cent for transit and half for the crime control district, against 7.5% in Duval County. The property tax stacks are built differently and land in the same place. Fort Worth's six units add to 2.18908 per $100 and Jacksonville's to 17.7412 mills, about 1.77 per $100, most of it one consolidated government levy of 11.1919 mills. Fort Worth ISD grants the state's $140,000 and nothing more, and Tarrant County, the City and JPS Health Network take 20% off a homestead, where Florida takes $25,000 off every levy and a second $25,000 off all but the schools. So on the same $335,000 house Fort Worth's six units would charge about $5,203 against Jacksonville's $5,215, and on $327,000 Jacksonville's stack would charge about $5,073 against Fort Worth's $5,044.

These have the two lowest transit shares of any city this site compares, and their transit systems carry about the same number of trips. In 2024, 0.7% of Fort Worth workers took transit, the lowest share of any city here, and 0.8% of Jacksonville's, the second-lowest; 1.1% and 2.0% walked or cycled, 74.9% and 70.9% drove alone, and 10.5% and 15.0% worked from home. Trinity Metro carried 6,180,600 trips in 2025 and JTA 7,342,300. The rail differs. Fort Worth's 906,800 rail trips were on TEXRail, the 27.2-mile commuter line from downtown to DFW Airport, and Trinity Metro runs the Trinity Railway Express to Dallas with DART; its next step is a 2.1-mile TEXRail extension to the Medical District, estimated at about $167 million and due to open in 2029. Jacksonville's only rail is the Skyway, a fare-free 2.5-mile people mover Downtown and on the Southbank, which JTA will halt on 2 November 2026 with its original ten-car fleet down to two working vehicles, while it decides whether to rebuild it, replace it or turn the guideway into an elevated trail. JTA's buses include the four-line First Coast Flyer, every 20 minutes on weekdays, but from 2 November it plans a Saturday schedule on weekdays, with up to 194 layoffs, to close a budget gap. The airports are far apart. DFW, American's largest hub, about 20 miles northeast of downtown Fort Worth, handled 85,660,127 passengers in 2025, and American, which carried 82.6% of them, is headquartered in Fort Worth. Jacksonville International, about 12 miles north of downtown, handled 7,573,048, 1.1% fewer than in 2024, with American and Delta each carrying about 27% of its enplanements.

Coverage is where the two states part most. Neither Texas nor Florida has expanded Medicaid, but Texas had the highest uninsured rate of any state in 2024, 16.7%, and the City of Fort Worth's was 18.9%, while Florida's was 10.9%, the sixth-highest, and the City of Jacksonville's 10.1%, against 8.2% nationally. Each city's safety-net hospital is a Level I trauma center. JPS Health Network's John Peter Smith Hospital broke ground on 16 April 2026 on a $1.5 billion replacement that will take it from 582 beds to more than 740 in 2030, and Cook Children's Medical Center has 452 licensed beds. Jacksonville's is UF Health Jacksonville, the University of Florida's academic hospital downtown, with 695 beds and another 216 at UF Health North, and the City's fiscal 2027 budget carries $56 million for its indigent care; Baptist Health's Wolfson Children's Hospital, 281 beds, is the region's only Level I pediatric trauma center verified by the American College of Surgeons, and Mayo Clinic's Florida campus, Mayo's first outside Rochester, is on the Southside. Neither profile verified a wait time. The schools are shrinking in both, and each city's district is in trouble in a different way. Fort Worth ISD, built for 90,000 students, had 67,315 in 2025-26, has approved closing 18 campuses by June 2029, and since 24 March 2026 has been governed by a board of managers the Education Commissioner appointed; it covers about half the city. Duval County Public Schools covers the whole county and fell below 100,000 students this fall for the first time in modern history, 16% fewer than in 2015, as charter schools, homeschooling and state scholarships for private tuition grew, after cutting 115 teaching positions in September 2025. TCU has 12,980 students; the University of North Florida, a public R2 research university, enrolled 16,575 in 2024, and Florida State College at Jacksonville 23,556 in 2024-25.

What people underestimate is how alike these two are on paper and how differently they are growing. They are the tenth- and eleventh-largest cities in the country, Fort Worth just ahead, and both grew fast: Fort Worth added 19,512 residents in 2024-25, the second-largest gain of any US city, and has grown 11.9% since 2020, the fastest of the twelve US cities of more than a million; Jacksonville added 8,319 and has grown 7.2%, third on the same list. But Tarrant County lost 6,978 more residents to the rest of the country than it gained in 2024-25, while Duval gained 101 and the Jacksonville metro's domestic newcomers went mostly to St. Johns County, which gained 12,549. The bills are equal at the median, and both are moving. Fort Worth's council, on 15 September 2026 by 7 to 4, took the City's rate from 67 cents to 70.565 to help close a $94 million shortfall, and the City says the average homeowner's bill will still fall a little because the appraisal district has not reappraised houses since 2024. Jacksonville's held the City's 11.1919 mills for fiscal 2027 rather than cut it because Amendment 3, a homestead tax cut on Florida's 3 November 2026 ballot, would open a revenue shortfall the City puts at about $300 million by 2028 if it passes. Both bills reset on a sale: Save Our Homes resets a Florida assessment to market value the January after a sale and the Texas 10% cap lapses on one, and without a homestead the two medians would owe $7,158 and $5,943. The new edges carry levies the rates do not show. Newer Fort Worth subdivisions on the northern and western edges often sit in a public improvement district, where each lot in Walsh Ranch's first phase owes $482 to $1,559 a year, and in Keller ISD the same $327,000 house pays $5,149; on Jacksonville's edges community development districts levy their own assessments, Normandy CDD $4,225.50 for a developed 50-foot lot in fiscal 2027. At closing Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $1,901 on Fort Worth's median; Florida charges documentary stamp tax on the deed, $2,345 on Duval County's median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,474 at 20% down.

Fort Worth

Better here

  • City median household income was $82,503 in 2024 against $72,389 in Jacksonville, so the same carry takes about 37% of it against 41%.
  • The Fort Worth division's 1,222,100 nonfarm jobs grew 1.5% in the year to August 2026, against 803,800 around Jacksonville, only 500 more.
  • Violent crime ran 375 per 100,000 in 2025 against 514 in Jacksonville on the same FBI counts.
  • DFW, American's largest hub, handled 85,660,127 passengers in 2025 against 7,573,048 at Jacksonville International, and TEXRail runs to it from downtown.
  • The city added 19,512 residents in 2024-25, the second-largest gain of any US city, and has grown 11.9% since 2020 against Jacksonville's 7.2%.
  • Lockheed Martin's F-35 line, American Airlines, BNSF Railway and AllianceTexas's 73,134 jobs give the economy anchors in aerospace, airlines and freight.

Worse here

  • January averages 7.7 C at Meacham against 12.3 C in Jacksonville, and the normals count 24.1 days a year at or above 37.8 C (100F) against 0.7.
  • Home insurance is budgeted at $350 a month against $275, because North Texas hail is the costly routine hazard.
  • The City of Fort Worth's uninsured rate was 18.9% in 2024 against 10.1% in the City of Jacksonville.
  • Only 0.7% of workers took transit in 2024, the lowest share of any city this site compares.
  • Fort Worth ISD has been run by a state-appointed board of managers since 24 March 2026 and has approved closing 18 campuses by June 2029.
  • Uri took Meacham to -2F (-18.9 C) in February 2021 while ERCOT cut power, and Texas counted 11 deaths in Tarrant County.

Choose Fort Worth if

  • you work in aerospace, defense manufacturing, airlines, freight rail or logistics
  • you fly often and want a hub airport with a train from downtown
  • you want the faster-growing city and job market and the higher incomes at the same monthly carry
  • you would take hail, hard freezes and 100F summers for a lower violent crime rate

The Fort Worth guide · Neighborhoods · Fort Worth rent vs buy · Fort Worth mortgage calculator

Jacksonville

Better here

  • January averages 12.3 C with 14.3 freezing nights a year, against 7.7 C and 32.8 at Meacham, and the normals count 0.7 days at or above 37.8 C (100F) against 24.1.
  • The City of Jacksonville's uninsured rate was 10.1% in 2024 against 18.9% in the City of Fort Worth.
  • Insurance is budgeted at $275 a month against $350, so the carry is about $18 a month lower on a median $8,000 higher.
  • Sales tax is 7.5% against 8.25%.
  • NAS Jacksonville, Naval Station Mayport and JAXPORT, Florida's busiest container port, give the economy anchors in the Navy and the port.
  • Property crime ran 2,154 per 100,000 in 2025 against 2,226 in Fort Worth, on the same FBI counts.

Worse here

  • Violent crime ran 514 per 100,000 in 2025 against 375 in Fort Worth, and murders rose from 63 to 80 while the sheriff's office cleared 55% of 2025's against 73% of 2024's.
  • Nonfarm jobs were 803,800 in August 2026, only 500 more than a year earlier, and financial activities lost 4,400 jobs, 6.1%.
  • City median household income was $72,389 in 2024, about $10,000 below Fort Worth's $82,503.
  • JTA plans a Saturday schedule on weekdays from 2 November 2026 and will halt the Skyway, its only rail line.
  • Insurance excludes flood; Irma pushed the St. Johns River downtown to a record 5.57 ft in 2017, with about 350 water rescues.
  • The seller pays documentary stamp tax of $2,345 on the median and the buyer about $1,474 in stamp and intangible tax on the loan, where Texas taxes neither the deed nor the loan.

Choose Jacksonville if

  • you are posted to NAS Jacksonville or Naval Station Mayport, or work at the port, in freight rail or in health care
  • you want a mild winter and long humid summers with almost no 100F days, and will check an address's flood risk first
  • you want a much lower uninsured rate at the same monthly carry
  • you would rather plan around a hurricane season and the river than hail and the ERCOT grid

The Jacksonville guide · Neighborhoods · Jacksonville rent vs buy · Jacksonville mortgage calculator

08: Questions people ask

Fort Worth or Jacksonville, in short

Is Fort Worth or Jacksonville cheaper to live in?

They are level, $18 a month apart to own and within $31 to rent. Both cities were priced at the same 7.03% mortgage rate of 24 September 2026, and both prices are single-family medians: the NTREIS median inside Fort Worth, $327,000 in August 2026, and the Northeast Florida Association of REALTORS' median for Duval County, $335,000, a county figure because none is published for the city, which is 96% of the county. At 20% down the mortgage is about $1,746 against $1,788. Property tax is $5,044 a year against about $5,215 with a homestead, and insurance $350 a month against $275, so the three lines come to about $2,516 in Fort Worth and $2,498 in Jacksonville, roughly 37% and 41% of each city's median household income, $82,503 and $72,389. Zillow's index reverses the order, $295,800 for the City of Fort Worth, and Zillow's index for the City of Jacksonville stood at $285,103. A median two-bedroom rented for $1,317 in Fort Worth and $1,306 in Jacksonville in September 2026. Neither state taxes income, and sales tax is 8.25% in Fort Worth against 7.5% in Duval County.

Is Fort Worth or Jacksonville safer?

Fort Worth on violent crime; the two are close on the rest, on figures built the same way. Both are the FBI's summarized counts for 2025 divided by Census estimates, read on 30 September and 1 October 2026. Violent offenses ran 375 per 100,000 in Fort Worth against 514 in Jacksonville, property offenses 2,226 against 2,154, and homicide was 78 in Fort Worth, about 7.6 per 100,000, against 80 in Jacksonville, about 7.9. In both, murder was the one violent measure that rose in 2025, though FWPD counted 36 murders from January through August 2026 against 54 in the same months of 2025. Every rate here is a count divided by a Census estimate rather than a published rate, and the counts can still be revised.

Which has the better job market, Fort Worth or Jacksonville?

Fort Worth's is larger, growing and better paid; Jacksonville's is flat. BLS counted 1,222,100 nonfarm jobs in the Fort Worth-Arlington-Grapevine division in August 2026, 1.5% more than a year earlier, and 803,800 around Jacksonville, only 500 more. On the same unadjusted basis unemployment was 4.6% in the Fort Worth division and 4.9% around Jacksonville in July. Both lean on freight railroads and defense: BNSF, Lockheed Martin's F-35 line and Naval Air Station Joint Reserve Base in Fort Worth, and CSX, the Florida East Coast Railway, NAS Jacksonville and Naval Station Mayport in Jacksonville. Fort Worth adds American Airlines and AllianceTexas; Jacksonville adds JAXPORT and health care, which grew 3.3% while financial activities lost 4,400 jobs in the year to August 2026. Median household income was $82,503 in the City of Fort Worth and $72,389 in the City of Jacksonville in 2024.

What does buying cost beyond the price in Fort Worth and in Jacksonville?

Closing taxes in Florida, a reset in both, and district levies at the edges. Texas has no transfer tax and no tax on the loan, and the seller customarily buys the buyer's owner's title policy, $1,901 on Fort Worth's median. Florida charges documentary stamp tax on the deed at 70 cents per $100, $2,345 on Duval County's median and the seller's by convention, and the buyer pays 0.55% of the loan in stamp and intangible tax, about $1,474 at 20% down. In both states the seller's tax bill is no guide: Save Our Homes resets a Florida assessment to market value the January after a sale, the Texas 10% homestead cap lapses on a sale, and each exemption has to be filed; without one the medians would owe $7,158 in Fort Worth and $5,943 in Jacksonville. Newer Fort Worth subdivisions often sit in a public improvement district, at $482 to $1,559 a year a lot in Walsh Ranch's first phase, and newer Jacksonville subdivisions can carry a community development district assessment, $4,225.50 a year for a developed 50-foot lot in Normandy CDD. Neither carry here includes flood insurance.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
  2. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Character
  3. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth
  4. Crime Data Explorer summarized agency data, Fort Worth Police Department (TX2201200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  5. Dallas sees drop in violent crime while Fort Worth sees increase in homicides · Spectrum News · retrieved
    Supports: Homicides, Crime trend
  6. After 'puzzling' spike in homicides, Fort Worth leaders look to new police chief · Fort Worth Star-Telegram (via Yahoo News) · retrieved
    Supports: Violent crime rate, Homicides
  7. Eddie Garcia marks one year as Fort Worth police chief, shares reasons behind city's drop in violent crime · WFAA (via Yahoo News) · retrieved
    Supports: Homicides, Crime trend
  8. US Climate Normals 1991-2020, station USW00013961 Fort Worth Meacham International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, Character, January 45.8F, July 85.1F and August 85.2F from the monthly series, which carries no snowfall normal for this station, and annual mean 65.9F, precipitation 35.34 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  9. US Climate Normals 1991-2020, station USW00003927 Dallas Fort Worth International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Annual snowfall, Climate normals, 1.6 in of snow, January 46.3F, July 85.7F, 37.01 in of precipitation, 20.3 days at 100F and 29.2 nights at freezing, the last three from dataset=normals-annualseasonal-1991-2020
  10. Global Historical Climatology Network daily summaries, Fort Worth Meacham International Airport (USW00013961), 1946-1953 and 1992-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, Character, 55 days at or above 100F in 2026 through 27 September, 72 in 2011, 64 in 2023 and 62 in 1998, 31 in a row from 3 August to 2 September 2026, 112F on 12 July 1998 and 4 September 2000, -2F on 16 February 2021 and 31 January 1949, 4.45 in on 21 August 2022 and 5.11 in on 22 August 2022, 11F on 25 January 2026
  11. Global Historical Climatology Network daily summaries, Dallas Fort Worth International Airport (USW00003927), 1953-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, -2F on 16 February 2021, 5.0 in of snow on 14 and 17 February 2021, 2.4 in of snow and sleet on 24 and 25 January 2026
  12. Dallas/Fort Worth: Annual and Consecutive 100 Degree Days (last updated 22 September 2026) · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  13. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals
  14. Mayfest Hailstorm, May 5, 1995 · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  15. Cotality 2026 Report: Hail risk now rivals major hurricanes (2026 Severe Convective Storm Risk Report) · Cotality · retrieved
    Supports: Climate hazards
  16. March 28, 2000: 10th Anniversary, a review of the March 28, 2000 tornadoes affecting Fort Worth and Arlington (from NWS Storm Data) · National Weather Service, Fort Worth/Dallas · retrieved
    Supports: Climate hazards
  17. Damage Survey and Assessment of Fort Worth Tornado, 28 March 2000 · Texas Tech University Wind Science and Engineering Research Center · retrieved
    Supports: Climate hazards
  18. 2000 Fort Worth tornado outbreak · Wikipedia · retrieved
    Supports: Climate hazards
  19. Weather and Climate Billion-Dollar Disasters to affect the U.S. from 1980-2024 (events list) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards
  20. Flood Protection · Tarrant Regional Water District · retrieved
    Supports: Climate hazards
  21. Panther Island bypass project moves forward after Trinity River dams, flood storage delays · Fort Worth Report · retrieved
    Supports: Climate hazards, Character
  22. 'Boom, here we're hit with it again.' How historic rains flooded homes and neighborhoods across Tarrant County · Fort Worth Report · retrieved
    Supports: Climate hazards
  23. February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved
    Supports: Climate hazards
  24. The Timeline and Events of the February 2021 Texas Electric Grid Blackouts · The University of Texas at Austin Energy Institute · retrieved
    Supports: Climate hazards
  25. ACS 2024 1-year tables B08301 and B19013 for Fort Worth city, Tarrant County and the Dallas-Fort Worth-Arlington MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  26. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, the US, Tarrant County, Fort Worth city and the Dallas-Fort Worth-Arlington MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care, Character
  27. Local Area Unemployment Statistics, Fort Worth-Arlington-Grapevine, TX Metropolitan Division (LAUDV482310400000003), the Dallas-Fort Worth-Arlington MSA (LAUMT481910000000003), Fort Worth city (LAUCT482700000000003), Tarrant County (LAUCN484390000000003) and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  28. Current Employment Statistics, Fort Worth-Arlington-Grapevine, TX Metropolitan Division: total nonfarm (SMU48231040000000001, SMS48231040000000001), supersectors (SMU4823104xx00000001) and aerospace product and parts manufacturing (SMU48231043133640001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  29. Naval Air Station Joint Reserve Base Fort Worth (Texas military installations economic impact, 2025) · Texas Comptroller of Public Accounts · retrieved
    Supports: Main sectors, Labour market, Character
  30. AllianceTexas Drives $142.9 Billion in Economic Impact for North Texas · Hillwood · retrieved
    Supports: Main sectors, Labour market, Character
  31. United States Air Force Plant 4 (Lockheed Martin Aeronautics, F-35 production) · Wikipedia · retrieved
    Supports: Main sectors
  32. American Airlines (headquarters, DFW hub, employees) · Wikipedia · retrieved
    Supports: Main sectors, Labour market, Airport passengers
  33. BNSF Railway (headquarters, employees) · Wikipedia · retrieved
    Supports: Main sectors, Labour market
  34. Bell Textron (headquarters) · Wikipedia · retrieved
    Supports: Main sectors
  35. City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  36. Transit Sales and Use Tax (Fort Worth MTA, effective April 1, 1984) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax, Transit ridership
  37. Special Purpose District Sales and Use Tax (Fort Worth Crime Control District, effective October 1, 1995) · Texas Comptroller of Public Accounts · retrieved
    Supports: Sales tax
  38. Texas Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
  39. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  40. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  41. Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: Tax notes
  42. Fort Worth passes $4.35B budget and property tax rate increase · Community Impact · retrieved
    Supports: Tax notes, Character
  43. Slightly lower property tax bills part of Fort Worth's $3.33B budget for 2027, leaders say · CBS Texas · retrieved
    Supports: Tax notes
  44. Fort Worth proposes property tax rate bump, cost cuts to close $94M shortfall for 2027 · Fort Worth Report · retrieved
    Supports: Tax notes, Character
  45. Trinity Metro (service area, members, services, fleet, citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  46. TEXRail (length, stations, opening, frequency, ridership, Medical District extension) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership, Airport passengers
  47. Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved
    Supports: Transit ridership
  48. DFW Total Passengers, December 2025 (calendar year 2025 vs 2024) · Dallas Fort Worth International Airport · retrieved
    Supports: Airport passengers
  49. Fort Worth Meacham International Airport (ownership, general aviation, history) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  50. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  51. A new era: JPS breaks ground on $1.5B hospital · Fort Worth Report · retrieved
    Supports: Health care
  52. JPS Health Network (Tarrant County Hospital District, John Peter Smith Hospital) · Wikipedia · retrieved
    Supports: Health care
  53. Cook Children's Medical Center · Wikipedia · retrieved
    Supports: Health care
  54. Texas Education Agency Appoints Board of Managers and Names New Superintendent to Lead Fort Worth ISD · Texas Education Agency · retrieved
    Supports: Education
  55. 'We failed our kids': New Fort Worth ISD board signals urgency as state takeover begins · Fort Worth Report · retrieved
    Supports: Education, Character
  56. As enrollment drops, FWISD to shift bilingual, special ed services closer to campuses · Fort Worth Report · retrieved
    Supports: Education, Character
  57. Fort Worth ISD board gives final approval to close 18 schools amid budget woes, enrollment decline · CBS Texas · retrieved
    Supports: Education
  58. Fort Worth, Texas (school districts serving the city, citing the 2020 Census school district reference map for Tarrant County; colleges and universities) · Wikipedia · retrieved
    Supports: Education
  59. Texas Christian University (fall 2025 enrollment, location, School of Medicine) · Wikipedia · retrieved
    Supports: Education, Health care
  60. Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Jacksonville city 949,607 (April 2020 base), 1,009,370 (2024) and 1,017,689 (2025); Duval County 1,062,963; Atlantic Beach, Baldwin, Jacksonville Beach and Neptune Beach rows
  61. 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved
    Supports: Character, point, Jacksonville city: 747.266 sq mi of land, 127.193 sq mi of water, internal point 30.336864, -81.661603
  62. Jacksonville, Florida (consolidation, land area, Jacksonville Sheriff's Office, hurricanes, economy, colleges) · Wikipedia · retrieved
    Supports: Character, Climate hazards, Violent crime rate, Main sectors, Education
  63. Crime Data Explorer summarized agency data, Jacksonville Sheriff's Office (FL0160000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
  64. JSO reporting more murders over the last year, with fewer murder cases cleared · Action News Jax · retrieved
    Supports: Homicides, Crime trend
  65. Jacksonville's 2025 homicide data reveals spikes in certain areas but only 1 gang-related death · News4JAX · retrieved
    Supports: Homicides
  66. Jacksonville violence takes historic tumble in 2024: City reports lowest homicide numbers in 2 decades · News4JAX · retrieved
    Supports: Homicides
  67. US Climate Normals 1991-2020, station USW00013889 Jacksonville International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 54.2F, July 82.5F, August 82.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 69.3F, precipitation 53.40 in, snowfall 0.0 in, 80.1 days at 90F, 0.7 at 100F and 14.3 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  68. Global Historical Climatology Network daily summaries, Jacksonville International Airport (USW00013889), 1938-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 113 days at or above 90F in 2025 (after 116 in 1955 and 114 in 2011), 107 in 2026 through 27 September, three days at 100F or above in 2025, 105F on 21 July 1942, 7F on 21 January 1985, 19 freezing nights in 2026, 5.18 and 4.54 in on 10 and 11 September 2017, 6.28 in on 7 October 2016, snow of 1.5 in on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025
  69. Post Tropical Cyclone Report, Hurricane Irma (PSHJAX, issued 22 September 2017) · National Weather Service, Jacksonville · retrieved
    Supports: Climate hazards, Character, St. Johns River at Main Street crest of 5.57 ft NAVD88 against Dora's 4.12 ft, the preceding nor'easter, about 350 water rescues in Duval County, 86 mph gust at the airport
  70. Effects of Hurricane Irma in Florida (Duval County) · Wikipedia · retrieved
    Supports: Climate hazards
  71. Irma Brings Record Flooding to Jacksonville, Cuts Power to More Than 7 Million · Weather Underground · retrieved
    Supports: Climate hazards
  72. Long Nor'easter, tidal flooding and Tropical Storm Jerry. What to expect in Jacksonville · Florida Times-Union (via Yahoo News) · retrieved
    Supports: Climate hazards
  73. Nor'easter impacts in Jacksonville and coastal flood advisory extends through weekend · Florida Times-Union (via Yahoo News) · retrieved
    Supports: Climate hazards
  74. ACS 2024 1-year tables B08301 and B19013 for Jacksonville city, Duval County and the Jacksonville MSA · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
  75. ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, Duval County, Jacksonville city and the Jacksonville MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  76. Local Area Unemployment Statistics, Jacksonville, FL MSA (LAUMT122726000000003), Jacksonville city (LAUCT123500000000003), Duval County (LAUCN120310000000003), Florida (LAUST120000000000003), the Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  77. Current Employment Statistics, Jacksonville, FL MSA: total nonfarm (SMU12272600000000001, SMS12272600000000001), supersectors (SMU1227260xx00000001), finance and insurance (SMU12272605552000001) and federal, state and local government (SMU1227260909x000001) · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market, Character
  78. JAXPORT Highlights Infrastructure Progress and Long-Term Strategy at 2026 State of the Port · JAXPORT · retrieved
    Supports: Main sectors, Labour market, Character
  79. Annual Report 2024/2025 (Annual Comprehensive Financial Report for the year ended September 30, 2025) · Jacksonville Port Authority · retrieved
    Supports: Main sectors, Labour market, 1,388,841 TEUs against 1,340,412, 506,237 auto units against 509,091, 10,230,114 tons
  80. Florida Military and Defense Economic Impact Summary, January 2024 (Duval County, on 2022 figures) · Florida Defense Support Task Force / Select Florida · retrieved
    Supports: Main sectors, Labour market
  81. Naval Air Station Jacksonville · Wikipedia · retrieved
    Supports: Main sectors
  82. Naval Station Mayport · Wikipedia · retrieved
    Supports: Main sectors
  83. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax
  84. Jacksonville Transportation Authority (toll removal and 1988 sales tax, Better Jacksonville Plan, routes, fleet, gas tax, budget) · Wikipedia · retrieved
    Supports: Sales tax, Transit system, Transit ridership
  85. Duval County, Florida, School Sales Tax Referendum (November 2020) · Ballotpedia · retrieved
    Supports: Sales tax
  86. Duval County voters approve half-cent sales tax for schools · News4JAX · retrieved
    Supports: Sales tax
  87. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  88. Property Tax Exemptions for Taxpayers (homestead exemption and Save Our Homes) · Florida Department of Revenue · retrieved
    Supports: Tax notes
  89. Jacksonville City Council approves $2B budget, restores affordable housing trust fund · Jacksonville Today · retrieved
    Supports: Tax notes, Health care, Education, Character
  90. Skyway (Jacksonville) (length, stations, fleet, fare, Ultimate Urban Circulator) · Wikipedia · retrieved
    Supports: Transit system, Transit ridership
  91. First Coast Flyer (lines and opening dates) · Wikipedia · retrieved
    Supports: Transit system
  92. JTA begins first AV-powered service in U.S. · Mass Transit · retrieved
    Supports: Transit system, Transit ridership
  93. Friday is deadline to give your views on Skyway options · Jacksonville Today · retrieved
    Supports: Transit ridership
  94. JTA studies Skyway options and postpones community meetings · Jacksonville Today · retrieved
    Supports: Transit ridership
  95. JTA raises fares and cuts services to make up for budget deficit · Jacksonville Today · retrieved
    Supports: Transit ridership
  96. Facing shortfall, JTA will cut jobs, reduce bus service and halt Skyway and NAVI · Jacksonville Today · retrieved
    Supports: Transit system, Transit ridership, Character
  97. Traffic statistics, enplaned and deplaned passengers by month, fiscal years 2021/2022 to 2025/2026, and enplanements by airline (prepared 14 June 2026) · Jacksonville Aviation Authority · retrieved
    Supports: Airport passengers
  98. Jacksonville International Airport (location, ownership) · Wikipedia · retrieved
    Supports: Airport passengers, Climate normals
  99. UF Health Jacksonville · Wikipedia · retrieved
    Supports: Health care
  100. Mayo Clinic Florida · Wikipedia · retrieved
    Supports: Health care
  101. Wolfson Children's Hospital · Wikipedia · retrieved
    Supports: Health care
  102. Duval Schools enrollment down 16% since 2015, drops below 100K students · Action News Jax (via Yahoo News) · retrieved
    Supports: Education, Character
  103. Duval Schools cutting 115 teacher positions due to falling enrollment · Action News Jax · retrieved
    Supports: Education
  104. Board approves delays in proposed school consolidations · Duval County Public Schools · retrieved
    Supports: Education
  105. State University System of Florida 2025-2026 Matrix · Florida Board of Governors · retrieved
    Supports: Education
  106. University of North Florida (founding, R2 classification) · Wikipedia · retrieved
    Supports: Education
  107. Fast Facts, Fall 2024 · Jacksonville University · retrieved
    Supports: Education
  108. Jacksonville University (Naval ROTC) · Wikipedia · retrieved
    Supports: Education
  109. Florida State College at Jacksonville Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved
    Supports: Education
  110. Duval County Public Schools (boundaries) · Wikipedia · retrieved
    Supports: Education
  111. Florida State College at Jacksonville (campuses) · Wikipedia · retrieved
    Supports: Education
  112. NTREIS monthly MLS summary report, August 2026 · North Texas Real Estate Information System and the Texas Real Estate Research Center at Texas A&M University, via the MetroTex Association of REALTORS · retrieved
    Supports: A median single-family sale price of $327,000 in the City of Fort Worth in August 2026 on 805 sales, against $330,000 on 884 sales in August 2025, and an average of $377,572, A median townhouse sale price of $365,000 on 20 sales, against $319,990 on 21, and a median condominium sale price of $330,000 on 16 sales, against $260,000 on 11, 3,086 active single-family listings and 3.6 months of inventory in the City of Fort Worth, A median single-family lease of $2,195 a month on 470 leases, against $2,150 on 453 a year earlier, A median single-family sale price of $343,000 in Tarrant County on 1,736 sales, and $352,250 in the Fort Worth-Arlington-Grapevine metropolitan division, City figures by property type only, with no all-types median; report produced 7 September 2026
  113. Housing market reports · MetroTex Association of REALTORS · retrieved
    Supports: Monthly reports featuring data from the Texas A&M Real Estate Research Center, based on listings of properties physically located within the specified geographic areas
  114. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $295,800 for the city of Fort Worth (region 18172) in August 2026, $301,195 in August 2025, so a fall of 1.8% over the year
  115. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $296,280 in the city of Fort Worth in August 2026, against $301,707 a year earlier, down 1.8%, A typical condominium value of $243,575 in the same month, against $248,614, down 2.0%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  116. Fort Worth Rent Report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $1,141 for a one-bedroom and $1,317 for a two-bedroom in the city of Fort Worth, and $1,336 across all bedroom sizes, Rents down 0.2% over September and down 1.7% over the past 12 months, against -2.1% for the state
  117. Apartments for rent in Fort Worth, TX: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,279 and up for a studio, $1,352 and up for one bedroom, $1,661 and up for two, and $2,066 and up for three or more
  118. FY 2026 fair market rents, Fort Worth-Arlington, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: FY 2026 fair market rents of $1,473 for one bedroom, $1,723 for two and $2,273 for three, as gross rents including utilities, The FMR area as Johnson, Parker and Tarrant counties
  119. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,615 for the city of Fort Worth in August 2026, against $1,606 a year earlier, up 0.54%
  120. Rates and exemptions: 2025 tax rates per $100 valuation, and detail · Tarrant County Tax Assessor-Collector · retrieved
    Supports: 2025 rates per $100: Tarrant County 0.186200, City of Fort Worth 0.670000, Fort Worth ISD 1.029100, Keller ISD 1.085200, Tarrant County College 0.112280, JPS Health Network 0.165000, Tarrant Regional Water District 0.026500, Maintenance and debt splits: Tarrant County 0.173000 and 0.013200, City of Fort Worth 0.522500 and 0.147500, Fort Worth ISD 0.786900 and 0.242200, Keller ISD 0.755200 and 0.330000, Tarrant County College 0.096280 and 0.016000, JPS 0.155100 and 0.009900, water district 0.026500 and none, from https://entityportal.tarrantcountytx.gov/ratesExemptions.asp, Homestead exemptions of 20% (minimum $5,000) for Tarrant County, the City of Fort Worth and JPS Health Network, 1% (minimum $5,000) for Tarrant County College, none for the Tarrant Regional Water District, and $140,000 for Fort Worth ISD and Keller ISD, Eagle Mountain-Saginaw ISD at 1.245700, Crowley ISD at 1.255200 with a 10% local option, Emergency Service District 1 at 0.074348, Far North Fort Worth MUD at 1.000000 and Live Oak Creek MUD at 0.942000, Fort Worth public improvement district assessments per $100: PID 1 Downtown 0.125, PID 6 Park Glen 0.155 residential, PID 7 Heritage 0.145 residential, PID 11 Stockyards 0.12, PID 12 Chapel Hill 0.14, PID 14 Trinity Bluff 0.10, PID 15 Sun Valley 0.24, PID 19 Historic Camp Bowie 0.10, PID 20 East Lancaster Avenue 0.266, PID 21 Las Vegas Trail 0.10
  121. 2025 tax rates per $100 valuation for Tarrant County, last updated 8 October 2025 · Tarrant Appraisal District · retrieved
    Supports: The same 2025 rates and homestead exemptions for the county, the City, the hospital district, the college, the water district and every school district in the county, Northwest ISD at 1.0841 per $100 for 2025, No 2026 table yet: https://www.tad.org/content/rates/2026TaxRates.pdf returned not found, from https://www.tad.org/resources/rates
  122. Residential property data, 2026 appraisal roll · Tarrant Appraisal District · retrieved
    Supports: 255,731 single-family accounts inside the City of Fort Worth in Tarrant County, 121,356 of them in Fort Worth ISD, 33,569 in Eagle Mountain-Saginaw ISD and 32,861 in Keller ISD, 120,071 of the 121,356 City of Fort Worth and Fort Worth ISD single-family accounts carrying the Tarrant Regional Water District
  123. Tarrant water district lowers property tax rate, but cities will pay more for water use · Fort Worth Report · retrieved
    Supports: The water district's taxing district, established in 1949, is primarily in Fort Worth and funds operation and maintenance of the 27-mile Fort Worth Floodway
  124. Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
  125. 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved
    Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, and the district names in https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2025_Gazetteer/2025_Gaz_unsd_national.zip, Of the City of Fort Worth's 918,915 residents in 2020: 473,224 in Fort Worth ISD, 119,281 in Keller ISD, 83,129 in Eagle Mountain-Saginaw ISD, 81,929 in Crowley ISD, 67,070 in Northwest ISD, 27,617 in Hurst-Euless-Bedford ISD, 17,470 in White Settlement ISD and 16,049 in Everman ISD, 473,224 of Fort Worth ISD's 519,747 residents inside the city
  126. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 352.011 square miles and a water area of 8.183 square miles for Fort Worth city
  127. Extraterritorial Jurisdiction (ETJ) · City of Fort Worth Development Services · retrieved
    Supports: The ETJ as the unincorporated land within five miles of the city limits, where the City can regulate some activities, Water control and improvement districts, fresh water supply districts and municipal utility districts in the ETJ, under the City's MUD policy of 2005
  128. Extraterritorial Jurisdiction (ETJ) layer, City of Fort Worth open data boundaries · City of Fort Worth · retrieved
    Supports: The ETJ's polygons summing to 164,965 acres, about 258 square miles, with the latest edit dated 1 September 2026
  129. Public Improvement Districts (PIDs) · City of Fort Worth · retrieved
    Supports: Fifteen districts listed: 1 Downtown, 6 Park Glen, 7 Heritage, 11 Stockyards, 12 Chapel Hill, 14 Trinity Bluff, 15 Sun Valley, 16 Walsh Ranch/Quail Valley, 17 Rock Creek Ranch, 18 Tourism, 19 Historic Camp Bowie, 20 East Lancaster Avenue, 21 Las Vegas Trail, 22 Veale Ranch and 23 Panther Island, PIDs 16 and 17, formed in 2016, supporting streets, drainage, water, sewer and other infrastructure; PID 22 Veale Ranch established in 2023 for a 60-year term; PID 23 established in 2026
  130. Fort Worth Public Improvement District No. 16 (Walsh Ranch/Quail Valley): annual service plan update, fiscal year 2027, 25 August 2026 · City of Fort Worth and MuniCap · retrieved
    Supports: Fiscal 2027 annual installments per lot in Improvement Area 1 of $482.14 for a 35-foot lot, $597.93 for 50 feet, $737.46 for 60 feet, $940.24 for 70 feet and $1,558.83 for a custom lot, Assessments bearing interest at the rate on the district's bonds, 4.63%, repaid over twenty annual installments, eighteen of them outstanding
  131. Central City · Tarrant Regional Water District · retrieved
    Supports: The rerouting of a section of the Trinity River due north of downtown, with flood water storage at Gateway Park, The Army Corps of Engineers building the bypass channel, three isolation gates, a dam, a pump station and ten flood water storage areas; the water district, the City and the state building the rest
  132. Army Corps awards contract for first half of major $1.2B Fort Worth flood control, development project · Tarrant Regional Water District, republishing WFAA of 24 September 2026 · retrieved
    Supports: A $169,431,703 contract with Walsh Construction Company for the north bypass channel, An 800-acre island, and 2,400 acres of land protected from flooding
  133. $403M coming to Panther Island · Tarrant Regional Water District, republishing the Fort Worth Star-Telegram of 19 January 2022 · retrieved
    Supports: A 1.5-mile bypass channel connecting the Clear and West Forks of the Trinity River north of downtown Fort Worth
  134. Gas Wells and Gas Compressor/Well Pad Sites layers, planning and development map service · City of Fort Worth · retrieved
    Supports: 2,351 gas wells, 1,955 of them producing, 287 abandoned, 84 water disposal, 13 permitted and 12 applying, in a layer last edited in December 2025, 529 gas compressor and well pad sites, from layer 9
  135. Gas well drilling · City of Fort Worth Development Services · retrieved
    Supports: The Barnett Shale as a natural gas reserve under a 15-county area, about 1.5 miles below the surface, No well drilled closer than 600 feet to a residence, religious institution, public building, hospital, school or public park without a waiver from the protected use owners or City Council approval
  136. Garbage service · City of Fort Worth Environmental Services · retrieved
    Supports: Monthly rates of $13.75, $19.50 and $25.75 for the 32-, 64- and 96-gallon garbage cart, shown as effective 1 January 2024, Solid waste fees billed on the Fort Worth water bill as a sanitation fee, with recycling and yard waste collected at no additional charge
  137. Stormwater utility fee · City of Fort Worth · retrieved
    Supports: Residential rates from 1 January 2026 of $3.65 a month up to 1,300 square feet of hard surface, $7.29 to 2,475, $10.94 to 3,394 and $14.58 above it, on the monthly water bill
  138. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  139. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year for 2025, Hail as the largest cause of paid homeowners losses, $4.93 billion in 2024 against $2.21 billion for wind
  140. How much is homeowners insurance in Fort Worth, TX? · Insure.com · retrieved
    Supports: An average Fort Worth premium of $4,290 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026, An average of $3,342 a year for $200,000 of dwelling cover
  141. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average Fort Worth premium of $5,600 a year for $500,000 of dwelling cover, $300,000 of liability and a $1,000 deductible, updated 20 February 2026
  142. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average Fort Worth renters premium of $167 a year, $14 a month, for $30,000 of personal property, updated 23 September 2026
  143. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Fort Worth city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median monthly association fee of $55 among Fort Worth owner-occupied units that pay one, 85,299 of 210,450 owner-occupied units, or 40.5%, paying such a fee, and 7,153 paying $500 or more a month
  144. Homebuyer Assistance Program (HAP) · City of Fort Worth Neighborhood Services · retrieved
    Supports: Up to $25,000 of interest-free assistance toward the down payment and closing costs, as a forgivable loan: forgiven after ten years in the home, or after five on $14,999 or less, Income limits updated July 2026 of $61,800 for one person to $88,250 for four, First-time buyers, or anyone who has not owned a home in three years; an eight-hour homebuyer class; a contribution of $1,000 or 2% of the price, whichever is less; a home inside the city limits; a sales price no more than 95% of the area median, under the HOME rules
  145. Northeast Florida market shows signs of a more balanced housing environment (August 2026 market report) · Northeast Florida Association of REALTORS · retrieved
    Supports: A median price of single-family homes in Duval County of $335,000 in August 2026, the same as July, 887 closed sales, 965 pending sales, 1,265 new listings, an active inventory of 3,057 homes and a 3.4-month supply in Duval County, and a median of 25 days on market, A six-county single-family median of $397,420, down 1.6%, and a St. Johns County median of $573,250, Monthly figures by county only, with no City of Jacksonville figure
  146. Inventory climbs while sales cool in the August housing market (August 2025 market report) · Northeast Florida Association of REALTORS · retrieved
    Supports: A median price of single-family homes in Duval County of $340,000 in August 2025, 889 closed sales, an active inventory of 4,197 homes, a 4.7-month supply and a median of 38 days on market in Duval County
  147. Jacksonville's Consolidation Mayor: Hans G. Tanzler Jr. · Florida Historical Quarterly, vol. 80 no. 2 (2001), via University of Central Florida STARS · retrieved
    Supports: Jacksonville's consolidation with Duval County on 1 October 1968
  148. 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved
    Supports: A land area of 747.33 square miles and a water area of 127.129 square miles for Jacksonville city
  149. 2025 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved
    Supports: For the general services district (excluding the beaches and Baldwin) and for USD1, the old City of Jacksonville: schools 6.3430, general government 11.1919, urban service district 0.0000, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0270, a final total of 17.7412, Jacksonville Beach (USD2) at 18.4452, Atlantic Beach (USD3) at 17.2004, Neptune Beach (USD4) at 17.8161 and Baldwin (USD5) at 18.9701, each with a general government rate of 7.9012 or 9.4208 and its own municipal levy, No bond millage for any authority
  150. 2024 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved
    Supports: For the general services district: schools 6.3400, general government 11.3169, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0288, a final total of 17.8650
  151. Millage rates · Duval County Property Appraiser, via the City of Jacksonville · retrieved
    Supports: Taxing districts for Duval County: GS and USD1, City of Jacksonville; USD2, Jacksonville Beach; USD3, Atlantic Beach; USD4, Neptune Beach; USD5, Baldwin, Taxing authorities for Duval County: the county public schools, the Florida Inland Navigation District and the St. Johns River Water Management District, with the four other municipalities as additional taxing authorities
  152. Property tax estimator · Duval County Property Appraiser · retrieved
    Supports: For a $350,000 purchase in Jacksonville (GS or USD1) with homestead and no portability, tax roll 2026: a school taxable value of $325,000 and a non-school taxable value of $298,589, Lines of general government 11.1919, $3,341.78; public schools by state law 3.0950, $1,005.88; by local board 2.2480, $730.60; school board voted 1.0000, $325.00; Florida Inland Navigation District 0.0270, $8.06; and St. Johns River Water Management District 0.1793, $53.54; an estimated total of $5,464.86, A $25,000 exemption against the school lines and $51,411 against the others, The estimator using the most recently certified millage, and a final bill that may also carry non-ad valorem assessments for solid waste, stormwater and other services
  153. Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved
    Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
  154. Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved
    Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
  155. Homestead and other exemptions · Duval County Property Appraiser, via the City of Jacksonville · retrieved
    Supports: The Save Our Homes benefit limiting future annual increases in assessed value to 3% or less, removed on a sale, with the assessed value rising to market value for the next tax roll, Portability of the Save Our Homes benefit from a Florida homestead held in any of the three preceding tax roll years, on a separate application due by 1 March, Automatic annual renewal of the exemption
  156. Vote: 1-mill continuation, 3 November 2026 · Duval County Public Schools · retrieved
    Supports: Voters' approval of a 1-mill levy in 2022, and state law requiring voters to approve its continuation every four years, The ballot question on 3 November 2026 to continue the current one mill, A $300,000 home with $275,000 of taxable value paying $275 a year for the mill
  157. 2026 Voter's guide: Duval County referendum, extending 1-mill property tax funding for schools · News4JAX · retrieved
    Supports: The current authorization ending 30 June 2027, and the measure extending it from 1 July 2027 through 30 June 2031
  158. City fees · City of Jacksonville · retrieved
    Supports: Residential solid waste and stormwater fees billed as non-ad valorem assessments on property tax bills, Homestead and other ad valorem exemptions not applying to either fee
  159. Residential solid waste fee · City of Jacksonville, Solid Waste Division · retrieved
    Supports: A rate of $29.50 a month, $354 a year, per premise for 2026, and $32.00 a month, $384 a year, for 2027, subject to annual approval by the City Council, The fee collected as a non-ad valorem assessment on the property tax bill, and charged regardless of occupancy
  160. Frequently asked questions: stormwater fee · City of Jacksonville · retrieved
    Supports: A fee based on impervious area, $5 a month for the owner of an average single-family house
  161. Jacksonville rent report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $1,110 for a one-bedroom and $1,306 for a two-bedroom in the city of Jacksonville, and $1,321 across all bedroom sizes, Rents down 0.1% over September and up 0.7% over the past 12 months, against -1.2% for the state and -0.4% for the nation
  162. Apartments for rent in Jacksonville, FL: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,185 and up for a studio, $1,392 and up for one bedroom, $1,636 and up for two, and $1,904 and up for three or more
  163. Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved
    Supports: A single-family observed rent index of $2,075 for the Jacksonville metro area (region 394714) in August 2026, against $2,024 a year earlier
  164. Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $72,389 in Jacksonville city, against $77,735 for Florida, $84,114 in Tampa, $77,597 in Orlando and $66,337 in Miami, A median owner-occupied home value of $325,300 in Jacksonville city, against $396,900 for Florida, 240,209 of Jacksonville's 413,620 occupied homes owner-occupied
  165. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Jacksonville city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 99,738 of 240,209 owner-occupied units, or 42%, paying a homeowners' association or condominium fee, A median monthly fee of $93 among them, and 7,399 paying $500 or more a month
  166. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
  167. Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved
    Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
  168. Best home insurance in Jacksonville, Florida (2026) · Insurify · retrieved
    Supports: An average Jacksonville premium of $3,471 a year for $300,000 of dwelling cover and a $1,000 deductible, against a national average of $2,417 for the same cover, updated 27 September 2026
  169. Florida homeowners insurance · NerdWallet · retrieved
    Supports: An average Jacksonville premium of $3,145 a year, $262 a month, against $3,765 in Orlando, $3,470 in Clearwater and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
  170. Renters insurance in Florida · NerdWallet · retrieved
    Supports: An average Jacksonville renters premium of $179 a year, $15 a month
  171. Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved
    Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
  172. Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved
    Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
  173. FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved
    Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
  174. Hurricane Irma brought record flooding to Jacksonville 5 years ago · News4JAX · retrieved
    Supports: Irma passing 100 miles west of Jacksonville early on 11 September 2017, and the river rising to a historical 5.57 feet when a rainband and 86 mph easterly gusts pushed water into the basin at high tide, Downtown streets flooded and homes in San Marco and across the city flooded, with businesses on both sides of the St. Johns River shut for months
  175. Hurricane Irma review: from violent Cat. 5 to record flooding · Action News Jax, First Alert Weather (Mike Buresh) · retrieved
    Supports: Riverside and San Marco with the worst flooding since at least 1846, A crest of 5.57 feet at the Main Street Bridge against a flood stage of 2 feet, major flooding at 3.5 feet and a previous record of 4.1 feet from Hurricane Dora in 1964
  176. Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved
    Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
  177. Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved
    Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
  178. Normandy Community Development District: about the CDD, and the fiscal 2027 final adopted budget · Normandy Community Development District · retrieved
    Supports: The district established by Ordinance 2022-117-E of the Jacksonville City Council, effective 24 March 2022, and about 641 acres entirely within Duval County, from https://www.normandycdd.org/about-the-cdd, For a developed 50-foot lot in fiscal 2027, operations and maintenance of $2,343.78 and Series 2024 debt service of $1,881.72, $4,225.50 in all, against $3,007.18 in fiscal 2026; a 40-foot lot at $3,380.40 and a 20-foot townhome at $1,690.20, Series 2024 bonds with annual debt service through 1 May 2054
  179. Bartram Park Community Development District · Bartram Park Community Development District · retrieved
    Supports: A community development district established in 2005 and located in Duval County
  180. SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved
    Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
  181. #AskJAXTDY: How will JEA's new electric and water rates affect me? · Jacksonville Today · retrieved
    Supports: JEA's electric rates up 6.2% and water and sewer rates up 8% from 1 October 2026, A residential electric bill for 1,000 kWh of $170.37 in April 2026, forecast to be $8.70 less in October, and a residential water and sewer bill for 6,000 gallons forecast at $83.50 in October
  182. Housing Services: Headstart to Homeownership program · City of Jacksonville, Housing and Community Development · retrieved
    Supports: Financial assistance of up to $25,000 for down payment and closing costs, subject to funding, Applicants who do not currently own a home, will live in it, and have household income no higher than 80% of the area median income for Duval County, Homes required to meet Section 8 Housing Quality Standards before closing, and applicants told not to sign a sales contract before approval
  183. Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved
    Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program