Charlotte vs Jacksonville: which should you move to?
Charlotte or Jacksonville? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.
Charlotte
Jacksonville
Both cities price in US dollars, so the figures net directly, though the two prices cover different ground: Charlotte's is the Canopy MLS median of sales inside the city, Jacksonville's the Northeast Florida Association of REALTORS' single-family median for Duval County, and they were read at mortgage rates a month apart. Mortgage, property tax and insurance come to about $2,644 a month on Charlotte's $430,000 at August's 6.67% and $2,498 on the Duval median of $335,000 at September's 7.03%; at the same 7.03% Charlotte's would be about $2,726. Against local pay the order turns: the Charlotte carry is about 37% of the city's median household income of $86,416 and the Jacksonville one about 41% of $72,389. Jacksonville's cheaper house pays property tax of about $5,215 a year against $3,010 and insurance of $275 a month against $180, while North Carolina takes $3,709 of income tax on $100,000 and Florida none. Crime is lower in Jacksonville on every line, on counts built differently: 514 violent offenses per 100,000 against about 607, and 80 homicides, about 7.9 per 100,000, against 96, about 10. Charlotte has the bigger and tighter labor market, 3.6% unemployment against 4.8% in June 2026 on the same unadjusted basis, Medicaid expansion and a light rail line. Choose Charlotte for banking, health coverage that reaches lower incomes and a city still adding people fast. Choose Jacksonville for no state income tax, a 12.3 C January, the ocean and the St. Johns River, and a cheaper house, if you will insure it against hurricanes.
| Measure | Charlotte | Jacksonville | Advantage |
|---|---|---|---|
| City population | 964,784 (2025) | 1,017,689 (2025) | Not directly comparable |
| Metro population | 2,938,830 (2025) | 1,785,500 (2025) | Not directly comparable |
| Five-year growth Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner. | 10.3% (2020-2025) | 7.2% (2020-2025) | Not directly comparable |
What a home costs in each
The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.
| Measure | Charlotte | Jacksonville | Advantage |
|---|---|---|---|
| Benchmark home price MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's. | $430,000 (July 2026) | $335,000 (August 2026) | Jacksonville |
| Detached house benchmark Jacksonville publishes a single house index rather than a composite, so the two rows repeat. | $420,000 | $335,000 | Jacksonville |
| Apartment or condominium benchmark | $292,000 | $173,549 | Jacksonville |
| Two-bedroom rent | $1,781/mo (average, August 2026) | $1,306/mo (median, September 2026) | Jacksonville |
| One-bedroom rent | $1,470/mo | $1,110/mo | Jacksonville |
| Two-bedroom rent against median income A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies. | 24.7% of a year's income | 21.6% of a year's income | Jacksonville |
| Mortgage payment on the benchmark, 20% down 30-year amortization on American monthly compounding, the convention in both. | $2,213/mo at 6.67% | $1,788/mo at 7.03% | Jacksonville |
| Price to household income Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not. | 5.0× | 4.6× | Jacksonville |
| Property tax on the benchmark home The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars. | $3,010/yr (0.70%, 2026) | $5,216/yr (1.557%, 2025) | Charlotte |
| Transfer tax on the benchmark home Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving. | $860 (seller pays) | $2,345 (seller pays) | Charlotte |
| Rent control A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better. | Forbidden by state law | Forbidden by state law | Not directly comparable |
Charlotte: About 0.70% of market value. Charlotte levies 0.7857%: Mecklenburg County's 49.27¢ plus the City's 29.30¢ per $100, but against a value frozen at the 1 January 2023 revaluation. North Carolina measures that gap itself: the Department of Revenue certifies Mecklenburg's assessment level at 88.78% of sale price, which is how it publishes an effective county rate of 0.4374% against a nominal 0.4927%. The next revaluation takes effect 1 January 2027, and it will move assessments to what houses are worth then, not to what you paid. Jacksonville: About 1.56% of the price for a homesteaded owner, worked out on the $335,000 Duval County single-family median, which is lower than the 17.7412 mills a house in the City of Jacksonville is charged because of Florida's homestead exemption rather than any assessment lag. Consolidation makes the stack short: the City of Jacksonville levies 11.1919 for county and city government together, Duval County Public Schools 6.3430 (3.0950 set by state law, 2.2480 by the school board and 1.0000 approved by voters in 2022), the St. Johns River Water Management District 0.1793 and the Florida Inland Navigation District 0.0270, which is every levy the property appraiser lists for the general services district for 2025. The school lines are charged on the price less $25,000, $310,000, and the rest on the price less a second slice as well, $285,000 on the base amounts, so a homesteaded buyer's first bill is about $5,215. Without a homestead, as a landlord or a buyer who never files, the same house owes $5,943. That second slice is indexed to inflation: the Department of Revenue published $25,722 for 2025 and the Duval property appraiser's estimator uses $26,411 for 2026, which brings the same bill to $5,199; this page uses the $25,000 base, like every Florida page on this site, and overstates the bill by $16 for it. The total was 17.8650 for 2024 and fell because the City cut its own rate from 11.3169. The school board's voted mill runs to 30 June 2027 and its renewal is on the 3 November 2026 ballot. The exemption is not automatic: you file with the property appraiser by 1 March of the year after you buy. The City's solid waste and stormwater fees come on the same bill, about $414 a year for a house in 2026, and no exemption reduces them. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.
How safe each city is, by the numbers it publishes
Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.
| Measure | Charlotte | Jacksonville | Advantage |
|---|---|---|---|
| Crime Severity Index Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series. | Not published | Not published | Not directly comparable |
| Violent crime per 100,000 | 607 (2025) | 514 (2025) | Jacksonville |
| Property crime per 100,000 | 3,639 (2025) | 2,154 (2025) | Jacksonville |
| Homicides Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table. | 96 (2025) | 80 (2025) | Not directly comparable |
CMPD's 15 January 2026 year-end report put overall crime down 9% in 2025, violent crime down 21% (5,852 offenses versus 7,436 in 2024) and property crime down 6%, with homicides falling from 110 to 96, robberies down 24% and vehicle thefts down from 7,442 to 5,960. Homicides had been above 100 a year since 2020, so 2025 was the first clear drop in several years; the August 2025 killing of a passenger on the LYNX Blue Line kept transit safety in the news despite the citywide numbers.
What the rates cover: 5,852 violent offenses (UCR summary definitions) reported by CMPD for 2025, divided by the 964,784 city population estimate. CMPD's jurisdiction is the city plus unincorporated Mecklenburg County, so the true rate per resident is slightly lower.
Homicides: 96 homicides in 2025 versus 110 in 2024, about 10 per 100,000 on the city population; CMPD reports a 79% clearance rate.
On the FBI's definitions, violent offenses in Jacksonville went from 6,496 in 2021 to 6,141 in 2022 and 6,513 in 2023, then fell to 5,680 in 2024 and 5,231 in 2025, 8% lower than in 2024 and 19% lower than in 2021. Property offenses rose from 23,968 in 2021 to a peak of 26,443 in 2024 and fell 17% in 2025 to 21,920. Motor vehicle theft drove the swing: 2,035 in 2021, 3,461 in 2024 and 2,036 in 2025, down 41% in the last year. In 2025 the CDE shows aggravated assaults down 7% (4,533 to 4,236), robberies down 16% (639 to 539), rapes down 16% (445 to 376), burglaries down 22% and larcenies down 12%, while murders rose from 63 to 80, the one violent measure that went up. The sheriff's office cleared 55% of 2025's murders against 73% of 2024's, as Action News Jax reported from JSO records. The 2025 CDE counts were read on 1 October 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 5,231 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Jacksonville Sheriff's Office (ORI FL0160000) in calendar 2025, divided by the 1,017,689 Vintage 2025 city population. On the CDE's own agency population of 1,008,920 the rate is 518. The sheriff's office, formed when the city and county police merged in 1968, is responsible for law enforcement in the county; Jacksonville Beach has its own department. That is higher than Miami (359), Tampa (375.5) and Fort Worth (375), close to Boston (507) and below San Antonio (532), Dallas (577) and Houston (890).
Homicides: 80 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 63 in 2024, about 7.9 per 100,000 on the city population. The sheriff's office's own counts differ slightly by date and definition: Action News Jax, reading JSO records, reported 76 murders in 2025 against 63 in 2024, and News4JAX reported 79 murder cases in 2025 within more than 100 homicides of all kinds, including 11 fatal police shootings. The 2024 figure was the low point: News4JAX's count of 82 homicides of all kinds that year was the lowest in the 19 years it has kept one. The CDE series is 107 in 2021, 132 in 2022, 128 in 2023, 63 in 2024 and 80 in 2025.
Winters, summers and what the weather can do to a house
| Measure | Charlotte | Jacksonville | Advantage |
|---|---|---|---|
| January mean | 5.6 °C | 12.3 °C | Not directly comparable |
| July mean | 26.7 °C | 28.1 °C | Not directly comparable |
| Precipitation a year | 1,107 mm | 1,356 mm | Not directly comparable |
| Snowfall a year | 9 cm | 0 cm | Not directly comparable |
| Sunshine a year | 2,821 hours | 2,880 hours | Jacksonville |
NOAA 1991-2020 normals for Charlotte Douglas International Airport (station USW00013881): January mean 42.1F, July mean 80.1F, annual mean 61.4F, 43.60 in of precipitation, 3.5 in of snow. July is the warmest month at 80.1F, ahead of August's 78.6F. The set this file carried until September 2026 was an older normal under the 1991-2020 label: a degree low in January and in July, and a fifth high on snow. Sunshine hours are the older 1961-1990 NCDC means (2,821 hours, 62% of possible) since the 1991-2020 normals do not include sunshine.
Hazards: Humid subtropical: long hot summers with regular thunderstorms, mild winters with occasional ice storms that close the city for a day or two, and remnant tropical systems (Hugo in 1989 hit Charlotte directly; Helene in 2024 devastated the mountains two hours west but mostly spared Charlotte). Flash flooding along creeks and summer heat indexes above 100F are the routine risks; wildfire smoke is rare.
NOAA NCEI 1991-2020 normals for Jacksonville International Airport (station USW00013889), inside the city about 12 miles north of downtown beside the National Weather Service's Jacksonville office: January mean 54.2F, July mean 82.5F, annual mean 69.3F, 53.40 in of precipitation, 0.0 in of snow. July is the warmest month by less than half a degree over August (82.1F), with a mean high of 91.9F; January's mean low is 42.9F. June (7.60 in) and September (7.56 in) are the wettest months, and June through September bring 28.81 in, 54% of the year; November (2.00 in) is the driest. The normals count 80.1 days a year at 90F or above, 0.7 at 100F or above and 14.3 nights at or below freezing. Converted here to 12.3 C, 28.1 C, 1,356 mm and 0 cm. That makes Jacksonville the coolest in winter of the four Florida cities this site compares, 6.4 F below Orlando's January and 14.4 F below Miami's, and the second-wettest city here after Miami. Sunshine is the 1961-1990 NCDC figure Current Results lists for Jacksonville, 2,880 hours a year, 63% of possible, with 94 clear days, the same source and basis as the other US profiles; the 1991-2020 normals do not include sunshine.
Hazards: Hurricanes are the defining hazard, though direct hits are rare. Wikipedia counts one direct hurricane strike on Jacksonville since 1871: Dora, whose eye crossed St. Augustine on 10 September 1964 as a strong Category 2. Matthew passed about 37 miles offshore in October 2016, bringing storm surge, flooding along the ocean and the St. Johns River and outages for 250,000 people; the airport recorded 6.28 in (160 mm) of rain on 7 October. Irma, which passed about 75 miles to the west in September 2017, did the most damage of the recent storms, and it did it with water rather than wind. A local nor'easter had already raised water levels in the St. Johns basin before the storm arrived; storm surge, high astronomical tides and Irma's rain then pushed the river at the Main Street Bridge downtown to an all-time record crest of 5.57 ft (NAVD88) on 11 September, against Dora's 4.12 ft, and set records or major flood stage along the river and its creeks from Mayport to the Buckman Bridge (National Weather Service). Crews made about 350 water rescues, mostly in Downtown, Riverside and San Marco, where one evacuee reported water to his neck inside his home. The airport recorded 9.72 in (247 mm) of rain on 10 and 11 September and a gust of 86 mph (138 km/h); Wikipedia puts damage in Jacksonville at $85 million and counts five deaths in Duval County. Nor'easters are the routine coastal hazard: persistent northeast winds pile water into the river and the Intracoastal Waterway and bring tidal flooding and beach erosion without a tropical storm in sight, as in September and October 2025, when long-running local nor'easters brought coastal flood advisories and tidal flooding at high tide along the Atlantic coast, the Intracoastal Waterway and the St. Johns River basin (Florida Times-Union). Heat is long rather than extreme. The normals count 80.1 days a year at 90F or above but under one at 100F (37.8 C); 2025 had 113 days at 90F or above, the third-most since the airport's record began in 1938, and 2026 had 107 through 27 September, with three days at 100F or above in 2025. The station's highest reading is 105F (40.6 C), on 21 July 1942. Cold is brief but real: 14.3 freezing nights a year on the normals, 19 in the first months of 2026, and a record low of 7F (-13.9 C) on 21 January 1985. Measurable snow is rare enough to list: 1.5 in (3.8 cm) on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025.
What people earn and what the government takes
| Measure | Charlotte | Jacksonville | Advantage |
|---|---|---|---|
| Median household income | $86,416 USD (2024) | $72,389 USD (2024) | Charlotte |
| Unemployment rate | 3.7% (June 2026) | 4.9% (July 2026) | Charlotte |
| Sales tax | 8.25% | 7.5% | Jacksonville |
| Top marginal income tax Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here. | 41.25% | 37% | Jacksonville |
| Income tax on $100,000, single filer Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method. | $17,158 USD | $13,449 USD | Jacksonville |
BLS counted 1,413,000 nonfarm jobs in the Charlotte MSA in June 2026, up 1.6% on the year, with construction (+9.0%) and education and health (+3.5%) growing fastest and manufacturing (-3.6%) and information (-5.8%) shrinking. Financial activities employ 128,500, a much larger share than in most metros of this size; average weekly wages in Q4 2025 were $1,515 against $1,569 nationally.
Main sectors: Banking and financial services (Bank of America HQ, Truist, Wells Fargo east coast hub), Professional and business services, Trade, transportation and logistics (CLT hub, distribution), Health care (Atrium Health, Novant Health), Construction and manufacturing (energy, motorsports).
North Carolina's flat rate drops in steps: 4.25% (2025), 3.99% (2026), with further cuts after 2026 tied to revenue triggers. Mecklenburg property tax is separate and was revalued in 2023.
BLS counted 803,800 nonfarm jobs in the Jacksonville MSA in August 2026 (not seasonally adjusted, preliminary), up only 500 on the year, almost flat. Private education and health services grew fastest (+3.3%, to 139,800) and professional and business services next (+2.0%, to 120,100), while financial activities lost 4,400 jobs (-6.1%, to 67,800), finance and insurance alone 3,000, and information fell 8.2% to 13,400. Government shrank 2.5% to 77,900, almost all of it federal (-8.4%, from 20,300 to 18,600); BLS's payroll count does not include active-duty sailors. Trade, transportation and utilities is the largest sector at 170,000 jobs, and leisure and hospitality held at 93,900. The seasonally adjusted series (SMS12272600000000001) was 806,600 in August 2026, 0.4% above August 2025. JAXPORT moved 1,388,841 TEUs of containers in fiscal 2025 (October 2024 to September 2025), up 4% on the year, 506,237 vehicles and 10.2 million tons of cargo, and says its cargo supports more than 258,800 jobs and $44 billion of annual economic impact in the region and state; a $250 million modernization of Blount Island's container and auto terminals was completed in 2025. The state's 2024 defense summary, on 2022 figures, puts defense spending in Duval County at $6.5 billion and its total impact at $9.1 billion, 68,060 jobs and 10.4% of the county's economy.
Main sectors: Port, rail and logistics: JAXPORT, Florida's No. 1 container port by volume (nearly 1.39 million TEUs and 506,237 vehicles in fiscal 2025), CSX and the Florida East Coast Railway, both headquartered in the city, and the shipping lines to Puerto Rico (Crowley, TOTE Maritime, Trailer Bridge), The Navy: Naval Air Station Jacksonville, the largest installation in Navy Region Southeast, Naval Station Mayport, home of the Fourth Fleet and 21 ships, and Marine Corps Support Facility Blount Island; defense spending has a $9.1 billion total economic impact in Duval County, Finance, insurance and financial technology (FIS and Fidelity National Financial, both headquartered in the city, Florida Blue, and Deutsche Bank's second-largest US operation), a sector now shrinking, Health care (Mayo Clinic Florida, Baptist Health and Wolfson Children's Hospital, UF Health Jacksonville, St. Vincent's), the metro's fastest-growing large sector, Trade, transportation and utilities, the metro's largest sector by payroll jobs (170,000 in August 2026).
Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value, with the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). On 22 September 2026 the City Council adopted a $2 billion budget for fiscal 2027, 18 to 1, and kept the consolidated government's rate at 11.1919 mills, about $11.19 per $1,000 of taxable value, on a 16 to 3 vote; The four towns that kept their own governments pay a different city rate (7.9012 mills at the Beaches, 9.4208 in Baldwin). Council and mayor held the rate rather than cut it because of Amendment 3, the homestead property tax cut on Florida's 3 November 2026 ballot, which the city expects would open a revenue shortfall of about $300 million by 2028 if it passes, and tied some spending to its outcome (Jacksonville Today). School board and other levies on the same bill belong to the housing layer.
Whether you need a car
| Measure | Charlotte | Jacksonville | Advantage |
|---|---|---|---|
| System | Charlotte Area Transit System (CATS): LYNX Blue Line light rail (19 miles, Uptown to UNC Charlotte and I-485/South Blvd), CityLYNX Gold Line streetcar, local and express buses | Jacksonville Transportation Authority (JTA): fixed-route buses (174 vehicles on 30 routes in 2026), the four-line First Coast Flyer bus rapid transit network (Green, Blue, Red and Orange lines, opened from December 2015 to 2021 and running every 20 minutes on weekdays), the fare-free 2.5-mile Skyway people mover with eight stations Downtown and on the Southbank (opened 1989), the NAVI autonomous shuttle on the 3.5-mile Bay Street corridor (opened June 2025), the St. Johns River Ferry between Mayport and Fort George Island, and Connexion paratransit. The Skyway is due to stop running on 2 November 2026 and NAVI on 1 January 2027. | Not directly comparable |
| Commute by public transit | 2.3% (2024) | 0.8% (2024) | Charlotte |
| Walk or cycle to work | 2.4% (2024) | 2.0% (2024) | Charlotte |
| Airport | Charlotte Douglas International Airport (CLT), 53.6 million passengers in 2025, second busiest year after 58.8 million in 2024; an American Airlines hub where about 65% of passengers connect. | Jacksonville International Airport (JAX), owned by the Jacksonville Aviation Authority about 12 miles north of downtown, handled 7,573,048 passengers in calendar 2025, 1.1% fewer than the 7,654,406 of 2024, by this file's sum of the authority's monthly traffic report; its fiscal year to September 2025 was 7,573,168, below the record 7,647,916 of the year before. American (27.6%) and Delta (27.1%) carried the most enplanements in the fiscal year to May 2026, ahead of United (15.1%) and Southwest (14.8%). That is about a third of Tampa International's 24.8 million. | Not directly comparable |
CATS carried about 15.7 million passenger trips in calendar 2024, up 11% on 2023 but still only about 65% of 2019 levels; bus ridership has lost roughly 65% of riders since 2013 while the Blue Line was at about 70% of its 2019 ridership (WFAE, February 2025). A November 2025 referendum passed 52.3% to 47.7% and adds a 1 cent sales tax from July 2026 expected to raise about $19.4 billion over 30 years, split 40% roads, 40% rail and 20% bus; the Red Line commuter rail to Lake Norman comes first, then the Silver Line light rail to the airport. A state audit in August 2026 estimated 45% of riders do not pay fares.
JTA carried 7,342,300 unlinked trips in 2025, 6,307,000 of them by bus, 413,600 on the ferry and 253,200 on the Skyway, and about 28,000 a weekday in the second quarter of 2026, 1,000 of them on the Skyway (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher). That is less than HART's 11.9 million in Tampa and a third of LYNX's 22.2 million in Orlando, for a city two and a half to three times as large. The agency is in a financial crisis. Its board adopted a $139.2 million budget for fiscal 2027, down from $178 million, to close a projected $17.5 million gap, and in September interim CEO Cleveland Ferguson III, appointed on 27 August after Nathaniel Ford's 13 years in charge, said a $39 million hole meant up to 194 layoffs and a Saturday schedule on weekdays from 2 November, with the First Coast Flyer kept at every 20 minutes. The Skyway, whose original ten-car fleet is down to two working vehicles, will halt that day while JTA decides whether to rebuild it, replace it or turn the guideway into an elevated trail, the option most favored in its spring survey. The Ultimate Urban Circulator, JTA's plan since 2016 to replace the monorail with autonomous vehicles on the Skyway's beams and city streets at an estimated $400 million, has stalled: NAVI, its first phase, drew just over 100 riders a day in its first three months and 11,892 in all by early April 2026, and will stop on 1 January because the developer of its driving software is ending support (Jacksonville Today).
Health care, schools and what each city is like
Health care
Care is paid for through employer or individual private insurance, Medicare and Medicaid (North Carolina expanded Medicaid in December 2023), and uninsured adults still face full charges at hospitals. Two systems dominate: Atrium Health (part of Advocate Health, with Carolinas Medical Center as the region's Level I trauma centre and a new Wake Forest University School of Medicine campus in Charlotte) and Novant Health (Presbyterian Medical Center); primary care and specialist wait times run weeks rather than months, and costs depend far more on your plan than on the provider.
Education
UNC Charlotte enrolled a record 32,207 students in fall 2025 and is the city's main research university; Davidson College, Queens University, Johnson C. Smith University and Central Piedmont Community College round out the options. Charlotte-Mecklenburg Schools is a single county-wide district of roughly 140,000 students with a large magnet lottery system and a sizeable charter sector; enrollment fell to its lowest level since 2010-11 in 2025-26, and school quality varies sharply by neighbourhood.
Living there
Charlotte is a banking city that grew fast and recently: most of what you see was built after 1990, the Uptown skyline is compact and quiet after office hours, and daily life runs through car-oriented suburbs like Ballantyne, University City and the Lake Norman towns. South End and NoDa along the Blue Line are where the walkable apartment-and-brewery growth has concentrated. Summers are hot and humid, traffic on I-77 and I-485 is the main complaint, and the city is still working out what transit, schools and housing it wants to be as it passes a million residents.
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act; an organizing committee relaunched a ballot initiative to expand it in February 2026 (KFF). Florida's uninsured rate was 10.9% in 2024 (2,509,782 of 23,038,464), the sixth-highest of any state, against 8.2% nationally, on the ACS 2024 1-year estimates; the City of Jacksonville's was 10.1% (99,720 of 990,245), Duval County's 9.9% and the metro's 8.2%. UF Health Jacksonville, the University of Florida's academic hospital downtown with 695 beds and another 216 at UF Health North, is home to North Florida's Level I trauma center and carries the city's safety-net care: the fiscal 2027 city budget carries $56 million for its indigent care (Jacksonville Today). Mayo Clinic's Florida campus on the Southside, Mayo's first outside Rochester, opened in 1986 and has a hospital Wikipedia gives 304 beds, with an expansion to 428 announced for 2026. Baptist Health runs Baptist Medical Center Jacksonville and, beside it on the downtown riverfront, the 281-bed Wolfson Children's Hospital, the region's only Level I pediatric trauma center verified by the American College of Surgeons. This file did not verify a wait time figure for primary or specialist care.
Education
Duval County Public Schools, whose boundaries match the county's, has fallen below 100,000 students this fall for the first time in modern history, a 16% decline since 2015, when it had more than 115,000, as charter schools, homeschooling and state scholarships for private tuition grew (Action News Jax, 30 September 2026). It cut 115 teaching positions in September 2025 after a 1.9% drop in enrollment, closed several elementary schools that summer under its 2024 master facilities plan, and is consolidating four more in 2026-27, with two others delayed to 2027-28 and 2028-29. The University of North Florida, a public R2 research university founded in 1965 on the Southside, enrolled 16,575 students in 2024 (Florida Board of Governors). Jacksonville University, private, in Arlington, enrolled 4,247 in fall 2024 and has what Wikipedia calls the second-largest Naval ROTC program in the country. Florida State College at Jacksonville, the state college with campuses across the city, enrolled 23,556 students in 2024-25 (IPEDS, as compiled by UnivStats), 70% of them part time. Edward Waters University, founded in 1866, is the state's oldest historically Black college, and the city has committed $130 million to a new University of Florida graduate campus (Jacksonville Today).
Living there
Jacksonville is the largest city by land area in the contiguous United States, 747 square miles, because in 1968 it consolidated with Duval County and took in almost all of it; it is Florida's largest city by a wide margin and the eleventh-largest in the country, yet its metro is the smallest of the four Florida metros this site compares, and half the metro's growth since 2020 has been in St. Johns and Nassau counties rather than the city. The St. Johns River runs north through the middle of it to the Atlantic, and the river is both the economy and the risk: JAXPORT, Florida's busiest container port, and the Navy's bases at NAS Jacksonville and Mayport line it, and Irma in 2017 pushed it to its highest recorded level downtown. It is the coolest of the Florida cities here after Tallahassee, with real if brief winters, and hurricanes rarely hit it directly. It is built for the car: 70.9% of workers drive alone and 0.8% take transit, and the transit agency is cutting service, halting the Skyway and ending its autonomous shuttle in a budget crisis. Violent crime, at 514 per 100,000 on the FBI's counts, is higher than in Miami or Tampa. Household income, at $72,389, sits in the middle of the Florida cities, and Florida takes no income tax. The open questions are the transit agency's finances, a shrinking school district, the November 2026 homestead tax vote the city has budgeted against, and whether finance jobs, down 6.1% in a year, keep leaving.
Where each city wins, and where it loses
Both cities price in US dollars, so the figures net directly, but the two headlines cover different ground. Charlotte's is the Canopy MLS median of what sold inside the city, $430,000 in July 2026, 2.3% below a year earlier. Jacksonville's is the Northeast Florida Association of REALTORS' median sale price for single-family homes in Duval County, $335,000 in August on 887 closed sales, 1.5% below a year earlier; no City of Jacksonville median is published, and the city, one government with the county since 1968, holds 96% of Duval's people. Single-family against single-family the gap is smaller, since Canopy's single-family median for the Charlotte region was $420,000, and Zillow's index for the City of Jacksonville, which models every home, stood at $285,103 in August, below the Duval sale price. At 20% down, Charlotte's $344,000 loan at 6.67%, Freddie Mac's rate for 13 August 2026, is $2,213 a month, and the $268,000 loan on the Duval median at 7.03%, the rate for 24 September, about $1,788. Property tax is about $3,010 a year in Charlotte, 0.70% of price on a 2023 valuation, against about $5,215 for a homesteaded owner in Jacksonville, where the consolidated City's 11.1919 mills, Duval County Public Schools' 6.3430 and two small regional levies come to 17.7412, an effective 1.56%, and $5,943 without the homestead. Insurance is budgeted at $180 a month in Charlotte and $275 in Jacksonville, where the policy carries a separate hurricane deductible, and neither includes flood. The three lines come to about $2,644 and $2,498, roughly 37% and 41% of each city's median household income. At the same 7.03% Charlotte's would be about $2,726; the $228 gap is Charlotte's mortgage, about $507 higher, less Jacksonville's property tax, about $184 a month higher, and its insurance, $95 higher. Rents are on different series, RentCafe's August averages for Charlotte and Apartment List's September medians for Jacksonville: a one-bedroom at $1,470 against $1,110, a two-bedroom $1,781 against $1,306. Neither state allows rent control.
The crime figures are built differently, and Jacksonville is the lower on each. Charlotte-Mecklenburg Police counted 5,852 violent offenses in 2025 on UCR summary definitions, about 607 per 100,000 on the city's 964,784 residents, and 35,112 property offenses, about 3,639. Jacksonville's are the FBI's summarized counts for the Jacksonville Sheriff's Office, which polices the consolidated city and county: 5,231 violent offenses of murder, rape, robbery and aggravated assault, 514 per 100,000 on 1,017,689 residents, and 21,920 property offenses, 2,154. Charlotte recorded 96 homicides, about 10 per 100,000, against 110 in 2024; Jacksonville 80, about 7.9, against 63, the one violent measure that rose there in 2025. Charlotte improved faster on violence: violent crime dropped 21% there and 8% in Jacksonville, though Jacksonville's count is 19% below 2021. Vehicle thefts went from 7,442 to 5,960 in Charlotte and from 3,461 to 2,036 in Jacksonville, a 41% drop. Clearance runs the other way: CMPD reports clearing 79% of its homicides, and the Jacksonville Sheriff's Office cleared 55% of 2025's murders against 73% the year before. CMPD's patch includes unincorporated Mecklenburg, which pushes Charlotte's rates up a little, every rate here is a count divided by a Census estimate, and the Jacksonville counts were read on 1 October 2026 from a federal feed that can still be revised.
Jacksonville is warmer all year and wetter. January averages 12.3 C at Jacksonville International against 5.6 C at Charlotte Douglas, and July 28.1 C against 26.7 C. Jacksonville gets 1,356 mm of precipitation a year, the second-wettest city on this site after Miami, 54% of it from June to September, against 1,107 mm, and about 2,880 hours of sun against 2,821, both on the older 1961-1990 series. Charlotte gets about 8.9 cm of snow a year and Jacksonville none on the normals, though its 14.3 freezing nights a year make it the coolest of the four Florida cities here. Summer is long and humid in both. Jacksonville's normals count 80.1 days a year at or above 32.2 C (90F) but under one at 37.8 C (100F), and 2025 had 113 days at 90F or above, the third-most since the airport's record began in 1938; Charlotte's routine risks are heat indexes above 100F and flash flooding on its creeks. The storms differ in kind. Charlotte gets remnant tropical systems: Hugo hit the city directly in 1989, and Helene devastated the mountains two hours west in 2024 but mostly spared it. Jacksonville gets the hurricane at the coast and on the river, though direct hits are rare: Dora in 1964 is the one direct strike counted since 1871. Irma passed about 75 miles west in September 2017 and did its damage with water, pushing the St. Johns River at the Main Street Bridge downtown to a record crest of 5.57 ft, and crews made about 350 water rescues, mostly in Downtown, Riverside and San Marco. Nor'easters bring tidal flooding along the coast and the river without a storm in sight, as in September and October 2025. Charlotte's winter hazard is the ice storm that closes the city for a day or two.
Charlotte's labor market is bigger, tighter and growing; Jacksonville's is flat. On the same unadjusted basis unemployment was 3.6% in the Charlotte metro in June 2026 and 4.8% in Jacksonville's, which rose to 4.9% in July, against 4.4% nationally. Charlotte had 1,413,000 nonfarm jobs in June, 1.6% more than a year earlier, and Jacksonville 803,800 in August, only 500 more. Both are finance cities, and finance is where they part. Charlotte has 128,500 jobs in financial activities around Bank of America, Truist and Wells Fargo. Jacksonville, home to FIS and Fidelity National Financial, lost 4,400 of its 72,200 a year earlier, 6.1%, to 67,800. Jacksonville's other work is the port, the railroads and the Navy: JAXPORT, Florida's largest container port, moved 1,388,841 TEUs in fiscal 2025, CSX and the Florida East Coast Railway are headquartered in the city, and Naval Air Station Jacksonville and Naval Station Mayport, home of the Fourth Fleet, are inside it, with defense spending credited with a $9.1 billion total economic impact in Duval County. Education and health services are growing in both, 3.5% a year in Charlotte and 3.3% in Jacksonville. City median household incomes were $86,416 in Charlotte and $72,389 in Jacksonville in 2024, and the metros' $85,938 and $82,053, because Jacksonville's suburban counties earn more than the city. The tax story is North Carolina's flat income tax against none. A single filer on $100,000 pays about $17,158 in Charlotte for 2025, $3,709 of it to the state, and $13,449 in Jacksonville, and the top combined rate is 41.25% against 37%. Sales tax is 8.25% in Mecklenburg and 7.5% in Duval. Property tax runs the other way: on the two medians a single filer would need about $64,600 of income before North Carolina's 4.25% took as much as Jacksonville's extra $2,205 a year, which is below Jacksonville's median household income.
Neither is a transit city, and Charlotte has the more of it. In 2024, 2.3% of Charlotte workers took transit and 2.4% walked or cycled, against 0.8% and 2.0% in Jacksonville, the second-lowest transit share of any city this site compares; 25% of Charlotte's workers worked from home against 15.0%, and 70.9% of Jacksonville's drove alone. CATS carried about 15.7 million trips in 2024, roughly 65% of its 2019 level, on the 19-mile LYNX Blue Line, the Gold Line streetcar and buses, and the 1 cent sales tax collected since July 2026 is to pay for more rail, the Red Line commuter rail to Lake Norman first. The Jacksonville Transportation Authority is going the other way. It carried 7,342,300 trips in 2025 on buses, four First Coast Flyer rapid bus lines, a ferry across the St. Johns and the Skyway, a 2.5-mile people mover downtown, and facing a $39 million hole it plans up to 194 layoffs and a Saturday schedule on weekdays from 2 November 2026, with the Flyer kept at every 20 minutes. The Skyway stops that day while the authority decides whether to rebuild it, replace it or turn it into an elevated trail, and the NAVI autonomous shuttle on Bay Street ends on 1 January 2027. Jacksonville is also the largest city by land area in the contiguous United States, 747 square miles. The airports are not comparable. CLT, an American Airlines hub, handled 53.6 million passengers in 2025, about 65% of them connecting. Jacksonville International, about 12 miles north of downtown and no airline's hub, handled 7,573,048, with American and Delta carrying about 27% of enplanements each in the fiscal year to May 2026.
Health coverage is where the state line shows. North Carolina expanded Medicaid on 1 December 2023. Florida is one of the ten states that have not, though an organizing committee relaunched a ballot initiative to expand it in February 2026, and it had the sixth-highest uninsured rate of any state in 2024, 10.9%, against 8.2% nationally; the City of Jacksonville's was 10.1%. Charlotte's systems are Atrium Health, whose Carolinas Medical Center is the region's Level I trauma center, with a new Wake Forest medical school campus, and Novant Health. Jacksonville's are UF Health Jacksonville, the University of Florida's academic hospital downtown, which runs North Florida's Level I trauma center and carries the city's safety-net care, with $56 million for indigent care in the fiscal 2027 city budget; Mayo Clinic's Florida campus, its first outside Rochester, on the Southside; and Baptist Health, whose Wolfson Children's is the region's only Level I pediatric trauma center verified by the American College of Surgeons. Charlotte's profile puts primary care and specialist waits in weeks; Jacksonville's did not verify a wait time. The schools are shrinking in both. Charlotte-Mecklenburg Schools, with roughly 140,000 students, fell to its lowest enrollment since 2010-11 in 2025-26. Duval County Public Schools fell below 100,000 students this fall for the first time in modern history, 16% fewer than in 2015, as charter schools, homeschooling and state scholarships for private tuition grew, and it is closing and consolidating elementary schools. UNC Charlotte enrolled a record 32,207 in fall 2025; the University of North Florida enrolled 16,575 in 2024.
What people underestimate is how differently the two cities are drawn, and that both tax bills are about to move. Jacksonville is the larger city, 1,017,689 against 964,784, because consolidation put almost all of Duval County inside it, and the smaller metro, 1,785,500 against 2,938,830; Charlotte added 20,731 residents in 2024-25, the largest numeric gain of any US city, and Jacksonville 8,319, while half its metro's growth since 2020 went to St. Johns and Nassau counties. Mecklenburg revalues on 1 January 2027, so Charlotte's $3,010, levied on 2023 values, has further to move. Jacksonville's $5,215 is the 2025 millage and assumes a homestead filed by 1 March of the year after the purchase; Save Our Homes resets a house's assessment to market value the January after a sale, so the seller's bill is no guide, and two measures on the 3 November 2026 ballot bear on it: Amendment 3, a homestead property tax cut that the City expects would open a revenue shortfall of about $300 million by 2028 if it passes, which is why it held its rate rather than cut it, and the renewal of the school board's voted mill. The City's solid waste and stormwater fees add about $414 a year to the same bill, and on newer subdivisions a community development district can add more: Normandy CDD charges a developed 50-foot lot $4,225.50 for fiscal 2027. Closing costs differ too. North Carolina's excise tax on the deed is 0.2%, the seller's; Florida charges the seller 0.7% on the deed, $2,345 at the Duval median, and the buyer about $1,474 in documentary stamp and intangible tax on a $268,000 loan. Neither carry includes flood insurance, and from 1 January 2027 every Citizens Property Insurance homeowners policy with wind cover in Florida must carry it. And the two were priced a month apart: at August's 6.67%, Jacksonville's would be about $2,434.
Better here
- Unemployment was 3.6% in the metro in June 2026, not seasonally adjusted, against 4.8% around Jacksonville the same month, and payrolls grew 1.6% against almost nothing.
- Property tax on the median is about $3,010 a year for fiscal 2027, 0.70% of price, against about $5,215 and an effective 1.56% on the homesteaded Duval County median, and insurance runs $180 a month against $275.
- City median household income was $86,416 in 2024 against $72,389 in Jacksonville, so the carry takes about 37% of it against 41%.
- North Carolina expanded Medicaid in December 2023, where Florida has not and had the sixth-highest uninsured rate of any state in 2024, 10.9%.
- CATS carried about 15.7 million trips in 2024 on the 19-mile LYNX Blue Line and buses, and a new sales tax is paying for more rail, while Jacksonville's transit agency is cutting service and halting the Skyway.
- CLT, an American Airlines hub, handled 53.6 million passengers in 2025, against 7,573,048 at Jacksonville International.
Worse here
- The city's median sale price was $430,000 in July 2026, against the Duval County single-family median of $335,000 in August, and the mortgage at the same 7.03% is about $507 a month higher.
- A single filer on $100,000 pays about $17,158 in income tax for 2025, $3,709 of it to North Carolina, against $13,449 of federal tax alone in Jacksonville.
- Violent crime ran about 607 per 100,000 in 2025 and there were 96 homicides, about 10 per 100,000, against 514 and about 7.9 in Jacksonville, though the two are built on different counts.
- Property crime ran about 3,639 per 100,000 in 2025 against 2,154 in Jacksonville, on the same caveat.
- A two-bedroom averaged $1,781 in August 2026 against a median of $1,306 in Jacksonville in September, on different series, and sales tax is 8.25% against 7.5%.
- January averages 5.6 C with 8.9 cm of snow a year and the occasional ice storm that closes the city, against 12.3 C and no snow in Jacksonville.
Choose Charlotte if
- you work in banking or corporate finance and want 128,500 financial jobs inside one metro
- you may need Medicaid, or work in a job with thin health coverage
- you want a growing city with the pay to match, at $86,416 of median household income against $72,389
- you would rather have a cool winter and remnant storms than a coastal hurricane season
The Charlotte guide · Neighborhoods · Charlotte rent vs buy · Charlotte mortgage calculator
Better here
- Florida levies no income tax, so $100,000 pays $13,449 in federal tax for 2025 and $13,170 for 2026, against about $17,158 in Charlotte for 2025.
- Mortgage, property tax and insurance come to about $2,498 a month on the Duval County median at 7.03%, against about $2,726 for Charlotte's median at the same rate.
- Violent crime ran 514 per 100,000 in 2025 against about 607 in Charlotte, property crime 2,154 against about 3,639, and motor vehicle theft fell 41% in a year, though the counts are built differently.
- A median two-bedroom rented for $1,306 in September 2026, about 22% of the city's median household income, and a one-bedroom $1,110.
- January averages 12.3 C with no snow on the normals, against 5.6 C and 8.9 cm in Charlotte.
- JAXPORT, CSX, the Florida East Coast Railway and two Navy bases, NAS Jacksonville and Naval Station Mayport, anchor work that does not depend on banking.
Worse here
- Property tax on the median is about $5,215 a year with a homestead and $5,943 without one, an effective 1.56%, against about $3,010 in Charlotte, and insurance runs $275 a month before flood cover.
- Financial activities lost 4,400 jobs, 6.1%, in the year to August 2026, and total payrolls grew by only 500.
- Florida is one of ten states that have not expanded Medicaid, it had the sixth-highest uninsured rate of any state in 2024, 10.9%, and the city's was 10.1%.
- There were 80 homicides in 2025, 17 more than in 2024, and the sheriff's office cleared 55% of the year's murders against CMPD's 79%.
- Only 0.8% of workers commuted by transit in 2024 and 70.9% drove alone, and the transit agency is cutting weekday service to a Saturday schedule and halting the Skyway from 2 November 2026.
- Irma pushed the St. Johns River to a record 5.57 ft downtown in 2017, and nor'easters bring tidal flooding along the river and the coast without a storm in sight.
Choose Jacksonville if
- you rent, or own and earn more than about $64,600, the point where no state income tax outweighs Jacksonville's extra property tax on the two medians
- you work for the Navy, the port, a railroad or a hospital
- you want a warm winter, the Atlantic beaches and a river city, and will buy on flood zone and elevation first
- you want lower crime rates than Charlotte's on every line, allowing for counts built differently
The Jacksonville guide · Neighborhoods · Jacksonville rent vs buy · Jacksonville mortgage calculator
Charlotte or Jacksonville, in short
Is Charlotte or Jacksonville cheaper to live in?
Jacksonville in dollars, and Charlotte against local pay. Both cities price in US dollars, so the figures net directly. Charlotte's median sale price inside the city was $430,000 in July 2026, and the Duval County single-family median $335,000 in August, a county figure because no City of Jacksonville median is published; Zillow's index for the City of Jacksonville stood at $285,103. Mortgage, property tax and insurance come to about $2,644 a month in Charlotte and $2,498 in Jacksonville, roughly 37% and 41% of each city's median household income. The rates were read a month apart, 6.67% for Charlotte and 7.03% for Jacksonville, and at the same 7.03% Charlotte's would be about $2,726. Jacksonville gives part of its cheaper house back in property tax, about $5,215 a year against $3,010, and insurance, $275 a month against $180, before any flood policy. Renting favors Jacksonville on the figures available, $1,306 for a two-bedroom against $1,781, though they are different series, Apartment List's median for Jacksonville and RentCafe's average for Charlotte. Sales tax is 7.5% in Duval against 8.25% in Mecklenburg, and Charlotte adds North Carolina's income tax, $3,709 on $100,000 for 2025.
Is Charlotte or Jacksonville safer?
Jacksonville, on every line, on figures built differently. Its violent crime rate was 514 per 100,000 in 2025 against about 607 in Charlotte, its property crime rate 2,154 against about 3,639, and its homicide rate about 7.9 against about 10: 80 homicides against 96. Jacksonville's are the FBI's summarized counts for the Jacksonville Sheriff's Office, read on 1 October 2026 and still open to revision; Charlotte's are CMPD's own counts on UCR summary definitions over a patch that includes unincorporated Mecklenburg, which pushes its rates up a little. Charlotte improved faster in 2025, with violent crime down 21% against 8% in Jacksonville and homicides down from 110, while Jacksonville's rose from 63, the low point of its series. Charlotte also clears more of its homicides, 79% on CMPD's report against 55% of Jacksonville's 2025 murders. Every rate here is a count divided by a Census estimate rather than a published rate.
Which has the better job market, Charlotte or Jacksonville?
Charlotte's is bigger, tighter and growing. On the same unadjusted basis unemployment was 3.6% in the Charlotte metro and 4.8% in Jacksonville's in June 2026, and Jacksonville's rose to 4.9% in July. Charlotte had 1,413,000 nonfarm jobs in June, up 1.6% on the year; Jacksonville had 803,800 in August, up 500. Both lean on finance, and that is where they part: Charlotte has 128,500 jobs in financial activities around Bank of America, Truist and Wells Fargo, while Jacksonville's financial activities lost 4,400 jobs, 6.1%, to 67,800. Jacksonville's steadier anchors are the port, the railroads and the Navy, with JAXPORT moving 1,388,841 TEUs in fiscal 2025 and defense spending credited with a $9.1 billion total economic impact in Duval County, and education and health services, up 3.3% in a year. City median household incomes were $86,416 and $72,389 in 2024.
Does Florida having no income tax make Jacksonville cheaper than Charlotte?
For a renter, yes; for an owner at the two medians, only above about $64,600 of income, which is less than the median Jacksonville household earns. A single filer on $100,000 pays about $17,158 in Charlotte for 2025, $3,709 of it to North Carolina, against $13,449 in federal tax alone in Jacksonville, and North Carolina's flat rate drops from 4.25% to 3.99% for 2026. Florida collects more through property: the general services district's 17.7412 mills take about $5,215 a year on the homesteaded Duval median, an effective 1.56%, against about $3,010 on Charlotte's median, 0.70%. The difference of $2,205 a year is what North Carolina's 4.25% takes at about $64,600 of income. Insurance adds $95 a month more in Jacksonville, and sales tax is 0.75 points lower. Both bills are about to move: Mecklenburg revalues on 1 January 2027, and Florida votes on Amendment 3, a homestead tax cut, and Duval on its school mill, on 3 November 2026.
Where the figures come from
Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.
- Population Growth Holds Steady in Midsized Cities Amid Widespread Slowdown (Vintage 2025 city and town estimates) · US Census Bureau · retrieved Supports: City population, Five-year growth
- 2020 Census, North Carolina: Total Population by Municipality (PL 94-171) · North Carolina General Assembly · retrieved Supports: Five-year growth
- Resident Population in Charlotte-Concord-Gastonia, NC-SC (MSA) (CGRPOP) · FRED, Federal Reserve Bank of St. Louis (Census Bureau data) · retrieved Supports: Metro population, Five-year growth
- CMPD End of Year Report: Violent, Property and Overall Crime Decrease · Charlotte-Mecklenburg Police Department · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend
- NOAA 1991-2020 US Climate Normals, station USW00013881 Charlotte Douglas International Airport (NCEI data service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Annual snowfall, January 42.1F, July 80.1F and August 78.6F from the monthly series, and annual mean 61.4F, precipitation 43.60 in and snowfall 3.5 in from dataset=normals-annualseasonal-1991-2020 for the same station
- Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved Supports: Sunshine hours
- Charlotte, NC profile (ACS 2024 1-year), tables B19013 and B08301 · Census Reporter (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share
- Unemployment Rate in Charlotte-Concord-Gastonia, NC-SC (MSA) (CHAR737UR) · FRED, Federal Reserve Bank of St. Louis (BLS LAUS) · retrieved Supports: Unemployment rate
- Charlotte, NC-SC, Area Economic Summary · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate, Main sectors, Labour market
- Important Notice: Mecklenburg County Sales and Use Tax Increase · North Carolina Department of Revenue · retrieved Supports: Sales tax
- Tax Rate Schedules · North Carolina Department of Revenue · retrieved Supports: Top marginal income tax, Income tax on $100,000
- North Carolina Standard Deduction or North Carolina Itemized Deductions · North Carolina Department of Revenue · retrieved Supports: Income tax on $100,000
- 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- CATS sees ridership grow by 11% in last year · WFAE · retrieved Supports: Transit ridership
- In a historic vote, Mecklenburg transit and transportation sales tax wins approval · WFAE · retrieved Supports: Transit ridership, Sales tax
- Rapid Response Special Report: Charlotte Area Transit System · North Carolina Office of the State Auditor · retrieved Supports: Transit ridership, Crime trend
- CLT Welcomes 53.6 Million Passengers in 2025, Second Busiest Year on Record · Charlotte Douglas International Airport · retrieved Supports: Airport passengers
- UNC Charlotte's enrollment surge sets another record · UNC Charlotte University Communications · retrieved Supports: Education
- Charlotte-Mecklenburg Schools enrollment hits lowest since 2010-11 · WSOC-TV · retrieved Supports: Education
- Annual Estimates of the Resident Population for Incorporated Places in Florida: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character, Jacksonville city 949,607 (April 2020 base), 1,009,370 (2024) and 1,017,689 (2025); Duval County 1,062,963; Atlantic Beach, Baldwin, Jacksonville Beach and Neptune Beach rows
- Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Character
- Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved Supports: Metro population, Five-year growth, Character
- 2024 Gazetteer Files: Places (national) · US Census Bureau · retrieved Supports: Character, point, Jacksonville city: 747.266 sq mi of land, 127.193 sq mi of water, internal point 30.336864, -81.661603
- Jacksonville, Florida (consolidation, land area, Jacksonville Sheriff's Office, hurricanes, economy, colleges) · Wikipedia · retrieved Supports: Character, Climate hazards, Violent crime rate, Main sectors, Education
- Crime Data Explorer summarized agency data, Jacksonville Sheriff's Office (FL0160000): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
- JSO reporting more murders over the last year, with fewer murder cases cleared · Action News Jax · retrieved Supports: Homicides, Crime trend
- Jacksonville's 2025 homicide data reveals spikes in certain areas but only 1 gang-related death · News4JAX · retrieved Supports: Homicides
- Jacksonville violence takes historic tumble in 2024: City reports lowest homicide numbers in 2 decades · News4JAX · retrieved Supports: Homicides
- US Climate Normals 1991-2020, station USW00013889 Jacksonville International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January 54.2F, July 82.5F, August 82.1F and the monthly highs, lows, rain and snow from the monthly series, and annual mean 69.3F, precipitation 53.40 in, snowfall 0.0 in, 80.1 days at 90F, 0.7 at 100F and 14.3 nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- Global Historical Climatology Network daily summaries, Jacksonville International Airport (USW00013889), 1938-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, 113 days at or above 90F in 2025 (after 116 in 1955 and 114 in 2011), 107 in 2026 through 27 September, three days at 100F or above in 2025, 105F on 21 July 1942, 7F on 21 January 1985, 19 freezing nights in 2026, 5.18 and 4.54 in on 10 and 11 September 2017, 6.28 in on 7 October 2016, snow of 1.5 in on 13 February 1958, 0.8 in on 23 December 1989 and 0.1 in on 22 January 2025
- Post Tropical Cyclone Report, Hurricane Irma (PSHJAX, issued 22 September 2017) · National Weather Service, Jacksonville · retrieved Supports: Climate hazards, Character, St. Johns River at Main Street crest of 5.57 ft NAVD88 against Dora's 4.12 ft, the preceding nor'easter, about 350 water rescues in Duval County, 86 mph gust at the airport
- Effects of Hurricane Irma in Florida (Duval County) · Wikipedia · retrieved Supports: Climate hazards
- Irma Brings Record Flooding to Jacksonville, Cuts Power to More Than 7 Million · Weather Underground · retrieved Supports: Climate hazards
- Long Nor'easter, tidal flooding and Tropical Storm Jerry. What to expect in Jacksonville · Florida Times-Union (via Yahoo News) · retrieved Supports: Climate hazards
- Nor'easter impacts in Jacksonville and coastal flood advisory extends through weekend · Florida Times-Union (via Yahoo News) · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for Jacksonville city, Duval County and the Jacksonville MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, Duval County, Jacksonville city and the Jacksonville MSA, and for the US · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care
- Local Area Unemployment Statistics, Jacksonville, FL MSA (LAUMT122726000000003), Jacksonville city (LAUCT123500000000003), Duval County (LAUCN120310000000003), Florida (LAUST120000000000003), the Tampa, Orlando and Miami MSAs and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate
- Current Employment Statistics, Jacksonville, FL MSA: total nonfarm (SMU12272600000000001, SMS12272600000000001), supersectors (SMU1227260xx00000001), finance and insurance (SMU12272605552000001) and federal, state and local government (SMU1227260909x000001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market, Character
- JAXPORT Highlights Infrastructure Progress and Long-Term Strategy at 2026 State of the Port · JAXPORT · retrieved Supports: Main sectors, Labour market, Character
- Annual Report 2024/2025 (Annual Comprehensive Financial Report for the year ended September 30, 2025) · Jacksonville Port Authority · retrieved Supports: Main sectors, Labour market, 1,388,841 TEUs against 1,340,412, 506,237 auto units against 509,091, 10,230,114 tons
- Florida Military and Defense Economic Impact Summary, January 2024 (Duval County, on 2022 figures) · Florida Defense Support Task Force / Select Florida · retrieved Supports: Main sectors, Labour market
- Naval Air Station Jacksonville · Wikipedia · retrieved Supports: Main sectors
- Naval Station Mayport · Wikipedia · retrieved Supports: Main sectors
- Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved Supports: Sales tax
- Jacksonville Transportation Authority (toll removal and 1988 sales tax, Better Jacksonville Plan, routes, fleet, gas tax, budget) · Wikipedia · retrieved Supports: Sales tax, Transit system, Transit ridership
- Duval County, Florida, School Sales Tax Referendum (November 2020) · Ballotpedia · retrieved Supports: Sales tax
- Duval County voters approve half-cent sales tax for schools · News4JAX · retrieved Supports: Sales tax
- Florida Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes
- 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- Property Tax Exemptions for Taxpayers (homestead exemption and Save Our Homes) · Florida Department of Revenue · retrieved Supports: Tax notes
- Jacksonville City Council approves $2B budget, restores affordable housing trust fund · Jacksonville Today · retrieved Supports: Tax notes, Health care, Education, Character
- Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved Supports: Transit ridership
- Skyway (Jacksonville) (length, stations, fleet, fare, Ultimate Urban Circulator) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- First Coast Flyer (lines and opening dates) · Wikipedia · retrieved Supports: Transit system
- JTA begins first AV-powered service in U.S. · Mass Transit · retrieved Supports: Transit system, Transit ridership
- Friday is deadline to give your views on Skyway options · Jacksonville Today · retrieved Supports: Transit ridership
- JTA studies Skyway options and postpones community meetings · Jacksonville Today · retrieved Supports: Transit ridership
- JTA raises fares and cuts services to make up for budget deficit · Jacksonville Today · retrieved Supports: Transit ridership
- Facing shortfall, JTA will cut jobs, reduce bus service and halt Skyway and NAVI · Jacksonville Today · retrieved Supports: Transit system, Transit ridership, Character
- Traffic statistics, enplaned and deplaned passengers by month, fiscal years 2021/2022 to 2025/2026, and enplanements by airline (prepared 14 June 2026) · Jacksonville Aviation Authority · retrieved Supports: Airport passengers
- Jacksonville International Airport (location, ownership) · Wikipedia · retrieved Supports: Airport passengers, Climate normals
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- UF Health Jacksonville · Wikipedia · retrieved Supports: Health care
- Mayo Clinic Florida · Wikipedia · retrieved Supports: Health care
- Wolfson Children's Hospital · Wikipedia · retrieved Supports: Health care
- Duval Schools enrollment down 16% since 2015, drops below 100K students · Action News Jax (via Yahoo News) · retrieved Supports: Education, Character
- Duval Schools cutting 115 teacher positions due to falling enrollment · Action News Jax · retrieved Supports: Education
- Board approves delays in proposed school consolidations · Duval County Public Schools · retrieved Supports: Education
- State University System of Florida 2025-2026 Matrix · Florida Board of Governors · retrieved Supports: Education
- University of North Florida (founding, R2 classification) · Wikipedia · retrieved Supports: Education
- Fast Facts, Fall 2024 · Jacksonville University · retrieved Supports: Education
- Jacksonville University (Naval ROTC) · Wikipedia · retrieved Supports: Education
- Florida State College at Jacksonville Student Population and Demographics (IPEDS 2024-2025) · UnivStats · retrieved Supports: Education
- Duval County Public Schools (boundaries) · Wikipedia · retrieved Supports: Education
- Florida State College at Jacksonville (campuses) · Wikipedia · retrieved Supports: Education
- More choice, steady sales define Charlotte's July housing market · Canopy Realtor® Association / Canopy MLS · retrieved Supports: City of Charlotte median sale price of $430,000 in July 2026, down 2.3% year over year, with the year-to-date median also $430,000, Charlotte region median sale price of $410,000, up 1.1% year over year, and Mecklenburg County's $468,500, up 2.0%, City of Charlotte inventory of 3,754 homes, up 15.8%, at 3.7 months of supply against 3.2 a year earlier, City of Charlotte days on market of 40, against 38 a year earlier, Regional medians by type: single-family $420,000, townhome $349,990 and condominium $292,000, all of which are regional rather than city figures
- Charlotte, NC average rent and rent trends, August 2026 · RentCafe / Yardi Matrix · retrieved Supports: Average Charlotte apartment rent of $1,672 across 949 sq ft, down 0.92% year over year, Average rents of $1,377 studio, $1,470 one-bedroom, $1,781 two-bedroom and $2,117 three-bedroom
- Charlotte multifamily market insights, 2026 · Northmarq · retrieved Supports: Charlotte apartment vacancy of 6.2%, Approximately 18,000 units under construction, a 6.2% expansion of inventory, More than half of Charlotte apartment properties offering concessions, Eleven consecutive quarters of year-over-year asking rent declines
- Fiscal Year 2026 Fair Market Rents · US Department of Housing and Urban Development · retrieved Supports: Two-bedroom Fair Market Rent of $1,847 for the Charlotte-Concord-Gastonia NC-SC HUD Metro FMR Area
- Tax rates, fiscal year 2027 · Mecklenburg County Office of the Tax Collector · retrieved Supports: Mecklenburg County rate of 49.27 cents per $100 of assessed value, unchanged for FY2027, City of Charlotte rate of 29.30 cents per $100, applied on top of the county rate inside the city
- Board of County Commissioners adopts $2.6 billion operating budget for FY2027 · Mecklenburg County · retrieved Supports: The county property tax rate holds at 49.27 cents per $100 for FY2027
- Charlotte City Council adopts the FY2027 budget · WCNC Charlotte · retrieved Supports: City property tax rate rising 1.89 cents from 27.41 to 29.30 cents per $100, adopted 8 June 2026, The increase is dedicated to police and fire pay and raises about $85 million
- Sales assessment ratio studies as of January 1, 2025 · North Carolina Department of Revenue, Local Government Division · retrieved Supports: Mecklenburg County last revalued in 2023, A certified median sales assessment ratio of 88.78%: assessed values are 88.78% of sale prices, An effective county tax rate of 0.4374% against a nominal 0.4927%, computed as rate × assessment level, A coefficient of dispersion of 9.63, among the lowest in the state
- Primary Mortgage Market Survey, 13 August 2026 · Freddie Mac · retrieved Supports: 30-year fixed-rate mortgage averaging 6.67%, against 6.58% a year earlier
- Commissioner Causey negotiates settlement on Rate Bureau's homeowners' insurance request · North Carolina Department of Insurance · retrieved Supports: Statewide average base rate increases of 7.5% on 1 June 2025 and 7.5% on 1 June 2026, Charlotte territory increases of 9.3% and 9.2%, No further rate filing before June 2027
- Conforming loan limit values for 2026 · Federal Housing Finance Agency · retrieved Supports: Baseline one-unit conforming loan limit of $832,750 for 2026, which is the limit in Mecklenburg County
- Northeast Florida market shows signs of a more balanced housing environment (August 2026 market report) · Northeast Florida Association of REALTORS · retrieved Supports: A median price of single-family homes in Duval County of $335,000 in August 2026, the same as July, 887 closed sales, 965 pending sales, 1,265 new listings, an active inventory of 3,057 homes and a 3.4-month supply in Duval County, and a median of 25 days on market, A six-county single-family median of $397,420, down 1.6%, and a St. Johns County median of $573,250, Monthly figures by county only, with no City of Jacksonville figure
- Inventory climbs while sales cool in the August housing market (August 2025 market report) · Northeast Florida Association of REALTORS · retrieved Supports: A median price of single-family homes in Duval County of $340,000 in August 2025, 889 closed sales, an active inventory of 4,197 homes, a 4.7-month supply and a median of 38 days on market in Duval County
- Jacksonville's Consolidation Mayor: Hans G. Tanzler Jr. · Florida Historical Quarterly, vol. 80 no. 2 (2001), via University of Central Florida STARS · retrieved Supports: Jacksonville's consolidation with Duval County on 1 October 1968
- 2025 Gazetteer files: places, Florida · United States Census Bureau · retrieved Supports: A land area of 747.33 square miles and a water area of 127.129 square miles for Jacksonville city
- 2025 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved Supports: For the general services district (excluding the beaches and Baldwin) and for USD1, the old City of Jacksonville: schools 6.3430, general government 11.1919, urban service district 0.0000, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0270, a final total of 17.7412, Jacksonville Beach (USD2) at 18.4452, Atlantic Beach (USD3) at 17.2004, Neptune Beach (USD4) at 17.8161 and Baldwin (USD5) at 18.9701, each with a general government rate of 7.9012 or 9.4208 and its own municipal levy, No bond millage for any authority
- 2024 final millages · Office of the Property Appraiser, Duval County, Florida, via the City of Jacksonville · retrieved Supports: For the general services district: schools 6.3400, general government 11.3169, St. Johns River Water Management District 0.1793 and Florida Inland Navigation District 0.0288, a final total of 17.8650
- Millage rates · Duval County Property Appraiser, via the City of Jacksonville · retrieved Supports: Taxing districts for Duval County: GS and USD1, City of Jacksonville; USD2, Jacksonville Beach; USD3, Atlantic Beach; USD4, Neptune Beach; USD5, Baldwin, Taxing authorities for Duval County: the county public schools, the Florida Inland Navigation District and the St. Johns River Water Management District, with the four other municipalities as additional taxing authorities
- Property tax estimator · Duval County Property Appraiser · retrieved Supports: For a $350,000 purchase in Jacksonville (GS or USD1) with homestead and no portability, tax roll 2026: a school taxable value of $325,000 and a non-school taxable value of $298,589, Lines of general government 11.1919, $3,341.78; public schools by state law 3.0950, $1,005.88; by local board 2.2480, $730.60; school board voted 1.0000, $325.00; Florida Inland Navigation District 0.0270, $8.06; and St. Johns River Water Management District 0.1793, $53.54; an estimated total of $5,464.86, A $25,000 exemption against the school lines and $51,411 against the others, The estimator using the most recently certified millage, and a final bill that may also carry non-ad valorem assessments for solid waste, stormwater and other services
- Additional homestead exemption adjustment, revised January 2025 · Florida Department of Revenue · retrieved Supports: Section 196.031(1)(b), Florida Statutes, requiring the additional homestead exemption to be adjusted annually by the Consumer Price Index from the 2025 tax year, A CPI change of 2.9% and a maximum additional exemption of $25,722 for 2025, against the $25,000 base year of 2024
- Property tax information for homestead exemption, PT-113, R. 08/25 · Florida Department of Revenue · retrieved Supports: A $25,000 exemption against all taxes and an additional exemption of up to $25,000, adjusted annually for inflation, on assessed value over $50,000 for non-school taxes only, Applications on Form DR-501 to the county property appraiser by 1 March
- Homestead and other exemptions · Duval County Property Appraiser, via the City of Jacksonville · retrieved Supports: The Save Our Homes benefit limiting future annual increases in assessed value to 3% or less, removed on a sale, with the assessed value rising to market value for the next tax roll, Portability of the Save Our Homes benefit from a Florida homestead held in any of the three preceding tax roll years, on a separate application due by 1 March, Automatic annual renewal of the exemption
- Vote: 1-mill continuation, 3 November 2026 · Duval County Public Schools · retrieved Supports: Voters' approval of a 1-mill levy in 2022, and state law requiring voters to approve its continuation every four years, The ballot question on 3 November 2026 to continue the current one mill, A $300,000 home with $275,000 of taxable value paying $275 a year for the mill
- 2026 Voter's guide: Duval County referendum, extending 1-mill property tax funding for schools · News4JAX · retrieved Supports: The current authorization ending 30 June 2027, and the measure extending it from 1 July 2027 through 30 June 2031
- City fees · City of Jacksonville · retrieved Supports: Residential solid waste and stormwater fees billed as non-ad valorem assessments on property tax bills, Homestead and other ad valorem exemptions not applying to either fee
- Residential solid waste fee · City of Jacksonville, Solid Waste Division · retrieved Supports: A rate of $29.50 a month, $354 a year, per premise for 2026, and $32.00 a month, $384 a year, for 2027, subject to annual approval by the City Council, The fee collected as a non-ad valorem assessment on the property tax bill, and charged regardless of occupancy
- Frequently asked questions: stormwater fee · City of Jacksonville · retrieved Supports: A fee based on impervious area, $5 a month for the owner of an average single-family house
- Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved Supports: A typical home value of $285,103 for the city of Jacksonville (region 25290, Duval County) in August 2026, against $287,470 in August 2025, down 0.8%
- Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved Supports: A typical single-family value of $296,995 in the city of Jacksonville in August 2026, against $298,701 a year earlier, down 0.6%, A typical condominium value of $173,549 in the same month, against $186,154, down 6.8%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
- Jacksonville rent report, October 2026 · Apartment List · retrieved Supports: A median rent of $1,110 for a one-bedroom and $1,306 for a two-bedroom in the city of Jacksonville, and $1,321 across all bedroom sizes, Rents down 0.1% over September and up 0.7% over the past 12 months, against -1.2% for the state and -0.4% for the nation
- Apartments for rent in Jacksonville, FL: average rent · Apartment List · retrieved Supports: Average listed rents of $1,185 and up for a studio, $1,392 and up for one bedroom, $1,636 and up for two, and $1,904 and up for three or more
- Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved Supports: An observed rent index of $1,601 for the city of Jacksonville in August 2026, against $1,569 a year earlier, up 2.04%
- Zillow Observed Rent Index, single-family homes, smoothed, by metro · Zillow Research · retrieved Supports: A single-family observed rent index of $2,075 for the Jacksonville metro area (region 394714) in August 2026, against $2,024 a year earlier
- Median household income, median home value and tenure, tables B19013, B25077 and B25003, 2024 American Community Survey 1-year estimates · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median household income of $72,389 in Jacksonville city, against $77,735 for Florida, $84,114 in Tampa, $77,597 in Orlando and $66,337 in Miami, A median owner-occupied home value of $325,300 in Jacksonville city, against $396,900 for Florida, 240,209 of Jacksonville's 413,620 occupied homes owner-occupied
- Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Jacksonville city · United States Census Bureau, via the Census Reporter API · retrieved Supports: 99,738 of 240,209 owner-occupied units, or 42%, paying a homeowners' association or condominium fee, A median monthly fee of $93 among them, and 7,399 paying $500 or more a month
- Documentary stamp tax · Florida Department of Revenue · retrieved Supports: 70 cents on each $100 of consideration on a deed in every county except Miami-Dade, 35 cents per $100 on a promissory note, capped at $2,450, All parties to a document liable for the tax regardless of which party agrees to pay it
- Rule 69O-186.003, Florida Administrative Code: title insurance rates · Florida Department of State, Florida Administrative Code · retrieved Supports: An owner's title insurance premium of $5.75 per $1,000 of liability to $100,000 and $5.00 per $1,000 from $100,000 to $1 million
- Best home insurance in Jacksonville, Florida (2026) · Insurify · retrieved Supports: An average Jacksonville premium of $3,471 a year for $300,000 of dwelling cover and a $1,000 deductible, against a national average of $2,417 for the same cover, updated 27 September 2026
- Florida homeowners insurance · NerdWallet · retrieved Supports: An average Jacksonville premium of $3,145 a year, $262 a month, against $3,765 in Orlando, $3,470 in Clearwater and $8,345 in Miami, A Florida average of $3,390 a year, on a sample policy with $500,000 of dwelling cover and $300,000 of liability, updated 20 February 2026
- Renters insurance in Florida · NerdWallet · retrieved Supports: An average Jacksonville renters premium of $179 a year, $15 a month
- Section 627.701, Florida Statutes: liability of insureds; hurricane deductibles · The Florida Legislature · retrieved Supports: An insurer offering hurricane deductibles of $500, 2%, 5% and 10% of the policy dwelling limits, with the $500 option not required at $250,000 of dwelling limits or more
- Flood: Citizens' flood insurance requirements · Citizens Property Insurance Corporation · retrieved Supports: Under section 627.715, Florida Statutes, most new and renewing Citizens personal residential policies with wind coverage required to carry flood insurance by 1 January 2027, Homes in a FEMA special flood hazard area required already; outside it, dwelling values of $600,000 or more from 2024, $500,000 from 2025, $400,000 from 2026 and all policies from 2027, Condominium unit-owner, tenant and wind-excluded policies exempt
- FloodSmart · Federal Emergency Management Agency, National Flood Insurance Program · retrieved Supports: Most homeowners insurance not covering flood damage, Almost one-third of National Flood Insurance Program claims, 29%, coming from outside high-risk flood areas
- Hurricane Irma brought record flooding to Jacksonville 5 years ago · News4JAX · retrieved Supports: Irma passing 100 miles west of Jacksonville early on 11 September 2017, and the river rising to a historical 5.57 feet when a rainband and 86 mph easterly gusts pushed water into the basin at high tide, Downtown streets flooded and homes in San Marco and across the city flooded, with businesses on both sides of the St. Johns River shut for months
- Hurricane Irma review: from violent Cat. 5 to record flooding · Action News Jax, First Alert Weather (Mike Buresh) · retrieved Supports: Riverside and San Marco with the worst flooding since at least 1846, A crest of 5.57 feet at the Main Street Bridge against a flood stage of 2 feet, major flooding at 3.5 feet and a previous record of 4.1 feet from Hurricane Dora in 1964
- Section 190.021, Florida Statutes: taxes; non-ad valorem assessments · The Florida Legislature · retrieved Supports: A community development district's benefit special assessments for bonds, levied annually, a lien on the property enforceable in like manner as county taxes
- Section 190.048, Florida Statutes: sale of real estate within a district; required disclosure to purchaser · The Florida Legislature · retrieved Supports: A boldfaced disclosure, in each contract for the initial sale of a parcel or residential unit in a district, that the district may impose taxes or assessments in addition to county and other local taxes
- Normandy Community Development District: about the CDD, and the fiscal 2027 final adopted budget · Normandy Community Development District · retrieved Supports: The district established by Ordinance 2022-117-E of the Jacksonville City Council, effective 24 March 2022, and about 641 acres entirely within Duval County, from https://www.normandycdd.org/about-the-cdd, For a developed 50-foot lot in fiscal 2027, operations and maintenance of $2,343.78 and Series 2024 debt service of $1,881.72, $4,225.50 in all, against $3,007.18 in fiscal 2026; a 40-foot lot at $3,380.40 and a 20-foot townhome at $1,690.20, Series 2024 bonds with annual debt service through 1 May 2054
- Bartram Park Community Development District · Bartram Park Community Development District · retrieved Supports: A community development district established in 2005 and located in Duval County
- SB 4-D (2022): Building Safety, chapter 2022-269, Laws of Florida · The Florida Senate · retrieved Supports: Milestone inspections required of condominium and cooperative associations, and a prohibition on waiving or reducing reserves for certain items after a specified date
- #AskJAXTDY: How will JEA's new electric and water rates affect me? · Jacksonville Today · retrieved Supports: JEA's electric rates up 6.2% and water and sewer rates up 8% from 1 October 2026, A residential electric bill for 1,000 kWh of $170.37 in April 2026, forecast to be $8.70 less in October, and a residential water and sewer bill for 6,000 gallons forecast at $83.50 in October
- Housing Services: Headstart to Homeownership program · City of Jacksonville, Housing and Community Development · retrieved Supports: Financial assistance of up to $25,000 for down payment and closing costs, subject to funding, Applicants who do not currently own a home, will live in it, and have household income no higher than 80% of the area median income for Duval County, Homes required to meet Section 8 Housing Quality Standards before closing, and applicants told not to sign a sales contract before approval
- Florida Hometown Heroes Housing Program · Florida Housing Finance Corporation · retrieved Supports: Down payment and closing cost assistance for first-time, income-qualified buyers in eligible occupations: health care, school staff, first responders, public safety and court employees, child care workers, service members and veterans employed full time by a Florida-based employer, Up to 5% of the first mortgage, a maximum of $35,000 and a minimum of $10,000, as a 0%, non-amortizing, 30-year deferred second mortgage that is not forgivable, An HTH 2026 program