City comparison · 859 km apart

Orlando vs Durham: which should you move to?

Orlando or Durham? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Downtown from Lake Eola
Florida · United States

Orlando

Photograph: Downtown from Lake Eola · JER3L1337 · CC BY 4.0 · source
The Lucky Strike tower and smokestack
North Carolina · United States

Durham

Photograph: The Lucky Strike tower and smokestack · Discover Durham · CC BY 4.0 · source
The short answer

Both cities price in US dollars, so the figures net directly, and both are inland cities whose storms arrive as wind and rain rather than surge. Priced alike they cost almost the same: mortgage, property tax and insurance come to about $2,868 a month on Orlando's typical home at October's 7.28% and $2,885 on Durham's MLS median, or $2,745 for Orlando at August's 6.67%, and against pay the two land in the same place, about 42% of Orlando's $77,597 median household income and 42% of Durham's $82,916. On the same Zillow index Orlando's typical home was $375,175 and Zillow's index for the City of Durham stood at $389,634, about 4% higher, so Durham's line carries more mortgage and Orlando's more tax and insurance, $310 a month against $198. North Carolina takes $3,708 in income tax on $100,000 for 2025 and Florida none, which favors an Orlando owner above about $53,000 of income on these figures. Crime is high in both and hard to line up: Orlando's last full FBI year is 2022, when its violent rate was 835.8 per 100,000 against about 680 in Durham, and in 2025 Orlando counted 10 homicides against Durham's 33 in a city of about the same size. Choose Orlando for a metro of almost 3 million, work in tourism, defense or its two hospital systems, SunRail and Brightline, MCO, no state income tax and a 15.9 C January. Choose Durham for Duke and Research Triangle Park, higher household pay, lower unemployment, cheaper insurance and rent, fare-free buses, Amtrak and Medicaid expansion, if you can take a 5.5 C January, some snow and a 7.5% sales tax.

Population
MeasureOrlandoDurhamAdvantage
City population333,888 (2025)305,561 (2025)Not directly comparable
Metro population2,957,672 (2025)625,485 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
8.3% (2020-2025)7.6% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureOrlandoDurhamAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$375,175 (June 2026)$424,990 (August 2026)Orlando
Detached house benchmark
Orlando publishes a single house index rather than a composite, so the two rows repeat.
$375,175$392,384Orlando
Apartment or condominium benchmarkNot published$254,099Not directly comparable
Two-bedroom rent$1,904/mo (median, June 2026)$1,632/mo (average, September 2026)Durham
One-bedroom rent$1,637/mo$1,422/moDurham
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
29.4% of a year's income23.6% of a year's incomeDurham
Mortgage payment on the benchmark, 20% down
30-year amortization on American monthly compounding, the convention in both.
$1,931/mo at 6.67%$2,326/mo at 7.28%Orlando
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
4.8×5.1×Orlando
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$6,043/yr (1.611%, 2025)$4,331/yr (1.019%, 2026)Durham
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$2,626 (seller pays)$850 (seller pays)Durham
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
Forbidden by state lawForbidden by state lawNot directly comparable

Orlando: About 1.61% of what you pay for the house, which is lower than the 18.0878 mills Orlando is taxed at, and the difference is the homestead exemption rather than any assessment lag. Florida assesses at full market value and a purchase resets the assessment to the price, so there is no gap to correct for. What there is instead is an exemption: $25,000 of taxable value comes off for every taxing authority and a second slice comes off for all of them except the Orange County school district, which levies 6.4490 of the 18.0878. That second slice was $25,000 through the 2024 tax roll and has been adjusted for inflation every 1 January since, under the 2024 amendment to Article VII section 6 of the state constitution, so it is now somewhat more than $25,000. The figures here use the base amount, because the Department of Revenue sends the adjusted figure to the county property appraisers rather than publishing it. The difference is worth a few dollars a year on a bill, and the county property appraiser can tell you the amount in force. So a homesteaded buyer's first-year bill is the school millage on the price less $25,000 plus everything else on the price less $50,000, about $6,043 a year on the $375,175 typical home value here. The exemption is not automatic: you file for it with the county property appraiser by 1 March of the year after you buy, and until you do the rate is the full 1.81%. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is. Durham: About 1.02% of market value. A house in the City of Durham pays two levies for fiscal 2027: Durham County's 57.92 cents per $100 and the City's 43.71, 101.63 in all on the County's rate table, against 99.13 a year earlier, and no fire district. Both are charged on the values of the 1 January 2025 revaluation, which reset every parcel to 100% of market value for the first time since 2019; the next takes effect on 1 January 2029. North Carolina measures how close the values are: the Department of Revenue put Durham's assessments at 100.23% of sale prices on 1 January 2025 and publishes an effective county rate of 0.5555% against the nominal 0.5542% on that arithmetic. The same ratio on the combined rate gives 1.019%, about $4,331 a year on the $424,990 median sale, if the house is assessed like the average one. A buyer does not reset the assessment by buying, so the seller's bill is the guide to the first one, and prices have moved since the values were set. Inside the Downtown Business Improvement District the bill carries 7 cents more. Stormwater is not on the tax bill: the City charges it on the utility bill, $5.70, $11.80 or $23.64 a month for a house by impervious area.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureOrlandoDurhamAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
Not publishedNot publishedNot directly comparable
Violent crime per 100,000836 (2022)510 (2025)Durham
Property crime per 100,0004,036 (2022)3,617 (2025)Durham
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
10 (2025)33 (2025)Not directly comparable
Orlando

Orlando PD reports overall crime down 18% in 2024 and another 19% in 2025, violent crime down 10% in 2024 and 9% in 2025, and shootings with victims down 41% from 2023 to 2025. Homicides fell from 31 in 2023 to 10 in 2025. The FBI's public feed has no usable Orlando data after 2022, so these are the department's own figures.

What the rates cover: FBI Crime Data Explorer, Orlando Police Department (ORI FL0480400), 2022: 2,597 violent offenses, 835.8 per 100k. 2022 is the last year with twelve complete months in the FBI feed; 2023 through 2025 show zeros for this agency, so no FBI rate exists for those years. Orlando PD's own count of violent crime incidents (a broader in-house definition) was 6,754 in 2023 and 5,928 in 2025, which would be about 1,775 per 100k on the 2025 population.

Homicides: Orlando Police Department: 10 homicides in 2025, the lowest since 1971, down from 23 in 2024 and 31 in 2023 (OPD's 2023 figure was reported as 38 in a January 2025 release and 31 in the February 2026 release). About 3.0 per 100k on the 2025 city population. FBI CDE 2022: 32 homicides, 10.3 per 100k.

Durham

Down in 2025 to the lowest violent count since the department began reporting incident-based data. On the FBI CDE's figures violent offenses were 2,054 in 2019, 2,454 in 2020, 2,181 in 2021, 1,978 in 2022, 1,890 in 2023, 1,865 in 2024 and 1,557 in 2025, about 640, 620 and 510 per 100,000 in the last three years on each July's Vintage 2025 population, so 2025 was 16.5% below 2024; the department reported a 16.9% fall on its own counts, led by aggravated assaults (down 21.5%) and robberies (down 9.2%). Property offenses fell to a low of 9,570 in 2022, rose to a peak of 11,447 in 2024 with the surge in vehicle thefts, and fell 3.4% in 2025. The SBI's summaries show the 2023 and 2024 figures within a few offenses (1,888 and 1,862 violent). The FBI series needs care in two places. The CDE lists the department as reporting incident-based (NIBRS) data from 1 January 2019, and its 2018 counts (1,963 violent, 9,790 property) come before that, so 2018 is not used. And its August 2026 row is plainly incomplete, 80 violent and 597 property offenses against 147 and 1,066 in August 2025, so 2026 is compared through July: January to July brought 939 violent offenses against 906 in the same months of 2025, up 3.6%, and 5,862 property offenses against 6,251, down 6.2%. The rise matches what the City said early in the year: by mid-February 2026, 22 people had been shot in Durham and seven had died, and the mayor called youth crime out of control (WRAL). The CDE counts were read on 5 October 2026 from a feed last refreshed on 15 September and can still be revised; the SBI's 2025 summary had not been published.

What the rates cover: Computed: 1,557 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Durham Police Department (ORI NC0320100) in calendar 2025, divided by the 305,561 Vintage 2025 city population; on the CDE's own agency population of 307,140 the rate is 507. That is about one and a half times the CDE's 2025 rate for reporting North Carolina agencies (331 per 100,000) and for the nation (329). Of the four North Carolina cities this site compares it is second, below Greensboro's 705 and Charlotte's 607 (on CMPD's own count) and above Raleigh's 396, and among the US cities here it sits in the middle, close to Jacksonville's 514 and Boston's 507. Among the state's largest city police departments on the CDE's 2025 counts and populations it is sixth of seven, below Winston-Salem's 744, Greensboro's 702, Fayetteville's 614, Charlotte-Mecklenburg's 559 and High Point's 521 and above Raleigh's 395. The North Carolina State Bureau of Investigation's most recent annual summary, for 2024 (published October 2025), counts 1,862 violent offenses for the department that year, three fewer than the FBI's 1,865, about 619 per 100,000, sixth of the thirteen city departments in its table of the state's largest agencies. The department's own year-end report counts 1,529 violent crimes in 2025, 28 fewer than the FBI: 39 homicides, 150 rapes, 433 robberies and 907 aggravated assaults, against the FBI's 33, 161, 443 and 920.

Homicides: 33 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 10.8 per 100,000 on the city population, against the CDE's 6.5 for North Carolina and 4.3 for the nation, and against Greensboro's 37 (12.0 per 100,000), Raleigh's 25 (4.9) and Charlotte's 96 (about 10). The CDE series is 37 in 2019, 37 in 2020, 46 in 2021, 42 in 2022, 47 in 2023, 36 in 2024 and 33 in 2025. The department's own count is higher and flat: 39 homicides in 2025 and 39 in 2024, 48 in 2023, with 28 of the 2025 killings by gun against 34 in 2024, and it cleared 89.7% of them, against 69.2% in 2024 (Durham Police Department; WRAL). Nothing read explains the six-homicide gap between the department's 2025 count and the FBI's.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureOrlandoDurhamAdvantage
January mean15.9 °C5.5 °CNot directly comparable
July mean28.1 °C26.9 °CNot directly comparable
Precipitation a year1,307 mm1,170 mmNot directly comparable
Snowfall a year0 cm13 cmNot directly comparable
Sunshine a yearNot published2,606 hoursNot directly comparable
Orlando

NOAA 1991-2020 normals at Orlando International Airport (USW00012815): January mean 60.6F, July mean 82.6F, annual precipitation 51.45 in, annual snowfall 0.0 in, annual mean 73.0F. June through September each average 6.4 to 8.1 in of rain. Sunshine hours are not part of the NOAA normals product and were not verified.

Hazards: Hurricanes are the main hazard: Charley (2004), Irma (2017), Ian (2022, 14 in of rain and 74 mph gusts at MCO) and Milton (2024, over 15 in of rain in parts of Central Florida plus a record one-day tornado outbreak) all damaged the area. The city sits about 100 ft above sea level and 42 mi inland, so storm surge is not a concern but inland flooding, wind damage and long power outages are. Summer heat and daily thunderstorms with lightning are routine.

Durham

NOAA NCEI 1991-2020 normals for Raleigh-Durham International Airport (station USW00013722), the Weather Service station for Durham, about 9 miles southeast of the city's center point: January mean 41.9F, July mean 80.5F, annual mean 61.2F, 46.07 in of precipitation, 5.2 in of snow. July is the warmest month, ahead of August's 78.8F, with a mean high of 90.8F; January's mean low is 31.8F. September (5.15 in), July (5.02 in) and August (4.71 in) are the wettest months and February (2.78 in) the driest. Most of the snow falls in January (2.6 in) and February (1.4 in). The normals count 52.4 days a year at 90F or above, 2.0 at 100F or above, 64.7 nights at or below freezing, 7.6 at or below 20F and 2.4 days that stay below freezing. Converted here to 5.5 C, 26.9 C, 1,170 mm and 13.2 cm. These are the airport's figures and the same ones Raleigh's profile stores, because the airport between the two cities is the station with complete standard normals for both. Durham has a cooperative station of its own (USC00312515, about 6 miles north-northwest of the center point), but its normals carry no snowfall at all and NCEI flags them 'representative' rather than standard, built on 13 to 18 years of record; for what they are worth they run cooler than the airport, 38.4F in January and 77.9F in July, and wetter, 48.57 in a year. Durham is milder in winter than Greensboro (4.3 C, 18.0 cm of snow) and about as mild as Charlotte (5.6 C), with more rain than either, and its July is warmer than Charlotte's 80.1F and Greensboro's 78.9F. Sunshine hours are the older 1961-1990 means (2,606 hours, 58% of possible), which Current Results lists under Raleigh and which Raleigh's profile stores for the same airport; the 1991-2020 normals do not include sunshine.

Hazards: Floods from rain on its creeks and rivers, summer heat and the occasional ice or snow storm, more than hurricanes. Durham is in the Piedmont, well inland, so storm surge is not its hazard, but tropical systems bring heavy rain. Tropical Storm Chantal in July 2025 set a record on the Eno River at Durham, 25.63 feet against a previous record of 23.6, above its level in Hurricane Fran in 1996; the Durham Fire Department made more than 80 rescues in the Old Farm area of north Durham, nearly 9 inches fell in southwest Durham, and Ellerbe Creek spilled into Durham Central Park downtown (WITN; Spectrum News; ABC11). The airport, 9 miles away, measured under an inch over the two days (0.94 and 0.05 in), a reminder that its gauge does not see every Durham storm. Helene left Central Park partly underwater in September 2024 (WRAL), and the City counts 2016 and 2018 as the two costliest years in the 40-year history of flood insurance claims in Durham. Ellerbe Creek, through the older north-side neighborhoods, is the recurring one: a state watershed plan records tremendous flooding there in Hurricane Floyd in 1999 and again in 2002, and homes in Northgate Park flooded at least once a year. Fran, in September 1996, dropped 8.80 in of rain at the airport, and the State Climate Office writes that no storm since has had so wide or lasting an impact from Wilmington through the Triangle. Snow is an event: the airport's record storm, 24 to 25 January 2000, left 20.3 inches, 17.9 of them in 24 hours (State Climate Office), and its largest one-day fall since 2010 is 7.0 inches on 9 December 2018. Summer heat is the routine risk: the airport's highest reading since 2010 is 106F on 5 July 2024, and 2026 has been unusually hot, with 78 days at 90F or above through 29 September, half again the normal, eight days at 100F or above and 103F on 4 July. Its lowest reading since 2010 is 4F on 7 January 2018, and its wettest day since 2010 brought 6.45 inches on 8 October 2016.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureOrlandoDurhamAdvantage
Median household income$77,597 USD (2024)$82,916 USD (2024)Durham
Unemployment rate4.6% (June 2026)3.4% (July 2026)Durham
Sales tax6.5%7.5%Orlando
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
37%41.25%Orlando
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$13,449 USD$17,157 USDOrlando
Orlando

Leisure and hospitality employed 305,500 of 1,506,600 nonfarm jobs in the MSA in June 2026 (BLS CES, not seasonally adjusted, preliminary), about 20%, roughly double the national share, and those jobs pay below the private-sector average, which is why household income trails the US median despite fast job growth. Disney is the largest employer at about 77,000 in the region; AdventHealth employs about 37,700 and Lockheed Martin more than 14,000.

Main sectors: Tourism and hospitality (Disney, Universal, convention centre), Health care (AdventHealth, Orlando Health), Aerospace, defence and simulation (Lockheed Martin, Central Florida Research Park), Construction and real estate, Professional and business services.

No state or city income tax. Property tax runs around 1% of assessed value with a homestead exemption and the Save Our Homes 3% cap for owner-occupiers; not verified here.

Durham

BLS counted 359,600 nonfarm jobs in the Durham-Chapel Hill MSA in August 2026 (not seasonally adjusted, preliminary), up 1,700 or 0.5% on the year. Professional and business services (+2,000, or 3.3%, to 63,300), leisure and hospitality (+1,500, or 5.1%, to 30,800), private education and health services (+800, or 1.0%, to 82,100, of which health care and social assistance is 55,500) and construction (mining, logging and construction +500, or 4.5%, to 11,700) added the most, while government lost 1,900 (-2.7%, to 68,600), state government 1,500 of it and federal government 500, manufacturing 1,000 (-3.8%, to 25,600) and transportation, warehousing and utilities 400 (to 7,800). Private education and health is 22.8% of the metro's jobs, government 19.1% and professional and business services 17.6%. The principal employer table is the City's own, from its annual comprehensive financial report for the fiscal year ended June 30, 2024, the most recent the City has posted; it counts 159,974 people employed in the city, and its ten largest employers hold 89,147 jobs, 55.7% of them. Several, IBM, Cisco, Pfizer, IQVIA and GSK, have their large sites in Research Triangle Park, outside the city limits. Its 2015 column had Duke at 35,998, IBM at 7,000 and Durham Public Schools at 4,600, with Cree and the City government on the list. Two thirds of the city's 165,719 workers worked inside it in 2024 (66.7%) and 28.3% outside Durham County, many of them in Wake County and Research Triangle Park. 20.5% worked from home, and the mean commute for the rest was 21 minutes, with 2.7% spending an hour or more (ACS 2024 1-year, B08007, B08008, B08013, B08301 and B08303).

Main sectors: Duke University and Duke Health, far the largest employer: 44,500 people in the City's latest principal employer table, 27.8% of employment in the city, and 48,313 in Duke's own July 2025 count, which includes Duke University Hospital (11,776), the schools of medicine and nursing (11,804) and Duke Regional Hospital (2,270) as well as Duke Raleigh Hospital; the State ranks Duke the fourth-largest employer in North Carolina, and private education and health services hold 82,100 of the metro's 359,600 nonfarm jobs in August 2026, more than any other supersector, Research Triangle Park, founded in 1959 between Durham and Raleigh: 7,000 acres, more than 385 companies and more than 55,000 people working there daily (Research Triangle Foundation), outside the city limits but in its labor market; IBM (9,350), Cisco (4,250), Pfizer (4,000), IQVIA (3,900) and GSK (3,100) are on the City's list of the ten largest employers, and professional and business services added 2,000 metro jobs in a year, to 63,300, the most of any sector, Insurance and finance: Blue Cross and Blue Shield of North Carolina, headquartered in Durham, is the third-largest employer on the City's list (8,245), and Fidelity Investments employs 3,600; financial activities hold 15,900 metro jobs, Government and public education: state government, which in BLS's count includes the University of North Carolina at Chapel Hill and North Carolina Central University, holds 41,800 metro jobs, down 1,500 on the year, and federal government 6,400, down 500; Durham Public Schools (4,697) and the Veterans Administration Medical Center (3,505) are on the City's list, Hospitality and the downtown built in old tobacco warehouses: the American Tobacco Campus, Brightleaf Square, the Durham Performing Arts Center and the Durham Bulls' ballpark (Wikipedia), with leisure and hospitality up 1,500 metro jobs in a year, or 5.1%, to 30,800, the fastest growth of any sector.

North Carolina's flat income tax rate has come down every year since 2022, to 4.25% for 2025 and 3.99% for 2026. Property tax is levied by Durham County and the City on assessed value. For 2026-27 (the bills mailed in the summer of 2026) a house in the City pays 101.63 cents per $100 of assessed value: the County's 57.92 cents, up 2.5 cents and adopted on 8 June 2026, and the City's 43.71 cents, held and adopted on 15 June, with no fire district inside the city (Durham County; City of Durham). The values are new: Durham County revalued every parcel to 100% of market value as of 1 January 2025, the first reappraisal since 2019, it drew more than 10,000 appeals, and the next is 1 January 2029. The combined rate fell from 139.49 cents in 2024-25 to 99.13 in 2025-26 as the values rose. The Department of Revenue measures how close the values sit to sale prices: on 2024 sales assessments averaged 100.23% of prices, so the bill on a house assessed like the average one is about 1.019% of its market value, about $4,331 a year on the $424,990 median sale. On the Department's 2025-26 table Durham's combined rate (99.13 cents) was below Greensboro's 140.30 and above Raleigh's 87.21 and Charlotte's 76.68, but because only Durham's values were current its effective rate, 0.9936% of market value, was the highest of the four North Carolina cities this site compares (Greensboro 0.9583%, Raleigh 0.8319%, Charlotte 0.6808%). Downtown Business Improvement District parcels pay 7 cents more. Stormwater is not on the tax bill: the City charges it on the utility bill, $5.70, $11.80 or $23.64 a month for a house by impervious area. The City says its median home, valued at $424,000, pays about $1,853 a year in City tax. The Durham Regional Association of REALTORS' Doorify MLS median sale price for the City was $424,990 in August 2026, up 3.7% on 283 sales of houses and condominiums together; Zillow's typical home value for the City, a model of every home rather than a count of sales, was $389,634, down 3.4%, and its single-family value $392,384. That fall is the steepest of the four North Carolina cities here (Raleigh's $428,671, Charlotte's $392,573, Greensboro's $263,264), and of the US cities here only Cape Coral's and Austin's fell faster. Zillow's observed rent index for the City was $1,659 a month in August, up 1.8%, second of the four North Carolina cities after Charlotte's $1,744. The bills, insurance and fees that follow from these figures belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureOrlandoDurhamAdvantage
SystemLYNX (bus, Orange, Osceola and Seminole counties), SunRail (commuter rail, 16 stations DeLand to Poinciana), Brightline (intercity rail from MCO to South Florida)GoDurham, the City's bus system, formerly the Durham Area Transit Authority, which took over the private Duke Power buses in January 1991 and took its present name in 2015 (Wikipedia): 17 regular routes on its own GTFS feed, most of them meeting downtown at Durham Station, with routes 4 and 5 every 15 minutes at midday, most others every 30 and Sunday service on most routes, and GoDurham ACCESS paratransit. It is fare-free, and its page says it stays fare-free through June 2027. GoTriangle's regional buses run from Durham to Raleigh, Chapel Hill, Research Triangle Park and the airport, and Duke Transit runs more than 30 buses on seven routes around the campus and health system (Wikipedia). There is no rail transit: a light rail line from UNC Hospitals in Chapel Hill through Duke to NCCU was discontinued in April 2019, and GoTriangle's commuter rail study found significant feasibility challenges within the Durham and Wake transit plans' budgets (Wikipedia; GoTriangle). Amtrak's Piedmont (four round trips a day) and Carolinian stop at Durham station on West Main Street, five round trips in all, connecting Durham with Raleigh, Greensboro, Charlotte, Washington and New York (Amtrak). Interstate 85 connects Durham with Virginia and the cities of western North Carolina, Interstate 40 runs across southern Durham County between Research Triangle Park and Chapel Hill, and the Durham Freeway (NC 147) runs through downtown (Wikipedia).Not directly comparable
Commute by public transit1.5% (2024)2.9% (2024)Durham
Walk or cycle to work1.7% (2024)3.0% (2024)Durham
AirportOrlando International Airport (MCO), 57,675,573 passengers in 2025, up 0.8% on 2024, seventh busiest in the US (GOAA press release, July 28, 2026).Raleigh-Durham International Airport (RDU), in unincorporated Wake County about 9 miles southeast of the city's center point, run by an authority whose board comes from Wake and Durham counties and the cities of Raleigh and Durham (Wikipedia). It handled a record 15,644,658 passengers in 2025 (Wikipedia, from the airport's statistics), and with Volaris's Guadalajara service from 16 October 2026 its route map holds a record 91 nonstop destinations on 19 airlines (RDU). A new 10,639-foot primary runway is under construction (RDU). It is the same airport Raleigh's profile names.Not directly comparable
Orlando

LYNX carried 21,476,203 passenger trips in FY2025 (October 2024 to September 2025), more than 67,000 per weekday, on 62 routes (LYNX Facts at a Glance). SunRail passed 1.2 million riders in calendar 2024, up 12% on 2023 (SunRail press release, January 2025); APTA puts 2025 at about 1.32 million. SunRail runs weekdays only.

Durham

GoDurham carried 6,838,342 unlinked trips in 2025 on the National Transit Database's monthly ridership file (Federal Transit Administration, reporter 'City of Durham'), 6,647,013 of them on its buses and the rest on demand-response service; Wikipedia, citing APTA, gives 6,741,500 and about 19,200 a weekday in the second quarter of 2026. That is about 22 trips a year for every resident, the most of the four North Carolina cities here (GoRaleigh's 7,987,727 on the same file is about 16 per Raleigh resident, Charlotte's CATS about 15.7 million in 2024 and Greensboro's GTA 2.3 million). Ridership is back to where it was before the pandemic: 6,813,073 in 2019, 4,611,544 in 2020, 6,893,946 in 2024 and 0.8% less in 2025, below the 7,108,779 peak of 2017, and January to August 2026 ran 4.3% above the same months of 2025. GoTriangle, the regional authority, carried 1,506,004 trips across its whole network in 2025. Amtrak counted 154,793 passengers boarding or leaving trains at Durham in fiscal 2025, fourth in North Carolina after Charlotte (365,614), Raleigh (289,230) and Greensboro (210,652) (Amtrak).

06: Daily life

Health care, schools and what each city is like

Orlando

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid; Florida did not expand Medicaid under the ACA, so a larger share of working adults is uninsured than in most states, and hospitality jobs often come with thin coverage. Two large non-profit systems dominate: AdventHealth Orlando (one of the biggest hospitals in the country) and Orlando Health with Orlando Regional Medical Center, the region's Level I trauma centre, plus Nemours Children's Hospital at Lake Nona and the UCF Lake Nona Hospital.

Education

The University of Central Florida enrols about 70,000 students, among the largest campuses in the US, and anchors the Central Florida Research Park; Rollins College in Winter Park and Valencia College (a two-year college with a national Aspen Prize) are the other main institutions. Orange County Public Schools is the eighth largest district in the US with roughly 200,000 students, and Florida's universal school-choice vouchers, charter schools and magnet programmes mean many families do not attend their zoned school.

Living there

Orlando is a sprawling, car-first region of master-planned subdivisions, toll roads and strip centres, with a small walkable core around Lake Eola, Thornton Park, Mills 50 and College Park, and the theme parks 15 miles southwest in a separate world of their own. Summers are long, humid and stormy, winters mild, and the population skews young and Latino, with the largest Puerto Rican community in Florida. Housing and insurance costs have risen faster than the tourism-weighted wages, and hurricane season shapes the calendar every year.

Durham

Health care

Care is paid for through employer or individual private insurance, Medicare and Medicaid, and North Carolina is one of the 41 states, counting the District of Columbia, that have adopted the Medicaid expansion (KFF); the expansion covers about 740,000 people statewide. Federal and state changes narrow it: from January 1, 2027 most expansion adults aged 19 to 64 must show 80 hours a month of work, school or volunteering, or $580 a month in earnings, and renew every six months (NCDHHS). The City of Durham's uninsured rate was 8.3% in 2024 (24,892 of 300,100), against 8.6% for North Carolina and 8.2% nationally, above Raleigh's 7.1% and Greensboro's 7.5% and well below Charlotte's 12.1% (ACS 2024 1-year, B27001). Durham is a medical city built around one system. Duke University Hospital has 1,106 licensed inpatient beds (Duke Health's corporate page; its patient page says 1,062), is a Level I trauma center, opened in 1930 with 400 beds as part of James B. Duke's gift, and was ranked the 14th-best hospital in the country by Newsweek in 2025 (Wikipedia). Duke Regional Hospital in north Durham has 388 beds; it opened in 1976 as Durham County General Hospital, replacing the segregated Lincoln Hospital, for Black patients, and Watts Hospital, for white ones, which closed the same day (Wikipedia). The Durham VA Medical Center serves veterans (3,505 staff on the City's employer list), and North Carolina Specialty Hospital is a small surgical hospital with 18 licensed beds. Duke counted 11,776 employees at Duke University Hospital in July 2025. This file did not verify wait times for primary or specialist care.

Education

Durham is a university city with an unusually graduate-heavy student body. On the ACS 2024 1-year estimates 32,290 of its 290,103 residents aged 3 and over were enrolled in college (16,351 undergraduates) or graduate school (15,939), 11.1%, against 6.6% nationally and 6.7% in North Carolina; graduate students are 49% of them, against 22% nationally. Duke University, chartered in 1924 when James B. Duke's endowment expanded Trinity College, which had moved to Durham in 1892, enrolled 17,325 students in fall 2025, 6,525 undergraduates and 10,800 graduate and professional students (Duke). North Carolina Central University, which opened in 1910 and became the nation's first publicly supported liberal arts college for African Americans (Wikipedia), enrolled 9,160 in fall 2025, up 6.8% and its first time above 9,000, with 2,018 students online (NCCU), and a reported 10,124 in fall 2026, up 9.1% (HBCU Gameday). Durham Technical Community College, founded in 1961, serves nearly 20,000 students in credit and continuing education courses (Wikipedia), and the University of North Carolina at Chapel Hill is in the same metro. Public schools are run by Durham Public Schools, the countywide district, with 31,865 students in 2024-25 (NCES). Enrollment is falling: the district's day-20 count in fall 2025 was 30,172, down from 31,188 a year earlier and its largest drop since the pandemic, against a peak of 33,651 in 2014, while Durham residents in charter schools rose from 7,641 to 8,288 in 2024-25 and about 2,400 Durham students received Opportunity Scholarships, the state's private school vouchers (INDY Week; 9th Street Journal).

Living there

Durham is the Bull City, a tobacco town named for its most famous brand, Bull Durham, and built by the Duke family's American Tobacco Company, whose fortune founded Duke University and Duke Power (Wikipedia). It is also where Black business built Parrish Street into 'Black Wall Street', home of North Carolina Mutual Life Insurance and Mechanics and Farmers Bank, and where the Durham Freeway was cut through Hayti, the Black neighborhood south of downtown, in the late 1960s; the last American Tobacco factory closed in 1987, and its warehouses are now offices, apartments and restaurants (Wikipedia). Today it is North Carolina's fourth city, with 305,561 people, only 3,106 behind Greensboro and growing more than twice as fast, a city whose largest employer by far is Duke University and Duke Health, whose labor market reaches into Research Triangle Park, and where almost half of the college students are graduate students. Next to Raleigh, about 18 miles southeast, it shares the airport and the climate, the same household income within the margins (about $83,000) and a higher share of owners, more bus riders per resident and a higher violent crime rate, 510 per 100,000 on the FBI's 2025 counts, about one and a half times the state's, though that was its lowest count since 2019 and 16.5% below 2024. Its homes cost a little less than Raleigh's on Zillow's index ($389,634 against $428,671) and the realtors' MLS median is $424,990, and its property tax is new: the County reset every value to market in 2025, so a City address pays 101.63 cents per $100 for 2026-27 on values that are close to what houses sell for.

07: The trade-offs

Where each city wins, and where it loses

Both cities price in US dollars, so the figures net directly, though the two headlines are different instruments, two months apart, priced at different rates. Orlando's is Zillow's typical home value for the city across all homes, $375,175 in June 2026, 2.4% below a year earlier, financed at Freddie Mac's August rate of 6.67%. Durham's is the Durham Regional Association of REALTORS' Doorify MLS median sale price for the City of Durham, $424,990 in August on 283 closed sales, 3.7% above August 2025; the dashboard counts houses and condominiums together, and no single-family median for the City is published there. On the same Zillow index, the like-for-like measure, Zillow's index for the City of Durham stood at $389,634 in August, 3.4% lower on the year, about 4% above Orlando's typical home. Against local pay the headlines are 4.8 times the City of Orlando's 2024 median household income of $77,597 and 5.1 times Durham's $82,916. At 20% down, Orlando's $300,140 loan at 6.67% costs $1,931 a month, and the $339,992 loan on the Durham median at 7.28%, the rate for 1 October, $2,326. A homesteaded buyer's first-year property tax is about $6,043 in Orlando, 1.61% of the price on 18.0878 mills, against about $4,331 in Durham, 1.019% of market value on the fiscal 2027 rate, and insurance is budgeted at $310 and $198 a month, Durham's being NerdWallet's average there, neither including flood. The three lines come to about $2,745 and $2,885, roughly 42% of local median income in both. At 7.28% Orlando's would be about $2,868, within $20 of Durham's: Durham's mortgage would be $273 a month higher, and Orlando's property tax $143 and insurance $112 higher. On Zillow's value for the City of Durham, the like-for-like house, Durham's carry would be about $2,662, some $206 under Orlando's at the same rate. Renters see Durham lower: Zillow's observed rent index was $1,904 in Orlando in June 2026 and $1,659 in Durham in August, about 29% and 24% of median income, and RentCafe's September averages for Durham were $1,422 for a one-bedroom and $1,632 for a two-bedroom. Condominium fees are estimated at $450 a month against $300, neither of them a published average; Zillow's condominium index for the City of Durham was $254,099. Neither state allows a city to control rents.

Orlando has no current federal figures, so the comparison runs through 2022 and through homicide, and on both the two cities are high. The FBI's feed carries no complete Orlando Police data after 2022, when it published 835.8 violent and 4,035.6 property offenses per 100,000 and 32 homicides, 10.3 per 100,000. Durham's 2022 figures are in the same FBI data: 1,978 violent offenses, about 680 per 100,000 on that year's estimate of 290,678, 9,570 property offenses, about 3,292, and 42 homicides, about 14.4. Its latest are the FBI's counts for 2025: 1,557 violent offenses, 510 per 100,000 on the Census estimate of 305,561, about one and a half times the CDE's 2025 rate for North Carolina's reporting agencies, 331, and 11,053 property offenses, 3,617, twice the state's rate, of which 1,614 were motor vehicle thefts. Orlando's own 2025 tally of violent incidents, 5,928 on a broader definition, works out near 1,775 per 100,000 and cannot stand beside that. Homicide is the clean count, and it is where the two part: in 2025 Orlando recorded 10, about 3.0 per 100,000 and its fewest since 1971, and Durham 33 on the FBI's count, about 10.8, against North Carolina's 6.5; the Durham department's own count is 39, and nothing read explains the gap. Both fell in 2025. Orlando's department puts overall crime 19% lower in 2025 after an 18% drop in 2024, with homicides down from 31 in 2023. Durham's violent offenses fell 16.5%, from 1,865 in 2024, to the lowest count since its department began reporting incident-based data in 2019, but January to July 2026 brought 939 against 906 in the same months of 2025, up 3.6%, while property offenses fell 6.2%; the CDE's August 2026 row is plainly incomplete, so 2026 is compared through July. The Durham counts were read on 5 October 2026 and can still be revised.

Orlando has the subtropical winter and Durham a Piedmont one with some snow, and Orlando's summer is a little hotter on the mean. January averages 15.9 C at Orlando International and 5.5 C at Raleigh-Durham International, about 9 miles southeast of Durham's center, 60.6F against 41.9F; July averages 28.1 C against 26.9 C, 82.6F against 80.5F. Durham's normals count 52.4 days a year at or above 32.2 C (90F), 2.0 at or above 37.8 C (100F), 64.7 nights at or below freezing and 2.4 days that stay below it; Orlando's profile does not count hot days or frosts. Orlando gets 1,307 mm of rain a year and Durham 1,170 mm, spread through the year with September the wettest month, and Durham's normals carry 13.2 cm of snow, 5.2 in, where Orlando's carry none; the airport's record storm left 20.3 inches in January 2000. Durham's sunshine on the older series is 2,606 hours; Orlando's was not verified. Orlando sits about 100 ft above sea level and 42 mi inland, so its risks are wind, inland flooding and long power outages, from Charley in 2004, Irma in 2017, Ian in 2022, with 14 in of rain and 74 mph gusts at the airport, and Milton in 2024, which brought a record one-day tornado outbreak. Durham is further still from the coast, and tropical systems reach it as rain on its creeks and rivers: Tropical Storm Chantal in July 2025 sent the Eno River at Durham to a record 25.63 feet, above its level in Fran in 1996, and the Fire Department made more than 80 rescues in the Old Farm area while the airport measured under an inch; Helene left Durham Central Park partly underwater in September 2024, and Ellerbe Creek floods the older north-side neighborhoods again and again. Summer heat is the routine risk, and 2026 brought 78 days at 90F or above through 29 September, half again the normal, and 103F on 4 July.

Orlando's job market is about four times the size, and Durham's households earn more and its unemployment rate is lower. Both metros' figures are BLS's, not seasonally adjusted: Orlando's profile gives 4.6% for June 2026, when Durham-Chapel Hill's was 3.2%, rising to 3.4% in July as its labor force shrank. Greater Orlando had 1,506,600 nonfarm jobs in June, 305,500 of them in leisure and hospitality, about one in five and roughly double the national share, at pay below the private-sector average; Disney alone employs about 77,000 in the region, AdventHealth about 37,700 and Lockheed Martin more than 14,000. The Durham metro had 359,600 in August, 1,700 or 0.5% more than a year earlier, with professional and business services adding 2,000 and government losing 1,900, and it leans on one employer as Orlando leans on one industry: Duke University and Duke Health employ 44,500 on the City's latest table, 27.8% of employment in the city. Research Triangle Park, between Durham and Raleigh and outside the city limits, has more than 55,000 people working there, with IBM, Cisco, Pfizer, IQVIA and GSK on the City's list of its ten largest employers, and Blue Cross and Blue Shield of North Carolina is headquartered in Durham. Median household income was $77,597 in the City of Orlando in 2024 and $82,916 in Durham, $5,319 more, with a margin of error of $4,710, and $81,044 across greater Orlando against $83,542 across the Durham-Chapel Hill metro. Owners occupy 37.2% of Orlando's homes and 53.1% of Durham's, and the median ages are almost the same, 35.1 and 35.6. Tax is where the states part. Florida takes no income tax, so $100,000 pays $13,449 in federal tax for 2025 in Orlando; in Durham it pays about $17,157, $3,708 of it to North Carolina at a flat 4.25%, which falls to 3.99% for 2026. Sales tax is 6.5% in Orange County against 7.5% in Durham County, half a cent of it for transit. Property tax is $1,712 a year higher on Orlando's typical home than on Durham's median, which North Carolina's 2025 rate matches at about $53,000 of income; at Durham's median household income the North Carolina tax would be about $2,982, so a Durham household at the median that owns pays about $1,270 a year more across the two taxes on these figures.

A car is assumed in both, and Orlando has the trains and the hub airport. In 2024, 1.5% of City of Orlando workers took transit and 1.7% walked or cycled, against 2.9% and 3.0% in Durham, whose survey margins are wide; 13.2% and 20.5% worked from home, and 63.0% of Durham's workers drove alone. LYNX carried 21,476,203 trips in fiscal 2025 on 62 routes across three counties, SunRail runs commuter trains through 16 stations from DeLand to Poinciana on weekdays only, and Brightline runs from the airport to South Florida. GoDurham, the City's bus system, is fare-free through June 2027 and carried 6,838,342 trips in 2025 on 17 routes that mostly meet downtown at Durham Station, about 22 a resident, and GoTriangle's regional buses run to Raleigh, Chapel Hill, Research Triangle Park and the airport. Durham has no rail transit, since a light rail line through Duke was discontinued in 2019, but Amtrak's Piedmont and Carolinian stop downtown, five round trips a day to Raleigh, Greensboro, Charlotte, Washington and New York, with 154,793 passengers in fiscal 2025; Orlando's Amtrak service is not in its profile. The two are built differently: Orlando is a sprawling region of master-planned subdivisions, toll roads and strip centers around a small walkable core, and Durham an old tobacco city of about 2,550 residents per square mile of land whose warehouses downtown are now offices and apartments; two thirds of Durham's workers worked inside the city and the mean commute was 21 minutes. Orlando International handled 57,675,573 passengers in 2025, seventh busiest in the country. Raleigh-Durham International, in Wake County about 9 miles southeast of Durham's center and shared with Raleigh, handled a record 15,644,658, with 91 nonstop destinations once Volaris starts flying to Guadalajara on 16 October 2026.

Medicaid is the state line that matters most here, and hospitality jobs in Orlando often carry thin coverage. North Carolina has expanded Medicaid, and about 740,000 people statewide are covered through the expansion, though from 1 January 2027 most expansion adults must show 80 hours a month of work, school or volunteering and renew every six months. Florida has not expanded it. Durham's uninsured rate was 8.3% in 2024, against 8.6% for North Carolina and 8.2% nationally; Orlando's profile gives no city rate. Both are hospital cities. Orlando has two large nonprofit systems: AdventHealth Orlando, one of the biggest hospitals in the country, and Orlando Health, whose Orlando Regional Medical Center is the region's Level I trauma center, with Nemours Children's Hospital and the UCF Lake Nona Hospital besides. Durham is built around one: Duke University Hospital has 1,106 licensed beds and a Level I trauma center and was ranked the 14th-best hospital in the country by Newsweek in 2025, with Duke Regional Hospital's 388 beds in north Durham and the Durham VA Medical Center. Neither profile verified a wait time. Both districts are county-wide and differ about sixfold in size. Orange County Public Schools is the eighth largest in the country at roughly 200,000 students, and Florida's universal vouchers, charters and magnets mean many families never use their zoned school. Durham Public Schools had 31,865 students in 2024-25, and its day-20 count fell to 30,172 in fall 2025, its largest drop since the pandemic, as Durham children in charter schools rose to 8,288 and about 2,400 took North Carolina's own private school vouchers. Both are university cities. UCF enrolls about 70,000 students, and Valencia College and Rollins College are nearby. Duke enrolled 17,325 in fall 2025, 10,800 of them graduate and professional students, North Carolina Central, the nation's first publicly supported liberal arts college for African Americans, 9,160, and Durham Technical Community College serves nearly 20,000, and 11.1% of Durham's residents aged three and over were in college or graduate school, almost half of them graduate students.

What people underestimate is how differently the two property taxes behave after the purchase, and what each leaves off the tax bill. An Orlando address pays 18.0878 mills on market value less a homestead exemption of $25,000 off every levy and a second slice off all but the school district's, filed with the property appraiser by 1 March of the year after you buy; until it is, Orlando's typical home owes about $6,786. Save Our Homes then caps the assessment's growth at 3% a year, but it resets to market value on a sale, so the seller's bill is no guide. Much of the metro's newer housing, Lake Nona inside the city among it, adds a community development district assessment of roughly $1,200 to $3,000 a year that no millage shows. North Carolina has no homestead exemption like Florida's for an ordinary buyer, and Durham's bill sits on values that are new. A City address pays Durham County's 57.92 cents and the City's 43.71 cents per $100 for fiscal 2027, the bills mailed in 2026, 101.63 cents in all, against 99.13 for 2025-26 and 139.49 for 2024-25. The rate fell because the values rose: Durham County revalued every parcel to 100% of market value as of 1 January 2025, the first reappraisal since 2019, drawing more than 10,000 appeals, and the Department of Revenue found the new values averaged 100.23% of sale prices, so 101.63 cents comes to about 1.019% of what a buyer pays. A buyer does not reset the assessment by buying, so the seller's bill is the guide to the first one, and the next revaluation is not until 1 January 2029. Inside the Downtown Business Improvement District the bill carries 7 cents more, and the City charges stormwater on the utility bill, $5.70, $11.80 or $23.64 a month for a house by impervious area. At closing, Florida charges the seller 70 cents per $100 on the deed, about $2,626 on Orlando's typical home, and the buyer 0.55% of the loan, about $1,651; North Carolina charges the seller an excise of $1 per $500, about $850 on Durham's median, and nothing on the loan. Insurance is budgeted at $310 and $198 a month, NerdWallet's average for Durham being $2,380 a year in a Rate Bureau territory shared with Raleigh that rose 7.5% on 1 June 2025 and again on 1 June 2026, and neither includes flood, which from 1 January 2027 most new and renewing Citizens policies in Florida with wind cover must carry. And the shapes differ. Orlando is a city of 333,888 that grew 8.3% from 2020 to 2025 and holds about a ninth of a metro of 2,957,672. Durham is 305,561, grew 7.6%, and holds 48.9% of a metro of 625,485.

Orlando

Better here

  • In 2025 the city recorded 10 homicides, about 3.0 per 100,000 and its fewest since 1971, against 33 and about 10.8 in Durham.
  • Florida levies no income tax, so $100,000 pays $13,449 in federal tax for 2025 against about $17,157 in Durham.
  • Greater Orlando had 1,506,600 nonfarm jobs in June 2026, about four times the Durham metro's 359,600.
  • SunRail, Brightline from the airport and LYNX's 21,476,203 trips in fiscal 2025 serve the region, and Orlando International handled 57,675,573 passengers in 2025.
  • January averages 15.9 C with no snow in the normals, against 5.5 C, 64.7 freezing nights and 13.2 cm of snow in Durham.
  • Sales tax is 6.5% in Orange County against 7.5% in Durham County.

Worse here

  • Insurance is budgeted at $310 a month against $198, and a homesteaded buyer's property tax is about 1.61% of the price against 1.019%.
  • On the FBI's 2022 file, the last for the city, violent crime ran 835.8 per 100,000 and property crime 4,035.6, against about 680 and 3,292 in Durham that year.
  • City median household income was $77,597 in 2024, $5,319 below Durham's, and June 2026 unemployment was 4.6% against 3.2%.
  • About one job in five in the metro is in leisure and hospitality, at pay below the private-sector average, and Florida has not expanded Medicaid.
  • Zillow's observed rent index was $1,904 in June 2026, against $1,659 in Durham.
  • Newer housing, Lake Nona's among it, often adds a community development district assessment of roughly $1,200 to $3,000 a year.

Choose Orlando if

  • you work in tourism, defense and simulation, or at AdventHealth or Orlando Health
  • you want a large metro's choice of jobs and household pay that carries the typical home at about 42% of median income
  • you want SunRail, Brightline and a hub airport at the edge of the city
  • you would keep more of a salary in a state with no income tax, especially above about $53,000 of income if you own

The Orlando guide · Neighborhoods · Orlando rent vs buy · Orlando mortgage calculator

Durham

Better here

  • City median household income was $82,916 in 2024, $5,319 more than Orlando's, and the carry on the MLS median is about the same 42% of it.
  • Insurance is budgeted at $198 a month against $310, and property tax is about 1.019% of market value against 1.61% with a Florida homestead.
  • Zillow's observed rent index was $1,659 in August 2026, about 24% of median income, against $1,904 in Orlando.
  • June 2026 unemployment was 3.2% in the Durham-Chapel Hill metro, against 4.6% around Orlando.
  • North Carolina has expanded Medicaid, and Duke University Hospital, a Level I trauma center with 1,106 licensed beds, is in the city.
  • GoDurham's buses are fare-free through June 2027, and Amtrak runs five round trips a day from downtown.

Worse here

  • Violent crime was 510 per 100,000 on the FBI's 2025 counts, about one and a half times North Carolina's rate, and there were 33 homicides, about 10.8 per 100,000.
  • A single filer on $100,000 pays about $17,157 in income tax for 2025, $3,708 of it to North Carolina, against $13,449 of federal tax alone in Orlando.
  • January averages 5.5 C with 64.7 freezing nights and 13.2 cm of snow on the 1991-2020 normals.
  • The metro had 359,600 nonfarm jobs in August 2026, about a quarter of Orlando's, and Duke alone is 27.8% of employment in the city.
  • Tropical Storm Chantal sent the Eno River to a record 25.63 feet in July 2025, with more than 80 rescues in north Durham.
  • Sales tax is 7.5% against 6.5% in Orange County, and Raleigh-Durham International handled about a quarter of MCO's passengers.

Choose Durham if

  • you work at Duke, in Research Triangle Park, at Blue Cross or in the life sciences
  • you want the cheaper insurance and rent at the same share of local pay, and earn under about $53,000 if you own
  • you may need Medicaid, or work in a job with thin health coverage
  • you want four seasons with some snow, and would rather take the train to Raleigh, Charlotte or Washington than drive

The Durham guide · Neighborhoods · Durham rent vs buy · Durham mortgage calculator

08: Questions people ask

Orlando or Durham, in short

Is Orlando or Durham cheaper to live in?

About level to own, and Durham to rent and to insure. Both cities price in US dollars, though the headlines are different measures priced at different rates: Orlando's typical home on Zillow's index was $375,175 in June, and the Doorify MLS median for the City of Durham, houses and condominiums together, $424,990 in August; on the same Zillow index Zillow's index for the City of Durham stood at $389,634. At 20% down the mortgage is $1,931 at August's 6.67% against $2,326 at October's 7.28%. Property tax is about $6,043 a year against $4,331 and insurance $310 a month against $198, so the three lines come to about $2,745 in Orlando, or $2,868 at the same rate, and $2,885 in Durham, roughly 42% of each city's median household income, $77,597 and $82,916. Zillow's observed rent index was $1,904 against $1,659. North Carolina takes income tax, $3,708 on $100,000 for 2025, and Florida does not; sales tax is 6.5% in Orange County against 7.5% in Durham County.

Is Orlando or Durham safer?

The figures do not line up well, and both cities are high. The FBI's last complete Orlando year is 2022, when it published 835.8 violent offenses per 100,000; Durham's that year was about 680, with property crime about 3,292 against Orlando's 4,035.6. Durham's 2025 rate was 510 on the FBI's counts, about one and a half times North Carolina's, after a 16.5% fall in violent offenses, though January to July 2026 ran 3.6% above the same months of 2025. Homicide is the clean count: in 2025 Orlando recorded 10, about 3.0 per 100,000 and its fewest since 1971, and Durham 33, about 10.8. Orlando's department puts overall crime 19% lower in 2025.

Which has the better job market, Orlando or Durham?

Orlando's on size, Durham's on pay and unemployment. On BLS's unadjusted figures Orlando's metro was at 4.6% in June 2026 and Durham-Chapel Hill's at 3.2%, rising to 3.4% in July. Greater Orlando had 1,506,600 nonfarm jobs in June, one in five of them in leisure and hospitality, with Disney, AdventHealth and Lockheed Martin the largest employers. The Durham metro had 359,600 in August, 0.5% more than a year earlier, led by Duke University and Duke Health, 44,500 employees on the City's table, with IBM, Cisco, Pfizer, IQVIA and GSK in Research Triangle Park beside the city. Median household income was $77,597 in Orlando and $82,916 in Durham.

Does Florida having no income tax make Orlando cheaper than Durham?

For a renter it saves the state tax outright, and for an owner above about $53,000 of income on these two figures, which is below both cities' medians. A single filer on $100,000 pays about $17,157 in Durham for 2025, $3,708 of it to North Carolina, against $13,449 of federal tax alone in Orlando, and North Carolina's flat rate drops from 4.25% to 3.99% for 2026. Florida collects more through property: a homesteaded buyer pays about $6,043 a year on Orlando's typical home, 1.61%, against about $4,331 on Durham's median, 1.019%, a difference of $1,712. At Durham's median household income of $82,916 the North Carolina tax would be about $2,982. Sales tax runs the other way, 6.5% in Orange County against 7.5% in Durham County, and Orlando's insurance runs $112 a month more. A Florida buyer is taxed on the price rather than the seller's capped value, and Durham's values were reset to market in 2025, so both first bills sit close to the price.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

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    Supports: City population, Five-year growth, crime.homicides rate
  2. Annual Resident Population Estimates for Metropolitan and Micropolitan Statistical Areas: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth
  3. Crime Data Explorer, Orlando Police Department summarized offenses (violent crime, property crime, homicide), 2021-2025 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, crime.homicides 2022
  4. Proactive policing in Orlando yields significant crime reductions · WFTV · retrieved
    Supports: Homicides, Crime trend, crime notes
  5. Police say crimes, including homicides, declining in Orlando · Spectrum News 13 · retrieved
    Supports: Homicides, Crime trend
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    Supports: Crime trend, crime.homicides 2024
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    Supports: Crime trend
  8. U.S. Climate Normals 1991-2020, station USW00012815 (Orlando International Airport), monthly and annual · NOAA NCEI · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall
  9. Orlando, Florida (climate and hurricane history) · Wikipedia · retrieved
    Supports: Climate hazards, character
  10. Hurricane Milton · Wikipedia · retrieved
    Supports: Climate hazards
  11. ACS 2024 1-year, tables B19013 and B08301, Orlando city and Orlando-Kissimmee-Sanford MSA · US Census Bureau via Census Reporter API · retrieved
    Supports: Median household income, Transit commute share, Walk and cycle commute share
  12. Local Area Unemployment Statistics, series LAUMT123674000000003 (Orlando-Kissimmee-Sanford MSA unemployment rate) · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate
  13. Current Employment Statistics, series SMU12367400000000001 and SMU12367407000000001 (Orlando MSA total nonfarm and leisure and hospitality) · US Bureau of Labor Statistics · retrieved
    Supports: Labour market
  14. Top employers and talent report search results (Disney, AdventHealth, Lockheed Martin employment) · Orlando Economic Partnership · retrieved
    Supports: Main sectors, Labour market
  15. Orange County, Florida sales tax rate 2026 · Avalara · retrieved
    Supports: Sales tax
  16. 2025 Tax Brackets · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  17. Facts at a Glance · LYNX (Central Florida Regional Transportation Authority) · retrieved
    Supports: Transit system, Transit ridership
  18. SunRail Ridership Grows to 1.2 Million Riders in 2024 · SunRail · retrieved
    Supports: Transit ridership
  19. Orlando International Moves Up In 2025 National Rankings for Busiest Airport · Greater Orlando Aviation Authority · retrieved
    Supports: Airport passengers
  20. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Metro population, Violent crime rate, Property crime rate, Homicides, Crime trend, Transit ridership, Character, Durham city 283,881 (April 2020 base), 281,709 (2020), 286,599 (2021), 290,678 (2022), 295,264 (2023), 300,834 (2024) and 305,561 (2025); national rank 70 and North Carolina rank 4; Durham city (pt.) 305,116 in Durham County, 298 in Wake County and 147 in Orange County; Durham County 347,240; Greensboro 308,667, Raleigh 506,306, Charlotte 964,784, Winston-Salem 257,271, Fayetteville 209,120; 16th of the 129 cities of 200,000 or more for growth since 2020
  21. Annual Resident Population Estimates for Combined Statistical Areas: April 1, 2020 to July 1, 2025 (CSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Raleigh-Durham-Cary, NC CSA (450) 2,484,238 in 2025
  22. 2025 Gazetteer Files: Places, North Carolina · US Census Bureau · retrieved
    Supports: point, City population, Climate normals, Airport passengers, Durham city (3719000): land 119.945 sq mi, water 0.831 sq mi, internal point 35.977928, -78.898109
  23. Durham, North Carolina (history, geography, climate, economy, education, transportation) · Wikipedia · retrieved
    Supports: City population, Metro population, Main sectors, Transit system, Education, Character, Durham is the 4th-most populous city in North Carolina and 70th-most populous city in the United States with a population of 283,506 at the 2020 census, Durham was nicknamed the Bull City in the late 1800s when the Blackwell Tobacco Company named its product Bull Durham Tobacco, These businesses, the best known of which are North Carolina Mutual Life Insurance Company and Mechanics & Farmers Bank, were centered on Parrish St., which would come to be known as Black Wall Street, the demolition of portions of the Hayti district for the construction of the Durham Freeway during the late 1960s, In 1987, the American Tobacco Factory in Durham closed, Duke University maintains its own transit system, Duke Transit, which operates more than 30 buses on seven routes throughout the campus and health system, I-85, connecting Durham to Virginia and western North Carolina cities, and I-40 running across southern Durham County between the Research Triangle Park and Chapel Hill
  24. Crime Data Explorer summarized agency data, Durham Police Department (NC0320100): violent crime, 2018 to 2025 · FBI Crime Data Explorer · retrieved
    Supports: Violent crime rate, Crime trend, Character, Durham Police Department violent offenses 1,963 (2018), 2,054 (2019), 2,454 (2020), 2,181 (2021), 1,978 (2022), 1,890 (2023), 1,865 (2024) and 1,557 (2025); agency population 307,140 in 2025; 2025 rates per 100,000 summed from the monthly series: Durham 506.9, North Carolina 330.6, United States 329.3; data refreshed 09/15/2026
  25. Crime Data Explorer summarized agency data, Durham Police Department (NC0320100): property crime, 2018 to 2025 · FBI Crime Data Explorer · retrieved
    Supports: Property crime rate, Crime trend, Durham Police Department property offenses 9,790 (2018), 10,718 (2019), 10,722 (2020), 9,734 (2021), 9,570 (2022), 11,208 (2023), 11,447 (2024) and 11,053 (2025); 2025 rates: Durham 3,598.7, North Carolina 1,810.8, United States 1,552.1
  26. Crime Data Explorer summarized agency data, Durham Police Department (NC0320100): homicide, with the rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson series (HOM, RPE, ROB, ASS, BUR, LAR, MVT, ARS), 2018 to 2025 · FBI Crime Data Explorer · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, 2025: homicide 33, rape 161, robbery 443, aggravated assault 920, burglary 1,251, larceny-theft 8,146, motor vehicle theft 1,614, arson 42; homicide 37, 37, 46, 42, 47 and 36 in 2019 to 2024; motor vehicle theft 873 (2022), 2,043 (2023), 1,870 (2024); burglary 1,972 (2019); 2025 homicide rates 10.74 (Durham), 6.49 (North Carolina), 4.33 (United States)
  27. Crime Data Explorer summarized agency data, Durham Police Department (NC0320100): violent and property crime, 2026 to date · FBI Crime Data Explorer · retrieved
    Supports: Crime trend, 2026 violent offenses by month, January to August: 108, 84, 174, 107, 171, 154, 141, 80; property (the P series, same dates): 783, 768, 832, 845, 931, 826, 877, 597; September onward empty
  28. Crime Data Explorer agency list, North Carolina · FBI Crime Data Explorer · retrieved
    Supports: Violent crime rate, Crime trend, Durham Police Department, ORI NC0320100, counties DURHAM, ORANGE, WAKE, is_nibrs true, nibrs_start_date 2019-01-01
  29. Crime Data Explorer summarized agency data, 2025 violent crime: Winston-Salem (NC0340200), Fayetteville (NC0260100), Charlotte-Mecklenburg (NC0600100), High Point (NC0410300), Greensboro (NC0410200) and Raleigh (NC0920100) · FBI Crime Data Explorer · retrieved
    Supports: Violent crime rate, 2025 violent offenses and CDE populations as worked in Greensboro's profile, read on 4 October 2026: Winston-Salem 1,915 / 257,431, Fayetteville 1,284 / 209,151, Charlotte-Mecklenburg 5,787 / 1,035,037, High Point 623 / 119,581, Raleigh 2,007 / 508,719, Greensboro 2,177 / 310,328
  30. Crime in North Carolina 2024: Annual Summary Report of 2024 Uniform Crime Reporting Data · North Carolina State Bureau of Investigation · retrieved
    Supports: Violent crime rate, Property crime rate, Crime trend, Table 5, crime index offenses for selected cities and sheriff's offices: Durham 2023 13,033 index, 1,888 violent, 11,145 property, 47 murders; 2024 13,282 index, 1,862 violent, 11,420 property, 37 murders, 172 rapes, 483 robberies, 1,170 aggravated assaults
  31. Durham Police Department 2025 Fourth Quarter Report, January 1 to December 31, 2025 (City Council work session attachment, 2 March 2026 agenda) · Durham Police Department · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Part 1 violent crime (homicide, rape, robbery, and aggravated assault) decreased by 16.9% during the 4th quarter of 2025 compared to the same period in 2024, Homicide 2023 48, 2024 39, 2025 39; Rape 157, 167, 150; Robbery 484, 477, 433; Aggravated Assault 1,162, 1,156, 907; Violent Crime Total 1,851, 1,839, 1,529, Burglary 1,359, 1,293, 1,178; Larceny 7,597, 8,207, 8,142; Motor Vehicle Theft 1,885, 1,738, 1,491; Property Crime Total 10,841, 11,238, 10,811, Clearance rates, homicide: FBI 2024 62.0%, DPD 2024 69.2%, DPD 2025 89.7%
  32. Violent crime was down in Durham in 2025, report shows · WRAL · retrieved
    Supports: Homicides, Crime trend, The number of homicides remained flat from 2024 to 2025 (39 total each year), there were 34 homicides with guns in 2024 compared to 28 homicides with guns in 2025, Durham has had 22 people shot in 2026. Seven of them died., Williams said while Durham's overall crime is down in 2025 compared to 2024, he called the youth crime, out of control.
  33. Durham sees major drop in violent crime as 2025 report shows big safety gains · ABC11 (WTVD) · retrieved
    Supports: Crime trend, Violent crime fell 16.9% compared to 2024, driven by notable declines in aggravated assaults (down 21.5%) and robberies (down 9.2%). Homicides remained flat at 39, while rapes decreased 10.2%., Property crime dropped 3.8%, with motor vehicle thefts down 14.2% and burglaries down 8.9%.
  34. US Climate Normals 1991-2020, station USW00013722 Raleigh-Durham International Airport (Access Data Service, monthly) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, Character, January mean 41.9F (high 51.9F, low 31.8F), July mean 80.5F (high 90.8F), August 78.8F; monthly precipitation summing to 46.07 in (September 5.15, July 5.02, August 4.71, February 2.78) and snow summing to 5.2 in (January 2.6, February 1.4)
  35. US Climate Normals 1991-2020, station USW00013722 Raleigh-Durham International Airport (Access Data Service, annual and seasonal) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, Climate hazards, ANN-TAVG-NORMAL 61.2; ANN-PRCP-NORMAL 46.07; ANN-SNOW-NORMAL 5.2; days with highs at or above 90F 52.4 and 100F 2.0; nights at or below 32F 64.7 and 20F 7.6; days with highs below 32F 2.4
  36. US Climate Normals 1991-2020, station USC00312515 Durham (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January mean 38.4F, July mean 77.9F, monthly precipitation summing to 48.57 in; no MLY-SNOW-NORMAL value returned
  37. 1991-2020 Annual/Seasonal Normals, USC00312515 (DURHAM, NC US) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, Read by the Durham research pack: the station's normals are flagged R (representative), built on 13 to 18 years, with no snowfall normal
  38. NCEI data search, normals-monthly-1991-2020 stations within 36.15N to 35.85N and 79.1W to 78.7W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, Stations with monthly normals: Chapel Hill 2 W (USC00311677) and Raleigh Durham Intl AP (USW00013722) with 104 data types each; Durham (USC00312515), Durham 11 W (USW00003758) and Chapel Hill Williams AP with 79; Butner, and CoCoRaHS precipitation stations
  39. Global Historical Climatology Network daily summaries, Raleigh-Durham International Airport (USW00013722), 2010 to 2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, Read in six requests of three years each, 1 January 2010 to 29 September 2026: TMAX 106F on 2024-07-05 and 103F on 2026-07-04; TMIN 4F on 2018-01-07; SNOW 7.0 in on 2018-12-09; PRCP 6.45 in on 2016-10-08, and 0.94 in on 2025-07-06 and 0.05 in on 2025-07-07; 78 days at or above 90F and 8 at or above 100F in 2026 through 29 September
  40. Raleigh's Record Snow Surprised Everyone in January 2000 · North Carolina State Climate Office · retrieved
    Supports: Climate hazards, At the Triangle's official observing location, the Raleigh-Durham International Airport recorded 17.9 inches of snow in 24 hours on January 25 and a storm total of 20.3 inches
  41. Then and Now, Fran a Standard-Bearer for Hurricane Destruction · North Carolina State Climate Office · retrieved
    Supports: Climate hazards, 8.80 inches at the Raleigh-Durham Airport, From Wilmington northward through the Triangle, no storms since Fran, and, given the population boom and development across that region since the 1950s, arguably few storms before it, have had such a widespread, memorable, and long-lasting impact
  42. Hurricane Fran, September 1996 · National Weather Service, Raleigh · retrieved
    Supports: Climate hazards, Hurricane Fran slammed into North Carolina's southern coast on September 5th, 1996 with sustained winds of approximately 115 MPH
  43. CHANTAL: 80 people rescued from record river flooding in Durham County · WITN (Associated Press) · retrieved
    Supports: Climate hazards, The Eno River crested early Monday at Durham at 25.63 feet (7.81 meters), surpassing the previous record of 23.6 feet (7.19 meters), according to the National Water Prediction Service's website., the Durham Fire Department said in a social media post that its crews performed more than 80 more rescues in the Old Farm area of Durham.
  44. Chantal dumps rain and record flooding from Eno River on Durham · Spectrum News 1 · retrieved
    Supports: Climate hazards, the river at the Eno River State park rose to about 25 feet, higher than what Durham saw during Hurricane Fran in 1996.
  45. Week after Tropical Storm Chantal flooded parts of Durham, business still closed · ABC11 (WTVD) · retrieved
    Supports: Climate hazards, Tropical Storm Chantal dropped more than 10 inches of rain in parts of the Triangle and nearly 9 in SW Durham., The Ellerbe Creek rose out of its banks and spilled over into Durham's Central Park
  46. Helene's local impact: Durham's Central Park flooded, trees fall across Triangle · WRAL · retrieved
    Supports: Climate hazards, the Triangle and surrounding counties saw severe flooding, including at Central Park in Durham, which was partially underwater.
  47. Discounts Increase for Durham Flood Insurance Policy Holders · City of Durham · retrieved
    Supports: Climate hazards, 2016 and 2018 being the two costliest years in the 40-year history of flood insurance claims in Durham
  48. Ellerbe Creek Local Watershed Plan · North Carolina Ecosystem Enhancement Program (NC DEQ) · retrieved
    Supports: Climate hazards, During Hurricane Floyd in 1999, Durham experienced tremendous flooding along Ellerbe Creek., Again in the fall of 2002, after one of the worst droughts in Durham County history, Ellerbe Creek flooded parts of Durham., Floodwaters usually damage homes in Northgate Park at least once a year.
  49. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals, Raleigh, North Carolina: 58% sun, 2,606 total hours, 111 clear days; no separate Durham entry, Hours of sunshine are the means calculated for 1961 to 1990.
  50. ACS 2024 1-year tables B19013, B25003 and B01002 for Durham city, Durham County, the Durham-Chapel Hill MSA, North Carolina, the US, Charlotte, Raleigh and Greensboro · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character, Durham city median household income $82,916 (+/- $4,710); 70,734 of 133,270 occupied homes owner-occupied; median age 35.6 (+/- 0.5)
  51. ACS 2024 1-year tables B08007 (place of work by county), B08008 (place of work by place), B08013 (aggregate travel time) and B08303 (travel time) for Durham city and Durham County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market
  52. ACS 2024 1-year table B08301 (means of transportation to work) for Durham city, Durham County, the Durham-Chapel Hill MSA, North Carolina, the US, Charlotte, Raleigh and Greensboro · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Transit commute share, Walk and cycle commute share, Labour market
  53. ACS 2020-2024 5-year table B08301 (means of transportation to work) for Durham city and Durham County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Transit commute share, Walk and cycle commute share
  54. ACS 2024 1-year tables B14001 and B14007 (school enrollment by level) for Durham city, Durham County, the Durham-Chapel Hill MSA, North Carolina and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: City population, Education, Character
  55. ACS 2024 1-year table B27001 (health insurance coverage) for Durham city, Durham County, the Durham-Chapel Hill MSA, North Carolina, the US, Charlotte, Raleigh and Greensboro · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  56. Local Area Unemployment Statistics, Durham-Chapel Hill, NC MSA (LAUMT372050000000003), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, July 2026: labor force 322,353, employed 311,393, unemployment rate 3.4%; June 2026 3.2%; July 2025 332,441, 320,209, 3.7%; August 2026 3.3% (preliminary); October 2025 not available
  57. Local Area Unemployment Statistics, Durham city (LAUCT371900000000003) and Durham County (LAUCN370630000000003), and the Raleigh-Cary (LAUMT373958000000003), Charlotte-Concord-Gastonia (LAUMT371674000000003) and Greensboro-High Point (LAUMT372466000000003) MSAs, North Carolina (LAUST370000000000003) and the US (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, July 2026: Durham city 3.4%, Durham County 3.4%, Raleigh-Cary 3.2%, Charlotte-Concord-Gastonia 3.7%, Greensboro-High Point 4.1%, North Carolina 3.7%, US 4.4%
  58. Current Employment Statistics, Durham-Chapel Hill, NC MSA: total nonfarm (SMU37205000000000001) and the supersector series · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market, Total nonfarm 357.9 thousand (August 2025) and 359.6 (August 2026, preliminary); private education and health services 81.3 and 82.1; health care and social assistance 55.1 and 55.5; professional and business services 61.3 and 63.3; leisure and hospitality 29.3 and 30.8; mining, logging and construction 11.2 and 11.7; manufacturing 26.6 and 25.6; government 70.5 and 68.6; state government 43.3 and 41.8; federal government 6.9 and 6.4; financial activities 16.1 and 15.9; transportation, warehousing and utilities 8.2 and 7.8
  59. City of Durham Annual Comprehensive Financial Report, fiscal year ended June 30, 2024, Statistical Section Table 16 (Principal Employers) · City of Durham · retrieved
    Supports: Main sectors, Labour market, Health care, Education, 2024: Duke University and Medical Center 44,500 (27.82%), International Business Machines 9,350, Blue Cross Blue Shield of North Carolina 8,245, Durham Public Schools 4,697, Cisco 4,250, Pfizer 4,000, IQVIA 3,900, Fidelity Investments 3,600, Veterans Administration Medical Center 3,505, GlaxoSmithkline 3,100; total 89,147, 55.73% of total employment of 159,974, 2015: Duke University and Medical Center 35,998, International Business Machines 7,000, Durham Public Schools 4,600, Cree 2,600, Durham City Government 2,437
  60. Previous City of Durham Financial Reports · City of Durham · retrieved
    Supports: Labour market, Annual Comprehensive Financial Report-2024 is the most recent annual comprehensive financial report listed
  61. State of North Carolina Annual Comprehensive Financial Report, June 30, 2025, Table 16: Principal Employers · North Carolina Office of the State Controller · retrieved
    Supports: Main sectors, Duke University 45,000-49,999 employees, rank 4, 0.93% of total state employment (2025)
  62. Duke Facts · Duke University · retrieved
    Supports: Main sectors, Education, Health care, 6,525 Undergraduate Students (fall 2025), 10,800 Graduate & Professional Students (fall 2025), 17,325 Total Students (fall 2025), Employees, full- and part-time including faculty (July 2025): Schools of Medicine, Nursing 11,804; Duke Hospital 11,776; Duke Raleigh Hospital 2,400; Duke Regional Hospital 2,270; Duke Health Lake Norman 520; Total 48,313, Duke University was created in 1924 by James Buchanan Duke as a memorial to his father, Washington Duke, The school, then named Trinity College, moved to Durham in 1892
  63. Research Triangle Park (home) · Research Triangle Foundation · retrieved
    Supports: Main sectors, More than 55,000 innovators come together here every day., Founded in 1959 and located at the center of three Tier-1 research universities, RTP is North Carolina's premier global innovation center. Its 7,000 acres house hundreds of companies, Explore the more than 385 companies located here:
  64. Research Triangle Park (Administrative layer 11) · Durham City-County GIS · retrieved
    Supports: Metro population, Labour market, The Boundary of the Research Triangle Park (RTP) over which adjoining Municipalities may not annex territory
  65. Current Sales and Use Tax Rates · North Carolina Department of Revenue · retrieved
    Supports: Sales tax, Listed below by county are the total (4.75% state rate plus applicable local and transit rates) sales and use tax rates. An * indicates a rate that includes the 0.50% transit tax rate., Durham 7.5%*; Orange 7.5%*; Wake 7.25%*; Mecklenburg 8.25%*; Guilford 6.75%; 50 counties at 6.75% and 46 at 7%, Effective July 1, 2026, Mecklenburg County levied an additional 1% local rate of tax.
  66. GoTriangle (history, Durham County transit tax, light rail) · Wikipedia · retrieved
    Supports: Sales tax, Transit system, Durham County passed a one-half cent sales tax for transit in November 2011., The line was projected to begin construction in 2020 and be complete by 2028 but ultimately was discontinued in April 2019.
  67. Tax Rate Schedules · North Carolina Department of Revenue · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes, For Taxable Years beginning in 2025, the North Carolina individual income tax rate is 4.25%, For Taxable Years after 2025, the North Carolina individual income tax rate is 3.99%
  68. North Carolina Standard Deduction or North Carolina Itemized Deductions · North Carolina Department of Revenue · retrieved
    Supports: Income tax on $100,000, Single $12,750
  69. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, 37% above $640,600 for single filers; standard deduction Single $16,100
  70. 2026 Tax Rates (FY 2026-2027) · Durham County Tax Administration · retrieved
    Supports: Sales tax, Tax notes, Character, Operating Taxes + Capital Finance: $0.5035 + $0.0757 = $0.5792, City of Durham (1) $0.4371 $0.5792 $1.0163, City of Durham BID* (3) $0.5071 $0.5792 $1.0863, City of Durham + Municipal Service (BID): $0.4371 + $0.0700, Sales Tax Rate, 7.5%
  71. Tax Rates · Durham County Tax Administration · retrieved
    Supports: Tax notes, 2025 Tax Rates (FY 2025-2026): City of Durham(1) $0.4371 $0.5542 $0.9913, 2024 Tax Rates (FY 2024-2025): City of Durham (1) $0.5962 $0.7987 $1.3949
  72. Durham Commissioners Approve $1.05 Billion Budget · Durham County · retrieved
    Supports: Tax notes, On Monday, June 8, 2026, the Durham Board of County Commissioners (BOCC) adopted the Fiscal Year 2026-2027 budget ordinance totaling $1,049,757,411. This year's budget includes a County property tax rate increase of 2.5 cents, for the County's General Fund, to a total of 57.92 cents per $100 valuation.
  73. Durham Approves $767 Million Budget With No Property Tax Rate Increase · City of Durham · retrieved
    Supports: Tax notes, Transit system, The Durham City Council has adopted the City's Fiscal Year 2026-27 budget, holding the property tax rate steady for residents despite a rare decrease in property tax revenue, The tax rate remains 43.71 cents per $100 of assessed value, which means the median home valued at $424,000 will continue to pay about $1,853 a year in City taxes., The adopted budget continues investments in core services, public safety, fare-free transit, and infrastructure
  74. Real Property/Reappraisal FAQs · Durham County Tax Administration · retrieved
    Supports: Tax notes, Character, Durham County's most recent revaluation was effective January 1, 2025. Next reappraisal will be January 1, 2029., The tax office values property based on 100% fair market value as of the effective date of the last reappraisal., Durham County's last reappraisal was performed in 2019.
  75. From the Desk of the County Manager for August 22, 2025, Tax Bills Information · Durham County · retrieved
    Supports: Tax notes, the 2025 Reappraisal resulted in more than 10,000 appeals
  76. Sales Assessment Ratio Studies as of January 1, 2025 · North Carolina Department of Revenue, Local Government Division · retrieved
    Supports: Tax notes, Character, 32 DURHAM 2025 100.23 .5542 .5555 6.17, The ratios have sale transactions, which occurred during the period from 1/01/2024 to 12/31/2024.
  77. County and Municipal Tax Rates, Effective Tax Rates and Special District Rates, Fiscal Year 2025-2026 · North Carolina Department of Revenue · retrieved
    Supports: Tax notes, Durham / Durham / Durham: sales assessment ratio 1.0023, latest appraisal 2025, county 0.5542, municipal 0.4371, combined 0.9913, effective combined 0.9936, Guilford / Greensboro: 1.403 combined, 0.9583 effective; Wake / Raleigh: 0.8721, 0.8319; Mecklenburg / Charlotte: 0.7668, 0.6808, Durham BID (Business Improvement Dist) 0.07
  78. Stormwater Utility Fee · City of Durham · retrieved
    Supports: Tax notes, Below are the current stormwater utility fees, as of July 1, 2026., Tier 1 (less than 2,000 sq. ft.) $5.70, Tier 2 (2,000 sq. ft., 3,999 sq. ft.) $11.80, Tier 3 (more than 3,999 sq. ft.) $23.64
  79. Market Statistics (Market Tools): August 2026 dashboards for Durham City and Durham County · Durham Regional Association of REALTORS (Doorify MLS data, Domus Analytics) · retrieved
    Supports: Tax notes, Character, The Durham Regional Association of REALTORS and the Doorify Multiple Listing Service (Previously TMLS) report the following information pertaining to the Durham housing market in August 2026, City of Durham, single-family residence and condominium: a median sale price of $424,990 in August 2026, up 3.7% on August 2025, on 283 closed sales, from the dashboard image at https://durhamrealtors.org/wp-content/uploads/2026/09/Durham-City.jpg, Data provided by Doorify MLS and updated 09/08/26
  80. Zillow Home Value Index and Observed Rent Index, city files, August 2026 · Zillow Research · retrieved
    Supports: Tax notes, Character, City_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv, Durham, NC (RegionID 24457, Durham County): 2026-08-31 389,633.91; 2025-08-31 403,338.72; Raleigh 428,671.08; Charlotte 392,573.05; Greensboro 263,263.79; Cape Coral -3.91% and Austin -3.71% on the year, City_zori_uc_sfrcondomfr_sm_month.csv, Durham: 2026-08-31 1,659.23; 2025-08-31 1,629.76; Charlotte 1,743.66; Raleigh 1,577.19; Greensboro 1,391.69
  81. Zillow Home Value Index by city, single-family and condominium series · Zillow Research · retrieved
    Supports: Tax notes, single-family 2026-08-31 392,384.43; 2025-08-31 406,280.97
  82. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (North Carolina reporters) · Federal Transit Administration, National Transit Database · retrieved
    Supports: Transit ridership, City of Durham (NTD ID 40087): unlinked passenger trips 6,838,342 in 2025 (MB purchased transportation 6,647,013), 6,893,946 in 2024, 6,813,073 in 2019, 4,611,544 in 2020, 7,108,779 in 2017; January to August 2026 4,648,298, Research Triangle Regional Public Transportation Authority (40108) 1,506,004 in 2025; City of Raleigh (40007) 7,987,727 in 2025
  83. GoDurham · Wikipedia · retrieved
    Supports: Transit system, Transit ridership, The City of Durham assumed the operation of the local Duke Power bus system in January 1991, naming it Durham Area Transit Authority (DATA)., In 2015, as part of the GoTransit naming scheme, DATA was renamed GoDurham., In 2025, the system had a ridership of 6,741,500, or about 19,200 per weekday as of the second quarter of 2026.
  84. GoDurham GTFS (GTFS-Zip.ashx, feed_version 20260930) · City of Durham (GoDurham), via its Avail InfoPoint feed · retrieved
    Supports: Transit system, feed_start_date 20260930, feed_end_date 20261231, fare_attributes.txt has a header and no rows, routes 1 to 13, 4B, 10B, 11B, 16 and 45 (N.C. State Fair), midday weekday departures every 15 minutes on routes 4 and 5, every 30 on most others
  85. GoDurham is fare-free through June 2027! · GoDurham · retrieved
    Supports: Transit system, GoDurham is fare-free through June 2027!, Keeps GoDurham buses fare-free through June 2027
  86. Commuter Rail · GoTriangle · retrieved
    Supports: Transit system, GoTriangle completed the Greater Triangle Commuter Rail study, which identified significant benefits to the region from implementing regional rail, and significant feasibility challenges to implementing regional rail within the budget and timeline established in the current Wake and Durham Transit Plans.
  87. Durham station (North Carolina) · Wikipedia · retrieved
    Supports: Transit system, Durham station is an Amtrak station located in Durham, North Carolina. The street address is 601 West Main Street
  88. Amtrak Fact Sheet, Fiscal Year 2025: State of North Carolina · Amtrak · retrieved
    Supports: Transit system, Transit ridership, Carolinian: Charlotte, High Point, Greensboro, Durham, Raleigh ... New York (1 round trip daily); Piedmont: Raleigh, Durham, Greensboro, High Point, Charlotte (4 round trips daily), 2025 ridership (ons + offs): Durham (DNC) 154,793; Charlotte (CLT) 365,614; Raleigh (RGH) 289,230; Greensboro (GRO) 210,652
  89. Raleigh-Durham International Airport · Wikipedia · retrieved
    Supports: Airport passengers, It is located in unincorporated Wake County, In 2025, RDU served a record 15.6 million passengers, Total passengers 15,644,658, controlled by a board of representatives from the counties of Wake & Durham plus the cities of Raleigh & Durham
  90. Volaris to Fly Nonstop to Guadalajara, Mexico · Raleigh-Durham International Airport · retrieved
    Supports: Airport passengers, The Volaris route will launch on Oct. 16, With the addition of Volaris, RDU's route map will include a record 91 nonstop destinations on 19 airlines.
  91. Big Runway, Big Numbers, Big Progress · Raleigh-Durham International Airport · retrieved
    Supports: Airport passengers, The new runway will stretch 10,639 feet
  92. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care, To date, 41 states (including DC) have adopted the Medicaid expansion and 10 states have not adopted the expansion.
  93. NCDHHS Launches the Know What's Next Toolkit on Medicaid Changes Starting Oct. 1, 2026 · North Carolina Department of Health and Human Services · retrieved
    Supports: Health care, Medicaid expansion provides lifesaving coverage for approximately 740,000 of our neighbors in North Carolina, They will need to earn $580 each month per household to keep Medicaid or prove they are working, go to school or volunteer for 80 hours each month., most adults ages 19 through 64 will renew their Medicaid every six months instead of once per year
  94. Our Hospitals · Duke University Health System · retrieved
    Supports: Health care, At its main Durham campus, Duke University Hospital has 1,106 licensed inpatient beds, Duke Regional Hospital has 388 inpatient beds
  95. About Duke University Hospital · Duke Health · retrieved
    Supports: Health care, It has 1,062 inpatient beds
  96. Duke University Hospital · Wikipedia · retrieved
    Supports: Health care, Emergency department: Level I trauma center (infobox), construction began on the original hospital (now known as Duke South), which opened on July 21, 1930, with 400 beds, In 2025, Newsweek ranked Duke University Hospital as the 14th best hospital in the United States.
  97. Duke Regional Hospital · Wikipedia · retrieved
    Supports: Health care, The hospital opened to patients on October 3, 1976, as Durham County General Hospital, replacing the smaller Lincoln and Watts Hospitals, which closed on the same date., Durham County General Hospital was the result of a merging of Lincoln Hospital (an all African American hospital) and Watts Hospital (an all white hospital).
  98. About Us · North Carolina Specialty Hospital · retrieved
    Supports: Health care, North Carolina Specialty Hospital has 18 licensed beds, 9 observation beds, 4 operating rooms, and 5 procedure rooms
  99. NCCU Shatters Enrollment Record, Fueled by Surges in Online Students and Retention · North Carolina Central University · retrieved
    Supports: Education, For Fall 2025, NCCU welcomed 9,160 students, a 6.8% increase from the 8,579 students enrolled in Fall 2024., For the first time in its 115-year history, North Carolina Central University (NCCU) has passed the 9,000-student mark, Online programs are the fastest-growing area, with 2,018 students enrolled this fall
  100. Another North Carolina HBCU shatters enrollment record as Black colleges surge · HBCU Gameday · retrieved
    Supports: Education, NCCU announced enrollment of 10,124 students for the 2026-27 academic year, up 9.1 percent from 9,281 in fall 2025.
  101. North Carolina Central University · Wikipedia · retrieved
    Supports: Education, The school was chartered in 1909 as a private institution and opened on July 5, 1910.
  102. Durham Technical Community College · Wikipedia · retrieved
    Supports: Education, On September 5, 1961, the institution was founded as Durham Industrial Education Center., Durham Tech serves nearly 20,000 students with curriculum and continuing education offerings.
  103. Search for Public School Districts: Durham Public Schools (3701260) · National Center for Education Statistics, Common Core of Data · retrieved
    Supports: Education, Total Students: 31,865 (District Details, 2024-2025 school year); Total Schools: 57
  104. Durham Public Schools Is Seeing an Enrollment Drop. Where Did the Students Go? · INDY Week · retrieved
    Supports: Education, The district, as of an unofficial tally at day 20 of the school year, is down to 30,172 students from 31,188 at about the same time last year, Last year, the number of Durham residents enrolled in charter schools jumped from 7,641 to 8,288., the number of county residents taking advantage of opportunity scholarships has increased by about 360 students since last year, reaching a new high of 2,400
  105. Enrollment declines in Durham Public Schools · The 9th Street Journal · retrieved
    Supports: Education, This year marks an unprecedented low in DPS enrollment, which peaked in 2014 with 33,651 students., This year, over 2,400 students in Durham received Opportunity Scholarships, according to the N.C. Education Assistance Authority.
  106. 2025 Final Millage Rates · Orange County Property Appraiser · retrieved
    Supports: Orange County general at 4.4347 mills, the library district at 0.3748 and the St Johns River Water Management District at 0.1793, School state and local levies totalling 6.449 mills, Municipal rates from Windermere's 3.7425 to Eatonville's 7.2938, A published total against every mill code, including Winter Park's 15.3615 on codes 2, 4 and 6, Maitland's 16.3055 on code 6, and Windermere's 15.2311 on code 35 and 15.4839 on code 75, A blank library column on every Winter Park and Maitland code, which is what puts both municipalities outside the district
  107. Special taxing district information: the Orange County Library District's boundary · Orange County Library System · retrieved
    Supports: The district's boundary is Orange County exclusive of Winter Park and Maitland, each of which operates its own library, Laws of Florida chapter 99-486 as the enabling act behind it
  108. Final 2025 Millage Rates, fiscal year 2025-26 · Seminole County Property Appraiser · retrieved
    Supports: Total millage by taxing authority for every Seminole municipality, from Lake Mary's 14.3929 to Casselberry's 18.1808, School required local and discretionary levies totalling 5.2490 mills, The county fire and road MSTUs, which apply in the unincorporated area and in some cities but not others
  109. 2025 Final Millage Rates · Osceola County Property Appraiser · retrieved
    Supports: Kissimmee at 17.4114 mills and Saint Cloud at 17.8989, School levies totalling 5.3060 mills across required local, discretionary and capital, Dozens of separate municipal service taxing units in the unincorporated county, from 0.13 to 12.42 mills, which is why an unincorporated Osceola address cannot be given one rate
  110. 2025 Final Millage Rates by district, and the 2025 Final Millage Rates and Values Comparison Sheet · Lake County Property Appraiser · retrieved
    Supports: Total millage for every Lake municipality, from Leesburg's 15.9477 to Eustis's 19.8623, Leesburg's own adopted rate of 3.4752 mills, on the district sheet and again as the 2025 adopted rate on the comparison sheet, School board state and local levies totalling 6.0850 mills, The county fire, ambulance and stormwater MSTUs and which municipalities are subject to them, including that an incorporated city pays neither the fire nor the stormwater MSTU
  111. Annual estimates of the resident population for incorporated places, 2020 to 2024 · United States Census Bureau, Population Estimates Program · retrieved
    Supports: 2020 census counts and 2024 population estimates for each municipality, Leesburg's growth from 27,011 to 37,815, the fastest in the metro in percentage terms, Orlando at 334,854, which is twelve percent of its own metropolitan area
  112. Primary Mortgage Market Survey · Freddie Mac · retrieved
    Supports: 30-year fixed-rate mortgage averaging 6.67%
  113. Average cost of homeowners insurance in Florida, 2026 · MoneyGeek · retrieved
    Supports: A Florida average of about $3,815 a year against a national average of about $2,543, Orange County premiums in the $3,200 to $4,500 range, at the cheaper end of the state because the metro is inland
  114. Conforming loan limit values for 2026 · Federal Housing Finance Agency · retrieved
    Supports: A baseline one-unit conforming loan limit of $832,750 for 2026, which applies in every county in this metro
  115. Documentary stamp tax · Florida Department of Revenue · retrieved
    Supports: 70 cents per $100 on a deed, in every county except Miami-Dade, which charges 60 cents plus a 45-cent surtax, 35 cents per $100 on a promissory note or other written obligation to pay money
  116. Governmental leasehold intangible personal property tax and the non-recurring intangible tax on mortgages · Florida Department of Revenue · retrieved
    Supports: A non-recurring intangible tax of 2 mills: 0.2%, on the obligation secured by a mortgage on Florida real property
  117. Property tax exemptions and additional benefits · Florida Department of Revenue · retrieved
    Supports: A $25,000 homestead exemption applying to all taxing authorities and a second slice, $25,000 in the 2024 base year and adjusted for inflation each 1 January since, applying to all but the school district, The Save Our Homes assessment limitation of 3% or the change in CPI, whichever is lower, Portability of up to $500,000 of accrued Save Our Homes benefit to a new homestead, The 1 March filing deadline
  118. Chapter 2023-17, Laws of Florida: preemption of rent control · The Florida Senate · retrieved
    Supports: The repeal of the referendum exception that had allowed a local rent control ordinance in a declared housing emergency
  119. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $389,634 for the City of Durham (region 24457) in August 2026, against $403,339 in August 2025, down 3.4%
  120. Zillow Observed Rent Index, by city and single-family by metro · Zillow Research · retrieved
    Supports: An observed rent index of $1,659 for the City of Durham in August 2026, against $1,630 a year earlier, up 1.8%, A single-family observed rent index of $2,137 for the Durham metro area in August 2026, against $2,068 a year earlier, from the metro single-family file
  121. Durham, NC rental market data · RentCafe / Yardi Matrix · retrieved
    Supports: The average rent for an apartment in Durham is $1,562, a 0.34% increase compared to the previous year, when the average rent was $1,557, last updated 30 September 2026, Average rents of $1,343 studio, $1,422 one-bedroom, $1,632 two-bedroom and $1,951 three-bedroom
  122. Median household income, median home value, median gross rent by bedrooms, tenure and association fees, tables B19013, B25077, B25031, B25064, B25003, B25142 and B25143, 2024 American Community Survey 1-year estimates, Durham city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median household income of $82,916 and a median owner-occupied home value of $439,400, 70,734 of 133,270 occupied homes owner-occupied, A median gross rent of $1,670: $1,455 for one bedroom, $1,712 for two and $1,989 for three, 35,466 owner-occupied units paying a required association or condominium fee, at a median of $69 a month, 2,859 of them $300 or more
  123. School enrollment by level, tables B14001 and B14007, 2024 American Community Survey 1-year estimates, Durham city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: 290,103 residents aged 3 and over, 16,351 of them enrolled in college undergraduate years and 15,939 in graduate or professional school
  124. TIGERweb, 2020 Census incorporated places · United States Census Bureau · retrieved
    Supports: Durham city (GEOID 3719000): 283,506 residents and 128,005 housing units at the 2020 census
  125. Yard Waste · City of Durham · retrieved
    Supports: Households that participate in the yard waste program pay a $7.50 monthly fee, which is added to their water bill: an annual fee of $90 broken into monthly payments
  126. Cart Information · City of Durham · retrieved
    Supports: A $1.50 monthly fee for each additional garbage or yard waste cart
  127. Solid Waste/Storm Water FAQs · Durham County Tax Administration · retrieved
    Supports: Solid waste decals mailed with the annual tax bill to County residents not living in the City limits of Durham, The County stormwater utility fee charged to developed properties in the unincorporated areas of Durham County
  128. 2024 proposed homeowners insurance increase settlement table · North Carolina Department of Insurance · retrieved
    Supports: Territory 270, the cities of Durham and Raleigh and Durham and Wake counties: a Rate Bureau request of 39.8%, settled at 7.5% from 1 June 2025 and 7.5% from 1 June 2026
  129. North Carolina homeowners insurance · NerdWallet · retrieved
    Supports: An average Durham premium of $2,380 a year, $198 a month, against $2,420 in Raleigh and $2,150 in Greensboro, A North Carolina average of $3,025 a year, on a sample policy with $400,000 in dwelling coverage, $300,000 in liability and a $1,000 deductible
  130. How much is homeowners insurance in Durham, North Carolina? · Insure.com · retrieved
    Supports: Homeowners in Durham pay an average of $2,719 per year for a policy with $300,000 in dwelling coverage, $100,000 in liability, and a $1,000 deductible
  131. Renters insurance in North Carolina · NerdWallet · retrieved
    Supports: An average Durham renters premium of $158 a year, $13 a month
  132. CRS eligible communities, April 2025 · Federal Emergency Management Agency · retrieved
    Supports: The City of Durham (NC 370086) in the Community Rating System at Class 7 since 1 October 2019, a 15% discount on flood insurance premiums in the special flood hazard area