The question worth answering first · Prices August 2026, rents September 2026

Renting vs buying in Fort Worth

The city's median single-family sale price is down 0.9% on the year and Zillow's index of every home in the city down 1.8%, and the city's median rent is down 1.7% on Apartment List's count. Here is the arithmetic, including the property tax that takes six taxing units and their homestead exemptions to work out and the mortgage insurance that stops in the middle of the model, and then the part the arithmetic misses.

Calculator

The short answer

Half the single-family houses sold in the City of Fort Worth in August 2026 went for more than $327,000 and half for less, down 0.9% on a year earlier, on 805 sales. A three-bedroom rents for about $2,200. Run those against each other at a 2% appreciation assumption and the answer turns on how long you stay and on the mortgage rate, which was 7.03% on the 24 September survey.

The two price measures are some way apart. The MLS median, which counts the houses that sold, is down 0.9%; Zillow's index, which models every home in the city rather than the ones that sold, is down 1.8% and sits lower, at $295,800. The city's median rent is down 1.7% on Apartment List's count. Texas law guarantees nothing either way: a city may adopt rent control only after a disaster and with the governor's approval.

The tax is the cost that decides it. Texas has no income tax and no transfer tax, and it collects instead through the property tax. On the median house a homesteaded owner pays about $5,044 a year, 1.54% of the value, after the school district's $140,000 exemption and the others'. Unlike the interest, it does not shrink as the loan is paid down, and it does not end when the loan does.

Getting in is cheap and getting out is not. A buyer pays no transfer tax and the seller customarily buys the owner's title policy, so closing runs to about $1,630 plus lender fees. Selling costs about 6.3% once the commission and that title policy are counted, or roughly $20,601 on this house, which is the shape that punishes a short stay.

The calculator below opens with real Fort Worth figures and every one of them is editable. Three warnings: the property tax rate is set to 1.54% of market value, the homesteaded rate, not the 2.18908 per $100 the six units levy before exemptions, so if you will not live in the house, set it to 2.19%; the insurance figure has no flood policy in it; and below 20% down the owner is charged private mortgage insurance every month until the balance reaches 78% of the price, at which point it stops. All three are explained in the questions below.

Your situation

Compare like for like: the rent on somewhere you would actually be willing to live, not the cheapest listing in the city. Drop the price to around $300,000 and the rent to a one-bedroom figure to compare apartments instead, and put the condo fee in under Assumptions.

20.0% down. The renter starts with this plus closing costs: $67,030: invested instead.

The single biggest lever. Buying costs a lot to enter and a lot to exit, and only time amortizes that away.

Assumptions: every one of them editable

The median single-family sale price is down 0.9% year over year, on 805 sales. The townhouse median is up 14.1% on 20 sales and the condominium median up 26.9% on 16, too few to set a trend by, and Zillow's condominium index for the city, at $243,575, is down 2.0%.

What the renter earns on the down payment they never spent. This is the comparison's hidden lever. A renter who spends it instead of investing it does far worse than this model shows.

Texas cities may not adopt rent control unless the city council finds a housing emergency caused by a disaster and the governor approves the ordinance, under section 214.902 of the Local Government Code. Nothing caps an increase at renewal, and no statute sets a notice period for one: a month-to-month tenancy can be ended, and so repriced, on a month's notice under Property Code section 91.001 unless the lease says otherwise. The one statutory limit is on retaliation: a landlord may not raise the rent within six months of a tenant's good-faith repair request or complaint. Any rent-growth figure here is a forecast with no legal ceiling behind it.

Roofs, furnaces, fences, hail. Averaged out it is a real cost even in the years nothing breaks.

Zero for a house with no association. In Fort Worth many houses do have one: the Census Bureau counts 40.5% of the city's owners paying a homeowners' or condominium association fee, at a median of $55 a month, most of it the dues of subdivision associations. A condominium fee carries the building's insurance, roof and reserves and runs well above that.

Commission and legal fees, charged against the price you eventually sell at. The owner's net worth below is after this comes off.

Net worth, side by side

The buyer's line is home value minus what is still owed minus the cost of selling, plus anything they invested in months when owning was cheaper. The renter's line is one portfolio: the down payment and closing costs they never spent, plus the monthly difference whenever renting is cheaper.

Renting stays ahead for the whole 30 yearsTwo lines over 30 years: the owner's net worth and the renter's. The year-by-year figures are in the table below.$0k$344k$688k51015202530Years
OwnerRenter
Show the year-by-year figures
Year by year, what the owner and the renter are worth
YearHome valueOwedOwnerRenterDifference
1$333,540$258,958$53,569$79,175−$25,606
2$340,211$256,124$62,654$91,705−$29,052
3$347,015$253,084$72,069$104,635−$32,567
4$353,955$249,824$81,832$117,982−$36,150
5$361,034$246,327$91,963$131,763−$39,800
6$368,255$242,576$102,479$145,995−$43,515
7$375,620$238,552$113,404$160,697−$47,293
8$383,133$234,237$124,759$175,889−$51,130
9$390,795$229,608$136,568$191,591−$55,023
10$398,611$224,643$148,856$207,824−$58,968
11$406,583$219,317$161,652$224,611−$62,960
12$414,715$213,605$174,983$241,976−$66,993
13$423,009$207,478$188,882$259,943−$71,061
14$431,470$200,906$203,381$278,537−$75,156
15$440,099$193,857$218,516$297,787−$79,270
16$448,901$186,296$234,324$317,719−$83,394
17$457,879$178,186$250,847$338,364−$87,517
18$467,037$169,487$268,126$359,752−$91,626
19$476,377$160,157$286,209$381,917−$95,708
20$485,905$150,149$305,144$404,893−$99,748
21$495,623$139,414$324,985$428,714−$103,729
22$505,535$127,900$345,787$453,419−$107,632
23$515,646$115,550$367,610$479,046−$111,436
24$525,959$102,303$390,520$505,638−$115,118
25$536,478$88,095$414,585$533,237−$118,651
26$547,208$72,854$439,879$561,888−$122,008
27$558,152$56,508$466,481$591,638−$125,158
28$569,315$38,974$494,474$622,539−$128,064
29$580,701$20,167$523,950$654,641−$130,690
30$592,315$0$554,999$687,993−$132,993
After 30 years
Renting stays ahead for the whole 30 years
On these numbers the money invested elsewhere stays ahead of the equity.

Renting stays ahead for the whole 30 years. Owning costs $2,939 a month in the first year against $2,214 to rent.

Owning, month one$2,939
Renting, month one$2,214
Cash needed up front$67,030
Mortgage payment$1,746
Owner net worth, year 30$554,999
Renter net worth, year 30$687,993
Owning: money not recovered$1,012,646
Renting: rent paid$1,088,239
  • The rate is fixed for the life of the loan, so there is no renewal to model, but nothing here credits you for refinancing into a lower one either.
  • Neither household is credited with tax on their investments, and the buyer's gain on a principal residence is tax-free while the renter's portfolio may not be.

An estimate from published figures, not a lender quote.

Questions people actually ask

Is it worth buying in Fort Worth right now?

It depends more on the house than on the market. The median single-family house in the City of Fort Worth sold for $327,000 in August 2026 on the North Texas MLS, down 0.9% on the year, while Zillow's model of a typical home value in the city, which counts every home rather than the ones that sold, is $295,800, down 1.8%. On rents, Apartment List has the city's median rent down 1.7% on the year and Zillow's observed rent index up 0.54%. At 7.03% on a 30-year loan, the mortgage on the median house with 20% down is $1,746 a month before tax and insurance, against a three-bedroom rent of about $2,200. The property tax is what makes the owner's month heavier here: about $420 a month even after the homestead exemptions, and a homeowners premium on top that North Texas hail keeps above the state's average.

How long do you have to stay for buying to beat renting in Fort Worth?

Longer than the low closing costs suggest, because the cost of selling is where a Texas sale takes its money. Getting in is cheap: no transfer tax, no tax on the loan, and a buyer's share of the title company's charges that comes to roughly $1,630 with the inspection and the county clerk's recording. Getting out costs about 6.3%: around 5.5% of commission, and the owner's title policy the seller customarily buys for the buyer, $1,901 at this price on the state's promulgated rates. On a $327,000 house that is about $20,601. On the defaults below owning never catches renting at all: the renter is ahead in every one of the 30 years the model runs. The friction alone is a shorter and different answer: at a 2% appreciation assumption those two ends take about 3.5 years to earn back, almost all of it the cost of selling.

Does Texas have rent control?

No, and Fort Worth cannot adopt it in any ordinary year. Section 214.902 of the Local Government Code lets a Texas city establish rent control only if its council finds a housing emergency caused by a disaster and the governor approves the ordinance. Nothing caps an increase at renewal, and no statute sets a notice period for one: a month-to-month tenancy can be ended, and so repriced, on a month's notice unless the lease says otherwise. The one limit is on retaliation, which forbids a rent increase within six months of a tenant's good-faith repair request. Rents here are down 1.7% on one of the two indexes this page cites and up 0.54% on the other, which is a market condition rather than a protection. If you are renting long-term, set the rent-growth input above the 2% default and see what it does to the answer.

What are the closing costs on a Fort Worth home?

For a buyer, low, and for the same reason as anywhere in Texas: there is no transfer tax to pay, and since 2016 the state constitution forbids one. A title company, not an attorney, closes the sale, and the title premiums are promulgated by the Texas Department of Insurance, so every insurer charges the same. The owner's policy on a $327,000 house is $1,901 and the seller customarily pays it, though the state's contract leaves it to a checkbox. The buyer pays the lender's policy, $100 when it is issued with the owner's, plus its endorsements; half the title company's escrow fee; the Tarrant County Clerk's recording; an inspection; and either a new survey or the seller's affidavit that the old one still holds. Then the lender's own charges and the escrow account for taxes and insurance, which in Texas is large because the tax is. The $1,630 default above covers the title, recording and inspection costs and leaves the lender's out, because those vary by lender rather than by state.

How much do you need for a down payment in Fort Worth?

Legally, nothing sets a floor: this is a lender's decision rather than a rule. Conventional loans start at 3% down and FHA at 3.5%. On a $327,000 house, 3% is $9,810 and 20% is $65,400. What the low end costs you on a conventional loan is private mortgage insurance: at 3% down, about $230 a month until the balance reaches 78% of the price, which takes 12.6 years and about $34,700. At 5% down it is $173 a month and $24,600. There is also help. The Texas State Affordable Housing Corporation and the Texas Department of Housing and Community Affairs both pair a 30-year loan with up to 5% of the loan toward the down payment, and the City of Fort Worth's own Homebuyer Assistance Program lends first-time buyers under its income limits up to $25,000, interest-free, toward the down payment and closing costs on a house inside the city limits, forgiven if they live there for ten years.

Why does this page use 1.54% property tax when the Fort Worth tax rate is 2.18908 per $100?

Because the rate per $100 is charged on a value the exemptions have already cut, and each taxing unit cuts it differently. A house in the City of Fort Worth and Fort Worth ISD, the school district more of the city's residents live in than any other, is taxed by six units: Tarrant County 0.1862, City of Fort Worth 0.67, Fort Worth ISD 1.0291, Tarrant County College 0.11228, JPS Health Network 0.165, Tarrant Regional Water District 0.0265, per $100 of taxable value for 2025. Fort Worth ISD takes off the state's general homestead exemption of $140,000, a flat amount, so it takes a larger share off a cheaper house, and nothing more of its own. Tarrant County, the City and JPS Health Network take 20% each, and Tarrant County College 1%, which the Tax Code's $5,000 floor turns into $5,000 on any house under $500,000. The Tarrant Regional Water District, which pays for the Fort Worth Floodway, takes nothing off, so its $87 is the same for an owner and a landlord. On a homesteaded house at $327,000 the six lines add up to about $5,044 a year, which is 1.54% of the value. Without the exemptions, which is what a landlord pays and what a buyer who never files pays, the same house would owe about $7,158. In Keller ISD, the district the second most residents live in, the school rate is 1.0852 and the same homestead comes to about $5,149. The seller's tax bill is not a guide to yours. A homestead's taxable value may rise no more than 10% a year while the same owner holds it, and the cap lapses on a sale, so a long-tenured owner can be taxed on far less than the appraisal district's market value while you are taxed on all of it from your first year. The exemptions are not automatic either: you apply to the appraisal district, and you can claim a prorated exemption for the year you buy only if the seller did not have one.

Does this calculator favor renting or buying?

Neither, by construction. Both households start with exactly the same cash. Whichever of them has the cheaper month invests the difference. Most calculators credit only the renter with that, which quietly tilts every result toward renting. The buyer's net worth is also shown after the cost of selling, so it is money they could actually walk away with rather than a paper figure. Private mortgage insurance is charged to the owner month by month and then removed the month the lender is legally required to drop it, rather than being averaged away.

What is the calculator not accounting for?

Federal tax, mainly, and it cuts both ways. Mortgage interest and property tax are deductible if you itemize, and whether itemizing beats the standard deduction depends on the household: first-year interest on the median loan is about $18,300 and property tax about $5,044. A principal residence's gain is excluded up to $250,000 single or $500,000 married under section 121, and the renter's portfolio is not. None of that is modeled, and none of it is advice. Four Fort Worth things it also cannot price: the roof, since hail is the largest cause of paid homeowners losses in Texas and a policy's hail deductible and its terms on an aging roof decide what a storm costs you; the appraisal district's value, which you can protest every spring and which the 10% cap holds down from the second year of the exemption; the rates themselves, which each of the six units sets every autumn, and the City has already adopted a higher one for 2026; and the address, since Keller, Eagle Mountain-Saginaw, Crowley, Northwest and a dozen other school districts cover much of the city at their own rates, and a Denton County house pays Denton County's. None of this includes a public improvement district or a utility district. The City lists fifteen improvement districts. In the older ones an owner pays an assessment on top of the tax rates, 0.155 per $100 on a house in Park Glen, 0.145 in Heritage and 0.14 in Chapel Hill; in the newer ones built with bonds, such as Walsh Ranch, each lot owes a fixed yearly installment instead, $482 to $1,559 for fiscal 2027 in its first phase, until the developer's streets, water and sewer are paid off. Outside the limits, in the City's extraterritorial jurisdiction, municipal utility districts levy their own rates, up to 1.00 per $100 on Tarrant County's list, and a Denton County address pays Denton County's taxes rather than Tarrant's. The typical address inside the city pays none of these, but a newer house on the northern or western edge often does, and the appraisal district's record of which units tax the address, and the seller's notice of any assessment, are the first things to check.

Which figures here are estimates

The prices, rents, tax rates, exemptions and title premiums above come from published sources, each one listed below with the period it describes. These do not:

  • The three-bedroom rent, at $2,200 a month: Apartment List publishes one- and two-bedroom medians only, and $2,200 sits among its three-bedroom listing average, HUD's fair market rent for the metro area and the MLS median lease on a single-family house in the city
  • The condominium fee, at $300 a month: the Census Bureau publishes a median association fee of $55 for Fort Worth owners who pay one, a median dominated by subdivision associations
  • Home insurance at $350 a month, between the published Fort Worth averages of $4,290 and $5,600 a year and above the state's $3,489, with no flood policy in it
  • The buyer's half of the title company's escrow fee, at $600, which the state does not set
  • The county clerk's recording fees, at $130, which are the state's estimate rather than Tarrant County's own schedule
  • The utilities and City fees an owner pays over a renter, at $150 a month
  • Maintenance at 1% of the home's value a year
  • Every forward-looking rate: appreciation, rent growth, cost inflation and the return on the invested difference
  • The private mortgage insurance rate, which is priced per borrower by credit score rather than published as a schedule

If you want the payment side on its own, with the biweekly plan, prepayments and the month mortgage insurance stops, the mortgage calculator covers it in more detail. To work out where rather than whether, start with the neighborhood guides.

Sources

  1. NTREIS monthly MLS summary report, August 2026 · North Texas Real Estate Information System and the Texas Real Estate Research Center at Texas A&M University, via the MetroTex Association of REALTORS · retrieved
    Supports: A median single-family sale price of $327,000 in the City of Fort Worth in August 2026 on 805 sales, against $330,000 on 884 sales in August 2025, and an average of $377,572, A median townhouse sale price of $365,000 on 20 sales, against $319,990 on 21, and a median condominium sale price of $330,000 on 16 sales, against $260,000 on 11, 3,086 active single-family listings and 3.6 months of inventory in the City of Fort Worth, A median single-family lease of $2,195 a month on 470 leases, against $2,150 on 453 a year earlier, A median single-family sale price of $343,000 in Tarrant County on 1,736 sales, and $352,250 in the Fort Worth-Arlington-Grapevine metropolitan division, City figures by property type only, with no all-types median; report produced 7 September 2026
  2. Housing market reports · MetroTex Association of REALTORS · retrieved
    Supports: Monthly reports featuring data from the Texas A&M Real Estate Research Center, based on listings of properties physically located within the specified geographic areas
  3. Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved
    Supports: A typical home value of $295,800 for the city of Fort Worth (region 18172) in August 2026, $301,195 in August 2025, so a fall of 1.8% over the year
  4. Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved
    Supports: A typical single-family value of $296,280 in the city of Fort Worth in August 2026, against $301,707 a year earlier, down 1.8%, A typical condominium value of $243,575 in the same month, against $248,614, down 2.0%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
  5. Fort Worth Rent Report, October 2026 · Apartment List · retrieved
    Supports: A median rent of $1,141 for a one-bedroom and $1,317 for a two-bedroom in the city of Fort Worth, and $1,336 across all bedroom sizes, Rents down 0.2% over September and down 1.7% over the past 12 months, against -2.1% for the state
  6. Apartments for rent in Fort Worth, TX: average rent · Apartment List · retrieved
    Supports: Average listed rents of $1,279 and up for a studio, $1,352 and up for one bedroom, $1,661 and up for two, and $2,066 and up for three or more
  7. FY 2026 fair market rents, Fort Worth-Arlington, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved
    Supports: FY 2026 fair market rents of $1,473 for one bedroom, $1,723 for two and $2,273 for three, as gross rents including utilities, The FMR area as Johnson, Parker and Tarrant counties
  8. Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved
    Supports: An observed rent index of $1,615 for the city of Fort Worth in August 2026, against $1,606 a year earlier, up 0.54%
  9. Rates and exemptions: 2025 tax rates per $100 valuation, and detail · Tarrant County Tax Assessor-Collector · retrieved
    Supports: 2025 rates per $100: Tarrant County 0.186200, City of Fort Worth 0.670000, Fort Worth ISD 1.029100, Keller ISD 1.085200, Tarrant County College 0.112280, JPS Health Network 0.165000, Tarrant Regional Water District 0.026500, Maintenance and debt splits: Tarrant County 0.173000 and 0.013200, City of Fort Worth 0.522500 and 0.147500, Fort Worth ISD 0.786900 and 0.242200, Keller ISD 0.755200 and 0.330000, Tarrant County College 0.096280 and 0.016000, JPS 0.155100 and 0.009900, water district 0.026500 and none, from https://entityportal.tarrantcountytx.gov/ratesExemptions.asp, Homestead exemptions of 20% (minimum $5,000) for Tarrant County, the City of Fort Worth and JPS Health Network, 1% (minimum $5,000) for Tarrant County College, none for the Tarrant Regional Water District, and $140,000 for Fort Worth ISD and Keller ISD, Eagle Mountain-Saginaw ISD at 1.245700, Crowley ISD at 1.255200 with a 10% local option, Emergency Service District 1 at 0.074348, Far North Fort Worth MUD at 1.000000 and Live Oak Creek MUD at 0.942000, Fort Worth public improvement district assessments per $100: PID 1 Downtown 0.125, PID 6 Park Glen 0.155 residential, PID 7 Heritage 0.145 residential, PID 11 Stockyards 0.12, PID 12 Chapel Hill 0.14, PID 14 Trinity Bluff 0.10, PID 15 Sun Valley 0.24, PID 19 Historic Camp Bowie 0.10, PID 20 East Lancaster Avenue 0.266, PID 21 Las Vegas Trail 0.10
  10. 2025 tax rates per $100 valuation for Tarrant County, last updated 8 October 2025 · Tarrant Appraisal District · retrieved
    Supports: The same 2025 rates and homestead exemptions for the county, the City, the hospital district, the college, the water district and every school district in the county, Northwest ISD at 1.0841 per $100 for 2025, No 2026 table yet: https://www.tad.org/content/rates/2026TaxRates.pdf returned not found, from https://www.tad.org/resources/rates
  11. Residential property data, 2026 appraisal roll · Tarrant Appraisal District · retrieved
    Supports: 255,731 single-family accounts inside the City of Fort Worth in Tarrant County, 121,356 of them in Fort Worth ISD, 33,569 in Eagle Mountain-Saginaw ISD and 32,861 in Keller ISD, 120,071 of the 121,356 City of Fort Worth and Fort Worth ISD single-family accounts carrying the Tarrant Regional Water District
  12. Tarrant water district lowers property tax rate, but cities will pay more for water use · Fort Worth Report · retrieved
    Supports: The water district's taxing district, established in 1949, is primarily in Fort Worth and funds operation and maintenance of the 27-mile Fort Worth Floodway
  13. City of Fort Worth approves 2027 budget · CBS News Texas · retrieved
    Supports: A 2026 tax rate of $0.70565 per $100, 3.565 cents over the previous rate, approved on 15 September 2026, The tax bill on the average property falling by about $8.19 because the average residential value fell by about $13,616, About $7 a month more in City fees for the average resident, from the stormwater, water and wastewater, solid waste and environmental fees
  14. Fort Worth passes $4.35B budget and property tax rate increase · Community Impact · retrieved
    Supports: The 2026 rate passed 7 to 4, and the owner of a home at the City's average value of $232,925 paying $1,643.64
  15. Property tax exemptions · Texas Comptroller of Public Accounts · retrieved
    Supports: A school district residence homestead exemption of $140,000 under Tax Code section 11.13(b), Local option homestead exemptions of up to 20% of appraised value, and not less than $5,000, under section 11.13(n), A prorated exemption in the year of purchase only if the previous owner did not have one
  16. Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved
    Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
  17. 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved
    Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, and the district names in https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2025_Gazetteer/2025_Gaz_unsd_national.zip, Of the City of Fort Worth's 918,915 residents in 2020: 473,224 in Fort Worth ISD, 119,281 in Keller ISD, 83,129 in Eagle Mountain-Saginaw ISD, 81,929 in Crowley ISD, 67,070 in Northwest ISD, 27,617 in Hurst-Euless-Bedford ISD, 17,470 in White Settlement ISD and 16,049 in Everman ISD, 473,224 of Fort Worth ISD's 519,747 residents inside the city
  18. Annual estimates of the resident population for incorporated places, 2020 to 2025 · United States Census Bureau, Population Estimates Program · retrieved
    Supports: A population of 1,028,117 for Fort Worth on 1 July 2025, against 1,008,605 a year earlier, a gain of 19,512 that was second only to Charlotte's among American cities, 1,006,863 of them in Tarrant County, 19,577 in Denton, 1,677 in Parker, and none in the city's parts of Johnson and Wise
  19. 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved
    Supports: A land area of 352.011 square miles and a water area of 8.183 square miles for Fort Worth city
  20. Extraterritorial Jurisdiction (ETJ) · City of Fort Worth Development Services · retrieved
    Supports: The ETJ as the unincorporated land within five miles of the city limits, where the City can regulate some activities, Water control and improvement districts, fresh water supply districts and municipal utility districts in the ETJ, under the City's MUD policy of 2005
  21. Extraterritorial Jurisdiction (ETJ) layer, City of Fort Worth open data boundaries · City of Fort Worth · retrieved
    Supports: The ETJ's polygons summing to 164,965 acres, about 258 square miles, with the latest edit dated 1 September 2026
  22. Public Improvement Districts (PIDs) · City of Fort Worth · retrieved
    Supports: Fifteen districts listed: 1 Downtown, 6 Park Glen, 7 Heritage, 11 Stockyards, 12 Chapel Hill, 14 Trinity Bluff, 15 Sun Valley, 16 Walsh Ranch/Quail Valley, 17 Rock Creek Ranch, 18 Tourism, 19 Historic Camp Bowie, 20 East Lancaster Avenue, 21 Las Vegas Trail, 22 Veale Ranch and 23 Panther Island, PIDs 16 and 17, formed in 2016, supporting streets, drainage, water, sewer and other infrastructure; PID 22 Veale Ranch established in 2023 for a 60-year term; PID 23 established in 2026
  23. Fort Worth Public Improvement District No. 16 (Walsh Ranch/Quail Valley): annual service plan update, fiscal year 2027, 25 August 2026 · City of Fort Worth and MuniCap · retrieved
    Supports: Fiscal 2027 annual installments per lot in Improvement Area 1 of $482.14 for a 35-foot lot, $597.93 for 50 feet, $737.46 for 60 feet, $940.24 for 70 feet and $1,558.83 for a custom lot, Assessments bearing interest at the rate on the district's bonds, 4.63%, repaid over twenty annual installments, eighteen of them outstanding
  24. Central City · Tarrant Regional Water District · retrieved
    Supports: The rerouting of a section of the Trinity River due north of downtown, with flood water storage at Gateway Park, The Army Corps of Engineers building the bypass channel, three isolation gates, a dam, a pump station and ten flood water storage areas; the water district, the City and the state building the rest
  25. Army Corps awards contract for first half of major $1.2B Fort Worth flood control, development project · Tarrant Regional Water District, republishing WFAA of 24 September 2026 · retrieved
    Supports: A $169,431,703 contract with Walsh Construction Company for the north bypass channel, An 800-acre island, and 2,400 acres of land protected from flooding
  26. $403M coming to Panther Island · Tarrant Regional Water District, republishing the Fort Worth Star-Telegram of 19 January 2022 · retrieved
    Supports: A 1.5-mile bypass channel connecting the Clear and West Forks of the Trinity River north of downtown Fort Worth
  27. Gas Wells and Gas Compressor/Well Pad Sites layers, planning and development map service · City of Fort Worth · retrieved
    Supports: 2,351 gas wells, 1,955 of them producing, 287 abandoned, 84 water disposal, 13 permitted and 12 applying, in a layer last edited in December 2025, 529 gas compressor and well pad sites, from layer 9
  28. Gas well drilling · City of Fort Worth Development Services · retrieved
    Supports: The Barnett Shale as a natural gas reserve under a 15-county area, about 1.5 miles below the surface, No well drilled closer than 600 feet to a residence, religious institution, public building, hospital, school or public park without a waiver from the protected use owners or City Council approval
  29. Garbage service · City of Fort Worth Environmental Services · retrieved
    Supports: Monthly rates of $13.75, $19.50 and $25.75 for the 32-, 64- and 96-gallon garbage cart, shown as effective 1 January 2024, Solid waste fees billed on the Fort Worth water bill as a sanitation fee, with recycling and yard waste collected at no additional charge
  30. Stormwater utility fee · City of Fort Worth · retrieved
    Supports: Residential rates from 1 January 2026 of $3.65 a month up to 1,300 square feet of hard surface, $7.29 to 2,475, $10.94 to 3,394 and $14.58 above it, on the monthly water bill
  31. Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved
    Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
  32. Texas homeowners insurance market overview · Texas Department of Insurance · retrieved
    Supports: A statewide average homeowners premium of $3,489 a year for 2025, Hail as the largest cause of paid homeowners losses, $4.93 billion in 2024 against $2.21 billion for wind
  33. How much is homeowners insurance in Fort Worth, TX? · Insure.com · retrieved
    Supports: An average Fort Worth premium of $4,290 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026, An average of $3,342 a year for $200,000 of dwelling cover
  34. Texas homeowners insurance · NerdWallet · retrieved
    Supports: An average Fort Worth premium of $5,600 a year for $500,000 of dwelling cover, $300,000 of liability and a $1,000 deductible, updated 20 February 2026
  35. Renters insurance in Texas · NerdWallet · retrieved
    Supports: An average Fort Worth renters premium of $167 a year, $14 a month, for $30,000 of personal property, updated 23 September 2026
  36. Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Fort Worth city · United States Census Bureau, via the Census Reporter API · retrieved
    Supports: A median monthly association fee of $55 among Fort Worth owner-occupied units that pay one, 85,299 of 210,450 owner-occupied units, or 40.5%, paying such a fee, and 7,153 paying $500 or more a month
  37. Homebuyer Assistance Program (HAP) · City of Fort Worth Neighborhood Services · retrieved
    Supports: Up to $25,000 of interest-free assistance toward the down payment and closing costs, as a forgivable loan: forgiven after ten years in the home, or after five on $14,999 or less, Income limits updated July 2026 of $61,800 for one person to $88,250 for four, First-time buyers, or anyone who has not owned a home in three years; an eight-hour homebuyer class; a contribution of $1,000 or 2% of the price, whichever is less; a home inside the city limits; a sales price no more than 95% of the area median, under the HOME rules

These are estimates built from published figures, not a lender quote, a pre-approval or financial advice. Rates, premiums and state and federal rules change; confirm anything you plan to act on with a mortgage professional and read the sourcing methodology.