Kelowna vs Fort Worth: which should you move to?
Kelowna or Fort Worth? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.
Kelowna
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Fort Worth
The two housing bills are in different currencies, and held against local pay they are far apart. Mortgage, property tax and insurance come to about $5,262 CAD a month on Kelowna's single-family benchmark, roughly 74% of the metro's 2020 median household income, and about $2,516 USD on Fort Worth's median single-family sale price, roughly 37% of the city's 2024 median, on houses that cost 12.6 and about 4.0 times those incomes. The tax sits in opposite places: a Kelowna earner pays about $20,500 CAD of $100,000 in federal and provincial income tax, while Texas levies none and collects $5,044 a year, an effective 1.54%, on the Fort Worth median. Fort Worth, the western half of the Dallas-Fort Worth metro, has the labor market, 4.6% unemployment in July 2026 on an unadjusted count against 9.3% in Kelowna, the highest of any Canadian metro, and the airport, DFW, which it shares with Dallas. Homicide favors Kelowna, 4 in the metro in 2025, about 1.58 per 100,000, against 78 in Fort Worth, about 7.6. Choose Kelowna if your income or equity comes with you and you want a dry 20.0 C July on a lake with coverage that comes with residency. Choose Fort Worth to find work and to buy a house on a salary, with a roof built for hail.
Kelowna prices are in CAD and Fort Worth prices are in USD. The tables leave them in their own currency and compare ratios and rates instead; a conversion would be stale by the time you read it.
| Measure | Kelowna | Fort Worth | Advantage |
|---|---|---|---|
| City population | 166,278 (2026) | 1,028,117 (2025) | Not directly comparable |
| Metro population | 222,162 (2021) | 8,477,157 (2025) | Not directly comparable |
| Five-year growth Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner. | 13.5% (2016-2021) | 11.9% (2020-2025) | Not directly comparable |
What a home costs in each
The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.
| Measure | Kelowna | Fort Worth | Advantage |
|---|---|---|---|
| Benchmark home price MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's. | $1,072,400 (July 2026) | $327,000 (August 2026) | Not directly comparable |
| Detached house benchmark Kelowna and Fort Worth publish a single house index rather than a composite, so the two rows repeat. | $1,072,400 | $327,000 | Not directly comparable |
| Apartment or condominium benchmark | $490,700 | $330,000 | Not directly comparable |
| Two-bedroom rent | $2,132/mo (average, October 2025) | $1,317/mo (median, September 2026) | Not directly comparable |
| One-bedroom rent | $1,600/mo | $1,141/mo | Not directly comparable |
| Two-bedroom rent against median income A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies. | 30.1% of a year's income | 19.2% of a year's income | Fort Worth |
| Mortgage payment on the benchmark, 20% down 25 years in Kelowna against 30 in Fort Worth, each compounding the way its own country's lenders do. The rates are not a spread you can shop: they are what each market charges. | $4,672/mo at 4.34% | $1,746/mo at 7.03% | Not directly comparable |
| Price to household income Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not. | 12.6× | 4.0× | Fort Worth |
| Property tax on the benchmark home The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars. | $5,104/yr (0.476%, 2026) | $5,046/yr (1.543%, 2025) | Kelowna |
| Transfer tax on the benchmark home Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving. | $19,448 (buyer pays) | None | Fort Worth |
| Rent control A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better. | 2.3% guideline (2026) | Forbidden by state law | Not directly comparable |
Kelowna: The 2026 Class 1 residential total of $4.7595 per $1,000 of taxable value: municipal $2.9615 plus the regional district, hospital, school, BC Assessment and MFA levies, before the Home Owner Grant, and before parcel taxes and utility user fees. Fort Worth: About 1.54% of value for a homesteaded owner, worked out on the $327,000 median single-family sale price. A house in the City of Fort Worth and Fort Worth ISD, the school district more of the city's residents live in than any other, is taxed by six units for 2025, which add to 2.18908 per $100 before any exemption. Each takes its own homestead exemption off the appraised value first, except one: Fort Worth ISD takes the state's $140,000 and nothing more, Tarrant County College 1% with the state's $5,000 floor, Tarrant County, the City and JPS Health Network 20% each, and the Tarrant Regional Water District, which pays for the Fort Worth Floodway, none at all. So Tarrant County levies 0.1862 per $100 on $261,600 after an exemption of $65,400, $487; City of Fort Worth levies 0.67 per $100 on $261,600 after an exemption of $65,400, $1,753; Fort Worth ISD levies 1.0291 per $100 on $187,000 after an exemption of $140,000, $1,924; Tarrant County College levies 0.11228 per $100 on $322,000 after an exemption of $5,000, $362; JPS Health Network levies 0.165 per $100 on $261,600 after an exemption of $65,400, $432; Tarrant Regional Water District levies 0.0265 per $100 on the full $327,000, with no homestead exemption, $87. The six come to $5,044 a year, 1.54% of the price. Without a homestead, as a landlord or a buyer who never files, the same house owes $7,158. In Keller ISD, the district the second most residents live in, the school line is 1.0852 per $100 after the same $140,000, and the same house comes to $5,149, 1.57%. On $295,800, Zillow's August 2026 value for a typical Fort Worth home, the Fort Worth ISD stack comes to $4,425, 1.50%, lower because the school district's flat exemption is a larger share of a cheaper house. These are the 2025 rates, the bills due by 31 January 2026. The City has since adopted 0.70565 for 2026, but when these figures were retrieved the Tarrant County Tax Assessor-Collector's table and the appraisal district's still ran to 2025, so the calculators stay on 2025 until all six units' 2026 rates are published.
How safe each city is, by the numbers it publishes
Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.
| Measure | Kelowna | Fort Worth | Advantage |
|---|---|---|---|
| Crime Severity Index Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series. | 103.7 (2025) | Not published | Not directly comparable |
| Violent crime per 100,000 Canada counts every violent Criminal Code incident; the FBI counts four offences. The Canadian figure is always the larger one for that reason alone. | 1,872 (2025) | 375 (2025) | Not directly comparable |
| Property crime per 100,000 | 4,749 (2025) | 2,226 (2025) | Not directly comparable |
| Homicides Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table. | 4 (2025) | 78 (2025) | Not directly comparable |
The Kelowna CMA's Crime Severity Index has fallen four years running, from 126.03 in 2022 to 119.56 in 2023, 107.49 in 2024 and 103.68 in 2025, and its rank among CMAs dropped from second in 2022 to ninth in 2025. Most of the decline is in non-violent crime (128.98 in 2021 to 105.25 in 2025); the violent index has barely moved (104.48 to 101.94), and a May 2026 City of Kelowna citizen survey found one in four residents feel unsafe.
What the rates cover: Police-reported total violent Criminal Code violations per 100,000, Kelowna CMA, table 35-10-0177-01. 2024: 1,897.16; 2021: 1,947.46.
Homicides: Kelowna CMA homicide victims, table 35-10-0071-01, rate 1.58 per 100,000. 2024: 2 (0.80); 2023: 5 (2.04); 2022: 8 (3.36).
On the FBI's definitions, violent offenses in Fort Worth went from 5,428 in 2021 to 4,876 in 2022, 4,849 in 2023, 4,641 in 2024 and 3,859 in 2025, a 17% drop in the last year and 29% in four, and property offenses from 25,186 to 26,275, 26,098 and a peak of 27,290 in 2024, then 22,886, 16% below it. Motor vehicle theft rose from 3,687 in 2021 to 5,157 in 2024 and fell to 3,616 in 2025, down 30%. In 2025 the CDE shows aggravated assaults down 18% (3,230 to 2,656), rapes down 18% (613 to 505), robberies down 15% (726 to 620), burglaries down 16% and larcenies down 12%, while murders rose 8% (72 to 78), the one violent measure that went up. Eddie Garcia, Dallas's former police chief, took over the department in September 2025 after months without a permanent chief, and FWPD's own figures for January through August 2026 against the same months of 2025 show robberies down from 436 to 269 and aggravated assaults from 1,842 to 1,557 as well as the drop in murders (WFAA). The 2025 CDE counts were read on 30 September 2026 from a feed last refreshed on 15 September and can still be revised.
What the rates cover: Computed: 3,859 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Fort Worth Police Department (ORI TX2201200) in calendar 2025, divided by the 1,028,117 Vintage 2025 city population. On the CDE's own agency population of 1,030,410 the rate is also 375. That is the lowest of the Texas cities this site compares, against 532 in San Antonio, 577 in Dallas and 890 in Houston. No FWPD total on this definition was found in anything fetched; the city's quarterly crime reports, as the Fort Worth Star-Telegram described them, count crimes against persons, a broader group that includes assaults and sex offenses, and put them 12% lower in the first half of 2025 than a year earlier.
Homicides: 78 murders and nonnegligent manslaughters in 2025 in the FBI CDE, against 72 in 2024, about 7.6 per 100,000 on the city population. Spectrum News, reading city data in February 2026, also put the year's homicides 8% above 2024. Most of the rise came early: the city's quarterly reports counted 20 homicides in January through March 2025 against 9 a year earlier and 43 in the first half against 31 (Fort Worth Star-Telegram). The CDE series has fallen from 118 in 2021, and 2026 has turned the other way: FWPD counted 36 murders through 31 August against 54 in the same months of 2025 (WFAA).
Winters, summers and what the weather can do to a house
| Measure | Kelowna | Fort Worth | Advantage |
|---|---|---|---|
| January mean | -2.6 °C | 7.7 °C | Not directly comparable |
| July mean | 20.0 °C | 29.5 °C | Not directly comparable |
| Precipitation a year | 387 mm | 898 mm | Not directly comparable |
| Snowfall a year | 89 cm | 4 cm | Not directly comparable |
| Sunshine a year | 1,949 hours | 2,850 hours | Fort Worth |
Temperatures are Environment Canada 1991-2020 normals for the composite KELOWNA station (climate ID 1123939, airport site at 49 57 N 119 22 W, 433 m). The 1991-2020 tables for that station publish precipitation only for September, so precipitation, snowfall and sunshine are the 1981-2010 normals for KELOWNA A (climate ID 1123970). Summers are dry and hot (20.0 C July mean), winters cloudy and mild for the interior.
Hazards: Wildfire and summer smoke are the defining hazard: the August 2023 McDougall Creek fire jumped Okanagan Lake, put about 35,000 people under evacuation order, destroyed or damaged 189 structures and caused about $480 million in insured losses; most summers bring days of smoke from fires elsewhere in the interior. Spring freshet flooding along Okanagan Lake and Mill Creek (2017) and heat (June 2021 heat dome) are the others.
NOAA NCEI 1991-2020 normals for Fort Worth Meacham International Airport (station USW00013961), the city-owned general aviation field inside the city about 5 miles north-northwest of downtown: January mean 45.8F, July mean 85.1F, annual mean 65.9F, 35.34 in of precipitation. Meacham's normals carry no snowfall, so the 1.6 in of snow stored here is the normal at Dallas Fort Worth International Airport (USW00003927), about 20 miles northeast of downtown, where the National Weather Service keeps the metro's official record. August is the warmest month by a tenth of a degree at 85.2F, with a mean high of 95.9F; July's mean high is 95.7F and January's mean low is 35.3F. October (4.46 in) is the wettest month, then May and June (4.02 in each), and January (2.05 in) the driest. The normals count 105.5 days a year at 90F or above, 24.1 at 100F or above and 32.8 nights at or below freezing. DFW Airport averages 46.3F in January and 85.7F in July with 37.01 in of rain, 20.3 days at 100F or above and 29.2 nights at or below freezing. Converted here to 7.7 C, 29.5 C, 898 mm and 4.1 cm. Those 24.1 days at 100F are more than Love Field's 22.4 for Dallas and fewer only than Austin's 28.7 among the Texas cities this site compares, although the July mean is 1.2 C below Dallas's. Sunshine hours are the older 1961-1990 NCDC means that Current Results lists for Dallas (2,850 hours, 61% of possible, and 135 clear days); it lists no separate Fort Worth figure, and the 1991-2020 normals do not include sunshine.
Hazards: Hail is the costly routine hazard. On the evening of 5 May 1995 a supercell dropped hail up to softball size on Mayfest, the outdoor festival on the bank of the Trinity River, where more than 10,000 people were caught in the open: more than 400 were hurt and 60 seriously enough to be hospitalized, though no one died at the festival. The storms went on to kill one driver in a swollen creek in western Tarrant County and 19 people in Dallas County, most of them in floodwater, and the National Weather Service puts the damage at about $2 billion, one of the costliest hailstorms in history. Cotality counted more than 235,000 Texas homes hit by damaging hail in 2025, far more than in any other state, with the risk concentrated in Dallas-Fort Worth and the other Texas Triangle metros. Tornadoes have hit the center of the city. At 6:18 pm on 28 March 2000 a tornado touched down near Castleberry High School, about 4 miles west of downtown, and tracked east along West 7th Street, nearly destroying the Cash America building and heavily damaging Mallick Tower before it weakened over downtown, where debris broke 80% of the windows in the Bank One building and 1,300 of the 5,000 in the Union Pacific Resources building. Two people died and about 80 were injured, 6 of them hospitalized; the Texas Tech damage survey rated it F2. A second tornado later that evening did F3 damage in Arlington and Grand Prairie without a death, and NOAA counts the storms of 28 and 29 March across the South at $690 million ($1.27 billion in 2024 dollars). Flooding shaped the city's form. In May 1949 a night of 6 to 12 in of rain overflowed the Trinity, killing 10 people and leaving more than 13,000 homeless, and the Army Corps of Engineers later built the 27 miles of levees of the Fort Worth Floodway, which the Tarrant Regional Water District maintains. The Corps' $1.16 billion Central City project, known locally as Panther Island, is to carry the river around downtown through new bypass channels and protect more than 2,400 acres; work on the northern half of the channel is due to begin late in 2026 and the project to be finished in 2032. Flash floods on the creeks are the more frequent danger: on 21 and 22 August 2022, 9.56 in (243 mm) fell at Meacham over the two days, 5.11 in (130 mm) of it on the 22nd, and the National Weather Service measured 8.41 in in Fort Worth, with flooding reported from Como and the John T. White neighborhood to West 7th Street; the city's 2016 floodplain plan counted more than $1 billion of stormwater improvements needed. Heat is the constant. The normals give Meacham 24.1 days a year at or above 100F (37.8 C). The summer of 2026 has been among its hottest: 55 days at 100F or above through 27 September, fourth in its record after 72 in 2011, 64 in 2023 and 62 in 1998, and 31 in a row from 3 August to 2 September, the longest run it has recorded; its highest reading is 112F (44.4 C), on 12 July 1998 and 4 September 2000. At DFW Airport the National Weather Service counts 52 days of 100F in 2026 through 22 September, tied for fifth, against the record of 71 in 2011. Cold is rare and badly handled. Winter Storm Uri took Meacham to -2F (-18.9 C) on 16 February 2021, tying 31 January 1949 for the lowest in its record, and DFW Airport also fell to -2F, the lowest there since 1953, with 5.0 in (12.7 cm) of snow over the storm. ERCOT cut power across the state grid from 15 to 18 February and about 4.5 million customers lost it at the worst; Texas counted 246 deaths from the storm, 11 of them in Tarrant County. In January 2026 Winter Storm Fern brought 2.4 in (6.1 cm) of snow and sleet to DFW Airport and a low of 11F (-11.7 C) at Meacham on the 25th.
What people earn and what the government takes
| Measure | Kelowna | Fort Worth | Advantage |
|---|---|---|---|
| Median household income | $85,000 CAD (2020) | $82,503 USD (2024) | Not directly comparable |
| Unemployment rate Statistics Canada and the Bureau of Labor Statistics define unemployment slightly differently; the Canadian measure runs about a point higher on the same labour market. | 9.3% (July 2026) | 4.6% (July 2026) | Not directly comparable |
| Sales tax | 12% | 8.25% | Fort Worth |
| Top marginal income tax Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here. | 53.5% | 37% | Fort Worth |
| Income tax on $100,000, single filer Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method. | $20,500 CAD | $13,449 USD | Not directly comparable |
Health care, retail and construction together account for about 41% of regional jobs, and tourism output reached $2.4 billion with 12,630 jobs in 2022. The Okanagan tech sector counted 787 companies and 32,645 jobs with a $4.98 billion economic impact in 2023 (Accelerate Okanagan/KPMG), but the CMA has carried the highest unemployment rate in Canada through spring and summer 2026 as the labour force has grown faster than jobs.
Main sectors: Health care and social assistance, Retail trade, Construction and real estate, Tourism and hospitality, Technology.
BC also levies a speculation and vacancy tax and an additional property transfer tax for foreign buyers in the Central Okanagan; MSP premiums were abolished in 2020, replaced by an employer health tax.
BLS counted 1,222,100 nonfarm jobs in the Fort Worth-Arlington-Grapevine Metropolitan Division in August 2026 (not seasonally adjusted, preliminary), up 17,800 or 1.5% on the year. Professional and business services grew fastest (+5.0%, to 159,300), then mining, logging and construction (+4.8%, to 92,100), leisure and hospitality (+4.4%, to 145,500) and transportation and warehousing (+2.1%, to 102,600), while financial activities (-2.0%), information (-1.8%) and government (-0.6%, to 136,000) shrank; federal employment fell 9.0%, from 16,700 to 15,200. Manufacturing held at 110,000, of which aerospace product and parts manufacturing was 23,600, up 1.3%. The seasonally adjusted series (SMS48231040000000001) was 1,223,400 in August 2026, 1.5% above August 2025. The Texas Comptroller credits Lockheed Martin with about 49,000 direct and indirect workers in Fort Worth and a $9 billion regional impact, and 25,579 direct employees across Texas, and counts 4,553 direct and 21,266 total jobs and $2.75 billion of state GDP for Naval Air Station Joint Reserve Base Fort Worth in 2025. Hillwood's annual report puts AllianceTexas's economic impact at $12.9 billion in 2025 and $142.9 billion since it opened in 1989, and Hillwood says the Comptroller has recognized it as the primary inland port for the southwestern United States. American Airlines, with 103,440 staff in 2024, and BNSF Railway, with about 36,000, are both headquartered in the city (Wikipedia).
Main sectors: Aerospace and defense (Lockheed Martin Aeronautics, which builds the F-35 at Air Force Plant 4; Bell Textron, headquartered in the city; Naval Air Station Joint Reserve Base Fort Worth, the former Carswell Air Force Base), Airlines and freight rail (American Airlines, headquartered in the city, with its largest hub at DFW Airport; BNSF Railway, headquartered in the city), Logistics and advanced manufacturing at AllianceTexas in far north Fort Worth, which Hillwood says holds 602 companies and 73,134 jobs, Trade, transportation and utilities, the division's largest sector by payroll jobs (289,300 in August 2026), Health care and education (JPS Health Network, Cook Children's Medical Center, Texas Christian University and its medical school).
Property tax is the local levy that matters. Tax Foundation puts Texas's effective property tax rate on owner-occupied homes at 1.40%, and school districts must exempt $140,000 of a homestead's value from their tax. On 15 September 2026 the City Council adopted a $3.33 billion operating budget for fiscal 2027 unanimously and raised the city's rate by 3.565 cents to 70.565 cents per $100 of taxable value on a 7 to 4 vote, to help close a $94 million shortfall. The city says the average homeowner's bill will still fall, by $8.19 to $1,643.64 on a home valued at $232,925, because the Tarrant Appraisal District has not reappraised residential property since 2024 and the average value dropped; the city's total taxable value rose only 0.89%, to $130.2 billion (Fort Worth Report, Community Impact, CBS Texas). The budget also raises stormwater, water, sewer, solid waste and environmental fees by about $7 a month for the average resident. The county, school district, JPS hospital district, Tarrant County College and other levies on the same bill belong to the housing layer.
Whether you need a car
| Measure | Kelowna | Fort Worth | Advantage |
|---|---|---|---|
| System | Kelowna Regional Transit System (BC Transit, operated with the City of Kelowna, West Kelowna, Lake Country, Peachland and the regional district) | Trinity Metro buses (147 fixed-route and 76 demand-response vehicles), the 27.2-mile TEXRail commuter line with 9 stations from T&P Station downtown through North Richland Hills and Grapevine to DFW Airport Terminal B (opened January 2019), the Trinity Railway Express to Dallas run with DART, ZIPZONE on-demand zones and the downtown Blue Line circulator; Fort Worth is the only full member, with Forest Hill, Grapevine, North Richland Hills and River Oaks partial members | Not directly comparable |
| Commute by public transit | 4.0% (2021) | 0.7% (2024) | Kelowna |
| Walk or cycle to work | 9.1% (2021) | 1.1% (2024) | Kelowna |
| Airport | Kelowna International Airport (YLW), city-owned; 2,315,432 passengers in 2025, up 8.5% on 2.13 million in 2024, ninth busiest airport in Canada. | Dallas Fort Worth International Airport (DFW), about 20 miles northeast of downtown Fort Worth and midway between the two cities, handled 85,660,127 passengers in 2025, 2.5% fewer than 2024's 87,817,864, per the airport's December 2025 traffic report; American Airlines, headquartered in Fort Worth, carried 82.6% of them, and TEXRail runs from downtown to Terminal B. Fort Worth Meacham International Airport, owned by the city about 5 miles north-northwest of downtown, has no scheduled airline service and serves general aviation; its 1933 American Airways hangar is on the National Register of Historic Places (Wikipedia). | Not directly comparable |
6.45 million rides in 2024 (up 330,000 on 2023), forecast 6.6 million for 2025 on about 219,000 service hours; more than 15,000 additional hours started January 2026 and another 12,380 are approved for 2027.
Trinity Metro carried 6,180,600 unlinked trips in 2025, 4,554,400 of them by bus and 906,800 on TEXRail, and about 22,100 a weekday in the second quarter of 2026, 2,800 of them on TEXRail (APTA ridership reports, as cited by Wikipedia; APTA's PDFs refused the fetcher), against 30.7 million for VIA in San Antonio, 52.8 million for DART and 78.0 million for Houston's METRO. The Trinity Railway Express, which Trinity Metro runs with DART between downtown Fort Worth and downtown Dallas, carried 1,337,600 trips in 2025 (APTA, same source). The system is paid for by a half-cent sales tax Fort Worth has levied since 1984, half what DART's and METRO's cities pay. TEXRail runs every 30 minutes until 7 pm and hourly after, and a 2.1-mile extension to the Medical District on the Near Southside, estimated at about $167 million, is due to break ground by the end of 2026 and open in 2029 (Wikipedia).
Health care, schools and what each city is like
Health care
Care is publicly funded through the BC Medical Services Plan (no premiums since 2020) and delivered by Interior Health; Kelowna General Hospital is the interior's tertiary referral hospital with cardiac surgery and cancer care on site (BC Cancer Kelowna). Access is the problem rather than cost: KGH closed its pediatric unit for at least six weeks in May 2025 and curtailed neurology in January 2026 for lack of specialists, obstetricians warned of a collapse in primary maternity coverage, and finding a family doctor typically means a long wait on the provincial Health Connect Registry.
Education
UBC Okanagan (opened 2005, now roughly 12,000 students, with a record domestic intake of more than 3,000 new students in September 2025) and Okanagan College (about 5,200 FTE students across the valley) are the post-secondary anchors. Public schooling is School District 23 Central Okanagan, one of BC's fastest-growing districts, with French immersion and a few independent schools; there is no magnet or charter system.
Living there
Kelowna is a lake-and-orchard city of about 166,000 stretched along the east shore of Okanagan Lake, with a compact downtown, sprawling hillside subdivisions and a single bridge to West Kelowna that jams every afternoon. Summers are hot and dry and built around the beach, boats and the wineries; they also come with wildfire smoke, and the 2023 McDougall Creek fire is still a fresh memory. Housing costs are high for local wages, the unemployment rate led the country in 2026, and crime severity, though falling since 2022, is still well above the national figure.
Health care
Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Texas is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). It had the highest uninsured rate of any state in 2024: 16.7%, or 5,152,427 of 30,799,312 people, against 8.2% nationally and 12.0% in Georgia, the next highest, on the ACS 2024 1-year estimates. The City of Fort Worth's rate was 18.9% (189,692 of 1,003,516), Tarrant County's 16.9% and the metro's 16.2%. JPS Health Network, the Tarrant County Hospital District, runs John Peter Smith Hospital, the county's public hospital, a Level I trauma center and the only psychiatric emergency site in the county; on 16 April 2026 it broke ground on a $1.5 billion replacement hospital at South Main and East Morphy streets, part of a $2.5 billion building plan backed by an $800 million bond from 2018, which will take it from 582 beds to more than 740 when it opens in 2030 (Fort Worth Report). Cook Children's Medical Center has 452 licensed beds and a Level II pediatric trauma center (Wikipedia). TCU's Anne Burnett Marion School of Medicine took its first class in 2019. This file did not verify a wait time figure for primary or specialist care.
Education
Fort Worth is served by Fort Worth ISD and, in parts, by fourteen other districts, among them Keller, Northwest, Eagle Mountain-Saginaw, Crowley and Arlington (the 2020 Census school district map, as cited by Wikipedia). Fort Worth ISD is now under state control: after a campus received a fifth straight failing rating, Education Commissioner Mike Morath decided in October 2025 to intervene, and on 24 March 2026 he replaced the elected trustees' authority with a nine-member board of managers led by Pete Geren and named Peter Licata, formerly of Broward County, superintendent. It is the second-largest takeover in Texas history, after Houston ISD's. The board opened by saying roughly 63% of students do not read at grade level and 29% are proficient in math (Fort Worth Report). The district, built for 90,000 students, had 67,315 in 2025-26 on Texas Education Agency data and projected about 66,500 for 2026-27; it has lost more than 12,000 in five years and in May 2025 approved closing 18 campuses by June 2029 (CBS Texas). Texas Christian University (12,980 students in fall 2025) is about 4 miles from downtown, and the city also holds Texas Wesleyan University, UNT Health Fort Worth and Texas A&M University's law school and downtown campus.
Living there
Fort Worth has grown faster than any other US city of a million people: 11.9% since 2020, and 19,512 residents in 2024-25, a gain second only to Charlotte's; it passed a million in 2024. It is the western half of the Dallas-Fort Worth metro and works differently from Dallas: its economy leans on aircraft, airlines and freight, from the F-35 line at Lockheed Martin's plant and Bell's helicopters to the headquarters of American Airlines and BNSF and the warehouses and factories of AllianceTexas, and household income, at $82,503, is higher than in Dallas, Houston or San Antonio. It is built for the car: 74.9% of workers drive alone and 0.7% take transit, the lowest share of any city this site compares, though TEXRail runs to DFW Airport. Violent crime, at 375 per 100,000 on the FBI's counts, is the lowest of the Texas cities here. Summer is long and hot, with 24 days a year at 100F or above and 31 in a row in 2026, and hail and tornadoes are the costly weather. Texas takes no income tax, and 18.9% of residents have no health insurance. The open questions are the costs of growth: the council raised its property tax rate in September 2026 to cover a $94 million gap as appraisals stalled, the state took over the shrinking Fort Worth ISD in March 2026, and the Panther Island flood channels around downtown are not due until 2032.
Where each city wins, and where it loses
Kelowna's figures are in Canadian dollars and Fort Worth's in US dollars. Kelowna's single-family benchmark for the Central Okanagan was $1,072,400 CAD in July 2026, 2.3% above a year earlier. The Fort Worth price is the North Texas Real Estate Information System's median single-family sale price for the City of Fort Worth, $327,000 USD in August 2026 on 805 sales, 0.9% below a year earlier; it is a median of what sold rather than a modeled benchmark, and Zillow's index for the City of Fort Worth stood lower, at $295,800. Held against pay, Kelowna's house is 12.6 times the metro's 2020 median household income of $85,000 CAD and the Fort Worth median about 4.0 times the city's 2024 median of $82,503 USD. At 20% down, Kelowna's mortgage at 4.34% is $4,672 CAD a month over 25 years, and Fort Worth's $261,600 loan at Freddie Mac's 7.03% of 24 September 2026 about $1,746 USD over 30. Property tax is 0.48% of price in Kelowna, $5,104 CAD a year, against $5,044 USD from six taxing units on a City of Fort Worth and Fort Worth ISD address, an effective 1.54% with a homestead and $7,158 without. With insurance at $165 CAD and $350 USD a month, the Fort Worth figure priced for hail and buying no flood cover, the owners carry about $5,262 CAD and $2,516 USD, roughly 74% and 37% of local median income. A two-bedroom averaged $2,132 CAD in October 2025, about 30% of local median income, and Fort Worth's median two-bedroom rent was $1,317 USD in September 2026, about 19%. Only British Columbia caps the increase on an existing tenancy, at 2.3% for 2026.
Homicide is the one count that crosses the border intact, and it favors Kelowna, with a caveat about territory: Kelowna's figures cover the metro and Fort Worth's the city of 1,028,117. The Kelowna metro recorded 4 homicide victims in 2025, 1.58 per 100,000. Fort Worth recorded 78 in the FBI's file, about 7.6 per 100,000, against 72 in 2024, and its police department counted 36 through August 2026 against 54 in the same months of 2025. The other rates are different instruments. Statistics Canada put the Kelowna metro's 2025 Crime Severity Index at 103.68 against a national 75.0, ninth highest of 41 metros; American cities have no equivalent. Kelowna's violent rate of 1,872 per 100,000 counts every violent Criminal Code violation, common assault and uttering threats included. Fort Worth's 375 is 3,859 offenses of murder, rape, robbery and aggravated assault, divided by the Census estimate, because no Fort Worth Police Department total on those definitions was found; it is the lowest of the Texas cities this site compares. Property crime, 4,749 per 100,000 against 2,226, is defined differently too. Kelowna's index has dropped four years running from 126.03 in 2022, though a May 2026 city survey found one resident in four feels unsafe, and Fort Worth's violent offenses dropped 17% in 2025 and stood 29% below 2021. The Fort Worth counts, read on 30 September 2026, can still be revised.
Fort Worth has the mild winter and Kelowna the mild, dry summer. January averages 7.7 C at Fort Worth Meacham, the city's own airport, and -2.6 C at Kelowna's; July averages 29.5 C in Fort Worth, where August is a tenth of a degree warmer, against 20.0 C in Kelowna. Fort Worth gets 898 mm of precipitation a year and a 4.1 cm snow normal measured at DFW Airport, Kelowna 386.9 mm and 89 cm on its 1981-2010 normals, so Fort Worth is more than twice as wet, and it is sunnier on the older series, 2,850 hours on the Dallas record against 1,948.9. Fort Worth's normals count 105.5 days a year at or above 32.2 C (90F) and 24.1 at or above 37.8 C (100F), and the summer of 2026 brought 55 days of 100F through 27 September, 31 of them in a row. The two cities' defining hazards come from opposite skies. Kelowna's is fire: the August 2023 McDougall Creek fire jumped Okanagan Lake, put about 35,000 people under evacuation order and caused about $480 million in insured losses, and most summers bring days of smoke. Fort Worth's is the storm. Hail is the costly routine hazard: on 5 May 1995 a storm dropped hail up to softball size on the Mayfest festival beside the Trinity River and hurt more than 400 people, and Cotality counted more than 235,000 Texas homes hit by damaging hail in 2025. A tornado tracked along West 7th Street into downtown on 28 March 2000 and killed two. Cold is rare and badly handled: Winter Storm Uri took Meacham to -2F (-18.9 C) in February 2021 while ERCOT cut power across the state grid, and Tarrant County counted 11 of the state's 246 deaths.
The labor markets are in opposite condition. The Kelowna metro's unemployment rate was 9.3% in July 2026 on a three-month average, the highest of any Canadian metro for a fourth straight month. Its labor force has grown faster than its employers hire, in a market where health care, retail and construction are about 41% of regional jobs. The Fort Worth-Arlington-Grapevine Metropolitan Division, the city's half of the Dallas-Fort Worth metro, was at 4.6%, not seasonally adjusted; the two are built differently, but the gap is too wide for that to close it. The division counted 1,222,100 nonfarm jobs in August 2026, 1.5% more than a year earlier. Lockheed Martin builds the F-35 at Air Force Plant 4, and the Texas Comptroller credits it with about 49,000 direct and indirect workers in Fort Worth; Bell Textron, American Airlines and BNSF Railway are headquartered in the city, and Hillwood says AllianceTexas, in the far north, holds 602 companies and 73,134 jobs. Median household income was $85,000 CAD in the Kelowna metro in 2020 and $82,503 USD in the City of Fort Worth in 2024, $92,733 across its metro. British Columbia levies a provincial income tax, so $100,000 pays about $20,500 CAD before about $4,900 of CPP and EI, with a top combined rate of 53.5% and 12% on purchases. Texas levies none, so the same salary pays $13,449 USD in federal tax for 2025; the top rate is the federal 37% and sales tax is 8.25%. Property tax carries the load instead, and on these two houses the bills are close in number, $5,044 a year on the Fort Worth median against $5,104 CAD on Kelowna's benchmark, though at 1.54% of value against 0.48%.
Neither city lets most households give up the car, and Kelowna's commuters use the alternatives more. In the 2021 census 4.0% of Kelowna commuters took transit and 9.1% walked or cycled, counted in a pandemic year, and 84.3% went by car, truck or van. In Fort Worth in 2024, 0.7% took transit, the lowest share of any city this site compares, 1.1% walked or cycled, 74.9% drove alone and 10.5% worked from home. The Kelowna Regional Transit System carried 6.45 million rides in 2024 on about 219,000 service hours; Trinity Metro carried 6,180,600 trips in 2025 for a city about six times Kelowna's size, 906,800 of them on TEXRail, a 27.2-mile commuter line from downtown to DFW Airport's Terminal B, and the Trinity Railway Express to Dallas carried 1,337,600 more. Kelowna's choke point is the single bridge to West Kelowna, which jams every afternoon. Flying favors Fort Worth by a wide margin, though the airport is shared: DFW, about 20 miles northeast of downtown and midway between Fort Worth and Dallas, handled 85,660,127 passengers in 2025, 82.6% of them on American Airlines, which is headquartered in Fort Worth, against 2,315,432 at YLW.
Health care is where the border shows most. In Kelowna, BC's Medical Services Plan pays for physician and hospital care with nothing due at the point of use and has charged no premiums since 2020, and Kelowna General is the interior's tertiary referral hospital. Access is the problem: the pediatric unit closed for at least six weeks in May 2025, neurology was curtailed in January 2026, and a family doctor means a wait on the Health Connect Registry. In Fort Worth care is bought through an employer or marketplace plan, Medicare or Medicaid, and Texas is one of ten states that have not expanded Medicaid. It had the highest uninsured rate of any state in 2024, 16.7%, and the City of Fort Worth's was 18.9%. JPS Health Network, the county's hospital district, runs John Peter Smith Hospital, a Level I trauma center, and broke ground in April 2026 on a $1.5 billion replacement that is to take it from 582 beds to more than 740 in 2030; Cook Children's Medical Center has 452 licensed beds. This site verified no wait time for either city. Kelowna's schools are School District 23 Central Okanagan, with French immersion and no magnet or charter system. Fort Worth ISD, where about half the city's residents live, has been run by a state-appointed board of managers since 24 March 2026, after a campus's fifth straight failing rating; built for 90,000 students, it had 67,315 in 2025-26 and is closing 18 campuses by June 2029, and fourteen other districts serve the rest of the city.
What people underestimate is that the two places are moving in opposite directions, and what the Fort Worth figure leaves out. Kelowna was estimated at 166,278 people in July 2026, against 167,659 a year earlier, its first annual decline since at least 2001, yet its single-family benchmark stood 2.3% above a year before. With nearly one worker in ten out of work, that price is being paid with income or equity from elsewhere. Fort Worth added 19,512 residents in 2024-25, the second-largest gain of any US city, has grown 11.9% since 2020, the fastest of the twelve American cities of more than a million, and its single-family median stood 0.9% below a year before. A Kelowna buyer pays $19,448 CAD in BC property transfer tax on the benchmark, and Texas has no transfer tax. But the Fort Worth carry buys no flood insurance, which a homeowners policy does not include, and its $5,044 assumes a filed homestead in the City and Fort Worth ISD at 2025 rates. One of the six units, the Tarrant Regional Water District, takes no homestead exemption at all; the same house in Keller ISD pays $5,149; and a newer house on the northern or western edge often sits in a public improvement district with an assessment of its own. On 15 September 2026 the City Council voted 7 to 4 to raise the city's own rate from 0.67 to 0.70565 per $100, and the City counts 2,351 gas wells inside its limits, where the mineral rights under a lot are often not the seller's. Kelowna's 4.34% renews after a five-year term, while the Fort Worth 7.03% holds for thirty years; at 6.67%, the August rate Charlotte and the Florida cities on this site were written at, the carry would be about $2,453.
Better here
- There were 4 homicides in the metro in 2025, about 1.58 per 100,000, against 78 in Fort Worth at about 7.6.
- BC's Medical Services Plan covers physician and hospital care with nothing due at the point of use and has charged no premiums since 2020, where 18.9% of Fort Worth residents had no health insurance in 2024.
- July averages 20.0 C and dry on the 1991-2020 normals, against 29.5 C at Fort Worth Meacham, where the same normals count 105.5 days a year at or above 32.2 C (90F).
- Property tax is 0.48% of price, $5,104 CAD a year on the benchmark, against an effective 1.54% on the Fort Worth median.
- A two-bedroom averaged $2,132 CAD in October 2025 on a 6.9% vacancy rate, and BC caps increases on an existing tenancy at 2.3% for 2026, where Texas forbids rent control by statute outside a declared disaster.
- Transit carried 4.0% of city commuters in the 2021 census and 9.1% walked or cycled, against 0.7% and 1.1% in Fort Worth in 2024.
Worse here
- Metro unemployment was 9.3% in July 2026, the highest of any Canadian metro for a fourth straight month, against 4.6% in the Fort Worth-Arlington-Grapevine division on an unadjusted count.
- The single-family benchmark of $1,072,400 CAD in July 2026 is 12.6 times the metro's 2020 median household income, against about 4.0 times for the Fort Worth single-family median.
- Mortgage, property tax and insurance come to about $5,262 CAD a month on the benchmark, roughly 74% of the 2020 metro median, and the buyer pays $19,448 in property transfer tax at closing.
- The August 2023 McDougall Creek fire put about 35,000 people under evacuation order and caused about $480 million in insured losses, and smoke arrives most summers.
- Income tax on $100,000 is about $20,500 CAD for 2025 against $13,449 USD of federal tax in Fort Worth, sales tax is 12% against 8.25%, and the top combined rate is 53.5% against 37%.
- YLW handled 2,315,432 passengers in 2025, against 85,660,127 at DFW, and most long trips from Kelowna connect through Vancouver or Calgary.
Choose Kelowna if
- you already earn in Canadian dollars, or carry remote income or a pension, and do not need a local employer
- you want a dry 20.0 C July on a lake rather than 105 days a year at 90F or more
- you want health coverage that comes with residency rather than with an employer, a premium or a deductible
- you plan to rent for a while and want a loose market with a legal cap on increases
The Kelowna guide · Neighbourhoods · Kelowna rent vs buy · Kelowna mortgage calculator
Better here
- Unemployment in the Fort Worth-Arlington-Grapevine division was 4.6% in July 2026, not seasonally adjusted, against 9.3% in the Kelowna metro, on 1,222,100 nonfarm jobs in August.
- The median single-family sale price of $327,000 USD in August 2026 is about 4.0 times the city's 2024 median household income, against 12.6 times for Kelowna's benchmark house.
- Mortgage, property tax and insurance come to about $2,516 USD a month on that median, roughly 37% of local median income against about 74% in Kelowna, and Texas charges no transfer tax.
- Texas levies no income tax, so $100,000 pays $13,449 USD in federal tax for 2025 and $13,170 for 2026, against about $20,500 CAD in Kelowna.
- January averages 7.7 C with a 4.1 cm snow normal, against -2.6 C in Kelowna and 89 cm of snow on its 1981-2010 normals.
- DFW handled 85,660,127 passengers in 2025, American Airlines' largest hub, and TEXRail runs to it from downtown.
Worse here
- There were 78 homicides in 2025, about 7.6 per 100,000, against 4 and about 1.58 in the Kelowna metro.
- Property tax on the median is $5,044 a year for the 2025 tax year with a homestead, an effective 1.54%, and $7,158 without one, against 0.48% of price in Kelowna, and the City Council voted in September 2026 to raise the city's rate.
- Hail is the costly routine hazard, the reason insurance is budgeted at $350 a month against $165 CAD in Kelowna, and a tornado reached downtown in March 2000.
- Texas had the highest uninsured rate of any state in 2024, 16.7%, the City of Fort Worth's was 18.9%, and Texas is one of ten states that have not expanded Medicaid.
- Only 0.7% of workers commuted by transit in 2024, the lowest share of any city this site compares, and 74.9% drove alone.
- The normals count 24.1 days a year at or above 37.8 C (100F), and 2026 brought 55 of them by late September, 31 in a row.
Choose Fort Worth if
- you need to find work locally and want a 4.6% unemployment rate behind you rather than 9.3%
- you want a house at about four times what households around you earn, bought on a salary rather than on equity
- you want a 7.7 C January and can plan a summer around the heat
- you have employer health insurance you trust and would rather pay property tax on a house than provincial income tax on a salary
The Fort Worth guide · Neighborhoods · Fort Worth rent vs buy · Fort Worth mortgage calculator
Kelowna or Fort Worth, in short
Is Kelowna or Fort Worth cheaper to live in?
Fort Worth, once each bill is held against its own city's pay, because the currencies do not convert here. A Kelowna owner pays about $5,262 CAD a month on mortgage, property tax and insurance, roughly 74% of the metro's 2020 median household income of $85,000 CAD, on a single-family benchmark 12.6 times that income. A Fort Worth owner pays about $2,516 USD on the city's median single-family sale price of $327,000, roughly 37% of the city's 2024 median of $82,503 USD, despite a 7.03% mortgage rate against 4.34% and a property tax bill of $5,044 a year; Zillow's index for the City of Fort Worth stood lower, at $295,800, and no flood policy is in the figure. Renting also favors Fort Worth: a two-bedroom averaged $2,132 CAD in Kelowna in October 2025 on a 6.9% vacancy rate and had a median of $1,317 USD in Fort Worth in September 2026, about 30% and 19% of each city's median household income. The Kelowna buyer also pays $19,448 CAD in property transfer tax at closing, and its income tax is heavier, about $20,500 CAD on $100,000 against $13,449 USD, with 12% sales tax against 8.25%.
Is Kelowna or Fort Worth safer?
Kelowna on homicide, the one count that crosses the border, with the caveat that its figure covers the metro and Fort Worth's the city. The Kelowna metro recorded 4 homicide victims in 2025, about 1.58 per 100,000; Fort Worth recorded 78 in the FBI's file, about 7.6 per 100,000, against 72 in 2024, though its police counted 36 through August 2026 against 54 a year earlier. The other rates are different instruments. Kelowna's violent rate of 1,872 per 100,000 counts common assault and uttering threats, while Fort Worth's 375 is offenses of murder, rape, robbery and aggravated assault, divided by the Census estimate and still open to revision. Property crime, 4,749 per 100,000 against 2,226, is defined differently as well. Statistics Canada put the Kelowna metro's Crime Severity Index at 103.68 in 2025, ninth highest of 41 metros and above the national 75.0, though it has dropped four years running; American cities have no equivalent. Fort Worth's violent offenses dropped 17% in 2025.
Which has the better climate, Kelowna or Fort Worth?
Fort Worth has the easier winter and Kelowna the easier summer. January averages 7.7 C in Fort Worth with a 4.1 cm snow normal, against -2.6 C in Kelowna and 89 cm on its 1981-2010 normals. July reverses it: 29.5 C at Fort Worth Meacham, with 105.5 days a year at or above 32.2 C (90F) on the normals, against 20.0 C and dry in Kelowna. Fort Worth is more than twice as wet, 898 mm a year against 386.9 mm, and sunnier on older records, 2,850 hours on the Dallas series against 1,948.9. The hazards come from opposite skies. Kelowna gets wildfire and smoke, and in August 2023 a fire jumped Okanagan Lake and put about 35,000 people under evacuation order. Fort Worth gets hail, tornadoes, creek flash floods, long runs of 100F heat, 31 days in a row in 2026, and the rare hard freeze, like February 2021, when ERCOT cut power across the state grid.
What happens to my health care if I move from Kelowna to Fort Worth?
Coverage stops coming with residency and starts coming with a job or a purchase. In Kelowna, BC's Medical Services Plan pays for physician and hospital care with nothing due at the point of use and no premium since 2020, and the problem is access: Kelowna General closed its pediatric unit for at least six weeks in May 2025, curtailed neurology in January 2026 for lack of specialists, and a family doctor usually means a wait on the Health Connect Registry. In Fort Worth you need an employer or marketplace plan, Medicare or Medicaid, with the premium, deductible and copay that come with it. Texas is one of the ten states that have not expanded Medicaid and had the highest uninsured rate of any state in 2024, 16.7%; the City of Fort Worth's was 18.9%. JPS Health Network's John Peter Smith Hospital is Tarrant County's public hospital and a Level I trauma center, with a $1.5 billion replacement due in 2030, and Cook Children's Medical Center has 452 licensed beds. This site verified no wait time figure for either city.
Where the figures come from
Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.
- Census Profile, 2021 Census of Population: Kelowna, City (CY) and Kelowna (CMA), British Columbia (CSV download) · Statistics Canada · retrieved Supports: population.city (2021 count), Metro population, Five-year growth, Median household income, Transit commute share, Walk and cycle commute share
- Kelowna is now a shrinking city · Kelowna Daily Courier (citing BC Stats) · retrieved Supports: City population
- Table 35-10-0026-01 Crime severity index and weighted clearance rates, Canada, provinces, territories and Census Metropolitan Areas · Statistics Canada · retrieved Supports: Crime Severity Index, Crime trend
- Table 35-10-0177-01 Incident-based crime statistics, by detailed violations, Canada, provinces, territories, Census Metropolitan Areas and Canadian Forces Military Police · Statistics Canada · retrieved Supports: Violent crime rate, Property crime rate
- Table 35-10-0071-01 Number and rate of homicide victims, by Census Metropolitan Areas · Statistics Canada · retrieved Supports: Homicides
- Police-reported Crime Severity Index and crime rate, by census metropolitan area, 2025 (The Daily, table 4) · Statistics Canada · retrieved Supports: Crime Severity Index, Crime trend
- Crime falls in Metro Kelowna, but region still ranks 9th highest in Canada · Castanet · retrieved Supports: Crime trend
- Crime on the decline in Kelowna: Statistics Canada · Kelowna Capital News · retrieved Supports: Crime trend
- Canadian Climate Normals 1991-2020: KELOWNA (climate ID 1123939) · Environment and Climate Change Canada · retrieved Supports: January mean, July mean
- Canadian Climate Normals 1981-2010: KELOWNA A (climate ID 1123970) · Environment and Climate Change Canada · retrieved Supports: Annual precipitation, Annual snowfall, Sunshine hours
- August 2023: McDougall Creek wildfire causes devastation in West Kelowna · Kelowna Capital News · retrieved Supports: Climate hazards
- Kelowna's unemployment rate climbs for fifth straight month, worst in Canada · Kelowna Capital News · retrieved Supports: Unemployment rate
- Labour Force Survey, July 2026 · Statistics Canada, The Daily · retrieved Supports: Unemployment rate
- Okanagan Tech Sector Economic Impact Hits $4.98 Billion · Accelerate Okanagan · retrieved Supports: Main sectors, Labour market
- Economic profile: Kelowna, British Columbia · Immigration, Refugees and Citizenship Canada · retrieved Supports: Main sectors, Labour market
- BC 2026 & 2025 Tax Rates & Tax Brackets · TaxTips.ca · retrieved Supports: Top marginal income tax, Income tax on $100,000
- Transit service hours continue to increase as Kelowna sees record ridership · Castanet · retrieved Supports: Transit ridership
- Kelowna International Airport (YLW): Winter 2025/2026 Update · Tourism Kelowna · retrieved Supports: Airport passengers
- Kelowna International Airport welcomed 2.3 million passengers in 2025 · City of Kelowna · retrieved Supports: Airport passengers
- Pediatric unit at Kelowna hospital to close for at least 6 weeks amid doctor shortage · CBC News · retrieved Supports: Health care
- Kelowna General Hospital doctors warn of 'collapse' of primary maternity care coverage · CBC News · retrieved Supports: Health care
- UBC Okanagan kicks off milestone year with record domestic enrolment · UBC Okanagan News · retrieved Supports: Education
- Annual Estimates of the Resident Population for Incorporated Places in Texas: April 1, 2020 to July 1, 2025 (SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Character
- Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved Supports: City population, Five-year growth, Character
- Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved Supports: Metro population, Five-year growth
- Crime Data Explorer summarized agency data, Fort Worth Police Department (TX2201200): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, 2021-2025 · FBI · retrieved Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character
- Dallas sees drop in violent crime while Fort Worth sees increase in homicides · Spectrum News · retrieved Supports: Homicides, Crime trend
- After 'puzzling' spike in homicides, Fort Worth leaders look to new police chief · Fort Worth Star-Telegram (via Yahoo News) · retrieved Supports: Violent crime rate, Homicides
- Eddie Garcia marks one year as Fort Worth police chief, shares reasons behind city's drop in violent crime · WFAA (via Yahoo News) · retrieved Supports: Homicides, Crime trend
- US Climate Normals 1991-2020, station USW00013961 Fort Worth Meacham International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: January mean, July mean, Annual precipitation, Climate normals, Climate hazards, Character, January 45.8F, July 85.1F and August 85.2F from the monthly series, which carries no snowfall normal for this station, and annual mean 65.9F, precipitation 35.34 in and the counts of days at 90F and 100F and nights at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
- US Climate Normals 1991-2020, station USW00003927 Dallas Fort Worth International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved Supports: Annual snowfall, Climate normals, 1.6 in of snow, January 46.3F, July 85.7F, 37.01 in of precipitation, 20.3 days at 100F and 29.2 nights at freezing, the last three from dataset=normals-annualseasonal-1991-2020
- Global Historical Climatology Network daily summaries, Fort Worth Meacham International Airport (USW00013961), 1946-1953 and 1992-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, Character, 55 days at or above 100F in 2026 through 27 September, 72 in 2011, 64 in 2023 and 62 in 1998, 31 in a row from 3 August to 2 September 2026, 112F on 12 July 1998 and 4 September 2000, -2F on 16 February 2021 and 31 January 1949, 4.45 in on 21 August 2022 and 5.11 in on 22 August 2022, 11F on 25 January 2026
- Global Historical Climatology Network daily summaries, Dallas Fort Worth International Airport (USW00003927), 1953-2026 · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards, -2F on 16 February 2021, 5.0 in of snow on 14 and 17 February 2021, 2.4 in of snow and sleet on 24 and 25 January 2026
- Dallas/Fort Worth: Annual and Consecutive 100 Degree Days (last updated 22 September 2026) · National Weather Service, Fort Worth/Dallas · retrieved Supports: Climate hazards
- Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved Supports: Sunshine hours, Climate normals
- Mayfest Hailstorm, May 5, 1995 · National Weather Service, Fort Worth/Dallas · retrieved Supports: Climate hazards
- Cotality 2026 Report: Hail risk now rivals major hurricanes (2026 Severe Convective Storm Risk Report) · Cotality · retrieved Supports: Climate hazards
- March 28, 2000: 10th Anniversary, a review of the March 28, 2000 tornadoes affecting Fort Worth and Arlington (from NWS Storm Data) · National Weather Service, Fort Worth/Dallas · retrieved Supports: Climate hazards
- Damage Survey and Assessment of Fort Worth Tornado, 28 March 2000 · Texas Tech University Wind Science and Engineering Research Center · retrieved Supports: Climate hazards
- 2000 Fort Worth tornado outbreak · Wikipedia · retrieved Supports: Climate hazards
- Weather and Climate Billion-Dollar Disasters to affect the U.S. from 1980-2024 (events list) · NOAA National Centers for Environmental Information · retrieved Supports: Climate hazards
- Flood Protection · Tarrant Regional Water District · retrieved Supports: Climate hazards
- Panther Island bypass project moves forward after Trinity River dams, flood storage delays · Fort Worth Report · retrieved Supports: Climate hazards, Character
- 'Boom, here we're hit with it again.' How historic rains flooded homes and neighborhoods across Tarrant County · Fort Worth Report · retrieved Supports: Climate hazards
- February 2021 Winter Storm-Related Deaths, Texas (mortality surveillance report) · Texas Department of State Health Services · retrieved Supports: Climate hazards
- The Timeline and Events of the February 2021 Texas Electric Grid Blackouts · The University of Texas at Austin Energy Institute · retrieved Supports: Climate hazards
- ACS 2024 1-year tables B08301 and B19013 for Fort Worth city, Tarrant County and the Dallas-Fort Worth-Arlington MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Median household income, Transit commute share, Walk and cycle commute share, Character
- ACS 2024 1-year table B27001 (health insurance coverage) for the 50 states, DC, the US, Tarrant County, Fort Worth city and the Dallas-Fort Worth-Arlington MSA · Census Reporter API (US Census Bureau ACS) · retrieved Supports: Health care, Character
- Local Area Unemployment Statistics, Fort Worth-Arlington-Grapevine, TX Metropolitan Division (LAUDV482310400000003), the Dallas-Fort Worth-Arlington MSA (LAUMT481910000000003), Fort Worth city (LAUCT482700000000003), Tarrant County (LAUCN484390000000003) and the US rate (LNU04000000), not seasonally adjusted · US Bureau of Labor Statistics · retrieved Supports: Unemployment rate
- Current Employment Statistics, Fort Worth-Arlington-Grapevine, TX Metropolitan Division: total nonfarm (SMU48231040000000001, SMS48231040000000001), supersectors (SMU4823104xx00000001) and aerospace product and parts manufacturing (SMU48231043133640001) · US Bureau of Labor Statistics · retrieved Supports: Main sectors, Labour market
- Naval Air Station Joint Reserve Base Fort Worth (Texas military installations economic impact, 2025) · Texas Comptroller of Public Accounts · retrieved Supports: Main sectors, Labour market, Character
- AllianceTexas Drives $142.9 Billion in Economic Impact for North Texas · Hillwood · retrieved Supports: Main sectors, Labour market, Character
- United States Air Force Plant 4 (Lockheed Martin Aeronautics, F-35 production) · Wikipedia · retrieved Supports: Main sectors
- American Airlines (headquarters, DFW hub, employees) · Wikipedia · retrieved Supports: Main sectors, Labour market, Airport passengers
- BNSF Railway (headquarters, employees) · Wikipedia · retrieved Supports: Main sectors, Labour market
- Bell Textron (headquarters) · Wikipedia · retrieved Supports: Main sectors
- City Sales and Use Tax (city rate table) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax
- Transit Sales and Use Tax (Fort Worth MTA, effective April 1, 1984) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax, Transit ridership
- Special Purpose District Sales and Use Tax (Fort Worth Crime Control District, effective October 1, 1995) · Texas Comptroller of Public Accounts · retrieved Supports: Sales tax
- Texas Tax Rates & Rankings · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000, Tax notes, Character
- 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved Supports: Top marginal income tax, Income tax on $100,000
- Property Tax Exemptions · Texas Comptroller of Public Accounts · retrieved Supports: Tax notes
- Fort Worth passes $4.35B budget and property tax rate increase · Community Impact · retrieved Supports: Tax notes, Character
- Slightly lower property tax bills part of Fort Worth's $3.33B budget for 2027, leaders say · CBS Texas · retrieved Supports: Tax notes
- Fort Worth proposes property tax rate bump, cost cuts to close $94M shortfall for 2027 · Fort Worth Report · retrieved Supports: Tax notes, Character
- Trinity Metro (service area, members, services, fleet, citing the APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved Supports: Transit system, Transit ridership
- TEXRail (length, stations, opening, frequency, ridership, Medical District extension) · Wikipedia · retrieved Supports: Transit system, Transit ridership, Airport passengers
- Template:American transit ridership (APTA Transit Ridership Reports, Q4 2025 and Q2 2026) · Wikipedia · retrieved Supports: Transit ridership
- DFW Total Passengers, December 2025 (calendar year 2025 vs 2024) · Dallas Fort Worth International Airport · retrieved Supports: Airport passengers
- Fort Worth Meacham International Airport (ownership, general aviation, history) · Wikipedia · retrieved Supports: Airport passengers, Climate normals
- Status of State Medicaid Expansion Decisions · KFF · retrieved Supports: Health care
- A new era: JPS breaks ground on $1.5B hospital · Fort Worth Report · retrieved Supports: Health care
- JPS Health Network (Tarrant County Hospital District, John Peter Smith Hospital) · Wikipedia · retrieved Supports: Health care
- Cook Children's Medical Center · Wikipedia · retrieved Supports: Health care
- Texas Education Agency Appoints Board of Managers and Names New Superintendent to Lead Fort Worth ISD · Texas Education Agency · retrieved Supports: Education
- 'We failed our kids': New Fort Worth ISD board signals urgency as state takeover begins · Fort Worth Report · retrieved Supports: Education, Character
- As enrollment drops, FWISD to shift bilingual, special ed services closer to campuses · Fort Worth Report · retrieved Supports: Education, Character
- Fort Worth ISD board gives final approval to close 18 schools amid budget woes, enrollment decline · CBS Texas · retrieved Supports: Education
- Fort Worth, Texas (school districts serving the city, citing the 2020 Census school district reference map for Tarrant County; colleges and universities) · Wikipedia · retrieved Supports: Education
- Texas Christian University (fall 2025 enrollment, location, School of Medicine) · Wikipedia · retrieved Supports: Education, Health care
- July 2026 statistics: Association of Interior REALTORS® monthly news release · Association of Interior REALTORS® · retrieved Supports: Central Okanagan single-family benchmark of $1,072,400, up about 2.3% year over year, Central Okanagan townhouse benchmark of $709,500, down 2.4% year over year, Central Okanagan condominium benchmark of $490,700, down 2.0% year over year, 1,496 residential sales and 9,630 active listings across the association's region in July 2026
- Rental Market Survey: Kelowna (CY), average rent and vacancy by bedroom type, October 2025 · Canada Mortgage and Housing Corporation · retrieved Supports: City of Kelowna one-bedroom average rent of $1,600 with a 9.1% vacancy rate, City of Kelowna two-bedroom average rent of $2,132 with a 5.5% vacancy rate, City of Kelowna three-bedroom-plus average rent of $2,780, City of Kelowna overall purpose-built vacancy rate of 6.9% across 9,159 units, Kelowna CMA vacancy rate of 6.3%, and 7.5% in the Rutland survey zone
- Schedule 702: 2026 tax rates by municipality and property class · Province of British Columbia, Ministry of Municipal Affairs · retrieved Supports: Kelowna's 2026 Class 1 residential total rate of $4.7595 per $1,000 of taxable value, The municipal share of $2.9615, the school levy of $1.3110, the regional district levy of $0.2437 and the hospital levy of $0.2050
- Home owner grant · Province of British Columbia · retrieved Supports: The grant of up to $770 on an eligible principal residence outside the northern and rural area
- Premium information for homeowner and small rental loans · Canada Mortgage and Housing Corporation · retrieved Supports: Mortgage default insurance premium rates by loan-to-value
- Regulations amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations (SOR/2025-55) · Canada Gazette, Part II · retrieved Supports: The $1.5 million insured price cap, 30-year amortization for first-time buyers and new builds
- Minimum qualifying rate for uninsured mortgages · Office of the Superintendent of Financial Institutions · retrieved Supports: The qualifying rate of the contract rate plus two points, or 5.25%
- Interest rates charged for new and existing lending by chartered banks · Bank of Canada · retrieved Supports: The default mortgage rate of 4.34%, uninsured five-year-plus fixed, funds advanced May 2026
- Property transfer tax · Province of British Columbia · retrieved Supports: Transfer tax brackets, First-time buyer and new build exemptions
- Rent increases · Province of British Columbia · retrieved Supports: 2026 rent increase guideline of 2.3%
- NTREIS monthly MLS summary report, August 2026 · North Texas Real Estate Information System and the Texas Real Estate Research Center at Texas A&M University, via the MetroTex Association of REALTORS · retrieved Supports: A median single-family sale price of $327,000 in the City of Fort Worth in August 2026 on 805 sales, against $330,000 on 884 sales in August 2025, and an average of $377,572, A median townhouse sale price of $365,000 on 20 sales, against $319,990 on 21, and a median condominium sale price of $330,000 on 16 sales, against $260,000 on 11, 3,086 active single-family listings and 3.6 months of inventory in the City of Fort Worth, A median single-family lease of $2,195 a month on 470 leases, against $2,150 on 453 a year earlier, A median single-family sale price of $343,000 in Tarrant County on 1,736 sales, and $352,250 in the Fort Worth-Arlington-Grapevine metropolitan division, City figures by property type only, with no all-types median; report produced 7 September 2026
- Housing market reports · MetroTex Association of REALTORS · retrieved Supports: Monthly reports featuring data from the Texas A&M Real Estate Research Center, based on listings of properties physically located within the specified geographic areas
- Zillow Home Value Index, all homes, middle tier, smoothed and seasonally adjusted, by city · Zillow Research · retrieved Supports: A typical home value of $295,800 for the city of Fort Worth (region 18172) in August 2026, $301,195 in August 2025, so a fall of 1.8% over the year
- Zillow Home Value Index, single-family and condominium series, by city · Zillow Research · retrieved Supports: A typical single-family value of $296,280 in the city of Fort Worth in August 2026, against $301,707 a year earlier, down 1.8%, A typical condominium value of $243,575 in the same month, against $248,614, down 2.0%, from the condominium file at https://files.zillowstatic.com/research/public_csvs/zhvi/City_zhvi_uc_condo_tier_0.33_0.67_sm_sa_month.csv
- Fort Worth Rent Report, October 2026 · Apartment List · retrieved Supports: A median rent of $1,141 for a one-bedroom and $1,317 for a two-bedroom in the city of Fort Worth, and $1,336 across all bedroom sizes, Rents down 0.2% over September and down 1.7% over the past 12 months, against -2.1% for the state
- Apartments for rent in Fort Worth, TX: average rent · Apartment List · retrieved Supports: Average listed rents of $1,279 and up for a studio, $1,352 and up for one bedroom, $1,661 and up for two, and $2,066 and up for three or more
- FY 2026 fair market rents, Fort Worth-Arlington, TX HUD Metro FMR Area · United States Department of Housing and Urban Development · retrieved Supports: FY 2026 fair market rents of $1,473 for one bedroom, $1,723 for two and $2,273 for three, as gross rents including utilities, The FMR area as Johnson, Parker and Tarrant counties
- Zillow Observed Rent Index, all homes plus multifamily, smoothed, by city · Zillow Research · retrieved Supports: An observed rent index of $1,615 for the city of Fort Worth in August 2026, against $1,606 a year earlier, up 0.54%
- Rates and exemptions: 2025 tax rates per $100 valuation, and detail · Tarrant County Tax Assessor-Collector · retrieved Supports: 2025 rates per $100: Tarrant County 0.186200, City of Fort Worth 0.670000, Fort Worth ISD 1.029100, Keller ISD 1.085200, Tarrant County College 0.112280, JPS Health Network 0.165000, Tarrant Regional Water District 0.026500, Maintenance and debt splits: Tarrant County 0.173000 and 0.013200, City of Fort Worth 0.522500 and 0.147500, Fort Worth ISD 0.786900 and 0.242200, Keller ISD 0.755200 and 0.330000, Tarrant County College 0.096280 and 0.016000, JPS 0.155100 and 0.009900, water district 0.026500 and none, from https://entityportal.tarrantcountytx.gov/ratesExemptions.asp, Homestead exemptions of 20% (minimum $5,000) for Tarrant County, the City of Fort Worth and JPS Health Network, 1% (minimum $5,000) for Tarrant County College, none for the Tarrant Regional Water District, and $140,000 for Fort Worth ISD and Keller ISD, Eagle Mountain-Saginaw ISD at 1.245700, Crowley ISD at 1.255200 with a 10% local option, Emergency Service District 1 at 0.074348, Far North Fort Worth MUD at 1.000000 and Live Oak Creek MUD at 0.942000, Fort Worth public improvement district assessments per $100: PID 1 Downtown 0.125, PID 6 Park Glen 0.155 residential, PID 7 Heritage 0.145 residential, PID 11 Stockyards 0.12, PID 12 Chapel Hill 0.14, PID 14 Trinity Bluff 0.10, PID 15 Sun Valley 0.24, PID 19 Historic Camp Bowie 0.10, PID 20 East Lancaster Avenue 0.266, PID 21 Las Vegas Trail 0.10
- 2025 tax rates per $100 valuation for Tarrant County, last updated 8 October 2025 · Tarrant Appraisal District · retrieved Supports: The same 2025 rates and homestead exemptions for the county, the City, the hospital district, the college, the water district and every school district in the county, Northwest ISD at 1.0841 per $100 for 2025, No 2026 table yet: https://www.tad.org/content/rates/2026TaxRates.pdf returned not found, from https://www.tad.org/resources/rates
- Residential property data, 2026 appraisal roll · Tarrant Appraisal District · retrieved Supports: 255,731 single-family accounts inside the City of Fort Worth in Tarrant County, 121,356 of them in Fort Worth ISD, 33,569 in Eagle Mountain-Saginaw ISD and 32,861 in Keller ISD, 120,071 of the 121,356 City of Fort Worth and Fort Worth ISD single-family accounts carrying the Tarrant Regional Water District
- Tarrant water district lowers property tax rate, but cities will pay more for water use · Fort Worth Report · retrieved Supports: The water district's taxing district, established in 1949, is primarily in Fort Worth and funds operation and maintenance of the 27-mile Fort Worth Floodway
- Valuing property: limitation on residence homestead value increases · Texas Comptroller of Public Accounts · retrieved Supports: A residence homestead's appraised value may not rise more than 10% a year once the owner has qualified in the preceding and current year
- 2020 block assignment files, Texas: unified school districts and places · United States Census Bureau · retrieved Supports: Read with the 2020 redistricting file's block populations, at https://www2.census.gov/programs-surveys/decennial/2020/data/01-Redistricting_File--PL_94-171/Texas/tx2020.pl.zip, and the district names in https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2025_Gazetteer/2025_Gaz_unsd_national.zip, Of the City of Fort Worth's 918,915 residents in 2020: 473,224 in Fort Worth ISD, 119,281 in Keller ISD, 83,129 in Eagle Mountain-Saginaw ISD, 81,929 in Crowley ISD, 67,070 in Northwest ISD, 27,617 in Hurst-Euless-Bedford ISD, 17,470 in White Settlement ISD and 16,049 in Everman ISD, 473,224 of Fort Worth ISD's 519,747 residents inside the city
- 2025 Gazetteer files: places, Texas · United States Census Bureau · retrieved Supports: A land area of 352.011 square miles and a water area of 8.183 square miles for Fort Worth city
- Extraterritorial Jurisdiction (ETJ) · City of Fort Worth Development Services · retrieved Supports: The ETJ as the unincorporated land within five miles of the city limits, where the City can regulate some activities, Water control and improvement districts, fresh water supply districts and municipal utility districts in the ETJ, under the City's MUD policy of 2005
- Extraterritorial Jurisdiction (ETJ) layer, City of Fort Worth open data boundaries · City of Fort Worth · retrieved Supports: The ETJ's polygons summing to 164,965 acres, about 258 square miles, with the latest edit dated 1 September 2026
- Public Improvement Districts (PIDs) · City of Fort Worth · retrieved Supports: Fifteen districts listed: 1 Downtown, 6 Park Glen, 7 Heritage, 11 Stockyards, 12 Chapel Hill, 14 Trinity Bluff, 15 Sun Valley, 16 Walsh Ranch/Quail Valley, 17 Rock Creek Ranch, 18 Tourism, 19 Historic Camp Bowie, 20 East Lancaster Avenue, 21 Las Vegas Trail, 22 Veale Ranch and 23 Panther Island, PIDs 16 and 17, formed in 2016, supporting streets, drainage, water, sewer and other infrastructure; PID 22 Veale Ranch established in 2023 for a 60-year term; PID 23 established in 2026
- Fort Worth Public Improvement District No. 16 (Walsh Ranch/Quail Valley): annual service plan update, fiscal year 2027, 25 August 2026 · City of Fort Worth and MuniCap · retrieved Supports: Fiscal 2027 annual installments per lot in Improvement Area 1 of $482.14 for a 35-foot lot, $597.93 for 50 feet, $737.46 for 60 feet, $940.24 for 70 feet and $1,558.83 for a custom lot, Assessments bearing interest at the rate on the district's bonds, 4.63%, repaid over twenty annual installments, eighteen of them outstanding
- Central City · Tarrant Regional Water District · retrieved Supports: The rerouting of a section of the Trinity River due north of downtown, with flood water storage at Gateway Park, The Army Corps of Engineers building the bypass channel, three isolation gates, a dam, a pump station and ten flood water storage areas; the water district, the City and the state building the rest
- Army Corps awards contract for first half of major $1.2B Fort Worth flood control, development project · Tarrant Regional Water District, republishing WFAA of 24 September 2026 · retrieved Supports: A $169,431,703 contract with Walsh Construction Company for the north bypass channel, An 800-acre island, and 2,400 acres of land protected from flooding
- $403M coming to Panther Island · Tarrant Regional Water District, republishing the Fort Worth Star-Telegram of 19 January 2022 · retrieved Supports: A 1.5-mile bypass channel connecting the Clear and West Forks of the Trinity River north of downtown Fort Worth
- Gas Wells and Gas Compressor/Well Pad Sites layers, planning and development map service · City of Fort Worth · retrieved Supports: 2,351 gas wells, 1,955 of them producing, 287 abandoned, 84 water disposal, 13 permitted and 12 applying, in a layer last edited in December 2025, 529 gas compressor and well pad sites, from layer 9
- Gas well drilling · City of Fort Worth Development Services · retrieved Supports: The Barnett Shale as a natural gas reserve under a 15-county area, about 1.5 miles below the surface, No well drilled closer than 600 feet to a residence, religious institution, public building, hospital, school or public park without a waiver from the protected use owners or City Council approval
- Garbage service · City of Fort Worth Environmental Services · retrieved Supports: Monthly rates of $13.75, $19.50 and $25.75 for the 32-, 64- and 96-gallon garbage cart, shown as effective 1 January 2024, Solid waste fees billed on the Fort Worth water bill as a sanitation fee, with recycling and yard waste collected at no additional charge
- Stormwater utility fee · City of Fort Worth · retrieved Supports: Residential rates from 1 January 2026 of $3.65 a month up to 1,300 square feet of hard surface, $7.29 to 2,475, $10.94 to 3,394 and $14.58 above it, on the monthly water bill
- Primary Mortgage Market Survey, 24 September 2026 · Freddie Mac · retrieved Supports: A 30-year fixed-rate mortgage averaging 7.03%, up from 6.95% the week before and 6.30% a year earlier
- Texas homeowners insurance market overview · Texas Department of Insurance · retrieved Supports: A statewide average homeowners premium of $3,489 a year for 2025, Hail as the largest cause of paid homeowners losses, $4.93 billion in 2024 against $2.21 billion for wind
- How much is homeowners insurance in Fort Worth, TX? · Insure.com · retrieved Supports: An average Fort Worth premium of $4,290 a year for $300,000 of dwelling cover, $100,000 of liability and a $1,000 deductible, updated 27 May 2026, An average of $3,342 a year for $200,000 of dwelling cover
- Texas homeowners insurance · NerdWallet · retrieved Supports: An average Fort Worth premium of $5,600 a year for $500,000 of dwelling cover, $300,000 of liability and a $1,000 deductible, updated 20 February 2026
- Renters insurance in Texas · NerdWallet · retrieved Supports: An average Fort Worth renters premium of $167 a year, $14 a month, for $30,000 of personal property, updated 23 September 2026
- Monthly homeowners' association and condominium fee, tables B25142 and B25143, 2024 American Community Survey 1-year estimates, Fort Worth city · United States Census Bureau, via the Census Reporter API · retrieved Supports: A median monthly association fee of $55 among Fort Worth owner-occupied units that pay one, 85,299 of 210,450 owner-occupied units, or 40.5%, paying such a fee, and 7,153 paying $500 or more a month
- Homebuyer Assistance Program (HAP) · City of Fort Worth Neighborhood Services · retrieved Supports: Up to $25,000 of interest-free assistance toward the down payment and closing costs, as a forgivable loan: forgiven after ten years in the home, or after five on $14,999 or less, Income limits updated July 2026 of $61,800 for one person to $88,250 for four, First-time buyers, or anyone who has not owned a home in three years; an eight-hour homebuyer class; a contribution of $1,000 or 2% of the price, whichever is less; a home inside the city limits; a sales price no more than 95% of the area median, under the HOME rules