City comparison · 4,277 km apart · two countries, two currencies

Kelowna vs Hialeah: which should you move to?

Kelowna or Hialeah? Housing, rent, crime, climate, income, taxes and transit, side by side, from each city's own published figures. Written for someone deciding where to live, not for a ranking.

Kelowna from Knox Mountain
British Columbia · Canada

Kelowna

Photograph: Kelowna from Knox Mountain · Gladgan · CC BY-SA 4.0 · source
The clubhouse at Hialeah Park
Florida · United States

Hialeah

Photograph: The clubhouse at Hialeah Park · Phillip Pessar · CC BY 2.0 · source
The short answer

The two housing bills are in different currencies, and held against local pay they are about level, and both heavy. Mortgage, property tax and insurance come to about $5,262 CAD a month on Kelowna's single-family benchmark, roughly 74% of the metro's 2020 median household income, and about $3,425 USD on Zillow's typical value for the City of Hialeah, roughly 72% of the city's 2024 median, on houses that cost 12.6 and about 7.8 times those incomes. The weight sits in different places: Kelowna's in the price and in income tax, about $20,500 CAD of $100,000, and Hialeah's in a 6.67% mortgage, a property tax of about 1.69% of value and a $505 a month homeowners policy that excludes flood, in a city where about two in five residents live in a mapped flood zone. Renting favors Kelowna, about 30% of median income against about 50%. Both lost residents in their latest year, and homicide is rare in both, 4 in the Kelowna metro in 2025 at 1.58 per 100,000 and 3 in Hialeah at about 1.3. They part on work: Kelowna's metro unemployment was 9.3% in July 2026, the highest in Canada, against 3.7% across the Miami metro, the lowest of the Florida cities this site compares. Choose Kelowna if your income or equity comes with you and you want a dry 20.0 C July on a lake and coverage that comes with residency. Choose Hialeah for work inside a metro of 6.4 million and a 19.7 C January, if you will carry a flood policy as well as wind and are at home where nine in ten residents speak Spanish.


Kelowna prices are in CAD and Hialeah prices are in USD. The tables leave them in their own currency and compare ratios and rates instead; a conversion would be stale by the time you read it.

Population
MeasureKelownaHialeahAdvantage
City population166,278 (2026)230,968 (2025)Not directly comparable
Metro population222,162 (2021)6,391,072 (2025)Not directly comparable
Five-year growth
Growth is pressure on rents and roads as much as it is opportunity, so it is reported without a winner.
13.5% (2016-2021)3.5% (2020-2025)Not directly comparable
01: Housing

What a home costs in each

The figures the two cities' rent-versus-buy and mortgage calculators run on, read from the same tables.

Housing costs
MeasureKelownaHialeahAdvantage
Benchmark home price
MLS® HPI or equivalent benchmark. Lower is treated as the advantage, which is the buyer's view rather than the owner's.
$1,072,400 (July 2026)$445,331 (June 2026)Not directly comparable
Detached house benchmark
Kelowna and Hialeah publish a single house index rather than a composite, so the two rows repeat.
$1,072,400$445,331Not directly comparable
Apartment or condominium benchmark$490,700Not publishedNot directly comparable
Two-bedroom rent$2,132/mo (average, October 2025)$2,374/mo (median, June 2026)Not directly comparable
One-bedroom rent$1,600/mo$2,042/moNot directly comparable
Two-bedroom rent against median income
A year of two-bedroom rent as a share of the median household income below. A household paying the median rent out of the median income is a fiction, but it is the same fiction in both columns and it crosses currencies.
30.1% of a year's income49.8% of a year's incomeKelowna
Mortgage payment on the benchmark, 20% down
25 years in Kelowna against 30 in Hialeah, each compounding the way its own country's lenders do. The rates are not a spread you can shop: they are what each market charges.
$4,672/mo at 4.34%$2,292/mo at 6.67%Not directly comparable
Price to household income
Benchmark price divided by the median household income below. A ratio is comparable across currencies; the dollars are not.
12.6×7.8×Hialeah
Property tax on the benchmark home
The effective rate on market value, which is what the two rates have in common and what the Advantage column is decided on; the bills are in each city's own dollars.
$5,104/yr (0.476%, 2026)$7,534/yr (1.692%, 2025)Kelowna
Transfer tax on the benchmark home
Compared as a share of the price. Where the seller pays it, it is a cost of leaving rather than arriving.
$19,448 (buyer pays)$2,672 (seller pays)Hialeah
Rent control
A cap protects a sitting tenant and does nothing for the next lease, so neither column is simply better.
2.3% guideline (2026)Forbidden by state lawNot directly comparable

Kelowna: The 2026 Class 1 residential total of $4.7595 per $1,000 of taxable value: municipal $2.9615 plus the regional district, hospital, school, BC Assessment and MFA levies, before the Home Owner Grant, and before parcel taxes and utility user fees. Hialeah: About 1.69% of what you pay for the house, which is lower than the 18.6468 mills charged here, and the difference is Florida's homestead exemption rather than any assessment lag. The state assesses at full market value and a purchase resets the assessment to the price. What there is instead is an exemption: $25,000 of taxable value comes off for every taxing authority and a second slice comes off for all of them except the school district, which levies 6.4990 of the 18.6468. That second slice was $25,000 through the 2024 tax roll and has been adjusted for inflation every 1 January since, under the 2024 amendment to Article VII section 6 of the state constitution, so it is now somewhat more than $25,000. The figures here use the base amount, because the Department of Revenue sends the adjusted figure to the county property appraisers rather than publishing it. The difference is worth a few dollars a year on a bill, and the county property appraiser can tell you the amount in force. A homesteaded buyer's first-year bill is therefore about $7,534 on the $445,331 typical home value here. Hialeah runs its own fire department, so it pays none of the county's 2.3965-mill Fire Rescue district levy. One of only five municipalities in Miami-Dade in that position, and worth more than most municipal rates on this table. The exemption is not automatic: you file for it with the Miami-Dade Property Appraiser by 1 March of the year after you buy. The seller's tax bill is not a guide to yours. Save Our Homes caps a homesteaded property's assessed value at 3% growth a year, and that cap resets to full market value the January after the sale, so a long-tenured owner can be taxed on a fraction of what you will be taxed on for the same house. Ask the property appraiser what the assessment would be at your purchase price, not what the current bill is.

02: Crime and safety

How safe each city is, by the numbers it publishes

Police-reported figures for the most recent year each force or statistics agency has released. Rates describe a whole city or metro area, and the spread between neighbourhoods inside one city is usually wider than the gap between the two cities.

Crime
MeasureKelownaHialeahAdvantage
Crime Severity Index
Statistics Canada's weighted index for the metropolitan area, where 100 is Canada in 2006. American cities have no equivalent series.
103.7 (2025)Not publishedNot directly comparable
Violent crime per 100,000
Canada counts every violent Criminal Code incident; the FBI counts four offences. The Canadian figure is always the larger one for that reason alone.
1,872 (2025)178 (2025)Not directly comparable
Property crime per 100,0004,749 (2025)1,417 (2025)Not directly comparable
Homicides
Counts, not rates, and a single year in a small city moves a long way on chance alone. What each figure covers is under the table.
4 (2025)3 (2025)Not directly comparable
Kelowna

The Kelowna CMA's Crime Severity Index has fallen four years running, from 126.03 in 2022 to 119.56 in 2023, 107.49 in 2024 and 103.68 in 2025, and its rank among CMAs dropped from second in 2022 to ninth in 2025. Most of the decline is in non-violent crime (128.98 in 2021 to 105.25 in 2025); the violent index has barely moved (104.48 to 101.94), and a May 2026 City of Kelowna citizen survey found one in four residents feel unsafe.

What the rates cover: Police-reported total violent Criminal Code violations per 100,000, Kelowna CMA, table 35-10-0177-01. 2024: 1,897.16; 2021: 1,947.46.

Homicides: Kelowna CMA homicide victims, table 35-10-0071-01, rate 1.58 per 100,000. 2024: 2 (0.80); 2023: 5 (2.04); 2022: 8 (3.36).

Hialeah

Down for violent crime, and down for property crime by less than the FBI's totals suggest. On the FBI CDE's counts violent offenses went from 474 in 2022 to 431 in 2023, 415 in 2024 and 412 in 2025, about 210, 187, 178 and 178 per 100,000 on each year's Vintage 2025 population, and January to July 2026 brought 192 against 246 in the same months of 2025, a fall of 22%, mostly in aggravated assaults (165 against 214). Robberies halved, from 66 in 2022 to 31 in 2025. The CDE's property totals fell from 4,329 in 2022 to 3,273 in 2025, but about 500 of that fall is motor vehicle thefts the FBI's series stopped carrying in October 2023; without them property offenses went from 3,801 in 2022 to 3,621 in 2023, 3,610 in 2024 and 3,266 in 2025, a fall of 14% over three years, with larceny down from 3,565 to 3,018. FDLE's file, which kept counting car thefts, has them falling too, from 541 in 2022 and 566 in 2023 to 488 in 2024 and 337 in 2025. January to July 2026 property offenses (1,969) were level with 2025 (1,962). The CDE counts were read on 2 October 2026 from a feed last refreshed on 15 September 2026, whose August 2026 property count (139, about half a normal month) and September figures (none) are incomplete and are not used.

What the rates cover: Computed: 412 violent offenses (murder, rape, robbery and aggravated assault) in the FBI Crime Data Explorer's summarized data for the Hialeah Police Department (ORI FL0130400) in calendar 2025, divided by the 230,968 Vintage 2025 estimate for July 2025; on the CDE's own agency population of 238,769 the rate is 173. The department has reported to the FBI through the incident-based system since January 2021 and the CDE has every month from then to August 2026. 2025 is the year the Miami, Tampa, Jacksonville, Port St. Lucie and St. Petersburg profiles use. That is half Miami's 359, below Tampa's 376, St. Petersburg's 502 and Jacksonville's 514, and above Port St. Lucie's 130 and Cape Coral's 122 for 2023. Aggravated assault is 356 of the 412. The Florida Department of Law Enforcement's incident-based (FIBRS) file, which feeds the FBI and counts somewhat more broadly (its forcible sex offenses include fondling), has 432 violent offenses for the department in 2025, about 187 per 100,000.

Homicides: 3 murders and nonnegligent manslaughters in 2025 in the FBI CDE, about 1.3 per 100,000 on the city population; FDLE's file also has 3. The CDE series is 12 in 2021, 6 in 2022, 6 in 2023, 2 in 2024, 3 in 2025 and 2 in January to August 2026. Miami had 26 in 2025, Tampa 17, St. Petersburg 9 and Port St. Lucie 4.

03: Climate

Winters, summers and what the weather can do to a house

Climate normals
MeasureKelownaHialeahAdvantage
January mean-2.6 °C19.7 °CNot directly comparable
July mean20.0 °C28.5 °CNot directly comparable
Precipitation a year387 mm1,852 mmNot directly comparable
Snowfall a year89 cm0 cmNot directly comparable
Sunshine a year1,949 hours3,154 hoursHialeah
Kelowna

Temperatures are Environment Canada 1991-2020 normals for the composite KELOWNA station (climate ID 1123939, airport site at 49 57 N 119 22 W, 433 m). The 1991-2020 tables for that station publish precipitation only for September, so precipitation, snowfall and sunshine are the 1981-2010 normals for KELOWNA A (climate ID 1123970). Summers are dry and hot (20.0 C July mean), winters cloudy and mild for the interior.

Hazards: Wildfire and summer smoke are the defining hazard: the August 2023 McDougall Creek fire jumped Okanagan Lake, put about 35,000 people under evacuation order, destroyed or damaged 189 structures and caused about $480 million in insured losses; most summers bring days of smoke from fires elsewhere in the interior. Spring freshet flooding along Okanagan Lake and Mill Creek (2017) and heat (June 2021 heat dome) are the others.

Hialeah

NOAA NCEI 1991-2020 normals for the Hialeah cooperative station (USC00083909), about 3.8 miles south-southeast of the city's center and about half a mile outside its southern limit. It is used rather than Miami International Airport (USW00012839), 5.5 miles south, because it is closer and has a complete set of 1991-2020 monthly and annual normals for temperature, precipitation and snowfall. Its temperature normals rest on 27 to 29 years of the 30 and meet NCEI's standard completeness in every month; five months of its precipitation normals (April and July to October) are flagged representative, from 21 to 23 years, while the airport's precipitation rests on all 30. The nearer Opa-locka airport (USW00012882, 2.9 miles) has no snowfall normal and only 18 to 23 years in any element. January mean 67.4F, July mean 83.3F, annual mean 76.6F, 72.93 in of precipitation and 0.0 in of snow. August is the warmest month at 83.5F, with a mean high of 90.1F; January's mean low is 59.1F. September (11.53 in) and June (11.45 in) are the wettest months, June through September bring 40.88 in, 56% of the year, and May through October 76%; January (2.03 in) is the driest. The normals count 91.0 days a year at 90F or above, 0.2 at 100F and none at or below freezing. Converted here to 19.7 C, 28.5 C, 1,852 mm and 0 cm. Miami International, whose normals the Miami profile stores, is a little warmer and drier: 68.6F in January, 84.1F in July and 67.41 in a year, with 91.4 days at 90F. Hialeah's January is the second warmest of the Florida cities this site compares after Miami's, and its rain is the most of any of them. Sunshine is Miami's: the normals carry none, and the 3,154 hours stored here, 70% of possible with 74 clear days, are Current Results' figure for Miami from NCDC's 1961-1990 Comparative Climatic Data, the source of the other US profiles' sunshine hours; Current Results lists no Hialeah station.

Hazards: Hurricanes, rain flooding and heat. The last hurricane to bring hurricane-force gusts was Irma, which came ashore at Cudjoe Key and then Marco Island on 10 September 2017, well to the southwest: nearly every inland station in the Miami-Dade and Broward metro area reported sustained winds just below hurricane force, Opa-locka Airport, 2.9 miles north of the city's center, recorded 56 kt (64 mph) sustained with a gust of 74 kt (85 mph), Miami International a gust of 63 kt (72 mph), and about 1,000 homes in Miami-Dade had major damage (National Hurricane Center). That 72 mph gust is the airport's strongest since 2010, and it had 5.18 in of rain that day. Rain is the more frequent problem in a flat, low city: the airport's wettest day since 2010 was 9.70 in on 22 May 2012, and it had 7.53 in on 15 November 2023 and 6.25 in on 12 June 2024. FEMA's flood map puts City Hall in zone AH, a special flood hazard area for shallow ponding, with a base flood elevation of 8 ft (panel 12086C0284L, effective 11 September 2009), so flood insurance can be a lender's requirement well inland from the coast. Heat: 91.0 days a year at 90F or above on the Hialeah normals; the airport recorded 139 such days in 2023, the most since 2010, and 115 in 2026 through 29 September, and reached 100F (37.8 C) on 18 August 2026, its only reading that high since 2010. Cold is brief: the airport's lowest reading since 2010 is 35F, on 10 January 2010 and again on 1 February 2026, and the normals count no nights at or below freezing.

04: Income, jobs and taxes

What people earn and what the government takes

Income and taxes
MeasureKelownaHialeahAdvantage
Median household income$85,000 CAD (2020)$57,151 USD (2024)Not directly comparable
Unemployment rate
Statistics Canada and the Bureau of Labor Statistics define unemployment slightly differently; the Canadian measure runs about a point higher on the same labour market.
9.3% (July 2026)3.7% (July 2026)Not directly comparable
Sales tax12%7%Hialeah
Top marginal income tax
Federal plus provincial or state. The American figure leaves out payroll taxes and the cost of health insurance, both of which a Canadian household covers through the tax it pays here.
53.5%37%Hialeah
Income tax on $100,000, single filer
Computed from each jurisdiction's brackets at a single filer's $100,000 and rounded to the dollar, so a gap of a dollar is rounding rather than tax. Two cities in one province or state are shown as Even, because there the two cells describe the same tax and whatever separates them is method.
$20,500 CAD$13,449 USDNot directly comparable
Kelowna

Health care, retail and construction together account for about 41% of regional jobs, and tourism output reached $2.4 billion with 12,630 jobs in 2022. The Okanagan tech sector counted 787 companies and 32,645 jobs with a $4.98 billion economic impact in 2023 (Accelerate Okanagan/KPMG), but the CMA has carried the highest unemployment rate in Canada through spring and summer 2026 as the labour force has grown faster than jobs.

Main sectors: Health care and social assistance, Retail trade, Construction and real estate, Tourism and hospitality, Technology.

BC also levies a speculation and vacancy tax and an additional property transfer tax for foreign buyers in the Central Okanagan; MSP premiums were abolished in 2020, replaced by an employer health tax.

Hialeah

BLS counted 1,349,400 nonfarm jobs in the Miami-Miami Beach-Kendall metropolitan division, which is Miami-Dade County, in August 2026 (not seasonally adjusted, preliminary), up 6,200 or 0.5% on the year. Professional and business services (+5,300, or 2.5%, to 221,300), private education and health services (+4,600, or 2.0%, to 229,600), leisure and hospitality (+2,900, or 1.9%, to 153,400) and wholesale trade (+1,500, or 1.8%, to 82,800) added the most, while financial activities lost 5,100 (-5.0%, to 96,700), government 1,100 and transportation, warehousing and utilities 1,000. Trade, transportation and utilities is the largest supersector at 324,900, 24% of the county's jobs. The City's 2025 financial report lists its ten principal employers, led by Palmetto General Hospital (1,635), the City (1,492), UPS (1,119) and Hialeah Hospital (1,032), at 8,995 jobs, 7.8% of employment in the city on the City's count; six of the ten carry exactly the headcount they had in 2016, so the list has not been recounted for most of them. Most residents work elsewhere in the county: 61.8% of the city's workers (74,100 of 119,984) worked outside Hialeah in 2024, but only 9.8% (11,754) outside Miami-Dade. 13.2% worked from home, and the mean commute for the rest was 30 minutes, with 11.4% spending an hour or more (ACS 2024 1-year, B08007, B08008, B08013, B08101 and B08303).

Main sectors: Health care: Palmetto General Hospital (1,635 staff) is the city's largest employer, and Hialeah Hospital (1,032), Larkin Community Hospital's Palm Springs campus (683) and La Colonia Medical Centers (527) are also among its ten largest, in a county sector (private education and health services, 229,600 jobs) that added 4,600 jobs over the year, Shipping, wholesale and warehousing: United Parcel Service (1,119) is the third-largest employer, in a city beside Miami International Airport; Miami-Dade's wholesale trade employs 82,800 and its transportation, warehousing and utilities 98,400, Groceries and retail: Publix (771), Fresco y Más (741) and Sedano's (545) among the ten largest employers, the many independent shops and supermarkets on the main streets that Wikipedia describes, and Westland Mall, in a county with 143,700 retail jobs, City government: the City of Hialeah (1,492, down from 1,755 in 2016), which runs its own police, fire department, library and free bus service, Light industry: the garment and manufacturing plants that made Hialeah an industrial city in the 1970s and 1980s have mostly gone, replaced in part by electronics and technology businesses (Wikipedia); Miami-Dade's manufacturing employs 46,800, 3.5% of its jobs.

Property tax is the local levy that matters. Tax Foundation puts Florida's effective property tax rate on owner-occupied homes at 0.78%, and a homestead exemption takes as much as $50,000 off a permanent residence's taxable value and brings the Save Our Homes limit on how fast its assessment can rise (Florida Department of Revenue). A property in the City of Hialeah (Miami-Dade millage code 0400) paid 18.6468 mills for 2025 on the Miami-Dade Property Appraiser's adopted chart, down from 18.6638 in 2024: the City's own 6.3018 plus the 12.3450 of school, county and regional levies every municipality in the county pays. Hialeah runs its own fire department and its own library, so it pays neither the county Fire Rescue district's 2.3965 mills nor the library district's 0.2812. The City has held its rate at 6.3018 for at least ten years while taxable value rose 11.0% in fiscal 2025 to $22.2 billion (City of Hialeah financial report), and the appraiser's proposed 2026 table keeps it there, for a total of 18.6134. Miami-Dade is also the one Florida county with its own deed tax: 60 cents per $100 rather than the statewide 70, plus a 45-cent surtax that is not due on a transfer of a single-family dwelling only (Florida Department of Revenue), so a house at Hialeah's typical value of $445,331 carries about $2,672 and a condominium or duplex at the same price about $4,676, the seller's by convention. Zillow's typical home value for the city was $445,331 in June 2026, down 1.5% on the year, and its observed rent $2,374; the bills, insurance and flood exposure that follow belong to the housing layer.

05: Getting around

Whether you need a car

Transit
MeasureKelownaHialeahAdvantage
SystemKelowna Regional Transit System (BC Transit, operated with the City of Kelowna, West Kelowna, Lake Country, Peachland and the regional district)Miami-Dade County's Department of Transportation and Public Works runs Metrobus across the city and Metrorail's Green Line, which stops at Okeechobee and Hialeah stations inside the city and at the Tri-Rail and Metrorail Transfer Station on its southern edge; Tri-Rail, the commuter railroad to Fort Lauderdale and West Palm Beach, stops at the transfer station and at Hialeah Market (Wikipedia). The City runs its own free bus service, Hialeah Transit, which in 2023 ran two routes, Flamingo and Marlin, with a free on-demand service through the Freebee app from 7 a.m. to 7 p.m. on weekdays and 3 p.m. to 9 p.m. on weekends, most of its cost covered by a county half-penny tax (NBC 6 South Florida). By road the city is bounded or crossed by Interstate 75, the Palmetto Expressway (State Road 826), the Homestead Extension of Florida's Turnpike, Okeechobee Road (US 27) and the Gratigny Parkway (Wikipedia).Not directly comparable
Commute by public transit4.0% (2021)1.4% (2024)Kelowna
Walk or cycle to work9.1% (2021)2.3% (2024)Kelowna
AirportKelowna International Airport (YLW), city-owned; 2,315,432 passengers in 2025, up 8.5% on 2.13 million in 2024, ninth busiest airport in Canada.Miami International Airport (MIA), about 5.4 miles south of the city's center, handled 55,314,661 passengers in 2025, 1.1% below 2024's record 55,926,566 (Wikipedia, from the airport's traffic reports). Tri-Rail, from the Tri-Rail and Metrorail Transfer Station on the city's southern edge, connects the city to it and north to West Palm Beach (Wikipedia).Not directly comparable
Kelowna

6.45 million rides in 2024 (up 330,000 on 2023), forecast 6.6 million for 2025 on about 219,000 service hours; more than 15,000 additional hours started January 2026 and another 12,380 are approved for 2027.

Hialeah

Miami-Dade's transit system carried 81,459,917 unlinked trips in 2025 on the National Transit Database's monthly ridership file (Federal Transit Administration): 55.6 million on Metrobus, 15.0 million on Metrorail, 7.8 million on the Metromover downtown, 290,161 on its new bus rapid transit and the rest on demand-response, vanpool and commuter bus service. That is 20% below the 102.1 million of 2019 and 4.3% below 2024's 85.2 million, and January to August 2026 ran 1.3% below the same months of 2025. The Miami profile's 80.8 million is APTA's count for the same year. Tri-Rail carried 4,552,250 commuter rail trips in 2025, level with 2024 and above 2019's 4,495,039 (same file). The City's own buses do not report monthly to the NTD; in October 2023 its transit manager put them at almost 30,000 riders a month, 11,000 of them on the on-demand service (NBC 6 South Florida).

06: Daily life

Health care, schools and what each city is like

Kelowna

Health care

Care is publicly funded through the BC Medical Services Plan (no premiums since 2020) and delivered by Interior Health; Kelowna General Hospital is the interior's tertiary referral hospital with cardiac surgery and cancer care on site (BC Cancer Kelowna). Access is the problem rather than cost: KGH closed its pediatric unit for at least six weeks in May 2025 and curtailed neurology in January 2026 for lack of specialists, obstetricians warned of a collapse in primary maternity coverage, and finding a family doctor typically means a long wait on the provincial Health Connect Registry.

Education

UBC Okanagan (opened 2005, now roughly 12,000 students, with a record domestic intake of more than 3,000 new students in September 2025) and Okanagan College (about 5,200 FTE students across the valley) are the post-secondary anchors. Public schooling is School District 23 Central Okanagan, one of BC's fastest-growing districts, with French immersion and a few independent schools; there is no magnet or charter system.

Living there

Kelowna is a lake-and-orchard city of about 166,000 stretched along the east shore of Okanagan Lake, with a compact downtown, sprawling hillside subdivisions and a single bridge to West Kelowna that jams every afternoon. Summers are hot and dry and built around the beach, boats and the wineries; they also come with wildfire smoke, and the 2023 McDougall Creek fire is still a fresh memory. Housing costs are high for local wages, the unemployment rate led the country in 2026, and crime severity, though falling since 2022, is still well above the national figure.

Hialeah

Health care

Care is paid for through employer or marketplace insurance, Medicare and Medicaid, and Florida is one of the ten states that have not expanded Medicaid under the Affordable Care Act (KFF). The City of Hialeah's uninsured rate was 15.1% in 2024 (35,490 of 234,398, ACS 2024 1-year), above Miami-Dade's 12.4%, Florida's 10.9% and the national 8.2%. The city has two acute care hospitals, Hialeah Hospital and Palmetto General Hospital, which Steward Health Care bought from Tenet in August 2021 and lost in its bankruptcy: a court approved their sale to Healthcare Systems of America on 25 October 2024, and Hialeah Hospital is now owned by Medical Properties Trust and operated by that company (Wikipedia). Palmetto General is the city's largest employer (1,635 staff) and Hialeah Hospital its fourth (1,032), with Larkin Community Hospital's Palm Springs campus (683) and La Colonia Medical Centers (527) also among the ten largest (City of Hialeah). Wikipedia gives Hialeah Hospital 378 beds from the hospital's own site of 2015; this file did not verify a current bed count for either hospital, or a wait time figure for primary or specialist care.

Education

Miami-Dade County Public Schools runs the city's public schools. The district counted 18,910 fewer students on the first days of 2026-27 than at the end of 2025-26, a first-day snapshot it says the October count will refine, with private school vouchers, the cost of living and immigration enforcement among the reasons given; it had already closed or consolidated nine schools, and the 27 more it has put under review or reassessment do not include any named in Hialeah (WLRN; CBS News Miami). Wikipedia's list of the schools serving the city includes Hialeah Senior High, Hialeah-Miami Lakes Senior High and Westland Hialeah Senior High, with the José Martí MAST 6-12 magnet academy and the City of Hialeah Educational Academy, a charter school (Wikipedia). Miami Dade College has had a Hialeah campus since 1980. The City runs its own public library system, founded in 1924, a year before the city was incorporated, and outside the county's library district, which is why the county library levy does not appear on Hialeah tax bills (Wikipedia; Miami-Dade Property Appraiser).

Living there

Hialeah is the most Cuban city in the United States. It was laid out in 1921 by the aviator Glenn Curtiss and the cattleman James Bright on a prairie between Biscayne Bay and the Everglades, incorporated in 1925, the year Hialeah Park's racetrack opened, and became a working-class city after 1959 as successive waves of Cuban exiles settled there (Wikipedia). On the ACS 2024 1-year estimates 95.3% of its people are Hispanic, 72.7% are of Cuban origin and 77.1% were born outside the United States, against 55.3% for Miami-Dade; 91.9% speak Spanish at home and 59.5% speak English less than very well (2020-2024 5-year). It is dense, about 10,700 people per square mile of land, and one of the few places in the county with a street grid numbered separately from Miami's. It has the second-lowest household income of the Florida cities this site compares ($57,151, above only Tallahassee's) and, after Miami and Orlando, the lowest share of owners (42.8%), but its unemployment is low (2.3% in July 2026) and most of its workers have jobs inside Miami-Dade. It is also older than its reputation, with a median age of 46.0. It barely grew from 2020 to 2025 (3.5%) and lost people in the last year, as Miami-Dade did. Violent crime in 2025 was 178 per 100,000, half Miami's, with three homicides. Its own government does more than most: it runs its fire department, its library and free buses, and its property tax rate has not moved from 6.3018 mills in a decade.

07: The trade-offs

Where each city wins, and where it loses

Kelowna's figures are in Canadian dollars and Hialeah's in US dollars. Kelowna's single-family benchmark for the Central Okanagan was $1,072,400 CAD in July 2026, 2.3% above a year earlier. Hialeah's figure is Zillow's typical home value for the city across all homes, $445,331 USD in June 2026, 1.5% below a year earlier, which is the city's row in this site's Miami-Dade table; it is an index across every home, the low-rise condominiums of the old city included, rather than a modeled single-family benchmark, so the two are built differently. Held against pay, Kelowna's house is 12.6 times the metro's 2020 median household income of $85,000 CAD and Hialeah's value about 7.8 times the city's 2024 median of $57,151 USD, the lowest of the Florida cities this site compares and a figure with a margin of error of $5,574. At 20% down, Kelowna's mortgage at 4.34% is $4,672 CAD a month over 25 years, and the $356,265 loan on Hialeah's value at 6.67%, Freddie Mac's August rate, $2,292 USD over 30. Property tax is 0.48% of price in Kelowna, $5,104 CAD a year, against about $7,534 USD for a homesteaded owner in Hialeah, where a City address pays 18.6468 mills for 2025 on the Miami-Dade Property Appraiser's chart, the City's own 6.3018 among them beside the school board, the county and the regional water and navigation districts, and none of the county's fire rescue or library levies, because Hialeah runs its own fire department and library: an effective 1.69% after Florida's homestead exemption, and about $8,304 without one. With insurance at $165 CAD and $505 USD a month, the Hialeah figure this site's estimate for a mainland Miami-Dade policy, against a published county average of about $6,045 a year, and with no flood cover in it, the owners carry about $5,262 CAD and $3,425 USD, roughly 74% and 72% of local median income. A two-bedroom averaged $2,132 CAD in October 2025, about 30% of Kelowna's median income. Zillow's observed rent index for Hialeah, across all homes, was $2,374 USD in June 2026, about 50%. Only British Columbia caps the increase on an existing tenancy, at 2.3% for 2026; Florida forbids rent control outright.

Homicide is the one count that crosses the border intact, with a caveat about territory: Kelowna's figures cover the metro and Hialeah's a city of 230,968. The Kelowna metro recorded 4 homicide victims in 2025, 1.58 per 100,000. Hialeah recorded 3 in the FBI's Crime Data Explorer, about 1.3 per 100,000, after 12 in 2021, 6 in each of 2022 and 2023 and 2 in 2024; at counts this small, one year says little. The other rates are different instruments. Statistics Canada put the Kelowna metro's 2025 Crime Severity Index at 103.68 against a national 75.0, ninth highest of 41 metros; American cities have no equivalent. Kelowna's violent rate of 1,872 per 100,000 counts every violent Criminal Code violation, common assault and uttering threats included. Hialeah's 178 is 412 offenses of murder, rape, robbery and aggravated assault reported by the Hialeah Police Department in 2025, 356 of them aggravated assaults, divided by the Census estimate. Property crime, 4,749 per 100,000 against 1,417, is defined differently too, and Hialeah's figure is understated: the FBI's copy of the department's data has carried almost no vehicle thefts since October 2023, 7 in 2025 against 337 in the Florida Department of Law Enforcement's file, and with the state's count the rate would be about 1,560. Both are moving down. Kelowna's index has dropped four years running from 126.03 in 2022, though a May 2026 city survey found one resident in four feels unsafe. Hialeah's violent offenses fell from 474 in 2022 to 412 in 2025, and January to July 2026 brought 192 against 246 in the same months of 2025, a fall of 22%; property offenses other than vehicle theft fell 14% from 2022 to 2025. The Hialeah counts, read on 2 October 2026, can still be revised.

Kelowna is dry and Hialeah is the wettest city this site compares in Florida. Hialeah gets 1,852 mm of precipitation a year, almost five times Kelowna's 386.9 mm on its 1981-2010 normals, 56% of it from June to September, and no snow against Kelowna's 89 cm. January averages 19.7 C at the Hialeah cooperative station, about half a mile outside the city's southern limit, where the normals count no nights at or below freezing, and -2.6 C at Kelowna's airport. July averages 28.5 C in Hialeah and 20.0 C in Kelowna; Hialeah's August is warmer still at 83.5F, its normals count 91.0 days a year at or above 32.2 C (90F), and Miami International, 5.5 miles south, recorded 139 such days in 2023, the most since 2010, and reached 37.8 C (100F) on 18 August 2026 for the only time since 2010. Kelowna records 1,948.9 hours of sunshine; the 3,154 hours this site stores for Hialeah are Miami's, from 1961-1990 records, because the source lists no Hialeah station. The defining hazards are fire and water. Kelowna's is fire: the August 2023 McDougall Creek fire jumped Okanagan Lake, put about 35,000 people under evacuation order and caused about $480 million in insured losses, and most summers bring days of smoke. Hialeah's is water from the sky rather than the sea. The city is flat, low and inland, FEMA's map puts City Hall in zone AH, where heavy rain ponds, with a base flood elevation of 8 ft, and at the 2020 census 90,311 of its 223,109 residents lived in a special flood hazard area, 77,666 of them in zone AH and 12,645 in zone AE. Miami International's wettest day since 2010 brought 9.70 in on 22 May 2012. Hurricanes come too: Irma came ashore well to the southwest on 10 September 2017, Opa-locka Airport, 2.9 miles north of Hialeah's center, recorded a gust of 85 mph, and about 1,000 homes in Miami-Dade had major damage.

The labor markets are the widest gap in the pair. The Kelowna metro's unemployment rate was 9.3% in July 2026 on a three-month average, the highest of any Canadian metro for a fourth straight month; its labor force has grown faster than its employers hire, in a market where health care, retail and construction are about 41% of regional jobs. The Miami-Fort Lauderdale-West Palm Beach metro was at 3.7%, not seasonally adjusted, the lowest of the Florida cities this site compares, against 4.4% for the US; Miami-Dade County's own rate was 2.5% and the City of Hialeah's 2.3%. The two are built differently, but the gap is too wide for that to close it. BLS counted 1,349,400 nonfarm jobs in Miami-Dade in August 2026, 6,200 or 0.5% more than a year earlier, and most of Hialeah's workers use them: 61.8% work outside the city, but only 9.8% outside the county. Hialeah's own employers are hospitals, shipping and groceries: Palmetto General Hospital with 1,635 staff, the City with 1,492, United Parcel Service with 1,119 and Hialeah Hospital with 1,032, then Publix, Fresco y Más and Sedano's. Median household income was $85,000 CAD in the Kelowna metro in 2020 and $57,151 USD in the City of Hialeah in 2024, $9,186 below Miami's, in a city whose median age, 46.0, is second only to Cape Coral's among the Florida cities here. British Columbia levies a provincial income tax, so $100,000 pays about $20,500 CAD before about $4,900 of CPP and EI, with a top combined rate of 53.5% and 12% on purchases. Florida levies none, so the same salary pays $13,449 USD in federal tax for 2025; the top rate is the federal 37% and sales tax is 7% in Miami-Dade, the state's 6% and two county half-cent surtaxes. Property tax carries more of the load instead, about $7,534 a year on Hialeah's typical value against $5,104 CAD on Kelowna's benchmark, at 1.69% of value against 0.48%.

Neither city lets most households give up the car, and Kelowna's commuters use the alternatives more, though Hialeah has the rail. In the 2021 census 4.0% of Kelowna commuters took transit and 9.1% walked or cycled, counted in a pandemic year, and 84.3% went by car, truck or van. In Hialeah in 2024, 1.4% took transit, 1,727 of 119,984 on an estimate with a margin of error of 829, 2.3% walked or cycled, 68.5% drove alone, 12.7% carpooled and 13.2% worked from home. That is despite two Metrorail stations inside the city, Okeechobee and Hialeah, and the Tri-Rail and Metrorail Transfer Station on its southern edge, where the commuter railroad to Fort Lauderdale and West Palm Beach stops. The Kelowna Regional Transit System carried 6.45 million rides in 2024 on about 219,000 service hours. Miami-Dade's buses and trains carried 81,459,917 trips in 2025, 55.6 million on Metrobus and 15.0 million on Metrorail, 20% below 2019, and the City runs its own free buses, which its transit manager put at almost 30,000 riders a month in October 2023. Kelowna's choke point is the single bridge to West Kelowna, which jams every afternoon; Hialeah's mean commute is 30 minutes, and 11.4% of its commuters spend an hour or more. YLW, owned by the City of Kelowna, handled 2,315,432 passengers in 2025, with most long trips connecting through Vancouver or Calgary. Miami International, about 5.4 miles south of Hialeah's center, handled 55,314,661.

Health care is where the border shows most. In Kelowna, BC's Medical Services Plan pays for physician and hospital care with nothing due at the point of use and has charged no premiums since 2020, and Kelowna General is the interior's tertiary referral hospital. Access is the problem: the pediatric unit closed for at least six weeks in May 2025, neurology was curtailed in January 2026, and a family doctor means a wait on the Health Connect Registry. In Hialeah care is bought through an employer or marketplace plan, Medicare or Medicaid, and Florida is one of ten states that have not expanded Medicaid. The City of Hialeah's uninsured rate was 15.1% in 2024, above Miami-Dade's 12.4%, Florida's 10.9% and the national 8.2%. Its two acute care hospitals, Hialeah Hospital and Palmetto General, were bought by Steward Health Care in August 2021 and lost in its bankruptcy, and a court approved their sale to Healthcare Systems of America in October 2024. This site verified no wait time for either city, and no current bed count for Hialeah's hospitals. Kelowna's schools are School District 23 Central Okanagan, with French immersion and no magnet or charter system. Hialeah's public schools are Miami-Dade County Public Schools', a district that counted 18,910 fewer students on the first days of 2026-27 than at the end of 2025-26, a first-day snapshot it says the October count will refine; it has closed or consolidated nine schools and put 27 more under review, none of them named in Hialeah. The schools serving the city include the José Martí MAST 6-12 magnet academy, and Miami Dade College has had a Hialeah campus since 1980.

What people underestimate is that both cities are losing people, and what the Hialeah figure leaves out. Kelowna was estimated at 166,278 people in July 2026, against 167,659 a year earlier, its first annual decline since at least 2001, yet its single-family benchmark stood 2.3% above a year before; with nearly one worker in ten out of work, that price is being paid with income or equity from elsewhere. The City of Hialeah lost 2,210 residents, 0.9%, in 2024-25, in a year Miami-Dade also shrank, as more people left the county for the rest of the country than arrived from abroad, and its typical value fell 1.5%. A Kelowna buyer pays $19,448 CAD in BC property transfer tax on the benchmark; Florida taxes the loan instead, about $1,959 in documentary stamp and intangible tax on a $356,265 mortgage, and Miami-Dade, the one Florida county with its own deed rate, charges the seller 60 cents per $100 on a house, about $2,672 at the typical value, and $1.05 on a condominium, about $4,676. But the Hialeah carry buys no flood insurance, and in a mapped flood zone, where about two in five residents live, a lender can require a flood policy well inland from the coast. The $7,534 assumes a homestead filed by 1 March of the year after the purchase; without one the same house owes about $8,304, and Save Our Homes resets a house's assessment to market value the January after a sale, so the seller's bill is no guide. A condominium adds an association fee this site estimates at $850 a month, moving upward since Florida's 2022 inspection and reserve legislation. Kelowna's 4.34% renews after a five-year term, while the Hialeah 6.67% holds for thirty years; at 7.03%, Freddie Mac's rate of 24 September 2026, the Hialeah carry would be about $3,510.

Kelowna

Better here

  • BC's Medical Services Plan covers physician and hospital care with nothing due at the point of use and has charged no premiums since 2020, where Florida has not expanded Medicaid and 15.1% of Hialeah's residents were uninsured in 2024.
  • July averages 20.0 C and dry on the 1991-2020 normals, against 28.5 C in Hialeah, where the normals count 91.0 days a year at or above 32.2 C (90F), and there is no hurricane season.
  • Property tax is 0.48% of price, $5,104 CAD a year on the benchmark, against an effective 1.69% on Hialeah's homesteaded typical value.
  • A two-bedroom averaged $2,132 CAD in October 2025, about 30% of median household income, against about 50% on Zillow's Hialeah rent index, and BC caps an existing tenancy at 2.3% for 2026.
  • Transit carried 4.0% of commuters in the 2021 census and 9.1% walked or cycled, against 1.4% and 2.3% in Hialeah in 2024.
  • Precipitation is 386.9 mm a year, against 1,852 mm in Hialeah, where about two in five residents live in a mapped flood zone.

Worse here

  • Metro unemployment was 9.3% in July 2026, the highest of any Canadian metro for a fourth straight month, against 3.7% in the Miami metro on an unadjusted count.
  • The single-family benchmark of $1,072,400 CAD in July 2026 is 12.6 times the metro's 2020 median household income, against about 7.8 times for Zillow's typical value in Hialeah.
  • Mortgage, property tax and insurance come to about $5,262 CAD a month on the benchmark, roughly 74% of the 2020 metro median, and the buyer pays $19,448 in property transfer tax at closing.
  • The August 2023 McDougall Creek fire put about 35,000 people under evacuation order and caused about $480 million in insured losses, and smoke arrives most summers.
  • Income tax on $100,000 is about $20,500 CAD for 2025 against $13,449 USD of federal tax in Hialeah, sales tax is 12% against 7%, and the top combined rate is 53.5% against 37%.
  • January averages -2.6 C with 89 cm of snow on its 1981-2010 normals, against 19.7 C and no snow in Hialeah.

Choose Kelowna if

  • you already earn in Canadian dollars, or carry remote income or a pension, and do not need a local employer
  • you want a dry 20.0 C July on a lake rather than a wet, humid summer and a hurricane season
  • you want health coverage that comes with residency rather than with an employer, a premium or a deductible
  • you plan to rent for a while and want a legal cap on increases

The Kelowna guide · Neighbourhoods · Kelowna rent vs buy · Kelowna mortgage calculator

Hialeah

Better here

  • Unemployment in the Miami metro was 3.7% in July 2026, not seasonally adjusted, against 9.3% in the Kelowna metro, and the City of Hialeah's own was 2.3%.
  • Zillow's typical value of $445,331 USD in June 2026 is about 7.8 times the city's 2024 median household income, against 12.6 times for Kelowna's benchmark.
  • Florida levies no income tax, so $100,000 pays $13,449 USD in federal tax for 2025 and $13,170 for 2026, against about $20,500 CAD in Kelowna.
  • January averages 19.7 C with no snow and no freezing nights on the normals, against -2.6 C and 89 cm in Kelowna.
  • Miami International, about 5.4 miles south, handled 55,314,661 passengers in 2025, and two Metrorail stations sit inside the city.
  • Violent offenses fell from 474 in 2022 to 412 in 2025 and were 22% lower again in January to July 2026, with 3 homicides in 2025.

Worse here

  • Mortgage, property tax and insurance come to about $3,425 USD a month on the typical value, roughly 72% of the city's median household income, before any flood policy.
  • Property tax on the typical value is about $7,534 a year with a homestead, an effective 1.69%, and about $8,304 without one.
  • About two in five residents live in a FEMA special flood hazard area, mostly zone AH, where heavy rain ponds, and the $505 a month of insurance excludes flood.
  • Florida is one of ten states that have not expanded Medicaid, and the city's uninsured rate was 15.1% in 2024 against 8.2% nationally.
  • Zillow's rent index for the city was $2,374 USD in June 2026, about 50% of a median household income of $57,151, and Florida forbids rent control.
  • The normals count 91.0 days a year at or above 32.2 C (90F), and Miami International recorded 139 in 2023, in humid air.

Choose Hialeah if

  • you need a job where you live, in a metro at 3.7% unemployment rather than 9.3%
  • you want a winter without snow and can plan around a wet, hot summer and a hurricane season
  • you have employer health insurance you trust and would rather pay property tax on a house than provincial income tax on a salary
  • you speak Spanish, or want to live where 91.9% of your neighbors speak it at home

The Hialeah guide · Neighborhoods · Hialeah rent vs buy · Hialeah mortgage calculator

08: Questions people ask

Kelowna or Hialeah, in short

Is Kelowna or Hialeah cheaper to live in?

To own, they are about level once each bill is held against its own city's pay, because the currencies do not convert here; to rent, Kelowna. A Kelowna owner pays about $5,262 CAD a month on mortgage, property tax and insurance, roughly 74% of the metro's 2020 median household income of $85,000 CAD, on a single-family benchmark 12.6 times that income. A Hialeah owner pays about $3,425 USD on Zillow's typical value of $445,331, roughly 72% of the city's 2024 median of $57,151 USD, on a house about 7.8 times that income, at 6.67% against 4.34%, with a homesteaded property tax of about $7,534 a year and $505 a month of insurance; no flood policy is in the figure. The margin of error on Hialeah's income, $5,574, is wider than the gap between the two shares. A two-bedroom averaged $2,132 CAD in Kelowna in October 2025, about 30% of median income, against Zillow's Hialeah rent index of $2,374 USD in June 2026, about 50%. The Kelowna buyer also pays $19,448 CAD in property transfer tax at closing, against about $1,959 of Florida tax on a Hialeah buyer's loan, and its income tax is heavier, about $20,500 CAD on $100,000 against $13,449 USD, with 12% sales tax against 7%.

Is Kelowna or Hialeah safer?

Hialeah, narrowly, on homicide, the one count that crosses the border, with the caveat that Kelowna's figure covers the metro: 4 victims in 2025, about 1.58 per 100,000, against 3 in the City of Hialeah in the FBI's file, about 1.3, and counts that small move a long way from year to year; Hialeah had 12 in 2021. The other rates are different instruments. Kelowna's violent rate of 1,872 per 100,000 counts common assault and uttering threats, while Hialeah's 178 is offenses of murder, rape, robbery and aggravated assault, divided by the Census estimate and still open to revision. Property crime, 4,749 per 100,000 against 1,417, is defined differently as well, and Hialeah's figure is understated because the FBI's copy of its data stopped carrying most vehicle thefts in October 2023; with the state's count it would be about 1,560. Statistics Canada put the Kelowna metro's Crime Severity Index at 103.68 in 2025, ninth highest of 41 metros and above the national 75.0, though it has dropped four years running; American cities have no equivalent. Hialeah's violent offenses have fallen every year since 2022.

Which has the better climate, Kelowna or Hialeah?

Hialeah has the easier winter and Kelowna the easier summer. January averages 19.7 C in Hialeah with no snow and no freezing nights on the normals, against -2.6 C in Kelowna and 89 cm on its 1981-2010 normals. July reverses it: 28.5 C and humid in Hialeah, with 91.0 days a year at or above 32.2 C (90F) on the normals and 139 at Miami International in 2023, against 20.0 C and dry in Kelowna. Hialeah gets 1,852 mm of precipitation a year against 386.9 mm, 56% of it from June to September. The hazards differ. Kelowna gets wildfire and smoke, and in August 2023 a fire jumped Okanagan Lake and put about 35,000 people under evacuation order. Hialeah gets hurricanes and rain flooding on flat, low ground, where about two in five residents live in a mapped flood zone.

What happens to my health care if I move from Kelowna to Hialeah?

Coverage stops coming with residency and starts coming with a job or a purchase. In Kelowna, BC's Medical Services Plan pays for physician and hospital care with nothing due at the point of use and no premium since 2020, and the problem is access: Kelowna General closed its pediatric unit for at least six weeks in May 2025, curtailed neurology in January 2026 for lack of specialists, and a family doctor usually means a wait on the Health Connect Registry. In Hialeah you need an employer or marketplace plan, Medicare or Medicaid, with the premium, deductible and copay that come with it. Florida is one of the ten states that have not expanded Medicaid, and the City of Hialeah's uninsured rate was 15.1% in 2024, against 8.2% nationally. The city's two hospitals, Hialeah Hospital and Palmetto General, changed hands in October 2024 after Steward Health Care's bankruptcy. This site verified no wait time figure for either city.

Sources

Where the figures come from

Housing figures are the ones behind each city's calculators, dated on those pages. The rest are listed here with the date they were retrieved. See the methodology for how facts, estimates and opinion are kept apart.

  1. Census Profile, 2021 Census of Population: Kelowna, City (CY) and Kelowna (CMA), British Columbia (CSV download) · Statistics Canada · retrieved
    Supports: population.city (2021 count), Metro population, Five-year growth, Median household income, Transit commute share, Walk and cycle commute share
  2. Kelowna is now a shrinking city · Kelowna Daily Courier (citing BC Stats) · retrieved
    Supports: City population
  3. Table 35-10-0026-01 Crime severity index and weighted clearance rates, Canada, provinces, territories and Census Metropolitan Areas · Statistics Canada · retrieved
    Supports: Crime Severity Index, Crime trend
  4. Table 35-10-0177-01 Incident-based crime statistics, by detailed violations, Canada, provinces, territories, Census Metropolitan Areas and Canadian Forces Military Police · Statistics Canada · retrieved
    Supports: Violent crime rate, Property crime rate
  5. Table 35-10-0071-01 Number and rate of homicide victims, by Census Metropolitan Areas · Statistics Canada · retrieved
    Supports: Homicides
  6. Police-reported Crime Severity Index and crime rate, by census metropolitan area, 2025 (The Daily, table 4) · Statistics Canada · retrieved
    Supports: Crime Severity Index, Crime trend
  7. Crime falls in Metro Kelowna, but region still ranks 9th highest in Canada · Castanet · retrieved
    Supports: Crime trend
  8. Crime on the decline in Kelowna: Statistics Canada · Kelowna Capital News · retrieved
    Supports: Crime trend
  9. Canadian Climate Normals 1991-2020: KELOWNA (climate ID 1123939) · Environment and Climate Change Canada · retrieved
    Supports: January mean, July mean
  10. Canadian Climate Normals 1981-2010: KELOWNA A (climate ID 1123970) · Environment and Climate Change Canada · retrieved
    Supports: Annual precipitation, Annual snowfall, Sunshine hours
  11. August 2023: McDougall Creek wildfire causes devastation in West Kelowna · Kelowna Capital News · retrieved
    Supports: Climate hazards
  12. Kelowna's unemployment rate climbs for fifth straight month, worst in Canada · Kelowna Capital News · retrieved
    Supports: Unemployment rate
  13. Labour Force Survey, July 2026 · Statistics Canada, The Daily · retrieved
    Supports: Unemployment rate
  14. Okanagan Tech Sector Economic Impact Hits $4.98 Billion · Accelerate Okanagan · retrieved
    Supports: Main sectors, Labour market
  15. Economic profile: Kelowna, British Columbia · Immigration, Refugees and Citizenship Canada · retrieved
    Supports: Main sectors, Labour market
  16. BC 2026 & 2025 Tax Rates & Tax Brackets · TaxTips.ca · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  17. Transit service hours continue to increase as Kelowna sees record ridership · Castanet · retrieved
    Supports: Transit ridership
  18. Kelowna International Airport (YLW): Winter 2025/2026 Update · Tourism Kelowna · retrieved
    Supports: Airport passengers
  19. Kelowna International Airport welcomed 2.3 million passengers in 2025 · City of Kelowna · retrieved
    Supports: Airport passengers
  20. Pediatric unit at Kelowna hospital to close for at least 6 weeks amid doctor shortage · CBC News · retrieved
    Supports: Health care
  21. Kelowna General Hospital doctors warn of 'collapse' of primary maternity care coverage · CBC News · retrieved
    Supports: Health care
  22. UBC Okanagan kicks off milestone year with record domestic enrolment · UBC Okanagan News · retrieved
    Supports: Education
  23. Annual Estimates of the Resident Population for Incorporated Places of 50,000 or More (all states, SUB-EST2025) · US Census Bureau · retrieved
    Supports: City population, Five-year growth, Violent crime rate, Property crime rate, Homicides, Crime trend, Character, Hialeah city 223,143 (April 2020 base), 222,417 (2020), 220,961 (2021), 225,281 (2022), 230,169 (2023), 233,178 (2024) and 230,968 (2025); Miami city 489,812; Hialeah Gardens 22,777; Miami-Dade County 2,802,029; national and Florida ranks and the 129 cities of 200,000 or more
  24. Annual Resident Population Estimates and Components of Change for Metropolitan and Micropolitan Statistical Areas and Their Counties: April 1, 2020 to July 1, 2025 (CBSA-EST2025-ALLDATA) · US Census Bureau · retrieved
    Supports: Metro population, Five-year growth, Miami-Fort Lauderdale-West Palm Beach MSA (CBSA 33100) 6,138,329 (April 2020 base) and 6,391,072 (2025), 8th of 387 metros; Miami-Dade County 2,701,762 and 2,802,029, with its births, deaths and migration by year
  25. 2025 Gazetteer Files: Places, Florida · US Census Bureau · retrieved
    Supports: point, City population, Character, Climate normals, Airport passengers, Hialeah city: 21.592 sq mi of land, 1.224 sq mi of water, internal point 25.869941, -80.302865; Miami city 35.997 sq mi of land
  26. Hialeah, Florida (history, demographics, economy, education, library, transportation) · Wikipedia · retrieved
    Supports: City population, Main sectors, Transit system, Education, Character
  27. Crime Data Explorer summarized agency data, Hialeah Police Department (FL0130400): violent crime, property crime, homicide, rape, robbery, aggravated assault, burglary, larceny, motor vehicle theft and arson, January 2021 to September 2026 · FBI · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Character, 2025: 412 violent (3 + 22 + 31 + 356), 3,273 property (236 + 3,018 + 7 + 12); 2022 to 2024 violent 474, 431 and 415, property 4,329, 4,017 and 3,632; motor vehicle thefts 528, 396, 22 and 7 for 2022 to 2025; agency population 238,769 for 2025; data refreshed 15 September 2026
  28. FIBRS offense data by agency and month, 2021 to August 2026 · Florida Department of Law Enforcement · retrieved
    Supports: Violent crime rate, Property crime rate, Homicides, Crime trend, Hialeah Police Department, every month of 2021 to 2025 and January to August 2026: 432 violent and 3,667 property offenses in 2025; motor vehicle thefts 541, 566, 488 and 337 for 2022 to 2025; homicides 3 in 2025
  29. US Climate Normals 1991-2020, station USC00083909 Hialeah (cooperative station) (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: January mean, July mean, Annual precipitation, Annual snowfall, Climate normals, Climate hazards, January 67.4F, July 83.3F and August 83.5F, the monthly highs, lows, rain and snow with their completeness flags and years, and annual mean 76.6F, 72.93 in of precipitation, 0.0 in of snow, 91.0 days at 90F, 0.2 at 100F and none at freezing from dataset=normals-annualseasonal-1991-2020 for the same station
  30. US Climate Normals 1991-2020, station USW00012839 Miami International Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, January 68.6F, July 84.1F, 67.41 in of precipitation from 30 years, 91.4 days at 90F
  31. US Climate Normals 1991-2020, station USW00012882 Miami Opa Locka Airport (Access Data Service) · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, No snowfall normal; temperature and precipitation normals flagged representative, from 18 to 23 years
  32. NCEI data search, normals-monthly-1991-2020 stations within 26.0N to 25.7N and 80.45W to 80.15W · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate normals, USC00083909 Hialeah at 25.8175N, 80.2858W, USW00012839 at 25.7906N, 80.3164W and USW00012882 at 25.9069N, 80.2803W among ten stations, the rest farther or precipitation only
  33. Global Historical Climatology Network daily summaries, Miami International Airport (USW00012839), 2010-2026 · NOAA National Centers for Environmental Information · retrieved
    Supports: Climate hazards, 72.0 mph gust and 5.18 in of rain on 10 September 2017; 9.70 in on 22 May 2012, 7.53 in on 15 November 2023, 6.25 in on 12 June 2024; 139 days at or above 90F in 2023 and 115 in 2026 through 29 September; 100F on 18 August 2026; 35F on 10 January 2010 and 1 February 2026
  34. Average Annual Sunshine in US Cities · Current Results (NCDC Comparative Climatic Data, 1961-1990) · retrieved
    Supports: Sunshine hours, Climate normals, Miami, Florida: 3,154 hours, 70% of possible, 74 clear days; no Hialeah station
  35. Tropical Cyclone Report: Hurricane Irma (AL112017) · NOAA National Hurricane Center · retrieved
    Supports: Climate hazards, Landfalls near Cudjoe Key at 1300 UTC and Marco Island at 1930 UTC 10 September 2017; inland Miami-Dade and Broward stations just below hurricane force; Opa Locka Airport 56 kt sustained and 74 kt gust at 1903 UTC; Miami International gust 63 kt; about 1,000 Miami-Dade homes with major damage
  36. National Flood Hazard Layer: flood hazard zones and FIRM panels at Hialeah City Hall · Federal Emergency Management Agency · retrieved
    Supports: Climate hazards, Zone AH with a static base flood elevation of 8 ft; panel 12086C0284L, effective 11 September 2009 (layer 3)
  37. ACS 2024 1-year tables B19013, B25003 and B01002 for Hialeah and the other Florida cities this site compares, Miami-Dade County, the Miami MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Median household income, Character
  38. ACS 2024 1-year table B08301 (means of transportation) for Hialeah city, and the 2020-2024 5-year table for Hialeah city and Miami-Dade County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Transit commute share, Walk and cycle commute share, Labour market
  39. ACS 2024 1-year table B08301 (means of transportation) for Miami-Dade County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Transit commute share, Walk and cycle commute share
  40. ACS 2024 1-year tables B08007 (place of work by county), B08008 (place of work by place), B08013 (aggregate travel time), B08101 (means of transportation by age) and B08303 (travel time to work) for Hialeah city and Miami-Dade County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Labour market, Character
  41. ACS 2024 1-year table B27001 (health insurance coverage) for Hialeah city, Miami-Dade County, the Miami MSA, Florida and the US · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Health care
  42. ACS 2024 1-year tables B03001 (Hispanic or Latino origin by specific origin) and B05002 (place of birth by nativity) for Hialeah, Miami, Miami-Dade County and Florida · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Character, Hialeah: 95.3% Hispanic or Latino, 72.7% Cuban, 77.1% foreign-born
  43. ACS 2020-2024 5-year table C16001 (language spoken at home) for Hialeah, Miami and Miami-Dade County · Census Reporter API (US Census Bureau ACS) · retrieved
    Supports: Character, Hialeah: 91.9% speak Spanish at home, 59.5% speak English less than very well; the 1-year release has no language table for the city
  44. Local Area Unemployment Statistics, Miami-Fort Lauderdale-West Palm Beach, FL MSA (LAUMT123310000000003), Miami-Dade County (LAUCN120860000000003) and Hialeah city (LAUCT123000000000003), not seasonally adjusted · US Bureau of Labor Statistics · retrieved
    Supports: Unemployment rate, Character
  45. Current Employment Statistics, Miami-Miami Beach-Kendall, FL Metropolitan Division: total nonfarm (SMU12331240000000001), construction, manufacturing, supersectors (SMU1233124xx00000001), wholesale, retail, transportation and local government · US Bureau of Labor Statistics · retrieved
    Supports: Main sectors, Labour market
  46. FY2025 Annual Comprehensive Financial Report, including Principal Employers (Current Year and Nine Years Ago), Property Tax Rates (Direct and Overlapping) and Assessed Values · City of Hialeah (filed with the Florida Auditor General) · retrieved
    Supports: Main sectors, Labour market, Tax notes, Health care, Character, Principal employers 2025: Palmetto General Hospital 1,635, City of Hialeah 1,492, United Parcel Service 1,119, Hialeah Hospital 1,032, Publix 771, Fresco y Mas 741, Larkin Community Hospital Palm Springs Campus 683, Sedano's 545, La Colonia Medical Centers 527, Bullet Line 450 (7.79% of city employment together); the 2016 list; a City operating rate of 6.3018 in every year from 2016 to 2025; taxable value $22.18 billion in 2025, up 11.0%
  47. Discretionary Sales Surtax Information for Calendar Year 2026 (DR-15DSS) · Florida Department of Revenue · retrieved
    Supports: Sales tax, Miami-Dade 1%: 0.5% from January 1, 1992 and 0.5% from January 1, 2003, no expiration
  48. Discretionary Sales Surtax · Florida Department of Revenue · retrieved
    Supports: Sales tax, The surtax applies to the first $5,000 of the sales amount of an item of tangible personal property
  49. Florida Tax Rates & Rankings · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000, Tax notes
  50. 2025 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  51. 2026 Tax Brackets and Federal Income Tax Rates · Tax Foundation · retrieved
    Supports: Top marginal income tax, Income tax on $100,000
  52. Property Tax Exemptions and Additional Benefits · Florida Department of Revenue · retrieved
    Supports: Tax notes
  53. 2025 adopted millage rates and 2026 proposed millage rate table · Miami-Dade County Property Appraiser · retrieved
    Supports: Tax notes, Education, Millage code 0400 Hialeah: 18.6468 for 2025 and 18.6638 for 2024, with a City rate of 6.3018 and blank Fire Rescue and Library columns (as carried in lib/metro-miami/market.ts); 18.6134 proposed for 2026 at the same City rate
  54. Documentary Stamp Tax · Florida Department of Revenue · retrieved
    Supports: Tax notes, 60 cents per $100 in Miami-Dade against 70 cents elsewhere, plus a 45-cent surtax not due on a document that transfers only a single-family dwelling
  55. Zillow Home Value Index and Observed Rent Index, city files, June 2026 · Zillow Research · retrieved
    Supports: Tax notes, Hialeah all-homes value $445,331, down 1.5% on the year, and observed rent $2,374 (as carried in lib/metro-miami/market.ts)
  56. Monthly Module Adjusted Data Release, complete monthly ridership with adjustments and estimates (County of Miami-Dade, NTD 40034, and South Florida Regional Transportation Authority, NTD 40077) · Federal Transit Administration, National Transit Database (via data.transportation.gov) · retrieved
    Supports: Transit ridership
  57. Getting around Hialeah? The city offers free public transportation options · NBC 6 South Florida · retrieved
    Supports: Transit system, Transit ridership
  58. Miami International Airport (annual passenger traffic, 2000 to 2025) · Wikipedia · retrieved
    Supports: Airport passengers
  59. Status of State Medicaid Expansion Decisions · KFF · retrieved
    Supports: Health care
  60. Steward Health Care (Florida hospitals and their 2024 sale) · Wikipedia · retrieved
    Supports: Health care, Hialeah Hospital and Palmetto General Hospital bought from Tenet in August 2021; sale to Healthcare Systems of America approved on October 25, 2024
  61. Hialeah Hospital · Wikipedia · retrieved
    Supports: Health care, 378 beds (from the hospital's site, 2015); owned by Medical Properties Trust and operated by Healthcare Systems of America
  62. Miami-Dade County School Board to review future of 27 schools amid sharp enrollment decline · WLRN · retrieved
    Supports: Education
  63. Miami-Dade schools report nearly 19,000-student enrollment drop on first day, district says count is not final · CBS News Miami · retrieved
    Supports: Education
  64. July 2026 statistics: Association of Interior REALTORS® monthly news release · Association of Interior REALTORS® · retrieved
    Supports: Central Okanagan single-family benchmark of $1,072,400, up about 2.3% year over year, Central Okanagan townhouse benchmark of $709,500, down 2.4% year over year, Central Okanagan condominium benchmark of $490,700, down 2.0% year over year, 1,496 residential sales and 9,630 active listings across the association's region in July 2026
  65. Rental Market Survey: Kelowna (CY), average rent and vacancy by bedroom type, October 2025 · Canada Mortgage and Housing Corporation · retrieved
    Supports: City of Kelowna one-bedroom average rent of $1,600 with a 9.1% vacancy rate, City of Kelowna two-bedroom average rent of $2,132 with a 5.5% vacancy rate, City of Kelowna three-bedroom-plus average rent of $2,780, City of Kelowna overall purpose-built vacancy rate of 6.9% across 9,159 units, Kelowna CMA vacancy rate of 6.3%, and 7.5% in the Rutland survey zone
  66. Schedule 702: 2026 tax rates by municipality and property class · Province of British Columbia, Ministry of Municipal Affairs · retrieved
    Supports: Kelowna's 2026 Class 1 residential total rate of $4.7595 per $1,000 of taxable value, The municipal share of $2.9615, the school levy of $1.3110, the regional district levy of $0.2437 and the hospital levy of $0.2050
  67. Home owner grant · Province of British Columbia · retrieved
    Supports: The grant of up to $770 on an eligible principal residence outside the northern and rural area
  68. Premium information for homeowner and small rental loans · Canada Mortgage and Housing Corporation · retrieved
    Supports: Mortgage default insurance premium rates by loan-to-value
  69. Regulations amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations (SOR/2025-55) · Canada Gazette, Part II · retrieved
    Supports: The $1.5 million insured price cap, 30-year amortization for first-time buyers and new builds
  70. Minimum qualifying rate for uninsured mortgages · Office of the Superintendent of Financial Institutions · retrieved
    Supports: The qualifying rate of the contract rate plus two points, or 5.25%
  71. Interest rates charged for new and existing lending by chartered banks · Bank of Canada · retrieved
    Supports: The default mortgage rate of 4.34%, uninsured five-year-plus fixed, funds advanced May 2026
  72. Property transfer tax · Province of British Columbia · retrieved
    Supports: Transfer tax brackets, First-time buyer and new build exemptions
  73. Rent increases · Province of British Columbia · retrieved
    Supports: 2026 rent increase guideline of 2.3%
  74. Table 1: Comparison of Taxes Levied, county and municipal governments, fiscal years 2024-25 and 2025-26: Miami-Dade · Florida Department of Revenue, Property Tax Oversight · retrieved
    Supports: The adopted 2025-26 millage rate for Miami-Dade County and every municipality in it, The county's own components: countywide 4.5740, Fire/Rescue 2.3965, Library 0.2812 and the Unincorporated Municipal Service Area at 1.9090, Municipal rates from Sunny Isles Beach's 1.7000 to Biscayne Park's 9.3000
  75. 2025 millage rates and taxing authorities, Miami-Dade County · Miami-Dade County Property Appraiser · retrieved
    Supports: A published combined rate for unincorporated Miami-Dade of 16.9317 mills, Its components: school district 6.4990, countywide 5.7361, regional water districts 0.3911, Fire Rescue 2.3965 and UMSA 1.9090, which this layer's stack reproduces exactly, Millage code 0100, the City of Miami, at 19.9878 mills for 2025: 7.1080 of city operating levy and 0.2536 of city debt service on the countywide 12.6262, Opa-locka's municipal operating levy of 8.9797, and a 2025 total of 24.0024 for millage code 0800, A city debt service column, which nine of the twenty-four municipalities here carry: Miami 0.2536, Miami Beach 0.2779, North Bay Village 1.1666, Golden Beach 0.6000, Miami Shores 0.1331, North Miami Beach 0.2000, Miami Gardens 0.4331, Doral 0.4810 and Homestead 0.2446, A blank library district column for Hialeah, North Miami, North Miami Beach, Homestead, Miami Shores, Bal Harbour and Surfside, which are outside the county library district, A blank Fire Rescue column for Miami, Miami Beach, Coral Gables, Hialeah and Key Biscayne, which is the five this layer flags
  76. About Fire Rescue · Miami-Dade Fire Rescue · retrieved
    Supports: The Fire Rescue district covering the unincorporated county and twenty-nine municipalities, Miami, Miami Beach, Coral Gables, Hialeah and Key Biscayne operating their own fire departments and lying outside the district
  77. Annual estimates of the resident population for incorporated places, 2020 to 2024 · United States Census Bureau, Population Estimates Program · retrieved
    Supports: 2020 census counts and 2024 estimates for each municipality, Miami at 487,014 and Hialeah at 235,388; Golden Beach at 1,034
  78. Average cost of home insurance in Florida, 2026 · MoneyGeek · retrieved
    Supports: A Miami-Dade County average of about $6,045 a year: below Palm Beach County's $6,614, A Florida average of about $3,815 and a national average of about $2,543
  79. Primary Mortgage Market Survey · Freddie Mac · retrieved
    Supports: 30-year fixed-rate mortgage averaging 6.67%
  80. Governmental leasehold intangible personal property tax and the non-recurring intangible tax on mortgages · Florida Department of Revenue · retrieved
    Supports: A non-recurring intangible tax of 2 mills: 0.2%, on the obligation secured by a mortgage on Florida real property
  81. Chapter 2023-17, Laws of Florida: preemption of rent control · The Florida Senate · retrieved
    Supports: The repeal of the referendum exception that had allowed a local rent control ordinance in a declared housing emergency
  82. TIGERweb, Census 2020: census blocks, with the 2020 population and housing unit counts · United States Census Bureau · retrieved
    Supports: A 2020 census count of 223,109 residents and 77,475 housing units in Hialeah city, the sum of the blocks in the 2020 place, The resident counts by area and by flood zone on these pages, from the blocks whose internal point falls inside each line
  83. City Boundary layer (BaseMaps/Parcels_Map, layer 2) · City of Hialeah, ArcGIS Server · retrieved
    Supports: One feature, NAME HIALEAH, of 14,634 acres, taking in the same census blocks as the 2020 place
  84. Flood Zones layer (Environmental/Flood, layer 3) · City of Hialeah, ArcGIS Server · retrieved
    Supports: 90,311 of the city's 2020 residents in a special flood hazard area: 77,666 in zone AH and 12,645 in zone AE, Zone AH with a base flood elevation of 8 feet at City Hall, 501 Palm Avenue
  85. National Flood Hazard Layer · Federal Emergency Management Agency · retrieved
    Supports: The effective flood map for Hialeah, panel 12086C0284L, effective 11 September 2009, The same zone and base flood elevation as the City's layer at each point checked, including City Hall
  86. Hialeah 2050 Master Plan: District Master Plan Recommendations · Plusurbia for the City of Hialeah · retrieved
    Supports: Six areas and 29 numbered districts covering the whole city, drawn on street lines (Map 01, City of Hialeah Neighborhoods and Districts), Adoption by the City Council in June 2025