Understand Redington Shores before you commit to an address
Redington Shores is two thousand people on the narrow barrier island north of Madeira Beach. One of three small Redington towns strung along a few kilometers of Gulf Boulevard, mostly low-rise condominiums and single-family houses between the Gulf and the Intracoastal. Figures are the same two indexes measured the same way in all 24 municipalities here, on Florida's rules including the homestead exemption. It is on a barrier island, which after the 2024 storm season is the most consequential fact about any address in this bay.
The cost of living in Redington Shores, and what a home costs
Two calculators on Florida's own rules: monthly compounding and the month private mortgage insurance stops, and the closing costs this state actually charges.
Rent or buy in Redington Shores
Whether buying here beats renting, and the year it turns over. With twenty-three of twenty-four municipalities down last year, appreciation is the input worth arguing with.
Mortgage calculator
Monthly compounding, the 30-year fixed loan, the private mortgage insurance a low down payment triggers, and Florida's documentary stamp and intangible taxes on the loan itself.
Then work out whether Redington Shores is the right part of the bay
No neighborhood guides for Redington Shores yet. What is here instead is both sides of the bay on one comparable footing.
All 24 municipalities in Tampa Bay
Every municipality across Hillsborough and Pinellas side by side on home value, millage, the rate a homesteaded buyer pays, and what storm surge did to it.
Compare the bayTampa, neighborhood by neighborhood
One of the two municipalities here with sourced guides rather than a single row of figures, including how high above the bay each part sits and what that is worth on a quote.
Explore TampaSt. Petersburg, area by area
The other municipality here with a hub of its own: the same row of figures as this table, the five areas the city divides into, and neighborhood guides on the peninsula where Helene's surge was the largest on record.
Explore St. PetersburgMiami and Miami-Dade
The same rules, the same exemptions and the same two Zillow indexes, and against every expectation, higher insurance premiums than Tampa Bay on a coast that has taken less surge.
Compare the two coastsWhat buying in Redington Shores actually involves
Its total of 15.1568 mills is the lowest of these twenty-four, and a homesteaded buyer's effective rate of 1.43% is the lowest too. On a typical home value of $667,757 the bill is still about $9,500 a year. A tiny town with very valuable property does not need a high rate. The arithmetic that runs through every layer on this site.
The island here is a few hundred meters wide with the Gulf on one side and the Intracoastal on the other, which is the maximum exposure geometry. Helene's surge crossed it in 2024 and the value is down 7.0% since. The three Redington towns each have their own council and their own rate, which is the Pinellas pattern in miniature: twenty-four municipalities in 280 square miles, several of them measured in hundreds of residents.
Everything here is within a few hundred meters of Gulf Boulevard, which is the island's only through road and carries all of its traffic, including the beach traffic for the towns either side. An address on the Gulf side, on the boulevard itself and on the Intracoastal side are three different experiences of the same small town.
A town of two thousand cannot run a full service department and does not try to. Fire, emergency medical and much of the rest come from the county or a neighbouring city under contract, which keeps the municipal levy low and means the practical questions about response and service are answered at the county level rather than by the town.
Moving to Redington Shores: check these before you commit
- Substantial damage determination and elevation requirements, which on this island govern what can be rebuilt.
- Flood insurance and the elevation certificate, quoted rather than estimated.
- Which of the three Redingtons the address is in, since each is a separate municipality with its own rate.
- Which side of Gulf Boulevard the address is on, because the traffic, the view and the surge exposure all differ.
- Which services the town provides directly and which it contracts, since that is where the response times come from.
Redington Shores's own council sets 1.6896 of the 15.1568 mills charged here. The rest is Pinellas County, the school board and the countywide special districts, and the 15.1568 is the total Pinellas County publishes for this taxing district rather than a figure assembled on this site.
Sourced, dated, and separated from the guesswork
Every Redington Shores figure below is cited, stamped with the period it describes, and editable, because a number for the whole city rarely describes your purchase. Appreciation and investment returns are assumptions rather than facts, and they are labelled that way. Read the methodology for how the line is drawn.
- Prices, rents and tax rates: published statistics and the official schedules.
- Nothing here is a lender quote, a pre-approval or financial advice.
Where the Redington Shores figures come from
- Zillow Home Value Index (ZHVI), all homes, mid-tier, smoothed and seasonally adjusted: city file, June 2026 · Zillow Research · retrieved Supports: A typical home value for each municipality, computed on one method across all twenty-four, The same series and month the Charlotte, Orlando, Palm Beach and Miami pages use, Year-over-year change to June 2026, which is negative in twenty-three of the twenty-four
- Zillow Observed Rent Index (ZORI), all homes, smoothed: city file, June 2026 · Zillow Research · retrieved Supports: Asking rents for the seventeen municipalities Zillow indexes
- Final 2025 millage rates by taxing district · Hillsborough County Property Appraiser · retrieved Supports: Published totals of 19.8428 for Tampa, 19.5319 for Temple Terrace, 18.2926 for Plant City and 18.2515 for the unincorporated county, Every component behind them, including the 0.5583 library services levy Temple Terrace and Plant City are outside and the 0.5000 transit authority levy Plant City is outside, A county General Purpose MSTU of 4.6163 paid in the unincorporated area in place of a municipal rate
- Millage rates levied for 2025 taxes · Pinellas County Tax Collector · retrieved Supports: A published real estate total for every taxing district in Pinellas County, from Redington Shores at 15.1568 to Belleair at 20.4449, including St Petersburg at 19.9197 and Belleair Beach at 15.4466, Countywide components: general fund 4.5423, health department 0.0713, emergency medical services 0.8050 and school 6.2930, Other districts totalling 1.0256: planning council 0.0175, Juvenile Welfare Board 0.8250 and the Southwest Florida Water Management District 0.1831, The Transit District at 0.7300 and which districts are inside it, and the Pinellas Suncoast Fire District at 0.6700 and which are inside that
- Table 1: Comparison of Taxes Levied, county and municipal governments, fiscal years 2024-25 and 2025-26 · Florida Department of Revenue, Property Tax Oversight · retrieved Supports: Independent confirmation of each municipality's own adopted 2025-26 levy in both counties
- Documentary stamp tax · Florida Department of Revenue · retrieved Supports: 70 cents per $100 on a deed, in every county except Miami-Dade, which charges 60 cents plus a 45-cent surtax, 35 cents per $100 on a promissory note or other written obligation to pay money