Live in Stone Oak
A master plan filed in 1985 and annexed by the City on the last day of 1997, where two associations charge every homeowner, the whole area sits on the Edwards Aquifer's recharge zone, and the typical value in ZIP code 78258 was $503,907 in August 2026.
Stone Oak was ranchland until a small group of developers filed its first master plan in Bexar County in 1985, laying out homes, shops, churches, schools and a hospital site around a golf course, and KSAT calls it the county's first master-planned community. The savings and loan crisis stopped building from 1989 to 1992, the City annexed 6,974 acres of it on 31 December 1997, and the owners took over the property owners association from the developer in January 2008. This guide takes the area that association filed on the City's registry as its boundary, where the 2020 census counted 24,084 residents, 13.0% more than on the same blocks in 2010, and owners in 61% of the occupied homes. Zillow put the typical home in ZIP code 78258, which holds all of them and 27,000 more people, at $503,907 in August 2026, up 0.6% on the year.
Ranchland planned to the last sign, then annexed, on top of the city's water
The area the Stone Oak Property Owners Association filed as a homeowners association on the City of San Antonio's Neighborhood Associations layer (OBJECTID 319, founded October 1985 on the layer), about 4,386 acres. The City's layer carries associations' own filings and says nothing about checking the lines; the association says the same area is the one its master plan governs. On the layer the line starts at Loop 1604 and Blanco Road, runs north up Blanco Road to just past Huebner Road, then northeast along the backs of subdivisions to Hardy Oak Boulevard and the Canyon Springs golf course, east to U.S. 281 at Stone Oak Parkway, south along U.S. 281 past Evans Road, and back west and south in steps to Loop 1604, leaving out the land between Huebner Road and Sonterra Boulevard toward U.S. 281, as the association's manager told KSAT. The SA Tomorrow Stone Oak regional center, 15,444 acres and not yet planned, is far larger than the name's own area. All of it is in Bexar County, North East ISD, Council District 9 and ZIP code 78258, and inside the City's limits. The reference point is OpenStreetMap's Stone Oak node at the northeast corner by U.S. 281 and the Park & Ride; the blocks' population center lies about 3.7 km west-southwest of it.
Stone Oak was ranchland north of Loop 1604 until a small group of developers filed its master plan in Bexar County in 1985, deciding where homes, shops, churches, schools and a hospital would go before anything was built. KSAT calls it the county's first master-planned community. The savings and loan crisis stopped work from 1989 to 1992, the City annexed 6,974 acres of it on 31 December 1997, and in January 2008 the developer handed the property owners association to the owners. This guide takes the area that association filed on the City's registry, about 4,386 acres between Blanco Road and U.S. 281, where the 2020 census counted 24,084 residents, 13.0% more than on the same blocks in 2010.
Every homeowner answers to two associations. The Stone Oak Property Owners Association enforces the master plan and its architectural rules across the whole area, keeps 11 miles of landscaped medians, and bills each residential lot $116 a year; each subdivision also has its own homeowners association with its own dues and rules. KSAT counted 35 subdivisions, and the association's manager told it 36 neighborhood associations; this guide could not reconcile the two or list the dues.
The ground underneath is the constraint the plan did not write. All of Stone Oak lies on the Edwards Aquifer's recharge zone, where the limestone of the aquifer that gave SAWS customers about 47% of their water in 2025 comes to the surface. The City's aquifer ordinance dates from January 1995, a decade after the master plan: projects permitted before it keep the rules then in force, and newer ones inside the city are held to 30% impervious cover for houses. SAWS reviews building permits over the recharge zone and decides which category a lot is in, so a pool, a large addition or a new building starts there. The area is also inside the City's military lighting overlay for Camp Bullis, which limits how much outdoor light spills past a property line.
It costs more than the county, and the school line is North East ISD's. Owners held 61% of the occupied homes in 2020. Zillow put the typical home in ZIP code 78258, which holds all of Stone Oak and 27,000 more people, at $503,907 in August 2026, up 0.6% on the year, against a Bexar County median sale of $280,999. This is not the Northside ISD bill the city pages work out. On a City of San Antonio and North East ISD address the 2025 rates add to 2.267474 per $100, and a homestead at the ZIP figure owes about $8,912 a year, a landlord $11,426, before the two associations; the method is on the San Antonio page.
The car decides the day. The reference point sits by VIA's Stone Oak Park & Ride on U.S. 281, with 400 spaces, an express to the airport and downtown and a crosstown bus to the Medical Center, but no Frequent or Primo route runs within 12 km. A City bond project is rebuilding two Stone Oak Parkway intersections by winter 2027. FEMA puts 7.0% of the area in its 1% annual chance zone, along Mud Creek and Panther Springs Creek, where only 273 residents lived in 2020; flash floods reach streets outside it.
- Order the resale certificates for both the Stone Oak association and the subdivision's, and read the dues and any special assessment
- Before planning a pool or an addition, ask SAWS's Aquifer Protection and Evaluation section which category the lot is in
- Check that the appraisal record lists the City and North East ISD, not Northside, and no special district
- Look the address up on FEMA's flood map and price a flood policy, which a homeowners policy does not replace
- Confirm the zoned schools on North East ISD's boundary map: five elementary zones split the area
How Stone Oak got here
- 1985A group of developers files the first Stone Oak master plan in Bexar County, zoning land for homes, apartments, shops, churches, schools and hospitals before anything is built, around a golf course laid out on electric transmission easements.
- 1989The savings and loan crisis halts building; much of the land passes to the federal Resolution Trust Corporation, and development largely stops until 1992, when new investors buy it back.
- 1995On 12 January the City adopts its aquifer protection ordinance, No. 81491, which sets impervious cover limits for new projects over the Edwards recharge zone.
- 1997On 31 December the City annexes the Stone Oak Area, 6,974 acres, by Ordinance 86866, which covers 98.5% of the association's area on the City's annexation layer.
- 2008On 23 January the developer turns the property owners association over to the owners.
- 2010The census counts 21,311 residents on the blocks inside today's association line.
- 2013In January the Stone Oak and Sonterra associations, which had shared an office, separate into two entities.
- 2020The census counts 24,084 residents and 9,639 homes inside the line; owners live in 5,440 of the 8,861 occupied homes.
- 2025The City says a 2022-2027 bond project will rebuild the Stone Oak Parkway intersections at Evans Road and Hardy Oak Boulevard, for more than $5 million, with construction between autumn 2025 and winter 2027.
- 2026The association's Arbor Day event on 24 October gives away trees donated by the City's Parks and Recreation Department.
Stone Oak Park inside the line, two more natural areas just outside it
Stone Oak Park on Stone Oak Parkway is a City natural area of about 246 acres, 5.7% of the association's area and the largest public open space inside it. Just outside the line, Classen-Steubing Ranch Park on Hardy Oak Boulevard covers about 202 acres, and Panther Springs Park on Wilderness Oak, west across Blanco Road, about 285.
What the map does not show: the subdivisions' own pools and greenbelts, which this guide could not list.
25 places, with real drive times
Road-adjusted distance and drive time from the centre of the community to each destination, nearest first. Filter by category.
Showing 1–12 of 25 places, nearest first.
Method: distances are measured from OpenStreetMap's Stone Oak node at the northeast corner by U.S. 281 and the Park & Ride; most residents live nearer the population center, about 3.7 km to the west-southwest, so the western schools, parks and library are closer for them than the table shows. Each is straight-line distance times a road factor, with a tiered speed model: honest ranges, not routed times.
Every gym within reach
The City runs no recreation center or pool near Stone Oak; the nearest, at Lady Bird Johnson Park, is about 13 km away in a straight line. The YMCA's complex on Blanco Road is for youth sports by appointment, and the nearest full branch is Thousand Oaks on Henderson Pass.
- Thousand Oaks Family YMCA: about 9.0 km, 5 a.m. to 11 p.m. on weekdays
- Mays Family YMCA at Stone Oak Youth Sports Complex: about 8.5 km, by appointment
- Lady Bird Johnson Park Pool: about 17 km by road, closed for the season
| Facility | What it is | Drive |
|---|---|---|
| Mays Family YMCA at Stone Oak Youth Sports Complex open | The YMCA of Greater San Antonio's youth sports complex at 21654 Blanco Road, open by appointment only: a sports venue, not a fitness branch. | 10–15 min |
| Thousand Oaks Family YMCA open | The nearest full YMCA branch, at 16103 Henderson Pass south of Loop 1604: open 5 a.m. to 11 p.m. Monday to Friday, 7 a.m. to 8 p.m. Saturday and 1 p.m. to 8 p.m. Sunday. | 10–15 min |
| Stone Oak Park open | The free option: the City's 246-acre natural area on Stone Oak Parkway, inside the line. Most subdivisions keep their own pools and amenity centers for members, which this guide could not list. | 5–8 min |
| Lady Bird Johnson Park Pool closed | The nearest City pool, at 10700 Nacogdoches Road, about 13 km away in a straight line; closed for the season on the City's 2026 pool layer on 30 September. The nearest City community center, Hamilton, is at the same address. | 14–21 min |
The free option is Stone Oak Park's trails, about 2.5 km from the reference point.
North East ISD, split five ways for elementary school
Every resident is in the North East Independent School District. On its own zone layers, Stone Oak Elementary, rated A (91) for 2026, takes 38% of residents and Canyon Ridge, Las Lomas, Hardy Oak and Tuscany Heights the rest; Bush Middle, B (89), takes 77% and Reagan High, A (93), 85%. The reference point itself is zoned to Tuscany Heights, Tejeda Middle and Johnson High.
| School | Board | Note |
|---|---|---|
| Stone Oak Elementary School | North East Independent School District | 21045 Crescent Oaks, inside the line. On North East ISD's own 2025 elementary layer, last edited in July 2026, it is the zone for 9,066 of the 2020 residents, 38%; Canyon Ridge holds 30%, Las Lomas 19%, Hardy Oak 9% and Tuscany Heights, the zone at the reference point, 5%. The Texas Education Agency rated Stone Oak A, 91, for 2026 and A, 94, for 2025; 34.3% of its students counted as economically disadvantaged. |
| Canyon Ridge Elementary School | North East Independent School District | 20522 Stone Oak Parkway, inside the line: 7,157 residents, 30%. Rated B, 89, for 2026 after A, 92. Las Lomas on Hardy Oak Boulevard, the zone at the blocks' population center, fell from A, 91, to B, 81; Hardy Oak rose from B, 87, to A, 92; Tuscany Heights on Wilderness Oak fell from A, 91, to B, 87. |
| Bush Middle School | North East Independent School District | 1500 Evans Road, inside the line: the middle school zone for 18,484 residents, 77%. Rated B, 89, for 2026 after A, 92. Tejeda Middle on East Evans Road (A, 91, both years) holds 15% and the reference point; Lopez Middle on Hardy Oak Boulevard (A, 93) holds 9%. |
| Reagan High School | North East Independent School District | 19000 Ronald Reagan, south of the line: the zoned high school for 20,590 residents, 85%, on the high school layer North East ISD's own map still uses, which dates from 2020 because its 2025 layer is empty. Rated A, 93, for 2026 after A, 91, with a graduation component of 98.7; 22.1% of students counted as economically disadvantaged. The association's manager told KSAT that Reagan is not in Stone Oak, although most of Stone Oak goes there. |
| Johnson High School | North East Independent School District | 23203 Bulverde Road, east of U.S. 281: the zoned high school for the northeastern 15% of residents, including the reference point. Rated B, 89, for 2026 after B, 88, with a graduation component of 97.2. |
Check the exact address on North East ISD's boundary map before you commit. Its high school layer dates from 2020, because its 2025 layer is empty.
Month by month, what living here looks like
Not a highlights reel: the actual annual rhythm, including the dates residents have to remember.
- The appraisal district values every property as of 1 January; last year's tax bill is due by 31 January, and the association's $116 residential assessment is billed in January
- Highs near 17.4 °C and lows near 5.0 °C at San Antonio International, with about five nights at or below freezing on the 1991 to 2020 normal
- Penalty and interest begin on unpaid property tax bills on 1 February
- 44 mm of rain, the driest month on the normal, and highs near 19.7 °C
- Highs near 23.2 °C and lows near 11.0 °C
- 59 mm of rain on the normal, and about one night at or below freezing
- Highs near 26.8 °C and 61 mm of rain
- About three days reaching 32 °C on the normal
- 15 May, or 30 days after the appraisal district mails its notice if that is later, is the deadline to protest a value
- 112 mm of rain, the wettest month on the normal: late spring is one of San Antonio's two flash-flood seasons, and Mud Creek and Panther Springs Creek run through the area
- Highs near 33.6 °C, with about 24 days reaching 32 °C on the normal
- 83 mm of rain, often in short, heavy storms
- Highs near 34.9 °C, with about 28 days reaching 32 °C and six reaching 38 °C
- 61 mm of rain on the normal
- Highs near 35.6 °C and lows near 23.8 °C, the hottest month on the normal, with about nine days reaching 38 °C
- 55 mm of rain on the normal
- 99 mm of rain as the autumn flash-flood season begins; 7.0% of the area is in FEMA's 1% annual chance zone
- Highs near 32.3 °C, with about 20 days reaching 32 °C
- The association's Arbor Day event is on Saturday 24 October 2026, 9 a.m. to noon, in the Baptist Hospital parking lot, with trees donated by the City
- 95 mm of rain and highs near 27.9 °C
- From 15 November to 15 January holiday lighting is exempt from the military lighting overlay's rules
- Highs near 22.1 °C and lows near 9.9 °C, with 53 mm of rain
- Highs near 18.2 °C and lows near 5.8 °C, with about four nights at or below freezing on the normal
- 51 mm of rain on the normal
Every photograph in this guide's library is above
This library holds 4 photographs and the page has already printed all of them, each once. The credits are in the footer.
About these photographs. Openly licensed images geotagged in or near Stone Oak, found on Wikimedia Commons and served from there with full attribution. Inline photos elsewhere on the page may still come from the site's shared San Antonio library.