Understand Kenneth City before you commit to an address
Kenneth City is five thousand people in a single square kilometer of mid-county Pinellas, developed in the 1950s as a subdivision of small houses and incorporated in 1957 to stay out of St. Petersburg. It is one of the least expensive municipalities in the county. Figures are the same two indexes measured the same way in all 24 municipalities here, on Florida's rules including the homestead exemption. It is inland and out of the storm-surge zone that reshaped the rest of this market in 2024. Zillow publishes no rent index for a municipality this size, so the rent shown is the median of the seventeen here that have one, and is marked as such wherever it appears.
The cost of living in Kenneth City, and what a home costs
Two calculators on Florida's own rules: monthly compounding and the month private mortgage insurance stops, and the closing costs this state actually charges.
Rent or buy in Kenneth City
Whether buying here beats renting, and the year it turns over. With twenty-three of twenty-four municipalities down last year, appreciation is the input worth arguing with.
Mortgage calculator
Monthly compounding, the 30-year fixed loan, the private mortgage insurance a low down payment triggers, and Florida's documentary stamp and intangible taxes on the loan itself.
Then work out whether Kenneth City is the right part of the bay
No neighborhood guides for Kenneth City yet. What is here instead is both sides of the bay on one comparable footing.
All 24 municipalities in Tampa Bay
Every municipality across Hillsborough and Pinellas side by side on home value, millage, the rate a homesteaded buyer pays, and what storm surge did to it.
Compare the bayTampa, neighborhood by neighborhood
One of the two municipalities here with sourced guides rather than a single row of figures, including how high above the bay each part sits and what that is worth on a quote.
Explore TampaSt. Petersburg, area by area
The other municipality here with a hub of its own: the same row of figures as this table, the five areas the city divides into, and neighborhood guides on the peninsula where Helene's surge was the largest on record.
Explore St. PetersburgMiami and Miami-Dade
The same rules, the same exemptions and the same two Zillow indexes, and against every expectation, higher insurance premiums than Tampa Bay on a coast that has taken less surge.
Compare the two coastsWhat buying in Kenneth City actually involves
Its total of 18.1745 mills produces an effective rate of 1.57% and a bill of about $4,800 a year on a typical home value of $304,633. The second-cheapest in this layer. For a working household this and Pinellas Park are the two realistic entry points into a house in Pinellas County.
It is also inland by Pinellas standards, which after 2024 is worth more than it used to be: the surge that reached Gulfport and the beaches did not reach here. The housing is small, uniform and mid-century, so the insurance question is roof age and construction rather than flood zone. A much easier question to answer, and a much cheaper one.
The town is a single 1950s subdivision that incorporated to stay independent, and it still looks like one: small concrete-block houses on uniform lots, a grid that ends abruptly at the boundary, and St. Petersburg on every side. Buying here means buying into a small municipality whose services are largely arranged with neighbours, which is worth understanding before comparing its rate with a full-service city's.
Because the stock is so uniform, the town benchmark is unusually descriptive of an actual house here, which is rare in this layer. What varies is condition rather than type: whether the roof and the windows have been replaced, whether the electrical has been updated, and whether additions and enclosed carports were permitted when they were built.
Moving to Kenneth City: check these before you commit
- Roof age and the wind mitigation report, which on 1950s stock decide the premium.
- Whether additions were permitted, common in subdivisions of this vintage.
- The town's small size and what it contracts out, since almost everything is provided by others.
- Permits for any addition, enclosed carport or converted garage, which are common in this stock and often informal.
- The town's arrangements for policing, fire and emergency medical service, which are not all provided in-house.
Kenneth City's own council sets 5.4373 of the 18.1745 mills charged here. The rest is Pinellas County, the school board and the countywide special districts, and the 18.1745 is the total Pinellas County publishes for this taxing district rather than a figure assembled on this site.
Sourced, dated, and separated from the guesswork
Every Kenneth City figure below is cited, stamped with the period it describes, and editable, because a number for the whole city rarely describes your purchase. Appreciation and investment returns are assumptions rather than facts, and they are labelled that way. Read the methodology for how the line is drawn.
- Prices, rents and tax rates: published statistics and the official schedules.
- Nothing here is a lender quote, a pre-approval or financial advice.
Where the Kenneth City figures come from
- Zillow Home Value Index (ZHVI), all homes, mid-tier, smoothed and seasonally adjusted: city file, June 2026 · Zillow Research · retrieved Supports: A typical home value for each municipality, computed on one method across all twenty-four, The same series and month the Charlotte, Orlando, Palm Beach and Miami pages use, Year-over-year change to June 2026, which is negative in twenty-three of the twenty-four
- Zillow Observed Rent Index (ZORI), all homes, smoothed: city file, June 2026 · Zillow Research · retrieved Supports: Asking rents for the seventeen municipalities Zillow indexes
- Final 2025 millage rates by taxing district · Hillsborough County Property Appraiser · retrieved Supports: Published totals of 19.8428 for Tampa, 19.5319 for Temple Terrace, 18.2926 for Plant City and 18.2515 for the unincorporated county, Every component behind them, including the 0.5583 library services levy Temple Terrace and Plant City are outside and the 0.5000 transit authority levy Plant City is outside, A county General Purpose MSTU of 4.6163 paid in the unincorporated area in place of a municipal rate
- Millage rates levied for 2025 taxes · Pinellas County Tax Collector · retrieved Supports: A published real estate total for every taxing district in Pinellas County, from Redington Shores at 15.1568 to Belleair at 20.4449, including St Petersburg at 19.9197 and Belleair Beach at 15.4466, Countywide components: general fund 4.5423, health department 0.0713, emergency medical services 0.8050 and school 6.2930, Other districts totalling 1.0256: planning council 0.0175, Juvenile Welfare Board 0.8250 and the Southwest Florida Water Management District 0.1831, The Transit District at 0.7300 and which districts are inside it, and the Pinellas Suncoast Fire District at 0.6700 and which are inside that
- Table 1: Comparison of Taxes Levied, county and municipal governments, fiscal years 2024-25 and 2025-26 · Florida Department of Revenue, Property Tax Oversight · retrieved Supports: Independent confirmation of each municipality's own adopted 2025-26 levy in both counties
- Documentary stamp tax · Florida Department of Revenue · retrieved Supports: 70 cents per $100 on a deed, in every county except Miami-Dade, which charges 60 cents plus a 45-cent surtax, 35 cents per $100 on a promissory note or other written obligation to pay money