Understand Boynton Beach before you commit to an address
Boynton Beach is eighty-three thousand people between Delray Beach and Lantana, the third-largest city in Palm Beach County, running from a small oceanfront strip west across I-95 and the Turnpike into the suburban developments beyond. Its municipal rate of 7.7500 mills is the third-highest in this layer, behind Riviera Beach and West Palm Beach. Figures are the same two indexes measured the same way in all 24 municipalities on this coast, on Florida's rules including the homestead exemption.
The cost of living in Boynton Beach, and what a home costs
Two calculators on Florida's own rules: monthly compounding and the month private mortgage insurance stops, and the closing costs this state actually charges.
Rent or buy in Boynton Beach
Whether buying here beats renting, and the year it turns over. On this coast insurance moves the answer more than the mortgage rate, and you can edit it.
Mortgage calculator
Monthly compounding, the 30-year fixed loan, the private mortgage insurance a low down payment triggers, and Florida's documentary stamp and intangible taxes on the loan itself.
Then work out whether Boynton Beach is the right part of this coast
No neighborhood guides for Boynton Beach yet. What is here instead is the whole coast on one comparable footing.
All 24 municipalities on the Palm Beach coast
Every municipality from Boca Raton to Tequesta side by side on home value, millage, the rate a homesteaded buyer pays, and which of them pay the county for fire.
Compare the coastThe 24 municipalities of the Orlando metro
Identical rules and exemptions, the same two Zillow indexes, and insurance at less than half what it costs here. It is the clearest measure of what proximity to the Atlantic costs.
Compare coast and inlandWhat buying in Boynton Beach actually involves
That rate takes the total to 20.0080 mills and a homesteaded buyer's effective rate to about 1.79%, which on a typical home value of $402,831 is a bill near $7,200. Boynton runs its own fire department and library, so it pays neither county levy: the 7.75 is genuinely the city's own choice, funding a service level and a capital program including the Town Square redevelopment that rebuilt the civic center, library and fire headquarters at once.
The city has been openly examining whether to merge its fire department into Palm Beach County Fire Rescue, which would change this stack materially in either direction depending on the terms. Beyond that, Boynton is the most mixed market in this layer by housing type. Oceanfront condominiums, a historic core, large age-restricted communities west of the Turnpike and new construction beyond them, and one index across all of it is a coarse instrument.
The city has spent the last decade rebuilding its center, with a new civic and cultural complex and residential development around it, and a marina district on the Intracoastal that has been redeveloped in stages. Those are the blocks where density is going, and they are worth checking against a specific address rather than the city plan.
Boynton spans from the ocean to the Turnpike, which in this county means it spans every insurance profile there is. A near-oceanfront condominium, a 1970s house east of I-95 and a 1990s house in a western community are three different purchases, and the difference in premium between them can exceed the difference in tax.
Moving to Boynton Beach: check these before you commit
- The fire service question, which the city has been actively studying and which affects the largest single component of its own rate.
- Which side of I-95, and which side of the Turnpike: this city spans several distinct markets.
- Age restrictions and recreation leases in the western communities, which are common and are not always obvious from a listing.
- How far the address is from the coast, because insurance in this county changes sharply with that distance.
- What is approved around the town center and marina districts if the address is near either.
Boynton Beach levies 7.7500 of the 20.0080 mills charged here. The remaining 12.2580 is Palm Beach County, the school district and the countywide special districts, none of which the municipality sets, and none of it is the county Fire/Rescue MSTU, because Boynton Beach is outside it.
Sourced, dated, and separated from the guesswork
Every Boynton Beach figure below is cited, stamped with the period it describes, and editable, because a number for the whole city rarely describes your purchase. Appreciation and investment returns are assumptions rather than facts, and they are labelled that way. Read the methodology for how the line is drawn.
- Prices, rents and tax rates: published statistics and the official schedules.
- Nothing here is a lender quote, a pre-approval or financial advice.
Where the Boynton Beach figures come from
- Zillow Home Value Index (ZHVI), all homes, mid-tier, smoothed and seasonally adjusted: city file, June 2026 · Zillow Research · retrieved Supports: A typical home value for the 35th to 65th percentile of each municipality's market, computed on one method across all twenty-four, The same series and month the Charlotte and Orlando metro pages use, so all three American layers can be read against each other, Year-over-year change to June 2026
- Zillow Observed Rent Index (ZORI), all homes, smoothed: city file, June 2026 · Zillow Research · retrieved Supports: Asking rents across the whole rental stock for the eighteen municipalities Zillow indexes, No index at all for the six smallest, several of which have fewer than five hundred residents
- Taxing Authority Code Description, Palm Beach County 2025 · Palm Beach County Property Appraiser · retrieved Supports: One row per tax authority code, 123 codes, with a named column for every levy and a published TOTAL, which settles the district set for all twenty-four municipalities by inspection, The Fire/Rescue MSTU at 3.4581 on five of the twenty-four and on no others: South Palm Beach, Lake Worth Beach, Wellington, Royal Palm Beach and Lake Park, The county Library district at 0.5491 on eleven: Ocean Ridge, Hypoluxo, South Palm Beach, Greenacres, Wellington, Royal Palm Beach, Palm Beach Shores, Palm Beach Gardens, Jupiter, Jupiter Inlet Colony and Tequesta, The Jupiter Inlet District at 0.0722 on three: Jupiter, Tequesta and Jupiter Inlet Colony, Children's Services 0.4908, the Health Care District 0.6561 and F.I.N.D. 0.0270 on all 123 codes, which is why they are countywide here, The published TOTAL every row in this layer reproduces, from Palm Beach's 14.8690 to Lake Worth Beach's 21.6106
- 2025 millage rates by taxing authority, Palm Beach County · Palm Beach County Property Appraiser · retrieved Supports: The countywide levies: county 4.5000 and county debt 0.0330, school state 3.0730 and local 3.2480, Children's Services 0.4908, Health Care District 0.6561, three SFWMD levies totalling 0.2301 and FIND 0.0270, The conditional Fire/Rescue MSTU at 3.4581 and the separate Jupiter Fire/Rescue MSTU at 1.7251, Every municipality's own operating and debt millage, and the Greater Boca Raton Beach and Park District at 1.0800, A published total for Boca Raton of 17.0029 mills, which this layer's stack reproduces exactly
- 2026 Proposed, Rollback and 2025 Final Millage Rates, Palm Beach County · Palm Beach County Property Appraiser · retrieved Supports: The 2025 Final column corroborating the three district rates read off the code chart: Fire/Rescue 3.4581, Library 0.5491 and Jupiter Inlet District 0.0722, F.I.N.D. at 0.0270 for 2025, against the 0.0288 this layer carried for a year, which is the 2024 rate
- Table 1: Comparison of Taxes Levied, county and municipal governments, fiscal years 2024-25 and 2025-26: Palm Beach · Florida Department of Revenue, Property Tax Oversight · retrieved Supports: The adopted 2025-26 millage rate and taxes levied for Palm Beach County and every municipality in it, Independent confirmation of the municipal rates taken from the property appraiser's table