Understand North Palm Beach before you commit to an address
North Palm Beach is thirteen thousand people north of Lake Park, developed from 1956 by John D. MacArthur around a network of canals and a golf course the village later bought and now runs itself. Most of the housing is single-family on or near water, and the village owns and operates the country club, the marina and the pool. Figures are the same two indexes measured the same way in all 24 municipalities on this coast, on Florida's rules including the homestead exemption.
The cost of living in North Palm Beach, and what a home costs
Two calculators on Florida's own rules: monthly compounding and the month private mortgage insurance stops, and the closing costs this state actually charges.
Rent or buy in North Palm Beach
Whether buying here beats renting, and the year it turns over. On this coast insurance moves the answer more than the mortgage rate, and you can edit it.
Mortgage calculator
Monthly compounding, the 30-year fixed loan, the private mortgage insurance a low down payment triggers, and Florida's documentary stamp and intangible taxes on the loan itself.
Then work out whether North Palm Beach is the right part of this coast
No neighborhood guides for North Palm Beach yet. What is here instead is the whole coast on one comparable footing.
All 24 municipalities on the Palm Beach coast
Every municipality from Boca Raton to Tequesta side by side on home value, millage, the rate a homesteaded buyer pays, and which of them pay the county for fire.
Compare the coastThe 24 municipalities of the Orlando metro
Identical rules and exemptions, the same two Zillow indexes, and insurance at less than half what it costs here. It is the clearest measure of what proximity to the Atlantic costs.
Compare coast and inlandWhat buying in North Palm Beach actually involves
That municipal ownership is why the rate is what it is. North Palm Beach levies 7.4000 mills, among the highest in this layer, runs its own fire department so pays no county MSTU, and reaches a total of 19.6580: a homesteaded buyer's rate of about 1.83%, or roughly $11,600 a year on a typical home value of $630,043. A village that owns a golf course, a marina and a country club is buying amenity with the millage rather than leaving it to a private club.
The waterfront is the market. A great many properties here have canal frontage with ocean access through the Lake Worth Inlet, and that frontage is most of the value; seawall condition and age are a large and frequently underestimated cost on these lots. Being on the mainland rather than the barrier island puts insurance in a better band than Palm Beach Shores across the water, but this is still coastal Palm Beach County.
The village owns and runs its own country club, golf course and marina facilities, which is unusual and is the reason the municipal rate sits where it does. Those amenities are available to residents on village terms rather than through a private membership, and for many households here that arrangement is the point of the place.
The housing is largely 1950s and 1960s, much of it on canals, which means original systems in many properties and seawalls approaching the end of their lives in others. Both are budget items rather than inspection notes, and both are common enough here to be assumed until proven otherwise.
Moving to North Palm Beach: check these before you commit
- Seawall age and condition on any canal-front property, which is a five-figure replacement and often overdue.
- Whether the canal has genuine ocean access and what the fixed bridge clearances are, which decides the frontage premium.
- Village club and marina membership arrangements, which are municipal here rather than private.
- The age of the electrical, plumbing and roof on 1950s and 1960s stock, which is most of the village.
- What village club and marina access actually costs a household annually.
North Palm Beach levies 7.4000 of the 19.6580 mills charged here. The remaining 12.2580 is Palm Beach County, the school district and the countywide special districts, none of which the municipality sets, and none of it is the county Fire/Rescue MSTU, because North Palm Beach is outside it.
Sourced, dated, and separated from the guesswork
Every North Palm Beach figure below is cited, stamped with the period it describes, and editable, because a number for the whole city rarely describes your purchase. Appreciation and investment returns are assumptions rather than facts, and they are labelled that way. Read the methodology for how the line is drawn.
- Prices, rents and tax rates: published statistics and the official schedules.
- Nothing here is a lender quote, a pre-approval or financial advice.
Where the North Palm Beach figures come from
- Zillow Home Value Index (ZHVI), all homes, mid-tier, smoothed and seasonally adjusted: city file, June 2026 · Zillow Research · retrieved Supports: A typical home value for the 35th to 65th percentile of each municipality's market, computed on one method across all twenty-four, The same series and month the Charlotte and Orlando metro pages use, so all three American layers can be read against each other, Year-over-year change to June 2026
- Zillow Observed Rent Index (ZORI), all homes, smoothed: city file, June 2026 · Zillow Research · retrieved Supports: Asking rents across the whole rental stock for the eighteen municipalities Zillow indexes, No index at all for the six smallest, several of which have fewer than five hundred residents
- Taxing Authority Code Description, Palm Beach County 2025 · Palm Beach County Property Appraiser · retrieved Supports: One row per tax authority code, 123 codes, with a named column for every levy and a published TOTAL, which settles the district set for all twenty-four municipalities by inspection, The Fire/Rescue MSTU at 3.4581 on five of the twenty-four and on no others: South Palm Beach, Lake Worth Beach, Wellington, Royal Palm Beach and Lake Park, The county Library district at 0.5491 on eleven: Ocean Ridge, Hypoluxo, South Palm Beach, Greenacres, Wellington, Royal Palm Beach, Palm Beach Shores, Palm Beach Gardens, Jupiter, Jupiter Inlet Colony and Tequesta, The Jupiter Inlet District at 0.0722 on three: Jupiter, Tequesta and Jupiter Inlet Colony, Children's Services 0.4908, the Health Care District 0.6561 and F.I.N.D. 0.0270 on all 123 codes, which is why they are countywide here, The published TOTAL every row in this layer reproduces, from Palm Beach's 14.8690 to Lake Worth Beach's 21.6106
- 2025 millage rates by taxing authority, Palm Beach County · Palm Beach County Property Appraiser · retrieved Supports: The countywide levies: county 4.5000 and county debt 0.0330, school state 3.0730 and local 3.2480, Children's Services 0.4908, Health Care District 0.6561, three SFWMD levies totalling 0.2301 and FIND 0.0270, The conditional Fire/Rescue MSTU at 3.4581 and the separate Jupiter Fire/Rescue MSTU at 1.7251, Every municipality's own operating and debt millage, and the Greater Boca Raton Beach and Park District at 1.0800, A published total for Boca Raton of 17.0029 mills, which this layer's stack reproduces exactly
- 2026 Proposed, Rollback and 2025 Final Millage Rates, Palm Beach County · Palm Beach County Property Appraiser · retrieved Supports: The 2025 Final column corroborating the three district rates read off the code chart: Fire/Rescue 3.4581, Library 0.5491 and Jupiter Inlet District 0.0722, F.I.N.D. at 0.0270 for 2025, against the 0.0288 this layer carried for a year, which is the 2024 rate
- Table 1: Comparison of Taxes Levied, county and municipal governments, fiscal years 2024-25 and 2025-26: Palm Beach · Florida Department of Revenue, Property Tax Oversight · retrieved Supports: The adopted 2025-26 millage rate and taxes levied for Palm Beach County and every municipality in it, Independent confirmation of the municipal rates taken from the property appraiser's table