Understand Scugog before you commit to an address
Scugog is 21,600 people around Port Perry on Lake Scugog, with Scugog Island in the middle of the lake and the Mississaugas of Scugog Island First Nation on it. The main street runs down to the water and is the reason most people who move here choose it. Figures come from the board's price index and the province's tax return, measured the same way in all 24 municipalities here. The rent is Toronto-wide, because nobody surveys rents municipality by municipality.
The cost of living in Scugog, and what a home costs
Two calculators on Ontario's own rules: semi-annual compounding and the real minimum down payment tiers, and the closing costs this province actually charges.
Rent or buy in Scugog
Whether buying here beats renting, and the year it turns over. Toronto's municipal land transfer tax does not apply out here, which is worth real money.
Mortgage calculator
Semi-annual compounding, the CMHC premium under twenty percent down with Ontario's 8% tax on it, and the provincial land transfer tax.
Then work out whether Scugog is the right part of the region
No neighbourhood guides for Scugog yet. What is here instead is the whole region on one comparable footing.
All 24 municipalities around Toronto
Every municipality in the four regions on one footing: the published rate, the rate a buyer actually pays once the 2016 assessment freeze is undone, and the gap between them.
Compare the regionToronto, neighbourhood by neighbourhood
Sourced guides to the city at the middle of all this, one in each of its four community council areas.
Browse the city guidesWhat buying in Scugog actually involves
Port Perry itself is a small, walkable and expensive core with a large rural township attached. The two are different markets in the same municipality, and the benchmark on this page blends them.
Scugog's composite fell only 2.3% over the year, the smallest decline of any municipality in this layer. On a market this size that is worth reading cautiously, but it does track what has happened to well-kept small-town cores across the region.
Port Perry has more services than a town of its size normally would, including a hospital site, a full retail main street and the schools for the surrounding countryside. That is why the village core holds its price the way it does, and why the gap between a house four streets from Queen Street and a farm ten minutes out is larger here than the municipal figure suggests.
Lake Scugog is shallow, which matters in practice. Weed growth, water quality and the state of the shoreline vary a great deal from one stretch to another, and dock and boathouse work sits under conservation authority regulation. Waterfront here should be assessed stretch by stretch rather than as a single category.
Moving to Scugog: check these before you commit
- Well and septic outside Port Perry, with tests, and lake water quality if the property is on the shore
- Whether the property is in a regulated flood or shoreline area on Lake Scugog
- The realistic drive to a GO station, which is the commute
- For older Port Perry stock, the same wiring, plumbing and roof questions as any nineteenth-century house
- What the specific stretch of shoreline is like in August, since the lake is shallow and conditions vary along it
- Whether any dock, boathouse or shoreline work was permitted, because retroactive permits are expensive
The rent here is CMHC's Toronto CMA average rather than a municipal figure, because the survey's zones are not municipal boundaries.
Sourced, dated, and separated from the guesswork
Every Scugog figure below is cited, stamped with the period it describes, and editable, because a number for the whole city rarely describes your purchase. Appreciation and investment returns are assumptions rather than facts, and they are labelled that way. Read the methodology for how the line is drawn.
- Prices, rents and tax rates: published statistics and the official schedules.
- Nothing here is a lender quote, a pre-approval or financial advice.
Where the Scugog figures come from
- Market Watch, July 2026: MLS® Home Price Index by municipality · Toronto Regional Real Estate Board · retrieved Supports: Composite, single-family detached and apartment benchmark prices for every municipality in this layer, July 2026, Year-over-year changes on each of those benchmarks, An All TRREB Areas composite benchmark of $934,600, down 4.63% year over year, A City of Toronto composite benchmark of $928,200, down 3.83%
- Market Watch, January 2016: MLS® Home Price Index by municipality · Toronto Regional Real Estate Board · retrieved Supports: Composite benchmark prices for every municipality in this layer at January 2016, the valuation date Ontario assessments are frozen to, A City of Toronto composite benchmark of $612,200 at that date, A Milton composite benchmark of $694,400, up 43.66% over the previous twelve months
- Financial Information Return 2024, Schedule 22: Municipal and School Board Taxation · Ontario Ministry of Municipal Affairs and Housing · retrieved Supports: Lower-tier, upper-tier, education and total residential tax rates for every municipality in Ontario, 2024, The residential assessment each rate is charged against and the taxes it raises, A uniform education rate of 0.153% across the province, The 2025 returns being incomplete at the time of retrieval, with seven of the twenty-four municipalities in this layer not yet filed
- Rental Market Survey: Toronto, average rent by bedroom type, October 2025 · Canada Mortgage and Housing Corporation · retrieved Supports: Toronto CMA average purpose-built rents of $1,761 one-bedroom, $2,045 two-bedroom and $2,294 three-bedroom-plus, A Toronto CMA purpose-built vacancy rate of 3.0%
- Assessment Act, R.S.O. 1990, c. A.31 · Government of Ontario · retrieved Supports: Property is assessed at current value, being the amount the land would realise on a sale, The valuation date is fixed by regulation, and the province has kept it at 1 January 2016 for every year since 2017
- Calculating Land Transfer Tax · Ontario Ministry of Finance · retrieved Supports: Provincial transfer tax brackets, The conditional 2.5% band