Understand Beaconsfield before you commit to an address
Beaconsfield is a lakeshore municipality of about nineteen thousand people, wooded, low-density and almost entirely residential. No shopping centre, no industrial park, no highway commercial strip. It is one of the most sought-after addresses on the West Island and it charges 0.8096% of assessed value, the second-highest residential rate of these twenty-eight municipalities. Figures come from the province's assessment roll and municipal budget file, measured the same way in all 28 municipalities here. It sits in the Montréal agglomeration, so part of what an owner pays here funds services set by a council this municipality does not control.
The cost of living in Beaconsfield, and what a home costs
Two calculators on Quebec's own rules: semi-annual compounding and the real minimum down payment tiers, and the closing costs this province actually charges.
Rent or buy in Beaconsfield
Whether buying here beats renting, and the year it turns over. Both households start with the same cash, so the comparison is not rigged either way.
Mortgage calculator
Semi-annual compounding, the CMHC premium under twenty percent down, and the 9% Quebec sales tax charged on it in cash at closing, the highest in the country.
Then work out whether Beaconsfield is the right part of the region
No neighbourhood guides for Beaconsfield yet. What is here instead is the whole region on one comparable footing.
What buying in Beaconsfield actually involves
Beaconsfield and Dorval are nine kilometres apart in the same agglomeration with the same police, the same fire service and the same water, and Beaconsfield's rate is more than double Dorval's. The whole of the difference is that Dorval has an airport and Beaconsfield has trees. On a median detached house of $957,650 the bill here is about $7,750 against $2,600 in Dorval. Five thousand dollars a year, every year, for the same municipal services. That is the single most useful comparison on this page and it is not a criticism of either council.
What the town has done with its residential-only character is unusual and worth knowing about: Beaconsfield charges for waste collection by volume, with a measured bin, and its diversion rate is among the highest in Quebec. It is also a town with two commuter rail stations inside it, which on the West Island is rare. The Vaudreuil–Hudson line runs to Lucien-L'Allier and is the practical downtown commute from here.
The town's waste collection is charged by volume rather than as a flat service, which is unusual in this region and has measurably changed how much residents throw away. It is a small line in the household budget and a good illustration of how differently these small municipalities can choose to operate.
The housing is largely 1960s and 1970s detached on wooded lots along the lakeshore and behind it, with very little new construction. Turnover is low, the market is thin, and the lakeshore streets and the northern sections are priced quite differently despite sharing a rate.
Moving to Beaconsfield: check these before you commit
- The rate, and what it compounds to over the length of time you would actually hold the house.
- Which of the two exo stations you would use, and the Vaudreuil–Hudson timetable, which is a commuter service rather than an all-day one.
- Shoreline, flood mapping and the town's tree bylaw, all of which bind harder here than in most of the region.
- How the town charges for waste and what that adds or saves for your household.
- Whether the address is on the lakeshore side or north of the highway, which the town figure blends.
The 5,888 detached one-dwelling houses on Beaconsfield's 2026 roll are what the median above describes. The roll was built against market conditions on 1 July 2024 and is fixed for three years, so it is a market value rather than a current one.
Sourced, dated, and separated from the guesswork
Every Beaconsfield figure below is cited, stamped with the period it describes, and editable, because a number for the whole city rarely describes your purchase. Appreciation and investment returns are assumptions rather than facts, and they are labelled that way. Read the methodology for how the line is drawn.
- Prices, rents and tax rates: published statistics and the official schedules.
- Nothing here is a lender quote, a pre-approval or financial advice.
Where the Beaconsfield figures come from
- Rôles d'évaluation foncière du Québec: rôle 2026, fichiers par municipalité · Ministère des Affaires municipales et de l'Habitation, via Données Québec · retrieved Supports: Every property on the 2026 assessment roll of each of these municipalities, with its predominant use, its number of dwellings, its physical link and its value, The median detached one-dwelling residence in each municipality, computed identically across all twenty-eight, The market conditions date each roll was built against: 1 July 2023 for twelve of them and 1 July 2024 for sixteen
- Rapport financier des organismes municipaux: données prévisionnelles non auditées 2026, Simple occurrence · Ministère des Affaires municipales et de l'Habitation · retrieved Supports: The 2026 residential property tax rate adopted by each municipality, in dollars per $100 of assessment, Special rates for debt service, operating and investment activities where a municipality levies them, under the taux-unique code as well as the taux-variés résiduelle one, The 2026 decree population of each municipality, The adopted-rate file itself rather than the dataset page that lists it, so the next reconciliation is a fetch rather than a search
- Données prévisionnelles non auditées 2026: description des postes · Ministère des Affaires municipales et de l'Habitation · retrieved Supports: Which code carries which adopted rate: general CPALB01724 taux unique or CPALB01726 taux variés résiduelle, debt CPALB01736 or CPALB01738, operating CPALB01747 or CPALB01749, investment CPALB01758 or CPALB01760, That a special rate adopted at a single rate is recorded under a different code from one adopted per property class, which is the distinction this layer reads both halves of
- Rental Market Survey, Montréal CMA: October 2025 · Canada Mortgage and Housing Corporation · retrieved Supports: An average two-bedroom rent of about $1,200 across the purpose-built stock of the Montreal CMA, A vacancy rate of 2.9%, Survey zones that do not correspond to municipal boundaries, which is why this layer carries one regional figure rather than twenty-eight
- Réorganisation municipale: les municipalités reconstituées et le conseil d'agglomération · Gouvernement du Québec, Ministère des Affaires municipales et de l'Habitation · retrieved Supports: The reconstitution of fifteen municipalities on the island of Montreal and four in the Longueuil agglomeration on 1 January 2006, The division between local competences and agglomeration competences. Police, fire, water production, arterial roads and public transit, The agglomeration council's power to set the levy that funds them
- Regulations amending the Insurable Housing Loan Regulations and the Eligible Mortgage Loan Regulations (SOR/2025-55) · Canada Gazette, Part II · retrieved Supports: The $1.5 million insured price cap, which only three of these twenty-eight municipalities' median detached houses exceed, 30-year insured amortization for first-time buyers and new builds